HOUSING NOW Calgary CMA
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1 H o u s i n g M a r k e t I n f o r m a t i o n HOUSING NOW Calgary CMA C a n a d a M o r t g a g e a n d H o u s i n g C o r p o r a t i o n Date Released: June Table of Contents Home Market Calgary housing starts in Housing starts in the Calgary Census Metropolitan Area (CMA) totalled 1,078 units in, up 14 per cent from 949 units in the same month in. This represents the first time since September when both single-detached and multi-family units Figure 1 recorded year-over-year increases. After five months, total housing starts amounted to 4,650 units in, a 21 per cent reduction from 5,860 units in. A total of 559 single-detached units were started in the Calgary CMA in, up 16 per cent from 483 units in. Conditions to boost construction have been favourable as demand continues to be supported 1 Home Market 4 Maps of Calgary 10 Housing Now Report Tables 11 Summary by Market 17 Starts 21 Completions 24 Absorptions 25 Average Price 26 MLS Activity 27 Economic Indicators units Calgary CMA - Single-detached Starts Jan Feb Mar Apr Jun Jul Aug Sep Oct Nov Dec Source: CMHC SUBSCRIBE NOW! Access CMHC s Market Analysis Centre publications quickly and conveniently on the Order Desk at View, print, download or subscribe to get market information ed to you on the day it is released. CMHC s electronic suite of national standardized products is available for free. 25 years of housing market intelligence you can count on
2 Figure Source: CMHC Calgary CMA - Single-detached Inventory complete and unabsorbed units by job creation, net migration, and low mortgage rates. On the supply side, the number of complete and unabsorbed units has remained relatively low, as have active listings in the competing resale market. To the end of, single-detached starts in the Calgary CMA increased 10 per cent year over-year from 2,299 units in to 2,531 units in. The single-detached median absorbed price in was $449,478, down three per cent from $464,811 a year earlier. Despite the decline on a year-over-year basis, the year-to-date median price was still up from. To the end of, the median price for a single-detached home increased to $473,624 in from $462,343 in. Multi-family starts, which consist of semi-detached units, rows, and apartments, rose 11 per cent to 519 units in, compared to 466 units in. This represents the first year-over-year increase since September. There were 323 apartment and 106 semi-detached starts in, both up from the same month in the previous year, while row construction declined to 90 units. On a year-to-date basis, multi-family starts in the Calgary CMA reached 2,119 units, a 40 per cent reduction from 3,561 units during the same period in. During the month of, 607 multi-family units were completed, nearly double the 305 units that finished construction in. The majority of units completed were apartments at 345, while row units reached 194 units and semidetached units amounted to 68 units. All three multi-family housing types reported higher completions in compared to. The number of multi-family units under construction has increased, The inventory of complete and unabsorbed single-detached units amounted to 430 in, compared to 429 units in. Although inventories were on par with levels, they were still below the preceding 10-year average of 543 units per month. In, completions outpaced absorptions, resulting in inventories rising 36 units from April. There were 535 completions in, while absorptions amounted to 499 units. Of the number of units absorbed, 442 units were absorbed at completion and 57 units were absorbed from the previous month s inventory. Thus far in the year, a high proportion of homes in the Calgary CMA have been absorbed at completion. Figure 3 units 1, , Jan Feb Mar Apr Jun Jul Aug Sep Oct Nov Dec Source: CMHC Calgary CMA - Multi-family Starts 2
3 contributing to a rise in completions. There were 8,066 units under construction in, an increase of six per cent from the same month in and reaching its highest level since January While this will likely put upward pressure on inventories moving forward, the volume of complete and unabsorbed multi-family units is lower than the previous year. At 431 units in, the number of multi-family units for ownership tenure was eight per cent lower than the previous year. Figure 4 units Calgary CMA - Multi-family Inventory * Semi-detached Row Apartment Source: CMHC (*excludes rental) 3
4 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Number of Starts (Multiples) MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 40 HIGHWAY 1 Legend No starts starts N Km HIGHWAY starts starts starts 4
5 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Number of Starts (Singles) MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 762 HIGHWAY 40 HIGHWAY 1 Legend No starts starts starts starts starts N Km 5
6 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Total Number of Starts MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 762 HIGHWAY 40 HIGHWAY 1 Legend No starts starts starts starts starts N Km 6
7 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Number of Starts (Multiples) January - MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 40 HIGHWAY 1 Legend No starts starts N Km HIGHWAY starts starts starts 7
8 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Number of Starts (Singles) January - MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 762 HIGHWAY 40 HIGHWAY 1 Legend No starts starts starts starts starts N Km 8
9 HIGHWAY 574 HIGHWAY 22 HIGHWAY 806 HIGHWAY 2 HIGHWAY 566 HIGHWAY AVE NE HIGHWAY 8 Housing Now - Calgary CMA - Date Released - June Calgary CMA Total Number of Starts January - MD Rockyview Cochrane Crossfield Airdrie Calgary City Chestemere Lake Beiseker Irricana HIGHWAY 22X DEERFOOT TRAIL SE CROWCHILD TRAIL NW HIGHWAY 762 HIGHWAY 40 HIGHWAY 1 Legend No starts starts starts starts starts N Km 9
10 HOUSING NOW REPORT TABLES Available in ALL reports: 1 Housing Activity Summary of CMA 2 Starts by Submarket and by Dwelling Type Current Month or Quarter 2.1 Starts by Submarket and by Dwelling Type Year-to-Date 3 Completions by Submarket and by Dwelling Type Current Month or Quarter 3.1 Completions by Submarket and by Dwelling Type Year-to-Date 4 Absorbed Single-Detached Units by Price Range 5 MLS Residential Activity 6 Economic Indicators Available in SELECTED Reports: 1.1 Housing Activity Summary by Submarket 1.2 History of Housing Activity (once a year) 2.2 Starts by Submarket, by Dwelling Type and by Intended Market Current Month or Quarter 2.3 Starts by Submarket, by Dwelling Type and by Intended Market Year-to-Date 2.4 Starts by Submarket and by Intended Market Current Month or Quarter 2.5 Starts by Submarket and by Intended Market Year-to-Date 3.2 Completions by Submarket, by Dwelling Type and by Intended Market Current Month or Quarter 3.3 Completions by Submarket, by Dwelling Type and by Intended Market Year-to-Date 3.4 Completions by Submarket and by Intended Market Current Month or Quarter 3.5 Completions by Submarket and by Intended Market Year-to-Date 4.1 Average Price ($) of Absorbed Single-Detached Units SYMBOLS n/a Not applicable * Totals may not add up due to co-operatives and unknown market types ** Percent change > 200% - Nil -- Amount too small to be expressed SA Monthly figures are adjusted to remove normal seasonal variation 10
11 Table 1: Housing Activity Summary of Calgary CMA Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row STARTS , % Change n/a n/a n/a Year-to-date 2, ,650 Year-to-date 2, , ,860 % Change n/a n/a UNDER CONSTRUCTION 3,613 1, ,318 4, ,691 3, ,119 4, ,613 % Change n/a n/a COMPLETIONS , % Change n/a 44.1 ** n/a Year-to-date 2, ,309 Year-to-date 1, ,389 % Change n/a n/a COMPLETED & NOT ABSORBED n/a n/a n/a n/a 898 % Change n/a n/a n/a -4.1 ABSORBED n/a n/a 1, n/a n/a 710 % Change n/a 52.6 ** n/a n/a Year-to-date 2, n/a n/a 4,153 Year-to-date 2, n/a n/a 3,363 % Change n/a n/a n/a 23.5 Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 11
12 Table 1.1: Housing Activity Summary by Submarket Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row STARTS Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA , Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 12
13 Table 1.1: Housing Activity Summary by Submarket Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row UNDER CONSTRUCTION Calgary City 2, ,026 4, ,610 2, , ,358 Airdrie , Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA 3,613 1, ,318 4, ,691 3, ,119 4, ,613 Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 13
14 Table 1.1: Housing Activity Summary by Submarket Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row COMPLETIONS Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA , Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 14
15 Table 1.1: Housing Activity Summary by Submarket Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row COMPLETED & NOT ABSORBED Calgary City n/a n/a n/a n/a 810 Airdrie n/a n/a n/a n/a 33 Beiseker n/a n/a n/a n/a 0 Chestermere Lake n/a n/a n/a n/a 10 Cochrane n/a n/a n/a n/a 43 Crossfield n/a n/a n/a n/a 0 Irricana n/a n/a n/a n/a 0 Rocky View County n/a n/a n/a n/a 2 Calgary CMA n/a n/a n/a n/a 898 Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 15
16 Table 1.1: Housing Activity Summary by Submarket Ownership Freehold Condominium Single Semi Row, Apt. & Other Single Row and Semi Apt. & Other Single, Semi, and Row ABSORBED Calgary City n/a n/a n/a n/a 482 Airdrie n/a n/a n/a n/a 123 Beiseker n/a n/a n/a n/a 0 Chestermere Lake n/a n/a n/a n/a 22 Cochrane n/a n/a n/a n/a 49 Crossfield n/a n/a n/a n/a 0 Irricana n/a n/a n/a n/a 0 Rocky View County n/a n/a n/a n/a 34 Calgary CMA n/a n/a 1, n/a n/a 710 Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey, Market Absorption Survey) 16
17 Table 1.2: History of Housing Starts of Calgary CMA Single Freehold Semi Row, Apt. & Other Ownership Single Condominium Row and Semi Apt. & Other Single, Semi, and Row 5,961 1, ,732 3, ,841 % Change ** n/a n/a , ,186 1, ,292 % Change n/a n/a , ,191 1, ,262 % Change n/a ** ** , ,318 % Change ** n/a n/a , , ,438 % Change n/a ** , ,380 3, ,505 % Change n/a , ,171 4, ,046 % Change n/a ** , ,329 2, ,667 % Change , ,097 3, ,008 % Change , ,504 2, ,642 Rental Apt. & Other Total* Source: CMHC (Starts and Completions Survey) 17
18 Submarket Table 2: Starts by Submarket and by Dwelling Type Single Semi Row Apt. & Other Total % Change Calgary City Airdrie Beiseker n/a Chestermere Lake Cochrane Crossfield n/a Irricana n/a Rocky View County Calgary CMA , Submarket Table 2.1: Starts by Submarket and by Dwelling Type January - Single Semi Row Apt. & Other Total % Change Calgary City 1,886 1, ,198 3,384 4, Airdrie Beiseker n/a Chestermere Lake ** Cochrane Crossfield n/a Irricana n/a Rocky View County Calgary CMA 2,531 2, ,543 4,650 5, Source: CMHC (Starts and Completions Survey) 18
19 Submarket Table 2.2: Starts by Submarket, by Dwelling Type and by Intended Market Freehold and Condominium Row Rental Freehold and Condominium Apt. & Other Rental Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA Submarket Table 2.3: Starts by Submarket, by Dwelling Type and by Intended Market January - Freehold and Condominium Row Rental Freehold and Condominium Apt. & Other Rental Calgary City , Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA , Source: CMHC (Starts and Completions Survey) 19
20 Submarket Table 2.4: Starts by Submarket and by Intended Market Freehold Condominium Rental Total* Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA , Submarket Table 2.5: Starts by Submarket and by Intended Market January - Freehold Condominium Rental Total* Calgary City 2,308 2,119 1,029 2, ,384 4,802 Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA 3,100 2,694 1,503 2, ,650 5,860 Source: CMHC (Starts and Completions Survey) 20
21 Submarket Table 3: Completions by Submarket and by Dwelling Type Single Semi Row Apt. & Other Total % Change Calgary City Airdrie Beiseker n/a Chestermere Lake Cochrane Crossfield n/a Irricana n/a Rocky View County Calgary CMA , Submarket Table 3.1: Completions by Submarket and by Dwelling Type January - Single Semi Row Apt. & Other Total % Change Calgary City 1,680 1, ,304 2, Airdrie Beiseker n/a Chestermere Lake Cochrane Crossfield Irricana n/a Rocky View County Calgary CMA 2,189 1, , ,309 3, Source: CMHC (Starts and Completions Survey) 21
22 Table 3.2: Completions by Submarket, by Dwelling Type and by Intended Market Submarket Freehold and Condominium Row Rental Freehold and Condominium Apt. & Other Rental Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA Table 3.3: Completions by Submarket, by Dwelling Type and by Intended Market January - Submarket Freehold and Condominium Row Rental Freehold and Condominium Apt. & Other Rental Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA Source: CMHC (Starts and Completions Survey) 22
23 Submarket Table 3.4: Completions by Submarket and by Intended Market Freehold Condominium Rental Total* Calgary City Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA , Submarket Table 3.5: Completions by Submarket and by Intended Market January - Freehold Condominium Rental Total* Calgary City 1,912 1,745 1, ,304 2,699 Airdrie Beiseker Chestermere Lake Cochrane Crossfield Irricana Rocky View County Calgary CMA 2,513 2,309 1,679 1, ,309 3,389 Source: CMHC (Starts and Completions Survey) 23
24 Submarket Units Share (%) $350,000 - $449,999 Share Units (%) $450,000 - $549,999 Share Units (%) $550,000 - $649,999 Share Units (%) Calgary City , , , ,728 Year-to-date , , ,541 Year-to-date , , ,659 Airdrie , , , ,208 Year-to-date , ,692 Year-to-date , ,150 Beiseker 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a n/a 0 n/a 0 n/a 0 n/a 0 n/a Year-to-date Year-to-date 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a Chestermere Lake , , Year-to-date , ,685 Year-to-date , ,309 Cochrane , , , ,352 Year-to-date , ,455 Year-to-date , ,836 Crossfield 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a n/a 0 n/a 0 n/a 0 n/a 0 n/a Year-to-date 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a Year-to-date Irricana 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a n/a 0 n/a 0 n/a 0 n/a 0 n/a Year-to-date 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a Year-to-date 0 n/a 0 n/a 0 n/a 0 n/a 0 n/a Rocky View County , ,831 Year-to-date , ,851 Year-to-date , ,678 Calgary CMA , , , ,440 Year-to-date , , ,861 Year-to-date , , ,004 Source: CMHC (Market Absorption Survey) Table 4: Absorbed Single-Detached Units by Price Range Price Ranges < $350,000 $650,000 + Units Share (%) Total Median Price ($) Average Price ($) 24
25 Table 4.1: Average Price ($) of Absorbed Single-detached Units Submarket % Change % Change Calgary City 566, , , , Airdrie 445, , , , Beiseker n/a n/a Chestermere Lake 583, n/a 576, , Cochrane 399, , , , Crossfield n/a n/a Irricana n/a n/a Rocky View County ,831 n/a 716, , Calgary CMA 542, , , , Source: CMHC (Market Absorption Survey) 25
26 Table 5: MLS Residential Activity for Calgary Number of Sales 1 Yr/Yr 2 (%) Sales SA 1 Number of New Listings 1 New Listings SA 1 Sales-to- New Listings SA 2 Average Price 1 ($) Yr/Yr 2 (%) Average Price 1 ($) SA January 1, ,871 3,328 3, , ,780 February 2, ,076 3,745 3, , ,191 March 2, ,197 4,529 3, , ,193 April 2, ,379 4,370 3, , ,116 2, ,323 4,946 3, , ,466 June 2, ,320 4,353 3, , ,728 July 2, ,364 3,573 3, , ,897 August 2, ,194 3,399 3, , ,737 September 2, ,310 3,417 3, , ,434 October 2, ,249 3,030 3, , ,354 November 1, ,177 2,178 3, , ,271 December 1, ,174 1,269 3, , ,958 January 1, ,138 3,272 3, , ,512 February 2, ,146 3,476 3, , ,733 March 2, ,311 4,225 3, , ,925 April 3, ,418 4,664 3, , ,382 3, ,470 4,938 3, , ,155 June July August September October November December Q1 6, , , Q1 6, , , , , , , , , MLS is a registered trademark of the Canadian Real Estate Association (CREA). 1 Source: CREA 2 Source: CMHC, adapted from MLS data supplied by CREA 26
27 P & I Per $100,000 Interest Rates Table 6: Economic Indicators Mortgage Rates (%) NHPI, Total, Calgary CMA 2007=100 1 Yr. Term 5 Yr. Term January ,039 February ,036 March ,031 April , ,027 June ,037 July ,054 August ,065 September ,079 October ,093 November ,099 December ,099 January ,107 February ,112 March ,120 April , ,107 June July August September October November December CPI, 2002 =100 Employment SA (,000) Calgary Labour Market Unemployment Rate (%) SA Participation Rate (%) SA Average Weekly Earnings ($) "P & I" means Principal and Interest (assumes $100,000 mortgage amortized over 25 years using current 5 year interest rate) "NHPI" means New Housing Price Index "CPI" means Consumer Price Index "SA" means Seasonally Adjusted Source: CMHC, adapted from Statistics Canada (CANSIM), Statistics Canada (CANSIM) 27
28 Methodology Starts & Completions Survey Methodology The Starts and Completions Survey is conducted by way of site visits which are used to confirm that new units have reached set stages in the construction process. Since most municipalities in the country issue building permits, these are used as an indication of where construction is likely to take place. In areas where there are no permits, reliance has to be placed either on local sources or searching procedures. The Starts and Completions Survey is carried out monthly in urban areas with population in excess of 50,000, as defined by the 2006 Census. In urban areas with populations of 10,000 to 49,999, all Starts are enumerated in the last month of the quarter (i.e. four times a year, in March, June, September and December). In these centres with quarterly enumeration, Completion activity is modelled based on historical patterns. Monthly Starts and Completions activity in these quarterly locations are statistically estimated at a provincial level for single and multi categories. Centres with populations below 10,000 are enumerated on a sample basis, also in the last month of each quarter (i.e. four times a year, in March, June, September and December). The Starts and Completions Survey enumerates dwelling units in new structures only, designed for non-transient and year-round occupancy. Mobile homes are included in the surveys. A mobile home is a type of manufactured house that is completely assembled in a factory and then moved to a foundation before it is occupied. Trailers or any other movable dwelling (the larger often referred to as a mobile home) with no permanent foundation are excluded from the survey. Conversions and/or alterations within an existing structure are excluded from the surveys as are seasonal dwellings, such as: summer cottages, hunting and ski cabins, trailers and boat houses; and hostel accommodations, such as: hospitals, nursing homes, penal institutions, convents, monasteries, military and industrial camps, and collective types of accommodation such as: hotels, clubs, and lodging homes. Market Absorption Survey Methodology The Market Absorption Survey is carried out in conjunction with the Starts and Completions Survey in urban areas with populations in excess of 50,000. When a structure is recorded as completed, an update is also made as units are sold or rented. The dwellings are then enumerated each month until such time as full absorption occurs. STARTS AND COMPLETIONS SURVEY AND MARKET ABSORPTION SURVEY DEFINITIONS A dwelling unit, for purposes of the Starts and Completions Survey, is defined as a structurally separate set of self-contained living premises with a private entrance from outside the building or from a common hall, lobby, or stairway inside the building. Such an entrance must be one that can be used without passing through another separate dwelling unit. A start, for purposes of the Starts and Completions Survey, is defined as the beginning of construction work on a building, usually when the concrete has been poured for the whole of the footing around the structure, or an equivalent stage where a basement will not be part of the structure. The number of units under construction as at the end of the period shown, takes into account certain adjustments which are necessary for various reasons. For example, after a start on a dwelling has commenced construction may cease, or a structure, when completed, may contain more or fewer dwelling units than were reported at start. A completion, for purposes of the Starts and Completions Survey, is defined as the stage at which all the proposed construction work on a dwelling unit has been performed, although under some circumstances a dwelling may be counted as completed where up to 10 per cent of the proposed work remains to be done. The term absorbed means that a housing unit is no longer on the market (i.e. has been sold or rented). This usually happens when a binding contract is secured by a non-refundable deposit and has been signed by a qualified purchaser. The purpose of the Market Absorption Survey is to measure the rate at which units are sold or rented after they are completed, as well as collect prices. 28
29 DWELLING TYPES: A Single-Detached dwelling (also referred to as Single ) is a building containing only one dwelling unit, which is completely separated on all sides from any other dwelling or structure. Includes link homes, where two units may share a common basement wall but are separated above grade. Also includes cluster-single developments. A Semi-Detached (Double) dwelling (also referred to as Semi ) is one of two dwellings located side-by-side in a building, adjoining no other structure and separated by a common or party wall extending from ground to roof. A Row (Townhouse) dwelling is a one family dwelling unit in a row of three or more attached dwellings separated by a common or party wall extending from ground to roof. The term Apartment and other includes all dwellings other than those described above, including structures commonly known as stacked townhouses, duplexes, triplexes, double duplexes and row duplexes. Intended market: The intended market is the tenure in which the unit is being marketed. This includes the following categories: Freehold: A residence where the owner owns the dwelling and lot outright. Condominium (including Strata-Titled): An individual dwelling which is privately owned, but where the building and/or the land are collectively owned by all dwelling unit owners. A condominium is a form of ownership rather than a type of house. Rental: Dwelling constructed for rental purposes regardless of who finances the structure. Geographical terms: A census metropolitan area (CMA) or a census agglomeration (CA) is formed by one or more adjacent municipalities centred on a large urban area (known as the urban core). The census population count of the urban core is at least 10,000 to form a census agglomeration and at least 100,000 to form a census metropolitan area. To be included in the CMA or CA, other adjacent municipalities must have a high degree on integration with the central urban area, as measured by commuting flows derived from census place of work data. CMAs and CAs contain whole municipalities or Census Subdivisions. A Rural area, for the purposes of this publication, is a centre with a population less than 10,000. All data presented in this publication is based on Statistics Canada s 2006 Census area definitions. 29
30 CMHC Home to Canadians (CMHC) has been Canada's national housing agency for more than 65 years. Together with other housing stakeholders, we help ensure that the Canadian housing system remains one of the best in the world. We are committed to helping Canadians access a wide choice of quality, environmentally sustainable and affordable housing solutions that will continue to create vibrant and healthy communities and cities across the country. For more information, visit our website at or follow us on Twitter, YouTube and Flickr. You can also reach us by phone at or by fax at Outside Canada call or fax to supports the Government of Canada policy on access to information for people with disabilities. If you wish to obtain this publication in alternative formats, call The Market Analysis Centre s (MAC) electronic suite of national standardized products is available for free on CMHC s website. You can view, print, download or subscribe to future editions and get market information ed automatically to you the same day it is released. It s quick and convenient! Go to For more information on MAC and the wealth of housing market information available to you, visit us today at To subscribe to priced, printed editions of MAC publications, call All rights reserved. CMHC grants reasonable rights of use of this publication s content solely for personal, corporate or public policy research, and educational purposes. This permission consists of the right to use the content for general reference purposes in written analyses and in the reporting of results, conclusions, and forecasts including the citation of limited amounts of supporting data extracted from this publication. Reasonable and limited rights of use are also permitted in commercial publications subject to the above criteria, and CMHC s right to request that such use be discontinued for any reason. Any use of the publication s content must include the source of the information, including statistical data, acknowledged as follows: Source: CMHC (or Adapted from CMHC, if appropriate), name of product, year and date of publication issue. Other than as outlined above, the content of the publication cannot be reproduced or transmitted to any person or, if acquired by an organization, to users outside the organization. Placing the publication, in whole or part, on a website accessible to the public or on any website accessible to persons not directly employed by the organization is not permitted. To use the content of any CMHC Market Analysis publication for any purpose other than the general reference purposes set out above or to request permission to reproduce large portions of, or entire CMHC Market Analysis publications, please contact: the Canadian Housing Information Centre (CHIC) at chic@cmhc.ca; or For permission, please provide CHIC with the following information: Publication s name, year and date of issue. Without limiting the generality of the foregoing, no portion of the content may be translated from English or French into any other language without the prior written permission of. The information, analyses and opinions contained in this publication are based on various sources believed to be reliable, but their accuracy cannot be guaranteed. The information, analyses and opinions shall not be taken as representations for which or any of its employees shall incur responsibility. 30
31 Housing market intelligence you can count on FREE REPORTS AVAILABLE ON-LINE n Canadian Housing Statistics n Housing Information Monthly n Housing Market Outlook, Canada n Housing Market Outlook, Highlight Reports Canada and Regional n Housing Market Outlook, Major Centres n Housing Market Tables: Selected South Central Ontario Centres n Housing Now, Canada n Housing Now, Major Centres n Housing Now, Regional n Monthly Housing Statistics n Northern Housing Outlook Report n Preliminary Housing Start Data n Rental Market Provincial Highlight Reports n Rental Market Reports, Major Centres n Rental Market Statistics n Residential Construction Digest, Prairie Centres n Seniors Housing Reports Get the market intelligence you need today! Click to view, download or subscribe. On June 1,, CMHC s Market Analysis Centre turned 25! CMHC s Market Analysis Centre has a strong history as the Canadian housing industry s go-to resource for the most reliable, impartial and up-to-date housing market data analysis and forecasts, in the country. CMHC s Market Analysis Centre e-reports provide a wealth of detailed local, provincial, regional and national market information. Forecasts and Analysis Future-oriented information about local, regional and national housing trends. Statistics and Data Information on current housing market activities starts, rents, vacancy rates and much more. Affordable Housing Web Forums CMHC s Affordable Housing Web Forums are distance-learning seminars that bring interested participants and industry experts together using phone and web technology. You can participate, listen, see and learn without the expense of travelling. Register on-line!
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