evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij Gi Kvh vjq AwWU wi cvu cö_g LÛ

Transcription

1 evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij Gi Kvh vjq AwWU wi cvu cö_g LÛ evwywr K AwWU Awa`ßi e vsk I Avw_ K cöwzôvb wefvm, A_ gš Yvjq (evsjv `k e vsk, ewmk e vsk Ges mvaviy exgv K c v ikb) A_ eqi t MYcÖRvZš x evsjv ` ki msweav bi Aby Q`-132 Abyhvqx gnvgvb ivóªcwzi wbku ckk Z

2 evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij Gi Kvh vjq AwWU wi cvu evwywr K AwWU Awa`ßi e vsk I Avw_ K cöwzôvb wefvm, A_ gš Yvjq (evsjv `k e vsk, ewmk e vsk Ges mvaviy exgv K c v ikb) A_ eqi t MYcÖRvZš x evsjv ` ki msweav bi Aby Q`-132 Abyhvqx gnvgvb ivóªcwzi wbku ckk Z

3 t m~pxcî t µwgk weeiy c ôv b ^i 1 evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij Gi cöz qb K 2 gnvcwipvjk Gi e³e L 3 Abbreviation & Glossary M 4 cö_g Aa vq 1 5 AwWU Aby Q `i mvi-ms c 2 AwWU welqk Z_ 3 g v br g U Bmÿ Ges Awbqg I wzi KviYmg~n 3-4 AwW Ui mycvwik 4 6 wøzxq Aa vq (AwWU Aby Q`mg~n) (1) P~ovš wnmv ei Dci wbix v gš e gnvcwipvj Ki ^v i 31

4 K MYcÖRvZš x evsjv ` ki msweav bi Aby Q`-128, K ú Uªvjvi GÛ AwWUi Rbv ij (GwWkbvj dvský) G v±, 1974 Ges evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij Gi (GwWkbvj dvský) (G v gû g U) G v±, 1975 Abyhvqx gnvcwipvjk, evwywr K AwWU Awa`ßi KZ K cöyxz GB AwWU wi cvu RvZxq msm ` Dc vc bi j msweav bi Aby Q`- 132 Abyhvqx gnvgvb ivóªcwzi wbku ck Kiv n jv ZvwiLt...et...wLªt gvmỳ Avn g` evsjv ` ki K ú Uªvjvi GÛ AwWUi Rbv ij

5 L gnvcwipvj Ki e³e A_ gš Yvj qi wbqš Yvaxb e vsk I Avw_ K cöwzôvb wefvm Gi Aaxb evsjv `k e vsk, ewmk e vsk Ges mvaviy exgv K c v ikb Gi 2011 ch š wewfbœ wnmve eqi Ges A_ eq ii Avw_ K Kg KvÛ bgybvg~jk hvpvb qi gva g AwWU Kiv n q Q G wi cv U mswk ó cöwzôvbmg~ ni h mkj Avw_ K Awbqg Aš fy ³ Kiv n q Q Zv we ep mg qi A_ev c~e ez x mg qi mgmö jb ` bi h z`ª Ask wbix v Kiv n q Q ZviB cöwzdjb gvî G wi cv U i AvcwË I gš e D`vniYg~jK Ges Zv Kvbg ZB Dwj wlz cöwzôvbmg~ ni Avw_ K k Ljvi gvb m úwk Z c~y v½ wpî bq wi cvu wu `yb L Û cöyxz n q Q cö_g L Ûi cö_g Aa v q g v br g U Bmÿ Ges AwWU Aby Q`mg~ ni mvi-ms c Ges wøzxq Aa v q AwWU Aby Q`mg~ ni we vwiz weeiy cö`vb Kiv n q Q g~j wi cv U i K jei e w bv K i AvcwË mswk ó cögvyk I we vwiz cwimsl vb (cwiwkómg~n) c _K GKwU L Û A_ vr wøzxq L Û Aš fy ³ Kiv n q Q G wi cv U Aš fy ³ Awbqg jv ch v jvpbv K i cözxqgvb nq h, wbixw Z cöwzôvb jvi Af š ixy wbqš Y e e v ch vß bv niqvq Awbqg jv msnwuz n q Q Awbqgmg~n `~ixki Yi Rb Awej e c` c MÖnY Kiv cö qvrb ZvwiLt...wLªt, XvKv gv: AvdZvey¾vgvb gnvcwipvjk evwywr K AwWU Awa`ßi, XvKv

6 M Abbreviation & Glossary (cö hvr Î) 1 (BTB) wewuwe = Back To Back ißvwb FYcÎ 2 C.C(HYPO) wmwm = Cash Credit Rwg eükxi wecix Z FY myweav Kgc 1 1/2 Y) (nvb cv) Hypotication A_ vr FYvs Ki Kgc 1 1/2 Y m úwë eük wb Z 3 CC(Pledge) = Cash Credit (Pledge) 4 Acceptance = Commitment to pay against LC 5 (ETP) BwUwc = Effluent Treatment Plant 6 (FBPN) GdwewcGb = Foreign Bill Purchase Negotiation 7 (FBP) Gdwewc = Foreign Bill Purchase 8 FC (Account) = Foreign Currency Gdwm GKvD U (Account) 9 (IDCP) AvBwWwmwc cökí = (Interest During F Yi Î cö hvr Construction Period) 10 GjwUAvi (LTR) = Loan Trust Receipts 11 (LIM) wjg = Loan against Imported Merchandise 12 (PAD) wcgww = Payment Against Document n e FYMÖnxZvi wbr ^ `v g iw Z gvjvgv ji wecix Z FY myweav ( `v g iw Z gvjvgv ji m e v P 80% FY myweav GK e vs Ki kvlv Ab e vs Ki kvlvi Dci Gjwm Bmÿ Ki j D³ Acceptance w` Z nq cwi ek `~ly _ K i v cviqvi Rb ETP vcb Ki Z nq ißvwb g~j cöz vevwmz bv n j vbxq e vsk we `kx e vs Ki mv _ hvmv hvm K i `vq mgš^ qi Póv K i ißvwb Kvh µg m úbœ n j vbxq e vsk ißvwbkvi Ki wej µq K i e `wkk gỳ ªv AvMg bi Î (FC) (Account) Lyj Z nq cökí FY weziy Ges Av`v qi ga ez x mgqkv ji mỳ Avg`vwb FY c Îi wecix Z m ó `vqmg~n Avg`vwb FYc Îi wecix Z LIM `vg bv _vkv mv c Avg`vwbKviK K G myweav `qv nq Arrangement under which a buyer can get the delivery (shipping) documents only upon full payment of the invoice or bill of exchange. Cash L/C at sight(import L/C) Gi Î Documents e vs K i L G FY myweav `qv nq 13 (LC) Gjwm = Letter of Credit e `wkk evwy R i Î cö hvr 14 (PC) wcwm = Packing Credit ißvwb c~e gvjvgvj c vwks Kivi Î FY myweav ißvwb g~ j i m e v P 10% 15 ECC (Bwmwm) = Export Cash Credit Mv g Um d v±ix, wngvwqz Lv`,Pvgov BZ vw` ißvwbi Î ißvwb c~e FY myweav 16 (PSC) wcgmwm = Pre-Shipment Mv g Um d v±ixi Î ißvwb c~e FY myweav Cash Credit 17 dvm W jvb / wwgvû jvb = (Forced Loan ) ißvwb e _ Zvq Avg`vwbK Z gvjvgv ji g~j e vsk KZ K cwi kva K i cvwu i bv g dvm W jvb/wwgvû

7 jvb m wó Kiv nq 18 A_ FY Av`vjZ AvBb 2003 Gi 46 aviv = - Kvb FY wnmve g `/Kz-F Y köyxk Z n j D³ AvB bi aviv e j FY MÖnxZvi wei gvgjv Kiv nq 19 cyb:zdwmj = - Kvb FY wnmve köyxk Z n j FY MÖnxZvi Aby iv a FY cwi kv ai gqv` e w K i FY MÖnxZv K FY cwi kv ai myweav cö`vb Kivi Rb FY wnmve cybtzdwmwjkiy Kiv nq G Î WvDb c g U bqv eva Zvg~jK 20 WvDb c g U = - cybtzdwmwjki Yi Î FY MÖnxZvi wbku n Z gvu FYvs Ki ^c 10% WvDb c g U bqv nq 21 Av ivwcz mỳ = - FY w wzi Dci avh K Z mỳ 22 Abv ivwcz mỳ = - FY wnmve g `/ Kz-F Y köyxk Z n j jrvi w wzi Dci mỳ PvR bv K i c _Kfv e h mỳ wnmve Kiv nq 23 eøk FY myweav wnmve - FY MÖnxZvi GKvwaK FY wnmve _vk j Kvb GKwU ev Z ZvwaK wnmv e mỳ PvR bv K i ek ivlv nq mvavibzt cökí F Yi Î cökíwu hv Z eü bv nq m j e vsk KZ K FY MÖnxZv K Av jvp myweav `qv nq 24 Gb,AvB, G v± 1881 = Negotiation Instrument Act FY MÖnxZvi wbku n Z AwMÖg M nxz PK mgqgz dv Ûi Afv e cöz vl vz (Dishonors) n j D³ AvB b gvgjv Kiv hvq 25 Cost of Fund : - g~j FY (Avmj UvKv), gvgjv LiP Ges e vs Ki cövwzôvwbk LiP mn gvu e q Kfvi Kivi bvg Cost of Fund Cost of Fund Kfvi bv K i 26 weggavib = Balancing, Modernization, Rehabilitation and Expansion. 27 GjwWwewc = Local Document mỳ gikzd Kiv hv e bv cökí AvaywbKxKi Yi wbwg Ë M nxz Kvh µg ^xk Z vbxq FY c Îi wecix Z ißvwbkvi Ki ißvwb g~ j i Dci wej µq eve` FY Bill Purchase 28 WdvW Gjwm = - A type of letter of credit that defers payment until an agreed point after the shipping documents have been presented by the exporter. 29 CIB = Credit Information evsjv `k e vs K iw Z MÖvn Ki µwwu Bbdi gkb Bureau 30 Funded liability - Gjwm `vq e ZxZ mkj `vq dv ÛW `vq Avš R vwzk FY e ZxZ `kxq FYmg~n h mkj FY e vsk KZ K MÖvn Ki wnmv ei wecix Z cwi kvwaz nq hgb:-wmwm(nvb cv),wmwm( c- R),cÖKí FY,K wl I AK wlr FY M nwbg vy FY, fvm cb FY,IwW,GmIwW Gme FY Gjwm FY Lvjv e ZxZ mivmwi dv ÛW `vq ZvQvov Gjwmi gva gi wkqz wkqz `vq dv ÛW `vq wnmv e

8 m wó nq hgb:- Avg`vwb FY:- wjg,gjwuavi,wcgww BZ vw` ißvwb Gjwmi wecix Z wcwm, dvm W jvb(ißvwb e _ Zvq FY) 31 Non-funded liability = - Gjwm Lvjvi wecix Z Avš R vwzk FY hgb:- e vk Uz e vk Gjwm,Gjwm M vivw U BZ vw` `vq bb-dv ÛW `vq 32 BBGd = Equity and Entrepreneurship Fund 33 GmwUGj Short term loan 34 GmGgG Special Mension Account 35 ewªy Bordereaux cybtexgv wcöwgqvg,kwgkb I j mm cbw msµvš ÎgvwmK wnmve weeiyx,hv Z mvex Ki mv _ ^ ^ exgv Kv úvbxi `bv cvibv msiw Z _v K 36 CRC Central Rating Committee

9 cö_g Aa vq (AwWU Aby Q `i mvi-ms c I g v br g U Bmÿ ) 1

10 2

11 AwWU Aby Q `i mvi-ms c Aby Q` AvcwËi wk ivbvg RwoZ UvKv b ei 1 mgg~jab mnvqzvq BBGd mvkz jvi Agvb K i FY wezi Yi d j Abv`vqx eve` 11,82,59,000 e vs Ki wz 2 ißvwbi `xn w`b cii e `wkk gỳ ªv cöz vevwmz bv niqvq mikv ii wz 37,09,39,014 3 M nvqb Znwej n Z FY cö`vb msµvš bxwzgvjv I kz vejx D c v K i evievi 2,70,30,878 cybtzdwmj Kivq Abv`vqx eve` e vs Ki wz 4 ch vß mnrvgvbz Ges Av`vj Zi ivq e vs Ki AbyK~ j _vkv m Ë I AwbqwgZfv e mỳ 3,64,70,000 gikzd myweav cö`vb Ges D³ myweav MÖn b e _ niqvi cii Zv evwzj K i mgỳ q UvKv Av`v qi e e v bv bqvq e vs Ki wz 5 evsjv `k e vs Ki wb ` kbv I e vs Ki µwwu cwjwm D c v K i cö qvrbxq WvDb 10,39,06,000 c g U e ZxZ cö`ë cybtzdwmj myweav MÖvnK KZ K MÖn Y e _ niqvi cii mgỳ q UvKv Av`v qi AvBbMZ e e v MÖnY bv Kivq e vs Ki wz 6 AwbqwgZfv e eü cöwzôv bi wecix Z cöavb Kvh vjq KZ K wjwgu e w K i evievi 1,78,47,000 wmwm (nvb cv) FY bevqb Ges gqv `vëx Y i `xn w`b cii mgỳ q UvKv Av`v qi AvBbMZ e e v bv bqvq e vs Ki wz 7 evsjv `k e vs Ki wmavbwe cöwz e` b wwgd (Doubtful) kªyxweb vwmz niqv 1,64,92,477 m Ë I MvRx bvm vix cövb fu wjwg UW K Uvg jvb Ges GmwUGj cö`vb Ges gqv `vëxy niqvq e vs Ki wz 8 FY weziy bxwzgvjv/kz jsnb K i evievi wjwgu AwZwi³ FY weziy Ges Av`v q 5,10,48,582 e _ Zvi Kvi Y g `-F Y cwiyz niqvq wz UvKv 9 e emvi Aw Z bv _vkv m Ë I AwbqwgZfv e gmvm B,Gj nv mb GÛ Kvs Gi FY 1,86,57,875 wnmvewu cöwz eqi bevqb, wjwgu e w Ges wmwm(nv:) wnmve WweU K i GmwUGj wnmv e Rgv `Lv bv I GmwUGj wnmve WweUc~e K wmwm(nvb cv) µwwu Kiv m Ë I gqv `vëxy Abv`vqx eve` e vs Ki wz 10 wewmavbwm _ K exgv wcöwgqvg eve` 8wU P Ki wecix Z cövß UvKv wewmavbwmi bv g 1,96,89,092 wnmvef~³ bv K i Aw Z nxb cöwzôv bi bv g wnmvef~³ K i cwjwm Bmÿ `wl q RvwjqvwZ I cözvibvi gva g mnexgv eve` A_ cvpvi Kivq wz UvKv 11 inm RbK AwMœKvÛ msnwuz niqvi wecix Z bvkp hvm cybt exgv `vex cwi kv ai 2,03,89, 587 gva g K c v ik bi wz 12 bvkp niqv cybt exgv hvpvb evqvb bv K i mieivnk Z fyqv Z_ vw`i wfwë Z cwi kva Kivq ms vi wz 38,58, `kx I we `kx BÝy iý Kv úvbxi wbku cvibv wcöwgqv gi UvKv Av`vq/mgš^q bv K i Pzw³ m úv`b Kivq `xn w` bi Abv`vqx 14 exgv AvBb I cwjwmi k Z i cwicš x niqvq bvkpk Z cybt exgv`vex mg SvZvi gva g cwi kva Kivq K c v ik bi wz 15 evsjv `k e vsk, cöavb Kvh vjq, XvKv-Gi A_ eq ii wbix v gš e 16 mvaviy exgv K c v ikb, cöavb Kvh vjq, XvKv-Gi A_ eq ii wbix v gš e 260,78,93,002 3,57,03,813 gvu 345,01,84,

12 wbix v eqi t 2002 n Z 2010 ch š wewfbœ wnmve I A_ eqi AwWU welqk Z_ wbix vi cök wz t wbqgvbymiy wbix v wbixw Z cöwzôvb I mgqkvj t µwgk cöwzôv bi bvg bs wbix vi mgqkvj 1 evsjv `k e vsk, cöavb Kvh vjq, XvKv wlª: n Z wlªt ZvwiL ch š 2 ewmk e vsk wjwg UW, cöavb Kvh vjq, XvKv wlª: n Z wlª:zvwil ch š 3 ewmk e vsk wjt, Lyjbv kvlv, Lyjbv Lªx: n Z wlª: ZvwiL ch š 4 ewmk e vsk wjwg UW, e ov kvlv, e ov wlª: n Z wlªt ZvwiL ch š 5 mvaviy exgv K c v ikb, XvKv Rvb wlª: n Z wLª: ZvwiL ch š 6 mvaviy exgv K c v ikb, cöavb Kvh vjq, XvKv wlª: n Z wlª: ZvwiL ch š wbix v c wz t cöwzôvb cöavbmn wewfbœ ch v qi Kg KZ v/kg Pvixi mv _ Av jvpbv; ikw cîvw` cix v; Z_ vw` we k ly g v br g U Bmÿ t Af š ixy wbqš Y e e v 4

13 Awbqg I wzi KviYmg~n t e vs Ki FY weziy bxwzgvjv, e `wkk wewbgq bxwzgvjv evsjv `k e vs Ki wewfbœ mvk yjvi Avw_ K wewa-weavb Ges mikvi KZ K wewfbœ mg q RvwiK Z Av `k wb ` k, cöávcb, bxwzgvjv AbymiY bv Kiv; Af š ixy wbqš Y e e v I wbix v Kvh µg Rvi`vi bv Kiv AwW Ui mycvwik t cöpwjz Avw_ K wewa-weavb Ges mikvi KZ K wewfbœ mg q RvwiK Z Av `k wb ` k, cöávcb, bxwzgvjv AbymiY Kiv Avek K; Af š ixy wbqš Y e e v I wbix v Kvh µg Rvi`vi Kiv Avek K; `vq-`vwqz wba viyc~e K AvcwËK Z UvKv Av`vq Kiv Avek K 5

14 wøzxq Aa vq (AwWU Aby Q`mg~n) 6

15 Aby Q`-01 wk ivbvg t mgg~jab mnvqzvq BBGd mvkz jvi Agvb K i FY wezi Yi d j Abv`vqx eve` e vs Ki wz 11,82,59,000 UvKv weeiy t evsjv `k e vsk, cöavb Kvh vjq, XvKv Gi _ K A_ eq ii wnmve wlª: n Z wlªt ZvwiL ch š wbix vkv j mgg~jab mnvqzvi AvIZvq FY cö`vb m úwk Z bw_cî ch v jvpbv K i `Lv hvq h, mgg~jab mnvqzvq BBGd (BKz BwU GÛ A Uª vcö vb vikxc dvû) mvkz jvi Agvb K i FY wezi Yi d j Abv`vqx eve` e vs Ki wz 11,82,59,000 UvKv (we vwiz cwiwkó ÒKÓ Z `Lv bv n jv) (K) RbZv e vsk wjt, cöavb Kvh vjq KZ K g~j vwqz wek gv bi wøgvwîk Gwb g UW wdj Drcv`b Kivi Rb w` ww KvW wjt bvgk cök íi AbyK~ j wlªt Zvwi L 7,91,00,000 UvKv BBGd mnvqzv gäyi Kiv nq wlª: Zvwi L m~î bs-bbgd/1(1)/ gi (L) G ewy Z kz gvzv ek wzb wkw Z FY weziy Kivi K_v wlªt ZvwiL cö_g wkw eve` 1,00,00,000 UvKv weziy Kiv nq wøzxq wkw weziy Kivi ci m irwg b cwi`k bi gva g weziyk Z A _ i e envi wbwðz niqvi ci Z Zxq wkw i FY Qvo Kivi K_v wkš GKB Zvwi L A_ vr wlªt Zvwi L wøzxq I Z Zxq wkw eve` h_vµ g 1,50,00,000 UvKv Ges 5,41,00,000 UvKv weziy Kiv nq, hv D³ bxwzgvjvi cwicš x I i Zi Avw_ K Awbqg F Yi cö_g wkw wezi Yi c~ e BBGd BDwb Ui cöwzwbwa KZ K D ` v³vi Ask gvu cökí e qi 51% A_ vr 8,23,58,000 UvKv e q m úwk Z wel q cwi`k b msµvš cöwz e`b Ges cö_g wkw wezi Yi ci wøzxq wkw wezi Yi c~ e cö_g wkw eve` cö`ë A _ i e envi wbwðzkiy m úwk Z Kvb cwi`k b cöwz e`b cviqv hvqwb BBGd mvk yjvi bs 6, Zvs wLªt Gi aviv-6 Gi Dcaviv-6 bxwzgvjv Abyhvqx F bi cö_g wkw wezi Yi ZvwiL _ K Qq (6) eqi AwZµvš n j mikv ii bv g Bmÿ K Z kqvi mg~n evbe vk Ki Z n e wkš wlªt ZvwiL AvU (8) eqi AwZµvš niqv m Ë I ww m ^i/11 ch š Kv úvbx KZ K mikv ii bv g Bmÿ K Z kqvimg~n evb e vk Kivi Kvb D ` vm MÖnY Kiv nqwb D³ mvkz jvi Abyhvqx ^xk Z G MÖWfy³ PvU vw GKvD U v Um dvg KZ K wby xze eªk-avc fjy wksev AwfwnZ g~j G `yb qi g a hwu ekx n e m g~ j kqvi evb-e vk Kivi K_v G Î G MÖWfy³ PvU vw GKvD U Um dvg KZ K eªk Avc f vjy wby q msµvš Kvb f vjy qkb wi cvu cviqv hvqwb (L) GQvov, wsbvb`n Rjvi KvwjM Ä Aew Z Lv` cöwµqvrvzkiy cökí MÖxb Mvì G MÖv cövwv±m wjt bvgk cök íi AbyK~ j wlªt Zvwi Li 1125 bs c Îi gva g 8,88,64,000 UvKv BBGd mnvqzv gäyi Kiv nq wba vwiz mg qi g a D ` v³v KZ K gäyix c Îi 1 bs kz vbyhvqx gvu cökí e qi 51% wewb qvm bv Kivq Ges BBGd mnvqzvi A_ Qv oi Rb Av e`b bv Kivq BBGd BDwb Ui wlªt Zvwi Li 4153 bs c Îi gva g cök íi gäyixcî evwzj Kiv nq D ` v³v evsjv `k e vs Ki AbygwZ e ZxZ cökí wsbvb` ni KvwjMÄ _ K XvKvi MvRxcyi vbvš i K i ciezx Z mv o Pvi eq iii AwaK mgq c i wlªt ZvwiL 333 bs Av ` ki gva g wlªt Zvwi Li gäyixc Îi evwzj Av `k cöz vnvi Kiv nq wlªt ZvwiL cö_g wkw eve` 2,66,59,000 UvKv Ges wlªt wøzxq wkw eve` 1,25,00,000 UvKv Avw_ K cöwzôvb gvbwvm dvbb vwýs wjt Gi gva g Qvo Kiv nq h Av ` ki gva g gäyixc Îi evwzj Av `k cöz vnvi Kiv n q Q m Av ` ki kz Abyhvqx D ` v³v K wlªt ZvwiL n Z ciezx Pvi (4) gvm A_ vr wlªt Zvwi Li g a wewb qvm NvUwZi gvu 1,29,37,000 UvKv cök íi wba vwiz Lv Z wewb qvm m úbœ Kivi K_v D³ NvUwZi A_ wewb qvm bv Kiv m Ë I wlªt ZvwiL cö_g wkw eve` 2,66,59,000 UvKv Qvo Kiv n q Q 7

16 evsjv `k e vsk Gi wlªt Zvwi Li B&BGd mnvqzv gäyix cövß K wl wfwëk cökí A_ QvoKiY msµvš mycvwikgvjv ev evqbcî Abyhvqx 2q wkw i A_ QvoKi Yi c~ e cök í D ` v³vi BKzBwUi m ú~y As ki wewb qvmmn cö_g wkw Z QvoK Z A _ i wewb qv Mi wel q m irwg b hvpvbc~e K wbwðz niqvi K_v wkš AvBwmwe (Bb f g U K c v ikb Ae evsjv `k) KZ K wlªt Zvwi Li m irwg b cwi`k b cöwz e`b nô Z `Lv hvq wewb qvm NvUwZi A_ B cwi kva Kiv nqwb Zv m Ë I wlªt ZvwiL wøzxq wkw i A_ Qvo Kiv n q Q, hv bxwzgvjvi cwicš x evsjv `k e vsk Gi BBGd BDwb Ui wlªt Zvwi Li mvkz jvi bs-6 Gi aviv 5(7) Abyhvqx BBGd BDwbU KZ K cökí Aby gv` bi ci D ` v³vmy K Zv `i BKzBwUi 15% mswk ó e vsk/avw_ K cöwzôv b Rgv Kivi K_v wkš G Î mswk ó e vsk RbZv e vsk wjt Ges Avw_ K cöwzôvb gvbwvm dvbb vwýs wjt Gi wnmv e BKzBwUi 15% Rgv Kiv msµvš Kvb Z_ bw_c Î cviqv hvqwb d j Abv`vqx eve` e vs Ki gvu wz (1,00,00, ,50,00, ,41,00, ,66,59, ,25,00,000) ev 11,82,59,000 UvKv AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wyk Rev e Rvbv bv nq h, (K) cökíwu ez gv b eü _vk ji cök íi e e vcbv cwipvjk deªyqvix/12 Gi g a 10 j UvKv WvDb c g U cwi kvac~e K FY cwi kv ai cö ve ck Ki e e j Rvwb q Q (L) BBGd bxwzgvjv h_vh_ AbymiYc~e K cö_g I wøzxq wkw i A_ Qvo Kiv n q Q evsjv `k e vsk, BBGd BDwb Ui wlªt Zvwi Li cî bs-bbgd/38 (73) gvidz cökí vb wsbvb`n _ K MvRxcyi vbvš ii Aby gv`b `qv n q Q wlªt Zvwi Li mvkz jvi bs-32 gvidz wLªt Zvwi Li mvkz jvi bs-6 Gi 5(7) Aby Q` bzzbfv e cöwz vcb Kiv n q Q d j e vsk ev Avw_ K cöwzôv b 15% Rgv Kivi cö qvrb bb wbix vi gš e t Abv`vqx A_ Av`v qi wbwg Ë Kvb Kvh Kix c` c MÖnY bv Kivq Reve MÖnY hvm bq Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvj qi mwpe eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Abv`vqx A_ Av`vq I cögvykmn Reve `qvi Rb e vsk wb ` kbv cö`vb Kiv nq D³ Rev ei mv _ GKgZ cvly K i wLªt Zvwi L cöwz DËi `qv n ji Kvb Reve cviqv hvqwb d j wlª: Zvwi L Avav mikvwi cî Rvwi Kiv nq wLª: Zvwi L gš Yvj qi gva g Reve cviqv hvq cövß Rev e evsjv `k e vsk KZ K Rvbv bv nq h, ez gv b cökíwui D ` v³v A_ dir `v bi A½xKvic~e K kqvi evb e vk Gi cöwµqv ïi K i Qb G wel q gš Yvj qi gš e Abv`vqx mgỳ q UvKv Av`vq K i cögvykmn Reve cö`v bi Rb wb ` k cö`vb Kiv nq wbix vi mycvwik t AwbqwgZfv e BBGd mnvqzvq FY cö`v bi Rb `vq-`vwqz wba viymn wzi UvKv Av`vq Kiv Avek K 8

17 Aby Q`-02 wk ivbvg t ißvwbi `xn w`b cii e `wkk gỳ ªv cöz vevwmz bv niqvq mikv ii wz 37,09,39,014 UvKv weeiy t evsjv `k e vsk, cöavb Kvh vjq, XvKv Gi _ K A_ eq ii wnmve _ K wlªt ZvwiL ch š mg q wbix vkv j e vskmg~n n Z cöwiz ißvwb msµvš gvwmk weeiyx I ißvwb msµvš bw_cî ch v jvpbv K i `Lv hvq h, 4wU emikvwi e vsk KZ K 67wU ißvwb Gjwm Gi wecix Z µqk Z wejg~j ißvwbi `xn w`b ( gqv `i) cii cöz vevwmz bv niqvq e `wkk gỳ ªv cövwß n Z ewâz niqvq mikv ii wz 37,09,39,014 UvKv (we vwiz cwiwkó ÒLÓ Z `Lv bv n jv) evsjv `k e vs Ki Aby gv`bµ g e `wkk evwyr cwipvjbvi Rb wewfbœ e vsk KZ K Zix cvkvkmn wewfbœ gvjvgvj Gjwm Gi gva g wewfbœ ` k ißvwbi Rb ißvwbkvik cöwzôv bi AbyK~ j FY weziy Kiv nq K `ªxq e vsk wn m e evsjv `k e vsk KZ K D³ F Yi Ges e `wkk evwyr cwipvjbv h_vh_ gwbuwis bv Kivq ißvwbi `xn w`b c ii g~j evb e `wkk gỳ ªv cöz vevwmz bv niqvq mikv ii 37,09,39,014 UvKv wz mvwaz n q Q MvBW jvbbm di d ib GK PÄ Uªvb RKkb G v± 1996 fwjdg-1 Gi Aby Q`-22 Gi aviv -13 Abyhvqx ißvwbi 120 w` bi g a ißvwbk Z gvjvgv ji g~j cöz vevmb niqvi K_v wkš cwiwk ói ey bv n Z `Lv hvq, ißvwbi 12 eqi c ii g~j evb e `wkk gỳ ªv cöz vevwmz nqwb d ib G PÄ i jkb G v± 1947 Abyhvqx ißvwb g~j h_vmg q cöz vevwmz bv nô j mswk ó e vsk I ißvwbkvi Ki weiy evsjv `k e vsk KZ K kvw g~jk e e v MÖn Yi K_v wkš evsjv `k e vsk KZ K Kvb cökvi kvw g~jk e e v MÖn Yi c` c MÖnY m úwk Z Kvb Z_ bw_c Î cviqv hvqwb K `ªxq e vsk wn m e evsjv `k e vs Ki mwvk gwbuwis Gi Afv e `xn w`b hver D³ e `wkk gỳ ªv AcÖZ vevwmz i q Q d j evsjv `k g~j evb e `wkk gỳ ªv AR b n Z ewâz n q Q AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wyk Rev e Rvbv bv nq h, mswk ó e vsk mg~ ni EaŸ Zb KZ c i mv _ evsjv `k e vs Ki EaŸ Zb KZ c i Av jvpbvi cöw Z AcÖZ vevwmz ißvwbg~j `ªyZ/ ^í mg qi g a cöz vevm bi wbðqzv cö`vb Kiv n q Q cwiwk ói µwgk bs 55,64,65,66 I 67 Z ewy Z Km jvi wel q AvBbMZ e e v MÖn Yi Rb I cö qvrbxq Kvh µg MÖnY Kiv n Q wbix vi gš e t Reve m š vlrbk bq gwbuwis cöwµqv AviI Rvi`vi Kivi gva g AcÖZ vevwmz e `wkk gỳ ªv cöz vevm bi Rvi cö Póv Pvjv bv cö qvrb Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, AcÖZ vevwmz e `wkk gỳ ªv cöz vevm bi Rb AvBbMZ e e v MÖn bi Rb cö qvrbxq Kvh µg MÖnY Kiv n Q Reve m š vlrbk bv niqvq AvBbvbyM e e v MÖnYc~e K Abv`vqx UvKv Av`vq K i Rvbv bvi Rb wlª: Zvwi L cöwzdëi `qv nq ciezx Z Kvb Reve bv cviqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wLª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e cybivq Rvbv bv nq h, AcÖZ vevwmz e `wkk gỳ ªv cöz vevm bi Rb AvBbMZ e e v MÖn Yi Rb cö qvrbxq Kvh µg MÖnY Kiv n Q G wel q Kvb AMÖMwZ n j ciez x Z evwywr K AwWU K Rbv bv n e wbix vi mycvwik t ißvwb cöwµqv Z`viwK Rvi`vi KiZt AvBbvbyM e e v MÖnbc~e K AcÖZ vevwmz e `wkk gy`ªv `ªyZ cöz vevm bi e e v MÖnY Kiv Avek K 9

18 Aby Q`-03 wk ivbvg t M nvqb Znwej n Z FY cö`vb msµvš bxwzgvjv I kz vejx D c v K i evievi cybtzdwmj Kivq Abv`vqx eve` e vs Ki wz 2,70,30,878 UvKv weeiy t evsjv `k e vsk, cöavb Kvh vjq, XvKv Gi _ K A_ eq ii wnmve wlª: n Z wlªt ZvwiL ch š wbix vkv j M nvqb Znwej n Z FY weziy msµvš bw_cî ch v jvpbvq n Z `Lv hvq h, M nvqb Znwej n Z FY cö`vb msµvš bxwzgvjv I kz vejx D c v K i evievi cybtzdwmj Kivq Abv`vqx eve` e vs Ki wz 2,70,30,878 UvKv (we vwiz cwiwkó ÒMÓ Z `Lv bv n jv) M nvqb Znwe ji AvIZvq wu bi Ni Zixi wbwg Ë FY Kvh µg cwipvjbvi D Ï k cöyxze cök íi Î wnjdzj dzryj mgvr Kj vy ms v bvgk cök íi mv _ wlªt Zvwi Li Pzw³cÎ Abyhvqx 625wU Ni wbg v Yi Rb 1,25,00,000 UvKv gäyi Kiv nq Ges wlª: n Z wlªt ZvwiL ch š mg q 4wU mgvb wkw Z weziy Kiv nq M nvqb Znwej n Z FY cö`vb msµvš bxwzgvjv I kz vejx Gi aviv (3) Gi (N) Abyhvqx gvv ch v q M n wbg vy I FYMÖnxZv K M n n vš ikib wel q wbwðzki bi j vbxq zj wk K, FY`vbKvix cöwzôv bi Kg KZ v/ gvvkg x, K wl gvvkg x, vbxq e vsk Kg KZ v/gvvkg x mgš^ q MwVZ GKwU vbxq hvpvb KwgwU úwmwd Kkb Abyhvqx M n wbg vy n q Q wkbv Zv Z`š K i ciez x wkw i Rb mycvwik Ki e FY cö`vbkvix cöwzôvb mycvwikmn ciez x wkw Qv oi Av e` bi cöw Z evsjv `k e vs Ki dvû g v br g U BDwbU F Yi mwvk e envi wbwðzkib mv c ciez x wkw / wkw mg~n Qvo Kivi e e v MÖnY Ki e FY Pzw³cÎ Gi aviv (3) Gi (M) Abyhvqx FY MÖnxZv KZ K cö_g wkw MÖn Yi Qq (6) gvm ci gvu `k (10) eq i mỳ mn mgỳ q FY Aa evwl K wkw Z cwi kva hvm Z`vbyhvqx 6 gvm c i cö_g wkw eve` mỳ vm j UvKv wlªt Zvwi Li g a cwi kva hvm n ji cwi kva Kiv nq ZvwiL, A_ vr wzb gv mi AwaK mgq c i wøzxq wkw i 7,25,641 UvKv wlªt Zvwi Li g a cwi kva hvm wkš D³ wkw cwi kva bv Kiv m Ë I wøzxq ch v q 500wU Ni wbg v Yi Rb gäyik Z 1,00,00,000 UvKvi cö_g wkw eve` wlªt ZvwiL 25,00,000 UvKv cö`vb Kiv nq D³ `ywu ch v qi F Yi A_ mwvkfv e cwi kva bv Kiv m Ë I wlªt ZvwiL 400wU Ni wbg v Yi Rb 80,00,000 UvKvi cö_g wkw eve` 20,00,000 UvKv cö`vb Kiv nq FY cö`vb msµvš bxwzgvjvq cybt ZdwmwjKi Yi Kvb kz bv _vkv m Ë I Ljvcx F Yi 62,86,622 UvKv 30wU wøgvwmk wkw Z mỳ mn cwi kv ai k Z wlªt ZvwiL cybt ZdwmwjKiY Kiv nq kz Abyhvqx wkw i A_ cwi kva bv Kivi cii wlªt ZvwiL Ljvcx 78,09,165/- UvKv cuvp eq i 30wU wøgvwmk wkw Z cwi kv ai k Z wøzxqev ii Rb cybt ZdwmwjKiY Kiv nq kz vbyhvqx cvó W UW PK fvswm q wkw i A_ cövwßi Rb ci ci `yôevi Dc vcb Kiv n j mswk ó e vsk KZ K PK wwrabvi (Dishonour) niqv m Ë I wlªt ZvwiL wbqwgz FY MÖnxZv wn m e cöz qb cövwßi Rb Av e` bi cöw Z wlªt ZvwiL 12wU ÎgvwmK wkw Z cwi kv ai k Z Z Zxq ev ii Rb cybt ZdwmwjKiY Kiv nq cö_g `dvq cö`ë FY cwi kv ai wkw mg~n mwvkfv e cwi kva bv Kiv Ges M n wbg vy Kvh µg mwvkfv e cwicvjb bv Kiv m Ë I wøzxq `dv FY cö`vb Kiv n q Q GKB fv e wøzxq `dv cö`ë F Yi A_ M n wbg v Y mwvkfv e e envi bv Kiv I mwvkfv e wkw cwi kva bv Kiv m Ë I Z Zxq `dv FY cö`vb Kiv n q Q FY cö`vb msµvš bxwzgvjvq cybt ZdwmjKiY Gi Kvb kz bv _vkv m Ë I ci ci wzbevi cybt ZdwmwjKiY Kiv n q Q cybt ZdwmjKi Yi kz Abyhvqx cvó W UW PK RgvKiY e ZxZ cybt Zdwmj myweav evwzj e j MY n e wkš cö_g cybt ZdwmwjKiY myweav cö`v bi Î Kvb cvó W UW PK msi Y Kiv nqwb d j cybt ZdwmwjKiY myweav evwzj e j MY wlªt ZvwiL wøzxq `dv cybt ZdwmjKiY Kiv nq Ges 30wU cvó W UW PK MÖnY K i I wLªt ZvwiL fvsmv bvi Rb Dc vcb Kiv n j mswk ó e vsk KZ K I 10

19 wlªt ZvwiL dvû bv _vkv I ^v i Mowg ji Kvi Y PK wwrabvi (Dishonour) Kiv nq G Î cybt Zdwmj myweav evwzj hvm Ges FY MÖnxZvi weiy AvBbvbyM e e v MÖnY Kivi K_v wkš KZ c KZ K D³ myweav evwzj bv K i wlªt ZvwiL Z Zxq ev ii g Zv cybt ZdwmjKiY Kiv nq, hv iyzi Avw_ K Awbqg cybt Zdwm ji kz gvb Z e _ n j cö`ë myweav evwzj c~e K mgỳ q Ljvcx FY GKKvjxb Av`v qi K_v wkš G Î cybt Zdwmj myweav evwzj ev e Kqv Av`v qi Rb Kvb e e v MÖnY Kiv nqwb FY MÖnxZv K AwbqwgZ my hvm cö`vb Ges FY Av`v q `vwq Z Ae njvi Kvi Y Abv`vqx 270,30,878 UvKv wzi m ylxb AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, wlªt Zvwi L AbywôZ wóqvwis KwgwUi 11Zg mfvq wøzxq `dv ch š cybt Zdwm ji weavb cöez b Kiv n q Q Ges wlªt Zvwi Li wóqvwis KwgwUi 28Zg mfvq Ljvcx F Yi 30% WvDb c g U cö`vb Kivq we kl we epbvq ms v K 3q `dv cybt ZdwmwjKi Yi myweav cö`vb Kiv nq h_vh_ KZ c i Aby gv`bµ g cybt Zdwmj myweav cö`vb e ZxZ ms v K Ab Kvb cökvi myweav cö`vb Kiv nqwb wbix vi gš e t FY gäyixcî Abyhvqx Ges FY cybt Zdwm ji kz cwicvjb bv Kiv m Ë I FY MÖnxZvi weiy Kvb Kvh Kix e e v MÖnY Kiv nqwb Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, Abv`vqx FY Av`v qi e vcv i w qvwis KwgwUi 36 Zg mfvi wm vš Abyhvqx AvBbMZ e e v MÖnY cöwµqvaxb Av Q Reve m š vlrbk bv niqvq AvBbMZ e e v Zivwš^Z K i AvcwËK Z UvKv Av`vq K i Rvbv bvi Rb wlª: Zvwi L cöwzdëi `qv nq ciezx Z Kvb Reve bv cviqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wLª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e cybivq Rvbv bv nq h,abv`vqx FY Av`v qi e vcv i w qvwis KwgwUi mfvi wm vš Abyhvqx AvBbMZ e e v MÖnY cöwµqvaxb Av Q ciez x AMÖMwZ h_vmg q AwWU Awdm K Rvbv bv n e wbix vi mycvwik t AvBbvbyM e e v MÖnY K i AvcwËK Z UvKv Av`vq Kiv Avek K 11

20 Aby Q`- 04 wk ivbvgt ch vß mnvqk RvgvbZ Ges Av`vj Zi ivq e vs Ki AbyK~ j _vkv m Ë I AwbqwgZfv e mỳ gikzd myweav cö`vb Ges D³ myweav MÖn Y e _ niqvi cii Zv evwzj K i mgy`q UvKv Av`v qi e e v bv bqvq e vs Ki wz 3,64,70,000 UvKv weeiyt ewmk e vsk wjwg UW, cöavb Kvh vjq, XvKv-Gi 2011 mv ji wnmve wlª: n Z wlª: Zvwi L ch š wbix vkv j Uvg jv bi bw_ ch v jvpbv K i `Lv hvq h, ch vß mnvqk RvgvbZ Ges Av`vj Zi ivq e vs Ki AbyK~ j _vkv m Ë I AwbqwgZfv e mỳ gikzd myweav cö`vb Ges D³ myweav MÖn Y e _ niqvi cii Zv evwzj K i mgỳ q UvKv Av`v qi e e v bv bqvq e vs Ki wz 3,64,70,000 UvKv (we vwiz cwiwkó ÔÔNÓ Z `Lv bv n jv) cöavb Kvh vj qi Aby gv` bi wfwë Z nv Uj wbg v Yi Rb w` wgwjwbqvg nv Uj wjt-gi AbyK~ j j UvKvi Uvg jvb weziy Kiv nq FY wnmvewu kªyxk Z niqvq 10% mij my ` ZvwiL 10 eqi gqv ` cybtzdwmj Kiv nq cybtzdwmj myweav MÖn Y MÖvnK e _ niqvq FY wnmvewu Zvwi L g ` I wz wn m e kªyxk Z nq Aciw` K GKB MÖvnK (w` wgwjwbqvg nv Uj wjt) gmvm kwidz¾vgv bi AbyK~ j weziyk Z wmwm (nvb cv) eve` j UvKv ciezx Z Uvg jvb AvKv i j UvKv gäyi Kiv nq Av jvp FYwUI Zvwi L g ` I wz wn m e kªyxk Z nq `y' Uv F Yi UvKv Av`v qi Rb MÖvn Ki weiy A_ FY Av`vj Z gvgjv `v qi Kiv n j ivq e vs Ki AbyK~ j Av m Av`vj Zi ivq e vs Ki AbyK~ j _vkv m Ë I mgỳ q UvKv Av`v qi e e v bv K i cöavb Kvh vj qi vik bs BASIC/HO/RECOVERY/ 2011/15959 dt gi gva g j UvKvi mỳ gikzd Kiv nq e vs Ki mỳ gikzd bxwzgvjv Abyhvqx ch vß mnvqk RvgvbZ mg F Yi my` gikz di my hvm bb Av jvp Î FY wnmv ei wecix Z ch vß mnvqk RvgvbZ ( gvu `vq j -Gi wecix Z mnvqk RvgvbZ g~j j UvKv (ez gvb g~j `vq A c v A bk ekx) _vkv m Ë I wecyj cwigvb Av ivwcz I Abv ivwcz mỳ gikzd Kiv nq MÖvnK mỳ gikyd myweav MÖn Y e _ niqvi cii D³ myweav evwzj K i mgỳ q UvKv Av`v qi e e v MÖnY Kiv nqwb j UvKv WvDb c g U Rgv `v bi k Z 6wU gvwmk wkw Z j UvKv mgš^ qi ci j UvKv mỳ gikzd Kiv nq Av jvp Î WvDb c g U MÖn Yi ci mỳ gikzd Av e`b we epbv hvm n ji cöavb Kvh vjq KZ K WvDb c g U MÖnY e ZxZ mỳ -gikzd myweav cö`vb Kiv nq mỳ gikzd Av ` k WvDb c g U MÖn Yi wb ` k `qv _vk ji MÖvnK WvDb c g U Ges gvwmk wkw i Kvb UvKv cwi kva K iwb AwWwU cöwzôv bi Revet wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, w` wg jwbqvg nv Uj wj t Gi FY wnmvewu ch vß mnvqk RvgvbZ Ges Av`vj Zi ivq e vs Ki AbyK j _vkv m Ë I mỳ gikzd myweav cö`vb Kiv nq h nzz e vsk GKwU mev agx cöwzôvb, m nzz MÖvn Ki Av e`b Ges Zvi mvwe K e emvqxk cwiwpwz we epbv mv c mỳ gikz di cö vewu cöavb Kvh vj q cöiy Kiv nq Ges cöavb Kvh vj qi Aby gv`b mv c mỳ gikz di Rb cö qvrbxq WvDb c g U I Aewkó UvKv cö`v bi wbqgvejx m úwk Z cî MÖvnK K cvvv bv nq mgỳ q UvKv Av`v qi Rb AvBbMZ e e v MÖnY Kiv n Q wbix v gš e t Reve MÖnY hvm bq, KviY ch vß mnvqk RvgvbZ I Av`vj Zi ivq e vs Ki c _vkv m Ë I mỳ gikzd Kiv nq Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, Av`vj Zi ivq e vs Ki c niqvq eükx m úwë weµq K i F Yi UvKv Av`v qi welqwu cöwµqvaxb Reve m š vlrbk bv niqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e

21 2012 wlª: Zvwi Li Rev ei Abyiƒc Reve cö`vb Kiv nq D³ Rev ei cöw Z GB Kvh vj qi wlªt Zvwi Li cöwzdë i Av`vj Zi ivq I wwwµi cöw Z mgỳ q UvKv Av`vq K i cögvykmn Reve cö`v bi Rb ejv n ji A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwikt Av`vj Zi ivq Abyhvqx mgỳ q UvKv Av`vq mv c wbix v K AewnZ Kivi Rb Aby iva Kiv n jv 13

22 Aby Q`- 05 wk ivbvgt evsjv `k e vs Ki wb ` kbv I e vs Ki µwwu cwjwm D c v K i cö qvrbxq WvDb c g U e ZxZ cö`ë cybtzdwmj myweav MÖvnK KZ K MÖn Y e _ niqvi cii mgỳ q UvKv Av`v qi AvBbMZ e e v MÖnY bv Kivq e vs Ki wz 10,59,06,000 UvKv weeiyt ewmk e vsk wjt, cöavb Kvh vjq, gwzwsj, XvKv-Gi 2011 mv ji wnmve wlª: n Z wlª: ZvwiL ch š wbix vkv j AvBwmwW wefv Mi Uvg jvb I PjwZ g~jab F Yi bw_ ch v jvpbv K i `Lv hvq h, evsjv `k e vs Ki wb ` kbv I e vs Ki µwwu cwjwm D c v K i cö qvrbxq WvDb c g U e ZxZ cö`ë cybtzdwmj myweav MÖvnK KZ K MÖn Y e _ niqvi cii mgỳ q UvKv Av`v qi AvBbMZ e e v MÖnY bv Kivq e vs Ki wz 10,59,06,000 UvKv (we vwiz cwiwkó ÒOÓ Z `Lv bv n jv) evsjv `k e vsk weaviwcww mvk yjvi bs 01 Zvs Gi 1.03 (L) Ges ewmk e vsk wjt, µwwu cwjwm 19.3 Abyhvqx hw` Kvb Zjex ev Pjgvb FY AvswkK ev m ú~y iƒ c gqv`x F Y cybm Vb/iƒcvš i K i cybtzdwmj Kiv nq Ges cwi kv ai Rb wkw wba viy Kiv nq Zvn j FY cybtzdwmjxki Yi Î gqv `vëxy wkw i Ab~ b 30% bm` cwi kv ai ci cybtzdwmjxki Yi Av e`b we epbv hvm n e Av jvp Î ewmk e vsk ev W i 303Zg mfvi wm vš vbyhvqx cöavb Kvh vj qi vik bs BASIC/HO/CCD/ 2011/15041/19602 dt Gi gva g w`jkzkv kvlvi MÖvnK gmvm L `Kvi UªWv m i 5wU gqv `vëxy GjwUAvi (Loan Trust Receipts) eve` j UvKv 12wU gvwmk wkw Z Uvg jv b vbvš i Ges Kvh v ` ki wecix Z 3wU ^í gqv`x FY eve` j UvKv mgš^ qi Rb 31/12/2012 gqv ` cybtzdwmj Kiv n ji weaviwcww mvk yjv ii Dc iv³ wb ` kbv I e vs Ki µwwu cwjwm Abyhvqx WvDb c g U bqv nqwb wegwwwm (Bangladesh Agricultural Development Corporation)cÖavb Kvhv j qi wewfbœ Kv Ri Rb MÖvn Ki wecwi Z KvwU UvKvi Kvh v `k cö`vb Kiv nq D³ Kvh v ` ki wecix Z e vsk KZ K MÖvnK K GKvwaK ^í gqv`x FY wezib Kiv nq Kvh v ` ki UvKv wegwwwm n Z cövwßi ci e vs Ki D³ ^í gqv`x F Yi UvKv cwi kv ai wb ` kbv _vk ji MÖvnK D³ wej cövwßi cii F Yi UvKv cwi kva K iwb AwbqwgZfv e cö`ë cybtzdwmwjkiy myweav MÖvnK KZ K MÖn Y e _ niqvi cii mgỳ q Abv`vqx UvKv Av`v qi Rb AvBbMZ e e v MÖnY Kiv nqwb AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h,mövnk gmvm L `Kvi UªWvm Gi Av e` bi cöw Z cybtzdwmj Kiv nq MÖvnK cö qvrbxq WvDb c g U w` Z e _ niqvq cybtzdwmwjkiy Kvh Ki Kiv nqwb wbix vi gš e t Reve MÖnY hvm bq, KviY WvDb c g U MÖnY e ZxZ AwbqwgZfv e cybtzdwmj Kiv nq F Yi UvKv Av`v qi Rb Kvb AvBbMZ e e v bqv nqwb Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, MÖvnK cö qvrbxq WvDb c g U w` Z e _ niqvq cyb: ZdwmwjKib Kvh Ki Kiv nqwb MÖvn Ki Av e`bµ g cöavb Kvh vjq KZ K j UvKv mỳ gikzd Kiv nq Ges Aewkó j UvKv wlª: ZvwiL n Z ciezx 6 gv mi g a cwi kv ai AbygwZ cö`vb Kiv nq kvlv KZ K D³ UvKv Av`v qi cö Póv Pvjv bv n Q UvKv Av`vq bv niqvq Reve m š vlrbk e j we ewpz bv niqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e wlª: Zvwi Li Rev ei Abyiƒc Reve cö`vb Kiv nq D³ Rev ei cöw Z GB Kvh vj qi wlªt Zvwi Li cöwzdë i gš Yvj qi gš e gvzv ek F Yi Aewkó UvKv Av`vq K i cögvykmn Reve cö`v bi Rb ejv n ji A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwikt AvcwËK Z mg~`q UvKv Av`vq Kiv Avek K 14

23 Aby Q`- 06 wk ivbvgt eü cöwzôv bi wecix Z cöavb Kvh vjq KZ K AwbqwgZfv e wjwgu e w K i evievi wmwm (nvb cv) FY bevqb Ges gqv `vëx Y i `xn w`b cii mgỳ q UvKv Av`v qi AvBbMZ e e v bv bqvq e vs Ki wz 1,78,47,000 UvKv weeiyt ewmk e vsk wjwg UW, cöavb Kvh vjq, XvKv-Gi 2011 mv ji wnmve n Z ch š wmwmww wefv Mi bw_ ch v jvpbv K i `Lv hvq h, AwbqwgZfv e eü cöwzôv bi wecix Z cöavb Kvh vjq KZ K wjwgu e w K i evievi wmwm (nvt) FY bevqb Ges gqv `vëx Y i `xn w`b cii mgỳ q UvKv Av`v qi AvBbMZ e e v bv bqvq e vs Ki wz 1,78,47,000 UvKv (we vwiz cwiwkó ÒPÓ Z `Lv bv n jv) e vs Ki µwwu cwjwm Abyhvqx e emv cöwzôv bi PjwZ g~jab wbev ni Rb wmwm(nvb cv) weziy hvm Av jvp Î cöavb Kvh vj qi vik bs HO/CCRD/2005/26017/578 DT Gi gva g Avqkv gvb µv cövwv±m& wjt K j UvKvi wmwm (nvt) gäyi Kiv nq ciezx Z wewfbœ vi K D³ wjwgu e w I bevqb K i me kl gqv ` j UvKvq DbœxZ Kiv nq MÖvn Ki cöwzôvbwu MZ 2008 mv ji c~e n Z A` vewa eü i q Q GKwU eü cöwzôv bi wecix Z AwbqwgZfv e cöavb Kvh vjq KZ K vik bs 3146 Zvs Gi gva g j UvKv gqv ` bevqb Kiv nq ciezx Z eü _vkv Ae vqb Zvwi L j UvKv Ges Zvwi L Avi j UvKv wjwgu e w K i gqv ` j UvKv cö`vb Kiv nq cöwzôvb eü n q hviqvi ci `vq mgš^ qi e e v bv K i cvwu K AwbqwgZfv e myweav cö`v bi D Ï k evi evi wjwgu e w K i bevqb myweav `qv n q Q - hv i Zi Avw_ K Awbqg j UvKv wjwg Ui wecix Z ch š MÖvn Ki gvu `vq j UvKv gqv `vëx Y i `xn w`b cii e vs Ki mgỳ q cvibv Av`v qi Rb cö qvrbxq AvBbMZ e e v MÖnY Kiv nqwb AwWwU cöwzôv bi Revet wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, ez gv b wmwm (nvb cv) FYwU g ` I wz wn m e we ewpz F Yi `vq Av`v qi Rvi cö Póv Pvjv bv n Q B Zvg a MÖvnK MZ wLªt Zvwi L 19,00, UvKv WvDb c g U wnmv e Rgv w` q Qb Ges mỳ gik~d I FY cybtzdwmj Kivi Rb kvlvq Av e`b K i Qb MÖvn Ki Av e` bi cöw Z kvlv _ K MZ wLªt Zvwi L FYwU cybt Zdwmj I m ú~y fv e mgš^q Kivi Rb wLªt ZvwiL ch š mgq cö`vb Kivi wbwg Ë cöavb Kvh vj q cö ve cöiy Kiv n q Q wbix v gš e t Reve MÖnY hvm bq, KviY MÖvn Ki eü cöwzôv bi wecix Z wmwm (nvt) FY cö`vb Kiv n q Q Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, MÖvn Ki WvDb c g U cö`v bi cöw Z FYwU K cyb: ZdwmwjKi Yi gva g FYwU cwic~y fv e mgš^q Kivi Rb MÖvnK K wlª: ZvwiL ch š mgq cö`vb Kiv n q Q Reve m š vlrbk e j we ewpz bv niqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e wlª: Zvwi Li Rev ei Abyiƒc Reve cö`vb Kiv nq D³ Rev ei cöw Z GB Kvh vj qi wlªt Zvwi Li cöwzdë i MÖvn Ki wei AvBbvbyM e e v MÖnY K i F Yi Aewkó UvKv Av`vq K i cögvykmn Reve cö`v bi Rb ejv n ji A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwikt `vqx Kg KZ vi weiæ wefvmxq e e v I MÖvn Ki weiæ AvBbvbyM e e v MÖnYc~e K AvcwËK Z UvKv Av`vq Kiv Avek K 15

24 Aby Q`- 07 wk ivbg : evsjv `k e vs Ki wmavbwe cöwz e` b wwgd (Doubtful) niqv m Ë I MvRx bvm vix cövb fu wjwg UW K Uvg jvb Ges GmwUGj cö`vb Ges gqv `vëxy niqvq e vs Ki wz 1,64,92,477 UvKv weeiy t ewmk e vsk wjt, Lyjbv kvlv, Lyjbv Gi mv ji wnmve wlª: _ K wlª: ch š wbix vkv j Uvg jv bi Ges GmwUGj wnmv ei wmgj cöwz e`b, FY MÖnxZvi mv _ hvmv hvm bw_, gäyix cî I PvR WKz g Um bw_ ch v jvpbv K i `Lv hvq h, evsjv `k e vs Ki wmavbwe cöwz e` b wwgd (Doubtful) niqv m Ë I MvRx bvm vix cövb fu wjwg UW K Uvg jvb Ges GmwUGj (Short Term Loan) cö`vb Ges gqv `vëxy niqvq e vs Ki wz 1,64,92,477 UvKv (we vwiz cwiwkó ÒQÓ Z `Lv bv n jv) GB kvlv _ K wLª: Zvwi L ewmk e vsk cöavb Kvh vj qi 6283 bs vike j gmvm MvRx bvm vix (cöv:) wjt K j UvKv Uvg jvb eve` gäyix cö`vb Kiv nq hvi mỳ nvi 11.50% Ges cwi kva c wz 5 (cuvp) ermi gqv`õg 60 (lvu)wu mgvb wkw Z Av`vq hvm eükx m úwë wnmv e Rwg, `vjvb KvVv I bvm vix dv g i hš cvwz, gwkbvix `Lv bv n q Q ciez x Z FY MÖnxZvi óu g U Ae GKvD Um ch v jvpbv K i `Lv hvq h, wLªt _ K wlªt ZvwiL ch š mg q j UvKv cö`vb Kiv n ji FY MÖnxZv Zvi FY wnmv e wLªt Zvwi L 2,91,000 UvKv Ges wLªt Zvwi L 5,82,000 UvKv mn me gvu wbix v ZvwiL ch š 8,37,000 UvKv Rgv K i Qb FY MÖnxZvi wbku 14wU wkw e Kqv _vkvq wLªt ch š Zvi wbku mỳ vm j gqv` DËxY 1,42,11,799 UvKv Abv`vqx Av Q cvkvcvwk GKB FY MÖnxZv K GKB Rvgvb Zi wfwë Z Zvwi L j UvKvi GmwUGj FY gäyi Kiv nq hvi gqv` wLªt ZvwiL _vk ji gqv` DËx Y i 7 (mvz) gvm 29 (DbwÎk) w`b e Kqv _vkvq gqv` DËxY Abv`vqx 22,80,678 UvKv Dfq F Yi e Kqv gqv` DËxY Abv`vqx (1,42,11, ,80,678) ev 1,64,92,477 UvKv B Zvg a gmvm MvRx bvm vix (cöv:) wjt Gi wecix Z evsjv `k W fjc g U e vsk wjt (wewwwegj) Lyjbv kvlvq GKwU `xn gqv`x FY gqv `vëxy Ae vq 66,49,823 UvKv Abv`vqx wqj Ges PjwZ g~jab FY eve` 15,58,186 UvKv mn 82,08,009 UvKv cvibv wqj d j evsjv `k e vs Ki Zvwi Li wmavbwe cöwz e` b `xn gqv`x FYwU GmGgG (Special Mention Account) Ges PjwZ g~jab FY wnmvewu wwgd wnmv e kªyxk Z wqj wwgd wn m e kªyxk Z _vkv m Ë I ciez x Z wewwwegj Gi j UvKv `bv ewmk e vsk KZ K cwi kvac~e K MÖvn Ki AbyK~ j cybt FY weziy Kivq 1,64,92,477 UvKv Abv`vqx _v K AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, wkí e vsk KZ K cö`ë wbqwgz KiY mb`cî cövwß mv c FY cö vewu cöavb Kvh vj q cvvv bv nq Ges Aby gv`b mv c FYwU weziy Kiv nq MÖvn Ki e emvwqk g `vi Kvi Y wbqwgz wkw cö`vb bv Kivq FYwU kªyxk Z n q Q BwZg a FYwU Av`v qi Rb wjm vj bvwuk cö`vb Kiv n q Q wbix v gš e t AÎ e vs K `xn w`b a i wwgd kªyxk Z Ae vq MªvnK FYwU cwi kva Kivi mvg_ bv _vkv m Ë I mswk ó cöwzôv bi wecix Z cyyivq GKB Rvgvb Zi wecix Z wecyj cwigvb FY gäyix cö`vb Kiv h_vh_ nqwb ZvQvov FY MÖnxZv Kvbiƒc WvDb c g U e wzz e Kqv wkw I PjwZ g~jab FY cwi kv ai Rb Zvwi Li cî gvzv ek ch š mg qi Av e`b K ii wba vwiz mg q cwi kva K ib wb Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Zvr wbk Rev ei Abyiƒc gš e `qv n q Q Av iv ejv n q Q AvBbMZ e e v MÖnY cöwµqvaxb wjm vj bvwu ki Rev e MÖvnK F Yi mgỳ q UvKv ^í mg qi g a cwi kva Ki eb e j kvlv K AewnZ K i Qb Reve m š vlrbk e j we ewpz bv niqvq 26-16

25 wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e wlª: Zvwi Li Rev ei Abyiƒc Reve cö`vb Kiv nq D³ Rev ei cöw Z GB Kvh vj qi wlªt Zvwi Li cöwzdë i FY mycvwik I gäyikvix Ges MÖvn Ki wei cökvmwbk I AvBbvbyM e e v MÖnYc~e K AvcwËK Z UvKv Av`vq K i Rvbv bvi Rb ejv n ji A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwik t `vqx Kg KZ vi weiæ wefvmxq e e v I MÖvn Ki weiæ AvBbvbyM e e v MÖnYc~e K AvcwËK Z UvKv Av`vq Kiv Avek K 17

26 Aby Q`- 08 wk ivbvgt FY gäyixi kz jsnb K i evievi wjwgu AwZwi³ FY weziy Ges Av`v q e _ Zvi Kvi Y g `-F Y cwiyz niqvq wz 5,10,48,582 UvKv weeiyt ewmk e vsk wjwg UW, e ov kvlv, e ov Gi mv ji wnmve wLªt n Z wlªt ZvwiL ch š mg q wbix vkv j wmwm (nvb cv) bw_ I mswk ó Ab vb ikw cî ch v jvpbv K i `Lv hvq h, FY gäyixi kz jsnb K i evievi wjwgu AwZwi³ FY weziy Ges Av`v q e _ Zvi Kvi Y g `-F Y cwiyz niqvq wz 5,10,48,582 UvKv we vwiz wbix vq `Lv hvq, m~î bs- nw Awdm (wmwm)/2008/2048/6939 ZvwiLt 30/06/ Z gmvm wbjq G UvicÖvBR 1 ermi gqv ` 14.75% my ` cwi kv ai k Z 4,00,00,000 (Pvi KvwU) UvKvi wjwgu hy³ wmwm nvb cv cö`vb Kiv nq wkš, e vsk wnmve weeiyx n Z `Lv hvq gmvm wbjq G UvicÖvBR K FY gäyixi kz jsny K i e vsk kvlv KZ K evi evi wjwgu AwZwi³ FY D Ëvj bi my hvm `qv n q Q - hv AwbqwgZ 7/7/2008 wlªt Zvwi L cö_g FY cö`vb Kiv nq 1,00,00,000/- UvKv 31/08/2008 wlªt Zvwi L wjwgu AwZµg K i F Yi cwigvy `vovq 4,25,70,576 UvKv ciez x Z h_vµ g 16/10/08 wlªt, 17/11/08 wlªt Ges 01/01/09 wlªt Zvwi LI wjwgu AwZµg K i FY myweav cö`vb Kiv n q Q F Yi gqv` wqj 30/06/09 wlªt ZvwiL ch š FY gäyixi kz gvzv ek gqv `i g a g~j FY m ú~y A_ev wjwgu AwZwi³ A_ Av`vq bv K i evievi wjwgu e w K i FY cö`vb Kiv FY Av`vq e _ Zvi Ab Zg KviY evievi wjwgu AwZwi³ FY cö`vb Ges FY Av`v q e _ Zvi Kvi Y Av jvp FY g ` I wz gv b kªyxk Z n q Q AwbqwgZfv e 04 (Pvi) evi wjwgu AwZwi³ FY weziy I FY Av`v q e _ Zvi Kvi Y `vq-`vwqz wba viy Avek K AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, A_ FY Av`vj Z gvgjvwu wepvivaxb gvgjvi ivq cövwßi ci Rvbv bv n e wbix v gš e t evi evi wjwgu AwZwi³ UvKv D Ëvj bi my hvm w` q `vq e w Kivq `vq-`vwqz wba viy Kiv Avek K Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, Av`vj Zi ivq e vs Ki AbyK~ j n q Q Av`vj Zi wb ` kµ g eükx m úwë weµq K i MÖvnK cöwzôv bi `vq mgš^q Kiv n e eükx m úwë weµq K i AvcwËK Z UvKv mgš^q K i Rvbv bvi Rb wlª: Zvwi L cöwzdëi `qv nq ciezx Z wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwik t AwbqwgZfv e FY e w i Kvi Y `vq-`vwqz wba viy K i Ges gvgjvi ivq cövwßi j wbweo hvmv hvm Ae vnz ivlvi Rb Aby iva Kiv n jv 18

27 Aby Q`-09 wk ivbvg: e emvi Aw Z bv _vkv m Ë I AwbqwgZfv e gmvm B,Gj nv mb GÛ Kvs Gi FY wnmvewu cöwz eqi bevqb, wjwgu e w Ges wmwm (nvb cv) wnmve WweU K i ^í gqv`x FY wnmv e Rgv `Lv bv I GmwUGj wnmve WweU c~e K wmwm (nvb cv) µwwu Kiv m Ë I gqv `vëxy Abv`vqx eve` e vs Ki wz 1,86,57,875 UvKv weeiy t ewmk e vsk wjt, Lyjbv kvlv, Lyjbv Gi mv ji wnmve wlª: _ K wlª: ch š wbix vkv j wmwm (nvb cv) F Yi jrvi, wnmv ei jrvi, FY gäyix cî Ges Dfq wnmv ei hvmv hvm bw_, FY MÖnxZvi Av e`b cî I WweU- µwwu fvdpvi ch v jvpbv K i `Lv hvq h, e emvi Aw Z bv _vkv m Ë I AwbqwgZfv e gmvm B,Gj nv mb GÛ Kvs Gi FY wnmvewu cöwz eqi bevqb, wjwgu e w Ges wmwm(nvb cv) wnmve WweU K i ^í gqv`x FY wnmv e Rgv `Lv bv I ^í gqv`x FY wnmve WweU c~e K wmwm(nvb cv) µwwu Kiv m Ë I gqv `vëxy Abv`vqx eve` e vs Ki wz 1,86,57,875 UvKv (we vwiz cwiwkó ÒRÓ Z `Lv bv n jv) FY MÖnxZv gmvm B Gj nv mb GÛ Kvs Gi `yõwu FY wnmve Pjgvb Av Q GKwU wmwm (nvb cv) I Ab wu ^í gqv`x FY wnmve wmwm wnmv ei wjwgu 1 KvwU 25 j UvKv Ges ^í gqv`x FY wnmv ei wjwgu 50 j UvKv wnmve `ybwui gqv` DËx Y i ZvwiL h_vµ g 31/08/2012 I 19/10/2011 `ybwu wnmv e Abv`vqx w wz 1,34,26, UvKv I 52,30, UvKv wnmve `ybwu ch v jvpbv K i `Lv hvq h, wmwm (nvb cv) wnmve _ K 31/07/2011 Zvwi L FY MÖnxZv 4,50,000/- UvKv D Ëvjbc~e K mgš^ qi j ^í gqv`x FY wnmv e Rgv cö`vb K ib Ges 13/09/2011 ZvwiL cybivq GKB cöwµqvq wmwm (nvb cv) wnmve _ K 50,000 UvKv D Ëvjbc~e K ^í gqv`x FY wnmv e Rgv cö`vb K ib cök Zc FY wnmv e FY MÖnxZv Kvb bm` UvKv cö`vb K ibwb wmwm (nvb cv) FY wnmvewu cö_g gäyix cö`vb Kiv nq 2003 mv j ZLb Zvi UvKvi cwigvy wqj 40 j UvKv ciez x Z Zv e w c q 2004 mv j 50 j, 2005 mv j 60 j, 2006 mv j 70 j Ges GB cöwµqvq 2010 mv j j UvKvq e w Kiv nq wbix vq Dfq FY wnmv e gvu Abv`vqx w wz h_vµ g 1,34,26, UvKv Ges 52,30, UvKv i q Q D j L h, ewmk e vsk wjt,lyjbv kvlvi ÔÔe nr wewb qvm wnmve ch v jvpbvqó FY MÖnxZv cöwzôv bi e emv bv _vkv m Ë I K wîgfv e K wi cvu Zix Kiv n q Q Ges e emv Pvjy bv _vkv m Ë I bevqb gäyix Kiv n q Q g g D j L Kiv nq Kv RB e emvi Aw Z bv _vkv m Ë I AwbqwgZfv e FY gäyix I bevqb Kiv n q Q AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, ^í gqv`x FY wnmvewu gqv` DËxY niqvq cybivq gqv` e w Kivi wbwg Ë MÖvn Ki Av e` bi cwi cöw Z wmwm wnmve _ K cö qvrbxq UvKv ^í gqv`x FY wnmve vbvš i Kiv nq Ges MÖvnK GB g g wbðqzv cö`vb K i h, h_v mg q D³ FYwU cwi kva Ki e wbix v gš e t FY wnmv e FY MÖnxZv Kvb UvKv Rgv bv K i GK wnmv ei UvKv _ K Ab wnmv e P Ki gva g Rgv cö`vb Kivq GK wnmve WweU K i Ab FY wnmve µwwu Kivq AwbqwgZ cöwµqvq FY wnmve 2wU Pvjy ivlv n q Q wmwm(nvb cv) FY wnmv e wLªt ZvwiL ch š Kvb Rgv `Lv hvqwb MÖvn Ki wbðqzv cö`vb Kvh Kix nqwb BwZg a FY wnmvewu kªyxk Z wnmv e evsjv `k evsk KZ K wpwýz n q Q ^í gqv`x FY FY wnmv e wLªt Zvwi Li g a mgš^q Kiv n e k Z cybtzdwmwjkiy Kiv n ji D³ mg qi g a mgš^q Kiv nqwb Dciš GmwUGj w wz j UvKvq bvwg q Avbvi k Z

28 2011wLªt ch š gqv` e w wvk nqwb wmwm (nv:) wnmve WweU K i wLªt Zvwi L 4.50 j UvKv Ges wLªt ZvwiL 50,000 UvKv Rgv `Lv bv n q Q ev e FY MÖnxZvi Kvb e emv bv _vkvq FY Av`v qi m vebv Kg Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq Kvb Reve bv cviqvq ciezx Z wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlª: Zvwi L Reve cviqv hvq Rev e Zvr wbk Rev ei Abyiƒc gš e `qv nq Rev e Av iv Rvbv bv n q Q h, MÖvn Ki wei AvBbvbyM e e v MÖnY Kiv n Q wbix vi mycvwik t Awej ^ FY wnmv ei mgỳ q UvKv Av`vq Kiv Avek K 20

29 Aby Q`- 10 wk ivbvg : wewmavbwm _ K exgv wcöwgqvg eve` 8wU P Ki wecix Z cövß UvKv wewmavbwmi bv g wnmvef~³ bv K i Aw Z nxb cöwzôv bi bv g wnmvef~³ I cwjwm Bmÿ K i RvwjqvwZ I cözviyvi gva g mnexgv wcöwgqvg eve` AvZ mvr 1,96,89,092 UvKv weeiy t mvavib exgv K cv ikb, XvKv Rvb Gi 2010 I 2011 mv ji wnmve 14/06/12 n Z 22/07/12 ch š wbix vkv j mnexgv I `vq MÖnY msµvš ikw cî ch v jvpbv K i `Lv hvq h, wewmavbwm 8wU cwjwmi Rb 18/04/2011 wlª: n Z 22/11/2011 wlª: ch š wewfbœ Zvwi L exgv wcöwgqvg eve` 8wU P Ki gva g 4,80,18,574 UvKv cö`vb K i hv mvaviy exgv K c v ikb Gi e vsk wnmv e h_vµ g iƒcvjx e vsk wj:, vbxq Kvh vjq,iqvb e vsk,gwzwsj kvlv,amöyx e vsk,hvîvevwo kvlv I iƒcvjx e vsk,igbv kvlvq Rgv nq exgv wcöwgqvg eve` M nxz A_ wewmavbwm Gi bv g wnmvefz³ bv K i D³ 8wU P Ki wcöwgqv g gmvm ` jz w úwbs wgjm,b vpvivj m vjyj qw d v±ix wj:,avwë gu K w_s wdwbwks wgjm wj:, mvd`vb U vbvix GÛ dzu Iq vi d v±ix,b vb Zvi cvwjb d v±ix wj:,iqvb Wwbg wgjm wj:, gwvb c vbdw d v±ix wj: I wr Avn g` U vbvix GB 08wU Aw Z nxb cöwzôv bi bv g wnmvefz³ K i mnexgv cwjwm Bmÿ Kiv nq D`vniY ^iƒc,iƒcvjx e vsk wj: vbxq Kvh vj q b vpvivj m vjyj qw d v±ix wj:,avwë gu K w_s wdwbwks wgjm wj: bv g Kvb MÖvnK bb Ges mnexgvi WKy g U e vs Ki c h Kg KZ vi ^v i i q Q,wbix v `j KZ K mswk ó e vs K m irwg b hvpvb K i `Lv hvq h H ^v ikvix Kg KZ v e vs Ki bq Ges ^v iwu Rvj ZvQvov RbZv e vsk wj:,mykuzjx kvlv bv g Kvb kvlv bb Ges Iqvb Wwbg bv g cöwzôvb _vk ji RbZv e vsk wj:,mvrxcyi kvlvq GB cöwzôv bi bv g Kvb FY wnmve bb Zv m Ë I D³ cöwzôvb jvi AbyK~ j `vq MÖnY c~e K RvwjqvwZ I cözviyvi gva g wewmavbwm _ K cövß wcöwgqv g 08 wu mnexgv cwjwm Bmÿ Kiv nq mvaviy exgv K c v ik bi 25/05/2004 wlª: Zvwi Li Awdm Av `k bs mvexk/cö:kv:/271/2004 Gi 4 I 5 bs kz gvzv ek mvaviy exgv K c v ikb mnexgvq Ask MÖn Yi Rb b~b Zg 51% Ges emikvwi exgv Kv úvbx 49% wcöwgqvg cv e D³ Av ` ki my hvm MÖnYc~e K 8wU mnexgv cwjwm Bmÿ `wl q gmvm `k Rbv ij BÝy iý,gv K UvBj BÝy iý,wµ vj BÝÿ iý,xvkv BÝÿ iý,g cöm BÝÿ iý, mvbvievsjv BÝÿ iý Gi AbyK~ j PK Bmÿ K i exgv wcöwgqvg eve` cövß A _ i 49% mgcwigvy 1,95,89,092 UvKv (mvwf m PvR ev `) mnexgv wcöwgqvg eve` AvZ mvr Kiv n q Q (we vwiz weeiy cwiwkó ÔÔSÕÕ Z `Lv bv n jv) GB NUbv ïaygvî 2010 I 2011 A_ eq ii wnmve wbix vkv j ` wó MvPi n q Q D³ Kvh vj q 2010 I 2011 A_ eqi e ZxZ Ab vb mg q Ges mvaviy exgv K c v ik bi Ab vb Kvh vj qi GB Awbqg n Z cv i ZvB G msµvš RvwjqvwZi wel q e vck AbymÜvbc~e K G RvZxq Awbq gi gvu cwigvy wbiƒcb K i `vqx e w³ `i wpwýz K i h_vh_ AvBwb c` c MÖnY Kiv cö qvrb e j GB Kvh vjq g b K i AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, cöavb Kvh jq `vq MÖnY wefv Mi mn hvwmzvq mnexgvkvixi gva g wcöwgqvg cövwß wbwðz niqvi ci gvwb wiwmu Bmÿ Kiv nq Ges mb wfwë Z cwjwm Bmÿ Kiv nq kvlvmg~n `vq MÖnY mkj Kvh µg m úbœ K i cwjwm mn mswk ó mnexgv wmwwd ji Kwc, gvwb wiwm Ui d UvKwc, mswk ó e vsk KZ K wcöwgqvg µwwu niqvi cöz qb cî mn cö qvrbxq Z_ vw` `vwlj KiZt mnexgvkvix `i cövc kqv ii Ask cwi kv ai Rb kvlv g v brv ii mycvwi ki wfwë ZB mnexgv Aby gv`b `qv nq wbix v gš e t kvlvi Rev e cöavb Kvh jq Gi `vqmönb wefv Mi mswk ózv I wefvmxq Kvhv jq kvlvi mswk ózvi K_v ej Qb G Î wcöwgqvg MÖnY _ K ïi K i mnexgv Aby gv`b ch š mswk ó mk ji Awbq gi `vq-`vwqz wbiƒcb Kiv cö qvrb Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, GB wel q mvexk KZ K Z`š Uxg MVb Kiv n q Q Ges Z`š Pj Q Reve m š vlrbk bv ciqvq ciezx Z wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq 28-21

30 wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, G wel q K c v ik bi cwipvjbv cl ` KZ K AwaKZi Z` š i Rb GKwU ewnt wbix K dvg wb qvm Kiv n q Q hv `i Z`š cöwz e`b GL bv cviqv hvqwb cöwz e`b cövwß mv c ciezx AMÖMwZ AewnZ Kiv hv e wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq D³ Rev ei cöw Z GB Kvh vj qi wlªt Zvwi Li cöwzdë i wefvmxq Z`š k l Z`š cöwz e`bmn Z`š cöwz e` bi Av jv K M nxz Kvh µ gi AMÖMwZ Rvbv bvi Rb ejv n ji A` vewa Kvb Reve cviqv hvqwb wbix vi mycvwikt `vq-`vwqz wba viyc~e K RwoZ UvKv Av`vq Kiv Avek K 22

31 Aby Q`-11 wk ivbvg t inm RbK AwMœKvÛ msnwuz niqvi wecix Z bvkp hvm cybt exgv `vwe cwi kv ai gva g K c v ik bi wz 2,03,89,587 UvKv weeiy t mvaviy exgv K c v ikb, cöavb Kvh vjq, XvKvi 2009 I 2010 mv ji wnmve n Z ZvwiL ch šz wbix vkv j AwMœ cybt exgv wefvm KZ K Aby gvw`z gmvm bvwn` K úvwru U UvBj wgjm wjt Gi cybt exgv `vwe wb úwë msµvš bw_ ch v jvpbv K i `Lv hvq h, inm RbK AwMœKvÛ msmwvz niqvi wecix Z bvkp hvm cybt exgv `vex cwi kv ai gva g K c v ik bi wz 2,03,89,587 UvKv (we vwiz cwiwkó ÒTÓ Z `Lv bv n jv) gmvm bvwn` K úvwru U UvBj wgjm wjt Gi AbyK~ j wdwb BÝÿ iý Kvs wjt KZ K exgv cî bs- PH/LOD/FP-054/02/2008 ZvwiL Bs KuvPvZzjv, m~zv Ges LyPiv hš vs ki Dci SyuwK MÖnY K i exgv cî Bmÿ Kiv nq Ges mvaviy exgv K c v ikb Gi mv _ cybt exgv Kiv nq D³ exgv c Îi wecix Z Kvb wcöwgqvg Rgvi iwk` Ges wi Bbdi gkb Z_ bw_ Z cviqv hvqwb gmvm bvwn` K úvwru U UvBj wgjm wjt G Bs ivz 2.45 wgt G Zzjvi `v g GK AwMœKvÛ msmwvz niqvi cöw Z Av jvp wz `vexwui D e nq exgv MÖnxZvi c n Z _vbvi mvaviy WvBix I exgv wzc~iy c Î AwMœ Kv Ûi KviY m ú K Kvb e vl v cö`vb Kiv nqwb exgvkvix I mvex Ki RwicKvix P~ovš cöwz e` b ejv nq, `v g Kvb e`ÿ wzk ms hvm bb wg ji cöavb MU eü `v gi `irv eü ivz 2.45 wgwbu, kx Zi ivz, Kzqvkvq XvKv, `vg i K cvnviviz GgZve vq bvkkzvg~jk AwMœKvÛ Am e gš e ejv n q Q, KD wewo/wmmv i Ui R jš Ask eü `v gi mvg b dj Z cv i Ges Dnv evzv mi mvnv h `v g cö ek K i AwMœKvÛ m wó Ki Z cv i G ai bi gš e G Kev ib Ag~jK Dc iv³ Ae vi cöw Z AwMœKvÛwU inm RbK wn m e MY inm RbK AwMœKvÛ AwMœ exgv cwjwm Z Kfv ir (AvewiZ) niqvi my hvm bv _vkvq GB `vex Aek B bvkp hvm wqj bvkp hvm cybt exgv `vex cwi kv a K c v ik bi ewy Z UvKv wz mvwaz n q Q AwWwU cöwzôv bi Reve t wbix vkvjxb Zvr wbk Rev e Rvbv bv nq h, wrww Gw Uª Z AwMœKv Ûi KviY m ú K exgv MÖnxZvi my úó avibv bv _vkvq Kvb e vl v w` Z cv iwb AwMœKvÛ m ú K Rixc cöwz e` b Rjš wmmv iu/wewoi Av b KD m ve KviY wn m e D j L K i Qb exgvkvix 50% mvexk I 50% e `wkk cybt exgvkvix n Z wikfvix MÖnY K i Qb wbix vi gš e t msiw Z GjvKvi ivz 2.45 wgt G `vgi Ki cvnvivz Ae vq e`ÿ wzk ms hvmwenxb `v g bvkkzvg~jk AwMœKvÛ Am e weavq AwMœKvÛwU inm RbK inm RbK AwMœKvÛ exgv cwjwm Z Kfv ir bv _vkvq `vwewu bvkp hvm wqj exgvkvixi e `wkk wikfvix _vk ji mvex Ki Kvb e `wkk cybt exgv wikfvix bv _vkvq m ú~y UvKv wz Dwj wlz Awbq gi welq D j Lc~e K wlª: Zvwi L gš Yvjq eivei AwMªg Aby Q` Rvwi Kiv nq wlª: Zvwi L ZvwM`cÎ `qv nq wlª: Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, `vex cwi kv ai ^c RixcKvix M bi gzvg Zi cöw Z `vexk Z mvwe Ki Ask cwi kva Kiv n q Q wkš Rev ei ^c Kvb cögvbk cöiy bv Kivq Dnv cöi Yi Rb wlª: Zvwi L cöwzdëi `qv nq wkš ciezx Z Reve bv cviqvq wlª: Zvwi L gš Yvj qi mwpe eivei AvavmiKvwi cî `qv nq wlªt Zvwi L gš Yvj qi gva g Reve cviqv hvq Rev e Rvbv bv nq h, exgvkvixi wbku n Z wcöwgqvg iwk` bqvi welqwu evw mfvi wm vš Abyhvqx PKwj n Z ev` `qv n q Q AwMœKvÛ m ú K Rixc cöwz e` b RixcKvix mȳ úófv e KviY wby q Ki Z bv cvivq m ve mkj KviYmg~n D j Lc~e K Rjš wmmv iu / wewoi Av b KB m ve KviY wnmv e D j L K i Qb G Î AwMœKv Ûi aib K Accidental fire wnmv e MY Kiv n q Q hv cwjwm Z AvewiZ D³ Rev ei cöw Z GB 23