STATE LEVEL BANKERS COMMITTEE, ODISHA

Transcription

1 STATE LEVEL BANKERS COMMITTEE, ODISHA स दर भ स /Lt No-SLBC/ODI/1035/ ददन क / Date: To All the Members of State Level Bankers Committee, Odisha Sir/Madam, Sub: Agenda Note & Background Papers for 142 nd SLBC Meeting to be held on Further to our Letter No. SLBC/ODI/966/ dated ; we are enclosing herewith the Agenda Notes and Background Papers for your kind perusal and participation in the 142 nd SLBC Meeting to be held on 22 nd February 2016 at Crystal Hall of Mayfair Convention, Bhubaneswar as per the details below: Date : (Monday) Time : 10:30 AM Venue : Crystal Hall (Ground Floor) in Mayfair Convention, Hotel Mayfair, Bhubaneswar. We would request you to kindly make it convenient to attend the Meeting and give your valuable suggestions for growth and development of the State. With regards, Yours faithfully, (B. P. Samantaray) General Manager, UCO Bank cum Convener, SLBC, Odisha Enclo: As stated above य क ब क, सर क ल क य लय, य क ब क भवन, त त य तल, स -2, अश क नगर, भ वन श वर UCO Bank, Circle Office, UCO Bank Building, 3 rd Floor, C-2, Ashok Nagar, Bhubaneswar Phone: , , Fax: slbc.odisha@ucobank.co.in

2 Sl No C O N T E N T S Particulars 1 Banking at a glance in Odisha as on 31 st December Confirmation of Proceedings of 141 st SLBC Meeting 3 3 Action Taken Report on major decisions taken in 141 st SLBC Meeting 3 Page No 4 NPA & Overdue position as on 31 st December Fresh Issues 14 6 Branch & ATM Network 15 7 Banking Key Indicators 16 8 Achievement of Annual Credit Plan(ACP) under Priority Sector 18 9 Finance to Agriculture Sector Finance to MSME Sector RSETI Issues Finance to Weaver Sector Finance to Self Help Groups Finance to Handicrafts Sector Progress under Govt. Sponsored Programmes Finance under Education Loan Finance under Housing Loan Implementation of Prime Minister s New- 15 Point Programme CGTMSE Scheme Disposal of loan applications under various Govt. schemes Conduct of Financial Literacy Camps District Level Review Committee (DLRC) Meetings SLBC Calendar for

3 LIST OF ANNEXURES Annexures Particulars Page No 1 Bank wise progress under Roadmap for providing Banking Services Finance under DRI Scheme Roadmap for opening Brick & Mortar Branches Bank wise performance under PMJDY Bank wise District wise BSBDA Enrollment status of PMSBY, PMJJBY & APY Press Note of Atal Pension Yojana Performance under MUDRA Status of Direct Benefit Transfer to LPG Consumers Status of Aadhaar Generation Interest Subvention Claim Status of Private Sector Banks Scheme wise NPA,Overdue & Recovery Position Particulars of cases filed under OPDR Act and OACOMP Act Bank wise District wise Branch Network Bank wise District wise Branch Opened Report ATM Network in Odisha Key Indicators Area wise CD Ratio Annual Credit Plan (A.C.P) Finance under Agriculture Finance under KCC Finance under Allied Agriculture Agriculture Insurance Report Credit flow to MSME Extracts of IPR 2015 & MSMED Policy RSETI wise Monthly Progress Report RSETI Residential Training & Building Construction Status Self Employment through RSETI Finance under Weaver Credit Card Finance under Self Help Group Modernization & Technical Up-gradation of Handicraft Industries Rehabilitation of Handicraft Artisans Bank wise & District wise peformance under NULM Finance under SC / ST Sector Finance under JLG Finance under ACC Finance under SCC Finance under Education loan Interest Subvention Scheme on Education Loan Finance under Housing Loan Credit facility to Minority Community Credit Facility under CGTMSE Disposal of loan applications under various sectors FLC Guidelines District Level review Committee (DLRC) Meetings SLBC Calendar for

4 BANKING AT A GLANCE IN ODISHA AS ON 31 ST DECEMBER 2015 (Rs. in Crore) Sl No Particulars As on 31 ST December Total Deposit Total Advance utilized in the state Total Advance sanctioned and utilized in the state Total Business (Deposit + Advance) Credit Deposit (CD) Ratio (%) Benchmark-60% Credit Deposit Ratio excluding advance sanctioned in other state and utilized in our state CD Ratio of Rural Branches CD Ratio of Semi Urban Branches CD Ratio of Urban Branches CD Ratio of Commercial Banks excluding RIDF& advance sanctioned in other state and utilized in our state Total PS Advance % of PS Advance to Total Advance Benchmark -40% Agriculture Advance % of Agriculture Advance to Total Advance Benchmark - 18% MSME Advance % of MSME Advance to total advance Advance to Weaker Section % of Advance to weaker section to PS Adv. Benchmark 25% Total DRI Advance % of DRI Advance to total advance Benchmark 1% Total Advance to Minority Community % of Advance to Minority Community Advance to Women % of Advance to Women Credit Investment to Deposit Ratio % NPA in % (Average in the state) 9.49 Public Sector Banks Private Sector Banks 0.68 RRBs Cooperative Banks Total No. of Branches 4765 Rural Branches 2604 (54.65%) 1

5 Semi Urban Branches 1246(26.15%) Urban Branches 915(19.20%) 19 Education loan B/o Housing Loan B/o Achievement under ACP vis-à-vis Annual Target under priority sector in % a) Crop Loan b) Agriculture Term Loan c) Agriculture Allied loan d) Total Agriculture e) MSE f) Education g) Housing d) Other Priority Lead Districts : 30 SBI UCO 7 BOI 2 Andhra Bank 2 RSETIs : 29 SBI 17 UCO 7 23 BOI 2 CBI 1 Andhra Bank 2 RUDSETI : Canara Bank 1 FLCs 145 SBI 19 UCO Bank 7 24 Andhra Bank 2 Bank of India 2 OSCB 104 RRB 11 Staff Strength Officers Clerical Staff Sub- Staff Total Deposit Accounts 4,91,37, Total Advance Accounts 76,37,003 2

6 AGENDA NOTES OF 142 nd SLBC MEETING AGENDA NO. 1 Confirmation of Proceedings of 141 st Bhubaneswar. SLBC meeting held on at The Proceedings of 141 st SLBC Meeting held on at Bhubaneswar had been circulated among all the members of SLBC vide our letter No. SLBC/ODI/920/ dated Since no comments have been received from any quarter, the same may please be confirmed. AGENDA NO. 2 Action Taken Report on major decisions taken in 141st SLBC Meeting held on Point Action points No Progress of Implementation of Financial Inclusion Plan in the State. DRI Loans in favour of Persons with Disability(PWD) Action to be taken by All Banks/ LDMs All Banks/ Director of Welfare/ LDMs Action taken Opening of Brick & Mortar Branches. Banks have opened 99 branches in the state for the period to , out of which 50 are in rural centres. 33 branches have been opened in unbanked GPs. Provision of Banking outlets in Unbanked villages with population below 2000 As on , Banks have covered villages constituting % of the total target. Out of these villages, 446 are covered through B & M Branches and rest by branchless modes mainly through BC mode. Details as per the Annexure - 1. Total amount disbursed under DRI scheme is Rs crore in 9150 accounts during to , out of which Banks have disbursed 2747 applications amounting Rs crore under DRI loan to persons with disability. The performance of the participating Banks is not encouraging Annexure - 2. Banks were requested to achieve sanction and disbursement of minimum 10 applications per branch under the scheme for the year

7 3. Branch opening in Unbanked Gram Panchayats Target Vs Achievement is given below for perusal. Sl Name of the Bank Target for the year Achievem ent ( ) Target for (including backlog) Achievement from to Total Achievement 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Comm Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank DCB Federal Bank HDFC Bank ICICI Bank IndusInd Bank ING Vysya Bank Ltd Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs T o t a l Against a target of 1926, Banks have opened 33 branches in Unbanked GP for the year

8 Roadmap for opening of Brick & Mortar branches in villages having population more than 5000 without a bank branch of a Scheduled Commercial Bank. As per direction of Department of Financial Services, Ministry of Finance, Government of India and Reserve Bank of India vide notification No. RBI/ /277,FIDD.Co. LBS.BC.No.82/ / dated , SLBC has identified 78 villages with population above 5000 without a bank branch of a scheduled commercial bank in Odisha. The identified villages have been allotted among scheduled commercial banks for opening of branches. The opening of bank branches under this roadmap should be completed by March, 31, Quarterly Monitoring and review mechanism will be instituted by DCCs and SLBC to evaluate the progress under road map. The SLBC Convener Bank will arrange to furnish quarterly statement as in Annexure 3 district wise, bank-wise progress in opening branches starting from quarter ended March, 2016 by the 15 th of the following month to the Regional Office of Financial Inclusion and Development Department, RBI. In view of the above, we request the allotted banks to accord top priority to this roadmap and take action for opening of branch under this road map by March, 31, Implementation of Pradhan Mantri Jan Dhan Yojana (PMJDY) PMJDY Accounts at a glance in Odisha as on Total No. of villages covered Total No. of Sub Service Area covered 6276 Total No. of Wards covered % Saturation (Each household having minimum 30 Districts one Saving Bank Deposit Account) No of accounts opened from to Rural Urban ,46,699 No. of accounts opened with Zero balance % of Zero balance accounts to total account opened Total deposit balance under PMJDY accounts. Rs Crore No. of Overdraft sanctioned 22,214 No. of RuPay Cards issued (78.47%) No. RuPay Cards activated (59.91%) No. of Pass Books issued No. of Aadhaar seeded accounts % of Aadhaar seeding No. of active BC Agents (Bank Mitra) 4934 Bank wise performance dated is available in Annexure 4. District wise performance dated is available in Annexure 5. 5

9 Implementation of 2 nd Phase of Pradhan Mantri Jan Dhan Yojana Performance of Commercial Banks as on Name of Scheme No. of Enrollments PMSBY 31,73,786 PMJJBY 8,41,379 APY 63,160 Bank wise performance in the three Social Security Schemes is available in Annexure 6. PMJJBY & PMSBY Extension of last date of enrollment under Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Pradhan Mantri Suraksha Bima Yojana (PMSBY). Department of Financial Services, Ministry of Finance, Govt. of India have further extended the last date for enrollment under PMJJBY (without self Certificate of good health) from to The last date for enrollment under PMSBY has also been extended beyond There is no requirement of any certificate of good health in PMSBY. As a portion of the eligible Bank account holders are still uncovered, Banks and Insurance companies are requested to continue to make all efforts to create awareness and access under the schemes to bring large sections of the population within the ambit of these Jan Suraksha Schemes. Renewal of Insurance Coverage under PMSBY/PMJJBY for It is suggested by Mission office (PMJJBY & PMSBY), Department of Financial Services, Ministry of Finance, Govt. of India that Banks and Insurance Companies may gear up to notify all the subscribers through SMS, banners displayed in bank branches and other cost effective methods, regarding the upcoming renewal date, and remind them to maintain sufficient balance in their account for auto debit of premium, thereby facilitating continuous insurance coverage. All efforts should be taken to ensure that the subscribers who joined the scheme since May, 2015 renewed their insurance for the ensuing year without break. Banks & Insurance Companies are requested to come up with their exact plan of action proposed to achieve this. Extension of time-line up to 31 st March, 2016 for Government Co-contribution under the Atal Pension Yojana (APY). The Government of India has decided that the co-contribution by the Central Government of 50 % of the total prescribed contribution up to Rs.1000 per annum, will be available for those eligible subscribers, who join APY before 31 st March,

10 This measure is likely to benefit substantial number of people who have not been able to join APY and therefore have failed to avail the benefit of co-contribution by the Government till 31 st December, Press Note of Department of Financial Service, Ministry of Finance, Government of India for extension of time-line is enclosed at Annexure - 7. Atal Carnival Department of Financial Services has allocated target to banks for sourcing APY accounts other extension till Banks operating in the state to initiate the following activities to achieve the target:- Participating in Atal Carnival Scheduled on 10 th and 11 th of February/24 th and 25 th of February, Allocation of target of minimum 10 APY accounts per branch during APY Carnival and close monitoring of the same. Activating BC channel during APY Carnival. Activating branches with more than 50 APY accounts. It is also to inform that, PFRDA is in the process of constituting a series of awards for recognizing the best performers for the period till and also for best branches/banks that excel in APY Carnival. All the Banks are requested to actively participate in registration of subscriber under APY till 31 st March, 2016 to provide the benefit of guaranteed pension to the targeted group. Insurance Claim Settlement status under different schemes of PMJDY as on BANKS Claimed Settled Returned/Rejected Pending RuPay Debit Card (Rs. 1,00,000/-) Canara Bank Union Bank Of India TOTAL PMJJBY (Rs. 2,00,000/-) Bank of Baroda Canara Bank Central Bank of India Corporation Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank State Bank Of India Syndicate Bank

11 UCO Bank Odisha Gramya Bank Utkal Grameen Bank TOTAL PMSBY (Rs. 2,00,000/-) Bank of Baroda Central Bank of India Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank State Bank Of India Syndicate Bank UCO Bank Union Bank Of India Odisha Gramya Bank Utkal Grameen Bank TOTAL Life Insurance Coverage under PMJDY (Rs 30,000/-) Bank of Baroda Canara Bank Indian Overseas Bank Punjab National Bank State Bank Of India Odisha Gramya Bank TOTAL Roll out of Pradhan Mantri MUDRA Yojana (PMMY) Bank wise performance under MUDRA loans (Shishu, Kishore & Tarun) is available in Annexure - 8. Progress under MUDRA as on is given below Schemes No. of Accounts Disbursement in Rs. Crore SHISHU KISHORE TARUN Total

12 5. Progress on implementation DBTL in our State LPG and Bank Seeding Status as on (Annexure - 9) 1. Total no of LPG distributors in the State No of LPG Consumers % of LPG Aadhaar Seeding % of Bank Aadhaar Seeding (ATC) % of Bank Account Seeding verified (BTC) % of Cash Transfer Compliant (CTC= ATC + BTC) Aadhaar Number Seeding It is reported by the UIDAI that (Annexure -10) i) As on January 2016 total population eligible for AADHAAR enrolment- 4,43,69,414. ii) Total Enrolment- 3,88,86,492. iii) Enrolment % on population iv) AADHAR generated- 3,24,40,626. (73.11%) v) Balance AADHAR to be generated- 1,19,28,788. vi) AADHAR Rejection-53,60,542. Highest and lowest Aadhaar in term of % has been generated in Gajapati and Malkangiri respectively. 1) Relief measures by Banks in areas affected by recent drought. The list of 28 Districts, 235 Blocks and 55 Urban Local Bodies declared by the State Government as affected by drought received from finance department has already been circulated among all banks. As per guideline, if the crop loss has been 33% or more, restructuring / rescheduling of existing loan will be required. The repayment period including the moratorium of the restructured loan will vary depending on the extent of crop loss. SLBC has requested, Finance Department, Odisha to provide the copy of notification of the State Govt. regarding the extent of crop loss of the drought affected area so that the same will be shared among all banks for needful action. 9

13 7. Bank wise & Scheme wise under various Schemes of Agriculture & Allied Sector Interest Subvention & Subsidy (State Govt.) utilization as on UTILIZATION OF INTEREST SUBVENTION UNDER VARIOUS SCHEMES OF AGRICULTURE AND ALLIED SECTOR. (Figures in Rs) Utilization during the period Crop loan Agriculture Term Loan Short Term Fishery Loan Term Loan Fishery Short Term Dairy Loan Long Term Dairy Loan Up to PDE From to From to Total Utilization Total fund received from Govt Balance The Private Sector Banks participating in financing under Agriculture and allied sector have not claimed the interest subvention so far. Details report is available at Annexure 11. 8) Review on Banking Developments in Odisha in Key Indicators as on 31 st December (Amt in Rs Crore) Parameters December 2014 December 2015 Variation over December 2014 % of growth over December 2014 No. of branches Deposits Advances CD Ratio in % Credit Investments to Deposit Ratio Priority Sector Advances % of P S Advances to Total Advance Agriculture Advances % of Agri Advances to Total Advance MSME Advance Education Loan Housing Loan Advance to Minority Communities Advances to Weaker Sections % of Weaker Section Adv. to PS Advances DRI Advances % of DRI Advances to Total Advances

14 Branch Network As at the end of December 2015, the total number of Bank Branches in Odisha increased to During the period to , Banks have opened 99 new branches in the State. Out of which, Public Sector Banks, Private Sector Banks and RRBs have opened 57, 37 & 5 branches respectively. Deposit Growth Deposits of the Banks in the state have increased from Rs Crore as of December 2014 to Rs Crore as of December 2015, registering an increase of Rs Crore. The year on year incremental deposit growth is 9.62% Credit Expansion The total outstanding advances increased from Rs Crore as of December 2014 to Rs Crore as of December 2015, registering an increase of Rs crore. The year on year incremental advance growth is 3.96%. CD Ratio The Credit Deposit Ratio of all Banks in the state decreased from % as of December 2014 to % as of December 2015 due to low growth in advance portfolio in comparison with growth of deposit led to lower CD ratio. However the overall CD ratio is above the benchmark. Priority Sector Advances The percentage of priority sector advances is % as of December 2015 against the national norm of 40 %. The incremental growth on year to year basis is %. Agricultural Advances The aggregate of agricultural advances extended by Banks in Odisha have increased from Rs Crore as of December 2014 to Rs Crore as of December 2015, thus registering an increase of Rs Crore in absolute terms and in percentage terms. The share of agricultural credit in total advances as of December 2015 is % against the national norm of 18 %. Micro, Small & Medium Enterprises (MSME) The advances to MSME during the period under review have witnessed an increase from Rs Crore as at December 2014 to Rs Crore as at December 2015, thus registering an increase of Rs Crore in absolute terms and in percentage terms on year to year basis. Education Loan An increase of Rs Crore in balance outstanding as on over under Educational Loan represents a growth of %. 11

15 Housing Loan The housing loan balance outstanding has increased from Rs crore as on to Rs as on registering an increase of Rs crore in absolute terms. The incremental growth on year to year basis is %. Advances to Weaker Sections The advances to Weaker Sections increased from Rs crore as of December 2014 to Rs Crore as at December 2015.The share of weaker section advance to Priority Sector advance is % against the bench mark 25 %. AGENDA NO. 3 NPA & Overdue position as on The NPA % of the State is 9.49 and overdue % is which is at much higher side and alarming. Rising NPA in Odisha is a matter of great concern The Bank wise and Sector wise NPA position is given in Annexure 12. NPA % of Public Sector Banks, Private Sector Banks, RRBs and Odisha State Cooperative Banks are 10.53, 0.68, and 7.52 % respectively. For PMRY / PMEGP / SJSRY(NULM)/ SHG(NRLM) / WCC, the NPA & Overdue % is too high, which can only be rated as unsatisfactory. The Banks are facing problem to recycle the funds owing to non repayment of loans, mounting overdue and rising NPA %. Banks & Govt. Departments have to make joint efforts with specific strategies to improve the recovery performance for better recycling of funds. Sector wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. Short term crop loan Agriculture Term Loan Agriculture Allied Total Agriculture MSME Sector Education Loan Housing Loan Total Priority Sector Total Advance Scheme wise NPA & Overdue % as on Sl. No. Sector NPA % Overdue % 1. PMEGP & PMRY SHG NULM Weaver Credit Card

16 Bank wise NPA position as on Banks NPA % Overdue % Public Sector Bank Private Sector Bank RRBs Odisha State Co-operative Bank Providing assistance to the secured creditors under Section 14 of SARFAESI Act In the last SLBC meeting it was brought to the notice of the Chief Secretary that some District Magistrates are allowing several adjournments leading to inordinate delay in disposal of the applications filed under section 14 of the Act. We are pleased to inform that Finance Department, Govt. of Odisha has already issued suitable instruction to all District Collectors vide letter No. 857 dt to dispose off all petitions filed by the banks under SARFAESI Act as early as possible which has already been circulated among all banks and Lead District Managers. OPDR ACT Under OPDR Act, Cases involving Rs crore are pending for disposal by Certificate Courts. The detailed Bank wise and district wise position in respect of Odisha Public Demand Recovery Act and Odisha Agriculture Credit Operation and Misc Provision (Banks Act) is available at Annexure 13. Amendment of OPDR Act SLBC is yet to receive response on amendment of OPDR Act in the line of suggestions given by Bankers. 13

17 AGENDA NO. 4 FRESH ISSUES 1. Agriculture Loan:- Part payment not accepted by Bank. Director (IT & DRT), DFS, Ministry of Finance, Govt. of India during a SLBC meeting in Thiruvananthapuram observed that part payment are not accepted by banks for Agriculture loan, defaulters and banks put the collateral on sale. Ministry of Finance wants to ascertain that whether such practice is being followed by any bank in the state of Odisha. 2. Financing under RIDF. NABARD, Regional Office, Bhubaneswar has reported that during , they have sanctioned 841 projects involving RIDF loan of Rs crore in different districts of state. The Banks may provide credit facility to farmers engaged in agricultural activity where irrigation projects (Lift irrigation and other) were sanctioned. Similarly for projects pertaining to connectivity (roads and bridges) Credit facility may be provided for farm and non-farm activities. Banks may coordinate with the concerned implementing departments to identify the potential areas for off take of credit. 3. Printing of Banks Forms used by retail customers in Local language In terms of Para 4.3 of circular DBR No. Leg. BC.21/ / dated July 01,2015 wherein the banks are advised to make available all printed material used by retail customers including account opening forms, pay-in-slips, pass books, etc, in trilingual form i,e. English, Hindi and the concerned Regional Language (Odiya). RBI has observed that the said materials are not made available in regional language in the branches. As it is resulting a linguistic barrier to financial literacy. It needs to be addressed so as to succeed in connecting the unbanked sections of society. SLBC has already brought to the notice of all banks operating in the State to ensure compliance to the above instruction of RBI. 2) FIF- Solar powered V-SAT connectivity to Kiosk/Fixed CSPs in the SSAs- Extension of support for OPEX Model. NABARD has informed that support under Financial Inclusion Fund for Solar powered V- SAT connectivity to Kiosk/Fixed CSPs in the Sub Service Areas (SSAs) has been extended for OPEX Model. 14

18 The support will be available for a maximum of Rs.4.00 lakh per SSA, on an Annual reimbursement basis for a period of 5 years under the following model. S.N Particulars Max Yearly Eligibility* Max Eligible Amount* 1. Solar Powered V-SAT Rs.80,000 per annum for 5 Rs.4.00 lakhs years 2. V-SAT connectivity without Solar Panel Rs.60,000 per annum for 5 years Rs.3.00 lakhs *Support will be restricted up to the maximum ceiling or actual whichever is lower SLBC has already communicated the copy of the communication of NABARD to all banks. AGENDA NO. 5 Branch Network: Area Wise Branch a)rural 1959(54.49 %) 2055(53.74%) 2343(54.49%) 2584(54.66%) b)semi-urban 901(25.06 %) 1021(26.70%) 1150(26.74%) 1237(26.17%) c) Urban 735(20.45%) 748(19.56%) 807(18.77%) 906(19.17%) T o t a l Branch Network: Bank Wise Banks Public Sector Private Sector RRBs Total Commercial Banks Co-operative Banks Total Bank wise and District wise branch network as on is available at Annexure 14. Bank wise and District wise branch opened during the period to is available at Annexure 15. Position of ATM installation in the State as on Sl. No. ATM Position Number 1 No. of Onsite ATMs No. of Offsite ATMs Total No. of ATMs 5796 Out of which I No. of ATMs in Rural Branch 1742 II No. of ATMs in Semi-Urban Branch 2094 III No. of ATMs in Urban Branch 1960 Bank wise and District wise ATM position are available at Annexure 16. The present status of branch & ATM opening in the state indicates that Banks are yet to give due importance for opening of new branches in Unbanked area. 15

19 AGENDA NO. 6 Banking Key Indicators The details of Bank wise deposit, advances & important Banking key indicators are available at Annexure 17. (a) CD Ratio (All Banks): Banks Basing on total utilization of advance in the state Basing on advance sanctioned and utilized in the state Public Sector Private Sector RRBs Cooperative State excluding RIDF CD ratio of the State as on computed on the advance figure of sanctioned in other state but utilized in our state as per Thorat Committee is %. CD Ratio computed on advance sanctioned and utilized in the state is %. Area wise CD Ratio is at Annexure (b). Major Key indicators (Commercial Banks only) (Amount in Rs. Crore.) Parameter Variation of growth over December 2014 Variation of growth over December 2014 in % No. of branches Deposit Advances CD Ratio in % Investment Credit + Investment to Deposit Ratio Priority Sector advances Agril. Advances MSME advances Advance to Weaker section

20 District wise CD ratio as of & for all Districts of Odisha (Amt. in Rs. Crore) SL. DISTRICT NAME NO. CD CD Deposit Advance Deposit Advance Ratio Ratio 1 ANGUL BALASORE BHADRAK BARAGARH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NAYAGARH NABARANGPUR NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Sambalpur district registered low CD ratio on account of MCL Deposit of Rs Crore. If this amount is excluded, the CD ratio will be 36.53% It is observed that only in 5 districts Nabarangpur, Sonepur, Kalahandi, Bargarh & Boudh have achieved CD Ratio of more than 60 %. Sambalpur and Bargarh districts have registered lowest (14.10%) and highest (82.37%) CD ratio respectively in the State. Districts having CD Ratio below 40%: 8 districts have registered CD ratio below 40 % The LDMs of those Districts having CD Ratio below 40 % should constitute sub-committee of DCC to review the same and take appropriate steps to improve the CD ratio. 17

21 AGENDA NO. 7 (A) Achievement of Annual Credit Plan(ACP) under Priority Sector:- Achievement under Annual Credit Plan (District wise & Bank wise) as on (LBS- MIS-II) is available at Annexure 19. Performances under major segments of Priority Sector are reproduced below. (Amount in Rs. Crores) % of Target for Achievement for Achievement Sl. Sector the year to vis-à-vis No Annual Target Agril and Allied (Direct) Crop Loan Term Loan Allied Loan MSE Education Housing Other Priority Sector Total Priority Sector The overall achievement under ACP for the quarter ended December 2015 is 63.33%. Preparation of Annual Action Plan (ACP)/LBS-MIS-1 for the year, All the Lead District Managers have been advised by SLBC to prepare ACP in line with the district Potential Linked Plan (PLP) prepared by NABARD. The PLP will serve as a road map to the Lead District Managers for preparation of ACP under Priority sector during for the district. After finalization of district ACP, it should be approved by DCC. The copy of the bank-wise ACP (LBS-MIS-1) for the district for will be submitted by Lead District Managers to SLBC by 25 th February, Projected Credit Potential for (PLP of NABARD). Sl.No Particular Credit Projection in Rs. crore 1. Farm Credit Agriculture Infrastructure Ancillary Activities Total Agriculture MSME Export Credit

22 6. Education Housing Renewable Energy Others Social Infrastructure involving Bank Credit Total Priority Sector (B) Brief Analysis of Trend in Agriculture Credit. Outstanding: (Excluding RIDF) Years Share in % (Amount in Crores) Share in % Share in % Commercial Banks(Excluding RRB) RRBs Co-op Banks Total AGENDA NO. 8 AGRICULTURE Bank wise Performance of Crop Loan & Term loan for the period to is available at Annexure Kissan Credit Card (KCC):- The Bank wise achievement made under KCC as on is available at Annexure 21. It is observed that Banks have disbursed Rs crore in KCC accounts during to , out of which fresh KCC has been issued in accounts disbursing Rs crore. Total outstanding balance as on is Rs crore in No. of KCCs. No KCC has been issued so far by the following Banks Public Sector Banks Bank of Maharashtra, State Bank of Bikaner & Jaipur, State Bank of Hyderabad, State Bank of Mysore, State Bank of Travancore & Punjab & Sind Bank. Private Sector Banks Karnataka Bank, Federal Bank, City Union Bank, IndusInd Bank, Karur Vysya Bank, Kotak Mahindra Bank Ltd., Laxmi Vilas Bank, The South Indian Bank Ltd, Standard Chartered Bank, Yes Bank and Bandhan Bank. 19

23 Agriculture Allied Sectors (Fishery & Dairy). Bank wise progress made on Financing under different schemes of Allied Agriculture Sector is given in Annexure 22. Disbursement for the period to Name of the Schemes Dairy Fishery A/C Amount (Crore) A/C Amount (Crore) All Banks should give more importance for credit delivery to different schemes of allied sector which is supported by subsidy and interest subvention scheme of state government. All Banks are requested to dispose of the pending loan applications and ensure timely sanction and disbursement of loan application. Any return / rejection of application are to be informed to the loan application sponsored Department with reasons. CROP INSURANCE National Agricultural Insurance Scheme (NAIS) Implementation during Rabi Crop Season Details regarding NAIS implementation has been notified by Cooperation Department, Government of Odisha vide Resolution No dated has already been circulated by SLBC among all banks and Lead District Managers. The cut off dates for submission of actual Yield data to the Agriculture Insurance Company of India Ltd. is as follows. Name of Crop Green Gram, Black Gram Paddy, Groundnut, Mustard & Potato Cutoff date for submission of yield data to AIC of India Ltd 30 th April, th August,2016 Crop Insurance Coverage for Kharif Bank wise Insurance Report is available at Annexure 23 Crop Loan Disbursed from Sl No. of Sum insured %age of Banks April to September i.e; No farmers (Rs) coverage Kharif Season (Crores) 1 Public Sector Banks Private Sector banks RRBs OSCB TOTAL

24 AGENDA NO. 9 Financing to MSME Sector:- Micro, Small and Medium Enterprises (MSMEs) Micro Enterprises A target of 7.5 % of ANBC or Credit equivalent amount off-balance sheet exposure, whichever is higher has been prescribed for micro enterprises to be achieved in phased manner i.e; 7 % by March 2016 and 7.5 % by March 2017 The position of finance to Micro & Small Enterprises in the State as on is as follows. Amount in Rs. crore Particulars Balance outstanding as on Balance outstanding as on A/cs Amount A/cs Amount Micro Enterprises Small Enterprises Total MSE Share of advances of Micro Enterprises to MSE (% ) Total MSME Observations:- The advance to MSME as on has registered a growth of % over December Against a target of 7.5% of ANBC, Banks have achieved % finance under Micro Enterprises. A detail of Bank wise position under MSME is available at Annexure 24. Target vs. Achievement The target under ACP for MSME sector for the year is Rs crores. The achievement up to December 31, 2015 is Rs crore which is % of the target. The share of MSME advances to total advances as of 31 st December, 2015 is %. Performance of Commercial Banks under Manufacturing Sector as on Disbursement ( to Manufacturing Balance O/S ) Sector A/C Amt in Crores A/C Amt in Crores Micro Enterprises Small Enterprises Medium Enterprises TOTAL

25 Rehabilitation of Sick Units- Incentives under IPR-2015 & MSMED Policy As per the guidelines of Reserve Bank of India the Banks have to identify sick MSEs and provide necessary support to potentially viable sick units for their revival along with handholding support. As per the present Industrial Policy Resolution (IPR)-2015, Rehabilitated Sick Unit shall be eligible for incentives. The extracts of the provisions of IPR-2015 and MSMED Policy-2009 are enclosed at Annexure 25 for reference. It is reported by Director of Industries as banks are not reporting the identification of incipient sick units to RICs/DICs, no such cases are being placed in District Level Committee (DLCC) and recommended to Sub- SLIIC and as such the viable Sick Units are debarred to get the incentives available under IPR-2015 & MSMED Policy Some of the MSEs are getting Sick due to various factors beyond their control for which immediate assistance should be provided to such units. All the Controlling Heads are therefore requested to advise their branches to initiate immediate steps not only for identification of sick units, but also for providing package of assistance for their revival in time and submit the details to RICs/DICs for placement in the DLC for recommendation to Sub- SLIIC/SLIIC. AGENDA NO. 10 RSETI 1. Performance during FY rural BPL/NRLM Target group youth have been trained against annual target of 19,800 as on 31 st December (56% achievement). The overall number of candidates trained as on 31 st December 2015 is (83% achieved) The detail of achievement is available at Annexure -26. The Bank-wise training performance is as follows. Bank Bank of Andhra UCO RUDSETI CBI SBI India Bank Bank % Achievement The percentage of candidates settled as on 31 st December 2015 (Cumulative) is 71%. The percentage of candidates settled with Bank Finance as on 31 st December 2015 (Cumulative) is 28 %. 2. Status of Infrastructure in RSETI: Out of 30 RSETIs in the State, 6 UCO Bank Sponsored RSETIs do not have residential training facility. Issue of permissive possession is pending in Cuttack, Puri and Dhenkanal districts. 22

26 Out of 30 RSETIs, in 7 numbers of RSETIs the building construction has been completed, in 15 number of RSETI the construction is in progress and in 4 RSETI, the construction has not yet started. Details are at Annexure Updating training and settlement data in RSETI MIS Website: It is ascertained that the training and settlement data is not uploaded regularly by RSETIs in the RSETIs MIS website that affects monitoring. The Controlling Heads of sponsoring Banks should advise the RSETIs to ensure that training and settlement data is updated on a regular basis. 4. Coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana Sponsoring Banks & RSETIs should ensure coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana It is ascertained that the training and settlement data is not uploaded regularly by RSETIs in the RSETI MIS website that affects monitoring. Controlling Heads of Banks shall advise the RSETIs to ensure that the training and settlement data is updated on a regular basis. 5. Coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana: Sponsoring Banks and RSETIs shall ensure coverage of RSETI trained candidates under Pradhan Mantri MUDRA Yojana. Project LIFE: Project LIFE (Livelihoods in Full Employment) is a Government of India project rural youth of MGNREGS beneficiaries to be trained in RSETI under Project LIFE by 31 st March RSETIS to ensure that at least 4 batches of training under Project LIFE is completed in identified RSETIs by 31 st March District wise status of candidates shown interest for Livelihoods under Self Employment through RSETI is at Annexure 28. It is requested that Sponsoring Banks to ensure achievement of annual BPL / NRLM training target. Sponsoring Banks to ensure RSETI building construction is completed by OLM to ensure all eligible pending claims of RSETIs are released at the earliest MoRD has advised the State Government to ensure that the Directors of RSETIs/ RUDSETI are invariable invited to DCC and DLRC meetings held under the Lead Bank Scheme at the District Level. SLBC has already advised all Lead District Managers suitably in the matter. 23

27 AGENDA NO. 11 Finance to Weaver Sector: The bank wise information on fresh finance to the handloom sector is enclosed at Annexure 29. The following points have been reported by the Director, Handloom & Textile, Odisha. 1. Appointment of Bunkar Facilitator: So far, no bank has engaged / appointed Bunkar Facilitator, Grievance Redressal Officer to expedite for issuance of Weaver s Credit Card for fresh finance to the weavers, although there is a provision in the guideline of the RRR Package of Govt. to engage / appoint Bunkar Facilitator and Grievance Redressal Officer. 2. Issuance of Weavers Credit Card: As against the target fixed by the Govt. of India for issuance of 15,000 nos. of Weaver s Credit Cards for the State during the year , only 2245 nos. of WCC issued by the banks till December 2015 although the bank-wise / district-wise target for issuance of WCC during the year has already been issued by the SLBC to all the controlling heads of the bank. The bank / branch-wise application pending with different banks is furnished at Annexure I Interest Subvention: Although, fresh loan is sanctioned to the weavers by the banks, Interest subvention claims are not submitted timely to NABARD by most of the banks for which the loan accounts are shown NPA. Hence, all Controlling Heads of different banks are requested to intimate the rate of interest charged against the loan sanctioned under the Weaver s Credit Card Scheme so that the State share of the Interest Subvention can be released to the banks in time. 4. Submission of Margin Money claim: As per the revised guideline of RRR Package, Margin Money assistance to a maximum of Rs.10,000/- per weaver will be provided, which will enable the handloom weavers, their Self Help Groups and Joint Liability Groups to leverage this amount for borrowing loans from the banks. However, it is observed that most of the banks are not submitting the Margin Money claims to NABARD through their controlling heads in time for which the loan accounts are shown as N.P.A. Hence, the controlling heads of all the banks are requested to extend necessary instructions to their branches to submit the Margin Money claim proposal to NABARD early. 24

28 AGENDA NO. 12 Financing under Self Help Groups (SHGs) A. Achievement under SHG-Bank Linkage as on 31 st December Phy: Physical, Fin: Financial (Rs in Cr) Target (Annual) Achievement as on 31 st December 2015 % Achievement Phy Fin Phy Fin Phy Fin 60, As reported by OLM, the achievement under SHG-Bank Linkage as on 31 st December 2015 is Rs Cr to WSHGs against annual target of Rs Cr to 60,346 WSHGs. The physical achievement is 56 % and financial achievement is 56%. The detailed report is available at Annexure 30. Financial achievement against target Public Sector Banks - 40% RRBs - 79% Co-operative Bank - 49 % Private Banks 45 %. B. Status of SHG loan applications pending in Bank branches: Bank wise and branch wise loan application pending has already been shared by OLM. Banks are requested to achieve the target. C. Average loan size and Sanction of Loan below Rs.50,000/- The average loan size under SHG-Bank Linkage during April-December 2015 was Rs.1.20 lakh. It is ascertained that, the average loan size of 13 Commercial Banks (Allahabad Bank, Andhra Bank, Bank of Baroda, Bank of India, Canara Bank, Central Bank of India, Corporation Bank, Indian Overseas Bank, Oriental Bank of Commerce, Punjab National Bank, Syndicate Bank, Union Bank, United Bank), UGB and Co-operative Banks is less than the State average of Rs.1.20 lakh. As per RBI guidelines on SHG-Bank Linkage, the minimum loan amount for fresh linkage should be 4-8 times of SHG corpus or Rs.50,000 whichever is higher. However as per information available in the NRLM SHG-Bank Linkage portal, it is observed that 3,134 loans disbursed during FY was less than Rs.50,000/-. Controlling Heads of Banks may issue necessary instructions to the branches regarding disbursement of loan to SHGs as per RBI guidelines. D. Data Sharing by Banks: The SHG-Bank Linkage performance of States is monitored by MoRD, GoI based on the data available in the NRLM Bank Linkage website. The Banks have to share the data on a monthly basis. Banks should ensure that data is shared on a timely manner. 25

29 Any discrepancy in actual achievement and achievement as per NRLM web site has to be brought to the notice of the their Central Office and OLM. E) Bank Mitras, BLRCs and Samanwaya Mela A. Bank Mitras: 363 Bank Mitras are now positioned in different Bank branches in erstwhile 38 TRIPTI Blocks. The Bank Mitras are facilitating WSHG members with hassle free access to Banking services and also supporting the branches in opening individual and SHG SB accounts, loan documentation and recovery of loans. During April-December 2015, 247 more Bank Mitra have been identified, trained and placed in Bank branches of Intensive blocks. In addition, 125 more Bank mitras will be identified and placed in Bank branches by 31 st March 2016 Controlling Heads of Banks to issue necessary instructions to the branches for utilizing the services of Bank Mitras. OLM has suggested that Banks may consider payment of 50% of incentives (Approximately Rs.1500/- per Bank Mitra per month) of Bank Mitras to increase ownership and sustainability of Bank Mitra Strategy. F)-Formation of Bank Linkage and Recovery Committee: About 569 BLRCs have been formed. By March 2016 BLRC formation will be saturated. Though it has been advised to form BLRCs in intensive blocks due to presence of community functionaries, Bank branches may form BLRC in non intensive blocks by involvement of active SHG leaders and PRI representatives. All controlling Heads of Banks are requested to issue instruction to their branches for formation and monthly organization BLRC meeting on priority basis. G) Samanwaya-cum-Recovery Mela: All Blocks have been assigned target to organize Samanwaya-cum-Recovery mela. As on 31 st December 2015, 1378 Samanwaya Melas have been organized WSHGs have been credit linked amounting to of Rs Cr during Samanwaya Mela. Rs.6.76 Cr has been recovered from 4298 WSHGs during Samanwaya Mela. Controlling Heads of Banks to issue instructions to branches to provide necessary support for organizing Samanwaya Mela. 26

30 Community functionaries as Business Correspondent Agents of Banks OLM has a vast network of well trained community cadre who can be identified as B.C agents. Community functionaries if identified as B.C Agents will enhance Financial Inclusion and outreach like Bank Mitras. Monitoring and regular capacity building support for Community functionaries identified as B.C. Agents will be provided by OLM. With support of Banks at least 100 Community functionaries to be identified as B.C Agents in FY in LWE affected districts. In Deogarh district a special project on BC Agent is under consideration of NMMU, NRLM. Controlling Heads of Banks to provide necessary support in this regard. Financial Literacy for WSHGs and Community cadre. Sponsoring Banks of FLCs may provide necessary training to community functionaries under NRLM, who in turn will share the knowledge with SHG members. H) Status under Interest Subvention scheme for WSHGs Government of Odisha Scheme of Interest Subvention in Category-I districts (18 IAP districts): For FY , Bank of Maharashtra, Indian Bank and Vijaya Bank have not yet submitted claims for additional 2% Interest Subvention under State Scheme in Category-I districts, The list of WSHGs, to whom Interest Subvention has been released for FY , is yet to be shared by 7 Banks. Syndicate Bank, Allahabad Bank, Bank of India, OGB, Andhra Bank, Bank of Baroda and Central Bank have not yet shared the data. However the name of SHG and name of branch is missing in lists submitted by IOB and PNB. The list of WSHGs, to whom Interest Subvention has been release for FY shall be shared to SMMU, OLM by 11 Banks viz Andhra Bank, Utkal Gramya Bank, Canara Bank, Syndicate Bank, Allahabad Bank, Union Bank of India, Odisha Gramya Bank, Central Bank of India, State Bank of India, Bank of Baroda and Punjab National Bank. Co-operative Banks shall implement the decision taken in the nodal officer meeting and participate in Interest Subvention. NABARD may extend necessary guidance to cooperative banks so as to enable them to avail the benefits of interest subvention under NRLM. 27

31 AGENDA NO. 13 Finance to Handicrafts Sector 1. Modernization & Technical Up- gradation of Handicraft Industries. Scheme It is reported by the Director of Handicraft & Cottage Industries, Odisha that during , 160 nos of applications have been received in different districts & 114 no. of applications have been sponsored to different Banks as per Annexure Banks are requested to take credit decision early on receipt of applications from DICs / RICs. 2. Rehabilitation of Handicraft Artisans. During , 1293 nos of applications have been sponsored to different Banks whose details is annexed at Annexure Till date 195 no. of applications have been sanctioned by banks. All the schemes in respect of Handcraft sector are covered under CGTMSE scheme. Hence, the concerned banks are requested to dispose of the sponsored applications within the prescribed time norms. AGENDA NO. 14 Progress under Govt. Sponsored Programmes A) PMEGP Bank wise target received from KVIC has already been communicated to all Banks. The latest performance report under PMEGP for the year is as below: Target for the year Sponsored to the financing banks Sanctioned by financing banks A/C M.M (Lakhs) EMP. A/C M.M (Lakhs) A/C M.M (Lakhs) Under PMEGP Scheme the Projects involving margin money amount of Rs lakhs have been sanctioned during the current financial year as on date. All the Banks are here by requested to speed up the process of sanctioned the projects so as to achieve the target of Rs lakhs. The participation in the PMEGP programme for SC & ST applicants are not up to expectation during current financial year. Only lakhs under SC Sub Plan and Rs lakhs under ST sub Plan have been disbursed as margin money against the target of Rs lakhs under SC and Rs lakhs ST category respectively. The bankers are requested to sanction and disbursed more number of projects of these category applicants. Since EDP training has been made to mandatory before the disbursement of 1 st installment of loan under PMEGP, RSETIs and RUDSETI are requested to complete the EDP training programme of these applicants on priority basis. The Financing Banks are also requested to sponsor PMEGP applicants whose loan have been sanctioned to undergo this training well in advance. So that applicants are not deprived of loan under PMEGP during current financial year for EDP training only. 28

32 It has been observed that margin money claims remain unsettled at the Nodal Branch level in spite of availability of sufficient fund with them due to many reasons. Since the financial year is approaching end, utmost care to be taken by the financing banks to submit the margin money claims with complete documentation well in advance and at the same time it is to be ensure that such claims are settled immediately. Some of the Districts such as Puri, Khurda, Dhenkanal, Angul etc. the PMEGP Scheme has been implemented successfully where as in some Backward districts like Rayagada, Nabarangpur, Kalahandi, Nuapada, Malkangiri, Koraput etc. very few applications are received and so also the position of sanctioned and disbursement. The co-ordination with Govt. Departments such as SC, ST Corporation, Social Welfare Department are necessary to generate a good nos. of applications under special drive. B) National Urban Livelihood Mission (NULM) Information on Self Employment Programme (SEP) component of NULM for the year ULB wise and Bank wise information under Bankable components of NULM like SEP (Individual), SEP (Group) and SEP (SHG- Bank Linkage) is available at Annexure 33. National Urban Livelihood Mission (NULM). As we are aware, the Ministry is implementing the NULM since September, 2013, with the primary objective of reducing the poverty and vulnerability of urban poor house hold. The Self Employment Programme (SEP) compared of the Mission aims a providing loans at subsidized rate for setting up of individual and group Micro Enterprise. Ministry of Housing & Urban Poverty Alleviate Govt. of India has expressed concern on pending cases of applications under SEP component of NULM. Bank wise and Branch wise applications sponsored has been shared by SLBC among the participating banks. It is urgent that banks should take necessary action for easy and timely flow of credit to the urban poor under SEP component of NULM. The Controlling Heads of Banks are requested to kindly impress upon the LDMs/Branch Managers to look into the matter and take necessary action so that annual garget for under all bankable components of NULM are achieved. C) Financing under SC/ST Schemes:- During the financial year , OSFDC has fixed target for financing Sch.Caste and 5300 Sch.Tribes beneficiaries under Credit linked Income Generating Schemes through Banks. It has also been decided to finance SC individual applications during where group applications are not available but the individuals should not be more than 30% of total target of a District. But in case of ST category, there is no limitation for financing individual ST candidates. The District- wise target and achievement till under Sch. Caste and Sch. Tribe Sector are enclosed at Annexure

33 It is reported by OSFDC that as against the target of Sch. Caste and 5300 Sch. Tribe beneficiaries the achievement is only 2796 under Sch. Caste Sector and 538 under Sch. Tribe Sector Till , this is % and 10.15% of total target. Under Sch. Caste Sector against the sponsoring of applications, disbursement has been made in respect of 2796 cases. Similarly under Sh. Tribe Sector against the sponsoring of 3569 applications, disbursement has been made in 358 cases. Hence, banks are requested to sanction and disburse all eligible cases at the earliest. D) Joint Liability Group (JLG):- Total amount disbursed for the period to is Rs crore in accounts against target of and balance outstanding as on is Rs crore in accounts. The achievement made by Banks as on is given in Annexure 35. E) Artisan Credit Card (ACC):- The state of Odisha is having abundant scope for skill development of Rural artisans. Issuance of Artisan Credit Cards should be a priority of Banks & Banks should take steps to finance more under Artisan Credit Card (ACCs) to all eligible persons. During the period of to , the Banks in the state have issued 459 no. of Artisan Credit Cards involving total amount of Rs3.17 crore. The balance outstanding as on is Rs crore against 8119 accounts. The Bank wise achievement is furnished in Annexure 36. F) Swarozgar Credit Card (SCC): SCCs have been issued for the period to The balance outstanding as on is Rs crore against 43699accounts. No SCC has been issued by Private Sector Banks and a few Public Sector Banks. The performance of other Banks is not at all impressive and needs lot of improvement. The Bank wise achievement is furnished in Annexure 37. AGENDA NO. 15 Education Loan All Commercial Banks have disbursed Rs crore in accounts during to The balance outstanding as on is Rs crores in accounts. The Bank wise performance is available at Annexure 38. Odisha State Interest Subvention Scheme (OSISS) on education loan. The salient features of implementation of the scheme has been circulated by SLBC vide its letter No. SLBC/ODI/761/ dated A copy of the Resolution No.2527 dated 17 th November,2015 of Department of Higher Education, Government of Odisha is enclosed at Annexure- 39. The scheme is implemented w.e.f. 1 st April, Loan disbursed by banks prior to shall not be taken into consideration. 30

34 AGENDA NO. 16 Housing Loan Performance of all Banks under Housing Loan as on is given below. Disbursement made during the current year ( to ) Balance outstanding as on No. of A/c Amt. (Crores) No. of A/c Amt. (Crores) Bank wise performance as on is available at Annexure 40. AGENDA NO. 17 Implementation of Prime Minister s New- 15 Point Programme for Welfare of Minorities Progress / Achievement made for Financing under Minority Communities. Ministry of Finance, Govt. of India has advised that the share of credit flow to minority communities of Public Sector Banks (PSB) should be 15% of the Priority Sector Advances. During to , the Banks have extended credit of Rs crore to beneficiaries of minority community. The outstanding balance as on is Rs crore in accounts. Bank wise performance is available at Annexure 41. Lead District Managers have been requested to discuss the matter in DCC meeting and monitor the progress. AGENDA NO. 18 Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) Scheme Progress made by Banks for the last five years. SIDBI, Bhubaneswar has given the following information on CGTMSE Coverage in our state (Year wise). At the end of the year Proposals covered during the year No. of Accounts Amount in Rs. Crore Odisha ranks 10th th among all the States in India in respect of MSME coverage under the guarantee scheme of CGTMSE. Bank-wise analysis reveals that SBI has sanctioned highest quantum of loans followed by Bank of India for the period to District-wise analysis reveals that Khordha has highest coverage followed by Cuttack. Bank wise and District wise CGTMSE coverage approval is available at Annexure

35 AGENDA NO. 19 Disposal of loan applications under various Govt. schemes is available at Annexure- 43. AGENDA NO. 20 Conduct of Financial Literacy Camps A) Financial support under Financial Inclusion Fund to Commercial Bank for organizing Financial Literacy/Awareness camps. NABARD has issued a Circular (No.240/DFIB-33/2015 dated 13 th November 2015) addressed to the Chairman and Managing Director of all Commercial banks as Financial support under Financial Inclusion Fund (FIF) to Commercial Banks for organizing Financial Literacy/Awareness camps. As per the circular, the cost of organizing financial literacy programme can be shared between NABARD and the bank in the ratio of 60:40, subject to maximum of Rs.15,000/- per programme (One-day duration) on grant assistance under FIF. Banks are requested to forward the proposals under the scheme with details, viz. no. of programmes, places and tentative budget for prior approval to the Regional Office of NABARD. B) Financial Literacy Centre (FLCs)- Revised Guidelines (Ref-RBI Circular No. FIDD.FLC.BC.No.18/ / dated January, 14, 2016.) The revised guidelines for Financial Literacy Centres of Lead Banks and Operational guidelines for the conduct of camps by FLC and Rural Branches of Banks have been communicated by RBI to all banks including RRBs. The revised reporting mechanism will be followed by SLBC convener bank, Lead Banks/ Banks. All the Controlling Heads of Banks and Lead District Managers are requested to be guided by the referred circular. A copy of the revised guidelines is enclosed at Annexure 44. C) Mapping of various skilling centres with FLCs. Bank Branches has been done by SLBC. Banks / FLCs have been advised to conduct financial literacy sessions for trainers who will in turn train the participants at the skilling centres in coordination with mapped FLCs / Banks. 32

36 AGENDA NO. 21 District Level Review Committee (DLRC) Meeting. 1. We have been informed by Department of Financial Services, Ministry of Finance, Government of India ( a copy of which is enclosed at Annexure - 45 ) that in a Meeting of member of Parliaments (MPs) taken by the Hon ble Minister of Finance, Govt. of India, concern was expressed by some MPs that they are not being involved in DLRC meetings to the extent required. 2. It is therefore, essential that Lead District Managers should fix the date of DLRC meeting with due regard to the convenience of the representatives of MPS/MLAs etc. and invite MPs/MLAs and involve them in all functions conducted by the banks in the districts, such as opening of new branches, distribution of Kissan Credit Cards etc. as per extant instructions of RBI. 3. It is also requested that the progress of five schemes of Department of Financial Services namely Pradhan Mantri Jan Dhan Yojana (PMJDY), Pradhan Mantri Surakshya Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY), Atal Pension Yojana (APY) and Pradhan Mantri MUDRA Yojana (PMMY) should also be shared with MPs/MLAs. The suggestions and advises with a view to improve the systems and delivery mechanism received from them should also be considered in the DLRC meeting. The Banks with Lead Bank responsibilities are requested to issue necessary instructions their Lead District Managers and other field functionaries in this regard for compliance. AGENDA NO. 22 Calendar of Programme for conducting SLBC Meetings for the year, for the State of Odisha. SLBC has already communicated calendar of programme to all the members of SLBC for conducting SLBC meeting for the year, vide its letter No. SLBC/ODI/981/ dated This may serve as advance intimation for blocking of future dates of Senior functionaries of Banks, State Government, RBI, NABARD etc. and enable them to attend the SLBC meeting. Controlling Heads of Banks & Lead District Managers should submit on line SLBC statement within the cut-off date. The calendar of Programme for conducting SLBC Meeting during the year for the State is enclosed at Annexure AGENDA NO. 23 Any other issue with permission of the Chair. 33

37 Annexure - 1 Roadmap for providing banking services in every village having population below Progress as on 31st August 2015 Name of State/UT: ODISHA Name of RBI Regional Office-Bhubaneswar. SR Name of the Bank Fixed Location Banking through BC visits every week Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = Axis Bank Andhra Bank Allahabad Bank Bank of Baroda Bank of India Canara Bank Central Bank Dena Bank Federal Bank HDFC Bank ICICI Bank IDBI Bank Ltd Indian Bank Indian Overseas Bank Indusind Bank OGB Oriental Bank of Commerce PNB SBH SBI Syndicate Bank UCO Bank Union Bank United Bank of India UGB TOTAL After Deducting the achievements made by banks in districts which are not alloted to them No. of villages allotted Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter Branches BC other modes Grand Total = %ge of Achievement

38 Name of State/UT: ODISHA Roadmap for providing banking services in every village having population below Progress as on 31st August 2015 Name of RBI Regional Office-Bhubaneswar. Annexure - 1 SR Name of the District Branches Fixed Locations Banking through BC visits every week BC Banking through BC visits once in a fortnight Banking through BC visits more than once in a fortnight BCs-sub total = Angul Balasore Bargarh Bhadrakh Bolangir Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam Jagatsinghpur Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Keonjhar khordha Koraput Malkangiri Mayurbhanj Nabarangpur Nayagarh Nuapada Puri Rayagada Sambalpur Sonepur Sundergarh TOTAL After adding achievement made by banks in districts which are not alloted to No. of villages allotted Out of Roadmap prepared for less than 2000, No. of villages where banking outlet opened upto the end of the reporting Quarter other modes Grand Total = %ge of Achievem ent

39 Sl No. Name of Bank Finance under DRI Scheme as on No of applications sponsored No of cases Disbursed from to Out of Which No of cases Disbursed to differently abled persons from to Total Balance Outstanding under DRI as on Annexure - 2 Amount in Crores Balance Outstanding under DRI, financed to differently abled persons as on A/c Amt. A/c Amt. A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd Standard Chartered Bank Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBS Total of Commercial Banks Orissa State Co-Op. Bank Grand Total

40 Annexure - 3 Roadmap - Progress in opening brick & mortar branches in villages with population more than 5000 Name of SLBC Convener Bank: UCO Bank Name of State : Odisha Name of RBI Regional Office: Bhubaneswar Sl No TOTAL Name of the District Statement of progress during the quarter ended.. Name of Scheduled Commercial Banks selected to open brick & mortar branches in villages with population more than 5000 without a bank branch of a scheduled commercial bank. Number of villages allotted No. of villages where brick & mortar branches opened Brick & Mortar branches opened during the quarter ended Total brick & mortar brnaches opened up to the end of the quarter

41 Annexure - 4 PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO NAME OF STATE: ODISHA NO OF ACCOUNTS OPENED SR.NO. BANKS E-KYC WITHOUT AADHAAR SUB TOTAL TOTAL RURAL URBAN RURAL URBAN RURAL URBAN (RURAL+URBAN) 1 PSBs 379, ,584 3,884,507 1,951,195 4,264,000 2,224,779 6,488,779 2 SPONSORED RRBs 0 0 1,164,450 29,694 1,164,450 29,694 1,194,144 3 PRIVATE SECTOR BANKS 1,287 4,998 57, ,081 58, , ,776 4 TOTAL (1+2+3) 380, ,583 5,106,367 2,080,970 5,487,146 2,359,553 7,846,699

42 SL NO NAME OF THE BANK E-KYC NO OF ACCOUNTS OPENED WITHOUT AADHAAR RURAL URBAN RURAL URBAN RURAL URBAN PRADHAN MANTRI JAN DHAN YOJNA PROGRESS REPORT ON NO. OF ACCOUNTS OPENED UNDER PMJDY : UP TO NAME OF STATE:ODISHA TOTAL TOTAL RURAL + URBAN NO OF APPLICATIONS PROCESSED RURAL URBAN TOTAL RURAL + URBAN NO. OF PMJDY ACCOUNTS WITH ZERO BALANCE TOTAL DEPOSIT OF PMJDY ACCOUNTS (Lacs) AADHAAR SEEDED ACCOUNTS RUPAY CARD ISSUED RUPAY CARD ACTIVATED RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN RURAL URBAN 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd Bandhan Bank City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL Annexure - 4 PASSBOOKS ISSUED

43 Annexure - 5 Number of Households having Basic Savings Bank Deposit Accounts(BSBDA) as on % of Rupay No Of BSBD No. of POS BSBD A/Cs RuPay Cards Aadhaar Seeding Sl.No BankName Card Issued to A/Cs With Machines Opened Issued % BSBD A/Cs Aadhaar No Installed 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank #DIV/0! 0 40 The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total of Commercial Banks

44 Sl.No Annexure - 5 Number of Households having Basic Savings Bank Deposit Accounts(BSBDA) as on DistrictName BSBD A/Cs Opened RuPay Cards Issued % of Rupay Card Issued to BSBD A/Cs No Of BSBD A/Cs With Aadhaar No Aadhaar Seeding % No. of POS Machines Installed 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

45 O D I S H A Performance of Banks under Social Security Schemes as on Annexure - 6 Pradhan Mantri Suraksha Bima Yojana - PMSBY Pradhan Mantri Jeevan Jyoti Bima Yojana - PMJJBY Atal Pension Yojana - APY Sl BANKS Urban Rural Total Total Urban Rural Total Total Urban Rural Total Total Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives Male Female Male Female Male Female Lives 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank Ltd DCB Federal Bank HDFC Bank ICICI Bank Indus Ind Bank ING Vysya Bank Karnataka Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank The South Indian Bank Ltd YES Bank Odisha Gramya Bank Utkal Grameen Bank Orissa State Co-Op. Bank TOTAL

46 Annexure - 7

47 BANKS Performance under MUDRA from to Annexure - 8 Sishu Kishore Tarun TOTAL (Lacs) Target Branches Achvmnt % A/C Amt A/C Amt A/C Amt A/C Amt Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank Axis Bank Ltd City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Odisha Gramya Bank Utkal Gramya Bank Orissa State Co-Op. Bank Grand Total

48 Sl No District No. of Distributors No. of LPG Consumers DBTL Status of Odisha as on LPG Aadhaar Seeding % LPG Aadhaar Seeding Bank Aadhaar Seeding (ATC) % Bank Aadhaar Seeding (ATC) BTC Count Bank Account Seeding Verified (BTC) Overall % CTC (ATC+BTC) Overall Annexure - 9 CTC (ATC+BTC) Overall % 1 ANGUL ,384 77, , , , BALASORE , , , , , BARGARH 14 66,746 26, , , , BHADRAK ,416 48, , , , BOLANGIR 22 70,428 43, , , , BOUDH 4 14,321 11, , , , CUTTACK , , , , , DEOGARH 5 11,595 7, , , , DHENKANAL ,659 68, , , , GAJAPATI 4 45,644 25, , , , GANJAM , , , , , JAGATSINGHPUR 19 91,050 64, , , , JAJPUR ,704 54, , , , JHARSUGUDA 8 48,138 25, , , , KALAHANDI 11 48,958 18, , , , KANDHAMAL 9 21,595 6, , , , KENDRAPARA ,230 60, , , , KEONJHAR ,066 53, , , , KHORDHA , , , , , KORAPUT 16 73,237 34, , , , MALKANGIRI 2 12,458 4, , , , MAYURBHANJ 18 88,478 35, , , , NABARANGPUR 11 25,904 16, , , , NAYAGARH 16 83,153 50, , , , NUAPADA 9 20,957 13, , , , PURI ,384 89, , , , RAYAGADA 15 62,249 33, , , , SAMBALPUR 17 74,753 23, , , , SONEPUR 8 32,200 15, , , , SUNDARGARH ,218 81, , , , Total 549 3,151,659 1,723, ,386, ,477, ,864,

49 Aadhaar Generation Report as on Annexure - 10 Sl No Name of the District District Total Enrolments % Aadhaar UID% on Balance Aadhaar Population Enrolments on Population Generated Population Aadhaar to be Rejections 1 ANGUL BALASORE BARGARH BHADRAKH BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHORDHA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

50 DETAILS OF LOAN SANCTIONED UNDER VARIOUS SECTOR VIS-À-VIS INTEREST SUBVENTION CLAIMED BY PRIVATE SECTOR BANKS Crop Loan Term Loan Fishery Disbursement made Sl.No BankName Apr- Sept,15 Interest subvention claimed to Disbursement made Apr- Sept,15 Interest subvention claimed to Disbursement made Apr- Sept,15 Interest subvention claimed to Disbursement made Annexure - 11 (Amt. in Rs. Crore) Dairy Apr- Sept,15 Interest subvention claimed 1 Axis Bank Ltd to Capital Subsidy PDE claimed to Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Other Private Sector Banks Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks

51 Priority Sector Advance Non-priority Advance Total Advance Outstanding NPA Outstanding NPA Outstanding NPA Sl No. Bank Name % of NPA to % of NPA to % of NPA to Amt Amt total Outstanding Amt Amt total Outstanding Amt Amt total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Annexure Axis Bank Ltd Bandhan Bank #DIV/0! City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total Private Sector Banks NPA position as on under various sectors Amt in Crores Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

52 Sl No. Bank Name Amount Amount Short term crop productions Agriculture Term Loans Allied Activities Advances Total Agricultere Advance(Direct) Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding Amount Amount % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! Bhartiya Mahila Bank #DIV/0! Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! State Bank of India State Bank of Mysore #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Annexure - 12 Amt in Crores Axis Bank Ltd Bandhan Bank #DIV/0! City Union Bank #DIV/0! #DIV/0! DCB Bank Ltd Federal Bank #DIV/0! HDFC Bank ICICI Bank Indus Ind Bank #DIV/0! #DIV/0! Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! Yes Bank #DIV/0! #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks NPA position as on under various sectors Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

53 Sl No. Bank Name MSE Sector Advance Education Loan Advance Housing Loan Advance Other Priority Sector Advance Outstanding NPA Outstanding NPA Outstanding NPA Outstanding NPA Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding Amt Amt % of NPA to total Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank #DIV/0! 12 Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur #DIV/0! 18 State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! 30 DCB Bank Ltd #DIV/0! Federal Bank #DIV/0! 32 HDFC Bank ICICI Bank Indus Ind Bank #DIV/0! #DIV/0! 35 Karnatak Bank Ltd Karur Vysya Bank #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd Yes Bank #DIV/0! #DIV/0! #DIV/0! Total Private Sector Banks NPA position as on under various sectors Annexure - 12 Amt in Crores Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks GrandTotal

54 NPA position as on under various sectors SHG PMRY PMEGP SJSRY/SGSY WCC DRI NPA NPA NPA NPA NPA Outstanding Outstanding Outstanding Outstanding Outstanding Outstanding NPA Sl No. Bank Name % of NPA to total % of NPA to total % of NPA to total % of NPA to total % of NPA to total % of NPA to total Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Amount Outstanding Outstanding Outstanding Outstanding Outstanding Outstanding 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Bhartiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Dena Bank #DIV/0! #DIV/0! #DIV/0! IDBI Bank #DIV/0! Indian Bank #DIV/0! Indian Overseas Bank Oriental Bank of Commerce #DIV/0! Punjab & Sind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 16 Punjab National Bank #DIV/0! State Bank of B & J #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India #DIV/0! Vijaya Bank #DIV/0! Total Public Sector Banks Axis Bank Ltd #DIV/0! #DIV/0! #DIV/0! Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 31 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 32 HDFC Bank #DIV/0! #DIV/0! #DIV/0! 33 ICICI Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 34 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 36 Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 38 Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Banks #DIV/0! #DIV/0! Odisha Gramya Bank #DIV/0! #DIV/0! 43 Utkal Grameen Bank #DIV/0! #DIV/0! Total Of RRBs #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total of Co-operative Banks #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! GrandTotal Annexure - 12 Amt in Crores

55 Sl.No BankName Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected Annexure - 12 Amount in Crores 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 6 Bhartiya Mahila Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 7 Canara Bank Central Bank of India Corporation Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 10 Dena Bank #DIV/0! #DIV/0! IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank #DIV/0! #DIV/0! State Bank of Bikaneer & Jaipur #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 18 State Bank of Hyderabad #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 19 State Bank of India State Bank of Mysore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 31 Federal Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! HDFC Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! ICICI Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 34 Indus Ind Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 35 Karnatak Bank Ltd #DIV/0! #DIV/0! Karur Vysya Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 37 Kotak Mahindra Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 38 Laxmi Vilas Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Sector / Scheme wise Recovery / Overdue position as on Crop Loan Agriculture Term Loan Allied activities advances Total Agriculture advance % Of Recovery Orissa State Co-Op. Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! Grand Total % Of Overdue

56 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Annexure - 12 Sector / Scheme wise Recovery / Overdue position as on Amount in Crores MSME Sector Advance Education loan Advance Housing loan Advance Other Priority Sector Advance Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

57 Total Priority Sector Sector / Scheme wise Recovery / Overdue position as on Non Priority Sector Loans Total Advance Annexure - 12 Amount in Crores Sl.No BankName Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0!

58 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaneer & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Bank Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank 44 Orissa State Co-Op. Bank Grand Total Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Sector / Scheme wise Recovery / Overdue position as on SHG PMRY/PMEGP SJSRY WCC DRI Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery Amount Collected % Of Recovery % Of Overdue Total Demand for Recovery #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! Amount Collected Annexure - 12 Amount in Crores % Of Recovery % Of Overdue

59 Sl No. Annexure - 13 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF OPDR ACT AS ON Pending Age-wise Name of Bank A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL Cases filed during the quarter Total cases filed Cases settled (Amt in Crores) Cases pending at the end of the quarter 1-3 yr. > 3 yr < 1yr.

60 Annexure - 13 PARTICULARS OF CASES FILED WITH COMPETENT AUTHORITY UNDER THE PROVISION OF ORISSA AGRICULTURE CREDIT OPERATION & MISC PROVISION(BANKS) ACT AS ON (Amt in Crores) Pending Age-wise Sl No. Name of Bank Cases filed Total cases during the filed quarter Cases settled Cases pending at the end of the quarter A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Bank GRAND TOTAL < 1yr. 1-3 yr. > 3 yr

61 Annexure - 13 District Wise Breakup of Pending Cases under OPDR and OACO & MPBA (Amt in Crores) Sl.No DistrictName Under OPDR Under OACO & MPBA A/C Amt A/C Amt 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

62 Annexure - 14 Bank Wise Branch Network as on Sl Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks Grand Total

63 Annexure - 14 District Wise Branch Network as on Sl Name Of District Urban Semi-Urban Rural Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

64 Annexure - 15 Bank Wise Branch Opened from to Sl Name Of Bank Urban Semi-Urban Rural Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total of Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-Operative Banks Grand Total

65 Annexure - 15 District Wise Branch Opened from to Sl No. Name Of District Urban Semi-Urban Rural Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

66 Bank Wise Position of ATMs as on Annexure - 16 Total no of Off Site ATMs Total no of On Site ATMs Sl No Name of the Bank Total(1+2) Rural Semi-Urban Urban Total(1) Rural Semi-Urban Urban Total(2) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total of Co-operative Banks Total

67 District Wise Position of ATMs as on Annexure - 16 Total no of Off Site ATMs Total no of On Site ATMs Sl No. Name of District Grand Total Rural Semi Urban Urban Total Rural Semi Urban Urban Total 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total

68 No. of Branches Total Deposit Advance Utilized in The State Advance Sanctioned & Utilized in the State Total P.S. Advance Total Finance to Agril Advance to MSME Advance to Services Sector Total Adv. to Weaker Section Total Adv. to DRI Advance to Women Total Adv. to SC/ST Investment In state govt. Bonds BANKING KEY INDICATOR AS ON Annexure - 17 Amount in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

69 No. of Branches GROSS NPA % of NPA to Total Advance CD Ratio % of P.S Adv to Total Adv % of Agril Finance to Total Advance % of Adv. To Weaker Section to PS Adv. % of DRI Advance to Total Advance % of Advance to Women to Total Advance Creadit & Investment/Deposit ratio BANKING KEY INDICATOR AS ON Annexure - 17 Amt.in Crores Sl No. Name of Bank 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank #DIV/0! The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative bank GRAND TOTAL

70 Sl No. BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON (Amt. in Crores) Name of Bank Rural No. of Branches Deposit Advance CD Ratio No. of Branches Semi Urban Annexure - 18 Deposit Advance CD Ratio 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra #DIV/0! Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J #DIV/0! #DIV/0! 18 State Bank of Hyderabad State Bank of India State Bank of Mysore #DIV/0! 21 State Bank of Travancore #DIV/0! #DIV/0! 22 Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank #DIV/0! #DIV/0! 30 DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! #DIV/0! 39 Standard Chartered Bank #DIV/0! #DIV/0! 40 The South Indian Bank Ltd #DIV/0! 41 Yes Bank #DIV/0! #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) #DIV/0! #DIV/0! Total Commercial Banks Orissa State Co-Op. Bank Total of Co-op Bank Grand Total

71 Sl No. BANK-WISE & AREA WISE DEPOSITS ADVANCES & CD RATIO AS ON Urban Name of Bank No. of Branches Deposit Advance CD Ratio Total No of Branches Annexure - 18 Deposit Advance CD Ratio 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI BANK Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of india United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs RIDF(NABARD) Total Commercial Banks #DIV/0! #DIV/0! Orissa State Co-Op. Bank Total Amt.in Crores Total of Co-op Bank Grand Total

72 Annexure - 19 BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P.) Report For LBS MIS Priority Sector for the quarter ended December 2015 STATE:ODISHA Amount in Crores Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal Sl.No BankName T A % T A % T A % T A % T A % T A % 1 Allahabad Bank Andhra Bank Bank Of Baroda Bank Of India Bank Of Maharastra Bharatiya Mahila Bank #DIV/0! #DIV/0! Canara Bank Central Bank Of India Corporation Bank Dena Bank #DIV/0! IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank Of Commerce Punjab & Sind Bank #DIV/0! Punjab National Bank State Bank of B & J #DIV/0! State Bank of Hyderabad #DIV/0! State Bank Of India State Bank of Mysore #DIV/0! #DIV/0! State Bank of Travancore #DIV/0! #DIV/0! #DIV/0! Syndicate Bank UCO Bank Union Bank United Bank Of India Vijaya Bank #DIV/0! Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 30 DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd #DIV/0! Karur Vysya Bank #DIV/0! Kotak Mahindra Bank Ltd #DIV/0! Laxmi Vilas Bank #DIV/0! Other Private Sector Banks #DIV/0! #DIV/0! #DIV/0! Standard Chartered Bank #DIV/0! #DIV/0! The South Indian Bank Ltd #DIV/0! Yes Bank #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks O S C B Grand Total

73 Annexure - 19 BANK WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P.) Report For LBS MIS Priority Sector for the quarter ended December 2015 STATE:ODISHA MSE Education Housing Others Total Amount in Crores Sl.No BankName T A % T A % T A % T A % T A % 1 Allahabad Bank Andhra Bank Bank Of Baroda Bank Of India Bank Of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank Of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank Of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank Of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank Of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank #DIV/0! #DIV/0! #DIV/0! #DIV/0! #DIV/0! 29 City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Other Private Sector Banks #DIV/0! Standard Chartered Bank The South Indian Bank Ltd Yes Bank #DIV/0! Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Banks O S C B Grand Total

74 DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P) Report For LBS MIS Priority Sector for the quarter ended December 2015 STATE:ODISHA Annexure - 19 Amount in Crores Crop Loan Term Loan Allied Loan Agril.& Allied-Direct Agril.& Allied-InDirect Agril.& Allied-SubTotal Sl No DistrictName T A % T A % T A % T A % T A % T A % 1 ANGUL #DIV/0! BALASORE #DIV/0! BARGARH #DIV/0! BHADRAK #DIV/0! BOLANGIR BOUDH #DIV/0! CUTTACK #DIV/0! #DIV/0! DEOGARH #DIV/0! DHENKANAL #DIV/0! GAJAPATI GANJAM JAGATSINGHPUR #DIV/0! JAJPUR #DIV/0! JHARSUGUDA KALAHANDI KANDHAMAL #DIV/0! KENDRAPARA #DIV/0! KEONJHAR KHURDA KORAPUT #DIV/0! MALKANGIRI #DIV/0! MAYURBHANJ #DIV/0! #DIV/0! NABARANGPUR NAYAGARH #DIV/0! NUAPADA #DIV/0! PURI RAYAGADA SAMBALPUR SONEPUR #DIV/0! SUNDARGARH #DIV/0! Grand Total

75 DIST WISE/BROAD SECTOR-WISE ACHIEVEMENT UNDER ANNUAL CREDIT PLAN (A.C.P) Report For LBS MIS Priority Sector for the quarter ended December 2015 STATE:ODISHA MSE Education Housing Others Total Annexure - 19 Amount in Crores Sl No DistrictName T A % T A % T A % T A % T A % 1 ANGUL BALASORE BARGARH BHADRAK BOLANGIR BOUDH CUTTACK DEOGARH DHENKANAL GAJAPATI GANJAM JAGATSINGHPUR JAJPUR JHARSUGUDA KALAHANDI KANDHAMAL KENDRAPARA KEONJHAR KHURDA KORAPUT MALKANGIRI MAYURBHANJ NABARANGPUR NAYAGARH NUAPADA PURI RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Grand Total

76 Financing under Agriculture as on Crop Loan Agricultural Term Loan Annexure - 20 Amt in Crores Sl No. Name Of Bank Target(15-16) Disbursement ( to ) Balance Outstanding as on Target(15-16) Disbursement ( to ) Balance Outstanding as on No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

77 Sl No. FINANCING UNDER KISSAN CREDIT CARD SCHEME UP TO Name of Bank Annexure to A/c Amt. A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL No. of KCC issued from to Total amount disbursed in KCC(Fresh+Existing)during (Amount in Crores) Balance O/S as on

78 Sl No. Name of Bank Financing under various Allied Agriculture schemes as on Disbursement ( to ) Disbursement ( to ) Balance outstanding as on Disbursement ( to ) Balance outstanding as on Disbursement ( to ) Annexure - 22 Amount in Crores Dairy(Including DEDS) Poultry Fishery Others(Goatery,Piggery etc.) Balance outstanding as on Balance outstanding as on A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt A/c Amt A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank Total of Co-operative Banks Grand Total

79 AGRICULTURE INSURANCE COMPANY OF INDIA LTD. REGIONAL OFFICE BHUBANESWAR STATEMENT OF CROP LOAN DISBURSED & INSURED UNDER NAIS FOR KHARIF 2015 SEASON Figures in Crores Annexure - 23 SL NO BANK NAME Number of Farmers Areas Insured in Hect. Sum Insured In Rs. Gross Premium In Net Premium Rs. Subsidy In Rs. Net Premium Payable In Rs. Crop Loan Coverage/ Sum Insured In Crores Crop Loan Disbursed from April to September i.e. Kharif Season Crop Loan Coverage/ Sum Insured % of Coverage 1 ALLAHABAD BANK ANDHRA BANK BANK OF BARODA BANK OF INDIA BANK OF MAHARASTRA BHARATIYA MAHILA BANK CANARA BANK CENTRAL BANK OF INDIA CORPORATION BANK DENA BANK IDBI BANK INDIAN BANK INDIAN OVERSEAS BANK ORIENTAL BANK OF COMMERCE PUNJAB & SIND BANK PUNJAB NATIONAL BANK STATE BANK OF B & J STATE BANK OF HYDERABAD STATE BANK OF INDIA STATE BANK OF MYSORE STATE BANK OF TRAVANCORE SYNDICATE BANK UNION BANK OF INDIA UNITED BANK OF INDIA UNITED COMMERCIAL BANK VIJAYA BANK TOTAL PUBLIC SECTOR BANKS AXIS BANK BANDHAN BANK CITY UNION BANK DCB BANK THE FEDERAL BANK HDFC BANK LIMITED ICICI BANK INDUS IND BANK KARNATAKA BANK LTD KARUR VYSYA BANK KOTAK MAHINDRA BANK LAXMI VILAS BANK OTHER PRIVATE SECTOR BANK STANDARD CHARTERED BANK THE SOUTH INDIAN BANK YES BANK TOTAL PRIVATE SECTOR BANK ODISHA GRAMYA BANK UTKAL GRAMYA BANK TOTAL RRBs OSCB GRAND TOTAL

80 Sl. No. Credit Flow to Micro Small Medium Enterprises(MSME)Sectors from to Name of Bank No.Of Branches Annexure - 24 Amt.in Crores Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of CoOps Grand Total

81 Annexure - 24 Credit Flow to Micro,Small & Medium Enterprises(MSME)Sectors-Balance Outstanding as on Amount in Crores Sl. No. of Micro Enterprises Small Enterprises Medium Enterprises Total MSME Sector Name of Bank No. Branches A/C Amt A/C Amt A/C Amt A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Gramya Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank Total of Coops Grand Total

82 Sl. No. CREDIT FLOW TO MSME(MANUFACTURING)SECTOR FOR THE QUARTER ENDED DECEMBER 2015 MICRO ENTERPRISES SMALL ENTERPRISES MEDIUM ENTERPRISES Name of Bank (MANUFACTURING) (MANUFACTURING) (MANUFACTURING) A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Balance Outstanding No of cases disbursed Balance Outstanding TOTAL MSME (MANUFACTURING) SECTOR No of cases disbursed Annexure - 24 Balance Outstanding Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks No of cases disbursed Balance Outstanding No of cases disbursed Amount in Crores Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

83 Sl. No. CREDIT FLOW TO MSME(SERVICES)SECTOR FOR THE QUARTER ENDED DECEMBER 2015 MICRO ENTERPRISES SMALL ENTERPRISES MEDIUM ENTERPRISES TOTAL MSME (SERVICES) (SERVICES) (SERVICES) (SERVICES) SECTOR Name of Bank Annexure - 24 No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding No of cases disbursed Balance Outstanding Amount in Crores A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

84 Annexure - 24 Micro Manufacturing enterprises having investment in plant and machinery up to Rs lacs and micro service enterprises having investment in equipment upto Rs.4.00 lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank Ciy Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

85 Annexure - 24 Micro Manufacturing enterprises having investment in plant and machinery Above Rs lacs and upto Rs lacs and micro service enterprises with investment in equipment above Rs.4.00 lacs and upto Rs lacs Sl.No Bank Name Financed During the year( to ) Balance Outstanding as of No Amt (in Cr.) No Amt (in Cr.) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total Of RRBs Total Commercial bank Orissa State Co-Op. Bank Grand Total

86 Annexure - 25 EXTRACT OF INDUSTRIAL POLICY RESOLUTION 2015 EXTRACT OF ORISSA MSME DEVELOPMENT POLICY 2009

87 Annexure - 26 RSETI BPL/NRLM Target group Training Achievement as on 31st December 2015 Sl. No Name of Bank RSETI District Target Achievement % Achievement 1 Andhra Bank Gajapati Andhra Bank Ganjam Sub Total Bank of India Keonjhar Bank of India Mayurbhanj Sub Total Central Bank Deogarh RUDSETI Khurda SBI Rayagada SBI Nabrangapur SBI Subarnapur SBI Bargarh SBI Jajpur SBI Kalahandi SBI Nuapada SBI Sambalpur SBI Koraput SBI Boudh SBI Malkangiri SBI Kandhamal SBI Sundergarh SBI Jharsuguda SBI Bolangir SBI Nayagarh SBI Kendrapara Sub Total UCO Bank Angul UCO Bank Bhadrak UCO Bank Jagatsinghpur UCO Bank Dhenkanal UCO Bank Cuttack UCO Bank Balasore UCO Bank Puri Sub Total Total Source: RSETI MIS Website

88 S No Annexure - 27 RSETI residential training and building construction status Sponsoring Bank Districts Residential Training Facility Issue of Permissive Possession Building construction status Angul No Yes Not started Balasore No Yes Completed Bhadrak No Yes Started 1 UCO Bank Cuttack No No Not started Dhenkanal Yes No Not started Jagatsinghpur No Yes Not started Puri No No Not started Bargarh Yes Yes Started Bolangir Yes Yes Started Boudh Yes Yes Started Jajpur Yes Yes Completed Jharsuguda Yes Not applicable Not applicable Kalahandi Yes Yes Started Kandhamal Yes Yes Started Kendrapara Yes Yes Completed 2 SBI Koraput Yes Yes Started Malkangiri Yes Yes Started Nabrangapur Yes Yes Started Nayagarh Yes Yes Completed Nuapada Yes Yes Started Rayagada Yes Yes Started Sambalpur Yes Yes Started Subarnapur Yes Yes Started Sundergarh Yes Yes Started 3 Andhra Bank 4 BOI Gajapati Yes Yes Not started Ganjam Yes Yes Started Keonjhar Yes Yes Completed Mayurbhanj Yes Yes Completed 5 CBI Deogarh Yes Yes Not started 6 RUDSETI Yes Not applicable Completed

89 Annexure- 28 DISTRICT WISE STATUS OF CANDIDATES SHOWN INTEREST FOR LIVELIHOODS UNDER SELF EMPLOYMENT THROUGH RSETI Sl. No District No. of blocks covered Number of GPs covered Number of HH covered Number of rural youth interested 1 Angul Bolangir Balasore Bargarh Bhadrak Boudh Cuttack Deogarh Dhenkanal Gajapati Ganjam Jajpur Jharsuguda Kalahandi Kandhamal Kendrapara Keonjhar Khurda Koraput Malkangiri Mayurbhanj Nabarangpur Nayagarh Puri Rayagada Sambalpur Sonepur Sundargarh TOTAL

90 Finance under Weavers Credit Card as on Annexure - 29 Amount in Crores No.of cards issued from( Balance outstanding as on Sl No. Name of Bank Target to ) A/C Amt. A/C Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL

91 SHG-Bank Linkage Status upto 31st December 2015 Annexure - 30 S.No Bank Name Target (Annual) Achievement as on 31st December 2015 % Achievement (Quarterly) Achievement (Q3) Previous Year % Growth Q1 (15-16)compared last year Average Loan Size Physical Financial Phy Fin (Lakhs) Phy Fin Phy Fin (Lakhs) Phy Fin 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharashtra Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab National Bank Punjab & Sind Bank State Bank of India Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total of Public Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs O S C B HDFC Bank ICICI Bank IndusInd Bank Axis Bank DCB Bank Ltd Federal Bank Karur Vysya Bank Total of Private Banks Total

92 Annexure - 31 BANK WISE ABSTRACT ON APPLICATIONS SPONSORED UNDER THE SCHEME "Modernization & Technical Upgradation of Handicraft Industries" Sl. No. Name of the Bank No. of Applications Sponsored No. of Applications Sanctioned No. of Applications Pending No of Applications Returned 1 State Bank of India UCO Bank Odisha Gramya Bank Canara Bank Punjab National Bank Utkal Grameen Bank Andhra Bank Bank of Baroda Bank of India Union Bank of India Indian Bank Syndicate Bank United Bank of India Indian Overseas Bank Allahabad Bank Central Bank of India IDBI Bank BBCCB SDCC ICICI Bank TOTAL

93 Annexure - 32 BANK WISE ABSTRACT ON Rehabilitation of Handicraft Artisans (RHA) Sl. No. Name of the Bank No. of Applications Sponsored No. of Applications Sanctioned No. of Applications Pending No of Applications Returned 1 State Bank of India Utkal Grameen Bank UCO Bank Odisha Gramya Bank Andhra Bank Bank of Baroda Punjab National Bank Canara Bank Syndicate Bank United Bank of India Bank of India AUCCB Allahabad Bank Central Bank of India Indian Bank Indian Overseas Bank Union Bank of India IDBI Bank SDCCB OBC NDCCB Bank of Maharashtra KCCB TOTAL

94 Annexure 33 Status of Bank wise Applications Sponsored, Disbursed & Pending under SEP Component of NULM during (as on )

95 Annexure 33 Status of District & ULB wise Applications Sponsored, Disbursed & Pending under SEP Component of NULM during (as on )

96 Annexure 34

97 Annexure 34

98 Sector wise financing to Scheduled Caste Crop Loan Agriculture Term Loan Allied Sector Annexure - 34 Amt in Cr. MSME Sl.No BankName No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on

99 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Education Loan Disbursement made during the Current year ( to Balance Outstanding as on Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Caste Housing Loan Other-Priority Sector Balance Outstanding as on Disbursement made during the Current year ( to Balance Outstanding as on Non-Priority Sector Loan Disbursement made during the Current year ( to Balance Outstanding as on Annexure - 34 Amt in Cr. Total Disbursement made during the Balance Current year Outstanding as on ( to ) ) ) ) No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

100 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank DRI Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Caste PMEGP SHG Disbursement Balance made during the Outstanding as Current year on ( to Balance Outstanding as on WCC Disbursement made during the Current year ( to Balance Outstanding as on Annexure - 34 Amt in Cr. SJSRY Disbursement made during the Balance Current year Outstanding as on ( to ) ) ) No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

101 Annexure - 34 Sector wise financing to Scheduled Tribe Amt in Cr. Crop Loan Agriculture Term Loan Allied Sector MSME Sl.No BankName Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaner & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRBs Total Commercial Bank

102 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Education Loan Balance Outstanding as on Disbursement made during the Current year ( to ) Annexure - 34 Sector wise financing to Scheduled Tribe Amt in Cr. Housing Loan Other-Priority Sector Non-Priority Sector Loan Total Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt

103 Sl.No BankName 1 Allahabad Bank 2 Andhra Bank 3 Bank of Baroda 4 Bank of India 5 Bank of Maharastra 6 Bhartiya Mahila Bank 7 Canara Bank 8 Central Bank of India 9 Corporation Bank 10 Dena Bank 11 IDBI Bank 12 Indian Bank 13 Indian Overseas Bank 14 Oriental Bank of Commerce 15 Punjab & Sind Bank 16 Punjab National Bank 17 State Bank of Bikaner & Jaipur 18 State Bank of Hyderabad 19 State Bank of India 20 State Bank of Mysore 21 State Bank of Travancore 22 Syndicate Bank 23 UCO Bank 24 Union Bank of India 25 United Bank of India 26 Vijaya Bank Total Public Sector Bank 27 Axis Bank Ltd 28 Bandhan Bank 29 City Union Bank 30 DCB Ltd 31 Federal Bank 32 HDFC Bank 33 ICICI Bank 34 Indus Ind Bank 35 Karnatak Bank Ltd. 36 Karur Vysya Bank 37 Kotak Mahindra Bank Ltd 38 Laxmi Vilas Bank 39 Standard Chartered Bank 40 The South Indian Bank Ltd. 41 Yes Bank Total Private Sector Bank 42 Odisha Gramya Bank 43 Utkal Grameen Bank Total RRBs Total Commercial Bank Disbursement made during the Current year ( to ) Sector wise financing to Scheduled Tribe DRI PMEGP SHG Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on Annexure - 34 Amt in Cr. SJSRY No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt No Amt WCC Disbursement made during the Current year ( to ) Balance Outstanding as on Disbursement made during the Current year ( to ) Balance Outstanding as on

104 Sl No. Financing under Joint Liability Groups(JLG) as on Name of Bank Physical Target A/C A/c Amt. A/c Amt A/c Amt A/c Amt No Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Annexure Odisha Gramya Bank Utkal Grameen Bank Total of RRBS Total of Commercial Banks Balance Outstanding as on Orissa State Co-Op. Bank Total of Co-operative Banks GRAND TOTAL Applications Sanctioned from to Application Disbursed from to Out of which, Repeat Assistance Amount in Crores Balance Outstanding

105 Sl No. PROGRESS UNDER ARTISAN CREDIT CARD AS OF Name of Bank Disbursement made from to Annexure - 36 Amount in Crores Balance Outstanding as on A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks

106 Sl No. PROGRESS UNDER SWAROZGAR CREDIT CARD AS OF Name of Bank Annexure - 37 Amount in Crores A/c Amt. A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Disbursement made from to Balance Outstanding as on Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL

107 Sl No. PROGRESS UNDER EDUCATION LOAN AS OF Name of Bank Disbursement made from to Balance Outstanding as on Amount in Crores Annexure - 38 A/c Amt. A/c Amt Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL NPA

108

109

110

111

112

113 Sl No. PROGRESS UNDER HOUSING LOAN AS OF Name of Bank Disbursement made from to Balance Outstanding as on Annexure - 40 Amount in Crores A/c Amt. A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total of Commercial Banks Orissa State Co-Op. Bank GRAND TOTAL NPA

114 CREDIT FACILITY TO MINORITY COMMUNITY AS ON Annexure - 41 Amount in Crores SIKHS MUSLIMS CHRISTIANS TOTAL Sl. No. Name of Bank Disbursementfrom Balance outstanding Disbursementfrom Balance outstanding as Disbursementfrom Balance outstanding as on Disbursementfrom Balance outstanding as to as on to on to to on A/c Amt. A/c Amt. A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt A/c Amt 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of B & J State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank of India United Bank of India Vijaya Bank Total Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank Total of RRBs Total Commercial Banks Orissa State Co-Op. Bank OSCARD Bank Total Co-Operative Banks Grand Total

115 Annexure - 42 Sl No District Name Approvals Approved Amount (in Rs. Lakh) Bank Name Approvals Approved Amount (in Rs. Lakh) 1 ANGUL ALLAHABAD BANK BALASORE ANDHRA BANK BARGARH AXIS BANK BHADRAK BANK OF BARODA BOLANGIR BANK OF INDIA BOUDH BANK OF MAHARASHTRA CUTTACK BHARTIYA MAHILA BANK DEOGARH CANARA BANK DHENKANAL CENTRAL BANK OF INDIA GAJAPATI CORPORATION BANK GANJAM DENA BANK JAGATSINGHPUR INDIAN BANK JAJPUR INDIAN OVERSEAS BANK JHARSUGUDA KARNATAKA BANK LTD KALAHANDI ORIENTAL BANK OF COMMERCE KANDHAMAL PUNJAB & SIND BANK KENDRAPARA PUNJAB NATIONAL BANK KEONJHAR S I D B I KHORDHA STATE BANK OF BIKANER & JAIPUR KORAPUT STATE BANK OF HYDERABAD MALKANGIRI STATE BANK OF INDIA MAYURBHANJ SYNDICATE BANK NABARANGAPUR UCO BANK NAYAGARH UNION BANK OF INDIA NUAPADA VIJAYA BANK PURI STATE BANK OF PATIALA RAYAGADA SAMBALPUR SONEPUR SUNDARGARH Total CGTMSE - Odisha ( to ) Total

116 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) Sl Parameters 1 2 3= =(3-4-5) 1 Crop Loan Agricultural Term Loan Dairy Fishery DRI MSME WCC KCC ACC SCC PMEGP NULM SHG SCST

117 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) Crop Loan Agricultural Term Loan Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

118 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) Dairy Fishery Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

119 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) DRI MSME Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

120 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) WCC KCC Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

121 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) ACC SCC Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

122 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) PMEGP NULM Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

123 Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Backlog, if any No of Applications received from to Total No. of Applications (including backlog) No of Applications sanctioned No. of Applications returned/rejected No of Applications disbursed No of Applications pending Annexure - 43 STATUS OF DISPOSAL OF LOAN APPLICATIONS UNDER VARIOUS SCHEMES ( TO ) SHG SCST Sl.No BankName 1 2 3= =(3-4-5) 1 2 3= =(3-4-5) 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bharatiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Total Pubic Sector Bank Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank Indus Ind Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Total Private Sector Bank Odisha Gramya Bank Utkal Grameen Bank Total RRB Total Commercial Bank Orissa State Co-Op. Bank Grand Total

124 Annexure - 44

125 Annexure - 44

126 Annexure - 44 State Quarter ended Year ANNEX III - PART A QUARTERLY REPORT ON CONDUCT OF SPECIAL CAMPS BY FLCs (FOR PEOPLE NEWLY INDUCTED INTO THE FINANCIAL SYSTEM) FLC Code Date of special camp (DD/MM/YYYY) Place where special camp held (Block, village) Stakeholders present (Indicate Y/N) LDM DDM LDO Local Govt NGO BC Others

127 Annexure - 44 State Quarter ended Year FLC Code ANNEX III- PART B QUARTERLY REPORT ON CONDUCT OF TARGET GROUP SPECIFIC CAMPS BY FLCs Date of target specific camp (DD/MM/YYYY) Place where special camp held (Block, village) Stakeholders present (Indicate Y/N) LDM DDM LDO Local Govt NGO BC Others Target Group Addressed *Note: FLC Code will be a unique five digit code with the first three digits being the district code (Refer sheet titled District Master) and the last two digits represent the FLC Code to be given by SLBC Convener banks starting from 01 and running sequentially thereafter for each district (For eg. if there are four FLCs in a district, the FLC code will be in the form xxx01, xxx02, xxx03 and xxx04 where xxx represents the district code as per district master sheet (Please refer to our Letter No SLBC/ODI/1016/ dated )

128 Annexure - 44 State Quarter ended Year ANNEX III- PART C QUARTERLY REPORT ON CONDUCT OF CAMPS BY RURAL BRANCHES OF BANKS District No of rural branches in district No of special camps conducted during the quarter No of target specific camps conducted during the quarter Target Group Addressed

129 Annexure - 45

130 Annexure - 46 CALENDAR PROGRAMME FOR CONDUCT OF SLBC MEETINGS Sl No. Particulars of Meeting Quarter ended March-2016 Quarter ended June Quarter Ended Sept-2016 Quarter Ended Dec Reminder regarding submission of data by Banks /LDMs/ Govt. Depts. to SLBC. Dead Line for receipt of information/ data by SLBC Convenor Bank Distribution of SLBC Agenda Holding of SLBC Meeting (Wednesday) (Friday) (Tuesday) (Friday) 5 Forwarding the Minutes of the meeting to all Stakeholders Follow up of the action points emerged from the SLBC Meeting

131 Staff Strength of Banks in Odisha as on Sl.No BankName Officers Clerical Staff Sub Staff Total Staff Strength Rural Semi Urban Urban Total Rural Semi Urban Urban Total Rural Semi Urban Urban Total Rural Semi Urban Urban Grand Total 1 Allahabad Bank Andhra Bank Bank of Baroda Bank of India Bank of Maharastra Bhartiya Mahila Bank Canara Bank Central Bank of India Corporation Bank Dena Bank IDBI Bank Indian Bank Indian Overseas Bank Oriental Bank of Commerce Punjab & Sind Bank Punjab National Bank State Bank of Bikaneer & Jaipur State Bank of Hyderabad State Bank of India State Bank of Mysore State Bank of Travancore Syndicate Bank UCO Bank Union Bank United Bank of India Vijaya Bank Public Sector Banks Axis Bank Ltd Bandhan Bank City Union Bank DCB Bank Ltd Federal Bank HDFC Bank ICICI Bank IndusInd Bank Karnatak Bank Ltd Karur Vysya Bank Kotak Mahindra Bank Ltd Laxmi Vilas Bank Standard Chartered Bank The South Indian Bank Ltd Yes Bank Private Sector Banks Odisha Gramya Bank Utkal Grameen Bank RRBS Total Commercial Banks Orissa State Co-Op. Bank Grand Total

132 SUCCESS STORY I Kalpana Pattnaik W/o Bibhuti Narain Pattnaik, Janla, Khorda Training undergone: PMEGP, Period: to Batch No.: 418/2015 Kalpana Pattnaik stepped in to nearest UCO Bank, Janla Branch and discussed the future plan with Branch Manager who being a lady advised her to apply under PMEGP. She had plan to have her own printing press but looking at heavy competition as well as investment, decided to have a restaurant project under the scheme because of opportunity available in the area. She applied to District Industries centre, Bhubaneswar under the PMEGP scheme during the year After selection, she was sponsored to RUDSETI for EDP training. She had undergone PMEGP EDP training at our Institute in the batch of 418/2015 from to During training she could learn the importance of training as well as managerial practices and completed the training satisfactorily. UCO Bank Janla Branch had sanctioned Rs Lakhs of which till date Rs lakhs were released for acquisition of assets. She has now given employment to 2 person & provides salary Rs /- per month. Her present turnover is Rs /- to Rs /-. She had applied training inputs like customer relation, marketing strategy well in the enterprise. Customers are very happy & she always bears a smile in her face remembers our lesion that smile takes you miles. She is presently earning Rs /- after all expenditure & proud to be a RUDSETI trained entrepreneur. She thanked RUDSETI, DIC & UCO Bank, Janla Branch for timely help & cooperation. ECONOMY OF ENTERPRISE INVESTMENT SOURCE OF FUNDS Fixed Capital:Rs Bank Finance : Rs Working Capital: Rs Own Fund : Rs Total: Rs Total: Rs Monthly Income: Rs (Rupees Twenty Thousands Only) Competencies Observed: Initiative, Persistence, Self Confidence, Persuasion, Influence strategy.

133 SUCCESS STORY II Name : Ranjumani Pradhan Educational Qlf. : Graduate Family s profession : Business Address : Denny Beauty Parlour Status prior to the training : Unemployed Name of the training undergone : Beauty Parlour Management Batch No. : 353/13 Present status : Entrepreneur Net Profit Monthly : 35,000/- One day, Ranjumani Pradhan after coming to know about RUDSET Institute she came to us & applied under Beauty Parlour Management programme. She joined the subject training at RUDSET from to in batch no. 353 & completed the training successfully. After completion of training she worked as assistant for one year in a nearby parlour at Balugaon. She then started her Denny Beauty Parlour in the month of January 2015 with investment of Rs. 2, 30,000/- borrowed from her sisters at Balugaon. During initial day she found difficulty in mobilizing customers, slowly she got the customers feedback which made her confident to run the parlour successfully. Presently she has expanded her parlour by adding a ladies corner where her husband is working and monthly income is Rs /- approx. She owes her success to RUDSETI for their valuable guidance & quality training. ECONOMY OF ENTERPRISE Source of fund and utilization (Amount in Rs.) Investment Amount Source Amount Machinery, Equipments & Computers 50, Own fund 2,30, Furniture & Fixure 1,00, Working Capital 80, Total 2,30, Total 2,30, Competencies Observed: - Sees & Acts on opportunities, Self confidence, Persistence, Assertiveness, Commitment.

134 SUCCESS STORY III DATA ENTRY OPERATION Mr. INDAN BHUYAN, S/O CHAKRA BHUYAN, PLACE: MUNISING, DIST: GAJAPATI. Mr. Indan Bhuyan, S/o Chakra Bhuyan of Munising village is from a tribal family. He has studied up to 10 th class. Watching one news item in a local news paper about our ABRSETI meeting he came to us one day. He enquired about our training programmes and opted for Computer Basics. He was trained in our Institute during July Afterwards he opened a Xerox and job works shop at Mandalsahi. To have his Xerox machine, computer & printer he used his mothers SHG loan amount and his own savings. Along with photo copy, job works, photo printing, he is also dealing with recharge vouchers. Mandalsahi being a centrally located place of the district, his business is growing. He is earning Rs. 15,000 approximately in a month. He is very much optimistic about his future.