Rvbyqvwi 2016, cšl-gvn bzzb w`m ší. K `ªxq e vswks

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1 Rvbyqvwi 2016, cšl-gvn 1422 bzzb w`m ší K `ªxq e vswks

2 wzgq w`b 2006 mv ji RvZxq wbe vp b 4700 _ K 80 Rb cöv_ x K FY Ljvwci wwk v ikb `qv nq evsjv `k e vs K PvKwiRxe bi ïiæi AwfÁZv Avgv `i ej eb wk? Avwg XvKv wek we` vj q cwimsl vb wefv M œvz KvËi m úbœ K i GKB wek we` vj qi BÝwUwUDU Ae wbdwuªk b cwimsl vb wel q jkpvivi c ` PvKwii my hvm cvb GKBmg q evsjv `k e vs Ki cwimsl vb wefv M A vwm U vwuw K vj Awdmvi c `I PvKwii my hvm Av m Xvwei jkpvivi c ` mmgq ezb wqj 450 UvKv Ab w` K evsjv `k e vs Ki GKRb Awdmv ii ezb 575 UvKv mew`k we epbv K i evsjv `k e vs Ki PvKwi Z hvm `qvi wm vší wbb Ges m` ^vaxb ` ki K `ªxq e vs K 1973 mv ji ww m ^ i hvm`vb Kwi gvt Avãyjøvn& cöv³b gnve e vck evsjv `k e vsk cwiµgvi wbqwgz Av qvrb wzgq w`b cwiµgvi cvvk `i wkqz mg qi Rb K `ªxq e vs Ki cöexy Kg KZ v `i mvwbœ a bqvi cöqv mb GB wbqwgz cwi ekbv Zuv `i cöwzwu fvebv, civgk, AwfÁZv memg qi Rb B Ag~j Zuv `i fvebv, civgk I AwfÁZv wewbg qi D Ï k Gev ii wzgq w` bi AwZw_ mv ek gnve e vck gvt Avãyjøvn& 2007 mv ji ww m ^ i wzwb evsjv `k e vs Ki µwwu Bbdi gkb eÿ iv _ K AemiMÖnY K ib cöexy GB Kg KZ vi m ½ AvjvcPvwiZvq D V G m Q e vs K Zuvi PvKwiRxeb I Ab vb AwfÁZvi K_v m úv`bv cwil` m úv`k Gd. Gg. gvkv j nk wefvmxq m úv`k gvt RyjKvi bv qb mvc`v Lvbg gûqv gnmxb byiæbœvnvi B `ªvYx nk AvwRRv emg MÖvwd Bmvev dvinxb ZvwiK AvwRR Av jvkwpî gvnv ` gvmỳ yi ingvb Ôm` ^vaxb ` k evsjv `k e vs Ki GKRb Awdmv ii ezb wqj 575 UvKvÕ- gvt Avãyjøvn& mmgq ` ki K `ªxq e vs Ki cwimsl vb wefv M wk ai bi KvR n Zv? K `ªxq e vs Ki g~j cwimsl vb wefvm ZLbI KivwP Z U e vsk Ae cvwk Ív bb wqj 1973 mv j bzzb wiµzu g U Avwgmn AviI K qkrb Kg KZ v cwimsl vb wefv M hvm w`b Gici KivwP _ K wkqz evovwj Kg KZ v evsjv `k e vs K wd i Av mb bzzb wb qvmcövß Ges wd i Avmv Kg KZ v `i wb q Pvjy nq ^vaxb ` ki K `ªxq e vs Ki cwimsl vb wefvm Gmgq PviwU wwwfk b wef³ n q cwimsl vb wefv Mi KvR Kiv n Zv vwuw K vj WvB R mmgq mvßvwnk wn m e cökvwkz n Zv GQvovI G wefvm _ K wkqz gvwmk I evwl K cökvkbvi KvR n Zv Avcwb µwwu Bbdi gkb eÿ iv Z iæz c~y `vwqz cvjb K i Qb wmavbwe m ú K wkqz ejyb AvšÍR vwzk gỳ ªv Znwe ji (AvBGgGd) civg k 1988 mv j e vswks Kwgk bi wik g Ûkb Abymv i wdb vwýqvj m±i widg m cövmövgm& (GdGmAviwc) Gi Aax b µwwu Bbdi gkb eÿ iv Pvjy nq wmavbwe _ K GKRb FYMÖnxZvi cuvpwu di g Z_ bqv n Zv ww m ^i 1992 Z cö_g me wmwwdjw e vs Ki cöwzwu kvlv _ K GB dig msmön K i Kw úduv ii WvUv eb R Bbdi gkb ivlv nq mg Í e vsk K wmavbwei cÿ _ K wb ` kbv `qv n jv bzzb FY Aby gv`b ev wiwbdq v ji mgq evsjv `k e vsk _ K cöwzwu FYMÖnxZvi Z_ msmön Ki Z n e Gi d j Ljvwc `i FY cviqv eü n jv d j mgmö e vswks m± i AvkvZxZ cöwdu Avm Z ïiæ Ki jv PvKwiRxe b we kl Kv bv wz Av Q hv AvRI g b c o? AmsL wz i q Q G gyn~ Z g b co Q mv j 52wU bzzb e vsk Ges 77wU BÝÿ iý Kv úvwb Aby gv` bi Rb wmavbwe Z cvvv bv nq wkš wmavbwe wi cvu Ges weaviwcwwi evqvb k l mikvi 13wU e vsk Ges 30wU BÝÿ iý Kv úvwb K Aby gv`b `q GQvov 2006 mv ji RvZxq wbe vp b 4700 _ K 80 Rb cöv_ x K FY Ljvwci wwk v ikb `qv nq Gevi Avcbvi e w³mz Rxeb m ú K Rvb Z PvB- Avgvi Pvi g q wzbrbb Wv³vi GKRb weweg m úbœ K i Q Aemi mgq wkfv e Kv U? Avwg wewfbœ mvgvwrk Kv Ri mv _ wb R K hy³ i LwQ Avgvi evmv jvjgvwuqv Z mlv b gmwr` gv`ªvmv Kg cø A_ m úv` Ki `vwqz cvjb KiwQ GQvov cvš c _ Avgvi GKwU evwywr K feb i q Q G jvi `Lfvj Kwi bexb Kg KZ v `i D Ï k wkqz ejybwek A_ bxwzi Av jv K `k I RbM Yi mvwe K Kj v Y bzzb bzzb e vswks mevmn RvZxq A_ bxwz K mvg b GwM q wb Z n e cwiµgv wbdr W Rvbyqvwi 2016

3 msev` wek e vs Ki cöavb A_ bxwzwe `i MYe³ Zv AbywôZ evsjv `k e vs Ki Avgš Y wek e vs Ki wmwbqi fvbm cöwm W U I cöavb A_ bxwzwe` W. KŠwkK emy 13 ww m ^i 2015 XvKvi e½eüy AvšÍR vwzk m jb K `ªi nj Ae d g GK MYe³ Zvq (cvewjk jkpvi) AskMÖnY K ib Zuvi cvewjk jkpv ii welq wqj Ôwek A_ bxwz, evsjv `k I AvÂwjK mn hvwmzv t mgm v I m vebvõ Gmgq g  evsjv `k e vs Ki Mfb i W. AvwZDi ingvb I cöavb A_ bxwzwe` W. weiƒcv cvj Dcw Z wq jb GQvovI K `ªxq e vs Ki WcywU Mfb ie `, EaŸ Zb Kg KZ vmn Avgwš Z AwZw_iv Abyôv b Dcw Z wq jb cvewjk jkpv i A_ bwzk w`k _ K evsjv `k K Gwkqvb UvBMvi wn m e AvL vwqz K ib wek e vs Ki wmwbqi fvbm cöwm W U I cöavb A_ bxwzwe` W. KŠwkK emy wzwb e jb, evsjv `k Lye `ªæZ GwM q hv Q; hv we k i Ab vb ` ki AbymiY Kivi g Zv evsjv ` ki A_ bwzk cöe w 2020 mv ji g a 8 kzvs k wb q hviqvi Rb wewb qvm I mâq evov bvi cvkvcvwk AeKvVv gv Dbœq bi Ici me P q ewk iæz `Iqv DwPZ e j g b K ib wek e vs Ki cöavb A_ bxwzwe` Z e AeKvVv gvmz Dbœq b mevi Av M bri w` Z n e GKBmv _ e emvwqk bxwz Z ` Zv I ^ QZv evov Z n e eûrvwzk Kv úvwb K Avmvi my hvm K i w` Z n e, Z e m ÿ Î hv Z ` ki ^v_ i v cvq mw`kwu ZI bri `qvi K_v e jb wzwb wewb qvm evov bvi iæz evsv Z evgd«ukvwmz cwðge ½i D`vniY Uv bb evovwj G A_ bxwzwe` wzwb e jb, fvizxq gvk mev`x KwgDwb cvwu (wmwcavbgg) 33 eqi gzvq wqj G mgq Zviv köwgk `i Dbœq b A bk KvR K i Q wkš wewb qv Mi wel q Zviv D`vi wqj bv G K we epbvq wb q Dbœq bi Rb KŠkj wvk Kivi civgk w` q W. KŠwkK emy e jb, GRb Avcbv `i wbr ^ bxwz wvk Ki Z n e mevb K e m GKwU fv jv Dbœqb cwikíbv ˆZwi Ki Z n e Kbbv myôz cwikíbvi gva g ` k AcPq I `yb xwz A bkvs kb Kgv bv m e Kg ms vb m wói gva g evsjv ` ki ZiæY Rbkw³ K Kv R jvmv bvi civgk w` q wzwb e jb, evsjv `k GLb W gvmövwdk wwwf W Ûi hy M cö ek K i Q cöpyi ZiæY Rb Mvôx i q Q G ` ki GB ZiæY `i wvkg Zv wk v, ` Zv I Kg ms vb w` Z cvi j evsjv `k A bk `~i GwM q hv e wzwb Av iv e jb, GLb wek vq b cö ek K i Q evsjv `k wek vq bi fv jv ev g ` wb q A bk wezk Av Q, Z e Avcwb cq ` K ib ev bv K ib Zvi Ici GwU wbf i K i bv wek vq bi mv _ Avcwb Rwo q M Qb Z_ -cöhyw³ wek vqb K Av iv Z ivwš^z K i Q Pxb, fvi Zi g Zv evsjv `ki wek vqb _ K myweav c q Q e j gšíe K ib wek e vs Ki cöavb A_ bxwzwe` wek vq bi P v jä gvkv ejvi Rb cö ÍywZ biqvii civgk `b wzwb wzwb e jb, evsjv ` ki ißvwb e o Q 1992 mv j wrwwwci 8 fvm ißvwb Avq n Zv GLb mwu 20 kzvs k G m Q ˆe `wkk gỳ ªvi grỳ e e vcbv GKwU AvU e j g b K ib W. KŠwkK emy ez gv b evsjv ` ki 27 wewjqb Wjv ii h wirvf i q Q, Zvi e³e ivl Qb wek e vs Ki cöavb A_ bxwzwe` W. KŠwkK emy e e vcbv LyeB KwVb KvR e ji gšíe K ib wzwb G cöm ½ 1991 mv j Ae e vcbvi Rb fvi Zi ˆe `wkk gỳ ªvi gry `i msk Ui welqwu Zy j a ib fviz mikv ii cöavb A_ bwzk Dc `óvi `vwqz cvjb K i Avmv GB A_ bxwzwe` wzwb e jb, IB mgq fvi Zi bxwzi Kvi Y we k i wewfbœ ` k emevmiz fvizxqiv ˆea c _ UvKv cvvv bv eü K i `q d j fvi Zi wirvf b g Av m gvî 13 w` bi Avg`vwb e q guv bvi Ae vq GRb evsjv ` ki bxwz GLbB wvk Kiv Riæwi e j gz `b wzwb evsjv ` ki Dbœqb wpî Zy j ai Z G Î 1992 mv ji m ½ 2015 mv ji Zyjbv K ib wzwb W. KŠwkK emy e jb, Avwg 1992 mv ji K_v ejwq GRb h, Avwg IB mg q evsjv ` k wqjvg IB mgq evsjv ` ki gv_vwcqy Avq hv wqj mwu GLb wø YiI ewk e o Q, e o Q gvby li µq gzv 1992 mv j mivmwi we `wk wewb qv Mi (GdwWAvB) nvi wqj wrwwwci `kwgk k~b 1 kzvsk, hv Avm j D jøl Kivi g Zv wkqy bv ez gv b GdwWAvB wrwwwci cövq 1 kzvsk, e o Q wewb qvm I mâ qi nvii 1992 mv j wewb qv Mi nvi wqj wrwwwci 17 kzvsk, hv GLb 27 kzvsk mâqi GKBfv e e o Q Gmgq AveviI wewb qvm I mâ qi nvi evwo q 35 _ K 40 kzvs ki g a wb Z cvi j 2020 mv ji g a evsjv ` ki wrwwwc cöe w 8 kzvsk AwR Z n e e j g b K ib wzwb mvgvwrk m~p K evsjv ` ki h AMÖMwZ n q Q Zv Dbœqbkxj `k jvi AbymiY Kivi g Zv e j g b K ib wek e vs Ki GB fvbm cöwm W U wzwb e jb, evsjv ` k ez gv b `vwi`ª K g Q `ªæZ nv i GQvov Avqy e o Q, wkï g Zz nvi K g Q Gme wel q fvi Zi P qi fv jv K i Q evsjv `k 1992 mv j evsjv ` ki Mo Avqy wqj 61 eqi, GLb mwu e o 71 eqi n q Q IB mg q wkï g Zz nvi wqj nvrv i 92 Rb Avi fvi Zi wqj 82 Rb GLb evsjv ` k mwu K g 31 R b b g Q Avi fvi Z Zv b g Q 38 R b MYe³ Zv k l R vjvwb wbivcëv, D ` v³v ˆZwi, mivmwi we `wk wewb qvm, abx-`wi `ªi ˆelg cöm ½ wewfbœ cö kœi DËi `b W. KŠwkK emy cvewjk jkpv i mgvcbx e³ Zvq K `ªxq e vs Ki Mfb i W. AvwZDi ingvb wer qi gvm ww m ^i K iy K i exi knx` `i cöwz kö v Rvbvb Gmgq ˆe `wkk gỳ ªvi wirvf cöm ½ Mfb i e jb, Avgiv Avgv `i eo G wirvf wb q gv UI DwØMœ bb GwU wb q fwel Z Kx Kx Kiv h Z cv i, Zv wb q Avgiv B Zvg a B KvR ïiæ K i w` qwq evsjv `k e vs Ki Avgš Y wek e vs Ki wmwbqi fvbm cöwm W U W. KŠwkK emy mvov `qvq K `ªxq e vs Ki c _ K Zuv K ab ev` I K ZÁZv Rvbvb Mfb i MYe³ Zvq ^vmz e³e `b evsjv `k e vs Ki cöavb A_ bxwzwe` W. weiƒcv cvj Gmgq wzwb wek e vs Ki wmwbqi fvbm cöwm W U W. KŠwkK emy cöm ½ e jb, Gi Av M 1992 mv j evsjv `k Dbœqb M elyv cöwzôvb weavbwwg mi Avgš Y wzwb me kl evsjv ` k G mwq jb W. KŠwkK emy 1952 mv ji 9 Rvbyqvwi fvi Zi cwðge ½i KjKvZvq Rb MÖnY K ib wzwb KjKvZvi m U Rwfqvm yj I w`wjøi m U w db K j R cov kvbv K ib Gici bv ej werqx A_ bxwzwe` AgZ m bi ZË veav b jûb yj Ae B Kv bvwg _ K wcgbpww wwwmö AR b K ib 2012 mv ji 1 A ±vei wzwb wek e vs Ki cöavb A_ bxwzwe` wn m e `vwqz bb Gi Av M wzwb fviz mikv ii cöavb A_ bwzk Dc `óv wn m ei `vwqz cvjb K ib W. KŠwkK emy fviz mikv ii cùf~ly cyi v i f~wlz nb Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 3

4 msev` g v µvb Kv bvwgk vwewjwu welqk AvšÍR vwzk Kg kvjv evsjv `k e vsk I BDGb Wmv (UNDESA) Gi hš_ Av qvr b ÔmvgwMÖK A_ bwzk w wzkxjzv, emikvwi Lv Zi Dbœqb I A_ bwzk cöe w Õ kxl K GKwU Kg kvjv ww m ^i 2015 e½eüy AvšÍR vwzk m jb K `ª AbywôZ nq 14 ww m ^i D Øvabx Abyôv b g~j cöeü Dc vcb I D Øvabx fvly `b wek e vs Ki wmwbqi fvbm cöwm W U I cöavb A_ bxwzwe` W. KŠwkK emy G Z we kl AwZw_ wn m e Dcw Z wq jb evsjv `k e vs Ki Mfb i W. AvwZDi ingvb, BDGb Wmvi Møvevj B Kv bvwgk gwbuwis BDwb Ui cöavb W. nvwg` ikx` K `ªxq e vs Ki cöavb A_ bxwzwe` I AvšÍR vwzk Kg kvjvi cöavb mgš^qk W. weiƒcv cvj G Z ^vmz e³e iv Lb D Øvabx c e mfvcwzz K ib evsjv `k e vs Ki WcywU Mfb i gvt Aveyj Kv mg D Øvabx fvl Y wek e vs Ki wmwbqi fvbm cöwm W U I cöavb A_ bxwzwe` W. KŠwkK emy e jb, ez gv b evsjv ` ki A_ bxwz my `ifv e G Mv Q Avwg evsjv ` ki AMÖMwZ ev A_ bwzk cöe w i wel q LyeB Avkvev`x AvMvgx Z hkõwu `k K `ªæZ cöe w i `k wn m e `Lv hv e, evsjv `k Zv `i g a _vk e GRb wek e vs Ki mv _ evsjv ` ki m úk I bzybfv e iæz cv Q wek e vsk Avw_ K AšÍf yw³i wel q GLb KvR Ki Q, hwu evsjv `k Av M _ KB ïiæ K i Q Z e Dbœq bi mvgwmök `vwqz mikvi wb Z cv i bv GRb Ggb GKUv cwi ek ˆZwi Ki Z n e, hv Z mikvi h KvRwU Ki Z Pvq mwu emikvwi LvZ Ki Z cv i GRb m Abyhvqx bxwz cöyqbi Ki Z n e mb bxwz n Z n e ` ki cöwz `i` I ckv`vwi Z i mswgkö Y, hv Z cövwšík Rb Mvôxi AšÍf yw³ _v K Av_ -mvgvwrk Dbœq b emikvwi LvZ K m ú ³ Kivi civgk w` q wek e vs Ki cöavb A_ bxwzwe` W. KŠwkK emy e jb, cwikíbvgvwdk KvR Ki Z cvi j evsjv ` ki wrwwwc cöe w 8 kzvs k wb q hviqv Am e wkqy bq Gmgq we kl AwZw_i e³ e Mfb i W. AvwZDi ingvb e jb, Avgiv GLb we k GK Abb A_ bxwzi ` óvší Dc vcb Ki Z hvw Q hlv b mgvb Zv jb mvgwmök A_ bxwz GwM q hv Q Avkv KiwQ, Kg mg qi g a B mvgwók I e wók me A_ bxwz ZB evsjv `k bz Z vbxq ch v q P j Avm e Avgv `i BbK ywmf B Kv bvwg hfv e mvivwe k cökswmz n Q GUv ZviB cögvy enb K i BDGb Wmvi Møvevj B Kv bvwgk gwbuwis BDwb Ui cöavb W. nvwg` ikx` e jb, mvgwmök A_ bwzk w wzkxjzv ïay g~j w wzkxjzv bq Avw_ K LvZ I gỳ ªv Lv Z w wzkxjzv _vk Z n e ez gv b cy iv we k B mvgwók A_ bxwz Z w wzkxjzv bb Lv` g~j Aw wzkxj Ges g~jab vbvšíwiz n Q cök Z Lv Zi mv _ Avw_ K Lv Zi wew QbœZv `Lv hv Q GiKg cwiw wz Z mvgwók A_ bxwzi w wzkxjzvq Rvi w` Z n e Gici Kg kvjvi ïiæ Z cö_g w` bi cö_g mk b Ôcwjwmm di g v µvb Kv bvwgk vwewjwu A vû B Kv bvwgk W fjc g U : nvd ` w_w¼s n vr PBÄW Ifvi ` BqvimÕ kxl K cöeü Dc vcb K ib hy³iv ó«i A_ bxwzwe` I BbwW cb W U jvi W. wf Uv ZvbwR G mk b ÔmvD_ Gwkqvb B Kv bvwg : cöv MÖm, cwjwmm A vû cöm c±mõ kxl K cöeü Dc vcb K ib U e vsk Ae cvwk Ív bi mv ek Mfb i I KivwPi BÝwUwUDU Ae wer bm A vwwgwb ªk bi wwb I ww i±i W. BkivZ ûmvbb G Z mfvcwzi `vwqz cvjb K ib evsjv `k e vsk Mfb i W. AvwZDi ingvb cö_g w` bi wøzxq mk b AvBGjI R bfv Awd mi Ggcøq g U cwjwm wwcvu g U wefv Mi Ggcøq g U A vû jevi gv K U cwjwmm eªv Âi cöavb W. AvBqvbvZyj Bmjv gi Ôg v µvb Kv bvwgk cwjwm, MÖv_ A vû Ggcøq g U : Gb AvBGjI cvm ckwufõ kxl K cöeüwu Zuvi c ÿ Dc vcb K ib evsjv `k e vs Ki wpd B Kv bvwg m& BDwb Ui Dcgnve e vck W. wek e vs Ki cöavb A_ bxwzwe` W. KŠwkK emy Kg kvjvq Ask bb gvt GRvRyj Bmjvg Gmgq Ôwdb vwýqvj A vû K vwcuvj gv K U wjevivjvb Rkb A vû g v µv vwewjwu : jmbm di evsjv `kõ kxl K cöeü Dc vcb K ib BDGb Wmvi W fjc g U cwjwm A vû A vbvjvbwmm wwwfk bi Møvevj B Kv bvwgk gwbuwis BDwb Ui cöavb W. nvwg` ikx` Gmgq mfvcwzi `vwqz cvjb K ib XvKv wek we` vj qi A_ bxwz wefv Mi Aa vck W. eikz-b-lỳ v cö_g w` bi Z Zxq I kl mk b Ô eªbb wg s Ab K vcvwmwu wewìs Bb wimvp : cvwu wm ckb d«g m U«vj e vsk wimvp vmõ kxl K GKwU mkb cwipvwjz nq G Z mfvcwzz K ib BDGb Wmvi W fjc g U cwjwm A vû GbvjvBwmm wwwfk bi Møvevj B Kv bvwgk gwbuwis BDwb Ui cöavb W. nvwg` ikx` D jøl, cö_g w` bi Kg kvjv k l wek e vs Ki cöavb A_ bxwzwe` I wmwbqi fvbm cöwm W U W. KŠwkK emy I Avgwš Z Ab vb AwZw_i m v b iv Z GK g bvá mvs wzk Abyôv bi Av qvrb Kiv nq Kg kvjvi wøzxq w` bi cö_g mk b ÔwRIMÖvwdK vj cöw wgwu A vû b vkbvj KvjPvi GR wwuviwg b Um Ae e vsk K vwcuvj ªvKPviÕ kxl K cöeü Dc vcb K ib A «wjqvi BDwbfvwm wu Ae KyBÝj v Ûi wdb vý wefv Mi wmwbqi cöfvlk W. kvgm cvvvb G mk b ÔK vwcuvj i jkb A vû e vsk wi : Avi BmjvwgK A vû Kb fbkbvj e vsk wwdv i U?Õ kxl K cöeü Dc vcb K ib A «wjqvi BDwbfvwm wu Ae KyBÝj v Ûi wdb vý wefv Mi cöfvlk W. gvwgrv nk Gmgq mfvcwzz K ib U e vsk Ae cvwk Ív bi mv ek Mfb i I KivwPi BÝwUwUDU Ae wer bm A vwwgwbm U«k bi wwb I ww i±i W. BkivZ ûmvbb Kg kvjvi wøzxq w` bi wøzxq mk b ÔwdmK vj cwjwm Bmÿ R Bb W fjwcs B Kv bvwg Õ kxl K e³e Dc vcb K ib hy³iv ó«i A_ bxwzwe` I BbwW cb W U jvi W. wf Uv ZvbwR GQvovI Ô gwks gwbuwi cwjwm Bb W fjwcs B Kv bvwg : B Uvib vkbvj cvwu wmc v Um DBj kqvi `qvi G cwi q ÝmÕ kxl K GKwU mkb cwipvwjz nq G Z mfvcwzz K ib evsjv `k e vs Ki WcywU Mfb i Gm. K. myi PŠayix GQvovI Kg kvjvi mgvcbx Awa ek b `yb w` b Av jvwpz cöe Üi iæz c~y Askmg~n ms c Dc vcb K ib evsjv `k e vs Ki GdAvBwmGmwWi Dcgnve e vck gvt RyjKvi bv qb G Z mfvcwzz K ib evsjv `k e vs Ki WcywU Mfb i Avey nbv gvnvt ivrx nvmvb Gmgq e³e `b evsjv `k e vs Ki wbe vnx cwipvjk ïf¼i mvnv, wmwbqi A_ bwzk Dc `óv W. dqmvj Avn g` Ges BDGb Wmvi W fjc g U cwjwm A vû A vbvjvbwmm wwwfk bi Møvevj B Kv bvwgk gwbuwis BDwb Ui cöavb W. nvwg` ikx` Gmgq evsjv `k e vs Ki cöavb A_ bxwzwe` I Kg kvjvi cöavb mgš^qk W. weiƒcv cvj mdjfv e AvšÍR vwzk G Kg kvjvwu m úbœ niqvq m šívl cökvk K ib D jøl, W. KŠwkK emyi cvewjk jkpvi, AvšÍR vwzk IqvK kc Ges wgu ` cömmn mswkøó Kv Ri Av qvrk wqj evsjv `k e vs Ki M elyv wefvm I wpd B Kv bvwg m& BDwbU evsjv `k e vsk cwiµgv - 4 Rvbyqvwi 2016

5 msev` Aóg Gw wkdwuf wiwuªu AbywôZ evsjv `k e vs Ki Aóg Gw wkdwuf wiwuªu ww m ^i 2015 nwem Ä AbywôZ nq G Z evsjv `k e vs Ki gnve e vck ch vq _ K Mfb i ch ší me EaŸ Zb wbe vnx AskMÖnY K ib `yb w`be vcx G Abyôv bi g~j Dccv` wqj becöyxz KŠkjMZ cwikíbv Gi mdj ev Íevq bi Rb AMÖMwZ ch v jvpbv I cövmw½k Î mywbw` ó KŠkj MÖnY Abyôv b WcywU Mfb i gvt Aveyj Kv mg evsjv `k e vs Ki me Kg Kv Ð Revew`wnZv I mykvmb wbwðz Kivi Ici iæz v ivc K ib fwel Zi P v jä gvkv ejvq AvšÍR vwzkfv e M nxz m e vëg bxwz-c wzi Av jv K bxwzmz, cövwzôvwbk Ges AvBbMZ wewfbœ c` c MÖnY Kivi Rb AvnŸvb Rvbvb wzwb evsjv ` ki me Avw_ K m~p Ki µ gvbœwz n Q Ges e vswks LvZ Av Mi P q Av iv w wzkxj n q Q D jøl K i WcywU Mfb i Avey nbv gvnvt ivrx nvmvb e jb, evsjv `k wkqy wkqy Î DbœZ `k jvi _ KI fv jv AMÖMwZ K i Q `xn gqvw` j AR b hme Kv Ri mywpwšíz iƒc ilv cöyqb Kiv n q Q, Zv ev Íevq b A vkkb cø vb jv hb Gw wkdwuf wiwuªu Abyôv b Mfb i, WcywU Mfb i I Ab vb Kg KZ v h_v_ I djcöm~ nq, m e vcv i wzwb mevi mn hvwmzv Kvgbv K ib AvMvgx cuvp eq ii cwikíbv jv ev Íevq b j f`x mywbw` ó Kvh µg wba vi Yi Ici iæz v ivc K ib WcywU Mfb i wmzvsï Kygvi myi PŠayix cwikíbv ev Íevq bi m ve SyuwK gvkv ejvq mevb K h_vh_ f~wgkv ivlvi Dci ZvwM` `b wzwb Rbmvavi Yi Av v AR bb K `ªxq e vs Ki mvdj g~j vq bi cöavbzg Dcvq we epbvq cwiez bkxj ˆewk K A_ bxwz Z evsjv `k e vs Ki Av iv Rviv jv Ges Rbm ú ³ Kvh µg ev Íevqb cö qvrb e j wzwb D jøl K ib WcywU Mfb i bvrbxb myjzvbv MZ cuvp eq i evsjv `k e vs Ki AwR Z mvdj Zy j a ib Gi avivevwnkzvq wzwb evsjv `k mikv ii wwwruvj evsjv `k Movi j i m ½ Zvj wgwj q evsjv `k e vs Ki Kg KvÐ Av iv cöhyw³wbf i I wbf yjfv e m úv` bi Rb wbe vnx `i cöwz AvnŸvb Rvbvb Abyôv b ^vmz e³e iv Lb evsjv `k e vs Ki wbe vnx cwipvjk gvt Avnmvb Djøvn& GQvov Avgwš Z e³v wn m e weavbwwg mi M elyv cwipvjk W. webvqk mb ÔB Kv bvwgk MÖv_ A vû mvk vj UªvÝdi gkb Bb evsjv `kõ wel q w`kwb ` kbvg~jk e³e iv Lb wegv Kv úvwbi gvwbjûvwis cöwz iva cwicvjb Kg KZ v m jb wegv m± ii mkj wegv Kv úvwbi cöavb gvwbjûvwis cöwz iva cwicvjb Kg KZ vm Yi AskMÖn Y GKwU m jb 4-5 ww m ^i 2015 evsjv `k e vsk, wm ju Awd m AbywôZ nq evsjv `k wdb vwýqvj B Uwj RÝ BDwb Ui gnve e vck `ecömv` `ebv _i mfvcwz Z AbywôZ G m j bi D Øvabx Abyôv b WcywU Mfb i I evsjv `k wdb vwýqvj B Uwj RÝ BDwbU cöavb Avey nbv gvnvt ivrx nvmvb cöavb AwZw_ wn m e Dcw Z wq jb we kl AwZw_ wn m e Dcw Z wq jb wegv Dbœqb I wbqš Y KZ c ÿi m`m gvt KzÏym Lvb I evsjv `k e vsk wm j Ui gnve e vck gvnv ` gvevik nv mb GQvovI D³ Abyôv b ek K qkwu wegv cöwzôv bi cöavb wbe vnx Kg KZ vmn evsjv `k BÝÿ iý A v mvwm qk bi cöwzwbwamy Dcw Z wq jb wegv cöwzôv bi cöavb gvwbjûvwis cöwz iva cwicvjb Kg KZ v m jb 2015 Gi D Øvabx Abyôv bi cöavb AwZw_ Avey nbv gvnvt ivrx nvmvb G m± ii A_ c~y I UKmB Dbœq bi ^v _ wewfbœ ikg `yb xwz, cözviyv, RvwjqvwZ, gvwbjûvwis I mš v m A_ vqb iv ai gva g K c v iu Mf b Ý cöwzôvi wel q Rvi `b we kl AwZw_ gvnv ` gvevik nv mb Nyl, `yb xwz, gvwbjûvwis, gv`k I mš vmgy³ mgvr MV b mikvwi- emikvwi mkj m± ii mw wjz D ` v Mi cö qvrbxqzvi welqwu Zz j a ib wegv Dbœqb I wbqš Y KZ c ÿi m`m gvt KzÏym Lvb wegv wk í gvwbjûvwis I mš v m A_ vqb welqk SzuwK iv a Kvh Ki f wgkv cvj bi Rb wegv Dbœqb Rvbyqvwi 2016 WcywU Mfb i Avey nbv gvnvt ivrx nvmvb e³e ivl Qb I wbqš Y KZ cÿ K AvBwb I cökvmwbkfv e kw³kvjx Kivi Dci Rvi `b Abyôv bi mfvcwz `ecömv` `ebv_ fwel r cör b i Rb `yb xwz, gvwbjûvwis, mš vm I gv`kgy³ GKwU ÁvbwfwËK gvbwek mgvr MV b mvbvi evsjv M o Zvjvi j ÿ hvi hvi Ae vb _ K KvR Kivi Rb mkj K Aby iva Rvbvb `yb w`be vcx G Abyôv bi cö_g w` b D Øvabx Abyôvb QvovI wegv wk í gvwbjûvwis I mš v m A_ hvmvb cöwz iva welqk we kølyag x `ybwu ccvi Dc vcb K ib evsjv `k wdb vwýqvj B Uwj RÝ BDwb Ui DccwiPvjK gvt gvmỳ ivbv Ges wegv Dbœqb I wbqš Y KZ c ÿi Awdmvi gvt ` jvqvi nv mb GQvovI wøzxq w` b wegv m± i gvwbjûvwis I mš v m A_ vqb iva msµvší cwicvjb, RvwZms Ni wbivcëv cwil `i irÿ jyk bi ev Íevqb Ges gvwbjûvwis I mš v m A_ vqb iva cwicvjb msµvší mgm vi wel q Av iv wzbwu ccvi Dc vcb K ib wewfbœ wegv Kv úvwbi cöwzwbwaem evsjv `k e vsk cwiµgv - 5

6 msev` wmöb A_ vqb welqk wiwribvj dvivg AbywôZ evsjv `k e vs Ki K wl FY wefvm I mvm UB bej wdb vý wwcvu g Ui Av qvr b Gwkqv c vwmwdk iæivj A vû GwMÖKvjPvivj µwwu A v mvwm qkb (APRACA) Gi mnvqzvq 29 b f ^i-1 ww m ^i 2015 XvKvi GKwU vbxq nv U j ÔRegional Dissemination Forum on Green Financing for Sustainable Development and Accessibility of Rural Communities kxl K wzb w`be vcx GKwU Kg kvjv AbywôZ nq Mfb i W. AvwZDi ingvb G Kg kvjvq cöavb AwZw_ Ges g~j e³v wn m e Dcw Z wq jb Kg kvjvwu Z ^vmz e³v wn m e Dcw Z wq jb evsjv `k e vs Ki WcywU Mfb i I AvcivKv Pqvig vb wmzvsï Kzgvi myi PŠayix GQvov, Avkv, wc KGmGd, GgAviG, eª v Ki wbe vnx Kg KZ vmn evsjv `k e vs Ki EaŸ Zb Kg KZ vmy G Kg kvjvq Dcw Z wq jb Kg kvjvq Mfb i Zuvi e³ Zvq e jb, cwi ekmz UKmB A_ vqb wbwðzki Y evsjv `k e vsk wewfbœ Avw_ K ms v I Askx`vi `i ( hgb- GbwRI, mikvwi- emikvwi K nvìvi) mv _ mgwš^z e e v MÖnY K i Q mvgvwrk `vqe Zv, AšÍf zw³g~jk I UKmB A_ vqb AMÖhvÎvq `ªæZZi `vwi`ª we gvpb, my hv Mi AmgZv n«vm, Lv` I R vjvwb wbivcëv BZ vw` welq K evsjv `k e vs Ki bxwz Z AMÖvwaKvi `qv n q Q wzwb Av iv e jb, Avw_ K mevq K wl I cwjø Ges gwnjv D ` v³v `i my hvm cö`vbi Avgv `i bxwz I Kg m~wp Z iæz c q Q WcywU Mfb i Zuvi ^vmz e³ e e jb, cövwzôvwbk mvgvwrk `vqe Zvi gva g UKmB bxwzgvjv, wewaweavb cöyq b evsjv `k e vsk AMÖYx f~wgkv cvjb Ki Q we klz wmöb cybta_ vqb cöpjb, wmöb A_ vq b jÿ gvîv wba viy, cwi ekmz bxwzgvjv cöyq bi gva g wmöb e vswks bxwzgvjv I wewaweav bi cömv i AMÖMwZ mvwaz n q Q wzwb Av iv D jøl K ib, UKmB cwi ekevüe wewb qv Mi gva g Rjevqy cwiez brwbz mgm v gvkv ejvq Gwkqv c vwmwdk A ji `kmg~ ni g a AwfÁZv wewbgq AZ ší Riæwi D³ dviv g WcywU Mfb i Gm. K. myi PŠayix ÔUpdate, Programs, Strategies and Best Practices of Green Financing for Appropriate Application and Utilization for Countryside Development from the Central Bank Perspective kxl K GKwU Country paper Dc vcb K ib wzwb Zuvi Dc vcbvq wmöb A_ vq b evsjv `k e vs Ki wewfbœ Mfb i I WcywU Mfb ii mv _ Kg kvjvq AskMÖnYKvix `wk-we `wk Kg KZ vmy D ` vm, e vsk I Avw_ K cöwzôvbmg~n KZ K D³ D ` vmmg~ ni h_vh_ ev Íevqb, wmöb A_ vq b evsjv ` ki AMÖMwZ, evsjv `k e vsk KZ K mikvi K wmöb A_ vq b mnvqzv cö`v bi D Ï k cöyxz bxwzgvjv Ges evsjv `k e vsk KZ K M nxz wmöb Kvh µgmg~n mȳ úófv e dzwu q Zv jb hv m`m `k jvi cöksmv AR b K i wzwb Zuvi cöe Ü Av iv D jøl K ib h, evsjv `k e vsk c w_exi mkj K `ªxq e vs Ki g a me cö_g wmöb A_ vqb msµvší GKwU c~y v½ bxwzgvjv cöyqb K i hv c w_exi me `k KZ K cökswmz Ges Abym Z n q Q evsjv ` k Av qvwrz Kg kvjvwu Z wewfbœ ` ki bqrb e³v wmöb A_ vqb msµvší cöeü Dc vcb K ib D³ Kg m~wp Z f~uvb, K ^vwwqv, bcvj I _vbj v Ûi wewfbœ cöwzwbwa wmöb A_ vqb msµvší wewfbœ wel q e³ Zv `b Ges Kg m~wpi kl w`b eª v Ki mnvqzvq evsjv ` ki wmöb wdb vý cö R± cwi`k b Kiv nq Kg kvjvi wøzxq w` b evsjv `k e vs Ki wbe vnx cwipvjk ïf¼i mvnv dviv g Dc vwcz mkj cöe Üi GKwU mvims ÿc Dc vcb K ib Kg kvjvq AvcivKv m`m `k- f~uvb, K ^vwwqv, fviz, gvqvbgvi, bcvj Ges _vbj v Ûi 21 Rb cöwzwbwamn me gvu 42 Rb cöwkÿyv_ x AskMÖnY K i D jøl, AvcivKv (APRACA) m`m `k jvi cvi úwik mn hvwmzv Ges Z_ I AwfÁZv wewbg qi gva g Gwkqv-c vwmwdk A j MÖvgxY A_ vq bi Dbœq b KvR K i Avm Q Gwkqv-c vwmwdk A ji 21wU ` ki wewfbœ K `ªxq e vsk, K wl e vsk, evwywr K e vsk, ÿz`ª FY cöwzôvb, Dbœqb ms v Ges Ab vb MÖvgxY A_ vqb I K wl FY ms v wg j ez gv b G ms vwui m`m msl v 74wU evsjv ` k evsjv `k e vsk QvovI Avkv, wc KGmGd, GgAviG, eª vk, we Kwe G msmv bi m`m evsjv `k e vsk cwiµgv - 6 mg SvZv vik ^vÿi mycviwfk bi ÿ Î mn hvwmzv I mycviwfkb msµvší Z_ wewbg qi j ÿ 26 A ±vei 2015 fvi Zi gy ^vb q wirvf e vsk Ae BwÛqvi (RBI) mv _ evsjv `k e vs Ki GKwU mg SvZv vik (MOU) ^vÿwiz nq mg SvZv vi K evsjv `k e vs Ki c ÿ wbe vnx cwipvjk gvt mvbdzj Bmjvg Ges wirvf e vsk Ae BwÛqvi c ÿ wbe vnx cwipvjk gxbv ngp `ª ^vÿi K ib evsjv ` k fvizxq gvwjkvbvaxb U e vsk Ae BwÛqv Ges fvi Z evsjv `wk gvwjkvbvaxb `ywu e vsk-gwe e vsk wjt Ges mvbvjx e vsk wjt Kvh iz _vkvq D³ Cross Border e vswks cöwzôvbmg~n myôz Z`viwK I mycviwfk bi j ÿ Ges Home and Host Supervisor `i g a mn hvwmzv e w, e v mj A v KvW I e v mj KwgwU Ab e vswks mycviwfkb (wewmwegm) Gi mycvwik ev Íevq bi Ask wn m e D³ mg SvZv vik ^vÿwiz n q Q mycviwfk bi ÿ Î mn hvwmzv e w i j ÿ evsjv `k e vsk n Z cö_g G ai bi mg SvZv vik ^vÿi Kiv n q Q evsjv `k e vsk Awdmvm A v mvwm qkb wbe vp bi djvdj NvlYv evsjv `k e vsk Awdmvm A v mvwm qkb, XvKvi 8 ww m ^i 2015 Zvwi L AbywôZ mvaviy wbe vp bi djvdj NvlYv Kiv n q Q wbe vp b mfvcwz c ` gvt bvwmi DwÏb-2 Ges mnmfvcwz c ` gvt Avãym meyi I gvt Aveyj eqvb Rqjvf K ib mvaviy m úv`k c ` gvt Av bvqviæj Bmjvg L `Kvi Ges hym m úv`k c ` gvt b~i nv mb I webv cvifxb wbe vwpz n q Qb cözzj ivq mvsmwvk m úv`k c ` Ges gvt Gbvgyj nk-1 Kvlva ÿ c ` wbe vwpz nb cöpvi m úv`k c ` gvt Avwbmy¾vgvb f~ubqv I Avnv ` nv mb µxov I mvs wzk m úv`k c ` Ges `ßi m úv`k c ` Av m g Avwid PŠayix wbe vwpz nb i ekv myjzvbv, Avkivdzj Bmjvg, gwndwïb Ges g nw` nvmvb Kvh Kix m`m c ` wbe vwpz nb Rvbyqvwi 2016

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8 msev` evsjv `k e vsk Uªwbs GKv Wwg Z 1-5 b f ^i 2015 gqv ` Rvg vwbi K `ªxq e vsk W qp ey `R e vsk Ges Rvg vwbi wdb vwýqvj mycviwfkb A_wiwU evwd bi mnvqzvq ÔBanking SupervisionÕ welqk GKwU cöwkÿy Kvm AbywôZ nq 1-2 b f ^i 2015 Rvg vwbi wdb vwýqvj mycviwfkb A_wiwU evwd bi wmwbqi A vwfvbrvi W. Rvnvbm& A v ½jm Ges 3-5 b f ^i 2015 Rvg vwbi K `ªxq e vsk W qp ey `R e vs Ki e vswks mycviwfkb we klá W. gvwu b db Rb Ges Rb d«mjvi mkb cwipvjbv K ib cuvp w`be vcx G Kg kvjvq GKv Wwgi gnve e vck gvt Avkivdzj Avjg cöwkÿywui D Øvab NvlYv K ib Ges GKv Wwgi wcöwýcvj K Gg Rvg k`y¾vgvb cöwkÿywui mgvcbx Abyôv b mvwu wd KU weziy K ib mgvcbx Abyôv b GKv Wwgi gnve e vcke ` Ges Abyl` m`m e ` Dcw Z wq jb GKv Wwgi wcöwýcvj Ges we `wk wi mv m cvimbmn AskMÖnYKvixMY evsjv `k e vs Ki cöavb Kvh vj qi wewfbœ wefv Mi DccwiPvjK n Z Dcgnve e vck ch v qi 27 Rb Kg KZ v G cöwkÿ Y AskMÖnY K ib evsjv `k e vsk Uªwbs GKv Wwg Z m úªwz 2015 Gi wøzxq e v Pi eywbqvw` cöwkÿyv_ x `i Rb Af šíixy µxov cöwz hvwmzvi Av qvrb Kiv nq Af šíixy µxov cöwz hvwmzvq Uwej Uwbm (GKK I ˆØZ), Kivg (GKK I ˆØZ), `vev, jywz, weªr BZ vw`i Av qvrb Kiv nq (c _Kfv e cyiæl I gwnjv) 5 b f ^i 2015 evsjv `k e vsk Uªwbs GKv Wwgi wcöwýcvj K Gg Rvg k`y¾vgvb GB cöwz hvwmzvi AvbyôvwbK D Øvab K ib Abyôv b wewewugi wewfbœ DBs qi gnve e vck, Abyl` m`m Ges wewewugõi me Í ii Kg KZ v I KgPvix Dcw Z wq jb evsjv `k e vsk K `ªxq Rv g gmwr` KwgwU KZ K Av qvwrz Bmjvwg mvs wzk cöwz hvwmzv 16 b f ^i 2015 Bmjvwg mvs wzk m úv`k I, GBP, Gg, mvdxi Dc vcbvq AbywôZ nq 9 ww m ^i 2015 evsjv `k e vs Ki wbe vnx cwipvjk gvt ûgvq~b Kexi cöavb AwZw_ wn m e Dcw Z _ K cöwz hvwmzvq werqx `i gv S cyi vi weziy K ib mfvcwzz K ib gmwr` KwgwUi mnmfvcwz-1 gvt kwn`yj Bmjvg PÆMÖvg Awdm evsjv `k e vsk, PÆMÖvg Awd mi cöwkÿy K ÿ PÆMÖvg Awd mi AvIZvaxb wewfbœ Zdwmwj e vs Ki Kg KZ v `i Rb b f ^i 2015 CIB Business Rules & Online Systems kxl K Kg kvjv AbywôZ nq evsjv `k e vsk Uªwbs GKv Wwg KZ K Av qvwrz I PÆMÖvg Awd mi mn hvwmzvq AbywôZ G Kg kvjvq PÆMÖvg Awd mi AvIZvaxb wewfbœ Zdwmwj e vs Ki gvu 78 Rb Kg KZ v cöwkÿyv_ x AskMÖnY K ib `yb w`be vcx GB Kg kvjvi D Øvabx Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb wbe vnx cwipvjk gvnv ` wgrvbyi ingvb RvÏvi Abyôv b mfvcwz wn m e Dcw Z wq jb evsjv `k e vsk Uªwbs GKv Wwgi gnve e vck (AvBwmwU) gvnv ` gwzdi ingvb Ges we kl AwZw_ wn m e Dcw Z wq jb evsjv `k e vsk, PÆMÖvg Awd mi gnve e vck iv nbv emg GQvov, Kg kvjvq cöwkÿk wn m e Dcw Z wq jb evsjv `k e vsk cöavb Kvh vj qi µwwu Bbdi gkb eÿ ivi hym cwipvjk gvt AvwkKzi ingvb evsjv `k e vsk cwiµgv - 8 cöwkÿyv_ x `i mv _ gnve e vck iv nbv emg Ges DccwiPvjK Gg, Gm, AvB Kvgiæj nvmvb Kg kvjvi mvwe K mgš^ qi `vwqz cvjb K ib evsjv `k e vsk Uªwbs GKv Wwgi DccwiPvjK (AvBwmwU) gvt irvdj Kwig Ges PÆMÖvg Awd mi Af šíixy cöwkÿy Kg kvjv cwipvjbv KwgwU Rvbyqvwi 2016

9 we kl cöwz e`b m úªwz evsjv `k e vs Ki Av qvr b evsjv GKv Wwg PZ i evsjv ` ki BwZnv m GB cö_gev ii g Zv cuvp w`be vcx e vswks gjv AbywôZ nq Gi gva g Avw_ K AšÍf yw³i Øviv UKmB cöe w i j ÿ Kvh iz Dbœqbkxj `k jvi Rb GKwU ivj g Wj cöwzôv KivB g~jz GB e vswks gjvi D Ïk wqj ` k Kg iz 56wU e vs Ki me jv Ges Ab vb Avw_ K cöwzôvb GB gjvq AskMÖnY K i ` ki A_ bwzk Dbœq bi Rb GKmv _ KvR Kivi cöz q mk ji ^Ztù Z AskMÖnY gjvwu K mvdj gwðz K i GB gjvi gva g e vskviiv MÖvnK `i mv _ Ges wb R `i g a gzwewbgq I wpšív fvebv Av`vb cö`v bi my hvm cvq GKB Qv `i wb P ` ki mkj e vsk m úwk Z Z_ jv fi my hvm cviqvq mvaviy RbM Yi e vswks gjv m ú K AvMÖn wqj `Lvi g Zv wewfbœ j Ny i Ny i Zviv bvbv cö kœi gva g Zv `i wrávmvi Reve cvb Ges we` gvb w g jv m ú K Zv `i gzvgz I civgk `b cuvp w`be vcx G gjvq e vskvi MÖvn Ki wg_w Œqv QvovI wqj wdb vwýqvj wjuv iwm K v úbb, wez K cöwz hvwmzv, mwgbvi, Db y³ cö kœvëi ce Ges g bvá mvs wzk Abyôvb cö_gev ii g Zv Av qvwrz n ji G gjvi mvdj Cl Yxq e j e vswks Lv Zi mv _ mswkøóiv g b Ki Qb wezk cöwz hvwmzv e vswks cy I mev m ú K mvaviy gvby li m PZbZv e w, RvZxq ch v q e vswks Lv Zi cy I mevmg~ ni cömv ii j ÿ b f ^i evsjv `k e vsk cö_gev ii g Zv Ôe vswks gjv evsjv `k 2015Õ Gi Av qvrb K i evsjv GKv Wwg Z AbywôZ Ôe vswks gjv evsjv `k 2015Õ Gi Ask wn m e wek we` vjq ch v qi wkÿv_ x `i wb q wezk cöwz hvwmzvii Av qvrb Kiv nq ÔweZK c_ `LvK A_ bwzk AMÖMwZiÕ GB køvmvb K mvg b i L wezk cöwz hvwmzvwu AbywôZ nq GB Av qvr b wzbwu mikvwi I `ybwu emikvwi wek we` vjq n Z gvu AvUwU `j AskMÖnY K i wezk cöwz hvwmzvq Av jvwpz welq jv wqj evsjv ` ki e emv-evwyr, e vswks I A_ bxwz m úwk Z welqvejx cö_g ivdû, mwgdvbbvj I dvbbvj GB wzbwu av c AbywôZ nq G cöwz hvwmzv wezk cöwz hvwmzvq ` ki L vzbvgv A_ bxwzwe`, cöv³b ZvwK K I welqwfwëk we klámy wepvik I mfvcwzi `vwqz cvjb K ib cö_g ivd Û PviwU `j AskMÖnY K i PviwU ` ji cö_g ivd Ûi cö_g c e wez K i welq wqj- Ôïay K `ªxq e vs Ki nv ZB my `i nv ii c~y wbqš Y _vkv DwPZÕ welqwui c ÿ wqj Rvnv½xibMi wek we` vjq-agi GKy k Ges wec ÿ B I q wek we` vjq GB ivd Û Rvnv½xibMi wek we` vjq-agi GKz k Rqx nq cö_g ivd Ûi wøzxq c e ÔA_ bwzk AMÖhvÎvi ^v _ B cuywri Aeva cöevn wbwðz Kiv cö qvrbõ welqwui Dci wezk cöwz hvwmzvi Av qvrb Kiv nq wezk cöwz hvwmzvq c ÿ Ask bq Mfb i cöwz hvwmzvq werqx `i nv Z cyi vi Zz j w` Qb RMbœv_ wek we` vjq Ges wec ÿ Rvnv½xibMi wek we` vjq-mskßk Ges werqx `j wbe vwpz nq Rvnv½xibMi wek we` vjq-mskßk cö_g ivdû Z Zxq c e i welq wqj- Ô Ljvwc ms wzb e vswks Lv Z D P my `i cöavb KviYÕ c ÿ wqj XvKv wek we` vjq-weávb Abyl` Ges wec ÿ wqj XvKv wek we` vjq-evwyr Abyl` G c e i werqx `j XvKv wek we` vjq-evwyr Abyl` cö_g ivdû PZz_ c e i wez K i welq wqj- ÔA_ bwzk AMÖMwZi Rb e vswks LvZ A cÿv cuywrevrvi ewk iæz c~y Õ c ÿ Ask bq XvKv wek we` vjq-a_ bxwz wefvm I wec ÿ Ask bq b_ mvd_ wek we` vjq Ges werqx `j XvKv wek we` vjq-a_ bxwz wefvm mwgdvbbv ji cö_g c e i welq wqj- Ôch vß D`vwiKi Yi Afv eb ˆe `wkk wewb qvm Avkvbyiƒc evo Q bvõ c ÿ Ask bq Rvnv½xibMi wek we` vjq- Agi GKy k I wec ÿ Ask bq XvKv wek we` vjq-evwyr Abyl` Ges werqx nq XvKv wek we` vjq-evwyr Abyl` mwgdvbbv ji wøzxq c e i wez K i welq wqj ÔD P my `i `kxq F Yi cwie Z ^í my `i ˆe `wkk FY ` ki A_ bwzk Dbœqb K Z ivwš^z Ki eõ cöwz hvwmzvq c ÿ Ask bq Rvnv½xibMi wek we` vjqmskßk I wec ÿ Ask bq XvKv wek we` vjq-a_ bxwz wefvm Ges XvKv wek we` vjq-a_ bxwz wefvm Rq jvf K i dvbbvj ivd Û XvKv wek we` vjq-evwyr Abyl` I XvKv wek we` vjq-a_ bxwz wefv Mi AskMÖn Yi gva g Ôg~j ùxwz wbqš YB evsjv `k e vs Ki GKgvÎ KvR niqv DwPZÕ wel qi Dci wezk cöwz hvwmzv AbywôZ nq dvbbvj ivd Û XvKv wek we` vjq-a_ bxwz wefvm P vw úqb niqvi MŠie AR b K i Mfb i W. AvwZDi ingvb wezk cöwz hvwmzvi dvbbvj ivd Ûi werqx `i nv Z cyi vi Zz j `b Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 9

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11 we kl cöwz e`b wdb vwýqvj wjuv iwm K v úbb e vswks gjv evsjv `k-2015 Gi Av qvr bi Ab Zg D Ïk wqj evsjv `k e vs Ki Avw_ K AšÍf yw³g~jk Kvh µg jv m ú K mvaviy Rb Mvôx K mg K aviyv `qv G D Ïk ev Íevq bi Rb cöwzw`bb gjv PZ i wdb vwýqvj wjuv iwm K v úb bi Av qvrb Kiv nq GB K v úbbwu wqj g~jz MÖv gi myweavewâz cövwšík Rb Mvôx _ K ïiæ K i KvgjgwZ zj wk v_ x `i GKwU k¼vgy³ my `i fwel Zi ^cœ `Lv bvi Kg kvjv Avw_ K wk v welqk Av qvr bi gva g wkfv e Zviv Zv `i ^cœ K ev Íevqb Ki Z cv i Zvi cö Póv wn m e GB K v úbbwu cwipvwjz nq evsjv GKv Wwgi Ave`yj Kwig mvwnz wekvi` wgjbvqz b wdb vwýqvj BbK ykb wwcvu g Ui ZË veav b gjvi cuvpw`b Avw_ K wk v Ges Avw_ K AšÍf yw³g~jk Kvh µg K mvg b i L wqj e wzµgag x wfbœ wfbœ Av qvrb cöwzw`b mkvj 10 _ K 1 Uv ch ší evsjv `k e vs Ki Avw_ K wkÿv Kg m~wpi AvIZvq wba vwiz wel q K v úbb AbywôZ nq 24 b f ^i wdb vwýqvj BbK zkb wwcvu g Ui Av qvr b 10 UvKvi wnmveavix `i Rb ^í my ` I mnr k Z FY I wdb vwýqvj wjuv iwm K v úbb cövmövg AbywôZ nq G cövmöv g 223 Rb myweavewâz wkï-wk kvi AskMÖnY K i 25 b f ^i GmGgB GÛ úkvj cövmövgm& wefv Mi Av qvr b Ôevsjv `k j A vû wgwwqvg G UvicÖvBR Lv Zi Dbœqb : mgm v I m vebvõ kxl K Av jvpbv I gzwewbgq Abyôv b 250 Rb D ` v³v Ask bq b f ^i wdb vwýqvj BbK zkb wwcvu g Ui Av qvr b 227 Rb Kg Rxex wkï `i wb q Ôe vswks gjv evsjv `k-2015õ Z Kg Rxex wkï-wk kvi `i Rb wdb vwýqvj wjuv iwm K v úbb cövmövg AbywôZ nq mvm UB bej wdb vý wwcvu g U I K wlfy wefv Mi Av qvr b 28 b f ^i 250 Rb K lk, e emvqx I myweav fvmx `i AskMÖn Y wdb vwýqvj wjuv iwm K v úbb cövmövg AbywôZ nq GKwU e vswks RvwZ Movi cöz q K mvg b i L evsjv `k e vs Ki Av qvr b Avw_ K cöwzôvbmg~ ni AskMÖn Y cö_gev ii g Zv AbywôZ e vswks gjv evsjv `k-2015 Gi wdb vwýqvj wjuv iwm K v úb bi G Abyôvb jvi cöwzwu Z wqj Avw_ K AšÍfz w³ I Avw_ K wk v wel q we klá `i e³ Zv I Dc vcbv, DcKvi fvmx `i AwfÁZv wewbgq Ges g bvgy»ki mvs wzk Av qvrb DcKvi fvmx `i g a MÖv gi myweavewâz cövwšík Rb Mvôx _ K ïiæ K i KvgjgwZ zj wk v_ x ch ší wewfbœ eqm I köwy- ckvi gvbyl Dcw Z wq jb Abyôv b Dcw Z Kg Rxex wkï `i ü`q we`vik AZx Zi K_v Ges e vswks Kvh µ gi mv _ m ú ³ n q mâ qi gva g Zv `i Kóc~Y Rxeb K K v úb bi Ask wn m e GKRb DcKvi fvmxi nv Z Dcnvi Zz j w` Qb Mfb i Avevi wkfv e Zviv fv jvevm Z wk L Q, wkfv e ^cœ `L Z ïiæ K i Q m Mí wqj mkj `k bv_ xi Rb Aby cöiyvi mâ qi UvKv ivwl e vs K, _vk e wbivc ` evo e A ¼, zj _ KB e vs Ki mv _ hy³, Avgvi fwel r k¼vgy³ GB køvmv b 6 _ K 18 eq ii wk v_ x `i gv S mâ qi cöeyzv ˆZwi Ges Gi gva g Zv `i fwel r K wbivc` ivlvi Rb KiYxq m c K wewfbœ Av qvrb wqj wk v_ xiv wkfv e Zv `i z ji wuwd bi UvKv, mjvwg ev Ab vb Dcnv ii UvKv zj e vswks A vkvd U Rgv Ki Q Zv wqj Dcw Z Ab `i Rb ` óvší ^iƒc wkÿv_ x `i DrmvwnZ Ki Z Gfv i werqx Gg G gywnz nvwri n qwq jb Zvi wkÿvg~jk Dc vcbv wb q hlv b wzwb Zz j a ib Zvi `ytmvnmx I k vmiæ Ki Gfv i wer qi Awfhvb hv _ K wkÿv_ xiv wkl Z cv i wkfv e kz cöwzk jzvi gv SI j ÿ cušqv bv hvq GmGgB, K lk Ges bv-wd«j A vkvd Uavix myweavewâz cövwšík RbM Yi mâ qi gva g Rxeb cv ë `qvi Kvwnbx mevi g a B gy»zv Qwo q Q GmGgB D ` v³v Ges bv-wd«j A vkvd Uavix `i DrmvwnZ Ki Z cöavb AwZw_ wn m e Dcw Z wq jb evsjv `k e vs Ki Mfb i W. AvwZDi ingvb wzwb GmGgB D ` v³v Ges bv-wd«j A vkvd Uavix `i Rb evsjv `k e vs Ki Avw_ K AšÍf yw³g~jk Kvh µg Ges Avw_ K wkÿvi cö qvrbxqzv Zz j a ib zj wk v_ x, Kg Rxex c_wkï-wk kvi, myweavewâz cövwšík Rb Mvôx, gyw³ hv v fvzv fvmxmn Ab vb fvzv fvmxiv GmKj Avw_ K wk vg~jk Av qvrb _ K cövß AwfÁZv wb q wbr wbr Kg j/gjvkvq cšu Q hviv gjvq Avm Z cv iwb Zv `i gv S Zv Qwo q w` eb e j A½xKvi K i Qb c_wkï `i DrmvwnZ Ki Z Dcw Z wq jb mf ` v wpj Wªb Gi DccwiPvjK kvgïj Avjg cwi k l ejv h Z cv i GKwU e vswks RvwZ Movi cöz q e vswks gjv-2015 Gi mvdj AZ ší Drmvne ÄK 16 ww m ^i 2015 werq w`e m evsjv `k e vsk, cöavb fe bi Av jvkm¾v D jøl, cöavb Kvh vj qi wwcvu g U Ae KwgDwb KkÝ GÛ cvewj Kk Ýi mnkvix cwipvjk Bmvev dvinx bi wwrvb b GB Av jvkm¾vi Av qvrb Kiv nq Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 11

12 we kl wbeü bzzb w`m ší K `ªxq e vswks evsjv `k e vsk cwiµgv - 12 wk b hy³iv óªi dwv ij wirvf ev W i ( K `ªxq e vsk) cöavb wn m e GKUvbv Dwbk eqi `vwqz cvj bi ci 2006 mv ji 31 Rvbyqvwi Z Aemi MÖn Yi mgq A vjvb wmöb ú vb m ez fve ZI cv ibwb, c ii `k eq i wek A_ bwzk cwiw wz GZUvB e` j hv e h K `ªxq e vs Ki Kvh cwiwai msávb cv ë h Z ïiæ Ki e Av Mi wzb `k K M o IVv ˆewk K cuywrev `i wfz bvwo q `qv ez gv bi mn ªv ãi me P q gvivz K Global Financial Turmoil h wek A_ bxwzi `k b, PP v I fvebv K bzzbfv e ch v jvpbv Ki Z eva K i Q! D V Av m Dodd Frank Wall Street Reform and Consumer Protection Act, Basel III Reforms, Quantitative Easing Gi g Zv ms vi Kg m~wp jv GB Basel III Gi K_vB aiv hvk bv! hlv b Basel I Gi ci Basel II Av m cövq 18 eqi ( ) ci, mlv b Basel II n Z Basel III Gi mg qi e eavb gvî Pvi eqi ( ) me P q eo we ep welq n Q, Basel I I Basel II Gi cv_ K hlv b KvVv gvmz (Structural), mlv b Basel II I Basel III Gi cv_ K n jv `k bmz (Philosophical) Basel I I Basel II Z mvgwók A_ bxwzi cyclicality K we epbvq bqv nqwb Avi Basel III Z Countercyclical Capital Buffer Gi Dci iæz `qv n q Q me P q D jøl hvm cwiez b n Q, Basel I I Basel II wqj g~jabgylx, Ab w` K Basel III Z g~ja bi cvkvcvwk Zvij KI mgvb iæz `qv n q Q ZvQvov, SuywK e e vcbvi Dci cö qvr bi AwZwi³ g bv hvm `qv K wbiærmvwnz Kivi Rb SuywKfvwiZ m ú `i wecix Z g~jab wba vi Yi cvkvcvwk SuywK AfvwiZ m ú `i wecix Z g~ja bi cwigvy ch v jvpbv Kivi Rb Leverage Ratio Pvjy Kiv n q Q g~jab wgkö Yi (Capital Mix) ÿ ÎI Hybrid Instrument Gi Dci wbf izv Kwg q Common Equity Gi cwigvy evov Z ejv n q Q Basel III Z Gme wkqzb n q Q 2007 G gvwk b hy³iv óª ïiæ niqv Sub-prime Mortgage Crisis Gi d j m ó Global Financial Turmoil I Eurozone debt crisis Kvi Y wkš Zv ZI Lye Avkvev`x n Z cvi Qb bv ˆewk K bxwzwba vikiv G mgq gỳ ªvbxwZ I FYcÖevn e e vcbvq e vsk Ae Bsj vû I BDGm dwv ij wirvf Quantitative Easing Gi cöpjb NUv ji BD ivwcqvb K `ªxq e vsk wkš G c wzi cö qvm wbwl K i Q ZvB G ai bi A_ bwzk cwiw wz Kvb bxwz c wz cö qv M gvkv ejv Kiv hv e Zv wba vi Y AvRI AvZ wek vmx bq ˆewk K bxwz wba vikiv cö_vmz ^í gqvw` e emvq PµgyLx (Conventional short term business cycle focused) gỳ ªv I Avw_ K bxwz cöqvm wek Ry ob `xn gqvw` AšÍf yw³g~jk I UKmB Dbœq bi Pvwn`v c~i Y e _ n q Q d j Avw_ K I mvgvwrk w wzkxjzv ûgwki m ylxb n q Q GiB g a N U M Q GK A_ bwzk I mvgvwrk wecøe UKmB, AšÍf yw³g~jk I mvgvwrkfv e `vwqz kxj A_ vq bi mvnmx, ˆecøweK I AMÖMvgx cöqvm jvi gva g GKwU Dbœqbkxj ` ki jÿ jÿ cwievi I ÿz`ª D ` v³v K cövwzôvwbk Avw_ K mevi AvIZvq wb q Avmv n q Q hviv BwZc~ e Kv bv Avw_ K cöwzôv bi ms ú k B Av mwb UKmB I AšÍf yw³g~jk A_ vqb ; ^íg~j, mnrjf I D vebxg~jk Avw_ K cy I mevi cöpjb Ges cöhyw³wfwëk mev cö`vb c_ m wói ga w` q mb ` ki K `ªxq e vsk cövwšík I `wi`ª Rb Mvôx K A_ vqb I Avw_ K mevq cö e ki my hvm K i w` q Q G my hvm GKw` K hgb `kwui RbM Yi mkj köwy K Dbœqb cöwµqvq AšÍfy ³ K i Q Ab w` K NwU q Q Zv `i Rxebgv bi Af~Zc~e DbœwZ hv `kwui mvgvwrk KvVv gvi w wzkxjzv K K i Q greyz mb `kwui bvg evsjv `k, hvi K `ªxq e vsk evsjv `k e vsk AZ ší mycwikwíz I `~i`k x fw½ Z MZ Aa `k KiI ewk mgq a i e vsk I Avw_ K cöwzôvb jvi gva g me e vcx UKmB I AšÍf yw³g~jk K `ªxq e vswks Kvh µg cwipvjbv Ki Q evsjv `k e vsk cöpviyvg~jk D ` v Mi Rvbyqvwi 2016

13 we kl wbeü gva g GKw` K mkj ch v qi më fvmx `i (Stakeholders) g a m PZbZv I DÏxcbv m wó Kiv n q Q Ab w` K bxwz mnvqzv I A_ vqb cö Yv`bv cö`v bi gva g cy iv Kvh µg K MwZkxj I Kvh Kifv e GwM q wb q hviqv n q Q UKmB A_ vqb I Avw_ K AšÍfy w³ Kvh µ gi mkj D ` v M evsjv `k e vs Ki jÿ _v K ` ki myweavewâz I cövwšík RbM Yi A_ bwzk Dbœqb Ges cwi e ki myiÿv `kry o I ` ki evb i ivw kv, Db y³ FY`vb Kg m~wp, `ke vcx Kbdv iý I Kg kvjv Av qvrb, Z Yg~j ch v q D ` v³v cöwkÿy, cöm I B j±ªwbk wgwwqvi gva g Rbms hvm, welqwfwëk mnr eva eb I cökvkbvi Aeva mieiv ni ga w` q K `ªxq e vswks Kvh µ gi cöpviyv K wb q hviqv n q Q GK bzzb D PZvq d j e vsk I Avw_ K cöwzôvb jvi g Zv Avw_ K mev cö`vbkvix cöwzôvb jvi mv _ mkj ch v qi RbM Yi m ú ³Zv n q Q Abb gvîvq e vs K cö e k myweavewâz köwyi RbM Yi gvbwmk m ¼vP `~i Kiv n q Q wpiz i evsjv ` k e vsk GLb Avi ïayb cuywrcwz `i Rb bq, e vsk GLb mevi mevq wb qvwrz mwz Kvi A _ G ÿ Î G Kev i mvg b _ K bz Z w` q Q K `ªxq e vsk MZ Aa `k KiI ewk mgq K `ªxq e vs Ki kxl wbe vnxmy ` ki cöwzwu KvYvq wm q Qb RbM Yi Avw_ K mevi Pvwn`v Dcjwä Kivi Rb hvi mȳ úó cöwzdjb N U Q Kvh Ki bxwz wba vi Y G mg qi mkj gỳ ªvbxwZ cö Z Kiv n q Q UKmB I AšÍfz w³g~jk cöe w K me vwakvi w` q d j Avw_ K Lv Zi FYcÖev ni AMÖvwaKvi ZvwjKvq wqj K wlfy, ÿỳ ª I gvsvwi wkí A_ vqb Ges cwi ekevüe A_ vqb KviY evsjv ` ki gvu `kr Drcv` bi 20% Gi ewk Ae`vb K wli Ges cövq 29% Ae`vb ÿỳ ª I gvsvwi wk íi ZvQvov, Rjevqy SuywK gvkv ejv Ges cwi ek myiÿvi Rb cwi ekevüe A_ vq bi Kv bv wekí bb Avi cöe w i c_ K (Growth path) UKmB Kivi Rb GUvB m e vëg c_ gỳ ªv e e vcbvq m PZb I cwikwízfv e A_ bxwzi wzbwu DcLvZ-K wl, wkí I mevi FYcÖevn wbwðz Kiv n q Q hvi hvi Pvwn`v Abycv Z GKw` K e vsk jv K evwl K wfwë Z jÿ gvîv `qv n q Q K wlfy, ÿỳ ª I gvsvwi wkí A_ vqb I cwi ekevüe A_ vq bi Rb, Ab w` K Abyrcv`bkxj I wejvmx Lv Z FYcÖevn K mxwgz Kiv n q Q em vpvwl `i Rb FYmyweav wbwðz Kiv n q Q, `qv n q Q K wlf Y fz ywk AMÖvwaKvi `qv n q Q bvix I cöhyw³ D ` v³v `i ÿz`ª FY`vbKvix cöwzôvb jvi gva g e vswks LvZ K ÿz`ª FY cö`v b DØy Kiv n q Q e vsk jv K mnvqzv cö`v bi Rb MZ Qq eq i evsjv `k e vsk wbr ^ Znwej I `vzv ms v jvi mnvqzvq 1500 KvwU UvKviI ewk A _ i cybta_ vqb myweav m wó K i Q d j Drcv`b LiP K g Q, K g Q c Y i g~j `ªe g~j _ K Q w wzkxj Ges gỳ ªvùxwZ K g Q D jøl hvm nv i ïaygvî FYcÖevn K Z ivwš^z K i FY eỳ eỳ (Credit bubble) m wói e` j evsjv `k e vsk FYcÖevn e w i cvkvcvwk e vsk AvgvbZ I mâq mevi ÿ Î G b Q bzzb w`mší cövwšík I kögrxex RbMY, zjmvgx I Kg Rxex wkï-wk kvi `i Rb webv Li P gvî 10 UvKv cöv_wgk Rgvq mâq wnmve Lvjvi wb ` kbv `qv n q Q e vsk jv K d j ÿỳ ª ÿz`ª mâ qi GK wekvj wfwë ˆZwi n q Q e vswks Lv Z hv e vsk jvi AvgvbZ msmö n G b Q eûgywlzv Gme AvgvbZ GKw` K e vs Ki Znwej I Zvij e e vcbv K K i Q kw³kvjx, Ab w` K Avgvb Zi wekvj Z i Kvi Y e vs Ki mvgwmök Znwej e q K g Q e vswks mev K RbM Yi Rb mnrjf I e qmvköqx Kivi Rb mev cö`v bi ÿ Î eûgylx ˆewPÎ G b Q evsjv `k e vsk cöwz GKwU kni kvlvi wecix Z AšÍZ GKwU cwjø kvlv vcb eva Zvg~jK Kiv n q Q e vsk jvi Rb A Uv g UW wk qvwis nvdm, B jkuªwbk dvû UªvÝdvi, wi qj UvBg MÖm m Uj g Ui g Zv D ` vmmg~n e vswks K K i Q mgq I e qmvköqx eû Y MZ Qq eq i B Uvi bu e vswks, GwUGg I vu KvW wfwëk jb ` bi cömvi N U Q e vckfv e Avi me P q ˆecøweK cwiez b m úªwz evsjv GKv Wwg Z Av qvwrz e vswks gjvq e³e ivl Qb WcywU Mfb i Gm. K. myi PŠayix mvwaz n q Q gvevbj e vswks qi gva g 2011 mv ji klfv M evsjv `k e vsk KZ K wb ` kbv Rvwii ci _ K GLb ch ší gvevbj e vswks qi wbewüz MÖvnK msl v 25 wgwjqb Ges cöwzw`b Gi AvIZvq cövq 3.50 wewjqb UvKvi jb `b nq ez gv b XvKvi 76% wikkvpvjk I 80% Gi ewk Mv g Um köwgk Zv `i cwiev ii Kv Q K ói DcvR b cöi Yi Rb gvevbj e vswks e envi K i gvevbj e vswks qi bxwz wba vi Yi Kvh KvwiZvi Rb A vjv qý di wdb vwýqvj BbK zkb evsjv `k e vsk K cwjwm A viqvw G f~wlz K i gvevbj e vswks qi mvd j DØy n q evsjv `k e vsk 2013 mv j G R U e vswks Pvjyi Rb e vsk jv K wb ` k w` q Q hv µgk RbwcÖq n Q ZvQvovI gvwbjûvwis cöwz iv a µgvmz DbœZ _ K DbœZZi c` ÿc wb q Q evsjv `k e vsk mb mv _ Awbevmx evsjv `wk `i DcvR b ^ ` k cöiy I wewb qv Mi Rb eûgylx c` ÿc MÖnY Kiv n q Q d j e vswks P v b ji gva g evb i _ K evsjv ` k iwgu vý cöiy e o Q eû Y hvi BwZevPK cöfve c o Q ˆe `wkk gỳ ªvi wirv f ˆe `wkk gỳ ªvi wirvf cöwzwbqzb bzzb D PZvq DV Q hvi d j ˆe `wkk jb ` bi fvimv g G m Q w wzkxj DØ Ë Avi ZvB cöwzeqi m e v P iwgu vý cöiykvix `i evsjv `k e vs Ki cÿ _ K ^xk wz cyi vi cö`v bi gva g DrmvwnZ Kiv n Q K c v iu mvgvwrk `vqe Zv K e vs Ki g~j KŠkjMZ Kvh µ gi g a AšÍf y³ Kivi gva g cövwzôvwbk gybvdv K mvgvwrk Dbœq bi Rb wewb qv Mi my hvm m wó Kiv n q Q hv Avq ˆelg Kwg q Avbvq Kvh Ki f~wgkv ivl Q Ges Awfbe Z i Av ik wb`k b wn m e evsjv `k e vsk GLb wb RB `y h vm e e vcbv I mvgwrk `vqe Zvq cövwzôvwbk `ÿzv Dbœq b mivmwi f~wgkv ivl Q Avi G mkj Kvh µg K mdj Kivi Rb evsjv `k e vs Ki g a B vcb Kiv n q Q Kv gvi B Uv i cö UKkb m Uvi hvi gva g mivmwi Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 13

14 we kl cöwz e`b e vs Ki Kv gvi `i Awf hvm MÖnY Kiv nq Ges `ªæZ Kvh Ki e e v MÖnY Kiv nq Gi cvkvcvwk Avw_ K wkÿv m úªmvi Yi Rb ^Zš I qe cvu vj cö Z, cövwzôvwbk I qemvb U Avw_ K Lv Zi mkj Z_ I cökvkbvi nvjbvmv` msiÿymn m PZbZv m wói Rb wbqwgz AvÂwjK Kbdv iý Av qvrb Ki Q evsjv `k e vsk KviY evsjv `k e vs Ki g~j jÿ Avw_ K wkÿvi gva g e vswks Lv Zi fv³vi ÿgzvqb DbœqbgyLx K `ªxq e vswks Nivbvi G mkj D ` vm `kr Drcv`b e w i cvkvcvwk `kr Pvwn`v m wó K i Q e vckfv e d j ˆewk K A_ bwzk g `vq ißvwb my hvm mskzwpz n ji `kxq D ` v³viv ÿwzmö Í nbwb GZUzKz Dciš bzzb bzzb D ` v³v ˆZwi n q Q hviv ^-Kg ms v bi cvkvcvwk cöpzi cwigv Y Kg ms v bi my hvm m wó K i Qb K wlwfwëk D ` vmmg~n, gvevbj e vswks I G R U e vswks qi AvDU ju vcb, ÿz`ª I gvsvwi wk íi e vck cömvi nvdm nvì ch v q cöwz eqi nvrvi nvrvi Kg ms vb m wó K i P j Q d j cöwz eq i 6% Gi ewk nv i cöe w AR b Ki Q evsjv `k KviY, Avw_ K Lv Zi w wzkxjzv Avbq b I UKmB Avw_ K Lv Zi Dbœq b evsjv `k e vsk bvbvgylx c` ÿc MÖnY K i Q e vsk I Avw_ K cöwzôvb jvi Rb e v mj-2 Gi Av jv K g~jab KvVv gvi c~y ev Íevqb, SuywKwfwËK ªm Uw s qi cöpjb, Zvij e e vcbvq Kvh KvwiZv I MwZkxjZv Avbqb, SzuwK e e vcbv KvVv gv K AvšÍR vwzk gv b DbœxZKiY, FY köwykiy I cybtzdwmwjki Yi bxwzgvjvi AvaywbKx- KiY I AvšÍR vwzk gvb` Ði mv _ mvgäm c~y KiY, AvBwb (e vsk Kv úvwb AvBb) ms v ii gva g K c v iu Mf b Ý bxwzgvjv Rvi`viKi Yi gva g Avw_ K Lv Zi w wzkxjzv K Kvh Ki Kivi ÿ Î Afvebxq AMÖMwZ AR b K i Q evsjv `k e vsk GLv bb _ g bb evsjv `k e vsk mvgwmök Avw_ K Lv Zi Avw_ K cö ÿcy KvVv gv (Financial Projection Model) cö Z, g v µv ªm Uw s qi cöpjb, evsjv `k e vs Ki Rb Kw Ub RwÝ cø vwbs KvVv gv cö Z, Kvi wi g v br g Ui MvBWjvBÝ jvi cwigvr b, Bw U MÖ UW I A Uv g UW mycviwfk bi e vsk I Avw_ K cöwzôvbmg~ ni cwi`k b cöwµqvi AvaywbKxKiY, m e vcwi g v µvcöæ WwÝqvj i jk Ýi d«giqvk cö Z Kivi Kvh µg Pj Q `ªæZMwZ Z Gme c` ÿc ev ÍevwqZ n j evsjv ` ki Avw_ K Lv Zi w wzkxjzvi gvb AvšÍR vwzkfv e D PZi ch v q cu Š Q hv e G m eib cöwzdjb NU Q mvgwmök Avw_ K w wzkxjzvq hv c~ e i h Kv bv mg qi P q A bk kw³kvjx evsjv `k e vsk K wb q mikvi hgb A bk AvZ wek vmx, we k i A bk ` ki Kv Q K `ªxq e vswks qi Ôevsjv `k g WjÕ GLb AvMÖ ni welqe 2015 mv j Gwkqvi köô K `ªxq e vsk Mfb i wn m e ^xk wz `qvi mgq hy³iv R i `yõwu wel vz A_ bwzk mvgwqkx ` e vskvi I BgvwR s gv K U gšíe K i Q- Ôcwi ekevüe LvZ, ÿz`ª I gvsvwi wkí LvZ Ges K wl Lv Z A_ vq bi my hvm m wó K i AcÖ_vMZ fw½ Z gỳ ªv I FY e e vcbvi bxwz MÖnY K ii K `ªxq e vs Ki g~j `vwqz cvj b mdj n q Qb W. AvwZDi ingvb Mfb i wn m e Zuvi `vwqz cvj bi mgq evsjv ` ki gỳ ªvùxwZ b g G m Q D jøl hvm nv i, ` ki ˆe `wkk gỳ ªvi wirvf e o Q K qk Y, wrwwwci avivevwnk cöe w i q Q Ae vnz, Kg ms v bi nvi e o Q Õ GZ wkqzi g a I bzzb wkqz Kivi, bzzb ` wófw½ Z bxwz wba vi Yi ú nv wkš _vk QB ˆe `wkk gỳ ªvi wirv f i DØ Ë K e envi K i ißvwbgylx U UvBj I j`vi Lv Zi cwi ekevüe iƒcvší ii Rb evsjv `k e vs Ki cwipvjk cl `i 366Zg mfvq Aby gvw`z n q Mj 200 wgwjqb gvwk b Wjv ii 'Green Transformation Fund' wewb qvm e vswks (Investment Banking) LvZ K mnvqzv cö`v bi Rb 'Alternative Investment Fund', 'Special Purpose Vehicle' wel q bxwz Rvwi Kiv n q Q m úªwz GB Innovation Pj eb KviY, Gi g a B ˆewk K Dbœqb jÿ nvjbvmv` Kiv n q Q- wba viy Kiv n q Q 2030 mv ji g a AwR Ze evsjv `k e vsk cwiµgv D ` v³v Dbœqb cöwzôvb K ^xk wz mb` cö`vb Ki Qb WcywU Mfb i ÿz`ª I gvsvwi wkí A_ vq b bvix `i AMÖvwaKvi `qv n q Q UKmB Dbœqb jÿ gvîv hv ev Íevq b evsjv `k mikvi B Zvg a B D ` vm MÖnY K i Q G jÿ AR b Avw_ K Lv Zi f~wgkv Acwimxg KviY, Gevi Af šíixy m ú` Øviv Dbœq bi Dci Rvi `qv n q Q hv UKmB A_ vqb Qvov m e bq ZvQvov, m úªwz c vwi m AbywôZ United Nations Conference on Climate Change-COP21G ˆewk K Kve b wbtmiy I cwi ek `~ly Kgv bvi Rb 196wU ` ki ^vÿwiz Paris Agreement ev Íevq b evsjv ` ki Kvh Kix f~wgkv wbwðz Ki Z K `ªxq e vsk _vk e AMÖMvgx ZvB K `ªxq e vsk GLb Avi Zvi cö_vmz Kg cwiwa Z AvU K _vk Q bv Qwo q co Q gvby li cö qvr b, Qwo q co Q Dbœq bi cö qvr b G cöwµqv A_ K ev úxf~z K i bv, A _ i eỳ eỳ m wó K i bv, A_ K K `ªxf~Z K i bv, eis A_ K cövwšík gvby li Kv Q Drcv`bgyLx Kv R cuš Q `q d j, Avw_ K I mvgvwrk w wzkxjzv wbwðz n Q, wbwðz n Q UKmB I A_ bwzk Dbœqb Avi G ai bi K `ªxq e vswks Kvh µ gi me P q djcöm~ w`k n Q bvix I Z Yg~j RbM Yi A_ bwzk ÿgzvqb hv mvgvwrk KvVv gv n Z `vwi`ª I ˆelg `~i Ki Q, gy Q dj Q mvgvwrk wek Ljv I nvbvnvwb ZvB fwel Zi K `ªxq e vswks qi Rb cö Z K K ˆZwi n Z n e Ávb, ` wófw½, D` g I m RbkxjZvq mgvr K Rvb Z n e, gvbyl K Rvb Z n e Avi A_ bxwz I A_ vq bi gšwjk Áv bi kw³kvjx wfwë Zv jvm eb Zvn jb Avgiv n Z cvi ev we k i kxl vbxq K `ªxq e vsk jvi Ab Zg muvb nvk Avgv `i ^cœ, muvb Avgv `i jÿ, muvb nvk Avgv `i ` pcöwzáv! jlk : WcywU Mfb i, evsjv `k e vsk Rvbyqvwi 2016

15 kvlv msev` Lyjbv Awdm GmGgB I K wl FY wel q Uv dvm mfv z`ª, gvsvwi I K wl FY wezi Y Zdwmwj e vsk jv K Av iv bri`vwi Z Avbvi j 7 ww m ^i,2015 Lyjbv Awd mi Kbdv iý iæ g AbywôZ nq GmGgB I K wl FY wel q cö_g GKK Uv dvm mfv G Z mfvcwzz K ib wbe vnx cwipvjk gnvt bvwrgywïb GmGgB K v vi I Avw_ K mevfzw³i m vebv m úªwz gv iv Rjvi gynv `cyi Dc Rjvaxb AvogvwS, gðjmvzx, ebmövg, Wv½vcvov MÖv g gvq aivi Nywb ˆZwii GKwU K v v ii müvb cviqv M Q mvbvjx e vsk wjwg UW, RbZv e vsk wjwg UW, eª vk e vsk wjwg UW I evsjv `k K wl e vs Ki cöwzwbwa `i m ½ wb q 15 ww m ^i evsjv `k e vsk, Lyjbv Awd mi GmGgB GÛ úkvj cövmövgm& wefv Mi Kg KZ viv K v viwu m irwg b cwi`k b K ib m~îg Z DwjøwLZ PviwU MÖv gi wU cwiev ii g a cövq 250 cwiev iib g~j ckv GB gvq aivi Nywb ˆZwi Kiv cöv_wgk KuvPvgvj wn m e euvk vbxqfv eb msm nxz nq, Z e cö qvrbxq g~ja bi Rb Zv `i gnvr bi Øvi n Z nq cöv_wgkfv e aviyv Kiv n Q GB K v v i e vsk jv A_ vq b GwM q G j MÖvg jvi bvixcyiæl wbwe k l mevi Avw_ K mevfzw³i m vebv e w cv e mfvq wbe vnx cwipvjk gnvt bvwrgywïb Ges Ab AwZw_eM GmGgB I K wl Lv Z K `ªxq e vs Ki AMÖvwaKvi iæz we epbvq cöavb Kvh vj qi GK wb ` ki Av jv K kvlv Awd m GeviB cö_g GmGgB I K wl FY wel q GKK Uv dvm mfv AbywôZ nq Gi Av M Ljvwc FY Av`v q MwVZ AvÂwjK Uv dv m i mv _ ˆÎgvwmK wfwë Z GK Î G ai bi mfv Abyôvb n Zv D jøl, 2016 mvj _ K cöwz `ygvm AšÍi GmGgB welqk AvÂwjK Uv dv m i mfv AbywôZ n e e j Rvbv M Q gzwewbgq mfv A ea ûwð ZrciZv, we ` k A_ cvpvi Ges gvwbjûvwis ZrciZv cöwz iva I `gb Kvh µg Rvi`vi Kivi j MwVZ AvÂwjK Uv dv m i wm v šíi Av jv K 15 ww m ^i 2015 Lyjbv Awd mi m jb K AbywôZ n q Q ˆe `wkk gỳ ªv jb `b msµvší GK gzwewbgq mfv mfvq wmwmavb- GÛB, Kv gm, GwW e vsk kvlv I evsjv `k e vs Ki cövq 50 Rb Kg KZ v wbr wbr cöwzôv bi c AskMÖnY K ib K v vi cwi`k b Lyjbv Awd mi cöwzwbwai m ½ Ab vb e vs Ki cöwzwbwamy cöwkÿy Kvm AbywôZ ivrkvnx Awdm evsjv `k BÝwUwUDU Ae e vsk g v br g U (weavbwegg) KZ K Av qvwrz ÔFinancial Analysis for BankersÕ kxl K cöwkÿy Kvm wu 1-5 b f ^i 2015 evsjv `k e vsk, ivrkvnx Awd m AbywôZ nq weavbweg gi mn hvmx Aa vck gvt mv nj gv Ídvi mfvcwz Z Abyôv b evsjv `k e vsk, ivrkvnx Awd mi wbe vnx cwipvjk wrbœvzzj ev Kqv cöavb AwZw_ Ges gnve e vck (ez gv b wbe vnx cwipvjk) kl Avãyjøvn we kl AwZw_ wn m e Dcw Z wq jb ivrkvnx A ji wewfbœ Zdwmwj e vsk n Z 58 Rb Kg KZ v G Kvm wu Z AskMÖnY K i gzwewbgq mfvq e³e ivl Qb wbe vnx cwipvjk gnvt bvwrgywïb ˆe `wkk evwyr I ˆe `wkk gỳ ªv jb `b msµvší wewfbœ cö kœvëi, we` gvb wewfbœ myweav-amyweav Ges mswkøó cöwzôvb wji g a cvi cwik mn hvwmzvi wel q mfvq Av jvpbv Kiv nq Abyôv b cöavb AwZw_ wq jb Lyjbv Awd mi wbe vnx cwipvjk gnvt bvwrgywïb we kl AwZw_ wq jb gnve e vck gvt iwedj Bmjvg gzwewbgq mfvwui mfvcwzz K ib ˆe `wkk gỳ ªv bxwz wefv Mi Dcgnve e vck wbg j Kzgvi mikvi GQvov e vsk cwi`k b wefv Mi Dcgnve e vck Amxg Kzgvi gryg`vi, ebv cvj Kv g nvd Ri hym Kwgkbvi gȳ ÍvwdRyi ingvb, gsjv Kv g nvd Ri hym Kwgkbvi gvnv ` Gbvgyj nk cögyl mfvq Dcw Z wq jb cöwkÿy Kv m AskMÖnYKvix Kg KZ ve ` Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 15

16 wbeü wmöb e vswks evsjv ` k wmöb e vswks Kvh µg Pvjyi j w`kwb ` kbv cö`vbc~e K evsjv `k e vsk 2011 mv ji 27 deªæqvwi weaviwcww mvk yjvi bs-2 Gi gva g ` ki cöwzwu e vsk K wbr wbr wmöb e vswks bxwzgvjv cöyq bi wb ` k Rvwi K i K `ªxq e vs Ki w`kwb ` kbv Abymv i cöwzwu e vsk K wzbwu av c wmöb e vswks Kvh µg ev Íevqb Kivi K_v ejv nq wmö gvt gv ÍvwdRyi ingvb b e vswks A_ bwzk mg w AR bi cvkvcvwk cwi ekmz fvimvg i vq GKzk kz Ki P v jä gvkvwejvi GKwU Kvh Ki wekí wn m e B Zvg a B c w_exry o k³ Ae vb M o Zz j Q wmöb e vswks ev meyr e vswks n jv Ggb GK ai bi e vswks e e v hv mvgvwrk, ev Zvwš K I cwi ekmz Dcv`vbmg~ ni cöwz we kl ` wócvz mv c cwi ek msi Yi j wb q cwipvwjz Rjevqy cwiez b wewa 2008 Gi cwi cöwÿ Z hy³ivr mikv ii 2010 mv ji NvlYv Ges ZrcieZ x 2012 mv j BD ivcxq BDwbq bi Aby gv`b mv c ÿ c w_exi cö_g wmöb e vswks ïiæ K i BD K wmöb Bb f g U e vsk g~j e vswks avivi Kvbiƒc cwiez b QvovB e vswks cwiwa Z cwi ekevüe bxwzmg~ ni ev Íevqb I Kve bi c`wpý gy Q djvi gva g GKwU e vsk wmöb e vsk wn m e we ewpz n Z cv i wmöb e vswks Kvh µg GKwU e vsk K mgv R ˆbwZK e vsk, `vwqz evb e vsk I i K e vsk wn m e cwiwpz K i Zv j cövk wzk fvimvg ervq ivl Z Z_v wek K meyr ivl Z GKwU e vsk hme Kv Ri gva g wmöb e vswks cwipvjbv Ki Z cv i Zvi g a i q Q- (1) cwi ekevüe wewb qvm t mšiwe`ÿ r cökí, ev qvm vm Drcv`b cökí ev G RvZxq cybte envh kw³ Drcv`b cökímg~n, ev qvdvwu jvbrvi Drcv`b cökí cöf wz ÿ Î wewb qv Mi cwigvy evov Z n e wewb qvmk Z cök í wzkvik Kve bi Drcv`b kzfvm e Ü e e v MÖnY Kiv Ges Kv bv cök íi Kv bv AskB hb cwi ek I Rjevqyi Rb ûgwki KviY bv nq mw` K we klfv e jÿ ivlv cwi ekevüe wewb qv Mi g a c o GQvov cwi ekevüe cökímg~n K wlfy cö`v b K lk `i eb v, Liv I jey mwnòz Rv Zi dmj Drcv` b AvMÖnx K i ZvjvI meyr wewb qvm mevi AšÍfz ³ (2) er e e vcbv cök í wewb qvm t hme Kj-KviLvbv Zv `i Drcvw`Z c Y i mv _ cwi e ki Rb gvivz K wzkvik er Z_v ivmvqwbk c`v_ Drcv`b K i Ges b`x, Lvj-wej A_ vr cvwb Ges evzvm K `~wlz K i, Ggb wzkvik er e e vcbv cök í (Bd z q U wuªu g U cø v U ev BwUwc, BU Drcv` b nvbweªw ndg vb wkb cökí) wewb qvm e w ; (3) wewb qvm cö`v bi c~ e cök íi RjevqyMZ SuywK wbiƒcy t Kv bv cök í wewb qvm Kivi c~ e B mb cökíwu cwi ek I Rjevqyi Rb ûgwk n q `uvovq Ggb Kv bv Dcv`v bi Dcw wz Av Q wkbv ev _vk ji Zvi gvîv wbiƒcy I m e vcv i h_vh_ e e v MÖnY Rjevqy SuywK Kgv Z meyr M nvqb FY, meyr Mvwo FYmn bzzb bzzb wewb qvm mevcy cöpjb Kiv h Z cv i; (4) MÖvnK mevq wekí wewbgq gva g Pvjy Kiv t cöpwjz wekí wewbgq gva g hgb- wkq, GwUGg KvW, µwwu KvW, WweU KvW, gvevbj e vswks, Ab-jvBb e vswks, B Uvi bu e vswks, GmGgGm e vswks, Gd e vswks ev dmeyk e vswks ev mvgvwrk buiqvwk s e enviwbf i e vswks Kvh µg BZ vw` mev wmöb evsjv `k e vsk cwiµgv - 16 Rvbyqvwi 2016

17 wbeü e vswks qi AšÍM Z evsjv `k e vsk KZ K PvjyK Z wegwmwcgm ev evsjv `k A Uv g UW PK cö mwms wm g, webgdwugb ev evsjv `k B j±ªwbk dvû UªvÝdvi buiqvk, AviwUwRGm ev wi qj UvBg MÖm m Uj g U BZ vw` wekí wewbgq gva g mev wbwðz Z ivwš^z Kivi cvkvcvwk ` ki mkj e vsk K GK my Zvq eu a Q G RvZxq Kvh µg MÖvnK mev cövwß `ªæZZi Kivi cvkvcvwk e vswks mevq KvM Ri e envi Kwg q cwi e ki mrxezv wbwðz Ki Z f~wgkv i L P j Q cvkvcvwk Kv R A_ e e vi Avg~j cwiez bi gva g fvp yqvj A_ e e vi cöez b GKw` K hgb AvaywbK e vswks qi mnvqk Zgwb wmöb e vswks cöwzôvq iæz c~y f~wgkv ivl Z mÿg; (5) e vs Ki cöwzwu AvgvbZ mevcy K cwi ekevüe Kiv t MÖvnK KZ K RgvK Z AvgvbZ e vs Ki A_ msm v bi cöavb Drm cöwzwu e vsk Zvi MÖvnK `i wewfbœ ai bi AvgvbZ mev cö`vb K i _v K G RvZxq cöwzwu cy KB cwi ekevüe K i Zzj Z B Uvi buwbf i I Ab-jvBb e e v Rvi`vi Kiv h Z cv i wmöb gv K wus e vs Ki mevcy mg~ ni we Í wz Z iæz c~y f~wgkv ivl Z cv i; (6) Af šíixy I evwn K cwi ek e e vcbv t KvM Ri e envi e wbab K DrmvwnZ Kivi gva g cwi ek K ûgwki gy L V j `q ZvB cöwzôv b KvM Ri e envi Kwg q Avb Z n e Ges cybte envh KvM Ri cöpjb NUv Z n e AcÖ qvrbxq wcöw Us eü Ges cö qvr b KvM Ri Dfq c ôv e envi I wcöw Us q B Kv d Ui e envi wbwðz Ki Z n e G UvicÖvBR WvUv Iq vinvdr vc bi gva g B j±ªwbk WvUv e vs K cöwzôv bi hvezxq Z_ msmön wbwðz Ki Z n e cöwzôv bi cö qvrbxq cy µ qi Î B- UÛvwis e e v wbwðz Ki Z n e Awdm AW vi, bvwuk Rvwi, A vkvd U U g U cö`vb, Avgš YcÎ cö`vb, ï f QvcÎ cö`vb I ab ev` ÁvcbcÎ cö`vb cöf wz welq K B j±ªwbk e e vcbvi wbqš Y wb q Avm Z n e G Î B- gbj, gvevbj GmGgGm cö`vb cöf wz e e v iæz c~y f~wgkv cvjb Ki Z cv i wgwus Kv h åg Yi cwie Z wfwwi/awwi Kbdv iwýs qi Øviv cö qvrbxq Kv Ri mgvav Kiv h Z cv i cöwzôvbwu K we`ÿ rmvköqx K i Zvjvi Rb cö qvrbxq e e v MÖnY Ki Z n e m Î ˆe`ÿ wzk evj e env ii cwie Z w` bi Av jvi e envi Ges h_vh_ fw U jk bi gva g GwmÕi e envi iva Ki Z n e cö qvrb ev a kw³ mvköqx ev GbvwR mwfs ev jw ev j i e envi Kiv h Z cv i Ges cö qvrb bv n j ˆe`ÿ wzk evwz, d vb, Gwm, Kw úduvi BZ vw` eü ivl Z n e mgmö cöwzôvb I evwn K cwi ek cwi vi-cwi Qbœ I `~lygy³ ivl Z cö qvrbxq e e v MÖnY I m PZbZv m wó Ki Z n e cöwzôv bi we`ÿ r mieivn e e vq mši we`ÿ r ev Ab vb cybte envh kw³i e e v wbwðz Ki Z n e cvwb I M vm e env i mvköqx n Z n e; (7) Rbm ú` wb qvm I Zvi Dbœqb t e vs Ki Rbm ú` wb qv Mi Î B-wiµzU g U e e v Pvjy, Ab-jvBb m vjvwi ev fvzv cö`vb, cöwzwu Rbm ú` K GK GKRb ` e vskvi wn m e M o Zvjvi cvkvcvwk cwi ek we klá I mvgvwrk `vwqz evam úbœ Dbœqb Kg x wn m e M o Zzj Z n e wewfbœ mg q mfv- mwgbvi Av qvrb K i G wel q Zv `i m PZbZv evwo q Zvjvi gva g cöwkw Z K i Zzj Z n e Ges cöwzôv bi gvu Rbkw³ K wewfbœ MÖæ c wef³ K i cwi ekevüe Kg Kv Ð wb qvwrz Kivi gva g Gi g~j D Ïk ev Íevqb Ki Z n e; (8) K c v iu mvk vj imcbwmwewjwu (wmgmavi) t ez gvb mg q cöwzwu e vsk K c v iu mvk vj imcbwmwewjwu (wmgmavi) ev Íevq b f~wgkv i L P j Q GwU mgv Ri cöwzwu cöwzôv bi `vwqz ev aib ewntcökvk wmöb e vswks wbwðzki Y Rjevqy SuywK gvkv ejvq dvû ˆZwi I cövk wzk `y h vm gvkv ejv I `y h vm ciez x mnvqzvi gva g GwU f~wgkv ivl Z cv i; Ges (9) wmöb e vswks Kvh µg m ú K mevmönxzv I me mvaviy K m PZb K i Zvjv t wmöb e vswks Kvh µg m ú K mevmönxzv I me mvaviy K m PZb K i Zzj Z cö qvrbxq e e v MÖnY, mfv- mwgbv ii Av qvrb, meyr cy mg~ ni mv _ cwiwpwzkiy, Gi myweavw` we køly Ges mevcy mg~n e env i Zv `i Af ÍKiY wmöb e vswks Kvh µg ev Íevq bi Rb mnvqk f~wgkv ivl Z cv i evsjv ` k wmöb e vswks Kvh µg Pvjyi j w`kwb ` kbv cö`vbc~e K evsjv `k e vsk 2011 mv ji 27 deªæqvwi weaviwcww mvk yjvi bs-2 Gi gva g ` ki cöwzwu e vsk K wbr wbr wmöb e vswks bxwzgvjv cöyq bi wb ` k Rvwi K i K `ªxq e vs Ki w`kwb ` kbv Abymv i cöwzwu e vsk K wzbwu av c wmöb e vswks Kvh µg ev Íevqb Kivi K_v ejv nq Gi cö_g avc n Q bxwz wba viy, cwi e ki mv _ A½xf~Z niqv, Af šíixy cwi e ki e e vcbv, meyr wewb qv Mi m~pbv, Ab-jvBb e vswks mev PvjyKiY, Kg x `i cöwkw ZKiY, MÖvnK m PZbZv m wó Ges wmöb e vswks qi Abykxjb wøzxq av c m±i wfwëk cwi ek bxwz ˆZwi, meyr Kg cwikíbv ˆZwi, wmöb eªvâ vcb, Af šíixy cwi ek e e vcbvi gv bvbœqb, cöwzwu e vs Ki wbr ^ SuywK e e vcbv cwikíbv I w`kwb ` kbv ˆZwi, MÖvnK `i wkw Z K i Zzj Z m e vëg cö Póv MÖnY I mswkøó wel q cöwz e`b ˆZwi me kl av c e vskmg~ ni bzzb bzzb mevc Y i D veb I cöpwjzkiy Ges Gi MÖnY hvm Zv m ú K evwn K g~j vqb I cöwz e`b `vwlj Ki Z ejv nq ` k wmöb e vswks PP v K AvaywbKvqb I ev Íevqb, cwi e ki Rb wzki w`k wpwýzkiy I e e vcbv Ges Rjevqy cwiez b gvkv ejvq f~wgkv cvj b evsjv `k e vsk wewfbœ mgq mvk yjvi Rvwi K i P j Q cöwzwu e vsk hw` Zv g b wb R `i Kg KŠkj wvk K i mgwš^zfv e GKv R DØy nq Z eb wmöb e vswks Kvh µ gi ev Íevqb m e c w_ex K Zvi cök Z mš `h wdwi q w` j Z eb fwel r cör b i wbivc` Avevm wbwðz Kiv m e n e e vswks mev `vzv I MÖnxZv Df qi mgwš^z cö Póv G `k K Ki Z cv i meyrvq bi AMÖcw_K jlk : GwW, GBPAviwW-1, cö.kv. Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 17

18 KweZv w_i Wvi iv q_lv Gi Abyev` KweZv wb`ªvf½ gvt bvwmiæ¾vgvb [Kwe w_i Wvi iv q_lvõi Rb 25 g, 1908 hy³iv óªi wgwkmv b Zuvi evevi wqj 25 GKi Ry o meyr gvv hlv b Ljvayjv K i Zuvi ˆkke K U Q GLvb _ KB wzwb jlvi bvbv DcKiY msmön K i Qb wgwkmvb wek we` vj q Aa qbkv j wzwb KweZv jlv ïiæ K ib Zuvi Ab Zg MÖš n Q I cb nvdm, IqW m di ` DBÛ, ` dvi wdì BZ vw` Ô` I qwksõ Kve MÖ š i Rb wzwb 1954 mv j cywjrrvi cyi v i f~wlz nb ] Avwg Nygy ev e j DwV R M Ges ax i RvMÖZ nb Avwg Avgvi fvm K Abyfe Kwi hv fq cvbbv Avwg h Z h Z wkwl hlv b h Z nq Avgv K Avgiv Abyf e wpšív Kwi, mlv b wk Av Q Rvbvi? Kv b Kv b Avwg b Z ïwb Avwg Nygy ev e j DwV R M Ges ax i RvMÖZ nb Im ei gv S me P q Kv Q K Zzwg? Ck i gvwui g½j Kiæb! Avwg web ª cv q mlv b hv ev nu U Ges h Z h Z wkwl hlv b h Z nq Avgv K Av jv e ÿ K bq, wkš K ej Z cv i wkfv e? ÿz`ª KxU cpv bv wmuwo e q I V Avwg Nygy ev e j DwV R M Ges ax i RvMÖZ nb gnvcök wzi Ab Av iv KvR Av Q Kivi g Zv hv Avgvi Ges Zvgvi cöwz, cövyeší evqy MÖnY Ki Ges my `i, h Z h Z k Lv hlv b h Z nq GB K úb Avgv K iv L w i, Avgvi Rvbv DwPZ me `v Ab Î wk cwzz nq, Ges A`~i nq Avwg Nygy ev e j DwV R M Ges ax i RvMÖZ nb h Z h Z wkwl hlv b h Z nq Avgv K Kwe cwiwpwz: wrgg, wwwmgg, cö.kv. mvnm jv M I, GBP, Gg mvdx fxiæzv K Dc o d j mdjzvq iwob n Z mvnm jv M AmZ K DrLvZ Ki Z, AÜR b Av jv w` Z em x `i K Zvwo q w` q ^vaxbzv iÿvi Z i gvbwpî K ey Ki i ³ ivwo q w` Z mvnm jv M mvnm jv M Wv½ywji wjuv K Pvi av c Z Dév e M Dwo q w` Z Db Ë cùv b`xi Lo ªv Z ïïk ai Z Mv Qi KvU i nvz XzwK q wuqvi Qvbv a i Avb Z wzb wewe Z U v w` Z, kl e j Z Q v g i werq wbkvb Dwo q w` Z mvnm jv M mvnm jv M Kvj ev kwli S ov nviqvq Avg Kzov Z SgSg gyljav i e wó duvuvq Mv frv Z wkwki frv meyr Nv m Avj Zv cv q wm³ n Z gv Rbbxi c`hymj ey Ki gv S Rwo q a i wb Ri nv Z ayb q w` Z mvnm jv M mvnm jv M bxj Lv g Z iæwai frv cî w` Z bxj `wiqvi gy³v G b wcöqvi K É cwi q w` Z wkyœix `i cy úe wó wqbœ K i ivrwmsnvmb wemr b we bvw`bxi n Í a i ØxcvšÍ i P j h Z mvnm jv M mvnm jv M K òc ÿi kl wzw_ Z k kvb _ K KvwV Avm Z hšb gv n iw³gey myavc~y Aáiv `i gvngvqv wqbœ K i lowicy wbqš Y Zvnv ¾v Z mvwgj n Z wb Ri Kei wb RB Lyo Z mvnm jv M mvnmxivb hvq GwM q fxiæiv me iq wcwq q ex ii g Zv GK gyn~z euvpv fv jv, wfzzi g Zv nvrvi eqi euvpvi P q Rxe bi cövy gvnv ` gvwnbyi Avjg ïiæ K iwq kl Ki ev e j wkš kl Kiv h wbqwzi Kj g aiv! G hvîvq `Lv nj cwipq nj _ g bv _ K Pj, MšÍ e Pj wb R K Pbvi, Rvbv Rvbv bvi Rxe bi bxwz gvbv gvbv bvi G Qvov wk c_ Av Q? Rxe bi cövy, cöv Yi ù~wz Z euv P Qovq Qovq ï fvlv myejkzgvi ewyk e w³ I e w³z ÔGB kz Ki wzwb eo e w³z Zuvi bvg iyxq cöwzw`b wbz Õ GiKg AvRKvj e w³i e` j e w³z Uv j L Q j-ey ov mk j Ôe w³õi Kx ev `vl, Zey nj `Ð ZvB ` L cwðz n q Qb PÐ Ôe w³ K Ah_vB K iv e w³z Gme KvÐ ` L R j hvq wcë! GiKg ev K Zv e w³b ï Z e Kb Lv gvlvb evwa qq hy?õ Kwe cwiwpwz: RwW, wwweavb-3, cö.kv. Kwe cwiwpwz: RwW, wmbbd, cö.kv. [Ôe w³õ KZ evpk kã Avi Ôe w³z Õ Kg evpk Ôe w³z Õ n Q Ôe w³i ^vfvwek ˆewkó Õ Bs iwr Z G K e j Personality Ôe w³õ I Ôe w³z Õ `ywub we kl c` n ji Ôe w³õ A _ Ôe w³z Õ kãwui cö qvm evsjvfvlvi ^vfvwek ixwzm Z bq A_P e w³i YMvb Ki Z wm q Avgiv Aejxjvq wj L hvw Q, ÔwZwb GK gnvb e w³z Õ wbtm ` n GwU fzj cö qvm evsjvq Avgiv wjle, ÔwZwb GK gnvb e w³ Õ ïay Ôe w³õ Avi Ôe w³z Õ bq, Ô bzv Avi Ô bz Z Õ wb qi wvk GKB ai bi fzj cö qvm Avgiv Kwi GiKg evk jlv nq : Ô ` ki RbMY ivr bwzk bz Z i Kv Q GUvB Pvq Õ evk wu ï n e hw` jlv hvq : Ô ` ki RbMY ivr bwzk bzv `i Kv Q GUvB PvqÕ Kwe kvgmyi ivngv bi Ô ^vaxbzv ZzwgÕ bvgk KweZvi GKwU co&w³ GiKg : Ô ^vaxbzv Zzwg KvRx briæj SuvKov Pz ji evewi `vjv bv gnvb cyiæl... Õ kvgmyi ivngvb GLv b briæj K Ôgnvb cyiælõ e j AvL vwqz K i Qb Ôe w³õ K Avgiv hgb Ôe w³z Õ ejwq, GLv b ÔcyiælZ Õ ej Z cvie? Ôgnvb e w³õ hw` Ôgnvb e w³z Õ n Z cv ib, Z e Ôgnvb cyiælõ -Gi Ôgnvb cyiælz Õ n Z AvcwË Kv_vq? Avm j GiKg cö qvm evsjvfvlvi ^fvem½z bq Ôe w³õ Avi Ôe w³z Õ K GKvKvi K i djvi Kvb `ikvib Avgv `i bb ] evsjv `k e vsk cwiµgv - 18 Rvbyqvwi 2016

19 Mí f q¼i GKUv `yt ^cœ ` L ga iv ZB e wói Nyg f ½ Mj nvz evwo q Uwej NwoUv wb q `Lj wzbuv wek ev R Ggwb ZI PviUvq A vjvg `qv wqj GLb Nywg q co j mkv j DV Z `wi n q hv e Kv RB e wó eb wb q emj AvMvgxKvj A_ bxwz 1g cî K vm U n e, MZ `yw`b evmvq gngvb _vkvq cov kvbv Kivi my hvm nqwb gva wg K MÖv gi zj _ K wrwcg cuvp c q XvKvq G m D P gva wg K fwz n q Q PvPvi evmvq _v K XvKvq AvZ xq ^Rb ej Z PvPv Qvov Zgb KD bb PvPv cö_ g _vk Z w` Z ivwr bv n ji c i wkqz GKUv f e ivwr n q Qb wkš e wó K mvg b `L jb wzwb wei³ nb MZ Qq gvm a i e wó G evmvq _vk ji wzwb gvî `yw`b e wói mv _ K_v e j Qb ïay PvPv bb PvwPI Zvi mv _ cö qvrb Qvov K_v e jb bv cö_g cö_g Zv `i e env i e wó g b Kó c ji mg q Zv m q M Q covi Rb ebuv nv Z wb q evwz R vjv Z wm qb g b coj evwz R vjv j PvwP wei³ n eb `yb ew iæ gi GKUv Z PvPv-PvwP Ges Ab Uv Z `k eq ii PvPv Zv fvb _v K e wó Wªwqs iæ gi g S Z Nygvq G evmvi wkqz wbqg e wói Kv Q e wzµg g b nq MÖv g wb R `i evwo Z gv memgq fvi ejv W K w` Zb cov jlv Kivi Rb wkš GLvbKvi wbqg Avjv`v fvi ejv co Z em j PvPv-PvwP wei³ nb Zv `i N ii `irv eüb _v K Zvic ii fv i covi Rb Wªwqs iæ gi evwz R vjv jb PvwP ivmvivwm K ib e wó K ekvskv K ib evwz eü Kivi Rb Zvi Pv L Av jv jvm j wzwb Nygv Z cv ib bv eü N i wkfv e Zvi Pv L Av jv jv M GUv e wói gv_vq Av m bv e wó GRb ivbœv N ii evwz R vwj q A_ev gvg R vwj q fvi ejv cov jlv K i AvR gvg R vwj q weqvbvq co Z emj, MZKvj _ K kixiuv fv jv jvm Qbv, R i R i jvm Q co Z co Z KLb mv o QqUv e R M Q e wó Ui cvqwb mvzuv _ K K j R K vm ïiæ ZwoNwo K i ˆZwi n q PvwP K W K `irv eü Ki Z e jb iv Ívq ei n q Mj iv Ívq ei n qb eysj cöpð ÿzav c q Q fv i Nyg _ K DV j ZvovZvwo ÿzav cvq e wó mvaviyz K jr _ K evmvq wd i eviuvi w` K bv Ív K i AvR K jr K vw U b wkqz L q wb Z n e e wó K jr K vw U b wkqz Lvq bv ej jb P j, Avm j G ai bi wejvwmzvi Rb Ii Kv Q UvKv _v K bv e wói evev gv mi `k Zvwi Li g a c bi kv UvKv cvvvb, K j Ri ezb wn m e AvU kv UvKv P j hvq evwk UvKvq eb, LvZv I Ab vb UywKUvwK wkb Z nq e wói evev MÖv gi vbxq evrv i QvU GKUv gyw` `vkvb fvovq Pvjvb wrwbmc Îi `v gi h EaŸ MwZ Zv Z Av iv `yb fvb ev bi cov jlvi LiP Pvwj q msmv ii LiP Pvjv bvb gykwkj, ZvB evevi KvQ _ K Gi ewk Avkv Kiv hvq bv cv q nu U K j R cušqv Z cuvp wgwbu `wi n q Mj cö_g K v mb evsjv 1g cî K vm U wqj e wó Zv egvjyg fz j wm qwqj Zvic ii cixÿv fv jv nj ejv evovi mv _ mv _ kix ii ZvcgvÎvI evo Z jvmj wkš Kivi wkqz bb, K vm wgm `qv hv e bv e wó h nzz Kv bv cövb fu wudu ii Kv Q c o bv m nzz K vm wgm Ki j c i Zvj mvgjv bv hv e bv ev_iæ g wm q Pv L, gy L I gv_vq cvwb w` q Avevi K v m emj Ggb mgq wcöwýcvj mkk bi Avqv G m Rvbvj wcöwýcvj m vi W K Qb e wói kixi R i Kuvc Q wcöwýcvj m v ii mv _ `Lv K i Rvbv Mj e wói Av e` bi cöwÿ Z Zvi GmGmwmi irvë, ez gv bi K vm Dcw wz Ges K vm U i irv ëi Dci wfwë K i Zv K cö_g ev ii ezb n Z Ae vnwz `qv n q Q GUv e wói Rb A bk eo cviqv GB Lywk fvmvfvwm Kivi g Zv AvcbRb KD Zvi cv k bb K v m Zvi eiveib fv jv QvÎx wn m e L vwz Av Q ZvB A b Ki mv _B fv jv m úk e wó GZeo Avb `i fvwm`vi wn m e Kv bv evüex KI cv Qbv cv e wk K i! cy iv GK eq ii ezb n Z Ae vnwz cviqv h KZ eo gyw³ GUv I `i c ÿ Kv bvfv eb Abyaveb Kiv m e bv me jv K vm K i cv q nu U evmvq wdi Z mv o eviuv e R Mj ÿzavq cu ixwzgz R j Q K v mi GKUv g qi KvQ _ K c vivwmuvgj wb q L q Q d j R i wkqzuv K g Q evmvq wd i R ii K_v ejv ev bv ejv GKB K_v ïay ïay PvPv-PvwPi weiw³ evo e Kv RB KvD K wkqz bv e j m bv Ív LvIqvi Rb ivbœv N i XzKj QzUv eyqv KvR Ki Z G m Q m Rvbv jv evmvq mkv j Kv bv GKRb gngvb Avmv Z e wói Rb bv Ív bb, PvwP Zv K AvcvZZ `y Uv Uv we zu L q `ycy ii ivbœv k l fvz L Z e j Qb e wó ejvi Rb Kv bv fvlv Lyu R cj bv, Avi eyqv K wkqz e jb ev wk jvf! K ó Pv L cvwb P j Gj GB BU, cv_ ii ˆZwi kn ii gvby li gbi wk BU, cv_ ii ˆZwi! gvby li wk gvbezv e j wkqz bb ciÿ YB wb Ri gb K GB e j mvšíbv w`j h, GB kn i emev mi Rb ZviciI Zv Zvi GKUv AvkÖq i q Q huv A b KiB bb jlk : wwww, wewewug Rvbyqvwi 2016 evsjv `k e vsk cwiµgv - 19

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22 AvšÍR vwzk BD iv A ji K `ªxq e vsk jv MZ GK `k K bxi e-wbf Z cöpzi e vsk bvu Q c Q Gme bvu e envi K i K `ªxq e vsk jv wecyj cwigvy m úwëi wk b Q GKwU wcgbpww M elyvq G Z_ ewi q G m Q gỳ ªvbxwZi evb i K qkwu cö qvrb guv Z BD iv ci K `ªxq e vsk jv e vsk bvu Qvwc q Q e j a i bqv n q Q BD iv A ji `k jv K g `v _ K evupv Z k~ b i KvQvKvwQ _vkv my `i nvi Kwg qi hlb AvÂwjK A_ bxwz Z MwZ mâvi Kiv m e nw Qj bv; ZLb eû, wmwkdwiwur, B j±ªwbk gỳ ªv BZ vw` wk b Znwej evov Z D ` vmx nq Bwmwe Kvqvw U UwUf BwRs bv gi G Kg m~wp Bwmwei KvlvMv i 1 `kwgk 5 wuªwjqb BD iv hvm K iwqj Kvqvw U UwUf BwRs qi K_v mevb Rvb ji eû I Ab vb m úwë Kbvi c_ cömv i c _K GKwU Kg m~wpi K_v Rvbv Mj GB cö_g wcgbpww M elk W vwb qj ndg v bi G msµvší wbeü cökv ki ci Bwmwei mgv jvpbvq gyli n q Qb A b K Zviv ej Qb, Bwmwei Af ší i ^ QZvi Afve cöku ndg v bi M elyvq `Lv hvq, BD iv ci RvZxq K `ªxq e vsk jvi (Gbwmwe) gỳ ªvbxwZi AvIZv I m gzvi evb i _vkv m ú `i cwigvy GLb 623 wewjqb BD iv 2005 mv j Ggb m ú `i cwigvy wqj 214 wewjqb BD iv wewfbœ Gbwmwei DØ Ëc Î cövß Z_ hvm K ib ndg vb G A¼ ei K i Qb Bwmwei GwMÖ g U Ab wdb vwýqvj A v mum (GGbGdG) AvBb Abyhvqx, Gbwmwe jv cbkb dvû e e vcbvi g Zv gỳ ªvbxwZi evb ii wkqy cö qvr b e vsk bvu Qvcv Z cv i mgqkv ji Avw_ K msk Ui mgq ek K qkwu Gbwmwe K Ggb bvu Qvcv bvi AbygwZ w` q Q Bwmwe ndg v bi M elyvq G e e vi cö qvm wb q cökœ Zvjv n q Q Bwmwei Aby gv` bi cwi cöw Z wewfbœ Gbwmwe wb R `i cö qvrbg Zv bvu Qvwc q Zv w` q m úwë wk b Q we klz Avqvij vû, d«vý, BZvwj I wmö mi K `ªxq e vsk Gfv e wecyj cwigvy m úwë wk b Q Bwmwe e j Q, GwMÖ g U Ab wdb vwýqvj A v mum myweavi AvIZvq Awbqwš Z gỳ ªv m wói Kv bv NUbv N Uwb KviY GKwU Gbwmwe KZ m úwë wkb Z cv i, Zvi mxgv ilv wba viy Kiv Av Q Bwmwei wee wz Z G `vwe Kiv n ji wvk KZ ch ší mxgv wba viy Kiv n q Q, Zv Kv_vI ejv nqwb Kx m úwë Kbv n Q, m e vcv i Bwmwe K Rvbv bvi wbqg _vk ji me Gbwmwe G wbqg g b P j bv wbr ^ D ` v M Qvcv bv gỳ ªv A_ vr AvZ K Z A _ Kbv m úwë K Gbwmwei DØ Ëc Î ÔAv`vi wmwkdwiwurõ wn m e köwyfy³ Kiv nq ndg v bi M elyvq `Lv M Q, 2005 mv j Ggb m úwëi cwigvy wqj 122 `kwgk 6 wewjqb BD iv BD ivwm gi Avw_ K weeiyx Z `Lv hvq, m`m e vsk jvi nv Z Ggb m úwë GLb 358 `kwgk 2 wewjqb BD iv awiîx euvpv Z m úªwz HwZnvwmK Pyw³ ^ÿi n jv d«v Ýi ivravbx c vwi m Kve b wbtmiy Kwg q we k i Dòvqb iv a Pyw³ Z ^vÿi K i Qb cövq `ybk ` ki bzviv RvwZmsN Rjevqy m j b `yb mßvn a i Zzgyj wez K i ci MZ 12 ww m ^i iv Z n jv GB mg SvZv Pyw³ Abyhvqx we k i ZvcgvÎv e w `yb wwwmö mjwmqv mi g a mxgve ivlv n e m e v P Póv Pvjv bv n e Zv `o wwwmöi g a mxgve ivl Z 2020 mvj _ K Kve b wbtmi Yi jvmvg Uvb e `k jv G Qvov Rjevqy cwiez bi weiƒc cöfv ei Kvi Y wzmö Í `k jv K DbœZ `k jvi mnvqzvi welqi Av Q G Z 2020 mvj _ K DbœZ `k jv wzmö Í `k jv K mnvqzv wn m e cöwz eqi 10 nvrvi KvwU Wjvi ` e Pyw³i wkqy Ask Av Q AvBbMZ eva Zvg~jK wkqy Ask ev Íevqb `k jvi AvMÖ ni Ici wbf i Ki e cuvp eqi ci ci AMÖMwZ ch v jvpbv Kiv n e hy³ivóª, BD ivcxq BDwbqb I Pxbmn ewk gvîvq Kve b wbtmiykvix `k jv Pzw³ K ^vmz Rvwb q Q ^ ívbœz `k jvi Pyw³i cöwz mg_ b Rvwb q Q Z e Av `vjbkvix cwi ekev`x `i A b K e j Qb, gvbervwz K i vq G Pyw³ h _ó bq evsjv `k e vsk cwiµgv - 22 AvšÍR vwzk evrv i Avevi Acwi kvwaz R vjvwb Z ji `vg K g cövq mvz eq ii g a me wbgœ ch v q b g M Q MZ 7 ww m ^i I q U ev BDGm µyw kªwyi R vjvwb Z ji `vg 5 `kwgk 8 kzvsk K g e v ij cöwz 37 `kwgk 65 Wjv i b g M Q GKB m ½ cöwz e v ij eª U µyw köwyi Z ji `vg 5 `kwgk 3 kzvsk K g 40 `kwgk 73 Wjv i b g Q wek A_ bwzk msk Ui c i GwUB n jv wek evrv i R vjvwb Z ji me wbgœ `vg Gi Av M 2009 mv ji deªæqvwi Z cy wui `vg GB ch v q wqj Aw «qvi wf qbvq ww m ^ ii cö_g mßv n AbywôZ Zj ißvwbkvik eo `k jvi msmvb I c Ki (AM vbvb Rkb Ae c U«vwjqvg G cvu Kvw U«R) GK mfvq Zj Drcv`b Kgv bvi cö Íve cöz vl vb niqvq AvšÍR vwzk evrv i cy wui `vg K g Q A_ vr Pvwn`vi Zyjbvq D Ëvj bi cwigvy ewk _vkvuvb Z ji `vg Kgvi cöavb KviY I c Ki m`m `k jv Z ji ˆewk K Pvwn`vi AšÍZ 30 kzvsk wgwu q _v K Zj mieiv ni Î I c Ki m`m `i Ici hy³ivó«mn bzyb bzyb ` ki w`k _ K cöwz hvwmzvi Pvc evo Q Av M hy³iv ó«i Zj Î jv eü ivlv n ji GLb `kwui wkqy wkqy K c Lvjv n Q G Z Zv `i Z ji mieivn e o Q MZ 2014 mv j mšw` Avi ei bz Z I c Ki m`m iv AvšÍR vwzk evrv i wb R `i Zj mieiv ni wnm v ev cwigvy a i ivl Z ewk cwigv Y Drcv`b Pvwj q hviqvi wm vší wb qwqj hy³iv ó«i g vwij vûwfwëk R vjvwbmsµvší civgk K cöwzôvb K vcik wi g v br g Ui wµm Rviwfm e jb, Avgiv GLb R vjvwb Z ji `vg I mieivn wb q iwk UvbvUvwbi cwiw wz Z AvwQ wvk GB mg q Ab cöavb gỳ ªv jvi wecix Z gvwk b Wjv ii wewbgq nvi kw³kvjx n q IVvq Z ji `v g bwzevpk cöfve Z ivwš^z n q Q MÖš bv t gvnv ` ûgvqb iwk`, GwW, wwwmwc, cö.kv. Rvbyqvwi 2016

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