Rank the Banks Report Florida. Second Quarter 2014

Report Second Quarter 2014

Report - Second Quarter 2014 Table of Contents: 1) Bank Listing (page 1-5) Company name Parent Company Date Established Number of Offices Employees S Corp ROAA ROAE 2) by (6-10) Leverage Ratio Tier 1 Risk-based Ratio Deposits Deposits/ Office / Employees Salary Expense/ Employees 3) by Net Interest Margin (11-14) Yield on Loans Loan Growth Rate Cost of Funds Deposit Growth Rate Loans/ Deposits Yield on Investment Security (FTE) Net Interest Margin 4) by Noninterest Income (15-18) Net Income Service Charges on Deposits/ Average Gain on Sale of Loans/ Average Servicing Fees/ Average Net Gains on OREO/ Average Noninterest Income Noninterest Income/ Average 5) by Overhead (19-22) Efficiency Ratio (FTE) Employees Number of Offices Personnel Expense/ Average Occupancy Expense/ Average Other Expense/ Average Overhead/ Average 6) by Asset Quality (23-26) Gross Loans Loan Loss Reserves/ Gross Loans Adj. Loans 30-89 Days PD/ Loans Adj. 90 Days PD/ Loans Adj. NPLs + Adj OREO/Loans Net Chargeoffs/ Average Loans Asset Quality Composite 7) by ROAE (27-31) LTM Net Income/ Employee LTM Net Income 13Q2 LTM Net Income 12Q2 LTM Net Income ROAA ROAE 8) Overall (32-36) Net Interest Margin Noninterest Income Overhead Asset Quality ROAE Overall 1380 West Paces Ferry Rd. NW / Suite 2060 / Atlanta, GA 30327 (404) 848-1571 (phone) / (404) 848-1574 (fax) Belief Strength Purpose

Excluded Banks: Report - Second Quarter 2014 Excluded banks are usually special-purpose banks (such as trust banks), subsidiaries of foreign companies, or companies for which necessary data is not available as of this report. Banco Do Brasil AmericasCanandaigua Canandaigua National Trust Company of National Bank of Desjardins Bank, National Association Espirito Santo Bank MEMBERS Trust Company Mercantil Commercebank Trust Company, National Association Calculation Notes: Mercantil Commercebank, National Association Natbank, National Association Pacific National Bank Raymond James Trust, National Association Sabadell United Bank, N.A. Bank All data in this report is bank-level and is as of or for the last twelve months ending June 30, 2014. Asset quality index is based on the sum of: Adjusted Loans 30-89 PD/Loans + Adjusted Loans 90 PD/Loans + Adjusted NPLs + Adjusted OREO/Loans + Net Chargeoffs/Avg Loans. Overall ranking is based on an unweighted average of NIM ranking, Noninterest Income ranking, Overhead ranking, Asset Quality rankings and ROAE ranking. 1380 West Paces Ferry Rd. NW / Suite 2060 / Atlanta, GA 30327 (404) 848-1571 (phone) / (404) 848-1574 (fax) Belief Strength Purpose

Report - Second Quarter 2014 Banks Street Partners Team BSP Services BSP Downloads Lee Burrows - lburrows@banksstreetpartners.com - 404-848-8480 Gary McNorrill - gmcnorrill@banksstreetpartners.com 704-927-6244 Mark Saunders - msaunders@banksstreetpartners.com 404-848-2686 Jeff Adams - jadams@banksstreetpartners.com 404-924-6382 Will Brackett - wbrackett@banksstreetpartners.com 404-848-0890 Joe Maloney jmaloney@banksstreetpartners.com 404-848-2662 Matt Kennedy mkennedy@banksstreetpartners.com 704-927-6251 William Izlar wizlar@banksstreetpartners.com 404-848-2665 Mergers and Acquisitions Branch Sales and Purchases Capital Raising Initiatives Subordinated Debt Offerings (retail and institutional) Failed Bank Acquisitions 363 Bankruptcy Transactions Strategic Planning Valuations and Fairness Opinions Board and Management Consulting Financial Modeling Disposition of Distressed TARP/Preferred Stock and SBLF Repayment Plans Share Repurchase Plans and Modified Dutch Auctions Southeastern Publicly Traded Data Southeastern M&A Bank Data Quarterly Texas Ratio Analysis Visit http://banksstreetpartners.com/bspdownloads/ to access and download all available material 1380 West Paces Ferry Rd. NW / Suite 2060 / Atlanta, GA 30327 (404) 848-1571 (phone) / (404) 848-1574 (fax) Belief Strength Purpose

- Bank Listing Company Name Parent Company Date Established Number of Offices Employees S Corp (Yes/No) ROAA ROAE 1st Manatee Bank Parrish 11/13/2007 3 28 No 105,684 1.23 11.75 1st National Bank of South Homestead Hometown of Homestead Banking Company 11/1/1932 7 90 No 318,308 0.59 6.60 1st United Bank Boca Raton 1st United Bancorp, Inc. 4/20/2000 22 287 No 1,695,123 0.51 4.11 Alarion Bank Ocala Alarion Financial Services, Inc. 2/28/2005 6 91 No 282,804 0.43 5.08 American Enterprise Bank of Jacksonville American Enterprise Bankshares, Inc. 2/23/2004 2 43 No 201,460-0.03-0.32 American National Bank Oakland Park ANB Holdings, Inc. 10/15/1985 1 39 No 255,071 0.73 5.74 Anchor Commercial Bank Juno Beach 3/23/2005 2 22 No 105,802 1.97 28.87 Apollo Bank Miami Apollo Bancshares, Inc. 10/1/2001 8 55 No 296,435 1.81 16.45 Atlantic Coast Bank Jacksonville Atlantic Coast Financial Corporation 3/27/1939 12 159 No 711,596-1.03-13.95 BAC Bank Coral Gables 10/12/1973 1 157 No 1,492,512 0.65 7.47 Banesco USA Coral Gables 1/10/2006 6 218 No 864,076 0.24 2.58 Bank of Belle Glade Belle Glade Belle Glade Bank Corporation 11/14/1963 1 17 No 90,174 0.33 4.04 Bank of Central Lakeland 3/19/2007 4 57 No 346,252 0.72 7.08 Bank of Commerce Sarasota Bank of Commerce Holdings, Inc. 9/1/2000 3 33 No 212,510-0.28-17.36 Bank of Coral Gables Coral Gables 6/5/2006 1 21 No 98,865 0.19 3.20 Bank of Pensacola Pensacola Five Flags Banks, Inc. 10/26/1973 2 16 No 64,490-0.71-3.44 Bank of Tampa Tampa Tampa Bay Banking Company 3/30/1973 10 218 No 1,319,479 0.65 8.48 Bank of the South Pensacola Five Flags Banks, Inc. 5/20/1964 2 20 No 75,757-0.12-0.57 BankFIRST Winter Park CapGen Capital Group LP 7/19/1989 12 129 No 685,283 0.61 2.91 BankUnited, National Association Miami Lakes BankUnited, Inc. 5/21/2009 107 1,626 No 16,858,264 1.45 12.96 Bay Cities Bank Tampa Business BancGroup, Inc. 11/10/1999 5 87 No 536,760 0.80 6.47 Beach Community Bank Fort Walton Beach Beach Community Bancshares, Inc. 4/27/2001 11 114 No 569,486-0.48-9.52 Biscayne Bank Coconut Grove Biscayne Bancshares, Inc. 7/5/2005 3 45 No 398,363 1.28 14.51 Brannen Bank Inverness Brannen Banks of, Inc. 7/1/1926 12 119 Yes 425,458 0.79 10.44 Broward Bank of Commerce Fort Lauderdale Broward Financial Holdings, Inc. 1/12/2009 2 28 No 168,483 1.08 9.27 C1 Bank Saint Petersburg C1 Financial, Inc. 11/17/1995 28 221 No 1,449,214 1.04 11.21 Calusa Bank Punta Gorda Calusa Financial Corporation, Inc. 4/23/2007 3 35 No 163,132 0.98 9.42 Capital Bank, National Association Coral Gables Capital Bank Financial Corp. 7/17/2010 164 1,515 No 6,625,503 0.87 5.13 Capital Bank Tallahassee Capital Bank Group, Inc. 6/13/1907 71 897 No 2,549,198 0.44 3.44 CBC National Bank Fernandina Beach Coastal Banking Company, Inc. 1/1/1999 4 358 No 442,064 0.29 2.63 CenterState Bank of, National Association Winter Haven CenterState Banks, Inc. 2/21/1992 68 858 No 3,888,623 0.36 3.28 Central Bank Tampa Central Financial Holdings, Inc. 2/26/2007 1 22 No 80,224-0.32-2.13 Century Bank of Tampa Century Bancshares of, Inc. 9/11/2000 1 14 Yes 72,225 0.10 1.27 Charlotte State Bank & Trust Port Charlotte Crews Banking Corporation 11/3/1987 5 82 Yes 276,609 1.17 13.81 Citizens Bank and Trust Lake Wales Citizens Banking Corporation 5/13/1920 12 145 Yes 453,558 0.85 9.65 Citizens Bank of Oviedo Citizens Bancorp of Oviedo, Inc. 7/1/1946 4 56 No 230,442 0.06 0.73 Citizens First Bank The Villages Villages Bancorporation, Inc. 7/1/1991 11 188 No 1,627,945 0.63 7.86 Citizens State Bank Perry Perry Banking Company, Inc. 7/7/1958 4 50 Yes 221,024 1.43 18.32 CNLBank Orlando CNLBancshares, Inc. 7/28/1997 16 175 No 1,275,394 0.12 1.31 Coconut Grove Bank Miami Coconut Grove Bankshares, Inc. 7/12/1926 5 95 No 611,178 4.11 26.75 Columbia Bank Lake First Columbia Bancorp, Inc. 2/1/1912 4 57 Yes 185,982-1.05-11.29 Commerce National Bank & Trust Winter Park Commerce National Bankshares of, Inc. 2/3/2003 1 30 Yes 80,180 0.64 6.34 Community Bank and Trust of Ocala Community Bankshares, Inc. 4/2/1998 11 124 No 620,370 0.77 7.19 1 of 36

- Bank Listing Company Name Parent Company Date Established Number of Offices Employees S Corp (Yes/No) ROAA ROAE Community Bank of Broward Dania Beach 1/22/2002 9 86 No 487,470 0.62 7.04 Community Bank of, Inc. Homestead Community Bank of South, Inc. 10/9/1973 11 140 No 487,709 0.56 6.40 Community Bank of the South Merritt Island CBOS Bankshares, Inc. 11/29/1999 3 22 No 142,225 0.42 3.80 Community Southern Bank Lakeland Community Southern Holdings, Inc. 8/28/2006 3 46 No 244,829 0.44 3.96 Community State Bank Starke Community State Bank Corporation 3/19/1957 2 29 Yes 61,801 0.31 2.39 Continental National Bank Miami Continental Bancorp 5/10/1974 7 104 No 364,384 0.37 4.04 Cornerstone Community Bank Saint Petersburg Cornerstone Bancorp, Inc. 3/15/1999 6 53 No 222,093 0.60 5.49 Drummond Community Bank Chiefland Drummond Banking Company 1/12/1990 11 120 Yes 369,826 1.30 10.69 Eastern National Bank Miami 9/3/1969 5 91 No 379,830 1.67 16.77 Edison National Bank Fort Myers Edison Bancshares, Inc. 8/29/1997 4 40 Yes 248,567 0.45 5.56 Encore Bank, National Association Naples Ovation Holdings, Inc. 6/4/2007 6 51 No 341,351 0.00-0.03 Englewood Bank & Trust Englewood Crews Banking Corporation 4/4/1988 4 47 Yes 210,702 0.88 9.99 EverBank Jacksonville EverBank Financial Corp 10/1/1998 15 3,156 No 19,749,765 0.69 7.45 Executive National Bank Miami Executive Banking Corporation 6/2/1972 4 79 No 340,192 0.55 5.68 Farmers & Merchants Bank Monticello FMB Banking Corporation 1/5/1907 6 92 Yes 417,250 0.45 5.79 Fidelity Bank of, National Association Merritt Island 11/26/1990 2 42 No 262,230 4.87 56.63 FineMark National Bank & Trust Fort Myers FineMark Holdings, Inc. 2/16/2007 8 109 No 767,526 0.37 4.63 First America Bank Bradenton First America Holdings Corporation 6/1/2004 5 63 No 265,835 0.21 1.83 First Avenue National Bank Ocala 11/16/2006 2 26 No 95,564 0.21 1.57 First Bank Clewiston Pioneer Bankcorp, Inc. 1/8/1922 5 84 No 269,360 0.44 4.93 First Bank of the Palm Beaches West Palm Beach 3/6/2006 1 20 No 94,495-0.11-1.18 First Citrus Bank Tampa First Citrus Bancorporation, Inc. 2/1/1999 5 59 No 234,351 0.18 1.72 First Bank of Fort Walton Beach First Banks, Inc. 11/17/1948 4 57 No 225,966-0.20-8.56 First Colony Bank of Maitland 1/28/2008 1 17 Yes 155,672 1.40 12.67 First Federal Bank of Lake First Federal Bancorp, MHC 1/1/1962 20 331 No 1,036,084 0.84 6.86 First Bank Destin First Bancorp, Inc. 11/27/2006 4 52 No 270,353 1.12 10.06 First Integrity Bank Naples TGR Financial, Inc. 12/3/2007 8 128 No 875,976 0.20 1.95 First Green Bank Mount Dora First Green Bancorp, Inc. 2/17/2009 5 62 No 287,979 0.73 6.37 First Home Bank Seminole First Home Bancorp, Inc. 2/12/1999 2 20 Yes 76,096 0.53 8.11 First National Bank Northwest Panama First Northwest Holding Company 5/3/1984 2 34 Yes 106,798 0.33 2.44 First National Bank of Crestview Crestview FNBC Financial Corporation 2/8/1956 3 28 Yes 83,202-1.73-60.63 First National Bank of Mount Dora Mount Dora 9/1/1925 5 79 No 203,812 0.75 5.50 First National Bank of Pasco Dade Bancshares, Inc. 11/3/1986 3 35 No 143,407 0.44 4.52 First National Bank of South Miami South Miami First Miami Bancorp, Inc. 4/3/1952 5 93 No 558,413 0.26 3.59 First National Bank of Wauchula Wauchula First Hardee Holding Corporation 1/12/1960 1 30 Yes 78,482 0.24 2.58 First State Bank of Arcadia Arcadia Crews Banking Corporation 7/17/1973 2 43 Yes 142,240 0.81 7.27 First State Bank of the Keys Key West First State Bank of the Keys Holding Company 10/29/1955 12 175 Yes 792,873 0.66 7.54 FirstAtlantic Bank Jacksonville FirstAtlantic Financial Holdings, Inc. 11/1/1999 8 85 No 388,853 0.89 7.23 First Bank of Commerce Palm Beach Gardens 8/27/2007 1 13 Yes 60,959 0.26 2.68 Flagler Bank West Palm Beach 4/10/2000 2 21 Yes 163,936 1.41 15.58 Flagship Community Bank Clearwater 1/23/2006 2 25 No 94,424 0.00 0.01 Bank Tampa Bank Group, Inc. 7/3/1985 13 111 No 523,605 0.14 1.56 Bank of Commerce Orlando FBC Bancorp, Inc. 12/12/2005 6 55 No 241,775 0.63 5.80 2 of 36

- Bank Listing Company Name Parent Company Date Established Number of Offices Employees S Corp (Yes/No) ROAA ROAE Business Bank Melbourne Reserve Financial Associates, LLC 3/15/2000 1 16 No 107,462 0.61 4.79 Capital Bank, N.A. Jacksonville Capital Group, Inc. 8/12/1985 5 159 No 399,114-2.29-44.89 Citizens Bank Gainesville OGS Investments, Inc. 12/23/1998 7 83 Yes 240,342 0.28 3.84 Community Bank, National Association Weston FCB Financial Holdings, Inc. 1/22/2010 57 654 No 5,568,445 0.61 4.96 Floridian Bank Daytona Beach Floridian Financial Group, Inc. 3/20/2006 9 79 No 388,046 5.93 63.96 Floridian Community Bank, Inc. Davie Floridian Community Holdings, Inc. 3/10/2003 4 53 No 310,100 0.18 2.09 FNBT.Com Bank Fort Walton Beach Southern National Banks, Inc. 4/9/1956 11 100 Yes 375,680 0.94 7.71 Freedom Bank of America Saint Petersburg 4/4/2005 3 26 No 111,156 3.16 27.29 Friends Bank New Smyrna Beach 5/15/2000 3 29 No 99,076-0.23-4.55 Gateway Bank of Central Ocala Gateway Financial Holdings of, Inc. 5/29/2007 3 39 No 187,826 0.66 6.65 Gateway Bank of Daytona Beach Gateway Financial Holdings of, Inc. 1/26/2006 3 32 No 254,918 0.26 3.07 Gateway Bank of Southwest Sarasota Gateway Financial Holdings of, Inc. 5/19/2008 3 41 No 225,017 0.60 7.24 Gibraltar Private Bank & Trust Co. Coral Gables 1/1/1994 8 271 No 1,571,582-0.45-5.67 Grand Bank & Trust of West Palm Beach Grand Bankshares, Inc. 2/1/1999 3 46 No 211,921 0.70 7.73 Gulf Coast Community Bank Pensacola 7/3/2003 5 47 No 150,124 0.01 0.71 GulfShore Bank Tampa Validus Holdings, LLLP 8/22/2007 2 38 No 262,656 0.40 4.43 Harbor Community Bank Indiantown HCBF Holding Company, Inc. 1/23/1960 17 201 No 694,523 0.73 5.81 Heartland National Bank Sebring Heartland Bancshares, Inc. 9/7/1999 4 52 No 309,186 0.52 5.67 Helm Bank USA Miami 12/8/1989 1 115 No 778,231 0.24 2.29 Highlands Independent Bank Sebring Highlands Independent Bancshares, Inc. 11/1/1985 6 69 No 251,430-0.19-3.67 Hillsboro Bank Plant 7/6/1998 2 20 No 117,216 0.98 8.42 Home Federal Bank of Hollywood Hallandale Beach Home Bancgroup, Inc. 9/8/1998 1 17 No 48,181-0.07-1.05 HomeBanc National Association Lake Mary HomeBancorp, Inc. 4/23/2007 13 100 No 856,283 0.49 5.57 Independent Bankers' Bank of Lake Mary Bankers' Bancorporation of, Inc. 8/5/1983 1 29 No 168,925-1.91-54.71 Insignia Bank Sarasota 10/16/2006 2 44 No 171,695 0.43 3.32 Interamerican Bank, A FSB Miami 8/23/1976 5 69 No 222,005 0.32 2.99 Intercontinental Bank West Miami Intercontinental Bankshares, LLC 6/21/2002 1 20 No 155,396 0.02 0.22 Intercredit Bank, NA Miami 7/2/1984 5 79 No 313,500 0.34 4.28 International Finance Bank Miami 1/1/1982 4 88 No 357,807 0.11 0.92 Intracoastal Bank Palm Coast 6/16/2008 1 24 Yes 228,602 1.32 16.25 Jacksonville Bank Jacksonville Jacksonville Bancorp, Inc. 5/28/1999 9 99 No 493,725 0.26 2.72 Jefferson Bank of Oldsmar Jefferson Bankshares, Inc. 12/3/2007 4 48 No 208,499 0.39 3.63 Lafayette State Bank Mayo 4/2/1946 4 33 No 101,176-4.70-58.74 Landmark Bank, National Association Fort Lauderdale Giant Holdings, Inc. 8/10/1998 5 43 No 365,156 1.05 7.09 Legacy Bank of Boca Raton 5/15/2006 5 46 No 254,336 0.38 5.79 Mackinac Savings Bank, FSB Boynton Beach 7/15/1994 3 44 Yes 111,020 0.02 0.23 Madison County Community Bank Madison Madison Community Bancshares Corporation 5/5/1999 1 23 No 108,932 0.45 5.63 Mainstreet Community Bank of Deland 10/24/2003 4 53 Yes 249,322 1.25 13.59 Marine Bank & Trust Company Vero Beach 7/1/1997 2 33 No 151,301 2.48 31.27 Marquis Bank Coral Gables 8/13/2007 1 32 No 252,937 0.54 4.36 Merchants & Southern Bank Gainesville Merchants & Southern Banks of, Inc. 11/25/1959 13 117 Yes 416,765 1.07 11.42 Nature Coast Bank Hernando 3/7/2005 2 16 No 57,976 0.36 2.87 New Traditions Bank Orlando Old Bancshares, Inc. 8/25/2008 3 46 No 518,173 0.60 6.12 3 of 36

- Bank Listing Company Name Parent Company Date Established Number of Offices Employees S Corp (Yes/No) ROAA ROAE NorthStar Bank Tampa NorthStar Banking Corporation 8/6/2007 2 33 No 208,254 0.14 1.38 Ocean Bank Miami Ocean Bankshares, Inc. 12/9/1982 21 682 No 3,273,128 1.03 9.16 Oculina Bank Fort Pierce Colonial Banc Corp. 1/2/2004 8 56 No 170,361 0.79 8.09 Old Bank Orlando Old Bancshares, Inc. 12/15/1982 11 177 No 833,294 0.78 8.36 One South Bank Chipley One South Financial, Inc. 10/29/2008 1 9 Yes 38,096 0.16 1.00 OptimumBank Plantation OptimumBank Holdings, Inc. 11/1/2000 3 18 No 128,168-0.33-6.35 Palm Beach Community Bank West Palm Beach 4/7/2008 6 45 Yes 250,594 1.32 10.48 Paradise Bank Boca Raton 7/25/2005 3 49 Yes 311,645 1.87 20.60 Patriot Bank Trinity 10/22/2004 4 22 No 125,423 0.50 4.10 Peoples Bank of Graceville Graceville PBG Financial Services, Inc. 7/12/1974 1 15 Yes 84,934 1.52 11.27 Peoples National Bank Niceville Bankshares Corporation of Niceville 6/16/1986 3 38 No 115,522 0.38 5.18 Peoples State Bank Lake PSB BancGroup, Inc. 4/28/1999 2 22 No 70,596 0.23 2.41 Pilot Bank Tampa Pilot Bancshares, Inc. 9/4/1987 5 52 No 216,069-0.35-3.45 Pinnacle Bank Orange Pinnacle Bank Holding Company, Inc. 9/10/1999 2 24 No 167,648-2.30-112.36 Platinum Bank Brandon Platinum Bank Holding Company 12/8/1997 7 94 Yes 462,473 0.78 6.97 Plus International Bank Miami 9/14/2001 1 17 No 97,285 0.36 2.53 Preferred Community Bank Fort Myers 4/16/2007 3 23 No 88,414 0.48 3.83 Prime Meridian Bank Tallahassee Prime Meridian Holding Company 2/4/2008 2 42 No 206,195 0.40 4.73 ProBank Tallahassee Pro Financial Holdings, Inc. 9/5/2007 2 13 No 50,818-1.67-34.99 Professional Bank Coral Gables Professional Holding Corp. 9/8/2008 2 35 No 246,128 0.67 8.15 Raymond James Bank, National Association Saint Petersburg Raymond James Financial, Inc. 5/7/1994 1 170 No 12,141,114 1.42 13.86 Regent Bank Davie Regent Bancorp, Inc. 7/11/1986 5 94 No 357,033-3.51-41.98 Reunion Bank of Tavares 10/6/2008 4 44 No 260,375 0.61 6.45 Sabal Palm Bank Sarasota 10/10/2006 2 21 No 103,471-1.25-8.64 Sanibel Captiva Community Bank Sanibel 1/21/2003 3 44 No 254,623 0.78 7.87 Seacoast National Bank Stuart Seacoast Banking Corporation of 10/2/1926 35 490 No 2,291,658 2.24 20.39 Seaside National Bank & Trust Orlando Three Shores Bancorporation, Inc. 10/31/2006 13 150 No 1,020,958 0.17 1.71 SouthBank, A Federal Savings Bank Palm Beach GardensCommonwealth Savingshares Corporation 10/8/1993 1 4 Yes 22,747-1.48-22.06 Southern Commerce Bank, National Association Tampa Dickinson Financial Corporation II 6/8/1987 8 34 No 75,457 16.42 61.03 Stonegate Bank Pompano Beach 3/7/2005 19 195 No 1,657,571 0.63 5.74 Summit Bank, National Association Panama Summit Financial Enterprises, Inc. 4/8/2008 3 41 No 295,003 0.93 6.96 Sunrise Bank Cocoa Beach 8/1/2005 2 23 No 111,076 0.85 8.45 Sunshine Savings Bank Tallahassee Sunshine Financial, Inc. 1/1/1952 6 56 No 148,626 0.00 0.02 Sunshine State Bank Plant Sunshine Bancorp, Inc. 11/26/1954 5 60 No 311,779-0.09-0.71 Sunstate Bank Miami 3/15/1999 3 38 No 165,942 2.01 15.64 Surety Bank Deland 1/1/1926 2 25 Yes 97,703-0.67-6.51 TCM Bank, National Association Tampa Independent Community Bankers of America 5/18/1998 1 45 No 176,084 1.72 7.17 Terrabank, N.A. Miami 11/21/1985 3 75 No 277,635 0.61 5.93 TransCapital Bank Sunrise 7/26/1999 3 26 Yes 166,642 1.30 10.55 U.S. Century Bank Doral 10/28/2002 22 239 No 853,887-0.26-4.89 United Legacy Bank Longwood United Group Banking Company of, Inc. 12/28/2001 5 36 No 233,522 0.28 2.82 United Southern Bank Umatilla UniSouth, Inc. 3/1/1937 13 131 No 403,564 0.51 4.91 Urban Trust Bank Lake Mary Urban Trust Holdings, Inc. 1/1/1962 22 146 No 617,161 0.58 4.17 4 of 36

- Bank Listing Company Name Parent Company Date Established Number of Offices Employees S Corp (Yes/No) ROAA ROAE USAmeriBank Clearwater USAmeriBancorp, Inc. 2/12/2007 28 496 No 2,985,572 1.24 13.64 Warrington Bank Pensacola Five Flags Banks, Inc. 1/1/1952 2 20 No 82,522 0.32 1.73 Wauchula State Bank Wauchula Crews Banking Corporation 4/1/1929 6 143 Yes 601,491 1.58 15.67 5 of 36

- Company Name Leverage Ratio Tier 1 Riskbased Ratio Deposits Deposits/ Office / Employees Salary Exp/ Employees 1 EverBank Jacksonville 8.27 12.92 13,958,973 930,598 6,258 128 19,749,765 2 BankUnited, National Association Miami Lakes 9.87 15.10 12,245,414 114,443 10,368 102 16,858,264 3 Raymond James Bank, National Association Saint Petersburg 10.35 11.38 10,276,342 10,276,342 71,418 139 12,141,114 4 Capital Bank, National Association Coral Gables 14.14 17.98 5,205,707 31,742 4,373 61 6,625,503 5 Community Bank, National Association Weston 10.76 14.37 3,966,466 69,587 8,514 81 5,568,445 6 CenterState Bank of, National Association Winter Haven 9.89 13.17 3,307,445 48,639 4,532 70 3,888,623 7 Ocean Bank Miami 8.99 12.31 2,860,951 136,236 4,799 77 3,273,128 8 USAmeriBank Clearwater 8.78 10.65 2,456,461 87,731 6,019 80 2,985,572 9 Capital Bank Tallahassee 10.41 16.40 2,125,183 29,932 2,842 68 2,549,198 10 Seacoast National Bank Stuart 9.80 15.94 1,806,459 51,613 4,677 79 2,291,658 11 1st United Bank Boca Raton 9.45 13.62 1,407,395 63,973 5,906 89 1,695,123 12 Stonegate Bank Pompano Beach 10.43 13.54 1,414,721 74,459 8,500 96 1,657,571 13 Citizens First Bank The Villages 7.94 22.84 1,393,486 126,681 8,659 57 1,627,945 14 Gibraltar Private Bank & Trust Co. Coral Gables 8.12 12.02 1,224,434 153,054 5,799 127 1,571,582 15 BAC Bank Coral Gables 8.35 17.28 1,167,958 1,167,958 9,506 107 1,492,512 16 C1 Bank Saint Petersburg 9.73 11.98 1,135,451 40,552 6,558 80 1,449,214 17 Bank of Tampa Tampa 8.16 11.91 1,209,566 120,957 6,053 88 1,319,479 18 CNLBank Orlando 5.91 8.75 1,026,614 64,163 7,288 99 1,275,394 19 First Federal Bank of Lake 11.79 17.40 850,906 42,545 3,130 78 1,036,084 20 Seaside National Bank & Trust Orlando 8.89 11.11 879,189 67,630 6,806 118 1,020,958 21 First Integrity Bank Naples 8.87 12.74 650,309 81,289 6,844 94 875,976 22 Banesco USA Coral Gables 10.06 13.48 761,786 126,964 3,964 99 864,076 23 HomeBanc National Association Lake Mary 8.67 22.24 630,942 48,534 8,563 142 856,283 24 U.S. Century Bank Doral 5.39 6.51 757,509 34,432 3,573 67 853,887 25 Old Bank Orlando 9.44 10.57 744,103 67,646 4,708 89 833,294 26 First State Bank of the Keys Key West 9.05 17.36 560,741 46,728 4,531 68 792,873 27 Helm Bank USA Miami 11.19 25.80 685,559 685,559 6,767 93 778,231 28 FineMark National Bank & Trust Fort Myers 8.47 13.50 618,869 77,359 7,042 119 767,526 29 Atlantic Coast Bank Jacksonville 10.17 17.49 446,487 37,207 4,475 55 711,596 30 Harbor Community Bank Indiantown 11.56 19.87 563,977 33,175 3,455 55 694,523 31 BankFIRST Winter Park 11.23 15.65 516,901 43,075 5,312 77 685,283 32 Community Bank and Trust of Ocala 10.63 20.52 553,747 50,341 5,003 63 620,370 33 Urban Trust Bank Lake Mary 14.40 23.89 467,658 21,257 4,227 67 617,161 34 Coconut Grove Bank Miami 16.11 40.62 499,056 99,811 6,433 106 611,178 35 Wauchula State Bank Wauchula 10.53 15.73 523,364 87,227 4,206 61 601,491 36 Beach Community Bank Fort Walton Beach 4.81 5.98 505,011 45,910 4,995 63 569,486 37 First National Bank of South Miami South Miami 8.45 16.76 451,700 90,340 6,004 78 558,413 38 Bay Cities Bank Tampa 11.06 15.39 453,460 90,692 6,170 101 536,760 39 Bank Tampa 10.51 16.75 405,777 31,214 4,717 81 523,605 40 New Traditions Bank Orlando 9.56 13.71 461,673 153,891 11,265 84 518,173 41 Jacksonville Bank Jacksonville 9.92 13.25 422,820 46,980 4,987 85 493,725 42 Community Bank of, Inc. Homestead 7.88 10.45 441,671 40,152 3,484 64 487,709 43 Community Bank of Broward Dania Beach 9.05 10.31 419,317 46,591 5,668 95 487,470 6 of 36

- Company Name Leverage Ratio Tier 1 Riskbased Ratio Deposits Deposits/ Office / Employees Salary Exp/ Employees 44 Platinum Bank Brandon 11.35 14.04 376,059 53,723 4,920 84 462,473 45 Citizens Bank and Trust Lake Wales 8.97 13.63 386,346 32,196 3,128 61 453,558 46 CBC National Bank Fernandina Beach 10.33 19.35 292,398 73,100 1,235 63 442,064 47 Brannen Bank Inverness 7.27 19.66 391,985 32,665 3,575 44 425,458 48 Farmers & Merchants Bank Monticello 9.17 13.46 347,620 57,937 4,535 66 417,250 49 Merchants & Southern Bank Gainesville 10.11 15.48 328,493 25,269 3,562 48 416,765 50 United Southern Bank Umatilla 10.19 14.94 357,294 27,484 3,081 52 403,564 51 Capital Bank, N.A. Jacksonville 6.33 9.40 345,089 69,018 2,510 110 399,114 52 Biscayne Bank Coconut Grove 8.86 12.68 346,297 115,432 8,853 84 398,363 53 FirstAtlantic Bank Jacksonville 12.40 16.64 327,250 40,906 4,575 81 388,853 54 Floridian Bank Daytona Beach 11.02 13.92 327,044 36,338 4,912 55 388,046 55 Eastern National Bank Miami 9.54 14.63 322,157 64,431 4,174 76 379,830 56 FNBT.Com Bank Fort Walton Beach 12.14 23.45 306,225 27,839 3,757 72 375,680 57 Drummond Community Bank Chiefland 12.70 22.67 312,138 28,376 3,082 58 369,826 58 Landmark Bank, National Association Fort Lauderdale 13.62 14.94 287,845 57,569 8,492 92 365,156 59 Continental National Bank Miami 9.21 17.24 322,811 46,116 3,504 66 364,384 60 International Finance Bank Miami 9.74 15.59 312,548 78,137 4,066 75 357,807 61 Regent Bank Davie 7.22 10.35 319,164 63,833 3,798 89 357,033 62 Bank of Central Lakeland 10.52 13.68 304,459 76,115 6,075 85 346,252 63 Encore Bank, National Association Naples 8.79 14.03 295,357 49,226 6,693 87 341,351 64 Executive National Bank Miami 9.12 15.76 290,791 72,698 4,306 78 340,192 65 1st National Bank of South Homestead 9.39 15.46 257,742 36,820 3,537 55 318,308 66 Intercredit Bank, NA Miami 9.16 14.09 232,968 46,594 3,968 92 313,500 67 Sunshine State Bank Plant 8.04 23.53 165,907 33,181 5,196 59 311,779 68 Paradise Bank Boca Raton 10.05 13.16 279,973 93,324 6,360 110 311,645 69 Floridian Community Bank, Inc. Davie 8.91 10.82 239,460 59,865 5,851 90 310,100 70 Heartland National Bank Sebring 9.26 16.78 277,510 69,378 5,946 69 309,186 71 Apollo Bank Miami 9.94 11.99 259,813 32,477 5,390 96 296,435 72 Summit Bank, National Association Panama 13.44 19.42 243,074 81,025 7,195 119 295,003 73 First Green Bank Mount Dora 12.53 13.15 253,012 50,602 4,645 72 287,979 74 Alarion Bank Ocala 8.03 10.80 237,198 39,533 3,108 63 282,804 75 Terrabank, N.A. Miami 10.33 14.29 241,594 80,531 3,702 76 277,635 76 Charlotte State Bank & Trust Port Charlotte 9.17 15.39 248,007 49,601 3,373 54 276,609 77 First Bank Destin 11.88 21.02 241,166 60,292 5,199 82 270,353 78 First Bank Clewiston 8.45 11.92 244,956 48,991 3,207 59 269,360 79 First America Bank Bradenton 10.09 11.75 221,993 44,399 4,220 62 265,835 80 GulfShore Bank Tampa 9.19 13.41 223,244 111,622 6,912 95 262,656 81 Fidelity Bank of, National Association Merritt Island 7.32 11.57 181,748 90,874 6,244 77 262,230 82 Reunion Bank of Tavares 9.81 10.73 235,806 58,952 5,918 84 260,375 83 American National Bank Oakland Park 12.57 16.65 219,975 219,975 6,540 85 255,071 84 Gateway Bank of Daytona Beach 9.60 18.75 228,815 76,272 7,966 81 254,918 85 Sanibel Captiva Community Bank Sanibel 9.98 14.20 214,722 71,574 5,787 80 254,623 86 Legacy Bank of Boca Raton 8.19 10.84 228,971 45,794 5,529 84 254,336 7 of 36

- Company Name Leverage Ratio Tier 1 Riskbased Ratio Deposits Deposits/ Office / Employees Salary Exp/ Employees 87 Marquis Bank Coral Gables 11.76 14.79 216,228 216,228 7,904 97 252,937 88 Highlands Independent Bank Sebring 5.47 9.94 235,251 39,209 3,644 55 251,430 89 Palm Beach Community Bank West Palm Beach 12.49 16.68 210,250 35,042 5,569 84 250,594 90 Mainstreet Community Bank of Deland 9.49 10.44 219,358 54,840 4,704 73 249,322 91 Edison National Bank Fort Myers 8.02 18.81 216,919 54,230 6,214 80 248,567 92 Professional Bank Coral Gables 8.72 13.21 213,390 106,695 7,032 100 246,128 93 Community Southern Bank Lakeland 11.62 15.30 191,482 63,827 5,322 76 244,829 94 Bank of Commerce Orlando 9.93 12.80 211,986 35,331 4,396 72 241,775 95 Citizens Bank Gainesville 8.30 11.39 218,963 31,280 2,896 49 240,342 96 First Citrus Bank Tampa 10.34 11.62 185,142 37,028 3,972 69 234,351 97 United Legacy Bank Longwood 8.88 11.85 202,930 40,586 6,487 91 233,522 98 Citizens Bank of Oviedo 8.89 13.05 203,637 50,909 4,115 67 230,442 99 Intracoastal Bank Palm Coast 8.89 12.37 208,897 208,897 9,525 96 228,602 100 First Bank of Fort Walton Beach 2.40 3.33 209,965 52,491 3,964 60 225,966 101 Gateway Bank of Southwest Sarasota 8.96 12.70 202,910 67,637 5,488 95 225,017 102 Cornerstone Community Bank Saint Petersburg 10.25 13.09 194,557 32,426 4,190 66 222,093 103 Interamerican Bank, A FSB Miami 9.56 14.07 196,515 39,303 3,217 58 222,005 104 Citizens State Bank Perry 8.15 9.73 201,156 50,289 4,420 63 221,024 105 Pilot Bank Tampa 6.87 8.76 183,618 36,724 4,155 66 216,069 106 Bank of Commerce Sarasota 3.08 4.20 172,072 57,357 6,440 81 212,510 107 Grand Bank & Trust of West Palm Beach 9.70 13.55 187,970 62,657 4,607 86 211,921 108 Englewood Bank & Trust Englewood 8.80 15.65 191,123 47,781 4,483 59 210,702 109 Jefferson Bank of Oldsmar 11.67 17.70 159,865 39,966 4,344 64 208,499 110 NorthStar Bank Tampa 9.02 16.15 135,893 67,947 6,311 80 208,254 111 Prime Meridian Bank Tallahassee 8.96 13.18 184,187 92,094 4,909 72 206,195 112 First National Bank of Mount Dora Mount Dora 14.00 22.25 167,879 33,576 2,580 62 203,812 113 American Enterprise Bank of Jacksonville 8.10 10.81 178,160 89,080 4,685 75 201,460 114 Gateway Bank of Central Ocala 10.03 12.75 143,171 47,724 4,816 81 187,826 115 Columbia Bank Lake 10.01 17.69 156,110 39,028 3,263 55 185,982 116 TCM Bank, National Association Tampa 24.91 26.77 120,918 120,918 3,913 130 176,084 117 Insignia Bank Sarasota 11.23 13.96 139,577 69,789 3,902 74 171,695 118 Oculina Bank Fort Pierce 9.67 15.17 144,605 18,076 3,042 53 170,361 119 Independent Bankers' Bank of Lake Mary 4.39 7.28 118,126 118,126 5,825 108 168,925 120 Broward Bank of Commerce Fort Lauderdale 11.24 15.45 144,689 72,345 6,017 105 168,483 121 Pinnacle Bank Orange 2.16 3.49 144,871 72,436 6,985 85 167,648 122 TransCapital Bank Sunrise 13.96 17.83 141,179 47,060 6,409 53 166,642 123 Sunstate Bank Miami 12.63 18.18 142,243 47,414 4,367 72 165,942 124 Flagler Bank West Palm Beach 9.58 13.49 140,322 70,161 7,806 78 163,936 125 Calusa Bank Punta Gorda 9.49 14.76 132,965 44,322 4,661 85 163,132 126 First Colony Bank of Maitland 11.21 16.25 137,069 137,069 9,157 125 155,672 127 Intercontinental Bank West Miami 11.42 27.88 135,986 135,986 7,770 78 155,396 128 Marine Bank & Trust Company Vero Beach 8.25 12.95 136,871 68,436 4,585 75 151,301 129 Gulf Coast Community Bank Pensacola 4.10 5.52 133,392 26,678 3,194 60 150,124 8 of 36

- Company Name Leverage Ratio Tier 1 Riskbased Ratio Deposits Deposits/ Office / Employees Salary Exp/ Employees 130 Sunshine Savings Bank Tallahassee 12.39 19.25 127,501 21,250 2,654 62 148,626 131 First National Bank of Pasco Dade 9.49 18.99 127,849 42,616 4,097 71 143,407 132 First State Bank of Arcadia Arcadia 11.24 20.73 122,775 61,388 3,308 52 142,240 133 Community Bank of the South Merritt Island 9.79 22.58 119,196 39,732 6,465 77 142,225 134 OptimumBank Plantation 5.69 8.21 96,842 32,281 7,120 107 128,168 135 Patriot Bank Trinity 9.05 10.03 108,395 27,099 5,701 77 125,423 136 Hillsboro Bank Plant 12.36 25.15 101,839 50,920 5,861 66 117,216 137 Peoples National Bank Niceville 9.57 20.37 105,991 35,330 3,040 47 115,522 138 Freedom Bank of America Saint Petersburg 10.78 11.06 90,452 30,151 4,275 67 111,156 139 Sunrise Bank Cocoa Beach 9.98 15.34 96,058 48,029 4,829 50 111,076 140 Mackinac Savings Bank, FSB Boynton Beach 7.84 32.08 101,618 33,873 2,523 83 111,020 141 Madison County Community Bank Madison 8.59 16.51 99,961 99,961 4,736 50 108,932 142 Business Bank Melbourne 12.65 18.81 92,529 92,529 6,716 80 107,462 143 First National Bank Northwest Panama 14.27 24.65 91,637 45,819 3,141 53 106,798 144 Anchor Commercial Bank Juno Beach 8.69 13.91 94,635 47,318 4,809 53 105,802 145 1st Manatee Bank Parrish 10.61 13.72 90,566 30,189 3,774 89 105,684 146 Sabal Palm Bank Sarasota 10.19 15.23 89,110 44,555 4,927 93 103,471 147 Lafayette State Bank Mayo 4.38 5.64 92,143 23,036 3,066 62 101,176 148 Friends Bank New Smyrna Beach 6.07 8.97 92,771 30,924 3,416 55 99,076 149 Bank of Coral Gables Coral Gables 6.12 10.96 92,085 92,085 4,708 90 98,865 150 Surety Bank Deland 10.66 15.88 86,881 43,441 3,908 55 97,703 151 Plus International Bank Miami 14.62 26.44 83,437 83,437 5,723 79 97,285 152 First Avenue National Bank Ocala 12.45 14.60 79,127 39,564 3,676 66 95,564 153 First Bank of the Palm Beaches West Palm Beach 11.31 16.51 80,303 80,303 4,725 95 94,495 154 Flagship Community Bank Clearwater 12.08 14.28 76,505 38,253 3,777 76 94,424 155 Bank of Belle Glade Belle Glade 8.54 26.31 82,508 82,508 5,304 56 90,174 156 Preferred Community Bank Fort Myers 10.14 15.07 75,635 25,212 3,844 69 88,414 157 Peoples Bank of Graceville Graceville 13.70 39.31 72,870 72,870 5,662 58 84,934 158 First National Bank of Crestview Crestview 2.64 4.71 80,868 26,956 2,972 47 83,202 159 Warrington Bank Pensacola 18.23 43.59 67,885 33,943 4,126 49 82,522 160 Central Bank Tampa 13.35 14.71 66,263 66,263 3,647 86 80,224 161 Commerce National Bank & Trust Winter Park 10.79 14.72 68,657 68,657 2,673 86 80,180 162 First National Bank of Wauchula Wauchula 9.91 19.43 69,414 69,414 2,616 49 78,482 163 First Home Bank Seminole 8.78 11.69 64,104 32,052 3,805 75 76,096 164 Bank of the South Pensacola 20.46 74.98 61,403 30,702 3,788 48 75,757 165 Southern Commerce Bank, National Association Tampa 19.12 37.45 49,809 6,226 2,219 52 75,457 166 Century Bank of Tampa 8.06 11.67 53,907 53,907 5,159 88 72,225 167 Peoples State Bank Lake 8.87 11.56 63,545 31,773 3,209 54 70,596 168 Bank of Pensacola Pensacola 19.72 73.31 52,626 26,313 4,031 64 64,490 169 Community State Bank Starke 12.74 26.17 53,987 26,994 2,131 51 61,801 170 First Bank of Commerce Palm Beach Garden 10.27 14.37 49,311 49,311 4,689 95 60,959 171 Nature Coast Bank Hernando 10.46 12.72 50,413 25,207 3,624 59 57,976 172 ProBank Tallahassee 5.97 9.86 45,027 22,514 3,909 93 50,818 9 of 36

- Company Name Leverage Ratio Tier 1 Riskbased Ratio Deposits Deposits/ Office / Employees Salary Exp/ Employees 173 Home Federal Bank of Hollywood Hallandale Beach 6.98 11.86 38,131 38,131 2,834 87 48,181 174 One South Bank Chipley 15.60 22.10 29,963 29,963 4,233 76 38,096 175 SouthBank, A Federal Savings Bank Palm Beach Garden 9.06 29.20 20,828 20,828 5,687 52 22,747 10 of 36

- Net Interest Margin Company Name Yield on Loans Loan Growth Rate Cost of Funds Deposit Growth Rate Loans/ Deposits Yield on Investment Securities (FTE) Net Interest Margin 1 TCM Bank, National Association Tampa 176,084 10.84-0.93 0.71 2.37 128.16 2.39 9.56 2 Citizens State Bank Perry 221,024 7.50 51.14 0.94 16.24 89.40 2.27 6.38 3 BankUnited, National Association Miami Lakes 16,858,264 7.53 55.38 0.75 33.87 86.40 2.80 5.17 4 1st United Bank Boca Raton 1,695,123 6.29 22.37 0.24 7.63 81.02 2.44 5.03 5 Lafayette State Bank Mayo 101,176 5.62-0.37 0.41 14.52 79.54 3.69 5.00 6 Floridian Bank Daytona Beach 388,046 6.13 154.05 0.58 184.72 79.27 3.00 4.92 7 FirstAtlantic Bank Jacksonville 388,853 6.68 1.09 0.58-3.73 84.20 1.88 4.85 7 Drummond Community Bank Chiefland 369,826 6.69 0.87 0.14-0.57 60.51 3.98 4.85 9 Home Federal Bank of Hollywood Hallandale Beach 48,181 6.94-16.06 1.18-15.11 89.41 NA 4.81 10 Plus International Bank Miami 97,285 6.96 1.92 0.62 21.83 55.28 3.54 4.71 11 CenterState Bank of, National Association Winter Haven 3,888,623 6.00 66.93 0.23 67.21 72.49 2.85 4.65 12 First Green Bank Mount Dora 287,979 5.66 22.82 0.73 22.44 90.47 2.43 4.59 13 Capital Bank, National Association Coral Gables 6,625,503 5.65 3.64 0.37-5.53 90.71 1.65 4.48 13 C1 Bank Saint Petersburg 1,449,214 6.00 46.49 0.67 43.85 93.30 NM 4.48 15 Harbor Community Bank Indiantown 694,523 6.75 57.78 0.41 68.21 65.45 1.68 4.37 16 1st Manatee Bank Parrish 105,684 5.72 12.36 0.84 4.47 90.26 3.37 4.36 17 Palm Beach Community Bank West Palm Beach 250,594 5.55 4.74 0.59 3.11 89.22 3.00 4.31 18 Wauchula State Bank Wauchula 601,491 5.59-2.28 0.51 0.25 74.27 4.43 4.30 19 First Citrus Bank Tampa 234,351 5.29 14.06 0.63 6.02 104.67 5.01 4.29 20 Patriot Bank Trinity 125,423 5.37 7.97 0.60 2.82 90.46 2.60 4.27 21 Summit Bank, National Association Panama 295,003 6.64 14.45 0.37 10.85 62.48 2.30 4.26 22 First National Bank of Wauchula Wauchula 78,482 6.43 6.39 0.64 1.46 66.39 2.10 4.25 22 BankFIRST Winter Park 685,283 5.66 6.43 0.23 1.23 73.67 2.05 4.25 24 First Avenue National Bank Ocala 95,564 5.29 10.70 0.50-3.81 92.29 2.71 4.24 24 Bank of Commerce Orlando 241,775 5.50 17.94 0.26 6.32 86.85 1.75 4.24 26 Banesco USA Coral Gables 864,076 5.93 18.20 0.46 11.97 77.57 2.58 4.23 27 First Bank Clewiston 269,360 5.55 8.39 0.37 9.05 76.09 1.03 4.22 27 Freedom Bank of America Saint Petersburg 111,156 4.92 28.90 0.48 19.09 98.66 2.33 4.22 29 First Home Bank Seminole 76,096 5.50-2.63 0.37-3.20 81.23 4.30 4.17 29 Old Bank Orlando 833,294 5.47 23.35 0.34 3.98 88.27 0.84 4.17 31 Peoples State Bank Lake 70,596 5.46 3.60 0.56 4.79 82.70 2.38 4.16 31 Sanibel Captiva Community Bank Sanibel 254,623 5.15 6.35 0.64 8.87 99.34 2.02 4.16 33 Gulf Coast Community Bank Pensacola 150,124 5.74-14.23 0.58-10.18 66.14 2.20 4.14 34 One South Bank Chipley 38,096 5.71 8.98 0.69 5.60 88.74 2.41 4.13 35 Community State Bank Starke 61,801 7.16 21.12 0.14-1.47 53.74 2.35 4.09 36 Preferred Community Bank Fort Myers 88,414 5.25 19.55 0.72 17.51 84.17 2.60 4.08 37 Sunshine Savings Bank Tallahassee 148,626 5.55 0.21 0.30-2.49 77.03 2.07 4.05 38 OptimumBank Plantation 128,168 6.06-15.39 0.95-2.43 76.20 3.39 4.04 39 Mainstreet Community Bank of Deland 249,322 5.43 16.99 0.39 5.92 78.93 1.67 4.01 40 Community Bank of Broward Dania Beach 487,470 4.86 9.54 0.41 4.11 98.42 1.98 4.00 41 Nature Coast Bank Hernando 57,976 5.14-0.63 0.42-1.63 80.53 2.12 3.96 42 Biscayne Bank Coconut Grove 398,363 5.29 31.10 0.75 22.49 99.46 1.61 3.95 42 Landmark Bank, National Association Fort Lauderdale 365,156 5.49 38.36 0.88 53.02 103.71 1.17 3.95 42 Apollo Bank Miami 296,435 5.01 25.50 0.41 16.95 78.14 2.84 3.95 45 CBC National Bank Fernandina Beach 442,064 4.89 10.69 0.74-11.78 104.52 3.25 3.93 46 Broward Bank of Commerce Fort Lauderdale 168,483 5.81 8.29 0.74 14.68 76.61 2.17 3.91 46 Citizens Bank and Trust Lake Wales 453,558 4.94 4.88 0.21 4.88 75.41 2.74 3.91 48 Sunrise Bank Cocoa Beach 111,076 5.50 1.98 0.39 1.54 73.62 2.18 3.90 11 of 36

- Net Interest Margin Company Name Yield on Loans Loan Growth Rate Cost of Funds Deposit Growth Rate Loans/ Deposits Yield on Investment Securities (FTE) Net Interest Margin 48 Calusa Bank Punta Gorda 163,132 5.00 8.43 0.43 8.08 81.92 2.52 3.90 50 First Federal Bank of Lake 1,036,084 5.40 7.29 0.26 4.03 70.33 3.99 3.89 50 Central Bank Tampa 80,224 5.15 12.24 0.86 13.38 92.56 2.53 3.89 52 Flagship Community Bank Clearwater 94,424 5.29 5.32 0.64 1.94 102.16 NA 3.88 52 Bay Cities Bank Tampa 536,760 5.14 1.90 0.63 5.45 79.05 4.10 3.88 54 First Bank of Commerce Palm Beach Garden 60,959 6.02 15.08 0.86 0.71 92.26 1.61 3.86 54 Regent Bank Davie 357,033 5.17-8.40 0.54-8.47 83.19 0.76 3.86 56 First State Bank of Arcadia Arcadia 142,240 5.78-3.64 0.36 0.20 63.18 3.03 3.85 57 Insignia Bank Sarasota 171,695 4.98 8.97 0.57 11.51 95.94 1.36 3.84 57 Jacksonville Bank Jacksonville 493,725 5.24-3.51 0.60-6.19 87.17 2.17 3.84 59 Farmers & Merchants Bank Monticello 417,250 5.32-1.36 0.24-2.57 73.17 1.87 3.83 59 Platinum Bank Brandon 462,473 5.49 13.00 0.82 5.97 96.82 2.10 3.83 59 Surety Bank Deland 97,703 5.96-16.12 1.15-7.54 63.34 4.44 3.83 59 Community Bank of, Inc. Homestead 487,709 5.35 4.01 0.51 0.66 77.01 2.39 3.83 63 Helm Bank USA Miami 778,231 5.45-1.43 0.07-6.06 60.56 1.76 3.82 64 First National Bank of Mount Dora Mount Dora 203,812 5.37-6.72 0.27 4.02 64.11 2.22 3.81 65 Urban Trust Bank Lake Mary 617,161 5.54 11.30 1.44 3.69 113.14 3.79 3.80 65 Gateway Bank of Central Ocala 187,826 4.98 12.52 0.62-3.89 92.31 5.12 3.80 67 Peoples National Bank Niceville 115,522 6.62-2.60 0.44 3.41 48.20 2.72 3.79 67 First Bank of the Palm Beaches West Palm Beach 94,495 4.85 19.22 0.50 3.04 78.76 3.97 3.79 69 Paradise Bank Boca Raton 311,645 4.98 4.62 0.35 3.57 79.82 1.92 3.78 70 Ocean Bank Miami 3,273,128 4.94 0.62 0.42-3.23 78.58 2.26 3.77 71 United Southern Bank Umatilla 403,564 4.90-4.35 0.21 3.19 73.75 1.98 3.73 72 Executive National Bank Miami 340,192 4.84 9.75 0.30 13.43 77.71 2.61 3.72 73 Cornerstone Community Bank Saint Petersburg 222,093 4.70-2.85 0.35-4.97 79.97 3.24 3.70 73 USAmeriBank Clearwater 2,985,572 4.59 10.98 0.60 6.35 97.40 3.02 3.70 75 Flagler Bank West Palm Beach 163,936 6.40 30.91 0.77 2.53 69.46 1.84 3.68 76 International Finance Bank Miami 357,807 5.06 5.49 0.33 1.77 77.71 2.31 3.67 76 Reunion Bank of Tavares 260,375 5.19 31.76 0.84 26.97 84.44 2.97 3.67 78 Marine Bank & Trust Company Vero Beach 151,301 4.79 7.58 0.32 4.12 78.25 1.69 3.65 79 American National Bank Oakland Park 255,071 4.97 12.13 0.36 15.61 78.51 2.43 3.64 79 First Colony Bank of Maitland 155,672 5.35 6.45 0.32 2.48 77.15 1.71 3.64 81 Continental National Bank Miami 364,384 5.79 5.98 0.48 14.81 61.56 1.81 3.63 81 Commerce National Bank & Trust Winter Park 80,180 5.05 1.87 0.67 3.03 88.93 2.07 3.63 83 Interamerican Bank, A FSB Miami 222,005 4.87-5.19 0.43-1.39 84.80 1.92 3.62 84 TransCapital Bank Sunrise 166,642 5.45-18.20 0.85-22.11 88.15 2.89 3.61 84 Stonegate Bank Pompano Beach 1,657,571 5.22 61.97 0.58 57.73 85.67 1.59 3.61 84 First Bank Destin 270,353 6.03 21.93 0.51 19.83 58.96 3.00 3.61 87 Oculina Bank Fort Pierce 170,361 5.02 14.98 0.80 11.12 98.23 2.34 3.60 88 Citizens Bank of Oviedo 230,442 5.35 6.71 0.40 1.01 65.65 1.99 3.58 89 Bank Tampa 523,605 4.98-5.56 0.62-10.26 80.99 2.10 3.57 90 United Legacy Bank Longwood 233,522 4.96 13.26 0.46 14.16 74.22 2.12 3.56 90 Grand Bank & Trust of West Palm Beach 211,921 5.01-16.82 0.39-5.63 69.22 2.63 3.56 92 Sabal Palm Bank Sarasota 103,471 4.79 17.22 0.46 22.98 84.90 1.93 3.54 93 Prime Meridian Bank Tallahassee 206,195 5.34 17.41 0.36 13.55 73.78 2.18 3.53 94 Anchor Commercial Bank Juno Beach 105,802 5.04-9.98 0.45-3.97 71.13 1.90 3.52 94 Pilot Bank Tampa 216,069 4.99 14.43 0.79 11.52 77.37 1.74 3.52 94 Community Bank, National Association Weston 5,568,445 5.38 97.20 0.70 50.28 82.32 2.31 3.52 12 of 36

- Net Interest Margin Company Name Yield on Loans Loan Growth Rate Cost of Funds Deposit Growth Rate Loans/ Deposits Yield on Investment Securities (FTE) Net Interest Margin 94 Bank of Central Lakeland 346,252 4.57 17.46 0.37 15.14 81.35 1.82 3.52 98 Fidelity Bank of, National Association Merritt Island 262,230 7.69-20.31 2.16-20.25 78.92 2.35 3.51 98 First National Bank of Pasco Dade 143,407 5.92-8.09 0.67-1.73 59.13 2.02 3.51 98 Terrabank, N.A. Miami 277,635 5.17 12.04 0.58 3.78 82.46 1.34 3.51 101 U.S. Century Bank Doral 853,887 4.52-7.57 0.50-13.72 93.43 1.98 3.47 101 Charlotte State Bank & Trust Port Charlotte 276,609 4.92 9.02 0.17 4.33 62.20 2.56 3.47 103 Englewood Bank & Trust Englewood 210,702 4.79 0.57 0.13 10.04 61.30 2.59 3.45 103 Intracoastal Bank Palm Coast 228,602 5.62 15.91 0.58 17.94 55.01 2.30 3.45 105 GulfShore Bank Tampa 262,656 4.87 11.62 0.53 7.35 78.15 1.56 3.44 106 Capital Bank Tallahassee 2,549,198 5.27-1.86 0.12 1.92 66.75 0.79 3.43 106 Eastern National Bank Miami 379,830 4.08 8.35 0.49-1.12 105.20 1.23 3.43 106 ProBank Tallahassee 50,818 6.01-20.59 0.73-24.12 68.27 1.87 3.43 109 Floridian Community Bank, Inc. Davie 310,100 5.38 54.25 0.84 2.09 102.83 2.69 3.42 109 Business Bank Melbourne 107,462 4.66-2.62 0.52-3.61 74.81 2.46 3.42 111 Legacy Bank of Boca Raton 254,336 4.90-2.25 0.65-0.93 72.93 2.23 3.39 112 American Enterprise Bank of Jacksonville 201,460 5.14 9.11 0.80 1.03 86.50 1.21 3.38 112 Professional Bank Coral Gables 246,128 5.06 36.39 0.70 34.36 73.66 2.04 3.38 114 EverBank Jacksonville 19,749,765 4.42 14.33 0.97 1.57 121.78 3.13 3.37 114 First America Bank Bradenton 265,835 4.76 13.40 0.69 4.16 81.31 2.68 3.37 116 Century Bank of Tampa 72,225 5.97 4.54 1.42 3.27 83.69 3.03 3.36 116 Alarion Bank Ocala 282,804 4.64 11.02 0.82-3.54 91.50 3.24 3.36 118 First Integrity Bank Naples 875,976 4.53 32.75 0.48 29.29 88.12 1.98 3.32 118 Citizens Bank Gainesville 240,342 5.13 3.15 0.91-5.23 76.42 2.14 3.32 120 Merchants & Southern Bank Gainesville 416,765 4.79 2.67 0.27 3.34 67.88 2.08 3.31 121 Marquis Bank Coral Gables 252,937 4.75 30.40 0.58 36.32 88.42 1.52 3.30 121 Community Southern Bank Lakeland 244,829 4.89 21.77 0.82 16.23 82.09 3.35 3.30 123 Brannen Bank Inverness 425,458 4.64 0.91 0.16 6.20 50.72 2.66 3.24 124 Heartland National Bank Sebring 309,186 5.73-3.19 0.32 1.28 53.45 1.65 3.22 125 Highlands Independent Bank Sebring 251,430 5.00-10.70 0.20 0.28 51.08 2.09 3.21 125 Bank of Tampa Tampa 1,319,479 4.35 14.58 0.07 6.76 61.24 2.53 3.21 127 CNLBank Orlando 1,275,394 4.56 4.08 0.60-0.91 72.84 2.85 3.20 128 Jefferson Bank of Oldsmar 208,499 4.93 30.11 0.40 20.31 85.50 1.34 3.19 128 Gateway Bank of Southwest Sarasota 225,017 5.14 20.38 0.72 1.38 59.49 3.96 3.19 130 Friends Bank New Smyrna Beach 99,076 4.90-6.05 0.61-9.25 73.02 3.03 3.18 131 Seacoast National Bank Stuart 2,291,658 4.34 4.75 0.22 3.78 74.92 2.08 3.17 132 First National Bank Northwest Panama 106,798 5.05-6.93 0.38-3.38 68.30 2.31 3.16 133 Sunshine State Bank Plant 311,779 5.00 0.33 0.20-4.78 66.40 0.86 3.15 133 Intercredit Bank, NA Miami 313,500 4.94 15.87 0.72 1.32 96.17 1.87 3.15 133 1st National Bank of South Homestead 318,308 4.77 9.47 0.62 7.29 67.69 2.77 3.15 136 Sunstate Bank Miami 165,942 5.03 1.27 0.34 4.60 54.53 2.50 3.14 136 Hillsboro Bank Plant 117,216 5.84 9.70 0.36-1.23 41.54 2.96 3.14 136 Community Bank and Trust of Ocala 620,370 5.05-4.47 0.41 3.79 45.82 2.75 3.14 139 Gibraltar Private Bank & Trust Co. Coral Gables 1,571,582 4.27 14.08 0.74-6.51 114.75 2.31 3.13 140 Seaside National Bank & Trust Orlando 1,020,958 4.25 16.99 0.50 16.95 84.57 1.63 3.12 141 NorthStar Bank Tampa 208,254 4.44 30.10 0.76-2.66 59.20 3.59 3.09 142 Encore Bank, National Association Naples 341,351 5.02 23.17 0.62 4.35 67.58 1.99 3.08 143 Madison County Community Bank Madison 108,932 5.50 7.25 0.53 8.13 55.78 1.46 3.07 144 Bank of Commerce Sarasota 212,510 4.48-6.70 0.88-4.29 84.47 2.98 3.06 13 of 36

- Net Interest Margin Company Name Yield on Loans Loan Growth Rate Cost of Funds Deposit Growth Rate Loans/ Deposits Yield on Investment Securities (FTE) Net Interest Margin 145 First Bank of Fort Walton Beach 225,966 4.24-7.55 0.40-9.40 68.53 1.45 3.05 146 Raymond James Bank, National Association Saint Petersburg 12,141,114 3.48 19.08 0.08 12.35 102.34 1.39 3.02 147 Columbia Bank Lake 185,982 5.02-3.22 0.83-5.13 67.17 3.14 2.98 148 First National Bank of Crestview Crestview 83,202 5.56-11.53 0.25-11.94 35.37 2.07 2.97 149 Peoples Bank of Graceville Graceville 84,934 5.83 4.63 0.62 10.92 36.32 2.78 2.94 150 FNBT.Com Bank Fort Walton Beach 375,680 6.63-4.85 0.27-0.80 43.01 1.23 2.86 151 New Traditions Bank Orlando 518,173 4.76 20.42 0.37 7.04 71.36 0.02 2.82 152 First State Bank of the Keys Key West 792,873 4.69-1.09 0.60-4.73 76.06 1.97 2.81 153 Capital Bank, N.A. Jacksonville 399,114 4.74-24.24 0.90-28.97 80.30 1.43 2.78 154 BAC Bank Coral Gables 1,492,512 4.23 13.12 0.89 13.27 101.48 1.92 2.76 155 Edison National Bank Fort Myers 248,567 4.40 3.89 0.07 6.39 55.12 2.14 2.74 156 Bank of Coral Gables Coral Gables 98,865 4.91 4.69 0.67-8.97 67.67 1.45 2.73 157 FineMark National Bank & Trust Fort Myers 767,526 3.86 29.94 0.61 28.39 88.49 2.12 2.72 158 Pinnacle Bank Orange 167,648 5.09-13.01 1.26 2.89 62.07 2.83 2.67 159 First National Bank of South Miami South Miami 558,413 5.01 22.34 0.38 9.80 51.84 2.03 2.66 160 Community Bank of the South Merritt Island 142,225 5.90-12.94 0.39 13.28 35.29 2.39 2.61 160 Beach Community Bank Fort Walton Beach 569,486 4.05-3.15 0.93-3.99 79.64 1.34 2.61 162 Citizens First Bank The Villages 1,627,945 4.59-5.88 0.11 2.13 20.08 2.90 2.56 163 Warrington Bank Pensacola 82,522 4.59 4.31 0.13 2.18 39.56 1.59 2.44 164 Atlantic Coast Bank Jacksonville 711,596 5.77-4.26 1.76-11.37 98.46 1.90 2.39 165 HomeBanc National Association Lake Mary 856,283 3.42-16.73 0.71-11.13 94.14 2.15 2.33 166 Gateway Bank of Daytona Beach 254,918 4.83 17.61 1.36 1.03 40.99 5.14 2.30 167 Bank of the South Pensacola 75,757 5.10 9.36 0.12 8.45 26.08 1.66 2.29 168 Bank of Belle Glade Belle Glade 90,174 4.88 0.22 0.21-6.38 31.03 2.12 2.25 169 Coconut Grove Bank Miami 611,178 4.99 4.13 0.40 3.13 42.85 2.09 2.24 170 Mackinac Savings Bank, FSB Boynton Beach 111,020 5.59 1.77 0.41-1.56 49.10 NA 2.21 170 Southern Commerce Bank, National Association Tampa 75,457 4.62 53.18 0.38-19.76 59.55 1.55 2.21 172 Bank of Pensacola Pensacola 64,490 4.63 34.63 0.12 8.50 30.30 1.64 2.13 173 Intercontinental Bank West Miami 155,396 6.24 6.52 0.45-6.00 25.74 1.18 2.02 174 Independent Bankers' Bank of Lake Mary 168,925 3.68-20.29 0.96-28.37 77.66 1.74 1.82 175 SouthBank, A Federal Savings Bank Palm Beach Garden 22,747 5.85-18.47 0.91-3.72 14.82 2.02 1.34 14 of 36

- Noninterest Income Company Name Net Income Service Charges on Deposits / Avg Gain on Sale of Loans/ Avg Asset Net Servicing Fees/ Avg Net Gains on OREO/ Avg Noninterest Income NonInterest Income/ Avg 1 Coconut Grove Bank Miami 611,178 25,512 0.17 0.00 0.00 0.00 59,371 9.70 2 TCM Bank, National Association Tampa 176,084 3,299 0.00 0.00 0.00 0.00 11,137 6.42 3 CBC National Bank Fernandina Beach 442,064 833 0.07 5.67 0.16-0.21 22,547 5.87 4 Southern Commerce Bank, National Association Tampa 75,457 11,929 3.72 0.00 0.01-0.08 3,598 4.76 5 Commerce National Bank & Trust Winter Park 80,180 435 0.05 0.00 0.04 0.00 2,618 3.39 6 Mackinac Savings Bank, FSB Boynton Beach 111,020 132 0.01 1.69 0.82 0.06 2,933 2.60 7 Independent Bankers' Bank of Lake Mary 168,925-4,717 1.53 0.00 0.00-0.44 5,012 2.55 8 Capital Bank, N.A. Jacksonville 399,114-11,872 0.09 1.36 0.00-0.06 10,609 2.41 9 FNBT.Com Bank Fort Walton Beach 375,680 3,885 0.27 0.00 0.00 0.12 8,813 2.38 10 EverBank Jacksonville 19,749,765 135,130 0.09 0.93 0.82 0.00 396,275 2.22 11 Capital Bank Tallahassee 2,549,198 10,889 0.98 0.11 0.00-0.14 50,563 1.98 12 HomeBanc National Association Lake Mary 856,283 3,651 0.05 1.44 0.02 0.00 14,477 1.97 13 First National Bank of Mount Dora Mount Dora 203,812 1,620 0.20 0.00 0.00-0.20 3,789 1.92 13 First Federal Bank of Lake 1,036,084 9,803 0.42 0.04 0.81-0.06 19,040 1.92 15 1st Manatee Bank Parrish 105,684 1,241 0.01 1.56 0.22-0.01 1,965 1.89 16 C1 Bank Saint Petersburg 1,449,214 14,183 0.08 0.20 0.03-0.09 21,543 1.63 17 Charlotte State Bank & Trust Port Charlotte 276,609 2,194 0.20 0.00 0.00 0.06 4,192 1.55 18 Alarion Bank Ocala 282,804 991 0.05 1.16 0.00-0.07 4,256 1.53 19 Community State Bank Starke 61,801 13 0.85 0.00 0.00 0.00 879 1.48 20 Sunshine Savings Bank Tallahassee 148,626 286 0.50 0.26-0.19 0.09 1,967 1.35 21 Harbor Community Bank Indiantown 694,523 3,707 0.13 0.28 0.00-0.12 7,612 1.25 22 FineMark National Bank & Trust Fort Myers 767,526 1,990 0.01 0.01 0.00 0.00 8,665 1.23 22 Summit Bank, National Association Panama 295,003 2,492 0.12 0.01 0.00 0.17 3,294 1.23 22 Oculina Bank Fort Pierce 170,361 316 0.10 0.72 0.06 0.02 1,994 1.23 25 Paradise Bank Boca Raton 311,645 5,936 0.11 0.75 0.16 0.00 3,621 1.19 25 Beach Community Bank Fort Walton Beach 569,486-2,677 0.09 0.38 0.00-0.02 6,812 1.19 27 Drummond Community Bank Chiefland 369,826 4,681 0.53 0.00 0.00 0.07 4,272 1.17 28 Seacoast National Bank Stuart 2,291,658 51,270 0.28 0.18 0.00-0.01 23,515 1.05 28 Citizens Bank and Trust Lake Wales 453,558 3,398 0.29 0.00 0.00-0.10 4,449 1.05 30 First Bank Destin 270,353 2,755 0.10 0.74 0.00-0.02 2,528 1.04 30 Intercontinental Bank West Miami 155,396 696 0.84 0.00 0.00 0.06 1,721 1.04 30 Intercredit Bank, NA Miami 313,500-1,858 0.32 0.67 0.00 0.00 3,358 1.04 33 First Bank Clewiston 269,360 1,106 0.39 0.08 0.02-0.02 2,605 1.03 34 Helm Bank USA Miami 778,231 10,181 0.38 0.00 0.00-0.01 7,807 0.98 34 Urban Trust Bank Lake Mary 617,161 4,829 0.31 0.00 0.00 0.02 6,170 0.98 36 USAmeriBank Clearwater 2,985,572 37,861 0.15 0.18 0.00 0.00 27,831 0.97 37 Community Bank of, Inc. Homestead 487,709 1,822 0.48 0.00 0.00-0.03 4,450 0.92 37 First Home Bank Seminole 76,096 212 0.18 0.00 0.00 0.05 659 0.92 39 United Southern Bank Umatilla 403,564 1,886 0.20 0.00 0.00 0.06 3,667 0.91 40 OptimumBank Plantation 128,168-4,003 0.03 0.00 0.00 0.40 1,142 0.88 41 Continental National Bank Miami 364,384 1,216 0.59 0.00 0.00-0.01 2,970 0.87 42 Gateway Bank of Daytona Beach 254,918 1,995 0.03 0.00 0.00 0.00 2,207 0.86 43 Gulf Coast Community Bank Pensacola 150,124-448 0.18 0.00 0.00 0.02 1,301 0.83 44 First Bank of Fort Walton Beach 225,966-546 0.20 0.00 0.00-0.02 1,962 0.82 45 Banesco USA Coral Gables 864,076 2,332 0.21 0.00 0.00-0.01 6,611 0.81 45 Englewood Bank & Trust Englewood 210,702 1,633 0.10 0.00 0.00 0.05 1,625 0.81 45 Regent Bank Davie 357,033-13,936 0.23 0.07 0.00-0.09 3,023 0.81 15 of 36