evwl K cöwz e`b

Transcription

1 evwl K cöwz e`b ÿz`ª I gvsvwi wkí dvd Ûkb

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3 evwl K cöwz e`b ÿz`ª I gvsvwi wkí dvd Ûkb

4 Dc `óv m úv`k gvt mwdkzj Bmjvg e e vcbv cwipvjk m úv`k Gm Gg kvnxb Av bvqvi gnve e vck, GmGgB dvd Ûkb mn hvwmzv gvt Rvnv½xi nv mb, Dcgnve e vck, GmGgB dvd Ûkb gvt Avey bvwmi Lvb, e e vck, GmGgB dvd Ûkb gvt gvmy`yi ingvb, e e vck, GmGgB dvd Ûkb gvt Rqbvj Avãxb, Dce e vck, GmGgB dvd Ûkb A½m¾v gvt gbryiæj nk, mnkvix e e vck, GmGgB dvd Ûkb cökvkbv ÿz`ª I gvsvwi wkí dvd Ûkb i qj UvIqvi, 4 cvš c_, XvKv 1215 dvb: , , d v : I qemvbu: gy`ªy wgwwqv U g 2017

5 Pqvicvm bi evyx e e vcbv cwipvj Ki W _ K cwiwpwz wfkb I wgkb Kvh µg mvaviy cl ` cwipvjk cl ` m~wpcî Zg evwl K mvaviy mfvi bvwuk 11Zg evwl K mvaviy mfvi Kvh cî 10g evwl K mvaviy mfvi Aby gvw`z Kvh weeiyx cwipvjk cl `i cöwz e`b evwl K Kg cwikíbv ( ) IqvwK s KwgwU wbixwÿz Avw_ K cöwz e`b

6 Pqvicvm bi evyx K Gg nvwee Djøvn Pqvicvm b, GmGgB dvd Ûkb z`ª I gvsvwi wkí dvd Ûkb (GmGgB dvd Ûkb)-Gi GKv`k evwl K mvaviy mfv 2017 mv ji 20 k g AbywôZ n e e j Avwg AZ ší Avbw `Z A_ eq ii evrmwik Kg cwikíbv h_vh_fv e ev Íevq bi Rb iæz c~y civgk cö`vb Kivq Avwg GmGgB dvd Ûk bi mvaviy cwil` I cwipvjk cl `i m vwbz m`m e ` K AvšÍwiK ab ev` Rvbvw Q GKBmv _ Avwg evrmwik Kg cwikíbv ev Íevqb wbwðz Kivi Rb e e vcbv cwipvjkmn dvd Ûk bi mkj Kg KZv I Kg Pvix K AvšÍwiK Awfb `b Rvbvw Q evsjv ` ki gvb µv, ÿz`ª I gvsvwi wk íi Dbœqb I wekv ki gva g wkívqb, Kg ms vb m wó Ges `vwi`ª we gvpb Z ivwš^zki Yi gva g evsjv `k 2041 mv ji c~ e B D P Av qi ` k cwiyz n e e j Avgvi wek vm mikv ii RvZxq wkí bxwz 2016 cöyqb, GmGgB Dbœqb bxwz KŠkj MÖnY I GmGgB FY cöevn e w i gva g ` k GmGgB Dbœqb I wekv ki AbyK~j cwi e ki m wó n q Q dvd Ûkb mikvi cöyxz wewfbœ bxwzgvjv ev Íevq bi gva g GKwU Dbœqb mn hvmx cöwzôvb wn m e wb R K cöwzwôz Ki Z mÿg n q Q AvMvgx Z GmGgB dvd Ûk bi Kg m~wpmg~ ni mydj Av iv AwaK cwigv Y ` k gvb n e e j Avwg g b Kwi iƒckí 2021 I 2041 h_vmg q ev Íevq bi gva g evsjv `k GKwU DbœZ `k wn m e cöwzwôz n e GmGgB dvd Ûkb mikv ii wkíbxwzmn wewfbœ bxwzgvjv ev Íevq b iæz c~y f~wgkv cvj bi gva g RvZxq jÿ gvîvmg~n AR bi mnhvîx wn m e AvZ cökvk K i Q D jøl h, dvd Ûk bi cvkvcvwk evsjv `k e vsk, evwywr K e vsk, P ^vi Ae Kgvm, LvZwfwËK GmGgB A v mvwm qkb Ges Dbœqbmn hvmx cöwzôvbmg~n GmGgB Dbœq b iæz c~y f~wgkv cvjb Ki Q Avwg GB mkj cöwzôvb K ab ev` I K ZÁZv Rvbvw Q, GKB mv _ Avkv cökvk KiwQ h dvd Ûk bi mv _ mgwš^z Kg m~wp MÖn Y GB mkj cöwzôv bi mn hvwmzv µgvš^ q e w cv e Avcbviv AeMZ Av Qb h, dvd Ûk bi mvaviy cwil` mikvwi I emikvwi cöwzwbwae `i mgš^ q MwVZ GKwU mg cwil` hviv dvd Ûk bi evwl K Kg cwikíbv MÖnY I ev Íevq b AZ ší iæz c~y f~wgkv cvjb K ib Avwg mvaviy cwil `i m vwbz m`m e ` K Zuv `i cöáv, gav Ges AwfÁZvi Av jv K dvd Ûk bi ciez x evwl K Kg cwikíbv cöyq bi Rb mywpwšíz gzvgz, civgk I w`k-wb ` kbv cö`v bi Rb Aby iva Rvbvw Q, hv dvd Ûk bi ciez x A_ eq ii evwl K Kg cwikíbvq cöwzdwjz n e GmGgB dvd Ûk bi GKv`k evwl K mvaviy mfvi mvdj Kvgbv KiwQ K Gg nvwee Djøvn 4 evwl K cöwz e`b

7 e e vcbv cwipvj Ki W _ K gvt mwdkzj Bmjvg e e vcbv cwipvjk, GmGgB dvd Ûkb 2017 mv ji 20 k g kwbevi GmGgB dvd Ûk bi GKv`kZg evwl K mvaviy mfv AbywôZ n Z hv Q; hv dvd Ûk bi GKwU AZxe iæz c~y Abyôvb evwl K mvaviy mfv Dcj ÿ dvd Ûkb cwiev ii mkj m`m GKwÎZ n q wemz A_ eq ii wbixwÿz wnmve weeiyx Aby gv`bmn wemz eq i dvd Ûkb KZ K ev ÍevwqZ Kg m~wp m ú K iæz c~y gzvgz, civgk I w`k-wb ` kbv cö`vb K ib evwl K mvaviy mfvi w`k&wb ` kbvmg~n ciezx mg q GmGgB dvd Ûk bi evrmwik Kg cwikíbv cöyq b mnvqzv K i MZ A_ eq i GmGgB dvd Ûkb D jøl hvm msl K Kg m~wp ev Íevqb K i Q hv evsjv ` ki GmGgB Lv Zi Dbœqb I wekv k iæz c~y f~wgkv cvjb Ki e e j Avwg wek vm Kwi A_ eq i dvd Ûkb Zvi evwl K Kg cwikíbvi cövq 80% ev Íevq b mÿg nq D³ eq ii D jøl hvm Kvhv ewj hgb RvZxq wkíbxwz-2016 cöyq b wkí gš Yvjq K mnvqzv cö`vb, mvk UªW cö gvkb buiqv K i AvIZvq GmGgB c Y i AvÂwjK fjÿ PBb M elyv cwipvjbv, AvšÍR vwzk GmGgB W fjc g U Rvb vj cökvk, RvZxq GmGgB cy gjv 2016 mn 7wU AvÂwjK GmGgB cy gjv Av qvrb, 60wU B-Kgvm I qemvbu ˆZwi, RvZxq GmGgB e emvq cwikíbv cöwz hvwmzv Av qvrb, 50wU GmGgB K v v ii Dbœqb Pvwn`v wbiƒcy, mikv ii gwnjv I wkï welqk gš Yvj qi AvIZvq Ôbvix AvBwmwU d«x-j vývi Ges D ` v³v Dbœqb Kg m~wpõ ev Íevqb BZ vw` Ab Zg GQvovI, dvd Ûkb MZ eqi ` ki wewfbœ A j 3,028 Rb D ` v³v K Pvwn`vwfwËK cöwkÿy cö`vb, µwwu nvj mwjs Kvh µg m úªmvi Yi gva g ÿz`ª D ` v³v `i AbyK~ j 9% my ` RvgvbZwenxb FY cö`vb, bvix D ` v³v Dbœq bi Rb wewfbœ ev ÍegyLx Kg m~wp ev Íevqb, GmGgB D ` v³v `i cöhyw³ Dbœqb I m úªmvi Yi Rb cöwkÿy cö`vb I Kg kvjv Av qvrb, A vwfvbrwi mvwf m m Uv ii gva g 544 Rb D ` v³v K civgk mev cö`vb, GmGgB D ` v³v `i AvBwmwU `ÿzv e w K í ` ki wewfbœ A j cöwkÿy Kg m~wp Ges 13wU IqvwK s KwgwUi 18wU mfv Av qvrb Kiv nq GmGgB dvd Ûk bi evrmwik Kg cwikíbv cöyqb I h_vh_fv e ev Íevq bi ÿ Î iæz c~y civgk I w`k&wb ` kbv cö`vb Kivq Avwg dvd Ûk bi mvaviy cwil `i m vwbz mkj m`m K AvšÍwiK ab ev` Ávcb KiwQ GKB mv _ evrmwik Kg cwikíbv ev Íevq b AMÖYx f~wgkv cvjbkvix mkj Kg KZv I Kg Pvwi K ab ev` Rvbvw Q GmGgB dvd Ûkb-Gi GKv`kZg evwl K mvaviy mfv mdjfv e m úbœ Kivi Rb Avwg mvaviy cwil`, cwipvjbv cl ` I GmGgB cwiev ii mkj m` m i AvšÍwiK mn hvwmzv Kvgbv KiwQ gvt mwdkzj Bmjvg evwl K cöwz e`b

8 GmGgB dvd Ûkb cwiwpwz wbewüz bvg ÿz`ª I gvsvwi wkí dvd Ûkb (GmGgB dvd Ûkb) wbeübkvix KZ cÿ evwyr gš Yvjq, MYcÖRvZš x evsjv `k mikvi wbeüb b ^i 30/06 ZvwiL: 11 ww m ^i, 2006 R q U K Kv úvwbr A vû dvg m Gi wbeüb b ^i: wm-672(12)/06 ZvwiL: 26 b f ^i, 2006 wvkvbv i qj UvIqvi, 4 cvš c_, XvKv 1215 dvb: , , d v : B gbj: info@smef.org.bd I qemvbu: e vsk e vsk Gwkqv wjwg UW, wkqv kvlv, XvKv wbixÿk K. Gg. nvmvb GÛ Kvs PvU vw GKvD U v U nvg UvDb G vcvu g U (9g I 10g Zjv) 87 wbd B vub, XvKv evwl K cöwz e`b

9 wfkb z`ª I gvsvwi wk íi Dbœq bi gva g AwaK Kg ms vb, RvZxq A_ bwzk cöe w AR b Ges m e vcwi `vwi`ª we gvpb wgkb gy³evrvi A_ bxwz Ges wek vq bi ez gvb P v jä gvkv ejvi j RvZxq A_ bxwz Z we` gvb z`ª I gvsvwi wkí cöwzôv bi Dbœqb I wekv k eûgylx Kg m~wp cwipvjbvi gva g wbqwgzfv e mnvqzv cö`vb evwl K cöwz e`b

10 GmGgB dvd Ûk bi Kvh µg MYcÖRvZš x evsjv `k mikvi M nxz GmGgB bxwz KŠkj ev Íevq b mnvqzv wk ívbœz I Dbœqbkxj we k RvZxq A_ bwzk cöe w Ges Kg ms vb m wói gva g UKmB wkívq bi Î z`ª I gvsvwi wk íi f wgkv HwZnvwmKfv eb mgv` Z evsjv ` ki Av_ -mvgvwrk Ae vi cö vc UI ^í cuywr wbf i Kg ms vb m wói gva g RvZxq A_ bwzk cöe w Ges myôz wkívq bi Î z`ª I gvsvwi wk íi Kv bv wekí bb GmGgB dvd Ûkb wkívq b bvix Ges mkj köwyi GmGgB D ` v³v `i DrmvwnZ, DØy Ges RvZxq ch v q mymsmwvzkiymn GmGgB Dbœq b KvR Ki Q Z Yg~j, vbxq I RvZxq ch v q Kg ms vb m wó, mvgvwrk ˆelg `~ixkiy Ges `vwi`ª we gvp bi gva g ` ki mvaviy Rb Mvôx K A_ bwzk Dbœq bi g~j mªvz avivq GwM q bqv GB dvd Ûk bi Ab Zg j dvd Ûkb cöwzôvi AvBbMZ wfwë wkí gš Yvj qi D ` v M Kv úvbx AvBb 1994-Gi 28 avivi weavb Abymv i GKwU AjvfRbK cöwzôvb wn m e MYcÖRvZš x evsjv `k mikv ii evwyr gš Yvj qi jvb mý bs: 30/06, ZvwiL: Ges hš_ g~jab Kv úvwb I dvg mg~ ni cwi`ßi KZ K Zvwi L cö`ë wbewükiy b ^i: wm-672(12)/06 Gi gva g mikvi ÔGmGgB dvd ÛkbÕ (Small and Medium Enterprise Foundation) cöwzôv K i GmGgB dvd Ûkb cöwzôvi welqwu mkj gn j AewnZ Kivi Rb 7 AvM 2007 Zvwi L evsjv `k M R Ui AwZwi³ msl vq cökvwkz nq wfkb (Vision) z`ª I gvsvwi wk íi Dbœq bi gva g AwaK Kg ms vb, RvZxq A_ bwzk cöe w AR b Ges m e vcwi `vwi`ª we gvpb wgkb (Mission) gy³evrvi A_ bxwz Ges wek vq bi ez gvb P v jä gvkv ejvi j RvZxq A_ bxwz Z we` gvb z`ª I gvsvwi wkí cöwzôv bi Dbœqb I wekv k eûgylx Kg m~wp cwipvjbvi gva g wbqwgzfv e mnvqzv cö`vb D Ïk (Objectives) 1. `ke vcx Drcv`bgyLx ( mev LvZmn) wkí Lv Zi AMÖMwZ I Dbœqb K Z ivwš^z Ki Y mev Z K mnvqzv I Drmvn cö`vb Kiv 2. e w³ Lv Zi cöwzôvbmg~n hgb: e emvwqk P ^vi, A v mvwm qkb, evwyr msmvb, M elyv cöwzôvb, Dbœqb ms v, wek we` vjq Ges civgk K Kv úvwb I ckvrxex msmvb-gi Kvh vewj m úv` b cwikíbv, Kg m~wp Ges A_v q bi gva g mnvqzv cö`vb Kiv 3. ÿz`ª I gvsvwi wk íi D ` v³v `i gv S cöwz hvwmzv m wói j ÿ GmGgB c`k cö`vb Kiv 4. mivmwi FY weziy bv K i `ke vcx ÿz`ª I gvsvwi wkímnvqk F Yi e e v Kiv, G ÿ Î dvd Ûkb wewfbœ e vsk I Ab vb Avw_ K cöwzôvbmg~n K Znwe ji hvmvb w` e hb D³ Znwej wbw` ó ÿz`ª I gvsvwi Lv Zi D ` v³v `i g a ^í my ` weziy Kiv nq 5. e w³lv Zi Dbœq b mikvwi wewfbœ mnvqzvi hšw³kxkiy; Ges cö qvrbxq mÿgzv e w K í Kg m~wp cöyqb 6. `vwi`ª I cöe w evüe e emvwqk cwi ek ˆZwi Kiv hv Z we` gvb Ges m ve D ` v³vmy bvbvgylx mev hgb: F Yi mnrjf Zv, Z_ mnvqzv, civgk mev, evrvirvzkiy, c Y i wwrvbb I YMZ gv bi Dbœqb welqk Ávb, cvi úwik ms hvm Ges cöwzwbwaz jvf Ki Z cv i 7. bzzb D ` vm vc b mnvqk mnvqzv, c wz I mev cö`vb Ges GKBm ½ we` gvb D ` v³v `i cöwz hvwmzvi mÿgzv e w I UKmB Dbœqb wbwðz Kiv 8. M elyv I gzwewbg qi gva g ÿz`ª I gvsvwi wk íi Dbœq b mikvwi wbqg-bxwzmz cöwzk~jzv wpwýzkiy Ges h_vh_ KZ cÿ K AewnZKiY 9. µgvš^ q GKwU GKK mev cö`vb K `ª cwiyz niqv hlv b D ` v³vmy wewfbœ Aby gv`b I jvb mý msµvší mev c Z cv i 10. ÿz`ª I gvsvwi wk í D ` v³vm Yi cö qvrbxq mkj mev mgwš^z GKwU WvUv er ˆZwi 11. Avw_ K cöwzôvb, evwyr msmvb, mykxj mvgvwrk cöwzôvb Ges LvZwfwËK A v mvwm qkbmg~ ni Kvh vewj e w I mÿgzv e w Z mnvqzv I Drmvn cö`vb 12. M elyv cöwzôvb I wewfbœ wek we` vj q cwipvwjz M elyvi djvdj K ÿz`ª I gvsvwi wk íi Dbœq b e envi K Z ivwš^z Kiv 13. wkí I wkÿv cöwzôvb jvi g a mnvqzvg~jk cwi ek m wó Kiv 14. e w³lvz, B Kvbwg Ae j, ^í wewb qv M AwaK djvdj jvf BZ vw` wel q M elyv cwipvjbv Kiv 15. cöwkÿy, mwgbvi, gzwewbgq, Mvj Uwej ˆeVK, Ges KvwiMwi gzwewbgq mfv BZ vw` Av qvr bi gva g ÿz`ª I gvsvwi LvZ K mev cö`vbkvix mikvwi I emikvwi cöwzôvb jvi `ÿzv e w Kiv 16. `vwi`ª I we gvp bi j ÿ bzzb cöhyw³ MÖnY, AvËxKiY, Dbœqb K DrmvwnZ Kiv 17. wb œv³ Kg m~wp MÖnY I ev Íevq bi gva g c Y i Drcv`bkxjZv, YMZ gvb I wwrvb bi DrKl Zv e w Kiv: e emvwqk I KvwiMwi cöwkÿy Kg m~wp; ÿz`ª I gvsvwi wk í Kg -cwi ek Dbœqb; c Y i gvb, c Y i wfbœzv I Dbœqb K DrmvwnZ Kiv; Dchy³ cöhyw³ MÖnY I Dbœq b DrmvwnZ Kiv; vbxq I AvšÍR vwzk evrv i GmGgB cy evrvirvzkiy m úwk Z Z_ mev cö`vb Kiv; wewfbœ Avw_ K cöwzôvb K GmGgB FY cö`v b RwUjZv n«v mi civgk Ges GmGgB Lv Zi Pvwn`v gvzv ek Avw_ K mev cö`vb K DrmvwnZ Kiv; D ` v³v Dbœqb wkÿv m úªmvi Y Z_ weziy Kg m~wp cwipvjbv Kiv; mikvi cö`ë Ki myweav MÖn Y ÿz`ª I gvsvwi wkí K mnvqzv cö`vb Kiv; Ges ÿz`ª I gvsvwi wkí K mikvwi AeKvVv gv mev cö`vb Kiv 18. µgvš^ q ÿz`ª I gvsvwi wk íi g a Z_ I hvmv hvm cöhyw³i e envi e w c~e K Drcv`bkxjZv e w I e emvwqk e q n«v mi e e v Kiv dvd Ûk bi e e vcbv KvVv gv mvaviy cl ` GmGgB dvd Ûk bi Kvh µg myôzfv e cwipvjbvi j ÿ mvwe K w`kwb ` kbv cö`v bi Rb GKwU mvaviy cwil` i q Q mvaviy cwil `i wba vwiz m`m msl v 60 (lvu) dvd Ûk bi AvwU K vjm Ae A v mvwm qk b ewy Z wb ` kbv gvzv ek wewfbœ K vuvmwi Z hgb- gš Yvjq, mikvwi ms v/cöwzôvb, wewfbœ P ^vi Ae Kgvm A vû BÛvw ªR, GmGgB mswkøó A v mvwm qkb, mvaviy I KvwiMix wek we` vjq, ckvrxex I M elyvg~jk cöwzôvb, e vsk I Avw_ K cöwzôv bi cöwm W U/cÖavb wbe vnxmy mvaviy cl `i m vwbz m`m wn m e _vk eb 8 evwl K cöwz e`b

11 cwipvjk cl ` dvd Ûk bi Kvh µg myôzfv e cwipvjbvi Rb 16 ( lvj) m`m wewkó GKwU cwipvjk cl ` i q Q dvd Ûk bi Kvh µ g bxwzmz wm vší I w`kwb ` kbv cö`vb cwipvjk cl `i Ab Zg `vwqz dvd Ûk bi AvwU K vjm Ae A v mvwm qk bi weavbg Z mikvi KZ K Pqvicvm b wb qvm Kiv nq GQvov mikvi cwipvjk cl `i 4 Rb cwipvjki g bvbqb `b D jøl, cwipvjk cl ` emikvwi LvZ, M elyv I ckvrxex cöwzôvb/a v mvwm qk bi cöwzwbwaz i q Q dvd Ûk bi mvsmvwbk KvVv gv I e e vcbv dvd Ûk bi mvsmvwbk KvVv gv Z 1Rb e e vcbv cwipvjk, 1Rb Dce e vcbv cwipvjk, 3Rb gnve e vck, 6Rb Dcgnve e vck, 8Rb mnkvix gnve e vck, 12Rb e e vck, 15Rb Dce e vck, 24Rb mnkvix e e vck, 8Rb cövmövg mnkvix, 8Rb WªvBfvi Ges 12Rb Awdm IqvKv i, 6Rb Awdm MvW /bvbu MvW, 3Rb wk bvi Gi mgš^ q 107Rb Rbej Av Q dvd Ûk bi Kvh µg cwipvjbvq wewfbœ AbywefvM M elyv I cwjwm A vw fv Kwm wdb vý Ges µwwu mvwf mm gvbem ú` Dbœqb/K vcvwmwu wewìs bvix D ` v³v Dbœqb I cwikíbv cöhyw³ Dbœqb Ges AvBwmwU wer bm mv cvu mvwf mm cökvmb I gvbem ú` e e vcbv dvd Ûk bi Avw_ K e e vcbv dvd Ûk bi mvwe K Kg KvÐ cwipvjbvi j mikvi GÛvD g U dvû wn m e dvd Ûk bi AbyK~ j KvwU UvKv eivï K i D³ KvwU UvKv GdwWAvi wn m e wewfbœ e vsk I Avw_ K cöwzôv b Rgvc~e K Zv _ K AwR Z gybvdv e envi K i dvd Ûkb GmGgB Dbœq b wewfbœ Kvh µg I Kg m~wp cwipvjbv K i cwipvjk cl ` KZ K MwVZ GKwU dvû g v br g U KwgwU GB dvû g v br g U Kvh µg cwipvjbv K i GmGgB dvd Ûk bi Kvh µg mikvim nxz GmGgB bxwz KŠkj ev Íevq b mnvqzv mikvi KZ K M nxz z`ª I gvsvwi wkí (GmGgB) Dbœqb bxwz KŠkj ev Íevq b mvwe K mnvqzv cö`vb Kiv GmGgB dvd Ûk bi Ab Zg cöavb `vwqz bxwz KŠk j D jølk Z gšwjk welqvw` hgb: ivr ^ I Avw_ K welqvw`i civgk, GmGgB c Y i YMZgvb wbwðzki Y mnvqzv, ` Zv Dbœqb KŠk j mnvqzv, UK bv-g Uªv cöbviwkc Dbœqb welqk mnvqzv, GmGgB I qe cvu v ji gva g Z_ mnvqzv, AvšÍR vwzk ch v q cöhyw³ wewbgq Kg m~wp Z mnvqzv, fvp yqvj GmGgB d«u Awdm cöwzôvkiy BZ vw` wel q ev Íevqb Kvh µg cwipvjbvq mikvi K wbqwgzfv e mnvqzv cö`vb K i M elyv I cwjwm A vw fv Kwm M elyv I cwjwm A vw fv Kwm Kvh µ gi cöavb jÿ n Q myôzfv e e emv cwipvjbvi ÿ Î GmGgBevÜe cwi ek m wó Z mnvqzv Kiv ` k we` gvb i juwi cöwzeükzvmg~n `~i Kivi j ÿ GmGgB mswkøó bxwzgvjv I Kg KŠkj cöyq b GmGgB dvd Ûkb nvjbvmv` Z_ I DcvËmn mywbw` ó w`kwb ` kbv cöyqb K i dvd Ûkb GmGgB Dbœq b ^í gqvw`, `xn gqvw` Ges cöwÿz cwikíbv cöyq b mnvqzv cö`v bi Rb M elyv Ges KBm vww cwipvjbv K i wdbvý A vû µwwu mvwf mm dvd Ûk bi wdbvý A vû µwwu mvwf mm DBs n Z µwwu nvj mwjs cövmöv gi AvIZvq ` ki wewfbœ A ji m vebvgq GmGgB m±i/k v vi/k v q Uj MÖæc K 9% my ` RvgvbZwenxb FY cö`vb Kiv nq g~jz: wbe vwpz e vsk I bb-e vsk Avw_ K cöwzôv bi gva g GB mkj FY cö`vb Kiv nq; D jøl h, dvd Ûkb n Z mivmwi Kvb FY cö`vb Kiv nq bv GQvov GmGgB Lv Z A_ vqb e w K í m PZbZv m wói j ÿ ` ki wewfbœ wefvm/ Rjv kn i wbqwgzfv e GmGgB FY gjv (wdbvwýs dqvi), e vskvi-d ` v³v m jb, mwgbvi, FY m úwk Z g vp gwks, e vskvi `i cöwkÿy BZ vw` Kg m~wp Av qvrb Kiv nq ` Zv Dbœqb GmGgB D ` v³v `i ` Zv e w Ges bzzb D ` v³v m wói j wewfbœ ai bi cöwk Y Kg m~wp cwipvjbv dvd Ûk bi Ab Zg Kvh µg GB Kvh µg ev Íevq b cöwk Y Bbw wudu A_ev GmGgB mswkøó A v mvwm qk bi mv _ mswkøó n q GmGgB dvd Ûkb wewfbœ cöwk Y Kg m~wp Av qvrb K i dvd Ûkb hme cöwkÿy Kvh µ gi Av qvrb K i mmy jv n jv- D ` v³v Dbœqb, GmGgB K v viwfwëk `ÿzv Dbœqb, UK bvjwr ebrw Ges AvBwmwU ebrw cöwk Y, cöwkÿk `i cöwkÿy (ToT), Drcv`bkxjZv I c Y i gvb Dbœqb welqk cöwkÿy, evrvi e e vcbv I A_ e e vcbv welqk cöwkÿy cöf wz GQvov, G Kvh µ gi AvIZvq GmGgB UªWewWR/A v mvwm qkbmg~ ni ` Zv e w i j ÿ wewfbœ ai bi mnvqzv cö`vb K i cöhyw³ Dbœqb I e envi GmGgB `i m gzv Dbœq b AvaywbK cöhyw³i e envi, cöhyw³ Dbœqb, Avg`vwbK Z cöhyw³ MÖnY, wifvm BwÄwbqvwis Ges cövwv± Kgcøv qý I mvwu wd Kk bi gva g GB Lv Zi Dbœq b GmGgB dvd Ûkb wewfbœ ai bi Kg KvÛ cwipvjbv K i GQvov dvd Ûkb GmGgB `i wmöy UK bvjwr Ges GbvwR i ` e env ii Dci bvbvgylx KvR K i GK mm Uz Bbdi gkb GmGgB dvd Ûkb Gi wbr ^ I qe cvu vj -Gi gva g GmGgB Ges GmGgB mswkøó Ab vb cöwzôv bi e env ii D Ï k nvjbvmv` Z_ I DcvË Dc vcb K i GB m± ii cömv ii j vbxq I AvšÍR vwzk ch v qi GmGgB msµvší wewfbœ Z_, DcvË, UK bvjwr BZ vw` welqk GKwU Z_ fvûvi cöwzôvi KvR GmGgB dvd Ûkb wbqwgz K i Q bvix D ` v³v Dbœqb Dbœq bi g~j mªvz-avivq bvix D ` v³v `i AšÍf yw³ Ges bvixi gzvqb wbwðz Ki Yi j ÿ D ` vm MÖnY Kiv dvd Ûk bi Ab Zg cöavb KvR G msµvší D jøl hvm Kvh µgmg~n n jv: DBg vb P ^vi/ UªWewWmg~ ni cövwzôvwbk ` Zv e w, bvix D ` v³v `i A_ vq b e vskvi DØy KiY Kg m~wp, bvix D ` v³v welqk vww cwipvjbv, bvix D ` v³v m jb Av qvrb, RvZxq GmGgB bvix D ` v³v cyi vi cöwz hvwmzv Av qvrb, bvix D ` v³v cy gjv Av qvrb cöf wz wer bm mv cvu mvwf mm GmGgB dvd Ûkb ÿz`ª I gvsvwi wk ív ` v³v Dbœq b e emv mnvqk wewfbœ ai bi mnvqzv cö`vb K i hgb: GmGgB c Y i cöpvi, cömvi I evrvi m úömviy; fv³v I D ` v³v `i gv S cvi úwik ms hvm vcb; A vwfvbrvwi mvwf m m Uv ii gva g bzzb e emv m wó I cwipvjbvi wel q w`kwb ` kbv, wewfbœ ai bi Z_ I DcvË w` q mnvqzv cö`vb; e emvwqk Z_ vewji mnvwqkv/ g vbyqvj cökvk I weziy, GmGgB cy gjv Av qvrb cöf wz c Y i gvb Dbœqb Ges KvqvwjwU mvwu wd Kk b mnvqzv cöwz hvwmzvi cö vc U c Y i gvb ch vqµ g wek gv b DbœxZKi Y mnvqzv Ges KvqvwjwU mvwu wd Kkb ( hgb- AvBGmI-9000, AvBGmI-14000), DbœZ I gvbmg wwrvbb Ges DbœZ c v KwRs e e v cömvwiz evwl K cöwz e`b

12 mvaviy cl ` ( R ôzvwfwëk bq) AvwU K vjm& 7(a): mikvwi cöwzwbwa Rbve AwiwRr PŠayix AwZwi³ mwpe e vsk I Avw_ K cöwzôvb wefvm emg Iqvwn`v Av³vi cwipvjk (DcmwPe) cöavbgš xi Kvh vjq Rbve gvt Lvqiæj Kexi gbb DcmwPe (GmGgB AwakvLv) wkí gš Yvjq Rbve gvt `vweiyj Bmjvg AwZwi³ mwpe wkí gš Yvjq Rbve gvt dviæk Avn g` Pqvig vb evsjv `k weávb I wkí M elyv cwil` W. gvt gwndwïb hym mwpe cwi ek I eb gš Yvjq emg gvdiƒnv myjzvbv fvbm- Pqvig vb ißvbx Dbœqb eÿ iv Rbve gvt gvkviid nv mb AwZwi³ mwpe I iwr ªvi Awdm Ae w` iwr ªvi Ae R q U K Kv úvwbr A vû dvg m Rbve iwäz Kzgvi `vm hym mwpe hye I µxov gš Yvjq Rbve gvnv ` ivwk`yj nvmvb m`m (ev: cö:) evsjv `k U vwid Kwgkb Rbve gvt irvdj nvmvb m`m (ïé I f vu cökvmb) RvZxq ivr ^ evw emg iælmvbv nvwmb hym mwpe (ißvwb-7) evwyr gš Yvjq emg iæexbv Avgxb AwZwi³ mwpe (ev RU-4) A_ wefvm Rbve knx`yj Bmjvg AwZwi³ mwpe I AbywefvM cöavb (mgš^q I biwwk) A_ bwzk m úk wefvm Rbve gvt mvbdzj nvwme AwZwi³ mwpe I gnvcwipvjk evsjv `k vûvw m A vû Uw s BÝwUwUDkb Rbve gvt mv bvqvi nv mb iwr ªvi c U U, wwrvbb I UªW gvk m Awa`ßi 10 evwl K cöwz e`b

13 Rbve mvwnb Avn g` PŠayix gnvcwipvjk (AwZwi³ mwpe) gwnjv welqk Awa`ßi Rbve mykvší Kzgvi mvnv AwZwi³ mwpe (cwikíbv I Dbœqb) Z_ I cöhyw³ wefvm Rbve ^cb Kzgvi ivq gnve e vck GmGgB A vû úkvj cövmövgm wwcvu g U AvwU K vjm& 7(c): GmGgB D ` v³v K vuvmwi (cyiæl I bvix D ` v³v) cöwzwbwa evsjv `k wewb qvm Dbœqb KZ cÿ Rbve Aveyj Kvjvg f~ubqv e e vcbv cwipvjk hgybv wguvi BÛvw ªR wjwg UW Rbve Avmgv nk e e vcbv cwipvjk cö KŠkjx msm` wjwg UW Rbve BmgZ Rwib Lvb e e vcbv cwipvjk RvigvU R Rbve KvwbR Avjgvm Lvb e e vcbv cwipvjk cvi mvbv nqvi A vû wedwu wj. Rbve cöxwz PµeZ x Pqvig vb BDwbfv m j gww Kj K jr A vû nmwcuvj wj. Rbve dv Zgv Rvniv Av³vi ^Z vwakvix cvš wkjv Rbve gvrnviæj Bmjvg mfvcwz evsjv `k Ávb I m Rbkxj cökvkk mwgwz Rbve gvbzvkv Avn g` e e vcbv cwipvjk wijvõm d vkb eywuk Rbve gywbiæj nk Lvb cwipvjk jyebvb UªW Kb m vwuqvg wjwg UW Rbve gvt iv k`yj Kixg gybœv e e vcbv cwipvjk wµ qkb cövb fu wjwg UW Rbve iv RwU bvrbxb ^Z vwakvix ivwr G UvicÖvBR Rbve jybv mvgmy Ïvnv Pqvig vb `vnv UK wbd wgwwqv evwl K cöwz e`b

14 Rbve wjwc L `Kvi e e vcbv cwipvjk zwwi weweqvbv wjwg UW Rbve gvt mvbdzj Bmjvg ^Ë vwakvix wckvw evsjv `k wjwg UW Rbve nvwmbv biqvr cöavb wbe vnx Kg KZ v AwK W wcö Uvm AvwU K vjm& 7(d): BÛvw ªR/ UªWewWR K vuvmwi Rbve K Gg AvKZviæ¾vgvb mfvcwz evsjv `k dvwb mvm G cvu vm A v mvwm qkb Rbve gvnv ` AvdZve Rv f` mfvcwz evsjv `k B jkwuªk vj gv P ÛvBm g vbyd vkpvivm A v mvwm qkb Rbve gvt Ave`yi iv¾vk mfvcwz evsjv `k BwÄwbqvwis wkí gvwjk mwgwz Rbve Avkivdzi ingvb dviƒk mfvcwz evsjv `k n vwûµvd&um g vbyd vkpvivm A vû G cvu vm A v mvwm qkb Rbve DËg Kzgvi cvj cwipvjk evsjv `k A v mvwm qkb Ae md&uiqvi A vû Bbdi gkb mvwf mm Rbve bvmwib dv Zgv AvDqvj mfvcwz DBg vb A Uªv cöwbdqvm A v mvwm qkb evsjv `k Rbve wgr v byiæj MYx kvfb mfvcwz b vkbvj A v mvwm qkb Ae j A vû K UR BÛvw ªR evsjv `k Rbve G Gd Gg dkiæj Bmjvg gyýx mfvcwz evsjv `k G MÖv-cÖ mmm A v mvwm qkb Rbve g bvqviv nvwkg Avjx mfvcwz PÆMÖvg DBg vb P ^vi Ae Kgvm A vû BÛvw ªR Rbve iikb Avi gvn&gỳ m µuvwi evsjv `k dwv ikb Ae DB gb G UviwcÖwbqvm Rbve mvwgg Avn g` cwipvjk evsjv `k cøvw K Wm g vbyd vkpvivm A vû G cvu vm G mvwm qkb Rbve mwjgv Avngv` cöwm W U evsjv `k DBg vb P ^vi Ae Kgvm A vû BÛvw ª cöwzwbwa w` dwv ikb Ae evsjv `k P ^vm A vû Kgvm BÛvwóªR 12 evwl K cöwz e`b

15 AvwU K vjm& 7(d): UKwbK vj/mvaviy wek we` vjq K vuvmwi W. wbwlj iäb ai Aa vck AvBwcB wefvm evsjv `k cö KŠkj wek we` vjq W. ggzvr DwÏb Avn g` Aa vck A_ bxwz wefvm, XvKv wek we` vjq W. ivwrqv emg Aa vck wwcvu g U Ae gv K wus XvKv wek we` vjq cö dmi wkejx iæevbqvzzj Bmjvg wwb, wer bm vwwm Abyl` XvKv wek we` vjq AvwU K vjm& 7(d): wmwfj mvmvbwu AM vbvb Rkb K vuvmwi Rbve gvt Ave`yj gwzb GbwWwm 28/1 ebwj ivw, XvKv Rbve kvdkvz nvq`vi e e vcbv cwipvjk wmc iv Kv Kw úduvm wjwg UW Rbve mvjvg Ryev qi cöavb cöwz e`k ˆ`wbK msev` cöwzwbwa evsjv `k Dbœqb M elyv cöwzôvb (weavbwwgm) AvwU K vjm& 7(d): cövb fu m±i cö dkbvj K vuvmwi W. Avãym mvëvi gûj Aa vck K wl A_ bxwz evsjv `k K wl wek we` vjq Rbve Avw`e nv mb Lvb GdwmG cöwm W U Bbw ªwUDU Ae PvU vw A vkvd Um Ae evsjv `k Rbve Mvjvg nvwdr Avn g` e e vcbv cwipvjk I wmbi Gbwmwm e vsk wjwg UW Rbve cöexi Kzgvi mvnv e e vcbv cwipvjk wwªg nwj W cvk evwl K cöwz e`b

16 cwipvjk cl ` ( R ôzvwfwëk bq) AvwU K vj 41(II) AvwU K vj 41(III) AvwU K vj 41(V) AvwU K vj 41(I) AvwU K vj 41(IV) AvwU K vjm& Ae A v mvwm qkb Abyhvqx AvwU K vj 41(I) - mikvi KZ K g bvbxz 1. Rbve K Gg nvwee Djøvn Pqvicvm b, GmGgB dvd Ûkb AvwU K vj 41(II) - mikvi KZ K g bvbxz 2. Rbve my ly P `ª `vm AwZwi³ mwpe, wkí gš Yvjq 3. W. w`jxc Kzgvi kg v, GbwWwm gnvcwipvjk, evsjv `k wkí KvwiMwi mnvqzv K `ª (weuvk) 4. Rbve gykzvk nvmvb gynt BdwZLvi Pqvig vb, evsjv `k ÿz`ª I KzwUi wkí Ki cv ikb (wewmk) 5. Rbve Gm K myi PŠayix WcywU Mfb i, evsjv `k e vsk AvwU K vj 41(III) - cwipvjk cl ` KZ K g bvbxz 6. Rbve wgr v byiæj MwY kvfb mfvcwz b vkbvj A v mvwm qkb Ae j A vû K UR BÛvw ªR evsjv `k 7. Rbve K Gg AvKZviæ¾vgvb e e vcbv cwipvjk, AvKZvi dvwb Pvi wjwg UW 8. Rbve gvbzvkv Avn g` e e vcbv cwipvjk, wijvõm d vkb eywuk AvwU K vj 41(IV) - cwipvjk cl ` KZ K g bvbxz 9. W. ggzvr DwÏb Avn g` Aa vck, A_ bxwz wefvm, XvKv wek we` vjq AvwU K vj 41(V) - mvaviy cl ` KZ K g bvbxz 10. Rbve gvt Rwmg DwÏb mfvcwz evsjv `k cøvw K Wm g vbyd vkpvivm A vû G cvu vm A v mvwm qkb 11. Rbve mwjgv Avngv` mfvcwz, evsjv `k DBg vb P ^vi Ae Kgvm GÛ BÛvw ª 12. Rbve jybv mvg mv Ïvnv Pqvig vb, `vnv UK wbd wgwwqv 13. Rbve gvt mwdkzj Bmjvg e e vcbv cwipvjk, GmGgB dvd Ûkb 14 evwl K cöwz e`b

17 11Zg evwl K mvaviy mfvi bvwuk vik: GmGgBGd/ evw A v dqvm /GwRGg-11Zg/2017/ GwcÖj, 2017 welq: ÿz`ª I gvsvwi wkí dvd Ûkb (GmGgB dvd Ûkb)-Gi 11Zg evwl K mvaviy mfvi bvwuk ÿz`ª I gvsvwi wkí dvd Ûk bi 11Zg evwl K mvaviy mfv 20 g 2017 kwbevi mkvj 11:30Uvq CIRDAP International Conference Center (CICC), Pv gwj nvdm, 17 ZvcLvbv ivw, XvKv-1000 G AbywôZ n e mfvi Av jvp m~wp wb œiƒc: K) 2016 mv ji 12B gvp AbywôZ 10g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðzkiy; L) dvd Ûk bi A_ eq ii Kvh µg wel q cwipvjk cl `i cöwz e`b Dc vcb I MÖnY; M) dvd Ûk bi A_ eq ii wbixw Z Avw_ K weeiyx I wbix Ki cöwz e`b Aby gv`b; N) dvd Ûk bi A_ eq ii wnmve wbix vi Rb wbix K wb qvm I Zvu `i cvwiköwgk wba viy; O) dvd Ûk bi A_ eq ii ev RU Dc vcb I Aby gv`b; P) dvd Ûk bi AvwU K vjm Ae A v mvwm qk bi Aby Q` 41(v) Abyhvqx mvaviy cl `i emikvwi cöwzwbwa n Z wzbrb cöwzwbwa K cwipvjk cl ` AšÍfy w³i Rb wbe vpb; Q) mfvcwzi AbygwZµ g Ab h Kvb welq 2 GmGgB dvd Ûk bi mvaviy cl ` Ges cwipvjk cl `i m vwbz mkj m`m K mfvq Dcw Z _vkvi Rb mwe kl Aby iva Rvbv bv hv Q 3 cwipvjk cl `i Aby gv`bµ g G bvwuk Rvwi Kiv nj ( gvt mwdkzj Bmjvg) e e vcbv cwipvjk weziy GmGgB dvd Ûk bi mvaviy cl ` Ges cwipvjk cl `i mb vwbz mkj m`m evwl K cöwz e`b

18 11Zg evwl K mvaviy mfvi Kvh cî Av jvp m~wp 01: 10g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðzkiy GmGgB dvd Ûk bi 10g evwl K mvaviy mfv 12 gvp 2016 ZvwiL kwbevi XvKvi wmiwvc wgjbvqz b AbywôZ nq dvd Ûk bi Pqvicvm b Rbve K Gg nvwee DjøvnÕi mfvcwz Z AbywôZ mfvq mvaviy cl ` Ges cwipvjk cl `i m`m MY Dcw Z wq jb mfvi Kvh weeiyx AÎ Kvh c Îi mv _ mshy³ n jv (msjvm 01 `ªóe ) Kvh weeiyx Z 10g evwl K mvaviy mfvi Av jvpbv, gzvgz I mycvwikmg~n mwvkfv e wjwce n j Zv mvaviy cl ` KZ K MÖnY I wbwðz Kiv h Z cv i cö Íve: (K) 10g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðz Kiv h Z cv i Av jvp m~wp 02: dvd Ûk bi A_ eq ii Kvh µgwfwëk cö ZK Z cwipvjk cl `i cöwz e`b MÖnY I wbwðzkiy 02 GmGgB dvd Ûk bi A_ eq i ev ÍevwqZ Kvh µgwfwëk cwipvjk cl `i GKwU cöwz e`b cö Z Kiv n q Q (msjvm-02 `ªóe ) cöwz e`bwu Z 01 RyjvB, Ryb, 2016 mg qi dvd Ûkb KZ K ev ÍevwqZ Kvh µgmg~n mswÿßfv e Dc vcb Kiv n q Q D jøl, cöwz e`bwu 11Zg evwl K mvaviy mfv Dcj ÿ A_ eq ii evwl K cöwz e` bi AšÍf y³ Kiv n q Q 03 cöwz e`bwui Dci mvaviy cl ` weá gzvgz I g~j evb civgk cö`vb Ki Z cv ib GQvov, dvd Ûkb KZ K AvMvgx A_ eq i Ges fwel Z h mkj Kg m~wp MÖnY Kiv h Z cv i m mkj Kg m~wp m ú K mvaviy cl ` m`m e ` Zuv `i gzvgz, w`k&wb ` kbv I mycvwik cö`vb Ki Z cv ib Zuv `i mywpwšíz gzvgz I g~j evb civgk AvMvgx A_ eq ii evwl K Kg cwikíbvq AšÍfy ³Ki Yi D ` vm MÖnY Kiv n e cö Íve: GmGgB dvd Ûk bi A_ eq i ev ÍevwqZ Kvh µgwfwëk cö ZK Z cwipvjk cl `i cöwz e`bwu mvaviy cl ` KZ K MÖnY I wbwðz Kiv h Z cv i Av jvp m~wp 03: dvd Ûk bi A_ eq ii wbixwÿz wnmve weeiyx I wbixÿ Ki cöwz e`b Aby gv`b 04 GmGgB dvd Ûk bi me kl 10g evwl K mvaviy mfvq gmvm K Gg nvmvb A vû Kvs bvgk wbixÿk cöwzôvb K f vu I U v mn me mvky j 75,000/-UvKvq A_ eq ii wnmve wbixÿvi Rb wb qv Mi welqwu Aby gvw`z nq m Abyhvqx gmvm K Gg nvmvb GÛ Kvs A_ eq ii wnmve wbixÿvc~e K cöwz e`b `vwlj K i (msjvm-03 `ªóe ) dvd Ûk bi cwipvjk cl ` 11 g 2017 Zvwi L AbywôZ 96Zg mfvq we ÍvwiZ ch v jvpbv k l cöwz e`bwu MÖnYc~e K ez gvb 11Zg evwl K mvaviy mfvq Aby gv` bi Rb mycvwik Kivi wel q GKgZ nq D jøl, cwipvjk cl ` KZ K cöwz e`bwu MÖnYc~e K cl ` m`m `i mgš^ q MwVZ KwgwUi gva g wbixwÿz wnmve weeiyx I cöwz e`bwu hvpvb-evqvb I ch v jvpbvc~e K K qkwu ms kvab Kiv nq wbixwÿz wnmve weeiyx I Avw_ K cöwz e`b 11Zg evwl K mvaviy mfv Dcj ÿ cökvwkz A_ eq ii evwl K cöwz e` b AšÍfy ³ Kiv n q Q 05 GgZve vq, dvd Ûk bi A_ eq ii wbixwÿz wnmve weeiyx I wbixÿ Ki cöwz e`b mvaviy cl ` KZ K Aby gv` bi Rb ez gvb 11Zg evwl K mvaviy mfvq Dc vcb Kiv n jv mvaviy cl `i m`m e `i we epbvq wbixwÿz Avw_ K cöwz e`b Ges wbixÿ Ki cöwz e`b MÖnY I Aby gv`b hvm we ewpz n j Zv Aby gv`b Kiv h Z cv i cö Íve: GmGgB dvd Ûk bi A_ eq ii wbixwÿz wnmve weeiyx I wbixÿ Ki cöwz e`b mvaviy cl ` KZ K Aby gv`b Kiv h Z cv i Av jvp m~wp 04: dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk wb qvm I cvwikªwgk wba viy 06 dvd Ûk bi me kl 10g evwl K mvaviy mfvq gmvm K Gg nvmvb A vû Kvs bvgk wbixÿk cöwzôvb K U v I f vumn me mvkz j 75,000/-UvKv cvwiköwg Ki wewbg q A_ eq ii wnmve wbixÿvi Rb wb qvm Kiv nq m Abyhvqx cöwzôvbwu A_ eq ii wnmve wbixÿvc~e K cöwz e`b `vwlj K i hv cwipvjbv cl ` KZ K MÖnYc~e K ez gvb evwl K mvaviy mfvq mvaviy cl ` `q Aby gv` bi Rb Dc vcb Kiv n q Q 07 dvd Ûk bi A_ eq ii wnmve wbixÿvi wel q GKB cöwzôvb A_ vr gmvm K Gg nvmvb A vû Kvs -Gi gzvgz/m wz Kvgbv Kiv n j cöwzôvbwu ez gvb m vbx Z A_ vr U v I f vumn me mvkz j 75,000/- UvKv cvwiköwg Ki wewbg q wbixÿvq m Z nq GgZve vq, welqwu cwipvjk cl `i 96Zg mfvq Dc vcb Kiv n j cwipvjk cl ` cöwzôvbwui cö Ív ei mv _ GKgZ cvly K i cö ÍvewU ez gvb evwl K mvaviy mfvq Aby gv` bi Rb Dc vc bi wel q GKgZ nq GZ` cöwÿ Z mvaviy cl ` gmvm K Gg nvmvb A vû Kvs K dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk cöwzôvb wn m e wb qv Mi Rb Aby gv`b cö`v bi wel q we epbv Ki Z cv i cö Íve: gmvm K Gg nvmvb A vû Kvs K f vu I U v mn me mvk~ j 75,000/- (cupvëi nvrvi) UvKv cvwikªwg K GmGgB dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk wn m e wb qv Mi cö Íve mvaviy cwil` Aby gv`b Ki Z cv i Av jvp m~wp-05: dvd Ûk bi A_ eq ii ev RU Aby gv`b 08 GmGgB dvd Ûk bi evwl K Kg cwikíbv I ev RU B Zvc~ e cwipvjk cl ` KZ K Aby gvw`z nz m úªwz cwipvjk cl `i mfvq wm vší M nxz nq h, dvd Ûk bi ev RU mvaviy cl ` KZ K Aby gvw`z n e GB Abyhvqx A_ eq ii ev RU cö Z Kiv n q Q (msjvm-04 `ªóe ) mvaviy cl ` KZ K ev RU Aby gvw`z n j AvMvgx A_ eq i m Abyhvqx Kg m~wp MÖnY I ev Íevqb Kiv n e D jøl, Dc vwcz ev RU cwipvjk cl `i 11 g 2017 Zvwi L AbywôZ me kl 96Zg mfvq hvpvb I ch v jvpbv c~e K mvaviy cl ` KZ K Aby gv` bi Rb mycvwik Kiv n q Q D jøl, cwipvjk cl ` KZ K cöwz e`bwu MÖn Yi c~ e cl ` m`m `i mgš^ q MwVZ KwgwUi gva g cö ÍvweZ ev RU hvpvb-evqvb I ch v jvpbvc~e K K qkwu ms kvab Kiv nq cö Íve: GmGgB dvd Ûk bi A_ eq ii ev RU Aby gv`b Kiv h Z cv i 16 evwl K cöwz e`b

19 Av jvp m~wp 06: dvd Ûk bi AvwU K vjm Ae A v mvwm qk bi 41(v) bs AvwU K vj Abyhvqx mvaviy cl `i emikvwi cöwzwbwa n Z wzbrb cöwzwbwa K cwipvjk cl ` AšÍfy w³i Rb wbe vpb 09 dvd Ûk bi cwipvjbv cl ` MVb m úwk Z AvwU K vjm Ae A v mvwm qk bi AvwU K vj-41(v) G D jøl i q Q, ÒThree (3) member from among the Members of the SMEF, who are from the private sector and who shall be elected by the General Body in the Annual General MeetingÓ. AvwU K vj-45 G D jøl i q Q h, ÒAll members of the Board of Directors, other than the government nominees, shall serve for a term of two year, provided that they shall be eligible for re-election for further additional terms. Members of the private enterprises shall serve for a maximum of two terms and upon termination new members will be appointed. Members of the SME related association will be selected by turn from a list of such association maintained by the Board of Directors of the SMEF. 10 AvwU K v ji Dc iv³ `ywu Aby Q` Abyhvhx, ez gvb evwl K mvaviy mfvi gva g mvaviy cwil` n Z 3(wZb) Rb emikvwi cöwzwbwa K dvd Ûk bi cwipvjk cl `i Rb wbe vpb Ki Z n e huv `i gqv` n e g bvbqb/ wbe vp bi ZvwiL n Z `yb eqi 11 G cöm ½ D jøl h, 28 gvp 2015 Zvwi L AbywôZ dvd Ûk bi 9g evwl K mvaviy mfvq wb œv³ wzbrb m`m mvaviy cwil `i emikvwi cöwzwbwa cwipvjbv cl `i m`m wn m e wbe vwpz nb huv `i gqv` 25 Ryb 2017 Zvwi L DËxY n e GgZve vq, 25 Ryb 2017-Gi c~ e dvd Ûk bi ciez x evwl K mvaviy mfv Av qvr bi Kvb m vebv bb weavq ez gvb evwl K mvaviy mfvq Dc iv³ Aby Q` Abyhvqx mvaviy cwil` n Z cybivq wzbrb cöwzwbwa wbe vpb Ki Z n e ez gvb wzbrb cöwzwbwai gqv` 25 Ryb 2017 Zvwi L DËxY n e: 1) Rbve jybv mvgmy Ïvnv, Pqvig vb, `vnv UK 2) Rbve mwjgv Avngv`, mfvcwz, evsjv `k DBg vb P ^vi Ae Kgvm A vû BÛvw ª 3) Rbve gvt Rwmg DwÏb, mfvcwz, evsjv `k cøvw K cövwv±m g vbyd vkpvivm A vû G cvu vm A v mvwm qkb 12 G cöm ½ Av iv D jøl, AvwU K vjm Ae A v mvwm qk bi AvwU K vj-41 Abyhvqx dvd Ûk bi cwipvjbv cl `i MVbiƒc wb œiƒc: The composition of the Board of Directors shall be as follows: (i) The Chairperson of the SMEF to be nominated by the Government; (ii) Four (4) members representing the Government and public sector agencies to be nominated by the Government; (iii) Three (3) members from amongst SME enterprises of which at least one (1) member from among business women SME business owners to be selected by the outgoing Board; (iv) Two (2) members representing civil-society organization(s) and technical universities to be selected by the outgoing Board; (v) Three (3) member from among the Members of the SMEF, who are from the private sector and who shall be elected by the General Body in the Annual General Meeting; (vi) Two (2) members from financial institutions who have contributed to the endowment fund a sum of Tk 2 crore (Taka Two crore); and when the number of contributors is greater than two (2) then membership in the Board prorated on a first-contribution-first basis and rotated every two years until all contributors hold membership and; (vii) The Managing Director of the SMEF as ex-officio member without voting rights. 13 Dc iv³ wb ` kbv Abyhvqx dvd Ûk bi ez gvb cwipvjbv cl `i MVbiƒc evwl K cöwz e` b D jøl Kiv n q Q GLv b D jøl h, AvwU K vj-41(vi) Abyhvqx cwipvjbv cl ` A` vewa Kv bv m`m AšÍfz ³ Kiv nqwb GgZve vq, AvwU K vj-41(v) gvzv ek mvaviy cwil` n Z 03(wZb) Rb m`m K ez gvb 11Zg evwl K mvaviy mfvi gva g dvd Ûk bi cwipvjk cl `i m`m wn m e wbe vpb Kiv h Z cv i g bvbxz m`m e ` 26 Ryb 2017 ZvwiL n Z ciez x `yb eq ii Rb mvaviy cl `i cöwzwbwa wn m e dvd Ûk bi cwipvjk cl `i m`m wn m e `vwqz cövß _vk eb cö Íve: ez gvb mvaviy cwil `i emikvwi cöwzwbwa n Z 03(wZb) Rb m`m K dvd Ûk bi cwipvjk cl `i m`m wn m e wbe vpb Kiv h Z cv i Av jvp m~wp-07: wewea Pqvicvm bi c ÿ ( gvt mwdkzj Bmjvg) e e vcbv cwipvjk evwl K cöwz e`b

20 10g evwl K mvaviy mfvi Aby gvw`z Kvh weeiyx mfvi ZvwiL : 12 gvp 2016 mgq : mkvj NwUKv vb : wmiwvc wgjbvqzb, 17 ZvcLvbv ivw, XvKv 1000 mfvcwz : K Gg nvwee Djøvn, Pqvicvm b, GmGgB dvd Ûkb mfvq Dcw wz : cwiwkó-k mfvcwz cwipvjk cl `i m`m e ` K wb q g  Avmb MÖn Yi ci cweî KviAvb, MxZv, wîwcuk I evb ej cv Vi gva g mfv AvbyôvwbKfv e ïiæ nq mfvi ïiæ Z mfvcwz Dcw Z mkj K ^vmz Rvbvb Ges mfvi Av jvp m~wp Aby gv` bi Rb Aby iva Rvbvb Rbve gvt iv k`yj Kixg gybœv Av jvp m~wp Aby gv` bi cö Íve Ki j Rbve ^cb Kzgvi ivq Zv mg_ b K ib 10g evwl K mvaviy mfvi Aby gvw`z Av jvp m~wp: 1) 28 gvp 2015 Zvwi L AbywôZ 9g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðzkiy; 2) dvd Ûk bi A_ eq ii Kvh µg wel q cwipvjk cl `i cöwz e`b Dc vcb I MÖnY; 3) ms vi A_ eq ii wbixwÿz Avw_ K weeiyx I wbixÿ Ki cöwz e`b Aby gv`b; 4) dvd Ûk bi A_ eq ii ev RU Dc vcb I Aby gv`b; 5) ms vi A_ eq ii wnmve wbixÿvi Rb wbixÿk wb qvm I Zuv `i cvwikªwgk wba viy; 6) mfvcwzi Aby gv`bµ g Ab h Kvb welq wm vší: me m wzµ g 10g mvaviy mfvi Av jvp m~wp Aby gv`b Kiv nq Av jvp m~wp 01: 9g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðzkiy 2 mfvcwz 28 gvp 2015 Zvwi L AbywôZ 9g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðzki Yi Aby iva Rvbv j m`m MY Kvh weeiyxwu mwvkfv e wjwce n q Q g g AwfgZ e ³ K ib Rbve ivry Avn g` GB Kvh weeiyx MÖnY I wbwðzki Yi cö Íve Ki j Rbve wbrvg DwÏb PŠayix Zv mg_ b K ib wm vší : 28 gvp 2015 Zvwi L AbywôZ GmGgB dvd Ûk bi 9g evwl K mvaviy mfvi Kvh weeiyx MÖnY I wbwðz Kiv nq Av jvp m~wp 02: dvd Ûk bi A_ eq ii Kvh µg wel q cwipvjk cl `i cöwz e`b Dc vcb I MÖnY 3 mfvcwzi AbygwZµ g e e vcbv cwipvjk dvd Ûk bi A_ eq ii Kvh µg wfwëk cö ZK Z wfwwi WKz g Uvwi mfvq Dc vcb K ib Dc vcb k l mfvcwz cwipvjk cl `i cöwz e`bwu cwvz e j MY Kivi Aby iva K ib AZtci Rbve ivry Avn g` cöwz e`bwu cwvz n jv e j MY Kivi cö Íve K ib Ges cöxwz PµeZx cö ÍvewU mg_ b K ib wm vší : GmGgB dvd Ûk bi A_ eq ii ev ÍevwqZ Kvh µg wfwëk cö ZK Z cwipvjk cl `i cöwz e`bwu MÖnY I wbwðz Kiv nq Av jvp m~wp 03 : dvd Ûk bi A_ eq ii wbixwÿz Avw_ K weeiyx I wbixÿ Ki cöwz e`b Aby gv`b 4 mfvcwzi AbygwZµ g e e vcbv cwipvjk GmGgB dvd Ûk bi A_ eq ii wbixwÿz Avw_ K weeiyx I wbixÿ Ki cöwz e`b h_vwbq g Aby gv` bi Rb mfvq Dc vcb K ib 5 dvd Ûk bi A_ eq ii wbixwÿz Avw_ K weeiyx I wbixÿ Ki cöwz e` bi Ici Av jvpbvq AskMÖnYc~e K evsjv `k e vsk-gi gnve e vck Rbve ^cb Kygvi ivq e jb h, GmGgB dvd Ûkb GKwU AjvfRbK cöwzôvb n ji MZ eqi e qi AwaK Avq K i Q wzwb GmGgB dvd Ûkb Av qvwrz GmGgB cy gjvi cöksmv K ib Ges AvMvgx Z Av qvwrz gjvmg~ n `wi`ª Ges AwZ ÿz`ª D ` v³vmy K j wd Qvov gjvq AskMÖn Yi my hvm cö`v bi wel q AwfgZ e ³ K ib GKB mv _ wzwb ch vqµwgkfv e ` ki wewfbœ Rjvkn i GmGgB cy gjv Av qvr bi cö Íve K ib 6 Rbve ^cb Kzgvi ivq-gi e³ e i wel q e e vcbv cwipvjk mfv K G g g AewnZ K ib h, GmGgB dvd Ûk bi gjv Av qvrb wel q mvaviy cl ` I cwipvjbv cl `i m`m M Yi mgš^ q MwVZ gjv Av qvrb msµvší IqvwK s KwgwUi mycvwik I bxwzgvjv AbymiY Kiv nq IqvwK s KwgwU mvwe K welq we epbvc~e K gjvi j wd I fby wbav iy K i G ch v q mfvcwz gjv Av qvrb welqk IqvwK s KwgwU Ges dvd Ûk bi cwipvjbv cl `i m`m Rbve gvt Avãyi iv¾vk Ges Rbve wgrv byiæj MwY kvfb K GB wel q gzvgz cö`v bi AvnŸvb Rvbvb 7 dvd Ûk bi cwipvjbv cl `i m`m Rbve gvt Avãyi iv¾vk D jøl K ib h, gjv KwgwU wewfbœ welq ch v jvpbvc~e K cöwz j wd 1000/- UvKv wba viy K i Q KviY Kv bv D ` v³vi wbr ^ Ae`vb bv _vk j welqwu wzwb iæ Z i mv _ bv I wb Z cv ib 18 evwl K cöwz e`b

21 8 Av jvpbvq AskMÖnY K i ißvbx Dbœqb eÿ ivõi fvbm Pqvig vb gvniædv myjzvbv gjv Z wkqz wd«j _vkv `ikvi G g g AwfgZ e ³ K ib Ges evsjv `k ch Ub K cv ikb-gi Pqvig vb W. Aciƒc PŠayix `wi`ª D ` v³v `i Rb webvg~ j gjvq AskMÖn Yi my hvm cö`v bi Aby iva Rvbvb 9 G ch v q gjv KwgwUi Ab m`m I dvd Ûk bi cwipvjk Rbve wgrv b~iæj MwY kvfb e jb, cöwzwu gjvq 3-5wU wd«j ivlvi e e v Av Q myzivs Kvb ÿz`ª D ` v³vi AvMÖn _vk j gjvq AskMÖn Yi my hvm _ K ewâz n eb bv mfvcwz mfv K AewnZ K ib h, BwZc~ e D³ gjv jv 03(wZb) w` bi wqj, wkš D ` v³v `i myweavi K_v we epbvc~e K ez gv b gjvi gqv` evwo q 05(cuvP) w`b wba viy Kiv n q Q 10 cwi ek I eb gš Yvjq-Gi hym mwpe W. byiæj Kvw`i e jb h, dvd Ûk bi wbr ^ Kg ÿî Av Q dvd Ûkb RvZxq wkíbxwz Z D jøwlz msáv Abyhvqx ÿz`ª I gvsvwi wk íi Dbœq b KvR K i GLv b AwZ ÿz`ª ev KzwUi wk íi welqwu cövavb cviqvi my hvm bb wzwb Av iv D jøl K ib h, ÿz`ª I gvsvwi D ` v³v `i gjvi j wd eve` 1000/- UvKv cö`v bi mÿgzv Aek B Av Q dvd Ûkb ïiæ _ K GLb ch ší GbWvD g U dv Ûi 200 KvwU UvKvi my `i Dci wbf i K ib Kvh µg Pvwj q hv Q cwipvjbv cl `i dvd Ûk bi Znwej e w i h_vh_ D ` vm MÖnY Kiv Riæwi GKB mv _ wzwb wewfbœ Dbœqb mn hvmx / `vzv ms v, cökí mnvqzv BZ vw` Drm _ K Znwej cövwßi h_vh_ D ` vm MÖn bi wel q m Pó niqvi Rb gzvgz e ³ K ib 11 dvd Ûk bi cwipvjbv cl `i m`m W. ggzvr DwÏb Avn g` e jb, dvd Ûkb K Aek B gjv Av qvr bi cö_vmz aviv _ K wfbœ bzzb avivq wpšív Ki Z n e wzwb D`vniY wn m e e jb h, evsjv `k _ K n ÍwkíRvZ cy ißvwbkvik D ` v³vi msl v gvî 15-20Rb wkš n ÍwkíRvZ cy ˆZwii mv _ nvrvii gvbyl RwoZ GB nvrvi msl K ÿz`ª I gvsvwi n ÍwkíRvZ cy Drcv`bKvix `i mv _ ißvwbkvik `i mzzeüb ˆZwii KvRwU dvd Ûkb K gjv Av qvr bi gva g Ki Z n e G Z ÿz`ª D ` v³viv ißvwbkvik `i gva g Zv `i cy ißvwbimy hvm cvq dvd Ûk bi Av qvwrz cy gjvq n ÍwkíRvZ c Y i Rb c _K/wbw` ó msl K j eivï cö`vb Kiv h Z cv i G g g I wzwb AwfgZ e ³ K ib 12 Rbve gvt nviæbyi iwk`, AwZwi³ mwpe, Z_ I hvmv hvm cöhyw³ wefvm D jøl K ib h, ez gv b dvd Ûk bi Kvhv ewji msl v I e vwß LyeB Kg Ges fwel Z dvd Ûk bi Kvh µg Av iv e w Kiv cö qvrb wzwb dvd Ûk bi Kvh vewji msl v I e vwß e w i Ici iæz v ivc K i e jb, cö qvr b bzzb Znwej msmö ni D ` vm MÖnYmn `ke vcx dvd Ûk bi mev mk ji wbku cš Q `qvi ÿ Î Av iv Kvh Kix c` ÿc MÖnY Ki Z n e 13 mfvi G chv q mfvcwz D jøl K ib, dvd Ûkb 200 KvwU UvKvi GbWvD g U dv Ûi my `i Ici wfwë K i Kg m~wp MÖnY, ezb fvzv cwi kva I Ab vb Kvh vewj m úbœ K i mfvcwz dvd Ûk bi Rb bzzb Znwej cövwß I wbr ^ feb wbgv Yi Rb Rwg cövwßi wel q mk ji mn hvwmzv Kvgbv K ib 14 e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg mfv K G g g AewnZ K ib h, ^í my ` GmGgB FY weziy Kvh µg Av iv emevb Kivi j ÿ Gwkqvb W fjc g U e vsk (GwWwe)Õi A_ vqb cök íi AvIZvq GmGgB dvd Ûkb GKUv Znwej cviqvi Póv Ki Q G cöm ½ wzwb Dcw Z A_ bwzk m úk wefv Mi AwZwi³ mwpe gvngỳ v em gi mnvqzv Kvgbv K ib wzwb Av iv D jøl K ib, weuv Ki mv _ hš_fv e RvBKvÕi GKwU cökí, mšw` Avie mikv ii Znwej _ K GKUv cökí MÖn Yi wel q dvd Ûkb m Pó i q Q GQvovI, BD ivwcqvb BDwbq bi A_ vq b BÝcvqvW cök íi mv _ dvd Ûkb KvR Ki Q GKB Drm KZ K A_ vqbk Z wcörg cök íi mv _ hy³ niqvi Póv Pj Q e ji wzwb D jøl K ib 15 wkí gš Yvj qi AwZwi³ mwpe I dvd Ûk bi cwipvjk Rbve my ly P `ª `vm e jb, BwZc~ e e vsk my `i nvi wqj 13%, ez gv b Zv 7.5% `uvwo q Q ZvB dvd Ûk bi Avq I AvbycvwZK nv i n«vm c q Q GgZve vq, Z Zxq Kv bv Drm n Z Znwej bv c j dvd Ûk bi ˆ`bw `b Kvh µg Ae vnz ivlvb KóKi n e wzwb AwZwi³ Znwej cövwßi Póv Rvi`vi Ki Z n e G g g AwfgZ e ³ K ib 16 G ch v q, mfvcwz wbixÿv cöwz e`bwu Aby gv` bi Rb cö Íve Avnevb Ki j Rbve wbrvg DwÏb PŠayix weeiyx Aby gv` bi cö Íve K ib Ges ^cb Kzgvi ivq Zv mg_ b K ib wm vší : GmGgB dvd Ûk bi A_ eq ii wbixwÿz Avw_ K weeiyx I wbixÿ Ki cöwz e`b mvaviy cl ` KZ K MÖnY I Aby gv`b Kiv n jv Av jvp m~wp 04 : dvd Ûk bi A_ eq ii ev RU Dc vcb I Aby gv`b 17 mfvcwzi AbygwZµ g e e vcbv cwipvjk D jøl K ib, B Zvc~ e ev RU mvaviy cwil` mfvq Dc vcb Kiv nqwb, dvd Ûk bi cwipvjk cl ` mfvq ev RU Dc vcb Kiv n q Q Avgiv wek vm Kwi, mvaviy cwil `i mywpwšíz gzvgz c j ev RU Av iv mywycyb I djcömy n Z cv i ZvB ez gvb eqi cö_g ev ii b vq A_ eq ii ev RU mvaviy cwil` mfvq Dc vcb Kiv n Q e e vcbv cwipvjk Av iv D jøl K ib, mvaviyz 30 Ryb bv Avm j mypviæfv e ev RU cöv jb Kiv KwVb, G ÿ Î ms vi m ve Avq-e q _ K ev RU cö ÿc Yi Pôv K iwq G ch v q e e vcbv cwipvjk A_ eq ii Kg m~wp ev Íevq bi Rb 7,66,63,300/- UvKvi Kg m~wp ev RUmn gvu 46,53,32,396/= UvKvi ev RU Aby gv` bi Rb Dc vcb K ib 18 G ch v q mfvcwz D jøl K ib, mvaviyz evwl K mvaviy mfvq ev RU Dc vcb Kiv nq bv; wkš dvd Ûk bi msnwewa I evwl K cöwz e`b

22 msn vik Abymv i evwl K mvaviy mfvq ev RU Dc vc bi eva evakzv _vkvq GB mfvq ev RU Dc vcb Kiv nj wzwb Av iv D jøl K ib, ez gvb cöwµqvq gvp gv m c~y v½ ev RU cö Z Kiv Kômva Ges Ryb gv m A_ eq ii mkj wnmve cövwßi c i cö ÍvweZ ev RU ms kva bi cö qvrb n e AZtci mfvcwz Dc vwcz ev R Ui Dci Av jvpbvi Rb cl ` m`m `i Avgš Y Rvbvb 19 D yší Av jvpbvq AskMÖnY K i Rbve gvt ivry Avn g` e jb h, evwl K mvaviy mfv cöwzeqi Ryb gv m Av qvrb Kiv n j GKev ib ev RU cvk Kiv hvq, ev RU ms kva bi cö qvrb n e bv mfvcwz D jøl K ib, AvMvgx evwl K mvaviy mfv ciez x mg q A_ vr ww m ^i gv m Av qvr bi Póv Kiv n e 20 Rbve ^cb Kzgvi ivq, gnve e vck, evsjv `k e vsk D jøl K ib, h nzz Ryb gv m cwipvjbv cl ` KZ K ev RU ms kvab I Aby gv` bi e e v Av Q ZvB evwl K mvaviy mfv hlbb nvk ev RU cv ki ÿ Î Kv bv mgm v bb GQvovI wzwb e jb h, dvd Ûk bi gvv ch v q ev ÍevwqZ wkqz Kg m~wp we klk i cöwkÿy Kg m~wp Z Dcw Z _vkvi my hvm n qwqj mlv b bvix D ` v³viv Av iv AwaK cwigv Y cöwkÿy c Z AvMÖnx we klz, hmkj kn i dvd Ûk bi Kv bv cöwkÿy Kg m~wp cwipvwjz nqwb, hgb: kwikv evox, Rvgvjcyi, wk kvimä, m Øxcmn Ab vb Øxcv j dvd Ûk bi cöwkÿy Kg m~wp Av iv e w Kiv cö qvrb wzwb Av iv D jøl K ib, G ÿ Î evsjv `k e vsk dvd Ûkb K mnvqzv cö`vb Ki Z cv i 21 mfvcwz G ch v q mfv K AewnZ K ib h, dvd Ûkb Av iv 200 KvwU UvKv Znwe ji Rb evsjv `k e vsk-g Av e`b K iwqj Mf bi g nv`q GKgZ n ji cö ÍvewU evsjv `k e vsk-gi cwipvjbv cl ` we epbv K iwb cök Zc ÿ, dvd Ûk bi Av iv A bk wkqzb Kiv cö qvrb Ges m ÿ Î cö qvrbxq Znwej msmön Ki Z n e 22 Rbve gvt iv k`yj Kixg gybœv e jb h, dvd Ûk bi cöwz Avgv `i Avkv A bk ewk ZvB mxwgz mv a i g a dvd Ûkb K Aek B m vebvgq wkí LvZ jvi g a AMÖvwaKvi wba viyc~e K KvR Ki Z n e m vebvgq Lv Zi cy Dbœq b dvd Ûkb K AwaK Ae`vb ivl Z n e G ÿ Î, cö qvr b e w³lv Zi mv _ hš_fv e KvR Ki Z n e cöxwz PµeZx e jb, dvd Ûk bi cöpviyv eve` ev RU e w Ki Z n e bzzb e emv Dbœq b AwaK cwigv Y e q Ki Z n e 23 A_ gš Yvj qi hym mwpe Aviwdb Aviv emg D jøl K ib h, mfvi mkj Av jvp m~wp Dc vcb Kivi c i Db y³ Av jvpbv Kiv n j GKRb e w³, GKvwaKevi K_v ejvi my hvm Kg e Ges h_vmg q I welqwfwëk Av jvpbv n e wzwb D jøl K ib,mvg_ evb D ` v³v `i wbku n Z gjvi j wd 1000/- UvKvi cwie Z 2000/- UvKv bqv h Z cv i GmGgB dvd Ûk bi GKwU wbr ^ feb Ges cöwz eqi ev RU e w Kiv `ikvi e j wzwb gzvgz e ³ K ib wzwb mfv K AewnZ K ib h, mÿgzv e w ( KcvwmwU wewìs) wel q A_ wefv Mi GKwU cökí i q Q ; dvd Ûkb PvB j Zvi mÿgzv e w msµvší/cöwkÿy e q eve` wkqz Znwej D³ cökí _ K MÖnY Ki Z cv i 24 RvZxq ivr ^ ev W i m`m Rbve Kvwjc` nvj`vi e jb, my `i nvi µgk n«vm cv Q G Z dvd Ûk bi AvqI n«vm cv e ZvB ïay my `i Dci wfwë bv K i dvd Ûkb K Aek B bzzb Znwej msmö ni Rb AwaKZi m Pó n Z n e G cöm ½, dvd Ûk bi e e vcbv cwipvjk Aviwdb Aviv emg-gi ` wó AvK ly K i e jb h, AvMvgx ev R U dvd Ûkb wkqz eivï cviqvi Póv Ki Q Ges GB wel q wzwb Aviwdb Aviv em gi me vz K mn hvwmzv Kvgbv K ib 25 Rbve gvt mv bvqvi nv mb, iwr ªvi, c U U, wwrvbb A vû UªW gvk m Awa`ßi gzvgz e ³ K ib h, dvd Ûkb cöwkÿy cö`vb eve` GKUv wd MÖnY Ki Z cv i Ges AwaK cwigv Y cö dkbvj cöwkÿy Av qvr bi gva g dvd Ûkb Avq e w i D ` vm MÖnY Ki Z cv i 26 Rbve mwjgv Avngv`, cwipvjk, GmGgB dvd Ûkb e jb, dvd Ûkb K wewfbœ evwyr msmv bi mÿgzv e w i D ` vm MÖnY Ki Z n e evwyr msmvb jvi mÿgzv e w i Rb dvd Ûk bi c _K ev RU ivlv cö qvrb cwi ek I eb gš Yvj qi hym mwpe W. byiæj Kvw`i e jb, evwyr msmvb jvi `ÿzv e w i Rb dvd Ûkb Kx Kx Ki Z cv i GB wel q GKwU mywbw` ó cö Ívebv evwyr msmvb jvi cÿ n Z dvd Ûk bi KZ cÿ K `vßwikfv e cö`vb Ki Z cv i cøvwubvg MÖæ ci Pqvig vb Rbve wbrvg DwÏb PŠayix D jøl K ib h, dvd Ûk b hye D ` v³v Dbœqb bv g GKwU IqvwK s KwgwU _vkv cö qvrb, hviv hye D ` v³v `i Dbœq b KvR Ki e 27 Z_ I hvmv hvm cöhyw³ wefv Mi AwZwi³ mwpe Rbve gvt nviæbyi iwk` e jb h, dvd Ûkb PvB j Z_ I hvmv hvm cöhyw³ wefv Mi mv _ hš_fv e wkqz Kvh µg MÖnY Ki Z cv i Z_ I hvmv hvm cöhyw³ wefvm dvd Ûk bi cöwkÿy Kvh µg cwipvjbvi Rb wkqz Znwej hvmvb w` Z cv i G g g wzwb mfv K AewnZ K ib 28 A_ bwzk m úk wefv Mi AwZwi³ mwpe gvngỳ v emg mfv K G g g AewnZ K ib, dvd Ûk bi Avq n«vm cv Q, GgZve vq Avqea K Kvh µg MÖnY Ki Z n e GQvovI dvd Ûk bi GKwU wbr ^ feb _vkv DwPZ wzwb Pvwn`vi mv _ mvgäm c~e K AwaK cwigv Y cöwkÿy Kvh µg ev Íevq bi civgk cö`vb K ib 29 GdwewmwmAvB-Gi cwipvjk Rbve kvdkvz nvq`vi D jøl K ib h, e e vcbv cwipvj Ki `ß ii we kl Kvh µg LvZwU Z Kv bv eivï bvb, GB Lv Z Aek B Kvh µg _vkv `ikvi GQvovI wzwb dvd Ûkb K AvÂwjK I AvšÍR vwzk ch v q hvmv hvm Av iv e w i civgk cö`vb K ib wzwb e jb, dvd Ûkb mv K i AvÂwjK chv qi GKwU m jb Av qvrb Ki Z cv i wewfbœ AvšÍRv wzk GmGgB cöwzôv bi m`m c` cövwßi Rb I dvd Ûk bi GKwU ev RU _vkv `ikvi e j wzwb g b K ib 30 G ch v q, mfvcwz Dc vwcz A_ eq ii ev RU Aby gv` bi Rb cö Íve Avnevb Ki j W. Aciƒc PŠayix cö Íve I Rbve ivry Avn g` mg_ b K ib 20 evwl K cöwz e`b

23 wm vší: : dvd Ûk bi A_ eq ii Dc vwcz ev RU Aby gv`b Kiv nq Av jvp m~wp 05: dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk wb qvm I cvwikªwgk wba viy 31 mfvcwz mfv K AewnZ K ib, ez gvb wbixÿk dvg wu A_ eq ii Rb GKB cvwiköwg K wbixÿk wn m e wb qvm cövwßi Rb AvMÖn cökvk K i Q Rbve ^cb Kzgvi cö kœi cöwÿ Z mfvcwz mfv K AewnZ K ib h, ez gvb wbixÿk dv g i cö Íve MÖnY Kiv n j D³ dvg K wøzxqev ii gz dvd Ûk b wb qvmcövß n e G ch v q, W. Aciƒc PŠayix cö Íve K ib h, gmvm K Gg nvmvb A vû Kvs bvgk wbixÿk cöwzôvb K f vu I U v mn me mvk~ j 75,000/-(cuPvËi nvrvi) UvKv cvwiköwg K GmGgB dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk wn m e wb qvm cö`vb Kiv h Z cv i Rbve gvt briæj Bmjvg cö ÍvewU mg_ b K ib wm vší : gmvm K Gg nvmvb A vû Kvs bvgk wbixÿk cöwzôvb K f vu I U v mn me mvk~ j 75,000/- (cupvëi nvrvi) UvKv cvwiköwg K GmGgB dvd Ûk bi A_ eq ii wnmve wbixÿvi Rb wbixÿk wn m e wb qv Mi welqwu Aby gvw`z nj Av jvp m~wp 06: mfvcwzi Aby gv`bµ g Ab h Kvb welq Av jvpbv 32 mfvcwz D y³ Av jvpbv AvnŸvb Ki j Rbve gvt iv k`yj Kixg gybœv gzvgz e ³ K ib h, GmGgB dvd Ûkb cvu c Y i g~j ms hvrb Ges bzzb cy D ve bi Rb AMÖvwaKvi wfwë Z KvR Ki Z cv i 33 Rbve kvdkvz nvq`vi e jb, GmGgB dvd Ûkb cö`ë cöwkÿy Kg m~wpmn Ab vb Kg m~wpi g~j vqb _vkv `ikvi, hv _ K dvd Ûk bi ev ÍevwqZ Kvh µ gi cöfve m ú K AewnZ niqv hv e GQvovI wzwb AvÂwjK ch v q hvmv hvm e w i Ici iæz v ivc K ib 34 wkí gš Yvj qi AwZwi³ mwpe emg civm D jøl K ib h, 2007 mv j cöwzwôz niqvi ci GhverKv j dvd Ûkb A bk Kg m~wp ev Íevqb K i Q m jv dvd Ûk bi D Ïk I jÿ AR b KZUv mnvqk n q Q Zv wbiƒcb Kiv cö qvrb dvd Ûkb G ch ší KZRb bzzb D ` v³v ˆZwi K i Q, KZRb köwg Ki `ÿzv e w Z mnvqzv cö`vb K i Q Ges Drcv`bkxjZv e w I RvZxq A_ bxwz Z Gi Ae`vb Kx- GB mkj cö kœi msl vmz Z_ -DcvË dvd Ûk bi wbku _vkv cö qvrb dvd Ûkb Zvi Kvh vewji B ú± A v mm g Ui Rb cö qvr b Z Zxq Kv bv c ÿi mvnvh MÖnY Ki Z cv i G g g wzwb AwfgZ e ³ K ib 35 G ch v q mfvcwz mfv K AewnZ K ib h, cöwzwu Kg m~wpi cwiexÿ Yi Rb dvd Ûk bi wbr ^ cwiexÿy I g~j vqb kvlv i q Q GQvovI AwP ib B Zvg a ev ÍevwqZ Kg m~wpmg~ ni B ú± A v mm g Ui D ` vm MÖnY Kiv n e AvMvgx evwl K mvaviy mfvq B ú± A v mm g Ui djvdj Rvbv hv e 36 Rbve g bvqviv nwkg Avjx ` ki mkj Rjv I wefvmxq chv q vbxq evwyr msmvb jvi mv _ hš_fv e Kv Ri cö Íve K ib wzwb D jøl K ib h, Kvb fv eb dvd Ûkb Kvb evwyr msmv bi cöwzø Øx n Z cv i bv GQvovI wzwb Av iv D jøl K ib, gvbbxq cöavbgš x cvu I ch Ub GB `ybwu Lv Zi Ici iæz v ivcc~e K LvZ `ywui Dbœq bi Kvh µg MÖnY K i Qb ZvB GmGgB dvd Ûk bi DwPZ cvu I ch Ub Lv Zi Dbœq b AvMÖvwaKvig~jK Kg m~wp MÖnY Kiv 37 W. ggzvr DwÏb Avn g` e jb, cöwzôvjmœ _ KB GmGgB dvd Ûk bi mv _ Kvb bv Kvbfv e hy³ AvwQ dvd Ûk bi Kvb KvR Kvb evwyr msmv bi mv _ Ø Ø ˆZwi Ki Z cv i bv 38 Rbve wgrv byiæj MwY kvfb e jb h, GmGgB dvd Ûkb cöwzôvkv j wkqz Znwej evsjv `k e vsk -G Mw QZ ivlv n qwqj ejv n qwqj h, dvd Ûk bi mÿgzv AR Yi ci Zv dvd Ûk bi Kv Q n ÍvšÍi Kiv n e wkš wemz `k eq ii H Znwej GmGgB dvd Ûk b Av m bvb GB wel q wkí gš Yvjq K cö qvrbxq D ` vm MÖnY Ki Z n e hb D³ ZnwejwU dvd Ûk bi wbku n ÍvšÍi Kiv nq wzwb Av iv D jøl K ib, GmGgB dvd Ûkb Kvbfv eb Kvb evwyr msmv bi cöwzø Øx bq Z e, dvd Ûkb K evwyr msmvb jvi mv _ Av iv wbweofv e KvR Ki Z n e G g g wzwb gzvgz e ³ K ib 39 mfvcwz mfv K AewnZ K ib, cövq 2 eqi c~ e dvd Ûkb 400 KvwU UvKvi GÛvD g U Znwej P q A_ gš Yvj q cî cöiy K i Q, ms vwu GL bv A_ gš Yvjq n Z BwZevPK eiv Ïi A cÿvq i q Q 40 W. Aciƒc PŠayix D jøl K ib h, dvd Ûkb RvZxq nv Uj I ch Ub cöwkÿy K `ªi mv _ hš_fv e Kvh µg MÖnY Ki Z cv i m ÿ Î evsjv `k ch Ub K cv ikb mnvqzv cö`vb Ki e wzwb Av iv D jøl K ib, evsjv `k ch Ub K cv ik bi AvIZvfy³ wegvb e `img~ n Aew Z wwdwu wd«cy cö`k b I weµq K `ªmg~ n GmGgB Lv Z Drcvw`Z cy mvgmöx cö`k b Kiv h Z cv i GB wel q GmGgB dvd Ûkb D ` vm MÖnY Ki j evsjv `k ch Ub K cv ikb mnvqzv Ki e 41 Rbve gvt briæj Bmjvg mfv K AewnZ K ib h, evsjv `k weávb I wkí M elyv cwil` (wewmgmavbavi)-gi mv _ GmGgB dvd Ûkb AwaK cwigv Y hš_fv e Kg m~wp MÖnY Ki Z cv i we klz GmGgB cöwzôvbmg~n K KvwiMwi mnvqzv cö`v bi ÿ Î `yõwu cöwzôv bi hš_fv e Kv Ri my hvm i q Q 42 W. gvt byiæj Kvw`i mfv K AewnZ K ib, Rvcvb mikv ii hš_ A_ vqb welqk GKwU cökí i q Q dvd Ûkb GB cök íi mv _ hy³ n q µwwu nvj mwjs-gi Rb Znwej c Z cv i GB wel q dvd Ûkb KZ c ÿi hvmv hv Mi wfwë Z wzwb mnvqzvi A½xKvi e ³ K ib evwl K cöwz e`b

24 43 e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg e jb h, Avwg GmGgB dvd Ûk b m úªwz hvm`vb K iwq ZvB AvR Ki GB mfv cwipvjbv Kivi ÿ Î mk ji AvšÍwiK mnvqzvi Rb ab ev` AvkvKwi, AvMvgx Z GmGgB dvd Ûk bi Dbœq b Avcbviv Av iv mywpwšíz gzvgz, civgk I mnvqzv cö`vb Ki eb 44 mfvcwz D jøl K ib, evsjv ` ki Av_ -mvgvwrk Dbœq bi Rb K wl, AeKvVv gv I wkí Lv Z wecøe NUv Z n e B Zv-g a B K wl LvZ h _ó Dbœqb Ki Z mÿg n q Q Gevi wkí wecø ei cvjv Avi wkí wecø ei Rb GmGgB Lv Zi Dbœqb GKvšÍB cö qvrb Avmyb, mk ji mw wjz cö Póvq G ` k wkí wecøe K Z ivwš^z Kwi 45 mfvcwz mvaviy cl ` Ges cwipvjk cl `i m`m e ` K 10g evwl K mvaviy mfvq Dcw Z n q Zuv `i weá gzvgz, civgk I w`k-wb ` kbv cö`v bi Rb ab ev` Rvbvb me k l, mfvcwz dvd Ûk bi e e vcbv cwipvjkmn mkj Kg KZ v-kg Pvix KI 10g evwl K mvaviy mfv myôyfv e Av qvr bi Rb ab ev` Ávcb K ib AZtci Dcw Z mkj K ab ev` Rvwb q mfvcwz 10g evwl K mvaviy mfvi mgvwß NvlYv K ib 12 gvp, 2016 ( K Gg nvwee Djøvn) mfvcwz 22 evwl K cöwz e`b

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26 cwipvjk cl `i cöwz e`b dvd Ûk bi 11Zg evwl K mvaviy mfv Dcj ÿ A_ eq i ev ÍevwqZ Kvh µ gi Ici wfwë K i cöyxz GmGgB dvd Ûk bi mvaviy cl `i mb vwbz m`m e `, Avm&mvjvgyAvjvBKzg GmGgB dvd Ûk bi 11Zg evwl K mvaviy mfv Dcj ÿ mvaviy cl `i mb vwbz mkj m`m K cwipvjk cl `i cÿ n Z AvšÍwiK ï f Qv I Awfb `b Rvbvw Q AvR Ki w`bwu dvd Ûk bi Rb AZ ší iæz c~y GB w` b GmGgB dvd Ûkb cwiev ii mkj m`m GKwÎZ n q wemz A_ eq ii wbixwÿz wnmveweeiyx Aby gv`bmn dvd Ûkb KZ K ev ÍevwqZ Kvh µg m ú K AewnZ nb Ges Zuv `i g~j evb e³e, mywpwšíz gzvgz I cö qvrbxq civgk cö`vb K ib, hv ciez x evwl K Kg -cwikíbv cö Zi ÿ Î iæz mnkv i we epbv Kiv nq GmGgB dvd Ûk bi 9g evwl K mvaviy mfv 28 gvp 2015 kwbevi w` WBwj vi m Uv ii G Gm gvngỳ mwgbvi n j AbywôZ nq mfvq dvd Ûk bi A_ eq ii wbixwÿz wnmve weeiyxmn Ab vb wewae welq M nxz I Aby gvw`z nq D³ mfvq mvaviy cwil` m`m e ` h mkj gzvgz, civgk, w`k-wb ` kbv I mycvwik cö`vb K ib Zv dvd Ûk bi A_ eq ii evwl K Kg -cwikíbvq cöwzdwjz n q Q Ges AwaKvsk Kg m~wp ev ÍevwqZ n q Q mvaviy cwil `i mb vwbz m`m e ` A_ eq ii evwl K Kg cwikíbvi g~j evb gzvgz I civgk cö`vb Ki Z cv ib cwipvjk cl ` D³ gzvgz I civg k i Ici wfwë K i Kg cwikíbvwui cö qvrbxq cwiez b, cwigvr b I ms kva bi D ` vm MÖnY Ki e dvd Ûk bi evwl K mvaviy mfv I we kl mvaviy mfvmn wewfbœ Kg m~wp MÖnY I ev Íevq b Ges dvd Ûk bi Kvh µ gi mv _ mvaviy cwil `i mkj m`m e ` K AwaK mswkøó Kivi j ÿ mvaviy cl `i mswkøó m`m e `i mgš^ q Ges dvd Ûk bi cwipvjbv cl `i m`m MY K AvnŸvqK K i 12wU IqvwK s KwgwU MVb Kiv n q Q B Zvg a mkj IqvwK s KwgwUi mfv mdjfv e Av qvrb Kiv n q Q Ges IqvwK s KwgwUi mfvq cövß gzvg Zi wfwë Z dvd Ûk bi evrmwik Kg cwikíbv cöyqbc~e K ev Íevqb Kiv n Q GmGgB dvd Ûk bi A_ eq ii Kvh µ gi wfwë Z ÔcwiPvjK cl `i cöwz e`bõ cö Z Kiv n q Q cöwz e` b 2014 mv ji RyjvB n Z 2015 mv ji Ryb ch ší M nxz I ev ÍevwqZ Kvh µgmg~n mswÿßfv e AšÍf y³ Kiv n q Q, hv wb œiƒc: AvšÍR vwzk hvmv hvm evsjv `k I eyj Mwiqvi gvbbxq cöavbgš xi Dcw wz Z GmGgB dvd Ûkb, evsjv `k I GmGgB cö gvkb G RwÝ, eyj Mwiqvi g a mg SvZv vik ^vÿi evsjv ` ki gvbbxq cöavbgš x kl nvwmbv Ges eyj Mwiqvi gvbbxq cöavbgš x eq Kv ewimf (Boyko Borisov)-Gi Dcw wz Z GmGgB dvd Ûkb, evsjv `k Ges GmGgB cö gvkb G RwÝ, eyj Mwiqv-Gi g a mg SvZv vik ^vÿi Ki Qb GmGgB dvd Ûk bi e e vcbv cwipvjk gvt mwdkzj Bmjvg Ges GmGgB cö gvkb G RwÝ, eyj Mwiqvi wbev nx cwipvjk g vwi quv Rvnvwiqvfv (Marieta Zaharieva) gvbbxq cöavbgš xi mdim½x wn m e GmGgB dvd Ûk bi e e vcbv cwipvjk gvt mwdkzj Bmjvg g 2016 eyj Mwiqvi ivravbx mvwdqv mdi K ib D³ md i wzwb gvbbxq cöavbgš xi wewfbœ ivóªxq Kg m~wp Z AskMÖnY K ib Ges Dfq ` ki gvbbxq cöavbgš xi Dcw wz Z GmGgB dvd Ûk bi c ÿ eyj Mwiqvi GmGgB cö gvkb G RwÝi mv _ mg SvZv vik ^vÿi K ib câg ww-8 gš x ch v qi mfvq gvbbxq wkígš xi AskMÖnY câg ww-8 gš x ch v qi mfvq gvbbxq wkígš x Avwgi nv mb Avgy, Ggwc (evg _ K 4_ ) MZ 9-10 g 2016 wgk ii Kvq iv Z AbywôZ ww-8 m j b evsjv `k cöwzwbwa` ji bz Z cö`vb K ib gvbbxq wkígš x Avwgi nv mb Avgy, Ggwc D³ md i gvbbxq gš xi mdim½x wn m e GmGgB dvd Ûk bi e e vcbv cwipvjk gvt mwdkzj Bmjvg SMEs Governmental Bodies Meeting-G AskMÖnY K ib D jøl h, D³ mfvq ww-8 Gi m`m fy³ wewfbœ ` k GmGgB Dbœq b wb qvwrz cöwzôvbmg~ ni g a cvi úwik mn hvwmzv e w i j ÿ Kg m~wp MÖn Yi wel q we ÍvwiZ Av jvpbv nq 24 evwl K cöwz e`b

27 wer bm mv cvu mvwf mm Kvh Kix Ges `ÿ wer bm mv cvu mvwf m GmGgB A_ bwzk Dbœq bi Rb GKwU iæz c~y Ges Awe Q` welq GmGgB dvd Ûkb ÿz`ª I gvsvwi wk ív ` v³v Dbœq b e emv-mnvqk wewfbœ ai bi mnvqzv cö`vb K i hgb: GmGgB c Y i cöpvi, cömvi I evrvi m úömviy; fv³v I D ` v³v `i gv S cvi úwik ms hvm vcb; A vwfvbrvwi mvwf m m Uv ii gva g bzzb e emv m wó I cwipvjbvi wel q w`k-wb ` kbv I civgk cö`vb, wewfbœ ai bi Z_ I Dcv Ëi gva g mnvqzv cö`vb; e emvwqk Z_ vewji mnvwqkv/g vbyqvj cökvk I weziy, GmGgB cy gjv Av qvrb cöf wz GmGgB dvd Ûkb GmGgB mswkøó wewfbœ A v mvwm qkb, bzzb Ges we` gvb GmGgB D ` v³v `i `ÿzvi mv _ e emv cwipvjbvq mnvqzv cö`v bi Rb B Zvg a B D jøl hvm `ÿzv, wek ÍZv, buiqvwk s, hvm Zv Ges AwfÁZv AR b K i Q Ges D ` v³v `i mgm vmg~n wpwýzkiy Ges euvavmg~n wbim b D ` vm MÖnY Ki Q 4_ RvZxq GmGgB gjv 2016 gjvi D Øvabx Abyôv b ÔRvZxq GmGgB D ` v³v cyi vi 2016Õ-Gi werqx D ` v³v `i GK jÿ UvKv cyi vi Ges Uªwd I mvwu wd KU cö`vb Kiv nq 6 GwcÖj 2016 e½eüz AvšÍR vwzk m jb K `ª-Gi wmöbwfd n j ÔweGmwUAvB mb`cî cövwßi c wzõ Ges ÔGmGgB c Y i gv bvbœqb I evrvirvzkiy: bvix D ` v³v cöwÿzõ mwgbvi Av qvrb Kiv nq AvÂwjK GmGgB cy gjv 2016, ewikvj gvp 2016 ewikv ji gyw³ hv v D` vb (weavbwweødwug-gvv)-g ÔAvÂwjK GmGgB cy gjv 2016, ewikvjõ Av qvrb Kiv nq gjvi D Øvabx Abyôv b cöavb AwZw_i Avmb Aj¼ Z K ib MYcÖRvZš x evsjv `k mikv ii gvbbxq wkígš x Rbve Avwgi nv mb Avgy, Ggwc Abyôv b we kl AwZw_ wn m e Dcw Z wq jb ewikvj-2 Avm bi gvbbxq msm` m`m G vw fv KU ZvjyK`vi gvt BDbym, GmGgB dvd Ûk bi m vwbz Pqvicvm b Rbve K Gg nvwee Djøvn, ewikvj wefv Mi wefvmxq Kwgkbvi Rbve gvt MvDm, evsjv `k cywjk ewikvj iä Gi wcwcgg-evi wwavbwr Rbve gvt ûgvqyb Kwei, ewikvj g UªvcwjUb cywjk Kwgkbvi Rbve gvt jyrdi ingvb gûj Ges ewikvj P ^vi Ae Kgvm A vû BÛvw ª Gi mfvcwz Rbve mvb`yi ingvb wi Uz Abyôv b mfvcwzz K ib ewikv ji Rjv cökvmk g nv`q Rbve W. MvRx gvt mvbdz¾vgvb Ô4_ RvZxq GmGgB gjv 2016Õ Gi D Øvabx Abyôv b gvbbxq wkígš x Rbve Avwgi nv mb Avgy, Ggwc 2016 mv ji 3-9 GwcÖj 7 w`be vcx Ô4_ RvZxq GmGgB gjv-2016õ Av qvrb Kiv nq 3 GwcÖj 2016 e½eüz AvšÍR vwzk m jb K `ªi nj Ae d g gjvi D Øvabx Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb MYcÖRvZš x evsjv `k mikv ii gvbbxq wkígš x Rbve Avwgi nv mb Avgy, Ggwc Abyôv b we kl AwZw_ wn m e Dcw Z wq jb MYcÖRvZš x evsjv `k mikv ii A_ gš Yvjq I cwikíbv gš Yvj qi gvbbxq cöwzgš x Rbve Gg,G gvbœvb, Ggwc Ges GdwewmwmAvB Gi cöwm W U Rbve gvzjye Avngv` Abyôv b mfvcwzz K ib GmGgB dvd Ûk bi m vwbz Pqvicvm b Rbve K Gg nvwee Djøvn gjvq 183wU cöwzôv bi 193wU j wqj GQvov gjvq µzv-we µzv wgwus ey_, i³`vb Kg m~wp, wgwwqv m Uvi, Z_ K `ªi j wqj gjvq gvu 1.50 KvwU UvKvi cy weµq nq Ges gvu 4.34 KvwU UvKvi wewfbœ c Y i AW vi cviqv hvq AvÂwjK GmGgB cy gjv 2016 (ewikvj) D Øvab K ib gvbbxq wkígš x Rbve Avwgi nv mb Avgy, Ggwc 14 gvp 2016 mgvcbx Abyôv b cöavb AwZw_i Avmb Aj¼ Z K ib ewikvj-5 Avm bi gvbbxq msm` m`m Rbve Rey bœqv Avd ivr Gg.wc. mgvcbx Abyôv b köô jmg~n K µ I mb`cî cö`vb Kiv nq ewikvj wefv Mi 16wU GmGgB cöwzôvbmn gvu 51wU cöwzôvb Drcvw`Z c Y i mgš^ q GB gjvq AskMÖnY K i cuvp w`be vcx G gjvq cövq jÿ UvKv weµq Ges jÿ UvKvi AW vi cviqv hvq AvÂwjK GmGgB cy gjv-2016, ivrkvnx Rvbyqvwi 2016 ivrkvnx bmifeb msjmœ wmöb cøvrvq ÔAvÂwjK GmGgB cy gjv 2016, ivrkvnxõ-gi Av qvrb Kiv nq 13 Rvbyqvwi 2016 D Øvabx Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb MYcÖRvZš x evsjv `k mikv ii gvbbxq ciivóª cöwzgš x Rbve gvt kvn&wiqvi Avjg, Ggwc we kl AwZw_ wq jb ivrkvnxi AwZwi³ wefvmxq Kwgkbvi (mvwe K), Rbve gvn ` gywbi nv mb Ges ivrkvnx P ^vi Ae Kgvm evwl K cöwz e`b

28 A vû BÛvw ª-Gi cöwm W U Rbve gvt gwbiæ¾vgvb gwb Abyôv b mfvcwzz K ib Rbve gvnv ` grevn DwÏb PŠayix, Rjv cökvmk, ivrkvnx gjvq cövq 24 jÿ UvKvi cy weµq I 8 jÿ UvKvi AW vi cviqv hvq Kwei, wcwcgg, Rjv cwil `i cökvmk Rbve ggzvr DwÏb Av ng`, Rjv AvIqvgx jx Mi mvaviy m úv`k A vwt irvdj Kwig ivry, gnvbmi AvIqvgx jx Mi mfvcwz mvwddi ingvb mwd I mvaviy m úv`k Rbve Zylvi KvwšÍ gðj Abyôv b mfvcwzz K ib Rjv cökvmk Rbve gvt ivnvz Av bvqvi mgvcbx Abyôv b köô jmg~n K µ I mb`cî cö`vb Kiv nq gjv Dcj ÿ h_vixwz i vwj, mwgbvi I mvs wzk Abyôv bi Av qvrb Kiv nq AvÂwjK GmGgB cy gjv 2016 (ivrkvnx) D Øvab K ib gvbbxq ciivóª cöwzgš x Rbve gvt kvn&wiqvi Avjg, Ggwc 26 AvÂwjK GmGgB cy gjv 2016, gqgbwmsn Rvbyqvwi 2016 gqgbwms ni UvDb nj cöv½ Y ÔAvÂwjK GmGgB cy gjv 2016, gqgbwmsnõ Av qvrb Kiv nq 26 Rvbyqvwi gjvi D Øvabx Abyôv b cöavb AwZw_i Avmb Aj¼ Z K ib gqgbwmsn wefv Mi wefvmxq Kwgkbvi Rbve wr. Gg. mv jn DwÏb we kl AwZw_ wn m e Dcw Z wq jb Rbve gcbyj nk, cywjk mycvi, gqgbwmsn Ges gqgbwmsn cšimfvi gqi I gqgbwmsn P ^vi Ae Kgvm A vû BÛvw ª mfvcwz Rbve gvt BKivgyj nk wuuz gqgbwms ni Rjv cökvmk Rbve gȳ ÍvKxg wejøvn dviækx Abyôv b mfvcwzz K ib gjvq gqgbwmsn wefv Mi 22wU GmGgB cöwzôvbmn wewfbœ vb _ K gvu 49 GmGgB cöwzôvb Drcvw`Z cy wb q AskMÖnY K ib gjvq gvu 48 jÿ UvKvi cy weµq nq Ges 18 jÿ UvKvi wewfbœ c Y i AW vi cviqv hvq AvÂwjK GmGgB cy gjv 2016 (gqgbwmsn) Gi j cwi`k b Ki Qb gqgbwmsn wefv Mi wefvmxq Kwgkbvi Rbve wr. Gg. mv jn DwÏb AvÂwjK GmGgB cy gjv 2016, iscyi 29 gvp - 02 GwcÖj 2016 iscyi cvewjk jvb eªwii gv V ÔAvÂwjK GmGgB cy gjv 2016, iscyi Av qvrb Kiv nq gjvi D Øvabx Abyôv b cöavb AwZw_ wq jb iscy ii wefvmxq Kwgkbvi Rbve KvRx nvmvb Avn g`, we kl AwZw_ wn m e Dcw Z wq jb iscyi iä-gi wwavbwr (fvicövß) gvt ûgvq~b evwl K cöwz e`b AvÂwjK GmGgB cy gjv 2016 (iscyi) D Øvab K ib iscy ii wefvmxq Kwgkbvi Rbve KvRx nvmvb Avn g` mdjzvi Mígvmỳ v Bqvmwgb Dwg 1 h kv ii AfqbMi Dc Rjvi GKZvicyi MÖv g 1976 mv j Rb bqv gvmỳ v Bqvmwgb Dwg Rxeb msmöv gi KlvNv Z RR wiz n ji Zvi g b wqj ^vej ^x gvbyl niqvi A`g ú nv GBPGmwm covkv j 1992 mv j gvî 16 eqi eq m we q w` q evev GKUv evsv Kgv jv ^vgxi msmv i bvbv cöwzk jzvi gv SI jlvcov Pvwj q hvb GiB g a `yb g qi gv n jb Abvm mn gv vm kl K i PvKwi Ly urwq jb ^cœ wqj ^vej ^x n eb GKw`b evmvq `~i-m ú K i GK PvPv eov Z Av mb wzwb A v c -G Ôi-nvBW GÛ w bõ mieivn Ki Zb Zuvi e emvi mdjzvi K_v ï b Zuvi g bi wkqz GKUv Kivi AvMÖn Rb vj 2008 mv j gv K U e vm wkb Z wm q e vm I g v Uwiqvj mi g~ j i cv_ K ` L e vm d v±wi `qvi wpšív Ki jb wm vší wb jb e vm d v±wi w` eb nv Z Kvb UvKv wqj bv ^vgx K wkqz bv e j wbd-gv K U wm q we qi wkqz Mqbv wewµ Ki j 70 nvrvi UvKv c jb AZtci e emvwqk KvMRcÎ ˆZwi K i GKUv iæg fvov I GKwU gwkb wkb jb GKRb KvwiMiI ivl jb c~e Z AwfÁZv K Kv R jvwm q A v c _ K Aí Aí wdwbkw j`vi wk b e vm evbv Z ïiæ Ki jb 2009 mvj _ K wewfbœ kviæ gi wwrvbb I AW vi Abyhvqx gvjvgvj mieivn K ib ïiæ nj vu j`vi cövwv±m-gi hvîv ez gv b wzwb XvKvi wewfbœ AwfRvZ kviæ g e vm mieivn Ki Qb gvnv `cy ii UvwKI qvi gv K U wbr ^ kviæg Pvjy K i Qb Zuvi Drcvw`Z cy AvR e-g úvwiqvg wj., gybmyb j`vi wj., wmgmww K v Ub g U, DBjq dzuiqvi wj., cöwm W U c q U Gi ^bvgab kviæg jv Z mieivn Ki Qb gvmỳ v Bqvmwgb Dwg ^cœ ` L b fwel Z Zuvi wb Ri eª vû Ô vu j`viõ wek evrv i cöwzwôz n e ^cœ ev Íevq bi c _ wzwb B Zvg a GmGgB dvd Ûk bi mnvqzvq Rvcv bi UvwKI Z AbywôZ ÔIqvì d vkb A v cv-2016õ Z AskMÖnY K i D jøl hvm mvov c q Qb gvmỳ v Bqvmwgb Dwg GwM q P j Qb ^cœ c~i Yi c _ mvd j i ^xk wz ^iæc dvd Ûkb n Z wzwb 2016 mv j gvb µv GmGgB D ` v³v (bvix) K vuvmwi Z el miv D ` v³v cyi vi AR b K ib

29 AvÂwjK GmGgB cy gjv 2016, Kzwgjøv 7-11 GwcÖj 2016 Kzwgjøv wkíkjv GKv Wgx cöv½ Y ÔAvÂwjK GmGgB cy gjv-2016, KzwgjøvÕ Av qvrb Kiv nq D Øvabx Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgB dvd Ûkb we kl AwZw_ wn m e Abyôv b Dcw Z wq jb cö dmi gvt Ave`yi iwk`, Aa ÿ, Kywgjøv wf ±vwiqv mikvwi K jr Ges Wv. gvt gywreyi ingvb, wmwfj mvr b, Kzwgjøv Abyôv b mfvcwzz K ib Rbve gvt nvmvby¾vgvb K jøvj, Rjv cökvmk, Kzwgjøv AvÂwjK GmGgB cy gjv 2016, Lyjbv AvÂwjK GmGgB cy gjv 2016 (Kzwgjøv) D Øvab K ib GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg 11 GwcÖj 2016 gjv mgvcbx Abyôv b cöavb AwZw_i Avmb Aj¼ Z K ib AvjnvR Av. K. g. evnvdwïb evnvi, gvbbxq msm` m`m, Kzwgjøv-6 (m`i) Abyôv b we kl AwZw_ wn m e Dcw Z wq jb Rbve gvt kvn Avwe` nv mb, cywjk mycvi, Kzwgjøv Ges Rbve gvt ZvRyj Bmjvg, gnve e vck, RbZv e vsk wj., Kzwgjøv mfvcwzz K ib Rbve gvt nvmvby¾vgvb K jøvj, Rjv cökvmk, Kzwgjøv gjvi mgvcbx Abyôv bi w`b gjvq Rywi evw KZ K mvwe K g~j vq bi gva g AskMÖnYKvix cöwzôvbmg~ ni g a köô jmg~n K cyi Z Kiv nq gjv Dcj ÿ i vwj, mwgbvi I mvs wzk Abyôv bi Av qvrb Kiv nq gjvq e nëi Kzwgjøvi 32wU jmn ` ki wewfbœ m± ii 48wU GmGgB cöwzôv bi gvu 49wU j wqj gjvq gvu jÿ UvKvi cy weµq nq gjv n Z gvu 6.89 jÿ UvKvi wewfbœ c Y i AW vi cviqv hvq AvÂwjK GmGgB cy gjv 2016 (Lyjbv) D Øvab K ib Rbve bvrgyj Avnmvb, Rjv cökvmk, Lyjbv GwcÖj 2016 Lyjbvi Kv j± iu cöv½ Y ÔAvÂwjK GmGgB cy gjv-2016, LyjbvÕ Av qvrb Kiv nq gjvi D Øvabx Abyôv b mfvcwzz K ib Rbve bvrgyj Avnmvb, Rjv cökvmk, Lyjbv we kl AwZw_ wn m e Abyôv b Dcw Z wq jb Rbve kl AvwRRyj nk, wbe vnx cwipvjk, evsjv `k e vsk, Lyjbv, Rbve KvwR Avwgbyj nk, mfvcwz, P ^vi Ae Kgvm A vû BÛvw ª, Rbve briæj Bmjvg, mfvcwz, Lyjbv cömk ve, AwZwi³ cywjk mycvi, Lyjbv 17 GwcÖj 2016 Lyjbv Kv j± iu cöv½ Y gjvi mgvcbx Abyôv b cöavb AwZw_i Avmb Aj¼ Z K ib Rbve gvt Ave`ym mvgv`, AwZwi³ wefvmxq Kwgkbvi, Lyjbv Abyôv b we kl AwZw_ wn m e Dcw Z wq jb Rbve briæj Bmjvg, mfvcwz, Lyjbv cömk ve; Lyjbv cömk v ei mv ek mfvcwz Rbve gkeyj nv mb wg Uz; AwZwi³ Rjv cökvmk Rbve Rvnv½xi nv mb Abyôv b mfvcwzz K ib Rbve bvrgyj Avnmvb, Rjv cökvmk, Lyjbv gjvq e nëi Lyjbvi 32wU jmn ` ki wewfbœ m± ii 47wU GmGgB cöwzôv bi gvu 48wU j wqj gjvq gvu jÿ UvKvi cy weµq nq gjv n Z gvu jÿ UvKvi wewfbœ c Y i AW vi cviqv hvq mdjzvi Mí-2 gvt jyrdzi ingvb QvÎRxeb n ZB gavex wq jb cvu c Y i ißvwbkvik cöwzôvb mvry B Uvib vkbvj UªwWs Kv úvwbi ^Z vwakvix gvt jyrdzi ingvb Avw_ K AbU bi Kvi Y gv`vixcy ii wkepi einvgmä wwmöx K jr n Z wwwmö cvk K i 1975 mv j XvKv wek we` vj q wdwr I B jkuªwb wefv M fwz nb cvwiev ii Avw_ K cö qvrb guv Z cov jlvq BwZ U b wzwb 1976 mv j we RGgwmi AvIZvaxb MvDwQqv RyU wg ji gv K wus I ißvwb mnkvix wn m e Kg Rxeb ïiæ K ib gvwjkvbv cwiez bi Kvi Y 1987 mv j PvKwi Qv ob gvt jyrdzi ingvb PvKix k l cövß gvî 40 nvrvi UvKv Avi jä AwfÁZv K m ^j K i 1988 mv j Ôk vgj evsjv Ry U wjtõ bv g GKwU cvucy ißvwbkvik cöwzôvb M o Zv jb cö_gw` K MZvbyMwZK cvucy ißvwb K i mxwgz Avq wb q avi- `bv K i Zuv K ˆbwgwËK e q guv Z n q Q G mgq bvbv cöwzk~jzvi m ylxb n ji nvj Qv obwb jyrdzi ingvb 1994 mv ji klw` K Zvui fv M i PvKv Nyi Z ïiæ K i A bk Póvi d j mivmwi we `wk µzvi µq Av `k c Z ïiæ Ki j Zvui e emv I Avq e w cvq MZvbyMwZK cvuc Y i evwn ii AwfÁZvi Av jv K cvucy ev n Íwkí ˆZwi Ki Z ïiæ Ki jb we `wk µzvi Pvwn`vbyhvqx ÔP Ui wdzv/wmuõ bvgk cy wu Drcv` b g bvwb ek K ib 1995 mv ji Mvovi w` K GKRb we `wk µzv m irwgb Zuvi KviLvbv cwi`k b K i Zuv K c Y i Drcv`b I YMZ gv bvbœq b cöhyw³i e env ii aviyv `b µgvmz Póvi d j Drcv`b I gv bvbœq b cöhyw³i e envi DbœZZi Kiv nq ez gv b Zuvi cy GKUv MÖnY hvm gvb` Û cušqvq KviLvbvq Drcvw`Z c Y i msl v e w cviqv K wzwb 2007 mv j 7 j UvKv wewb qvmc~e K cöwzôv K ib bzzb cöwzôvb ÔmvRy B Uvib vkbvj UªwWs Kv úvbxõ 30Rb köwg Ki Av qi mv _ RwoZ GB KviLvbvi cy mg~n kzfvm ißvwb n Q jyrdzi ingvb cöwz eqi 3 KvwU 50 j _ K 4 KvwU UvKvi cy ißvwb K ib mvd j i ^xk wz ^iæc dvd Ûkb n Z wzwb 2016 mv j gvb µv GmGgB D ` v³v (cyiæl) K vuvmwi Z el miv D ` v³v cyi vi AR b K ib evwl K cöwz e`b

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33 Zuviv h _ó hvm D ` v³v Luy R cv Qb bv Ab w` K D ` v³viv Awf hvm K ib, Zuv `i mkj hvm Zv Ges FYcÖvwßi mkj kz c~iy Kiv m Ë I Zuviv Kvw ÿz FY cv Qbbv ` ki wewfbœ GjvKvq Aew Z K v v ii D ` v³v `i A_ vqb myweavi AvIZvf~³ Kivi j D ` v³v I e vskvim Yi g a mzyeüb m wói gva g mivmwi hvmv hvm m wó Ges GmGgB F Yi wel q Av jvpbvi gva g FYcÖvwßi my hvm m wói j dvd Ûkb ÔGmGgB D ` v³v-e vskvi g vp gwks cövmövg Av qvrb K i A_ eq i GmGgB dvd Ûk bi wdb vý A vû µwwu mvwf mm AbywefvM 4wU GmGgB D ` v³v-e vskvi g vp gwks cövmövg Av qvrb K i Q GB A_ eq ii cö_g g vp gwks cövmövgwu eªvþyevwoqv cv`ykv K v v ii D ` v³v `i A_ vq bi my hvm m wói j 30 b f ^i 2015 mvgevi eªvþyevwoqvq AbywôZ nq wøzxq cövmövgwu 16 Rvbyqvwi 2016 wsbvb` n AbywôZ nq dvd Ûk bi D ` v M I B vb e vsk wj.-gi mn hvwmzvq 29 g 2016 PÆMÖvg Gwkqvb Gm Avi nv U ji Kbdv iý iæ g ÔGmGgB D ` v³v-e vskvi g vp gwksõ GKwU cövmövg AbywôZ nq G A_ eq ii me kl (PZz_ ) g vp gwks cövmövgwu e ov Rjvi FYewÂZ D ` v³v `i A_ vq bi my hvm m wói j 01 Ryb, 2016 eyaevi ch Ub gv Uj, e ovq AbywôZ nq wdb vwýqvj wjuv iwm cövmövg di GmGgB e vskvm evsjv ` ki cöÿvc U ÿz`ª I gvsvwi wk ív ` v³v `i Rb Ab Zg cöwzeükzv n jv mnr k Z FYcÖvwß ` k Kg iz e vsk jv n Z wewb qvm hvm A_ _vkvi cii GmGgB Lv Z e vskvi `i Abxnvi Kvi Y GB köwyi D ` v³viv Kvw ÿz cwigv Y FY cvq bv KviY AwaKvsk e vskvi g b K ib, GmGgB FY Kg jvfrbk I AwaK SzuwKc~Y GmGgB FY weziy e w Z Ab Zg Av ikwu cöwzeükzv n jv GmGgB FY m úwk Z evsjv `k mikvi I evsjv `k e vs Ki wewfbœ bxwzgvjv, mvk yjvi, c«kvkbv, Kg m~wp, FY Aby gv`b I Av`vq m úwk Z KŠkj BZ vw` wel q e vskvi `i Am PZbZv XvKvi evb ii e vskvi `i g a Gme mgm v cöku ZvB GmGgB FY weziy e w Z e vskvi `i Gme bwzevpk aviyv I Am PZbZv `~i Kivi Rb dvd Ûkb dvbb vwýqvj wjuv iwm cøvm cövmövg di GmGgB e vskvm cövmöv gi Av qvrb Ki Z cv i G Z GmGgB Lv Z FY myweav e w K í mikvi, evsjv `k e vsk, GmGgB dvd Ûkb I vbxq cökvm bi M nxz D ` vm m ú K e vskvimy AewnZ n Z cvi eb d j GmGgB FY weziy e w cv e GmGgB Lv Z FY myweav e w K í mikvi, evsjv `k e vsk I GmGgB dvd Ûkbmn Ab vb cöwzôv bi M nxz D ` vm m ú K e vskvi `i AewnZ Kivi j dvd Ûkb evsjv `k e vs Ki mn hvwmzvq 11 A ±vei 2015 evsjv `k e vsk ewikvj Awd m; 18 A ±vei, 2015 evsjv `k e vs Ki Lyjbv Awd m; 9 b f ^i 2016 evsjv `k e vs Ki wm ju Awd m; 18 Rvbyqvwi 2016 evsjv `k e vs Ki iscyi Kvh vj q ÔdvBb vwýqvj wjuv iwm cövmövg di GmGgB e vskvm Õ w`be vcx G Kg kvjv Av qvrb K i gvbem ú` Dbœqb GmGgB D ` v³v `i ` Zv e w Ges bzzb D ` v³v m wói j wewfbœ ai bi cöwk Y Kg m~wp cwipvjbv dvd Ûk bi Ab Zg cöavb Kvh µg dvd Ûkb cöwz eqi wewfbœ UªWewWR/ P ^vi/a v mvwm qkb Ges dvd Ûkb-Gi wewfbœ Abywefv Mi mv _ Av jvpbvc~e K Zv `i Pvwn`vi mv _ mgwš^z evrmwik cöwkÿy K v jûvi ˆZwi Ges cöwk Y Kg m~wp ev Íevqb K i A_ eq i ` ki wewfbœ v b dzuiq vi wwrvbb A vû W fjc g U, ÿz`ª Mv g Um D ` v³v `i `ÿzv Dbœqb, e emv e e vcbv, IqvwK s DB_ d vkb wwrvbb, wegmwuavb mvwu wd Kkb di GmGgBÕm, D ` v³v Dbœqb I e emv e e vcbv (BwWweGg), dv dzw cö ZKiY, msiÿy I wecyb, eûgylx cvurvz cy Drcv`b I wecyb, wedwuwd Kkb A vû cvj vi e e vcbv, e emv cwikíbv ˆZwi, wewfbœ ai bi n Íwkí ˆZwi, AvwU wdwkqvj Ry qjvwi, d vkb wwrvbb I cvkvk ˆZwi, PvgovRvZ cy ˆZwi, wewfbœ ai Yi euvkrvz cy ˆZwi, e vs Kej cöv R± cö cvrvj ˆZwi, wer bm A vkvdw Us di GmGgBm, bzzb e emv m wó, K wîg dzj ˆZwi Ges b vpvivj ( fwr Uej) Wvwqsmn wewfbœ wel q GmGgB dvd Ûkb cöwkÿy cö`vb K i Q A_ eq i D³ cöwk Ymg~ n `k _ K me gvu AvbygvwbK 3,028Rb bvix I cyiæl D ` v³v `i cöwk Y cö`vb Kiv n q Q 409Rb cyiæl Ges 2,219Rb bvix cöwkÿyv_x i q Qb cöwk Ymg~n KvjynvwU, ˆmq`cyi, MvcvjMÄ, PvucvBbeveMÄ, XvKv, gqgbwmsn, wk kvimä, bvivqbmä, Uv½vBj, ivrevwo, dwi`cyi, Kzwgjøv, dbx ivrkvnx, cvebv, w`bvrcyi, iscyi, VvKziMvuI, KzwoMÖvg, Lyjbv, ewikvj, gv`vixcyi, wm ju, Kzwóqv, h kvi, wsbvb`n, bimvu, g nicyi, iv½vgvwumn ` ki wewfbœ v b Av qvrb Kiv n q Q A_ eq ii GBPAviwW DBs KZ K ev ÍevwqZ cöwkÿy jvi ZvwjKv wb œ D jøl Kiv nj: µ. cöwkÿ Yi bvg cöwkÿ Yi vb cöwkÿ Yi msl v dv dzw ˆZix, cö ZKiY I wecyb XvKv, ivrkvnx I Kzwóqv 4 wewfbœ ai Yi n Íwkí Zwi Uv½vCj, XvKv 2 wedwuwd Kkb A vû cvj vi e e vcbv XvKv (4), wk kvimä, ewikvj, bimvu 7 K wîg dzj Zwi XvKv 1 1. b vpvivj ( fwr Uej) WvB welqk cöwkÿy XvKv 1 XvKv (2), ivrevwo, eøk-evwuk welqk cöwkÿy bvivqymä, dwi`cyi I 6 wsbvb`n eûgylx cvurvz cy Drcv`b I wecyb welqk cöwkÿy XvKv (2), ewikvj 3 PvgovRvZ `ªe cö ZKiY welqk cöwkÿy XvKv 1 bzzb e emv ˆZix XvKv (3), h kvi I e ov 5 e emv e e vcbv XvKv I Kzwgjøv 2 2. ewmk GKvDw Us di GmGgBR XvKv 1 e vs Kej cö R± cö cvrvj ˆZwi XvKv 1 D ` v³v Dbœqb I e emv e e vcbv iv½vgvwu 1 3. wegmwuavb mvwu wd Kkb di GmGgBÕm XvKv (2), wsbvb`n, w`bvrcyi 4 evwl K cöwz e`b

34 µwgk cöwkÿ Yi bvg cöwkÿ Yi vb cöwkÿ Yi msl v 4. IqvwK s DB_ d vkb wwrvbb XvKv 5 D ` v³v Dbœqb I e emv e e vcbv ei bv, e ov, g nicyi, KzwoMÖvg, wsbvb`vn 5 dv dzw cö ZKiY I wecyb cvebv, Uv½vCj, XvKv 3 5. wedwuwd Kkb A vû cvj vi e e vcbv Lyjbv, wk kvimä, XvKv 3 Drcv`bkxjZv I wecyb e e vcbv dwi`cyi, dbx 2 wecyb I e emv e e vcbv iv½vgvwu 1 wecyb I weµq e e vcbv gv`vixcyi 1 eykwkwcs A vû Awdm e e vcbv XvKv 1 wedwuwd Kkb A vû cvj vi e e vcbv VvKziMvuI, gqgbwmsn, cvebv, MvcvjMÄ 4 6. d vkb wwrvbb Lyjbv, ivrkvnx, cvebv 3 D ` v³v Dbœqb I e emv e e vcbv bxjdvgvix 1 wewfbœ ai bi n Íwkí ˆZwi RqcyinvU 1 wedwuwd Kkb GÛ cvj vi e e vcbv e ov, iscyi 2 7. dv dzw ˆZwi I wecyb bvui 1 bzzb e emv ˆZwi jvjgwbinvu 1 e emv e e vcbv XvKv 1 8. ewmk GKvDw Us di GmGgBÕR XvKv 1 UBjwis welqk cöwkÿy XvKv 1 bkwkkvu_v Rvgvjcyi, PuvcvBbeveMÄ 2 XvKv, nwemvä, wedwuwd Kkb GÛ cvj vi e e vcbv 3 gqgbwmsn 9. eøk-evwuk welqk cöwkÿy RqcyinvU 1 cve Z A ji HwZn evnx n Íwkí ˆZwi ev `vievb 1 eûgylx cvurvz cy Drcv`b I wecyb iscyi 1 AvDU mvwm s XvKv wedwuwd Kkb GÛ cvj vi e e vcbv wm ju, ivrkvnx, mybvgmä eûgylx cvurvz cy Drcv`b I wecyb XvKv 1 `ÿzv Dbœqb welqk cöwkÿy (Kvi c Uªx) XvKv 1 `ÿzv Dbœqb welqk cöwkÿy (DW IqvK m) XvKv 1 `ÿzv Dbœqb welqk cöwkÿy 12. (Avc nvwjw ª) XvKv 1 `ÿzv Dbœqb welqk cöwkÿy (j vkvi cwjk) XvKv 1 U v -f vu welqk cöwkÿy XvKv weµq e e vcbv welqk cöwkÿy XvKv e emv e e vcbv wm ju wedwuwd Kkb GÛ cvj vi e e vcbv w`bvrcyi 1 K vcvwmwu W fjc g U Ae dzuiq vi 16. K v vi KvjynvwU 1 wem bm A vkvdw Us di GmGgBm ˆmq`cyi (2), KvjynvwU gv K U wj ¼R cövmövg XvKv 1 d vkb wwrvbb welqk cö`k bx Abyôv bi D Øvab Ki Qb MYcÖRvZš x evsjv `k mikv ii gvbbxq wkí gš x Rbve Avwgi nv mb Avgy, Ggwc wedwu cvj vi welqk cöwk Y Kg m~wp ÔweR bm A vkvdw UsÕ cöwkÿ Yi mgvcbx Abyôv b mb`cî weziy K ib RvZxq msm `i gvbbxq WcywU úxkvi Rbve gvt dr j iveÿx wgqv Gg.wc. bzyb e emv m wó welqk cöwkÿy Kg m~wp wecyb e e vcbv welqk cöwkÿy Kg m~wp 32 evwl K cöwz e`b

35 Z_ I hvmv hvm cöhyw³ GmGgB A v mvwm qkbmg~n K A Uv gkb Z_ I cöhyw³ Z `ÿ Kivi j ÿ dvd Ûkb KvR hvi avivevwnkzvq GmGgB dvd Ûkb wewfbœ A v mvwm qk bi I qemvbu Dbœqb K i GQvovI A v mvwm qkbmg~ ni `vßwik KvR-Kg K A Uv gk bi gva g Kw úduvivbr K i _v K D³ A Uv gk bi gva g A v mvwm qkbmg~n mn RB ^xq m`m M Yi mkj Z_ vewj msiÿy, we køly, fvuvi ZvwjKv ˆZwi, m`m e w i hvezxq wd msµvší KvR K i mv j A Uv gkb G v mvwm qkb jvi g a D jøl hvm n Q evsjv `k Ad cøvw K BwÄwbqvwis A vû UK bvjwr (we cu), ˆmq`cyi Mv g Um A v mvwm qkvb, evsjv `k d viqvi mvmvbwu GmGgB G mvwm qkbmg~ ni Rb ˆZixK Z I qemvbu GmGgB c Y i B-gv K wus m úwk Z cöwkÿy ez gvb we k i Z_ cöhyw³i DrK l i hy M e emv-evwy R Z_ I hvmv hvm cöhyw³i e envi GLb mg qi `vwe Z_ I hvmv hvm cöhyw³ e env ii gva g e emv qi wnmve m úv`b I msiÿy QvovI Drcv`b e e vcbv, evrvirvzkiy I wecybmn mkj ÿ Î Drcv`bkxjZv Ges `ÿzv wbwðz K i GmGgB dvd Ûkb ÿỳ ª I gvsvwi wk íi D ` v³v `i B-gv K wus-g mÿgzv AR b K qk eqi hvez KvR Ki Q GmGgB D ` v³v `i Rb AvBwmwU msµvší cöwkÿy avivevwnkzvq dvd Ûkb XvKvmn wefvmxq ch v q GmGgB D ` v³v `i Rb B-gv K wus m ú wkz cöwkÿy Kvh µg cwipvjbv Ki Q ez gvb A_ eq i GmGgB dvd Ûkb 250Rb cöwkÿyv_ x K B-gv K wus m úwk Z cöwkÿy cö`v bi jÿ gvîvq KvR K i hv Q B-gv K wus m ú wkz cöwkÿy Kvh µ g AskMÖnb Kivi ci D ` v³viv ez gv b mn RB Ges `ªæZZvi mv _ wek e vcx GmGgB c Y i cöpvi I cömvi Ki Q cöwkÿy m úwk Z we ÍvwiZ Z _ GmGgB dvd Ûk bi I qe cvuv j ( G cviqv hv e ÿz`ª I gvsvwi wkí D ` v³vm Yi Rb B-Kgvm I qemvbu A_ bwzk Dbœq b ÿz`ª I gvsvwi wkí iæz c~y f~wgkv cvjb K i ` ki ÿz`ª I gvsvwi wkímg~n Drcvw`Z gvbm úbœ cy wecy b wewfbœ mgm vi m ylxb n Q B-Kg vm myweav e envic~e K ÿz`ª I gvsvwi wkímg~n mn RB wek e vcx cy i wecyb Ki Z cv i ez gvb wek A_ bxwz Z B-Kgvm µgea gvb e emvwqk KŠkj Ges A_ bwzk Dbœq bi Rb GKwU kw³kvjx gva g c Y i KvuPvgvj msmön n Z ïiæ K i evrvirvzkiy ch ší mkj Kvh vejx B-Kgvm myweav e envic~e K wbfz jfv e m úbœ Kiv m e evsjv ` k ÿz`ª I gvsvwi wkí D ` v³ `i B-Kg v m DØy zkiy Ges wek e vcx evrvi m wói j ÿ GmGgB dvd Ûkb ÿz`ª I gvsvwi wkí D ` v³ `i B-Kg vm I qemvbu K i Q D³ B-Kgvm I qe mvb Ui gva g ÿz`ª I gvsvwi wkí D ` v³iv mn RB B-Kg vm welqk hvezxq Kvh vewj mn RB m úbœ Ki Z cvi e A_ eq i GmGgB dvd Ûkb 37wU GmGgB D ` v³vi B-Kg vm I qemvbu Dbœ&qb m úbœ K i Q GmGgB D ` v³v `i Rb ˆZwiK Z B-Kgvm I qemvbu ÔgvB µv, ỳ «I gvsvwi wkí Dbœq b B-Kgv m i iæz Õ mwgbvi ` ki gvb µv, ÿz`ª I gvsvwi wk íi D ` v³v `i AbjvBb B-Kg v mi mv _ cwiwpz I e env i DØy Ki bi D Ï k GmGgB dvd Ûkb ÔgvB µv, ÿz`ª I gvsvwi wkí Dbœq b B-Kg v mi iæz Õ mwgbvi Av qvrb K i G mwgbv i gvb µv, ỳ «I gvsvwi wk íi cwiwpwz, evsjv ` ki A_ bxwzi cö vc U gvb µv, ỳ ª I gvsvwi wk íi f~wgkv Ges gvb µv, ỳ ª I gvsvwi wk íi Dbœq b AvBwmwU we kl K i B-Kg v mi iæz Zy j Dc vcb Kiv evwl K cöwz e`b

36 cwjwm A vw fv mwm z`ª I gvsvwi wk íi wekv ki j wewfbœ cökvmwbk, AvBwb Ges KvwiMwi cöwzeükzv `~ixki Yi Rb cö qvrbxq mnvqzv cö`vb Kiv GmGgB dvd Ûk bi cwjwm A vw fv Kwm DBs-Gi g~j j D³ j AR bi Rb A_ eq i cwjwm A vw fv Kwm DBs wb gœv³ c` cmg~n MÖnY K i Q: GmGgB-evÜe ev RU cö Ívebv ˆZwi dvd Ûk bi avivevwnk A vw fv Kwm evsjv ` k GmGgB LvZ K iæz cö`v bi ÿ Î AMÖYx f~wgkv cvjb K i A_ eq ii ev R UI GmGgB LvZ K mn ªvã Dbœqb jÿ gvîv AR bi Rb mikv ii cwikíbvi GKwU D jøl hvm gva g wn m e D jøl Kiv n q Q GmGgB-evÜe Ki bxwzgvjv cöyq bi j ÿ RvZxq ev RU G AšÍf zw³i Rb cöwz eqi wewfbœ GmGgB A v mvwm qkb, AskxRb, Ges M elk `i wbku _ K cö Íve msmön Ges cövß cö Ívebvmg~n ch v jvpbv ší ivr ^ ev W i wbku Dc vc bi Rb mywbw` ó mycvwikgvjv ˆZwi K i ciez x mg q hšw³kxkiy Kg kvjvq wewfbœ GmGgB mswk ó A v mvwm qkb Ges AskxR bi mv _ gzwewbg qi gva g cö ZK Z mycvwikgvjv P ovší Kiv nq P ovší mycvwikgvjv RvZxq ivr ^ ev W i cövk ev RU mfvq Dc vcb Kiv nq, Ges evsjv `k U vwid Kwgkb, A_ gš Yvjq, evwyr gš Yvjq, I wkí gš Yvj q cöiy Kiv nq GmGgB dvd Ûkb AvMvgx A_ eq ii RvZxq ev R U GmGgB Lv Zi Dbœq b U v, f vu, U vwid, Avw_ K cö Yv`bv BZ vw`i wel q 39wU mywbw` ó cö Ívebvmg mycvwikgvjv RvZxq ivr ^ ev W Dc vcb K i Q Dc vwcz 39wU cö Ívebvi g a 11wU cö Ívebv RvZxq ivr ^ evw A_ eq ii RvZxq ev R U AvswkK/m c~y iƒ c MÖnY K i A_ eq ii RvZxq ev R U GmGgB dvd Ûkb cöyxz cö Ívebvmg~ ni cöwzdjb wb œ Dc vcb Kiv n jv: µ. GmGgB dvd Ûk bi cö Íve 1. (3) d v±wi Kgcøv qý BKzBc g U mi ïé n«vm , , , , , , , , , , Ges KvWfz³ AwMœ-wbivcËvq e eüz dvqvi cv ú, dvqvi nvb MÖW wm g cöf wz AwMœ wbe vc Yi miävgvw`i Dci Avg`vwb ïé me wbgœ ch v q wba viy Kiv nvk A_ eq i we` gvb Ae v Avg`vwb ch v q Av ivwcz ïé-ki welqk cö Ívemg~n d v±wi Kgcøv qý BKzBc g U mi Dci Z_v AwMœ wbe vcy miävgvw`i Dci 1% - 25% ch ší Avg`vwb ïé cö hvr A_ eq ii RvZxq ev R Ui cö Íve KvWfz³ c Y ïé iqvz cö`vb Kiv n q Q (ev RU e³ Zv , c ôv-106) µg. GmGgB dvd Ûk bi cö Íve A_ eq i we` gvb Ae v Avg`vwb ch v q Av ivwcz ïé-ki welqk cö Ívemg~n 2. (9) Organic Composite 10% Avg`vwb solvents and Thinners -Gi ïé cö hvr ïé n«vm (GBP Gm KvW: ) ïénvi Kwg q 3% Kiv nvk 3. (12) Urea Moulding Compound, Urea resins thiourea resins (GBP Gm KvWt ) Avg`vwb ïé 25% _ K Kwg q 10% wba viy Kiv nvk 4. (13) Ljbv ˆZwi Z e eüz wewfbœ ga ezx KvPvugv ji Avg`vwb ïé m ú K cö Íve (K) , fz³ Sound Signaling equipment, Parts, (L) fz³ Other with selfcontained electric or non electric-motor, (M) , fz³ LED Light Parts, (N) fz³ Electronic Circuits, (O) fz³ Remote control, (P) fz³ Parts & Accessories of Speakers, (Q) fz³ Sticker paper (non printed) Other, Ges (R) fz³ Gear Box -Gi Dci h_vµ g 5%, 5%, 0%,0%, 5%, 0%, 10% I 5% nv i ïé Av ivc Kiv nvk A_ eq ii RvZxq ev R Ui cö Íve KvWfz³ c Y i Avg`vwb ïé e w K i 15% Kiv n q Q (ev RU e³ Zv , c ôv-112) 25% nv i ïé cö hvr wkš KvWfz³ c Y i BDwiqv iwrb Avg`vwb ïé nªvm c~e K Drcv` bi wewfbœ K i 15% Kiv KvuPvgv ji Dci n q Q 5% Avg`vwb ïé (ev RU e³ Zv cö hvr 17, c ôv-109) h_vµ g (K) 10% (L) 10% (M) 0% I 10% (N) 1% (O) 25% (P) 1% (Q) 25% I (R) 10% ïé cö hvr mviwy 3(M)- Z K wl hš cvwz ˆZwi Z e envh DcKiY wn m e KvWfz³ Gear boxes and parts thereof c Y ïé iqvz cö`vb Kiv n q Q (ev RU e³ Zv , c.-106) RvZxq mßg câevwl K cwikíbv ( ) K AwaKZi GmGgB-evÜe Kivi j c` c MÖnY MYcÖRvZš x evsjv `k mikv ii cwikíbv Kwgkb A_ eq i RvZxq mßg câevwl K cwikíbv ( ) cöyq bi c` c MÖnY K i, hvi Av jv K AvMvgx cvup eq i evsjv `k mikvi KZ K M nxze Dbœqbg~jK Kvh µgmg~n cwipvwjz n e ` ki z`ª I gvsvwi wkílv Zi mvwe K Dbœq b cwikíbvwui iæz we epbvc~e K Lmov mßg câevwl K cwikíbv ch v jvpbv Kiv n q Q, Ges cöyxze cwikíbvwu K AwaKZi GmGgB-evÜe Kivi j wkqz hyw³hy³ Ges ev Íevqb hvm mycvwikgvjv MYcÖRvZš x evsjv `k mikv ii cwikíbv Kwgkb eivei cöiy Kiv n q Q 34 evwl K cöwz e`b

37 Regional Trade Development in Textile and Garments in SAARC Countries: Opportunities and Challenges AvšÍR vwzk mwgbvi Av qvrb mvk A ji ˆZwi cvlvk-gi f vjy PB bi DbœqbK í mvk UªW cö gvkb buiqvk (SAARC TPN)-Gi D ` v M fvi Zi Federation of Indian Micro and Small & Medium Enterprises (FISME)-Gi mv _ GmGgB dvd Ûkb Promotion of Regional Value Chain in SAARC Region (Textile and Garments Sub sector) vww cwipvjbv Ki Q D³ Kvh µ gi Ask wn m e fviz I köxjskvi Mv g Um wk íi mv _ m ú ³ 21 (GKzk) m` m i GKwU cöwzwbwa`j g 2016 mg q evsjv `k mdi K i mdikv j Ab vb Kg m~wpi cvkvcvwk 24 g 2016 ZvwiL iweevi dvd Ûkb Kvh vj q Regional Trade Development in Textile and Garments in SAARC Countries: Opportunities and Challenges GKwU mwgbvi Ges mwgbvi ciez x weuzwe (B2B) mfv Av qvrb Kiv nq D³ mwgbv i GKRb fvizxq we klá Regional Trade Development in Textile and Garments in SAARC Countries: Opportunities and Challenges Gi Dci g~j cöeü Dc vcb K ib mwgbv i ewy Z cöwzwbwa`jmn evsjv ` ki Mv g Um Ges U UvBj wk íi mv _ m ú ³ cöwzwbwaem Dcw Z wq jb M elyv GmGgB Z_ fvðvi ˆZwi evsjv ` ki AwaKvsk wkí cöwzôvb gvb µv, z`ª I gvsvwi wk íi AšÍf z³ n ji GLb ch ší ` k gvb µv I GmGgBi Kv bv cwic~y Z_ fvðvi cö Z Kiv m e nqwb A_P GB Lv Zi mywbw` ó Dbœqb I wekv ki j cö qvrbxq bxwz wba viy, cwikíbv cöyqb, Dbœqb KŠkj MÖnY Ges Ab vb Kg m~wp ev Íevq bi Rb gvb µv Ges GmGgBi GKwU mgwš^z Z_ fvðvi cö Z Kiv AZ vek K I mg qi `vwe GiB cöw Z GmGgB dvd Ûkb evsjv `k cwimsl vb eÿ iv KZ K cwipvwjz A_ bwzk ïgvwi 2013 Gi Z_ -DcvË e envic~e K GKwU GmGgB Z_ fvðvi ˆZwii D ` vm MÖnY K i Q GmGgB Z_ fvûvi cöwzôvi j ÿ evsjv `k cwimsl vb eÿ ivi mv _ dvd Ûk bi mg SvZv vik ^vÿi Regional Trade Development in Textile and Garments in SAARC Countries: Opportunities and Challenges AvšÍR vwzk mwgbvi RvZxq wkíbxwz-2016 cöyq b mnvqzv cö`vb ez gvb RvZxq wkíbxwz K cwiez b, cwiea b Ges cwigvr bi gva g hy Mvc hvmx Kivi j evsjv `k mikvi RvZxq wkíbxwz-2016 cöyq bi D ` vm MÖnY K i Q D³ bxwzgvjv K AwaKZi GmGgB-evÜe Kivi j GmGgB dvd Ûkb wbijmfv e KvR Ki Q GmGgB Dbœqb Kvh µg ev Íevq b dvd Ûk bi AwfÁZv Ges we` gvb RvZxq wkíbxwz-2010 we k l Yi Av jv K dvd Ûkb G wel q GKwU we ÍvwiZ mycvwikgvjv cö ÍzZ K i Q, hv bzzb RvZxq wkíbxwz-2016 cöyqb mnvqzv KwgwUi gva g Dc vcb Kiv n q Q GQvovI wkí gš Yvj q mivmwifv e Ges wewfbœ AvšÍtgš Yvjq mfvq AskMÖn Yi gva g D³ mycvwikmg~n I dvd Ûk bi wewfbœ gzvgz AvbyôvwbKfv e DÌvcb Kiv n q Q D jøl h, GmGgB Z_ fvðvi cöwzôvi j GmGgB dvd Ûkb I evsjv `k cwimsl vb eÿ ivi g a GKwU mg SvZv vik ^vÿwiz n q Q GmGgB dvd Ûk bi e e vcbv cwipvjk gvt mwdkzj Bmjvg Ges evsjv `k cwimsl vb eÿ ivi gnvcwipvjk gvnv ` Ave`yj Iqv R` Dfq cöwzôv bi c mg SvZv vik ^v i K ib G mgq wkí gš Yvj qi AwZwi³ mwpe Rbve my ly P `ª `vm, XvKv wek we` vjq A_ bxwz wefv Mi Aa vck W. ggzvr DwÏb Avn g`, evsjv `k cö KŠkj wek we` vj qi Kwg- KŠkj wefv Mi Aa vck W. BRvR nv mb Ges Dfq cöwzôv bi DaŸ Zb Kg KZ viv mg SvZv vik ^v i Abyôv b Dcw Z wq jb B Uvib vkbvj Rvb vj Ae GmGgB W fjc g U GmGgB Lv Zi Dbœqb Z ivwš^z Kivi j ÿ dvd Ûkb cöwzôvjmœ _ KB wewfbœgylx Kg m~wp ev Íevqb Ki Q hvi avivevwnkzvq dvd Ûkb International Journal of SME Development Rvb vj cökvk K i Q Rvb vjwu ckv`vwi AwfÁZv Ges M elyvi gva g AwR Z GmGgB mswkøó Z_ -DcvË mieivn, m e vcwi GmGgB wkílv Zi wekv k iæz c~y f~wgkv ivl e e j Avkv Kiv hvq B Zvg a Rvb vjwui cö_g msl v cökvwkz n q Q Ges wøzxq I Z Zxq msl v cökv ki Kvh µg Pjgvb i q Q evwl K cöwz e`b

38 `Promotion of Regional Value Chains of Textiles & Garments within SAARC Countries mvk UªW cöv gvkb buiqvk (SAARC TPN) Gi D ` v M `Promotion of Regional Value Chains (Textiles & Garments) Kvh µg cwipvjbvi Rb Federation of Indian Micro and Small & Medium Enterprises (FISME) Gi mv _ GmGgB dvd Ûk bi ^vÿwiz Pzw³i Av jv K evsjv `k As ki Kvh µg m cbœ n q Q Av jvp Kvh µ gi Ask wn m e Kg kvjv, gvv ch v qi Rwic Ges K nvìvi `i mv _ gzwewbgq Kvh µg cwipvjbv Kiv nq Kvh µgwui cöavb D Ïk n jv fviz I cvwk Ívb _ K evsjv ` k Mv g Um wk íi Rb myzv Avg`vwb Ges evsjv `k _ K bcvj I Ab vb mvk fz³ ` k ˆZwi cvkvk ißvwbi f vjy PBb AwaKZi Rvi`vi Kivi gva g AvÂwjK evwyr e w i j cö qvrbxq c` cmg~n wpwýzkiy Ges U UvBj Lv Zi z`ª I gvsvwi D ` v³vmy Kx Kx Dcv q Zv `i Kg ` Zv, Dchy³Zv, cöwzøw ØZv, avivevwnkzv, Ges AvBbvbyM cöwzcvjb e e v K AwaKZi DbœZ Ki Z cv ib, Zv Ly R ei Kiv Ges Zv `i m gzv e w Kiv cöhyw³ Dbœqb GmGgBÕ Z R vjvbx mvköqx gwkbvwi e envi PKevRvi cøvw K KviLvbvq we`ÿ r mvköqx hš cvwzi e envwik Dc hvwmzv cixÿy cøvw K wkí cöwzôvbmg~ n R vjvwb mvköq Z_v Drcv`b e q n«v mi j evsjv `k cøvw K `ªe cö ÍyZKviK I ißvwbkvik A v mvwm qkb (wewcwrggbg) Ges evsjv `k wkí KvwiMwi mnvqzv K `ª (weuvk)-gi mn hvwmzvq XvKvi PKevRvi cøvw K K v v i gvu 13wU GmGgB wkí KviLvbv n Z KvVv gve d g Z_ msmönc~e K mswkøó we kl Ái civgk MÖnY Kiv nq Z_ mg~n we kølyc~e K D³ K v v i we` yr e env ii ez gvb Ae v, we` yr mvkö qi m ve my hvm Ges we` yr mvköqx hš cvwz wpwýz Kiv nq ciez x Kv j wpwýz G mkj hš cvwz cix vg~jkfv e KviLvbvq e env ii gva g kzkiv 40 fvm we` yr mvkö qi welqwu wbwðz Kiv nq Kg m~wpi djvdj D³ K v v ii D ` v³v `i gv S cöpv ii D Ï k Ôcøvw K cy Drcv` b R vjvwb mvköq m vebvõ Kg kvjv 15 Ryb XvKvi PKevRvi wewcwrggbg kvlv Awdm mfvk Av qvrb Kiv nq PKevRvi cøvw K K v v ii 40Rb D ` v³vi Dcw wz Z D³ Abyôv b mfvcwzz K ib Rbve K. Gg. BKevj nv mb, fvbm- cöwm W U, wewcwrggbg Ges cöavb AwZw_ wn m e Dcw Z wq jb Rbve nviæb-d¾-rvgvb f~ubqv, hym mwpe, evwyr gš Yvjq AvMi cöwµqvrvzkiy cöhyw³ AvaywbKvqb I AvMi wk íi Dbœqb kzvãx cövpxb AvMi-AvZi LvZ m úªwz wkí wn m e ^xk wzi gva g D¾ j m vebvi Øvi D b vpb K i Q HwZn evnx GB wk íi myl vwzi `iæb ga cövp mn DbœZ we k AvMi-AvZ ii Pvwn`v µgvmz nv i e w cv Q ez gv b D jøl hvm cwigv Y g~j ms hvrb ev cöwµqvrvzkiy ißvwb n ji `kxqfv e D vwez cöhyw³ we k i `ªæZ cwiez bkxj AvaywbK I DbœZ cöhyw³i mv _ Zvj wgwj q ` fv e YMZ gv bi cy Drcv` b m g bq ` ki ißvwb Av q Ab vb wkí Lv Zi b vq AvMi-AvZi wkíi hymvšíkvix Ae`vb ivl Z m g G iæz Abyavebc~e K GmGgB dvd Ûkb gšjfxevrvi Rjvi eo jlv Dc Rjv myrvbmi BDwbq bi AvMi-AvZi K v vi m irwgb cwi`k b K i AvMi-AvMi Zj cö ÍyZKi Y e eüz KvuPvgvj I hš cvwz, cöpwjz Drcv`b c wz, c Y i msi Y Ges evrvirvzkiy m ú K ev Íe aviyv jvf K i cöpwjz Drcv`b c wzi AvaywbKvqb I bzyb AvaywbK Drcv`b c wz AvËxKi Yi Ici we kl iæz v ivcc~e K ` ki me e nr AvMi-AvZi K v vi gšjfxevrvi myrvbmi BDwbq bi 30Rb D ` v³vi mv _ 02Ryb 2016 ww mwg bkb cövmövg Av qvrb Kiv nq GQvovI PÆMÖvg evsjv `k eb M elyv BÝwUwUD U Kg iz ˆeÁvwbK Kg KZ v `i mv _ Av jvpbv Ges `kxq I AvšÍR vwzk M elyv cöeü n Z cövß ZË I Z _ i wfwë Z ÔAvMi cöwµqvrvzkiy cöhyw³ AvaywbKvqb I AvMi wk íi Dbœqb m vebvõ GKwU cöeü (ccyjvi AvwU Kj) 20 GwcÖj 2016 G XvKv wmiwvc wgjbvqz b evsjv `k eb M elyv BÝwUwUDU (wegdaviavb), PÆMÖvg KZ K Av qvwrz Ôevsjv ` k AvMi Pvl I AvMi wk íi DbœqbÕ Kg kvjvq Dc vcb Kiv nq GmGgBÕ `i Drcv`bkxjZv e w Z e cö vkwummg~ ni Abykxjb ez gvb cöwz hvwmzvg~jk we k GmGgB wk íi UKmB Dbœq bi Rb 27 Ryb 2016 dvd Ûkb mfvk ÔGmGgBÕ Z wbivc` Lv` e e vcbv c wz, R vjvbx e e vcbv c wz Ges KvB Rb Abykxj b Drcv`bkxjZv e w Õ DØy KiY Kg kvjv I AvšÍR vwzk gvb mb` (ISO) weziyx Abyôv b AvšÍRvwZK wewfbœ gvbmb` AR b 34Rb GmGgBÕ K DØy Kiv nq GKB mv _ dvd Ûk bi mn hvwmzvq ISO 22000:2005 cövß K wl cöwµqvrvzkiy 4wU wkí cöwzôv K Ges Ô ekvwi wk í mwvk Drcv`b ixwz 36 evwl K cöwz e`b

39 I gvokrvzkiyõ cöwk Y AskMÖnYKvix D ` v³vmy K mb` weziy Kiv nq evsjv `k wbivc` Lv` KZ c i Pqvig vb Rbve gykzvk nvmvb gynt BdwZLvi Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb ekvwi wk í mwvk Drcv`b ixwz I gvokrvzkiy ekvwi c Y i YMZ gvb erv q gvokrvzkiy AZ ší iæz c~y welq wkš ` ki ÿz`ª I gvsvwi ekvwi cy cöwµqvkiy wk ív ` v³vmy cy gvokrvzki Y bvbv mgm vi m ylxb nb B Zvg a 10wU ekvwi wkí cöwzôv b cy gvokrvzkiyrwbz wbw` ó wkqz mgm v `~ixki Y KvwiMwi civgk cö`vb Kiv n q Q GQvov deªæqvwi 2016 GmGgB dvd Ûkb mfvk Ô ekvwi wk í mwvk Drcv`b ixwz I gvokrvzkiyõ 3 w`be vcx cöwk Y Kg m~wp AbywôZ nq cöwkÿ Y AskMÖnYKvix 15Rb ekvwi D ` v³v AvaywbK cöhyw³ e envic~e K ekvwi cy Drcv`b I gvokrvzkiy c wz wel q ev Íe AwfÁZv AR bi Rb ivbx dyw BÛvw «R, iv R `«cyi, MvRxcyi Ges Avkv dyw BÛvw «R, DËiv, XvKv cwi`k b K ib Lv` cöwµqvrvzkiy wkí cöwzôvb K AvšÍR vwzk gvb mb` AvBGmI 22000:2005 n ÍvšÍi K ib Rbve gykzvk nvmvb gynt BdwZLvi, Pqvig vb, evsjv `k wbivc` Lv` KZ cÿ GbvwR e e vcbv c wz welqk ckvmz `ÿzv Dbœqb cöwkÿy GmGgBmn ` ki h Kv bv wkí-kvilvbvq GbvwR /R vjvbx Z_v we`ÿ r, M vm, c U«vwjqvg Zj BZ vw`i e envi Awbevh hv GKwU cöwzôv bi PjwZ g~ja bi eo Ask enb K i GbvwR /R vjvbxi grỳ Amxg bq ZvQvov GKwU ` ki AMÖMwZi Ab Zg cöavb AšÍivq nj wkí Lv Z ch vß GbvwR /R vjvbx mieiv n AcÖZyjZv ` ki wkí Lv Zi cövq 92% hlv b GmGgB mlv b G LvZ KZ K e eüz GbvwR /R vjvbxi myôy e e vcbv AZ ší iæz c~y welq G Rb cövwzôvwbk I RvZxq ch v q mydj Avbq b GmGgBÕ `i GbvwR /R vjvbx e env i m PZb I GbvwR e e vcbv c wz m ú K ` K i Zvjvi D Ï k cöwk Y cö`vb Kiv nq b f ^i 2015 cöwk Y AskMÖnYKvix evsjv `k A v MÖv cö mwms A v mvwm qkb (evcv) I evsjv `k j`vi GÛ dyu I vqvi G mvwm qkb (GjGdGgBGwe) Gi 10Rb D ` v³v ` ki GbvwR e env ii ez gvb wpî, e e vcbv I AwWU c wz, wewfbœ cökv ii R vjvbx I Zv `i e envi, GbvwR Bwdwm qwý/ Kg ` Zv e w i mvaviy Dcvqmg~n m ú K mg K Ávb jvf K ib ekvix wk í mwvk Drcv`b ixwz I gvokrvzkiy cöwkÿy Kg m~wpi D Øvabx Abyôv b cöavb AwZw_ Rbve BKivgyj nk, gnvcwipvjk, wegmwuavb I cöwkÿyv_ xe ` KvjynvwU cv`ykv K v v i AvaywbK gwkb cwipvjbv I i Yv e Y cöwkÿy ivrkvnx KvjynvwU cv`ykv wkí K v vi Dbœq b GmGgB dvd Ûkb B Zvc~ e ` Zv Dbœqb welqk wewfbœ cöwk Y cö`vb K i Q avivevwnkzvq D³ K v v ii D ` v³vmy dvd Ûk bi mn hvmxzvq FY cövß n q 09wU AvaywbK cöhyw³ mg mjvb Ges KvwUs gwkb µq I vcb K ib AvaywbK G mkj gwk bi gva g `ÿzvi mv _ Drcv`b I iÿyv eÿy wel q Kg iz 15Rb Kg x K 6-9 g 2016 Pvi w`be vcx Ôcv`yKv cö ÍyZKiY gwkb cwipvjbv I i Yv e YÕ cöwk Y KviLvbvq cö`vb Kiv nq GbvwR e e vcbv c wz welqk ckvmz `ÿzv Dbœqb cöwkÿy Kg m~wp Z AskMÖnYKvix cöwkÿyv_ xe ` KvjynvwU cv`ykv K v v i AvaywbK gwkb cwipvjbv I i Yv e Y cöwkÿy evwl K cöwz e`b

40 GmGgBÕ Z ÔKvB RbÕ GmGgB wkí cöwzôvbmg~ ni Drcv`bkxjZv e w Kiv ` ki mvgwmök A_ bwzk Dbœq bi Rb Acwinvh bzzb cöhyw³ Z wewb qvm I e env ii gva g h Kvb wkí cöwzôvb Drcv`bkxjZv e w Ki Z cv i, Z e Zv gvb µv, ÿz`ª I gvsvwi AvKv ii wkí cöwzôvbmg~ ni Rb AZ ší e qeûj dvd Ûkb n Z A_ eq i Drcv`bkxjZv e w i j ÿ 5 wu GmGgB cöwzôvb wbev Pb Kiv nq wbe vwpz cöwzôvbmg~n n Z msmönk Z Z_ vewj we kølyc~e K cöwzwu cöwzôv bi Rb c _K c _K wbix v cöwz e`b cöyqb Kiv nq cöwz e` b jv Z KvB Rb ev Íevq bi Lmov Kg cwikíyv cö Íve Kiv nq, hv ^xq cöwzôv b KvB Rb ev Íevq b D ` v³v `i Kvh Ki w`k-wb ` kbv cö`vb Ki e XvKvi Kvgiv½xiPi Gd Gg cøvwók BÛv. wj. Gi Rb cöyxz wbix v cöwz e`bwu 21 gvp 2016 cöwzôvbwui mfvk Dc vcb Kiv nq mfvq cöavb AwZw_ wnmv e Dcw Z wq jb dvd Ûk bi e e vcbv cwipvjk Ges mfvcwzz K ib wewcwrggbgõi fvbm cöwm W U Rbve K Gg BKevj nvmvbb GmGgBÕ Z ÔKvB RbÕ kxl K Kg m~wp Z Drcv`bkxjZv I YMZgvb wbixÿv welqk cöwz e`b Dc vcb K v vi Dbœqb GmGgB K v vimg~ ni Dbœqb Pvwn`v wbiƒcy Kvh µg ZuZzwjqv vb µvwks K v v i Dbœqb Pvwn`v wbiƒcy Kvh µg `ke vcx wpwýz 177wU GmGgB K v v ii Dbœqb Kg cwikíbv ev Íevq bi j ÿ dvd Ûkb K v vimg~n cwi`k b, mswkøó AskxRb `i mv _ mvÿvrkvi Ges Av jvpbvc~e K K v vimg~ ni Dbœqb Pvwn`v wbiƒcy Kvh µg cwipvjbv Ki Q hvi avivevwnkzvq A_ eq i 30wU K v vi jv Dbœqb Pvwn`v wbiƒcy Kvh µg cwipvjbv Kiv nq K v vimg~n nj: XvKvq Aew Z B j±ªwb I B jkwuªk vj K v vi, j`vi K v vi, d vkb cöwv± K v vi, jvbu BwÄwbqvwis K v vi, cøvw K K v vi Ges wcwfwm cvbc K v vi; cvebvq jvbu BwÄwbqvwis, ivbm wgj I wbuiq vi K v vi; bxjdvgvix Z 3wU ivbm wgj K v vi; câm o Aew Z vb µvwks K v vi; VvKziMvuI-G ivbm wgj K v vi; gvwbkm Ä n vwûµvdum K v vi; Uv½vB j ivbm wgj I WvqvMbw K m Uvi K v vi; gqgbwms n WvqvMbw K m Uvi K v vi; kicy i 2wU ivbm wgj K v vi; wsbvb` n 2wU ivbm wgj Ges 1wU jvbu BwÄwbqvwis K v vi; mvzÿxivq MR e v ÛR K v vi; PuvcvBbeveM Ä n vwûµvdum I wbuiq vi K v vi; bv Uv i wgwó Ges j`vi K v vi Ges ivrkvnx Z jvbu BwÄwbqvwis I WvqvMbw K m Uvi K v vi K v vi Dbœqb Pvwn`v wbiƒcy Kvh µ gi AwfÁZvi Av jv K cöyxz cöwz e` b K v vi jvi ez gvb Ae v, fwel Z m vebv Ges K v vi Dbœq b KiYxq mycvwikgvjv mwbœ ewkz Kiv n q Q ˆmq`cyi ÿz`ª Mv g Um K v v i Stakeholder Mapping Kvh µg cwipvjbv K v vi Dbœqb Pvwn`v wbiƒc Yi cvkvcvwk dvd Ûkb mvgwmök K v vi Dbœqb Kvh µg cwipvjbvi Ask wn m e K v v ii KvuPvgvj msmön n Z Drcvw`Z c Y i evrvirvzkiy ch ší Ab vb mieivnkvix ev mevcö`vbkvix cöwzôvbmg~ ni ms køl chv jvpbv Riæwi G j ÿ GmGgB dvd Ûkb A_ eq i ˆmq`cyi ÿz`ª Mv g Um K v v i Ô K nvìvi g vwcsõ Kvh µg cwipvjbv Kivi gva g GB K v v ii mv _ Av iv 12 cökvi mieivnkvix ev mevcö`vbkvix cöwzôv bi mswkøózv Lyu R cvq GB g vwcs Kvq µ gi d j Kv bv cökvi Dbœqbg~jK Kvq µ gi d j mswkøô GB mkj e emv cöwzôv bi Ici cöfve we køl Y mnvqk f wgkv ivl e ˆmq`cyi ÿz`ª Mv g Um K v v i Strategic Trust Building Workshop cwipvjbv AvšÍR vwzk K v vi we klá gvwzqv Wvigvwkqv Gi ZË veav b GmGgB dvd Ûk bi Kg KZ v `i mÿgzv e w Ges cöz ÿ cöwkÿy cö`v bi j ÿ ˆmq`cyi ÿz`ª Mv g Um K v v i D ` v³v `i Rb Vision Building Workshop Av qvrb Kiv nq 2 w`be vcx IqvK k c GmGgB dvd Ûk bi 3Rb KgKZv GB K v v ii ÿz`ª Mv g Um D ` v³v Ges K v v ii mv _ mswkøó mieivnkvix ev mevcö`vbkvix cöwzôv bi 40Rb D ` v³v K cöwkÿy cö`vb K ib GB IqvK k ci gva g D ` v³vmy K v v ii cöe w Z ivwš^z Kivi Rb 3wU we kl ÿî wn m e KvixMwi cöwkÿy I wkÿv, wbivc` Kg cwi ek Ges gvbm Z 38 evwl K cöwz e`b

41 cb cö Z I Kgcøv qý- K wpwýz K i ciezx mg q wpwýz ÿîmg~ n K v v ii D ` v³v `i KiYxq wbav i b IqvwK s MÖæc ˆZwi Kiv nq ˆmq`cyi ÿz`ª Mv g Um K v v i Strategic trust building workshop The European Secretariat for Cluster Analysis (ESCA) KZ K mvwu wd KU cö`vb K v vi we klá gvwzqv Wvigvwkqv evsjv ` ki K v vimg~n m ú K aviyv jv fi j ÿ KvjynvwU my K v vi, nvrvwievm my K v vi Ges ˆmq`cyi Mv g Um K v vi cwi`k b K ib cwi`k b _ K cövß Z _ i Av jv K Ges K v vi jvi m vebv we epbvq nvrvwievm my K v vi Ges ˆmq`cyi Mv g Um K v vi K The European Secretariat for Cluster Analysis (ESCA) KZ K eªvä mvwu wd KU cö`vb Kiv nq Kv vimg~ ni Kvh µg MwZkxj Ges Dbœqb Z ivwš^z Kivi j ÿ gvwzqv Wvigvwkqv K v vimg~ n Strategic Trust Building Workshop Ges Cluster Management Organizations Workshop Kvh µg cwipvjbv K ib Ges evsjv `k DB gb Bb UK bvjwr (wewweødavbwu)-gi gva g wzb eqi ( A_ eqi) gqv ` Ôbvix AvBwmwU wd«-j vývi Ges D ` v³v Dbœqb Kg m~wpõ ev Íevqbvaxb GiB Ask wn m e A_ eq i 07wU cöwkÿk `i Rb cöwkÿy (wuiwu) Av qvr bi gva g 138Rb wwwruvj m Uvi bvix D ` v³v K gv vi UªBbvi Ges ` ki 16 Rjvq 32wU GKgvm gqvw` cöwkÿy Av qvr bi gva g 640Rb wwwruvj m Uvi bvix D ` v³v K MÖvwdK wwrvbb A_ev I qe wwrvbb wel q wd«-j vwýs cöwkÿy cö`vb Kiv nq gwnjv I wkï welqk gš Yvj qi gvbbxq cöwzgš x emg g ni Avd ivr PzgwK, Ggwc cöavb AwZw_ wn m e 13 ww m ^i 2015 dvd Ûk bi m j b K ÿ Kg m~wpi AvbyôvwbK D Øvab NvlYv K ib D Øvabx Abyôv b we kl AwZw_ wn m e Dcw Z wq jb gwnjv I wkï welqk gš Yvj qi mwpe bvwqgv emg, GbwWwm Abyôv b mfvcwzz K ib GmGgB dvd Ûk bi Pqvicvm b Rbve K Gg nvwee Djøvn Abyôv b Ab vb `i g a Dcw Z wq jb Kg m~wp cwipvjk I gwnjv I wkï welqk gš Yvj qi hym mwpe Rbve Wv. gvt Avwgbyj Bmjvg Ges evsjv `k DB gb Bb UK bvjrx (wewweødavbwu) Gi mfvcwz I dvd Ûk bi cwipvjk cl `i m vbxz m`m Rbve jybv mvgmy Ïvnv Kg m~wpi AvIZvq Av qvwrz wuiwumg~ ni mgvcbx Abyôvb 23 ww m ^i 2015 GmGgB dvd Ûk bi m jb K ÿ AbywôZ nq cöavbgš xi Kvh vj qi gnvcwipvjk (cökvmb) I GUzAvB cövmöv gi cökí cwipvjk Rbve Kwei web Av bvqvi D³ mgvcbx Abyôv b cöavb AwZw_ wn m e cöwkÿyv_ xm Yi g a mb`cî weziy K ib GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg D³ mgvcbx Abyôv b mfvcwzz K ib The European Secretariat for Cluster Analysis (ESCA) KZ K mvwu wd KU cö`vb bvix D ` v³v Dbœqb Ôbvix AvBwmwU wd«-j vývi Ges D ` v³v Dbœqb Kg m~wp'-gi cöwkÿy Kvh µ gi D Øvabx Abyôvb gwnjv I wkï welqk gš Yvj qi AvIZvq GmGgB dvd Ûkb, cöavbgš xi Kvh vj qi GK mm Uz Bbdi gkb (GUzAvB) cövmövg Ôbvix AvBwmwU d«x-j vývi Ges D ` v³v Dbœqb Kg m~wpõi D Øvabx Abyôv b Dcw Z AwZw_e ` RÛvi ms e`bkxjzv welqk Kg kvjv GmGgB dvd Ûk bi bvix D ` v³v Dbœqb DBs Ges evsjv `k e vs Ki mn hvwmzvq A_ eq i ewikvj, e ov, Lyjbv, gqgbwmsn Ges PÆMÖv g RÛvi ms e`bkxjzv welqk 05wU Kg kvjv Av qvrb Kiv nq Kg kvjvi g~j D Ïk wqj bvix D ` v³v I e vskvi `i g a GKwU mzzeüb ˆZwii gva g bvix D ` v³v `i Rb e emvwqk FYcÖvwßi c_ AwaKZi mymg Kiv Kg kvjv jv Z evsjv `k e vsk Kw `ªq Kvh vj qi GmGgB A vû úkvj cövmövg wefvm I mswkøó kvlv Kvh vj qi cöavb evwl K cöwz e`b

42 Kg KZ ve `, GmGgB dvd Ûk bi EaŸ Zb Kg KZ ve ` Dcw Z wq jb Kg kvjvmg~ n wewfbœ evwywr K e vs Ki cövq 150Rb Kg KZ v Ges cövq 250Rb bvix D ` v³v Dcw Z wq jb Kg kvjvq AskMÖn Yi gva g e vskvi Ges bvix D ` v³v `i g a GKwU bzzb Ges mšnv` c~y mzzeüb iwpz n q Q e j AskMÖnYKvixMY gzvgz e ³ K ib GB mzzeüb K Kvh Ki I kw³kvjx Kivi ÿ Î evsjv `k e vsk Ges GmGgB dvd Ûkb fwel ZI f wgkv cvj bi cöwzköæwz e ³ K ib ÔGmGgB bvix D ` v³v ww i±wiõ cökvk GmGgB Lv Z wb qvwrz bvix D ` v³v `i Z_ fvûvi ˆZwii Rb GmGgB dvd Ûkb bvix D ` v³v `i cöv_wgk Z_ msmön I mskjbc~e K ÔGmGgB bvix D ` v³v ww i±wiõ (SME Women Entrepreneurs Directory)-Gi 2q ms iy cökvk Ki Q wewfbœ cöwzôvb I A v mvwm qk bi mnvqzvq `k _ K cövq 7,000Rb bvix D ` v³vi e emvmswkøó gšwjk Z_ ww i±wiwu Z AšÍf y³ Kiv n q Q D jøl, GZ AwaK msl K bvix D ` v³vi Z_ m ^wjz ww i±wi evsjv ` k GUvB cö_g Rbve W. gvt Bnmvbyj Kwig Lyjbvi `ŠjZcy i AbywôZ cöwkÿy `ybwui mgvcbx I mb`cî weziy Abyôvb wemz 18 A ±vei 2015 AbywôZ nq GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg-Gi mfvcwz Z AbywôZ D³ Abyôv b cöavb AwZw_ wn m e Dcw Z wq jb Lyjbv wefv Mi AwZwi³ wefvmxq Kwgkbvi Rbve myevm P `ª mvnv Abyôv b we kl AwZw_ wn m e Dcw Z wq jb Lyjbv wmwu K c v ikb Gi 05 bs IqvW KvDwÝji Rbve Gm. Gg. ûgvq~b Kwei Ab vb `i g a AviI Dcw Z wq jb dvd Ûk bi gnve e vck Rbve Gm. Gg. kvnxb Av bvqvi, Dcgnve e vck Rbve dvirvbv Lvb Ges e e vck gynv ` gvmỳ yi ingvb ÔGmGgB c Y i gv bvbœqb I evrvirvzkiy: bvix D ` v³v cöwÿzõ mwgbvi Av qvrb GmGgB dvd Ûkb Av qvwrz ÔRvZxq GmGgB cy gjv-2016õ-gi Ask wn m e ` ki bvix D ` v³v `i Drcvw`Z c Y i gv bvbœqb Ges evrvirvzkiy wel q ch v jvpbvi j ÿ 06 GwcÖj 2016 e½eüz AvšÍR vwzk m jb K `ªi MÖxb wfd n j ÔGmGgB c Y i gv bvbœqb I evrvirvzkiy: bvix D ` v³v cöwÿzõ mwgbvi Av qvrb Kiv nq mwgbv i cöavb AwZw_ wn m e Rbve Avng` nv mb Lvub, m`m (fvicövß), wkí I kw³ wefvm, cwikíbv Kwgkb Ges we kl AwZw_ wn m e Rbve mwjgv Avn&gv`, mfvcwz, evsjv `k DB gb P ^vi Ad Kgvm A vû BÛvw ª (wewweødwmwmavb) Dcw Z wq jb GmGgB bvix D ` v³v ww i±wii gvok D vpb Abyôv b Dcw Z AwZw_e ` Ôbvix AvBwmwU wd«-j vývi Ges D ` v³v DbœqbÕ welqk cvbju Kg m~wp ev Íevqb wwwruvj evsjv `k Movi mydj Avbq bi j ÿ AvBwmwU wd«-j vývi wn m e bvixi Rb DcvR bi my hvm ˆZwii gva g RvZxq A_ bwzk Kg Kv Û bvixi m ú ³Zv e w i j ÿ GmGgB dvd Ûkb cöavbgš xi Kvh vj qi GK mm Uz Bbdi gkb (GUzAvB) cövmövg Ges evsjv `k DB gb Bb UK bvjrx (wewweødavbwu) Gi mn hvwmzvq Ôbvix AvBwmwU wd«-j vývi Ges D ` v³v Dbœqb cvbju Kg m~wpõ ev Íevqb K i Q Kg m~wpi AvIZvq gqgbwmsn Rjvi fvjykv Dc Rjvq 02wU Ges Lyjbv wmwu K c v ik bi `ŠjZcyi GjvKvq 02wU mn gvu 04wU cöwkÿy Av qvr bi gva g 125Rb bvix K MÖvwdK wwrvbb Ges mvp BwÄb AcwUgvB Rkb (GmBI) wel q GKgvm gqv`x cöwkÿy cö`vb Kiv n q Q fvjykvq Av qvwrz cöwkÿ Yi mgvcbx Abyôv b cöavb AwZw_ wn m e cöwkÿyv_ x `i g a mb`cî weziy K ib cöavbgš xi Kvh vj qi gnvcwipvjk (cökvmb) Ges GUzAvB cövmöv gi cökí cwipvjk Rbve Kwei web Av bvqvi we kl AwZw_ wn m e Dcw Z wq jb wewweødavbwu-gi mfvcwz Rbve jybv mvgmy Ïvnv Abyôv b mfvcwzz K ib dvd Ûk bi ZrKvjxb e e vcbv cwipvjk RvZxq GmGgB gjv-2016 Gi Ask wn m e Av qvwrz ÔGmGgB c Y i gv bvbœqb I evrvirvzkiy: bvix D ` v³v cöwÿzõ mwgbv i Dcw Z m vwbz AwZw_e ` GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjv gi mfvcwz Z AbywôZ D³ mwgbv i m vwbz wn m e Dcw Z wq jb A_ bwzk m ú K wefv Mi AwZwi³ mwpe Rbve gvngỳ v emg we klá Av jvpk wn m e Dcw Z wq jb XvKv wek we` vj qi mgvrweávb wefv Mi Aa vck gvmỳ v iwk` PŠayix, evsjv `k ißvbx Dbœqb eÿ ivi cwipvjk Rbve gvt Avãyi idd, weqvm G UvicÖvB Ri e e vcbv cwipvjk W. bvw`qv web Z Avwgb Ges XvKv wek we` vj qi e emvq cökvmb BÝwUwUDU-Gi mnkvix Aa vck myzcv fævpvh Lv` msiÿy, cöwµqvrvzkiy I gvokrvzkiy welqk cöwkÿy GmGgB dvd Ûk bi D ` v M b f ^i 2015 XvKvq Lv` msiÿy, cöwµqvrvzkiy I gvokrvzkiy wel q evwl K cöwz e`b

43 w`be vcx GKwU cöwkÿy AbywôZ nq cöwkÿywu Z wewfbœ ch v q Lv` e emvq RwoZ 21Rb bvix D ` v³v AskMÖnY K ib cöwkÿy djrvz cy hgb Rym, R vg- Rwj, WªvB d«zu ˆZwi, mm I AvPvi ˆZwi, d«v Rb dzw, ekvwi cy ˆZwi Ges Gme c Y i msiÿy ev gqv` wby q I gvokrvzkiy wel q cöz ÿfv e wkÿv `qv nq GQvovI D ` v³v `i Lv` c Y i gvb wbwðzkiy, cy Drcv`b e q I g~j wba viy, nvbwrb I m buvwi e e vcbv, evrvirvzkiy I wegmwuavb jvb mý cövwßi welq jv Z cöwkÿy `vb Kiv nq GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg cöwkÿy k l cöwkÿyv_x `i gv S mb`cî weziy K ib G mgq dvd Ûk bi gnve e vck Rbve Gm. Gg. kvnxb Av bvqvi, Dcgnve e vck Rbve dvirvbv Lvb, e e vck Rbve gynv ` gvmỳ yi ingvb, Dce e vck Rbve bvrgv LvZzb Ges cöwkÿk Rbve gvmỳ v Bmjvg I Zvi mn hvmx cöwkÿkmy Dcw Z wq jb dzw Kviwfs welqk cöwkÿy b f ^i 2015 XvKvq dzw Kviwfs welqk 03 Aa w`eme vcx GKwU cöwkÿy GmGgB dvd Ûk bi Kbdv iý iæ g AbywôZ nq cöwkÿ Yi D Øvabx Abyôv b GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg, gnve e vck Rbve Gm. Gg. kvnxb Av bvqvi, Dcgnve e vck Rbve dvirvbv Lvb, Dce e vck Rbve bvrgv LvZzb Ges cöwkÿk Rbve wmzviv di `Šm Dcw Z wq jb cöwkÿ Y Lv` e emvi mv _ mswkøó 20Rb bvix D ` v³v AskMÖnY K ib cöwkÿ Yi gva g wewfbœ dj I mewr Z bkkv K U dzj I cvwlmn wewfbœ bv `wbk wwrvb b iæcvšíi KŠkj klv bv n q Q Mv q njỳ, we q, Rb w`bmn wewfbœ Abyôv b Lvev ii cvkvcvwk Gme Kviwfs mvgmöx mieivn K i Lv` e emvq RwoZ bvix D ` v³vmy hb e emv q bzzb gvîv hvm Ki Z mÿg n e GmGgB dvd Ûk bi e e vcbv cwipvjk Rbve gvt mwdkzj Bmjvg cöwkÿy k l cöwkÿyv_ x `i gv S mb`cî weziy K ib wkï w`evhzœ K `ª bxwzgvjvi cöv_wgk cö Ívebvi Ici gzwewbgq mfv w`evhzœ K `ª bxwzgvjvi cöv_wgk cö Ívebvi Ici gzwewbgq mfv Av qvrb Kiv nq mfvq GmGgB dvd Ûk bi c ÿ wkï w`evhší K `ª bxwzgvjvi GKwU cöv_wgk cö Íve Dc vcb Kiv nq Dcw Z AwZw_ Ges D ` v³ve ` cö ÍvweZ iƒc ilvi Ici gzvgz cö`vb K ib GmGgB dvd Ûk bi e e vcbv cwipvjk gvt mwdkzj Bmjvg-Gi mfvcwz Z AbywôZ D³ m vwbz AwZw_ wn m e Dcw Z wq jb Rbve kvgxgv ingvb, KvDwÝji, msiwÿz IqvW -10, XvKv DËi wmwu K c v ikb Abyôv b cövq 20Rb W- Kqvi m Uvi mswkøó bvix D ` v³v Dcw Z wq jb GmGgB dvd Ûkb Ges AvBwWGjwm dvbb vý wj.õi hš_ D ` v M bvix D ` v³v Dbœqb cöwkÿy Av qvrb ` ki bvix D ` v³v `i Dbœq b hš_ Kvh µg MÖnY I ev Íevq bi j ÿ GmGgB dvd Ûkb Ges AvBwWGjwm dvbb vý wjwg UWÕi g a 24 Rvbyqvwi 2016 mg SvZv vik ^vÿwiz nq mg SvZv vi Ki Av jv K A_ eq i Dfq cöwzôvb bvix D ` v³v Dbœq b hš_fv e wewfbœ Kvh µg ev Íevqb Ki e Zb a, AvMvgx `yb eq i hš_fv e cövq 300Rb bvix D ` v³v K wewfbœ Uª W cöwkÿy cö`vb Ab Zg A_ eq i GmGgB dvd Ûk bi Kg m~wpmg~ ni mivmwi myweav fvmxi msl v µ. DBs Gi bvg myweav fvmxi msl v bvix cyiæl gvu 1 bvix D ` v³v Dbœqb dvbb vý GÛ µwwu mvwf mm K v vi Dbœqb mkkb wimvp UK bvjwr W fjc g U wer bm mv cvu mvwf mm cwjwm G vw fv Kmx AvBwmwU gvbe m ú` Dbœqb me gvu 4,467 2,329 6,796 cwi k l wemz A_ eq ii A bk mxgve Zv m Ë I Kvh µgmg~n myôyfv e m úbœ Kivi ÿ Î g~j evb I mywpwšíz gzvgz, civgk I w`k-wb ` kbv cö`v bi Rb mvaviy cwil `i m vwbz m`m, wkí gš Yvjq I mikv ii wewfbœ ms v, GmGgB D ` v³v, A v mvwm qkb, e vsk I Avw_ K cöwzôvbmn mswkøó mkj K Avwg AvšÍwiK ab ev` Rvbvw Q Avkv Kwi AvMvgx eqi jv ZI mk ji AvšÍwiK mnvqzv Ae nz _vk e mkj K AvšÍwiK ab ev` wkï w`evhzœ K `ª bxwzgvjv cöyq b cöv_wgk cö Ívebvi Ici gzwewbgq mfv ` k wkï w`evhzœ K `ª ev W- Kqvi m Uvi bxwzgvjv cöyqb Ges G wel q RbcÖwZwbwa Ges D ` v³v `i fzwgkv Zz j aivi gva g Kvh Ki e e v MÖn Yi j ÿ 04 GwcÖj 2016 wkï K Gg nvwee Djøvn Pqvicvm b evwl K cöwz e`b

44 ANNUAL ACTION PLAN of SME Foundation for FY (Approved by the Board of Directors) BUSINESS SUPPORT SERVICE (BSS) WING 1. Promotion of SMEs through National SME Fair (1) 2. Organizing Regional SME Product Fair (7) 3. Organizing National SME Entrepreneurs Award 4. Organizing National SME Business Plan Competition (Carry forward from the previous fiscal year) 5. SME Product Directory (1) 6. Workshop on `SME Fair and Business Development Activities 7. Workshop on `Analyze International Market of SME Products Using ITC s Market Analysis Tools (1) 8. Market Profile Preparation International (Using ITC s Market Analysis Tools) (5) 9. Participation of SME Foundation in International Fair 10. Strengthening the Advisory Service Center of SME Foundation 11. Participate in Ekushey Book Fair with SMEF Publications 12. Study Visit Program (Foreign) 13. Study for Establishment of SME Display and Sales Centre in Dream Holiday Park and Airports HUMAN RESOURCE DEVELOPMENT (HRD) WING 1. Organize demand driven training programs (As per request from the trade bodies /sector etc) NASCIB, WEAB, CWCCI, BWCCI, BFWE, BDJPMEA and other trade bodies/ association. 2. Capacity Development of Cluster 3. Develop Fashion Designers 4. BSTI Certification Awareness Program for SMEs 5. SME Business Management Related Training Program (New Business Creation, Business Management, Bankable Project Proposal, Basic Accounting, Basic Marketing, Export- Import, Business Communication) etc. 6. Skill Development Training Program ( Jute, Leather, Handicrafts, Jewelry, Natural Dying, Dry Flower, Thai Clay, Beautification, Handicrafts, Block and BATIK) etc. 7. ToT for Resource Persons FINANCE & CREDIT SERVICES (F&CS) WING 1. Expansion of Credit Wholesaling Program 2. SME Financing Fair 3. SME Banking Award 4. Financial Literacy Program 5. SME Bankers-Entrepreneurs Conference 6. Consultation Meeting with SME Financing institutions to collaborate joint efforts for Development of SMEs 7. Impact Assessment of the Credit Wholesaling Program of SMEF 8. Preparation of a Video Documentary on the Credit Wholesaling Program of SMEF 9. Strengthening of Advisory Service Desk of SMEs by facilitating SME loan information of Banks & NBFIs 10. Monitoring of Credit Wholesaling Programs 11. Advocacy for developing Credit Guarantee Scheme through Organizing a Seminar. 12. Organizing a Workshop for developing Business Plan for most vibrant 30 Competitors of BPC and Organize a Loan Matchmaking Program INFORMATION AND COMMUNICATION TECHNOLOGY (ICT) WING 1. Establishing ICT based Helpdesk in SME Foundation 2. Identifying and Establishing ICT based SMME model in the Divisional Headquarter 3. Training Program on `How to start E-commerce` (07) 4. Training Program on `E-marketing for SMEs (04) 5. Follow-up Program for E-Commerce enable SME Entrepreneur 6. Development of Standard Structure of SME Web Portal. 7. ICT Capacity Building for SME Association through Web Portal Development and Providing Related Training (05 Association) 8. Preparing & Publication of E-Commerce Manual for SMEs 9. Dissemination of Sector Study on Software Development 10. Development of Mobile Apps for SMEs 11. Identifying the IT park/ Incubation Center and Space Allocation for SME Entrepreneur of ICT Sector 12. Participating in ICT Related Fair at Different District 42 evwl K cöwz e`b

45 13. Attending international ICT Workshop by Officials of ICT wing 14. Training Program on BPO/Call Center Operation (01) 15. Proposal Submission to Government Organization for ICT based Project 16. Digitization of Data (from BBS) 17. Mentoring Program for BPC Participant POLICY ADVOCACY (PA) WING 1. Preparation of SME Friendly Budget Proposals: FY Preparation of Action Plan for SME Development in line with the 7th Five Year Plan of Bangladesh ( ) and the Sustainable Development Goals (SDGs) 3. Awareness Program/Seminar on New VAT Law (1) 4. International Seminar on SME Development Issue (1) 5. Working with Different National Policies 6. Institutional Relations PUBLIC RELATIONS (PR) WING 1. Publication of Quarterly Newsletter 2. Journalist s visit to SME Clusters for Publishing Clusters Strengths and Weaknesses 3. District Level Meeting with Stakeholders during Monthly Coordination Meeting of the District Administration 4. Corporate Video Documentary in English 5. Promotion of SMEF Activities via SMEF Website and Other Social Media 6. District Level Meeting with Stakeholders in Presence of Respective Hon. Ministers RESEARCH WING a. Research related activities 1. Publication of International Journal of SME Development (2nd & 3rd Issue) 2. Preparation of SME Database based on Economic Census-2013(as per data shared by BBS) 3. Compilation of Summary Reports on Completed Sector Studies conducted under the SME Sector Development Program (SMESDP) 4. Study on Cluster Based SME Development in Bangladesh 5. Stocktaking of Supports & Services of Institutions (Both Public & Private Organaizations, National & International NGOs and Development Partners) who are working for SME Promotion 6. Stocktaking of SME Development Policies of Different Asean Countries (Malysia, Indonesia, Japan, China, Vietnam, India, Sri lanka, Pakistan, Myanmar) 7. Collection of 300 SME Development related Articles Published in National and International Journal and upload to the SMEF Web Portal 8. Communication with SAARC Secretariat Seeking Assistance for Conducting a Study on SME Development in South Asian Region b. Cluster Development related activities 1. Design and Implementation of Development Action Plan of 10 SME Clusters 2. Needs Assessment of 20 SME Clusters (out-sourcing) 3. Needs Assessment of 30 SME Clusters (In-house) 4. Documentary on Current Status and Potential of 10 SME Clusters of Bangladesh 5. Advocacy for Cluster Development 6. Mentoring Participants of Business Plan Competition TECHNOLOGY DEVELOPMENT (TD) WING 1. Skill Development Program on Good Manufacturing Practices (GMP) for Bakery Industries 2. Technology Up-gradation through the implementation of Food Safety Management System (FSMS) for ISO 22000: Skill Enhancement Program for Bogra Foundry Cluster through Improved Molding Technology 4. Facilitating the Establishment of Electrical & Electronic Testing laboratory (EETL) 5. Professional Development Program on Environment Management System 6. Publication of Stock Taking Technologies of Four Booster Sectors 7. Demonstration of Existing Process Technology Modification at Sujanagar Agar-Ator Cluster 8. Productivity & Quality (P&Q) Enhancement of SMEs through KAIZEN 9. Study mission to the CANTON Fair 2016 in Guangzhou, China for identifying modern appropriate technologies 10. Technology support for New Potential Entrepreneurs from Business Plan Competition 2016 evwl K cöwz e`b

46 WOMEN ENTREPRENEURSHIP DEVELOPMENT (WED) WING 1. Establish `Bangladesh SME Women Entrepreneurs Network 2. Arrange Workshop/Seminar for Encouraging Women Entrepreneurs to the Diversified Business 3. Arrange skill Development Trainings for the Women Entrepreneurs 4. Facilitate Readiness, Arrange Buyer-supplier Matchmaking Event and Follow-up 5. Arrange Gender Sensitization Workshop to Facilitate Easy Access to Finance for the Women Entrepreneurs 6. `Entrepreneurship and Skill Development Training for the Women Entrepreneurs jointly with IDLC Finance Ltd. 7. Seminar on Women Entrepreneurship Development with Involvement of Dhaka North and Dhaka South City Corporations 8. Study on Women Entrepreneurs in SMEs: Bangladesh Perspective 9. Development and Mainstreaming of Traditional Textile Products of Chittagong Hill Tracts and Sylhet (Monipuri) 10. Women ICT Freelancer and Entrepreneur Development Program (Note: This program is funding by MoWCA. Tk. 01 crore 91 lac 38 thousand for FY ) General Administration (Admin) Wing 1. Capacity Enhancement Program for SMEF Officials/staffs (Out of Country) 2. Capacity Enhancement Program for SMEF Officials/staffs (In Country) 3. Annual Retreat 4. Review of Internal Policies Planning, Monitoring & Evaluation Section 1. Impact Assessment of SMEF Activities 2. Development of Monitoring and Evaluation System of SME Foundation 44 evwl K cöwz e`b

47 IqvwK s KwgwU dvd Ûk bi mvaviy cl ` Ges cwipvjk cl ` m`m e `i mgš^ q MwVZ 12wU IqvwK s KwgwU cwjwm A vw fv Kwm m úwk Z IqvwK s KwgwU 1. Rbve my ly P `ª `vm, AwZwi³ mwpe, wkí gš Yvjq AvnŸvqK 2. Rbve gvt irvdj nvmvb, m`m (ïé I f vu cökvmb), RvZxq ivr ^ evw m`m 3. Rbve gvt gvkviid nv mb, iwr ªvi, iwr ªvi Ae R q U K Kv úvbxr GÛ dvg m m`m 4. Rbve gvnv ` ivwk`yj nvmvb, m`m (ev. cö.), evsjv `k U vwid Kwgkb m`m 5. Rbve gvt Avãyj gwzb GbwWwm, (mv ek AwZwiw³ mwpe), 28/1 ebjx ivw, XvKv m`m 6. Rbve g bvqvi nvwkg Avjx mfvcwz, PÆMÖvg DBg vb P ^vi Ae Kgvm A vû BÛvw ªR m`m 7. Rbve gvt mwdkzj Bmjvg, e e vcb cwipvjk, GmGgBGd m`m mwpe wimvp A vû cvewj Kkb m úwk Z IqvwK s KwgwU 1. W. ggzvr DwÏb Avn g`, Aa vck, A_ bxwz wefvm, XvKv wek we` vjq AvnŸvqK 2. Aa vck wkejx iæevbqvzzj Bmjvg, wwb, wer bm vwwm Abyl`, XvKv wek we` vjq m`m 3. cöwzwbwa, evsjv `k Dbœqb M elyv cöwzôvb (weavbwwgm) m`m 4. Rbve gvrnviæj Bmjvg, mfvcwz, evsjv `k Ávb I m Rbkxj cökvkk mwgwz m`m 5. Rbve nvwmbv biqvr, cöavb wbe vnx Kg KZ v, AwK W wcö Uvm m`m 6. Aa vck W. wbwlj iäb ai, AvBwcB wefvm, ey qu m`m 7. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe K v vi W fjc g U m úwk Z IqvwK s KwgwU 1. W. ggzvr DwÏb Avn g`, Aa vck, A_ bxwz wefvm, XvKv wek we` vjq AvnŸvqK 2. cöwzwbwa, evsjv `k wewb qvm Dbœqb KZ cÿ m`m 3. Rbve ^cb Kzgvi ivq, gnve e vck, GmGgB A vû úkvj cövmövgm& wwcvu g U m`m 4. Rbve iv RwU bvrbxb, ^Z vwakvix, ivwr G UvicÖvBR m`m 5. Rbve Ave`yi iv¾vk, mfvcwz, evsjv `k BwÄwbqvwis wkí gvwjk mwgwz m`m 6. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe wer bm W fjc g U m úwk Z IqvwK s KwgwU 1. Rbve wgr v byiæj MYx kvfb, mfvcwz, bvwme AvnŸvqK 2. Rbve cöexi Kzgvi mvnv, e e vcbv cwipvjk, wwªg nwj W cvk m`m 3. Rbve gvt mvbdzj Bmjvg, ^Z vwakvix, wckvw evsjv `k wj. m`m 4. Rbve cöxwz PµeZ x, Pqvig vb, BDwbfv m j gww Kj K jr A vû nmwcuvj wj. m`m 5. Rbve bvmixb dv Zgv AvDqvj, mfvcwz, DBg vb A Uªv cöwbdqvm A v mvwm qkb evsjv `k m`m 6. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe AvBwmwU m úwk Z IqvwK s KwgwU 1. Rbve jybv mvgy Ïvnv, cöwm W U, evsjv `k DBg vb Bb UK bvjwr AvnŸvqK 2. Rbve mykvší Kzgvi mvnv, AwZwi³ mwpe, Z_ cöhyw³ wefvm m`m 3. emg Iqvwn`v Av³vi, cwipvjk, cöavbgš xi Kvh vjq m`m 4. Rbve Aveyj Kvjvg f~ubqv, e e vcbv cwipvjk, hgybv wguvi B Uvw ªR wj. m`m 5. Rbve kvdkvz nvq`vi, e e vcbv cwipvjk, wmc iv Kv Kw úduvm wj. m`m 6. Rbve DËg Kzgvi cvj, cwipvjk, ewmm m`m 7. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe Uªwbs A vû K vcvwmwu wewìs m úwk Z IqvwK s KwgwU 1. Rbve gykzvk nvmvb gynt Bd ZLvi, Pqvig vb, wewmk AvnŸvqK 2. Rbve gvt `vweiæj Bmjvg, AwZwi³ mwpe, wkí gš Yvjq m`m 3. W. Avãym mvëvi gûj, Aa vck, K wl A_ bxwz,evsjv `k K wl wek we` vjq, gqgbwmsn m`m 4. Rbve Avmgv nk, e e vcbv cwipvjk, cö KŠkjx msm` wj:, XvKv m`m 5. Rbve iikb Avi gvn&gỳ, mwpe, dwv ikb Ae DBg vb G Uªv cöbvm m`m 6. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe evwl K cöwz e`b

48 DBg vb G Uªv cöwbdqiwkc W fjc g U m úwk Z IqvwK s KwgwU 1. Rbve mwjgv Avngv`, mfvcwz, evsjv `k DBg vb P ^vi Ae Kgvm A vû BÛvw ª AvnŸqK 2. emg mvwn&b Avn g` PŠayix, gnvcwipvjk, gwnjv welqk Awa`ßi m`m 3. Rbve BmgZ Rwib Lvb, e e vcbv cwipvjk, RvigvU R m`m 4. Rbve wjwc L `Kvi, e e vcbv cwipvjk, zwwi weweqvbv wj. m`m 5. Rbve dv Zgv Rvniv Av³vi, ^Z vwakvix, cvš wkjv, wk kvimä m`m 6. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe G m Uz dvbbvý m úwk Z IqvwK s KwgwU 1. Rbve Gm K myi PŠayix, WcywU Mfb i, evsjv `k e vsk AvnŸvqK 2. Rbve AwiwRr PŠayix, AwZwi³ mwpe, e vsk I Avw_ K cöwzôvb wefvm, A_ gš Yvjq m`m 3. Rbve knx`yj Bmjvg, AwZwi³ mwpe, A_ bwzk m úk wefvm m`m 4. emg iæexbv Avgxb, AwZwi³ mwpe, A_ wefvm, A_ gš Yvjq m`m 5. Rbve Mvjvg nvwdr Avn g`, e e vcbv cwipvjk I wmbi, Gbwmwm e vsk wj. m`m 6. Rbve KvwbR Avjgvm Lvb, e e vcbv cwipvjk, cvi mvbv nqvi A vû wedwu wj. m`m 7. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe GKvD Um A vû AwWU m úwk Z IqvwK s KwgwU 1. Rbve K Gg AvKZviæ¾vgvb, e e vcbv cwipvjk, AvKZvi dvwb Pvi wj. AvnŸvqK 2. Rbve gvt Lvqiæj Kexi gbb, Dc-mwPe, GmGgB AwakvLv, wkí gš Yvjq m`m 3. Rbve gvnv ` AvdZve Rv f`, mfvcwz, evsjv `k B jkwuªk vj gv P ÛvBm g vbyd vkpvivm A v mvwm qkb m`m 4. Rbve Avw`e nv mb Lvb GdwmG, cöwm W U, Bbw wudu Ae PvU vw A vkvd Um Ae evsjv `k m`m 5. Rbve gvt Avkivdzi ingvb dviƒk, mfvcwz, evsjvµvdu m`m 6. Rbve gywbiæj nk Lvb, cwipvjk, jyebvb UªW Kb m vwuqvg wj. m`m 7. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe G Uªv cöwbdqiwkc W fjc g U m úwk Z IqvwK s KwgwU 1. Rbve gvbzvkv Avn g`, e e vcbv cwipvjk, ixjvõm d vkb eywuk AvnŸvqK 2. emg gvdiƒnv myjzvbv, fvbm- Pqvig vb, ißvwb Dbœqb eÿ iv m`m 3. Rbve iwäz Kzgvi `vm, hym mwpe, (Dbœqb), hye I µxov gš Yvjq m`m 4. Aa vck W. ivwrqv emg, gv K wus wefvm, XvKv wek we` vjq m`m 5. Rbve gvt iv k`yj Kixg gybœv, e e vcbv cwipvjk, wµ qkb cövb fu wj. m`m 6. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe cö gvkb A vû cvewjwmwu m úwk Z IqvwK s KwgwU 1. Rbve gvt Rwmg DwÏb, mfvcwz, evsjv `k cøvwók Wm g vbyd vkpvivm A vû G cvu vm A v mvwm qkb AvnŸvqK 2. cöwzwbwa, w` dwv ikb Ae evsjv `k P ^vm Ae Kgvm A vû BÛvw ªR m`m 3. Rbve G Gd Gg dliæj Bmjvg gyýx, mfvcwz, evsjv `k G MÖv-cÖ mmm G mvwm qkb (evcv) m`m 4. Rbve mvjvg Ryev qi, cöavb cöwz e`k, ˆ`wbK msev` m`m 5. Rbve gvt mwdkzj Bmjvg, e e vcbv cwipvjk, GmGgBGd m`m mwpe 46 evwl K cöwz e`b

49 wbixwÿz Avw_ K cöwz e`b Statement of Financial Position Statement of Comprehensive Income Auditors' Report Cash Flow Statement Notes to The Financial Statements

50

51 Management's Responsibility for the Financial Statements Management of SMALL AND MEDIUM ENTERPRISE FOUNDATION is responsible for the preparation and fair presentation of these Financial Statements in accordance with Bangladesh Financial Reporting Standards (BFRSs), and for such internal control as management determines is necessary to enable the preparation of Financial Statements that are free from material misstatement, whether due to fraud or error. Auditors' Responsibility Our responsibility is to express an opinion on these Financial Statements based on our audit. We conducted our audit in accordance with Bangladesh Standards on Auditing (BSA). Those standards require that we comply with ethical requirements and plan and perform the audit to obtain reasonable assurance about whether the Financial Statements are free from material misstatement. An audit involves performing procedures to obtain audit evidence about the amounts and disclosures in the Financial Statements. The procedures selected depend on the auditor's judgment, including the assessment of the risks of material misstatement of the Financial Statements, whether due to fraud or error. In making those risk assessments, the auditor considers internal control relevant to the entity's preparation and fair presentation of the Financial Statements in order to design audit procedures that are appropriate in the circumstances, but not for the purpose of expressing an opinion on the effectiveness of the entity's internal control. An audit also includes evaluating the appropriateness of accounting policies used and the reasonableness of accounting estimates made by management, as well as evaluating the overall presentation of the Financial Statements. We believe that the audit evidence we have obtained is sufficient and appropriate to provide a basis for our audit opinion. Opinion In our opinion, the Financial Statements, prepared in accordance with Bangladesh Financial Reporting Standards (BFRSs), give a true and fair view of the financial position as at 30 June 2016 and its financial performance for the year then ended and comply with the Companies Act, 1994 and other applicable laws and regulations. We also report that: (a) we have obtained all the information and explanations which to the best of our knowledge and belief were necessary for the purposes of our audit and made due verification thereof; (b) in our opinion, proper books of account as required by law have been kept by the Foundation so far as it appeared from our examination of those books; (c) AUDITOR'S REPORT TO THE MEMBERS OF SMALL AND MEDIUM ENTERPRISE FOUNDATION We have audited the accompanying Financial Statements of SMALL AND MEDIUM ENTERPRISE FOUNDATION, which comprise the Statement of Financial Position as at 30 June 2016, the Statement of Comprehensive Income and Statement of Cash Flows for the year then ended and a summary of significant accounting policies and other explanatory information. the Foundation's Statement of Financial Position and Statement of Comprehensive Income dealt with by the report are in agreement with the books of account. Place: Dhaka Dated: 11 May 2017 K. M. HASAN & CO. Chartered Accountants evwl K cöwz e`b

52 SMALL AND MEDIUM ENTERPRISE FOUNDATION STATEMENT OF FINANCIAL POSITION As at 30 June Notes Taka Taka ASSETS Non-Current Assets Property, Plant and Equipment 6 10,934,876 15,210,703 Work-in-Progress 7 1,407, ,000 12,342,536 15,911,703 Current Assets Inventories 8 1,470,152 1,671,039 Trade and Other Receivable 9 41,687,255 46,251,809 Advance, Deposit and Prepayments ,966, ,519,899 Credit Wholesaling ,450, ,750,000 Bank Deposit (FDR) 12 2,977,600,000 2,906,900,000 Cash and Cash Equivalents 13 21,655,407 28,744,031 3,562,829,365 3,446,836,778 3,575,171,901 3,462,748,481 FUND AND LIABILITIES Funds Endowment Fund 2,000,000,000 2,000,000,000 Reserve Fund ,139, ,957,451 Members' Contribution Fund 15 10,000 10,000 Excess of Income over expenditure 1,124,184,955 1,061,405,562 1,564,334,742 1,453,373,013 Current Liabilities Trade and Other Payable 16 3,888,969 4,748,000 Liability for Expenses 17 4,509,378 4,103,039 Liabilities for Other Finance 18 2,438, ,429 10,837,159 9,375,468 3,575,171,901 3,462,748,481 (The annexed notes form an integral part of these financial statements) Managing Director Director Director SME Foundation SME Foundation SME Foundation Signed as per our separate report of even date annexed. Place: Dhaka Dated: 11 May 2017 K. M. HASAN & CO. Chartered Accountants 50 evwl K cöwz e`b

53 SMALL AND MEDIUM ENTERPRISE FOUNDATION STATEMENT OF COMPREHENSIVE INCOME For the year ended 30 June 2016 INCOME Notes Taka Taka Interest Income ,660, ,299,837 Income from Fair ,000 7,595,000 Income from Training 808,200 1,032,500 Other Income 21 1,106,189 1,399, ,105, ,327,260 EXPENDITURE Operational Expenses 22 46,829,313 33,579,607 Administrative Expenses ,996, ,411, ,825, ,990,770 Excess of Income over expenditure 61,279, ,336,490 Add: Prior year's adjustment 1,499,875-62,779, ,336,490 Add: Excess of Income over expenditure brought forward from last year 1,061,405, ,069,072 Balance Transferred to Statement of Financial Position 1,124,184,955 1,061,405,562 (The annexed notes form an integral part of these financial statements) Managing Director SME Foundation Director SME Foundation Director SME Foundation Signed as per our separate report of even date annexed Place: Dhaka Dated: 11 May 2017 K. M. HASAN & CO. Chartered Accountants evwl K cöwz e`b

54 SMALL AND MEDIUM ENTERPRISE FOUNDATION STATEMENT OF CASH FLOWS For the year ended 30 June 2016 A. CASH FLOW FROM OPERATING ACTIVITIES Taka Taka Collection from Operational Activities Payment for Operational Activities Payment of Income Tax Net Cash Flows from/(used by) Operating Activities 1,928,667 9,488,575 (146,866,770) (130,217,637) (293,119) (332,195) (145,231,222) (121,061,257) B. CASH FLOW FROM INVESTING ACTIVITIES Acquisition of Fixed assets Investment in Fixed Deposit Investment against Credit Wholesaling Collection from Investment Activities Net Cash Flows from Investing Activities C. CASH FLOW FROM FINANCING ACTIVITIES Net Cash Flows from Financing Activities Net Increase /(Decrease) in Cash and Cash Equivalent (A+B+C) Opening Cash and Cash Equivalent Closing Cash and Cash Equivalent (1,125,187) (895,351) (70,700,000) (39,100,000) (28,700,000) (120,750,000) 238,667, ,787, ,142, ,042, (7,088,624) (11,018,897) 28,744,031 39,762,928 21,655,407 28,744,031 Managing Director SME Foundation Director Director SME Foundation SME Foundation Place: Dhaka Dated: 11 May evwl K cöwz e`b

55 SMALL AND MEDIUM ENTERPRISE FOUNDATION NOTES TO THE FINANCIAL STATEMENTS For the year ended 30 June CORPORATE STATUS AND ACTIVITIES SMALL AND MEDIUM ENTERPRISE FOUNDATION is a company limited by guarantee registered under section 28 of the Companies Act,1994 as an association not-for profit. The Foundation has been incorporated on 26 November 2006 bearing No. C-672(12)/06 and started its function from 01 July 2007 with its own Fund. As per clause 41 of the Articles of Association the Foundation shall be operated under the management of the Board of Directors, consisting of 16 (Sixteen) members as under: (a) Chairman (Nominated by the Government) 1 (One) (b) Representative from the Govt./ Govt. organization 4 (Four) (c) Representative of SME (Including at least one woman 3 (Three) Selected by the out going Board) (d) Representative of Civil Society and Technical University 2 (Two) (Selected by the outgoing Board) (e) Member from General Body of SMEF (Elected by 3 (Three) the General Body) (f) Contributory Institutions as Endowment Fund for SMEF 2 (Two) (g) Managing Director ( Non-voting) 1 ( One) 16 (sixteen) Existing numbers of members of the Board of Directors are 14 (Fourteen).The post of 2 (Two) Directors from Contributory Institutions under Sl. No. (f) has been remained vacant. The object of SME Foundation is having maintained consistency with 5-year plan under implementation by GOB, SMEF to establish Small and Medium Enterprises and to alleviate poverty, reduce unemployment and create more employment and above all to help earn national economic growth by sustainable Industrialization. The principal action plan of the Foundation through different wings for the year were as follows- A. Business Support Services (BSS) Wing i. ii. iii. iv. v. vi. vii. viii. Promotion of SMEs through National SME Fair- 01Nos. Organizing Regional SME Product Fair -07 Nos. Participate in Ekushey Book Fair with SMEF Publications Organizing National SME Entrepreneurs Award Organizing National SME Business Plan Competition SME Product Directory- 01Nos. Workshop on "Analyze International Market of SME Products Using ITC s Market Analysis Tools" - 01Nos. International Market Profile Preparation (Using ITC s Market Analysis Tools) 05 Nos. ix. x. Strengthening the Advisory Service Center of SME Foundation Monitoring & Evaluation of the Programs evwl K cöwz e`b

56 B. Human Resource Development (HRD) Wing i. ii. iii. iv. v. vi. vii. viii. ix. x. C. Finance & Credit Services (F & CS) Wing i. ii. iii. iv v. Organize demand driven training programs (As per request from the trade bodies /sector etc.) Capacity Development for SMEs of RMG cluster in Saidpur Capacity Development for SMEs of Footwear cluster in Kaluhati Capacity Development of furniture sector in Dhaka jointly with Akter Furniture Develop Fashion Designers BSTI Certification Awareness Program for SMEs SME Business Management Related Training Program (New Business Creation, Business Management, Bankable Project Proposal, Basic Accounting, Basic Marketing) etc. Skill Development Training Program (Jute, Leather, Handicrafts, Jewelry, Natural Dying, Dry Flower, Thai Clay, Beautification, Handicrafts) etc. Market Linkage establishment of the new designers through product exhibition, catalogue development among B2B meeting etc. Capacity Development of Fashion Exporters Association of Bangladesh (FEAB). Credit Wholesaling of SMEF a) Clusters Financing Program b) Financing Program for SME Sectors c) Women Entreprenuer Financing Program d) New & Innovative Entrepreneurs Financing Program e) Financing Program for Energy Efficiency and Cleaner Production in SMEs Matchmaking Program for Financing SMEs Cluster/Sector Conference of SME Bankers Entrepreneurs SME Financing Literacy Program for Bankers (daylong) Seminar on Alternative Sources & Modes of Financing for SMEs/Capacity Development Programs for SME Borrowers by Banks: A tool of Minimizing Credit Risks vi. SME Financing Fair & SME Banking Award-2015 vii. Establishment of Credit Information & Facilitation Desk at SMEF viii. Monitoring & Evaluation of Financing Programs. D. Information and Communication Technology (ICT) Wing i. ii. iii. iv. v. vi. E-Commerce Website for SMEs (In-house Development) a. Developing E-Commerce website b. Provide training to SMEs Organize Seminar on E-commerce Awareness Accounting Information System for SMEs (In-house Development) a. Providing Accounting Software to SMEs. b. Provide training for operate software Training Program on E-Marketing for SME Products Training Program on Internet Based Business/E-Business Model ICT Capacity building for SME Associations/Trade Bodies (In-house Development) a) Automation association's activities (web portal, membership management) b) Provide training 54 evwl K cöwz e`b

57 viii. viii. ix. x. Updating of SME Web portal (In-house Development) a. Development of Mobile Apps of webportal b. Update SME web portal Maintenance & updating of Digital Office of SME Foundation Maintenance & updating of SMEF training information system SME Cloud Office (Data Center) for Providing Data center facility for SMEs E. Policy Advocacy (PA) Wing i. ii. iii. iv. v. vi. vii. viii. ix. x. Policy Dialogue on one SME-related Issue Identification of Regulatory Barriers to SME Development by Analyzing relevant National Policies, Laws, Rules & Regulations Pre-budget Discussion and Preparation of SME Enabling Budget Proposal for FY Workshop on National SME Development Strategy 2015 and Action Plan for Bangladesh (With support of INSPIRED project) Advocacy for an SME-inclusive Business Register by Bangladesh Bureau of Statistics (BBS) Advocacy for Inclusion of SME Vision in the 7th Five Year Plan of Bangladesh Facilitating the Establishment of Electrical & Electronic Testing Laboratory (EETL) Working with Different National Policies Advocacy for setting up SME Focal Points at Different Governmental and Non- Governmental Agencies Parliamentary Caucus on SMEs. F. G. Research Wing i. Publishing International Journal on SME Development (IJSMED). ii. Study on the Promotion of Regional Value Chain of Textiles in SAARC Countries. iii. National SME Survey. iv. Dissemination of Sector Study on Software Development. v. Conduct Cluster Needs Assessment of 50 Clusters. vi. Publication of Cluster Needs Assessment Reports. vii. Development of SME Cluster Development Strategy. Technology Development (TD) Wing i. ii. iii. iv. v. vi. vii. viii. ix. Awareness of SMEs through the Dissemination of Best Practices, Efficient Tools & Techniques in Manufacturing. Promoting Energy Efficient Machineries for SMEs in Bangladesh. Technology Up gradation through the Implementation of Food Safety Management System (FSMS) for ISO 22000:2005. Productivity Enhancement of SMEs through KAIZEN. Stock taking the existing technology of : (a) Light Engineering Industries, and (b) Agroprocessing Industries. Introducing appropriate packaging practices for SMEs of Agro- Processing Sector. Promoting the Adoption of Appropiate Technology for Efficient Processing of Agar-Ator. Professional Development Program on (a) Energy Management System, and (b) Environmental Management System. Awareness Program on the Use of Environment- friendly Chemicals in Leather Sector. evwl K cöwz e`b

58 H. Women Entrepreneurship Development (WED) Wing i. ii. iii. iv. v. Study on Women Entrepreneurs in SMEs: Bangladesh Perspective Skill Development Training for the women entrepreneurs on: - Food preservation - Packaging - Food carving - Agency business (like Bkash Agent) Entrepreneurship and Skill Development training for the women entrepreneurs jointly with IDLC Finance Ltd. [Training cost will be shared with IDLC. Contribution needed from SMEF is stated here only] Pilot program on Women ICT Freelancers and Entrepreneurs Development [Implementation of this program will depend on the implementation of government funded Women ICT Freelancers and Entrepreneurs Development Program. If the government funded program will carry on as per plan than this program could be cancelled] Drafting and advocacy for approval of Day Care Center Operation Policy and Women Hostel Operation Policy [Policy drafting- 02 Nos. & Advocacy workshop- 04 Nos.] vi. vii. viii. Gender Sensitizing and Bankers-Women Entrepreneurs Matchmaking Programs jointly with Bangladesh Bank and FIs. Round Table Discussion with Dhaka North City Corporations, Dhaka South City Corporations and other Stakeholders on Women Entrepreneurship Development Women ICT Freelancers and Entrepreneurs Development Program I. Public Relations (PR) Wing i. Publication of quarterly newsletter (SME News) 04 Nos. ii. Corporate Video Documentary in English - 01 Nos. iii. Broadcasting Programme on the Television (Weekly) iv. Organize visits programs with group of Journalists of SME dense/cluster areas - 04 Nos. v. Exchange of Ideas with Journalists in Divisions and Districts Levels 04 Nos. (Depends on the regional fair) vi. Meet the Press with journalist community (Press Club/Dhaka Reporters Unity & Economic Reporters Forum-ERF)- 01 Nos. J. General Administration Wing i. Capacity enhancement program for SMEF officials/staffs (Out of Country) ii. Capacity enhancement program for SMEF officials/staffs (In Country) iii. Annual Retreat iv Review of internal policies Components of the Financial Statements The Financial Statements of the Foundation includes the following components: i. Statement of Financial Position as at 30 June ii. Statement of Comprehensive Income for the year ended 30 June iii. Statement of Cash Flows for the year ended 30 June iv. Notes to the Financial Statements for the year ended 30 June evwl K cöwz e`b

59 2. SIGNIFICANT ACCOUNTING POLICIES 2.1. Basis of Accounting The Financial Statements have been prepared historical cost convention on accrual basis. on going concern assumption under the 2.2. Statement of compliance with local laws The Financial Statements have been prepared in compliance with requirements of the Companies Act, 1994 and other relevant local laws as applicable Application of Standards The following BASs are applicable for the Financial Statements for the year under review: BAS 1 Presentation of Financial Satements BAS 2 Inventories BAS 7 Statement of Cash Flows BAS 8 Accounting Policies, Changes in Accounting estimates and errors BAS 10 Events after the Reporting Period BAS 16 Property, Plant and Equipment BAS 18 Revenue BAS 19 Employee Benefits 2.4 Property, Plant and Equipment Property, Plant and Equipment are accounted for according to IAS-16 at historical cost or revaluation value less accumulated depreciation. These are depreciated on straight-line method and half year s depreciation is charged on addition within 1st 6 (Six) months of the accounting year. The rates at which depreciation is charged per annum depend on the nature and estimated useful life of each asset. The annual depreciation rates applicable to the Property, Plant and Equipment are as follows:- Particulars Rate (%) Machineries 20 Air Conditioner 20 Communication and Network Equipment 20 Office Equipment 20 Office Decoration 10 Furniture & Fixture 10 Books & Periodicals 30 Safe Vault 10 Vehicle Cash and Cash Equivalents According to IAS- 7 as adopted by ICAB as BAS- 7 Statement of Cash Flows comprises of cash in hand and demand deposit and cash equivalents are short term, highly liquid investments that are readily convertible to known amount of cash and cash equivalent which are subject to an insignificant risk of changes in value. IAS- 1 as adopted by ICAB as BAS-1 presentation of Financial Statements also provides that Cash and Cash Equivalents are those which have no restrictions in use considering the provisions of IAS- 7 and IAS- 1. Cash in hand and Bank balances have been considered as Cash and Cash Equivalents. evwl K cöwz e`b

60 2.6 Statement of Cash Flows Statement of Cash Flows is prepared principally in accordance with IAS-7 as adopted by ICAB as BAS-7. Cash Flow Statement" and Cash Flows from operating activities have been presented under direct method and considering the provisions of para 19 of IAS -7 which provides that enterprises are encouraged to report Cash Flow from operating activities using the Direct method. 2.7 Inventories Stock of Stationery supplies and Business Manual as on 30 June 2016 has been shown as Inventory which is valued at cost by the management. 2.8 Income Tax Income Tax return for the Assessment year has been submitted to the Income Tax Authority. The Foundation has not made any provision for Income Tax. 58 evwl K cöwz e`b

61 3. NUMBER OF EMPLOYEES As per payroll of the Foundation there are 43 officers and 16 staff total being 59 of employees as against approved set up of 107 till the date of our audit. All the employees are availing the benefit of SMEF's own salary structure Employee Benefit Contributory Provident Fund The SMEF operates a Contributory Provident Fund for eligible employees which is administrated by a duly constituted independent Trust and equal 10% of basic salary is made by both Employees and the Employer (the SMEF). The Fund has not yet been recognized by the Income Tax Authority Gratuity Fund The SMEF provides a gratuity scheme for its employees in two categories: for employees who have served for more than three years but less than five years-one month's last basic pay per year and for those who have served for more than five years-two months' last basic pay per year of service covering length of service period. The Fund is yet to be recognized. 4. REVENUE The revenue has been recognized as per IAS/BAS-18.The revenue of SME Foundation during the year under review includes interest on FDR and STD accounts with different banks and interest on loan against Credit Wholesaling Scheme and also receipts from Consultancy Service and income from Fair. 5. ADDITIONAL INFORMATION 5.1 Responsibility for preparation and presentation of Financial Statements The Board of Directors is responsible for preparation and presentation of Financial Statements under section 183 of the Companies Act,1994 and as per clause 72 of the Articles of Association of the Foundation and also as per provision of the framework for the preparation and presentation of Financial Statement issued by the International Accounting Standards Committee (IASC). 5.2 Reporting Period Financial statements of the Foundation cover one financial year from 01 July, 2015 to 30 June Audit Fee As per decision of 10th Annual General Meeting of the Foundation held on the Auditors' remuneration fixed at Taka 75,000 has been provided in the accounts. 5.4 Board Meeting and Members There are 14 Members in the Board of Directors of the Foundation and 07 Board Meetings were held in the year under audit. evwl K cöwz e`b

62 6. PROPERTY, PLANT AND EQUIPMENT: Taka Taka Machineries 1,189,800 2,378,400 Air Conditioner 1 648,023 Communication & Network Equipment 2 2 Office Equipment 1,334,086 1,845,174 Office Decoration 5,199,236 6,462,806 Furniture & Fixture 3,028,494 3,451,008 Books & Periodicals 58,613 94,899 Safe Vault 4,644 6,191 Vehicle 120, ,200 10,934,876 15,210,703 Details are stated under "Annexure-A" 7. WORK-IN-PROGRESS: ICT E-Cataloged (Opening Balance) 701, ,000 Accounting Software(Addition during the year) 1,407, ,200 2,108,660 1,636,200 Less: Adjustment during the year 701, ,200 1,407, ,000 Opening balance against ICT E.Cataloged for Tk 701,000 which adjusted during the year for non performing the contract and addition during the year for Tk 1,407,660 against office equipment and printing stationery. 8. INVENTORY: Stationery and Supplies Opening balance 1,664,529 1,222,156 Purchased during the year 2,203,022 1,598,145 3,867,550 2,820,301 Less: Issued during the year 2,403,908 1,155,772 1,463,642 1,664,529 Add: Stock of Business Manual 6,510 6,510 Closing Balance 1,470,152 1,671, TRADE AND OTHER RECEIVABLE: Interest Receivable (Note- 9.a) 41,234,507 45,797,061 Other Receivable( Note -9.b) 452, ,748 41,687,255 46,251,809 9.a Interest Receivable Interest on Endowment and Reserve Fund 32,944,633 39,170,533 Interest on General Fund 3,652,931 3,294,356 Interest on Credit Wholesaling 3,288,131 2,061,726 Interest on STD account 1,348,813 1,270,446 Details are stated under "Annuxer- B" 41,234,507 45,797, evwl K cöwz e`b

63 Taka Taka 9.b Other Receivable Md. Mizanur Rahman 3,148 3,148 GIZ 449, ,600 Chandra Bindu - 2, , , ADVANCE, DEPOSIT AND PREPAYMENTS: Travelling Advance to Employees - 15,000 Other Advance 95, ,964 Advance Income Tax (AIT) Deducted at Source (Note- 10.a) 218,771, ,324,193 Advance against Office Rent (Note no b) - 554,742 Miscelleneous advance 4,100, ,966, ,519, a Advance Income Tax (AIT) deducted at source Opening Balance 193,324, ,987,598 Add: Addition during the year : On FDR 25,136,535 29,004,400 On STD 293, ,195 AIT on venue rent 17, ,771, ,324,193 Less: Adjusted during the year - - Closing Balance 218,771, ,324,193 Year wise break up : ,982 7, ,991,958 14,991, ,459,660 20,459, ,055,027 23,055, ,978,265 29,978, ,159,531 42,159, ,335,175 33,335, ,336,595 29,336, ,447, ,771, ,324, b Advance against Office rent Opening Balance 554,742 2,267,106 Add: paid during the year ,742 2,267,106 Less: Adjusted during the year 554,742 1,712,364 Closing Balance - 554,742 evwl K cöwz e`b

64 Taka Taka 11. CREDIT WHOLESALING : Opening Balance 268,750, ,000,000 Add: Credit Wholesaling made during the year 114,200, ,000, ,950, ,000,000 Less: Recovery during the year 85,500,000 39,250,000 Closing Balance 297,450, ,750,000 Detailed break up is as under: Name of the party Date of payment MIDASs Financing Ltd ,714,286 Mutual Trust Bank Ltd ,000,000 15,000,000 MIDAS Financing Ltd ,285,714 Trust Bank Ltd ,000,000 15,000,000 Mutual Trust Bank Ltd ,000,000 15,000,000 Bank Asia Ltd ,500,000 10,000,000 Bank Asia Ltd ,500,000 10,000,000 Trust Bank Ltd ,500,000 2,250,000 Mutual Trust Bank Ltd ,500,000 1,500,000 IDLC Financing Ltd ,000,000 10,000,000 IDLC Financing Ltd ,000,000 20,000,000 NCC Bank Ltd ,000,000 10,000,000 NCC Bank Ltd ,000,000 15,000,000 MIDAS Financing Ltd ,000,000 10,000,000 Eastern Bank Ltd ,000,000 30,000,000 Bank Asia Ltd ,000,000 10,000,000 Bank Asia Ltd ,000,000 10,000,000 Bank Asia Ltd ,000,000 10,000,000 Eastern Bank Ltd ,000,000 20,000,000 Mutual Trust Bank Ltd ,000,000 10,000,000 Dhaka Bank Ltd ,900,000 5,000,000 IDLC Finance Ltd ,000,000 20,000,000 Mutual Trust Bank, ,000,000 10,000,000 Mutual Trust Bank Ltd ,000,000 IDLC Finance Limited ,000,000 Mutual Trust Bank Ltd ,000,000 - Midas Financing Ltd ,000,000 - Mutual Trust Bank Ltd ,000,000 - IDLC Finance Limited ,000,000 - IDLC Finance Limited ,000,000 - BRAC Bank Ltd ,350,000 - IDLC Finance Limited ,000,000 - Dhaka Bank Ltd ,600,000 - Dhaka Bank Ltd , ,450, ,750, evwl K cöwz e`b

65 During this financial year SME Foundation has provided fund to Mutual Trust Bank Limited, IDLC Finance Limited, MIDAS Financing Limited, Dhaka Bank Limited and BRAC Bank Limited under Credit Wholesaling Program aiming to channelize collateral free single digit rate of interest loans to the micro and small entrepreneurs around the country (Mutual Trust Bank Ltd. for providing loans to the eligible and potential woman entrepreneurs involved in manufacturing and service sector business, IDLC Finance Ltd. for Plastic Clusters situated in Islambag, Chalk bazar, Lalbag and periphery involved in plastic products manufacturing business; specially the import substitute toy manufacturers & Light Engineering Clusters situated in Dholai Khal, Tipu Sultan Road, Jurain, Narinda and nearby area, MIDAS Financing Ltd. for the members of Bangladesh Youth Enterprise Advice and Helpcenter (B'Yeah), Dhaka Bank Ltd. for Kaluhati Footwear Cluster, BRAC Bank Ltd. for cricket bat manufacturers situated in the southern part of the country mainly in Baldia Cricket Bat Cluster, Swrapkathi of Pirojpur, Narandrapur Cricket Bat Cluster of Jessore, Kotchandpur Cricket Bat Cluster of Jhenaidah and Rupsha & Fultola Cricket Bat Cluster of Khulna District) BANK DEPOSIT ( FDR) : Taka Taka Endowment Fund 2,000,000,000 2,000,000,000 Reserve Fund 546,600, ,900,000 General Fund 431,000, ,000,000 2,977,600,000 2,906,900,000 Details of the above amount have been stated under "Annexure-B". 13. CASH AND CASH EQUIVALENT: Cash in hand 26,639 25,000 Cash at Bank : Bank Asia Ltd. (Scotia Br.) STD ,381,869 3,030,046 Bank Asia Ltd. (Scotia Br.) STD ,246,898 25,688,985 21,628,768 28,719,031 21,655,407 28,744,031 evwl K cöwz e`b

66 14. RESERVE FUND: Taka Taka Opening Balance 391,957, ,789,004 Add: Transfer of 25% of interest 48,182,336 54,168,447 Closing Balance 440,139, ,957,451 As per Endowment Fund Management Policy of SME Foundation 25% of interest earned on FDR (after deducting AIT) of Endowment and Reserve Fund amounting to Taka 48,182,336 has been transferred to Reserve Fund during the year under audit. 15. MEMBERS' CONTRIBUTION FUND: Balance from last year 10,000 10,000 10,000 10,000 As per clause 13 of the Memorandum of Association the above amount contributed by the members to be utilized in the event of winding up of SME Foundation has been shown as members contribution Fund. 16. TRADE AND OTHER PAYABLE: Payable for Goods (Note-16.a) 719, ,310 Payable for Expense (Note-16.b) 3,169,815 3,968,690 3,888,969 4,748, a Payable for Goods Liza Offset Printers (Woman Directory, Printing) 8, ,690 Turtel (Jute Product Directory) - 88,900 Progoti Printers Palace (Business Manual) - 185,878 Green Dot Limited (Water Purifier) - 39,500 M/S. QWIK Print (Printing) M/S. Express Media (Stationery Supplies) ,750 M/S. Fakhrul Enterprise (Stationery Supplies) Navana Furniture (Book Shelf) - 10,192 M/S. Musa Enterprise (Jute bag) 150,300 - Bengal-Com Print (Printing) 39,880 - Dhaka Printers (Product Catalogue-HRD) 311,280 - Mukti Printers (Product Directory-BSS) 110,000 MIDAS (Book Purchase) 13, , , evwl K cöwz e`b

67 16.b Payable for Expense Taka Taka Income tax on Employees Salary 1,562,012 1,500,298 ASM Sayedur Rahman (Utility, electricity bill ) 102,978 - Gungchil Limited (Advertisement) 71,685 - Millennium Services (R/M-Car) 9,030 - Md. Mujibur Rahman (Fuel) 11,787 - MS Mahmuda Akhter (Salary) 13,830 13,830 Rownak Jahan (Salary) - 15,806 M/S. Minimax Enterprise (Car Rent) 191, ,260 Mr. ASM Sayedur Rahman Khan, land lord (Electricity Bill) - 107,128 Mr. ASM Sayedur Rahman Khan, land lord (Generator bill) - 24,581 Abir Hossain (Tour Bill) - 5,630 Debasish Saha (Tour Bill) - 11,540 S M Shaheen Anwar (Tour Bill) - 3,600 S. M. Nurul Alam (Tour Bill) 500 4,500 Md. Mizanur Rahman (Foreign Tour Bill) - 11,597 Akhil Ranjan Tarafder (Tour Bill) Samsun Nahar (Training) - 30,000 NASCIB (Training) - 113,220 Abir Hossain (Training) - 37,175 Md. Showkat Hossain (Training) - 8,000 ASM Sarwar Alam (Training) - 12,000 Md. Anowaruzzaman (Training) - 12,000 Apon Uddogh Foundation (Training) - 48,410 Md. Showkat Hossain (Training) - 6,000 CWCCI (Training) - 765,100 ASM Shamzidul Islam (Training) - 8,000 BIAM Foundation (Training) - 55,492 Md. Saiful Kamal Azad (Training) - 22,540 Md. Monowar Hossain (Training) - 54,000 WEAB (HRD Training Bill) 91,700 Akhter Furniture (HRD-Training Bill) 300,000 Mohammad Shahbuddin (Consultant-Policy) - 150,000 BTCL (Telephone Bill) - 15,327 Md. Abdul Matin ndc (Meeting Honorarium) - 10,000 Ahmed Hossain Khan (Meeting Honorarium) - 10,000 Md. Abul Quasem (Meeting Honorarium) - 10,000 Dr. Razia Begum (Meeting Honorarium) - 5,000 Sayda Afroze (Honorarium) 20,000 - A S M Sarwar Alam (Honorarium) 53,000 - Md. Anowaruzzaman (Honorarium) 53,000 - Faqrun Nahar (Honorarium) 30,000 - evwl K cöwz e`b

68 Taka Taka Zeba Parvin (Honorarium) 30,000 - Md. Ashraful Alam (Security Service) - 27,054 Shubol Ray Das (Security Service) 22,545 27,054 Md. Hasan Ali (Security Service) - 25,309 Commando Guards (Security Service) ,383 Md. Mazedur Rahman (Security Service) 2,618 2,618 BDCOM Online Ltd (Internet) 10,500 14,000 Md. Safiqul Islam (Internet) 3,000 - Sk. Yeamin (Security Service) Md. Mustakimur Rahman (Security Service) Howlader Abu Jar (Security Service) Md. Shamim Hossain (Security Service) Rahatul Islam (Security Service) Md. Rokonuzzaman (Securtiy Service) 2,104 - Md. Jalal Howlader (Securtiy Service) 1,164 - Minimax Enterprise (Over K.M & Overtime) 1,350 61,742 Comfort Power Technology (R/M Electrical ) 22,000 22,000 IBA, (Recruitment) - 125,000 Rahul Barua (BSS Program) - 3,060 A.K.M Badrudduza (Lawyer Fees) - 10,000 SR Power Technology (R/M Electrical) - 7,800 Aunamika Traders (R/M-Printer) - 5,500 M Rahman Metal (crest) - 16,800 M/S. QWIK Print (Printing) - 64,830 Lasker Md. Nazmul Islam (Printing) - 3,105 Progoti Printing Palace (Printing) - 5,250 Kafayet Ullah (News Paper) 2,700 2,610 M/S. Colorzone (Sign Board) - 80,879 Md. Mujibur Rahman (Fuel) - 27,614 S.M. Shaheen Anwar (Fuel) 23,314 22,171 M/S. Jamal Electric Store (R/M Electrical) 7,164 7,164 ASM Sayedur Rahman (Services) 75,360 75,360 Mr. ASM Sayedur Rahman,land loard (Wasa Bill) 8,400 8,400 Syed Md. Ihsanul Karim (Telephone bill) - 2,800 Syed Md. Ihsanul Karim (Mobile bill) - 3,000 Syed Md. Ihsanul Karim (Newspaper bill) Md. Safiqul Islam (Newspaper) 1,276 - Md. Safiqul Islam (Telephone payable) 11,600 - Md. Maminul Islam (Meeting Exp) 7,544 - Mr. Syed Ihsanul Karim (Internet bill) - 1,500 Continental Courier (Courier Service) 8,833 - BWCCI (Training) 248, evwl K cöwz e`b

69 Taka Taka Mr. Nazir Ahmmod 10,440 - BFWE (Training) 114,568 - Samsun Nahar (Training) 30,000 - Staff Salary 4,200 - BTCL (Telephone) 5,085-3,169,815 3,968, LIABILITY FOR EXPENSES: M/S. K M Hasan & Co.(Audit Fee) 75,000 75,000 M/S Connect BD Ltd. (ICT E-Catalogue) - 701,000 M/S. e.general Consultation Ltd.(Study-BSS) - 3,249,789 Md. Abul Basher (ISO Consultancy) 31,250 31,250 M/S. BMQR Certification (ISO Consultency) - 46,000 M/S Subra System ltd ( Accounting Software) 754,176 - Provision against expenses 1,821,566 - Provision against advance 1,827,386-4,509,378 4,103, LIABILITIES FOR OTHER FINANCE : TAX withheld Account 484, ,242 VAT clearing account 1,927, ,187 PUFFIN Shoe 8,000 - Rahela Boutiques 1,000 - Natunatta Boutique and Handicraft 1,000 - Songjukta Boutique House 1,000 - Shetu Fashion Boutique 1,000 - Farzana Boutique 1,000 - Nazu Boutique House 1,000 - Peace Publication 1,000 - Shraboni Butic and Fashion House 1,000 - Trinamul Nari Udokta Society, Dhaka 3,000 - Hoor crafts 1,000 - Jul-k Fill Hosta Shilpa 1,000 - Foundation for Women and Child Assistance 4,000 - Chemist Harbal Care 1,000 - Alim Industries 1,000-2,438, ,429 evwl K cöwz e`b

70 19. INTEREST INCOME : Taka Taka Interest on FDR of Endowment & Reserve Fund 165,955, ,575,206 Interest on FDR of General Fund 31,255,658 39,325,500 Interest on Credit Wholesaling 11,439,752 7,830,712 Interest on STD Account 3,009,552 2,568, ,660, ,299,837 Interest on FDR of Endowment and Reserve Fund is Tk. 214,138,233 (Gross). The net interest on the same FDR i.e., after deduction of AIT stands at Tk.192,729,344 upon which 25% of interest to the extent of Tk. 48,182,336 has been transferred to Reserve Fund account as per decisions of Endowment Fund Management Committee and the rest amount of Taka 165,955,897 has been shown as interest income. 20. INCOME FROM FAIR : Receipts from Fair 530,000 7,595, ,000 7,595, OTHER INCOME : Sale of Tender Schedule 70, ,700 Sale of Business Manual & Women Directory 150,340 79,315 Consultancy Service 453, ,000 Receipts from Souvenir advertisement - 363,380 Miscellaneous income 113, ,528 Income from venue 318,500-1,106,189 1,399, OPERATIONAL EXPENSES: Local & In House Training 27, ,360 Technology & ICT Development Training 1,090,417 1,308,767 Capacity Building 12,389,328 7,334,875 Policy Advocacy 218,483 62,000 Women development Training 1,095,054 1,015,606 Fair Expenses 24,969,129 20,934,306 Seminar & Symposium 1,182, ,051 Workshop Expenses 916, ,043 Women Entrepreneurs Award - 382,356 Business Support Service program & Training 787, ,861 Research & Development expenses 1,192, ,382 SME enterpreneours award 2,070,345 - SME exibition 889,510-46,829,313 33,579, evwl K cöwz e`b

71 23. ADMINISTRATIVE EXPENSES : Taka Taka Salary & Allowances 70,876,869 71,630,129 Advertisement 541, ,240 Annual General Meeting 514, ,698 Audit Fee 75,000 75,000 Bank Charges 1,121, ,871 Board Meeting expenses 722, ,493 Donation & Subscription 125, ,000 Entertainment 435, ,000 Fees & taxes 97,630 22,159 Fuel & Lubricants 731, ,010 Insurance Premium 200, ,127 News Paper, Periodicals & Publications 96,798 76,769 Other Meeting 745, ,403 Overtime & Labor charges 42,233 84,167 Printing & Stationery 891, ,795 Recruitment expenses 124, ,000 Rent & Rates 16,985,400 15,666,617 Repair & Maintenance 1,408,689 1,376,714 Security Services 1,313,929 1,326,268 Telephone, Mobile, Internet & Postage 410, ,113 Traveling & Conveyance 2,022,008 1,690,623 Utility Expenses 1,408,598 1,554,265 Miscellaneous expense 9, Welfare and recreation 13,970 - Depreciation 5,081,899 7,464, ,996, ,411,163 evwl K cöwz e`b

72 24. REPORTING CURRENCY AND LEVEL OF PRECESSION The figures in the Financial Statements represent Bangladesh currency (Taka/Tk.) which has been rounded off to the nearest Taka. Last year's figures have been re-arranged where necessary to conform to current year's financial presentation. 25. COMPARATIVE INFORMATION Comparative informations have been disclosed in respect of the year for all numerical informations in the Financial Statements and also the narrative and descriptive numerical informations when are relevant for understanding the current year's Financial Statements. 26. EVENTS AFTER REPORTING PERIOD a) b) The Board of Directors of the Foundation in it's meeting held on 11/05/2017 approved the Financial Statements of the Foundation for the year ended 30 June 2016 and authorized the same for issue. There is no other significant event that has occurred between the date of Financial Position and the date when the Financial Statements were authorized for issue by the Board of Directors. Managing Director SME Foundation Director SME Foundation Director SME Foundation Place: Dhaka Dated: 11 May evwl K cöwz e`b

73 Property, Plant and Equipment: SMALL AND MEDIUM ENTERPRISE FOUNDATION Annexure-A Schedule of Property, Plant and Equipment As at 30 June 2016 Amount in Taka Particulars Cost Depreciation Written Balance Addition Sales/Adj Balance Balance Charged Sales/Adj Balance down value Rate (%) as on during the during as on as on during the during as on as on year the year year the year Machineries 5,943, ,943,000 20% 3,564,600 1,188,600-4,753,200 1,189,800 Air Conditioner 3,917, ,917,760 20% 3,269, ,022-3,917,759 1 Communication & Network 508, ,600 20% 508,598 Equipment ,598 2 Office Equipment 5,931, ,485-6,508,656 20% 4,085,997 1,088,573-5,174,570 1,334,086 Office Decoration 12,635, ,635,707 10% 6,172,901 1,263,571-7,436,471 5,199,236 Furniture & Fixture 4,967,208 74,207-5,041,415 10% 1,516, ,721-2,012,921 3,028,494 Books & Periodicals 235,553 34, ,933 30% 140,654 70, ,320 58,613 Safe Vault 15, ,478 10% 9,287 1,548-10,834 4,644 Vehicle 13,196, ,000-13,316,000 20% 12,871, ,199-13,195, ,001 Total as on ,350, ,072-48,156,549 32,139,774 5,081,899-37,221,673 10,934,876 Total as on ,162, ,708 1,636,200 47,350,477 24,675,394 7,464,380-32,139,774 15,210,703 Notes: i) Depreciation has been charged on Property, Plant and Equipment for half year at stated rate on the addition within 1st 6 (six) months of the accounting year only. evwl K cöwz e`b

74 Annexure-B Interest Receivable: Amount in Taka The amount has been earned as interest on FDR of Endowment Fund amounting to taka 2,000,000,000 and Reserve Fund amounting to Taka 546,600,000 deposited to different banks at ranging from 7.00%-9.6% and General Fund of taka 431,000,000 at ranging from 7.00%-9.5% and on loan aganist Credit Wholsaling Scheme at 4% and also on STD account balance with Bank Asia Ltd. at 3% - 4% as on 30 June 2016 details of which are given below: Bank Name Branch A/c No./FDR No. Principal Amount Term (Months) Date of Issue/ Renewal Interest Rate % Date of Maturity Gross Interest Receivable 10% Tax Net Intrtest Receivable Received Date Received Amount Govt. Excise Duty ,000, ,625, , ,162, ,040,625 National Bank Ltd. Gulshan ,000, ,625, , ,162, (15,000.00) 1,040, ,000, ,625, , ,162, ,040,625 Bangladesh Commece Bank Ltd. Muradpur ,000, ,295, , ,169, ,250 Uttara /465 24,900, ,120, , ,008, (15,000.00) 252,113 Mutual Trust Bank Ltd. Dilkusha ,000, ,400, , ,160, (15,000.00) 540, ,000, ,840, , ,456, (15,000.00) 864,000 Social Islami Bank Ltd Uttara / ,000, ,500, , ,550, ,137, / ,000, ,750, , ,275, ,068, ,000, ,750, , ,275, ,068, ,000, ,750, , ,275, ,068, ,000, ,375, , ,137, ,375 Premier Bank Ltd. Gulshan ,000, , , , , EXIM Bank & Bank Charge 25% Net Int. transferred to Reserve Fund 27,500, ,306, , ,175, (15,000.00) 293, ,500, ,671, , ,404, , ,500, , (25,000.00) 585, (7,500.00) 534, ,000, ,500 71, , , ,000, , , , (7,500.00) 80,156 Bashundhara ,000, , , , (12,500.00) 187,031 Gulshan ,000, ,382, , ,144, ,167 Gulshan ,000, ,382, , ,144, ,167 Standard Bank Principal / ,000, ,375, , ,137, ,375 Principal ,000, ,375, , ,137, ,375 Panthapath ,000, , , , , ,500, ,641, , ,477, , ,000, , , , ,094 One Bank Moghbazar ,000, ,550, , ,995, (15,000.00) 1,248, ,000, , , , (7,500.00) 208, ,000, ,312, , ,081, (15,000.00) 520,313 Banani ,000, ,375, , ,137, , ,000, ,375, , ,137, ,375 Mirpur First Security ,000, ,750, , ,275, ,068,750 Banani ,000, ,375, , ,137, ,375 Motijheel ,000, ,375, , ,137, , ,000, ,625, , ,162, (5,000.00) 1,040,625 AB Bank Mirpur ,000, ,625, , ,162, (5,000.00) 1,040, ,000, ,625, , ,162, (5,000.00) 1,040,625 Trust Bank Kakrail /06/15 4,200, , , , , (0.25) 21,853 Jamuna Bank / ,300, , , , (7,000.00) 57,206 Sonargaon Road ,000, ,312, , ,081, , / ,000, ,000 67, , , / ,000, , , , (7,000.00) 75,938 Banani ,000, ,387, , ,248, (7,500.00) 312,188 Banani ,000, ,850, , ,665, ,250 - National Bank Ltd. Gulshan ,000, ,150, , ,735, (30,000.00) 933,819 Uttara / ,000, ,000, , ,200, ,800,000 Social Islami Bank Ltd Nawabpur ,000, ,375, , ,137,500 Vatara / ,000, ,000, , ,600, , ,000, ,000, , ,800, (15,000.00) 450, ,000, ,000, , ,600, (15,000.00) 900, ,000, ,000, , ,400, (15,000.00) 1,350, evwl K cöwz e`b

75 Bank Name Branch A/c No./FDR No. Principal Amount Term (Months) Date of Issue/ Renewal Interest Rate % Date of Maturity Gross Interest Receivable 10% Tax Net Intrtest Receivable Received Date Received Amount Govt. Excise Duty ,000, ,375, , ,937, (15,000.00) 984, ,000, ,375, , ,937, (15,000.00) 984, ,000, ,000, , ,800, (15,000.00) 450,000 Premier Bank Ltd. Gulshan ,300, ,375 49, , (7,500.00) 111, ,000, ,312, , ,181, (7,500.00) 295, ,000, ,375, , ,937, (15,000.00) 984, ,000, ,000 87, , (7,500.00) 196,875 IFIC Motijheel ,500, ,500, , ,050, (30,023.00) 1,012,500 Principal / ,000, ,000, , ,800, (15,000.00) 450,000 Standard Bank Principal ,000, ,000, , ,800, (15,000.00) 450,000 Panthapath ,000, ,000 48, , (7,500.00) 108,000 Panthapath ,000, ,200, , ,080, (15,000.00) 270, ,500, ,508, , ,357, (15,000.00) 339, ,000, ,500 63, , (15,000.00) 143, ,000, ,100, , ,590, (15,000.00) 1,147,500 One Bank First Security Jamuna Bank IDLC Moghbazar & Bank Charge 25% Net Int. transferred to Reserve Fund ,000, ,000 85, , (7,500.00) 191, ,000, ,000, , ,800, (15,000.00) 450, ,000, ,275, , ,147, (15,000.00) 286, ,000, ,000, , ,800, (30,000.00) 450,000 Banani ,000, ,125, , ,912, (15,000.00) 478, ,000, ,125, , ,912, (15,000.00) 478, ,000, ,500 23, , (1,500.00) 53,438 Mirpur ,000, ,750, , ,275, (15,000.00) 1,068, ,000, ,250, , ,825, (15,000.00) 956, ,000, ,500 72, , (7,500.00) 162,563 Banani ,000, ,125, , ,912, (15,000.00) 478,125 Banasree ,000, ,992, , ,693, (15,000.00) 673, ,000, ,750, , ,275, (15,000.00) 1,068,750 Motijheel ,000, ,125, , ,912, (15,000.00) 478,125 Sonargaon Road ,000, ,000, , ,800, (30,000.00) 450,000 Banani ,000, ,600, , ,440, (15,000.00) 360,000 Head Office ,000, ,187, , ,968, , ,000, ,187, , ,968, ,188 Standard Bank Panthapath ,700, , ,116 Panthapath ,400, ,899, ,388 Trust Bank Elephant Road ,500, , , ,000, ,792 58,453 Social Islami Bank Ltd Uttara / ,000, ,570, , / ,000, ,108, ,375 Vatara ,000, ,639 86, ,000, , , ,000, ,480, ,047 Premier Bank Ltd. Gulshan ,000, ,248, , ,000, ,248, , ,000, , , ,300, ,710 44, ,000, , , ,000, ,450, , ,000, ,694 55,281 Standard Bank Principal / ,000, , ,375 Principal ,000, ,611 89,688 Panthapath ,000, ,000 22,050 Panthapath ,700, ,788 68,127 Panthapath ,400, ,793, ,644 Panthapath ,000, ,667 49,875 Panthapath ,000, ,684, ,950 evwl K cöwz e`b

76 Bank Name Branch A/c No./FDR No. Principal Amount Term (Months) Date of Issue/ Renewal Interest Rate % Date of Maturity Gross Interest Receivable 10% Tax Net Intrtest Receivable Received Date Received Amount Govt. Excise Duty AB Bank Malibag ,000, ,105, ,688 EXIM Bank Corporate ,000, , , ,500, ,813 91, ,200, ,378 8,410 First Security Banani ,000, ,708 88,359 Mirpur ,000, ,986 97, ,000, ,938 30, ,000, ,577, , ,000, ,208, , ,000, ,486 35,434 Banani ,000, ,847 92,891 Banasree ,000, ,370, , ,000, ,054, ,188 Motijheel ,000, , ,000 IDLC Head Office ,000, , , ,000, , ,078 & Bank Charge 25% Net Int. transferred to Reserve Fund Sub- Total Less: Last year balance of interest receivable Less: Interest received, Bank charge and AIT A) Endowment and Reserve Fund Total 2,546,600, ,308,766 22,034, ,358, ,601,797 (728,023) 56,995,706 39,170,533 8,813, ,193,599 2,546,600,000 32,944,633 22,034, ,358, ,601,797 (728,023) 48,182, EXIM Bank Nawabpur ,000, ,900, , ,710, EXIM Bank Nawabpur ,000, , (25,000.00) One Bank Moghbazar ,000, ,850, , ,665, (7,500.00) Standard Bank Panthapath ,000, ,000 47, , Foreign Exchange ,000, ,705, , ,334, / ,000, ,655, , ,389, (15,000.00) / ,000, ,000 67, , Jamuna Bank Sonargaon Road / ,000, ,000 90, , / ,000, ,500 33, , (7,000.00) / ,000, ,000 45, , (7,000.00) Trust Bank Dhanmondi ,000, , , (7,500.00) Trust Bank Dhanmondi ,000, , , Trust Bank Kakrail /35/15 50,000, , (7,500.00) Trust Bank Kakrail /35/15 50,000, , IFIC Motijheel ,000, ,200, , ,880, (30,023.00) ,000, ,162, , ,646, (15,000.00) Premier Bank Ltd. Gulshan ,000, ,000 87, , (7,500.01) ,000, ,250 65, , (7,500.00) One Bank Moghbazar ,000, ,700, , ,530, (7,500.00) Standard Bank Panthapath ,000, ,000 40, , (7,500.00) Foreign Exchange ,000, ,022, , ,720, (15,000.00) Premier Bank Ltd. Gulshan ,000, ,043, ,000, , ,000, ,667 EXIM Bank Corporate ,000, , ,000, , ,000, Standard Bank Green Road ,000, ,333 Panthapath ,000, ,667 Panthapath ,000, , Foreign Exchange ,000, , Sub- Total Less: Last year balance of interest receivable Less: Interest received, Bank charge and AIT B) General Fund Total 431,000,000 34,550,014 3,089,708 27,807,375 27,640,852 (166,523) 3,294,356 27,602, ,000,000 3,652,931 3,089,708 27,807,375 27,640,852 (166,523) 74 evwl K cöwz e`b

77 Bank Name Branch A/c No./FDR No. Principal Amount Term (Months) Date of Issue/ Renewal Interest Rate % Date of Maturity Gross Interest Receivable 10% Tax Net Intrtest Receivable Received Date Received Amount Midas Financing Ltd. Head Office , , ,429 Mutual Trust Bank Ltd. Head Office ,000, , , ,000 Midas Financing Ltd. Head Office , , ,571 Trust Bank Ltd. Head Office ,000, , , ,000 Mutual Trust Bank Ltd. Head Office ,000, , , ,000 Bank Asia Ltd. Head Office ,500, , , ,000 Bank Asia Ltd. Head Office ,500, , , ,000 Trust Bank Ltd. Head Office ,500, , ,616 90,000 Mutual Trust Bank Ltd. Head Office ,500, ,877 80,877 60,000 IDLC Financing Ltd. Head Office ,000, , , ,759 IDLC Financing Ltd. Head Office ,000, , , ,000 NCC Bank Ltd. Head Office ,000, , , ,000 NCC Bank Ltd. Head Office ,000, , , ,000 Midas Financing Ltd. Head Office ,000, , , ,000 Eastern Bank Ltd. Head Office ,000, ,292,055 1,292,055 1,200,000 Bank Asia Ltd. Head Office ,000, , , ,000 Bank Asia Ltd. Head Office ,000, , , ,000 Bank Asia Ltd. Head Office ,000, , , ,000 Eastern Bank Ltd. Head Office ,000, , , ,000 Mutual Trust Bank Ltd. Head Office ,000, , ,014 Dhaka Bank Ltd. Head Office ,900, ,340 12, , ,918 IDLC Finance Ltd Head Office ,000, , , ,000 Mutual Trust Bank, Head Office ,000, , ,192 Mutual Trust Bank Ltd. Head Office ,000, ,959 10,959 IDLC Finance Limited Head Office ,000, , ,000 Mutual Trust Bank Ltd. Head Office ,000, ,863 Midas Financing Ltd. Head Office ,000,000 42,301 Mutual Trust Bank Ltd. Head Office ,000, ,123 IDLC Finance Limited Head Office ,000, , ,671 IDLC Finance Limited Head Office ,000, , ,333 BRAC Bank Ltd Head Office ,350, ,898 IDLC Finance Limited Head Office ,000, , ,151 Dhaka Bank Ltd. Head Office ,600,000 16,132 Dhaka Bank Ltd. Head Office , Govt. Excise Duty & Bank Charge Sub- Total Less: Last year balance of interest receivable Less: Interest received, Bank charge and AIT C) Credit wholesalling Total 297,450,000 13,501,478 12,515 11,516,146-10,200,832-2,061,726 8,151, ,450,000 3,288,131 12,515 11,516,146 10,200,832 - Bank Asia Ltd. Scotia STD. A/c No ,030,046 3%-4% 1,991, ,215 1,866,509 1,252,147 Bank Asia Ltd. Scotia STD. A/c No ,688,985 3%-4% 2,288, ,904 2,120,370 1,679,038 Sub- Total Less: Last year balance of interest receivable Less: Interest received, Bank charge and AIT D) STD Total Grand Total 28,719,031 4,279, ,119 3,986,880 2,931,185 1,270,446 1,660,739 28,719,031 1,348, ,119 3,986,880 2,931,185 3,303,769,031 41,234, ,429, ,668, ,374,667 25% Net Int. transferred to Reserve Fund evwl K cöwz e`b

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