TOPS Software Accounts Receivable Manual. Version 4.0

Transcription

1 TOPS Sofw Aoun Rvb Mnu Von 4.0 1

2 Aoun Rvb Tb of Conn OWNER BALANCES...4 HISTORY...9 ADD/WAIVE...13 Adjung Ppd Bn...18 Ad Amn...21 PAYMENT ADJUSTMENTS...23 Bkou Pmn...27 Add/Ddu Pmn Amoun...30 Chng Pmn Dbuon...33 Chng Rvd D/Chk #...35 BEGINNING BALANCES...38 Bgnnng Own Cd...41 NOTES...44 LETTERS...47 INVOICE...49 COUPON...55 FLAGS...62 CASH RECEIPTS...66 OWNER CASH RECEIPTS...67 MISC. CASH RECEIPTS...80 MAKE DEPOSITS...85 APPLY CHARGES...89 LATE FEES APPLY INTEREST BATCH ADJUSTMENTS CHARGE TABLES COLLECTIONS PROCESS COLLECTIONS Undndng Effv D Tkng Coon Aon COLLECTION TABLE Coon & Voon L Add L F Ed In Tb Fom Hp Buon Toob Mg Cod Mg Cod Cgo REPORTS AGED OWNER BALANCES COLLECTION STATUS

3 PREPAID OWNERS OWNERS BALANCE SUMMARY OWNER A/R ACTIVITY CASH RECEIPTS JOURNAL COLLECTION REPORT DELINQUENCY TRENDS REPORT RE-PRINT REPORTS DEPOSIT REPORT CHARGES APPLIED EXPENSE ADJUSTMENTS PAYMENT ADJUSTMENTS PREPAYMENT LATE FEE INTEREST BILLS & COUPONS ENHANCED BILLS Sp 1 of Sp 2 of Sp 3 of Sp 4 of Cuomzng B BILLS ITEMIZED STATEMENT STATEMENT FILE CUSTOM BILLS PRINT COUPONS CREATE COUPON FOLDER CUSTOM COUPONS YEAR END PRINT HISTORY PURGE HISTORY

4 Own Bn Th Own Bn onvnn p o go o vw h hg nd pmn ho fo own nd mk djumn o h bn. I dhbod wh vhng bou n own hg nd pmn ho n b n nd hngd b mkng djumn ndd. U h Own Bn o: Anw own nqu on h oun bn Mk djumn o own bn Bkou NSF hk Chng n own opnng bn En pmn ho no o doumn onvon wh n own Pn Fom L ndvdu fo n own Pn Invo o Coupon ndvdu fo n own Chng own Fg ng Fom h AR mnu, k h Own Bn mnu b. You w h Own Bn n: Own Bn Th n w b bnk un ou hom nd own. No h of h n o h hom nd own. U n of h opon o hom nd own. U h Aow buon o mov fom hom o hom ng on h Own Bn n o jump o h LAST/FIRST hom. Th ow nvgon n b hnd whn ou wn o vw/hng h Own Bn fo v hom m. Pfd A Th h dfu w ou gn wn o hom nd own. Th uo w uom go o h fd fo ng 4

5 Aoun # (F3) Lo/Un # (F6) S Add h hom nd own. Th dfu n h Own Cono F. Th dfu n b hngd whnv ou wh. No m wh h Pfd A o, ou n w hom on-hf ung n of h 4 mhod: U h opon o h hom nd own b h Aoun # fom h Pop Info fo h hom. Tp png h F3 k o jump h uo o h Aoun # fd. U h opon o h hom nd own b h Lo/Un # fom h Pop Info fo h hom. Tp png h F6 k o jump h uo o h Lo/Un # fd. Dp h S Add of h hom. Th S Add nd no h Pop n n fxd nfomon bou h hom. Ck h buon o hom ung h dd. You w hn h o n fo ng h hom: En Add h o u bow o hom F k on h S Nm. Thn n h Add # o u h bow o o h hom nd doub k o. Tp png h F2 k jump h uo o h S Add buon. Ck h buon o hom b h own L Nm. You w hn h o n fo ng h hom: 5

6 En L Nm, hn k Sh Th Nm Sh u h Own nm on. Tp png h F5 k jump h uo o h Own Nm buon. On ou hom, ou w h own nm, pop nfo nd hv o h own pmn ho nd bn du: Own Bn Th foowng bf gudd ou of h Own Bn n. U h bow ow o mov fom hom o hom o jump o F/L Hom. Ck h Ho buon o h hg nd pmn ho non on f fo h hom. Ck Add/Wv o mk n djumn o h own bn, fo xmp, f ou whd o wv f. Ck P Adju o mk n djumn o n own pmn on f n h pmn ho, fo xmp, f ou hd o bkou n NSF hk. 6

7 Ck h Bgnnng Bn buon o n o hng h opnng bn fo h own bk whn ou f nd h n own bn. Th nom don whn ou ddng hom nd own n hough h ommun up wzd, bu h Bgnnng Bn buon h ou mk oon o h Bgnnng Bn h w nd, f ndd. Wnng Do no u h opon o dju nhng oh hn h ogn opnng own bn. No n gnd o h Gn Ldg whn ou do Bgnnng Bn non, o ou m pu ou Gn Ldg ou of bn wh ou AR own bn f ou u h o opon o hng n own bn. Ck h No buon o od no d no h own pmn ho od. Th b ud o xpn wh n on bng kn, o no bng kn bd on onvon wh h own. Howv, whn mkng n p of Own Adjumn, No of xpnon n o b nd h o xpn h djumn, h buon ju gv ou noh p wh ou n n Pmn Ho No. Ck h L buon o pn Fom L fo h own. Ck h Invo buon o pn n Invo fo h own. Ck h Coupon buon o pn Coupon fo h own. Ck h Fg buon o vw/hng om of h ng h ff h w h own AR wok wh h homown. To onnu h gudd ou of h Own Bn n, h mnng of h n foow: Su Th Su box how f h own h bn pkd up b h oon on nd h on p h w kn. In h xmp bov, h own h bn n L No. Hod Aon - Chkmk h Hod Aon o fz h oon on h on hown n h Su box. L Pmn Show h d nd h moun of h mo n pmn vd fom h own. 7

8 Mup Own Th Mup Own box ou know f h mo own h oud h hom h own pmn ho od hd o hm. Own Bn Bkdown If ou h buon dpd on h n, mn mo hn on own od x fo h hom. If h own h n bn oh hn zo (0) un, ou w h Bn Bkdown on h gh d of h Own Bn n: Ppd Bn Th n unppd d bn ung fom n pmn o ovpmn. I w b ppd b h App Ppd pogm on h bn du fo h own. Bn Bkdown Show h un own bn bokn down b Chg Cod ddng up o h To Du. Th Rd Co buon w k dnqun homown nd h d fom h oun ho nd upod h d o h ommun on who ubb o h onn on oon v. If h ommun on do no u h v, kng h buon w do nohng. Ck h OK buon o p n hng hown on h Own Bn n. Ck h Co buon o x fom h Own Bn n. Th onud h bf ou of Own Bn, w w now ov h mjo funon n d. 8

9 Ho U h buon o dp h hg nd pmn ho h mk up h oun bn fo hom. Th Own Pmn Ho dpd o h n bu m o b pnd d o b n o md d o h own who h quon. Ck h Ho buon o vw h Own hg nd pmn ho on h n. You w h Own hg nd pmn ho dpd k h: Own Pmn Ho W w du h d fd dpd on h n. Un ID Dpndng on h dfu fo h ommun, h h Aoun #, Lo/Un # o S Add of h hom w b dpd o ou mndd whh hom bng dpd. Ao, h Own Nm dpd bow h Un ID. Su S D If h own h bn du nd h bn pkd up b h TOPS uomd oon m, h p of h oon on w b dpd nx o h Su hdng. Th Own Ho dp w w how h LAST (mo n) non fo h own. If h v of hg nd pmn ho, ou n n h S D h o dp h non fom h d FORWARD. Th foowng dpon xpn h oumn on h Own Pmn Ho n: 9

10 D Pmn Chk # Dpo D Cod Dpon Amoun Bn Du Th D of h non n h Own Pmn Ho. Th D v mpon n TOPS, ud o dmn h Own oun bn of n gvn d. Th non n h Own Pmn Ho m no w b n x d od. Ind, b dfu, TOPS w dp h non n h od h w don, h hn b d od. Bu vn f non how ou of d od, TOPS know how o d hm o b d n od o gv h o own oun bn on n d. Th A/R U h n b ud o -od Own Pmn Ho n d od. Bu h houd on b un b omon who fm wh h u h m b ud b uh u. Th A/R U dud und h mnu on d U. On own Pmn o pmn djumn, k n NSF hk, dpd n h oumn. Pmn w ubd fom h own bn du. A pmn djumn m dd o ub fom h own bn du. If pmn non, h Chk #, f n w dp h. If no Chk # h bn nd fo pmn, hn TOPS w gn non # n p of h Chk #. If pmn non, h Dpo D w b hown n h oumn. Th h d ou w Own Ch Rp non n h ommun gn dg. TOPS kp k of own bn b 2 dg Chg Cod. Ev hg o pmn non n n Own Pmn Ho h Chg Cod hd o. I how how muh of hg o pmn non w ppd o h Chg Cod. Ung h ppoh, TOPS n how ou n u bkdown of n Own bn b Chg Cod of n d ou wh. Th nm of h Chg Cod. Dpndng on h p of Chg Cod, h nm n b hngd n h h ung Chg Tb o n h M Chg Cod up. Th Amoun of h hg o pmn non ppd o pu Chg Cod. Th h unnng o Bn Du fo h Own hown f v hg o pmn non. Sn Nvgon Th oh opon on h Own Pmn Ho n. No h buon bow: 10

11 Bn Bkdown Ck h buon o vw bkdown of h own bn b Chg Cod. B hngng h A Of D h op of h n, ou n k npho of n Own bn n pon n m. Ck Co o x bk o h Own Pmn Ho n. E M Ho Ck h buon o m h Own Pmn Ho o h h own o noh p. I w u ou dfu m pogm fom ou ompu. Th m w b ddd o h own f h m dd w nd n h Own Mnn n. If no o f ou wh o m o noh m dd, ou w nd o p h m dd no h To n h op. Th Own Pmn Ho w b n hmn o h m. I n n pn x fom whh n b opnd b n wod poo o b Wndow Nopd. 11

12 Pn Ck h buon o pn h Own Pmn Ho po. Th po w nud hg nd pmn non on f fo h own. I n mp nough fom h ou oud nd o h own fo hm o vw. Co Ck h buon o x fom h Own Pmn Ho n nd un o h Own Mnn n. 12

13 Add/Wv U h buon o vw omp bkdown of n own bn b Chg Cod o ou n mnu mk n djumn o h bn. You n dju n bn howng on h n fo n own o dd nw hg o h own. You n o dju h Ppd (unppd d) fo n own. U Add/Wv fo n of h foowng: Add Rung Chg Add L F Add Ad A. Add M. Chg Pong Chg Wv Rung Chg Wv L F Wv Ad A Wv M. Chg W-off Bn A ou mk n Add/Wv djumn, ou n o n No o xpn h on fo h djumn. Th good w o doumn wh n djumn w md. Th No w how n h own pmn ho nkd wh h djumn non. A wh fnn non, h d of h "Add/Wv Adjumn". Th m u h d o dmn bn du fo uh hng "Coon Aon" nd "Dnqun Rpo". B u whn ou n h d h fo h pod ou wh h djumn o b fd n. S h Own Bn n, hn h hom nd own xpnd n h on. Own Bn Th foowng w how how o mk own djumn ung Add/Wv: Ck Add/Wv o mk n djumn o h own bn, fo xmp, f ou whd o wv f. 13

14 D F, ou mu n h ffv d of h djumn. You w h n n: Th d of h djumn v mpon n mp on h own bn nd h ounng m. Th d of h djumn hng h own bn of h d nd h. Th AR modu w no ognz h djumn on n po h dd PRIOR TO h Adjumn D. Th own bn w b ud o nud h djumn of h Adjumn D, whh m hng h ov bn du nd h gng of h bn. Und Au Aounng, Gn Ldg non w b gnd o kp h Gn Ldg n bn wh h AR ubd dg on h Adjumn D. Th Adjumn D mu b nd MMDDYY whou ung n h (/) po. Ck h OK buon on ou hv nd h o Adjumn D o pod o h nx n. Ck h Cn buon o un o h Own Bn n. 14

15 If ou kd h OK buon o pod wh h Adjumn, ou w h own bn bkdown on h Add/Wv n: Own Add/Wv H bf ou of h mn howng on h n. Th n dvdd no wo v hv: Exng Bn h bn du bokn down b Chg Cod Pndng Adjumn how h djumn ou n nd h ff of h djumn on h ndng bn fo h homown f ou pod wh h djumn. Chg Cod Y Dpon Amoun Adjumn Amoun Th 2 dg Chg Cod ud b h AR modu o kp k of h own bn. Whn mkng n djumn, ou n bow h v Chg Cod fo h ommun b kng on h down bow ow. If h Y Aounng v n h AR modu, hn ou hv h opon of djung own bn bokn down b n ddon o h Chg Cod. Th Chg Cod Dpon up n h h Chg Tb (fo ung hg) o h M. Chg. Th Amoun Du fo h Chg Cod. Th moun of n Adjumn ou wh o mk o h bn howng und Chg Cod. Add Chg n h Adjumn Amoun pov moun, wh no gn, o dd bn du o Chg Cod. Wv Chg n h Adjumn Amoun wh mnu gn (-) o mk d o Chg Cod. A d du h bn du fo Chg Cod. 15

16 Effv D Off Aoun # Endng Bn Th D of h Adjumn n h own hg nd pmn ho. Ahough w dfu o h gn d ou nd whn ou kd h Add/Wv buon, ou n n n d ou wh on h n of h djumn. Rmmb - Th d of h djumn hng h own bn of h d nd h. Th AR modu w no ognz h djumn on n po h dd PRIOR TO h Adjumn D. Th h G/L Aoun # h v h oh d of h "Adjumn". Sn TOPS 4.0 "doub-n" bookkpng m, fo v db h mu b d nudng "Adjumn". Th Of Aoun # w b fd n fo ou uom on ou Chg Cod. Th off oun NORMALLY n Inom oun n h Ch of Aoun. I om fom h Chg Tb o M. Chg up fo h Chg Cod. You n ovd h dfu Aoun # nd n n vd Aoun # fom h Ch of Aoun f ou wh. You n bow h Ch of Aoun ung h down bow ow o h Off Aoun # f ndd. Show h ndng bn fo h Chg Cod f ou w o pod wh h pndng djumn. Mk u h Endng Bn wh ou wn bfo ou po h djumn. H Pndng Adjumn howng moun bng wvd fom h own bn: Pndng Adjumn W xpn h of h funon on h Add/Wv n: Ck h Add buon o dd nw non n o h djumn n. You n hn h Chg Cod nd pod wh mkng n djumn. Ck h No buon o n n xpnon bou wh h djumn bng md o h own. Th No hn odd n h pmn ho fo h hom. 16

17 Ck h S Ppd o opn up bow n o ou n pu Ppd Chg Cod o dju. Rd bou mkng djumn o Ppd bn n h mnu on. Ck h OK buon o p h pndng djumn non nd pod wh pong hm o h own pmn ho. Ck h Cn buon o x fom h djumn WITHOUT pong h djumn o h own pmn ho. If h Pndng Adjumn non dpd on h n ook o, k h OK buon o pod wh pong. A fgud, ou w h mg: If ou nw YES, h w upd h own pmn ho fo h djumn ung h Effv D fom h djumn. 17

18 Adjung Ppd Bn Ppd mn own who hv d bn. A d nom om bou bu of n ovpmn o bu n own p h mnnn f. Whn own p bfo hg du o p mo hn wh owd, hn d bn d. TOPS 4.0 mu b b o k h d bn nd pp h d gn fuu hg. In od o do h o, TOPS 4.0 u Ppd Chg Cod (PP) o kp k of h own d bn. Somm ou hv h nd o mk n djumn o n own Ppd bn. You woud u Add/Wv own hg o mk h djumn. W go hough h po of djung Ppd bn ng h Add/Wv n: Add/Wv Ppd Bn No h d bn howng on h PP Cd-Ppd n. To dju Ppd (d) bn, foow h p: Ck h S Ppd buon. 18

19 You w hn h own Ppd (d) bn bokn down b h Ppd Chg Cod: Ppd Bn Bkdown You d o mk n djumn o h own Ppd (d) bn. Eh k on h n m o mk h djumn o dd nw n ung h Add buon. Ck h Add buon o dd nw Ppd djumn n, f ndd. If ou k o Add nw n, ou n hn bow h Ppd Chg Cod. Ck h down bow ow o opn up h bow n whh ook k h: Bow Ppd Chg Cod PP Th mn Ppd Chg Cod. An d bn h w b ppd gn fuu hg whn h App Ppd pfomd. PP XX Whn Chg Cod ppndd o h PP Chg Cod, hn n d und h Ppd Chg Cod w ONLY b ppd gn bn du und h hg od. Fo xmp PP-A1 w on pp d gn hg du und Chg Cod A1 nd no oh Chg Cod. Th n b Ppd Chg Cod fo v Chg Tb nd M. Chg Cod. Cd w ONLY b ppd gn bn du und h Chg Cod un h gn Ppd Chg Cod (PP) ud. An Ppd bn und od PP w b ppd gn bn du ung h Chg Cod od pfd n h Ch Appon Tb fo h ommun. 19

20 Ppd Adjumn Ru: REDUCING CREDIT BALANCES - En h Adjumn Amoun wh mnu (-) gn. INCREASING CREDIT BALANCES En h Adjumn Amoun wh no gn. An xmp of Rdung h Cd Bn woud ook k h: Rdung Cd Bn Mk u h Endng Bn o bfo kng h OK buon. Ck h OK buon o pod wh pong h Pndng Adjumn o h own p m nh o. Ck h Cn buon o x WITHOUT mkng n djumn. 20

21 Ad Amn TOPS 4.0 n hnd Ad Amn fo ou. L' du Ad Amn o h ou hv pu bou h hnqu fo hndng hon dnqun Own. Wh Ad Amn? Amn uu ondd o b nnu hg whh m b bokn down no nmn pmn fo h onvnn of h Own. Whn Own dfu n mkng nmn of Monh, Qu o Sm-Annu Amn pmn, mn Commun hv h uho o du h n bn of h Amn hough h nd of h un o h ou n bgn oon on on h n bn h hn n p. Th ommon d "Aon" of Amn. Wh Do Aon Do? Whn ou dd n Ad bn o n own ung Add/Wv, mk h Own' Rod o h fuu Amn no ddd o h Own' oun un h Ad Amn nd n fu. TOPS 4.0 w mk n n h m gu Amn ppd o h Commun o k h moun of h Amn ou of Ad Amn nd f no h nom Amn Inom oun on h Gn Ldg. Whn TOPS 4.0 dmn h Ad Amn hv bn nd Inom nd h Ad bn zo, w uom mov h fg n h Own' od o h gu Amn ppd gn. Ang Own U ngadd/ W v ou n Addo W v A da m n oown.th p Chg Cod ud fo Ad Amn: AC Ad Amn An djumn nd o h AC Chg Cod umd o nvov Ad Amn bn. On u h AC Chg Cod fo Ad Amn. Fo xmp, f h Amn $ p/monh nd ou 'Addng' h Ad Amn fom Mh o Dmb (10 monh), h uon woud b: Exmp - $ X 10 = $ Thfo, ou woud wn o dd $ ung Chg Cod AC. AC Ad Amn = $ Th nx pg w how ou wh ook k h djumn bng ddd. 21

22 Add Ad Amoun S h Add/Wv n: Add/Wv Own Bn You wn o dd n fo h Ad Amn. Ck h Add buon. Chg Cod - AC U Chg Cod AC fo h Ad Amn. Adjumn Amoun En h moun o A. Th houd b fuu hg h hv no bn ppd o h own, hough h nd of h un. Off Aoun # If houd dfu o h Ad Aoun # fom h Aounng Cono F whh houd b o. Ck h OK buon o pod wh pong h Ad Amn gn h own. Wvng n Ad Amn don ju h oppo w. En n moun wh mnu (-) gn n h Adjumn Amoun fd o du h Ad Bn. If ou zo ou, hn h own no ong h n Ad Amn bn nd nom hg w um bng ppd. Th omp h on on Add/Wv own hg. 22

23 Pmn Adjumn Th djumn funon povd h mn o mnu dju pmn d nd o n Own' oun wh Add/Wv d wh Own bn nd hg. You m bkou hk und fom h bnk, bkou hk pod o h wong Own, dd n moun o dpod hk, ddu n moun fom dpod hk o hng h dbuon of pmn d nd. You n dd n "NSF" F o n Own' oun ou bkou und hk. U h funon fo: Bkou NSF Chk Bkou Mpod Pmn Add/Ddu Amoun fom Pmn Chng Pmn Dbuon Chng Rvd D of Pmn Chng Chk # A wh fnn non, h d of h "Pmn Adjumn". Th m u h d o dmn bn du fo uh hng "Coon Aon" nd "Dnqun Rpo". B u whn ou n h d h fo h pod ou wh h djumn o b fd n. No: You CANNOT "Adju" Pmn un h d bn nd nd DEPOSITED. YOU CANNOT "ADJUST" AN UNDEPOSITED PAYMENT. Fom h Own Bn n, f h hom nd own. Ck P Adju buon o mk djumn o own pmn. 23

24 Whn ou k h P Adju buon, ou w h pmn vd fom h own ng wh h od. Own Pmn U o b o vw mo pmn Ung h o b on h gh d of h n, o down un ou h pmn ou wh o dju. On ou h pmn ou wh o dju, doub k on o k o hghgh, hn k h OK buon. You w h pmn ou d dpd on h n: Pmn Tnon Th uo poond h Adju D f d df o ou op o d.l v w h n o ou undnd how o mk Pmn Adjumn: Adju D Th h ffv d of h Pmn Adjumn ou bou o mk. Th m u h d o dmn bn du fo uh hng "Coon Aon" nd "Dnqun Rpo". B u ou n h d h fo h pod ou wh h djumn o b fd n. In h of n NSF hk, houd b h m d h bnk ook h mon ou of h ommun bnk oun. 24

25 Rvd D You m hng h Rvd D fo pmn o o d n o. Th Rvd D ud b TOPS321 h ffv d fo h p. An own gvn d fo h pmn of h Rvd D gd whn h pmn w u dpod n h bnk. You n hng h Rvd D fo pmn, f ndd, b mp png n nw d. Chk # Th Chk # fo h pmn dpd. If h Chk # wong nd nd o b od, mp p n h o Chk #. Oh hn upd ng hch k# n hown P m nh o, h ng ngch k # do no ff h TOPS321 ounng m. Dpo D Th Dpo D h d h h p w odd n h Gn Ldg fo h ommun. Bu h dpo po wh h pmn on h no gn joun n n h Gn Ldg, w do no ow hng o h Dpo D d on h P Adju n. To do o woud unbn h AR ubd dg o h Gn Ldg. If ou nd o hng Dpo D, ou mu bkou h pmn ung h ogn Dpo D, hn n ov gn wh h o Rvd D nd Dpo D. Th w o o h Gn Ldg o h h h p odd on h o d. Pmn Th h o moun of h pmn non. Bu h dpo po wh h pmn on h no gn joun n n h Gn Ldg, w do no ow hng o h Pmn Amoun d on h P Adju n. To do o woud unbn h AR ubd dg o h Gn Ldg. If ou nd o hng h moun of h pmn, ou n do n h Adju oumn bow wh ou n h Add o Ddu n moun fom h pmn. Th w o o h Gn Ldg o h h h p odd fo h o moun on h o d. NSF F Th NSF F w b bnk un ou bkou pmn nd pod o hg h own n NSF f. You nno n h NSF f d no h fd, don ou bkou h pmn. Th foowng xpn h of h oumn on h Pmn Adjumn n: Cod Th how h Chg Cod() h h pmn w dbud gn. If ou wh o hng h pmn dbuon o oh Chg Cod, ou m do o n h oumn b nng Chg Cod, hn ung h Adju oumn o dbu h w h pmn w ppd. Ck h Add buon, hn u h down bow ow o opn up h Chg Cod bow o Chg Cod no dpd on h n, f ndd. Dpon Th Dpon of h Chg Cod fom h h Chg Tb o h M. Chg up. 25

26 Dbuon Th Dbuon oumn how h moun of h pmn h w ppd o h Chg Cod. Pv Adju If Pvou Adjumn w md o h pmn, w how n h oumn. Whn mkng noh Pmn Adjumn o pmn h hd d bn djud, ou nd o p non o h mnng bn n h f gh oumn bu h how h n moun dbud o h Chg Cod kng h Pvou Adjumn no oun. Adju Th oumn fo nng n Adjumn Amoun fo h Chg Cod. You n h dd n ddon pmn moun o Chg Cod o ddu n moun ong h n ff of h Adjumn Amoun dd bk o h o of h ogn pmn. Add Amoun n pov moun wh no gn. Ddu Amoun n moun mnu (-). Bn Th h Endng Bn fo h Chg Cod nvovd n h pmn dbuon. If ou djung h pmn dbuon, mk u h Endng Bn fo h Chg Cod o. W ov h pofp m nadj u m n ngon hn xp g. 26

27 Bkou Pmn U P m nadj u m n o v nown p m n.th wo u on n whh ou mgh wn o do h: NSF Chk - n own pmn h w und b h bnk fo nuffn fund. Whn h hppn, ou mu n Pmn Adjumn o bkou h p m nf om hown p m nh o nd v hd po n hg n Ldg. Th Pmn Adjumn w hnd h fo ou nd ou hg h own n NSF f. Mpod Pmn pmn h w ppd o h wong hom o h wong own of hom. U pmn djumn o bkou h pmn. You n hn -n h p o h o hom o o own. In h, ou pobb do no wn o pp nd NSF F. No m whh of h bov uon, h p o foow h m. Fom h Own Bn, h hom nd own, hn k h P Adju buon. S h pmn h nd o b bkd ou dbd bov. You w h Pmn Adjumn n: Pmn Adjumn No h Bk Ou buon h boom of h Pmn Adjumn n. Adju D Fo n NSF hk, h houd b h d h bnk movd h pmn f om h ommun b nk oun.i fm po dp m n, oug n wn o u h m d h ogn pmn. Th d nd h gong o b h ffv d fo h Pmn Adjumn. Ck h Bk Ou buon. 27

28 You w h NSF F n: Th dfu NSF F om fom h Aounng Cono F fo h ommun. You n hng h moun f ou wh o bnk ou o o no hgd. NSF hk - ou pobb wn o hg h NSF F, o Ck YES. Mpod pmn - ou pobb do NOT wn o hg f, o k h NO buon o kp hgng f. Ck h YES buon o onnu. You w h pndng Pmn Adjumn non wh h NSF F moun ou pd dpd: Pmn Adjumn NSF No h moun of h pmn dbuon o h Chg Cod how ngv moun n h Adju oumn. Th Pmn Adjumn w v h pmn h m w w ogn dbud o h Chg Cod. ThP m nadj u m n p n d ng, h nob npo d o hown p m n ho nd no n hv bn d o h Gn Ldg. 28

29 Ck h No buon f ou wn o n n xpnon fo h Pmn Adjumn. If ou k h No buon, ou w pop-up fo nng up o 2 n xpnon: NSF Chk uu no No ndd n ou w b b o h h djumn du o n NSF hk. Mpod pmn No o xpn wh h djumn bng md ommndd. En h No, hn Ck h OK buon o v. Ck h OK buon o pod wh h Pmn Adjumn dpd on h n. Ck h Cn buon o x h Pmn Adjumn whou odng. If ou kd h OK buon, ou w h fn onfmon quon: Ck h YES buon o po h Pmn Adjumn. Ck h NO buon o x whou pong. If ou kd YES, w po h dj u m n o hown p m nh o nd o d n n n h Gn Ldg o kp h ounng modu n bn. 29

30 Add/Ddu Pmn Amoun U P m nadj u m n o o h mounof nown p m n.p h pwhn h pmn w ogn nd, h w mk nng h moun. Wh Pmn Adjumn, ou n o h o. You n dju h pmn moun h of wo w: Add Amoun h od n ddon pmn moun h nkd o h ogn pmn non. I w how p Pmn Adjumn non h hn hng o h ogn pmn, bu h m know h P m nadj u m n d op u p m n n hown p m n ho. I w w n h ogn pmn moun wh h djumn whn ompung own bn. Ddu Amoun ju k h Add Amoun bov, h od p Pmn Adjumn non h nkd o h ogn pmn non. I w how p Pmn Adjumn non h hn hng o h ogn pmn moun, bu h m know h Pmn Adjumn d op u p m n n hown p m nh o.i w w n h ogn pmn moun wh h djumn whn ompung own bn. No m whh of h bov uon, h p o foow h m. Fom h Own Bn, h hom nd own, hn k h P Adju buon. S h pmn h nd o b djud dbd bov. You w h Pmn Adjumn n: Pmn Adjumn No h Adju oumn on h Pmn Adjumn n. Th wh ou n h dd n moun o ddu n moun fom pmn. En h moun o dju h pmn b n h Adju oumn: En Pmn Adjumn 30

31 You nd o dbu h Pmn Adjumn o h ndvdu Chg Cod ou on h pmn dbuon n o k h Add buon o ddon Chg Cod. In h bov, w ddng n ddon moun o h ogn pmn. Kp h u n mnd whn djung Own pmn: Add Amoun En pov moun n h Adju oumn fo Chg Cod. Ddu Amoun En mnu (-) moun n h Adju oumn fo Chg Cod. Ck h No buon f ou wn o n n xpnon fo h Pmn Adjumn. If ou k h No buon, ou w pop-up fo nng up o 2 n xpnon: Whn ou djung pmn d nd, pobb good d o n No o xpn wh h djumn w ndd. En h No, hn Ck h OK buon o v. Ck h OK buon o pod wh h Pmn Adjumn dpd on h n. Ck h Cn buon o x h Pmn Adjumn whou odng. 31

32 If ou kd h OK buon, ou w h fn onfmon quon: Ck h YES buon o po h Pmn Adjumn. Ck h NO buon o x whou pong. If ou kd YES, w po h dj u m n o hown p m nh o nd o d n n n h Gn Ldg o kp h ounng modu n bn. 32

33 Chng Pmn Dbuon Ch p ppd bd on h od pfd n h Ch Appon Tb. Som m, oum g hh vn d o h ng hp m nd bu on f hown pmn h bn pod nd dpod. You n do h wh Pmn Adjumn. Foow h p o dju h pmn dbuon. Fom h Own Bn, h hom nd own, hn k h P Adju buon. S h pmn h nd o b djud dbd bov. You w h Pmn Adjumn n: Pmn Adjumn You n h w h ogn pmn w dbud o h Chg Cod. You now d o dju h w w dbud. No h Adju oumn on h Pmn Adjumn n. Th wh ou n hng h pmn dbuon. Youdon w n o h ng hov moun of h pmn, ju h w h pmn w dbud. So ou w nd o n boh pov nd ngv moun n h Adju oumn o hng h dbuon bu kp h ov moun of h pmn h m. En h hng o h Pmn Dbuon n h Adju oumn: En Chng n Pmn Dbuon 33

34 You n hng h Pmn Dbuon o h ndvdu Chg Cod ou on h pmn dbuon n o k h Add buon o ddon Chg Cod. In h bov, w ppng n x $100 o Mnnn F kng h pmn w fom Sp Amn. Kp h u n mnd whn djung Pmn Dbuon: Add Amoun En pov moun n h Adju oumn fo Chg Cod. Ddu Amoun En mnu (-) moun n h Adju oumn fo Chg Cod. Ck h No buon f ou wn o n n xpnon fo h Pmn Adjumn. If ou k h No buon, ou w pop-up fo nng up o 2 n xpnon: Whn ou djung pmn d nd, pobb good d o n No o xpn wh h djumn w ndd. En h No, hn Ck h OK buon o v. Ck h OK buon o pod wh h Pmn Adjumn dpd on h n. Ck h Cn buon o x h Pmn Adjumn whou odng. 34

35 Chng Rvd D/Chk # U Pmn Adjumn o o h h Rvd D fo pmn o h Chk # nd fo h pmn Rvd D Th d o h dmnon of own bn du fo h oon on o AR po. Th Rvd D ud o gv h own d fo pmn gd of whn ou dpo h pmn n h bnk. If h Rvd D wong, hn h m m homown dnqun nd k on, k f o oon on, vn hough h u pd. A Pmn Adjumn how ou n o h Rvd D fo pmn. Chk # - Th n mpo n f n # n hown p m nh o. Cpung h Chk # w o mnd dpu ov whh pmn w vd o no. If h Chk # w nd no, ou n u Pmn Adjumn o o. In boh of h, ou n d hng h nfomon bou pmn ung Pmn Adjumn. Foow h p o dju pmn. Fom h Own Bn, h hom nd own, hn k h P Adju buon. S h pmn h nd o b djud dbd bov. You w h Pmn Adjumn n: Pmn Adjumn Th Adju D houd b h d ou mkng h oon. You n hng h Rvd D o Chk # d on h n. Smp k on h fd: Chng Rvd D 35

36 Ck on h Rvd D fd, hn p h o Rvd D fo h pmn. Ck on h Chk # fd: Chng Chk # Now n h o Chk #. Ck h No buon f ou wn o n n xpnon fo h Pmn Adjumn. If ou k h No buon, ou w pop-up fo nng up o 2 n xpnon: Whn hngng h Rvd D o Chk #, uu no n o n No o xpn wh. If ou n No, hn Ck h OK buon o v. 36

37 Ck h OK buon o pod wh h Pmn Adjumn dpd on h n. Ck h Cn buon o x h Pmn Adjumn whou odng. Th omp h mnu on fo Pmn Adjumn. 37

38 Bgnnng Bn Bgnnng Bn h opnng bn fo own whn ou up h ommun on TOPS 4.0. Th h own bn fom h pvou ofw h m ou movd h ommun o TOPS 4.0 o h own bn whn ou ook ov mngmn fom noh ompn. Nom, h Bgnnng Bn nd hough h Sup Wzd on h Sup mnu ou n h homown nfomon. Howv, ou n u h opon und Own Bn o h n Bgnnng Bn fo own h w no nd pvou o o dju h Bgnnng Bn nd whn ou f up h ommun. Th oup of hng h unqu o Bgnnng Bn h ou houd undnd: No GL En Whn Bgnnng Bn non nd fo n own, do NOT gn bnng non n h Gn Ldg. I h on p n TOPS 4.0 wh ou n hng n own bn whou h ofw png n n o h Gn Ldg o kp h AR Subd Ldg n bn wh h Gn Ldg. Th good on wh Bgnnng Bn do no p n n o h Gn Ldg. Whn ou ng up h Gn Ldg bn fo ommun on TOPS 4.0, h Gn Ldg bn ou n up d nud h AR bn. So, f h ofw gnd Gn Ldg n fo h Bgnnng Bn, woud dup h bgnnng Gn Ldg bn. Tnon D Th d of h Bgnnng Bn houd w b h LAST DAY of h ounng pod ju po o whn h ommun d up n TOPS 4.0. Enng h Bgnnng Bn on h d of h pvou pod w u h h ofw n pop g hown b n.i f ou d h Bgnnng Bn non on h 1 d of h ounng pod, w h Bgnnng Bn non p of h ounng monh nd how h non on AR v po dong h u hg nd pmn fo h f ounng pod on h ofw. Fom h Own Bn n, f h hom nd own. Ck Bg Bn buon o n o hng h Own opnng bn. 38

39 On ou k on h Bgnnng Bn buon, ou w h n fo nng Bgnnng Bn. If h own h Bgnnng Bn non d, w b dpd o n b hngd: Exng Bgnnng Bn Tnon W ov hd m on h n oou undnd. Chg Cod Th 2 dg Chg Cod ud b h AR modu o kp k of h own bn. Whn mkng Bgnnng Bn non, ou n bow h v Chg Cod fo h ommun b kng on h down bow ow. Dpon Th Chg Cod Dpon up n h h Chg Tb (fo ung hg) o h M. Chg. D Th D of hb g nn ngb n n on n hown h g nd pmn ho. W ommnd h Bgnnng Bn b nd wh LAST DAY of h ounng pod bfo ng h ommun on TOPS 4.0. Th w op h Bgnnng Bn non fom bng pkd up AR v n h f ounng pod on h ofw. Rommnd: 12/31/07 NOT 01/01/08 Rmmb - Th d of h Bgnnng Bn non hng hown b n of hd n dh.tharmodu w no ognz h djumn on n po h dd PRIOR TO h Adjumn D. Amoun Th Bgnnng Bn Amoun du fo h Chg Cod. If h own ow mon und h hg od, n h moun pov numb wh no gn. If h own h d bn, n h moun ngv moun wh mnu (-) gn, hough w ommnd nng d und h Ppd bow. 39

40 Off Aoun # Th h GL Aoun # h ud b h Chg Cod o od I n om f o h Ch gcod.s n hb g nn ngb n do no gn n Gn Ldg n, do no m wh h Off Aoun fo n Bgnnng Bn non. Th ju dpd fo ou nfomon on. Th Off Aoun om fom h Chg Tb o M. Chg up fo h Chg Cod. You n ovd h dfu Aoun # nd n n vd Aoun # fom h Ch of Aoun f ou wh. You n bow h Ch of Aoun ung h down bow ow o h Off Aoun # f ndd. W omm nd ou v hof f A oun# f obgnnng Bn non. No h hkbox opon h boom of h Bgnnng Bn n. If ou hkmk h opon, w d ALL h hg nd p m n n on n hown p m nh o no ju Bgnnng Bn non. Somm ou mgh wn o do h o ov wh pu own. If ou hkmk h D Ho opon, ou w h wnng: Wnng You w h wnng bu kng h on n ou p ob mb u hown h g ndp m nh o o d vng h own wh zo bn du. I n o mk o h AR Subd Ldg do no bn wh h vb oun n h Gn Ldg. Ck Pod on f ouw n o hown p m nh o. Ck h C buon o xng Bgnnng Bn non dpd on h n. If ou k h C buon, ou n hn n Bgnnng Bn non o h Chg Cod. Th S Ppd bu onh odow hown whoh vp p d Cd Bgnnng Bn. S h on on Bgnnng Own Cd fo mo nfomon on hndng Ppd Cd. Ck OK buon o p h Bgnnng Bn non dpd on h n. Ck h Cn bu on o x hown B g nn ngb n n WITHOUT vng n hng. 40

41 Bgnnng Own Cd If homown h bgnnng d bn, ou oud n ngv ung mnu gn o on of h Chg Cod on h Bgnnng Bn n. If ou do h, h d w how und h Chg Cod nd b bobd fuu hg ddd o h Chg Cod. A b w o n bgnnng d bn o n o Ppd Chg Cod nd b ppd uom o fuu own hg b h ofw. Sng h Own Bgnnng Bn n: Own Bgnnng Bn No h S Ppd buon. If homown h d Bgnnng Bn, k h S Ppd buon o n. You w h n fo ng h Ppd Chg Cod: S Ppd Chg Cod L g oov how ou h n. 41

42 D Agn, h d of h Bgnnng Ppd Bn houd b h LAST DAY of h pvou ounng pod bfo ng h ommun on TOPS 4.0. Cod Ck on h f n und h Cod hdng o mk h v fd. U h down bow ow o opn up bow n of h Ppd Chg Cod. Th w ook k h: PP Th mn Ppd Chg Cod. An d bn h w b ppd gn fuu hg whn h App Ppd pfomd. PP XX Whn Chg Cod ppndd o h PP Chg Cod, hn n d und h Ppd Chg Cod w ONLY b ppd gn bn du und h hg od. Fo xmp PP-A1 w on pp d gn hg du und Chg Cod A1 nd no oh Chg Cod. Th n b Ppd Chg Cod fo v Chg Tb nd M. Chg Cod. Cd w ONLY b ppd gn bn du und h Chg Cod un h gn Ppd Chg Cod (PP) ud. An Ppd bn und od PP w b ppd gn bn du ung h Chg Cod od pfd n h Ch Appon Tb fo h ommun. 42

43 Doub k o Ppd Chg Cod. Thn n h d bn fo h Chg Cod. En Cd Bn In h xmp bov, h Bgnnng Ppd Bn w nd o h gn ppd Chg Cod PP wh w b ppd o fuu hg bd on h Ch Appon Tb fo h ommun. Ck h C buon o n Ppd Cd non howng on h Bgnnng Bn n. Ck h OK buon o p h Bgnnng Ppd Cd dpd on h n. C k hc n bu on o x hown B g nn ngp p dc d n WITHOUT vng n hng. Af Bgnnng Ppd Bn nd fo n own, h o moun of h d dpd on h Bgnnng Bn n on h PP Cd Ppd n: Th omp h mnu on on Bgnnng Bn. 43

44 No No nd hough h AR modu dffn hn gu Own No. Rgu Own No od p of h own od n h Own Db modu. No n d n harmodu o d p of hown p m nh o.i w o od No o doumn onvon ou hd wh h homown gdng h oun bn o pmn ho. Wh n oum k n dj u m n o nown b n, h h oug hadd/ W vo Pmn Adjumn, ou n n 2 n No o xpn h on fo h djumn. Th No o d d n hown p m nh o.i f ouu hcoon Aon p of h AR modu o nd dnqun, h on ou k gn own w hb n o o d d u om No n hown p m nh o. Th No nd hough h Own Bn o odd d n hown pmn ho. Th onno o d d n hown p m nh o,wh n ou v w ng nown h o, ouw hp m nh o no h h vb n n d.i f homown qung h ou wv f, ou n f h own h ho of png nd bng pkd up b h Coon Aon wh dnqun bng n. Bng b o h ho mgh ff ou don on whh o wv L F o no. So No n h pmn ho v mpon w o doumn hng bou p u own ounh o. Fom h Own Bn n, f h hom nd own. Ck h No bu on o n No n hown p m nh o. Youw h nf o n ngno n hown p m nh o : Pmn Ho No Th n o undnd, bu w w ov h m n un. 44

45 D E hno d d ndw d p on hown p m nh o w hh D h nd. No A f-fom No fd wh ou n p h No ou wh o od n h own p m nh o. Whn ou opn h own pmn ho No uom go o h f vb nw No n. Howv, ou n o k h Add buon o jump o h nx vb nw No n. Ck o hghgh No, hn k h D buon o d h hghghd No. H mp own No : Smp Own No No h ou n hv mup n n ou No. Eh n w hv d. Ck h OK bu on o o d n hown p m nh o. Ck h Cn buon o qu h own No whou odng. 45

46 H hw P m nh o No wou d ook n hown p m nh o : Pmn Ho No No g w o doumn onvon, on o xpnon fo hng h f f nown b n. Th omp h mnu on on own pmn ho No. 46

47 L Opn h Fom L pogm h o nd pn uomzd fo h own. Fom L mp h u mg od o n own nfomon no h ung n h ook k w ndvdu pd. In ddon o h own nm nd dd, h mg od fo vu ALL h d bng kd fo n own nudng h un oun bn. Th o mg od fo ommun nfo nd h mngmn ompn, wh ppb. Fom L n o b ud o bo, bng mn o n fom ou n hnk of o nd o on o own. Fom L powfu nd fxb oo h ou n u n v of w. P onu Fom L wh n h mnu fo fuh xpnon of how o Fom L nd u h Mg Cod. Coon & Voon L If ou pn h hough Own Mnn, ou w NOT hv ho of h k ou woud ung Coon Aon (AR Modu) o pn oon o ung Voon Aon (CCR Modu) o pn voon. Thfo, w do NOT ommnd pnng h ung h L buon on h Own Mnn n. Fo pupo of xpnng Fom L h, w w ju ov h p o pn Fom L fo h own h w d on h Own Mnn n. Th on fw p nvovd o pn n own. Ck h L buon o nd pn fo h Own. You w h Fom L h x n h ommun: S Fom L Ung h mou, hghgh h Fom L ou wh o pn fo h own. 47

48 I f h do no x, ou n up on-h-f b k ng h Nw buon, hn png h nm nm on h bov n on n mp n, hn p h bod of h mp. Agn, w w no ov how o nw fom h h, h w b ovd wh n h mnu und Fom L. Fo ou pupo h, w w um h mp do x d. Th mp w opn k h: Fom L Tmp To pn h fo h own, mp k on h h pn buon o h F, hn Pn on h dop down mnu. You n hn h pn nd h w pn wh h ommun nd own nfomon nd no k uom. A PDF op of h w uom b od n hmn n h homown on f bn whh ou n n Mnn Own. If ou mk hng o h mp wh opn, b u o Sv h hng. You n Sv hng b kng h Dk buon o k F, hn Sv. Th how opnng uom fo h d own. 48

49 Invo You n pn n Invo o Smn fo n own fom h Own Bn n. Th w o pn Invo o Smn fo d homown vu pnng hm fo h n ommun whh don und h B & Coupon mnu b n h AR Mnu. Th wo p of b ou n pn fo n own: Smn how h hg nd pmn v fo ng of d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Invo how bn du o bn fowd of uoff d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Fom h Own Bn n, k h Invo buon hn h p of b o pn nd omp h opon. Th own B n ook k h: Own B W ov h m on h n nmo d b ow. 49

50 B Tp S h B Tp ou wh o gn fo h own. Th ho : Smn how h hg nd pmn v fo ng of d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Invo how bn du o bn fowd of uoff d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Mk h on of h B Tp. Fom S on of h foowng fom p: 8 ½ b 11 fu pg fom wh h own nm nd dd poond o f ndd #10 wndow nvop. 2 W M f ou u do mx pn, ou n od d m fom fom ou TOPS 4.0 fom upp o h ou b pnd n d nvop d o m f pung pog on. 3 P Pg bf b dgnd ound pfd fom wh 3 b pnd p pg. Th v onom w odob ng.thown n m nd dd poond o f ndd #10 wndow nvop. T Off 8 ½ b 11 fu pg b wh -off un oupon h own n nd bk wh h pmn. Th own n m nd dd po on d of ndd #10 wndow nvop. Mk h on of h b Fom. Pod Th d o b ompd h w hng dpndng on whh ou d Smn o Invo B Tp bov. Smn Comp h d: S D h bgnnng pod d fo howng h own hg nd pmn v. End D h ndng pod d fo howng h own hg nd pmn v. Du D h d h pmn du fom h own. Invo Comp h d: Cuoff D Th d o u h own Bn Fowd on h b. TOPS 4.0 w ook h hg nd 50

51 pmn ho up hough nd nudng h Cuoff D n dmnng h Bn Fowd. Du D h d h pmn du fom h own. 51

52 Th hkbox opon w nud h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b fo n own. If ou hkmk h opon, ou w h fd pp: Thd f u Cu nch g,bu ou n n n Dpon ou wh. Bng Info Comp h nfomon: Pod Dpon En h hdng fo h B. Fo xmp: M 2007 Pn Pmn Ho No A hkbox opon h w pn n pmn ho no on f fo h own. Th dfu NOT o pn h No, whh nom h opon o u. Mk Chk Pb o Th dfu w b h Run Pmn Info nm n h Own Cono F, bu ou n hng h f ndd. Run Pmn Add h dfu w b h dd fom h Run Pmn Info n h Own Cono F, bu ou n hng h f ndd. U h down bow ow o on of h oh Run Pmn Add n h Own Cono F. Mg En mu-n mg o b pnd on h b. Eh n onn 50 h, h no x wppng down o h nx n. You mu u h TAB k o mov down o h nx Mg n. No h hkbox opon h boom of h n. If ou hkmk, B w b pnd wh h Sond Own Nm, f n, on f fo h hom. Th Inud Bn Fowd hkbox opon h boom of h n w nud bn fowd on h B. If ou unhk h opon, hn no Bn Fowd w b pnd on h B. Th B woud on how un pod o fuu hg v wh no Bn Fowd. Ck h Pn buon o pod wh pnng h own B wh h d nd opon ou d. Ck h Cn buon o x fom h own B n WITHOUT pnng h B. 52

53 If ou kd h Pn buon, ou w hn n fo mkng fuh ho on h B fom ou wh o pn fo h own: S Fom You n fom n of h Fom opon: Pn Pp TOPS 4.0 w fom pofon ookng B fo ou. P-Pnd Fom w/run Add Cnd U P-Pnd fom vb fom ou TOPS 4.0 fom upp. Dnm Sm Fomo Gph Communon P-Pnd Fom w/run Add on Lf U P-Pnd fom vb fom ou TOPS 4.0 fom upp. Dnm Sm Fomo Gph Communon Fod S L Sz Pn on fom dgnd fo fod/ mhn vb fom: Dnm Sm Fod S Lg Sz Pn on fom dgnd fo fod/ mhn vb fom: Dnm Sm Chkmk h opon o bkdown h own bn b Chg Cod. Th woud h own x wh mk up n bn du. Ck h OK buon o pod wh pnng h own B. Ck h Cn buon o x whou pnng h own B. 53

54 Fuu Chg I f ou h k d hop on oi n udfu u Ch g on hown B, ou h nh v h hn o whh Rung Chg o nud: S Fuu Chg Doub k h Chg o Inud h Fuu Chg on h B. No h dfu nw NO o nud h of h Fuu Chg. To hv h Fuu Chg nudd on h B, ou hv o hng h NO o YES b kng on h NO. Fuu Chg Sd On h Fuu Chg hv bn d o b nudd on h B, ou d o pod wh h B pnng. Ck h Nx buon o pod wh pnng h own B. You n hn mk ou pn on. Ck h Cn buon o x whou pnng h own B. Th omp h mnu on on pnng own B fom h Own Bn. 54

55 Coupon You n pn pmn Coupon fo n own fom h Own Bn n. Th w o pn Coupon fo d homown vu pnng hm fo h n ommun whh nom don und h B & Coupon mnu b n h AR Mnu. Bu ou do hv h opon o pn oupon fo n n ommun o poon of ommun fom h Own Bn f ou wh o do o. Fom h Own Bn n, k h Coupon buon, hn h p of oupon o pn nd omp h opon. Th own Coupon n ook k h: Own Coupon W ov h m on h n nmo d b ow. Pn Fo Bu ou pnng Coupon fom Own Bn f ng hom, h dfu opon o pn Coupon fo h Sd Hom. Bu ou n fom h oh opon f ou wh: A Hom pn Coupon fo v hom n h ommun wh h Coupon opon ou. Rng of Hom ou n bgnnng hom nd ndng hom o hv Coupon pnd fo h hom n h ng. Son/Budng pn Coupon fo ju Son o Budng wh ou hv h up n h Own Db. 55

56 Pn Od If ou n Pn Fo opon bov oh hn h dfu of Sd Hom, ou n h Pn Od. Cho nud: S Add pn Coupon n od fom h f S on f n h ommun o h n ndng od fom ow dd # o hgh. Aoun Numb pn Coupon n ndng od fom h ow Aoun # o h hgh. Lo/Un Numb - pn Coupon n ndng od fom h ow Lo/Un # o h hgh. Own L Nm pn Coupon n phb od ng wh h A o Z. Zp Cod pn Coupon n Zp Cod od o ou n k dvng of pod m. I w pn n ndng od fom h ow Zp Cod # o h hgh. I f ou j u p n ngcouponf o h dhom, oudon nd o mk n on h. Bgnnng Y Th Y h Coupon o b pnd fo. I w dfu o h un Y, bu ou m n n Y ou wh. If h Coupon w ng no h foowng, ou woud n h Bgnnng Y h. Bgnnng Monh ThMon hf o hf Coupon.I d f u o 01 b u nom ou wn o pn Coupon fo n n, bu ou n hng o n Bgnnng Monh. Du D Th D of h Monh h pmn du b. Nom, pmn du on h f of h ounng pod, o d f u o h D 01,bu ou n h ng hd o ndu D fom Fom Th v Coupon Fom ou n fom. Th dfu 3 p pg Sub Rgh, bu ou n k h down bow ow o fom n of h Coupon Fom: 3 P Pg Sub Rgh Th fom w pn 3 Coupon on pg wh h Sub pnd o h gh of h Coupon. Wh h fom, h own nm nd dd w how hough ndd #10 wndow nvop. 3 P Pg Sub Lf Th fom o pn 3 Coupon on pg wh h Sub pnd o h f of h Coupon. Wh h fom, ou m nd p wndow nvop o how h own nm nd dd. 4 P Pg Sub Rgh Th fom w pn 4 Coupon on pg wh h Sub pnd o h gh of h Coupon. Wh h fom, h own nm nd dd w how hough ndd #10 wndow nvop. 4 P Pg Sub Lf Th fom o pn 4 Coupon on pg wh h Sub pnd o h f of h Coupon. 56

57 Wh h fom, ou m nd p wndow nvop o how h own nm nd dd. Th Coupon fom vb fom ou fom upp: Dnm Sm Fomo Gph Communon Mg Bu p v md on Coupon, ou m n bf, on n Mg up o 30 h n ngh. You m o v h bnk f no ndd. Run Pmn Add Th Run Pmn Add w dfu o h Commun Add, bu n u h down bow ow o on of h oh Run Pmn Add n h Own Cono F. If ou k h down bow ow, ou w h ho: S Run Pmn Add Ju k on h do buon o dffn Run Pmn Add. Ck h OK buon f mkng on h. Chkmk h opon o pn Coupon fo own h png b D Db. Th dfu NOT o pn Coupon fo own png b D Db o v ou m nd pog. Chkmk h opon f ou do wh o pn Coupon fo ho own png b D Db. Chkmk h opon o j o h op of nw Coupon pg f fnh pnng Coupon fo on own, hn d o pn Coupon fo h nx own. Inud Whh of h 4 Own Tp do ou wn o nud whn pnng Coupon. You n fom: Cun Own h mn own of h hom who 57

58 hkd o v Coupon und h Own Fg ( h Fg on nx). Th Cun Own hkd b dfu o v Coupon. Rdn/Tnn Th woud b n. Nom, h woud no v pmn Coupon, o h dfu o v hm unhkd. Pvou Own Nom, ou woud no b ndng pmn Coupon o Pvou Own, o h dfu o v hm unhkd. Dvop If h Bud/Dvop who own unod hom, ou n nd hm pmn Coupon f ou wh. B dfu, Dvop hkd o hv Coupon pnd. If h no Dvop/Bud ownd hom n h ommun, hn do no m f h hkd o no, no Dvop/Bud Coupon woud b pnd. You n whh of h 4 Own Tp o nud whn pnng Coupon. Nom, h dfu of Cun Own nd Dvop/Bud h o on n mo. M. Th on on opon h: If ou hv hom wh ond own, ou n hv h Coupon pnd wh h nm w h mn, Cun Own. Chk h opon o hv n Sond Own Nm nudd n h pnd Coupon. 58

59 A omp Coupon n woud ook k h: Own Coupon On ou hv ompd h Coupon opon n, ou now d o pod wh h Coupon pnng. Ck h Pn buon o pod wh pnng Coupon fo h own. Ck h Cn buon o x whou pnng Coupon. 59

60 If ou kd h Pn buon, ou w hn h S Chg n: S Chg Th Chg Tb fo h ommun hown o ou n vf whh on o nud on h Coupon. Bd on h Fqun (Monh, Qu, B-Monh, Sm-Annu, Annu) of h Chg Tb, ou w fu woh of pod uom hkd fo ou o ou n pn oupon fo up o no h fuu. S Pod o hng h numb of Coupon o b pnd o m hn fu, ou w nd o unhk h pod. Fo xmp, o on pn Coupon fo h own hough h nd of h un, ou woud nd o unhk h pod n h foowng. So mgh nd up ookng k h: S Chg Cun Y On Mk u ou hv ju ho pod hkd h ou wn o pn Coupon fo. Ck h S A buon o hkmk ALL h hg pod howng on h n. 60

61 Ck h C A buon o unhk ALL h hg pod howng on h n. Somm h bu h pod o b hkd f ou p h md-pon of h un nd ou wn o pn Coupon ju o h nd of h fo h own. Ck h OK buon o pod wh h Coupon pnng. Ck h Cn buon o x fom h Coupon pnng. If ou kd h OK buon, hn ou w h foowng n o mk u h moun on h Coupon o: S Cun Chg Th ng v ou h h n o wh h hcoupon f o hcu ny Chg o Nx Y. Tp, whn ou pn Coupon fom Own Bn, ou ju ng o pn pmn oupon hough o h nd of h un. So h dfu of YES und h U Cun Chg oumn nom o. Nx Y Chg If ou dd wn o pn Coupon fo h foowng, ou n hng h YES o NO fo h Chg Tb, hn n h moun of Nx Y Chg no h Chg Tb bfo pnng Coupon. Chngng h Chg Amoun h w no ff h moun od n h Chg Tb fo h Cun Y, w mp kp h Nx Y Chg on f un -nd, hn ou upd h Chg Tb fo h nw moun. Ck h Nx buon o pod wh pnng h Coupon. You n hn mk ou pn on. Ck h Cn buon o x whou pnng h Coupon. Th omp h mnu on fo pnng Coupon fom Own Bn. 61

62 Fg Fg hkmk box h ono on fo h own uh mng b, b & mn, hod pmn, hod oon on nd d db pmn up. Chkmk o unhk h ono nfomon ndd o g h u ou d. Th funon of h Fg w b xpnd bow. Fom h Own Bn n, k h Fg buon o h ng fo h Own. Th own Fg ook k h: Own Fg W ov h m on h nn mo d bow. 62

63 Ad Amn Th n opon whn dng wh dnqun own. I ognz h h mnnn f n nnu mn bokn up no nmn pmn o mk mo ffodb nd onvnn fo own o p. In ommun h ow fo monh, qu o m-nnu pmn, f n own dnqun, ou n d h n unpd mnnn f fo h mnd of h dnqun, hb ng h fuu nmn pmn, o ou on hv o k on g on gn h own fo o onof h n m n n n f. T p, no wn d bn ddd ung h Add/Wv funon n h Aoun Rvb modu. If don o n h Add/Wv (ung h AC Chg Cod), h Ad Amn fg w uom b hkd h n h own Fg. Th Ad Amn f-mnnng m, mnng, ou p do NOT nd o h hkmk o unhk h box n h own Fg. TOPS w k of vhng fo ou. Ad Amn ovng n mo d n h mnu on p of Add/Wv own bn. Hod Dnqun No If n own dnqun nd h bn fd o n on fo oon on, ou n hkmk h o pvn TOPS fom ndng n fuh oon no o. Th hkmk n o b und h TOPS Coon Aon h p of h Aoun Rvb modu. Chkmk h box f ou do NOT wn o nd n fuh dnqun opondn o h own uom fom h TOPS Coon Aon. Unhk h box f ou wh o um ndng dnqun opondn o h own. Hod Pmn Chkmk h Hod Pmn box f ou wh o b wnd no o p pmn fom h own whn nng own h p. If h own n on oon on, h on m nu ou no o p n d pmn fom h dnqun own, hkng h box w hp o pvn h. Th fuh bnf of hkng h box. Und h Gob Fun onmodu, ouh v h b og n Ho dp m n f whh n b upodd o ou bnk o h n bok pmn fom bng pd hough h okbox m. B/Smn Chkmk f h own h on who houd vd B/Smn nd Coupon fo h hom. Wh h mup own of hom o n, h gv ou h b o pk nd hoo who v h B/Smn nd pmn oupon. Mng Lb Chkmk f h own h on who houd v Mng Lb fo h hom. Wh h mup own of hom o n, h gv ou h b o pk nd hoo who v h mng fom h ommun. 63

64 Sp Fom If ou ud h Fom L pogm o p fom, k uomzd b, o nd o om o own n ommun, hkmk h box o nd whh own houd v h Sp Fom. D Db If h own h d o p h mnnn f b D Db, hkmk h box, hn omp h D Db bnk up. TOPS h h bu-n b o gn h qud NACHA f und h D Db mnu b on h Gob Funon mnu. Th foowng nuon o omp h D Db up fo n own: D Db Sup Bnk ID Th9d g ABA# h d n f hown b nk.i hf of MICR numb on p own h k. Aoun # - Thown b nk oun#.a houg h h m b p w h n h Aoun # on h MICR n of h hk, do no n wh p h. I houd b nd on onnuou numb. Chkng Chkmk f h oun o b D Dbd hkng oun. Svng - Chkmk f h oun o b D Dbd vng oun. Do no b onnd wh h fd hown h op of h n Addd, Td, L Db. Th fd updd uom b TOPS ou wok wh h D Db m. Th nfomon dpd h n ou nd. U h C bu on o hown b nk nf o. Ck h OK bu on o v n h ng m d o hown D Db bnk nfo. Ck Cn o h n h ng m d o hown D Db bnk nfo. Sn Nvgon U h Aow buon o mov fom hom o hom ng on h Fg n o jump o h LAST/FIRST hom. Th ow nvgon n b hnd whn ou wn o vw/hng Fg fo v homown m. 64

65 Th Sh buon ou pu hom n h ommun nd jump o h Fg n fo h hom. Th OK buon v n hng o h Fg fo h Own. You w x o h Mnn Own n. Th Cn buon h n hng md o h Fg fo h Own. You w x o h Mnn Own n. Th omp h mnu on on own Fg und Own Bn. Th o omp h mnu on on Own Bn. 65

66 Ch Rp Though h mnu ho ou n n own h p, mnou h p nd mk bnk dpo. Ch p n don n bh pong mod, mnng, ou bh, whh nohng mo hn goupng of pmn, hn pfom Po f un on o u upd h mf o hp m n. Th wo knd of h p: Own Ch Rp pmn vd fom ommun homown M. Ch Rp non-own pmn vd fom oh p. W xp nmo bou h p of h p n h m nu on. Fom h AR mnu, k h Ch Rp mnu b. On h "Ch Rp Mnu" ou w h ho: Ch Rp - ou n h Own h p nd pp bnk dpo. M. Rp - pmn no vd fom homown, uh, n, vndng mhn nom, und oom, gu f,. Mk Dpo ou own h pb h whh hv d bn nd nd do h dpo no h bnk whh hn upd h Gn Ldg modu fo h h p. 66

67 Own Ch Rp TOPS 4.0 Sofw w gud ou hough h npu of own pmn vd, nudng h dbuon of h pmn bd on moun du h m. Th "Ch Appon Tb" up fo h Commun dmn h od n whh pmn uom ppd o bn du. You m ovd h uom pmn dbuon on n pu hk. Th qun of vn h nd o b foowd o b ud h Own h p ppd o. Th od : Add Chg Du En Ch Rp Pp Bnk Dpo Th mmu b b o h h g du fom own n od o pp h p g n h mp op.i f oun d o pp h g ohom own on-h-f wh nng h p, ou n do o ung h Add/Wv buon on h h p n n. Whn nng Own h p ou hv omp vb bou moun owd nd ono ov how pmn w b ppd. You hv h oppoun o h Own of hom nd pp h pmn gn "Pvou Own". Lkw, ou n ovd h dfu pmn dbuon f ou wh o pp h pmn dffn hn h dbuon od n h "Ch Appon Tb". P m n n d ob' Po d' no d oupd hown ' ounb n. Unpo d pmn n b hngd ndd. 'Pod' pmn nno b hngd d, ou mu u "Pmn Adjumn" fo n offng oon n f 'Pod' h p nd o b hngd. Bh B h j u g oupofp m n b ng n dow ng oupd h m. Th wo p of "bh" ud n h Ch Rp modu. Th : 1. Pong Bh Whn nng pmn no h m, "Pong Bh" d wh m gnd "Bh Numb". Th m u h m gnd "Bh Numb" o kp k of h pmn nd no h "Pong Bh". 2. Dpo Bh A Dpo Bh on o mo "Pong Bh" goupd ogh fo dpo no h Commun' bnk oun. You m goup v d of "Pong Bh" ogh no on g "Bnk Dpo Bh" f ou wh. 67

68 Rp D v. Dpo D TOPS u non d b fo dmnng whh n Own dnqun o no n gvn pon. Tnon d h mjo dmnng fo n kng dnqun on uh "L F", "In" nd ndng oon no. Th 2 d of mpon n h h p pogm. 1. Ch Rp D Th d n d n o h D R v d f df o hown pmn. Th houd b h d h pmn w u vd. Th "D Rvd" h n ond ud b TOPS n dmnng whh n Own dnqun n gvn pon. Th dnqun pong pogm hk h h p d fo Own whn mkng h dmnon whh n Own houd hv on kn, k ppng "L F" o nd ng L L. Mk u h "D Rvd" o whn ou nw h "Pong Bh" o dd o n xng "Pong Bh". 2. Dpo D Ud h d of h h p non n h Gn Ldg, Chk Ronon modu nd fo h Ch Rp Joun. Th d no ud fo dmnng Own dnqun. Fom h Ch Rp mnu, k on Ch Rp buon. You w h Own h p bh ono n: Bh Cono Fom h ou n h k h Add buon o nw Own Ch Rp bh o u h down bow ow o vw xng Own Ch Rp bh. Ck h Add buon o nw Own Ch Rp bh. I w gn h nx vb Bh # nd dp h on h n d o pod: Bh Cono 68

69 Rmnd Th mnd h ow p of h n ou know h d ung own hg w ppd. Th mpon bu hg mu b ppd fo pod bfo h p nd f pmn o b ppd gn own bn o. Ck h OK buon o pod wh h own h p. Ck h Cn buon o x h own h p. If ou kd h OK buon, ou w h Ch Rp D n n: Ch Rp D Th Ch Rp D v mpon, ud h dfu d fo h own h p ou n du ng h on.i ou d h n ond f o h h p, mnng, ud o dmn whn o gv h own d fo h pmn, hfo, ono whh n own nm k ngp m n ono. En h d WITHOUT h h n MMDDYY fom. Exmp Ck h OK buon o pod wh h own h p. Ck h Cn buon o x h own h p. If ou kd h OK buon, ou w hn h n fo ng hom: S Hom 69

70 You n h hom nd own n b n of h mn: Aoun # (F3) Lo/Un # (F6) S Add (F2) Own L Nm (F5) Pfd A Th uom dfu fo nghom ndown h P f da m hod fo ng hom n h Own Cono F. Bu ou n u n of h bov mhod nd wh bwn hm o hom fo nng Own Ch Rp. Ho Buon You n o u h hobu on k o h ng oum hodof nghom h hn u h mou. Th n b hnd whn dong kbod nnv funon k Own Ch Rp. On ou h hom, ou w h own nm dpd ong wh h un bn du, f n: Own Ch Rp 70

71 Whn ou hom, uom dp h pm un own. To n pmn o dffn own of h hom, Mup Own bow. Mup Own If h mup own od fo hom, uh Pvou Own o Rn, ou n n h h p o n of h own. No h Mup Own box n h upp gh on of h Ch Rp n: Ck h S (F7) buon o h own fo h hom o ou n omon oh hn h pm un own. S Own Eh doub-k on h own o hm o k on o hghgh, k h OK buon o un o h Own Ch Rp n n wh h own ou d dpd. Th Cn buon w un ou o h Own Ch Rp n n wh h pm un own d. Sng bk on h Own Ch Rp n: Own Ch Rp 71

72 W v w hm j of un onon hown C hr pn o ou undnd how o u hm. Bn Th how h bn du po o h own pmn: Th pmn dbuon of h n how h bkdown of h Po Bn b hg od. En Pmn Th h box wh ou nng h moun pd fo h own. I ook k h: Th 3 fd fo nng h p o n own: D Rvd Th non (ffv) d fo h own p m n.i w dfu o h Rp D ou nd whn ou d h h bh. Amoun Pd Th o moun pd b h own gd of how h pmn w b dbud gn h bn du. Chk # - I g ood d o n hch k#, f n, p of h ho of h pmn. Th w, f h dpu ov ho wn b n, ou ng v h m h Ch k# o h n h h dpu hmv. U h opon o mov bk nd foh hough h own pmn d nd n h h p bh. Pmn Dbuon 72

73 On ou n h pmn nfo, h popod pmn dbuon w b dpd: Popod Pmn Dbuon Th Pmn Dbuon bd on h od ou pfd n h Ch Appon Tb whn ou up h ommun. I w w dfu o h dbuon, bu ou m ovd o dbu h pmn n w ou wh. Amoun Rmnng If ou mnu hngng h pmn dbuon, ou w h Amoun Rmnng o b dbud n h box bov h dbuon n: You nno x fom h Own Ch Rp n un h own p m n omp dd bu d. F2 En h Amoun Rmnng o h hghghd dbuon Pmn n. Th gv onvnn w o omp h pmn Dbuon dbuon whn ou mnu ovd h dfu dbuon Opon nd dbung h pmn ouf. + Sgn If n own bn bkdown how d bn n hg od, n + gn, hn h moun of h d o (zo ou) h d. You n hn dbu h d gn oh bn du. A ompd Own Ch Rp woud ook k h: Own Ch Rp 73

74 Th Own Ch Rp bov now omp wh h pmn fu dbud. W d u hbu onf un onon hown C hr p nng h boom of h n. Ck h C Dbuon buon o h popod pmn dbuon o ou n dbu h Own Ch Rp mnu. Ck OK o p h Own Ch Rp hown. Th w h n o ou n noh hom o x. Ck Cn o h Own Ch Rp howng on h n. You n hn noh hom o x. Ck Co o p h Own Ch Rp howng on h n, f n, nd x h Own Ch Rp n n. Buon h op of h n : Ck h D buon o h Own Ch Rp howng on h n. On pod, n Own Ch Rp nno b dd. You mu u Pmn Adjumn o hng pod Own Ch Rp. Ck h Ho bu o n ov w h n h o of h own h g n d pmn ho. I woud ook k h: Own Pmn Ho Whn ou don v w ng hown p m nh o, k hco buon. Ck h Add/Wv bu on o dj u hown b n.p h p oun d o dd hg o h own bfo ppng h h p. You n do h hough Add/Wv. If ou k h Add/Wv buon, ou w h djumn n: Own Add/Wv 74

75 I how omp b kdownof hown u nb n du.you n dd nw hg bfo nng h h p o ou n pp h pmn gn h nw hg. You n o wv bn howng on h n f ou wh. Fo mo nfo on Add/Wv own hg, h mnu on und Own Bn. C k hno bu on o n no d n o h own p m n ho. If ou k h buon, ou w h n fo nng h No: En Pmn Ho No You n n d fo h No, hn h No f. Ck OK o v h No o hown p m nh o. Fo mo nfo on pmn Ho no, h mnu on und Own Bn. Bk on h Own Ch Rp n: Own Ch Rp 75

76 Whn ou don nng Own Ch Rp, k h Co buon. On ou k h Co buon on h Own Ch Rp n n, ou w ng of h pmn nd no h pmn bh: Unpod Pmn Bh Th h own pmn n h bh ong wh o of h pmn. A h po n, hown p m nh o h NOTb nupd df o hp m n n d. Th pndng pmn h ou n hng o d. Pong h bh, buon on h n, hf un on h u o d hp m n n hown p m n ho. Ck h OK buon o x fom h unpod bh n whou podng. You mgh wn o v h bh opn o ou n n mo pmn o. Ck h Cn buon o x fom h unpod bh n. I w v hp m n n d. Ck h Add buon o n mo own pmn o h bh. 76

77 Ck h Pn buon o h pmn n h bh ong wh h p opo dd bu on g n hown b n du. Ck h Po bu on o u upd hown p m nh o f o h pmn n h bh. You MUST Po h bh o gv h own d fo mkng h pmn. Up un ou Po, ou n mk hng o h pndng pmn. Af Pong, ou nno hng pmn. Ind, ou mu u Pmn Adjumn ( Own Bn). On ou k h Po buon, ou w b kd f ou wh o pn Pong Rpo: Th dfu NO n h po v m o h bnk Dpo Rpo ou w pn fo h own pmn. If ou do wh o pn h po, k h YES buon, hn ou pn opon. Af ou nw h Pong Rpo quon, h m w pod o Po h p m n o hown p m nh o.th w g v hown d f om k ng h pmn ffv on h h p d ou nd. Pong Comp Ck h OK buon o h mg. In h, h Cn buon w hv no ff n h pmn hv d bn Pod. Af ompng h Pong of h pmn, ou w Dpo Rmnd: Dpo Rmnd 77

78 Ahough Pong h pmn gv h own d fo mkng h pmn n h own p m nh o, do NOTupd hg n L dg ndch k Ronon modu fo h pmn. Pfomng h Dpo funon u upd h Gn Ldg nd Chk R modu fo h pmn. W p h Pong nd Dpo o gv uom hn o umu v d woh of own pmn bfo mkng dpo n h bnk. Th ow ou o n h own pmn wh h o h p d o mk u h own g d on h gh d wh ng ou dd whn ou wh o k h pmn o h bnk o u dpo hm. W v w h m on hd po Rmnd n. Dpo D Th ffv d of h Dpo. Th d w b ud o od h o moun of h pmn n h Gn Ldg nd h Chk Ronon modu. Pn Dpo Sp A Dpo Rpo w b pnd uom whn ou pod wh h Dpo. Th hkbox kng f ou wh Dpo Sp Rpo h mo bnk p h dd ng of h pmn n dpo. Th n v ou m ov hvng o mnu w h own pmn on dpo p. Ck h OK buon o pod wh mkng h Dpo. Th w od h Dpo n h Gn Ldg nd h Chk R modu. Ck h Cn buon o x WITHOUT dong h Dpo funon. You n om bk o h h p bh o do h Dpo whnv ou wh. If ou kd h OK buon, ou w ou pn opon fo h Dpo Rpo: Dpo Rpo Pn Opon ThD p o R po n mpo np of ou oun ng ud.i h own who h md pmn n h bh ong wh h dbuon of h pmn gn h bn du. Th po o how n ounng umm of h Gn Ldg n d ffv on h Dpo D. I mpon o kp h po. Pn To S fom h Pn To opon: 78

79 Pn (h dfu) ou n hn h pn Sn dp h Dpo Rpo on h n bu do no kp hd op of h po fo n ud. Th no ommndd. F o op of h Dpo Rpo on h ompu wh n b vd nd pnd n m. Ck h Pn buon f mkng h Pn To on bov. Th w pod wh pnng h Dpo Rpo. Ck h Cn buon o x WITHOUT dong h Dpo funon. You n om bk o h h p bh o do h Dpo whnv ou wh. 79

80 M. Ch Rp U h mnu on o n Ch Rp h fom ou oh hn Own' pmn o fo pmn fom Own h ou do no wh o k n h Own' Pmn Ho od. Exmp of Mnou Ch Rp : Tx Rfund Inun Cm Vndng Mhn Inom F Rn Mon Tnf I good d o kp h M. Ch Rp p fom h Own Ch Rp. Fo ud, u dffn bnk dpo k fo h wo p of p. I hpfu o w h ompn o ou dpon fo h Mnou Ch Rp on h dpo k fo fuu fn w n h dpon whn odng h pmn n TOPS 4.0. Whn ou u h funon, h m w uom upd boh h Gn Ldg nd h Chk Ronon modu of h d ou n fo h M. Ch Rp. Fom h Ch Rp mnu, k on M. Rp buon. You w h M. Ch Rp bh ono n: M. Ch Rp Fom h ou n h k h Add buon o n nw Own Ch Rp. o u h down o vw xng Unpod M. Ch Rp. Ck h Add buon o n nw M. Ch Rp. If ou kd h Add buon, ou w hn nd o omp h fd: 80

81 Bnk ID U h down bow ow o h bnk oun wh ou wh o mk h M. Ch Rp. I w ook k h: S Bnk Ck on h o bnk, hn k h OK buon. You mu Bnk bfo ou n pod wh nng M. Ch Rp. Chk # En h Chk # h, f n. Amoun En h To Amoun of h M. Ch Rp gd of how h pmn o b dbud. Dpon En Dpon h xpn wh h M. Ch Rp pn. Th Dpon w how n h Ch Rp Joun, Gn Ldg nd Chk Ronon modu h Rfn fo h non. Dpo D Th ffv d fo h dpo. Th Dpo D ud o non n h Ch Rp Joun, Gn Ldg nd Chk Ronon modu fo h M. Ch Rp. Nx, ou w n h pmn dbuon fo h M. Ch Rp gn h GL oun wh ou wh h pmn o b dd. Aoun # En h GL Aoun # o u h down bow ow o opn up h Ch of Aoun o ou n h f GL Aoun o d h M. Ch Rp gn. You MUST GL Aoun # o d h h p gn. Dpon Th nm of h GL Aoun n h Ch of Aoun dpd h. Amoun Th Amoun of h M. Ch Rp h o b dd gn h GLA oun#.yo u nh vmu p n ofgla oun# of u dbu h o moun. You nno x h n un h o moun of h h p fu dbud. A ompd M. Ch Rp woud ook k h: M. Ch Rp 81

82 W v w h of hbu onf un onon h n. Ck h OK buon o p h M. Ch Rp hown nd pod. Ck h Cn buon o x fom h M. Ch Rp n dng h pndng non howng on h n. Ck h Co buon o x fom h M. Ch Rp n vng h pndng non howng on h n. You n hn om bk o Po. Ck h Add buon o v ompd M. Ch Rp non howng on h n, hn h n o ou n n noh M. Ch Rp non. Ck h D buon o omp d h M. Ch Rp non howng on h n. On ou k h Co buon, ou w n pndng M. Ch Rp non ou hv nd: Pndng M. Ch Rp 82

83 Th n w how ALL pndng M. Ch Rp non h hv no b Pod. Th Po funon wh u upd h ounng m fo h M. Ch Rp. W v w hbu onop on how ngon h n. Ck h Add buon o n noh M. Ch Rp. Ck h Pn buon o pn po howng h d of h pndng M. Ch Rp non dpd on h n. Ck h Po buon o upd h ounng m fo h M. Ch Rp. I w n n h Ch Rp Joun, Gn Ldg nd Chk Ronon modu. Un h M. Ch Rp Pod, h w no hv n ff on h ounng m. Ck h OK buon o h hghghd M. Ch Rp non. You n hn mk hng o f ou wh. Ck h Co buon o x fom h Pndng M. Ch Rp vng n non dpd on h n bu no Pong hm. You n hn om bk o Po hm m. If ou kd h Po buon, ou w hn h onfmng mg: Confm Pong Ck h YES buon o pod. Ck NO o x whou Pong h non. If ou kd YES o h Pong Confmon quon, ou w h Pn Opon: Pn Opon 83

84 ThM.C hr pr po n mpo np of ou oun ng ud.i h M. Ch Rp ong wh h dbuon of h pmn gn h GL Aoun. I mpon o kp h po. Pn To S fom h Pn To opon: Pn (h dfu) ou n hn h pn Sn dp h po on h n bu do no kp hd op of h po fo n ud. Th no ommndd. F o op of h po on h ompu wh n b vd nd pnd n m. Ck h Pn buon f mkng h Pn To on bov. Th w pod wh pnng h M. Ch Rp Rpo. Ck h Cn buon o x WITHOUT Pong h M. Ch Rp. You n om bk o Po hm whnv ou wh. 84

85 Mk Dpo Th mnu ho on nvov Own Ch Rp, no M. Ch Rp. If, whn ou w nng Own Ch Rp, ou Pod h h p bh, bu d NOT odo hd po f un on, h m nu ho ou nown h bh o omp h po. Dong h "Dpo" n mpon p n h Own Ch Rp, whou, h m do no ognz h Ch Rp n h Ch Rp Joun o Gn Ldg. I h "Dpo" oun h u n n o h Ch Rp Joun nd o h Gn Ldg fo h Own Ch Rp. Thfo, mpon o do "Dpo" on hk vd b h nd of h Aounng Pod o kp h Gn Ldg n 'n' wh h Dnqun Rpo whh u h "Rp D", no "Dpo Bh D", fo AR pong pupo nd Dnqun Aon. A "Dpo" n b md up of on o mo h "Pong Bh". "Dpo" h u pmn dpo md o h Commun' bnk oun. You n umu v d (o wk) woh of Own Ch Rp n h m bfo ppng "Dpo" o h bnk. Th "Dpo" oun mk h hk n h h "Pong Bh" "Dpod" of h d ou n. Th o of h Dpo Bh houd w qu h o of h u dpo k ppd fo h bnk. I good d o kp mnou h p (nun m, x fund nd oh non-own d p) p fom h Own Amn pmn dpo. I mk h ud muh. Fom h Ch Rp mnu, k on Mk Dpo buon. You w h pndng Own Ch Rp bh: S Ch Bh W v w hp o ofm k ngd po nd ohow ou hop onon h 85

86 n. Mk Dpo No h o umn d M kd po.thd f u n w NO nx o h h p bh. Th NO mn do no nud h bh n h Dpo. You mu k on h NO o hng o YES o nud h bh n h Dpo. Po Su Th wo pob u ng: U = Unpod Ch Bh un bh Pod, nno b Dpod. You woud nd o un o Own Ch Rp o Po h bh. P = Pod Ch Bh pod h bh n b Dpod. You n on Pod Ch Bh on h n bov. On ou hv hngd h NO o YES fo h d bh, w ook k h: Sd Ch Bh 86

87 Now ou d o omp mkng dpo of h Own Ch Rp bh. Ck h OK buon o pod mkng h dpo fo h d bh. Ck h Cn buon o x whou podng o mk dpo. If ou kd h OK buon, ou w h n o n h Dpo D: Mk Dpo Th Dpo omp h Own Ch Rp po. I h ounng non o od h dpo n h Ch Rp Joun, Gn Ldg nd Chk Ronon modu. W v w h m on hd po R m nd n. Dpo D Th ffv d of h Dpo. Th d w b ud o od h o moun of h pmn n h Gn Ldg nd h Chk Ronon modu. Pn Dpo Sp A Dpo Rpo w b pnd uom whn ou pod wh h Dpo. Th hkbox kng f ou wh Dpo Sp Rpo h mo bnk p h dd ng of h pmn n dpo. Th n v ou m ov hvng o mnu w h own pmn on dpo p. Ck h OK buon o pod wh mkng h Dpo. Th w od h Dpo n h Gn Ldg nd h Chk R 87

88 modu. Ck h Cn buon o x WITHOUT dong h Dpo funon. You n om bk o h h p bh o do h Dpo whnv ou wh. If ou kd h OK buon, ou w ou pn opon fo h Dpo Rpo: Dpo Rpo Pn Opon ThD p o R po n mpo np of ou oun ng ud.i h own who h md pmn n h bh ong wh h dbuon of h pmn gn h bn du. Th po o how n ounng umm of h Gn Ldg n d ffv on h Dpo D. I mpon o kp h po. Pn To S fom h Pn To opon: Pn (h dfu) ou n hn h pn Sn dp h Dpo Rpo on h n bu do no kp hd op of h po fo n ud. Th no ommndd. F o op of h Dpo Rpo on h ompu wh n b vd nd pnd n m. Ck h Pn buon f mkng h Pn To on bov. Th w pod wh pnng h Dpo Rpo. Ck h Cn buon o x WITHOUT dong h Dpo funon. You n om bk o h h p bh o do h Dpo whnv ou wh. Th omp h mnu on on Ch Rp. 88

89 App Chg You pp own hg hough h mnu ho, uh, mnnn f, p mn o n oh hg gn own up n h Chg Tb. Oh hg ppd on h mnu nud f, n on own bn, nd m. ung own hg. A h App Chg pogm wok h m w. You foow h po whn ppng hg o own: Au wok f wh h pndng hg Ed vw nd hng h pndng hg Po u upd h own pmn ho fo h hg W xp nmo bou h mon happ Ch g m nu n h m nu on. Fom h AR mnu, k h App Chg mnu b. On h "App Chg Mnu" ou w x ho: Shdud Chg pp h ung hg, uh Mnnn F nd Sp Amn, o h own n h ommun. Ppd Cd h h own fo n unppd d bn nd pp hm gn own bn du. I good o do h App Ppd gh f ppng h Shdud Chg fo pod. L F u nd pp f o dnqun own fo pfd uoff d. Cuon mhod n b ppd f do moun o pn of unpd bn. App In u nd pp n hg fo dnqun own fo pfd uoff d. In n b ud bd on d Chg Cod bn. Th n uon opon of mp o ompound n. Bh Adjumn dd o wv own hg fo goup of own, o own, h hn mk ng Add/Wv djumn und Own Bn. Bh Adjumn n b ung, mnng, ou mk h djumn h pod, o, h n b on-m djumn. Chg Tb U h mnu opon o dd, vw o hng ung own hg. W ov hm nu ho n u n. 89

90 Shdud Chg Th funon uom dd "M n n n F ( Amn) nd oh ung own hg o h hom n h Commun. Th mng of h hg onod b h u. Th m do no "uom" dd hg o own, ou mu h po. Howv, f ou u h opon Job Smng modu ou n up ung job uh ppng Shdud Chg whh n b pfomd uom fo ou. Shdud Chg h ung own hg up hough h Chg Tb. Th m und nd h F qu n of hch g T b nd hou dg v ou h o dfu whn ou ng whh Chg o pp n gvn pod. Whn ppng own hg, h mhod w h m: Au wok f wh h pndng hg Vw/Ed ou h k nd h ng hp nd ng h g, fn d d Po u od h own hg n h AR nd GL modu Whn pong, po pnd howng h hg ppd o hown oun p of h ud n p f o m ng h f un on h ng own b n. Fuu Chg If ou hv Fuu Chg up n ou Chg Tb (h nw moun o hg own p h of nw ), f h Effv D fo ppng hg qu o o f h Effv D fo hngng Chg Tb moun n h Fuu Chg up, ou w b pompd o TOPS uom upd h hg moun bfo podng o pp hg fo h pod. Fo mo nfomon on Fuu Chg, h mnu on on Chg Tb bow. Bkup W ommnd mkng "Bkup" of h Commun' f BEFORE "Appng Shdud Chg". Th w, ou hv omhng o go bk nd "Ro" f h pobm. Th no uom w o mov o undo "Shdud Chg" on h "Appd". Fom h App Chg mnu, k on Shdud Chg buon. You w h App Chg n: App Chg 90

91 Fom h ou n pp h gu, ung hg, k mnnn f nd p mn. Shdud Chg wok k uom own hg, foow h po: Au wok f wh h pndng hg Ed vw nd hng h pndng hg Po u upd h own pmn ho fo h hg W ov h m on hs h du dch g n o ouund ndhow ou. Effv D Thd hs h du dch g w bpo d o hown p mn ho od. If ou ung u ounng, h w o b h d Gn Ldg non w b d odng h nom nd vb fo h hg. If dong h ounng, no Gn Ldg non d. Th Effv D of n hg ud b h m n dmnng own bn du. Mk u h o d nd bfo podng. Fuu Chg If ou hv Fuu Chg up n ou Chg Tb (h nw moun o hg own p h of nw ), f h Effv D fo ppng hg qu o o f h Effv D fo hngng Chg Tb moun n h Fuu Chg up, ou w mg kng f ou wh o uom upd h hg moun bfo podng o pp hg fo h pod. Sop D If ou hv n of h Opon Chg Tb (C1C9) ob T mpo h g w hs opd,wh n hef f v D fo ppng hg qu o o f h Sop D, hn ho hg w no ong b ppd o own. Th hp pvn mpo hg fom bng ppd o own on h moun, k 91

92 Sp Amn, h bn fu d o h own. Fo mo nfomon on Fuu Chg nd Sop D, h mnu on on Chg Tb bow. App To Th ho h : Own (dfu) Rn on v f h ommun up fo n ounng n h Aounng Cono F. Amoun Show wo m of n: To Chg Amoun - dp h o do moun of ud hg h pndng. To Numb of Hom o numb of hom wh ud hg. Th gh hnd d of h n how h v ung hg: S Chg Mk u h INCLUDE oumn YES nx o Chg Cod ou wh o pp o Own W xpn h oumn n h of h n. Inud You mu k o hng NO o YES o nud h ung hg whn ou pp Shdud Chg. No: Mk u h nw YES nx o ho hg ou wh o pp o own h m. Cod Th h wo dg Chg Cod howng h v Chg Tb fo h ommun. Dpon Th nm of h Chg Cod fom h Chg Tb up. L Appd Th d h Shdud Chg w L Appd o h own. If h m d h Shdud Chg hv d bn ppd fo h pod b on h L Appd D nd h Fqun of h h g, w d f u ono n h I n ud o umn. Fqun Shdud Chg ung, h oumn how how ofn h hg ppd o own. Cho : M = Monh B = B-Monh 92

93 Q = Qu S = Sm-Annu A = Annu Th Fqun n h Chg Tb. I dpd h fo nfomon pupo o ou n dd f h h o mng o pp h ung hg. N x,w d u hbu onon h oo b h opof hs h du dch g n. W ov hf un onof hbu on no d. Ck h Au buon o gn h pndng own hg. I do no upd h own pmn ho un ou Po h non. Whn don Aung h pndng own hg, ou w un o h App Chg n wh ou n Ed o Po h pndng hg. Bu h Au funon v f, ou m no z h m ompd h funon. To vf h dd Au h Shdud Chg nd wok f now x wh h pndng hg, ook h ow f hnd d of h Shdud Chg n o h To Amoun ud nd h Numb of Hom. Th vf h h m ompd h Au funon. Fuu Chg If Fuu Chg up n h Chg Tb ou ung hg fo pod h mh h Effv D of Fuu Chg, ou w h mg: I kng f ou wn TOPS o uom upd h Chg Tb fo h fuu moun bfo Au h own hg h pod. Y- k h buon o upd h Chg Tb bfo ung hg. No k h bu on o v hch g T b nd u h h g Gn, f ou h Fuu Chg mg, ou wn o nw Y. Sop D If ou hv n of h Opon Chg Tb (C1-C9) ob T mpo h g 93

94 wh Sop D, whn h Effv D fo ppng hg qu o o f h Sop D, hn ho hg w no ong b ppd o own. Th hp pvn mpo hg fom bng ppd o own on h moun, k Sp Amn, h bn fu d o h own. Ck h Ed buon o vw nd hng h pndng own hg. Whn ou k h buon, ou w bow of h pndng own hg: Pndng Own Chg Doub k o n own o vw h d of h pndng hg. No h buon h boom of h bow n. Sh - jump o pu hom. OK p h pndng own hg dpd. Co x h bow n o un o h Shdud Chg n. If ou n own, h pndng own hg w ook k h: Ed Own Chg You n hng h moun of h pndng own hg fo n of h v Chg Tb on h n. Whn h pndng own hg 94

95 o, k h OK buon o v h hng, f n. Ck h Po buon o u od h pndng own hg n h own p m nh o.thpo p o w h h g o hown pmn ho nd upd h ounng m. If ou k h Po buon, ou w h n: Po Chg Th how h o of h pndng hg bokn down b Chg Cod. Po D mk u h h o EFFECTIVE DATE fo h Shdud Chg bfo podng. I w dfu o h d ou nd whn ou pfomd h Au p, bu ou n hng h bfo Pong f h d no o. OK k h buon o pod wh Pong h pndng own hg. Cn k h buon o x WITHOUT Pong. Dung h Po p o,p n d po g n d n ud.youw h Pn Opon n: Pn Opon S h pn opon ou wh. Pn - Ck h Pn buon o pod. 95

96 Cn - Ck h Cn buon o x whou ppng Ppd Cd. App Ppd On ou don Pong h Shdud Chg, ou w h mnd n: App Ppd Rmnd Th kng f ou wh h m o ook fo own Ppd Cd (own pd n dvn) nd uom pp hm gn h own hg ju ppd. Th w pvn own fom hv boh Ppd Cd nd bn du h m m. Fomo nf o m ononp p dc d, hn xm nu on d P p d C d Gn, ou DO wn o do h mmd f Appng Shdud Chg. Y - Ck h YES buon o pod o App Ppd Cd. No - Ck h NO buon o x whou Appng Ppd Cd. If ou kd h YES buon o pod, ou w h n: App Ppd Opon Ppd Appon D w dfu o h d Shdud Chg w ppd. Th d nom h o d fo Appng Ppd Cd. A Own uom h hough h h own pmn ho nd pp Ppd Cd wh ppb. Indvdu Own ou nd v du hown wh h Ppd Cd o ou n ono how h Ppd Cd ppd gn own bn du. You nno hom f Ppd Cd do no x. U Ch Appon Tb Aoun On w on pp Ppd Cd gn Chg Cod h up n h Ch Appon Tb. If bn du und Chg Cod h no n h Ch Appon Tb, w kp ppng Ppd Cd o h bn du. 96

97 OK - Ck h OK buon o pod. Cn - Ck h Cn buon o x whou ppng Ppd Cd. Ap n d po g n d n ud f o happ P p dc d. You w h Pn Opon n: Pn Opon S h pn opon ou wh. Pn - Ck h Pn buon o pod. Cn - Ck h Cn buon o x whou ppng Ppd Cd. Ck Pn buon o g po howng h pndng own hg. Th nbh ndf o p oof ng h h g b f o Po ng.th po w how h hom wh bkdown of h pndng hg b Chg Cod. On ou k h Pn buon, ou w h Pn Opon: Pn Opon S h pn opon ou wh. Pn - Ck h Pn buon o pod wh h po pnng. Cn - Ck h Cn buon o x whou pnng h pndng hg. Ck h To buon o umm o of h pndng own hg bokn down b Chg Cod. If ou kd h To buon, ou w umm o of h pndng own 97

98 hg. I w ook k h: Pndng Own Chg Th n how h o moun h w b hgd o Own bokn down b Chg Cod. I o how h To Hom n h ommun. Cu k h buon o u h o of h pndng hg. You mgh do h f ung h Ed buon o hng own moun. Co k h buon o x fom h To n. Ck h C Wok F buon o d h pndng own hg. You mgh do h f ou found h moun w no nd h Chg Tb ndd o b updd fo nw moun po o Pong h hg. You do no nd o do h f ou wn o Au h Shdud Chg ov gn. Eh m ou Au Chg, uom d h pvou pndng wok f. You woud u h opon o d h no pndng own hg o h no dn Pod. If ou k h C Wok F buon, ou w h onfmng mg: Confm C Y - Ck h YES buon o pndng own hg fom h wok f. No - Ck h NO buon o v pndng own hg n h wok f. Th onud h mnu on on Shdud Chg. 98

99 Ppd Cd Ppd Cd d bn on n own' oun ung fom pmn vd n dvn o n ovpmn of n xng hg. Whn n own p mo hn h ow, TOPS 4.0 uom gn Ppd Chg Cod o h d bn. Th p Ppd Cod gnd o h d bn n od fo h m o o hnd h pong of h d bn n boh h AR nd GL modu. A Ppd Cod bgn wh h PP. TOPS 4.0 hnd Ppd Cd hough h u of h PP Chg Cod o own d n b odd pop fom n ounng ndpon. Aounng ho h Ppd Cd b o h ommun n n own png mo hn h ow. Thn, ou oud ow h moun bk o hm f h qud. Th Ppd Cd houd b kd hough p GL oun whh ou dong Au (b oun) o Ch (nom oun) ounng mhod. If n own do no hv Ppd Cd whn ou App Ppd Cd, h w b kppd. If h do hv Ppd Cd bu do no ow nhng, h w b kppd. If n own h Ppd Cd nd o bn du h m m, h m w k h Ppd Cd nd pp gn h bn du ung h pmn od dfnd n h Ch Appon Tb fo h ommun. A pnd po gnd howng h "Ppd" Own nd how bn w ppd. Ppd Chg Cod Ppd Cd uu d dung h h p po. Th ou hv omp vb nd ono ov how own pmn ppd. Th m w uom k n ovpmn nd pu gn h gn Ppd Cd (PP) hg od, bu ou n ovd h pmn dbuon nd pu h Ppd Cd gn pf Chg Cod o on ppd gn bnd du fo h Chg Cod whn ou App Ppd Cd. Th foowng Chg Cod ud fo kng own Ppd Cd: PP Gn d - w b ppd o own bn odng o h od of Ch Appon Tb Ppd Chg Cod n b dgnd o on pp o n Chg Cod bn b ppndng h Chg Cod ono h PP Cod whn h d bn d: PP-A1 w b ppd o Chg Tb A1 bn on PP C1 w b ppd o Chg Tb C1 bn on PP-01 w b ppd o M. Chg Cod 01 L F on E. PP od vb fo Chg Cod nd M. Chg Cod. 99

100 Fqun App Ppd Cd houd b pfomd wo o h m h ounng pod, dpndng on whh ommun hg "L F" o "In". App Ppd Cd m b ppd ofn dd. I w u h bn on h Own' oun h m h pogm un o dmn wh Ppd Cd o pp. App Ppd Cd houd NOT b bk-dd o pvou ounng pod. "Ppd" houd w b ppd f: App Shdud Chg "Ppd" houd w b ppd bfo: L F In Coon Aon (No nd L) Bfo Pnng End of Pod Rpo Fom h App Chg mnu, k on Ppd Cd buon. You w h App Chg n: App Ppd Cd W ov h m on hs h du dch g n o ouund ndhow ou. I w dfu o od d, bu ou n n n vd d. Th Ppd h f f vd d f o pp ngown d g n Appon D bn du. Mk u o d whn h un pod. A Own If ou hoo h opon, whh h dfu, w uom h hough h h own pmn ho nd pp Ppd Cd wh ppb. Indvdu Own If ou hoo h opon, ou n own ndvdu who hv Ppd Cd, h hn do fo h n ommun. S Hom 100

101 Th m w NOT ow ou o hom wh h no Ppd Cd bn o pp. U Ch Appon Tb Aoun On If ou hkmk h opon, w on pp Ppd Cd gn Chg Cod h up n h Ch Appon Tb. If bn du und Chg Cod h no n h Ch Appon Tb, w kp ppng Ppd Cd o h bn du. Ck h OK buon o pod. Ck h Cn buon o x whou ppng Ppd Cd. Ap n d po g n d n ud f o happ P p dc d.youw h Pn Opon n: Pn Opon S h pn opon ou wh. Ck h Pn buon o pod wh ppng Ppd Cd. Ck h Cn buon o x whou ppng Ppd Cd. Th onud h mnu on on Ppd Cd. 101

102 L F L F n b "F" o "Png" moun. TOPS hnd h ppon of L F o Own uom odng o h pm ou fo h Commun n h Chg Tb. A dffn L F moun n b hgd fo h Chg Tb. You n bh do mnmum bow whh L F w no b hgd. Th pvn hgng L F on m bn du. L F nom hgd on ung Chg Tb bn, howv, TOPS 4.0 n hg L F on n bn du. Th "Mnmum Lb" fd n Chg Tb ono whh L F ppd on ju h Chg Tb bn o on bn du. To pp L F on ju d Chg Tb mk u h do moun n h "Mnmum Lb" fd fo h Chg Tb. To pp "L F" on n bn du, mk h "Mnmum Lb" fd zo (0) n Chg Tb. Whn ppng own hg, h mhod w h m: Au wok f wh h pndng hg Vw/Ed ou h k nd h ng hp nd ng h g, fn d d Po u od h own hg n h AR nd GL modu Wh npo ng, po p n d how ng hl F pp d o hown oun p of h ud n p f o m ng h f un on h ng own b n. Fom h App Chg mnu, k on h L F buon. You w h App L F n: App L F Fom h ou n pp L F on own bn, k Mnnn F nd Sp Amn. L F wok k uom own hg, foow h po: Au wok f wh h pndng hg 102

103 Ed vw nd hng h pndng hg Po u upd h own pmn ho fo h hg W ov h m on hl F n o ouund ndhow ou. Effv D Thd hl F w b pp d o hown p m nh o od. TOPS 4.0 u h own bn of h Effv D o u L F hg. Th L F hg w o b pod o hown h o of h ffv d. If ou ung u ounng, h w o b h d Gn Ldg non w b d odng h nom nd vb fo h hg. If dong h ounng, no Gn Ldg non d. App To Th ho h : Own (dfu) Rn on v f h ommun up fo n ounng n h Aounng Cono F. Amoun Show wo m of n: To Chg Amoun - dp h o do moun h woud b hgd o h own f ou pod wh h L F. To Numb of Hom h numb of hom h w b hgd L F. Th gh hnd d of h n how h v ung hg: S Chg Mk u h INCLUDE oumn YES nx o Chg Cod ou wh o pp L F on W xp n h o umn n h of h n. Inud You mu k o hng NO o YES o nud h ung hg whn ou pp L F. No: Mk u h nw YES nx o ho Chg Tb ou wh o pp L F on h m. Cod Th h wo dg Chg Cod howng h v Chg Tb 103

104 fo h ommun. Dpon Th nm of h Chg Cod whn w up n h Chg Tb. L Appd Th d L F w L Appd o h own. Th fgud o pvn ou fom ppng L F gn fo h m pod. C Th fqun of h Shdud Chg hown n h oumn. Cho : M = Monh B = B-Monh Q = Qu S = Sm-Annu A= Annu Php ou on wh o pp L F on monh Chg Tb, no qu on. Th w hp ou dnf h Chg Tb ou wh o fo L F now. N x,w d u hbu onon h oo b h opof hl F n. W ov hf un onof hbu on n od. On ou n h Effv D fo h L F, k h Au buon o gn h pndng own hg. I do no upd h own pmn ho un ou Po h non. Whn don Aung h pndng own hg, ou w un o h L F n wh ou n pod o Ed o Po h pndng hg. Ck h Ed buon o vw o hng h pndng L F. Whn ou k h buon, ou w bow of h pndng own hg: Pndng Own Chg 104

105 Doub k o h hghghd own o vw h d of h pndng hg. U h buon h boom of h bow n. Add n own mnu o nud hm n h pndng L F. Sh - jump o pu hom. OK p h pndng own hg dpd. Co x h bow n o un o h Shdud Chg n. If ou n own, h pndng own hg w ook k h: Ed L F You n hng h moun of h pndng L F howng on h n b ju nng dffn moun d n h L F oumn. OK - Ck h OK buon o v h hng, f n. Cn - Ck h Cn buon o x whou vng n hng. Ck h Po buon o u od h pndng L F n h own p m nh o.po hf un on h u w hl F o h own pmn ho nd upd h ounng m fo h hg. Po Chg 105

106 Th p n how h o of h pndng L F b Chg Cod. Po D mk u h h o EFFECTIVE DATE fo h L F bfo podng. I w dfu o h d ou nd whn ou pfomd h Au p, bu ou n hng h bfo Pong f h d no o. OK k h buon o pod wh Pong h pndng L F. On ou k OK, ou n vw o pn h L F Pong Rpo. Cn k h buon o x WITHOUT Pong h L F. Ck Pn buon o g po howng h pndng L F. Th n bh ndf o p oof ng h h g b f o Po ng.th po w how h hom ong wh bkdown of h L F b Chg Cod. Ck h To buon o umm o of h pndng L F bokn down b Chg Cod. I w ook k h: Pndng L F Th n how boh h o Bn Du on whh h L F w bd w h o of h pndng L F. 106

107 Cu k h buon o u h o of h pndng L F. You mgh do h f ung h Ed buon o hng pndng L F moun. Co k h buon o x fom h To n. Ck h C Wok F buon o d h pndng L F (L F h w ud bu no Pod). You mgh do h f ou found h moun w no nd h L F n h Chg Tb ndd o b updd fo nw moun po o Pong h L F. You do no nd o do h f ou wn o Au h L F ov gn. Eh m ou Au Chg, uom d h pvou pndng wok f. If ou k h C Wok F buon, ou w h onfmng mg: Confm C Y - Ck h YES buon o pndng own hg fom h wok f. No - Ck h NO buon o v pndng own hg n h wok f. Th omp h mnu on on L F. 107

108 App In You m pp n o Own oun ung v dffn pm o "who" o hg n gn nd on "wh" oundng hg h n o b bd. Th n n b hngd ndd. In TOPS 4.0, n ud n m mnn h ud b bnk nd d d - on h d bn. Th Annu In R bokn down o "d " bd on 360 d. Th "d " hn mupd gn h Own' bn of d ou pf fo h numb of d n h pod. Evhng ou nd o hg n o Own' oun onnd whn h In Mnu. You n: App In/Fnn Chg S Chg Cod on whh In ud Chng h In Png Whn ppng own hg, h mhod w h m: Au wok f wh h pndng hg Vw/Ed ou h k nd h ng hp nd ng h g, fn d d Po u od h own hg n h AR nd GL modu Whn pong, po pnd howng h I n Ch g pp d o hown oun. Fom h App Chg mnu, k on h App In buon. You w h App In n: App In Th b p o App In : 108

109 Sup In % nd Chg Cod on whh In ud Au wok f wh h pndng n hg Ed vw nd hng h pndng n hg Po u upd h own pmn ho fo h n hg W ov h m on happ In n o ou undnd how o u. Sup W ov hs upf.no h on h g h dof happ I n n : In Sup H ou n up h In R nd h b fo h n uon. In R Th In R h Annu R no m wh fqun ou hg n on dnqun own. TOPS 4.0 w k h Annu In R nd bov, hn u d, hn mup h d X h numb of d on whh ou wh o hg In, ubj o h In Mhod ou bow. Mhod Choo fom n of h 3 n hgng mhod: In Bd on Tb up h Chg Cod on whh n o b ud n h b hown bov. I w on u n on own bn du fo h Chg Cod AOf hd ou n h u of ff od m n n g h own bn. Compound In u n on ANY bn du. If ou u h mhod, ou do NOT nd o up h Chg Cod n h b hown bov. Smp In u n on ALL bn du EXCEPT n pvou n bn whh m b du. You MUST fom on of h n uon mhod. Whn ou don wh h Sup, k h Sv Sup buon o v fo h fuu o ou do no hv o go hough h Sup h 109

110 m ou App In. App In On h Sup omp, ou d o App In. W w du h p fo Appng In on own bn du nx. Dnqun Aof D Thd f o u ngown b n of hb f o h In uon. If n own h bn du on h d h ubj o In (bd on h In up), h w b nudd n h pndng hg f h w b d. If h hv no bn du ubj o In, h w b kppd. In Appon D Th d h In Chg w b ppd o h own nd pod o h own p m nh o o d.i f ou u ng u ounng, h w o b h d Gn Ldg non w b d odng h nom nd vb fo h hg. If ung h ounng, no Gn Ldg non d. Th d h Effv D fo h In Chg nd n b d f f n h n h Aof D f o u ng n. Numb of D Th numb of d n h pod whh hn ud n h uon of h In Chg. Th In pogm wok foow: fo In Own Dnqun Bn Du X In R = Annuzd To In Annuzd To In / 360 D = D In D In X Numb of D fo In = In Chg Th Numb of D ou n gong o b ud mup fo h d n hg o u h u In Chg fo h own. App To Th ho h : A Dnqun Own (dfu) w go hough h own oun u ngi n bd on h up. Sd Own h u n ndvdu own o pp n on h dnqun bn bd on h up. A ompd App In n woud ook k h: App In 110

111 On h n h bn ompd fo h pod, ou d o onnu h p o App I n oown.w ov h p nvo v d. N x,w d u hbu onon h oo b h opof happ I n n. W ov hf un onof hbu on nod. Ck h Au In buon o gn h pndng In hg. I do noupd hown p m nh o un oupo h non. Whn don Aung h own n, ou w un o h App In n wh ou n Ed o Po h pndng hg. Ck h Ed buon o vw o hng h pndng own n hg. Whn ou k h buon, ou w bow of h own wh pndng n hg: Pndng Own In Chg 111

112 Doub k o h hghghd own o vw h d of h pndng n hg. U h buon h boom of h bow n. Sh - jump o pu hom. OK p h pndng own n hg dpd. Co x h bow n o un o h App In n. If ou n own, h pndng own n hg w ook k h: Ed Own In Chg You n hng h moun of h pndng own n hg fo n of h own n h f. Smp hng h In Amoun howng. To kp hgng n o n own, mk h In Amoun zo (0). Whn h pndng own n hg o, k h OK buon o v h hng, f n. Ck h Po buon o u od h pndng own n hg n hown p m nh o.po hf un on h u w h h g o hown p m nh o ndupd h oun ng m fo h hg. Po Chg Pn Opon 112

113 Bu h Po In hng own bn, n ud po w b pnd. You w h bov n o ou pn opon. Ck Pn buon o g po howng h pndng own n hg. Th nbh ndf o p oof ng h h g b f o Po ng.th po w how h hom wh h bn on whh h n w bd, ong wh h pndng n hg. Ck h To buon o umm o of h pndng own n hg. I w ook k h: Pndng Own In Chg Th n how h o n hg h w b hgd o own ong wh h ov bn on whh h n w bd. Cu k h buon o u h o of h pndng hg. You mgh do h f ung h Ed buon o hng n moun. Co k h buon o x fom h To n. Ck h C Wok F buon o d h pndng own n hg (n ud bu no pod). You mgh do h f ou found h moun w no nd ou wnd o ov. You do no nd o do h h m ou wn o Au n hg gn. Eh m ou Au, uom d h pvou pndng wok f. If ou k h C Wok F buon, ou w h onfmng mg: Confm C 113

114 Ck h YES buon o pndng own hg fom h wok f. Ck h NO buon o v pndng own hg n h wok f. A mnond und h Sup hdng n h mnu on, k h Sv Sup buon o v h In R nd In Mhod ou ud o h bom h dfu vu h m ou App In. Th omp h mnu on fo App In. 114

115 Bh Adjumn Th djumn fo goup of own h n h b on-m djumn o ung djumn. Bh Adjumn mo ffn w o dju own bn, h ddng hg o ung d, whn ou wh o md h djumn o h h n ommun o g numb of hom. I o h mo ffn w o hnd ung djumn, k p hg o d h pp o om own n h Commun on gu b. Exmp mgh b, Sp Pkng Pm, Addon Gu F, E Cd (fo ommon ghng wd o hom), Bo Sp,. Unk Chg Tb hg, fuu ung Bh Adjumn hg nno b pnd on Invo, Smn o Coupon. If ou wh o how fuu hg on Invo, Smn o Coupon, ou mu up Chg Tb h hn u Bh Adjumn. If mkng on-m djumn o n own o fw own, ou houd u h Add/Wv funon on h Own Bn n h hn ung Bh Adjumn. Bh Adjumn nndd fo ung djumn non o goup of hom o wh ou wh o quk mk on-m djumn o g numb of hom n h ommun. Bh Adjumn wok foow: Add/Sup h Adjumn S h Hom/Own Po h Adjumn W xp nhow ou B had j u m n p-b-p. Fom h App Chg mnu, k on h Bh Adjumn buon. 115

116 You w h Bh Adjumn ono n: Bh Adjumn Cono If h xng Adjumn Bh, ou w hm d on h n k h mp bov. Th n how h foowng nfo: Dpon Th nm nd o db n Adjumn Bh. # of Hom Th o numb of own h hv Adjumn non n h Bh. To Amoun Th o moun of h Adjumn non n h Bh. L Pod Th d h Adjumn Bh w pod o h own. Rfn # A m gnd # o kp k of h Adjumn Bh ddd. Buon Funon Ck h Add buon o nw Bh Adjumn. Thn foow h p bow und h hdng Add Bh Adjumn. Ck h D buon o ompd d hghghd Bh o w dpp fom h m. Ck h OK buon o hghghd Bh o ou n vw/d o Po h Adjumn. Ck h Co buon o x fom h Bh Adjumn ono n. Add Bh Adjumn If ou kd h Add buon, ou w bnk nw Adjumn n: 116

117 Nw Adjumn Tnon Comp h nfomon o up nw Adjumn Bh: Bh Dpon A nm h db h Adjumn o ou n undnd h on fo h Adjumn. Exmp E Cd Bh Tp Cho h : On-Tm h djumn w d f on h bn Pod o h own oun. Rung h djumn vd f Pong o n b Pod gn n noh ounng pod. Th n b hnd fo hg o d h on n goup of own g h pod. OK Ck o pod wh ng h Adjumn. Cn Ck o x h Adjumn whou vng n nfomon. If ou kd h OK buon, ou w h n fo ng h own nd nng h Adjumn: Nw Adjumn Tnon 117

118 F, h own ou wh o mk h Adjumn gn. You n h own b n of h mhod: Aoun # (F3) S Add (F2) Lo/Un # (F6) L Nm (F5) Go hd nd h f own. On ou n own, h n w ook k h: Own Adjumn 118

119 On h own d, ou d o Chg Cod fo h Adjumn. Th v dffn w o Chg Cod nd up nw Bh Adj u m n.w ov hop on n u n. No h Add buon h boom of h n. Ck h buon o jump o h f bnk n o n n Adjumn o h own. Th mo ghfowd w o mk nw Adjumn o mp h Chg Cod hn n h moun of h Adjumn. To do h, ou woud u h of h Bh Adjumn n: Mk Adjumn Cod U h down bow ow o Chg Cod. Y If ou u h Y Aounng opon fo kng own bn, n h Y fo h Adjumn. If ou do NOT u h Y Aounng opon, mp kp h oumn. Adj Amoun En h moun of h Adjumn fo h own. Off A. Th I n om o u n h o dw h h dch g Cod.I f n, ou n u h down bow ow o dffn oun # fom h 119

120 Ch of Aoun. Bu gn, h o oun # dpd on h Chg Cod d. Endng Bn Show wh h bn w b fo h Chg Cod f ou pod wh h Bh Adjumn. A ompd Adjumn non woud ook k h: Compd Adjumn Ck h Add buon gn o dd noh Adjumn non o h m own o k h OK buon o v h djumn non. Oh Adjumn Opon Th oh w o up nw Bh Adjumn fo own h hn ju nng djumn on-b-on.w ov h op on n u n. Ck h U buon o om uomd opon fo ng up Bh Adjumn gn mup hom. U Opon 120

121 Th gv ou numb of opon fo ng up nw Bh Adjumn nd quk ng whh hom o pp h Adjumn. S Chg Cod En h Chg Cod h ou wh o u fo h nw Bh Adjumn o u h down bow ow o h Chg Cod fom of v Chg Cod. Av Opon S fom h quk opon: Av Chg Ung Exng Tb On ou h Chg Cod bov, ou n hn u h pn of n xng Chg Tb go o mk h Adjumn. Mk Sm Chg Amoun On ou h Chg Cod bov, ou n o mk h Adjumn h m moun fo h own ou. En Chg Amoun Mnu On ou h Chg Cod bov, hk h opon f ou wh o n h moun of h Adjumn ndvdu o h own ou. You w h own n h po. S Tp Un Rn Aounng h bn vd n h Aounng Cono F, w on gv ou h ho of Own h. App To Th gv ou mn dffn opon fo ng whh own o g h Adjumn. Th opon : A Own Mk h Adjumn o v own n h Commun. Rng of Add En ng nd ndng dd Rng of Aoun # En ng nd ndng Aoun # Rng of Lo/Un # - En ng nd ndng Lo/Un # Rng of Own Nm En bgnnng own nm nd n ndng own nm. Sd Goup Own S fom h xng Own Goup Sd Budng/Son If ou vd h Budng/Son 121

122 kng m n h Own Cono F, ou n pu Budng o Son # o pp h Adjumn gn. Th qu k opon fo ng up Bh Adjumn fo goup of hom h n ng o n goup. If non of h opon ppop fo h Adjumn ou ng o up, hn go bk o h o g n g h f o w d m hodf o ngupbh Adjumn. Ck h Ho buon o dp of h hg nd pmn ho fo h d own. You mgh wn o do h o hk f h own nd h Adjumn md bfo ou pod. Own Pmn Ho Ck h Co buon o un o h Bh Adju n fo h own. Ck h M. Chg buon f ou nd o dd nw M. Chg Cod bfo onnung o mk Bh Adjumn o own. You mgh nd o do h f h Chg Cod do no x. M. Chg Sup To dd nw M. Chg Cod o u fo h Bh Adjumn, k h 122

123 Add buon. Thn n: Dpon Th nm fo h M. Chg Cod GL Inom Aoun # - En h Inom Aoun # fom h Ch of Aoun o ud h down bow ow o fom h Ch of Aoun. You n o dd nw GL Aoun on-h-f f om hb ow n. GL Rvb Aoun # - En h Rvb Aoun # (Au Aounng on) fom h Ch of Aoun o ud h down bow ow o fom h Ch of Aoun. You n o dd nw GL Aoun on-h-f f om hb ow n. If h Chg Cod d up n h M. Chg o n Chg Tb, hn ou do NOT nd o dd noh Chg Cod, ju u h xng Chg Cod fo h Bh Adjumn. Gng bk o h Bh Adjumn n, ompd Bh Adjumn fo n own ook k h: Compd Adjumn Buon Funon U h buon h boom of h n foow: Ck h Add buon o jump o h f bnk n o n noh Adjumn o h own. 123

124 Ck h No buon o n no bou h Adjumn. Ck h C Dbuon buon o h pndng djumn moun bu v h d Chg Cod o ou n -n h Adjumn. Ck h OK buon o p h Adjumn hown. You n hn pod o noh own nd onnu ddng Adjumn. Ck h Cn buon o h pndng Adjumn howng on h n. You n hn -n h o Adjumn o x. Ck h Co buon whn ou don nng Adjumn. You w un o h Bh Adjumn Cono n. Whn ou hv ompd own Bh Adjumn, k h Co buon o un o h Bh Adjumn umm n: Bh Summ Th n p h own n h Bh Adjumn nd how h pndng djumn moun. ThAdj u m n h vnotb n dd d o hown oun, ouw n d opo h m o u o d hadj u m n n hown p m n ho. H n xp n onof hbu onon h n. Buon Funon Ck h Add buon o dd noh hom/own o h Bh Adjumn. 124

125 To non fom h Bh Adjumn, f, k on h non o hghgh, hn k on h D buon. Ck h Po bu on o u o d hb hadj u m n n hown pmn ho. Adjumn D En h ffv d fo h Adjumn n h Bh. Th w b h n ond h h g o d w b o d d n hown p m n ho. Und u ounng, w o b h d n n w b odd n h Gn Ldg fo h o of h Adjumn n h Bh. OK - Ck h OK buon o onnu wh Pong h Bh Adjumn. Cn - Ck h Cn buon o x whou Pong. If ou kd h OK bu on, h mw p n n ud po bu h hngng own bn. You w h pn opon: Pn Opon S h pn opon ou wh fo h po. Pn - Ck h Pn buon o onnu wh Pong h Bh Adjumn. Cn - Ck Cn o x whou Pong. If ou kd h Pn buon, h Bh Adjumn w po h po gnd. Th omp h Bh Adjumn po. Ck h Pn buon o g pvw po howng h own n h Bh Adjumn ong wh h moun of h djumn. Th n b hnd fo poofng h pndng Adjumn bfo Pong. If ou k h Pn buon, ou w h Rpo Opon: 125

126 Rpo Opon Pn - Ck h Pn buon o g po howng h pndng djumn n h Bh. Cn - Ck Cn o x whou Pnng po. A xpnd n h mnu on, k h U buon o uomd opon fo ng up Bh Adjumn gn mup hom. A xpnd n h mnu on, k h M. Chg buon f ou nd o dd nw M. Chg Cod bfo onnung o mk Bh Adjumn o own. You mgh nd o do h f h Chg Cod do no x. 126

127 Ppd Adjumn Th foowng xpn how o up Bh Adjumn o Ppd (Cd) Chg Cod.L hown B hadj u m n n: Own Bh Adjumn Th own howng Ppd Cd bn. To up Bh Adjumn whh dju own Ppd Cd bn, k h S Ppd buon. If ou k h buon, ou w h n fo nng h Ppd Adjumn: Ppd Adjumn Adju h Ppd Chg Cod howng on h n o u h down bow ow o vw h Ppd Chg Cod: 127

128 Ppd Chg Cod Af ng h Ppd Chg Cod, n h foowng: Adj. Amoun Th moun of h Adjumn o h Ppd Chg Cod Off Aoun En n offng GL oun # o u h down bow ow o on fom h Ch of Aoun. Th MUST b n Off Aoun # fo Adjumn o Ppd Chg Cod. Ck h OK buon o p h Adjumn non. Connu ng hom nd mkng Ppd Cd Adjumn un ou don. You hn foow h gu nuon bov fo Pong hadj u m n oown pmn ho. Un h Adjumn Bh Pod, h no ff on own bn. Th omp on on Bh Adjumn. 128

129 Chg Tb Chg b ud fo ng up ung own hg w f hgd o dnqun own. Chg Tb n b mnnd nd updd h hg moun hng. B updng moun n h Chg Tb h hngd moun fow hough o h own o ou dom, f v, nd o go o h hom o hng h ung hg moun. TOPS 4.0 ow up o 10 hg b fo h ommun. Eh Chg Tb n hv up o 99 go fo dffn moun o v of hg. Th hnd wh dffn zd un p dffn moun. Whn ou up Chg Tb, ou n h hg M hod fo h b. Choo fom h opon fo h Chg Tb: F Do Amoun Th Chg Tb h up o 99 hg go wh ou n n do mounf o h g o.th wo kw f ohoa o Condo wh h md numb of hg moun n ommun. % of Pop Vu En hg % fo h go n h Chg Tb whh w b mupd b h Vu nd n h Pop Rod fo h hom. Sq. Foo X R En h hg R fo h go n h Chg Tb whh w hn b mupd b h Squ Foog nd n h Pop Rod fo h hom. Th wok w fo Condo wh h Amn bd on Sq. Foog. To Amoun X % Ownhp - En To Amoun fo h Chg Tb whh w b dbud o h hom bd on h % of Ownhp nd n h Pop Rod fo h hom. En Amoun n Pop Rod (A1 Tb on) If non of h bov Mhod wok fo ommun, h gv ou h opon of d nng h hg moun n h Pop Rod fo h hom. Th Mhod houd b vodd f pob n ou woud nd o go o h hom f h moun hng. You n o h F qu n of h Chg Tb. Th F qu n opon : Monh B-Monh Qu Sm-Annu Annu Ung h bov hg Mhod ong wh h Fqun, ou houd b b o up Chg Tb o hnd vu n hg uon. W xp nhow o up ndm n nch g T b p-b-p. 129

130 Fom h App Chg mnu, k on h Chg Tb buon. You w bnk Chg Tb n: Chg Tb Fom h ou n dd nw hg b o mk hng o n xng b. Mnn Chg Tb S Chg Tb If ou wh o hk o hng nd xng Chg Tb, ou mu f h Chg Tb. Th wo w o Chg Tb. Ck h bow ow h op of h n o mov fowd nd bkwd hough h xng Chg Tb. Th quk nd w o mo hough h Chg Tb o fnd h on ou wn. Ck h down bow ow o opn up bow wndow wh ou n Chg Tb. 130

131 On ou Chg Tb, ou w dpd on h n k h: Exng Chg Tb You d o h ng nof h nf o m on bou h Ch g T b.w ov h p of nfomon hown on h Chg Tb n. Tb # A ou Add nw Chg Tb, h m w uom gn h Tb #. Th f Chg Tb w A1 whh houd b ud fo h b Mnnn F v hom qud o p. Add on Ch g T b w b g n d h T b # : C1 C2 C3. up o C9 You nno hng h Tb #. I m gnd. T Th nm ou wn o h Chg Tb, uh, Mnnn F o Amn. Th T md o 15 h. Fqun Th how ofn h ung hg ppd o own. Ck h down bow ow o h Fqun fom h dop down. Cho : 131

132 You MUST Fqun fo h Chg Tb. D of L Appon Th d h uom updd b h m h m h Chg Tb ppd o own. You n n d h f ou ng nw Chg Tb o v bnk. Th D of L Appon ud fgud o wn ou f ou o App Chg gn fo h m pod. D of L L F Th d h uom updd b h m h m L F ppd o bn du fo h Chg Tb. You n n d h f ou ng nw Chg Tb o v bnk. Th D of L L F ud fgud o wn ou f ou o App L F gn fo h m pod. Cuon Mhod S on of h Cuon Mhod vb fo h Chg Tb. Ck h down bow ow o h Cuon Mhod fom h dop down. Cho : F Do Amoun Th Chg Tb h up o 99 hg go wh ou n n do moun fo h go. Th wo kw f ohoa ocondowh h m d numb of hg moun n ommun. % of Pop Vu En hg % fo h go n h Chg Tb whh w b mupd b h Vu nd n h Pop Rod fo h hom. Sq. Foo X R En h hg R fo h go n h Chg Tb whh w hn b mupd b h Squ Foog nd n h Pop Rod fo h hom. Th wok w fo Condo wh h Amn bd on Sq. Foog. To Amoun X % Ownhp - En To Amoun fo h Chg Tb whh w b dbud o h hom bd on h % of Ownhp nd n h Pop Rod fo h hom. En Amoun n Pop Rod (A1 Tb on) If non of h bov Mhod wok fo ommun, h gv ou h opon of d nng h hg moun n h Pop Rod fo h hom. Th Mhod houd b vodd f pob n ou woud nd o go o h hom f h moun hng. You MUST Fqun fo h Chg Tb. L F Mhod S on of h L F Mhod vb fo h Chg Tb. Ck h down bow ow o h L F Mhod fom h dop down. Cho : 132

133 F Do Amoun If ou h Mhod, ou n n fxd do moun n h L F oumn fo h Chg Tb Cgo. Pn of Unpd Bn If ou h Mhod, ou n n % n h L F oumn fo h Chg Tb Cgo. Th m w u h L F ung h % X h Unpd Bn du fom n own fo h Chg Tb. GL Inom Aoun Th GL Inom Aoun # fom h Ch of Aoun h v h Inom fom h Chg Tb. U h down bow ow opn Ch of Aoun bow n o ou n h GL Aoun #. o You MUST n Inom oun no m whh ou o u Au o Ch Aounng mhod. GL Rvb Aoun Th GL Rvb Aoun # fom h Ch of Aoun h v h Rvb d of h hg non n h Gn Ldg. U h down bow ow o opn Ch of Aoun bow n o ou n h GL Aoun #. Th Aoun Rvb Aoun # fd w ONLY b vb f ou d o u Au Aounng n h AR Cono F (AR Sup). Ch km k h box o ound hown h g o hn do h hn xnd ou o do nd n. Th oundng opon on vb fo h Cuon Mhod: % of Pop Vu Sq. Foo X R To Amoun X % Ownhp Connung o Tmpo Chg No h wo ho fo h p of Chg Tb: B dfu, hch g T b um d ob Con nu ng h g, mnng, h Chg Tb ppd o own whv h hg fqun fo ong h Chg Tb x. Tmpo Chg Fo Opon Chg Tb C1-C9, h n b up T mpo hg h nd op on hdud d. Whn h Effv D fo ppng hg qu o o f h Sop D, hn ho hg w no ong b ppd o own. Th hp pvn mpo hg fom bng ppd o own on h moun, k Sp Amn, h bn fu d o h own. I f h T mpo h g, h n h km k h ho.youw hn h Sop D fd wh ou n n h d whn ou wh 133

134 h T mpo hg o op bng ppd o own. Sop D NOT vb fo u wh h A1 Chg Tb n umd h w w b h b, onnung hg o own. Nx w w vw h Chg Tb Cgo wh h moun, of pn od dpndng on h Cuon Mhod fo h Chg Tb. En Chg H d p onof h o umn n hch gt b. Cgo # Agnd b h m nw Chg Cgo ddd. Th Cgo # d nd od fo h homown o v h hg moun. Dpon Eh Chg Cgo n hv 15 h Dpon. Th nm houd db h Chg Cgo k Townhom o 1B d oom. Amoun Dpndng on h Cuon Mhod d bov, h Amoun oumn n h Chg Tb w hng fom do moun o o %.W how n x mp of hc u onm hod. F Do Amoun En h do nd n moun fo h Chg Cgo. Th h mo ommon ud Cuon Mhod bu mp w o n nd mnn h moun bng hgd o homown. Th n b up o 99 Chg Cgo p Chg Tb. % of Pop Vu En h % o b mupd gn h Pop Vu of h hom whh od n h Pop Rod. 134

135 Sq Foog X R En h $ p qu foo o b mupd gn h Squ Foog of h hom whh od n h Pop Rod. To Am X % Ownhp En h o do moun fo h Chg Cgo o b pd o hom bd on h Png (Ro) of Ownhp fo h hom whh od n h Pop Rod. Hn: Whn hngng moun o vu n n xng Chg Tb wh mup Chg Cgo, u h k: TAB k Mov ACROSS h oumn n h Tb, hn down o h nx Cgo n. ENTER k Mov DOWN h o ou n hng h do moun o vu fo h Cgo. L F Dpndng on h L F Mhod, ou w h: F L F - Th do moun of h L F fo h Chg Cgo. Eh Chg Cgo n hv dffn moun. % of Unpd Bn Th pn of L F fo h Chg Cgo. Eh Chg Cgo n hv dffn %. Hn: Whn hngng moun o vu n n xng Chg Tb wh mup Chg Cgo, u h k: TAB k Mov ACROSS h oumn n h Tb, hn down o h nx Cgo n. ENTER k Mov DOWN h o ou n hng h do moun o vu fo h Cgo. Mnmum Lb Th do moun ou n n h oumn h gg pon fo h L F. If n own ow LESS hn h moun fo h Chg Tb, L F w NOT b hgd. If n own ow MORE hn h moun fo h Chg Tb, L F w b hgd. Hn: To hg L F on ANY bn du fo h Chg Tb, v h Mnmum Lb bnk. Ro Th ud pm fo ondomnum wh h un h png (o) of ownhp. Th o n b ud o pd h Mnnn F uom o h un. I n o b h b fo vong hd. 135

136 B ng up h png (o) of ownhp h, whn ou h ppop Chg Cgo fo h un, w o uom o hr o n hp op R o df o hhom o oudon n d o n mnu. Hn: Gn, h Ro oumn woud b kppd fo n HOA. Sop D Fo Opon Chg Tb C1 C9, f h Chg Tb p o T mpo, h ns opd nb n df o v Ch g Cgo n h Tb. I w dfu o h Sop D nx o wh ou d T mpo h g,bu ou nov d h d f u d f o h Cgo n h Chg Tb nd n dffn Sop D wh ndd. Th Chg w op bng ppd o own whn h Effv D of h hg ppon h m o hn h Sop D. Th v ufu fo hndng mpo hg, k Sp Amn, h ppd fo,, x monh pn of m, hn op. I f h Con n u ng Ch gt b, u h ha1ch g T b, ou w no nd o n Sop D. An updd Chg Tb woud ook k h: Chg Tb F Amoun N x,w d u hbu on hbo omof h Ch g T b n. 136

137 Fuu Chg No h Fuu Chg buon h boom of h Chg Tb n. Ck h buon o up h Effv D nd nw hg moun fo xng Chg Tb n h ommun. Th hnd f u wh h ou up hn x h g moun wh fnhng h un f. If ou k h Fuu Chg buon, ou w : S Chg Tb Doub k on Chg Tb o opn o hghgh h Chg Tb, hn k OK. Co x whou mkng n hng o Fuu Chg. On ou Chg Tb, ou w h xng Chg Amoun wh oumn fo ng up h Fuu Chg: Sup Fuu Chg 137

138 To up Fuu Chg, fo h Chg Cgo ou mu n: Effv D Th d h Chg Cgo w hng o h nw moun. A ou App Chg, w d whn ou bou o pp own hg h nd o b updd bd on h Effv D nd pomp ou o ow TOPS o upd h moun fo ou. Nx Am Amoun En h nw Chg Cgo Amoun h. Sop D If ou hv n of h Opon Chg Tb (C1-C9) ob T mpo h g w hs opd,wh n hef f vd f o ppng hg qu o o f h Sop D, hn ho hg w no ong b ppd o own. Th hp pvn mpo hg fom bng ppd o own on h moun, k Sp Amn, h bn fu d o h own. Sop D NOT vb fo u wh h A1 Chg Tb n umd h w w b h b, onnung hg o own. A ompd Fuu Chg up woud ook k h: Fuu Chg 138

139 Pn Gn po howng h hom wh h un hg nd h Fuu Chg fo h Chg Tb. OK- Sv h Fuu Chg dpd. Cn Ex whou vng n hng md o h Fuu Chg. Oh Buon Ck h Add buon h boom of h Chg Tb n o nw Chg Tb. Th m w gn h nx vb Tb #. Ck h OK buon o v h hng md o h Chg Tb. I w hn h n o ou n noh Chg Tb o x. Ck h Cn buon o x fom h Chg Tb n WITHOUT vng n hng. Ck h Co buon o x fom h Chg Tb nd un o h App Chg mnu. No h ow of buon h op of h Chg Tb n: Som of h buon dundn wh h buon h boom of h Chg Tb n.w d u hf un onof hbu on. Ju k h Add buon h boom of h n, kng h Nw Tb buon w nw Chg Tb. Th m w gn h nx vb Tb #. Ck h Sv buon o v n hng md o h Chg Tb. You w mn on h Chg Tb n d o mk oh hng un ou k OK, Cn o Co buon. Ju k h Cn buon h boom of h n, kng h Cn buon h op of h n w x fom h Chg Tb 139

140 n WITHOUT vng n hng, un ou f k on h Sv buon. Ck h bow ow h op of h n o mov fowd nd bkwd hough h xng Chg Tb. If ou k h U buon, ou w om opon fo vng nw Chg Tb o h hom o updng h Chg Tb moun. U Opon Av Tb Ung Exng Tb U h opon whn vng nw Chg Tb whn h n xng Chg Tb wh h m Chg Cgo d nodd o homown. Whn ou h opon, hn k h OK buon, ou w h Chg Tb on n: S Chg Tb S h xng Chg Tb o u h Chg Cgo pn. Th u w k h homown who Cgo 1 n h xng Chg Tb nd mk hm Cgo 1 n h nw Chg Tb, von who Cgo 2 n h xng Chg Tb w b Cgo 2 n h nw Chg Tb nd o on whou hvng o h own nd n h Chg Cgo 140

141 mnu fo h hom. Ck o hghgh h Chg Tb o u h pn. Ck h OK buon o pod. Mk A Own Sm Chg Cgo U h opon o v nw Chg Tb wh h homown w b h m Chg Cgo. Whn ou h opon, hn k h OK buon, ou w h Chg Cgo n h nw Chg Tb: S Chg Cgo Ck o hghgh h Chg Cgo ou wh o nod n hom o mk h hg v. Ck h OK buon o pod. Ck h C buon whn Chg Tb howng on h n nd ou wn o x o - noh Chg Tb. Ckng h C buon do NOT d h Chg Tb, ju fom h n. Ck h D buon o omp h d Chg Tb. Th w mk h Chg Tb nv o no ong hgd o own. If ou k h D buon, ou w h onfmng mg: Ck YES o d h Chg Tb. Ck NO o x whou dng h Chg Tb. U h Pn buon o pn h Chg Tb fo h ommun. Hn: To pn po fo ALL Chg Tb fo ommun, k h Pn buon on BLANK Chg Tb n. 141

142 To pn po fo on pf Chg Tb, h Chg Tb, hn k h Pn buon. If ou k h Pn buon, ou w h pn opon: Pn Opon S h pn opon ou wh. Ck h Pn buon o pod wh h po opon d. Ck h Cn buon o x whou pnng. Th omp h mnu on on Chg Tb. 142

143 Coon On of h mo mpon nd bo-vng po pfomd b h m h hndng of h Commun' "Coon Aon" odng o Bod of Do ppovd podu. Pnng no nd oon on p of h po. Th m n hnd up o 10 dffn u dfnd Dnqun Aon uh p n ngl n nd f ng o on o h ommun o n.adm n v F n b uom hgd gn Dnqun Own' oun fo uh hng "fd m" o "n f". Th u Dnqun Podu fo h Commun od n h "Coon Tb". Th Tb ono h on o b kn gn dnqun own. I o h p ouw n o kb don d nd do u of fpo n.e h p n ht b nb d o mp. You n -up h Tb h nd mk hng o whnv ou wh. W xp nhow ou Co ona on n h m nu on. Fom h AR mnu, k h Coon mnu b. On h "Coon Aon Mnu" ou w h ho: Po Coon Though h mnu ho dnqun own gozd no h on p n h Coon Tb. Thn, oon n b pnd. Coon Tb Though h mnu ho, ou n up h Coon Tb wh h p o b kn bd on d dnqun nd do uoff pon wh h b o h p o mp. Fom L Sup h oon mp o nd o dnqun own hough h mnu ho. 143

144 Po Coon Th wh h on pong of dnqun own oon don. Th u n u of fd wh h u df od m n ngwho d nqu n.a" wo kf " d onnng Dnqun Own bd on h d nd do dnqun of h u of fd.thown p d nonof h" C g o " n h"coon Tb" bd on wh h ow. Fom h, ou m d h f o hng h on bng kn gn n own f n. Whn ou fd wh h popod on on h Dnqun Own, ou n 'Po' h on o fnz hm. If h Admn F f o n p n hco ona on,po ngw h g hf o hown pmn ho. You n hn pod wh pnng o nof Own of h bn du. Two Impon No: 1. If Dnqun Own quf fo 2 o mo Dnqun Aon bd upon h, h mo v on w b kn. 2. Own "Cgozd" no h p n h Tb vn whn ou do no pu "Aon". I mu do h o know how o u "Cgoz" h Own n h "Aon" h ou do. Fom h Coon Aon mnu, k h Po Coon buon. You w h n wh ou n goz dnqun own no h p of h Coon Tb: Po Coon W v w hf un onon h n. Effv D En h d ou wh h m o u fo dmnng h on o k on dnqun own. Bd on h Effv D, h m w p dnqun own no on go of on o noh, dpndng on how h Coon Aon b up nd h gd bn du fo 144

145 h dnqun own. Undndng Effv D Th o Effv D n o gng h u ou wh fom h Coon Aon. If Coon Aon p up fo 15 d nd ou n n Effv D of 7/14/07, ou w pobb no g h o gozon of dnqun own pu no fo h un monh wh h f m dnqun own fo Ju. Bu f m dnqun own fo Ju woud on b 14 d dnqun nd h f p of h Coon Aon b hd 15 d, h woud b o kppd. Howv, f h Effv D ud w 7/15/07 o LATER, h ou pobb woud g h o gozon. So, o fnh mkng h pon ung h 15h n xmp, ou n w k Coon Aon fw d LATER hn h 15h nd g h dd u, ju NOT EARLIER hn h 15h. Th m d pp fo n d n h Coon Aon b. D NEVER nd wh h (/), w n d k h: Co Ino 7/16/07 Inud Chkmk h Coon Aon p ou wh o hv h m fnd dnqun own ndd fo. Chkmk h on ou wh h m o u o fnd dnqun own ndd bd on h gd bn du. Ck h S A buon o ALL Coon Aon n h b. Ck h C A buon o unhk ALL Coon Aon. You n hn hk ju h Coon Aon ou wh. Though h S Chg buon, ou n onfgu whh Chg Cod o nud whn Coon Aon kn. Th gv ou ono ov whh own bn nudd whn dmnng h on o k on dnqun own. Th S Chg ook k h: 145

146 Ev v Chg Cod w b dpd n h S Chg. To nud Chg Cod n h Coon Aon mp hkmk. To kp kng Coon Aon on Chg Cod, mp v bnk. S A Ck h buon o ALL Chg Cod n Coon Aon. C A Ck h buon o unhk ALL Chg Cod. You n hn hk ju h Chg Cod ou wh. OK Ck h buon whn ou hv d h Chg Cod ou wh o nud n Coon Aon Cn Ck h buon o n hng ou md o h S Chg fo Coon Aon. Ck h Cn buon o x h Po Coon n whou kng n on. A ompd Po Coon n wh h on d w ook k h: Po Coon 146

147 Th Effv D h bn nd nd h go d. You woud now b d o hv h m goz dnqun own no h p of h Coon Aon Tb. Tkng Coon Aon Un ou Po h Coon Aon, no on u fnzd nudng h odng of Admn F fo h p wh h up. Th foowng xpn how o k h oon on. Ck h Cgoz buon o hv TOPS fnd h dnqun own nd p hm no n on p bd on h on hkmkd n h I n ud p bov.c g o z ng wo k f wh h dnqun own pd no h on p. Af dong h p, ou n Ed, Po nd Pn oon. You w h opon fo Cgozng dnqun own: Cgoz Opon Cgoz Ung Coon Tb u h p n h Coon Aon b o Cgoz own bd on h d nd do of h dnqun bn. Th h dfu opon n p h on o u h pod. Fo Dnqun Own o Sd Cgo() u h opon o k dnqun own nd p hm no d Cgo. Th n b hnd opon whn ou k ov nw ommun 147

148 fom noh mngmn ompn nd ou wh o mk u dnqun own wh h f p of Coon Aon. OK k h OK buon o pod wh h opon ou d. Cn k h Cn buon o x whou Cgozng. Whn ou k h OK buon, ou w pn opon. A po w b pnd howng h on p wh h own w Cgozd: Pn Opon S h pn opon ou wh. Pn Ck h Pn buon o pod wh h Cgozng. Cn Ck h Cn buon o x whou Cgozng. Af h gozng omp, ou w h Coon Aon n howng whh p ndd hv bn pd no: Dnqun Found You now d o pod wh h oh Coon opon ung h buon h op of h Po Coon n. Ck h Ed buon o vw h dnqun own n h Cgo. You n kp kng on on d own, mov own o noh Cgo, p Hod on h oon on o no fuh on kn o hng h moun of pndng Admn F. Whn ou k h Ed buon, ou w h Cgo wh 148

149 dnqun own hv bn pd: S Cgo Doub k o Cgo o k on o hghgh h Cgo, hn k h OK buon. You w h dnqun own ndd n h d Cgo: Cndd n Cgo To vw/hng pu pndng on fo n own, mp doub k on h own. You w h own wh h dnqun d: Own D 149

150 Th v on ou n k fo ndvdu dnqun own: Aon Su U h down bow ow o opn h on p o mov n own o noh Cgo. You w h Cgo dpd o ou n on: S Cgo Smp doub k on h Cgo ou wh o mov n own o. Th w b kn ou of h xng Cgo nd movd o h on ou d. Admn F Th moun of h pndng Admn F hown. You n hng h f ou wh. Pn Dnqun L I w b hkmkd b dfu o h h oon w b pnd fo h own. You n un-hk h box o NOT pn fo n own. Hod Pong Chkmk h box f ou wh o fz h oon on fo h own o h h kp n h oon on p h nx m ou Cgoz. If ou p Hod on n own, no Admn F o L w b gnd. Ck h Pn L buon o pn h oon hd o h on Cgo fo h own. If ou wh o 150

151 pn fo ALL h dnqun own n Cgo, ou n do h fom h Cndd n Cgo n hown bov o fo ALL dnqun own n ALL Cgo fom h Po Coon n. Ck h D buon o h d own fom h on Cgo o no on kn gn hm. Ck h OK buon o p h pndng oon on hown on h n. Ck h Cn buon o x fom h d own n whou vng n hng md. Whn ou don wh h dng, ou w un o h Po Coon n. Up un ou Po h Coon Aon, non of h on fnzd. Ck h Po buon o fnz h pndng Coon Aon o ou n pod wh pnng nd ddng pndng Admn F o own oun. Po Aon You hv wo w o Po h pndng Coon Aon: Indvdu Cgo doub k on Cgo o pod wh Pong. A Cgo k h OK buon o pod wh v Cgo wh h pndng dnqun own. Whn ou pod o Po pndng Coon Aon, ou w h pn opon: Pn Opon 151

152 S h pn opon ou wh. Pn Ck h Pn buon o pod wh Pong. Cn Ck h Cn buon o x whou Pong. Af h Po omp, ou w un o h Po Coon n wh ou n h pn oon o po. Po Coon Po Comp Th Po h odd h on n h own pmn ho wh h d of h on. I h o ddd Admn F o own oun wh ppb. You now d o k h fn p of pnng oon o po howng h dnqun own ndd b Cgo. Ck h Pn Rpo buon o pn po howng h dnqun own ndd b Cgo. Fo xmp, ou mgh wn o pn po fo Cgo wh h no mp uh Aon Aon. Pn Opon 152

153 Pn Ck h Pn buon o pod wh Pong. Cn Ck h Cn buon o x whou Pong. Ck h Pn L buon o pn oon fo h dnqun own pd no h on p whn ou Cgozd dnqun own. I w pn h oon fo ALL on Cgo h m m. You n pn oon ov gn, f ndd, b mp kng h Pn L buon. Th oon f no dd un ou Cgoz gn o k h C Wok F buon. Whn ou k h Pn L buon, ou w h quon: Th quon kng f ou wn p pnd fo boh h pop dd (h dd of h hom n h ommun) AND h n dd ( dffn mng dd) f h own h on on f. Th dfu nw NO o h w on b n o h An Add, wh h x, no boh dd. If ou wn o nd o boh dd, ou mu k on h YES buon. How ou nw h quon h no ff on own who v n h ommun nd do no hv n An Add on f. Af nwng h bov quon, ou w pod o h pn on n: Pn Son 153

154 You pn on n m ook dffn bd on ou von of Wndow nd h pn vb on ou m. Pn k h Pn buon o pn h oon. Cn k h Cn buon o x whou pnng h. Whn ou k h Pn buon, h oon w b pnd ung h pn ou d. A mp oon w ook k h: Smp L 154

155 Agn, ou n pn oon, f ndd, b mp kng h Pn L buon. Th oon vb fo pnng up un ou Cgoz gn o k h C Wok F buon. Ck h C Wok F buon o d h oon f whn ou don pnng. Th funon n opon n, whn ou Cgoz dnqun own h nx m, w uom h oon on wok f. 155

156 Coon Tb Th u Dnqun Podu fo h Commun od n h "Coon Tb". Th Tb ono h on o b kn gn dnqun own. I o h p ouw n o kb don d nd do u of fpo n.e h p n ht b nb d o mp. You n -up h Tb h nd mk hng o whnv ou wh. Th 3 whh ou n u o mh h ppovd Dnqun Podu fo ommun. Th : D Dnqun Do Dnqun Png of Shdud Chg F, h m w ook h "D Dnqun" o whh on p h Dnqun Own houd b pd no. Sond, h m w hn ook h "Do Dnqun" o whh go n Own houd b pd no. Fn, h m w ook h "Png of Shdud Chg" o who m h. You mu u h D fo h Dnqun Aon h undng b fo gozng Dnqun Own. If ou u 3, hn Dnqun Own woud hv o m o xd 3 pob n od fo h m o k Dnqun Aon. Uu, b u hvd f on 2 ud--h D nd Do o D nd Png--fo h n n h Dnqun Aon Tb. Fom h Coon Aon mnu, k h Coon Tb buon. A p Coon Tb ook k h: Coon Tb W d u hm j o mon hco ont b n. Aon Lv A ou dd on p o h Coon Tb, uom 156

157 numb h Aon Lv ng 10, hn 20, 30, 40,. You n hv up o 10 on v n h Coon Tb. Dnqun Aon Th nm of h on p ompd u dfnd. Tp h nm ou wh o p n h Coon Tb. Exmp F Wnng Mnmum D Th h numb of d n own dnqun n od o b pd no h on p. Whn gozng dnqun own no h p n h Coon Tb, f ook h "D Dnqun" o whh on p h Dnqun Own houd b pd no. Exmp 15 = 15 d dnqun Fo h f p n h Coon Tb, h Mnmum D houd b qu o whn ou nd ou h f mnd no o f oon fo h ommun. Th Mnmum D n b LESS hn h d of h monh ou k h on on, ou w g h dd u ong ou goz h dnqun own no h Coon Tb p on h nom d, k h 15h. Hn: Fo of kng oon on h monh, w ommnd mkng h p n h Coon Tb b h m d of h monh k h 15h of h monh n h xmp bow. 1 Monh 15 nd 2 Monh 43 (ow fo Fbu 28 d) d 3 Monh 73 En h Mnmum D fom Mnmum Amoun Th do moun du fom own o p hm n h Coon Tb go. Sn h b on ow on do moun o b nd fo go, ung do moun wok b fo h f p n h Coon Tb o wh ALL own p h m moun, k n HOA. Hn: Fo h f p n h Coon Tb w ommnd ung f do moun. Exmp - $ 1.00 W do NOT ommnd nng h moun of h ow HOA o Condo f h bu ou pobb wn o nd no o o ALL dnqun own who ow n gnfn poon of h f. An own owng LESS hn h Mnmum Amoun w NOT b gozd no n on p, o b u o n n moun h LOW bu juf h mng xpn. Mnmum % of Amn Th ow ou o n Png of h Condo/HOA f o u h moun du o p dnqun own no h Coon Tb go. Th hnd w o up h p n ou Coon Tb whn own p dffn moun bu of un z o bu of dffn v v. 157

158 To gp how h Mnmum % of Amn wok, ou hv o undnd wh h pn pn: 100% = Th moun n h Chg Tb fo hom Exmp 100% = 1 Monh Chg Amoun 200% =2X h moun n hch gt b f ohom Exmp 200% = 2 Monh Chg Amoun If ou u h Mnmum Amoun, whh f do moun, fo oon p, hn ou pobb woud NOT wn o u h Mnmum % of Amn fo h m p oo. I b o u h Mnmum % of Amn IN PLACE OF h Mnmum Amoun wh mk b n hn f do moun. Admn F You n n do moun hg o b uom ddd o h own b n wh n h f no n p n h Coon T b.wh n h m g o z d nqu nown n o h Coon Tb p bd on h d nd moun owd, w u pndng Admn F fo own fng no on p wh h up. Tp, n Admn F mgh b up fo p nvovng fd m o om oh x hndng h dd m nd xpn, bu n p n hv n Admn F hd o. Th f n go h o h ommun o h mngmn off dpndng on how h up n h M. Chg: M. Chg Chg Cod 03 ud fo kng h Admn F ppd hough Coon Aon. L # S Fom L mp o nd o dnqun own who f no h Co ona on p.e h p nh v ownfo m L mp wh own vbg. Ck h down bow ow 158 o opn up h Fom L bow:

159 Doub k on h Fom L o n no Coon Aon p. Th d L w b h on h w uom b pnd fo h dnqun own h f no h pu Coon Aon p. If ou v h L # BLANK fo pu p, k Aon Aon, hn nd of pnng, TOPS 4.0 w pn ndd po howng h own n h p wh h bn du. L Dpon Th w dp h nm of h Fom L d fo pu Coon Aon p. To mov p fom h Coon Tb, mp hghgh h p, hn k h D buon. Though h S Chg buon, ou n onfgu whh Chg Cod o nud whn Coon Aon kn. Th gv ou ono ov whh own bn nudd whn dmnng h on o k on dnqun own. Th S Chg ook k h: Ev v Chg Cod w b dpd n h S Chg. 159

160 To nud Chg Cod n h Coon Aon mp hkmk. To kp kng Coon Aon on Chg Cod, mp v bnk. S A Ck h buon o ALL Chg Cod n Coon Aon. C A Ck h buon o unhk ALL Chg Cod. You n hn hk ju h Chg Cod ou wh. OK Ck h buon whn ou hv d h Chg Cod ou wh o nud n Coon Aon Cn Ck h buon o n hng ou md o h S Chg fo Coon Aon. Ck h Add buon o jump o h f bnk n n h Coon Tb o ou n dd nw p. Ck h OK buon o v n hng md o h Coon Tb nd x bk o h mnu. Ck h Cn buon o n hng md o h Coon Tb nd x bk o h mnu. I w v h Coon Tb w bfo n hng w md. Th omp h mnu on on Coon Tb up. 160

161 Fom L Fom L mp h u mg od o n own nfomon no h ung n h ook k w ndvdu pd. In ddon o h own nm nd dd, h mg od fo vu ALL h d bng kd fo n own nudng h un oun bn. Th o mg od fo ommun nfo nd h mngmn ompn, wh ppb. Coon & Voon L Fom L pu hnd fo dng wh dnqun own nd u nfomn, uh CCR Voon. If ou pn Coon o Voon hough Own Mnn, ou w NOT hv ho of h k ou woud f ou ud Coon Aon (AR Modu) o pn oon o Voon Aon (CCR Modu) o pn voon. Thfo, w do NOT ommnd pnng h fom h Own Mnn n. No on mo ffn o u Coon Aon o Voon Aon o pn fo ALL own mng h on m, bu o k ph o of h h d o hown o d w o d ng h on n h AR Modu nd CCR Modu. Th Fom L pogm onvnn od on v mnu. You n fnd on h Own Db mnu (Fom L b), buon on h Own Mnn n, o n h AR Modu (Coon b > Fom L) nd n h CCR Modu (Fom L b). W d u ngup mp ndu ngfo m L. Ck h Fom L buon o wok wh mp fo h ommun. You w h Fom L mp h x n h ommun: S Fom L W ov hof hbu onon h n. Mnn L 161

162 Ck o hghgh h, hn k on h S buon o mp doub k on h nm. Th mp w opn k h: Fom L Tmp Th oon mp dgnd o b 3 p pg no fom. If ou mk hng o h mp wh opn, b u o Sv h hng. You n Sv hng b kng h Dk buon o k F, hn Sv. No h Mg Cod buon h op of h n. P h uo wh ou wh o n Mg Cod no h Fom L, hn k h Mg Cod buon. Th Mg Cod bow w opn k h: Lo h Mg Cod ou wh o n. U h Mg Cod go opon o hp ou now ou h: B dfu, ALL Mg Cod dpd. Bu o mk hm mo mngb o ou n fnd h Mg Cod ou wn o n no fom, u h down bow ow 162

163 o opn up h Mg Cod Cgo k h: S h Mg Cod Cgo o ju ho Mg Cod o fom. Th Mg Cod nd no mp bkd bbvon of h Mg Cod nm, k h: Own Nm [Own' Nm] S h xpnon und Add bow o undnd how o wok wh Fom L mp nd Mg Cod n mo d. Ck o hghgh h, hn k h D buon. A fgud, ou w h onfmng mg: To d, ou mu k on h YES buon. Ck h NO buon o x whou dng h. If ou wh o hng h nm dpd on h n, mp k o hghgh h, hn k h Rnm buon. Th xng nm w b dpd. Smp p nw nm. Ck h Sv buon o v h nw nm. Ck h Cn buon o x whou vng n hng. Add L To nw, k h Add buon. 163

164 Smp p nm fo h nw. Ck h Sv buon o v h nm nd pod. Ck h Cn buon o x whou ddng nw. If ou kd h Sv buon, ou w h nw nm dpd: Nw L Nm Doub k h hghghd nm o ng k, hn k h S buon o pod o h x n n. Th x n n ook k h: L Tx En 164

165 Th Fom L n TOPS wok m o mn oh wod poo, pu MS Wo d.w ov hm j of un onoffo m L. W w h hf oo b h opof hfo m L n: 165

166 F Whn ou k on F, ou w h dop down mnu: Opn Fom L k h mnu ho o n xng fom n h ommun. Sv Fom L k h mnu ho o v hng o n opn fom. Impo Doumn k h mnu ho o bow ou ompu o opn ognzd doumn d n noh wod poo, k MS Wod. Th TOPS Fom L pogm houd mpo h doumn mnnng h fomng fom h ogn. Af mpong, ou woud pobb wn o n M Mg Cod o mk h mp h woud wok fo n homown. Expo Fom L k h mnu ho o k d fom nd xpo o f on ou ompu h ou oud u wh noh ppon, k MS Wod. Fom L Mng k h mnu ho o op xng fom h un ommun o noh ommun o op xng fom noh ommun no h un ommun. Do No Ah Fom L k h mnu ho o pn h d fo own, bu NOTk p op h d o hown o d. Pn Fom L k h mnu ho o pn h d fo n own. You n hn d h pnng o n ognzd pn on ou ompu m. Th WILL h op of h o hown o d. Pn To k h mnu ho oh opon fo hndng h fom pnng. Th nud: Pn Pvw - k h mnu ho o vw h on h n h hn pn hm. You mgh do h o p oof h pp n b f o u pnng h. Pn Pg Exmp k h mnu ho o pn mp o hk h fomng bfo pnng fo goup of own. 166

167 Pg Sup k h mnu ho o pp z, mgn nd oh opon wh h fomng of h. You w h n: Pg Sup Sm o oh wod poo, ou n ou fom z nd mgn. Bu h om unqu hng on h bov n h ou nd o undnd. Ck h opon f ou wn o mp h h mup fom on pg, k h L No xmp hown bov. You n hn u h fuh opon o pf how mn fom on pg: Tp, ou woud dvd h pg no 2 o 3 on n od o hv nough oom fo h vbg nd h Mg Cod h uomz h fom fo h own. Ex k h mnu ho o x fom h Fom L pogm. A n nv, ou n o k on h box h op gh on of h n o x fom Fom L. 167

168 Ed Whn ou k on Ed, ou w h dop down mnu: Undo k h mnu ho o o bk h Fom L mp o h w w bfo h on o kok. Rdo k h mnu ho f kng Undo, o o n d on o kok. Cu k h mnu ho f hghghng, wod, nn o pgph o d h hghghd fom h fom. Cop k h mnu ho f hghghng, wod, nn o pgph o op o noh of h fom o o noh fom. If ou x h Fom L pogm bfo Png h opd no Fom L, ou w o wh w opd. P k h mnu ho o n h opd no h Fom L h pon wh h uo poond. S A k h mnu ho o hghgh ALL h x n h opn Fom L. You n hn Cu o Cop h x. Chk Spng k h mnu ho o hk png houghou h Fom L. If h mpng, w b hghghd o ou n o. Vf Mg Cod k h mnu ho o mk u h Mg Cod n h Fom L vd. You CANNOT p Mg Cod no Fom L, ou MUST ung h Mg Cod buon on h Fom L n. An nvd Mg Cod w b hghghd o ou n d hm, hn h o Mg Cod ung h Mg Cod buon. In Whn ou k In ou w h dop down mnu: Pg Bk k h mnu ho o n pg bk h uo poon n h fom. Mg Cod k h mnu ho o n Mg Cod h uo poon n h fom. Th Mg Cod bow w pop-up o ou n h Mg Cod o n. 168

169 Doub k on h Mg Cod ou wh o n no h Fom L. S Add Fom L bow fo mo d on Mg Cod n Fom L. Img k h mnu ho o n pu o mg h uo poon n h fom. A ndd Wndow bow n w opn o ou n h pu o mg. Fon Ch k h mnu ho o n nw fon h uo poon n h fom. Th Fon Ch bow w pop-up o ou n h Fon Ch o n. Doub k on h Ch ou wh o n no h Fom L. 169

170 Tb Tb g w o ognz d no od ow nd oumn. Whn ou k Tb ou w h dop down mnu: In Tb k h mnu ho o n Tb no h fom h uo poon. You w h Tb onfguon: En h # of Coumn nd h # of Row fo h b, hn k h OK buon. A b w b nd no h fom onfgud. A b gd of ow nd oumn whh ook k h: E h n h b nb p on o dw hd f f nf on, jufon nd b op. Row A ow hozon of n h b. Ck h mnu ho o n o d ow fom b: I w k h d on bd on h uo poon n h b. Coumn - A oumn v of n h b. Ck h mnu ho o n o d ow fom b: I w k h d on bd on h uo poon n h b. Tb Opon k h mnu ho o fuh onfgu h z nd poon of h b whn h fom : 170

171 S h z of h b ow (Ln Wdh) nd h x oon fom h bod of h b (T dn). You n o Bkgound oo nd h poon of h b whn h fom (V gnmn). Ck h OK buon o v h ng. 171

172 Fom Whn ou k Fom ou w h dop down mnu: Agnmn - k h mnu ho h gnmn fo n, pgph o h n fom : You n hghgh on of h fom, hn h gnmn fom h dop down mnu. Fxd Lngh Fd k h mnu ho o fx h poon of Mg Cod fd. Sn Mg Cod n hv d of vng ngh, mkng hm Fxd Lngh Fd ou ono h gnmn of h Mg Cod d. Fo xmp, f ou wh o mz own bn n fom ung ndvdu Mg Cod fo h bn du, ou woud wn o mk hm Fxd Lngh Fd o h do nd n n up n oumn k h: Mg Cod w/o Fxd Lngh w/fxd Lngh [(FL)A1 Bn Du] [(FL)L F Du] [(FL)Oh Chg] [(FL)TOT AMT DUE] _ Wh n oum km gcodf x dl ng hf d, p nd FL nf on of h nom Mg Cod k h: Fxd Lngh Fd n b ud o kp h LEFT o RIGHT gnmn of Mg Cod d. Hd Fd k h mnu ho o hd Mg Cod fd o h do no pn n h fom. If h hddn fd do moun, h moun n h hddn fd w b nudd n ubo. Fon k h mnu ho o Fon fo h fom x: 172

173 Th fon ou w hng bd on h uo poon whn h fom o fo hghghd x. Ck h OK buon o omp h hng. Fon Coo k h mnu ho o hng h oo of h x fo h hghghd x: Th oo ou w hng h x bd on h uo poon whn h fom o fo hghghd x. Ck h OK buon o omp h hng. Pg Sup k h mnu ho o vw/hng h pg ng: 173

174 H ou n h Pg Sz, Mgn, Fom Sz, nd oh ng. Ck h opon f ou wn o mp h h mup fom on pg, k h L No xmp hown bov. You n hn u h fuh opon o pf how mn fom on pg: Tp, ou woud dvd h pg no 2 o 3 on n od o hv nough oom fo h vbg nd h Mg Cod h uomz h fom fo h own. Ck h OK buon o v h ng. 174

175 Hp Whn ou k Hp ou w h dop down mnu: Hp k h mnu ho o opn dd fom hp f o nw quon bou wokng wh fom. You w h op d o fom o fom. Unmk Toob Ion h mnu opon no ong ud nd h no ff. Dp DOS Cod Th mnu opon x o hp DOS TOPS uom who hv whd o TOPS 4.0 undnd h Mg Cod n h w onvd fom DOS TOPS (EZ Po nd EZ L). I how h DOS TOPS quvn of h TOPS 4.0 Mg Cod. Buon Toob N x,w d u hbuon Toob nd h funon of h buon: Opn - k h buon o opn n xng fom doumn. Sv k h buon o v h opn doumn. Pn k h buon o pn h fom. Pn Pvw gn mp o h n o ou n hk h fom. Undo d o o bk hng md o h fom. Rdo v h Undo buon on h m h m ou k h buon. Cu hghgh h, wod, nn o pgph, hn k h u buon o d fom h fom. Th u x v n h pbod n ou wh o p o noh of h fom. Cop - hghgh h, wod, nn o pgph, hn k h op buon o v h x n h pbod o ou n p o noh of h fom. P k h buon o n Cu o Copd x fom h pbod no h fom h uo poon. Sp Chk k h buon o hk h png n h fom. Fon Coo k h buon o fon oo fo x h uo poon o fo hghghd x. Fxd Lngh Fd k o hghgh Mg Cod, hn k h buon o mk Fxd Lngh Fd o mnn f o gh gnmn. 175

176 Hd Mg Fd k o hghgh Mg Cod, hn k h buon o hd o do no pn. Th ufu fo hdng do moun h ou do no wh o pn, ou wn nudd n ubo. In Mg Cod k h buon o n h d Mg Cod no h fom h uo poon. You n o n Mg Cod hough h Mg Cod buon o gv ou b ono ov whh Mg Cod ou wh o n. 176

177 Mg Cod P h uo wh ou wh o n Mg Cod no h Fom L, hn k h Mg Cod buon. Th Mg Cod bow w pop-up o ou n h Mg Cod o n. Th Mg Cod bow w opn k h: Doub k on h Mg Cod ou wh o n no h Fom L h uo poon. Th Mg Cod nd no mp bkd bbvon of h Mg Cod nm, k h: Own Nm [Own' Nm] Mg Cod Eff You n hv Mg Cod pn wh h m ff h gu x. Th mn ou n hv Mg Cod pn wh h ff: Fon Sz & S Bod I Agnmn (f, n, gh, jufd) W ov M gcod nmo d bow. 177

178 Mg Cod Cgo No h hdng b h op of h Mg Cod: B dfu, ALL Mg Cod dpd. Bu o mk hm mo mngb o ou n fnd h Mg Cod ou wn o n no fom, u h down bow ow o opn up h Mg Cod Cgo k h: S h Mg Cod Cgo o ju ho Mg Cod o fom. Th xmp bow how h Mg Cod fo CCR D. No how h nd no h Fom L. Th Voon L h w pn dd dpon of h CCR Voon nd h on h own nd o k o ov h voon. Mg Cod Ind no L 178

179 H noh mp CCR L howng numb of Mg Cod nd: Smp CCR L Mg Cod w hown wh bk ound h fd, k h: [CCR Cun Aon D] 179

180 Coon L Tmp 180

181 Coon L Fd-n W hm g Cod b g o ngon h nx pg. 181

182 Mg Cod Mngmn Compn Info Th Mg Cod pu nfomon fom h Mngmn Compn F: Mngmn Compn Info Dpon Mg od Smp Mngmn Co. Nm [Mngmn Co. Nm] Mngmn Compn In. Mngmn Co. Con [Mngmn Co. Con] Pdn Mngmn Co. Comp Add [Mngmn Co. Comp Add] N 102 S Su 100 Phonx, AZ Mngmn Co. Add Ln 1 [Mngmn Co. Add Ln 1] N 102 S Mngmn Co. Add Ln 2 [Mngmn Co. Add Ln 2] Su 100 Mngmn Co. C [Mngmn Co. C] Phonx Mngmn Co. S [Mngmn Co. S] AZ Mngmn Co. Zp [Mngmn Co. Zp] Mngmn Co. Phon 1 [Mngmn Co. Phon 1] Mngmn Co. Phon 2 [Mngmn Co. Phon 2] Mngmn Co. Fx 1 [Mngmn Co. Fx 1] Mngmn Co Fx 2 [Mngmn Co. Fx 2] Mngmn Co. Em 1 [Mngmn Co. Em 1] xx@ommunmngmn.om Mngmn Co. Em 2 [Mngmn Co. Em 2] b@ommunmngmn.om Mg Cod 182 nd nd

183 Commun F Sh Th Mg Cod pu nfomon fom h Commun F Sh f: Commun F Sh Dpon Mg od Smp Pop Mng Nm [Pop Mng Nm] Jo Mng Pop Mng Sgnu [Pop Mng Sgnu] Pop Mng Em [Pop Mng Em] jmng@ommunmngmn.om Pop Mng Hom # [Pop Mng Hom #] Monh Mng D [Monh Mng D] 1 Tud of h monh Common A Rponb [Common A Rponb] Common g mnnn, pkng o gh, now mov, To Lo, Poo Wh Aoon F Cov [Wh Aoon F Cov] Common A Mnnn, S Rp N o S/Inon [N Co S/Inon] Hpp V Rd nd Jomx Don o Commun [Don To Commun] Fom I-17 k f gh L Pmn Po [L Pmn Po] Pmn vd f h 15 ubj o 10% L F. Snng/Onon Po [Snng/Onon Po] Popv puh mu m wh h Bod of Do po o mn fo ommun onon. Ahu Appov Po [Ahu Appov Po] 45 d o dppovd Lng Po [Lng Po] Cop of h mu b n o h mngmn off. Th mu h n ubj 183 h

184 o ommun Ru & Rguon. Voon Po [Voon Po] 184 Th ommun h h gh o nfo hu voon nd voon of h Ru & Rguon. Fn vd fo non-ompn o h ommun Ru & Rguon.

185 Mg Cod Commun Info Th Mg Cod pu nfomon fom h Commun F nd Own Cono F: Commun F Dpon Mg od Smp Commun Nm [Commun Nm] C Commun Rnh Commun Add Ln 1 [Commun Add Ln 1] P.O. Box 777 Commun Add Ln 2 [Commun Add Ln 2] opon ond n of dd Commun Add Ln 3 [Commun Add Ln 3] Phonx, AZ Commun Phon Numb [Comm Phon #] Th foowng Mg Cod pu nfo fom h Own Cono F: Own Cono F 185

186 Lokbox Commun Nm [Lokbox Commun Nm] Smp Condomnum Lokbox Add 1 [Lokbox Add 1] /o F S Bnk Lokbox Add 2 [Lokbox Add 2] Bnk dd 2 Lokbox CSZ [Lokbox CSZ] Rokv MD TOPS Oh Commun Nm [Oh Commun Nm] Smp Condomnum (fom Own Cono F) Oh Add 1 [Oh Add 1] Dmond Dv (fom Own Cono F) Oh Add 2 [Oh Add 2] W b kppd n h fom f bnk. Oh CSZ [Oh CSZ] Rokv MD TOPS (fom Own Cono F) Commun Wb S [Commun Wb S] Add fo ommun wb 186

187 Mg Cod Own Info Th Mg Cod pu nfomon fom h Pop & Own d: Own Info Dpon Mg od Smp Own Nm/Mng Add [Own Nm\Mng Add] S Smh 123 Hpp V Rod Hpp V, AZ Own' Nm [Own' Nm] S Smh 2nd Own' Nm [2nd Own' Nm] dp nm 2 f ud Own Mng Add Ln 1 [Mng Add Ln 1] 123 Hpp V Rod Own Mng Add Ln 2 [Mng Add Ln 2] W b kppd f fd no ud n own dd Own Mng C-S-Zp [Mng C-S-Zp] Hpp V, AZ Hom Phon # [Own Hom Ph] Own Wok Phon # [Own Wok Ph] A. Phon # [A. Phon #] Own LP mnd [P D] 04/05/07 Pn of Ownhp [Own Pn].0147 Pop Ad Vu [Pop. Ad Vu] $265,

188 Pop S Add [Pop. S Add] 123 Hpp V Rod Pop C-S-Zp [Pop C-S-Zp] Hpp V, AZ Pop Aoun # [Pop A #] 1001 Pop Lo # [Pop Lo #] 001 Budng\Son\Ph # [SEC#} 5 Lg Dpon 1 [Lg Dpon 1] P Book 7, Son 8, Lo 001 Lg Dpon 2 [Lg Dpon 2] Opon Pop GL Co Cn [GLC] 200 Wb U Nm [Wb U Nm] Agnd whn ung wb Wb Pwod [Wb Pwod] Agnd whn ung wb Own Em Add [Own Em] Own Em 188

189 Mg Cod Own Imzd Bn Th Mg Cod u own bn bkdown fom h pmn ho f: Own Bn Dpon Mg od Imzd Bn - No Inudng Ppd [Imzd Bn-No Inudng Ppd] Imzd Bn - Inudng Ppd [Imzd Bn-Inudng Ppd] 189

190 Mg Cod Chg Tb Th Mg Cod pu nfomon fom h Chg Tb: Chg Tb Dpon Mg od Smp A1 Bn Du [A1 Bn Du] Aumud o fo own A1 hg A1 Chg Tb Nm [A1 Chg Nm] Mnnn F A1 Chg Dpon [A1 Chg DESC] Dupx A1 Chg Tb Amoun [A1 Chg AMT] A1 L F Chg [L F AMT] 5.00 C1 Bn Du [C1 Bn Du] C1 Chg Tb Nm [C1 Chg Nm] C1 Chg Dpon [C1 Chg DESC] C1 Chg Tb Amoun [C1 Chg Am] C1 L F Chg [C1 L F Am] C2 Bn Du [C2 Bn Du] 190

191 C2 Chg Tb Nm [C2 Chg Nm] C2 Chg Dpon [C2 Chg DESC] C2 Chg Tb Amoun [C2 Chg Am] C2 L F Chg [C2 L F Am] C3 Bn Du [C3 Bn Du] C3 Chg Tb Nm [C3 Chg Nm] C3 Chg Dpon [C3 Chg DESC] C3 Chg Tb Amoun [C3 Chg Am] C3 L F Chg [C3 L F Am] C4 Bn Du [C4 Bn Du] C4 Chg Tb Nm [C4 Chg Nm] C4 Chg Dpon [C4 Chg DESC] C4 Chg Tb Amoun [C4 Chg Am] C4 L F Chg [C4 L F Am] C5 Bn Du [C5 Bn Du] C5 Chg Tb Nm [C5 Chg Nm] C5 Chg Dpon [C5 Chg DESC] C5 Chg Tb Amoun [C5 Chg Am] C5 L F Chg [C5 L F Am] C6 Bn Du [C6 Bn Du] C6 Chg Tb Nm [C6 Chg Nm] C6 Chg Dpon [C6 Chg DESC] C6 Chg Tb Amoun [C6 Chg Am] C6 L F Chg [C6 L F Am] C7 Bn Du [C7 Bn Du] C7 Chg Tb Nm [C7 Chg Nm] C7 Chg Dpon [C7 Chg DESC] C7 Chg Tb Amoun [C7 Chg Am] C7 L F Chg [C7 L F Am] C8 Bn Du [C8 Bn Du] C8 Chg Tb Nm [C8 Chg Nm] C8 Chg Dpon [C8 Chg DESC] 191

192 C8 Chg Tb Amoun [C8 Chg Am] C8 L F Chg [C8 L F Am] C9 Bn Du [C9 Bn Du] C9 Chg Tb Nm [C9 Chg Nm] C9 Chg Dpon [C9 Chg DESC] C9 Chg Tb Amoun [C9 Chg Am] C9 L F Chg [C9 L F Am] 192

193 Mg Cod Oh Chg Th Mg Cod pu nfomon fom h M. Chg Tb: M. Chg Tb Dpon Mg od Smp L F [M Chg. (01)] Bn Du NSF hg [M Chg. (02)] Bn Du Admn F [M Chg. (03)] Bn Du In [M Chg. (04)] Bn Du Aon F [M Chg. (05)] Bn Du Wok Od [M Chg. (06)] Bn Du M. Chg [M Chg. (07)] Bn Du Sp Am [M Chg. (08)] Bn Du U Dfnd 9 [M Chg. (09)] Bn Du U Dfnd 10 [M Chg. (10)] Bn Du U Dfnd 11 [M Chg. (11)] Bn Du U Dfnd 12 [M Chg. (12)] Bn Du 193

194 U Dfnd 13 [M Chg. (13)] Bn Du U Dfnd 14 [M Chg. (14)] Bn Du U Dfnd 15 [M Chg. (15)] Bn Du U Dfnd 16 [M Chg. (16)] Bn Du U Dfnd 17 [M Chg. (17)] Bn Du U Dfnd 18 [M Chg. (18)] Bn Du U Dfnd 19 [M Chg. (19)] Bn Du U Dfnd 20 [M Chg. (20)] Bn Du Connu h bov pn hough U Dfnd M. Chg Cod

195 Mg Cod Subo Th Mg Cod gv ubo f ng own mzd bn wh h own bn mg od hown bov: Fom L Subo Dpon Mg od Expnon A1 Bn Du - mp [A1 Du] L F Du - mp [L F Du] Th od dgnd o b ud ogh fo mp own bn bkdown To Oh Chg Du mp (h od u h [Oh Chg.] dffn bwn h TOTAL AMOUNT DUE nd h A1 & L F bn) TOTAL AMOUNT DUE [TOT AMT DUE] TOTAL AMT DUE Imzd Bn [TOTAL ITEMIZED] In omp bkdown of h own bn wh o OTHER CHARGES Pug Dffn [OTHER CHGS] 1 ubo of +' [1 SubTo +] Ud wh h Subo bow o mk u h Mg Cod mzng own bn ddd o h TOTAL OF SUBTOTALS bow. 2nd ubo of +' [2nd SubTo +] 3d ubo of +' [3d SubTo +] 4h ubo of +' [4h SubTo +] 5h ubo of +' [5h SubTo +] 6h ubo of +' [6h SubTo +] 195 Exmp [A1 Bn Du]+ [C1 Bn Du]+ [C3 Bn Du]+ [M Chg. (01)]+ [M Chg. (04)]

196 7h ubo of +' [7h SubTo +] 8h ubo of +' [8h SubTo +] TOTAL OF SUBTOTALS [TOT ALL SUB] 196 [M Chg. (05)]+ [OTHER CHGS] [TOT ALL SUB] To h+ o hsub o v 1 8.

197 Mg Cod CCR D Th Mg Cod pu nfomon fom h CCR Cod nd own CCR Rod: CCR Cod CCR Rod Dpon Mg od CCR Con D [CCR Con D] 197 Expnon

198 CCR Rqu D [CCR Rqu D] CCR Co D [CCR Co D] CCR Appov Tp [CCR Appov Tp] CCR Summ Dpon [CCR Summ Dpon] CCR Dd Dpon [CCR Dd Dpon] CCR Su [CCR Su] CCR Own Rouon Aon [CCR Own Rouon Aon] CCR Ron Fo Rjon [CCR Ron Fo Rjon] CCR Nx Inpon D [CCR Nx Inp. D] CCR L Inpon D [CCR L Inp. D] CCR Phoo Img [CCR Rod' Img] CCR Cun Aon D [CCR Cun Aon D] CCR Cun Aon Dpon [CCR Cun Aon Dpon] CCR L Aon D [CCR L Aon D] CCR L Aon Dpon [CCR L Aon Dpon] CCR Voon F [CCR Voon F] CCR Cod nd Dpon [CCR Cod nd Dpon] CCR A Cd [CCR A Cd] CCR # D Lv 1 [CCR # D Lv1] CCR # D Lv 2 [CCR # D Lv2] CCR # D Lv 3 [CCR # D Lv3] CCR # D Lv 4 [CCR # D Lv4] CCR # D Lv 5 [CCR # D Lv5] CCR # D Lv 6 [CCR # D Lv6] CCR # D Lv 7 [CCR # D Lv7] CCR # D Lv 8 [CCR # D Lv8] CCR # D Lv 9 [CCR # D Lv9] CCR # D Lv 10 [CCR # D Lv10] Oundng CCR Voon - [Oundng CCR Voon - 198

199 ALL Opn L opn voon ALL] 199

200 Mg Cod M. Fd Th Mg Cod ou fom d n Fom L: M. Mg Cod Dpon Mg od Smp D (Fu) [D (Fu)] M 15,2009 D (MM/DD/YY) [D (MM/DD/YYYY)] 05/15/09 D (MM/DD/YYYY) [D (MM/DD/YY)] 05/15/2009 D (Fu) [D (Fu)] Fd Monh (Fu) [Monh (Fu)] M D (Numb) [D (Numb)] 15 Monh (Numb) [Monh (Numb)] 05 Y [Y] 2009 Th nd h mnu on on Fom L 200

201 Rpo Th numb of AR Rpo h n b pnd fo ommun. Th v fom o pk fom howng own bn du, oon u nd oh k oun vb po. Mn of h po gv ou opon fo hng k, dd o umm po. D Snv TOPS 4.0 o d n v h oug hou.m n ng, ou np nallof har Rpo fo n pod n h p ong h non ho h no bn pugd. So, fo xmp, f ou mpd h Agd Own Bn po fo h nd of h pvou, ou oud mp pn b nng h -nd d fo h po. TOPS w fnd von who owd bn -nd nd gn h po x ookd whn w ogn pnd. W v w harr po n h m nu on. Fom h AR mnu, k h Rpo mnu b. Whn ou k h Rpo mnu b, ou w h AR Rpo mnu: AR Rpo Mnu 201

202 Agd Own Bn Th hmo ommon po p n df o ommun of f how ngown bn wh h gng of ho bn. Th gng d n h Aounng Cono F (Sup > Own D & AR Sup). Th po n b pnd wh fu d b kdownof hown b n o nj u umm f o m.th po w how h pmn d fo h own. Th po n b pnd fo n d n h p ong h pmn ho od x fo h pod. Bu h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Bu h pg of h po h n Aounng Summ ppng h own bn boh b Chg Cod nd GL Aoun #, h po n b ud o on h dd own bn o h opondng vb oun bn (u oun ngon ) n hg n L dg.m k u oudonot h k h Supp C d B n po op on f o uw h o u h po o on wh h Gn Ldg n h m d o po o h do no g o h GL vb oun o. Ck h do buon nx o Agd Own Bn. Whn ou k h Agd Own Bn, h AR Rpo mnu hng o how ou h opon vb fo h po: Agd Own Bn - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h 202

203 ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h ow Lo/Un # o h hgh. Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. Rpo Opon S fom h opon: Pn D f hkd, h w how bn bkdown fo h own. If no hkd, umm po w b pnd wh ju h ov own bn. If ou k h Pn D opon, h fuh po opon bom vb: Supp Cd f hkd, own wh d bn n hg od oh hn on of h Ppd (PP) hg od, w no b nudd on h po. No: If ou k h opon, hn h Agd Own Bn houd NOT b ud o on bn o h GL vb oun bu h po o m no nud own bn h fd n h GL oun. Dndng Od f hkd, hn h po w pn ng wh h own who ow h g bn du down o h own who ow h m bn du. Th n b hnd opon o ommun off n quk ho own who hv h g bn du. Ck n of h Rpo Opon ou wh. Cuoff D Th ffv d fo h po. I w how own bn up o nd nudng h Cuoff D ou n. An non dd AFTER h Cuoff D w no b kn no ondon whn pnng h po. ThCu of fd nb nd n hp ong hown pmn ho od x. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h quon: 203

204 Th gv ou hop on o how hown o on on uon h po. YES k Y o how h oon on u fo h own. NO k No o kp nudng h nfomon on h po. Th h dfu nw. On ou nw h bov quon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h n w po.ch k h op on f ouw h op n h C po. 204

205 Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Agd Own Bn--D 205

206 Aounng Summ 206

207 Coon Su Th po how hb n du, ongw hb kdownof hown b n b Chg Cod, nd h oon on p kn b h uomd oon on fo h own. I o dp h numb of monh n own dnqun. Th d nd moun of h pmn vd fom h own o hown. Bu h pg of h po h n Aounng Summ ppng h own bn boh b GL Aoun #, h po n b ud o on h dd own bn o h opondng vb oun bn (u ounng on) n h Gn Ldg. Ck h do buon nx o Coon Su. Whn ou k h Coon Su, h AR Rpo mnu hng o how ou h opon vb fo h po: Coon Su - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h ow Lo/Un # o h hgh. Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. 207

208 Rpo Opon Oh hn h o od, h NO fuh opon fo h Coon Su po. Cuoff D Th ffv d fo h po. I w how own bn up o nd nudng h Cuoff D ou n. An non dd AFTER h Cuoff D w no b kn no ondon whn pnng h po. ThCu of fd nb nd n hp ong hown pmn ho od x. Ck h Pn buon o pod o pn h po. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d TOPS 4.0 po h hn h nw on wh fon nd 208

209 bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h n w po.ch k h op on f ouw h op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Coon Su Aounng Summ 209

210 210

211 Ppd Own Th po how ho own who hv d bn n h Ppd Chg Cod (PP Cod). Th po w how h o moun off ALL ppd bn on h po pg w bkdown b h ndvdu Ppd Chg Cod (PP, PP-A1, PP-C1, ). If n own h d bn n on of h gu Chg Cod (A1, C1, 01) w NOT how on h Ppd Own po. Ind, h d w how on h oh bn du po, k h Agd Own Bn. Ck h do buon nx o Ppd Own. Whn ou k h Ppd Own, h AR Rpo mnu hng o how ou h opon vb fo h po: Ppd Own - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h ow Lo/Un # o h hgh. Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. Rpo Opon Th on on Rpo Opon: Pn D h opon uom hkd. I w how 211

212 b kdownof hown p p db n b hp p dch g Cod (PP, PP-A1, PP-C1, ). Cuoff D Th ffv d fo h po. I w how own bn up o nd nudng h Cuoff D ou n. An non dd AFTER h Cuoff D w no b kn no ondon whn pnng h po. ThCu of fd nb nd n hp ong hown pmn ho od x. Ck h Pn buon o pod o pn h po. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d 212

213 TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h nw po. Chk h opon f ou wh op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Ppd Own 213

214 Own Bn Summ Th po how h own bn n oumn fom. Eh of h mjo Chg Cod h oumn on h po. Th po dd o o h o du fo h own. Unk oh own bn po on h AR Rpo mnu, h Own Bn Summ o how hown p p db n, f n.so h po w how omp bkdown of h own bn nudng n ppd d. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Bu h pg of h po h n Aounng Summ ppng h own bn boh b Chg Cod nd GL Aoun #, h po n b ud o on h dd own bn o h opondng vb oun bn (u ounng on) n h Gn Ldg. I p hnd fo h bu how h Ppd Bn o whh n b ud o on h GL Aoun oo. Ck h do buon nx o Own Bn Summ. Whn ou k h Own Bn Summ, h AR Rpo mnu hng o how ou h opon vb fo h po: Own Bn Summ - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h 214

215 ow Lo/Un # o h hgh. Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. Rpo Opon Oh hn h o od, h NO fuh opon fo h Own Bn Summ po. Cuoff D Th ffv d fo h po. I w how own bn up o nd nudng h Cuoff D ou n. An non dd AFTER h Cuoff D w no b kn no ondon whn pnng h po. ThCu of fd nb nd n hp ong hown pmn ho od x. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. 215

216 Sng Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h nw po.ch k h op on f ouw h op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Own Bn Summ 216

217 Aounng Summ 217

218 Own A/R Av Th po how h hg, pmn nd djumn v fo h own fo ng ofd.i h nd po wh n ouw n o h v h h ng d n own b n f om hb g nn ngofp od o h ndof hp od. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Own A/R Av po. Whn ou k h Own A/R Av po, h AR Rpo mnu hng o how ou h opon vb fo h po: Own A/R Av - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h ow Lo/Un # o h hgh. Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. Rpo Opon Oh hn h o od, h NO fuh opon fo h Own 218

219 Bn Summ po. D En d ng fo h po foow: S D h bgnnng d fo howng h own v. End D h ndng d fo howng h own v. A h hg, pmn nd djumn v bwn h ng nd ndng d w b hown on h po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od 219

220 po o h ommun off woud no b onfud wh h n w po.ch k h op on f ouw h op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Own A/R Av 220

221 Ch Rp Joun Th po how h AR non, b p nd d, h hv bn pd o h Gn Ldg. Th po n b pnd fo ng of d, k n ounng pod, o ou n vf AR non h hv bn odd n h Gn Ldg. Th po bokn down no 3 on: Inom Ch Rp Adjumn Th po n b pnd fo n d n h p ong h AR o GL non h o f h nob npu g d.b u h po h d n v hno ogb u no, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Ch Rp Joun po. Whn ou k h Ch Rp Joun po, h AR Rpo mnu hng o how ou h opon vb fo h po: Ch Rp Joun - Opon S fom h po opon. So Od Bu h po how h AR non bng pd o h GL, no dd own non, h no o od on vb. Rpo Opon Th on 1 po opon vb fo h Ch Rp Joun: Pug F h opon o h AR non o GL f. Th h f h p h AR non h upd h Gn Ldg. 221

222 No: W ommnd h ou do NOT k h Pug F opon. D En d ng fo h po foow: S D h bgnnng d fo howng h AR non h hv bn pd o h Gn Ldg. End D h ndng d fo howng h AR non h hv bn pd o h Gn Ldg. A h AR non bwn h ng nd ndng d w b hown on h po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m w h h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp 222

223 mod h hn po. U C Rpo Mod C po f o m m n h od TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h nw po. Chk h opon f ou w h op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: 223

224 Smp Rpo Ch Rp Joun 224

225 Coon Rpo Sm o h AR Av Rpo, h po how h bgnnng bn fo d ng, hg, djumn, pmn nd ndng bn fo h own who ow mo hn u nd Mnmum Amoun Du. I o how pmn vd AFTER h ndng d ng (pmn hown up o h d h po u pnd) n p oumn. Th mpon o h ommun off do no w m dung dnqun own who h u pd f h po uoff d. Th p of h oon on o hown fo ho own pkd up n h uomd oon on. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d EXCEPT fo h oon on p whh w w how h un p, no h on fom h p d. Ck h do buon nx o Coon Rpo. Whn ou k h Coon Rpo, h AR Rpo mnu hng o how ou h opon vb fo h po: Own A/R Av - Opon S fom h po opon. So Od S h pn od ou wh fo h po. Th opon : S Add pn h po ng wh h f nd h ow dd # o h. Aoun # - pn h po n Aoun # od ng wh h ow Aoun # o h hgh. Lo/Un # - pn h po n Lo/Un # od ng wh h ow Lo/Un # o h hgh. 225

226 Aphb - pn h po b own LAST NAME, ng wh A - Z. Son/Budng Od goup h hom b Son o Budng #, f vd, ung h So Od d bov. Rpo Opon Oh hn h o od, h NO fuh opon fo h Coon Rpo. D En d ng fo h po foow: S D h bgnnng d fo howng h own v. End D h ndng d fo howng h own v. A h hg, djumn, pmn nd pmn f h po ndng d w b hown fo h d ng pfd on h po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h n: S Mnmum Du Whn ou n Mnmum Amoun Du h, h po w how ju ho dnqun own who ow n moun qu o o g hn h Mnmum ou n. I w kp nudng n dnqun own who ow LESS hn h Mnmum. Ck h OK buon o pod wh pnng h po wh h Mnmum Amoun Du ou d. Ck h Cn buon o x whou pnng h po. If ou kd h OK buon, ou w h Pn Opon n: Pn Opon 226

227 S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po hd o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. U C Rpo Mod C po f o m m n ho d TOPS 4.0 po h hn h nw on wh fon nd bodng. Som uom qud h w off h od po o h ommun off woud no b onfud wh h n w po.ch k h op on f ouw h op n h C po. Ck h Pn buon o pod o pn h po wh h opon ou d. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: 227

228 Smp Rpo Coon Rpo 228

229 Dnqun Tnd Rpo Th po how h nd of h own bn fo x monh ng wh h Cuoff D ou n. I do NOT how n bn fo ndvdu own, h, how h o du bokn down b Chg Cod gong bk x monh o ou n h nd of h bn du ov h pod. A po f d o ou n v h Tnd Rpo. You n o n no xpnng h dnqun nd fo h Chg Cod. Th po n b hnd oo fo ommun off o h n mono h ffvn of h oon po. Th po n b pnd fo n d n h p ong h pmn ho od x fo h pod. Bu h poh d n v hno ogbu n o, ou n go bk o pn x monh nd po mp b nng p Cuoff D. Ck h do buon nx o Dnqun Tnd Rpo. Whn ou k h Dnqun Tnd Rpo, h AR Rpo mnu hng o how ou h opon vb fo h po: Dnqun Tnd Rpo - Opon S fom h po opon. So Od Bu h po do no how ndvdu own bn, ju h ov o, h no So Od o fom. Rpo Opon Oh hn h o od, h NO fuh opon fo h Coon Rpo. Cuoff D Th ffv d fo h po. I w how bn du up o nd nudng h Cuoff D ou n. An non dd AFTER h Cuoff D w no b kn no ondon whn pnng h po. 229

230 ThCu of fd nb nd n hp ong hown pmn ho od x. Ck h Pn buon o pod o pn h po. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h n: Exng Dnqun Tnd F Bu h po uom po f whh n b vd, h bov n w how n pvou Dnqun Tnd Rpo f fo h ommun. You n pn p po b kng o hghgh, hn kng OK. Th bov n do no how n xng Dnqun Tnd Rpo f. W w du h p fo gnng Tnd po. Nw Rpo Ck h C Nw buon o pod wh ng po f fo h Cuoff D nd bov. Whn ou k h C Nw buon, po f w b d k h: Dnqun Tnd Rpo F 230

231 I w dp h ov o of h own bn du bokn down b Chg Cod. En No: Ck no h wh no und Chg Cod o p no xpnng h nd of h bn k h: Eh Chg Cod n hv No nd und xpnng h nd of h bn ov h p x monh. Ck h Sv buon o v h po f wh h No nd. You n hn n f nm o p h m gnd f nm: Th dfu f nm w hv h d h po f w u gnd. You n ovp h dfu nm wh noh nm h mk n o ou. OK v h po f nmd. Cn x whou vng h po f. If ou kd OK o v h po f, ou w h onfmng mg howng h ph wh h po f w vd: 231

232 Th po f w b vd o h ph hown bov n h mg. OK k OK o pod. Cn k Cn o x. On ou k h OK buon bov, ou w b und o h n wh ou n h Dnqun Tnd Rpo ou wh o pn: Exng Dnqun Tnd Rpo Ck o hghgh h Dnqun Tnd Rpo f ou wh o pn. On ou h po f, ou n k h on: Ck h OK buon o pod wh pnng h po. Ck h Cn buon o x whou pnng h po. Ck h D buon o h hghghd po f. I w hn k ou h onfmng mg: Y w d h po f. No w x f om hd f un on v ng hf. Pn Exng Rpo Sng fom h AR Rpo mnu, foow h m p whn gnng nw 232

233 Dnqun Tnd Rpo. Dnqun Tnd Rpo Cuoff D mu b nd o pod o h nx n. Ck h Pn buon o pod wh h po pnng. Ck h Cn buon o x. You w n xng Dnqun Tnd Rpo h hv bn vd: Exng Dnqun Tnd Rpo F Ck o hghgh h po f. You n hn k h on: Ck h OK buon o pod wh pnng h po. Ck h Cn buon o x whou pnng h po. 233

234 Ck h D buon o h hghghd po f. I w hn k ou h onfmng mg: Y w d h po f. No w x f om hd f un on v ng hf. If ou kd h OK buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn whh f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. E M h po n PDF fom nd opn ou m wh h po h d o ou d o nd o om on m dd. Commun Wb S h po n PDF fom nd uom nd o TOPS ommun wb, f n. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po wh h opon ou d. 234

235 Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, h po w b gnd wh h opon ou d. A mp po ook k h: Smp Rpo Dnqun Tnd Rpo Th onud h on on AR Rpo. 235

236 R-Pn Rpo Whnv n own bn hng, TOPS 4.0 pn po howng h hng o h bn. Th d Aud T po nd mpo np p do um n onof wh h g ndp m n h vb n o d d n hown P m nh o. Bu of h mpon of h po, w off h b o pn po wh Own bn hv bn ffd b ng h po p, hn nd d ng. I w fnd h own ffd n h d ng nd pn h po ookng ju k ho g n Aud T po, n ud ng h A oun ngsumm p g how ng h GL non gnd b h v. D Snv TOPS 4.0 o d n v h oug hou.m n ng, ou n p n nof h vb po fo n pod n h p ong h non ho h no bn pugd. So, fo xmp, f ou mpd Dpo Rpo fom 2 monh go, ou oud mp pn b ng h po, hn nng h d of h dpo. TOPS w fnd von n h ommun who hd dpo md on h d nd gn h Dpo Rpo x ookd whn w ogn pnd. W v w hr po h nb p n d n h m nu on. Fom h AR mnu, k h R-Pn Rpo mnu b. Whn ou k h R-Pn Rpo mnu b, ou w h R-Pn Rpo mnu: Rpn AR Rpo Mnu W v w hof h v b po h nbr -Pnd. 236

237 Dpo Rpo U h pn whn ou nd o g noh op of "Bnk Dpo Rpo". I h h Own' oun ookng fo pmn 'Dpod' on h "D" ou pf. ThD po R po w how h mounof hown p m n, h h k#, f n, nd h dbuon of h pmn gn h bn du. Th pg of h Dpo Rpo h n Aounng Summ howng h GL non gnd b h dpo bk whn h dpo w ogn md. Th po n b pnd fo n d n h p ong h pmn ho od x fo h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Dpo Rpo. Whn ou k h Dpo Rpo do buon, ou n hn omp h D nd Pn Od opon fo h po: Dpo Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. Rng En h ndng d of ou d ng. 237

238 Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 238

239 Chg Appd U h pn whn ou nd o g noh op of h ung hg h hv bn ppd o h own n ommun. I h h Own' oun ookng fo ung hg, whh fom h Chg Tb, fo h "D" ou pf. Th pg of h Chg Appd po h n Aounng Summ howng h GL non gnd b h hg bk whn h hg w ogn ppd o h own. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Chg Appd. Whn ou k Chg Appd do buon, ou n hn omp h D nd Pn Od opon fo h po: Chg Appd Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. Rng En h ndng d of ou d ng. 239

240 Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 240

241 Expn Adjumn Adjumn md fom h Own Bn n ung h Add/Wv buon. A po pnd whn Adjumn ogn md o nown oun.i f ouh v o o mpd h ogn po, u h pn o fnd h mnu djumn, h Add o Wv non, h hngd own bn on n d o ng of d. I h h Own' oun ookng fo Adjumn non fo h "D" ou pf. Th pg of h pn Expn Adjumn po h n Aounng Summ howng h GL non gnd b h djumn bk whn h djumn w ogn md o h own. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Expn Adjumn. Whn ou k Expn Adjumn do buon, ou n hn omp h D nd Pn Od opon fo h po: Expn Adjumn Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. Rng En h ndng d of ou d ng. 241

242 Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 242

243 Pmn Adjumn Pmn Adjumn md fom h Own Bn n ung h P Adju buon. Pmn Adjumn fo bkng ou n NSF hk, hngng h moun of pmn o h dbuon of h pmn gn h own bn. A po pnd whn Pmn Adjumn ogn md. If ou hv o o mpd h ogn po, u h pn o fnd h Pmn Adjumn on n d o ng of d. I h h Own' oun ookng fo Adjumn non fo h "D" ou pf. Th pg of h pn Pmn Adjumn po h n Aounng Summ howng h GL non gnd b h djumn bk whn h djumn w ogn md. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Pmn Adjumn. Whn ou k Pmn Adjumn do buon, ou n hn omp h D nd Pn Od opon fo h po: Pmn Adjumn Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. 243

244 Rng En h ndng d of ou d ng. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 244

245 Ppmn Pp own who hv d bn n h Ppd Chg Cod (PP, PP-A1, PP-01,.). Af ung hg ppd, h m w pomp ou o hv App P p ( d ) g n hown b n oown don howboh bn du nd d bn h m m. Th d Ppd Cd nd mnu ho on h App Chg mnu. A po pnd whn Pp ogn ppd. If ou hv o o mpd h ogn po, u h pn o fnd h Pp h w ppd on n d o ng of d. I h h Own' oun ookng fo Appd Pp non fo h "D" ou pf. Th pg of h pn po h n Aounng Summ howng h GL non gnd b h App Pp bk whn w ogn don. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hnoog bu no, h po w ook ju k h ogn po fo p d. Ck h do buon nx o Ppmn. Whn ou k Ppmn do buon, ou n hn omp h D nd Pn Od opon fo h po: Ppmn Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h 245

246 po fo h d on. Rng En h ndng d of ou d ng. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 246

247 L F Whn L F ppd o dnqun own who m h fo bng hgd h pn, po pnd howng h own nd h moun of h L F hgd. If ou hv o o mpd h ogn po, u h pn o fnd h L F h w ppd on n d o ng of d. I h h Own' oun ookng fo L F non fo h "D" ou pf. Th pg of h pn po h n Aounng Summ howng h GL non gnd b ppng L F bk whn w ogn don. Th po n b pnd fo n d n h p ong h pmn ho od x fo hp od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o L F. Whn ou k h L F do buon, ou n hn omp h D nd Pn Od opon fo h po: L F Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. Rng En h ndng d of ou d ng. 247

248 Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. 248

249 In Whn In ppd o dnqun own who m h fo bng hgd h pn, po pnd howng h own nd h moun of In hgd. If ou hv o o mpd h ogn po, u h pn o fnd h In hg h w ppd on n d o ng of d. I h h Own' oun ookng fo In non fo h "D" ou pf. Th pg of h pn po h n Aounng Summ howng h GL non gnd b ppng In bk whn w ogn don. Th po n b pnd fo n d n h p ong h pmn ho od x f o h p od.b u h po h d n v hno ogbu n o, h po w ook ju k h ogn po fo p d. Ck h do buon nx o In. Whn ou k h In do buon, ou n hn omp h D nd Pn Od opon fo h po: In Rpo - Opon S fom h po opon. Pn Od I w uom dfu o h Pfd A Mhod pfd n h Own Cono F fo h ommun. Bu ou m hng h Pn Od o n of h oh od hown. Sng D You n pn h po fo n fxd d o ng of d. Fxd D En h D o pn h po h. Rng En h bgnnng d of ou d ng. Endng D You n pn h po fo n fxd d o ng of d. Fxd D En h m D h Sng D o pn h po fo h d on. Rng En h ndng d of ou d ng. 249

250 Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. If ou kd h Pn buon, ou w h Pn Opon n: Pn Opon S fom h pn opon: Pn To: Sng Pn ou n hn n pn vb on ou ompu m. Sn dp h po on ou ompu n. F po f, ou n hn h f fom ou wh uh, Ex, Rh Tx Fom (RTF), PDF, nd mo. Po h dfu opon fo h po. Th po dgnd o f po mod whou hvng o du fon z. Lndp k h opon o pn h po n ndp mod h hn po. Ck h Pn buon o pod o pn h po fo h d() pfd. Ck h Cn buon o x whou pnng h po. Bu mu h ALL own pmn ho od o fnd non on h d ou nd, n k v mnu o omp h pn of h po. P b pn wh h m h fo mhng non. Th omp h mnu on on R-Pn Rpo. 250

251 B & Coupon Whn TOPS ou hv h b o pn own B, Smn, Coupon w gn f fo oud oupon nd mn pn. B nd Smn n b pnd on pn pp o on p p-pnd fom vb fom ou TOPS Sofw fom upp. Coupon n b pnd 3 p pg o 4 p pg nd qu p pfod fom h p h unb pmn oupon fom h ub kp b h own fo h od. Th p fom fo B, Smn nd Coupon vb fom: Dnm Sm Fomo Gph Communon If ou u bnk okbox m fo pong h p, hn ou pobb nd o povd own wh pmn oupon o mn wh n n h bnk n d. Th n n dnf h ommun o h bnk n dpo h mon no h o bnk oun, un dnf o h hom n b updd fo h pmn nd h moun() du. Nom, h don ung n oud oupon nd mn pn. You woud hn u h mnu ho fo Smn F o C Coupon F o gn h own pmn nfomon ndd fo nnb pmn doumn o b pnd. Enhnd B Th n wm nu ho ou u om z B &S mn. You n fom v modn mn dgn, mov h mn mn ound on h mn fom, nud ou ogo, ommun ogo nd, fo n bnk, ou hv h opon o pn h bnk n n h wok wh h okbox m. Though Enhnd B ou o hv h opon o m B o own. No m whh p of B & Coupon ou wh o gn, ou mu on h AR Mnu und h B & Coupon mnu b. Fom h AR Mnu, k on B & Coupon. 251

252 You w h B & Coupon mnu: B & Coupon W ov hm nu ho n u n. 252

253 Enhnd B Th ou uomzb Smn o Invo wh ou n fom v p mp, hn uomz wh ou ogo w mov h d mn ound on h fom. You n op o nud bnk n n f ou wh. Fn, h Enhnd B n b md o own h hn pnd. Bu h Enhnd B hv h opon o pn n bnk n n on h Invo nd Smn, m mn h nd fo uom B n TOPS. Whn ou ompng h n o gn h B, ou w h opon o nud bnk n n. Th w opn bow of vb bnk n n. If ou do no ou bnk on h, p on ou TOPS Aoun Ex fo n Th dffn bwn h 2 B p : Invo b wh fuu hg fo h nx ounng pod. You do NOT nd o pp h hg fo h fuu pod fo hm o b pnd on h Invo. Th ofw know how o d h own hg up o nud h fuu hg. Invo n hv bn fowd howng p du bn. Th v fom ou n. Smn b h how h hg nd pmn v fo ng of d. I n o b fo fuu hg fo h nx ounng pod. You do NOT nd o pp h hg fo h fuu pod fo hm o b pnd on h Invo. Th ofw know how o d h own hg up o nud h fuu hg. Th v fom ou n. Foow h p o pn n Invo o Smn p of b. Fom h B & Coupon mnu, k on h Enhnd B buon. Sp 1 of 4 Th 1 p fo gnng Enhnd B ook k h: Enhnd Own B--Opon 253

254 W ov h m on h n nmo d b ow. B Tp S h B Tp ou wh o gn fo h own. Th ho : Smn how h hg nd pmn v fo ng of d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Invo how bn du o bn fowd of uoff d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Mk h on of h B Tp. Lou U h down bow ow o on of h foowng fom p: S Lou 254

255 TOPS Enhnd fom v nw fu pg B dgn. Eh B fomd o h own nm nd dd f ndd #10 wndow nvop. An of h fom n b pnd o md. To mp of h B, h Fom, hn k on h mgnfng g on on h mn B n. TOPS C Th ndd pn pp nvo h hv bn p of TOPS fo. If ou hv ppnd fom h ou u fo own B, hn ou woud wn o on of h fom, h Top Coupon o Boom Coupon. An of h fom n b pnd o md. Doub k on on of h B Fom o. Th w un ou o h B Opon n wh ou n pod. Ck on h mgnfng g on o vw mp of h d B Fom. Sn Ln U h Sn Ln opon o nud on of h p- bnk n n h w wo kw h hb nk o kbox m.bd f u, hop on NoS n L n.u hdownb ow ow o fom h of bnk f ou wh o hv n n pnd on h B. Oh bnk w b ddd o h of vb n n ov m. If ou do no ou bnk d, p on ou TOPS Aoun Ex fo n Bnk Sng If pnng bnk n n on h b, om bnk okbox m qu 255

256 fuh nfomon. Th hndd und h Bnk Sng. U h down bow ow o n h ddon Bnk Sng h m b qud b ou bnk. In h, ou mu n Mngmn Compn ID nd n Aoon ID, hn k h Sv buon. No: No bnk hv ddon Bnk Sng. In h, on ou h bnk, h Bnk S ng w N/ A. Adjumn U h Adjumn o mov h bnk n n up/down o f/gh o pn n h o poon on h B. Th ow ou o mk m hng o h n n oon o ompn fo dffn n pn. U Dfu Poon h h opon h houd pn h n n n h oon on h b h ou bnk wh. Ck o u h Dfu Poon fo h n n. U Cuom Poon u h opon f ou bnk ou h h n n poon no o. You n hn u h Hozon nd V Adjumn o mov h n n o o h oon. Rommndon: W ugg ou pn mp B wh h bnk n n nd nd hm o ou bnk fo ng bfo pnng u B fo own. Th bnk n hn ou know f ou nd o mov h n n. Dffn n pn n u n h nd o mk djumn o h n n poon on B. Chg Cod Opon You n gn B fo bn du (A Cod) o ju n hg (Sd Cod). B dfu, A Cod d. A Cod Gn B (Invo o Smn) howng ALL bn du. Sd Cod L ou nch gcod o nud on h B. If h opon d, m no b h own fo vhng h owd. You mu on Chg Cod opon o h oh bfo podng. Pod En h nm of h Pod bng bd nd h d foow: Dpon n mf o hb ngp od u h M

257 Smn: S/End D En h d ng fo nudng hg nd pmn v on Smn. Du D h d h pmn houd b md b h own o no ondd. Invo: Cuoff D Thd f o u ng hown B n Fo w d, f n. Du D - h d h pmn houd b md b h own o no ondd. Opon Sng h op gh poon of h B Opon n, hkmk h box o v/dv h opon: Inud Pmn Ho No b dfu h opon un h k d.i f ouw h op n hno n d n o hown Pmn Ho, hn hkmk h opon. Inud Sond Own Nm b dfu h opon hkd. If hkd, w pn h 2nd Own Nm, f n, on h B p ow. Inud Bn Fowd b dfu h opon hkd. If hkd, w pn Bn Fowd on h b fo h Chg Cod d o b nudd on h b. If no hkd, w on how h hg fo h un pod whou Bn Fowd. Inud Bn Bkdown f h I n udb n Fo w d op on h k d, h n ouh v hf u h op on of pnng omp Bn Bkdown b Chg Cod. Inud Fuu Chg - b dfu h opon hkd. If hkd, hn on ou w b b o whh Chg Tb o nud n h B fo h nx bng pod. Th ow ou o b fo fuu pod whou h nd o pp h hg o h own. Fuu Chg Dpon f ou d h I n u d Fu u Ch g op on, h n ou n n n mf o h f u u p od, k M Mk Chk Pb To S whh nm o pn on h B h on o mk hk pd o. U h down bow ow o fom: Th dfu h Commun Nm, bu ou n h Mngmn Compn Nm o noh nm. Th nm om fom h Own > Own Cono F. Run Pmn S h Pmn Add o pn on h B. U h down bow ow o fom: 257

258 Add Th dfu h Commun Add, bu ou n h Lokbox Add, Mngmn Compn Nm o noh dd. Th dd om fom h Own > Own Cono F. Mg A f-fom Mg h p n don v own B.Thm g vd o h ou n u gn h nx bng pod f ou wh. No h Mk Bb h kbox hbo om of hb Op on n. If hkd, w dd h numb of B gnd o h Communon Ho mbub xpn. You n hn pn po howng h mng h bb o ou n ov ou xpn. A mng n b bb whh pnd o md. Th Enhnd B off numb of modn b ou whh ou n. You n o op (on) on of h xng b ou hn uomz ou wh. Lou gob, mnng, v ou vb fo u n v ommun. If ou uom B ou, ou n u n mup ommun f ou wh. You n mg ommun nd own d no h B ou o mk hm pp o b uomzd fo h ommun. Smp k h Lou buon o b ou o o uomz B. Lou Th Lou goupd no 3 pob goup: TOPS Enhnd modn b ou TOPS C h ndd Invo nd Smn ou whh 258

259 hv bn p of TOPS fo. Cuom Smn h goup on how f ou hv uomzd B. W xp nmo bou u om z ngb und hh d ng Cuomzng B b ow. Ck h Sng buon o dd ogo o ou B. Sng You n dd dgzd Mngmn Compn ogo nd Commun ogo o B. Boh ogo n pn on h B f ou wh. U h S buon o bow o fnd h dgzd ogo o pn on h B. Th n b h Mngmn Compn ogo o h Commun ogo. U h C Img buon o ogo f ou no ong wh o pn on B o ou wh o p wh noh ogo. Commun Sng Th un d ommun dpd. You n u h down bow ow o oh ommun wh on h Sng n nd n h foowng B nfo fo h ommun: Lou B Lou fo h ommun Sn Ln bnk Sn Ln fo h ommun 259

260 Bnk Sng f h bnk ou d fo h Sn Ln h oh qud d fd, ou n omp hm h. Adjumn dju h Sn Ln pnng poon up/down nd f/gh o ompn fo dffn bwn pn. Ck h Nx buon o pod wh h B gnon. Ck h Ex buon o x fom h B Opon n whou podng. Sp 2 of 4 If ou kd h Nx buon, ou w h 2nd p o ou m onnu o opon fo gnng Invo o Smn. B 2nd Sp H ou n h pn od nd whh own o v b ong wh oh opon. Pn Od S h od n whh h B w b gnd. U h down bow ow o fom h pn od: 260

261 Th dfu w b h Pfd A od fom h Own Cono F, bu ou m h Pn Od h b u ou nd. S Rpn S whh own w v h B. U h down bow ow fom h foowng opon: o Th dfu A Hom, bu ou m n of h oh opon. If ou nhng oh hn A Hom, ou w hn whh hom o nud. S Own Tp Nx, ou hv h opon of hk mkng whh Own Tp o nud. Th opon : B dfu, h Cun Own nd Dvop hkd. You n hk o unhk h oh Own Tp ou wh. D Db Own On hkmk h opon o pn B fo ho own who hv opd o p b D Db. S B Opon U h S B Opon o fn who gong o vd n Invo o Smn. Th opon : B wh Zo Bn hkmk h opon o kp pnng B fo own f h o moun du qu zo. B wh Ppd Bn (Cd) hkmk h opon o kp pnng B fo own who hv d bn du. Conod b Own Goup hkmk h opon o g onodd B fo ho own who own 2 o mo hom n h ommun. If hkd, on B w b gnd h w nud 261

262 ALL hom ownd b n own (n Own Goup). Summz f h Conod Goup Own hkd, hn ou h fuh opon. To v p on h B, nd of mzng h bn du fo h hom n h Own Goup, w m pn o fo h hom n h goup. B fo D Db Own hkmk h opon o pn B fo ho own who hv opd o p b D Db. Wh h B w bp n d, w n ud DoNoP m g ng hm know h moun w b uo-dbd gn h bnk oun. B wh Bnd Du h u h down bow ow o fom h opon: Th opon ou f bd on h moun owd. Th n b hnd o ou on pn B fo own who ow gnfn moun. No h Mk Bb h kbox hbo om of h n.i f hkd, w dd h numb of B gnd o h Communon Ho mbub xpn. You n hn pn po howng h mng h bb o ou n ov ou xpn. A mng n b bb whh pnd o md. Ck h Bk buon o un o h Sp 1 of 4 n wh ou n vw o hng B opon. Ck h Nx buon o pod o Sp 3 of 4. Ck h Ex buon o x fom h B Opon n whou podng. Sp 3 of 4 If ou kd Nx on Sp 2, ou w Sp 3 of 4 n. B - 3d Sp 262

263 H ou n h mhod of oupu fo B, h pnd o md. S Oupu S whh ou wh o pn h B o m hm. S fom on of h opon: Pn On w gn pnd Invo o Smn. Em On w m Invo o Smn o ho own who hv Opd-In o v m ommunon. Pn & Em h opon w pn Invo o Smn fo own who hv NOT Opd-In fo m, hn m Invo o Smn o ho own who HAVE Opd-In o v m. You mu on of h oupu opon. Th dfu Pn On. Oupu Rvw Bd on h Oupu opon d, w how pvw oun of how mn B w b pnd nd how mn md. Em Opon If ou d on of h Oupu Opon h nud m, hn h bom v. You n om opon fo hndng h md B w hng h wodng on h m nm h n wh h B. 263

264 Po u h down bow ow m. Th ho : - Nom h dfu - Hgh - Low o h po fo ndng h Rp To - u h down bow ow o on of h m dd own houd u f h wh o p o vng h md B. Subj ou n hng h Subj n f ou wh. B dfu w how h ommun n m nd S m nofa oun No. Run Rp hk mk h box o g bk no h ou m h bn vd b h own how opn. Em Tnm Bod m o Fom L, h mg od whh n b nd no h bod of h m o ponz fo h own. Th on 2 mg od vb o b nd no h bod: - Own Nm {@OwnNm} - Pop S Add {@PopAdd) You n hng h dfu vbg n h Em Tnm Bod f ou wh. I w uom v n hng o ou n u gn h nx bng pod. No h Mk Bb h kbox hbo om of h n.i f hkd, w dd h numb of B gnd o h Communon Ho mbub xpn. You n hn pn po howng h mng h bb o ou n ov ou xpn. A mng n b bb whh pnd o md. 264

265 Ck h Bk buon o un o h Sp 2 of 4 n wh ou n vw o hng B opon on h n. Ck h Nx buon o pod o Sp 4 of 4. Ck h Ex buon o x fom h B Opon n whou podng. Sp 4 of 4 If ou kd h Nx buon, ou w h 4h nd fn p fo gnng B. I how pvw of B o b pnd o md. Job Pvw Th foowng xpn how o undnd h 4h nd fn B n--h Job Pvw. Chk mk h opon o pn B fo h own h vng n md B. You mgh do h wh qud h ommunon fom h ommun b n b USPS. Th Job Pvw n uom opn howng pvw of h Im o b Pnd. You n ogg bk nd foh fom h Emd nd Pnd pvw ou wh b mp kng on h fod b. Ck h Im o b Emd o pvw of h B. You n ogg bk nd foh fom h Emd nd Pnd pvw ou 265

266 wh b mp kng on h fod b. Pvw B U h mnu b bov o pvw boh pnd nd md B whh wng o b fnzd. U h o b on h gh d of h n nd h boom o o hough h B o mk u h pp o bfo fnzng hm. Expo Opon No h Expo Opon buon d bnh h fod b. Ck on h buon o h Expo Opon ou n fom f ou wh o p h B no noh f fom. Th gv ou h opon of xpong h B f o om oh ppon f ou wh. Ck h Bk buon o un o h Sp 3 of 4 n wh ou n vw o hng B opon on h n. Ck h Po buon o pn h B howng n h Im o b Pnd nd m h B howng n h Im o b Emd pvw n. Th w b h fn p whh omp h gnon of h B hmv. 266

267 Ckng Po w o upd h Communon Ho fo h ommun o ou hv od pnd nd md B. Ck h Ex buon o x fom h B Opon n whou podng. Cuomzng B You n uomz h Enhnd B f ou wh. Cuomzng ou mov ound h d mn nd hng h vbg on h B ung Rpo W nf. TOPS u h F Rpo po w. Rpo w k wh o undnd nd m, w w on nud bf nuon fo uomzng B Lou. To uomz B, on h v f n, Sp 1 B Opon: Sp 1 B Opon Foow h nuon o uomz B. Ck h Lou buon. You w h xng B Lou. Lou 267

268 Th Lou goupd no 3 pob goup: TOPS Enhnd modn b ou TOPS C h ndd Invo nd Smn ou whh hv bn p of TOPS fo. Cuom Smn h goup on how f ou hv uomzd B. H ou n on (op) n xng b ou hn uomz ou wh. Lou gob, mnng, v ou vb fo u n v ommun. If ou uom B ou, ou n u n mup ommun f ou wh. Whn ou gn h B, mg ommun nd own d no h B o mk hm pp o b uomzd fo h ommun. I muh o Con (op) n xng B Lou hn on fom h. So w w on doumn how o Con off B Lou, hn uomz. To op nd xng B Lou o nw ou o ou n uomz, k o hghgh h xng B Lou ou wh o op hn k h Con buon. On ou k h Con buon, ou w pop-up wh ou n nm h nw B Lou: Nw Lou 268

269 Lou Nm n wh ou wh o h nw B Lou. You mu n Lou Nm h. Lou Dpon h n opon fd wh ou n n mo omp dpon bou h nw B Lou. Ck OK on ou hv ompd h Lou Nm nd nd Lou Dpon, f n. Th w v h nw B Lou und h nm. Ck Cn o x whou vng h nw B Lou. On ou k OK o v h nw B Lou, ou w un o h pvou n howng ALL B Lou nudng h nw on ju d: B Lou 269

270 On Cuom Smn Lou x, ou w hm d und h go hdng. To uomz Lou, hghgh Cuom Smn, hn k h Dgn buon. You n o mp doub k on h Lou o opn n dgn mod. To D Cuom Smn, hghgh, hn k h D buon. You n D Cuom Smn, bu ou nno D TOPS Enhnd o TOPS C B Lou. To opn Cuom Smn Lou n dgn mod, h doub k on o u h Dgn buon. Th Lou w opn nd ook m o h: Cuom Smn Lou 270

271 Whn h B Lou opn, ou uom n h Lou Dgn mod ndd b h fod b h op f of h n. Nx o h h Lou Pvw fod b wh ou n mp of h Lou woud b gnd. No hl ou o g n z d n obo x on n ng x ndm g od.you n d g nd d op hbox o nd v du d f d oo h o onon hl ou o u om z.no o h h b dvdd up no d goupng. A h op f p of hd g n n h kboxf o W m k.a W m k f nn mowo d h w p n kw p p n h bkgound of h B. I n mk B ook mo pofon. If ou wh o pn wmk on h B, hk h box. You w hn b b o n h Nm o wodng fo h wmk. A wmk oud b ud fo h Mngmn Compn Nm wh h B how h Commun Nm. Pg Hd Gn, h woud b h nm of h mngmn ompn nd/o ommun. I oud onn dgzd ogo f ou op nd p on no n 271

272 opn n h Pg Hd. Bu n n Lou wh h un pmn oupon h op of h pg, h oud onn nfo m o h Goup Foo bow. You nmov h m g od ound h oug h d g ndd op w h ou mou. D Own Fd Th onn mg od fo h own nm nd mng dd. I o onn oh dnfng nfomon k h Aoun #, Lo/Un #, Bng Pod, Amoun Du,. Agn, ou n mov h mg od ound h oug h d g ndd op w h oumou. Chd Th 3 of Ch d d n h.a Ch d j u mm n ng vb opon h hng fo h own dpndng on h B Opon d. Thf Ch d d howb kdownof hb n du, f n. Th ond, Ch d d p n hm g n dons p1of h bng opon. Th h d Ch d d p n m gf oown p ngbd D b wh p mg ng hm no o p fom h B. You nmov h m g od ound h oug h d g ndd op w h ou mou. Fu und nd ng Ch d on h p ndd p nd n nb onfung, o b fu whn uomzng h. Goup Foo In B Lou wh h un pmn oupon h boom of h pg, h onn h Mk Chk Pb To nd Run Pmn Add. I o onn dnfng own nfomon k h Own Nm, Aoun #, Lo/Un #, Bng Pod, Amoun Du,. o h pmn ppd o h o own.ag n, ou nmov h m g od ound h oug h d g ndd op w h ou mou. Sv Chng Whn ou k h X buon h op gh p of h n o x fom h Lou dgn mod, uom v n hng ou md o h Lou. Whn ou don uomzng h B Lou, ou n pvw h ppn b kng on h Lou Pvw fod b h op of h n. I w how mp of h uom Lou on h n o ou n vf h ook o. Lou Pvw 272

273 Ck bk o h Lou Dgn fod b o mk hng o k h X buon h op gh o x vng h uom Lou. Th omp h mnu on on Enhnd B. 273

274 B Th 2 p of B h n b pnd n TOPS 4.0. Invo b wh fuu hg fo h nx ounng pod. You do NOT nd o pp h hg fo h fuu pod fo hm o b pnd on h Invo. Th ofw know how o d h own hg up o nud h fuu hg. Invo n hv bn fowd howng p du bn. Th v fom ou n. Smn b h how h hg nd pmn v fo ng of d. I n o f fo fuu hg fo h nx ounng pod. You do NOT nd o pp h hg fo h fuu pod fo hm o b pnd on h Invo. Th ofw know how o d h own hg up o nud h fuu hg. Th v fom ou n. No m whh opon ou hoo, h p p muh h m. Fom h B & Coupon mnu, k on h B buon. Th own B n ook k h: Own B W ov h m on h n nmo d b ow. 274

275 B Tp S h B Tp ou wh o gn fo h own. Th ho : Smn how h hg nd pmn v fo ng of d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Invo how bn du o bn fowd of uoff d. I o off h opon o nud fuu hg, bd on h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b. Mk h on of h B Tp. Fom S on of h foowng fom p: 8 ½ b 11 fu pg fom wh h own nm nd dd poond o f ndd #10 wndow nvop. 2 W M f ou u do mx pn, ou n od d m fom fom ou TOPS 4.0 fom upp o h ou b pnd n d nvop d o m f pung pog on. 3 P Pg bf b dgnd ound pfd fom wh 3 b pnd p pg. Th v onom w odob ng.thown n m nd dd poond o f ndd #10 wndow nvop. T Off 8 ½ b 11 fu pg b wh -off un oupon h own n nd bk wh h p m n.thown n m nd dd po on d o f ndd #10 wndow nvop. Mk h on of h b Fom. Pod Th d o b ompd h w hng dpndng on whh ou d Smn o Invo B Tp bov. Smn Comp h d: S D h bgnnng pod d fo howng h own hg nd pmn v. End D h ndng pod d fo howng h own hg nd pmn v. Du D h d h pmn du fom h own. Invo Comp h d: Cuoff D Th d o u h own Bn Fowd on h b. TOPS 4.0 w ook h hg nd pmn ho up hough nd nudng h Cuoff 275

276 D n dmnng h Bn Fowd. Du D h d h pmn du fom h own. 276

277 Th hkbox opon w nud h ung own hg h own up o b hgd. I d h Chg Tb o know wh h fuu hg w b fo n own. If ou hkmk h opon, ou w h fd pp: Thd f u Cu nch g,bu ou n n n Dpon ou wh. Bng Info Comp h nfomon: Pod Dpon En h hdng fo h B. Fo xmp: M 2007 Pn Pmn Ho No A hkbox opon h w pn n pmn ho no on f fo h own. Th dfu NOT o pn h No, whh nom h opon o u. Mk Chk Pb o Th dfu w b h Run Pmn Info nm n h Own Cono F, bu ou n hng h f ndd. Run Pmn Add h dfu w b h dd fom h Run Pmn Info n h Own Cono F, bu ou n hng h f ndd. U h down bow ow o on of h oh Run Pmn Add n h Own Cono F. Mg En mu-n mg o b pnd on h b. Eh n onn 50 h, h no x wppng down o h nx n. You mu u h TAB k o mov down o h nx Mg n. No h hkbox opon h boom of h n. If ou hkmk, B w b pnd wh h Sond Own Nm, f n, on f fo h hom. Th Inud Bn Fowd hkbox opon h boom of h n w nud bn fowd on h B. If ou unhk h opon, hn no Bn Fowd w b pnd on h B. Th B woud on how un pod o fuu hg v wh no Bn Fowd. Ck h Pn buon o pod wh pnng h own B wh h d nd opon ou d. Ck h Cn buon o x fom h own B n WITHOUT pnng h B. 277

278 If ou kd h Pn buon, ou w hn n fo mkng fuh ho on h B fom ou wh o pn fo h own: S Fom You n fom n of h Fom opon: Pn Pp TOPS 4.0 w fom pofon ookng B fo ou. P-Pnd Fom w/run Add Cnd U P-Pnd fom vb fom ou TOPS 4.0 fom upp. Dnm Sm Fomo Gph Communon P-Pnd Fom w/run Add on Lf U P-Pnd fom vb fom ou TOPS 4.0 fom upp. Dnm Sm Fomo Gph Communon Fod S L Sz Pn on fom dgnd fo fod/ mhn vb fom: Dnm Sm Fod S Lg Sz Pn on fom dgnd fo fod/ mhn vb fom: Dnm Sm Chkmk h opon o bkdown h own bn b Chg Cod. Th woud h own x wh mk up n bn du. Ck h OK buon o pod wh pnng h own B. Ck h Cn buon o x whou pnng h own B. 278

279 Whn ou k OK, ou w n wh mo opon fo pnng own B: So Opon Th opon ou pn B fo ju h own ou wn o nud. Pn Fo Chk on of h foowng opon: A Hom h w pn B fo h hom n h ommun. A Hom h dfu opon. Rng of Hom ng nd ndng hom. On ho hom whn h ng w hv B pnd. Son/Budng Son # o Budng # o pn B fo. On ho hom whn h ng w hv B pnd. Sd Hom ndvdu h hom fo pnng B. A Own Goup pn B fo ju h Own Goup (own h own mo hn on hom n h ommun). Sd Own Goup pn B fo d Own Goup. Th opon hnd fo pnng B fo Dvop/Bud ownd hom. 279

280 Pn Od S h oupu od ou wh fo h pnd B. Th Pn Od opon f-xpno: S Add h dfu od. Aoun Numb Lo/Un Numb Own L Nm Zp Cod fo dong pod m ow pog. Inud Gv ou opon fo whh own o nud n h B pnng. You n hkmk o unhk n of h own o nud o no nud hm n h B pnng. Opon : Cun Own h hkd b dfu. Rdn/Tnn hk o nud n. Db Own On do ou wh o nud own who p b D Db whn pnng B? Pvou Own gn, ou do no wn o pn B fo pvou own. Dvop/Bud f h bud own hom o o n h ommun, ou n nud hm n h B pnng. Th hkd b dfu, bu no B w b pnd fo Dvop/Bud f h no ong own n hom o o n h ommun. Inud Th fuh B opon o hp ou du h o numb of B o b pnd. Th opon nud: B wh Zo Bn hkmk h opon o kp pnng B fo own f h o moun du qu zo. B wh Ppd (Cd) Bn hkmk h opon o kp pnng B fo own who hv d bn du. Conod b Own Goup hkmk h opon o g onodd B fo ho own who own 2 o mo hom n h ommun. If hkd, on B w b gnd h w nud ALL hom ownd b n own (n Own Goup). B fo D Db Own hkmk h opon o pn B fo ho own who hv opd o p b D Db. Wh hb w bp n d, w n ud DoNoP mg ng hm know h moun w b uo-dbd gn h bnk oun. Bn Fowd Bkdown Chkmk h opon o k h Bn Fowd on h B nd bk down no h dffn hg od bn h mk up. Ck h Pn buon o pod wh h pnng of h Smn. Ck h Cn buon o x whou pnng h own B. 280

281 D Db Own Whn ou hkmk o nud B fo D Db own, hn k h Pn buon, ou hn n fo hndng h B fo ho own: D Db B Opon Bu D Db own hv d o p ung hg b ACH d fom h bnk oun, B gn ju fo nfomon pupo on o mnd hm how muh bng ddud fom h bnk oun. So h B u hm how muh w b ddud fom h bnk oun, ou w nd o omp h n bov foow: Th w dfu o h Pod Dpon nd on h f n Auo-Db of B bov. You n hng h dpon fo h D Db Pod D. b on b nng dffn dpon h. D Du w b Tkn En h d h homown w h db gn h bnk oun. Th gn 2 bun d f ou gnd h D Db f on h Gob Funon mnu. Tp: D w nd WITHOUT h h = Ap 5, 2007 Auo Db To Bn Du Chkmk h box f ou db h own fo ALL ung hg. D b Do NoP Mg Ch km k h box f oudonotw n op n hm g P db D Db - DoNoP m g on h o b n du nof h B. Ck h Pn buon o pod wh h pnng of h Smn. Ck h Cn buon o x whou pnng h own B. 281

282 Fuu Chg I f ou h k d hop on oi n udfu u Ch g on hown B, ou h nh v h hn o whh Rung Chg o nud: S Fuu Chg Doub k h Chg o Inud h Fuu Chg on h B. No h dfu nw NO o nud h of h Fuu Chg. To hv h Fuu Chg nudd on h B, ou hv o hng h NO o YES b kng on h NO. Fuu Chg Sd On h Fuu Chg hv bn d o b nudd on h B, ou d o pod wh h B pnng. Ck h Nx buon o pod wh pnng h own B. You n hn mk ou pn on. Ck h Cn buon o x whou pnng h own B. Th Nx buon w gv ou h nom pn on. Th omp h mnu on fo B pnng. 282

283 Imzd Smn An Imzd Smn n own b h bk down h bn du no h p Chg Cod h ombnd mk-up h o du fom n own. Th n b hnd b fom o how own wh h dffn hg h mk-up h o du. Lk oh B nd Coupon, Imzd Smn gv ou numb of opon n h fom of h mn nd h pnng opon. Fom h B & Coupon mnu, k on Imzd Smn. You w h D n n: En D You mu omp h wo D on h n n od o pod. S m n A of D Th uoff d f o h of w ou o u hown bn du fo h Imzd Smn. Pmn Du D Th Du D f o hown p m nwh h p n don h Imzd Smn Af nng h d bov, k h OK buon o pod. Ck h Cn buon o x whou pnng h mn. 283

284 If ou kd h OK buon, ou w hn h Smn Opon n: Smn Opon Th opon gv ou ono ov h pn od nd whh own g h Smn. W ov h onof h n o ouund nd. Pn Fo Th Pn Fo ou whh hom o b nudd n h Smn pnng. S fom: A Hom A Smn pnd fo v hom Rng of Hom En ng hom nd ndng hom. A hom n h ng w hv Smn pnd. Son/Budng If ou hv Son o Budng kng und on fo h ommun, ou n pn Smn fo d Son o Budng. Sd Hom S hom ndvdu o hv Smn pnd fo ju ho hom. A Own Goup If ou hv Own Goup (own who own mup hom n h ommun) ou n pn Smn fo h Own Goup. Sd Own Goup Th opon ou pn Own Goup Smn fo ju on d Own. 284

285 Pn Od S h Pn Od h b u ou nd fo dbung h Smn. S fom: S Add Pn Smn fom h f S on f o h S on f n ndng od fom h ow o hgh S Add #. Aoun Numb Pn Smn n ndng od fom h ow Aoun # o h hgh. Lo/Un # - Pn Smn n ndng od fom h ow Lo/Un # o h hgh. Own L Nm Pn n dndng phb od ng wh h A o Z. Zp Cod Pn n Zp Cod od o ou n k dvng of pod m. Pn n ndng od fom h ow Zp Cod o hgh. Inud S h Own Tp h ou wh o pn Smn fo. S fom: No h Cun Own nd Dvop d h dfu. Bu ou n hkmk n of h oh Own Tp. Db Own ONLY Th opon ou pn n Imzd Smn fo ju ho own who p b D Db. You mgh wn o do h o nd hm Smn whh bk up h moun h dbd h pod. 285

286 Inud Th mo opon o h ou pn Imzd Smn fo ju ho own ou wh o hv v hm: B wh Zo Bn Un ou hkmk h opon, TOPS 4.0 w uom kp pnng Smn f h homown h no bn du. B wh Ppd (Cd) Bn Un ou hkmk h opon, TOPS 4.0 w uom kp pnng Smn f h homown h d bn. Conod b Own Goup Ck h opon o g on onodd Smn fo ou Own Goup (own h own mo hn on hom n h ommun) B fo D Db Own Ck h opon o pn Smn fo homown who hv uhozd pmn b D Db. Nom, f h p b D Db, ou woud no nd o pn Smn bu h houd b no bn du. Bu h opon ou ono whh o pn h Smn fo h D Db homown oo. Ck h Pn buon o pod wh h pnng of h Smn. Ck Cn o x fom h Smn pnng. If ou kd h Pn buon, h nx n w gv ou h nom pn on. Th omp h mnu on on Imzd Smn pnng. 286

287 Smn F Th mnu ho u ou gn n own f h onn h hg nfomon o h ou n hv mn pnd b n oud pn. Th f n hn b upodd on o h mn pn. Th f h gnd n fom d b Souh D, howv, mn oh mn pnng ompn n k h f nd pn h mn fo ou. Nom, mn pnd b n oud pn woud hv n n pnd on hm o h w wo kw h oub nk o kbox m.i f oudon n d oh v n n pnd on h mn, hn ou houd ond pnng h B o Imzd Smn fo ou own dbd n h wo pdng on. H p of mn pn who n pn h mn fo ou wh ou b nk n non h mn: Smn Pn Smn Pn Aphgph (480) Amn Coupon Bnk-A-Coun (800) B B (866) Opm Ouou (949) Souh D (800) (800) Fom h B & Coupon mnu, k h Smn F buon. 287

288 You w hn h n fo ompng h n nfo o gn Smn F: Gn Smn F W ov h m on h n o ouund ndhow o omp h n. You hv o dfn h d ng fo h mn v. Pod Comp h fd: S D Th bgnnng d fo howng h own hg nd pmn v. End D Th ndng d fo howng h own hg nd pmn v. A hg nd pmn whn h ng of d w b p of h Smn f. Du D Th d pmn du fom h homown. U h h kbox o n ud hn xb ngp od u ng hg n h mn f vn hough h hg hv no bn ppd o h own. TOPS 4.0 know how o d h Chg Tb o nud fuu hg o ou do NOT nd o pp h hg o h own n od fo hm o pp on h mn. Smp hk h Inud Fuu Chg o dd hm. If ou hkmk Fuu Chg, ou w hn n pp o nng dpon of h Fuu Pod: Th Dpon nudd n h Smn f n xpnon of h Fuu Chg. Bng Info Comp h nfomon fo h mn f ou w b ndng 288

289 o n oud pn: Commun ID Th hi D h w bu db hb nk okbox m o dnf h ommun nd h bnk oun o dpo pmn fom own n h ommun. Th h m h Lokbox ID n h Aounng Cono F fo h ommun. Th Commun ID on of h m h pnd on h n n of pmn pong doumn k mn o oupon. S m n of D Th d ud o u h own bn fowd o b pnd on h mn. An hg nd pmn up o nd nudng h d w b nudd n h uon of h bn du, f n. Pod Dpon Th bng dpon ou wn o hv pnd on h mn. Exmp M 2007 Pn Pmn Ho No A hkbox opon o ou nud n Pmn Ho No on f fo own. Nom, ou woud NOT wn o pn h Pmn Ho No, o h dfu o v h unhkd, bu ou m hk f ou wh. Mk Chk Pb To Th dfu h Run Pmn Commun Nm fom h Own Cono F. You n hng h nm b ovpng wh dffn pb nm f ou wh. Run Pmn Add Th dfu h Commun Add fom h Own Cono F, bu ou n hng o noh dd. No h down bow ow nx o h n. Ck h down bow ow o oh dd: S Pmn Add 289

290 Th dd ho : Commun Add Lokbox Add Oh Add You n n of h 3 dd b kng on on of hm, hn k h OK buon. Mg Tp f fom mg o h homown h w b pnd on h own mn. You n kp h mg b vng bnk f no ndd. Ck h OK buon o pod wh gnng h mn f. Ck h Cn buon o x whou gnng h mn f. 290

291 If ou kd h OK buon, ou w hn opon fo gnng h mn f: Smn Opon Comp h Smn Opon n b ng fom h foowng: Pn Fo SELECT WHICH HOMES YOU WANT TO INCLUDE IN THE STATEMENT FILE YOU ARE ABOUT TO CREATE. SELECT FROM: A Hom Ev hom n h ommun w b nudd n h mn f. Rng of Hom En bgnnng hom nd n ndng hom. A hom n h ng w b nudd n h mn f. Son/Budng If ou up Son, Ph o Budng kng n h Own Db, ou n pu Son o Budng o nud n h mn f. Sd Hom S ndvdu hom() o nud n h mn f. Mk h on of who o nud n h mn f. 291

292 Pn Od S h Pn Od h b u ou nd fo gnng h mn f. S fom: S Add Gn mn fom h f S on f o h S on f n ndng od fom h ow o hgh S Add #. Aoun Numb Gn mn n ndng od fom h ow Aoun # o h hgh. Lo/Un # - Gn mn n ndng od fom h ow Lo/Un # o h hgh. Own L Nm Gn mn n dndng phb od ng wh h A o Z. ZIP CODE GENERATES STATEMENTS IN ZIP CODE ORDER SO WHOEVER MAILS THE STATEMENTS CAN TAKE ADVANTAGE OF PRESORTED MAIL RATES. THE STATEMENT FILE IS GENERATED IN ASCENDING ORDER FROM THE LOWEST ZIP CODE TO HIGHEST. Inud S h Own Tp h ou wh o nud n h mn f ou gong o. S fom: No h Cun Own nd Dvop d h dfu. Bu ou n hkmk n of h oh Own Tp. Db Own ONLY Th opon ou gn mn f fo ju ho own who p b D Db. You mgh wn o do h o nd hm Smn whh bk up h moun h dbd h pod. Bu h mn w pobb b ud wh bnk okbox m, ou pobb do NOT wn o v hkmk h opon bu w gn okbox mn fo own who png b D Db. 292

293 Inud Th mo opon o h ou gn mn f fo ju ho own ou wh o hv v hm: B wh Zo Bn Un ou hkmk h opon, TOPS 4.0 w uom kp nudng own who hv no bn du. B wh Ppd (Cd) Bn Un ou hkmk h opon, TOPS 4.0 w uom kp nudng own who hv d bn. B fo D Db Own Ck h opon o nud homown who hv uhozd pmn b D Db. Nom, f h p b D Db, ou woud no nd o pn Smn bu h houd b no bn du. Bu h opon ou ono whh o nud h own n h mn f o no. Ck h Pn buon o onnu wh h mn f on. Ck h Cn buon o x whou ng h mn f. 293

294 Fuu Chg If ou hkd h opon o Inud Fuu Chg n h mn f, ou hn hv h hn o whh Rung Chg o nud: S Fuu Chg Doub k h Chg o Inud h Fuu Chg n h mn f No h dfu nw NO o nud h of h Fuu Chg. To hv h Fuu Chg nudd n h mn f ou hv o hng h NO o YES b kng on h NO. Fuu Chg Sd On h Fuu Chg hv bn d o b nudd n h mn f, ou d o pod wh ng h f o nd o h mn pn. Ck h Nx buon o pod wh h mn f on. Ck h Cn buon o x whou ng h mn f. 294

295 If ou kd h Nx buon, h n n h po w b h pn opon. Pn Opon You no u gong o pn h own mn, f gong o b d o ou n nd o n oud mn pn. Howv, o ou hv od of whh hom w nudd n h mn f, po w b pnd howng ou h mn nfomon fo ou vw nd fn. Ck h Pn buon o pod wh pnng h mn po nd h mn f. Ck h Cn buon o x whou pnng h mn po o ng h mn f. 295

296 If ou kd h Pn buon on h n bov, ou w hn h Smn F Dnon n: F Dnon Th n ou wh o v h Smn F. Th ho : COPY TO FLOPPY DRIVE (A) COPIES THE FILE TO A DISKETTE. COPY TO HARD DRIVE COPIES THE FILE TO THE MAIN TOPS2000 FOLDER UNDER THE COMMUNITY ID YOU ENTERED ON THE FIRST SCREEN OF THE STATEMENT FILE CREATION WHEN YOU COMPLETED THE BILLING INFO. NORMALLY, THIS IS THE SAME AS THE LOCKBOX ID IN THE ACCOUNTING CONTROL FILE FOR THE COMMUNITY. Pu no Tmpo B F op h f o h ph hown on h n. Th mn f opd o h mn TOPS fod ung h ph: \TOPS2000\MASTER\TOPSBIL.PAN Mn TOPS Fod SubFod S mn F Nm Mk h Dnon Son o h mn f n b d, hn vd n h oon. No: Rmmb h f dnon oon nd h f nm. You w nd o know o ou n nd h f o h mn pn. Ck h OK buon o pod o gn h mn f nd v o h dnon oon d bov. Ck h Cn buon o x whou gnng h mn f. Th Smn f w b gnd nd vd n h dnon oon und h f nm ou d n h p bov. You n hn m h mn f n hmn d o h mn pn, o mpon o mmb h oon nd h f nm whh nom h Commun ID wh h PAN xnon. Exmp PAN Th omp h mnu on on gnng h Smn F. 296

297 Cuom B If ou wn h b o pn B n-hou wh n n o h wok wh ou b nk o kbox m,wh nd h h oug h h onofcu om B.Th on h don Cuom B, h mn dffn n n fom ud b bnk ound h oun. W hv o wok wh h bnk o B wh n n h b nk o kbox m n d ndp o. Bu ov h w hv wokd wh mn bnk o h oun, w hv b of Cuom B pogm h vb mod o. Som n vn b puhd hough ou wb, Cuom C Cn, Onn So. If ou wh o puh Cuom B fom h Onn So, on ou n ou d d nfomon nd n uhozon vd, ou n downod nd n h Cuom B pogm o ou d o u n mnu. Th foowng p of bnk wh Cuom B vb fom TOPS Sofw: Cuom Smn Bnk Nm Bnk Nm SmS US Bnk Commun Aoon Bn (CAB) Bno Popu Bngon Bnk BB&T F Bnk Guf Co Bnk TD Bnk Thnoog Mgm Rou (TMR) Unon Bnk of Cfon Sn Jo Non Bnk I f oudon ou bnk on h bov, w m hv h Smn n ou pogm b. C h S Dp o nqu. Th p o pn Cuom B v m o pnng gu B. S h nuon und B n h mnu on fo gudn n pnng Cuom B. 297

298 Pn Coupon You n pn pmn Coupon fo h n ommun, ng of hom o ndvdu d hom fom h B & Coupon mnu. Coupon nndd o b own fo ung hg fo fuu pod. A uh, ou do no hv h opon o pn n p du bn. If ou wh o pn omhng wh p du bn, ou woud pn n Invo o Smn und h B mnu ho. Th wo mn oupon fom ou n fom: 3 Coupon p pg k mo oupon h o pn 12 oupon ung h fom, bu h g z of h oupon gv ou h opon of pnng n mzd bkdown of h ung own hg. 4 Coupon p pg k oupon h o pn 12 oupon ung h fom, bu p md o ou n on pn h o moun du fom h own. Fom Ndd To pn Coupon, ou w nd p pfod fom h w mh h Cuom Coupon dgn. Fo mo Cuom Coupon, ou n fom h 3 p pg o 4 p pg Coupon fom. B u o od h o Coupon fom fom on of h uhozd TOPS 4.0 fom upp: Dnm Sm Fomo Gph Communon You m nd o od p wndow nvop o f wh h oupon. Coupon nvop vb fom h bov fom upp. Lokbox Coupon Th oupon pnd hough h mnu ho do NOT pn n n fo u wh bnk okbox m. Th mp fom of b o mnd own o p h mnnn f on m. If ou wh o pn oupon wh n n o u wh ou b nk o kbox m, h o n d d u om p og mwh hm b vb fo puh on ou wb Cuom C Cn, Onn So o hough h S Dp Fom h B & Coupon mnu, k h Coupon buon, hn h p of oupon o pn nd omp h opon. Th Coupon n ook k h: Own Coupon 298

299 W ov h m on h n nmo d b ow. Pn Fo Th Pn Fo dfu o pn Coupon fo A Hom n h ommun. Bu ou n n of h opon ou wh: A Hom pn Coupon fo v hom n h ommun wh h Coupon opon ou. Rng of Hom ou n bgnnng hom nd ndng hom o hv Coupon pnd fo h hom n h ng. Son/Budng pn Coupon fo ju Son o Budng wh ou hv h up n h Own Db. Sd Hom pk ndvdu hom fo pnng Coupon. Pn Od Th Pn Od dfu w b h Pfd A od fom h Own Cono F. You n hng h od o n of h ho: S Add pn Coupon n od fom h f S on f n h ommun o h n ndng od fom ow dd # o hgh. Aoun Numb pn Coupon n ndng od fom h ow Aoun # o h hgh. Lo/Un Numb - pn Coupon n ndng od fom h ow Lo/Un # o h hgh. 299

300 Own L Nm pn Coupon n phb od ng wh h A o Z. Zp Cod pn Coupon n Zp Cod od o ou n k dvng of pod m. I w pn n ndng od fom h ow Zp Cod # o h hgh. I f ou j u p n ngcouponf o h dhom, oudon nd o mk n on h. Bgnnng Y Th Y h Coupon fo, whh pnd on h oupon p of h d h bng pod. I w dfu o h un Y, bu ou m n n Y ou wh. If h Coupon w ng no h foowng, ou woud n h Bgnnng Y h. Bgnnng Monh ThMon hf o hf Coupon.I d f u o 01 b u nom ou wn o pn Coupon fo n n, bu ou n hng o n Bgnnng Monh. Du D Th D of h Monh h pmn du b. Nom, pmn du on h f of h ounng pod, o d f u o h D 01,bu ou n h ng hd o ndu D fom Fom Th v Coupon Fom ou n fom. Th dfu 3 p pg Sub Rgh, bu ou n k h down bow ow o fom n of h Coupon Fom: 3 P Pg Sub Rgh Th fom w pn 3 Coupon on pg wh h Sub pnd o h gh of h Coupon. Wh h fom, h own nm nd dd w how hough ndd #10 wndow nvop. 3 P Pg Sub Lf Th fom o pn 3 Coupon on pg wh h Sub pnd o h f of h Coupon. Wh h fom, ou m nd p wndow nvop o how h own nm nd dd. 4 P Pg Sub Rgh Th fom w pn 4 Coupon on pg wh h Sub pnd o h gh of h Coupon. Wh h fom, h own nm nd dd w how hough ndd #10 wndow nvop. 4 P Pg Sub Lf Th fom o pn 4 Coupon on pg wh h Sub pnd o h f of h Coupon. Wh h fom, ou m nd p wndow nvop o how h own nm nd dd. Th Coupon fom vb fom ou fom upp: Dnm Sm Fomo Gph Communon Mg Bu p v md on Coupon, ou m n bf, on n Mg up o 30 h n ngh. You m o v h bnk f no ndd. 300

301 Run Pmn Add Th Run Pmn Add w dfu o h Commun Add, bu n u h down bow ow o on of h oh Run Pmn Add n h Own Cono F. If ou k h down bow ow, ou w h ho: S Run Pmn Add Ju k on h do buon o dffn Run Pmn Add. Ck h OK buon f mkng on h. L D 4 P Pg Coupon On Th L D h d of h monh pmn ondd.i w p n h L D on h ouponwh hm h n b d o hgng L F whh xpnd bow. You m v h L D bnk f ou do no wh o pn on oupon. L F 4 P Pg Coupon On Th moun of L F, f n, o nud wh n pmn f h L D bov. You m v h L F bnk f ou do no wh o pn h L F on oupon o f h mo hn on L F moun n h ommun. Chkmk h opon o pn Coupon fo own h png b D Db. Th dfu NOT o pn Coupon fo own png b D Db o v ou m nd pog. Chkmk h opon f ou do wh o pn Coupon fo ho own png b D Db. Chkmk h opon o j o h op of nw Coupon pg f fnh pnng Coupon fo on own, hn d o 301

302 pn Coupon fo h nx own. Inud Whh of h 4 Own Tp do ou wn o nud whn pnng Coupon. You n fom: Cun Own h mn own of h hom who hkd o v Coupon und h Own Fg ( h Fg on nx). Th Cun Own hkd b dfu o v Coupon. Rdn/Tnn Th woud b n. Nom, h woud no v pmn Coupon, o h dfu o v hm unhkd. Pvou Own Nom, ou woud no b ndng pmn Coupon o Pvou Own, o h dfu o v hm unhkd. Dvop If h Bud/Dvop who own unod hom, ou n nd hm pmn Coupon f ou wh. B dfu, Dvop hkd o hv Coupon pnd. If h no Dvop/Bud ownd hom n h ommun, hn do no m f h hkd o no, no Dvop/Bud Coupon woud b pnd. You n whh of h 4 Own Tp o nud whn pnng Coupon. Nom, h dfu of Cun Own nd Dvop/Bud h o on n mo. M. Th on on opon h: If ou hv hom wh ond own, ou n hv h Coupon pnd wh h nm w h mn, Cun Own. Chk h opon o hv n Sond Own Nm nudd n h pnd Coupon. 302

303 A ompd Coupon n woud ook k h: Own Coupon On ou hv ompd h Coupon opon n, ou now d o pod wh h Coupon pnng. Ck h Pn buon o pod wh pnng Coupon fo h own. Ck h Cn buon o x whou pnng Coupon. 303

304 If ou kd h Pn buon, ou w hn h S Chg n: S Chg Th Chg Tb fo h ommun hown o ou n vf whh on o nud on h Coupon. Bd on h Fqun (Monh, Qu, B-Monh, Sm-Annu, Annu) of h Chg Tb, ou w fu woh of pod uom hkd fo ou o ou n pn oupon fo up o no h fuu. S Pod o hng h numb of Coupon o b pnd o m hn fu, ou w nd o unhk h pod. Fo xmp, o pn Coupon fo h own hough h nd of h hd qu on, ou woud nd o unhk h pod n h fouh qu. So mgh nd up ookng k h: S Chg Cun Y On Mk u ou hv ju ho pod hkd h ou wn o pn Coupon fo. Ck h S A buon o hkmk ALL h hg pod howng on h n. Ck h C A buon o unhk ALL h hg pod howng on h n. Somm h bu h pod o b hkd f ou p h md-pon of h un nd ou wn o pn Coupon ju o h nd of h fo h own. 304

305 Ck h OK buon o pod wh h Coupon pnng. Ck h Cn buon o x fom h Coupon pnng. If ou kd h OK buon, hn ou w h foowng n o mk u h moun on h Coupon o: S Cun Chg Th n gv ou h hn o whh h Coupon fo h Cun Y Ch g on xy.i d f u oyes und h U Cun Chg oumn whh o fo pmn oupon fo h Cun Y, bu no o f pnng oupon fo Nx Y. Ck h Nx buon o pod wh pnng h Coupon. You n hn mk ou pn on. Ck h Cn buon o x whou pnng h Coupon. 305

306 Nx Y Chg If ou wn o pn Coupon fo h foowng, hng h YES o NO fo h Chg Tb, hn n h moun of Nx Y Chg no h Chg Tb bfo pnng Coupon. Chngng h Chg Amoun h w no ff h moun od n h Chg Tb fo h Cun Y, w mp kp h Nx Y Chg on f un -nd, hn ou upd h Chg Tb fo h nw moun. Nx Y Chg Amoun Cun Y Chg how n Ck on h Nx Y Amoun opon bov h Chg Tb, hn n h nw Amoun fo Nx Y. I w ook k h wh n ouh v n dn xy Amoun : Nx Y Chg Amoun Chng h moun fo h hg go o n x moun. Ck h OK buon o pod wh pnng h oupon. 306

307 Ck h Cn buon o x fom h oupon f. If ou kd h OK buon bov, ou w h S Chg n gn: S Cun Chg No h U Cun Chg o umnnow NO.Th h nd on o ou h h Coupon F w b d wh Nx Y Chg Amoun. Ck h Nx buon o pod wh pnng Coupon. Ck h Cn buon o x whou pnng Coupon. If ou kd h Nx buon, ou w h wnng: Th m ng ou know h h Coupon w hv moun h dffn fom h Cun Y Chg Amoun. I mkng u ou wn o pod wh pnng Coupon wh h dffn Chg Amoun. Ck h OK buon o pod wh pnng Coupon. Ck h Cn buon o x whou pnng Coupon. Th omp h mnu on fo pnng Coupon. 307

308 C Coupon Fod TOPS 4.0 h h bu-n b o gn n own oupon f whh onn h own n m,m ng dd, u ng h g du, f ndo h nfomon whh m b ndd b n oud oupon pn. Fom h f, ompn h pz n oupon pnng n pn oupon wh n n h w wok wh ou b nk o kbox m. Compn h pn oupon fom h f gnd n TOPS 4.0 nud: Coupon Pn Coupon Pn Aphgph (480) Amn Coupon Bnk-A-Coun (800) B B (866) Opm Ouou (949) Souh D (800) (800) Foow h p o gn h oupon f. Fom h B & Coupon mnu, k on C Coupon Fod. You w h opon n fo gnng oupon f: C Coupon F 308

309 W v w hf don h n o ouund ndhow o omp. F Fom S wh h ouponp n f o m h ouponf w b d n. Th ho : S h pn fom b hghghng wh h mou, hn kng on. If ou oupon pn no d, ng h SouhD o NCP fom n mo pn n d h f fom. Commun ID If h Lokbox Commun ID up n h Aounng Cono F, hn w dp h ID h. Th ID ud b h bnk okbox nd b TOPS 4.0 o know whh ommun h okbox h p dpod no. TOPS Sofw n hnd n ID h, bu mu mh wh h okbox m ud b ou bnk. I mu b o h o Lokbox Commun ID on h oupon od o w u pobm wh ou okbox h p pong. If ou n doub bou h Lokbox Commun ID, hk wh ou bnk. Bgnnng Y En h 4 dg h go wh h f monh ou wh o hv oupon pnd fo. 309

310 Exmp Bgnnng Monh I uom dfu o 1 fo Jnu. Bu ou n n n numb fom 1 o 12 fo h f monh fo pnng oupon. Exmp M = 5 Bgnnng Du D Th Monh/D/Y h h f pmn du. Tp, woud b h f monh nd f d of h nx ounng, bu ou n n n d ou wh. Exmp = Jnu 1, 2008 You NEVER nd o n h h (/) o p ou d fd. TOPS 4.0 w n hm fo ou uom. Numb of Pmn How mn oupon do ou wn o hv pnd fo h hom? You mu h oupon pn how mn oupon o pn fo h hom n ou oupon od. Monh Pmn 12 B-Monh Pmn - 6 Qu Pmn - 4 En h numb of oupon o b pnd fo h hom h. G Pod (D) How mn d w ou ow g p od b f o ou ond h pmn? Exmp 10 = 10 d f h Bgnnng Du D vu bov. You n v h b nk f ouw ho n d v u. Mg On n oupon fom ou n hv wo n mg pnd on h oupon. If ou oupon pn n hnd pnng mg, n h mg h. If ou pn nno hnd pnng mg, ju v h bnk. Chkmk h opon o pn Coupon fo own h png b D Db. Th dfu NOT o pn Coupon fo own png b D Db o v ou m nd pog. Chkmk h opon f ou do wh o pn Coupon fo ho own png b D Db. S Th gv ou w o whh hom o nud n h Coupon F. Th ho : A Hom w nud v hom n h ommun xp ho png b D Db, dpndng on how ou nwd h D Db opon bov. Rng of Hom n bgnnng nd ndng hom. A hom whn h ng w b nudd n h Coupon F xp D Db dpndng on how ou nwd h D Db opon bov. 310

311 Son/Budng f ou vd h Ph/Son/Budng opon, ou n whh o nud n h Coupon F. Sd Hom ou n ndvdu h hom o b nudd n h Coupon F. Th n b hnd whn ou nd pmn oupon o f h h bn nd ou wh o gv h nw own oupon hough h nd of h. You mu S on of h opon. Inud Whh of h 4 Own Tp do ou wn o nud whn pnng Coupon. You n fom: Cun Own h mn own of h hom who hkd o v Coupon und h Own Fg ( h Fg on nx). Th Cun Own hkd b dfu o v Coupon. Rdn/Tnn Th woud b n. Nom, h woud no v pmn Coupon, o h dfu o v hm unhkd. Pvou Own Nom, ou woud no b ndng pmn Coupon o Pvou Own, o h dfu o v hm unhkd. Dvop If h Bud/Dvop who own unod hom, ou n nd hm pmn Coupon f ou wh. B dfu, Dvop hkd o hv Coupon pnd. If h no Dvop/Bud ownd hom n h ommun, hn do no m f h hkd o no, no Dvop/Bud Coupon woud b pnd. You n whh of h 4 Own Tp o nud whn pnng Coupon. Nom, h dfu of Cun Own nd Dvop/Bud h o on n mo. A ompd Coupon F n woud ook k h: Coupon F Compd Sn 311

312 Ck h OK buon o pod wh ng oupon f. Ck h Cn buon o x whou podng. If ou kd h OK buon bov, ou w h S Chg n: S Chg A h ung Chg Tb fo h ommun w b dpd. You n hkmk whh hg ou wh o nud n h Coupon F. Smp hkmk ung hg o nud n h Coupon F o unhk o kp. Ck h S A buon o hkmk ALL h ung hg b howng on h n. 312

313 Ck h C A buon o unhk ALL h ung hg b howng on h n. Ck h OK buon o pod wh ng h oupon f. Ck h Cn buon o x fom h oupon f. If ou kd h OK buon, hn ou w h foowng n o mk u h moun on h Coupon o: S Cun Chg Th n gv ou h hn o whh h Coupon fo h Cun Y Ch g on xy.i d f u oyes und h U Cun Chg oumn whh o fo pmn oupon fo h Cun Y, bu no o f pnng oupon fo Nx Y. S bow fo nuon on nng Nx Y Chg Amoun on Coupon. Ck h Nx buon o pod wh ng h Coupon F. Ck h Cn buon o x whou ng h Coupon F. 313

314 Nx Y Chg If ou wn o hv Coupon pnd fo h foowng, hng h YES o NO fo h Chg Tb, hn n h moun of Nx Y Chg no h Chg Tb. Chngng h Chg Amoun h w no ff h moun od n h Chg Tb fo h Cun Y, w mp kp h Nx Y Chg on f un nd, hn ou upd h Chg Tb fo h nw moun. Nx Y Chg Amoun Cun Y Chg how n Ck on h Nx Y Amoun opon bov h Chg Tb, hn n h nw Amoun fo Nx Y. I w ook k h wh n ouh v n dn xy Amoun : Nx Y Chg Amoun Chng h moun fo h hg go o n x moun. Ck h OK buon o pod wh ng h oupon f. 314

315 Ck h Cn buon o x fom h oupon f. If ou kd h OK buon bov, ou w h S Chg n gn: S Cun Chg No h U Cun Chg o umnnow NO.Th h nd on oou h h Coupon F w b d wh Nx Y Chg Amoun. Ck h Nx buon o pod wh ng h Coupon F. Ck h Cn buon o x whou ng h Coupon F. If ou kd h Nx buon, ou w h wnng: Th m ng ou know h h Coupon F h moun h dffn fom h Cun Y Chg Amoun. I mkng u ou wn o pod wh ng h Coupon F wh h dffn Chg Amoun. Ck h OK buon o pod wh ng h oupon f. Ck h Cn buon o x fom h oupon f. 315

316 Pnd Rpo A po w b pnd o ou hv of h own who w nudd n h Coupon F. Th po w o how h oupon moun h own uppod o p. You houd vw h po o mk u u bfo ndng h Coupon F o h oupon pn. Coupon F Loon Th Coupon F w b d, hn ou w b kd o h oon on ou ompu wh h Coupon F w b vd. Coupon F Loon S whh of h 3 oon ou wh o v h Coupon F o. Mk no of, ou w nd o know h f oon n od o nd o h oupon pn. Ck h OK buon o pod wh vng h oupon f o h d oon. Ck h Cn buon o x fom h oupon f. Sndng h Coupon F Dpndng on h oupon pn, h m hv dffn mhod h pf ou u o ndng hm h Coupon F. Som pn m wn h f hd o n m, oh m wn ou o upod o h wb. Th Coupon F ou d w b vd n h oon ou d n h p bov. You w nd o know wh o ou n nd o h oupon pn. Th omp h mnu on on C Coupon F. 316

317 Cuom Coupon If ou wn h b o pn Coupon n-hou wh n n o h wok wh ou b nk o kbox m,wh nd h h ough h on of Cuom Coupon. Th on h don Cuom Coupon, h mn dffn n n fom ud b bnk ound h oun. W hv o wok wh h bnk o Coupon wh n n hb nk o kbox mn d nd po. Bu ov h w hv wokd wh mn bnk o h oun, w hv b of Cuom Coupon pogm h vb mod o. Som n vn b puhd hough ou wb, Cuom C Cn, Onn So. If ou wh o puh Cuom Coupon fom h Onn So, on ou n ou d d nfomon nd n uhozon vd, ou n downod nd n h Cuom Coupon pogm o ou d o u n mnu. Fom Ndd To pn Coupon, ou w nd p pfod fom h w mh h Cuom Coupon dgn. Fo mo Cuom Coupon, ou n fom h 3 p pg o 4 p pg Coupon fom. B u o od h o Coupon fom fom on of h uhozd TOPS 4.0 fom upp: Dnm Sm Fomo Gph Communon You m nd o od p wndow nvop o f wh h oupon. Coupon nvop vb fom h bov fom upp. Bnk Coupon Th foowng p of bnk Cuom Coupon vb fom TOPS Sofw: SmS US Bnk Commun Aoon Bn (CAB) Coon Bnk Bnk An Bno Popu BB&T Cb Exp Exuv Non Bnk F Bnk Guf Co Bnk Pop Commun Bnk Sn Jo Non Bnk SMS TD Bnk Unon Bnk of Cfon Whov Th p o pn Cuom Coupon v m o pnng gu Coupon. S h nuon und Pn Coupon n h mnu on fo gudn n pnng Cuom Coupon. 317

318 Y End Oh hn updng Chg Tb fo h nw, h no qud -nd funon h mu b pfomd bfo gong on o h nx. Th on xpon o h m n f ou d ou h Y A oun ng op onf o hown A/ R.I f ouu Y A oun ng ( S upm nu>own D &ARS up> Con of > Av Y Aounng hkbox), hn ou mu upd h nx n h A/R Cono F bfo podng o n n own non fo h nw. Th w, h nw w b ppndd ono v own non o ou n p hg nd pmn b. You n "Pug" Own Pmn Ho whnv ou wn ung "Cu-off D" ou pf. A Own fnn non dd po o h "Cu-off D" w b ummzd no "Bn Fowd" wh fnn non dd f h "Cu-off D" w b f on. You n mn woh of Own Pmn Ho ou wh bfo pfomng h "Pug Ho" funon. Gn, mo u k o hv h p 2 on-n o b b o nw Own' nqu. Hvng v woh of Pmn Ho on-n do k up mo hd dk og p w ow down h ppon of Own Rpo n h numou non h hv o b vwd fo po ppon. Bfo pfomng "Pug Ho" h 2 hng ou mu do. Th : Pn "Pmn Ho Rpo" Mk pmnn bkup of Commun Pn Pmn Ho Rpo Th omp ho of own non ng wh h hough uoff d ou pf. You wn o pn h ho f ou pugng pmn ho o ou hv pmnn, hdop od of h ho. Pmnn Bkup A bkup houd b md of h Commun' f. Th w b pmnn bkup h ou w kp fo fw (IRS qu 7 fo x pupo). Th v good on fo h. You mgh b udd b h IRS You mgh hv ou nvovng dnqun own You mgh hv o hk n od own bn o nw quon If h hng n mngmn, ou nd h ho o ov ou on wh ou mngd h ommun. On h "Co & R" pfomd, ou nno v h Pmn Ho d un ou hv Bkup. W nno h nough. I mpv h ou mk h bkup bfo podng. 318

319 Pvou Own Th "Co & R" pogm o "pug" Pvou Own fom h m f h hv "zo" bn of h "Cu-off D" ou pf. Th hp kp ou Own f fom boonng n z. Fom h AR mnu, k h Y End mnu b. Whn ou k h Y End mnu b, ou w h Y End mnu f: Y End Mnu W v w hof h v b m nuop on. 319

320 Pn Ho Th "Pmn Ho" gv ou "hd op" of h Own' Pmn Ho howng hg nd pmn. I houd b pnd ung h m d h "Cu-off D" ou pn o u fo h "Co nd R" of h Own Pmn Ho. I houd b kp pmnn po. To pn n own pmn ho po bfo pugng od ho od, k h Pn Ho buon. Whn ou k h Pn Ho buon ou w h pn opon: Pn Ho Opon Th pm opon o h pn od fo h po. B dfu, h pfd mhod fom h Own Cono F w b h d pn od, bu ou m hng o n of h pn od: S Add Aoun Numb Lo/Un Numb Own L Nm S h pn od h b u ou nd. Cuoff D En h Cuoff D hough whh ou wn h own pmn ho pnd. I w pn h ho fom h non d hough h uoff d ou n h. If ou pugng h own pmn ho, mk u ou pn h ho hough h d ou w bpu g ng of. Ck Pn o pod wh pnng h own pmn ho. Ck Cn o x whou pnng h own pmn ho. If ou kd h Pn buon bov, ou w h pn on n: 320

321 Pn Son Mk ou pn on fo h po. Ck Pn o pod wh pnng h own pmn ho. Ck Cn o x whou pnng h own pmn ho. If ou k h Pn buon, h po w b gnd odng o h pn on ou md. 321

322 Pug Ho Pugng h own pmn ho ummz own non no on bn fowd non of uoff d ou pf. A Own fnn non dd po o h "Cu-off D" w b ummzd no "Bn Fowd" wh fnn non dd f h "Cu-off D" w b f on. You n mn woh of Own Pmn Ho ou wh bfo pfomng h "Pug Ho" funon. Gn, mo u k o hv h p 2 on-n o b b o nw Own' nqu. Hvng v woh of Pmn Ho on-n do k up mo hd dk og p w ow down h ppon of Own Rpo n h numou non h hv o b vwd fo po ppon. Bfo pfomng "Co & R" h 2 hng ou mu do. Th : Pn "Pmn Ho Rpo" do h o ou hv pmnn od of h own ho bfo ou pug n ho. Mk pmnn bkup of Commun on pugd, h no w o g h ho bk. You nd o mk bkup nd v bfo pugng n ho. YOU DO NOT HAVE DO THIS "CLOSING" IN ORDER TO PROCEED INTO THE NEXT YEAR. You m kp mn of Pmn Ho ou wh. You m pug p ho no "Bn Fowd" of n d ou pf. Wh n ou Pu gh o ouh v woop onf ohow oh nd hb n f o w d umm: Summz Though Cuoff D own non ondnd down o onb n Fo w d n on of h u of fd ou p f. Pv D Fom Dnqun D own w hz ob n of h uoff d w b ummzd no bn fowd. An own wh bn du of h u of fd w h v h h o p v db kun hd h w zo bn po o h uoff d. Th h dfu opon. A pn po w b gnd howng h bn fowd fo h hom. Th NOT h m h dd Pmn Ho Rpo. You nd o p pn h Pmn Ho po bfo pfomng h Pug Ho. To pug h own pmn ho of uoff d, foow h nuon bow. Ck h Pug Ho o ummz h own pmn ho no b n f o w d of u of fd ou p f. 322

323 Whn ou k h Pug Ho buon ou w h pn opon: Pug Ho Opon Wnng Bu ou pmnn ng dd own ho no bn fowd non h op gn wnng ng ou know wh w hppn f ou pod. I o mnd ou o hv md pmnn bkup bfo podng. Opn Ch Rp Bh If ou hv n undpod own h p bhd, ou nno pod wh h Pug Ho funon. Th bu ou m hv dpo d o non h woud b dd PRIOR TO h uoff d. You mu omp h dpo o d h opn h p bh bfo podng. Cuoff D En h Cuoff D hough whh ou wn h own pmn ho pugd. I w ummz h own ho fom h non d hough h uoff d nd on bn fowd n onun ou h P vd F om D nqu n D opon bow. Opon S on of h opon fo pugng own pmn ho: Summz Thu Cuoff D - own non ondnd down oonb n Fo w d n on of h u of fd ou pf. Pv D Fom Dnqun D - own wh zo b n of h u of fd w b umm z d n ob n f o w d.anown w hb n du of h u of fd w hv h ho pvd bk un h d h w zo 323