Critical Illness Cover

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1 Critical Illness Cover Competitor Comparison This is not a consumer advertisement and should not be relied upon by private investors or any other persons for making financial decisions.

2 Condition CI Extra CIC AIG Life Insurance + Critical Illness + Accelerated surgery benefit P P P P Aorta Graft Surgery ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Aplastic anaemia P P P P P P P P P Bacterial meningitis P P P P P P P P P Benign brain tumour ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Benign spinal cord tumour P P P P P P P Brain injury due to anoxia hypoxia P P P P P P P Blindness ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Cancer ABI+ ABI+ P P P ABI+ P ABI+ ABI+ Cardiac arrest P P P P P P P P P Cardiomyopathy P P P P P P P P P Cauda equina syndrome P X Additional payment Creutzfeldt-Jakob disease P P P P P P P P P Severe Crohns disease P P P Additional payment Coma P P ABI+ P P ABI+ P ABI+ ABI+ Coronary artery bypass ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Deafness ABI+ ABI+ P P P P P P P Dementia inc Alzheimer s disease ABI+ ABI+ P P P P P ABI+ ABI+ Neuromyelitis optica (Devic s disease) P P P P P P Drug resistant epilepsy P Additional payment Encephalitis P P P P P P P P P Heart attack ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Heart failure P P Heart valve replacement ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ HIV infection ABI+ ABI+ ABI+ P P ABI+ P ABI+ P Intensive care P P P P Interstitial lung disease P P Zurich Widows LV= Information correct as of April accepts no responsibility for the way we have interpreted other provider s information.

3 Condition CI Extra CIC AIG Life Insurance + Critical Illness + Kidney failure P P P P P P P P P Kennedy's disease P P P P P P P Liver failure P P P P P P P P P Loss of hand or foot ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Loss of speech P P P P P P P P P Myasthenia gravis P Major organ transplant P P P P P ABI+ P ABI+ ABI+ Motor neurone disease ABI+ ABI+ P P P ABI+ P ABI+ ABI+ Multiple sclerosis ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Open heart surgery P P P P P P P P P Paralysis of a limb ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Parkinson's disease ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Parkinson's plus syndromes P P P P P P P Peripheral vascular disease P P Primary pulmonary hypertension P P P P P P P P Pulmonary artery surgery P P P P P P P P Removal of a complete lung P P P P P Removal of an eyeball P P P Respiratory failure P P P P P P P P P Spinal stroke P P P P P P P P P Stroke ABI+ ABI+ ABI+ P P ABI+ P ABI+ ABI+ Systemic lupus erythematosus P P P P P P P P P Syringomyelia or syringobulbia P P Additional Payment Third degree burns ABI+ ABI+ P P P ABI+ P ABI+ ABI+ Traumatic brain injury ABI+ ABI+ ABI+ P P P P P P TPD P P P P P P P P P Terminal Illness cover P P P P P P P P P Ulcerative colitis P P P P Additional payment Zurich Widows LV= Information correct as of April accepts no responsibility for the way we have interpreted other provider s information.

4 Condition - Additional Payments CI Extra 1 CIC 1 AIG 2 Life Insurance+ 3 Critical Illness+ 3 4 Zurich 5 Widows 6 Aortic aneurysm P P Aplastic anaemia P P Carotid artery stenosis P P P P Central retinal artery or vein occlusion (eye stroke) P P P P P Cerebral or spinal aneurysm P P P P P P Cerebral or spinal arteriovenous malformation P P P P P P Crohn's disease P P Diabetes mellitus type 1 P P P P Drug resistant epilepsy P Guillain-Barre syndrome P P Anus P P P P P P Bile ducts P P P P P P Breast P P P P P P P P P cervix P P P P P P P Less advanced cancerappendix colon and rectum P P P P P P gallbladder P P P P P P P Larynx P P P P P P Lung and bronchus P P P P P P oesophagus P P P P P P LV= 7 Additional payments; 1. L&G: 25%/ 25k 2. AIG: 25%/ 25k 3. : 100% of amount of cover / 25k, with the exception of LGP & CIS breast who pay 25% or 25k 4. : 25% / 25k 5. Zurich: 20%/ 15k 6. Widows: 25% / 25k 7. LV=: Arteriovenous Malformation, Carcinoma in-situ of the cervix uteri, Carcinoma in-situ of the urinary bladder, Carotid Artery Stenosis, Cerebral aneurysm, Central retinal artery or vein occlusion, Diabetes mellitus Type 1, Ovarian tumour of borderline malignancy / low malignant potential, Partial loss of hearing of specified severity, Partial loss of sight, Partial third degree burns, Removal of one or more lobe(s) of the lung, Severe Crohn s disease, Severe ulcerative colitis, Testicular carcinoma in-situ: lower of 12.5% of cover and 12.5k Coronary artery angioplasty, Ductal or lobular carcinoma in-situ of the breast, Non-severe cardiomyopathy, Prostate cancer: lower of 25% of cover and 25k Information correct as of April accepts no responsibility for the way we have interpreted other provider s information.

5 Condition - Additional Payments CI Extra 1 CIC 1 AIG 2 Life Insurance+ 3 Critical Illness+ 3 4 Zurich 5 Widows 6 oral cavity or oropharynx P P P P P P P ovary P P P P P P P pancreas P P P P P P prostate P P P P P P P P P Less advanced cancer- renal pelvas (of the kidney) and ureter P P P P P P stomach P P P P P P testicle P P P P P P P Less advanced cancer of the thyroid P P P P P P urinary bladder P P P P P P P uterus P P P P P P vagina P P P P P P vulva P P P P P P Non-invasive gastro intestinal stromal tumours P Desmoid type fibromatosis P Other cancer in situ or NET - with surgery P P P P P Pituitarty gland tumours P P P P P Removal of one or more lobe(s) of a lung P P P P Removal of urinary bladder P P Significant visual loss P P P P P P Third degree burns - 10% body/face and head P P P P Total number of conditions LV= 7 Information correct as of April accepts no responsibility for the way we have interpreted other provider s information.

6 Find out more about Critical Illness Cover legalandgeneral.com/cicresourcecentre Partnership Services Limited. Registered in England and Wales No Authorised and regulated by the Financial Conduct Authority. Assurance Society Limited. Registered in England and Wales No Authorised by the Prudential Regulation Authority and regulated by the Financial Conduct Authority and the Prudential Regulation Authority. Registered office for both firms: One Coleman Street, London EC2R 5AA. Information correct as of April 2018 W /18

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