AMÖYx e vsk wjwg UW eªvâ GÛ mvewmwwqvwir BDwbU K Æªvj wwwfkb cöavb Kvh vjq,xvkv. welqt wmwu Rb PvU vi-2015 (ms kvwaz cwiez b hvm )

Size: px

Start display at page:

Download "AMÖYx e vsk wjwg UW eªvâ GÛ mvewmwwqvwir BDwbU K Æªvj wwwfkb cöavb Kvh vjq,xvkv. welqt wmwu Rb PvU vi-2015 (ms kvwaz cwiez b hvm )"

Sherman Ferguson
6 years ago
Views:

1 AMÖYx e vsk wjwg UW eªvâ GÛ mvewmwwqvwir BDwbU K Æªvj wwwfkb cöavb Kvh vjq,xvkv welqt wmwu Rb PvU vi-2015 (ms kvwaz cwiez b hvm ) AMÖYx e vsk wjwg U Wi Kvh µg ZvwiLt 31 ww m ^i,2015 AMÖYx e vsk wjwg UW evsjv ` ki Ab Zg e nr GKwU HwZn evnx ivóªxq gvwjkvbvaxb evwywr K e vsk MÖvnK `i wewfbœ cökvi Avw_ K mev cö`v bi gva g ` ki Av_ mvgvwrk Dbœqb,wkí/evwY R i cömvi, Avg`vbx/ißvbx Z DrmvwnZ Kiv Ges D vwez bzzb bzzb cöhyw³ e env ii gva g DbœZZi MÖvnK mev wbwðz K i ` k Ges we ` k GKwU kxl vbxq e vs Ki gh v`v jvf KivB AMÖYx e vs Ki g j j mb j Kg m v` b AMÖYx e vsk wjt cöwzkö wze AMÖYx e vsk wjwg UW Gi kvlv I Kvh vjqmg n * gvu kvlvi msl v t 930 wu * kû i kvlvi msl v t 460 wu * MÖvgxb kvlvi msl v t 470 wu * K c v iu kvlvi msl v ( gvu kvlvi g a Aš@f y³) t 27 wu * AvÂwjK Kvh vjq t 62 wu * Ab jvbb Kw DUvivBRW kvlv t 818 wu * LAN ebm&w Kw DUvivBRW kvlv t 112 wu * A_ivBRW& wwjvi t 40 wu * mv K j t 11 wu * nw Awd mi wefvmmgn t 34 wu * mvewmwwqvix Kv vbx t 6 wu * GwUGg ey_ ( ) t 1405 wu * Bmjvgx DB ÛvR t 5 wu 1 ˆe `wkk evwy R i mkj Kvh µg AbjvBb md&uiqvi Gi gva g cwipvwjz n Q 2 nvwzqv kvlv, bvqvlvjx e ZxZ mkj kvlv A UvgvB Rkb Gi AvIZvq G m Q 3 bzzbfv e D vab niqv mkj kvlvqb mivmwi AbjvBb md&uiqvi Gi gva g ïi i w`b _ K cwipvwjz n Q mgqm Px Awd mi mgqm Px t iweevi _ K e n wzevi mkvj 10Uv _ K wekvj 6 Uv jb ` bi mgqm Px t iweevi _ K e n wzevi mkvj 10Uv _ K wekvj 4Uv (`ycyi 1.00 Uv _ K 1.30 wgt ch š@ bvgvr I Lvev ii weiwz Z e Af š@ixy e e vq weiwzkvjxb mg q jb `b Ae vnz _vk e ) mvü e vswks t mü v 6Uv _ K ivz 8 Uv

2 AMÖYx e vsk wjwg UW cöavb Kvh vjq,xvkv welqt wmwu Rb PvU vi-2015 (ms kvwaz cwiez b hvm ) Avš@R vwzk gv bi MÖvnK mev,` Zv Ges kw³kvjx Zvij msi Yi gva g ivóªxq gvwjkvbvaxb kxl vbxq evwywr K e vsk wnmv e cöwzôvjvf bzzb bzzb cöhyw³ e envi,ï vpvi KŠkj cö qvm K i ` ki Av_ mvgvwrk Dbœqb, wkí/evwy R i cömvi,avg`vbx/ißvbx Z DrmvwnZ Kiv mâqx wnmve PjwZ wnmve ^v ikvw, Ges AMÖYx e vs Ki mkj kvlv cwipqcî R q U ók Kv vbx,mwgwz I K ve cöf wzi Rb PjwZ wnmve Lvjvi wel q (K) iwr óªkb ev BbK c v ik bi bkj( Kv vbx A_ev iwróvw ms nv n j (L) e emv ïi i Zvwi Li mvwu wd K Ui bkj ( KejgvÎ cvewjk wjwg UW Kv vbxi Î) (M) g gv iûvg I AvwU Kj Ae G mvwm qk bi bkj (wjwg UW Kv vbxi Î),MVbZš I evb-j (mwgwzi Î) (N) wnmve cwipvjbv m K evw Ae WvB i±im /g v bwrs KwgwU/Mfwb s ewwi mfvi (O) WvB i±im /Kg KZ v `i bv gi ZvwjKv I Zv `i ^v ii mz vwqz cöwzwjwc (P) NvlbvcÎ AMÖYx e vs Ki mkj kvlv ^í gqv`x AvgvbZ -H- vqx AvgvbZ ^v ikvw AMÖYx e vs Ki mkj kvlv AMÖYx e vsk cbkb xg (GwcGm ) ^v ikvw AMÖYx e vs Ki mkj kvlv AMÖYx e vsk we kl mâq cökí (GweGm ) ^v ikvw AMÖYx e vs Ki mkj kvlv cvzv/2

3 cvzv-2 zj e vswks z W Um mwfsm GKvD U z`ª Rxebexgv cwjwm MÖvnK `i wnmve Lvjv mvgvwrk wbivcëv Kg m Pxi AvIZvq myweav fvmx `i wnmve Lvjv gyw³ hv v `i wnmve K lk `i wnmve jkvi wnmve K) 6-18 eqi eq mi zjmvgx QvÎ-QvÎxMb zj e vswks Kvh µ gi AvIZvq wnmve Lyj Z cv ib L) z ji cöavb wk K ev köyxwk Ki cwipq `v b wnmve Lvjv hv e M) h Kvb mgq Rgv UvKv DVv bv hvq N) wnmve cwipvjbv msµvš@ Kvb mvwf m PvR /wd KvUv nq bv O) h Kvb cwigvb UvKv wnmveavix QvÎ-QvÎxMb Zv `i wnmve Rgv Ki Z cvi eb P) zj Z vm Ki j ev z j covïbv Pvwj q hviqv m e bv n j QvÎ- QvÎxi RgvK Z A_ diz cviqv hvq Q) AMÖYx e vs Ki h Kvb kvlvq QvÎ-QvÎxMb zj e vswks wnmve Lyj Z cv ib R) wnmveavixi RgvK Z A _ i Dci 5% nv i mỳ cö`vb Kiv nq K) wnmve Lvjvi Av e`b dig I bgybv ^v ikvw h_vh_fv e c iy K i wnmve Lyj Z n e L) PKeB mieivn Kiv nq bv M) wnmve Lvjvi mgq köyx wk K/cÖwZôvb KZ c i wbku _ K wnmveavix QvÎ-QvÎxi Rb ZvwiL mn Aa q bi mb`cî/ cwipqcî Ges 3Kwc mz vwqz cvm cvu mvbr Qwe Ges bwgwbi 3Kwc mz vwqz cvm cvu mvbr Qwe cö`vb Ki Z n e N) QvÎ-QvÎx `i c Zv `i AvBbvbyM AwffveK KZ K wnmvewu cwipvwjz n e O) byb Zg 100/- UvKv Rgv w` q wnmve Lvjv hv e AMÖYx e vs Ki mkj kvlv ^v ikvw, byb Zg 100/- UvKv Rgv w` q wnmve Lvjv hvq AMÖYx e vs Ki mkj kvlv ^v ikvw, byb Zg 10/- UvKv Rgv w` q wnmve Lvjv hvq AMÖYx e vs Ki mkj kvlv ^v ikvw, byb Zg 100/- UvKv Rgv w` q wnmve Lvjv hvq AMÖYx e vs Ki mkj kvlv ^v ikvw, byb Zg 10/- UvKv Rgv w` q wnmve Lvjv hvq AMÖYx e vs Ki mkj kvlv ^v ikvw AMÖYx e vs Ki mkj kvlv webv Zvr wbk B gjdgmgbu@agranibank.org webv Zvr wbk webv Zvr wbk webv Zvr wbk webv Zvr wbk webv evrmwik fvov QvU-1200/-, gvsvwi-1500/- I eo 2200/- Zvr wbk cvzv/3

4 mvaviy FY evwywr K FY K wl/cj x FY K wlwfwëk wkí FY GmGgB I gvb µv µwwu FY wkí FY ißvbx evwyr FY mswkðó wwwfk bi /AÂj cöav bi /kvlv e e vc Ki Awc Z gzv Abyhvqx gäyix AMÖYx e vs Ki mkj kvlv mswkðó wwwfk bi /AÂj cöav bi /kvlv e e vc Ki Awc Z gzv Abyhvqx gäyix AMÖYx e vs Ki mkj kvlv mswkðó wwwfk bi /AÂj cöav bi /kvlv e e vc Ki Awc Z gzv Abyhvqx gäyix AMÖYx e vs Ki mkj kvlv mswkðó wwwfk bi /AÂj cöav bi /kvlv e e vc Ki Awc Z gzv Abyhvqx gäyix AMÖYx e vs Ki mkj kvlv wba vwiz wba vwiz wba vwiz wba vwiz wba vwiz Avg`vbx evwyr FY LIM wba vwiz PjwZ g jay FY Af š@ixb iwgu vý wwww,wuwu BZ vw`i gva g mswkðó wwwfk bi /AÂj cöav bi /kvlv e e vc Ki Awc Z gzv Abyhvqx gäyix AMÖYx e vs Ki mkj kvlv ` ki Af š@ i `ª Z A_ vbvš@i I ewbwdwmqvix `i wnmv e RgvKiY RvZxq cwipqcî, NvlbvcÎ AMÖYx e vs Ki mkj kvlv wba vwiz d ib AvDU IqvW iwgu vý d ib BbIqvW iwgu vý cöevmx `i cöwiz A_ `ª Z ewbwdwmqvixi wnmv e Rgv Kiv 1. we `k n Z wwww,wuwui gva g cöwiz ˆe `wkk gỳ ªv UvKvq iƒcvš@i K i `ª ZZg mg q mswk ó wnmveavixi wnmv e Rgv Kivi e e v MÖnY RvZxq cwipqcî, NvlbvcÎ AMÖYx e vs Ki mkj kvlvq webv 2. 49wU ˆe `wkk G PÄ nvd Ri gva g mivmwi B jkuªwbk dvû UªvÝdv ii AvIZvq wuwui gva g MÖvn Ki wnmv e UvKv RgvKiY Ges G e vs Ki wnmveavix bv niqv m Ë I U K vk Gi gva g iwgu v Ýi A_ cwi kva Kiv n q _v K cvzv/4

5 ezb fvzvw` cö`vb emikvix wk K `i Abỳ vb cö`vb webv wk v Dce wë I wk K `i wudkb wd cö`vb webv Zvr wbk AemicÖvß mikvix Kg KZ v/ Kg Pvix `i AemifvZv cö`vb fvzv MÖnxZvi Qwe, ^v i /wucmb m ^wjz Av `kbvgvi eb myweav fvmxi bv g e vsk wnmve kvlv ch v q webv Zvr wbk Avgx cbkb msµvš@ Kvh µg cbkb MÖnxZvi bv g cbkb cövwßi weeiy m ^wjz mikvix Av `kbvgv(wcwci) Ges cbkb MÖnxZvi bv g e vsk wnmve kvlv ch v q webv Zvr wbk eq fvzv cö`vb fvzv MÖnxZvi Qwe, ^v i wucmb m ^wjz Av `kbvgvi eb myweav fvmxi bv g e vsk wnmve kvlv ch v q webv Zvr wbk weaev ^vgx cwiz ³v `y gwnjv fvzv cö`vb fvzv MÖnxZvi Qwe, ^v i wucmb m ^wjz Av `kbvgvi eb myweav fvmxi bv g e vsk wnmve kvlv ch v q webv Zvr wbk cvzv/5

6 BDwUwjwU wej MÖnY wcwwwe, Wmv, Wm Kv Ges cj x we` yr mwgwzi mswkððó weeiyxmn webv Zvr wbk we` yr wej MÖnY vbvš@i Kiv nq Iqvmvi cvwbi wej MÖnY webv wzzvm M vm UªvÝwgkb GÛ wwwóªwedkb Kv vbx,rvjvjvev` Ges evlivev` webv Kv vbxi M vm wej MÖnY wugûwu evw Gi Uwj dvb wej MÖnY webv CSR) 6 Avw_ K Aš@f yw³i AvIZvq 10/- UvKvi wnmveavix `i cybta_ vqb xg jvb cwi ek evüe cb Drcv`b/cÖwZôv Lv Z cybta_ vqb xg DbœZ mgvr e e v, mvgvwrk gh v`v eva, b vq wepvi Ges gvbevwakvi BZ vw` welqmg n we epbvq G b cöwz eq ii cvöß jf vs ki GKwU Ask wbæewy Z LvZmg n Aby`vb cö`vb Kiv nqt (K) wk v (L) ^v I mev (M) Îvb I cyb evmb (N) cwi ek (O) Ljv (P) wkí I ms wz I Ab vb GB x gi AvIZvq z`ª/cövwš@k/f wgnxb K lk, cövk wzk ` h v M wzmö wbæ Av qi ckvrxwe Ges cövwš@k/ z`ª e emvqx `i Avq Drmvix Kg KvÛ hgbt- gyw` `vkvbx, eb qi `vkvb, Pv-cvb we µzv, dzj we µzv, AvPvi wcvv cö zz, nvm-gyimx cvjb, merx Pvl, KvV wgw, is wgw, iw wgw, ivr wgw, B jkw±ªwkqvb, dj merx we µzv, cwîkv we µzv, grm Pvl, e ivcb, Mevw` cï cvjb BZ vw` Kg Kv Û FY cö`vb Kiv nq wewfbœ ai bi 50wU cwi ek evüe cb Drcv`b/cÖwZôv/ mev cö`v bi j FY Kvh µ gi AvIZvq cybt A_ vqb myweav cö`vb Kiv nq AwahvwPZ Z_ cö`vb(cî /wmww/md&u Kwc) e vw³ ev ms v KZ K KZ c eivei h_vh_ Av e`b cî `vwlj Ki Z n e cöavb Kvh vjq GB x gi AvIZvq FY myweav MÖn bi Rb Av e`bkvixi Avewk Kfv e byb Zg 10/- UvKvi wnmve _vk Z n e KvMRcÎvw` t (K) RvZxq cwipq cî (L) Rb wbeüb (M) cvm cvu mvbr Qwe AMÖYx e vs Ki mkj kvlv FY MÖn bi Î cöpwjz wbqgvbyhvqx cö`ë hvezxq cö qvrbxq KvMRcÎvw` AMÖYx e vs Ki mkj kvlv Z_ cövwßi Rb B- gbj/d v /WvK hv M/mivmwi wbw`ó di g Av e`b (I qe mvb U bgybv `qv Av Q) Aby`vb -- Rbve gjq Kzgvi Mv ^vgx wmwbqi wcöwýcvj Awdmvi gvevt B gj- dgmgbu@agranibank.org F Yi cwigvb MÖvnK cöwz m e v P 50,000/- UvKv my `i nvi 12% 1 (GK) eq i cwi kva Ki Z n e my `i nvi 9% _ K 12% ch š@ gvwmk Z cwi kva hvm cöwz c ôv 2/- UvKv nv i mikvix KvlvMv i Rgv Ki Z n e 1 (GK) eqi 4 eqi _ K 10 eqi B gj-dgmgbu@agranibank.org Rbve mvbdzj Bmjvg f Bqv wmwbqi wcöwýcvj Awdmvi gvevt dgmgbu@agranibank.org Av e`b cövwß@i ZvwiL n Z 20 _ K 30 w` bi g a dgmbcd@agranibank.org wg mm myjzvbv gv k `v mnkvix gnve e vck d v agmbcd@agranibank.org Avcxj KZ c ˆmq` Ave`yj nvwg` e e vcbv cwipvjk Ges wmbi , d v mdagrani@agranibank.org www. agranibank.org cvzv/6

7 cwipqcî wnmve Lvjvi Av e`b dig I bgybv ^v ikvw, byb Zg gvwmk Rgv w` q wnmve Lvjv hvq AMÖYx e vs Ki mkj kvlv cwipqcî wnmve Lvjvi Av e`b dig I bgybv ^v ikvw, wmwjs wba vwiz A_ wnmv e Rgv ivlv hvq AMÖYx e vs Ki mkj kvlv webv Zvr wbk cvzv/7

8 GKvD Um wwwfkb GKvD Um wwwfkb m Uªvj m Uªvj Z_ cövwßi Rb B- gbj/d v /WvK hv M/mivmwi wbw`ó di g Av e`b (I qe mvb U bgybv `qv Av Q) dgmbcd@agranibank.org wg mm myjzvbv gv k `v mnkvix gnve e vck d v agmbcd@agranibank.org STR CTR I wba vwiz bgybv dig Abyhvqx Avcxj KZ c ˆmq` Ave`yj nvwg` e e vcbv cwipvjk Ges wmbi , d v mdagrani@agranibank.org www. agranibank.org cvzv/8

9 e vs Ki GKK Ges mvewmwwqvix Kv vbxmn Kb mvwj W UW Pzovš@ wnmve cöyqb ewnt wbix v dvg KZ K Financial Statement wbix v š@ Annual Report cö Z c e K Zv RvZxq cwîkvq Ges e vs Ki I qe mvbu G cökvk m wk Z mev cö`vb evsjv `k e vskmn Ab vb mkj e vsk I Avw_ K cöwzôvb,d ib K imc Û U Ges A_ gš Yvj q mieivnkiy e vs Ki PWzvš@ wnmve m ³ wewfbœ Z_ evsjv `k e vsk I gš Yvj q mieivn KiY Ges GZ`&msµvš@ bxwzgvjv UªRvix wwwfk bi e vk Awdm wn m e wewb qvm m ³ wewea mvwf m WªvdU/wUwU WªBs GwMÖ g U(wewfbœ e vs Ki mv _ m vw`z G RwÝ Pzw³i AvIZvq * Kw DUvivBRW wnmvevqb * cwipvjbv cwil` KZ K ewntwbix K wb qvm * wbix v Kvh µg m v`b * e vs Ki Li P cwîkvq cökvk * e vs Ki I qe mvb U cö`vb m Uªvj GKvD Um wwwfkb m Uªvj GKvD Um wwwfkb dvb R I T(Rational Input Template) Gi gva g m Uªvj GKvD Um wwwfkb dvb UªRvix wej,eû,mikvix eû µq-weµq, gqv`c Zx Z bm`vqb Ges Repo I Reverse Repo Kvhv w` m v`bk í evsjv `k e vs Ki mv _ hvmv hvm,wmwkdwiwur wif vjy qkb e vs Ki kvlvmg ni Dci Pzw³e 3q c (e vsk) KZ K Bm yk Z WªvdU/wUwUi A_ cwi kva m Uªvj GKvD Um wwwfkb dvb e vs Ki Av e`b Ges Aby gvw`z kz vejx m ^wjz Pzw³cÎ wik mb wzi gva g wba vwiz gvmyj cvzv/9

10 cöwf W U dv Ûi wnmve msi Y, e v jý Kbdvi gkb I mỳ cö`vb m wk Z mev e vs Ki mvwe K/gvóvi ev RU cöyqb/wefvrb/ e Ub msµvš@ mev GgcÐqxR cöwf W U dvû Uªvó,mycvi G vby qkb dvû Uªvó I MÖ vpybwu dvû Uªvó cwipvjb i Yv e b * kvlv n Z Kg KZv /Kg Pvixi Pvu`v msmön c e K wnmv e Rgv KiY * eqi wfwëk wcgd wnmv ei e v jý Kbdvi gkb cö`vb * A_ gš Yvj qi wb ` kbv gvzv ek evrmwik wfwë Z mỳ cö`vb gvv chv q _ K Z_ msmön,we kðly,ev RU cöyqb,wefvrb, e Ub I wbqš Y webv webv m Uªvj GKvD Um wwwfkb dvb m Uªvj GKvD Um wwwfkb Uªv ói Znwej MVb I wewb qvm c e K my`/gybvdv e Ub webv m Uªvj GKvD Um wwwfkb webv G vweðm g U GÛ BwÄwbqvwis wwwfkb dgmeeed@agranibank.org jð mswkðó H- i Yv e b µwwu cwjwm GÛ µwwu wi g v br g U wwwfkb Av `k Rvix gäyix wba vwiz di g Av e`b,cögvbk KvMRcÎ mswkðó webv µwwu cwjwm GÛ µwwu wi g v br g U wwwfkb Av `k Rvix gäyix wba vwiz di g Av e`b,cögvbk KvMRcÎ mswkðó webv gäyix Av `k Rvix webv š@ we bv`b QywU I fvzv gäyix QywU I fvzvi QywUi wnmve,me kl webv gäyix Av `k Rvix g j ezb,wnmve b ^i wwwfkb/ kvlv/ AÂ ji I mycvwik gäyix gäyix Av `k Rvix webv QywU msµvš@ cöz qbcî,k sljv I AwWU msµvš@ cöz qbcî gäyix gäyix Av `k Rvix webv š@ weeiyx kvlv _ K -- cöavb(wegmbdwmww) cvzv/10

11 e vs K `ybx wz,pzwi,a_ AvÍmvZ,`vwqZ I KZ e Ae njv BZ vw` bvbvwea Kvi Y Kg KZ v/kg Pvix `i wei Awf hvm MVb I wefvmxq gvgjv cwipvjbv ms z Kg KZ v/kg Pvix `i Avcxj msµvš@ wel q wm v š@i j Bwm KwgwU Z m vik Dc vcb 1 Awf hvmcî Rvixi j KZ c xq Aby gv`b MÖnY 2 Awf hvmcî RvixKiY Ges Awfhy³ K ïbvbx MÖn bi my hvm cö`vb 3 Awfhy ³i Reve Ges ïbvbxi cöw Z g vbkg(k sljv) mfvi mycvwi ki Rb bw_ Dc vcb 4 g vbkg(k sljv) KwgwUi mycvwik/gzvgz h_vh_ KZ c i Aby gv`b MÖnY 5 Awfhy³ K KZ c i wm vš@ AewnZ KiY 1 e vs Ki Pqvig vb g nv` qi eive i `vwljk Z Avcxj MÖnY 2 Avcxj h_vwewa n j cwipvjbv cl `/ Bwm KwgwU mfvq Dc vc bi j m vik cö ZKiY 3 jvbb g v br g U Aby gv`b I m vik ^v ii ci Zv wm v š@i Rb Bwm mfvq Dc vcb 4 Awfhy³ K KZ c i wm vš@ AewnZ KiY 1 Awf hvmcî 2 Awf hvm c Îi Reve 3 Z`š@ cöwz e`b hw` n q _v K 4 g vbkg(ïbvbx)/g vbkg(k sljv) mfvi mycvwik 5 KZ c xq Aby gv`b 6 KZ c i wm vš@ AewnZ KiY GBPAvi wwwm cðb,wmö f Ým GÛ Avcxj wwwfkb 1 Avcxj Av e`b 2 Bwm mfvi m vik 3 Bwm mfvi wm vš@ 4 wm vš@ AewnZKiY cî GBPAvi wwwm cðb,wmö f Ým GÛ Avcxj wwwfkb webv webv Rbve KvRx Igi dvi K,wWwRGg dvb bs , B- gbjt dgmdad@agranibank.org Rbve KvRx Igi dvi K,wWwRGg dvb bs , B- gbjt dgmdad@agranibank.org cvzv/11

12 mbd,kvd Uvi I UªvbwRU wjwgu Ges AÂj I mv K ji mycvwik Abyhvqx cö qvrbxq wjwgu gäyix mieivn mieivn š@ixb µq bxwzgvjvi Av jv K msmön I š@ixb µq bxwzgvjvi Av jv K msmön I U K vk I wbivcëv msµvš@ Z_ vw` webv wegmbdwmww dgmcsd@agranibank.org mieivn š@ixb µq bxwzgvjvi Av jv K msmön I mswkðó 20/- -- gyýx gvt wgivryj Bmjvg, GmwcI dgmcsd@agranibank.org mieivn š@ixb µq bxwzgvjvi Av jv K msmön I Rbve Avwid nv mb Lvb GmwcI dgmcsd@agranibank.org Rwic I wi m ve Zv webv wcwmggww cvzv/12

13 GRS mev cövwß Z Amš zó n j `vwqz cövß Kg KZ vi ms M hvmv hvm Ki b wzwb mgvavb w` Z e _ n j wb æv³ c wz Z hvmv hvm K i Avcbvi mgm v AewnZ Ki b GRS dgmbcd@agranibank.org wfwr jý wwwfkb ( dgmmdsquad@agranibank.org , dgmpcmd@agranibank.org K,Gg,Avãym ïkzi GRS , ˆmq` Ave`yj nvwg` e e vcbv cwipvjk Ges wmbi , d v mdagrani@agranibank.org www. agranibank.org

RbZv e vsk wjwg UW cöavb Kvh vjq XvKv

wb ` k weáwß b ^i: 341/12 RbZv e vsk wjwg UW cöavb Kvh vjq XvKv I qj dqvi wwcvu g U ( vd M nvqb Fb kvlv) dvb bs- 9551726 11/01/2012 Bs ZvwiLt 28 cšl,1418 evs mkj gnve e vck/dc-gnve e vck/mnkvix gnve e