C O N T E N T S. 1 Banking at a glance in Odisha as on 31st March Confirmation of Proceedings of 138th SLBC Meeting 3

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1 C O N T E N T S Sl No Particulars Page No 1 Banking at a glance in Odisha as on 31st March Confirmation of Proceedings of 138th SLBC Meeting 3 3 Action Taken Report on major decisions taken in 138th SLBC Meeting 3 4 NPA & Overdue position as on 31st March Fresh Issues 13 6 Brach & ATM Network 15 7 Banking Key Indicators 18 8 Achievement of Annual Credit Plan(ACP) under Priority Sector 20 9 Finance to Agriculture Sector Finance to MSME Sector RSETI Related Issues Finance to Weaver Sector Finance to Self Help Groups Finance to Handicrafts Sector Progress under Govt. Sponsored Programmes Finance under Education Loan Finance under Housing Loan Implementation of Prime Minister s New- 15 Point Programme Finance to Weaker Sections CGTMSE Scheme Disposal of loan applications under various Govt. schemes 39

2 LIST OF ANNEXURES Annexures Particulars Page No 1 Bank wise progress under Road Map for providing Banking Services FIP Finance under DRI Scheme Bank wise performance under PMJDY Bank wise District wise BSBDA DBTL Status Aadhaar Generation Scheme wise NPA,Overdue & Recovery Position Particulars of cases filed under OPDR Act and OACOMP Act Enrollment status of PMSBY & PMJJBY as on Bank wise Branch Network Bankwise District wise Branch opened status ATM Network Key Indicator & Area wise CD Ratio ACP Finance under Agriculture Financing under KCC Status of Dairy loan applications Status of proposals under Fishery Financing under Allied Agriculture Poultry Scheme Credit flow to MSME (Manufacturing) Credit flow to MSME Sector RSETI wise monthly Progress Report up to Mar, Issuance of WCC Financing under SHG Bank wise SHG Linkage Target for FY Status of loan application under MTUHI Bank wise/district wise performance under PMEGP Statusof loan application under NULM SC /ST Target Target under 20 point programme for Sector wise financing to Scheduled Tribe Financing under JLG Financing under ACC Financing under SCC Financing under Education loan Financing under Housing Rajiv Rinn Yojana -Memorandumof Govt.of India Credit facility to Minority Community Credit Facility under CGTMSE Disposal of loan applications under various sectors

3 BANKING AT A GLANCE IN ODISHA AS ON 31 st March 2015 Particulars (Rs.in Crore) As on 31 st March Total Deposit (i) Total Advance utilized in the state (ii) Total Advance sanctioned and utilized in the state Total Business (Deposit + Advance) Credit Deposit (CD) Ratio (%) Benchmark-60% Credit Deposit Ratio excluding advance sanctioned in other state and utilized in our state CD Ratio of Rural Branches CD Ratio of Semi Urban Branches CD Ratio of Urban Branches CD Ratio of Commercial Banks excluding RIDF& advance sanctioned in other state and utilized in our state CD Ratio of Commercial Rural Bank Branches excluding RIDF and advance sanctioned in other state and utilized in our state Total PS Advance % of PS Advance to Total Advance Bench Mark-40% Agriculture Advance % of Agriculture Advance to Total Advance Bench Mark- 18% MSME Advance % of MSME Advance to total advance Advance to Weaker Section % of Advance to weaker section to PS Adv. Bench Mark 25% Total DRI Advance % of DRI Advance to total advance Bench Mark 1% Credit Investment to Deposit Ratio % NPA in % (Average in the state) 8.26 Public Sector Banks 7.64 Private Sector Banks 1.37 RRBs Cooperative Banks Total No. of Branches Of which: 1

4 Rural Branches 2543 (54.43%) Semi Urban Branches 1221(26.13%) Urban Branches 908(19.44%) 20. Education loan B/o Housing Loan B/o Achievement under ACP under priority sector in % a) Crop Loan b) Agriculture Term Loan c) Agriculture Allied loan d) Total Agriculture e) MSE f) Education g) Housing d) Other Priority Lead Districts : 30 SBI 19 UCO 7 BOI 2 Andhra Bank 2 24 RSETIs : 29 SBI 17 UCO 7 BOI 2 CBI 1 Andhra Bank 2 25 RUDSETI : Canara Bank 1 26 FLCS : 103 SBI 19 UCO 7 BOI 2 d) Andhra Bank 2 OSCB 94 RRB 11 2

5 AGENDA NO. 1 AGENDA NOTES OF 139 th SLBC MEETING Confirmation of Proceedings of 138 th Bhubaneswar. SLBC meeting held on at The Proceedings of 138 th SLBC meeting held on at Bhubaneswar had been circulated among all the members of SLBC vide our letter No. SLBC/ODI/831/ dated Since no comments have been received from any quarter the same may please be confirmed. AGENDA NO. 2 Action Taken Report on major decisions taken in 138 th Poin t No.. Action points Action to be taken by Action taken SLBC meeting held on Opening of Brick & Mortar Branches. Banks have opened 372 branches in the state for the period to , out of which 200 are in rural centers, Banks like SBI, Canara Bank, HDFC & ICICI banks have opened good number of branches. 1. Progress of Implementation of Financial Inclusion Plan in the State. All banks/ LDMs Provision of banking outlets in unbanked villages with population below 2000 As on , banks have covered villages constituting % of the total target. Out of these villages, 431 are covered through B & M branches and rest by branchless modes mainly through BC mode. (Details as per the Annexure- 1). The constraints like telecom connectivity. unstable and low voltage power supply are continuing in rural areas. The issues of BC agents engaged by different banks are yet to be resolved. Progress under Financial Inclusion Programme (2013 to 2016) of Public Sector, Private Sector and RRBs as on March 31, 2015 is enclosed at Annexure 2 3

6 2. DRI Loans in favour of Persons with Disability(PWD) All Banks/ Director of Welfare/LD Ms Total amount disbursed under DRI scheme is Rs crore in 4880 accounts during to , out of which Banks have disbursed 2095 applications amounting Rs.4.03 crore under DRI loan to persons with disability. The performance of the participating banks is not encouraging (Annexure 3). Banks were requested to achieve sanction and disbursement of minimum 10 applications per branch under the scheme for the year Finance under DRI (Person with disability) as on Sl No. Name of Bank No. of Branches Target No of cases Disbursed to Person with disability From to A/C A/c Amt. 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank

7 16 State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBS Total of Commercial Banks Orissa State Co-Op. Bank Total of Coops Banks Grand Total

8 3. Implementation of Pradhan Mantri Jan Dhan Yojana (PMJDY) PMJDY ACCOUNTS AT A GLANCE IN ODISHA AS ON Total No. of villages covered Total No. of Sub Service Area covered 6276 Total No. of Wards covered % Saturation (Each household having minimum one Saving Bank Deposit Account) No of accounts opened from to Rural Urban Districts No. of accounts opened with Zero balance % of Zero balance accounts to total account opened Total deposit balance under PMJDY accounts Rs Crore No. of RuPay Cards issued No. RuPay Cards activated (78.63%) No. of Pass Books issued No. of Aadhaar seeded accounts % of Aadhaar seeding % No. of active BC Agents (Bank Mitra) 4481 Bank wise figures dated is available at Annexure -4 Continuance of opening of Basic Saving Bank Deposit (BSBD) Accounts under PMJDY. SLBC has already clarified vide its letter dated and that Banks should not refuse opening of new accounts under PMJDY and continue to open accounts in normal course and issue RuPay Debit Cards. However, it should be made clear to them that benefit of life cover of Rs.30000/- will not be available in the accounts opened after District wise figure dated is available at Annexure % completion of Household coverage with minimum one account under PMJDY and issuance of saturation certificate by the District Collectors. Except Jajpur, Boudh, Koraput, Angul, Cuttack, Kendrapada, Ganjam and Jharsuguda district, SLBC has not received the saturation certificate from rest 22 districts. We are yet to receive the saturation certificate from rest district collectors. 4. Progress on implementation DBTL in our State LPG and Bank Seeding Status as on (Annexure - 6 ) 1. Total no of LPG distributors in the State No of LPG Consumers % of LPG Aadhaar Seeding as on date

9 4. % of Bank Aadhaar Seeing (ATC) as on date % of Bank Account Seeding verified (BTC) as on date % of Cash Transfer Compliant (CTC= ATC + BTC) as on date Aadhaar Number Seeding It is reported by the UIDAI (Annexure-7) that out of total population of 4.19 crore in Odisha, target population (five years above) is 3.85 crore, Biometric Entry (Enrollment) has been done till is 2.95 crore (76.62%), AADHAAR No. generated/uploaded for 2.80 crore (67%). 100 % generation is yet to be achieved 6. Bank wise & Scheme wise Interest Subvention & Subsidy (State Govt) utilization for the period to RELEASE OF INTEREST SUBVENTION ON SHORT TERM CROP LOAN FOR THE YEAR (Amt.in Rupees.) Sl.No Name of the Bank No.s of A/c Amt.of claim settled 1 Bank of India ,00,24,917 2 State Bank of India ,07,99,637 3 Punjab National Bank ,48,441 4 Andhra Bank ,77,283 5 Utkal Grameen Bank ,83,45,391 6 Union Bank ,78,691 7 Syndicate Bank ,46,936 8 Bank of Baroda ,37,830 9 Corporation Bank ,11, UCO Bank ,92, Indian Overseas Bank ,40, Canara Bank ,67, Allahabad Bank ,98, Central Bank of India ,61, IDBI Bank ,88, Indian Bank ,10, United Bank of India ,02, Odisha Gramya Bank ,16,46,592 Grand Total ,36,78,175 RELEASE OF INTEREST SUBVENTION ON AGRICULTURE TERM LOAN FOR THE PERIOD Utkal Grameen Bank State Bank Of India

10 3 United Bank of India UCO Bank Bank of India Odisha Gramya Bank Union Bank of India Andhra Bank Punjab National Bank Indian Overseas Bank IDBI Bank Grand Total INTEREST SUBVENTION ON SHORT TERM LOAN (DAIRY) 1 Bank of India 4 2,592 2 State Bank of India 49 58,991 3 Utkal Grameen Bank 19 11,578 4 UCO Bank Punjab National Bank 875 6,72,250 Grand Total 948 7,45,542 INTEREST SUBVENTION ON TERM LOAN(DAIRY) 1 Utkal Grameen Bank State Bank of India Syndicate Bank Bank of India Odisha Gramya Bank Union Bank of India Andhra Bank Punjab National Bank Grand Total INTEREST SUBVENTION ON SHORT TERM LOAN (FISHERY) 1 Bank of India 6 21,205 2 Utkal Grameen Bank 13 15,391 3 State Bank of India 19 32,470 4 UCO Bank 7 12,085 5 Punjab National Bank 561 4,26,881 6 IDBI Bank 289 2,79,215 Grand Total 895 7,87,247 INTEREST SUBVENTION ON TERM LOAN (FISHERY) 1 Utkal Grameen Bank 16 14,718 2 State Bank of India 47 1,04,599 8

11 3 Bank of India 15 68,738 4 Odisha Gramya Bank 345 3,30,645 5 Union Bank of India 5 5,809 6 Andhra Bank 526 4,33,330 7 Punjab National Bank 23 35,646 Grand Total 977 9,93,485 INTEREST SUBVENTION ON CAPITAL INVESTMENT SUBSIDY IN RESPECT OF PROMOTION OF DAIRY ENTREPRENEUR (P.D.E). 1 Allahabad Bank 50 17,82,950 2 Andhra Bank ,86,079 3 Axis Bank 9 2,73,478 4 Bank of Baroda 55 22,91,085 5 Bank of India 21 7,46,563 6 Canara Bank 24 7,47,000 7 Central Bank of India ,07,090 8 Corporation Bank 8 2,05,450 9 IDBI Bank 11 3,25, Indian Bank 2 50, Indian Overseas Bank 43 15,04, Odisha Gramya Bank 602 1,61,71, Punjab National Bank ,93, State Bank of India 30 9,76, Syndicate Bank 28 10,61, UCO Bank 55 25,70, Union Bank of India 41 12,83, United Bank of India 59 22,83, Utkal Grameen Bank 77 22,88,509 Grand Total ,91,48,404 In the last SLBC meeting all Banks were requested to submit their claim to nodal bank (UCO Bank) as on in the prescribed format. We are yet to receive claim from some Banks. 9

12 7) Review on Banking Developments in Odisha in KEY Parameters as of March Parameters March 2014 March 2015 (Amt in Rs Crore) Variation over March 2014 % of growth over March 2015 No. of branches % Deposits Advances CD Ratio in % Credit Investments to Deposit Ratio Priority Sector Advances % of Priority Sector Advances to Total Advance Agriculture Advances % of Agriculture Advances to Total Advance MSME Advance Education Loan Housing Loan Advance to Minority Communities Advances to Weaker Sections % of Weaker Section Advances to PS Advances DRI Advances % of DRI Advances to Total Advances Branch Network As at the end of December 2014, the total number of Bank Branches in Odisha increased to During the period to , Banks have opened 372 new branches in the state. Out of 372 branches, Public Sector Banks, Private Sector Banks and RRBs have opened 251, 89 and 32 number of branches respectively. Deposit Growth Deposits of the Banks in the state have increased from Rs Crore as of March 2014 to Rs Crore as of March 2015, registering an increase of Rs Crore. The year on year incremental deposit growth is %. 10

13 Credit Expansion The total outstanding advances decreased from Rs Crore as of March 2015 to Rs Crore as of March 2015, registering a decrease of Rs crore on account of decline in non priority sector because of economic slowdown. Despite modest growth of 10 % in priority sector advance, the overall credit outstanding registered negative growth. CD Ratio The Credit Deposit Ratio of all Banks in the state decreased from % as of March 2014 to % as of March 2015 due to low growth in advance portfolio and nearly 16 % growth of deposit led to lower CD ratio for reason stated above. However the overall CD ratio is above the benchmark. Priority Sector Advances The percentage of priority sector advances is % as of March 2015 against the national norm of 40 %. The incremental growth on year to year basis is %. Agricultural Advances The aggregate of agricultural advances extended by banks in Odisha have increased from Rs Crore as of March 2014 to Rs Crore as of March 2015, thus registering an increase of Rs Crore in absolute terms and 9.46 in percentage terms. The share of agricultural credit in total advances as of March 2015 is % against the national norm of 18 %. Micro, Small & Medium Enterprises (MSME) The advances to MSME during the period under review have witnessed an increase from Rs Crore as at March 2014 to Rs Crore as at March 2014, thus registering an increase of Rs Crore in absolute terms and 5.03 in percentage terms on year to year basis. Education Loan An increase of Rs Crore in balance outstanding as on over under Educational Loan represents a growth of 9.43 %. Housing Loan The housing loan balance outstanding has increased from Rs crore as on to Rs as on registering an increase of Rs crore in absolute terms. The incremental growth on year to year basis is %. Advances to Weaker Sections The advances to Weaker Sections increased from Rs crore as of March 2014 to Rs Crore as at March 2015.The share of weaker section advance to Priority Sector advance is % against the bench mark 25 %. DRI Advance Against the national goal of 1% of the previous year s Gross Bank Credit, only 0.11% of the total credit could be given under the DRI scheme in the state by Commercial Banks as at March

14 AGENDA NO.3 NPA & Overdue position as on The NPA % of the State is 8.26 and overdue % is which is at much higher side and alarming. Rising NPA in Odisha is a matter of great concern The Bank wise and Sector wise NPA position is given in Annexure 8. For PMRY / PMEGP / SJSRY/ SHG / WCC, the NPA & Overdue % is too high, which can only be rated as unsatisfactory. The Banks are unable to recycle the funds owing to non repayment of loans, mounting overdue and rising NPA %. Banks & Govt. Departments have to make joint efforts with specific strategies to improve the recovery performance for better recycling of funds. State Govt. is requested to constitute a recovery mechanism which will help the Banks in turn to encourage credit flow to the different sectors. Sector wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. Short term crop loan Agriculture Term Loan Agriculture Allied Total Agriculture MSME Sector Education Loan Housing Loan Total Priority Sector Total Advance Scheme wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. PMEGP/PMRY SHG SJSRY Weaver Credit Card Under OPDR Act Cases involving Rs crores are pending for disposal by Certificate Courts. The detailed bank wise and district wise position in respect of Odisha Public Demand Recovery Act and Odisha Agriculture Credit Operation and MISC Provision (Banks Act) is given in Annexure 9. Schemes to be covered under OPDR Act in Odisha. The State Government notify that all the schemes requiring composite loan sponsored by the District Industries Centre (DIC) as well as subsidy and interest subvention linked schemes, implemented in the State by different departments of State Government. Copy of the Letter is at Annexure 9 12

15 AGENDA NO.4 Fresh Issues A) Implementation of 2 nd Phase of Pradhan Mantri Jan Dhan Yojana The Government, through the Budget Speech, 2015 announced three ambitious Social Security Schemes pertaining to the insurance and pension sector, namely, Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Atal Pension Yojana (APY) to move towards creating a Universal social security system targeted especially to the poor and the under privileged. Hon ble Prime Minister launched these schemes nationally in Kolkata on 9 th May,2015. Simultaneously, these schemes were launched in 115 center in the country. In Odisha, the schemes were launched by Hon ble Governor, Odisha in presence of Union Minister for Petroleum and National Gas at Bhubaneswar, by Hon ble Union Tribal Affairs Minister at Sambalpur and by Hon ble Union Tourism Minister & Civil Aviation Minister at Berhampur on 9 th May,2015. The details guidelines and applications forms both in English and Odiya are available with all banks & insurance companies. SLBC has requested the Chief Secretary to advise the District Collectors to provide all possible support & cooperation to maximize collection of applications from the eligible subscribers by engaging The salient features of these schemes are mentioned below. PRADHAN MANTRY JEEVAN JYOTI BIMA YOJNA Life Insurance cover of Rs.2 lacs on yearly premium of Rs.330/ For Saving bank account holder between the age of 18 to 50 years. Initial Cover period of One year (1 June 2015 to 31 May 2016 ). Can be renewed every year up to attaining the age of 55 years. Premium can only be deposited by auto-debit from SB account. Payment of Rs.2 lacs as compensation on death due to any reason, when the Insurance cover is in force. Each individual can avail only one cover under only one SB account. PRADHAN SURAKHYA YOJNA MANTRY BIMA Accident insurance of Rs.2/1 lac on death / loss of limbs / sight,by paying an yearly premium of Rs.12/. For death / loss of two organs ( Leg/ hand /eye ) due to accident, compensation of Rs.2 lacs will be paid. For loss of one limb / eye compensation of Rs.1 lac will be paid. Age for joining the scheme : 18 years to 70 years. Duration of the Insurance 1 year ( from 1 st June to 31 st May ) renewable every year. Premium can only be deposited by auto-debit from SB account. ATAL PENSION YOJNA For SB account holder between the age of18 to 40 will be eligible to join the scheme. Monthly assured minimum pension of Rs.1000 / 2000/ 3000/4000/5000, after attaining 60 years of age. Deposit of specified sum into Pension Fund corpus account through auto debit by Bank. On death of the beneficiary, spouse will get the benefit and his / her death, the deposit in the corpus fund will be refunded. This scheme will be launched from 1 st June

16 No of Persons Enrolled up to Urban Rural Total Total Male Female Male Female Male Female Lives PMSBY 954, , , ,735 1,606, ,268 2,130,324 PMJJBY 89,904 41, ,121 65, , , ,539 Bank wise performance under the two schemes is available at Annexure 10 B) Roll out of Pradhan Mantri MUDRA Yojana (PMMY) 1. Micro Units Development & Refinance Agency Ltd. (MUDRA) was launched by the Hon ble Prime Minister on April, 8 th, 2015 as a new financial entity, for developing and financing last mile financial intermediaries like Banks, NBFCS, MFIs etc. who are in the business of lending to smaller of the Micro enterprises in manufacturing, trading and service sector. On the same day Pradhan Mantri MUDRA Yojana (PMMY) was launched to fund the unfunded by bringing such enterprises to the format financial system and extending affordable credit to them. 2. The banking sector consisting of Commercial Banks, RRBs and Cooperative Banks can play an important role in extending credit to this sector. It is felt that there is a need to give a special boost to bank finance to this segment on a mission mode, considering the enormous task in reaching to the large number of such units, currently excluded from the formal banking system. 3. This segment mainly consist of non-farm enterprises in manufacturing, trading and services whose credit needs are below Rs lakh. It has been now decided that the loans to be given to this segment for income generation will be known as MUDRA loans under PMMY and branded accordingly. The overdraft amount of Rs.5,000 sanction under PMJDY may also be classified as MUDRA loan under PMMY. 4. It is, therefore, requested that all advances granted on or after 8 th April,2015 falling under this category be classified as MUDRA loan under the PMMY. All such loans can be covered under refinance and / or credit also carry the name Pradhan Mantri MUDRA Yojana. Further, MUDRA will work on creating a common charter applicable to PMMY loans which is to be adopted by all the banks. The charter will apply to all eligible loans, irrespective of the facts whether or not the bank concerned obtains/ receives support from MUDRA for such loans. C). Crop Insurance:- Government of Odisha vide their Resolution No.9371dated 2 nd December,2014 have notified to implement the National Agricultural Insurance Scheme (NAIS) during Rabi crop season in the state for Paddy,Groundnut Mustard & Potato. The above notification has already been circulated by SLBC vide letter dated to all banks. All Banks are requested to ensure 100% coverage of crop loans sanctioned to notified crops in notified areas under crop insurance scheme. Agriculture Insurance Company of India Ltd. Regional Office, Bhubaneswar is requested to provide data relating to coverage of crop loans under Crop Insurance to SLBC to review the progress. 14

17 AGENDA NO.5 Branch Branch Expansion in Odisha. As on As on As on As on a)rural 1959(54.49 %) 2055(53.74%) 2343(54.49%) 2543(54.43%) b)semi-urban 901(25.06 %) 1021(26.70%) 1150(26.74%) 1221(26.13%) c) Urban 735(20.45%) 748(19.56%) 807(18.77%) 908(19.44%) T o t a l Banks Branch Network in Odisha. As on As on As on As on Public Sector Private Sector RRBs Total Commercial Banks Co-operative Banks Total Bank wise and District wise branch network as on is enclosed in Annexure 11 Bank wise branch opening for the period to is enclosed in Annexure 12 Position of ATM installation in the State as on Sl. No. ATM Position Number 1 No. of Onsite ATMs No. of Offsite ATMs Total No. of ATMs 5142 Out of which I No. of ATMs in Rural Branch 1438 II No. of ATMs in Semi-Urban Branch 1928 III No. of ATMs in Urban Branch 1776 Bank wise and District wise ATM position are enclosed in Annexure 13 The present status of branch & ATM opening in the state indicates that banks are yet to give due importance for opening of new branches in unbanked area. 15

18 Branch opening in Unbanked Gram Panchayats Against a target of 1118 for the year , 119 branches have been opened in the Unbanked GP as on Target Vs Achievement is given below for perusal. Opening of Brick & Mortar Branches in Unbanked Gram Panchayats up to 31st March 2015 Sl. No. Name of the Bank Target ( ) Achievement 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd

19 28 City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank 0 0 Grand Total Requirement of fresh connection for supply of electricity to the branches of Banks in the building of Rajiv Gandhi Seva Kendra (RGSK) in different unbanked gram panchayats in Odisha for implementation of State s Financial Inclusion Plan. GRIDCO Limited vide its Letter No DC-01/2015/3716 (8) dated instructed to CESU, NESCO utility, SOUTHCO Utility to allow for a separate electricity connection to the new bank branches for opening brick & mortar branch in the unbanked GP in the building Rajiv Gandhi Seva Kendra RGSK), by producing a copy of their agreement with the Sarpanch as proof of occupancy of the RGSK. This is for information for all the Banks. SLBC has developed a monitoring chart in SLBC website in which list 4597 unbanked gram panchayats has been placed. BSNL, BBNL & GRIDCO are to update the information (availability of internet connection, power supply- 3 phase line / 10 KVA power supply etc). Basing on the available basic information/input, banks will plan their branch opening programme and BC functioning in those unbanked GPs, Present status shows that the above stakeholders have not completed uploading of the data BSNL BBNL Three Phase supply (5-7 KW) Wireliess feasibility (2G,3G, CDMA, WIMAX) Wireline BB (Feasible/ Non Feasible) If not feasible, target for feasibility Cable laid (Y/N) Eqpt installed (Y/N) WIP/NS LT (Y/N) Transformer instln status If No LT,HT status Inspection & charging status Target Not updated 15 Not updated 37-Y 343- N 0-Y 380-N 345 Not updated 17

20 (a) AGENDA NO.6 Banking Key Indicators The details of Bank wise deposit, advances & important banking key indicators are given in Annexure 14 CD Ratio (All banks): Banks Basing on total utilization of advance in the state Basing on advance sanctioned and utilized in the state Public Sector Private Sector RRBs Cooperative State CD ratio of the State as on computed on the advance figure of sanctioned in other state but utilized in our state as per Thorat Committee is %. CD Ratio computed on advance sanctioned and utilized in the state is %. Area wise CD Ratio is at Annexure- 14 (b). Major Key indicators (Commercial Banks only) Parameter Variation of growth over March 2014 (Amount in Rs. Crore.) Variation of growth over March 2014 in % No. of branches % Deposit Advances CD Ratio in % Investment Credit+ Investment Deposit Ratio Priority advances to Sector Agril. Advances MSME advances Advance Weaker section to

21 Major Ratios: (Commercial Banks) Sl. No. Ratios In % RBI stipulation As on As on C D Ratio P.S.Advances Agril. Advances Weaker Section advance to P.S. Advances Observation :- Commercial Banks in Odisha have achieved all national parameters District wise CD ratio as of & for all Districts of Odisha. (Amt. in Rs. Crore) SL. DISTRICT NAME NO. CD CD Deposit Advance Deposit Advance Ratio Ratio 1 ANGUL BALASORE BHADRAK BARAGARH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJA NAYAGARH NOWRANGPUR NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH

22 The Advance figure of excludes the amount sanctioned in other state and utilized in our state. It is observed that only in 5 districts ( Dhenkanal, Khurda, Sonepur, Kalahandi and Bhadrak) have achieved CD Ratio of more than 60 %. Districts having CD Ratio below 40%: The LDMs of those Districts having CD Ratio below 40 % should constitute sub-committee of DCC to review the same and take appropriate steps to improve the CD ratio. (A) AGENDA NO.7 Achievement of Annual Credit Plan(ACP) under Priority Sector:- Achievement under Annual Credit Plan (District wise & Bank wise) as on (LBS- MIS-III) is enclosed in Annexure 15. Performances under major segments of Priority Sector are reproduced below. Sl. No (Amount in Rs. Crores) Sector Target for the year Achievement for % of Achievement 1 Agril and Allied (Direct) Crop Loan Term Loan Allied Loan Agril and allied Indirect MSE Education Housing Other Priority Sector Total Priority Sector The overall achievement under ACP for the year is 70.03%. Annual Credit Plan for the Financial Year District wise ACP for the year prepared by the Lead District Managers based on potentialities identified by NABARD fir each district has already been consolidated at State level and communicated to Banks. However, taking into consideration, the revised priority sector classification and higher percentage of achievement under MSE for the year , the MSME sector target under ACP may be enhanced and revised ACP for will be prepared by the Lead District Managers within 31 st May 2015 and the same will be consolidated by SLBC Bank wise. 20

23 (B) Brief Analysis of Trend in Agriculture Credit. Outstanding: (Excluding RIDF) (Amount in Rs. Crores) Years Share in % Share in % Share in % Commercial Banks(Excluding RRB) RRBs Co-op Banks Total AGENDA NO.8 Agriculture.- Bank wise Performance of Crop Loan & Term loan for the period to is enclosed in Annexure 16 A) Kissan Credit Card(KCC):- The Bank wise achievement made under KCC as on is enclosed in Annexure 17. It is observed that Banks have disbursed Rs crore in KCC accounts during to , out of which fresh KCC has been issued in accounts disbursing Rs crore. Total outstanding balance as on is Rs crore in no. of KCCs. No KCC has been issued so far by the following banks Public Sector Banks Bank of Maharastra, State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore and Bharatiya Mahila Bank. Private Sector Banks Indus Ind Bank, ING Vysya Bank, Karur Vysya Bank, Kotak Mahindra Bank Ltd., Laxmi Vilas Bank, The South Indian Bank Ltd, DCB, Karnatak Bank Ltd. & Yes Bank. 21

24 B) Agriculture Allied Sectors (Fishery & Dairy). ABSTRACT ON DISPOSAL OF LOAN APPLICATIONS UNDER NEW DAIRY SCHEMES (AS ON ) (Amount in Lakhs) Sl. No. Name of the Dairy Scheme Commercial Banks OSCB 1. Promotion of Dairy Entrepreneurs a. a. Target 3892 b. Application Sponsored i. No ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount Interest Subvention of Short term loan a. Target 8750 b. Application Sponsored i.no ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount Interest Subvention of Long term loan 3000 b. Application Sponsored i.no ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount

25 It has been reported by the Director, Animal Husbandry & Veterinary Services that the above mentioned number of loan applications (Annexure-18) are pending with various Banks. Banks are requested to ensure disposal of loan applications as per time norms.. Fishery : The Director, Fishery informed that 3884 nos proposals for development of ha water area amounting to Rs lakh for pond development under FFDA, NFDB and NMPS schemes have been sponsored to different banks. The details of bank-wise pending position including the cases pertaining to previous under the said scheme up to is given in Annexure-19. Target vs Achievement under the Schemes Sponsored during Cases financed Balance pending. Sl. Name of the Scheme No. Area (in Hectares) Amount. (In Lacs) No. Area (in Hectares) Amount. (In Lacs) No. Area (in Hectares) Amount. (In Lacs) POND DEVELOPMENT FFDA/ NFDB/ NMPS Crop loan Bank wise progress made on Financing under different schemes of Allied Agriculture Sector is given in Annexure 20. All Banks should give more importance for credit delivery to different schemes of allied sector which is supported by subsidy and interest subvention scheme of state government. All the member Banks are requested to dispose of the pending loan applications and ensure timely sanction and disbursement of loan application. Any return / rejection of application is to be informed to the loan application sponsored Department with reasons. POULTRY INSURANCE SCHEME The rate of premium and detailed claims settlement for insurance coverage of broilers/layers/hatchery birds (parent stock) by four Public Sector Undertaking General Insurance companies (National Insurance Company, New India Assurance Company, Oriental Insurance Company and United India Insurance Company) has already been communicated to all the banks and Lead District Mangers for implementations. The copy of the guidelines is at Annexure 21 23

26 AGENDA NO.9 Financing to MSME Sector:- Power Point Presentation by RBI of Study Report on The State of MSME Sector in Odisha. - Issues, Challenges and Way Forward. In order to understand the issues and constraint faced by the MSME sector in the state, a decision was taken in the 137 th SLBC Meeting to conduct a comprehensive study on the subject. Accordingly, RBI, Bhubaneswar has conducted the field study which has brought out many issues and challenges at ground level. We request RBI to give the power point presentation. Micro, Small and Medium Enterprises (MSMEs) 1. The limits for investment in plant and machinery/equipment for manufacturing / service enterprise, as notified by Ministry of Micro, Small and Medium Enterprises, vide S.O.1642(E) dated September 9, 2006 are as under:- Enterprises Micro Enterprises Small Enterprises Medium Enterprises Enterprises Micro Enterprises Small Enterprises Medium Enterprises Manufacturing Sector Investment in plant and machinery Does not exceed twenty five lakh rupees More than twenty five lakh rupees but does not exceed five crore rupees More than five crore rupees but does not exceed ten crore rupees Service Sector Investment in equipment Does not exceed ten lakh rupees More than ten lakh rupees but does not exceed two crore rupees More than two crore rupees but does not exceed five crore rupees As per revised guidelines of RBI Ref-RBI/ /573/FIDD.CO.Plan.BC54/ / dated April 23,2015 Bank loans to Micro, Small and Medium Enterprises, for both manufacturing and service sectors are eligible to be classified under the priority sector as per the following norms: 2. Manufacturing Enterprises The Micro, Small and Medium Enterprises engaged in the manufacture or production of goods to any industry specified in the first schedule to the Industries (Development and Regulation) Act, 1951 and as notified by the Government from time to time. The Manufacturing Enterprises are defined in terms of investment in plant and machinery. 3. Service Enterprises Bank loans up to Rs 5 crore per unit to Micro and Small Enterprises and Rs 10 crore to Medium Enterprises engaged in providing or rendering of services and defined in terms of investment in equipment under MSMED Act,

27 4. Khadi and Village Industries Sector (KVI) All loans to units in the KVI sector will be eligible for classification under the sub-target of 7 percent /7.5 percent prescribed for Micro Enterprises under priority sector. Micro Enterprises A target of 7.5 % of ANBC or Credit equivalent amount offbalance sheet exposure, whichever is higher has been prescribed for micro enterprises to be achieved in phased manner i.e; 7 % by March 2016 and 7.5 % by March Other Finance to MSMEs (i) Loans to entities involved in assisting the decentralized sector in the supply of inputs to and marketing of outputs of artisans, village and cottage industries. (ii) Loans to co-operatives of producers in the decentralized sector viz. artisans, village and cottage industries. (iii) Loans sanctioned by banks to MFIs for on-lending to MSME sector as per the conditions specified in paragraph IX of this circular. (iv) Credit outstanding under General Credit Cards (including Artisan Credit Card, Laghu Udyami Card, Swarojgar Credit Card, and Weaver s Card etc. in existence and catering to the non-farm entrepreneurial credit needs of individuals). (v) Outstanding deposits with SIDBI on account of priority sector shortfall. (vi). Considering that the MSMED Act, 2006 does not provide for any sub-categorization within the definition of micro enterprises and that the sub-target for lending to micro enterprises has been fixed, the current sub-categorization within the definition of micro enterprises in the existing guidelines is dispensed with. (vii). To ensure that MSMEs do not remain small and medium units merely to remain eligible for priority sector status, the MSME units will continue to enjoy the priority sector lending status up to three years after they grow out of the MSME category concerned. The position of finance to Micro & Small Enterprises in the State as on is as follows. Particulars Balance outstanding as on Amount in Rs. crore Balance outstanding as on A/cs Amount A/cs Amount Micro Enterprises Small Enterprises Total MSE Share of advances of Micro Enterprises to MSE (% ) Total MSME

28 Observation :- The advance to MSE as on has registered negative growth over the 31st March 2015 The allocation of Micro Sector to MSE advance at end of March 2015 is % against the parameter of 60 %. Member Banks should ensure achievement of 60% norm. Details of bank wise position under MSME (Manufacturing Sector) is given in Annexure 22 Bank wise pending MSME loan proposals (recommended by RICs / DICs) upto March 2015 has already been communicated to the concerned banks. SLBC requests the concerned banks to ensure timely and adequate Credit Flow to MSE Sector as per the recommendation of T.K.A. Nair Committee. (Amount in Rs. Crore) CREDIT FLOW TO MSME (MANUFACTURING) SECTOR FOR THE PERIOD to Name of Bank MICRO ENTERPRISES SMALL ENTERPRISES MEDIUM ENTERPRISES TOTAL MSME (MANUFACTURING) (MANUFACTURING) (MANUFACTURING) (MANUFACTURING) SECTOR No of case Balance No of Cases Bal ance No of case Balance No of Cases Balance A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt Total Comm Banks No of cases disbursed from to Balance outstanding as on Bank wise performance on MSME is enclosed in Annexure 23. The share of MSME advances to total advances as of is %. Rehabilitation of Sick Units in Micro and Small Enterprises. As reported by different banks, we furnish the following information as on Particular No. of accounts Outstanding balance in Rs. Crore Total No of MSE units Total No. of Sick Units Total No. of potential viable units Total no. of Non viable Units Total Viable units under nursing RBI, Bhubaneswar has expressed concern over the no. of units being classified as Non- Viable and requested all the banks to comply with the RBI guidelines on sick units. Also, while sending data on sick units, banks may highlight the main reasons for the non-viability for fruitful discussion in the review meeting. All the banks are requested to share the list of sick units with the concerned DICs/RICs to place the same in District Level Committee (DLC) for IPR benefits. 26

29 AGENDA NO.10 RSETI Status Report for the year As reported by the State Project Director, RSETIs, against the target of 19800, the training achievement is (118%). Congratulation to all the Directors, RSETIs for their best effort and State Project Co- Ordinator, RSETI, Odisha for his guidance. Malkangiri has achieved 277 % and recognized as best performers in Achievement of Training target during Training of BPL candidates during Training of BPL youth is mandate of RSETI under NRLM. The percentage of BPL youth trained is around 52%. In the state of Odisha % of BPL candidates to be trained should be minimum 70 in each training batch. In percentage of BPL candidates trained against total achievement, the position of Odisha is 9 th in the country. There is lots of scope for improvement in this area in our state. Nayagarh has trained highest % (84) of BPL candidates. 3. % of settlement against total number trained financial year, registered 64 % settlement against total number trained against national achievement of 72%. Andhra Bank sponsored RSETIs has outperformed in percentage of settlements followed by RUDSETI, Central Bank of India and UCO Bank. The settlement with Bank finance is just 23% which s a matter of concern. The National figure is 44%. Andhra Bank RSETIs (Ganjam & Gajapati) have the highest settlement with Bank Finance which is 66% followed by RUDSETI and UCO Bank sponsored RSETIs. SBI, CBI, & Bank of India sponsored RSETIs have less than15 % settlement with Bank Finance which affects the spirit of the programme. RSETI & Districts shall focus to improve settlement with Bank Finance. 4. Status of Entrepreneurship Awareness Programme (EAP) in state during FY, Each RSETI has a target to conduct at least 5 EAPs/month. The EAP serves two objectives, firstly to orient and mobilize rural BPL youth for the training and secondly to spread the message of RSETI movement to nook and corners of Rural Odisha. The % of achievement and EAPs is 83%. Bank of India and Andhra Bank sponsored RSETIs have organized highest number of EAPs followed by RUDSETI. Central Bank of India, SBI & UCO have not achieved the EAP target. 5. Status of Residential Training Facility:- Except UCO Bank all other sponsoring banks have 100% residential training facility with RSETIs. UCO Bank should ensure that the RSETIs have residential facility at the earliest. 6. Issue of permissive possession to RSETI. Issue of permissive possession is pending in Cuttack, Deogarh, Dhenkanal,Gajapati, Ganjam, Sundargarh and Puri district. OLM should ensure that permissive possession is given at the earliest. 7. Building construction status:- In 2 Bank of India sponsored RSETIs the construction is in progress. Out of 15 SBI sponsored RSETIs, only in 4 RSETIs the construction has been started and is completed in 1 27

30 RSETI. Out of 4 UCO Bank RSETIs where permissive letter has been given, 3 RSETIs construction has started. The Banks may ensure that the building construction is started and completed at the earliest. As per MoRD direction (the copy of the letter dated 6 th April, 2015 enclosed Annexure - 24). a) No infrastructure grant will be released to the sponsoring bank, if the construction work is not initiated before The ongoing construction of RSETIs should be the priority for the banks and construction work must be completed latest by , failing which i) the banks forfeit the eligibility to receive balance funds, if any, and ii) the unspent funds, if any, as on the said date would have to be refunded to the National Institute of Rural Development (NIRD). b) In respect of the RSETIs which is yet to start the construction, the issues there on must be sorted out as to commence the actual physical construction work on or before , failing which the banks are liable to refund the funds released to the said RSETI, if any, to NIRD, with the prior approval of MoRD, shall utilize the same towards any other RSETI of the same bank or any other bank as the case may be. 8. Bank wise status of Faculty and office assistants in position of RSETI. Each RSETI should have 2 faculties and 2 office assistants as per MoRD guideline. However, the percentage of faculties in SBI sponsored RSETIs 56 % and UC Bank is 79%. Bank of India is 100%, Andhra Bank is 50%, Central Bank of India is 50 %, RUDSETI is 100%. The sponsoring Banks should ensure that the RESTIs are fully staffed. 9. Bank wise & District wise target for FY Target Physical : Financial-- Rs lakh RSETI wise monthly progress report up to March 2015 is at Annexure- 24 AGENDA NO.11 Finance to Weaver Sector: As reported by the Director, Handloom & Textile, Odisha 1. Submission of Utilisation Certificate along with bank/branch-wise list of beneficiaries: State Share of Rs Crore utilized by NABARD R.O. Office, Bhubaneswar towards recapitalization assistance of 430 nos. of PWCS & 01 Apex and Waiver of Overdue loan of 10,842 nos. of Individual Weavers/SHG/JLG. Several correspondences have been made with NABARD to submit the U.C. towards State share. However, U.C. is yet to be received. As reported by NABARD, overdue loan of 10,842 nos. of Individual weavers have been waived out by different banks under RRR Package. But, the bank/branch wise list of beneficiaries is yet to be received. The matter has been discussed several times in SLBC Sub- Committee meetings for Handlooms/State Implementation & Monitoring Committee (SIMRC) meetings/special meetings taken by the Hon ble Finance Minister, Odisha/Chief 28

31 Secretary, Odisha/Commissioner-cum-Secretary to Govt. of Odisha, H.T.& H. Department/Director of Textiles & Handlooms, Odisha. The scheme has been closed since Release of Interest Subvention/Margin Money Assistance: As per the decision of the SLBC & SIMRC, while releasing the Interest Subvention claim to the banks towards Govt. of India share (up to 7% against loan sanctioned), NABARD is to forward one copy of the same to the SLBC, UCO Bank, BBSR as well as to the Director of Textiles, Odisha in order to release the State Share of 2.5%. However, the said information is not received from NABARD. NABARD has been requested to furnish the information on actual rate of interest charged by the individual banks so as to release the actual Interest 2.5% towards State share to the banks. But, the same is yet to be received. Although 17,346 nos. of Weaver s Credit Cards have been issued by the banks with sanction of loan to the tune of Rs crore out of which Rs Crore disbursed, only 7,522 weavers are benefited under Interest Subvention as reported by NABARD. Still 9,824 nos. of weavers are to be covered under Interest Subvention. Similarly, NABARD has released Margin Money Assistance to the tune of Rs.2.67 Crore to different banks in favour of 8,093 nos. of weavers. Still 9,253 nos. of weavers are to be covered under Margin Money Component. 3. Issuance of Weaver s Credit Card (WCC) by the Banks: As against the target of 20,000 nos. of Weaver s Credit Card to be issued by the banks in Odisha for the year , the achievements is only 2281 with sanction of loan amounting to Rs crore. Details available at Annexure 25 In many cases, Regional Heads of the controlling banks are not issuing suitable instructions to their branches on issuance of Weaver s Credit Card for sanction of fresh loan. 75% Overdue loan interest & 100% Penal Interest of the Individual Weavers / PWCS benefited under the package are yet to be adjusted by most of the banks for which the progress on issuance of WCC to the individual weavers & No Dues Certificates in favour of the PWCS is slow. 4. Sanction of Fresh loan to the PWCS recapitalised under RRR Package: Recapitalisation Assistance to the tune of Rs Crore placed with 17 DCCBs through OSCB by NABARD Regional Office, Bhubaneswar, in favour of 430 nos. of PWCS & 1 Apex WCS i.e., Boyanika. As a pre condition, 75% Overdue loan interest & 100% Penal Interest of the PWCS recapitalised under the package are to be adjusted by the DCCBs. But, till date, most of the banks have not adjusted the C.C. loan account of the PWCS for which No Dues Certificates are yet to be issued in favour of the PWCS for sanction of fresh loan. 5. Credit Guarantee Trust for Micro & Small Enterprise (CGTMSE): Most of the banks are charging guarantee fees from the weavers while sanctioning fresh loan although the credit guarantee fees are to be reimbursed to the CGTMSE by the Govt. of India as per guideline. 29

32 6. Appointment of Bunkar Facilitator: Though, there is a provision to appoint Bunkar Facilitator, Grievance Redressal Officer by the concerned banks for smooth implementation of the Weaver s Credit Card scheme, but none of the banks have taken any step on this score. Issues related to Comprehensive Package of GoI for Handlooms raised by NABARD. The banks are preferring claims for Margin Money assistance and Interest Subvention under the Comprehensive Package for Handlooms of GoI. Deficiencies observed during scrutiny of some claim applications are as under: i. Claims are not submitted in the prescribed formats. ii. The claimed amount is not certified by statutory auditor / chartered accountant. iii. Photo copies of claim applications instead of the original applications are submitted to NABARD. Controlling Heads of the participating banks are requested to take a careful note of the above lapses while claiming the margin money and interest subvention to NABARD. AGENDA NO.12 Financing Under Self Help Groups (SHGs) Achievement for the year is as follows SHG-Bank linkage Target for FY Achievement as on 31 th March 2015 Physical Financial Physical Financial Detailed report is available at Annexure Target for the year : The WSHG-Bank linkage target to provide credit linkage to 60,346 numbers of WSHGs amounting to Rs Cr has been worked out by OLM. The copy of the district-wise and Bank-wise target is attached at Annexure-27. The same has already been communicated to all the participating banks and Lead District Managers. The target and achievement includes the following category of SHGs. (a) All WSHGs promoted by any promoting agency like Mission Shakti, Anchor NGOs in LWE districts and Banks. (b) Any WSHG promoted by any other livelihood promoting agency like OTELP, IWMP, OCTMP, OFSDP, ICZMP etc. (c) WSHGs promoted by OLM in intensive, non-intensive and Resource blocks. (d) The target includes both fresh and repeat linkage under direct and indirect mode of Bank Linkage. 30

33 Strategy for SHG-Bank Linkage, NPA Management and Recovery for year adopted by OLM. 2.Holding District Level NRLM Committee Meeting: The District level NRLM committee meeting shall be held once in every month preferably by 15 th of every month unless otherwise Collector has some other priorities in order to stabilise the system and prioritising NRLM activities in the districts. The issues relating to pending cases of SHG-Bank Linkage, NPA reduction, RSETI and any other issues may be discussed in the meeting. 3. Holding Block Level NRLM committee meeting As per the Govt of Odisha notification no 22835, dated the Block Level NRLM committee meeting shall be held every month. It is suggested that the meeting may be held on 10 th of every month. In the meeting, it is desirable to identify the potential eligible SHG branch-wise for SHG-Bank linkage during the month and the list of such SHG is handed over to the Branch Manager. Issues relating to pending cases out of the SHG list for financing in the previous month should also be discussed. Sponsoring of applications for RSETI, settlement ratio, NPA reduction plan for the month etc shall be part of the agenda. (a) Date of Samanwaya Mela: Date for the Samanway mela at the branch to be finalized in the meeting. The Branch Manager shall hand over the list of SHG NPA accounts to the BDO. The Block OLM team shall also down load the branch-wise Portfolio at Risk (PAR) from the Bank Linkage portal of NRLM and identify SHG accounts for recovery of overdue. The proceedings of the meeting should be shared to all members of the committee. Organizing Samanwaya mela: It is proposed to organize interface meet (Samawaya Mela) once in each quarter for a branch or group of branches. The Samanwaya Mela platform is to be utilized for solving the issues relating to pending case of SHGs for credit linkage Recovery of overdue from SHGs. SHGs may also be asked to utilize this platform to open savings bank a/cs. It shall be ensured that for a branch or group of branches at least four Samanwaya mela are to be organized in a year. (b) Formation of Bank Linkage Recovery Committee at Branch level: It is proposed to form Bank Linkage and Recovery Committee (BLRC) at each branch level in intensive blocks and resource blocks initially. The BLRC is a Community Based Recovery Mechanism (CBRM) as required by RBI circular on NRLM. The concept of BLRC has been circulated by SLBC to all the Banks. The copy of the said letter is attached at annexure IV. The gist of BLRC is that (i) It shall be constituted in intensive and Resource block Bank branches initially. (ii) The Branch Manager of the concerned Branch shall be the Convenor and Chairman of BLRC. (iii) The community members of GPLF like MBK and Bank Mitras shall be members of BLRC. (iv) The BLRC shall be held once in a month, preferably after the Block Level NRLM committee meeting. (v) The SHG Bank linkage, NPA reduction issues in the service area GPLFs of the branch shall be discussed in the BLRC. 31

34 The Block Project Manager of the Block Project Management Unit (BPMU) and District Project Manager shall liaise and facilitate the Branch Manager for formation of the BLRC and conducting the same at monthly basis. It is suggested that the Nodal Person identified by the block for the Branch shall attend the meeting. 4. Identification of Nodal Person: For smooth conducting of Samanwaya Mela, Recovery camps and other financial inclusion activities by liasoning with Bank, it is required that one Nodal Person from the block shall be identified by the BDO. The concerned nodal person shall collect SHG and Bank linkage related information from the branch and arrange for the logistic support for conducting Samanwaya Mela at the Branch. The nodal person should also attend the BLRC regularly as a special invitee. 5. Exposure visit of Bankers and Project staff: In order to familiarize with best practices in other states, it is also proposed to depute project staff to BIRD, Lucknow for training and Bankers /Project staff to SERP (Telangana) for exposure visit. SMMU, OLM shall arrange for the training and exposure visit. At the district level, the Bank Managers who are performing well may be identified and their names may be nominated to SMMU, OLM so that their Controlling Heads shall be intimated to depute them for exposure visit. The BDOs, ABDOs, FICs and APD Livelihoods cum PE (FI), APD Skill Development cum PE(CB)training, BPMs, DPMs and Young Professionals(YP)s who play a vital role in facilitating SHG-Bank linkage programme shall also be trained at BIRD. 6.Training to WSHGs: During the current financial year it is proposed to train office bearers of all identified WSHGs on SHG Bank linkage. The training should be completed for the target group before bank linkage and utilisation certificate to be sent to SMMU, OLM for release of further funds. 7.Organisation of District Level workshop for Bankers: In order to sensitise and orient the bankers on NRLM guidelines, Administration of interest subvention and strategy adopted for quality lending to WSHG groups for a better livelihoods, it is desired that two bankers workshop shall be organised at the district level where all senior bankers like District Coordinators of Banks, Regional/Zonal Managers,AGM,NABARD,LDM etc shall attend the workshop. 8.Positioning of Bank Mitra Bank Mitras positioned in TRIPTI blocks have been accepted by community and bank branches to be successful facilitator for hassle free banking transactions by SHG members and facilitating credit linkage and recovery of SHG dues. During the current financial year it is planned to position around 500 Bank Mitra one at each bank branch in 50 intensive blocks. The Bank Mitra shall be trained for 5 days at RSETI before placement. 32

35 Interest Subvention scheme under NRLM Status of Implementation of Interest Subvention in Odisha: 1. Banks who have submitted claims for 3% under NRLM Interest Subvention for prompt repayment in category-1 districts to Canara Bank (Nodal Bank for Govt. of India ) should submit claims under Govt. of Odisha Scheme of Interest Subvention at the rate of 2 % to UCO Bank, Govt. Secretariat branch (Nodal Bank) for the year at the earliest. Banks are also requested to share the list of beneficiaries for whom the subvention amount is received. Banks shall claim interest subvention for the year in the same format devised for the year under State Interest Subvention Scheme to the Nodal Bank. 2. For category II districts, instruction has been issued to Nodal Bank (UCO Bank), Secretariat Branch) to release the amount to NRLM compliant and prompt payee WSHGS accounts. Banks should regularly upload transaction details in NRLM web site to facilitate interest subvention in category II districts. AGENDA NO 13 Finance to Handicrafts Sector 1. Modernization & Technical Up- gradation of Handicraft Industries. Scheme In order to enhance the productivity of the handicraft items, under the scheme Modernization & Technological Up-gradation of Handicraft Industries (M.T.U.H.I) an amount of Rs lakh has been infused by banks to 54 units with an involvement of Rs lakh as subsidy. The bank wise details are placed at Annexure During , there is a budget provision of Rs lakh under the scheme to provide subsidy to 40 units. Banks are requested to take credit decision early on receipt of applications from DICs / RICs. 2. Rehabilitation of Handicraft Artisans. Margin money assistance is provided to individual 20% of the project cost with maximum ceiling of Rs.10,000/- per artisan to avail Bank loan for setting up own handicraft production unit. During , an amount of Rs lakh has been released as Margin Money to 526 units against a bank loan of Rs lakh. The district wise position is at Annexure - During , there is a budget provision of Rs lakh under the scheme to provide Margin Money assistance to 500 units. All the schemes in respect of Handcraft sector may be covered under CGTMSE scheme. Accordingly all the banks are requested for covering the same and to achieve the target. 33

36 AGENDA NO.14 Progress under Govt. Sponsored Programmes A) PMEGP :- The PMEGP target (Bank-wise, District-wise, Agency-wise) of Odisha State for the year has already been communicated to all participating banks and LDMs. Target for the year Appl. Forwarded to Fin. Bank Application Sanctioned by F. B. Application Disbursed by Financing Bank M.M. Claim received by Nodal Bank M.M. Claim settled by Nodal Bank Appl. Rejected by Bank No. M.M. No. M.M. No. M.M. No. M.M. No. M.M. No. M.M Bank wise and district wise report is available at Annexure 29 Budget Allocation under MM of PMEGP for the year Sl. Name of the Agency Target for No. No.of Projects MM (Rs. in Lakhs) Employment In nos. 1 KVIC KVIB DIC Total Target for SC and ST are as below: No.of Projects SC MM (Rs. in lakhs) Employment In nos. No.of Projects MM ST (Rs. in lakhs) Employment In nos Physical verification of PMEGP Units As per the guidelines of PMEGP, 100 % physical verification of PMEGP units will be conducted by an outsourcing agency. In this context Institute of Entrepreneurship Development Uttar Pradesh has been selected for conducting physical verification of PMEGP units financed during the year They will visit to financing bank branch and location of the unit with the identity proof issued by IEDUP to collect data as per the prescribed format devised by the Directorate of PMEGP. The controlling heads of the participating banks are requested to inform thee branches who have financed the PMEGP units during the year to cooperate the officials of IEDUP for conducting physical verification of PMEGP units financed during the year

37 B) National Urban Livelihood Mission (NULM) Target under NULM for the year Against the target of 3000 in respect of Self Employment Programme (SEP)- Individual, 3799 no of applications have been sponsored to Banks and 307 cases have been disbursed. Against the target of 70 in respect of SEP-Group, 126 no of applications have been sponsored to Banks and 25cases have been disbursed. Statement showing information on SEP for the year (Annexure - 30) Particulars Target (No. of Beneficiaries to be assisted) No. of Application Sponsored to Bank No. of Application disbursed by Bank No. of Application pending with Bank Amount of Loan Disbursed by Bank Amount of Interest Subsidy released to the Bank by the ULBs Self Employment Programme(Individual) Self Employment Programme(Group) SHG Bank Linkage Programme C. Financing under SC/ST Schemes:- It is reported by OSFDC that against the target of Sch. Caste and 6000 Sch. Tribe beneficiaries the achievement for the year is only under SCh. Caste sector and 3930 under Sch. Tribe sector, which is 70.30% and 65.50% of total target. The District- wise achievement under SC & ST Sector are given at Annexure - 31 Target under Bankable Income Generating Scheme (IGS) for the year under Sch. Caste & Sch. Tribe Sector has already been distributed by OSFDC & SLBC among the Lead District Managers. Copy of the target is given at Annexure - 32 Sector wise finance to SC/ST Categories by different Banks is enclosed at Annexure Joint Liability Group (JLG):- Target Vs Achievement is placed below for perusal. Financing under Joint Liability Groups(JLG) as on 31/03/15 Sl No. Name of Bank Target(No) ( ) Application Disbursed from 01/04/14 to 31/03/15 A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda

38 4 Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank

39 Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBS Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GRAND TOTAL Total amount disbursed for the period to is Rs crore in accounts and balance outstanding as on is Rs crore in accounts. The achievement made by banks as on is given in Annexure 34. D. Artisan Credit Card (ACC):- The state of Odisha is having abundant scope for skill development of Rural artisans. Issuance of artisan credit cards should be a priority of Banks & Banks should take steps to finance more under artisan credit card (ACCs) to all eligible persons. During the period of to , the Banks in the state have issued 350 no. of artisan credit cards with amount Rs.4.87 crore. The balance outstanding as on is Rs crore against 7840 accounts. The bank wise achievement is furnished in Annexure 35. E. Swarozagar Credit Card (SCC): SCCs have been issued for the period to The balance outstanding as on is Rs crore against accounts. No SCC is being issued by all Private Sector Banks and some Public Sector Banks. The performance OF other banks is not at all impressive and needs lot of improvement. Bank wise achievement is furnished in Annexure 36. AGENDA NO.15 Education Loan: All commercial banks have disbursed Rs crore in accounts during to The balance outstanding as on is Rs crores in accounts. The outstanding balance as on of all private sector banks is only Rs crores in 210 number of accounts. Bank wise performance is enclosed in Annexure 37 37

40 AGENDA NO.16 Housing Loan Performance of all banks under Housing Loan as on is given below. Disbursement made during the current year ( to ) Balance outstanding as on (Amt. in Crores) NPA outstanding as on No. of A/c Amt. No. of A/c Amt. No. of A/c Amt Bank wise performance as on is enclosed in Annexure 38 Clarification on implementation of Rajiv Rinn Yojana Scheme. SLBC has been informed Ministry of Housing & Urban Poverty Alleviation (Housing Division) that the scheme of Rajiv Rinn Yojana (RRY) which has been in effect from September hs come to an end now. Ministry is in the process of launching comprehensive mission for Housing for all with a component of interest subvention. Fresh proposals may be taken up under the new interest subvention scheme on the launch of the New Mission Housing for all. Office Memorandum dated is enclosed at Annexure - 39 AGENDA NO.17 Implementation of Prime Minister s New- 15 Point Programme for Welfare of Minorities Progress / Achievement made for Financing under Minority Communities. Ministry of Finance, Govt. of India has advised that the share of credit flow to minority communities of Public Sector Banks (PSB) should be 15% of the Priority Sector Advances. During to , the Banks have extended credit of Rs crore to beneficiaries of minority community. The outstanding balance as on is Rs crore in accounts. Bank wise performance is enclosed in Annexure 40 Lead District Managers are also have been requested to discuss the matter in DCC meeting and monitor the progress. AGENDA NO.18 Advance to Weaker Sections: The advances to Weaker Sections increased from Rs crore as of March 2014 to Rs crore as at the end of March 2015 and constitutes 33.24% of Priority Sector advance against the national norm of 25 %. 38

41 AGENDA NO.19 Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme Progress made by banks for the last five years. SIDBI, Bhubaneswar has given the following information on CGTMSE Coverage in our state (Year wise). At the end of the year Proposals covered during the year No. of Accounts Amount in Rs. Crore Odisha ranks 8 th among all the States in India in respect of MSME coverage under the guarantee scheme of CGTMSE. Bank-wise analysis reveals that SBI has sanctioned highest quantum of loans followed by Bank of India for the period to District-wise analysis reveals that Khordha has highest coverage followed by Cuttack. Bank wise and District wise CGTMSE coverage approval is enclosed in Annexure 41. A meeting on CGTMSE was held on under the chairmanship of the Chief Secretary, Odisha in presence of Deputy C.E.O, CGTMSE, Mumbai. The following important decisions were taken in the meeting. 1. Settlement of claims under CGTMSE in case of default in repayment may be made within one year. A mechanism may be placed in position to monitor the N.P.A. cases covered under CGTMSE in order to explore possibility of their revival. 2. CGTMSE coverage can be extended for additional loan for revival of sick units. 3. Scope of coverage needs to be expanded. Specific groups have limited access to credit may be supported. Coverage of loan given to JLGs/SHGs, Technical graduates for start up units, any other special category may be examined by MSME Department. Loan extended for commercializing new ideas/ innovation can be considered. A holistic approach may be proposed for mentoring/ hand holding/monitoring etc. AGENDA NO.20 Disposal of loan applications under various Govt. schemes is available at Annexure 42. AGENDA NO.21 Any other matter with permission of the Chair. 39

42 Annexure - 1 Roadmap for providing banking services in every village having population below Progress at quarter ended March 2015 Name of State/UT: ODISHA Name of RBI Regional Office-Bhubaneswar. Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter BC SR Name of the Bank No. of villages allotted Branches Fixed Location Banking through BC visits every week Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = other modes Grand Total = %ge of Achievement Allahabad Bank Andhra Bank Axis Bank Bank of Baroda Bank of India Canara Bank CBI Dena bank Federal bank H.D.F.C. Bank ICICI Bank IDBI Bank Indian Bank IndusInd Bank IOB OBC OGB PNB SBH SBI Syndicate Bank UCO Bank Union Bank of India UBI UGB TOTAL After adding achievement made by banks in districts which are not

43 Name of State/UT: ODISHA SR Name of the District Fixed Locations Banking through BC visits every week Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = Angul Balasore Bargarh Bhadrak Bolangir Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Keonjhar Khordha Koraput Malkanagiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Subarnapur Sundergarh Grand Total After adding achievement made by banks in districts which are not alloted to them Roadmap for providing banking services in every village having population below Progress at quarter ended March 2015 Name of Scheduled Commercial Bank selected for allotment of villages with < 2000 population No. of villages allotted Branches Name of RBI Regional Office-Bhubaneswar. Annexure - 1 Out of Road Map prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter BC other modes Grand Total = %ge of Achievem ent 84.16

44 FIP Progress As on March 31, 2015 Sl. Particulars Progress as at Target- yr ended Progress as at Target- yr ended Progress as at Target- yr ended Progress at at Target- yr No the end of March Mar-2015 the end of March Mar-2015 the end of March Mar-2015 the end of ended Mar- 1 Total No. of Branches Out of 1 above, No. of Rural Branches No. of branches in unbanked villages Total No. of CSPs Deployed Through Branches No. of banking outlets in villages with population > 2000 Through BCs Through Other Modes Sub Total : > Through Branches No. of banking outlets in villages with population < 2000 Through BCs Through Other Modes Sub Total : < Total Banking Outlets in all villages No. of BC outlets in Urban Locations Basic Savings Bank Deposit Accounts (BSBDAs) through branches No. in Actuals Amt. ` In Thousands Basic Savings Bank Deposit Accounts (BSBDAs) outstanding through BCs No. in Actuals Amt. ` In Thousands Basic Savings Bank Deposit Accounts (BSBDAs) (Bank as a whole) No. in Actuals Amt. ` In Thousands OD facility availed in BSBDAs No. in Actuals Amt. ` In Thousands KCCs outstanding - through Branches No. in Actuals Amt. ` In Thousands KCCs outstanding - through BCs No. in Actuals Amt. ` In Thousands KCCs-Total (Bank as a whole) No. In actuals Amt. ` In Thousands GCCs outstanding through Branches No. in Actuals Amt. ` In Thousands GCCs outstanding through BCs No. in Actuals Amt. ` In Thousands GCC-Total (Bank as a whole) No. in Actuals Amt. ` In Thousands Savings Deposit (No. in Actuals) Savings Deposit (Amt. ` In Thousands) Credit/OD (No. in Actuals) Credit/OD (Amt. ` In Thousands) Term Dep./RD (No. in Actuals) Transactions in BC-ICT Accounts (during the quarter) * 40 Term Dep./RD (Amt. ` In Thousands) EBT/Remittance (No. in Actuals) EBT/Remittance (Amt. ` In Thousands) Others (No. in Actuals) Others (Amt. ` In Thousands) Total of Transactions in BC-ICT Accounts No. in Actuals Amt. ` In Thousands Annexure - 2 PUBLIC SECTOR PRIVATE SECTOR RRBs CONSOLIDATED

45 Sl No. Name of Bank No of applications sponsored Finance under DRI Scheme as on No of cases Disbursed From to Out of Which No of cases Disbursed to differently abled persons From to Total Balance Outstanding under DRI as on Annexure - 3 Amount in Crores Balance Outstanding under DRI, financed to differently abled persons as on A/c Amt. A/c Amt. A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBS Total of Commercial Banks Orissa State Co-Op. Bank Total of Coops Banks Grand Total

46 SL NO NAME OF THE BANK E-KYC NO OF ACCOUNTS OPENED WITHOUT AADHAAR PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO NAME OF STATE:ODISHA TOTAL TOTAL NO OF APPLICATIONS PROCESSED TOTAL RURAL URBAN RURAL URBAN RURAL URBAN RURAL+ RURAL URBAN RURAL URBAN + URBAN NO. OF PMJDY ACCOUNTS WITH ZERO BALANCE TOTAL DEPOSIT OF PMJDY ACCOUNTS (Lacs) AADHAAR SEEDED ACCOUNTS RUPAY CARD ISSUED RUPAY CARD ACTIVATED RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL Annexure - 4 PASSBOOKS ISSUED

47 PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO Annexure -4 NAME OF STATE: ODISHA SLBC CONVENER BANK: UCO BANK SR.NO. NO OF ACCOUNTS OPENED E-KYC WITHOUT AADHAAR SUB TOTAL TOTAL NO OF APPLICATION PROCESSED TOTAL RURAL URBAN RURAL URBAN RURAL URBAN (RURAL+URBAN) RURAL URBAN (RURAL+URBAN) 1 PSBs 2,73,879 1,81,620 25,94,599 12,59,541 28,68,478 14,41,161 43,09, SPONSORED RRBs 0 0 9,11,909 29,290 9,11,909 29,290 9,41, PRIVATE SECTOR BANKS 735 2,014 42,277 64,920 43,012 66,934 1,09, TOTAL (1+2+3) 2,74,614 1,83,634 35,48,785 13,53,751 38,23,399 15,37,385 53,60,

48 Annexure - 4 PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO Bank Name Sl.No E-KYC WITHOUT AADHAAR TOTAL TOTAL NO OF APPLICATION PROCESSED TOTAL Public Sector Bank RURAL URBAN RURAL URBAN RURAL URBAN (RURAL+URBAN) RURAL URBAN (RURAL+URBAN) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank TOTAL 2,73,879 1,81,620 25,94,599 12,59,541 28,68,478 14,41,161 43,09, Private Sector Bank 27 Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank TOTAL 735 2,014 42,277 64,920 43,012 66,934 1,09, RRB 41 Odisha Gramya Bank Utkal Grameen Bank TOTAL 0 0 9,11,909 29,290 9,11,909 29,290 9,41, Co-Operative 43 Orissa State Co-Op. Bank TOTAL 2,74,614 1,83,634 35,48,785 13,53,751 38,23,399 15,37,385 53,60,

49 Number of House holds having Basic Savings Bank Deposit Accounts(BSBDA) as on Annexure - 5 Sl.No BankName BSBD AC Opened RuPay cards Issued % of Rupay Card Issued to BSBD A/c No Of BSBD Ac With Aadhaar No Aadhaar Seeding % 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank 0 0 #DIV/0! 0 #DIV/0! 34 ING Vysya Bank 0 0 #DIV/0! 0 #DIV/0! 35 Karnatak Bank Ltd Karur Vysya Bank 0 0 #DIV/0! 0 #DIV/0! 37 Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank

50 Number of House-holds having Basic Savings Bank Deposit Accounts(BSBDA) as on Annexure - 5 Sl.No DistrictName BSBD AC Opened RuPay Cards Issued % of Rupay Card issued to BSBD A/c No Of BSBD Ac With Aadhaar No Aadhaar Seeding % 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

51 District No. of Distributors No. of LPG Consumers LPG Aadhaar Seeding DBTL Status of Odisha as on % LPG Aadhaar Seeding Bank Aadhaar Seeding (ATC) % Bank Aadhaar Seeding (ATC) BTC Count Bank Account Seeding Verified (BTC) Overall % CTC (ATC+BTC) Overall Annexure - 6 CTC (ATC+BTC) Overall % ANGUL 22 1,00,845 50, , , , BALASORE 20 1,45,268 69, , , ,19, BARGARH 13 57,802 17, , , , BHADRAK 8 85,053 24, , , , BOLANGIR 18 57,246 32, , , , BOUDH 3 10,929 6, , , , CUTTACK 35 2,76,069 1,59, ,41, , ,36, DEOGARH 4 10,125 6, , , , DHENKANAL 15 78,497 44, , , , GAJAPATI 4 33,417 15, , , , GANJAM 47 3,03,914 1,00, , ,63, ,47, JAGATSINGHPUR 15 74,641 47, , , , JAJPUR 18 1,15,931 34, , , , JHARSUGUDA 8 42,937 19, , , , KALAHANDI 11 40,138 8, , , , KANDHAMAL 9 17,646 4, , , , KENDRAPARA 12 81,288 43, , , , KEONJHAR 20 92,008 40, , , , KHURDA 44 3,82,726 2,19, ,01, ,17, ,18, KORAPUT 12 65,770 28, , , , MALKANGIRI 2 10,602 3, , , , MAYURBHANJ 15 74,261 19, , , , NABARANGPUR 8 19,663 10, , , , NAYAGARH 13 59,001 22, , , , NUAPADA 8 17,479 9, , , , PURI 20 1,06,477 58, , , , RAYAGADA 10 49,868 25, , , , SAMBALPUR 14 67,939 16, , , , SONEPUR 8 26,899 9, , , , SUNDARGARH 28 1,35,221 64, , , ,12, Total ,39,660 12,14, ,75, ,91, ,66,

52 Name of the District District Population (2011 census) Aadhaar Generation Report as on 31st March 2015 Aadhaar Generated UID% on Population Enrolments Rejected Balance Aadhaar to Generated Annexure - 7 Required stations to complete by March 2015 ANGUL 12,71,703 9,44, ,488 3,27, BALASORE 16,48,574 12,02, ,01,343 4,46, BARGARH 23,17,419 16,79, ,16,307 6,37, BHADRAK 14,78,833 8,95, ,69,461 5,83, BOLANGIR 4,39,917 3,12, ,26,419 1,27, BOUDH 15,06,522 9,91, ,39,216 5,15, CUTTACK 26,18,708 19,66, ,83,829 6,52, DEOGARH 3,12,164 2,19, ,826 93, DHENKANAL 11,92,948 9,40, ,34,223 2,52, GAJAPATI 5,75,880 4,11, ,511 1,64, GANJAM 35,20,151 21,44, ,82,069 13,75, JAGATSINGHPUR 11,36,604 8,95, ,01,218 2,41, JAJPUR 18,26,275 11,85, ,53,186 6,41, JHARSUGUDA 5,79,499 4,26, ,560 1,53, KALAHANDI 15,73,054 8,16, ,566 7,57, KANDHAMAL 7,31,952 3,97, ,717 3,34, KENDRAPARA 14,39,891 11,13, ,17,518 3,26, KEONJHAR 18,02,777 9,71, ,26,803 8,31, KHURDA 22,46,341 17,55, ,11,014 4,91, KORAPUT 13,76,934 7,61, ,15,388 6,15, MALKANGIRI 6,12,727 1,80, ,849 4,32, MAYURBHANJ 25,13,895 16,27, ,56,347 8,85, NABARANGPUR 12,18,762 7,93, ,770 4,24, NAYAGARH 9,62,215 8,41, ,593 1,21, NUAPADA 6,06,490 3,85, ,30,790 2,21, PURI 16,97,983 13,35, ,53,723 3,62, RAYAGADA 9,61,959 6,23, ,949 3,38, SAMBALPUR 10,44,410 5,58, ,67,382 4,85, SONEPUR 6,52,107 3,38, ,077 3,14, SUNDARGARH 20,80,664 12,90, ,81,877 7,89, TOTAL 4,19,47,358 2,80,06,193 67% 50,00,019 1,39,41,165 1,440

53 Sl No. Bank Name Amount Amount Annexure - 8 Overdue NPA position as on under various sectors Amt in Crores Short term crop productions Agriculture Term Loans Allied Activities Advances Total Agricultere Advance(Direct) Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! State Bank of India State Bank of Mysore #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank #DIV/0! #DIV/0! DCB Bank Ltd Federal Bank #DIV/0! HDFC Bank ICICI Bank Indus Ind Bank #DIV/0! #DIV/0! ING Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 The South Indian Bank Ltd #DIV/0! #DIV/0! Yes Bank #DIV/0! #DIV/0! Total private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

54 Sl No. Bank Name Amt Amt Annexure - 8 Overdue NPA position as on under various sectors Amt in Crores MSME Sector Advance Education Loan Advance Housing Loan Advance Other Priority Sector Advance Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding 1 Allahabad Bank #DIV/0! 2 Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK #DIV/0! 12 Indian Bank Indian Overseas Bank Oriental Bank of Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & #DIV/0! 18 State Bank of Hyderabad #DIV/0! 19 State Bank of India State Bank of Mysore State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total public Sector Banks Axis Bank Ltd City Union Bank #DIV/0! DCB Bank Ltd #DIV/0! Federal Bank #DIV/0! 31 HDFC Bank ICICI Bank #DIV/0! 33 Indus Ind Bank #DIV/0! #DIV/0! 34 ING Vysya Bank #DIV/0! #DIV/0! #DIV/0! Karnatak Bank Ltd Karur Vysya Bank #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 The South Indian Bank Ltd #DIV/0! Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

55 Annexure - 8 Overdue NPA position as on under various sectors Priority Sector Advance Non-priority Advance Total Advance Outstanding NPA Outstanding NPA Outstanding NPA Sl No. Bank Name Amt Amt % of NPA to total Outstandi ng Amt Amt % of NPA to total Outstandi ng Amt Amt % of NPA to total Outstandi ng 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

56 Sl No. Bank Name Amount Amount Annexure - 8 Overdue NPA position as on under various sectors Amt in Crores SHG PMRY/PMEGP SJSRY/SGSY WCC Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! 6 Bharatiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! 10 Dena Bank #DIV/0! #DIV/0! #DIV/0! 11 IDBI Bank #DIV/0! #DIV/0! 12 Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank #DIV/0! #DIV/0! #DIV/0! 16 Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! #DIV/0! 19 State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank #DIV/0! Total public Sector Banks Axis Bank Ltd #DIV/0! 28 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 31 HDFC Bank #DIV/0! #DIV/0! 32 ICICI Bank #DIV/0! #DIV/0! 33 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 34 ING Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! 36 Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! 38 Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total private Sector Banks #DIV/0! 39 Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank #DIV/0! #DIV/0! #DIV/0! Total of Co-operative Banks GrandTotal #DIV/0! #DIV/0! #DIV/0!

57 Sl.No BankName Total Demand for Recovery Annexure - 8 Sector / Scheme wise Recovery / Overdue position as on Amount in Crores Crop Loan Agriculture Term Loan Allied activities advances Total Agriculture advance Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! #DIV/0! #DIV/0! Bharatiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 10 Dena Bank #DIV/0! #DIV/0! IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jai #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 19 State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! HDFC Bank #DIV/0! #DIV/0! ICICI Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 33 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 34 ING Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 38 Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Amount Collected % Of Recovery Orissa State Co-Op. Bank #DIV/0! #DIV/0! Grand Total % Of Overdue

58 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bharatiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jai 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 City Union Bank 29 DCB Bank Ltd 30 Federal Bank 31 HDFC Bank 32 ICICI Bank 33 Indus Ind Bank 34 ING Vysya Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 The South Indian Bank Ltd. 40 Yes Bank Total Private Sector Bank 41 Odisha Gramya Bank 42 Utkal Grameen Bank Total RRBs Total Commercial Bank 43 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Annexure - 8 Sector / Scheme wise Recovery / Overdue position as on Amount in Crores MSME Sector Advance Education loan Advance Housing loan Advance Other Priority Sector Advance Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

59 Total Priority Sector Sector / Scheme wise Recovery / Overdue position as on Non Priority Sector Loans Annexure - 8 Amount in Crores Total Advance Sl.No BankName Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bharatiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jai 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 City Union Bank 29 DCB Bank Ltd 30 Federal Bank 31 HDFC Bank 32 ICICI Bank 33 Indus Ind Bank 34 ING Vysya Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 The South Indian Bank Ltd. 40 Yes Bank Total Private Sector Bank 41 Odisha Gramya Bank 42 Utkal Grameen Bank Total RRBs Total Commercial Bank 43 Orissa State Co-Op. Bank Grand Total #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

60 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bharatiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jai 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 City Union Bank 29 DCB Bank Ltd 30 Federal Bank 31 HDFC Bank 32 ICICI Bank 33 Indus Ind Bank 34 ING Vysya Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 The South Indian Bank Ltd. 40 Yes Bank Total Private Sector Bank 41 Odisha Gramya Bank 42 Utkal Grameen Bank Total RRBs Total Commercial Bank 43 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected Annexure - 8 Sector / Scheme wise Recovery / Overdue position as on Amount in Crores SHG PMRY SJSRY WCC % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! % Of Overdue #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

61 Annexure - 9

62 Sl No. 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Annexure - 9 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF OPDR ACT AS ON (Amt in Crores) Pending Age-wise Cases pending at Cases filed during Total cases filed Cases settled the end of the Name of Bank the quarter quarter < 1yr. 1-3 yr. > 3 yr. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A.Total of Commercial Banks Orissa State Co-Op. Bank B.Total of Co-operative Bank GRAND TOTAL

63 Annexure - 9 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF ORISSA AGRICULTURE CREDIT OPERATION & MISC PROVISION(BANKS) ACT AS ON (Amt in Crores) Pending Age-wise Sl No. Name of Bank Cases filed during the quarter Total cases filed Cases settled Cases pending at the end of the quarter < 1yr. 1-3 yr. > 3 yr. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs A.Total of Commercial Banks Orissa State Co-Op. Bank B.Total of Co-operative Bank GRAND TOTAL

64 Annexure - 9 District Wise Breakup of Pending Cases under OPDR and OACO&MPBA(Amt in Crores) as on March 2015 Sl.No DistrictName Under OPDR Under OACO&MPBA A/C Amt A/C Amt 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

65 O D I S H A Pradhan Mantri Suraksha Bima Yojana ( PMSBY ) Annexure - 10 Sl No Statewise Daily Status of Enrollment for and up to Insurer with whom MOU Signed No of Persons Enrolled for Date No of Persons Enrolled Up to Date State Name of Banks Urban Rural Total Total Urban Rural Total Total Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank Universal Sompo Andhra Bank United India Insurance Compa Bank of Baroda National Insurance Company Bank of India New India Assurance Bank of Maharastra United India Insurance Compa Bharatiya Mahila Bank National Insurance Company Canara Bank United India Insurance Compa Central Bank of India New India Assurance Corporation Bank New India Assurance Dena Bank United India Insurance Compa IDBI Bank Bajaj Allianz Indian Bank United India Insurance Compa Indian Overseas Bank USGIC Oriental Bank of Commerce Oriental Insurance Company Punjab & Sind Bank Punjab National Bank Oriental Isurance Company State Bank of Bikaner & Jaipur State Bank of Hyderabad 19 State Bank of India SBI Life State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank United India Insurance Compa UCO Bank Reliance General Insurance Union Bank of India New India Assurance United Bank of India Vijaya Bank 27 Axis Bank Ltd TATA AIG City Union Bank Ltd 29 DCB 30 Federal Bank 31 HDFC Bank United India Insurance Compa ICICI Bank ICICI Lombard Indus Ind Bank 34 ING Vysya Bank 35 Karnataka Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 The South Indian Bank Ltd. 40 YES Bank 41 Odisha Gramya Bank Universal Sompo Utkal Grameen Bank National Insurance Company Orissa State Co-Op. Bank Total ,06,069 5,24,268 21,30,324

66 O D I S H A Pradhan Mantri Jeevan Jyoti Bima Yojana ( PMJJBY ) Statewise Daily Status of Enrollment for and up to Annexure - 10 No of Persons Enrolled for Date No of Persons Enrolled Up to Date Sl Insurer with whom MOU State Name of Banks Urban Rural Total Total Urban Rural Total Total No Signed Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank LICI Andhra Bank India First Bank of Baroda IFLIC Bank of India Sud Life Bank of Maharastra LICI Bharatiya Mahila Bank LICI Canara Bank LICI Central Bank of India LICI Corporation Bank LICI Dena Bank United India Insurance Compa IDBI Bank LICI Indian Bank LICI Indian Overseas Bank LICI Oriental Bank of Commerce LICI Punjab & Sind Bank Punjab National Bank LICI State Bank of Bikaner & Jaipur State Bank of Hyderabad 19 State Bank of India SBI Life State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank LICI UCO Bank LICI Union Bank of India Sud Life United Bank of India Vijaya Bank 27 Axis Bank Ltd 28 City Union Bank Ltd 29 DCB 30 Federal Bank 31 HDFC Bank HDFC Life ICICI Bank ICICI Prudential Life Insurance Indus Ind Bank 34 ING Vysya Bank 35 Karnataka Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 The South Indian Bank Ltd. 40 YES Bank 41 Odisha Gramya Bank LICI Utkal Grameen Bank SBI Life Orissa State Co-Op. Bank Total ,12,165 1,07,374 3,19,539

67 Annexure - 11 Bank Wise Branch Network as on No. Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks GrandTotal

68 District Wise Branch Network as on Annexure - 11 Sl Name Of District Urban Semi-Urban Rural Total No. 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH GrandTotal

69 Annexure - 12 Bank Wise Branch Opened as on Sl Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

70 Annexure - 12 District Wise Branch Opened as on Sl No. Name Of District Urban Semi-Urban Rural Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

71 Annexure - 13 Bank Wise Position Of ATMs as on Total No Of Offsite ATMS Total No Of Onsite ATMS SlN Name of the Bank o. Semi Semi Rural Urban Total(1) Rural Urban Total(2) Total(1 + 2) Urban Urban 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Kotak Mahindra Bank Ltd Karnatak Bank Ltd Karur Vysya Bank Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks GrandTotal

72 SlN o. Name of the District District Wise Position of ATMs as on Total No Of Offsite ATMs Total No Of Onsite ATMs Semi Semi Rural Urban Total Rural Urban Total Urban Urban Annexure - 13 Grand Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

73 Annexure - 14 BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON (Amt. in Crores) Rural Semi_Urban Sl Name of Bank No. of No. of No. Deposit Advance CD Ratio Branches Branche Deposit Advance CD Ratio 1 Allahabad Bank s Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! Bharatiya Mahila Bank #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J #DIV/0! #DIV/0! 18 State Bank of Hyderabad State Bank of India State Bank of Mysore #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank #DIV/0! #DIV/0! 29 DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! 39 The South Indian Bank Ltd #DIV/0! Yes Bank #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks #DIV/0! #DIV/0! Orissa State Co-Op. Bank OSCARD Bank #DIV/0! Total of Co-op Bank Grand Total

74 Sl No. No. of Branches Deposit Advance CD Ratio Total No of Branches Annexure - 14 Deposit Advance CD Ratio 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks #DIV/0! #DIV/0! Orissa State Co-Op. Bank OSCARD Bank #DIV/0! Total of Co-op Bank Grand Total BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON Name of Bank Urban Amt.in Crores Total

75 No. of Branches Total Deposit Advance Utilized in The State Advance Sanctioned & Utilized in the State Total P.S. Advance Total Finance to Agril Advance to MSME Advance to Services Sector Total Adv. to Weaker Section Total Adv. to DRI Advance to Women Total Adv. to SC/ST Investment In state govt. Bonds BANKING KEY INDICATOR AS ON Annexure - 14 Amount in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative bank GRAND TOTAL

76 No. of Branches GROSS NPA % of NPA to Total Advance CD Ratio % of P.S Adv to Total Adv % of Agril Finance to Total Advance % of Adv. To Weaker Section to PS Adv. % of DRI Advance to Total Advance % of Advance to Women to Total Advance Creadit & Investment/Deposit ratio BANKING KEY INDICATOR AS ON Annexure - 14 Amt.in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank #DIV/0! The South Indian Bank Ltd Yes Bank Odisha Gramya Bank Utkal Gramya Bank #DIV/0! #DIV/0! Orissa State Co-Op. Bank OSCARD Bank #DIV/0! Total Public Sector Banks Total Private Sector Banks Total of RRBs RIDF(NABARD) Total Commercial Banks Total of Co-operative bank GRAND TOTAL

77 BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER A.C.P STATE:ORISSA Report For LBS_MIS Priority Sector Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal MSE Education Amount in Crores Housing Others Total Annexure - 15 Sl. BankName T A % T A % T A % T A % T A % T A % T A % T A % T A % T A % T A % No 1 Allahabad Bank Andhra Bank Bank Of Baroda Bank Of India Bank Of Maharastra Bharatiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank Of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank Of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! State Bank of Hyderabad State Bank Of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! Syndicate Bank UCO Bank Union Bank United Bank Of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! The South Indian Bank Ltd #DIV/0! #DIV/0! Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Banks #DIV/0! Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks Co-Operative Bank Grand Total

78 STATE:ORISSA DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER A.C.P Report For LBS_MIS Priority Sector Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal MSE Education Housing Others Total Annexure - 15 Amount in Crores Sl No DistrictName T A % T A % T A % T A % T A % T A % T A % T A % T A % T A % T A % 1 ANGUL BALASORE BARGARH #DIV/0! BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT #DIV/0! MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH #DIV/0! NUAPADA #DIV/0! PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

79 Sl No. Amt in Crores No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Balance Outstanding as on Target(14-15) Annexure Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total Name Of Bank Total Commercial Banks Target(14-15) Financing Under Agriculture as on Crop Loan Disbursement ( to ) Agricultural Term Loan Disbursement ( to ) Balance Outstanding as on

80 Annexure - 17 FINANCING UNDER KISSAN CREDIT CARD SCHEME UP TO (Amount in Crores) Sl No. Name of Bank No. of KCC issued from to Total amount disbursed in KCC(Fresh+Existing) during to Balance O/S as on A/c Amt. A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs A.Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GRAND TOTAL

81 Annexure 18 ABSTRACT ON DISPOSAL OF LOAN APPLICATIONS UNDER NEW DAIRY SCHEMES (AS ON ) Sl. No. Name of the Dairy Scheme Commercial Banks OSCB 1. Promotion of Dairy Entrepreneurs a. Target 3892 b. Application Sponsored i. No ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount Interest Subvention of Short term loan a. Target 8750 b. Application Sponsored i.no ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount Interest Subvention of Long term loan a. Target 3000 b. Application Sponsored i.no ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii.amount

82 Annexure 18 ABSTRACT ON KSK, POULTRY VENTURE CAPITAL & DEDS (AS ON ) Sl. No. Name of the Dairy Scheme Commercial Banks OSCB 1. Capital Investment Subsidy under KSK a. Target b. Application Sponsored ii. No ii.amount c.application Disbursed 8 i.no ii.amount d.application Pending i.no ii.amount Poultry Venture Capital Scheme a. Target b. Application Sponsored i.no ii.amount c.application Disbursed i.no ii.amount d.application Pending i.no ii. Amount DEDS a. Target b. Application Sponsored i.no ii.amount c.application Disbursed i.no 15 1 ii.amount d.application Pending i.no ii.amount

83 Annexure 18 PHYSICAL & FINANCIAL ACHIVEMENT UNDER P.D.E DURING THE YEAR Animal Inducted Sl. No. Name of the District No. Amount( In lakhs) 1 Angul Balasore Bhadrak Bolangir Bargarh Boudh Cuttack Dhenkanal Deogarh Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapada Keonjhar Khurda Koraput Malkangiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Subarnapur Sundargarh 0 0 Total

84 Sl. Name of the Bank. Cases pending as on UPTO Progress of Bank wise/sponsored/ Reject/ Sanction/ finance/pending of sponsored cases under FFDA/NFDB/NMPS only for Sponsored during Total Reject ABSTRACT balance accepted Cases sanctioned Area in Ha. & Amount in lakhs Cases financed Annexure - 19 Balance pending. Amo- Amo- Amo- Amo- Amo- Amo- Amo- No. Area No. Area No. Area No. Area No. Area No. Area No. Area No. Area Amo- unt. unt. unt. unt. unt. unt. unt. unt S.B.I U.Co B.O.I Syndicate U.B.I C.C.B Andhra Union B.O.B I. B I.O.B Allahabad Canara C.B.I R.G.B P.N.B Axis Dena Bank IDBI Oriental Karnataka Total

85 Sl No. Name of Bank Annexure - 20 Financing under different allied agricultural schemes as on Amount in Crores Dairy(Including DEDS) Poultry Fishery Others(Goatery,Piggery etc.) Disbursement( to ) Balance outstanding as on Disbursement( to ) Balance outstanding as on Disbursement( to ) Balance outstanding as on Disbursement( to ) Balance outstanding as on A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

86 Annexure - 21

87 Annexure - 21

88 Annexure - 21

89 Annexure - 21

90 Annexure - 21

91 Annexure - 21

92 Annexure - 21

93 Annexure - 21

94 Annexure - 21

95 Sl. No. Name of Bank CREDIT FLOW TO MSME(MANUFACTURING)SECTOR FOR THE QUATER ENDED MARCH 2015 (Amount in Crores) MICRO ENTERPRISES (MANUFACTURING) No of cases disbursed Balance Outstanding SMALL ENTERPRISES (MANUFACTURING) No of cases disbursed Balance Outstanding MEDIUM ENTERPRISES (MANUFACTURING) No of cases disbursed Balance Outstanding Annexure - 22 TOTAL MSME (MANUFACTURING) SECTOR No of cases disbursed Balance Outstanding A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total of Commercial Banks

96 Annexure - 23 Credit Flow to Micro Small Medium Enterprises(MSME)Sectors from to Amt.in Crores Sl. No. Name of Bank No.OF Branches Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd. Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks Orissa State Co-Op Total Bank of CoOps Grand Total

97 Sl. No. Name of Bank Annexure - 23 Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector Amt. in A/C A/C Amt.in Crores A/C Amt.in crores A/C Amt.in crores Crores 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Credit Flow to Micro,Small & Medium Enterprises(MSME)Sectors-Bal O/S as of Amount in Crores Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks No. of Branches Orissa State Co-Op. Bank OSCARD Bank Total of Coops Grand Total

98 Annexure - 23 Micro Manufacturing enterprises having investment in plant and machinery up to Rs lacs and micro service enterprises having investment in equipment upto Rs.4.00 lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Ciy Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

99 Annexure - 23 Micro Manufacturing enterprises having investment in plant and machinery Above Rs lacs and upto Rs lacs and micro service enterprises with investment in equipment above Rs.4.00 lacs and upto Rs lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

100 Annexure - 24

101 Annexure - 24

102 RSETI WISE MONTHLY PROGRESS UPTO MARCH 2015 During the Year ( ) Upto March 2015 Since Inception Annexure - 24 Sl No District Trg. Prg Trainee BF SF WE Tot Set Trg. Prg Trainee BF SF WE Tot Set 1 Angul Balasore Bargarh Bhadrak Bolangir Boudh' Cuttack Deogarh Dhenkanal Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapada Keonjhar Khordha Koraput Malkangiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Subarnapur Sundargarh Total Trg. Prg No. of Training Programms Conducted Trainee Total No. of Trainees Trained BF No. settled with Bank Finance SF No. settled with Self Finance WE No. settled with Wage employee Tot Set Total Settled

103 Information on Issuance of Weaver's Credit Cards & Concessional Credit Components of RRR Package (Figures up to March 2015) Annexure - 25 Sl. No. Name of the Banks Nos. of Loan A/c waived Nos. of WCC Application forms sponsored Total WCC to be Issued WCC issued during Total Achievement Margin Money Released by NABARD Interest Subvention Released by NABARD Balance outstanding as on Amt. of loan No. of Total WCC sanctioned Phy. Fin. Loan Amount Achieved Against Target issued (Lakh Rs.) A/c A/C Amt 1 Allahabad Andhra Axis Bank Bank of Boroda Bank of India Canara CBI Dena Bank ICICI Indian Bank IOB OBC OGB OSCB PNB SBI Syndicate UCO Bank Union Bank of India United Bank of India Utkal Gramya Grand Total:

104 Annexure - 26 BANKWISE FINANCING UNDER SELF HELP GROUPS AS ON (Amt. in Crores) SAVINGS Repeat Assistance(Out of which i,e loan is given for 2nd,3rd time) Sl. No. Name of Bank Credit Linkage Target for the year (Physical) Total No.of Groups opened SB A/c(Cumulative Position) Amount of deposit mobilised (Cumulative Position) No. of SHGs credit linked during Qtr( to ) No. of SHGS credit linked during year( to ) Balance Outstanding as on NPA During the quarter( to ) During the year( to ) Physical A/c Amt A/c Amt A/c Amt A/c Amt Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank Of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank A. Total Public Sector Banks Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Yes Bank B. Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank C. Total RRBs D. Total Comm. Banks Orissa State Co-Op. Bank OSCARD Bank E. Total Co-op Banks GRAND TOTAL

105 Annexure - 27 SHG-Bank linkage Target for FY Rs in lakh Angul Balasore Bolangir Deogarh Bargarh Cuttack Dhenkanal Kendrapara Gajapati Jajpur Nuapada Kandhamal Khurda Jharsuguda Koraput Malkangiri Nayagarh Sl No Bank Name Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Canara Bank Central Bank of India Corporation Bank Dena Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank Punjab Sindh Bank State Bank of Hyderabad State Bank of India Syndicate Bank UCO Bank Union Bank of India Vijaya Bank United Bank of India Utkal Grameen Bank OGB DCB Bank HDFC Bank ICICI Bank Axis Bank Indusind Bank Federal Bank Co-operative Bank Karur Vysya Bank IDBI Bank Total

106 Sl No Bank Name 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Canara Bank 6 Central Bank of India 7 Corporation Bank 8 Dena Bank 9 Indian Bank 10 Indian Overseas Bank 11 Oriental Bank of Commerce 12 Punjab National Bank 13 Punjab Sindh Bank 14 State Bank of Hyderabad 15 State Bank of India 16 Syndicate Bank 17 UCO Bank 18 Union Bank of India 19 Vijaya Bank 20 United Bank of India 21 Utkal Grameen Bank 22 OGB 23 DCB Bank 24 HDFC Bank 25 ICICI Bank 26 Axis Bank 27 Indusind Bank 28 Federal Bank 29 Co-operative Bank 30 Karur Vysya Bank 31 IDBI Bank Total Annexure - 27 SHG-Bank linkage Target for FY Rs in lakh Rayagada Sambalpur Subarnapur Bhadrak Boudh Ganjam JS Pur Kalahandi Keonjhar Mayurbhanj Puri Nabranjpur Sundergarh Total Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial Physical Financial

107 Annexure 28

108 Annexure 28

109 Sr. No. CONSOLIDATED BANK WISE PERFORMANCE OF PMEGP FOR THE YEAR IN RESPECT OF ODISHA (KVIC+KVIB+DIC) Name of the Bank Target for the year Application Forwarded to Application Sanctioned by Application Disbursed by M.M. Claim received by M.M. Claim settled by Nodal Annexure - 29 Appl. Rejected by Bank Financing Bank Financing Bank Financing Bank Nodal Bank Bank No. M.M. No. M.M. No. M.M. No. M.M. No. M.M. No. M.M. 1 ALLAHABAD BANK ANDHRA BANK BANK OF BARODA BANK OF INDIA CANARA BANK CENTRAL BANK OF INDIA CORPORATION BANK DENA BANK IDBI INDIAN BANK INDIAN OVERSEAS BANK ORIENTAL BANK OF COM PUNJAB NATIONAL BANK PUNJAB & SIND. BANK STATE BANK OF INDIA STATE BANK OF HYD STATE BANK OF BIK & JPR SYNDICATE BANK UCO BANK UNION BANK OF INDIA UNITED BANK OF INDIA VIJAYA BANK AXIS BANK ODISHA GRAMYA BANK UTKAL GRAMEEN BANK Others TOTAL

110 Sr. No. Name of the District CONSOLIDATED DISTRICT WISE PERFORMANCE OF PMEGP FOR THE YEAR IN RESPECT OF ODISHA (KVIC+KVIB+DIC) Annexure - 29 Target for the year Appl. Forwarded to Fin. Application Sanctioned by Application Disbursed by M.M. Claim received by M.M. Claim settled by Appl. Bank F. B. Financing Bank Nodal Bank Nodal Bank Rejected by No. M.M. No. M.M. No. M.M. No. M.M. No. M.M. No. M.M. Bank 1 Angul Balasore Bargarh Bhadrak Bolangir Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam J.S.Pur Jajpur Jharsuguda Kalahandi Kandhmal Kendrapara Keonjhar Khurda Koraput Malkangiri Mayurbhanj Nowrangpur Nayagarh Nuapada Puri Rayagada Sambalpur Subarnpur Sundergarh TOTAL

111 SL. NO. Annexure - 30 Statement showing status of Application Sponsered, Disbursed & Loan Disbursed by Bank under SEP(Group) of NULM for the year NAME OF THE ULBs Target (No. of Beneficia ries to be assisted) Self Employment Programme(Individual) No. of Applicati on Sponsere d to Bank No. of Applicati on disbursed by Bank No. of Applicati on pending with Bank Amount of Loan Disbursed by Bank Amount of Interest Subsidy released to the Bank by the ULBs Target (No. of Group to be assisted) Self Employment Programme(Group) No. of Group Applicati on Sponsere d to Bank No. of Group Applicati on disbursed by Bank No. of Group Applicati on pending with Bank Amount of Loan Disbursed by Bank Amount of Interest Subsidy released to the Bank by the ULBs No. of Applicati on Sponsere d to Bank SHG Bank Linkage Programme No. of Applicati on disbursed by Bank No. of Applicati on pending with Bank Amount of Loan Disbursed by Bank 1 Anugul(M) Balasore(M) Bargarh(M) Baripada(M) Berhampur(MC) Bhadrak(M) Bhawanipatna(M) Bhubaneswar(MC) Bolangir(M) Boudhgarh(M) Chhatrapur(N) Cuttack(MC) Deogarh(M) Dhenkanal(M) Jagatsinghpur(M) Jajpur(M) Jharsuguda(M) Kendrapara(M) Keonjhar(M) Khurda(M) Koraput(M) Malkanagiri(M) Nayagarh(M) Nowarangpur(M) Nuapada(N) Paralakhemundi(M) Phulbani(M) Puri(M) Rayagada(M) Rourkela(M) Sambalpur(M) Subarnapur(M) Sundergarh(M) TOTAL Amount of Interest Subsidy released to the Bank by the ULBs

112 Annexure - 31 Statement showing District wise distribution of Target vs Achievement under Bankable I.G.S during Finacial Year in Schedule Caste Sector

113 Annexure - 31 Statement showing District wise distribution of Target vs Achievement under Bankable I.G.S during Finacial Year in Schedule Tribe Sector

114 Annexure - 32

115 Annexure - 32