wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011

Transcription

1 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011

2 062 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Kv úvbxi `k b evsjv ` ki hme e emvwqk Lv Z Avgiv wb qvwrz, mme Lv Z Avgiv bz vbxq wn m e ^xk Z n ev µgvmz D veb,cwipvjb ` Zv, e q h_v_ Zv I Avgv `i Kg x `i cöwzfvi gva g me vz K cö Póvi Øviv MÖvnK `i mšíywó weav bi Dci Avgv `i mvdj cöwzwôz n e Avgiv me `vb Avgv `i Kv R mzzv I `vwqz ev ai D Pgvb cö qvm Ki ev

3 wj Û evsjv `k wjwg UW evwl K cöwz e`b m~pxcî 062 Kv úvbxi `k b 064 Avw_ K BwZe Ë 065 GK br i mviv eqi Ges g~j ms hvwrz weeiy 066 evwl K mvaviy mfvi weáwß 067 cwipvjkgûjx 070 mfvcwzi wee wz 075 cwipvjkgûjxi cöwz e`b 077 KwgwUmg~n 082 kqvi nvìvi `i cöwz AwWUi `i cöwz e`b 083 Avw_ K Ae vi weeiy 084 Kgwcª nbwmf Av qi weeiy 085 BKy BwU cwiez bi weeiy 086 bm` A_ cöev ni weeiy 087 Kbmwj W UW Avw_ K Ae vi weeiy 088 Kbmwj W UW Kgwcª nbwmf Av qi weeiy 089 Kbmwj W UW BKy BwU cwiez bi weeiy 090 Kbmwj W UW bm` A_ cöev ni weeiy 091 wnmv ei UxKvmg~n 114 Kv úvbxi Ae vbmg~n 115 wj Û evsjv ` ki mvbum& 116 Kv úvbxi cy mvgmöx I mevmg~n

4 064 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Avw_ K BwZe Ë iwfwbd UvKv'000 2,000,172 2,498,583 2,742,817 3,199,375 3,729,754 Ki-c e gybvdv " 350, , , , ,136 Ki eivï " 89, , , , ,584 wejw ŸZ Ki " -2,667-17,708-19,231-6,132 28,037 Avq " 263, , , , ,515 cö ÍvweZ jf vsk " 106, , , , ,183 AšÍe Z xkvjxb jf vsk cª`vy " - 152, , , ,457 mvaviy msiw Z Znwej* " 1,195,914 1,312,546 1,666,177 1,823,141 1,993,048 kqvi g~jab " 152, , , , ,183 cybtg~j vqb eve` msi Y " 46,181 46,181 20,174 20,174 20,174 kqvi nvìvi `i BKz BwU* " 1,394,278 1,510,910 1,838,534 1,995,498 2,165,405 bxu vqx m úwë " 1,004, , ,735 1,043,552 1,238,834 AePq " 134, , , , ,915 kqvicöwz Avq UvKv wc B iwki " kqvicöwz jf vsk " jf vsk (%) kqvicöwz bxu m úwë* UvKv kqvicöwz cwipvjbv _ K bm` A_ cöevn " iwfwbd Avq I jf vsk iwfwbd Avq jf vsk wgwjqb UvKv wgwjqb UvKv kqvicöwz bxu m úwë g~j Av qi AbycvZ* kqvicöwz bxu m úwë UvKv * Dc vc bi cwiez bi Rb cª vwez jf vs ki mgb q mvab 12 mgq

5 wj Û evsjv `k wjwg UW evwl K cöwz e`b GK br i mviv eqi Gi Zzjbvq cwiez b 2010 iwfwbd UvKv '000 3,729,754 3,199, % Ki-c~e gybvdv " 940, , % Avq " 681, , % kqvicöwz Avq UvKv % g~j ms hvwrz weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii UvKv 000 % UvKv 000 % g~j ms hvrb iwfwbd 3,729,754 3,199,375 gvjvgvj µq Ges mevmg~n (2,143,388) (1,709,638) 1,586,366 1,489,737 Ab vb Avq e vskrgv eve` my`mn 77,046 82,946 weziy hvm 1,663, ,572, weziy Kg Pvixe ` K-cvwikªwgK I my hvm myweav eve` 438, , g~jab mieivnkvix `i Kt (K) F Yi Dci my` 6,321-1,393 - (L) cª ÍvweZ AšÍe Z xkvjxb I Pzovš jf vsk 532, , mikvi K Ki, ïé Ges AwaKi eve` 404, , cybtwewb qvm Ges cöe w i Rb iw Zt (K) AePq 131, ,769 8 (L) mvaviy msi Y 148, , ,663, ,572,

6 066 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 evwl K mvaviy mfvi weáwß GZØviv GB g g weáwß cö`vb Kiv hv Q h, wj Û evsjv `k wjwg UW-Gi 39Zg evwl K mvaviy mfv AvMvgx 10B g 2012, ivr e n úwzevi, mkvj 10Uv 30 wgwb U Awdmvm K ve, 26 ebjx ivw, igbv, XvKv-1000-G AbywôZ n e mfvi Av jvp m~px wb œiƒct k ww m ^i 2011 mgvß eq ii wnmve, AwWUi `i Ges cwipvjkgûjxi cöwz e`b MÖnY I Aby gv`b k ww m ^i 2011 mgvß eq ii Rb jf vsk NvlYv 3. cwipvjk wbe vpb 4. AwWUi `i wb qvm`vb I cvwikªwgk wba viy cwipvjkgûjxi Av `kµ g UxKvt 1. h mkj kqvi nvìvim Yi bvg ikw WU 20 gvp 2012 ch ší Kv úvbxi m`m ewn wksev wwcwruix ewn Z ˆeafv e _vk e Zv `i n vš wiz kqvimg~ ni Rb D³ kqvi MÖnxZv mvaviy mfvq hvm`v bi Ges jf vsk jv fi hvm e j we ewpz n eb 2. evwl K mvaviy mfvq hvm`v bi hvm m`m Zvi c mfvq hvm`vb I fvu cö`v bi Rb GKRb cöw wb qvm Ki Z cvi eb wbr AwaKv i mfvq hvm`vb I fvu cö`v b m g bv n j Kvb e w³ cöw wn m e KvR Ki Z cvi eb bv 3. h_vh_fv e c~iyk Z cöw di&g Aek B 07B g 2012, mvgevi mkvj 10Uv 30 wgwb Ui g a Kv úvbxi iwrwóªk Z Kvh vj q Rgv w` Z n e, Ab _vq Zv ˆea e j we ewpz n e bv Gg bvrgyj nv mb Kv úvbx mwpe 08B gvp 2012 iwrwóªk Z Kvh vjq K c v iu Awdm 285 ZRMvuI wk/g XvKv-1208 mwpe Gg bvrgyj nv mb iwrwóªk Z Kvh vjq K c v iu Awdm 285 ZRMvuI wk/g XvKv-1208 AwWUi ingvb ingvb nk e vskmg~nt w` nsks mvsnvb e vswks K c vt wjt vûvw PvU vw e vsk wjt mvbvjx e vsk wjt AvBb Dc `óv nk G vû Kv úvbx mq` BmwZqvK Avn g`& G vû G mvwm qum

7 wj Û evsjv `k wjwg UW evwl K cöwz e`b cwipvjkgûjx AvBqye Kv`wi 2011 mvj n Z Pqvig vb Rbve AvBqye Kv`wi XvKv wek we` vjq n Z Bs irx Z Gg,G Ges hy³iv óªi Kv bkwukvu wek we` vjq n Z cvewjk G v dqv m -mœvz KvËi wwwmö jvf K ib Rbve Kv`wi cvwk vb I evsjv `k-gi cökvmwbk GKv Wwg Z e vck cöwk Y QvovI wm½vcyi wek we` vjq, AvB,Gj,I BwbwówUDU R bfv, RvwZmsN BwbwówUDU Rvcvb, `w Y c~e Gwkqvi AvÂwjK K `ª wdwjcvb b, BwbwówUDU Ae cvewjk mvwf m Ges BD,Gm,G,mn eû Avš R vwzk cöwzôv b cöwk Y MÖnY K ib Rbve Kv`wi 1969 mv j cvwk v bi wmwfj mvwf m Kg gq Rxeb ïi K i evsjv `k mikv ii wewfbœ c ` `vwqz cvjb K ib; Gi g a wzwb wewfbœ gš bvj q vqx c ` mwpe wn m e `vwqz cvjb K ib `vwqz cövß gš bvjq jv n jvt wkí, cvwb m ú`, A_ bwzk m úk, Lv`, grm I cïcvjb, K wl I cjøx Dbœqb wzwb evsjv `k KwgK vj BÛvwóªR K c v ikb (BCIC) Gi mfvcwz Ges cjøx Dbœqb ev W i (BRDB) gnvcwipvjk wn m e `vwqz cvjb K ib Rbve Kv`wi 2005 mv j mikvix PvKzix n Z Aemi bb 2007 mv ji Rvbyqvix gvm n Z wzwb Kqvi UKvi mikv ii Dc `óvi `vwq Z wq jb wzwb wk v I mvs wzk gš bvj qi `vwq Z wq jb wzwb GKB eq ii ww m ^i gv m c`z vm K ib Rbve Kv`wi eû mikvix, e w³gvwjkvbvaxb I hš_- gvwjkvbvaxb Kv úvbx-gi ev W i m`m wn m e f~wgkv iv Lb ZvQvov wzwb ewmk e vsk wjt, KY dzjx dvwu jvbrvi Kvs (KAFCO), BÛvwóªqvj cö gvkb GÛ ww fjvc g U Kvs (IPDC) Ges evsjv `k BwbwówUDU Ae g v br g U (BIM)-Gi ev W i mfvcwz wq jb wzwb 2008 mv j wj Û evsjv `k wjwg UW-Gi cwipvjkgûjx Z hvm`vb K ib Bidvb Gm gwzb 2011 mvj n Z e e vcbv cwipvjk Rbve Bidvb wknveyj gwzb GKRb B jkwu«k vj BwÄwbqvi wzwb evsjv `k BDwbfvwm wu Ae BwÄwbqvwis I UK bvjwr (ey qu), _ K B jkwu«k vj BwÄwbqvwis-G MÖ vry qkb K ib 1980 mvj _ K wzwb weiwm Z Zvui Kg Rxeb ïiy K ib Rbve gwzb Kv úvbx Z Kg Kvjxb mgq wewfbœ iz c~b D P c ` `vwqz cvjb K ib hvi ekxi fvmuvb wqj gv K wus, weµq, Kv gvi mvwf mm, cöwkdi g U, www ªweDkbm, Kv gvi BwÄwbqvwis mvwf mm, I qwìs- Acv ikbm Ges cö R±m wzwb 2008 mv j wj Û evsjv `k wjwg UW-Gi cwipvjkgûjx Z hvm`vb K ib wzwb evsjv `k BwÄwbqvim BbwówUkb, XvKv-Gi GKRb AvRxeb m`m evy W û Mv BDwjR 2012 mv ji gvp gv m cwipvjkgûjx Z hvm`vb K ib Rbve evy W û Mv BDwjR wm½vcyi `w Y I c~e Gwkqv wfwëk AvÂwjK e emv qi BDwbU nw wn m e wj Û MÖ c KZ K bzzb g bvbqb cövß wzwb Gwkqvi h 11wU ` k wj Û Kv úvwbi `ª Z ewa òz e emvq `Lv kvbv K ib m jv njt evsjv `k, fviz, B `v bwkqv, Kvwiqv, gvj qwkqv, cvwk Ívb, wdwjcvbb, wm½vcyi, kªxjskv, _vbj vû I wf qzbvg Rbve evy W Rvg vbxi Kvj kö n (karlsruhe) wek we` vjq n Z cö mm BwÄwbqvwis-G mœvz KvËi wwmöx AR b K i Qb wzwb 2004 mv j Rvg vbx wj Û GwR Kv úvwb Z c~e wiwri bi nw Ae mjm wn m e hvm`vb K ib; mlv b wzwb c~e Rvg vb A j weµq Ges G vwcø Kkbm UK bvjwri `vwq Z wq jb wj Û GwR Kv úvwb Z Zvi Pvi eqi Kvh Kv j wzwb c~e Rvg vbx Z e emv qi D jøl hvm cöe w mvab K ib Ges wj Û MÖ ci Rb e vck AvKv ii cökímg~ n `vwqz cvjb K ib 2008 mv ji GwcÖ j evy W c vb M vm GwR bvgk mybrvij vû wj Û MÖ ci GKwU BDwb Ui cöavb wbe vnx Kg KZ v wn m e wb qvm jvf K ib 330 Rb Kg KZ v- Kg Pvixi mgš^ q MwVZ c vb M vm Kv úvwb wkí M vm Ges ^v mev Lv Z mybrvij v Ûi kxl vbxq Kv úvwb 2011 mv ji A ±ve i evy W `w Y I c~e Gwkqv A j wiwribvj wer br BDwbU nw wn m e Zvi bzzb wb qv M hvm`vb Kivi Rb wm½vcyi Mgb K ib wj Û Kv úvwb Z Zvi Kg Rxeb ïi nevi c~ e evy W Rvg vbx Z M vm wkí KviLvbvq mjm BwÄwbqvi wn m e I jwrw K `vwq Z Pvi eqi AwZevwnZ K ib Ges Av iv Pvi eqi Rvg vbx, BD K Ges d«v Ý G.wU. Kqv b (AT Kearney) Kv úvwb Z Kbmvwës Kv Ri `vwqz cvjb K ib Kbmvwës dvg wu Z wzwb i Z c~y K v q U `i mv _ wbg vy, wimvbwk s, UwjKwgDwb Kkb Ges KwgK vj LvZmg~ ni wewfbœ cök í KvR K ib AwaKš, wzwb wbgœwjwlz Kv úvwbi ev W i cwipvjk wn m e `vwqz cvjb Ki Qbt wj Û M vm Gwkqv cövb fu wjwg UW, wj Û M vm wm½vcyi cövb fu wjwg UW, wj Û gvj qwkqv nvwìsm wegbpww, wj Û cvwk vb wjwg UW

8 068 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 WRvBwi ev Pi 2012 mv ji gvp gv m cwipvjkgûjx Z hvm`vb K ib wgm WRvBwi ev Pi wj Û MÖ ci GKwU mn hvmx ms v, wj Û M vm Gwkqv cövb fu wjwg U Wi `w Y I c~e Gwkqv A ji wdb vý GÛ K Uªvj wefv Mi cöavb wn m e `vwqz cvjb Ki Qb wzwb cwð g cvwk vb n Z ïi K i c~ e `w Y Kvwiqv Aewa 11wU `ke vcx cömvwiz wj Û MÖ ci e emv qi wdb vý GÛ K Uªvj welqk Kvh µg `Lv kvbv K ib wm½vcyi AvÂwjK m`i `ß i Zvi Kvh vjq Aew Z wgm ev Pi 12 eq iii AwaKKvj wj Û MÖ ci mv _ Kg iz wzwb 1999 mv ji AMv gv m wj Û wdwjcvbbm Kv úvwb Z wdb vý Kvh µg wefv M cö_ g wdb vwýqvj K Uªvjvi wn m e hvm`vb K ib Zvici wzwb Kgvwk qvj g v brv ii `vwqz MÖnY K ib Ges 2001 mv j wdb vý wefv Mi Rbv ij g v brvi nb 2003 mv j wzwb Gwkqv A ji mvwf m KvqvwjwU g v brvi wn m e AvÂwjK `vwqz cvjb Kivi j wdwjcvbb n Z wm½vcy i P j Av mb; mlv b wzwb mvi ebý A ji wdb vý AM vbvb Rkb W fjc g U-Gi cvkvcvwk DËi I `w Y c~e Gwkqv A ji Ab vb wewfbœ cök í `vwqz cvjb K ib 2006 mv j ` v weiwm MÖ c Ges wj Û GwR GKxf~Z n q ` v wj Û MÖ c MwVZ niqvi cwi cöw Z wgm ev Pi `w Y I c~e Gwkqv A ji G vkvdw Us GÛ wi cvwu s WvB i±i-gi `vwqz MÖnY K ib 2010 mv j wzwb cybivq wdwjcvbb Kvh vj q hvm`vb K ib mlv b wzwb `w Y I c~e Gwkqvi Rb G vkvdw Us m Uvi Ae G j Ýi cöavb wn m e `vwqz MÖnY K ib Ges H A ji kqvw mvwf m m Uv ii aviyv ev evq bi f~wgkv iv Lb 2011 mv ji m Þ ^ i wzwb Zvi ez gvb c ` wb qvm jvf K ib Ges ez gv b wm½vcy i Zvi Kvh vjq Aew Z wgm ev Pi g vwbjv mb U jvw KvR K j Ri gmbv Kvg jw (Magna cum Laude) n Z G vkvd U vwý Z e v Pjvi Ae mv qý wwwmö AR b K ib wzwb wdwjcvb bi GKRb mvwu dvbw cvewjk G vkvd U v U wkªk gvi gbb 2012 mv ji gvp gv m cwipvjkgûjx Z hvm`vb K ib Rbve wkªkzgvi gbb wj Û MÖ ci m`m Kv úvwb weiwm BwÛqv wjwg UW-Gi Kvw Uª nw I g v bwrs WvB i±i wn m e Kg iz wzwb fviz, evsjv `k Ges kªxjskvq e emv qi K v vi nw wn m ei `vwqz cvjb Ki Qb wzwb nw Ae wdb vý wn m e 2001 mv j weiwm BwÛqv wjwg UW-G hvm`vb K ib Ges H eqib Kv úvwbi wdb vý WvB i±i nb 2008 mv j Rbve gbb weiwm BwÛqv wjwg UW-Gi g v bwrs WvB i±vi wn m e wb qvm jvf K ib Ges 2012 mv ji Rvbyqvix Z fviz, evsjv `k I kªxjskvi K v vi nw wn m e `vwqz MÖnY K ib wzwb kªxjskv Kj ^v Z kxjb Aw Rb Kv úvwb wjwg U Wi cvkvcvwk fviz KvjKvZv wfwëk wj Û Møvevj mv cvu mvwf mm cövb fu wjwg UW-Gi cwipvjkgêjxi m`m wn m e `vwqz cvjb Ki Qb bqvw`wjøi gv_yiv iv W Aew Z w`wjø cvewjk zj n Z cov kvbv kl K i wzwb w`wjø wek we` vj qi Aaxb wn `y K jr n Z e v Pji Ae Kgvm -G Abvm wwmöx AR b K ib Rbve gbb Bbw wudu Ae PvU vw G vkvd U v Um Ae BwÛqv n Z PvU vw G vkvd U v U wn m e DËxY nb Ges 1978 mv j evj gi jvwi GÛ Kv úvwb Z wdb vý Gw wkdwuf wn m e Zvi Kg Rxeb ïi K ib Zvici n Z wzwb ek KZ jv eo gv ci BwÛqvb K c v ik b wewfbœ c ` `vwqz cvjb K ib 2001 mv j weiwm BwÛqv Z hvm`v bi c~ e Rbve gbb wcwwjvbu BÛªvw ªR wjwg U Wi wdb vý wefv Mi fvbm cöwm W U wn m e `vwqz cvjb K ib Rbve gbb ek KZ jv e emvwqk, ckv`vi I mvgvwrk ms vi KwgwUi g ^vi wn m e `vwqz cvjb Ki Qb wzwb B `v-rvg vb P ^vi Ae Kgvm GÛ BÛªvw ªi GKRb KvDwÝj g ^vi Ges M vm BÛªvw ªR G mvwm qkb Ae BwÛqvi GKRb mv ek cöwm W U I KwgwU g ^vi gvt dv qkz¾vgvb 2010 mvj n Z cwipvjk Rbve gvt dv qkz¾vgvb evsjv `k wewb qvm K c v ikb (ICB)-Gi e e vcbv cwipvjk Ges AvBwmwe K vwcuvj g v br g U-Gi mfvcwz wzwb evsjv `k BwbwówUDU Ae K vwcuvj gv K U (BICM) - Gi cwipvjbv cl `i m`m I vûvw e vsk wjt, BÛvmwUªqvj GÛ Bbd«v ªvKPvi W fvjc g U dvbb vý Kvt wjt (IIDFC), evsjv `k W fvjc g U e vsk wjt (BDBL), weªwuk Av gwikvb Uve v Kv evsjv `k Kvt wjt (BATBC), Mø v v x_k vbb evsjv `k wjt, i buv wjt, GWfvÝW KwgK vj BÛvmwUªm wjt (ACI), b vkbvj wu Kvt wjt (NTC), m Uªvj ww cvwruix evsjv `k wjt (CDBL), XvKv ók G PÄ wjt (DSE), w` BbwówUDU Ae e vskvim evsjv `k, µwwu iwus G RÝx Ae evsjv `k wjt (CRAB), µwwu iwus Bbdi gkb G vû mvwf mm wjt (CRISL) Ges G c U vbvix wjt-gi cwipvjk Rbve gvt dv qkz¾vgvb 1953 mv j Rb MÖnY K ib, wzwb mœvzk (m vb) Ges e e vcbv Z mœvz KvËi wwwmö jvf K ib wzwb hy³iv R i eªvw dvw -Gi eªvw dvw wek we` vj qi Dbœqb A_ bxwz BbwówUDUkb n Z Bb f g U cø vwbs, GcÖvBRvj Ges g v br g U-G cv MÖvRy qkb K i Qb Rbve Rvgv bi 34 eq ii Kv Ri AwfÁZv i q Q Zvig a evwbwr K I wewb qvm e vswks-g 26 eq ii wzwb ez gvb Kg j Avmvi c~ e 2007 mvj n Z AMÖYx e vsk wjt-gi Dc e e vcbv cwipvj Ki `vwq Z wq jb wzwb Zvi c~ e evsjv `k wewb qvm K c v ikb (ICB)-Gi gnv e e vck wq jb

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12 072 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 kqvi nvìvimy 2011 mv j g gv m Kv úvbxi 38Zg evwl K mvaviy mfvq Kv úvbxi 20 k b f ^i 2011 AbywôZ eª vû jý Abyôvb nmwcuvj Kqvi nmwcuvj Kqvi e emv qi Rb 2011 mvj wqj GKwU Lvivc eqi gwwk vj Aw Rb I bvbuªvm A vbw mieiv ni evrv i cöwz hvwmzvi Kvi Y nmwcuvj Kqvi e emv qi Dci ek bwzevpk cöfve d j wpwkrmv miävgvw` I wmwjûvi e emv q Avgv `i cöz vkvi P qi Kg nq Aek, gwwk vj cvbc jvb bi e emv qi cvkvcvwk e w³gvwjkvbvaxb Lv Z gwwk vj Aw R bi bzzb MÖvnK cövwß mikvwi Pzw³ nvzqvov niqvi d j D ~Z wz Kwg q Avbvq mnvqk n q Q g v bwrs WvB i±i g nv`q Kg m~wpwu cwipvjbv K ib cwienb `yn Ubvi wei Ges MvwoPvj Ki `vq-`vwqz m ú K m PZbZv m wó Kivi j MYcwien bi Mvwo PvjK `i Rb Kv úvwb cwienb wbivcëv welqk cöwk Y I hvmv hvm Kg m~wpi Av qvrb K i GB Kg m~wp Z `yb `dvq 180 Rb MvwoPvjK K Aš f y³ Kiv nq eo `yn Ubvi msl v Kwg q Avbvi cvkvcvwk wbivcëvi gvb e w Kivi j ÒwjW mbdó, ÒmvBU mbdó, ÒG v± mbdó Kg m~wpmg~n Ges Mv ìb i j Ae mbdwu welqk Kvh µg Avgv `i Kg KZ v-kg Pvwimg~n I MÖvnKMY h mg eo jv Kk bi Kvh µ g m ú ³ mb mg jv Kk b cwipvjbv Kiv nq Dbœqb GKwU ek cöwzøw ØZvc~Y A_ bwzk cwi e k Avcbv `i Kv úvwb MZ eq ii Zzjbvq D jøl hvm fv e mvdj AR b K i Q wewfbœ M vm cø v Ui mvg_ e envi wqj MZ eq ii KvQvKvwQ I qwìs B j ±ªvW d v±wii Z Zxq jvbbwu 2011 mv ji 19 g n Z Drcv` b wm q Q I qwìs B j ±ªvW d v±wi w` b wzb wkd U Kvh µg cwipvjbv Ki Q Avgiv Avcbv `i K me kl h Z_ Rvbv Z PvB Zv nj B j ±ªvW d v±ixi Drcv`b mvg_ e w Kivi j iƒcm Ä Av ikwu Drcv`b K `ª wbg vbvaxb i q Q Gi d j B j ±ªvW Drcv`b mvg_ cöwz eqi Av iv 7,700 gwuªk Ub e w cv e Avcbv `i Kv úvwbi e e vcbv KZ c MÖvnK `i Rb bzzb ai bi mgvav bi cvkvcvwk m e vëg cöhyw³ hvmvb w` Z e cwiki wbivcëv welqk Kvh µg wj Û MÖ ci Ab vb v bi Kvh µ gi gzb GB Kv úvwb Z Avgv `i mkj K nvìvi, we klz Avgv `i Kv úvwb Z Kg iz Kg KZ v-kg Pvwie ` I MÖvnK `i Rb wbivcëv nj m e v P AMÖvwaKvicÖvß GKwU welq 2011 mv j Avcbv `i Kv úvwb Zvi wbivcëv m~p Ki Î kxl vb AR b K i Q Ges wcwq q cov mypk jvi e vcv i e e v MÖnY K i Q; G Î e wzµg nj wzbwu eo `yn Ubv, hv `i GKwU N UwQj Drcv`b Kvh µ gi Î Ges Aci `ywu N UwQj cwienb Kvh µg cwipvjbvi mgq cwienb Kvh µg Ggb GKwU Î hlv b AvZ Zzwói Kvb my hvm bb A_ev bb wemz mvd j i Dci wbf i Kivi my hvm Avcbv `i Kv úvwb Gi eo mvbu jv Z mßvne vcx ivw kv-gi Av qvrb K i Q; mlv b AvÂwjK Kvh vjq Ges Kvw Uª wjwviwkc wug n Z wmwbqi g v brvi `i wb q gvbe m ú` Kv úvwbi mkj ch v q mviv eqie vcx PgrKvi Kg cwi e ki cvkvcvwk wkí KviLvbvq kvwš ervq wqj Kg KZ v-kg Pvwi `i Kvh Ki Drcv`bkxjZvi c~e kz nj wewfbœ Kvh Ki e e v I c wz wewfbœ cöwk Y Kvh µ gi gva g Kg KZ v- Kg Pvwi `i Dbœq bi Dci Ae vnz i Z Av iv ci cvkvcvwk B-jxf e e v, Ggcøwq mjd mvwf m (ESS) I g v brvi mjd mvwf m (MSS)-welqK MÖ c KZ K wba vwiz wewfbœ D ` vm MÖnY Kiv nq; vbxq Ges Kv úvwbi Af š ixy we klá KZ K cwipvwjz ek wkqy cöwk Y Kg m~wpi Av qvrbi Ae vnz _v K G vjvbbw& K c v iu AvB Ww UwU cövmövg welqk ˆewk K wb ` kbvi AvIZvq Avcbv `i Kv úvwb weiwm evsjv `k wjwg UW n Z cwiewz Z n q wj Û evsjv `k wjwg UW bvg cwimön K i Kg KZ v-kg Pvwi `i cö Yv`bv I Kv Ri ^xk wz cö`v bi Rb G jý G viqvw, úu wikmwbkb, Kx Ggcøwq evbvm xg Ges m KÛ g U cövmövgm Uy Av`vi Kvw UªR-Gi gz wewfbœ Kg m~wp Kvh Kifv e ev evqb Kiv n q Q Z_ mevmg~n Avgv `i Z_ mev (IS) wefvm wj Û evsjv `k wjwg UW- K GKwU D P ` Zvm úbœ ms vq (HPO) cwiyz niqvi cvkvcvwk ASSERT cök íi j mg~n AR bi Î mnvqk f~wgkv cvjb K i Q 2011 mv j Avcbv `i Kv úvwb B- gbj e e v (MS Exchange) n Z jvuvm bvum- G cöpjb Kivi gva g Avgv `i ˆewk K Askx`vi `i mv _ Zvj wgwj q Pjvi j Avgv `i g v mwrs cø vud g eo ai Yi cwiez b mvab K i Q GB cwiez bi g~ j i q Q Kvh Ki mn hvwmzvi cvkvcvwk Av iv ewk cvi úwik hvmv hv Mi Dci i Z Av ivc Kiv, hv ez gv bi e emvwqk Kg Kv Êi Rb cö qvrb

13 wj Û evsjv `k wjwg UW evwl K cöwz e`b mv j Avgv `i e emvwqk Kvh µ gi cöv qvwmk Î eo ai Yi HK vc bi cöqvm Pvjvb nq 2011 mv j AvM gv m Pvjy niqv AvU gvme vcx GB cöqv mi gva g SAP R/3 wfwëk Avgv `i G UvicÖvBR G vwcø Kkb cwiez b K i SAP ECC6 wfwëk Awfbœ AvÂwjK cø vudg cöpjb Kiv nq cy iv `w Y I c~e Gwkqvq e emvq Kvh µg cwipvjbvi j wiwribvj wm g Pvjy Kiv nq wm gi GB cwiez b Avgv `i e emvq Kvh µg cwipvjbvq m e vëg ˆewk K PP vi cöpj b mnvqk f~wgkv cvjb Ki e 2012 mv ji 1jv GwcÖj GB cök íi Kvh µg ïi n e e j Avkv Kiv hvq e emvwqk jb ` bi MwZ evov Z Avgv `i `~iez x mvbu jvi g a QqwU WANe e vi AvIZvq Avbv n q Q Avgiv wvkvbvq cwiewz Z eª vû wk ivbvg wn m e wj Û evsjv `k wjwg UW-Gi I qemvbu Pvjy K iwq vbxq wkqy wkqy Kvh µg wiwribvj wm g vbvš i Kivi welqwu cöwµqvaxb i q Q G jvi g a GKwU nj ICR wfwëk cövwvkkb WvUv K vcpvwis wm g, hv AÂje vcx GKwU m vebvgq m e vëg PP v wn m e ^xk Z Af š ixy wbqš Y wj Û MÖ c-gi Af š ixb wbix v Uxg Zv `i evqvbk Z Î jv Z ek KZ jv wbix v cwipvjbv K i Qb wbix vq cövß Z_ vw` Ges ciez x Z M nxz cöwzkvig~jk e e v m ú K wbqwgz LuvRLei ivlv nq Ges wbix v KwgwU Z cöwz e`b cöiy Kiv nq WvUv K vcpvwis-gi Rb e eüz G vkvdw Us mduiq vi cy ivcywifv e mgwš^z, hv Kej GKwU c wzmzfv e Avw_ K weeiyx cö Zi Rb WvUv K vcpvi K i bv, eis e e vcbv welqk wnmvei Y I ev RU msµvš wbqš Yg~jK c` c MÖn Yi Rb cö qvrbxq WvUv ev DcvË mieivn K i, hv e e vcbv KZ c K h_vh_ wm vš MÖn Y mnvqzv K i gvbm Z PP vi gva g wnmvei Y cöwµqvi wel q AwaKZi wbqš Y Avbq Yi j Kvi G vkvdw Us I WvUv cö mwms Kvh µg wdwjcvb bi G vkvdw Us m Uvi di G jý-g (ACE) vbvš i Kiv n q Q, hv 2011 mv ji 15B ww m ^i n Z Kvh Ki n q Q K c v iu mvgvwrk `vq`vwqz mg~n (wmgmavi) RSE K c v iu `vq-`vwqz welqk Kg m~wp ÒHELPÓ-Gi ( ^v mev, wk v, vbxq Rb Mvôxi Dbœqb I cwi ek myi v) wb ` kbvi AvIZvq e ivcb, kn ii z j Kw úduvi `vb, Avš t Rjv gnvmo K PjvPjKvix evm WªvBfvi I njcvi `i Rb wbivcëv msµvš m PZbZv welqk cöwk Y Kg m~wpi Av qvrb m úwk Z Avgv `i wewfbœ D ` vm `xn vqx mydj e q G b Q Kv úvwbi Av ikwu Kg m~wp nj e e vcbv I wjwviwkc m úwk Z ` Zv AR b Kivi j wk vbexk wn m e wek we` vjq n Z m` mœvzk wwwmö AR bkvix `i cöwk Y cö`vb Kiv I qwìs cy wb q KvR K i Ggb e w³ `i Ges e e vcbvi `vwqz ewnf ~Z vd `i gavex wkï `i Kv úvwb e wë cö`vb K i _v K evw welqk Avgiv me kl hlb mfvq wgwjz n qwqjvg ZLb ev W i MVb hikg wqj Av jvp eq ii mikgb wqj; Z e e wzµg GB h, Avgiv Rbve mäxf jv ^v, Rbve we bv` cv Uvqvix I Rbve jx eb wnqvb K nvwi qwq, hviv wq jb wj Û MÖ c KZ K g bvbxz cwipvjk Ges Zuviv cuvp eqi I wzb eqi K i cwipvjk wn m e `vwqz cvjb K i Qb Rbve jv ^v, Rbve cv Uvqvix Ges Rbve jx Zv `i Dci Awc Z `vwq Z cwiez bi d j evw n Z Aemi MÖn Yi B Qv e ³ K ib AvR mfvq Dcw Z Avgv `i mk ji c n Z Ges Avgvi wb Ri c n Z Avwg Rbve jv ^v, Rbve cv Uvqvix I Rbve jx-i cöwz Kv úvwb Z Zuv `i g~j evb Ae`v bi Rb K ZÁZv Ávcb Kwi Zv `i j `w Y Gwkqv A ji wj Û MÖ ci cöavb Rbve evb W û Mv BDwjUR, `w Y I c~e Gwkqvi A_ vqb I wbqš Y wefv Mi cöavb wgm WRvBix ev Pi Ges fviz, evsjv `k I kªxjskvi K v vi nw Rbve wkªkzgvi gbb MÖ c g bvbxz cwipvjk wn m e ev W hvm`vb K i Qb Avmyb Avgiv mevb Zv `i K ^vmz RvbvB Avgiv Kv úvwb Z Zv `i g~j evb Ae`v bi cöz vkvq ibjvg

14 074 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 ZRMvI d v±wi Z 20 k b f ^i 2011 eª vû jý-möæc d Uv wj Û Ggcøwq `i 20 k b f ^i 2011 eª vû jý Abyôv b hvm`vb fwel Z m vebv Gwkqvi mkj ` ki Rb mv úöwzk ˆewk K A_ bwzk msku KvwU q IVv Drmvne ÄK g b nq ek cöwzøw ØZvc~Y cwi ek m Ë I evsjv ` ki A_ bxwz Z cöe w NU Q hvi d j ciez x `k Ki g a GwU GKwU ga Av qi ` k cwiyz niqvi cöz vkv RvwM q Zz j Q Avgv `i wekvj gvbe m ú` i q Q hv ax i ax i A` kªgkw³ n Z ` I wkw Z Kg kw³ Z iƒcvš wiz n Q Ges GB Kg kw³ Avgv `i A_ bxwzi me P q eo kw³ hv A_ bwzk mg w msµvš Avgv `i Kvw LZ j AR b Ki Z mnvqzv Ki Z cv i AvÂwjK mn hvwmzv I hvmv hvm msµvš wewfbœ mikvwi D ` vm evsjv ` ki Rb e emv qi bzzb bzzb my hv Mi Øvi Db y³ Ki Z cv i cvkvcvwk G cömi q Ges we klz we`y r Î wewfbœ bzzb e w³gvwjkvbvaxb Lv Zi D ` v Mi gz eo AvKv ii cökí jvi Kvh µg Avcbv `i Kv úvwbi Rb e emv qi my hvm m wó K i Q ÒcÖ R± G vmvu Ó bvgk MÖ c KZ K M nxz D ` vm B Zvg a m~wpz n q Q, hv Avcbv `i ms vi gvb e w K i Q ˆewk K A_ bwzk msku aximwz Z KvwU q IVv Ges evsjv ` ki A_ bxwzi Dci, we kl K i Lv` I R vjvwb g~j, cöev m Kg iz kªwgk `i cvvv bv A_ I ˆe `wkk cöz wewb qv Mi (FDI) Dci Gi m ve bwzevpk cöfve m Ë I Avwg ` ki e emvq cwi e ki DbœwZi e vcv i Avkvev`x A_ bwzk Dbœq bi Rb mikvi e emvq cwi e ki Dbœq b cöqvm Pvjv Qb Avcbv `i Kv úvwbi e e vcbv KZ c e w³gvwjkvbvaxb I mikvi KZ K M nxz D ` v Mi d j D ~Z myweav Kv R jvmv bvi e vcv i h _ó cö Z i q Qb wcöq kqvi nvìvimy, evw m`m I kqvi nvìvimy K Zuv `i mg_ bi Rb Ges Kv úvwbi mvdj AR b m e K i Zvjvi Rb Kv úvwbi Kg KZ v-kg Pvwi `i K Avwg ab ev` RvbvB Avgiv mvd j i Rb Avgv `i MÖvnK, mieivnkvix, e vs Ki Kg KZ v, mikvwi wewfbœ KZ c I ms vmg~ ni wbku FYx Avgiv Mfxi K ZÁZvi mv _ Zuv `i GB Ae`vb ^xkvi Kwi ab ev`, AvBqye Kv`wi 08 gvp 2012

15 wj Û evsjv `k wjwg UW evwl K cöwz e`b cwipvjkgêjxi cöwz e`b cwipvjkgêjx 2011 mv ji 31 k ww m ^i mgvß eq ii Rb Kv úwbi wbixw Z wnmve weeiyx Dc vcb Ki Z c i Avbw `Z Kv úvwb wkí I wpwkrmv Lv Z e eüz M vm, I qwìs hš cvwz I cy Ges wkqy wkqy wpwkrmv cy I mvgmöx mieiv ni Î ` ki cöavb mieivnkvix wn m e Zvi Ae vb A zyœ i L Q e emv Kvh µg MZ eqi Kv úvwbi cø v Umg~ ni h Drc`b gzv wqj Zv Øviv wk í e eüz cöavb M vmg~ ni Pvwn`v c~iy Kiv m e n q Q weavq eqiwu Z Kv úwbi e emv Kvh µg eo ai bi Kvb P v j Äi m ylxb nqwb me jv cø v UB mvejxjfv e P j Q Z e, ASU cø v U I B j ±ªvW cø v Um-G i Yv e Yi wkqy i wub KvR m úbœ Kiv n q Q 2011 mv ji 19 k g n Z B j ±ªvW cø v U-Gi Z Zxq jvbbwu Pvjy Kiv n q Q ZLb n Z G Z w` b wzb wkd U Kvh µg Pj Q 2011 mv ji 19 k b f ^i n Z Kvh Ki niqv MÖ c mycvwik Abyhvqx wbivcëvi Kvi Y bvbuªvm A vbw cø v Ui Drcv`b eü i q Q eq ii kl PZz_ vsk n Z bvbuªvm A vbw Avg`vwb Kiv n Q GgGm B j ±ªv Wi ewa òz Pvwn`vi mv _ Zvj wgwj q iƒcm Ä 7,700 gwuªk Ub evwl K mvg_ m úbœ Av ikwu Drcv`b jvbb vc bi KvR GwM q P j Q 2012 mv ji kl PZz_ vsk n Z cø v UwU Pvjy n e e j Avkv Kiv hvq Kv úvwb evrmwik 25 nvrvi wig Drcv`b gzvm úbœ GKwU G v eªwmf K _ cø v U vc bi Rb A_ wewb qvm K i Q 2012 mv ji cö_g PZz_ vsk n Z G v eªwmf K _ cø v U Kvh µg ïi K i Q Avw_ K djvdj Kv úvwbi AwR Z weµq ev e emvq 17% e w c q c~e ez x eq ii 3,199,374,647 UvKv n Z Av jvp eq i `uvwo q Q 3,729,754,357 UvKvq G e w N U Q g~jz GgGm B j ±ªv Wi weµq e w i Kvi Y 2011 mv j Kvh µg cwipvjbv n Z AvMZ gybvdv e w c q Q 6 kzvsk KuvPvgv ji Avg`vwb e qi e w i d j gybvdv wkqy n«vm c q Q A_ bxwz Z D P gvîvi gy`ªvùxwzi Kvi Y Kvh µg cwipvjbv eve` e q e w c q Q Av jvp eq i Aem i hviqv wmwbqi e e vcbv vd `i GKKvjxb A_ cwi kva, m `nrbk `bv cwi kva e e v Ges Kv úvwbi bvg cwiez b eve` e q Gi Kvh µg cwipvjbv eve` e q e w Z i Z c~y f~wgkv cvjb K i Q Kv úvwbi Ki c~e gybvdv me Kv ji m e v P cwigv Y cuš Q n q Q 940,135,795 UvKv, c~e ez x eq i hv wqj 903, 256,446 UvKv B j ±ªvW LvZ Kic~e gybvdvi Î i Z c~y Ae`vb i L Q wd W ww cvwru n Z cövß mỳ eve` AvqI Kic~e gybvdvi Î D jøl hvm Ae`vb i L Q PjwZ g~jab e e vcbv MZ eqi PjwZ g~ja bi mvwe K e e vcbv m š vlrbk wqj c~e ez x eq ii Zzjbvq MZ eqi Kv úvwbi nv Z Ges Avg`vbx c _ AwaK cwigv Y I qwìs KuvPvgvj _vkvq GB KuvPvgv ji gry` 82% e w cvq evrv i B j ±ªv Wi ewa òz Pvwn`v c~i Yi D Ï k KuvPvgv ji A c vk Z ewk gry` ivlv nq A c vk Z ewk gry `i Av ikwu KviY nj, ˆewk K evrv i i UvB ji NvUwZ _vkvq Gi g~j e w cviqvi cwi cöw Z Kv úvwb A c vk Z ewk cwigv Y i UvBj msmön Kivi wm vš MÖnY K i mikvwi nvmcvzvj n Z e Kqv FY cwi kva Kivi d j wemz eqi FYMÖnxZvi e Kqvi gvîv n«vm cvq AwZwi³ bm` A_ I bm` A _ i mgg~ j i m úwë wd W ww cvwru wn m e Zdwmwj e vs K mviv eqie vcx Mw QZ ivlv n q Q D PZi jf vsk eve` A_ cwi kva, g~jabx e q e w I cy ZvwjKv e w eve` e qi d j bm` A_ I bm` A _ i mgg~ j i m úwëi cwigvy D jøl hvm cwigv Y n«vm c ji wd W ww cvwru n Z cövß mỳ eve` Avq wemz eq ii Zzjbvq 10% ewk wqj jf vsk Av jvp eq ii Rb kqvi cöwz UvKv (250%) Aš e Z xkvjxb jf vsk cö`vb Kiv n q Q hvi gvu cwigvy 380,457,000 UvKv Aš e Z xkvjxb jf vsk eve` cwi kvwaz A _ i cwigvy MZ eq ii Abyiƒc cwipvjkgêjx Av jvp eq ii Rb, evwl K mvaviy mfvq Aby gvw`z niqv mv c, kqvi cöwz (100%) UvKv P~ovš jf vsk cö`v bi mycvwik K i Qb, hvi gvu cwi kvwaz A _ i cwigvy 152,182,800 UvKv (2010 mv j Gi cwigvy wqj 152,182,800 UvKv) m Abymv i Av jvp eq ii Rb kqvi cöwz gvu jf vsk `uvov e 350% G Ges jf vsk eve` cwi kvwaz gvu A _ i cwigvy n e 532,639,800 UvKv (2010 mv ji Rb hv wqj 532,639,800 UvKv) msiw Z Znwej cwipvjkgêjx Av jvp eq i AwR Z gybvdv _ K 681,515,609 UvKv mvaviy msiw Z Znwe j vbvš ii Rb cö ve K i Qb Aemi fvzv eve` A_ cwi kv ai ci GKPzqvwiqvj jvf I wz welqk G vkvd U 210,32,887 UvKv AwZwi³ niqvq Zv mvaviy msiw Z Znwe j Aegy³ Kiv n q Q cwipvjke ` Kv úvwbi ez gvb cwipvjke `i bvg GB cöwz e` bi 067 c ôv _ K 069 c ôvq wjwce Kiv n q Q Rbve AvBqye Kv`wi, wgm WRvBix ev Pi Ges Rbve jwzdzi ingvb Kv úvwb msnwewai 81 bs Aby Q` Abyhvqx AemiMÖnY K i Qb

16 076 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Rbve AvBqye Kv`wi, wgm WRvBix ev Pi Ges Rbve jwzdzi ingvb, hvm weavq, cybtwb qvm cviqvi AvMÖn e ³ K i Qb K c v iu kvmbe e v wmwkdwiwur GÛ G PÄ Kwgk bi weáwß b ^i SEC/CMRRCD/ / Admin/02-08, ZvwiL 20 k deªæqvix 2006 Abyhvqx Avw_ K weeiyxi Dci wbqš Yg~jK/AvBbMZ Z_ vw` cö`vb Kiv nq cwipvjke ` GB g g cöwz e`b cö`vb K ib ht Kv úvbx KZ K cö ZK Z Avw_ K weeiyx Kv úvbxi e emvwqk Kvh µ gi mvwe K Ae v, Gi Kvh µ gi djvdj, bm` A _ i cöevn Ges BK zbwui cwigvy cwiez b- GB mkj wel q GKwU mwvk I wbi c wpî Zz j a i Q AvBb Abyhvqx myôz wnmvei Y eb msi Y Kiv n q Q Avw_ K weeiyxmg~n cöyq bi Î h _vchy³ wnmvei Y bxwzgvjv AbymiY Kiv n q Q Ges wnmvei Y welqk AvbygvwbK wnmvevw` wqj hyw³m½z Ges weár bvwpz Avw_ K weeiyxmg~n evsjv ` k cö hvr AvšÍR vwzk wnmvei Y wewa (AvBGGm)-Gi gvb I wb ` k Abyhvqx cö Z Kiv n q Q Af šíixy wbqš Y e e v cwikíbvmzfv e wqj myôz I mwvk, Ges Kvh Kifv e ev Íevq bi cvkvcvwk Gi cwiex YI Kiv n q Q GKwU Pjgvb cöwzôvb wn m e Kv úvbxi wu K _vkvi mvg_ wb q D Ljø hvm Kvb m `n ev mskq bb c~e ez x eq ii Kvh µg cwipvjbv msµvší djvd ji Zzjbvq Av jvp eq i D jøl hvm cwiez bi welq jv wnmvei Y welqk Dc vcbv I cwipvjkgûjxi cöwz e` b we ÍvwiZfv e ewy Z n q Q 2011 mv ji 31 k ww m ^i c~e ez x wzb eq ii Kvh µg cwipvjbv msµvší I Avw_ K welqk cöavb cöavb DcvËmg~n, ev W i mfv msµvší Z_, wbix v KwgwUi mfvmg~n m ^ Ü Z_, kqvi nvwìs-gi aiy, I AvBbMZ wb ` kbv cvjb welqk cöwz e`b cwiwkó 1 n Z 4-G cö`vb Kiv n q Q wbix K wb qvm Kv úvbxi Statutory AwWUi&m KPMG, Gi m`m ingvb ingvb nk, PvU vw GKvD U v Um Aemi MÖnY Ki eb AÎ evwl K mvaviy mfv Z wmwkdwiwur GÛ G PÄ Kwgk bi weáwß b ^i SEC/CMRRCD/ /104/Admin, ZvwiL 27 RyjvB, 2011 Abyhvqx Kvb AwWU dvg Kvb Kv úvbxi cici wzb eqi Gi ekx Statutory AwWUi wn m e _vk Z cvi e bv 1976 mvj n Z ingvb ingvb nk Kv úvbxi Statutory AwWUi&m wn m e KvR Ki Qb wmwkdwiwur GÛ G PÄ Gi Av ` ki e j Kv úvbx Z bzzb Statutory AwWUi&m wb qv Mi cö qvrb AZ vek wkq n q c o Q nv`v fvwm PŠayix GÛ Kvs, PvU vw GKvD U v Um& wj Û evsjv `k wjwg UW - Gi Statutory AwWUi&m wn m e wb qv M cvevi B Qv e ³ K i Qb cwipvjbv cl ` 2012 mvj Ges hvnv ciez x evwl K mvaviy mfv ch š Zv `i wb qvm cö`v bi mycvwik K i Qb (evwl K mvaviy mfv Z kqvi nvìvim Yi Aby gv`b mv c ) wd eve` 4,75,000 UvKv cwipvjkgûjxi c _ K, 08 gvp 2012 Bidvb Gm gwzb e e vcbv cwipvjk AvBqye Kv`wi cwipvjk I mfvcwz

17 wj Û evsjv `k wjwg UW evwl K cöwz e`b KwgwUmg~n AwWU KwgwU mfvcwz wgm cvifxb gvngy` cwipvjk m`m wgm WRvBwi ev Pi cwipvjk m`m Rbve wkªkygvi gbb cwipvjk m`m Rbve jwzd i ingvb cwipvjk mwpe Rbve gvnv ` bvrgyj nv mb cwipvjk Rbve B `ªwRZ wgî KvwȪ cöavb, BÈvibvj AwWU BwÛqv I evsjv `k, BÈvibvj AwWU Gwkqv/c vwmwdk Kvw Uª jxwvikxc Uxg mfvcwz Rbve Bidvb Gm gwzb e e vcbv cwipvjk m`m Rbve gvnv ` bvrgyj nv mb wdb vý ww i±i Ges Kv úvbx mwpe m`m Rbve wd ivr G wmwïkx nw Ae wndg vb wi mv m m m`m Rbve Avey kv qi g v brvi,avb Gm m`m Rbve Bd ZLvi Kwig nw Ae mvcøvb m`m Rbve gvt Avãyj gwzb g v brvi, wkwkd

18 078 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 cwiwkó mv ji 31 k ww m ^i c~e ez x wzb eq ii Kvh µg cwipvjbv msµvš I Avw_ K cöavb cöavb DcvËmg~n Avw_ K BwZe Ë iwfwbd (UvKv'000) 2,498,583 2,742,817 3,199,375 3,729,754 Ki-c~e gybvdv " 457, , , ,136 Ki eivï " 116, , , ,584 wejw ŸZ Ki " (17,708) (19,231) (6,132) 28,037 Avq " 359, , , ,515 jf vsk " 117, , , ,183 AšÍe Zx Kvjxb jf vsk " 152, , , ,457 mvaviy msiw Z Znwej " 1,312,546 1,666,177 1,823,141 1,993,048 kqvi g~jab " 152, , , ,183 cybtg~j vqb eve` msi Y " 46,181 20,174 20,174 20,174 kqvi nvìvi `i BKz BwU " 1,510,910 1,838,534 1,995,498 2,165,405 bxu vqx m úwë " 961, ,735 1,043,552 1,238,834 AePq " 135, , , ,915 kqvicöwz Avq UvKv kqvicöwz jf vsk " jf vsk (%) kqvicöwz bxu m úwë UvKv kqvicöwz cwipvjbv _ K bm` cöevn "

19 wj Û evsjv `k wjwg UW evwl K cöwz e`b cwiwkó 2 kqvi nvwìs c vuvb cwipvjke `i bvgt nvwìsm Rbve AvBq~e Kv`wi -mfvcwz (Rbve Gg mvb`y¾vgvb-gi j mfvcwz wn m e 2011 mv ji g gv m hvm`vb K ib) Rbve Bidvb wknveyj gwzb- cöavb wbe vnx Awdmvi (Rbve IqvwjDi ingvb f ubqv OBE -Gi j cöavb wbe vnx Awdmvi wn m e 2011 mv ji g gv m hvm`vb K ib) Ges x (dwji # Gb0018) Rbve jwzd i ingvb ( ^Zš cwipvjk) Rbve gvnv g` bvrgyj nv mb - cöavb dvbbvýwmqvj Awdmvi Ges Kv úvbx mwpe wgm cvifxb gvngy`( ^Zš cwipvjk-2011 mv ji g gv m hvm`vb K ib) wbe vnxe `i bvgt Rbve gvnv g` Avey kv qi x (dwji # Gd0335) % ev Zvi P q ekx kqvi nvwìs w` weiwm MÖæc wjwg UW 9,130,968 9,130,968 9,130,968

20 080 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 cwiwkó 3 evw mfvmg n G mg q evw 5 evi mfv Z wgwjz nb cwipvjke `i bvgt Dcw wzi msl v 1 Rbve Gg mvb`y¾vgvb-mfvcwz (c`z vm K ib 2011 mv ji g gv m) 2 2 Rbve IqvwjDi ingvb f ubqv, OBE (Aemi MªnY K ib 2011 mv ji g gv m) 3 3 Rbve AvBq~e Kv`wi- mfvcwz 5 4 Rbve Bidvb wknveyj gwzb- cöavb wbe vnx Awdmvi 5 5 Rbve jx eb wnqvb 5 6 Rbve mäxf jvg v - 7 Rbve we bv` cvuiqvix 2 8 Rbve gvt dv qkz¾vgvb 3 9 Rbve jwzd i ingvb 3 10 wgm cvifxb gvngy` 3 11 Rbve AvwRRyi iwk` (Aemi MªnY K ib 2011 mv ji deª qvix gv m) 1 12 Rbve gvnv g` bvrgyj nv mb 4 AwWU KwgwU mfvmg n G mg q 3 evi mfv AbywôZ nq wj Û MÖæ ci Møvevj wer bm K Ȫvjm-Gi cöavb wzbwu mfv Z AskMªnY K ib m`m e `i bvgt Dcw wzi msl v 1 Rbve AvBq~e Kv`wi- mfvcwz ( ^Zš cwipvjk- c`z vm K ib 2011 mv ji g gv m) 1 2 wgm cvifxb gvngy`- mfvcwz ( ^Zš cwipvjk-rbve AvBq~e Kv`ix -Gi j mfvcwz wn m e 2011 mv ji g gv m hvm`vb K ib) 2 3 Rbve jx eb wnqvb- cwipvjk, K c v iu Bb fói n Z g bvwbz 3 4 Rbve we bv` cvuiqvix- cwipvjk, K c v iu Bb fói n Z g bvwbz - 5 Rbve jwzd i ingvb ( ^Zš cwipvjk) 1

21 wj Û evsjv `k wjwg UW evwl K cöwz e`b cwiwkó 4 wmwkdwiwur G vû G PÄ Kwgk bi weáwß # SEC/CMRRCD/ /GWwgb/02-08 ZvwiL 20 k deª qvix, 2006 Abyhvqx cwicvjbxq welq wj kz cwicvjbxq bs bvg Ae v 1.1 evw m` m i msl vt evw m` m i msl v 5 (cuvp) R bi Kg bq Ges 20 (wek) R bi ekx bq cvwjz n q Q 1.2 (i) ^Zš cwipvjkt 10 R bi g a Kgc 1 (GKRb) Rb cvwjz n q Q 1.2 (ii) wbe vwpz cwipvjk `i Øviv ^Zš cwipvj Ki wb qvm`vb cvwjz n q Q 1.3 Avjv`v Avjv`v fv e ev W i mfvcwz Ges cöavb wbe vnxi `vq`vwqz I f wgkv cwi Kvifv e wjwlz n Z n e cvwjz n q Q 1.4 cwipvjkgûjxi cöwz e` b kqvi nvìvi `i welqt K) Avw_ K cöwz e` bi PQZv cvwjz n q Q L) mwvk wnmvei Y eb qi cwicvjb cvwjz n q Q M) mwvk wnmve eb qi cwjwmi g j vbygv bi Aej b cvwjz n q Q N) Av ZR vwzk cª hvr wnmv ei gvb (AvBGGm) Abyhvqx cwicvjbxq cvwjz n q Q O) mwvk Af ZixY wbq ÎY e e v cvwjz n q Q P) mvg _ i mv _ e emv qi Pjgvbaviv ervq ivlv cvwjz n q Q Q) MZeQ ii D jøl hvm Py wz cvwjz n q Q R) MZ wzb eq ii Z_ Dc vcb cvwjz n q Q S) jf vsk NvlYv cö hvr b n T) evw mfvmg ni weeiy cvwjz n q Q U) kqvi nvwìs c vuvb cvwjz n q Q 2.1 cöavb dvbbvýwmqvj Awdmvi, Af ZixY AwWU cöavb Ges Kv úvbx mwpe cö Z Ki Avjv`v Avjv`v fv e `vq`vwqz I f wgkv cwi Kvifv e wjwlz n Z n e cvwjz n q Qt cöavb dvbbvýwmqvj Awdmvi Ges Kv úvbx mwpe GKB e w³ wb qvm`vb c q Qb 2.2 cöavb dvbbvýwmqvj Awdmvi Ges Kv úvbx mwpe-gi cwipvjke `i mfvq hvm`vb cvwjz n q Q 3.0 AwWU KwgwU cvwjz n q Q 3.1 (i) KwgwUi MVY cvwjz n q Q (ii) ev Wi m`m I GKRb ^Zš cwipvj Ki gva g KwgwUi MVY cvwjz n q Q (iii) KwgwU Z AvKw gk m` m i k b c` c iy Kiv cvwjz n q Q 3.2 (i) KwgwUi mfvcwz cvwjz n q Q (ii) KwgwUi mfvcwzi ckvmz hvm Zv Ges AwfÁZv cvwjz n q Q (i) evw m`m `i Kv Q cöwz e`b ck Kiv cvwjz n q Q (ii) K) evw m`m `i Kv Q Kbwd ± Ad BÈv ió cöwz e`b ck Kiv cö hvr b n (ii) L) evw m`m `i Kv Q h Kvb RuvwjqvwZ ev Awbqg welqk cªwz e`b ck Kiv cö hvr b n (ii) M) evw m`m `i Kv Q AvBb fsm welqk cöwz e`b ck Kiv cö hvr b n (ii) N) evw m`m `i Kv Q Ab vb h Kvb welqk cöwz e`b ck Kiv cvwjz n q Q Kwgk bi hvm wel q cöwz e`b ck Kiv cö hvr b n 3.4 kqvi nvìvi Ges mvaviy wewb qvmkvix `i Dci cöwz e`b ck Kiv cö hvr b n 4.0 ewnt /mswewae wbix Ke ` (i) GcÖvBRvj ev g j vq b m ú ³Zv bv _vkv cvwjz n q Q (ii) Avw_ K Z_ ˆZwi wel q m ú ³Zv bv _vkv cvwjz n q Q (iii) wnmvei Y ˆZwi wel q m ú ³Zv bv _vkv cvwjz n q Q (iv) eªvkvi/wwjvi mvwf mi mwnz m ú ³Zv bv _vkv cvwjz n q Q (v) GKPywiqvj mvwf mi mwnz m ú ³Zv bv _vkv cvwjz n q Q (vi) Af ZixY AwWU wel q m ú ³Zv bv _vkv cvwjz n q Q (vii) Ab vb h Kvb mvwf mi mwnz m ú ³Zv bv _vkv cvwjz n q Q

22 082 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 kqvi nvìvi `i cöwz AwWUi `i cöwz e`b f~wgkv Avgiv GZ`m ½ hy³ wj Û evsjv `k wjwg UW-Gi (Gici Ô Kv úvwbõ bv gi AwfwnZ) Avw_ K weeiyxmg~n wbix v K iwq Avw_ K weeiyx jvi g a i q Qt 31 ww m ^i 2011 ZvwiL ch ší Kv úvwbi Avw_ K Ae v weeiyx, Ges mb Zvwi L mgvß eq ii Kgwcª nbwmf Avq weeiyx, BKz BwU cwiez b weeiyx Ges bm` A_ cöevn weeiyx cöwz e` b Av iv mwbœ ewkz n q Q GB cöwz e`b cöyq b Abym Z D jøl hvm wnmvei Y bxwzmg~ ni GKwU msw ß weeiy, Ab vb e vl vg~jk UxKv Ges wj Û evsjv `k wjwg UW I Gi mvewmwwqvwii mkj m úk hy³ Avw_ K weeiyxmg~ ni GKwÎZ iƒc (related consolidated financial statements) Avw_ K weeiyx cöyq b e e vcbv KZ c i `vwqz evsjv `k Avw_ K cöwz e`b cöyqb msµvší gvbmg~n (Bangladesh Financial Reporting Standards ev ms c BFRS), Kv úvwb AvBb 1994, wmwkdwiwur I G PÄ wewagvjv 1987 (Securities and Exchange Rules 1987) Ges Ab vb cö hvr AvBb I cöweavb Abymi Y Kv úvwbi Avw_ K weeiyxmg~n ˆZwi Kiv Ges m jv wbi c fv e Dc vcb Kivi `vwqz Kv úvwbi e e vcbv KZ c i e e vcbv KZ c i GB `vwq Z i g a i q Q t cözviyv ev fy ji Kvi Y m ó Kv bv gšwjk åvší Z_ (material misstatement) _ K gy³ Avw_ K weeiyx cöyqb Ges wbi c fv e Dc vc bi Rb cö qvrbxq Af šíixy wbqš Y e e v cöyqb, ev Íevqb I msi Y; h_vh_ wnmvei Y bxwzmg~n wbe vpb I cö qvm; Ges cwiw wz Abymv i hyw³m½z wnmvei Yg~jK cöv jb cöyqb wbix K `i `vwqz Avgv `i `vwqz n jv wbix vi gva g Kv úvwbi Dc iv³ Avw_ K weeiyxmg~n m ú K Avgv `i gzvgz cö`vb Kiv Avgiv evsjv `k wbix vkg cwipvjbv gvbmg~n (Bangladesh Standards on Auditing ev ms c BSA) Abymi Y Avgv `i wbix v KvR m úbœ K iwq GBme gvb Abyhvqx Avgv `i K mswk ó ˆbwZK kz mg~n cwicvjb Ki Z nq Ges D³ Avw_ K weeiyxmg~ n Kv bv gšwjk åvší Z_ i q Q wk bv mb g g hyw³m½z wbðqzv cviqvi j Avgv `i K wbix v KvR cwikíbv Ges m úv`b Ki Z nq Avgiv wek vm Kwi, Kv úvwbi Avw_ K weeiyxmg~n wbix vi Rb hme cögvyvw` Avgiv c qwq m jv Avgv `i cö`ë wbix v gzvg Zi wfwë MV b h _ó I h_v_ gzvgz Avgv `i g Z, evsjv `k Avw_ K gvb Abyhvqx cöwz e`bmg~n (BFRS) cö ZK Z Avw_ K weeiyxmg~n Ges Kbmwj W UW Avw_ K weeiyxmg~n 2011 mv ji 31 k ww m ^i Aewa Ges m mg qi g a mgvß eq ii Kv úvbxi Kvh µg I bm` cöev ni djvd ji Av jv K cövß Kv úvbx Ges Bnvi mvewmwwqvixi welqk Ae vi GKwU mz Ges wbi c cöwz e`b Ges GB weeiyx Kv úvbx AvBb 1994, wmwkdwiwur GÛ G PÄ bxwz 1987 Ges cö hvr Ab vb AvBb I wewa gvzv ek cö Z Kiv n q Q Avgv `i cöwz e` b Av iv D jøl KiwQ h, 1. Avgv `i m e v P Ávb I wek vm Abyhvqx Avgv `i wbix vkv h i R b h mg Z_ vw` I e vl vmg~n Avek K wqj, Avgiv m jv cy ivcywi c qwq Ges m jvi mz Zv hvpvb K i ` LwQ 2. Avgv `i g Z, AvBb Abyhvqx h mg cö qvrbxq wnmvei YKv h e eüz eb Kv úvbxi Bnvi mvewmwwqvixi _vkv Avek K, Avgv `i cix vq `Lv wm q Q h, m jvi meb Kv úvbxi i q Q 3. cöwz e` b cökvwkz Kv úvbxi Avw_ K Ae vi weeiy (e vjvýwku) Ges Kgwcª nbwmf Av qi weeiy (jvf I jvkmvb)-gi weeiy, wnmve I weeiyx eb-gi mv _ mvgäm c~y ; Ges 4. h A_ e q Kiv n q Q, Zv Kv úvbxi Ges Bnvi mvewmwwqvix e emv qi D Ï k B Kiv n q Q XvKv, 08 gvp 2012 ingvb ingvb nk PvU vw GKvD U v Um Kv bv Avw_ K weeiyx wbix v Kivi Kv R, mb weeiyx Z A _ i hme cwigvy D jøwlz _v K Ges hme Z_ cökvwkz nq m jv wbix v K i `Lvi Rb Avek K cögvyvw` c Z cövmw½k wewfbœ Kvh c wz AbymiY Ki Z nq wbix vq Kvb Kvb Kvh c wz AbymiY Kiv n e Zvi wbe vpb wbf i K i wbix K `i we epbvi Dci Ges, mb mv _, Avw_ K weeiyx Z cözviyv wksev fy ji Kvi Y m ó Kv bv gšwjk åvší Z_ _vkvi Su ywk g~j vq bi Dci GB Su ywk g~j vqb Ki Z wm q Avgiv cöwzôv bi Avw_ K weeiyx cöyqb Ges wbi c fv e Dc vc bi Rb e eüz Af šíixy wbqš Y e e v K we epbvq bb hv Z K i cwiw wz Abymv i Avgiv h_vh_ wbix v c wz cöyqb Ki Z cvwi; D jøl, cöwzôv bi Af šíixy wbqš Y e e v KZUv Kvh Ki m wel q Avgv `i gzvgz cökv ki Rb Avgiv Zv we epbvq bb bv cöwzôvb hme wnmvei Y bxwz AbymiY K i m jvi h_v_ Zv Ges cöwzôv bi e e vcbv KZ c hme wnmvei Yg~jK cöv jb cöyqb K i m jvi hyw³mövn Zv g~j vqbi wbix v Kv Ri AšÍf y³ mb mv _, wbix vq Avw_ K weeiyxmg~ ni mvwe K Dc vcbi g~j vqb Kiv nq

23 wj Û evsjv `k wjwg UW evwl K cöwz e`b Avw_ K Ae vi weeiy 31 k ww m ^i Zvwi Li UxKv UvKv' 000 UvKv' 000 m úwëmg~n h m úwëmg~n PjwZ b nt m úwë, cø vè Ges miävg 5 1,238,834 1,043,552 A vqx m úwëmg~n 6 3,676 4,766 mvewmwwqvix Kv úvbx Z wewb qvm gvu h m úwëmg~n PjwZ b n 1,242,530 1,048,338 PjwZ m úwëmg~nt gry` mvgmöx 8 657, ,478 evwywr K `bv`vimg~n 9 186, ,103 AwMÖg, Rgv Ges AvMvg cwi kva , ,641 bm` Ges bm` mgzzj mg~n ,306 1,074,414 gvu PjwZ m úwëmg~n 1,757,700 1,753,636 gvu m úwëmg~n 3,000,230 2,801,974 BKz BwU I `vqmgyn kqvi nvìvi `i BKz BwUt kqvi g~jab , ,183 cybtg~j vqb eve` msi Y 20,174 20,174 mvaviy msiw Z Znwej 13 1,993,048 1,823,141 gvu BKz BwU 2,165,405 1,995,498 h `vqmg~n PjwZ b nt Kg Pvix `i Kj vy myweavw` 14 85, ,392 wejw ^Z Ki `vqmg~n 15 92,976 64,939 Ab vb h `vqmg~n PjwZ b n , ,646 gvu h `vqmg~n PjwZ b n 351, ,977 PjwZ `vqmg~nt evwywr K cvibv`vi 17 68,790 59,360 LiP eve` cvibv`vi Ges cö `q LiP , ,801 wewea cvibv`vi ,111 55,237 Ki eivï (bxu AvMvg Ki cwi kva) 20 88, ,101 gvu PjwZ `vqmg~n 482, ,499 gvu `vqmg~n 834, ,476 gvu BKz BwU Ges `vqmg~n 3,000,230 2,801, ch š ms hvwrz UxKvmg~n Avw_ K weeiyxi Awe PQ` Ask XvKv, 08 gvp 2012 GKB Zvwi L Avgv `i cöwz e`b Abyhvqx AvBqye Kv`wi mfvcwz Bidvb Gm gwzb e e vcbv cwipvjk Gg bvrgyj nv mb Kv úvbx mwpe ingvb ingvb nk PvU vw GKvD U v Um

24 084 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Kgwcª nbwmf Av qi weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii UvKv UvKv' 000 UvKv' 000 iwfwbd 21 3,729,754 3,199,375 wewµz c Y i LiP 22 (2,279,806) (1,857,531) gvu gybvdv 1,449,948 1,341,844 cwipvjbv e q 23 (582,415) (520,141) cwipvjbvmg~n n Z gybvdv 867, ,703 Ab vb eve` Avq 24 2,027 17,602 my` eve` Avq, bxu 25 70,576 63,951 Ki eivï c~e gybvdv 940, ,256 Ki eivï 26 (258,621) (235,188) G eq ii bxu gybvdv 681, ,068 Ab vb Kgwcª nbwmf Avqt wba vwiz Kj vb cø vbmgy n GKPzqvwiqvj Avq/( wz) ,032 (13,466) G eq ii Ab vb Kgwcª nbwmf Avq/( wz) 21,032 (13,466) G eq ii gvu Kgwcª nbwmf Avq 702, ,602 kqvicöwz Avqt kqvicöwz gšwjk Avq (UvKv 10/=) ch š ms hvwrz UxKvmg~n Avw_ K weeiyxi Awe Q` Ask XvKv, 08 gvp 2012 GKB Zvwi L Avgv `i cöwz e`b Abyhvqx AvBqye Kv`wi mfvcwz Bidvb Gm gwzb e e vcbv cwipvjk Gg bvrgyj nv mb Kv úvbx mwpe ingvb ingvb nk PvU vw GKvD U v Um

25 wj Û evsjv `k wjwg UW evwl K cöwz e`b BKy BwU cwiez bi weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii kqvi g jab c~btg~j vqb LvZ msiw Z Znwej gvu UvKv' 000 UvKv' 000 UvKv' 000 UvKv' 000 1jv Rvbyqvix 2010-Gi DØ Ë 152,183 20,174 1,666,177 1,838,534 jf vsk cö`vb - - (497,638) (497,638) G eq ii gvu Kgwcª nbwmf Avqt G eq ii gybvdv , ,068 Ab vb Kgwcª nbwmf Avq/( wz) - - (13,466) (13,466) 31 k ww m ^i 2010-Gi DØ Ë 152,183 20,174 1,823,141 1,995,498 jf vsk cö`vb - - (532,640) (532,640) G eq ii gvu Kgwcª nbwmf Avqt G eq ii gybvdv , ,515 Ab vb Kgwcª nbwmf Avq/( wz) ,032 21, k ww m ^i 2011-Gi DØ Ë 152,183 20,174 1,993,048 2,165,405

26 086 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 bm` A_ cöev ni weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii UxKv UvKv' 000 UvKv' 000 cwipvjbv Kg KvÛ _ K bm` cöevn weµq n Z MÖnY 3,743,264 3,153,681 Ab vb MÖnY/(cÖ`vb) 17,999 (3,216) gvjvgvj, mev Ges cwipvjbv e q mieiv ni Rb cö`vb (3,020,526) (2,299,698) bxu my` MÖnY 67,151 71,729 AvqKi cö`vb 20 (281,796) (230,822) 526, ,674 wewb qvm Kg KvÛ _ K bm` cöevn * m úwë, cø v U Ges miävg GKxfyZ eve` cö`vb (319,895) (260,408) GKxfyZ A vqx m úwëmg~ ni cö`vb 6 (521) (498) m úwë, cø v U Ges miävg weµqjä UvKv 32 4,456 24,424 (315,960) (236,482) Avw_ K Kg KvÛ _ K bm` cöevn mvewmwwqvix Kv úvbx K cö`vb (43) (15) jf vsk cö`vb (505,197) (497,638) (505,240) (497,653) Av jvp eq i bxu bm` e w (295,108) (42,461) cöviw K bm` Ges bm` mgzzj mgyn 1,074,414 1,116,875 mgvcbx bm` Ae v Ges bm` mgzzj mgyn ,306 1,074,414 * m úwë, cø v U Ges miävg GKxfyZ eve` cö`vb PjwZ eq i ms hvrb 5 793, ,451 wbg vyvaxb e q g~jab n Z vbvšíi 5.1 (464,168) (92,043) gyjabx wel q fûi `i K cö`vb 19 (9,730) - 319, ,408

27 wj Û evsjv `k wjwg UW evwl K cöwz e`b Kbmwj W UW Avw_ K Ae vi weeiy 2011 mv ji 31 k ww m ^i Zvwi Li UxKv UvKv' 000 UvKv' 000 m úwëmg~n h m úwëmg~n PjwZ b nt m úwë, cø vè Ges miävg 5 1,238,834 1,043,552 A vqx m úwëmg~n 6 3,676 4,766 gvu h m úwëmg~n PjwZ b n 1,242,510 1,048,318 PjwZ m úwëmg~nt gry` mvgmöx 8 657, ,478 evwywr K `bv`vimg~n 9 186, ,103 AwMÖg, Rgv Ges AvMvg cwi kva , ,641 bm` Ges bm` mgzzj mg~n 11(G) 779,304 1,074,412 gvu PjwZ m úwëmg~n 1,757,698 1,753,634 gvu m úwëmg~n 3,000,208 2,801,952 BKz BwU I `vqmgyn kqvi nvìvi `i BKz BwUt kqvi g~jab , ,183 cybtg~j vqb eve` msi Y 20,174 20,174 mvaviy msiw Z Znwej 13(G) 1,993,524 1,823,654 gvu BKz BwU 2,165,881 1,996,011 h `vqmg~n PjwZ b nt Kg Pvix `i Kj vb myweavw` 14 85, ,392 wejw ^Z Ki `vqmg~n 15 92,976 64,939 Ab vb h `vqmg~n PjwZ b n , ,646 gvu h `vqmg~n PjwZ b n 351, ,977 PjwZ `vqmg~nt evwywr K cvibv`vi 17 68,790 59,360 LiP eve` cvibv`vi Ges cö `q LiP 18(G) 209, ,261 wewea cvibv`vi ,111 55,237 Ki eivï (bxu AvMvg Ki cwi kva) 20(G) 88, ,106 gvu PjwZ `vqmg~n 482, ,964 gvu `vqmg~n 834, ,941 gvu BKz BwU Ges `vqmg~n 3,000,208 2,801, ch š ms hvwrz UxKvmg~n Avw_ K weeiyxi Awe Q` Ask XvKv, 08 gvp 2012 GKB Zvwi L Avgv `i cöwz e`b Abyhvqx AvBqye Kv`wi mfvcwz Bidvb Gm gwzb e e vcbv cwipvjk Gg bvrgyj nv mb Kv úvbx mwpe ingvb ingvb nk PvU vw GKvD U v Um

28 088 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Kbmwj W UW Kgwcª nbwmf Av qi weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii UxKv UvKv' 000 UvKv' 000 iwfwbd 21 3,729,754 3,199,375 wewµz c Y i LiP 22 (2,279,806) (1,857,531) gvu gybvdv 1,449,948 1,341,844 cwipvjbv e q 23(G) (582,452) (520,185) cwipvjbvmg~n n Z gybvdv 867, ,659 Ab vb eve` Avq 24 2,027 17,602 my` eve` Avq, bxu 25 70,576 63,951 Ki eivï c~e gybvdv 940, ,212 Ki eivï 26 (258,621) (235,193) G eq ii bxu gybvdv 681, ,019 Ab vb Kgwcª nbwmf Avqt wba vwiz Kj vb cø vbmgy n GKPzqvwiqvj Avq/( wz) ,032 (13,466) G eq ii Ab vb Kgwcª nbwmf Avq/( wz) 21,032 (13,466) G eq ii gvu Kgwcª nbwmf Avq 702, ,553 kqvicöwz Avqt kqvicöwz gšwjk Avq (UvKv 10/=) 27(G) ch š ms hvwrz UxKvmg~n Avw_ K weeiyxi Awe Q` Ask XvKv, 08 gvp 2012 GKB Zvwi L Avgv `i cöwz e`b Abyhvqx AvBqye Kv`wi mfvcwz Bidvb Gm gwzb e e vcbv cwipvjk Gg bvrgyj nv mb Kv úvbx mwpe ingvb ingvb nk PvU vw GKvD U v Um

29 wj Û evsjv `k wjwg UW evwl K cöwz e`b Kbmwj W UW BKz BwU cwiez bi weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii kqvi g jab c~btg~j vqb LvZ msiw Z Znwej gvu UvKv' 000 UvKv' 000 UvKv' 000 UvKv' 000 1jv Rvbyqvix 2010-Gi DØ Ë 152,183 20,174 1,666,739 1,839,096 jf vsk cö`vb - - (497,638) (497,638) G eq ii gvu Kgwcª nbwmf Avqt G eq ii gybvdv , ,019 Ab vb Kgwcª nbwmf Avq/( wz) - - (13,466) (13,466) 31 k ww m ^i 2010-Gi DØ Ë 152,183 20,174 1,823,654 1,996,011 jf vsk cö`vb - - (532,640) (532,640) G eq ii gvu Kgwcª nbwmf Avqt G eq ii gybvdv , ,478 Ab vb Kgwcª nbwmf Avq/( wz) ,032 21, k ww m ^i 2011-Gi DØ Ë 152,183 20,174 1,993,524 2,165,881

30 090 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Kbmwj W UW bm` A_ cöev ni weeiy 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii UxKv UvKv' 000 UvKv' 000 cwipvjbv Kg KvÛ _ K bm` cöevn weµq n Z MÖnY 3,743,264 3,153,681 Ab vb MÖnY/(cÖ`vb) 17,999 (3,216) gvjvgvj, mev Ges cwipvjbv e q mieiv ni Rb cö`vb (3,020,569) (2,299,708) bxu my` MÖnY 67,151 71,729 AvqKi cö`vb 20(G) (281,796) (230,827) 526, ,659 wewb qvm Kg KvÛ _ K bm` cöevn * m úwë, cø v U Ges miävg GKxfyZ eve` cö`vb (319,895) (260,408) GKxfyZ A vqx m úwëmg~ ni cö`vb 6 (521) (498) m úwë, cø v U Ges miävg weµqjä UvKv 32 4,456 24,424 (315,960) (236,482) Avw_ K Kg KvÛ _ K bm` cöevn jf vsk cö`vb (505,197) (497,638) (505,197) (497,638) Av jvp eq i bxu bm` e w (295,108) (42,461) cöviw K bm` Ges bm` mgzzj mgyn 1,074,412 1,116,873 mgvcbx bm` Ae v Ges bm` mgzzj mgyn 11(G) 779,304 1,074,412 * m úwë, cø v U Ges miävg GKxfyZ eve` cö`vb PjwZ eq i ms hvrb 5 793, ,451 wbg vyvaxb e q g~jab n Z vbvšíi 5.1 (464,168) (92,043) gyjabx wel q fûi `i K cö`vb 19 (9,730) - 319, ,408

31 wj Û evsjv `k wjwg UW evwl K cöwz e`b wnmv ei UxKvmg~n 2011 mv ji 31 k ww m ^i Zvwi L mgvß eq ii 1. cöwz e`b cö`vbkvix cöwzôvb 1.1 Kv úvbxi cwiwpwz wj Û evsjv `k wjwg UW kqvi evrv ii ZvwjKvfy³ GKwU Kv úvbx Ges Kv úvbxr G v± 1913-Gi AvIZvq 1973 mv j evsjv ` k Kvh µg cwipvjbvi Rb Aš f ~³ nq 1976 mv j Kv úvbxwu kqvi evrv ii ZvwjKvfy³ GKwU cöwzôv b cwiyz nq Kv úvbxwu XvKv K G PÄ (DSE) I PÆMÖvg K G PÄ (CSE) Df qib kqvi evrv ii ZvwjKvfy³ GKwU cöwzôvb Gi wbeüxk Z Kvh vj qi wvkvbv n jv 285 ZRMuvI wkí GjvKv, XvKv-1208, evsjv `k ïi n ZB wj Û evsjv `k wjwg UW hy³iv R i ` weiwm MÖ c wjwg UW Gi GKwU mvewmwwqvix Kv úvbx Rvg vb Kv úvbx wj Û GwR (Linde AG) hy³iv R i ` weiwm MÖ c wjwg UW- Gi m ú~y g~ja bi AwaKvix 2011 mv ji 20 k b f ^i _ K M vevj cövmövg wn m e mkj wj Û Kv úvbx K wj Û eª vû- Gi AvIZvq Avmvi D Ï k weiwm evsjv `k wjwg UW- Gi bvg cwiez b K i wj Û evsjv `k wjwg UW Kiv n q Q iwróªvi Ae R q U K Kv úvbxr GÛ dvg - G Kv úvbxi bvg cwiez bi hvezxq Kvh µg bw_e Kiv n q Q 1.2 e emvi cök wz Kv úvbxi Kvh µ gi g a i q Q wkírvz I wpwkrmv, M vm, I qwìs miävgvw` I cy mg~n, G v bm _wmqv I mnvqk miävgvw` cö Z I mieivn Kiv wmwjûvi fvov I MÖvnK `i Kg j f vkzqvg Bbmy j UW Bfv cv iui vcb Kvh µg n ZI Kv úvbx Avq K i _v K 2. cö Zi wfwë 2.1 Abym Z wewai weeiy GB Avw_ K weeiyxmg~n (Kbmwj W UW Avw_ K Ae vi weeiymn) Pjgvb bxwz Abymi b wnmvei Y Kv h i evsjv `kx gvb Abyhvqx (BAS) Ges evsjv `k Avw_ K gvb Abyhvqx cöwz e`bmg n (BFRS), Ges GB weeiyx Kv úvbxi AvBb 1994, wmwkdwiwur GÛ G PÄ bxwz 1987 Ges evsjv `ki cö hvr Ab vb AvBb gvzv ek cö Z Kiv n q Q 2.2 Avw_ K weeiyxmg~ ni Aby gv` bi ZvwiL cwipvjke ` GB Avw_ K weeiyxmg~n kqvi nvìvi `i Rb 08 gvp 2012-G Aby gv`b `vb K ib 2.3 cwigv ci wfwë Pjgvb bxwz Abymi b GB Avw_ K weeiyxmg~n cö Z Kiv n q Q hvnv HwZnvwmK e q msµvš Kb fbkb Abyhvqx G Î cybtg~j vq b Aš f yw³i gva g Kvb Kvb m ú`, cø v U I miävgvw` Ges cbkb cø vb K mwvk g~j vq bi wfwë Z Kivi j Dc iv³ Kb fbk bi cwiewz Z aiy e envi Kiv n q Q 2.4 Avw_ K weeiyxi Dc vcb Ges e envwik gỳ ªv GB Avw_ K weeiyxmg~n Dc vcb Kiv n q Q evsjv `kxq gy`ªvq (UvKv) hvnv Kv úvbxi e envwik I Dc vcb DfqB gỳ ªvq ewb Z e vwzz GB Avw_ K weeiyxmg~ ni msl v wj wbkuzg nvrvi UvKvi wnmv ei AsK `Lv bv n q Q 2.5 AvbygvwbK wnmvevw` I we epbvmg~ ni (judgements) e envi Avw_ K weeiyxmg~n cö Zi j e e vcbv KZ c K wnmvei Y bxwzgvjv cö qv Mi cvkvcvwk m ú`, `vq, Avq I e qmg~ ni cöwz ew`z cwigvb K cöfvwez K i Ggb ai bi we epbv AvbygvwbK wnmve I aviyv K Kv R jvmv Z nq AvbygvwbK wnmvevw` Ges Zrm úwk Z aviyvmg~n HwZnvwmK AwfÁZv Ges Ab vb wewfbœ ai bi wbqvg Ki Dci wbf i K i h jv cwiw wzi wepv i hšw³k wnmv e aiv nq; GB ai bi AwfÁZv I wbqvg Ki djvdj Ab vb Drm n Z Zvr wbkfv e Avjv`v Kiv hvq bv Ggb ai bi m ú` I `vqmg~ ni cwievnx g~j m ^ Ü we epbv Kivi wfwë MVb K i GB ai bi AvbygvwbK wnmvevw` n Z cök Z djvdjmg~n wfbœ n Z cv i AvbygvwbK wnmvevw` Ges i Z c~y aviyvmg~n Pjgvb wfwë Z cybwe epbv Kiv nq wnmvei Y welqk AvbygvwbK wnmvevw` cybwe epbv welqwu H mg qi Rb MY Kiv nq h mg qi g a AvbygvwbK wnmvevw` cybwe epbv Kiv nq, hw` G cybwe epbv KejgvÎ mb mgq K, A_ev hw` D³ cybwe epbv PjwZ I fwel Z Dfq mgq KB cöfvwez K i, m Î cybwe epbvi mg q I fwel Z mg q cöfvwez K i we kl K i, Avw_ K weeiyxmg~ n ^xk Z cwigv bi Dci me vwak i Z c~y cöfve i L Q Ggb ai bi wnmvei Y bxwzgvjv cö qv Mi Î AvbygvwbK wnmve I we epbvmg~ ni i Z c~y Î jv m ^ Ü Z_ wb èwjwlz UxKvmg~ n ey bv Kiv n q Qt UxKv 9.1 UxKv 14.2 UxKv 15 UxKv 18 UxKv 20 m `nrbk `bveve` eivï MÖ vpzbwueve` eivï wejw ^Z Ki `vqmg~n LiP eve` cvibv`vi I cö `q LiP Ki eivï 2.6 cöwz e` bi mgq Kv úvbxi Avw_ K weeiyxmg~n cö Z Kiv n q Q GK eq ii, hvnv Rvbyqvix gv mi 1 ZvwiL n Z ww m ^i gv mi 31 ZvwiL ch ší mg qi 3. iæz c~y wnmvei Y bxwzgvjv Avw_ K weeiyxmg~ n Dc vwcz mkj mg qi Î wb gœ cö`ë wnmvei Y bxwzgvjvmg~n m½wzc~y fv e cö qvm Kiv n q Q 3.1 ˆe `wkk gỳ ªv e `wkk gy`ªv K UvKvq iƒcvšíi Kiv nq jb ` bi w` bi nvi Abyhvqx Avw_ K m ú` Ges `bv jv cybtcwiewz Z nq cöwz e` bi Zvwi Li gy`ªvi nvi Abyhvqx Avw_ K wewbg qi Zvwi L wewbg qi nvi e envi K i A_ mswk ó bq Ggb m ú` I `vqmg~ ni e vcv i cöwz e`b cö`vb Kiv nq gy`ªvi iƒcvší ii cv_ K K KgwcÖ nbwmf weeib wnmve-g Avq A_ev e q wnmv e `Lv bv nq 3.2 m úwë, cø v U Ges miävg ^xk wz I cwigvc jv LivR f~wg, jv LivR `vjvb Ges BRvivK Z `vjvb e wz i K m úwë, cø v U, I miävg cywäf~z AePq I AKvh KvwiZvcÖm~Z (impairment) cywäf~z q wz eve` e q, hw` _v K, Zv ev` w` q cwigvc Kiv nq jv LivR f~wg cybg ~j vwqz cwigvb wnmv e cwigvc Kiv nq jv LivR `vjvb Ges BRvivK Z `vjvbmg~n cywäf~z AePq e wz i K cybg ~j vwqz cwigvb wn m e cwigvc Kiv nq Kvb m úwë, cø v U I miävg eve` e q ej Z evsvq Gi µqg~j, Avg`vwb ïé I A diz hvm Kimg~n ( UªW wwmkvd U I wi eumg~n ev` `qvi ci) Ges m úwëmg~n K cöz vwkzfv e cwipvjbv Kivi j h ai bi jv Kkb I Ae v Avek K m ai bi jv Kkb I Ae vq m úwëwu Avbqb eve` cöz h Kvb e q ciez xkvjxb e qmg~n hw` Ggb nq h, Kvb m úwë, cø v U ev miävgvw`i Kvb As ki fwel Z A_ bwzk myweav Kv úvbx cv e Ges Gi e q wbf i hvm Dcv q cwigvc Kiv hv e, m Î D³ m úwë, cø v U ev miävgvw`i cöwz vcbxq ev Dbœqb AskwU eve` e q Gi PjwZ g~ j i g a MY Kiv n e Kvb m úwë, cø v U Ges miävgvw`i ˆ`bw `b i Yv e Y eve` e q KgwcÖ nbwmf Av qi weeib welqk wnmvevw`i g a MY Kiv nq AePq wj Û evsjv `k wjwg UW mkj m úwë, cø v U I miäv gi Rb cö hvr mev AePq welqk Kb fbk b (service depreciation convention) D jøwlz gvm e envi K i

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33 wj Û evsjv `k wjwg UW evwl K cöwz e`b nq IRbwfwËK Mo e q dg yjv e envi K i Ges c Y i gry `i e qi g a i q Q gry` msmön eve` e q, Drcv`b ev iƒcvšíi eve` e q Ges we` gvb jv Kkb I Ae vq G jv K Avbqb eve` Ab vb e q bxu gybvdv hvm g~j ej Z evsvq mgvß eve` AvbygvwbK e q I weµq eve` e qmgyn e wz i K mvavib e emvi avivq AvbygvwbK weµqg~j c Y i grỳ mg~n KuvPvgvj, cö ZK Z (finished) cy vw`, cwievnx cy Ges i Yv e Yi Kv R Avek K evowz hš vsk wb q MwVZ 3.7 Bg cqvi gè (impairment) cy vw` I Avmev ei gryz e vwz i K Kv úvbxi m úwëmg~ ni g~ j i Î Bg cqvi gè-gi Kvb j Y i q Q wkbv Zv wba viy Kivi Rb cö Z K cöwz e`b cö`v bi Zvwi L G jv ch v jvpbv Kiv nq hw` G ai bi AvjvgZ cviqv hvq, m Î mswk ó m úwëmg~ ni cybi v ii Dc hvmx Bg cqvi gè-gi AvbygvwbK wnmve ei Kiv nq hw` Kvb m úwëi ev Gi bm` A_ e w Kvix BDwb Ui PjwZ g~j D³ m úwëi cybi vi hvm g~j A c v ekx nq Zv Bg cqvi gè jvkmvb wn m e aiv nq Bg cqvi gè jvkmvb hw` nq, m jv KgwcÖ nbwmf Av qi weeiyx wnmv e `Lv bv nq 3.8 eivïmg~n AZxZ B f Ui djvd ji Kvi Y Kv úvbxi Kv bv AvBbMZ ev MVbg~jK eva evakzv _vkvq Avw_ K Ae vi weei b GKwU eivï e e v K ^xk wz `Iqv n q Q, m Î m vebv i q Q h, GB eva evakzvi wb úwëi Rb Avw_ K myd ji GKwU ewntcöevn cö qvrb Ges eva evakzvi cwigv Yi GKwU wbf i hvm AvbygvwbK wnmve Kiv h Z cv i 3.9 m ve e q `vex, gvgjv BZ vw` _ K D ~Z m ve e q ikw ivlv nq, hlb Ggb m vebv _v K h G Z GKwU `vq Av ivwcz n q Q Ges Gi cwigvb hšw³kfv e cwigvc Kiv h Z cv i 3.10 AvqKi AvqK ii LiP web Í Kiv n q Q ez gvb Ges wejw ^Z K ii mwnz AvqK ii LiP KgwcÖ nbwmf Av qi weeiyx wnmv e `Lv bv n q Q ez gvb Ki Av jvp eq ii Rb Ki hvm Av qi Dci h cöz vwkz Ki cö`vb Ki Z nq mb KiB n jv ez gvb Ki, hv cöwz e` bi Zvwi L AvBb KZ K Aby gvw`z ev cök Z A _ AvBbwm Ki nvi Abyhvqx cö `q Kv úvbxwu ÒcvewjKwj UÖ WW Kv úvbxó wn m e hvm Zi we ewpz AvqK ii nvi PjwZ eq i 24.75% nv i eivï Kiv n q Q G Î NvwlZ jf vsk cwi kvwaz g~ja bi 20% Gi ewk niqvq 10% Ki iqvz cviqv wm q Q 2011 mv ji A_ Aa v `k Abyhvqx GB Ki eiv Ïi nvi wba vib Kiv n q Q wdb vý G v± 2011 Abyhvqx Kv úvwb K Kvb wbw` ó eq i mkj Drm n Z cövß Kv úvwbi gvu Av qi cwigv Yi 0.5 kzvsk nv i cö `q by bzg Ki mv c Kv úvwbi Rb cö hvr nv i Ki cö`vb Ki Z n e h nzz Av jvp eq i Kvb Drm n Z mvewmwwqvwi Kv úvwbi Kvb Avq wqj bv, m Î mvewmwwqvwii Rb Kvb Ki cö`vb Kiv nqwb wejw ^Z Ki Avw_ K cöwz e`b ˆZwii Rb m ú` Ges `vqmg~ ni PjwZ cwigvb Ges ïévq bi Rb e eüz cwigv bi g a mvgwqk cv_ K ˆZwi Kivi gva g BAS-12t AvqK ii, c wz e envi K i wejw ^Z Ki we epbv Kiv nq wejw ^Z Ki K ii nvimg~ ni Av jv K cwigvc Kiv nq, hv mvgwqk cv_ K mg~n wecixzfv e cöwzfvz niqvi cöw Z cö qvm Kivi cöz vkv Kiv nq; G Î h mg Í AvBb cöyxz n q Q ev cöwz e`b cö`v bi ZvwiL Øviv ev ÍweKfv e cöyxz n q Q m mg Í AvB bi Dci wfwë K i wejw ^Z Ki cwigvc Kiv nq wejw ^Z Kiv ivwcz m ú` Ges `vqmg~ ni mgzv weavb Kiv nq hw` PjwZ Kiv ivwcz `vq I m ú`mg~ ni mgzv weavb Kivi j AvBbMZfv e cö qvm hvm AwaKvi _v K Ges hw` m jv GKB ai bi Ki cö`vb hvm cöwzôv b GKB Ki KZ c KZ K Av ivwcz AvqKimg~ ni mv _ m úwk Z _v K GKwU wejw ^Z Kiv ivwcz m úwë H mxgv Aewa ^xk Z nq hv Z, Ggb m vebv _v K h, fwel Z h Ki hvm gybvdvmg~n cviqv hv e Zvi wecix Z KZ b hvm mvgwqk cv_ K Kv R jvmv bv h Z cv i wejw ^Z Kiv ivwcz m úwëmg~n cö Z K cöwz e`b cö`v bi Zvwi L c~bwe epbv Kiv nq Ges G jv Ggb mxgv Aewa n«vm Kiv nq hvi cwi cöw Z mswkøó Ki welqk gybvdv Avi ev Íevqb Kivi m vebv _vk e bv 3.11 kªwgk `i gybvdv Askx`vwiZ Znwej (WPPF) evsjv `k kªg AvBb 2006 Abyhvqx kªwgk `i gybvdv AskMÖnYg~jK Znwej ev WPPF eve` GB ai bi e q Av ivc Kivi c~ e Kv úvbx Gi gybvdvi 5% hvmvb `q 3.12 Kg Pvix `i Kj vb myweavw` Kv úvbx-gi hvm vqx Kg KZ v-kg Pvwii Rb wba vwiz AskMÖnYg~jK cø vb (defined contribution plan) Ges wba vwiz Kj vb cø vb (defined benefit plan) DfqB cwipvjbv K ib hlv b cö hvr, RvZxq ivr ^ evw (NBR) KZ K Aby gvw`z ^ ^ `wjjmg~ n ewy Z kz vejx Abyhvqx hvm Zv wba viy Kiv nq wba vwiz AskMÖnYg jk cø vb (provident fund ev fwel r Znwej) wba vwiz AskMÖnYg~jK cø vb n jv Kg ms vb cö`v bvëi GKwU ewbwdu ev Kj vb cø vb hvi AvIZvq Kv úvbx Gi mkj vqx Kg KZ v-kg Pvwii Rb ewbwdu ev Kj v bi e e v K i ^xk Z Kg KZ v-kg Pvwi `i fwel r Znwej wba vwiz AskMÖnYg~jK cø vb wn m e we ewpz n q Avm Q KviY, GwU GB D Ïk c~i Yi Rb wba vwiz ^xk wzg~jk µvb Uwiqv ev gvb`ûmg~n c~iy K i mkj vqx Kg KZ v-kg Pvwi Zv `i g~j ez bi 12.5% fwel r Znwe j cö`vb K ib Ges Kv úvbxi mgcwigvb A_ cö`v bi gva g GB Znwej MV b AskMÖnY K i hlb Kv úvbx Z Kg iz e w³ AskMÖnYg~jK Znwe ji wewbg q mev cö`vb K i _v Kb, ZLb Kv úvbx KZ K wba vwiz AskMÖnYg~jK cwikíbv Znwe j A_ cö`vb e q wn m e MY Kiv nq G Î Kv úvbx Znwe j h cwigvy A_ cö`vb Ki Z m Z m e vcv i AvBb Ges MVbg~jK eva evakzvi f~wgkv mxwgz wba vwiz Kj vb cø vbmgyn Avby ZvwlK xg Kv úvbx Zvi vqx Kg KZ v-kg Pvwi `i Rb GKwU Znwej wenxb Avby ZvwlK xg ev MÖ vpzbwu xg cwipvjbv K i hvi AvIZvq GKRb Kg KZ v ev Kg Pvwi Zvi PvKzwiKvjxb mgq Ges me kl cövß g~j ez bi Dci wbf i K i fvzvmg~n cövwßi AwaKvi jvf K ib Kv úvbx Gi mkj hvm Kg KZ v-kg Pvwii Rb cöwz e`b ZvwiL gvzv ek me vwak A_ myweav cö`v bi e e vmg~n MYbv K i 2007 mv ji ci n Z GB cø v bi Rb Kvb GKPzqvwiqvj g~j vqb Kiv nqwb Aek, h nzz MÖ vpzbwu eve` A_ cwi kv ai Î Zgb Kvb D jøl hvm AwbðqZv ev AvbygvwbK wnmvevw` bb, m nzz e e vcbv KZ c GB g g we epbv K ib h, GKPzqvwiqvj g~j vqb Kiv n j G Z hw` Kvb cv_ K cwijw Z nq Zv ZZUv i Z c~y wnmv e cöwzfvz n e bv Aemi-fvZv xg (pension scheme) Kv úvbx Gi e e vcbvi `vwq Z wb qvwrz Kg KZ v `i Rb cbkb xg cwipvjbv K i e e vcbvi `vwq Z wb qvwrz Kg KZ v `i g a hv `i PvKzwii eqm `k eqi n q Q, Zviv Aemi-fvZv ev cbkb ewbwdu x gi myweav fvm Ki eb cbkb w g n jv GKwU msávwqz AemiKvjxb Kj vy myweav cwikíbv, hvi Aax b Kg Pvix `i K AemiKvjxb Kj vy myweav wn m e cö `q A _ i cwigvy Zv `i Avq I PvKzwii eqm Abyhvqx wba vwiz nq cbkb Znwej Ô ^xk wzi gvb`ûõ (recognition criteria) Abymv i MwVZ e j Zv K GKwU msávwqz Kj vy myweav cwikíbv wn m e

34 094 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 we epbv Kiv n q _v K G Î Kv úvwbi `vq n jv, Znwe ji kz Abyhvqx Kv úvwbi ez gvb I cöv³b Kg Pvix `i K m Z Kj vy myweav cö`vb Kiv msávwqz Kj vy myweav msµvší `vqmg~ ni ez gvb g~j gvb Ges cbkb cwikíbvi Aax b _vkv m ú`mg~ ni b vh g~j gvb ckv`vi A vkpzqvwi Øviv wba viy Kiv n q _v K cö R ±W BDwbU µwwu (wcbdwm) c wzi mvnv h msávwqz Kj vy myweav msµvší `vqmg~ ni Ges mswkøó ez gvb I AZxZ PvKzwi g~ j i (service cost) ez gvb g~j gvb cwigvc Kiv nq Ges G Î Kg Pvix `i RbwgwZK I Avw_ K PvjKmg~n (demographic and financial variables) cvi úwikfv e mgw_ Z / m½wzc~y cövmw½k A vkpzqvwiqvj c~e vbygvbmg~ ni (actuarial assumptions) wfwë Z wba viy Kiv n q _v K AemiKvjxb Kj vy myweav cwikíbvi Aax b _vkv m ú`mg~ ni b vh g~j gvb Ges G msµvší `vqmg~ ni ez gvb g~j gv bi e eavb K Avw_ K Ae vi weeiyx Z ev Íe Ae v Abymv i `vq ev m ú` wn m e cö`k b Kiv n q _v K h nv i PvKzwi ciez x Kj vy myweav msµvší `vqmg~n wwmkvd U Kiv nq Zv ( mb nvi) UªRvwi we ji Dci Avw_ K Ae v weeiyx ˆZwii Zvwi L we` gvb _vkv evrvi g~ j i (market yields) wbwi L wba vwiz nq evrvi cöz vkvi (market expectation) Dci wfwë K i cbkb cwikíbvi Aax b _vkv m ú`mg~ ni cöz vwkz gybvdv cwigvc Kiv nq mvgwmök Avq weeiyx Z cö`wk Z gvu e qi AšÍM Z Ask jv n Q, ez gvb PvKzwi eve` e q (current service cost), my` eve` e q Ges cbkb cwikíbvi Aax b _vkv m ú`mg~ ni Dci cöz vwkz gybvdv Kv úvwbi bxwz n jv, A vkpzqvwiqvj jvf ev jvkmvb NUvi ci Awej ^ Zv c~y v½fv e Ab vb Kgwcª nbwmf Av qi weeiyx Z cö`k b Kiv ^í- gqv`x Kg Pvix `i Kj vb myweavw` ^í gqvw` Kg Pvix Kj vy myweav msµvší `vqmg~n K AvbwWmKvD UW wfwë Z cwigvc Kiv nq Ges mswkøó mev eve` e q wn m e `Lv bv nq mviv eq i Kg Pvix `i h QzwU Rgv nq Zv Zv `i fvm Kivi weavb _vk ji Zviv Zv MÖnY K ib bv cö Z K Kg Pvix `i me kl cövß g~j ezb I Ae eüz QzwUi wfwë Z GB fvzvi e e v Kiv nq 3.13 Avq welqk ^xk wz cy mg~n weµq n Z cövß Avq wewµz cy mg~n M nxz ev M nxze we epbvi wbi c g~j, wiuvy I fvzv I evwyr welqk wwmkvd Umg~ ni gvu cwigvb Abyhvqx cy vw`i weµq n Z Avq cwigvc Kiv nq Avq ^xk Z nq hlb µzvi wbku gvwjkvbv welqk i Z c~y SuywK Ges cövwßmg~n vbvšíwiz nq, we epbvmg~n cybi v ii m vebv _v K, c Y i mswk ó e q I m ve wiuvb wbf i hvm fv e AvbygvwbK wnmve Kiv hvq, c Y i Î Kvb Ae vnz e e vcbv welqk m ú ³Zv _v K bv Ges Av qi cwigvb wbf i hvm fv e cwigvc Kiv hvq mvaviyz cy ZvwjKvi cvkvcvwk c Y i mieiv ni mgq G jv mvwaz nq weµq mieivn n Z bm` cövwß hlb we µzv KZ K cy Wwjfvix `qv nq Ges bm` A_ MÖnY Kiv nq, ZLb Avq ^xk Z nq mevmg~n cö`ë mevmg~n n Z cövß Avq cöwz e`b cö`v bi Zvwi L jb `b mgvß niqvi ch vq Abycv Z KgwcÖ nbwmf Av qi weeiyx wb ` kk wnmv e ^xk Z nq wmwjûvi fvov bm` A _ i wfwë Z e vckfv e ^xk Z nq Kwgkb hlb Kvb jb ` bi Î Kv úvbx wcöwýcvj bv n q eis GKwU G R U wn m e KvR K i, ZLb Kv úvbx KZ K M nxze Kwgk bi bxu cwigvy wn m e Avq ^xk Z nq 3.14 dvbb vý Avq I LiPmg~n dvbb vý welqk Avq ej Z wewb qvmk Z Znwej n Z cövß my` eve` Avq evsvq my` eve` Avq µgewa Âz wnmv ei wfwë Z ^xk Z nq dvbb vý welqk e q ej Z Ifvi WªvdURwbZ my` eve` e q, wdb vý jxr Ges e vsk PvR mg~n evsvq dvbb vý welqk mkj e q KgwcÖ nbwmf Av qi weeiyx welqk wnmv e ^xk Z nq 3.15 Avw_ K weeiyxmg~ ni Kbmwj Wkb evsjv `k Aw Rb wjwg UW wj Û evsjv `k wjwg UW Gi cy ivcywi AwaK Z GKwU mvewmwwqvix Kv úvbx wj Û evsjv `k wjwg UW mvewmwwqvix Kv úvbxi mëv K wbqš Y K i evsjv `k wnmvei Y bxwzgvjvi (BAS) 27bs (Kbmwj W UW Ges c _K Avw_ K weeiyxmg n) wewa Ab~hvqx mvewmwwqvix Kv úvbxi Avw_ K weeiyxmg n Kv úvbxi Avw_ K weeiyxi mv _ GKwÎZ Kiv n q Q AvšÍtMÖ c e v j Ým Ges AvšÍtMÖ c jb- `b n Z D ~Z An ÍvšÍwiZ Avq I e qmg~n GKÎxK Z Avw_ K weeiyx cö Zi Î m úyb fv e ev` `qv n q Q 3.16 kqvicªwz Avq Kv úvbx Zvi mvaviy kqv ii Rb kqvicªwz gšwjk Avq-Gi (EPS) WvUv Dc vcb K i Q kqvicªwz gšwjk Avq mvavib kqvi nvìv `i AwR Z Avq ev jvkmvb (Ki ciez x bxu gybvdv) Ges G eq ii e Kqv I q UW Gfv ir mvaviy kqv ii msl vi mwnz wefvr bi gva g kqvicªwz gšwjk Avq (EPS) wba vwiz nq 3.17 bm` A_ cöev ni weeiy mivmwi wfwë Z cwipvjbv Kg KvÛ _ K bm` A_ cöevn Dc vwcz n q Q 3.18 cöwz e`b Zvwi Li ciez x B f Umg~n cöwz e`b Zvwi Li ciez x B f Umg~n, hv cöwz e`b Zvwi L Kv úvbxi Ae v m ^ Ü evowz Z_ cö`vb K i, mb B f Umg~n Avw_ K weeiyxmg~ n cöwzdwjz n q Q cöwz e`b Zvwi Li ciez x g v Uwiqvj B f Umg~n, h jv G vwrvw s B f U bq, m wj cökvk Kiv n q Q hv UxKv 40-G `Lv bv n q Q 4. Avw_ K SuywK e e vcbv Kv úvwbi SuywK e e vcbv KvVv gv cöwzôv I `Lv kvbv Kivi mvwe K `vq-`vwqz Kv úvwbi e e vcbv KZ c i Dci ez vq Kv úvwbi SuywK e e vcbv bxwzgvjv MVb Kiv nq hv Z Kv úvwbi hme SuywKi gy LvgywL nq m jv kbv³ Kiv I we køly Kiv hvq, h_vh_ SuywKi mxgv I wbqš Y c wz wba viy Kiv hvq Ges SuywK cwiex Y Kiv I SuywKi mxgv g b Pjv hvq evrvi cwiw wz I Kv úvwb Kvh µ gi cwiez b Zz j aivi j SuywK e e vcbv bxwzgvjv I c wzmg~n wbqwgzfv e ch v jvpbv Kiv nq Avw_ K `wjjvw` e envi nzz Kv úvwbi wb gœv³ SuywKmg~ ni gy L covi m vebv i q Q t evkx Z wewµi SuywK (credit risk) Zvij SuywK (liquidity risk) evrvi SuywK (market risk) GB UxKv Z hme Z_ Dc vcb Kiv n q Q m jv n jv t Kv úvwbi Dc iv³ cöwzwu Su ywki gy L cov msµvší Z_ ; Su ywk cwigvc I e e vcbvi Rb Kv úvwbi hme D Ïk, bxwz I Kg -cöwµqv i q Q m jv m úwk Z Z_ ; Ges Kv úvwbi g~jab e e vcbv msµvší Z_

35 wj Û evsjv `k wjwg UW evwl K cöwz e`b evkx Z wewµi SuywK (credit risk) Kv úvwbi Kv bv MÖvnK ev Kv úvwbi Avw_ K `wj ji Kv bv cöwzc Zvi Pzw³i `vqmg~n c~i Y e _ n j Kv úvwb h Avw_ K jvkmv bi SuywKi gy L c o Zv-B n jv evkx Z wewµi SuywK cöavbz MÖvnK `i ˆewkó mg~n Kv úvwbi evkx Z wewµi Su ywki wkkvi niqvi Î cöavb f~wgkv cvjb K i _v K, hme ˆewk ó i AšÍM Z n jv wk íi default SuywK I MÖvn Ki Avw_ K gzv Gme Dcv`vb Kv úvwbi Rb evkx Z wewµi SuywK m wó Z Ae`vb ivl Z cv i Kv bv we kl fš MvwjK GjvKvq evkx Z wewµi SuywKi AvwaK bb Kv úvwbi WUim g v br g U wiwfd KwgwU (Debtors Management Review Committee) GKwU ÔevKx Z wewµi bxwzõ (Credit Policy) cöyqb K i Q Kv úvwbi g~j cwi kva I mieivn msµvší kz vejx (payment and delivery terms & conditions) cö Íve Kivi c~ e evkx Z wewµ msµvší GB bxwzi Aax b cö Z K bzzb MÖvnK K Zvi evkx Z µq hvm Zvi (creditworthiness) wbwi L e w³mzfv e we køly K i `Lv nq cö Z K MÖvn Ki Rb credit limit ev evkx Z wewµi mxgv wba viy Kiv nq Kv bv MÖvn Ki Rb evkx Z wewµi mxgv Øviv KwgwUi Aby gv`b PvIqv QvovB evkx Z gy³fv e mb MÖvn Ki wbku m e v P h cwigvy cy wewµ Kiv h Z cv i Zv wb ` k Kiv nq MÖvnK `i Rb evkx Z wewµi mxgv eq i Kgc GKevi ch v jvpbv Kiv nq hme MÖvnK Kv úvwb KZ K wba vwiz Benchmark Creditworthiness ev evkx Z wewµi m e v P mxgv Abymi Y e _ nq mme MÖvnK Kv úvwbi mv _ KejgvÎ bm` cö`vb / AwMÖg bm` Rgv wfwë Z jb `b Ki Z cv i Abv`vqx e Kqv (doubtful debts) wb úwëi Rb Kv úvwb GKwU ÔAbv`vqx e Kqv wb úwë bxwzõ (provision policy) cöyqb K i Q GB bxwzi Av jv K trade debtors ev e emvwqk `bv`vi `i `bv eve` Kv úvwbi jvkmv bi wnmve cviqv hv e Kv úvwb 90 w` bi gqv `vëxy e emvwqk `bv`vi `i 50% `bv Ges 180 w` bi gqv `vëxy e emvwqk `bv`vi `i 100% `bvi wb úwëi weavb K i Q 2011 mv ji 31 ww m ^i Zvwi L Kv úvwbi bm` A_ I bm` A _ i mgz~ j i cwigvy wqj 779,306 nvrvi UvKv (2010t 1,099,819 nvrvi UvKv), hv, Gme m ú `i wecix Z, Kv úvwbi evkx Z wewµi m e v P cwigv Yi m gzv wb ` k K i Kv úvwbi GB A_ I A _ i mgz~j mg~n wewfbœ e vs K Rgv ivlv Av Q Gme e vsk µwwu iwus G RwÝ Ae evsjv `k (wmavigwe) Ges µwwu iwus Bbd g kb A vû mvwf mm wjwg UW (wmaviavbgmgj)-gi iwus Abymv i AA3 _ K AAA ch ší iwuscövß e vsk Avw_ K Ae v weeiyx Z cö Z K Avw_ K m ú `i PjwZ g~j Øviv evkx Z wewµi SuywKi m e v P m vebv wb ` wkz n q Q 4.2 Zvij SuywK (liquidity risk) Kv úvwbi Avw_ K `vqmg~n cwi kv ai mgq niqv m Ë I Kv úvwb m jv cwi kv a Amg_ niqvi Su ywk Z co j mb Su ywk K Zvij Su ywk ejv nq Kv úvwbi Zvij (bm` A_ I bm` A _ i mgzzj mg~n) e e vcbv KŠkj n jv, AMÖnY hvm jvkmvb ^xkvi bv K i wksev Kv úvwbi mybvg K wzi SuywK Z bv d j, ^vfvwek I Pvchy³ Dfq Ae v ZB, cwi kv ai mgq n jb hv Z Kv úvwb Zvi `vqmg~n cwi kva Ki Z cv i m Rb hz`~i m e Kv úvwbi Kv Q me mgq h _ó cwigv Y Zvij _vkv wbwðz Kiv mvaviyz, Kv úvwb hikg h_vh_ we epbv K i mikg mgqkv ji cöz vwkz cwipvjb e q wguv bvi wbwg Ë Zvi Kv Q h _ó cwigv Y bm` A_ I bm` A _ i mgzzj _vkv wbwðz K i; Z e GB e qi g a c~ e hyw³m½zfv e Abygvb Kiv hvq bv Ggb Pig cwiw wz hgb cövk wzk `y h v Mi Kvi Y D ~Z AwZwi³ e qi Rb A_ AšÍf y³ _v K bv Z`ycwi, Avek K cvibv cwi kv a Kv úvwbi wbku h _ó bm` A_ bv _vkvi Î `vqmg~ ni A_ cwi kva wbwðz Ki Z wj Û MÖ c Zdwkwj evwywr K e vs Ki mv _ ^í gqvw` FY MÖnY myweav (Short Term Lines of Credit) ervq ivl Z Pvq (UxKv 11.1) 4.3 evrvi SuywK (market risk) evrvi cwiw wz Z h Kv bv cwiez b NUvi Kvi Y, hgb ˆe `wkk gy`ªv wewbgq nv i, my `i nv i I cy mvgmöxi g~ j cwiez b NUvi Kvi Y Kv úvwbi Avq K g hviqvi ev Kv úvwbi Avw_ K `wjjvw`i nvwìs _ K cvibv A _ i g~j gvb K g hviqvi h SuywK `Lv `q Zv-B evrvi Su ywk Kv úvwbi evrvi Su ywk e e vcbvi D Ïk n jv, Kv úvwbi evrvi SuywKMÖ ÍZv e e vcbv I MÖnY hvm gvîvq wbqš Y Kiv, Ges mb mv _ Kv úvwbi wewb qvm _ K m e vëg gybvdv AR b wbwðz Kiv K) gy`ªv msµvš SuywK (currency risk) Kv úvwbi hme Avq I µq ˆe `wkk gy`ªvq jb `b n q _v K m jvi Î Kv úvwb gy`ªv msµvší SuywKi wkkvi n Z cv i Kv úvwbi ˆe `wkk gy`ªvq jb `b niqv ewki fvm Kvh µg P j Av gwikvb Wjvi (USD), BD iv, wm½vcywi Wjvi (SGD) I MÖU weª U bi cvd Û (GBP) Ges ˆe `wkk gy`ªvq jb `bk Z Kv úvwbi ewki fvm Kvh µg we `k _ K KuvPvgvj I g~jawb DcKiY msmö ni mv _ m úwk Z wkqz wkqz mevi ÎI Kv úvwb K e `wkk gy`ªvq jb `b Ki Z nq G Qvov, Kv úvwb cy I mevi ißvwb I AbywgZ ißvwb _ KI ˆe `wkk gy`ªv Avq K i _v K gy`ªv msµvší SuywK e e vcbvi Ask wn m e, Kv úvwb ˆe `wkk gy`ªvq jb `b n e Zvi Ggb me Avmbœ µqmg~ ni Î wewfbœ e vs Ki mv _ ÔForward ContractÕ Pzw³ Z Ave nq, hv Z K i Kv úvwbi gy`ªv msµvší SuywKMÖ ÍZv K MÖnY hvm wbgœ gvîvq ivlv wbwðz Kiv hvq L) my `i nvi msµvš SuywK (interest rate risk) my `i nv i cwiez b NUvi Kvi Y h Su ywk m wó nq Zv KB ejv nq my `i nvi msµvší Su ywk (interest rate risk) my `i nvi evov ev Kgvi Kvi Y Kv úvwbi ˆe `wkk gỳ ªv mswkøó `vqmg~ n Kv bv D jøl hvm bwzevpk cöfve c o bv cöwz e` bi ZvwiL ch ší mg q Kv úvwb derivative `wjj wfwëk Kv bv Pzw³ Z Ave nqwb M) cy g~j msµvš SuywK (commodity risk) c Y i g~j IVvbvgv Kivi Kvi Y ( Kv úvwbi m ú` I c Y i) fwel r evrvi g~j gvb Ges Kv úvwbi fwel r Av qi cwigvy ev AvKvi wb q h AwbðqZv ˆZwi nq Zv K ejv nq cy g~j msµvší SuywK (commodity risk) h nzz Kv úvwb Drcv` b e env ii Rb GgGm Zvi, eø ÛW cvdwvi, K vjwmqvg Kve vbw I Ab vb KuvPvgvj µq K i _v K ZvB Gme DcKiY µq Kivi d j Kv úvwb cy g~j msµvší SuywKi gy L c o mieivnkvix `i mv _ Ômieivn Pzw³Õi (supply contract) gva g cy g~j msµvší SuywK e e vcbv Kiv n q _v K 4.4 g~jab e e vcbv Kv úvwbi Kvh µg K GKwU mpj Kvh µg wn m e ervq ivlv wbwðz Ki Z Kv úvwbi h ch vß cwigvy Af šíixy g~jab _vkv Avek K Zv wbiƒcy Kivi gva g mb gvzv ek Kv úvwbi Rb h _ó cwigv Y g~jab ervq ivlvi j wewfbœ bxwz I c` ci ev ZevqbB n jv g~jab e e vcbv kqvi g~jab, mvaviy msiw Z Znwej I c~bg ~j vwqz msiw Z Znwe ji mgš^ q Kv úvwbi g~jab MwVZ wba vwiz gvîvi PvB Z D PZi As Ki g~ja bi Î, mkj eo ai bi wewb qvm I cwipvjb wm vší evw KZ K g~j vwqz I Aby gvw`z n Z nq mvaviy kqvi nvìvimy K h jf vsk cö`vb Kiv nq cwipvjkgìjx Zvi gvîvi cwiex Y K i _v Kb

36 096 wj Û evsjv `k wjwg UW evwl K cöwz e`b m úwë, cø v U Ges miävg K) µq g~j jv Rvbyqvix 2011 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i µq g~j AePq LiP 31 k PjwZ 31 k ww m ^i eq ii ww m ^i jv PjwZ weµq/ 2011 G g~j Rvbyqvix eq ii n vš i G g~j 2011 AePq 31 k ww m ^i 2011 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 jv LivR f wg 30,511 7,390-37, ,901 jv LivR `vjvb 161, , ,520 41,259 5,840-47, ,421 BRvivK Z `vjvb 112,538 6, ,350 28,969 3,240-32,209 87,141 cø v U, hš cvwz Ges wmwjûvim& ( v imu vsk Ges f vkzqvg Bbmy j UW Bfv cv iuimn) 1,841, ,426 (77,782) 2,086,175 1,292, ,960 (76,666) 1,323, ,761 gvui Mvox 57,354 9,353 (7,241) 59,466 45,464 4,862 (6,069) 44,257 15,209 AvmevecÎ Ges mvrmiävg 65,757 5,225 (2,067) 68,915 48,965 4,650 (1,951) 51,664 17,251 Kw úduvi nvw Iq vi 38,702 11,284 (4,443) 45,543 24,854 4,816 (4,418) 25,252 20,291 2,308, ,168 (91,533) 2,680,870 1,481, ,368 (89,104) 1,523,895 1,156,975 wbg vyvaxb g~jabx e q (UxKv 5.1) 215, ,625 (464,168) 80, ,656 mve- UvUvj (K) 2,523, ,793 (555,701) 2,761,526 1,481, ,368 (89,104) 1,523,895 1,237, jv Rvbyqvix 2010 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i µq g~j AePq LiP 31 k PjwZ 31 k ww m ^i eq ii ww m ^i jv PjwZ weµq/ 2010 G g~j Rvbyqvix eq ii n vš i G g~j 2010 AePq 31 k ww m ^i 2010 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 jv LivR f wg 29, , ,511 jv LivR `vjvb 157,913 3, ,842 37,016 4,243-41, ,583 BRvivK Z `vjvb 107,303 5, ,538 26,122 2,847-28,969 83,569 cø v U, hš cvwz Ges wmwjûvim& ( v imu vsk Ges f vkzqvg Bbmy j UW Bfv cv iuimn) 1,810,670 65,157 (34,296) 1,841,531 1,206, ,850 (27,474) 1,292, ,411 gvui Mvox 52,203 7,298 (2,147) 57,354 43,246 4,365 (2,147) 45,464 11,890 AvmevecÎ Ges mvrmiävg 64,373 3,606 (2,222) 65,757 46,850 4,337 (2,222) 48,965 16,792 Kw úduvi nvw Iq vi 47,933 6,274 (15,505) 38,702 36,829 3,530 (15,505) 24,854 13,848 2,270,362 92,043 (54,170) 2,308,235 1,396, ,172 (47,348) 1,481, ,604 wbg vyvaxb g~jabx e q (UxKv 5.1) 46, ,408 (92,043) 215, ,199 mve- UvUvj (L) 2,317, ,451 (146,213) 2,523,434 1,396, ,172 (47,348) 1,481,631 1,041,803

37 wj Û evsjv `k wjwg UW evwl K cöwz e`b L) c btg j vqb jv Rvbyqvix 2011 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i c btg j vqb 31 k ww m ^i 2011 G g~j 1jv Rvbyqvix 2011 PjwZ eq ii AePq PjwZ eq ii weµq/ n vš i AePq LiP 31 k ww m ^i 2011 G g~j 31 k ww m ^i 2011 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 jv LivR f wg jv LivR `vjvb BRvivK Z `vjvb 19, ,851 18, , mve- UvUvj (M) 20, ,174 18, ,972 1, jv Rvbyqvix 2010 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i c btg j vqb 31 k ww m ^i 2010 G g~j 1jv Rvbyqvix 2010 PjwZ eq ii AePq PjwZ eq ii weµq/ n vš i AePq LiP 31 k ww m ^i 2010 G g~j 31 k ww m ^i 2010 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 jv LivR f wg jv LivR `vjvb BRvivK Z `vjvb 19, ,851 17, ,325 1,526 mve- UvUvj (N) 20, ,174 17, ,425 1,749 m úwë, cø v U Ges miävg Ges c btg~j vqb g~j t 31 k ww m ^i 2011 (K+M) 2,543, ,793 (555,701) 2,781,700 1,500, ,915 (89,104) 1,542,867 1,238, k ww m ^i 2010 (L+N) 2,337, ,451 (146,213) 2,543,608 1,414, ,769 (47,348) 1,500,056 1,043,552 UvKv'000

38 098 wj Û evsjv `k wjwg UW evwl K cöwz e`b wbg vyvaxb e q g~jab 1jv Rvbyqvix Gi DØ Ë 2011 PjwZ eq ii ms hvrb m úwë, cø v U Ges miävg n vš wiz 31 k ww m ^i Gi DØ Ë jv Rvbyqvix Gi DØ Ë 2010 PjwZ eq ii ms hvrb m úwë, cø v U Ges miävg n vš wiz 31 k ww m ^i Gi DØ Ë 2010 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 jv LivR f wg, jv LivR `vjvb Ges BRvivK Z `vjvb 56,515 60,834 (115,880) 1, ,877 (8,275) 56,515 cø v U, hš cvwz, wmwjûvim& Ges gvui Mvox 158, ,318 (331,779) 73,223 45, ,651 (73,888) 158,684 AvmevecÎ Ges mvrmiävg - 9,074 (5,225) 3,849-3,606 (3,606) - Kw úduvi nvw Iq vi - 13,399 (11,284) 2,115-6,274 (6,274) - 215, ,625 (464,168) 80,656 46, ,408 (92,043) 215, G eq ii AePq e qi eivï UvKv'000 UvKv'000 wewµz c Y i LiP (UxKv 21.1) 90,435 93,184 cwipvjbv e q (UxKv 22) 41,480 39, , , A vqx (intangible) m úwëmg~n jv Rvbyqvix 2011 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i µq g~j A gviuvb Rkb 31 k PjwZ 31 k ww m ^i eq ii ww m ^i jv PjwZ weµq/ 2011 G g~j Rvbyqvix eq ii n vš i G g~j 2011 AePq 31 k ww m ^i 2011 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 BAviwc md&uiq vi 6, ,919 5, ,522 1,397 Ab vb md&uiq vim&* 8, ,413 5,888 1,246-7,134 2,279 gvu 15, ,332 11,045 1,611-12,656 3, jv Rvbyqvix 2010 G g~j PjwZ eq ii ms hvrb PjwZ eq ii weµq/ n vš i µq g~j A gviuvb Rkb 31 k PjwZ 31 k ww m ^i eq ii ww m ^i jv PjwZ weµq/ 2010 G g~j Rvbyqvix eq ii n vš i G g~j 2010 AePq 31 k ww m ^i 2010 Zvwi Li AePq ev ` c btg j vq bi g~j weeiy UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 UvKv'000 BAviwc md&uiq vi 6, ,919 4, ,157 1,762 Ab vb md&uiq vim&* 8, ,892 4,645 1,243-5,888 3,004 gvu 15, ,811 9,437 1,608-11,045 4,766 * mvf vi md&uiq vi Ges Ab vb Gwcø Kkb md&uiq vim& Ab vb md&uiq vim& Gi AšÍf ³

39 wj Û evsjv `k wjwg UW evwl K cöwz e`b mvewmwwqvix Kv úvbx Z wewb qvm GB wnmv e evsjv `k Aw Rb wjwg U Wi 199wU mvaviy kqvi ( gvu 200wU mvaviy Bm yk Z kqvi) cªwzwu 100/= UvKv K i Kv úvbxi bv g cöwzqgvb n q Q GB mvewmwwqvix Kv úvbxwu 31 k ww m ^i 2011 mgvß eq ii Uvt 36,575 jvkmvb K i (2010t Uvt 49,000) UvKv'000 UvKv' grỳ mvgmöx KvuPvgvj 433, ,262 Drcbœ `ªe gry` 116,284 77,590 Pvjvb Aaxb gvjvgvj 35,532 55,486 i Yv e Yi Rb LyPiv hš cvwz 72,299 71, , ,478 gry` mvgmöx AmsL AvB U gi Ges cwigv ci ŸwPÎ gq GKKmg~n wepv i AvB U gi wecix Z gry` mvgmöxi cwigvb cökvk Kiv `~iƒn e vcvi 9. evwywr K `bv`vi Qq gv mi AwaK mg qi Rb 81,972 81,701 Qq gv mi Kg mg qi Rb 122, , , ,340 m `nrbk `bv eve` eivï (UxKv 9.1) (18,136) (12,237) 186, , hme Î `bv wba vwiz mgqmxgvi ci 90 w`b ev 180 w` bi g a cwi kva Kiv nqwb, Kv úvbxi bxwz Abyhvqx m jvi Î m `nrbk `bveve` h_vµ g 50% I 100% nv i A_ eiv Ïi e e v ivlv nq `bv Av`v qi e vcv i Av Mi m `nrbk `bveve` eivïk Z A_ n Z 2011 mv j UvKv 5,899 nvrvi Aegy³ Kiv n q Q 10. AwMÖg, Rgv Ges AvMvg cwi kva Kg Pvix `i K cö`ë FY I AwMÖg 39,052 41,448 mieivnkvix `i K cö`ë AwMÖg 7,492 7,992 ivrevix G UvicÖvBR K FY cö`vb 5,231 5,226 vqx Avgvb Zi Dci mwâz mzz` 18,950 13,645 Rgv Ges AvMvg cwi kva 29,130 22,724 PjwZ wnmv e g~j ms hvrb Ki 34,631 26, , ,641 GB A_ mg n A½xKvie bq Ges we ewpz gvjvgvj GB AwMÖg, Rgv Ges AvMvg cwi kvamg ni g a Uvt 97,675 nvrvi (2010t Uvt 79,467 nvrvi) cöwz e`b ZvwiL n Z 12 gv mi g a Av`vq hvm 11. bm` I bm` mgzzj mg n bm` Znwej 1, e vs K Mw QZ 228, ,588 e vs K vqx Mw QZ 550, , ,306 1,074,414 vqx Avgvb Zi gqv`kvj wzb gvm, wksev Kg, bzyev Zvi Av MI g v brg vè B Q Ki j fvs Z cv ib 11.1 µwwu myweavw` - 31 k ww m ^i Kv úvwbi µwwu myweavw` vûvw PvU vw e vsk wjt 580, ,000 wmwu e vsk Gb,G - 120,000 w` nsks mvsnvb e vswks K c vt wjt 350, , , , G) Kbmwj W UW bm` I bm` mgzzj mg~n wj Û evsjv `k wjwg UW 779,306 1,074,414 evsjv `k Aw Rb wjwg UW (2) (2) 779,304 1,074,412

40 100 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' kqvi g~jab Aby gvw`zt cöwzwu 10/= UvKv wnmv e 2,00,00,000 wu mvaviy kqvi 200, ,000 Bmy K Z, weµqk Z Ges g~j cwi kvwazt 3,616,902wU mvaviy kqvi cöwzwu 10/= UvKv wnmv e bm` eve` Bmy 36,169 36,169 9,99,498wU mvaviy kqvi cöwzwu 10/= UvKv wnmv e bm` A_ Qvov Bmy Kiv n q Q 9,995 9,995 10,601,880 wu mvaviy kqvi cöwzwu 10/= UvKv wnmv e evbvm wnmv e Bmy Kiv n q Q 106, , , ,183 kqvi nvwìsm-gi kzkiv wnmvet kzkiv nvi UvKv' w` weiwm MÖ c wjwg UW ,310 91,310 evsjv `k wewb qvm ms v (AvB,wm,we) ,005 24,575 evsjv `k W fvjc g U e vsk wjwg UW (wewwwegj) ,715 1,715 mvaviy exgv K c v ikb (Gmwewm) ,046 2,054 Ab vb kqvi nvìvimy ,107 32, , ,183 nvwìs Abyhvqx kqvi nvìvi `i kªyx wefvmt nvìvi `i msl v gvu kzkiv nvwìsm nvwìsm kqv ii Kg 8,135 8, _ K 5,000 kqvi ,001 _ K 10,000 kqvi ,001 _ K 20,000 kqvi ,001 _ K 30,000 kqvi ,001 _ K 40,000 kqvi ,001 _ K 50,000 kqvi ,001 _ K 1,00,000 kqvi ,00,001 _ K 10,00,000 kqvi ,00,000 kqv ii Dc i ,764 9, mvaviy msiw Z Znwej cªviw K w wz 1,823,141 1,666,177 PjwZ eq ii gybvdv 681, ,068 Ab vb Kgwcª nbwmf Avq/( jvkmvb) 21,032 (13,466) PzovšÍ jf vsk cö`vb (152,183) (117,181) AšÍe Z xkvjxb jf vsk cö`vb (380,457) (380,457) 1,993,048 1,823, G) Kbmwj W UW mvaviy msiw Z Znwej cöviw K w wz 1,823,654 1,666,739 PjwZ eq ii gybvdv 681, ,019 Ab vb Kgwcª nbwmf Avq/( jvkmvb) 21,032 (13,466) PzovšÍ jf vsk cö`vb (152,183) (117,181) AšÍe Z xkvjxb jf vsk cö`vb (380,457) (380,457) 1,993,524 1,823, Kg Pvix Kj vb cbkb Znwej (UxKv 14.1) - 27,538 MÖ vpzbwu xg (UxKv 14.2) 85,538 86,854 85, ,392

41 wj Û evsjv `k wjwg UW evwl K cöwz e`b cbkb Znwej we` gvb cbkb x gi cwie Z Kv úvwb GKwU bzzb Ggcøwq ewbwdu G v iä g U ev Kg Pvix Kj vb e e v Pvjy K i Q GB bzzb e e v Kg Pvix `i Rb GKwU evowz evbvm GB bzzb cwikíbvi D Ïk nj g v br g U vd `i evwl K wwm cv Rej Avq e w Kiv cbkb x gi we` gvb mkj m`m bzzb evbvm e e vi e vcv i AvMÖn cökvk K i Qb Ges cbkb xg Abyhvqx Zv `i cbkb e e v cwiez b Kivi Rb Av e`b K i Qb cbkb xg Uªvw GKPzqvwiqvj g~j wba viy mv c m`m `i Rb cbkb wb úwëi e e v K i Qb D jøl Kiv h Z cv i h, Kv úvwb wiuvqvi g U ewbwdu cø v bi AvIZvq MÖ vpzbwu dvû Ges wiuvqvi g U Kw UªweDkb cø v bi AvIZvq Kw UªweDUwi cöwf W U dvû Pvjy i L Q UvKv'000 UvKv'000 wba vwiz myweav cö`vb m úwk Z `vwq Z i ez gvb g~j - 161,220 *cø vb m úwëmg~ ni mwvk g~j - (133,682) cø vb-g NvUwZ - 27,538 *cø vb m úwëmg~ ni g a i q Q UªRvix wej, cöwzi v mâqcî (PSP) BZ vw` Z wewb qvm Ges e vs K mwâz A_ wba vwiz myweav cö`vb m úwk Z `vwq Z i ez gvb g~ j i mâvjb wba vwiz myweav cö`vb m úwk Z `vwqz - 1 Rvbzqvix 161, ,480 mzweavw` cª`vb eve` cwi kvwaz A_ (144,134) (16,603) ez gvb meveve` e q 3,016 8,215 mz`eve` e q 3,217 13,067 Ab vb Kgwcª nbwmf Av q exgv wnmvenwuz wz (23,319) 13,060 wba vwiz myweav cö`vb m úwk Z `vwq Z i ez gvb g~j - 31 ww m ^i - 161, cø vb m úwëmg~ ni mwvk g~ j i mâvjb cø vb m úwëmg~ ni mwvk g~j - 1 Rvbzqvix 133, ,024 cø vb-g Kv úvbxi Ae`vb 11,400 7,939 mzweavw` cª`vb eve` cwi kvwaz A_ (144,134) (16,603) cø vb m úwëmg~n n Z úªz vwkz diz 1,337 8,322 Ab vb Kgwcª nbwmf Av q exgv wnmvenwuz jvf/( wz) (2,285) - cø vb m úwëmg~ ni mwvk g~j - 31 ww m ^i - 133, jvf ev jvkmv b ^xk Z e q ez gvb mev cö`vb eve` e q 3,015 8,215 mz`eve` e q 3,217 13,067 cø vb m úwëmg~n n Z úªz vwkz diz (1,337) (8,322) 4,895 12, GKPzqvwiqvj ŸxK Z jvf/( wz) Ab vb Kgwcª nbwmf Av q GKPzqvwiqvj (jvf)/ wz wba vwiz mzweavw` n Z 23,319 (13,466) cø vb m úwëmg~ ni mwvk g~j n Z GKPzqvwiqvj wz (2,285) - 21,032 (13,466) GKPzqvwiqvj Abygvb evæv nvi -31 k ww m ^i 31.42% 6.00% cø vb m úwëmg~n n Z úªz vwkz diz 5.00% 5.00% fwel Z ezb e w 8.00% 8.00% fwel Z cbkb e w 2.60% 2.50% Avqy vj ev gu vwjwu Uwej G(49-52) Ges wcg(90) P~ovšÍ Abyhvqx fwelr gu vvwjwu m úwk Z AvbygvwbK avibv Kiv nq G Î ^vfvwek Aemi MÖn Yi eqm 60 eqi aiv nq 14.2 MÖ vpzbwu xg 1 Rvbyqvix-Gi DØ Ë 86,854 72,050 G eq ii eivï 24,061 23, ,915 95,077 G eq ii cö`vb (25,377) (8,223) 31 k ww m ^i-gi DØ Ë 85,538 86,854

42 102 wj Û evsjv `k wjwg UW evwl K cöwz e`b wejw ^Z Ki `vqmg~n wejw ^Z Ki m úwëmg~n Ges `vqmg~n ` ki AvBbMZ Avek KZv (BAS-12:Income Taxes) Abyhvqx Dc vcb Kiv n q Q ewy Z wejw ^Z Ki LiP/Avq Dc vcb Kiv n q Q UxKv 26-G Z wb œ Av ivc hvm wejw ^Z Ki m úwëmg~n Ges `vqmg~n `qv njt cöwz e`b Zviw Li cwievnx g~j UvKvÕ000 K ii wfwë UvKvÕ000 Ki hvm /(ev` hvm ) A vqx cv_ K UvKvÕ k ww m ^i 2011 m úwëmg~n m úwë, cø v U Ges miävg 1,238, , ,128 gry` mvgmöx 657, ,998 (61,683) evwywr K `bv`vimg~n 186, ,729 (18,136) 2,082,742 1,623, ,309 `vqmg~n Kg Pvix Kj vb t cbkb Znwej - 1,889 (1,889) Kg Pvix Kj vb t MÖ vpzbwu xg 85,538-85,538 85,538 1,889 83,649 bxu Ki hvm A vqx cv_ K 375,660 Kvh Ki K ii nvi 24.75% wejw ^Z Ki `vqmg n 92, k ww m ^i 2010-G m úwëmg~n m úwë, cø v U Ges miävg 1,043, , ,520 gry` mvgmöx 361, ,912 (72,434) evwywr K `bv`vimg~n 200, ,340 (12,237) 1,605,133 1,251, ,849 `vqmg~n Kg Pvix Kj vb t cbkb Znwej 27,538 22,923 4,615 Kg Pvix Kj vb t MÖ vpzbwu xg 86,854-86, ,392 22,923 91,469 bxu Ki hvm A vqx cv_ K 262,380 Kvh Ki K ii nvi 24.75% wejw ^Z Ki `vqmg n 64, UvKvÕ000 UvKvÕ000 cªviw K w wz 64,939 71,071 G eq ii eivï/(wifvimvj) (28,037) (6,132) 92,976 64, Ab vb h `vqmg~n PjwZ b n wmwjûvi eve` Rgv 173, ,646 MÖvnK `i wbku n Z wmwjûvi eve` wmwkdwiwu Rgv GKwU Pjgvb ai bi `vq 17. evwywr K cvibv`vi fûi `i K cª`vb 68,790 59,360 evwywr K cvibv`viiv Aiw Z Ges GK gv mi g a cwi kva hvm

43 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKvÕ000 UvKvÕ LiP eve` cvibv`vi Ges `q LiP ezb, fvzv I Aemi myweavw` 39,968 41,172 KvwiMwi mnvqzv wd 48,188 45,901 `q LiP 43,769 48,293 Ab vb cvibv`vi 28,740 23,719 kªwgk `i gybvdv Askx`vwiZ Znwe j `q 49,492 47, , , G) Kbmwj W UW LiP eve` cvibv`vi Ges `q LiP ezb, fvzv I Aemi myweavw` 39,968 41,172 KvwiMwi mnvqzv wd 48,188 45,901 `q LiP 43,769 48,293 Ab vb cvibv`vi 28,237 23,179 kªwgk `i gybvdv Askx`vwiZ Znwe j `q 49,492 47, , , wewea cvibv`vi gyjabx welq 9,730 - MÖvnK Rgv Ges AwMªg 55,476 45,195 Acwi kvwaz jf vsk 46,101 8,247 Ab vb Rgv 3,804 1, ,111 55, Ki eivï cªviw K w wz 140, ,603 G eq ii eivï 230, , , ,923 G eq ii cö`vb (281,796) (230,822) mgvcwb w wz 88, , G) Kbmwj W UW Ki eivï cªviw K w wz 140, ,608 G eq ii eivït wj Û evsjv `k wjwg UW 230, ,320 evsjv `k Aw Rb wjwg UW , , , ,933 G eq ii cö`vb (281,796) (230,827) mgvcwb w wz 88, , iwfwbd cy GKK cwigvy UvKv '000 cwigvy UvKv '000 G,Gm, BD M v mm '000Gg 3 12, ,338 13, ,636 wwrjf& GwmwUwjb '000Gg , ,338 B jk UªvWm Gg wu 20,403 2,494,384 18,411 1,977,148 Ab vb 550, ,253 3,729,754 3,199,375

44 104 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' Kv úvbxi cy iv e emvq we køly Kiv n q Q Ges G msµvš cöwz e`b cö Z Kiv n q Q hvnv wb gœ `qv njt evé M v mm 338, ,562 c v KR M v mm Ges cy mgyn (PG&P) 3,045,048 2,500,913 nmwcuvj Kqvi 345, ,900 3,729,754 3,199,375 cy 3,564,533 3,025,750 fvov 37,947 40,251 mevmg n 127, ,374 3,729,754 3,199, wewµz c Y i LiP cöviw K gry` G eq i 70,707 46,200 c Y i Drcv`b LiP (UxKv 22.1) 2,235,068 1,747,715 2,305,775 1,793,915 Drcvw`Z c Y i mgvcbx gry` (142,108) (70,707) Drcv`b c Y i weµq LiP 2,163,667 1,723,208 c Y i µq-weµ qi LiP 116, ,323 2,279,806 1,857, c Y i Drcv`b LiP Dcv`vb, gvjvgvj Ges gryixt KvuPvgvj Ges gvokrvz gvjvgvj (UxKv- 38) 1,815,017 1,340,928 R vjvbx I we`y r 77,673 77,201 cöz gryix 98,630 85,208 1,991,320 1,503,337 Drcv`b Dcwi LiPt ezb, gryix Ges óvd I qj dqvi 42,888 47,323 AePq 90,435 93,184 hš cvwz givgz (UxKv ) 68,472 65,438 `vjvb givgz 2,803 2,503 i Yv e Y 18,691 19,947 exgv LiP 1,669 1,410 fvov, AwfKi Ges Ki ågy Ges hvbevnb LiP 1,442 1,377 cöwk Y LiP hvbevnb PjvPj LiP 8,248 5,040 Uwj dvb, U j Ges d v 998 1,084 Qvcv, WvK I g bvnvix LiP 2,712 2,352 AvBb I ckv`vix wd wewea d v±ix LiP 4,224 3, , ,378 2,235,068 1,747, hš cvwzmg~ ni givgz hš cvwz givgz eve` LiP Uvt 68,472 nvrvi hvi g a Uvt 40,874 nvrvi (2010 UvKv 45,483 nvrvi) UvKvi hš cvwz i Yv e Yi Rb LyPiv hš vsk e eüz n q Q

45 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' cwipvjbv e q ezb, gryix Ges óvd I qj dqvi 247, ,153 AePq 41,480 39,585 R vjvbx I we`y r 2,804 4,571 `vjvb givgz 2,186 1,861 Ab vb i Yv e Y 5,599 5,972 exgv 1, weziy 80,914 71,357 fvov, AwfKi Ges Ki 8,375 6,115 ågy Ges hvzvqvz 9,634 8,596 cöwk Y 1,478 2,288 hvbevnb PjvPj 37,749 33,960 Uwj dvb, U j Ges d v 7,815 6,553 Møvevj Bbdi gkb mvwf m 10,653 3,439 Qvcv, WvK, g bvnvix Ges Awdm LiP 7,168 7,438 evwywr K cwîkv Ges Pvu`v 1,777 1,397 weávcb Ges Dbœqb 19,580 9,018 m `nrbk evwywr K `bv`vi eivï 5,899 (13,909) evwywr K `bv`vi gikzd AvBb Ges ckv`vix LiP 1,632 1,407 KvwiMwi mnvqzv wd 28,336 30,433 AwWUi `i cvwikªwgkt AwWU wd Ab vb wd (Ki, cöwf W U dvû Ges kªwgk `i g bvdv Askx`vwiZ Znwej AwWU wd) e vsk PvR 4,601 5,057 Avc vqb e e vcbv wgwus Ges Kbdv iý LiP wewea Awdm LiP 1,456 1,252 A vqx m úwëmg~ ni G v gviuvb Rmb (UxKv-6) 1,611 1,608 kªwgk `i gybvdv Askx`vwiZ Znwej 49,481 47, , ,141

46 106 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' G) Kbmwj W UW cwipvjbv e q ezb, gryix Ges óvd I qj dqvi 247, ,153 AePq 41,480 39,585 R vjvbx I we`y r 2,804 4,571 `vjvb givgz 2,186 1,861 Ab vb i Yv e Y 5,599 5,972 exgv 1, weziy 80,914 71,357 fvov, AwfKi Ges Ki 8,375 6,115 ågy Ges hvzvqvz 9,634 8,596 cöwk Y 1,478 2,288 hvbevnb PjvPj 37,749 33,960 Uwj dvb, U j Ges d v 7,815 6,553 Møvevj Bbdi gkb mvwf m 10,653 3,439 Qvcv, WvK, g bvnvix Ges Awdm LiP 7,168 7,438 evwywr K cwîkv Ges Pvu`v 1,777 1,397 weávcb Ges Dbœqb 19,580 9,019 m `nrbk evwywr K `bv`vi eivï 5,899 (13,909) evwywr K `bv`vi gikzd AvBb Ges ckv`vix LiP 1,632 1,407 KvwiMwi mnvqzv wd 28,336 30,433 AwWUi `i cvwikªwgkt AwWU wd Ab vb wd (Ki, cöwf W U dvû Ges kªwgk `i g bvdv Askx`vwiZ Znwej AwWU wd) e vsk PvR 4,601 5,057 Avc vqb e e vcbv wgwus Ges Kbdv iý LiP wewea Awdm LiP 1,456 1,252 A vqx m úwëmg~ ni G v gviuvb Rmb (UxKv-6) 1,611 1,607 kªwgk `i gybvdv Askx`vwiZ Znwej 49,481 47, , , Ab vb Avq m úwë, cø v U Ges miävg weµq eve` gybvdv (UxKv 32) 4,456 24,424 ev`t AePq ev ` c btg j vwqz g~j t m úwë, cø v U Ges miäv gi LiP 91,534 54,170 ev`t mwâz AePq 89,105 47,348 2,429 6,822 jvf/( jvkmvb) weµ qi Dci 2,027 17, mỳ eve` Avq, bxu my` eve` Avq 76,897 65,344 my` eve` e q (6,321) (1,393) 70,576 63, mv ji my` eve` Avq mwâwz AšÍf y³ Kiv n q Q eq ii k l UvKv 18,950 nvrvi (2010t UvKv 13,645 nvrvi)

47 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' Ki eivï PjwZ Ki eve` LiP (UxKv 20) 230, ,320 wejw ^Z Ki eve` Avq/(e q) (UxKv-15) 28,037 (6,132) 258, , G) Kbmwj W UW Ki eivï PjwZ Ki eve` LiP (UxKv 20-G) 230, ,325 wejw ^Z Ki eve` Avq/(e q) (UxKv-15) 28,037 (6,132) 258, , kqvicªwz Avq 27.1 kqvicªwz gšwjk Avq kqvicöwz Av qi wnmve wb œ `qv n jvt mvaviy kqvi nvìvi `i AwR Z Avq (Ki ciez x bxu gybvdv) (UvKv'000) 681, ,068 G eq ii e Kqv mvaviy kqv ii msl v ('000) 15,218 15,218 kqvicªwz gšwjk Avq (EPS)- UvKv WvBwjD UW kqvicªwz Avq G eq ii WvBwjDk bi Kvb D jøl hvm m vebvi my hvm bv _vvkvi cªw Z kqvicªwz Kvb WvBwjD UW Avq wnmv ei cª qvrb bb 27. G) Kbmwj W UW kqvicªwz gšwjk Avq mvaviy kqvi nvìvi `i AwR Z Avq (Ki ciez x bxu gybvdv) (UvKv'000) 681, ,019 G eq ii e Kqv mvaviy kqv ii msl v ('000) 15,218 15,218 kqvicªwz gšwjk Avq (EPS)- UvKv cwipvjk `i cvwikªwgk wd ezb Ges myweav eve` 24,965 26,565 evwo LiP 1,890 2,325 fwel r Znwe j Pvu`v Aemi myweavw` 15,197 2,051 42,550 31,555 ezb, gryix Ges óvd I qj dqvi Li Pi g a cwipvjk `i cvwikªwgk AšÍf ~³ Av Q 29. gzv cöavb cy mvgmöx gv ci GKK gzv G eq ii Rb Drcv`b G eq ii Rb gšíe G,Gm,BD, M vm '000Gg 3 16,908 12,700 fwel Z Pvwn`v guv bvi Rb AwZwi³ gzv wwrjf& GwmwUwjb '000Gg 3 1, H B jk UªvW Gg wu 23,100 20,308 bx Pi `ªóe * * Kv úvwb 2011 Z B jk UªvW Drcv`b-Gi Z Zxq jvbb ïi K i Q hvi Drcv`b gzv eq i AwZwi³ 7,700 Ubm

48 108 wj Û evsjv `k wjwg UW evwl K cöwz e`b Avw_ K `wjj UvKv'000 UvKv' Rgvi SzuwK K) Rgvi SzuwK msµvší cwiw wz Avw_ K m úwëmg~ ni cwievnx g~j m e v P Rgvi AbyKzj cwiw wz Zz j a i cöwz e`b Zvwi Li m e v P Rgvi SzuwK msµvší cwiw wz wqj wbgœiƒct evwywr K `bv`vi 204, ,340 ev`t m `nrbk `bveve` eivï (18,136) (12,237) 186, ,103 e vs K Mw QZ bm` A_ 778,262 1,073, ,855 1,273,691 cöwz e`b Zvwi L c Y i cökvi f` Abyhvqx evwywr K `bv`v ii Dci m e v P Rgvi SzuwK wqj wbgœiƒct M v mm 53,630 34,613 I qwìs 10,240 6,964 nmwcuvj Kqvi 140, , , ,340 L) evwywr K `bv`v ii kªªyxwey vm cöwz e`b cö`v bi Zvwi L gvu evwywr K `bv`v ii kªªyxwey vmt Pvjvb 0-30 w` bi g a 53,626 46,102 Pvjvb w` bi g a 16,546 21,533 Pvjvb w` bi g a 21,443 32,521 Pvjvb w` bi g a 18,677 10,704 Pvjvb w` bi g a 12,465 19,877 Pvjvb w` bi g a 48,400 61,755 Pvjvb 365 w` bi D a 33,572 19, , ,340 Av jvp eq i m `nrbk `bveve` eiv Ïi mâvjb wqj wbgœiƒct cªviw K w wz 12,237 26,146 G eq ii LiP/(Aegy³) 5,899 (13,909) mgvcwb w wz 18,136 12, wjkzbwwwu SuzwK wb gœ Avw_ K `vqmg~ ni Pzw³wfwËK gqv `i cwic~y Zv K Zz j aiv njt cwievnx g~j UvKv'000 Pzw³wfwËK bm` A_ cöevn UvKv'000 6 gvm ev Zvi Kg UvKv'000 6 n Z 12 gvm UvKv'000 1 n Z 2 eqi UvKv'000 2 n Z 5 eqi UvKv'000 5 eqi Gi D a UvKv' k ww m ^i 2011 Drcbœ bq Ggb Avw_ K `vqmg~nt evwbwr K cvibv`vi 68,790 68,790 68, LiP eve` cvibv`vi Ges cö `q LiP 210, , ,433 16,298 30, wewea cvibv`vi 115, , , Drcbœ n q Q Ggb Avw_ K `vqmg~n , , ,334 16,298 30, k ww m ^i 2010 Drcbœ bq Ggb Avw_ K `vqmg~nt evwbwr K cvibv`vi 59,360 59,360 59, LiP eve` cvibv`vi Ges `q LiP 206, , ,253 23, wewea cvibv`vi 55,237 55,237 55, Drcbœ n q Q Ggb Avw_ K `vqmg~n , , ,850 23,

49 wj Û evsjv `k wjwg UW evwl K cöwz e`b gv KU SzuwK K) gy`ªv SzuwK e `wkk g~`ªvq µq ev Ab vb jb ` bi Î Kv úvwbi ˆe `wkk g~`ªvi SzuwK wb gœ ewb Z g~`ªvq Avw_ K `vqmg~ ni Î 31 k ww m ^i Aewa Kv úvwbi ˆe `wkk g~`ªv SzuwKt (i) gy`ªv SzuwK welqk wnmve 31 k ww m ^i k ww m ^i 2010 UvKv '000 '000 US$ '000 GBP '000 EUR UvKv '000 '000 US$ '000 GBP '000 EUR m úwëmg~ ni ˆe `wkk gy`ªv g~j evwywr K `bv`vi 3, , , , `vqmg~ ni ˆe `wkk gy`ªv g~j evwywr K cvibv`vi (22,740) (276) - - (13,057) (132) (12) (25) LiP eve` cvibv`vi Ges cö `q LiP (65,497) - (375) (161) (6,046) - - (62) (88,237) (276) (375) (161) (19,104) (132) (12) (87) bxu G cvrvi ev SzuwKi wnmve (84,502) (221) (375) (161) (14,522) (68) (12) (87) wb gœ G eq ii cö qvmk Z g~`ªvi wewbgq nvi `qv nj t wewbgq nvi 31 ww m ^i ww m ^i 2010 UvKv UvKv BD Gm Wjvi (BDGm Wjvi) MÖU weª Ub cvdû (wrwewc) BD iv (BDAvi) (ii) e `wkk g~`ªvi e qi wnmve wba vi bi Rb e `wkk gy`ªv wewbgq nvi cwiez bi mz Zv we køly e `wkk g~`ªv m úwk Z 50wU gšwjk c q U cwiez b Avbv n j Kv úvwbi BK ybwu Ges gybvdv ev wz e w /(n«vm) NU Zv hv wb gœi wnmv e cöwzfvz nq GB we k l Y `Lv hvq h, G Î Ab vb mkj cwiez bkxj wbqvgk, we klz my `i nvi AcwiewZ Z _v K jvf ev jvkmvb B KzBwU 50 wewc e w 50 wewc n«vm 50 wewc e w 50 wewc n«vm 2011 UvKv'000 UvKv'000 UvKv'000 UvKv'000 e qmg~ ni g~`ªv g~j - BDGmwW (114) 114 (114) 114 e qmg~ ni g~`ªv g~j -wrwewc (241) 241 (241) 241 e qmg~ ni g~`ªv g~j - BD iv (87) 87 (87) 87 wewbgq nvi cwiez bi mz Zv (442) 442 (442) 442 jvf ev jvkmvb B KzBwU 50 wewc e w 50 wewc n«vm 50 wewc e w 50 wewc n«vm 2010 UvKv'000 UvKv'000 UvKv'000 UvKv'000 e qmg~ ni g~`ªv g~j - BDGmwW (23) 23 (23) 23 e qmg~ ni g~`ªv g~j -wrwewc (25) 25 (25) 25 e qmg~ ni g~`ªv g~j - BD iv (30) 30 (30) 30 wewbgq nvi cwiez bi mz Zv (78) 78 (78) 78

50 110 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 L) my `i nv ii SzuwK 31 k ww m ^i Aewa Kv úvwbi my` wba viyx Avw_ K `wjjvw` my` nv ii aib wqjt cwievnx g~j UvKv'000 UvKv'000 wba vwiz nvi welqk `wjjvw` Avw_ K m úwëmg~n e vs K Mw QZ bm` A_ 778,262 1,073,588 Avw_ K `vqmg~n - - PjwZ nvi welqk `wjjvw` Avw_ K m úwëmg~n - - Avw_ K `vqmg~n - - M) wnmv ei kªwbwey vm Ges b vh g~j Avw_ K Ae vi welqk weeiwb Z Avw_ K m úwë I `vqmg~ ni h b vh g~j cwievnxi g~ j i mv _GK Î cª`k b Kiv n q Q Zv n jvt cwievnx g~j b vh g~j cwievnx g~j b vh g~j UvKv'000 UvKv'000 UvKv'000 UvKv'000 jvf ev jvkmv bi wfwë Z m úwëmg~ ni b vh g~j m úwëmg~ ni gqv` cwic~y Zv wba vwiz Rgvmg~n 550, , , ,000 FYmg~n Ges cövc Ask evwywr K `bv`vi, bxu 186, , , ,103 e vs K Mw QZ bm` A_ (wba vwiz Rgvmg~n ev `) 228, , , ,588 Avw_ K m úwëmg~ ni weµq mnrjf Zv jvf ev jvkmv bi wfwë Z `vqmg~ ni b vh g~j G v gviuvbrw LiPmg~ ni `vqmg~n evwywr K cvibv`vi 68,790 cö hvr b n* 59,360 cö hvr b n* LiP eve` cvibv`vi Ges cª `q LiP 210,157 cö hvr b n* 206,801 cö hvr b n* wewea cvibv`vi 115,111 cö hvr b n* 55,237 cö hvr b n* Ab vb h `vqmg~n PjwZ b n 173,364 cö hvr b n* 165,646 cö hvr b n* * BFRS 7t Avw_ K `wjjvw`t wwm K vrvi Abyhvwq mwvk g~j wby qi cö qvrb bb hv nvk, Hme `wj ji cwievnx g~ j i mv _ mwvk g~ j i Zgb Kvb cv_ K _vkvi m vebv bb 31. g~jabx e qi Rb A½xKvi Pzw³e wkš wnmv e cözxqgvb nq bvb 97, ,262

51 wj Û evsjv `k wjwg UW evwl K cöwz e`b m úwë, cø v U Ges miäv gi weµ qi gybvdvi ZvwjKv weeiy gyj mwâz AePq AePq ev ` c btg j vq bi g~j weµq gyj weµq c wz µzv UvKv'000 UvKv'000 UvKv'000 UvKv'000 cø v U I gwkbvix 74,339 74,339-1,802 U Wvi wewfbœ gvui Mvoxt gvui mvb Kj bxwzgvjv Abyhvqx wewfbœ Mvox 6,660 5,514 1,146 1,146 bxwzgvjv Abyhvqx wewfbœ 7,241 6,069 1,172 1,317 AvmevecÎ, miävg I Awdm BKzBc g Ut weµqk Z 2,413 2, U Wvi wewfbœ cvu x Œ vc&w 4,097 4, A ^xk wz cö hvr b n 6,510 6, wmwjûvimt weµqk Z ,128 evwzjk Z 2,951 2, ,444 2,328 1,116 1, ,534 89,105 2,429 4, ,170 47,348 6,822 24,424 MÖvnK `i wbku n Z bxwzgvjv Abyhvqx Av`vq Kiv MÖvnK `i wbku n Z bxwzgvjv Abyhvqx Av`vq Kiv wewfbœ µzv wewfbœ µzv 33. Kg Pvixi msl v h mkj Kg Pvix mviv eqi wbhy³ wqj, Zv `i msl v wqj 394 Ges Zviv cö Z K eq i me gvu Uvt 36 nvrvi ev Z ZvwaK cvwikªwgk MÖnY K i (2010t 386) 34. ˆe `wkk gỳ ªv cöiy '000 GBP UvKv' 000 '000 GBP UvKv' 000 w` weiwm MÖ c wjwg UW, BD, K- K KvwiMwi mnvqzv wd , w` weiwm MÖ c wjwg UW, BD, K- K jf vsk cö`vb 2, ,863 2, ,725 w` weiwm MÖ c wjwg UW GKRb AbvevwmK kqvi nvìvi D³ Kv úvbx 9,130,968 wu mvaviy kqv ii AwaKvix 2011 mv ji jf vsk eve` w` weiwm MÖ c wjwg UW- K 2011 mv j GBP 1,662 nvrvi AšÍeZ xkvjxb jf vsk wnmv e cö`vb Kiv nq 35. ˆe `wkk gỳ ªv MÖnb MÖvn Ki / fû ii bvg MÖn bi aib '000 US$ UvKv' 000 '000 US$ UvKv' 000 BDwb Møvix mvb Kj K úv b Um& wjt ißvbx wn m e MY , ,222 gnbv Gjq UK wjt ißvbx wn m e MY , ,751 Avb ` wkcbqvw wjt ißvbx wn m e MY ,316 Bmve (ESAB) BwÛqv wjwg UW weµq Kwgkb DwqUg vb Kvt weµq Kwgkb wr B nj&_ Kqvi BwÛqv weµq Kwgkb RvPysI q gww Kj K c vt weµq Kwgkb wjskb B jkwuªk Kvt wjt weµq Kwgkb wim K c v ikb weµq Kwgkb ,125 gvu , ,789

52 112 wj Û evsjv `k wjwg UW evwl K cöwz e`b UvKv'000 UvKv' wm AvB Gd wfwë Z Avg`vbx g~j KvuPvgvj 1,955,492 1,165,791 LyPiv hš vsk I Ab vb gwkbcî 44, ,507 g~jabx gvjvgvj 263,655 73,046 2,263,613 1,374, e vsk M vivw U Ges A½xKvi cö`vb 37.1 e vsk M vivw U cö`vb AvcwËKi f vu I wewfbœ c K Z Zxq c `i K e vsk M vivw U cö`vb, wkwcs M vivw Um, e vs Ki ^xk wzcî Ges AvcwËKi f vu 48,081 33, e Kqv juvim Ae µwwu 383, , KvuPvgvj Ges gvokrvz gvjvgvj e enƒz cöviw K gry` µq mgvcbx gry` e envi cwigvb g~j cwigvb g~j cwigvb g~j cwigvb g~j e env ii weeiy Gg wu UvKv' 000 Gg wu UvKv' 000 Gg wu UvKv' 000 Gg wu UvKv' 000 kzkiv cwigvy K vjwmqvg Kve vbw ,272 1,297 92, ,865 1,324 92, Iq vi ,628 17,610 1,276,442 2, ,538 16,366 1,172, eøb WW cvdwvi ,419 5, ,011 1, ,226 4, , Ab vb * - 30, ,687-42, , ,262-2,090, ,200-1,815, ,739-1,380, ,262-1,340, *Ab vb jvi g a i q Q vbxq evrvi I we `k n Z µxz wewfbœ ai bi KwgK vj, jyewi K U Ges c vwks miävgvw` 39. mswkøó c mg~ ni g a jb `b (i) Kv úvbx ^vfvwek e emvwqk wbqg gvzv ek Abyhvqx MÖ c Kv úvbx jv n Z wb œwjwlz gvjvgvj Ges mevmg~n µq K i Q G eq ii jb `b mgvcbx w wz UvKv' Õ000 UvKv' Õ000 UvKv' Õ000 UvKv' Õ000 we kl M vm, úqvim& Ges wmwjûvim& 67,841 52,675 (13,970) (10,656) KvwiMwi mevmg~n 35,903 26,079 (65,497) (45,901) 103,744 78,754 (79,467) (56,557) (ii) G eq i Kv úvbx wb œi hvezxq jb `b wj cwipvjk Rbve jwzdzi ingvb-gi Kv úvbxi mwnz m úbœ K i Q UªvÝKg MÖ c Ae Kv úvbxr-gi wbku weµq 10,494 8, (903) (iii) weiwm MÖ c wjwg UW - K jf vsk cö`vb 287, , (iv) g~j e e vcbv Kg Pvixe ` cwipvjk `i cvwikªwgk 42,550 31, mv ji jf vsk eve` w` weiwm MÖ c wjwg UW- K 205,447 nvrvi UvKv AšÍeZ xkvjxb jf vsk wnmv e cö`vb Kiv nq 40. cöwz e`b Zvwi Li ciez x B f Umg~n 2012 mv ji 08B gvp Zvwi L cwipvjkgûjxi AbywôZ mfv Z 2011 mgvß eq ii Rb Bmy K Z cöwzwu kqv ii Rb UvKv nv i jf vsk eve` 152,183 nvrvi UvKv mycvwik K i Qb

53 wj Û evsjv `k wjwg UW evwl K cöwz e`b

54 114 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011 Kv úvbxi Ae vbmg~n iwrw ªK Z Kvh vjq K c v iu Awdm, 285 ZRMvuI wk/g, XvKv-1208 Uwj dvb d v / d v±ix ZRMuvI 285 ZRMuvI wkí GjvKv, XvKv-1208 Uwj dvb d v iƒcmä WvKNi-aycZviv, _vbv- iƒcmä, bvivqymä gvevbj / kxzjcyi kxzjcyi, mxzvkzû, PÆMªvg Uwj dvb gvevbj e ov GjwcwR cø v U avbkzwû, kicyi, e ov gvevbj weµq K `ª ZRMuvI 285 ZRMuvI wkí GjvKv, XvKv-1208 Uwj dvb d v gvevbj cv Mvjv WvKNi-dwi`vev`, cv Mvjv, XvKv-1204 Uwj dvb gvevbj wucy myjzvb ivw 57-58, wucy myjzvb ivw, _vbv-myîvcyi, XvKv Uwj dvb gvevbj U½x 241 U½x wkí GjvKv, wgj MU, MvRxcyi Uwj dvb gvevbj bvivqymä 72 wmivrd ÏŠjv ivw, bvivqymä Uwj dvb gvevbj gqgbwmsn 28/1 L, K wm ivq ivw, gqgbwmsn Uwj dvb gvevbj bvqvlvjx K Uªv±i gmwr` (gvbr`x ivw) Avjxcyi emgmä, bvqvlvjx Uwj dvb gvevbj Lyjbv Ad& iƒcmv óªvû ivw, jeb Pviv, Lyjbv Uwj dvb / gvevbj ewikvj nvwìs-7641, Av jkv `v, KvZIqvjx, ewikvj Uwj dvb gvevbj ivrkvnx Bmjvgcyi ( `wewmscviv) bv Uvi ivw fv`«v, ivrkvnx Uwj dvb gvevbj kxzjcyi mxzvkzû, kxzjcyi, PÆMªvg Uwj dvb gvevbj mvmwikv 68/wf, mvmwikv ivw, cvnvozjx WvKNi-Kv gm& nvdm, PÆMªvg Uwj dvb /752776/ gvevbj / Kzwgjø v kªxgvš cyi, Pv `cyi ivw, Avn g` bmi, Kzwgjøv gvevbj wm ju wbkvz cøvrv kwcs Kg c, gwgb Lvjv, wm ju Uwj dvb gvevbj h kvi m Uªvj ivw, Nvc, h kvi Uwj dvb /66426 gvevbj e ov Pvigv_v, iscyi ivw, wbwkb`viv, e ov Uwj dvb gvevbj iscyi m Uªvj evm Uvwg bvj, Avi, K ivw, M Ykcyi, iscyi Uwj dvb gvevbj dwi`cyi Kv kg mycvi gv K U, cwðg MvqvjPvgU h kvi ivw, dwi`cyi Uwj dvb gvevbj

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58 118 wj Û evsjv `k wjwg UW evwl K cöwz e`b 2011