STATE LEVEL BANKERS COMMITTEE, ODISHA

Transcription

1 STATE LEVEL BANKERS COMMITTEE, ODISHA स दर भ स /Lt No-SLBC/ODI/746/ ददन क / Date: To All the Members of State Level Bankers Committee, Odisha Sir/Madam, Sub: Agenda Note & Background Papers for 141 st SLBC Meeting to be held on Further to our Letter No. SLBC/ODI/669/ dated ; we are enclosing herewith the Agenda Notes and background papers for your kind perusal and participation in the 141 st SLBC Meeting to be held on 18 th November 2015 at Crystal Hall of Mayfair Convention, Bhubaneswar. With regards, Yours faithfully, (B. P. Samantaray) General Manager, UCO Bank cum Convener, SLBC, Odisha Enclo: As stated above य क ब क, सर क ल क य लय, य क ब क भवन, त त य तल, स -2, अश क नगर, भ वन श वर UCO Bank, Circle Office, UCO Bank Building, 3 rd Floor, C-2, Ashok Nagar, Bhubaneswar Phone: , , Fax: slbc.odisha@ucobank.co.in

2 C O N T E N T S Sl No Particulars Page No 1 Banking at a glance in Odisha as on 30 th September Confirmation of Proceedings of 140 th SLBC Meeting 3 3 Action Taken Report on major decisions taken in 140 th SLBC Meeting 3 4 NPA & Overdue position as on 30 th September Fresh Issues 13 6 Branch & ATM Network 15 7 Banking Key Indicators 16 8 Achievement of Annual Credit Plan(ACP) under Priority Sector 18 9 Finance to Agriculture Sector Finance to MSME Sector RSETI Related Issues Finance to Weaver Sector Finance to Self Help Groups Finance to Handicrafts Sector Progress under Govt. Sponsored Programmes Finance under Education Loan Finance under Housing Loan Implementation of Prime Minister s New- 15 Point Programme CGTMSE Scheme Disposal of loan applications under various Govt. schemes Conduct of Financial Literacy Camps 33

3 LIST OF ANNEXURES Annexures Particulars Page No 1 Bank wise progress under Roadmap for providing Banking Services Finance under DRI Scheme Bank wise performance under PMJDY Bank wise District wise BSBDA Enrollment status of PMSBY, PMJJBY & APY as on Performance under MUDRA as on Status of Direct Benefit Transfer to LPG Consumers Status of Aadhaar Generation Scheme wise NPA,Overdue & Recovery Position Particulars of cases filed under OPDR Act and OACOMP Act Scheme of V-SAT Connectivity to Kiosk/Fixed CSPs under FIF Bank wise District wise Branch Network Bank wise District wise Branch Opened Report ATM Network in Odisha Staff Strength of Banks operating in Odisha Key Indicators Area wise CD Ratio Annual Credit Plan (A.C.P) Finance under Agriculture Financing under KCC Financing under Allied Agriculture Agriculture Insurance Report Credit flow to MSME RSETI wise monthly Progress Report up to September RSETI Residential Training & Building Construction Status RSETI District wise Claim Pending Status Financing under Weaver Credit Card Financing under Self Help Group Interest Subvention Claim Submission Status under Women SHG Modernization & Technical Up-gradation of Handicraft Industries Bank wise & District wise peformance under NULM Financing under SC / ST Sector Financing under JLG Financing under ACC Financing under SCC Financing under Education loan Financing under Housing Loan Credit facility to Minority Community Credit Facility under CGTMSE Disposal of loan applications under various sectors

4 BANKING AT A GLANCE IN ODISHA AS ON 30 TH SEPTEMBER 2015 (Rs.in Crore) Sl No Particulars As on 30 th September Total Deposit Total Advance utilized in the state Total Advance sanctioned and utilized in the state Total Business (Deposit + Advance) Credit Deposit (CD) Ratio (%) Benchmark-60% Credit Deposit Ratio excluding advance sanctioned in other state and utilized in our state CD Ratio of Rural Branches CD Ratio of Semi Urban Branches CD Ratio of Urban Branches CD Ratio of Commercial Banks excluding RIDF& advance sanctioned in other state and utilized in our state Total PS Advance % of PS Advance to Total Advance Benchmark -40% Agriculture Advance % of Agriculture Advance to Total Advance Benchmark - 18% MSME Advance % of MSME Advance to total advance Advance to Weaker Section % of Advance to weaker section to PS Adv. Benchmark 25% Total DRI Advance % of DRI Advance to total advance Benchmark 1% Credit Investment to Deposit Ratio % NPA in % (Average in the state) 9.34 Public Sector Banks Private Sector Banks 1.01 RRBs Cooperative Banks 7.72 Total No. of Branches Rural Branches 2584 (54.66%) Semi Urban Branches 1237(26.17%) Urban Branches 906(19.17%) 19 Education loan B/o Housing Loan B/o

5 Achievement under ACP vis-à-vis Annual Target under priority sector in % a) Crop Loan b) Agriculture Term Loan c) Agriculture Allied loan d) Total Agriculture e) MSE f) Education 8.59 g) Housing d) Other Priority Lead Districts : 30 SBI UCO 7 BOI 2 Andhra Bank 2 RSETIs : 29 SBI 17 UCO 7 23 BOI 2 CBI 1 Andhra Bank 2 RUDSETI : Canara Bank 1 FLCs 145 SBI 19 UCO Bank 7 24 Andhra Bank 2 Bank of India 2 OSCB 104 RRB 11 Staff Strength Officers Clerical Staff Sub- Staff Total Deposit Accounts 4,79,72, Total Advance Accounts 73,78,364 2

6 AGENDA NOTES OF 141 st SLBC MEETING AGENDA NO. 1 Confirmation of Proceedings of 140 th SLBC meeting held on at Bhubaneswar. The Proceedings of 140 th SLBC meeting held on at Bhubaneswar had been circulated among all the members of SLBC vide our letter No. SLBC/ODI/580/ dated Since no comments have been received from any quarter the same may please be confirmed. AGENDA NO. 2 Action Taken Report on major decisions taken in 140 th SLBC meeting held on Point Action to be Action points Action taken No. taken by Progress of Implementation of Financial Inclusion Plan in the State. DRI Loans in favour of Persons with Disability(PWD) All Banks/ LDMs All Banks/ Director of Welfare/ LDMs Opening of Brick & Mortar Branches. Banks have opened 61 branches in the state for the period to , out of which 30 are in rural centres. Provision of Banking outlets in Unbanked villages with population below 2000 As on , Banks have covered 39,392 villages constituting % of the total target. Out of these villages, 446 are covered through B & M branches and rest by branchless modes mainly through BC mode. Details as per the Annexure- 1. Total amount disbursed under DRI scheme is Rs crore in 4951 accounts during to , out of which Banks have disbursed 1070 applications amounting Rs.2.26 crore under DRI loan to persons with disability. The performance of the participating Banks is not encouraging (Annexure 2). Banks were requested to achieve sanction and disbursement of minimum 10 applications per branch under the scheme for the year

7 3. Branch opening in Unbanked Gram Panchayats Target Vs Achievement is given below for perusal. Sl Name of the Bank Target for the year Achieve ment ( ) Target for (including backlog) Achieveme nt from to Total Achievement 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Comm Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank IndusInd Bank ING Vysya Bank Ltd Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs T o t a l

8 Against a target of 1926, Banks have opened 17 branches in Unbanked GP for the year Govt. of Odisha has identified 367 GPs as feasible (having required infrastructure) for opening of bank branches. The Banks have so far, intimated RBI about their plans to open 262 branches in the year, While emphasizing the need for opening of more bank branches in the State, Regional Director, RBI also advised the Banks to take steps to strengthen the functioning of their Business Correspondents (BCs) and Customer Service Points (CSPs). With the help of BC & CSPs, the banking needs of the common people can be met to a large extent in such places where bank branches cannot be opened immediately. The meeting on Strengthening of Banking Service in Malkangiri and Nabarangpur districts was held on under the Chairmanship of Development Commissioner-cum- Additional Chief Secretary. Issues relating to Strengthening of Banking Services in Malkangiri and Nabarangpur districts were discussed in detail. 14 centres identified by the Development Commissioner and Additional Chief Secretary in Malkangiri district have already been allotted to the Banks for opening of branches. Minimum 14 to 15 branches have to be opened in the Nabarangpur district by the end of March, Branch opening in Koraput & Malkangiri, (most affected LWE districts) is being monitored by RBI, Bhubaneswar and SLBC. Ministry of Home Affairs, Left Wing Extremism Division and Ministry of Finance, Department of Financial Services, Govt. of India are reviewing the progress of new Bank branches and Bank Mitras in LWE affected districts. Odisha State Co-operative Bank (OSCB) rolls out service in remote areas through Banks on Wheels To reach the farmers and other people in remote areas of the state, OSCB launched Banks on wheels equipped with full-fledged Bank branches, ATMs and information kiosks in 20 backward blocks covering 16 districts Keonjhar, Koraput, Malkangiri, Nabarangpur, Rayagada, Sundargarh, Gajapati, Kalahandi, Mayurbhanj, Sambalpur, Angul, Dhenkanal, Boudh, Kandhamal, Nayagarh and Ganjam. Mobile Banking service would soon be available in 20 more blocks of 10 tribal dominated districts of the State. Two Mobile Vans are in operation in UCO Bank in Nimapara Block of Puri District and Angul Block of Angul District. Two Mobile Vans of ICICI Bank are also operating in Hinjilicut Block of Ganjam district and in Sundargarh Sadar Block of Sundargarh district. 5

9 4. Implementation of Pradhan Mantri Jan Dhan Yojana (PMJDY) PMJDY Accounts at a glance in Odisha as on Total No. of villages covered Total No. of Sub Service Area covered 6276 Total No. of Wards covered % Saturation (Each household having minimum 30 Districts one Saving Bank Deposit Account) No of accounts opened from to Rural 48,09,064 Urban -20,51,734 68,60,798 No. of accounts opened with Zero balance 25,58,672 % of Zero balance accounts to total account opened Total deposit balance under PMJDY accounts. Rs Crore No. of RuPay Cards issued 54,83,440 No. RuPay Cards activated 36,76,575(67.05%) No. of Pass Books issued 49,21,704 No. of Aadhaar seeded accounts % of Aadhaar seeding 22,64, % No. of active BC Agents (Bank Mitra) 5083 Bank wise performance dated is available in Annexure - 3 District wise performance dated is available in Annexure - 4 Implementation of 2 nd Phase of Pradhan Mantri Jan Dhan Yojana Performance of Commercial Banks as on Name of Scheme No. of Enrollments PMSBY 31,43,922 PMJJBY 8,36,466 APY Bank wise performance in the three Social Security Schemes is available in Annexure - 5 PMJJBY & PMSBY The last date for enrolment under Pradhan Mantri Suraksha Bima Yojana (PMSBY) and Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) has been extended up to 30 th November,2015.SLBC has already communicated the same to all Banks; LIC and GIPSA vide its letter no. SLBC/ODI/615/ dated As a portion of the eligible Bank account holders are still uncovered. Banks and Insurance companies are requested to continue to make all efforts crate awareness and access under the schemes to bring large sections of the population within the ambit of these Jan Suraksha Schemes. 6

10 Insurance Claim Settlement status under different schemes of PMJDY as on BANKS Claimed Settled Pending RuPay Debit Card (Rs. 1,00,000/-) Canara Bank Indian Overseas Bank TOTAL PMJJBY (Rs. 2,00,000/-) Bank of Baroda Canara Bank Central Bank of India Indian Bank Indian Overseas Bank Punjab National Bank UCO Bank Odisha Gramya Bank TOTAL PMSBY (Rs. 2,00,000/-) Indian Overseas Bank Punjab National Bank Syndicate Bank UCO Bank Odisha Gramya Bank TOTAL Life Insurance Coverage under PMJDY (Rs 30,000/-) Indian Overseas Bank Canara Bank Punjab National Bank Odisha Gramya Bank TOTAL Roll out of Pradhan Mantri MUDRA Yojana (PMMY) District wise Credit Camp under Pradhan Mantri MUDRA Yojana with main emphasis on disbursement of loans under SHISHU category has already been organized during 25 th September,2015 to 1 st October,2015 in our State. Bank wise performance under MUDRA loans (Shishu, Kishore & Tarun) is available in Annexure-6 7

11 Progress under MUDRA as on is given below Schemes No. of Accounts Disbursement in Rs. Crore SHISHU 1,61, KISHORE 16, TARUN 3, Total 1,81, PMMY will continue till 31 st March All Banks are requested to ensure achievement of their given target as on All the Controlling Heads are also requested to ensure that Adequate number of MUDRA loan applications in Odiya is available at each branch. Banner on MUDRA is placed in the branches. Publicity materials (Pamphlets/Leaflets/brochure) are available. One nodal officer for each branch has been assigned for MUDRA loans. For working capital loan, MUDRA cards are issued/delivered. Capacity Building of BCs (IIBF Certification) On the captioned subject, Communication of Indian Banks Association has already been circulated among all Banks. i) Cut off dates set by DFS for training and certifying the BCs/BMs, viz. 25%. by 30 th September, %...by 31 st October, %...by 30 th November, %.. by 31 st December, ii) To meet the above deadlines, the time scheduled for examination and open dates for online registration is given below : Date of Examination Open dates for online registration through website rd Oct to 5 th Oct th Oct to 10 th Oct th Oct to 18 th Oct th Oct to 27 th Oct th Oct to 1 st Nov th Nov to 8 th Nov th Nov to 15 th Nov th Nov to 22 nd Nov th Nov to 30 th Nov 15 8

12 iii) List of centres where online examination will be conducted; Berhampur, Bhubaneswar, Rourkela, Sambalpur, Bhadrak, Jeypore, Kendrapara. All the Banks are requested to monitor the progress of BCs on a mission mode and ensure that it is completed by Progress on implementation DBTL in our State LPG and Bank Seeding Status as on (Annexure - 7) 1. Total no of LPG distributors in the State No of LPG Consumers 29,98, % of LPG Aadhaar Seeding % of Bank Aadhaar Seeding (ATC) % of Bank Account Seeding verified (BTC) % of Cash Transfer Compliant (CTC= ATC + BTC) Aadhaar Number Seeding It is reported by the UIDAI (Annexure-8) that out of total population of 4.19 crore in Odisha, target population (five years above) is 3.85 crore, Biometric Entry (Enrollment) has been done till is 3.69 crore (95.84% of target population), Aadhaar No. generated/uploaded for 3.03 crore (78.70%). 100 % generation is yet to be achieved. 7. Bank wise & Scheme wise under various Schemes of Agriculture & Allied Sector Interest Subvention & Subsidy (State Govt.) utilization as on The Private Sector Banks participating in financing under Agriculture and allied sector have not claimed the interest subvention so far. UTILIZATION OF INTEREST SUBVENTION UNDER VARIOUS SCHEMES OF AGRICULTURE AND ALLIED SECTOR. Short Short Long Utilization Term Crop Agriculture Term Term Term during the Loan PDE loan Term Loan Fishery Dairy Dairy period Fishery Loan loan loan Up to From to From to Total Utilization Total fund received from Govt Balance

13 Continuance of State Intervention Schemes for the year Since the Auditors insist on production of certificate to the effect that State Intervention Schemes for the year will continue for the current year, we have taken up the matter with Director, Fishery and they have communicated that the scheme will continue. The Director, Animal Husbandry & Veterinary Services, Odisha has informed that during the current financial year ( ), no funds have been released by Govt. till date for continuance of the above schemes. Regarding interest subvention of Crop loan & term loan, the matter has been referred to the Principal Secretary, Cooperation Department as well as Registrar, Cooperative Societies, but we are yet to get response regarding continuance of scheme during ) Review on Banking Developments in Odisha in KEY Parameters as of Sept (Amt in Rs Crore) Parameters September 2014 September 2015 Variation over Sept % of growth over Sept No. of branches Deposits Advances CD Ratio in % Credit Investments to Deposit Ratio Priority Sector Advances % of P S Advances to Total Advance Agriculture Advances % of Agri Advances to Total Advance MSME Advance Education Loan Housing Loan Advance to Minority Communities Advances to Weaker Sections % of Weaker Section Adv. to PS Advances DRI Advances % of DRI Advances to Total Advances

14 Branch Network As at the end of September 2015, the total number of Bank Branches in Odisha increased to During the period to , Banks have opened 61 new branches in the State. Out of which, Public Sector Banks, Private Sector Banks and RRBs have opened 33, 23 & 5 branches respectively. Deposit Growth Deposits of the Banks in the state have increased from Rs Crore as of September 2014 to Rs Crore as of September 2015, registering an increase of Rs Crore. The year on year incremental deposit growth is 11.20% Credit Expansion The total outstanding advances increased from Rs Crore as of September 2014 to Rs Crore as of September 2015, registering an increase of Rs crore. The year on year incremental advance growth is 5.93%. CD Ratio The Credit Deposit Ratio of all Banks in the state decreased from % as of September 2014 to % as of September 2015 due to low growth in advance portfolio in comparison with growth of deposit led to lower CD ratio. However the overall CD ratio is above the benchmark. Priority Sector Advances The percentage of priority sector advances is % as of September 2015 against the national norm of 40 %. The incremental growth on year to year basis is %. Agricultural Advances The aggregate of agricultural advances extended by Banks in Odisha have increased from Rs Crore as of September 2014 to Rs Crore as of September 2015, thus registering an increase of Rs Crore in absolute terms and in percentage terms. The share of agricultural credit in total advances as of September 2015 is % against the national norm of 18 %. Micro, Small & Medium Enterprises (MSME) The advances to MSME during the period under review have witnessed an increase from Rs Crore as at September 2014 to Rs Crore as at September 2015, thus registering an increase of Rs Crore in absolute terms and 9.65 in percentage terms on year to year basis. Education Loan An increase of Rs Crore in balance outstanding as on over under Educational Loan represents a growth of %. 11

15 Housing Loan The housing loan balance outstanding has increased from Rs crore as on to Rs as on registering an increase of Rs crore in absolute terms. The incremental growth on year to year basis is %. Advances to Weaker Sections The advances to Weaker Sections increased from Rs crore as of September 2014 to Rs Crore as at September 2015.The share of weaker section advance to Priority Sector advance is % against the bench mark 25 %. AGENDA NO. 3 NPA & Overdue position as on The NPA % of the State is 9.34 and overdue % is which is at much higher side and alarming. Rising NPA in Odisha is a matter of great concern The Bank wise and Sector wise NPA position is given in Annexure 9. NPA % of Public Sector Banks, Private Sector Banks, RRBs and Odisha State Cooperative Banks are 9.53, 1.01, and 7.72 % respectively. For PMRY / PMEGP / SJSRY(NULM)/ SHG(NRLM) / WCC, the NPA & Overdue % is too high, which can only be rated as unsatisfactory. The Banks are facing problem to recycle the funds owing to non repayment of loans, mounting overdue and rising NPA %. Banks & Govt. Departments have to make joint efforts with specific strategies to improve the recovery performance for better recycling of funds. Sector wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. Short term crop loan Agriculture Term Loan Agriculture Allied Total Agriculture MSME Sector Education Loan Housing Loan Total Priority Sector Total Advance Scheme wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. PMEGP/PMRY SHG NULM Weaver Credit Card

16 Bank wise NPA position as on Banks NPA % Overdue % Public Sector Bank Private Sector Bank RRBs Odisha State Co-operative Bank OPDR ACT Under OPDR Act, Cases involving Rs crore are pending for disposal by Certificate Courts. The detailed Bank wise and district wise position in respect of Odisha Public Demand Recovery Act and Odisha Agriculture Credit Operation and Misc Provision (Banks Act) is available at Annexure 10. As reported by Andhra Bank, there is inordinate delay in considering the petition filed u/s 14 of the SARFAESI Act at Rayagada. AGENDA NO. 4 FRESH ISSUES 1) Relief measures by Banks in areas affected by recent draught. A meeting of major Bankers, RBI, NABARD & high level State Govt. officials was held under the Chairmanship of Chief Minister on at the State Secretariat. 139 blocks in 21 districts have been reported crop loss due to draught condition as per eye estimation. Emerged action points of the meeting for implementation are : 1. All Banks not to collect Kharif crop loan from farmers till March Normal agricultural finance may be extended for Rabi crops during depending on irrigation potential. Agriculture Dept at district / block level will sponsor / identify borrowers for financing. 3. Credit requirement through Kissan Credit Card (KCC) should be encouraged and loan amount under KCC may be calculated strictly as per RBI/NABARD guidelines. 4. Technical personnel of Banks may advise farmers to go for multiple cropping (including pulses, oil seeds and fodder etc) as a safeguard against total crop losses due to natural calamities. 5. The Banks must achieve the annual target of in lending to agriculture sector. 6. As there has been scarcity of fodder in the draught affected areas, Bank should provide loan to this crop considering fodder cultivation as commercial crop. 7. District Level Technical Committee may examine revision of scale of finance of various crops for implementation. Fodder crop may be included in the crop list. 13

17 8. Banks were advised to be very proactive in timely sanction and disbursement of loan applications relating to agriculture and allied sector. 9. Regarding Restructuring/Rescheduling of existing loans Banks should follow the guidelines of RBI. SLBC has already circulated the master circular Guidelines for relief measures by Banks in areas affected by natural calamities (RBI/ /68/FIDD.No.FSD.BC.01/ / dated and RBI/ /156/FIDD.No.FSD.BC.12/ / dated 21 st August 2015 among the Banks. 10. The relief measures initiated and undertaken may be reviewed in monthly meetings of specially constituted task force or sub-committee of the DCC. 2) SOLAR POWER V-SAT CONNECTIVITY TO KISOK/FIXED CSP IN THE SUB- SERVICE AREA SUPPORTED UNDER FIF. NABARD has devised a scheme/project to provide support under FIF for setting up of solar powered VSAT to Kiosk/ fixed CSPs to address the issue of connectivity as well as power supply in the Sub Service Area. SLBC has already circulated details of the scheme to all the Banks vide its letter No. SLBC/)DI/723/ dated with a request to take advantage of the Scheme and address the problem of connectivity which is the main road block for making available Banking services in the remote rural areas. Under the scheme, 100% of the fixed cost subject to a cap of Rs.4.00 lakh per unit will be reimbursed by NABARD. Scheme details are given at Annexure

18 AGENDA NO. 5 Branch Network: Area Wise Branch a)rural 1959(54.49 %) 2055(53.74%) 2343(54.49%) 2584(54.66%) b)semi-urban 901(25.06 %) 1021(26.70%) 1150(26.74%) 1237(26.17%) c) Urban 735(20.45%) 748(19.56%) 807(18.77%) 906(19.17%) T o t a l Branch Network: Bank Wise Banks Public Sector Private Sector RRBs Total Commercial Banks Co-operative Banks Total Bank wise and District wise branch network as on is available at Annexure 12 Bank wise and District wise branch opened during the period to is available at Annexure 13 Position of ATM installation in the State as on Sl. No. ATM Position Number 1 No. of Onsite ATMs No. of Offsite ATMs Total No. of ATMs 5491 Out of which I No. of ATMs in Rural Branch 1561 II No. of ATMs in Semi-Urban Branch 2042 III No. of ATMs in Urban Branch 1888 Bank wise and District wise ATM position are available at Annexure 14 Bank wise Staff Strength is available at Annexure 15 The present status of branch & ATM opening in the state indicates that Banks are yet to give due importance for opening of new branches in Unbanked area. 15

19 (a) AGENDA NO. 6 Banking Key Indicators The details of Bank wise deposit, advances & important Banking key indicators are available at Annexure 16 CD Ratio (All Banks): Banks Basing on total utilization of advance in the state Basing on advance sanctioned and utilized in the state Public Sector Private Sector RRBs Cooperative State CD ratio of the State as on computed on the advance figure of sanctioned in other state but utilized in our state as per Thorat Committee is %. CD Ratio computed on advance sanctioned and utilized in the state is %. Area wise CD Ratio is at Annexure- 17. (b). Major Key indicators (Commercial Banks only) Parameter (Amount in Rs. Crore.) Variation of growth over Sept Variation of growth over Sept in % No. of branches Deposit Advances CD Ratio in % Investment Credit + Investment to Deposit Ratio Priority Sector advances Agril. Advances MSME advances Advance to Weaker section

20 District wise CD ratio as of & for all Districts of Odisha (Amt. in Rs. Crore) SL. DISTRICT NAME CD CD NO. Deposit Advance Deposit Advance Ratio Ratio 1 ANGUL BALASORE BHADRAK BARAGARH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NAYAGARH NABARANGPUR NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH It is observed that only in 5 districts Nabarangpur, Sonepur, Kalahandi, Bargarh & Boudh have achieved CD Ratio of more than 60 %. Sambalpur and Bargarh districts have registered lowest (14.61%) and highest (82.88%) CD ratio respectively in the State. Districts having CD Ratio below 40%: 11 districts have registered CD ratio below 40 % The LDMs of those Districts having CD Ratio below 40 % should constitute sub-committee of DCC to review the same and take appropriate steps to improve the CD ratio. 17

21 AGENDA NO. 7 (A) Achievement of Annual Credit Plan(ACP) under Priority Sector:- Achievement under Annual Credit Plan (District wise & Bank wise) as on (LBS- MIS-II) is available at Annexure 18. Performances under major segments of Priority Sector are reproduced below. (Amount in Rs. Crores) % of Target for Achievement for Achievement Sl. Sector the year to vis-à-vis No Annual Target Agril and Allied (Direct) Crop Loan Term Loan Allied Loan Agril and allied( Indirect) MSE Education Housing Other Priority Sector Total Priority Sector The overall achievement under ACP for the quarter ended September 2015 is 32.43%. (B) Brief Analysis of Trend in Agriculture Credit. Outstanding: (Excluding RIDF) (Amount in Crores) Years Share in % Share in % Share in % Commercial Banks(Excluding RRB) RRBs Co-op Banks Total

22 AGENDA NO. 8 Meeting of Chiefs of Priority Sector of Scheduled Commercial Banks on Agriculture Credit -Action points We have been informed by NABARD, Regional Office, Bhubaneswar that the Annual Meeting of Chiefs of Priority Sector of Scheduled Commercial Banks on Agriculture Credit was organized by NABARD on 28 th August 2015 at Mumbai. Some of the action points that emerged during the meeting are as under: 1. Legal and other related operational issues in agriculture financing may be taken up with the State Government by SLBC for solution. In this context, SLBC has requested all Banks to inform us the various legal and other operational issues in agriculture financing so that we may take up those issues with the State Government, RBI & NABARD for solution. So far we have not received any response from Banks. 2. Banks to innovate credit delivery mechanism to reach the farmers in Eastern and North Eastern region where the agriculture credit flow is very low compared to the net sown area. SLBC may consider constituting a sub-group/committee to give focused attention to this and also suggest various measures for increasing credit flow to agriculture. SLBC has requested all member Banks for giving valuable suggestions to boost credit flow to agriculture sector. Response 3.Coverage of Crop Insurance Scheme. We are requesting all Banks to report us the reasons for low coverage of loans under Crop Insurance Scheme in the state. Regarding these issue we have requested all Banks to give their feedback/ suggestion. We are yet to receive the response. AGRICULTURE Bank wise Performance of Crop Loan & Term loan for the period to is available at Annexure 19. Kissan Credit Card (KCC):- The Bank wise achievement made under KCC as on is available at Annexure 20. It is observed that Banks have disbursed Rs crore in KCC accounts during to , out of which fresh KCC has been issued in accounts disbursing Rs crore. Total outstanding balance as on is Rs crore in no. of KCCs. 19

23 No KCC has been issued so far by the following Banks Public Sector Banks State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore & Bhartiya Mahila Bank, Private Sector Banks IndusInd Bank, Karur Vysya Bank, Kotak Mahindra Bank Ltd., Laxmi Vilas Bank, The South Indian Bank Ltd, Standard Chartered Bank, Yes Bank and Bandhan Bank. A) Agriculture Allied Sectors (Fishery & Dairy). Bank wise progress made on Financing under different schemes of Allied Agriculture Sector is given in Annexure 21. Disbursement for the period to Name of the Schemes Dairy Fishery A/C Amount (Crore) A/C Amount (Crore) All Banks should give more importance for credit delivery to different schemes of allied sector which is supported by subsidy and interest subvention scheme of state government. All Banks are requested to dispose of the pending loan applications and ensure timely sanction and disbursement of loan application. Any return / rejection of application are to be informed to the loan application sponsored Department with reasons. 1. Area Development Scheme Capital formation in agriculture is a prerequisite for sustainable development and Bank loans are major sources of private sector capital formation all over the country. With a view to promoting disbursement of term loans by the Banks, NABARD has initiated preparation of Area Based Schemes since As on date, Area Based Schemes on Fresh Water fish farming in selected blocks in 05 districts, viz, Balasore, Cuttack, Jagatsinghpur, Mayurbhanj and Rayagada, on Dairy Development in Sambalpur district and on Farm Mechanization in Ganjam district are being implemented in the State. Besides, Area Development Schemes are being prepared on farm mechanization in potential blocks accorss 10 more districts and on the various potential activities identified in the PLPs prepared by NABARD for each district. As per the Banking plans prepared, total term loans estimated to be disbursed by the participating Bank branches is around Rs.100 crore. NABARD has been trying to rope in more number of branches and will be instrumental in preparation of the Banking plans with respect to potential area based schemes. All the Banks and government departments are required to play a pro-active role in this regard and share the success stories among peers to facilitate emulation. 20

24 2. Establishment of Agri-Clinics and Agri-Business Centres (ACABC) Govt. of India is according priority to the Scheme of ACABC. The objective of the Scheme is to boost agricultural production through adoption of technology, encourage better farming practices by farmers as also to provide self employment opportunities to educated youth. In the national level review meeting of the Scheme held in New Delhi on , concern was raised on poor credit linkage and Banks were expected to advise their branches to adopt One Branch one Agriclinic concept. The Nodal Training Institutes (NTIs) (listed in agriclinics.net /nticontact.asp) may be contacted in the matter of identification and training of prospective entrepreneurs. It was decided that clearing the pending loan application should be attached utmost priority by Banks. Inadequacies, if any, in the project report may be brought to the notice of the concerned NTI for making the same good. One nodal officer at each of the controlling offices of Banks may be identified and name and contact details of the officer may be advised to NABARD, Regional Office and MANAGE ( National Institute of Agricultural Extension Management), Hyderabad. Banks may prefer subsidy claim under the scheme to NABARD as per the scheme guidelines. B) Crop Insurance:- Bank wise Crop insurance coverage for Kharif for loanee farmers available at Annexure - 22 (Source Agriculture Insurance Company of India Ltd, Regional Office, Bhubaneswar) Farmers Insured 15,79,700 Sum Insured Rs Crore AGENDA NO. 9 Financing to MSME Sector:- Micro, Small and Medium Enterprises (MSMEs) Micro Enterprises A target of 7.5 % of ANBC or Credit equivalent amount off-balance sheet exposure, whichever is higher has been prescribed for micro enterprises to be achieved in phased manner i.e; 7 % by March 2016 and 7.5 % by March 2017 The position of finance to Micro & Small Enterprises in the State as on is as follows. Amount in Rs. crore Particulars Balance outstanding as on Balance outstanding as on A/cs Amount A/cs Amount Micro Enterprises Small Enterprises Total MSE Share of advances of Micro Enterprises to MSE (% ) Total MSME

25 Observations:- The advance to MSME as on has registered a growth of 9.65 % over September The allocation of Micro Sector to MSE advance at end of September 2015 is % against the parameter of 60 %. Member Banks should ensure achievement of 60% norm. Against a target of 7.5% of ANBC, we have achieved % finance under Micro Enterprises. A detail of Bank wise position under MSME (Manufacturing Sector) is available at Annexure 23. Target vrs. Achievement The target under ACP for MSME sector for the year is Rs crores. The achievement up to September 30, 2015 is Rs crore which is % of the target. Banks are requested to achieve more than 75% of the target by the end of December, Disbursement of loans in a camp mode under Pradhan Mantri MUDRA Yojana (PMMY) will provide fillip to the sector especially for Micro enterprises. The share of MSME advances to total advances as of is %. Performance of Commercial Banks under Manufacturing Sector as on Manufacturing Disbursement Balance O/S Sector A/C Amt in Crores A/C Amt in Crores Micro Enterprises Small Enterprises Medium Enterprises TOTAL Rehabilitation of Sick Units in Micro and Small Enterprises We impress upon all Banks to detect early the distressed MSMEs and address the issue of rehabilitation of the MSMEs as per guidelines of RBI. Startup Indian Programme D.O. letter No. 260/687-/948/2015 ESI dated from Joint Secretary, Prime Minister s Office addressed to the CMD/CEO/MD, wherein it has been requested to all Public Sector Banks to take appropriate action to formulate a scheme for ensuring that the directions of the Hon ble Prime Minister while addressing to the nation on Independence Day ( ) may be carried out and one Dalit/Tribal entrepreneur and women entrepreneur are assisted by each Bank branch. 22

26 It is therefore, requested to the Controlling Heads of all Banks to instruct all their branches to ensure strict compliance to provide at least one loan to Dalit/Tribal Entrepreneur as start-ups to the tribal in the locality where there is any tribal habitation and where there is no tribal habitation, the branch can provide loans to a Dalit to promote start-up entrepreneur under start-up India programme. AGENDA NO. 10 RSETI 1. Performance during FY ,857 rural BPL/NRLM Target group youth have been trained against annual target of 19,800 as on 30 th September (30% achievement). Though 8,744 BPL/NRLM target group candidates have been sponsored by DRDAs, only 5,857 candidates have been trained as on 30 th September The overall number of candidates trained as on 30 th September 2015 is 9,565. The detail of achievement is available at Annexure -24. The Bank-wise training performance is as follows. Bank Bank of Andhra RUDSETI CBI SBI India Bank UCO Bank % Achievement The percentage of candidates settled as on 30 th September 2015 (Cumulative) is 71%. The percentage of candidates settled with Bank Finance as on 30 th September 2015 (Cumulative) is 28 %. 2. Status of Infrastructure in RSETI: Out of 30 RSETIs in the State, 6 UCO Bank Sponsored RSETIs do not have residential training facility. Issue of permissive possession is pending in Cuttack, Puri and Dhenkanal districts. Out of 30 RSETIs, in 7 numbers of RSETIs the building construction has been completed, in 13 number of RSETI the construction is in progress and in 6 RSETI, the construction has not yet started. 3. Settlement of Claims: 86% of funds received from MoRD, GoI ie Rs.367 lakh out of Rs lakh has been utilized. As per information from DRDAs, it is ascertained that claims amounting to Rs.61 lakh is pending. Out of 30 RSETI, there is no claim pending in 17 RSETIs, in 8 RSETIs claim is pending due to lack of funds and in 5 RSETIs claims of is in process for payment and expected to be completed by 30 th November The RSETI-wise claim pending status received from districts is available at Annexure

27 SMMU, OLM has requested funds from MoRD under RSETI for FY A reminder has also been sent in this regard. On receipt of funds, claims pending in 8 RSETIs will be cleared. As per State Strategy under RSETI for FY , the RSETIs will send the claims after DLRAC approval to the concerned Sponsoring Bank and the Bank will submit a consolidated claim, once in a quarter, to SMMU,OLM. All Banks shall submit claims for Quarter 1 and quarter 2 of FY Implementation of State Strategy under RSETI: 8,744 BPL/NRLM target group applications have been sponsored to RSETI for training. District and Block level nodal officers of RSETIs have been identified for better coordination between DRDA and RSETI. In 20 districts, Quality Assessment Teams with chairpersonship of PD, DRDA has been formed for Quality monitoring. In 9 districts the Quarterly Quality Assessment has been completed. In 13 Districts, Sensitization programme for Block Nodal officers has been organized by RSETIs. In 12 districts, candidates for RSETI training have been identified in DDU-GKY mobilization camps. IEC materials have been developed by OLM and have been provided to all RSETIs, DRDAs and Blocks to facilitate awareness generation on RSETI programme. 5. Updating training and settlement data in RSETI MIS Website: It is ascertained that the training and settlement data is not uploaded regularly by RSETIs in the RSETI MIS website that affects monitoring. Controlling Heads of Banks shall advise the RSETIs to ensure that the training and settlement data is updated on a regular basis. 6. Coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana: Sponsoring Banks and RSETI s shall ensure coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana. 7. Project LIFE: Project LIFE (Livelihoods in Full Employment) is a Government of India project. Aims to transform the poor unskilled workers of MGNREGA who are dependent on wage employment to self reliant and skilled individuals. To provide sustainable 365 days livelihoods of MGNREGA workers from present 100 days Wage Employment DDU-GKY, RSETI and Livelihood intervention of SRLM. A survey was conducted and 5,898 workers have shown interest in Skilling through self employment through RSETIs. Self employment training for identified candidates to be provided under RSETI. 30% of target to be achieved by 31 st March

28 AGENDA NO. 11 Finance to Weaver Sector: The following points have been reported by the Director, Handloom & Textile, Odisha. 1. Interest Subvention: As per the decision of the SLBC & SIMRC, while releasing the Interest Subvention claim by NABARD to the claiming Banks towards Govt. of India share (up to 7 % against loan sanctioned), NABARD is to forward one copy of the same to SLBC, UCO Bank as well as to the Director of Textiles & Handloom, Odisha in order to release the State Share of 2.5%. But no information on interest rate is available to SLBC. NABARD communicate the amount of interest is released to the Banks. We therefore request to the Director, Textile and Handloom to revise the procedure of claiming State Govt interest subvention by the participating Banks to Nodal Bank (UCO Bank). 2. Submission of Margin Money claim: Although, 17,661 nos. of WCC have been issued up to September 2015, only 8610 nos. loan accounts released with Margin Money claim by NABARD. Due to non submission of Margin Money claims, the loan accounts are becoming NPA. The status of some of the Banks are given below. Sl. Name of the No. of Amount of No. of WCC Amount No. Bank WCC loan for which released by WCC issued sanctioned (Lakh Rs.) Margin Money claimed NABARD(Lakh Rs.) 1 SBI Rs lakh 2 BOI OSCB(DCCBs) UBI Issuance of Weavers Credit Card: As against the target fixed by the Govt. of India for issuance of 15,000 nos. of Weaver s Credit Cards for the State during the year , only 1270 nos. of WCC issued by the Banks till September 2015 although the Bank-wise / district-wise target for issuance of WCC during the year has already been issued by the SLBC to all the Controlling Heads of the Banks. Bank wise performance under WCC is given in Annexure Sanction of fresh loan to the PWCSs recapitalized under the Package: Recapitalization Assistance to the tune of Rs Crore placed with 17 DCCBs through OSCB by NABARD Regional Office, Bhubaneswar, in favour of 430 nos. of PWCS & 1 Apex WCS i.e., Boyanika with a pre-condition to sanction fresh loan. However, none of the PWCS has been sanctioned although several meetings & Video Conferencing have been made with the OSCB & DCCBs. 25

29 5. Appointment of Bunkar Facilitator: Though, there is a provision to appoint Bunkar Facilitator, Grievance Redressal Officer by the concerned Banks for smooth implementation of the Weaver s Credit Card scheme, but none of the Banks have taken any step on this score 6. Submission of Utilization Certificates: As per the decision of the last SLBC meeting held on , Utilization Certificate in the given format towards State Share along with the Bank/branch wise list of beneficiaries under Revival, Reform & Restructuring Package for Handloom Sector is yet to be received from NABARD, R.O, Bhubaneswar. In the last SLBC meeting, the CGM, NABARD had informed that they have forwarded U.C, received from the Banks except from the Odisha Gramy Bank. However, NABARD, R.O, Bhubaneswar vide letter No dated has refunded an amount of Rs.3.39 lakh towards State Share relating to two nos. of Banks namely i) State Co-operative Bank, ii) Odisha Gramya Bank, without indicating any reason although the scheme has been closed after i.e after a gap of over one and seven months. AGENDA NO. 12 Financing under Self Help Groups (SHGs) A- Achievement under SHG-Bank Linkage as on 30 th September Phy: Physical, Fin: Financial (Rs in Cr) Target (Annual) Achievement as on 30 th September 2015 % Achievement Phy Fin Phy Fin Phy Fin 60, , As reported by OLM, the achievement under SHG-Bank Linkage as on 30 th September 2015 is Rs Cr to 21,084 WSHGs against annual target of Rs Cr to 60,346 WSHGs. The physical achievement is 35 % and financial achievement is 35%. Financial achievement Public Sector Banks - 21% RRBs - 57% Co-operative Bank - 34 % Private Banks - 1%. B. Status of SHG loan applications pending in Bank branches: As per information received from Districts, 17,868 loan proposal are pending in Bank branches. Bank-wise SHG achievement and loan pendency status is enclosed at Annexure-28. SLBC has requested OLM to provide Bank-wise and branch wise pending loan applications for effective monitoring by the controlling office of each Bank. 26

30 C. Data Sharing by Banks: The SHG-Bank Linkage performance of States is monitored by MoRD, GoI based on the data available in the NRLM Bank Linkage website. The Banks have to share the data on a monthly basis. Banks should ensure that data is shared on a timely manner. D) SHG Non Performing Asset management. Commissioner-cum-Secretary has advised all District Collectors in this regard vide Strategy letter (already circulated to all Banks) for SHG- NPA Management. The districts and blocks have been allotted targets for NPA reduction. 275 Bank Linkage and Recovery Committee has been formed in all intensive blocks as on 30 th September 2015 which facilitate NPA reduction. E) Bank Mitras, BLRCs and Samanwaya Mela A. Bank Mitras: 363 Bank Mitras are now positioned in different Bank branches in erstwhile 38 TRIPTI Blocks. The Bank Mitras are facilitating WSHG members with hassle free access to Banking services and also supporting the branches in opening individual and SHG SB accounts, loan documentation and recovery of loans. As on 31 st October 2015, 183 more Bank Mitra have been identified. Bank Mitra will be provided 6 days training in RSETI/RUDSETI and will be placed in Bank branches in December Around 500 Bank Mitras will be trained and placed in Bank branches during FY Controlling Heads of Banks are requested to issue necessary instructions to the branches for utilizing the services of Bank Mitras. Bank may consider appointment of Bank Mitras as Business Correspondents as the Bank Mitras have expertise in SB account opening, documentation, follow up etc. F)-Formation of Bank Linkage and Recovery Committee: In response to RBI instructions to strengthen Community Based Recovery Mechanism (CBRM), the concept of BLRC has been rolled out in 38 intensive blocks. About 275 BLRCs have been formed. During FY , BLRCs will be formed in all Bank branches of Intensive Blocks. Though it has been advised to form BLRCs in intensive blocks due to presence of community functionaries, Bank branches may form BLRC in non intensive blocks by involvement of active SHG leaders and PRI representatives. G) Samanwaya-cum-Recovery Mela: All Blocks have been assigned target to organize Samanwaya-cum-Recovery mela. As on 30 th September 2015, 602 Samanwaya Mela have been organized. Controlling Heads of Banks to issue instructions to branches to provide necessary support for organizing Samanwaya Mela. 27

31 H) Status under Interest Subvention scheme for WSHGs Government of Odisha Scheme of Interest Subvention in Category-I districts (18 IAP districts):. For FY , out of 19 Banks, 9 Banks are yet to submit their claims to Nodal Bank i.e. UCO Bank. For FY , Interest Subvention has been released to Andhra Bank and the release is in process in case of 9 Banks which have submitted the claims. The details of claim submission status is available at Annexure-29. All Banks shall ensure that the list of WSHGs to which Interest Subvention has been released shall be shared with SMMU, OLM. Co-operative Banks shall implement the decision taken in the nodal officer meeting and participate in Interest Subvention. Government of India scheme of Interest Subvention in Category-II districts: Non-IAP districts Till date, Interest Subvention of Rs.5.29 Cr has been released to 39,824 WSHG accounts. Interest Subvention transfer to 31,470 WSHG loan accounts amounting to Rs.3.17 Cr has been rejected due to reasons like account closed and other technical errors. OLM has advised Nodal Bank to release the subvention to SB accounts of SHGs where the release to loan account has been rejected. Interest Subvention for January-March 2015 will be released by 30 th November AGENDA NO. 13 Finance to Handicrafts Sector 1. Modernization & Technical Up- gradation of Handicraft Industries. Scheme It is reported by the Director of Handicraft & Cottage Industries, Odisha that during , 160 nos of applications have been received in different districts & 48 no. of applications have been sponsored to different Banks as per Annexure -30. Banks are requested to take credit decision early on receipt of applications from DICs / RICs. 2. Rehabilitation of Handicraft Artisans. Margin money assistance is provided to individual 20% of the project cost(upto Rs.50000) with maximum ceiling of Rs.10,000/- per artisan to avail Bank loan for setting up own handicraft production unit. During , 1274 nos. of applications have been received in different districts & 26 nos of applications have been sponsored to Banks. All the schemes in respect of Handcraft sector may be covered under CGTMSE scheme. 28

32 AGENDA NO. 14 Progress under Govt. Sponsored Programmes A) PMEGP Bank wise and Agency wise target received from KVIC has already been communicated to all Banks. Budget Allocation under MM of PMEGP for the year Sl. No. Name of the Agency Target for No. of Projects MM (Rs. in Lakhs) Employment In nos. 1 KVIC KVIB DIC Total During a target of Rs lakh has been allocated for the State of Odisha. The participating Banks are requested to achieve the target before 31 st March, 2016 positively. Debit of margin money amount from the Nodal A/cs of respective implementing Agencies. State Director, KVIC has requested participating Banks not to transfer the fund of one A/c to settle the claim meant for the A/cs of other implementing agency without verifying the claim proposals & requisite documents like sponsoring letter etc. submitted by financing Bank as per norms and for smooth implementation of the programme. B) National Urban Livelihood Mission (NULM) Information on Self Employment Programme (SEP) component of NULM for the year ULB wise and Bank wise information under Bankable components of NULM like SEP (Individual), SEP (Group) and SEP ( SHG- Bank Linkage ) is available at Annexure 31. The progress in sanction and disbursement of loan under NULM is not satisfactory. Hence the Controlling Heads of all Banks are requested to take appropriate action so that target under all Bankable components of NULM can be achieved before 31 st March LDMs are also requested to monitor closely the progress in DCC meeting. Strategy for achieving Universal Financial Inclusion and Financial Literacy Camps in all ULBs under NULM can be taken on priority. C. Financing under SC/ST Schemes:- During the financial year , OSFDC has fixed target for financing Sch.Caste and 5300 Sch.Tribes beneficiaries under Credit linked Income Generating Schemes through Banks. It has also been decided to finance SC individual applications during where group applications are not available but the individuals should not be more than 30% of total 29

33 target of a District. But in case of ST category, there is no limitation for financing individual ST candidates. The sector wise target fixed and achievement made during (till is given below: Name of the Sector Target No.of beneficiaries No. of individual application sponsored No.of individual application Sanctioned No.of individual application Disbursed Amt. of loan disbursed Rs.Lakh Subsidy SC ST Total The District wise target and achievement till under SC & ST Sector is available at Annexure 32. Credit Enhancement Guarantee Scheme for Schedule Caste (CEGSSC) The new Scheme Credit Enhancement Guarantee Scheme for Schedule Caste has been notified by the Ministry of Social Justice and Empowerment, Government of India for the purpose of providing guarantees in respect of credit facilities provided by Banks to Scheduled Casts Entrepreneurs. The Small and Medium Enterprises, projects / Units being set up, promoted and run by Scheduled Castes in manufacturing, trading and service sector which are not covered under any State / Central Government Subsidy/ Guarantee Scheme shall be covered under the scheme. The Controlling Heads of all Banks are requested to ensure implementation of the scheme by all the branches. D. Joint Liability Group (JLG):- Total amount disbursed for the period to is Rs crore in accounts and balance outstanding as on is Rs crore in accounts. The achievement made by Banks as on is given in Annexure 33 E. Artisan Credit Card (ACC):- The state of Odisha is having abundant scope for skill development of Rural artisans. Issuance of Artisan Credit Cards should be a priority of Banks & Banks should take steps to finance more under Artisan Credit Card (ACCs) to all eligible persons. During the period of to , the Banks in the state have issued 373 no. of Artisan Credit Cards involving total amount of Rs2.94 crore. The balance outstanding as on is Rs crore against 7824 accounts. The Bank wise achievement is furnished in Annexure 34. F. Swarozgar Credit Card (SCC): SCCs have been issued for the period to The balance outstanding as on is Rs crore against accounts. No SCC has been issued by Private Sector Banks and a few Public Sector Banks. The performance of other Banks is not at all impressive and needs lot of improvement. The Bank wise achievement is furnished in Annexure

34 AGENDA NO. 15 Education Loan All Commercial Banks have disbursed Rs crore in 6422 accounts during to The balance outstanding as on is Rs crores in accounts. The Bank wise performance is available at Annexure 36. Dr. Ambedkar Central Sector Scheme of Interest Subsidy on Educational Loan for Other Backward Classes & Economically Backward Classes (ACSISOBCEBC) Scheme Ministry of Social Justice & Empowerment, Govt. of India has recently launched a Central Sector Scheme, in the name of Hon ble Dr. Ambedkar, that provides interest subsidy on educational loans, linked to the existing Educational Loan scheme of Indian Bank Association (IBA), to students belonging to Other Back Ward Classes (OBC) & Economically Backward Classes (EBCs) for pursuing studies overseas at Master s and Ph.D. levels. The scheme is effective from and will provide interest subsidy up to the end of moratorium period, i.e. Course period plus 1 year or 6 months after getting service which is earlier Controlling heads of all Banks are requested to advise the branches to create awareness among the customers and explain the benefits of the scheme to the people of OBC and EBC. AGENDA NO. 16 Housing Loan Performance of all Banks under Housing Loan as on is given below. Disbursement made during the current year ( to ) Balance outstanding as on No. of A/c Amt. (Crores) No. of A/c Amt. (Crores) Bank wise performance as on is available at Annexure 37. Scheme of Housing Loan to Urban Poor- E W S / L I G category under Pradhan Mantri Awas Yojana. The Ministry of Housing & Urban Poverty Alleviation (MH & UPA). Govt. of India has designed a Credit Linked Subsidy Scheme- name as PMAY- Housing for all Urban as on instrument for addressing the house needs of the Economically Weaker Section (EWS)/ Lower Income Group (LIG) segments in urban areas. In all 4041 statutory towns with focus on 500 class-1 cities would be covered in 3 phases and to be completed by March, The same envisages the Provision of an interest subsidy at the rate of 6.5% on interest charged on the admissible loan amount to EWS & LIG segments of Urban poor for a tenure of 15 years of the tenure of loan whichever is lower, to enable them to buy or construct a new 31

35 house of for carrying out addition (of a room/kitchen / toilet/ bathroom) to the existing building. We request, the Controlling Heads of all Banks to instruct all the branches to market the scheme and finance as per the guidelines of the schemes. AGENDA NO. 17 Implementation of Prime Minister s New- 15 Point Programme for Welfare of Minorities Progress / Achievement made for Financing under Minority Communities. Ministry of Finance, Govt. of India has advised that the share of credit flow to minority communities of Public Sector Banks (PSB) should be 15% of the Priority Sector Advances. During to , the Banks have extended credit of Rs crore to beneficiaries of minority community. The outstanding balance as on is Rs crore in accounts. Bank wise performance is available at Annexure 38. Lead District Managers have been requested to discuss the matter in DCC meeting and monitor the progress. AGENDA NO. 18 Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme Progress made by Banks for the last five years. SIDBI, Bhubaneswar has given the following information on CGTMSE Coverage in our state (Year wise). At the end of the year Proposals covered during the year No. of Accounts Amount in Rs. Crore Odisha ranks 8 th among all the States in India in respect of MSME coverage under the guarantee scheme of CGTMSE. Bank-wise analysis reveals that SBI has sanctioned highest quantum of loans followed by Bank of India for the period to District-wise analysis reveals that Khordha has highest coverage followed by Cuttack. Bank wise and District wise CGTMSE coverage approval is available at Annexure

36 AGENDA NO. 19 Disposal of loan applications under various Govt. schemes is available at Annexure- 40. AGENDA NO. 20 Conduct of Financial Literacy Camps Govt. of Odisha has taken decision to safeguard the interest of the investor and the collectors of all the districts have been directed to conduct awareness campaign in their district. The contents of the awareness campaign may include: 1. Safe Banking habits 2. Financial Literacy 3. Protecting Common Man from Financial Frauds. 4. Dangers of depositing money in unauthorized deposit taking companies/ entities etc. All the LDMs are requested to provide required support and assistance to the District Collectors in conducting the Investors Awareness Campaign. AGENDA NO. 21 Any other issue with permission of the Chair. 33

37 Roadmap for providing banking services in every village having population below Progress at quarter ended September 30, 2015 Name of State/UT: ODISHA Name of RBI Regional Office-Bhubaneswar. Annexure - 1 Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter SR Name of the Bank No. of villages allotted Branches Fixed Location Banking through BC visits every week BC Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = other modes Grand Total = %ge of Achievement Axis Bank Andhra Bank Allahabad Bank Bank of Baroda Bank of India Canara Bank Central Bank of India Dena Bank Federal Bank HDFC Bank ICICI Bank IDBI Bank Ltd Indian Bank Indian Overseas Bank Indusind Bank Odisha Gramya Bank Oriental Bank of Commerce Punjab National Bank State Bank of Hyderabad State Bank of India Syndicate Bank UCO Bank Union Bank of India United Bank of India Utkal Gramen Bank TOTAL

38 Name of State/UT: ODISHA SR Roadmap for providing banking services in every village having population below Progress at quarter ended September 30, 2015 Name of the District No. of villages allotted Fixed Locations Banking through BC visits every week Name of RBI Regional Office-Bhubaneswar. Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter Branches BC Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = Annexure - 1 %ge of Achievem ent Angul Balasore Bargarh Bhadrak Bolangir Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Keonjhar Khordha Koraput Malkanagiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Subarnapur Sundergarh TOTAL other modes Grand Total =

39 Sl No. Name of Bank Finance under DRI Scheme as on No of applications sponsored No of cases Disbursed from to Out of Which No of cases Disbursed to differently abled persons from to Total Balance Outstanding under DRI as on Annexure - 2 Amount in Crores Balance Outstanding under DRI, financed to differently abled persons as on A/c Amt. A/c Amt. A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Standard Chartered Bank Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBS Total of Commercial Banks Orissa State Co-Op. Bank Grand Total

40 PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO NAME OF STATE: ODISHA NO OF ACCOUNTS OPENED Annexure - 3 SR.NO. BANKS E-KYC WITHOUT AADHAAR SUB TOTAL TOTAL RURAL URBAN RURAL URBAN RURAL URBAN (RURAL+URBAN) 1 PSBs 351, ,121 3,304,071 1,666,876 3,655,153 1,929,997 5,585,150 2 SPONSORED RRBs 0 0 1,100,596 29,596 1,100,596 29,596 1,130,192 3 PRIVATE SECTOR BANKS 978 2,941 52,337 89,200 53,315 92, ,456 4 TOTAL (1+2+3) 352, ,062 4,457,004 1,785,672 4,809,064 2,051,734 6,860,798

41 SL NO NAME OF THE BANK E-KYC NO OF ACCOUNTS OPENED WITHOUT AADHAAR RURAL URBAN RURAL URBAN RURAL URBAN PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO NAME OF STATE:ODISHA TOTAL TOTAL RURAL + URBAN NO OF APPLICATIONS PROCESSED RURAL URBAN TOTAL RURAL + URBAN NO. OF PMJDY ACCOUNTS WITH ZERO BALANCE TOTAL DEPOSIT OF PMJDY ACCOUNTS (Lacs) AADHAAR SEEDED ACCOUNTS RUPAY CARD ISSUED RUPAY CARD ACTIVATED PASSBOOKS ISSUED RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL Annexure - 3

42 Sl.No Number of House Holds having Basic savings Bank Deposit Accounts(BSBDA) as on BankName Total No of BSBD Accounts opened from to No Of Rupay cards Issued Annexure - 4 Out of Coloum(1), BSBD A/cs opened with Aadhaar Number 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank RRBs Total of Commercial Banks

43 Sl.No Annexure - 4 Number of House Holds having Basic savings Bank Deposit Accounts(BSBDA) as on BankName Total No of BSBD Accounts opened from to No Of Rupay cards Issued(2) Out of Coloum(1), BSBD A/cs opened with Aadhaar Number 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

44 O D I S H A Pradhan Mantri Suraksha Bima Yojana ( PMSBY ) Status of Enrollments for and up to Annexure - 5 No of Persons Enrolled for Date No of Persons Enrolled Up to Date Sl State Name of Banks Urban Rural Total Total Urban Rural Total Total No Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL

45 O D I S H A Pradhan Mantri Jeevan Jyoti Bima Yojana ( PMJJBY ) Status of Enrollments for and up to Annexure - 5 No of Persons Enrolled for Date No of Persons Enrolled Up to Date Sl State Name of Banks Urban Rural Total Total Urban Rural Total Total No Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL

46 O D I S H A Atal Pension Yojana (APY) Status of Enrollments for and up to Annexure - 5 No of Persons Enrolled for Date No of Persons Enrolled Up to Date Sl State Name of Banks Urban Rural Total Total Urban Rural Total Total No Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL

47 Performance under MUDRA from to Annexure - 6 BANKS Sishu Kishore Tarun TOTAL (Lacs) A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Odisha Gramya Bank Utkal Gramya Bank Orissa State Co-Op. Bank Grand Total

48 Sl No District No. of Distributors No. of LPG Consumers DBTL Status of Odisha as on LPG Aadhaar Seeding % LPG Aadhaar Seeding Bank Aadhaar Seeding (ATC) % Bank Aadhaar Seeding (ATC) BTC Count Bank Account Seeding Verified (BTC) Overall % CTC (ATC+BTC) Overall Annexure - 7 CTC (ATC+BTC) Overall % 1 ANGUL ,313 63, , , , BALASORE ,813 78, , , , BARGARH 13 64,332 19, , , , BHADRAK ,878 35, , , , BOLANGIR 21 65,826 36, , , , BOUDH 4 12,981 7, , , , CUTTACK , , , , , DEOGARH 5 10,964 6, , , , DHENKANAL 17 94,581 52, , , , GAJAPATI 4 42,808 17, , , , GANJAM , , , , , JAGATSINGHPUR 17 84,905 54, , , , JAJPUR ,771 40, , , , JHARSUGUDA 8 47,130 21, , , , KALAHANDI 11 44,039 9, , , , KANDHAMAL 9 20,575 5, , , , KENDRAPARA 13 97,223 49, , , , KEONJHAR ,442 43, , , , KHORDHA , , , , , KORAPUT 15 70,930 29, , , , MALKANGIRI 2 12,242 3, , , , MAYURBHANJ 18 84,406 22, , , , NABARANGPUR 11 23,038 12, , , , NAYAGARH 14 73,348 30, , , , NUAPADA 8 19,530 10, , , , PURI ,310 76, , , , RAYAGADA 13 57,027 28, , , , SAMBALPUR 17 73,004 17, , , , SONEPUR 8 30,895 10, , , , SUNDARGARH ,765 68, , , , Total 526 2,998,713 1,375, ,206, ,461, ,667,

49 Aadhaar Generation Report as on 30th September 2015 Annexure - 8 Sl No Name of the District District Total Enrolments % Aadhaar UID% on Balance Aadhaar Population Enrolments on Population Generated Population Aadhaar to be Rejections 1 ANGUL BALASORE BARGARH BHADRAKH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHORDHA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

50 Sl No. Bank Name Amount Amount Short term crop productions Agriculture Term Loans Allied Activities Advances Total Agricultere Advance(Direct) Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! Bhartiya Mahila Bank #DIV/0! Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! State Bank of India State Bank of Mysore #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! City Union Bank #DIV/0! #DIV/0! DCB Bank Ltd Federal Bank #DIV/0! #DIV/0! HDFC Bank ICICI Bank Indus Ind Bank #DIV/0! #DIV/0! Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! Yes Bank #DIV/0! #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Overdue NPA position as on under various sectors Annexure - 9 Amt in Crores Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

51 Sl No. Bank Name Amt Amt MSE Sector Advance Education Loan Advance Housing Loan Advance Other Priority Sector Advance Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank #DIV/0! 12 Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! City Union Bank DCB Bank Ltd #DIV/0! Federal Bank #DIV/0! 32 HDFC Bank ICICI Bank Indus Ind Bank #DIV/0! #DIV/0! 35 Karnatak Bank Ltd Karur Vysya Bank #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Banks Overdue NPA position as on under various sectors Annexure - 9 Amt in Crores Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

52 Overdue NPA position as on under various sectors SHG PMRY PMEGP SJSRY/SGSY WCC DRI NPA NPA NPA NPA NPA Outstanding Outstanding Outstanding Outstanding Outstanding Outstanding NPA Sl No. Bank Name % of NPA to total % of NPA to total % of NPA to total % of NPA to total % of NPA to total % of NPA to total Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Outstanding Outstanding Outstanding Outstanding Outstanding Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Bhartiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! Dena Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! IDBI Bank #DIV/0! Indian Bank #DIV/0! Indian Overseas Bank #DIV/0! #DIV/0! Oriental Bank of Commerce #DIV/0! #DIV/0! Punjab & Sind Bank #DIV/0! #DIV/0! #DIV/0! 16 Punjab National Bank #DIV/0! State Bank of B & J #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India #DIV/0! Vijaya Bank #DIV/0! Total Public Sector Banks Axis Bank Ltd #DIV/0! #DIV/0! #DIV/0! Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 31 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 32 HDFC Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 33 ICICI Bank #DIV/0! #DIV/0! #DIV/0! 34 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 36 Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Banks #DIV/0! Odisha Gramya Bank #DIV/0! #DIV/0! 43 Utkal Grameen Bank #DIV/0! #DIV/0! #DIV/0! Total Of RRBs #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total of Co-operative Banks #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! GrandTotal Annexure - 9 Amt in Crores

53 Sl No. Overdue NPA position as on under various sectors Bank Name Priority Sector Advance Non-priority Advance Total Advance Outstanding NPA Outstanding NPA Outstanding NPA Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank #DIV/0! Standard Chartered Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total Amt in Crores Annexure

54 Sl.No BankName Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected Annexure - 9 Amount in Crores 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! Bhartiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 10 Dena Bank #DIV/0! #DIV/0! IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 19 State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 31 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 32 HDFC Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! ICICI Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 34 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 38 Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Sector / Scheme wise Recovery / Overdue position as on Crop Loan Agriculture Term Loan Allied activities advances Total Agriculture advance % Of Recovery Orissa State Co-Op. Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Grand Total % Of Overdue

55 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Annexure - 9 Sector / Scheme wise Recovery / Overdue position as on Amount in Crores MSME Sector Advance Education loan Advance Housing loan Advance Other Priority Sector Advance Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

56 Total Priority Sector Sector / Scheme wise Recovery / Overdue position as on Non Priority Sector Loans Total Advance Annexure - 9 Amount in Crores Sl.No BankName Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

57 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Sector / Scheme wise Recovery / Overdue position as on SHG PMRY/PMEGP SJSRY WCC DRI Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Amount Collected Annexure - 9 Amount in Crores % Of Recovery % Of Overdue

58 Sl No. Annexure - 10 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF OPDR ACT AS ON Pending Age-wise Name of Bank A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL Cases filed during the quarter Total cases filed Cases settled (Amt in Crores) Cases pending at the end of the quarter 1-3 yr. > 3 yr < 1yr.

59 Annexure - 10 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF ORISSA AGRICULTURE CREDIT OPERATION & MISC PROVISION(BANKS) ACT AS ON (Amt in Crores) Pending Age-wise Sl No. Name of Bank Cases filed Total cases during the filed quarter Cases settled Cases pending at the end of the quarter A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL < 1yr. 1-3 yr. > 3 yr

60 Annexure - 10 District Wise Breakup of Pending Cases under OPDR and OACO & MPBA (Amt in Crores) Sl.No DistrictName Under OPDR Under OACO & MPBA A/C Amt A/C Amt 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

61 Annexure 11

62 Annexure 11

63 Annexure 11

64 Annexure - 12 Bank Wise Branch Network as on Sl Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks Grand Total

65 Annexure - 12 District Wise Branch Network as on Sl Name Of District Urban Semi-Urban Rural Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

66 Annexure - 13 Bank Wise Branch Opened from to Sl Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-Operative Banks Grand Total

67 Annexure - 13 District Wise Branch Opened from to Sl No. Name Of District Urban Semi-Urban Rural Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

68 Bank Wise Position of ATMs as on Annexure - 14 Total no of Off Site ATMs Total no of On Site ATMs Sl No Name of the Bank Total(1+2) Rural Semi-Urban Urban Total(1) Rural Semi-Urban Urban Total(2) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks Total

69 District Wise Position of ATMs as on Annexure - 14 Total no of Off Site ATMs Total no of On Site ATMs Sl No. Name of District Grand Total Rural Semi Urban Urban Total Rural Semi Urban Urban Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

70 Staff Strength of Banks in Odisha as on Sl.No BankName Officers Clerical Staff Sub Staff Total Staff Strength Rural Semi Urban Urban Total Rural Semi Urban Urban Total Rural Semi Urban Urban Total Rural Semi Urban Urban Grand Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank RRBS Total Commercial Banks Orissa State Co-Op. Bank Grand Total Annexure - 13

71 No. of Branches Total Deposit Advance Utilized in The State Advance Sanctioned & Utilized in the State Total P.S. Advance Total Finance to Agril Advance to MSME Advance to Services Sector Total Adv. to Weaker Section Total Adv. to DRI Advance to Women Total Adv. to SC/ST Investment In state govt. Bonds BANKING KEY INDICATOR AS ON Annexure - 16 Amount in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

72 No. of Branches GROSS NPA % of NPA to Total Advance CD Ratio % of P.S Adv to Total Adv % of Agril Finance to Total Advance % of Adv. To Weaker Section to PS Adv. % of DRI Advance to Total Advance % of Advance to Women to Total Advance Creadit & Investment/Deposit ratio BANKING KEY INDICATOR AS ON Annexure - 16 Amt.in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank #DIV/0! Standard Chartered Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

73 Sl No. BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON Name of Bank Rural No. of Branches Deposit Advance CD Ratio No. of Branches Semi Urban (Amt. in Crores) Annexure - 17 Deposit Advance CD Ratio 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J #DIV/0! #DIV/0! 18 State Bank of Hyderabad State Bank of India State Bank of Mysore #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank #DIV/0! #DIV/0! 30 DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank Total of Co-op Bank Grand Total

74 Sl No. BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON Name of Bank No. of Branches Deposit Advance CD Ratio Total No of Branches Annexure - 17 Deposit Advance CD Ratio 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Urban #DIV/0! #DIV/0! Orissa State Co-Op. Bank Total Amt.in Crores Total of Co-op Bank Grand Total

75 Annexure - 18 BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P.) Report For LBS MIS Priority Sector for the quarter ended Sept 2015 STATE:ODISHA Amount in Crores Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal Sl.No BankName T A % T A % T A % T A % T A % T A % 1 Allahabad Bank Andhra Bank Bank Of Baroda Bank Of India Bank Of Maharastra Bharatiya Mahila Bank #DIV/0! #DIV/0! Canara Bank Central Bank Of India Corporation Bank Dena Bank #DIV/0! IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank Of Commerce Punjab & Sind Bank #DIV/0! Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! State Bank of Hyderabad #DIV/0! State Bank Of India State Bank of Mysore #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! Syndicate Bank UCO Bank Union Bank United Bank Of India Vijaya Bank #DIV/0! Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! Other Private Sector Banks #DIV/0! #DIV/0! #DIV/0! Standard Chartered Bank #DIV/0! #DIV/0! The South Indian Bank Ltd #DIV/0! Yes Bank #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks O S C B Grand Total

76 Annexure - 18 BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P.) Report For LBS MIS Priority Sector for the quarter ended Sept 2015 STATE:ODISHA MSE Education Housing Others Total Amount in Crores Sl.No BankName T A % T A % T A % T A % T A % 1 Allahabad Bank Andhra Bank Bank Of Baroda Bank Of India Bank Of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank Of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank Of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank Of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank Of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Other Private Sector Banks #DIV/0! Standard Chartered Bank The South Indian Bank Ltd Yes Bank #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks O S C B Grand Total

77 DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P) Report For LBS MIS Priority Sector for the quarter ended Sept 2015 STATE:ODISHA Annexure - 18 Amount in Crores Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal Sl No DistrictName T A % T A % T A % T A % T A % T A % 1 ANGUL #DIV/0! BALASORE #DIV/0! BARGARH #DIV/0! BHADRAK #DIV/0! BOLANGIR BOUDH #DIV/0! CUTTACK #DIV/0! #DIV/0! DEOGARH #DIV/0! DHENKANAL #DIV/0! GAJAPATI GANJAM JAGATSINGHPUR #DIV/0! JAJPUR #DIV/0! JHARSUGUDA KALAHANDI KANDHAMAL #DIV/0! KENDRAPARA #DIV/0! KEONJHAR KHURDA KORAPUT #DIV/0! MALKANGIRI #DIV/0! MAYURBHANJ #DIV/0! #DIV/0! NABARANGPUR NAYAGARH #DIV/0! NUAPADA #DIV/0! PURI RAYAGADA SAMBALPUR SONEPUR #DIV/0! SUNDARGARH #DIV/0! Grand Total

78 DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P) Report For LBS MIS Priority Sector for the quarter ended Sept 2015 STATE:ODISHA MSE Education Housing Others Total Annexure - 18 Amount in Crores Sl No DistrictName T A % T A % T A % T A % T A % 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

79 Sl No. Name Of Bank Financing under Agriculture as on Target(15-16) Crop Loan Disbursement ( to ) Balance Outstanding as on Target(15-16) Agricultural Term Loan Disbursement ( to ) Amt in Crores Annexure - 19 Balance Outstanding as on No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

80 Sl No. FINANCING UNDER KISSAN CREDIT CARD SCHEME UP TO Name of Bank Annexure - 20 Total amount disbursed in No. of KCC issued from 01- KCC(Fresh+Existing)during 01- Balance O/S as on to to A/c Amt. A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks (Amount in Crores) Orissa State Co-Op. Bank GRAND TOTAL

81 Sl No. Name of Bank Disbursement( to ) Financing under various Allied Agriculture schemes as on Dairy(Including DEDS) Poultry Fishery Others(Goatery,Piggery etc.) Balance outstanding as on Disbursement( to ) Balance outstanding as on Disbursement( to ) Balance outstanding as on Disbursement( to ) Annexure - 21 Amount in Crores Balance outstanding as on A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

82 SL.NO. BANK FARMER INSURED AGRICULTURE INSURANCE COMPANY OF INDIA LTD. REGIONAL OFFICE BHUBANESWAR BANKWISE LOAN DISBURSMENT FIGURES DURING NAIS KHARIF 2014 & KHARIF 2015 SEASON UPTO 04/11/2015 (Figures in Rs.) LOANEE FARMER KH 2014 LOANEE FARMER KH 2015 DIFFERENCE ( Kh Kh 2015) AREA INSURED IN Hect. SUM INSURED Rs. GROSS PREMIUM IN Rs. FARMER PREMIUM IN Rs. FARMER INSURED AREA INSURED IN Hect. SUM INSURED Rs. GROSS PREMIUM IN Rs. FARMER PREMIUM IN Rs. FARMER INSURED AREA INSURED IN Hect. SUM INSURED Rs. GROSS PREMIUM IN Rs. FARMER PREMIUM IN Rs. 1 ALLAHABAD BANK ANDHRA BANK Annexure AXIS BANK BHUBANESWAR BANK OF BARODA BANK OF INDIA CANARA BANK CENTRAL BANK OF INDIA CORPORATION BANK DENA BANK BHUBANESWAR HDFC BANK LIMITED IDBI BANK INDIAN BANK INDIAN OVERSEAS BANK KARNATAKA BANK LTD ORIENTAL BANK OF COMMERCE PUNJAB NATIONAL BANK STATE BANK OF INDIA SYNDICATE BANK THE FEDERAL BANK LTD UNION BANK OF INDIA UNITED BANK OF INDIA UCO BANK VIJAYA BANK COMMERCIAL TOTAL ( A ) DCCB TOTAL (B) RRB TOTAL ( C ) GRAND TOTAL ( A+B+C ) SOURCE : AGRICULTURE INSURANCE COMPANY OF INDIA LTD. REGIONAL OFFICE BHUBANESWAR

83 Sl. No. Credit Flow to Micro Small Medium Enterprises(MSME)Sectors from to Name of Bank No.Of Branches Annexure - 23 Amt.in Crores Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of CoOps Grand Total

84 Annexure - 23 Credit Flow to Micro,Small & Medium Enterprises(MSME)Sectors-Balance Outstanding as on Amount in Crores Sl. No. of Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector Name of Bank No. Branches A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Coops Grand Total

85 Sl. No. Annexure - 23 CREDIT FLOW TO MSME(MANUFACTURING)SECTOR FOR THE QUARTER ENDED SEPTEMBER 2015 Amount in Crores MICRO ENTERPRISES SMALL ENTERPRISES MEDIUM ENTERPRISES TOTAL MSME Name of Bank (MANUFACTURING) (MANUFACTURING) (MANUFACTURING) (MANUFACTURING) SECTOR A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Balance Outstanding No of cases disbursed No of cases disbursed Balance Outstanding Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

86 Sl. No. CREDIT FLOW TO MSME(SERVICES)SECTOR FOR THE QUARTER ENDED SEPTEMBER 2015 MICRO ENTERPRISES SMALL ENTERPRISES MEDIUM ENTERPRISES TOTAL MSME Name of Bank (SERVICES) (SERVICES) (SERVICES) (SERVICES) SECTOR Annexure - 23 Amount in Crores No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

87 Annexure - 23 Micro Manufacturing enterprises having investment in plant and machinery up to Rs lacs and micro service enterprises having investment in equipment upto Rs.4.00 lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank Ciy Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

88 Annexure - 23 Micro Manufacturing enterprises having investment in plant and machinery Above Rs lacs and upto Rs lacs and micro service enterprises with investment in equipment above Rs.4.00 lacs and upto Rs lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

89 Sl. No Name of Bank RSETI BPL / NRLM Target group Training Achievement as on 30th September 2015 RSETI District Target BPL/NRLM Achievement As on 30th September 2015 Same period last Year % Achievement Overall Training Achievement (During FY 15-16) Total Trained (Cumulative) Total number of candidates settled Percentage Settlement (Cumulative) Bank Finance Annexure - 24 Settlement Percentage Settlement with Bank Finance (Cumulative) 1 Andhra Bank Gajapati Andhra Bank Ganjam Subotal Bank of India Mayurbhanj Bank of India Keonjhar Subotal CBI Deogarh RUDSETI Khurda SBI Malkangiri SBI Rayagada SBI Subarnapur SBI Nabrangapur SBI Nuapada SBI Kandhamal SBI Bargarh SBI Koraput SBI Boudh SBI Sambalpur SBI Jharsuguda SBI Nayagarh SBI Kalahandi SBI Bolangir SBI Sundergarh SBI Kendrapara SBI Jajpur Subotal UCO Bank Bhadrak UCO Bank Jagatsinghpur UCO Bank Dhenkanal UCO Bank Cuttack UCO Bank Angul UCO Bank Puri UCO Bank Balasore Subotal Total Source: RSETI MIS Website Self Finance

90 S No Annexure - 25 RSETI residential training and building construction status Sponsoring Bank Districts Residential Training Facility Issue of Permissive Possession Building construction status Angul No Yes Not started Balasore No Yes Completed Bhadrakh No Yes Started 1 UCO Bank Cuttack No No Not started Dhenkanal Yes No Not started Jagatsinghpur No Yes Not started Puri No No Not started Bargarh Yes Yes Started Bolangir Yes Yes Started Boudh Yes Yes Started Jajpur Yes Yes Completed Jharsuguda Yes Not applicable Not applicable Kalahandi Yes Yes Started Kandhamal Yes Yes Not started Kendrapara Yes Yes Completed 2 SBI Koraput Yes Yes Started Malkangiri Yes Yes Started Nabarangapur Yes Yes Started Nayagarh Yes Yes Completed Nuapada Yes Yes Started Rayagada Yes Yes Not started Sambalpur Yes Yes Started Sonepur Yes Yes Started Sundargarh Yes Yes Started 3 Andhra Bank 4 BOI Gajapati Yes Yes Not started Ganjam Yes Yes Started Keonjhar Yes Yes Completed Mayurbhanj Yes Yes Completed 5 CBI Deogarh Yes Yes Not started 6 RUDSETI Yes Not applicable Completed

91 District-wise Claim Pending Status Annexure-26 Sl Pending District Sponsoring Bank Claim Pending Status No Amount (In Rs) Year Remarks 1 Angul UCO Bank No claim pending 2 Puri UCO Bank No claim pending 3 Balasore UCO Bank No claim pending 4 Bhadrak UCO Bank No claim pending 5 Dhenkanal UCO Bank Pending In process 6 Cuttack UCO Bank No claim pending 7 Jspur UCO Bank No claim pending 8 Jharsuguda SBI Pending No funds available in DRDA 9 Koraput SBI Pending No funds available in DRDA 10 Boudh SBI No claim pending 11 Subarnapur SBI No claim pending 12 Bargarh SBI No claim pending 13 Kandhamal SBI No claim pending 14 Sambalpur SBI No claim pending 15 Kalahandi SBI Pending No funds available in DRDA 16 Kendrapada SBI Pending In process 17 Nuapada SBI Pending In process 18 Nayagarh SBI No claim pending 19 Jajpur SBI No claim pending 20 Bolangir SBI Pending In process 21 Sundargarh SBI Pending No funds available in DRDA 22 Nabarangpur SBI Pending No funds available in DRDA 23 Malkangiri SBI Pending & No funds available in DRDA 24 Rayagada SBI Not submitted 25 Khordha RUDSETI No claim pending 26 Deogarh Central Bank of India No claim pending 27 Mayurbhanj Bank of India Pending & No funds available in DRDA 28 Keonjhar Bank of India Not submitted 29 Gajapati Andhra Bank No claim pending 30 Ganjam Andhra Bank Pending In process Total

92 Finance under Weavers Credit Card as on Annexure - 27 Amount in Crores No.of cards issued from( Balance outstanding as on Sl No. Name of Bank Target to ) A/C Amt. A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL

93 SHG-Bank Linkage Status upto 30th September 2015 Annexure - 28 S.No Bank Name No of Achievement Achievement % Growth Q1 (15- % Achievement Target (Annual) Proposals as on 30th (Q2) Previous 16)compared last (Quarterly) pending in September 2015 Year year Branches Physical Financial Phy Fin Phy Fin Phy Fin Phy Fin Average Loan Size 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank Punjab & Sind Bank State Bank of India Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Odisha Gramya Bank , Utkal Grameen Bank , Total of RRBs , O S C B , HDFC Bank ICICI Bank IndusInd Bank Axis Bank DCB Bank Ltd Federal Bank Karur Vysya Bank Total of Private Banks Total

94 Sl No Annexure-29 Interest Subvention Claim Submission Status under Women SHG Bank Name Status 1 Allahabad Bank Claim received 2 Andhra Bank Claim paid 3 Bank of Baroda Pending 4 Bank of India Pending 5 Bank of Maharashtra Pending 6 Canara Bank Claim received 7 Central Bank of India Claim received 8 Corporation Bank Pending 9 Indian Bank Pending 10 Indian Overseas Bank Pending 11 Punjab National Bank Received, but 2% amt claimed is higher than 3% 12 State Bank of India Claim received 13 Syndicate Bank Claim received 14 UCO Bank Claim received 15 Union Bank of India Claim received 16 United Bank of India Pending 17 Vijaya Bank Pending 18 Odisha Gramya Bank Claim received 19 Utkal Gramya Bank Audit report of is submitted instead of

95 Sl. No. Name of the Bank No. of Applications Sponsored 1 Allahabad Bank 1 2 Andhra Bank 1 3 Bank of Baroda 3 4 Bank of India 2 5 Canara Bank 3 6 Indian Bank 1 7 Indian Overseas Bank 3 8 Punjab National Bank 1 9 State Bank of India Syndicate Bank 2 11 UCO Bank United Bank of India 1 13 Union Bank of India 2 14 Odisha Gramya Bank 3 15 IDBI Bank 1 TOTAL 48 Annexure - 30 BANK WISE ABSTRACT ON APPLICATIONS SPONSORED UNDER THE SCHEME "Modernization & Technical Up-gradation of Handicraft Industries"

96 Annexure 31

97 Annexure 31

98 Sector wise financing to Scheduled Caste Crop Loan Agriculture Term Loan Allied Sector Annexure - 32 Amt in Cr. MSME Sl.No BankName No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on

99 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Education Loan Disbursement made during the Current year ( to Balance Outstanding as on Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Caste Housing Loan Other-Priority Sector Balance Outstanding as on Disbursement made during the Current year ( to Balance Outstanding as on Non-Priority Sector Loan Disbursement made during the Current year ( to Balance Outstanding as on Annexure - 32 Amt in Cr. Total Disbursement made during the Balance Current year Outstanding as on ( to ) ) ) ) No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

100 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank DRI Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Caste PMEGP SHG Disbursement Balance made during the Outstanding as Current year on ( to Balance Outstanding as on WCC Disbursement made during the Current year ( to Balance Outstanding as on Annexure - 32 Amt in Cr. SJSRY Disbursement made during the Balance Current year Outstanding as on ( to ) ) ) No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

101 Annexure - 32 Sector wise financing to Scheduled Tribe Amt in Cr. Crop Loan Agriculture Term Loan Allied Sector MSME Sl.No BankName Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank

102 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Education Loan Balance Outstanding as on Disbursement made during the Current year ( to ) Annexure - 32 Sector wise financing to Scheduled Tribe Amt in Cr. Housing Loan Other-Priority Sector Non-Priority Sector Loan Total Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

103 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Tribe DRI PMEGP SHG Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Annexure - 32 Amt in Cr. SJSRY No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt WCC Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on

104 Annexure 32

105 Annexure 32