Current Details from the National Hurricane Center (NHC)

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Current Watches and Warnings A Hurricane Warning is in effect from Port Mansfield to Sargent, Texas A Warning is in effect from north of Sargent to High Island, Texas; south of Port Mansfield, Texas to the mouth of the Rio Grande A Hurricane Watch is in effect from south of Port Mansfield, Texas to the mouth of the Rio Grande A Watch is in effect from south of the mouth of the Rio Grande to Boca de Catan, Mexico A Surge Warning is in effect from Port Mansfield to High Island, Texas A Surge Watch is in effect from south of Port Mansfield, Texas to the mouth of the Rio Grande Current Details from the National Hurricane Center (NHC) COORDINATES: 26.7 north, 96.0 west LOCATION: 115 miles (185 kilometers) southeast of Corpus Christi, Texas MOVEMENT: northwest at 10 mph (17 kph) WINDS: 110 mph (175 kph) with gusts to 130 mph (210 mph) RADIUS OF TROPICAL STORM-FORCE WINDS: 140 miles (220 kilometers) RADIUS OF HURRICANE-FORCE WINDS: 35 miles (5 kilometers) MINIMUM CENTRAL PRESSURE: 947 millibars SAFFIR-SIMPSON SCALE RANKING*: Category 2 Hurricane FORECAST LANDFALL LOCATION: between Corpus Christi and Houston, Texas FORECAST LANDFALL TIMEFRAME: late Friday evening or early Saturday morning local time ECONOMIC AND INSURED LOSS POTENTIAL: HIGH Latest Satellite Picture Source: NOAA Risk. Reinsurance. Human Resources.

Discussion Hurricane Harvey, located approximately 115 miles (185 kilometers) southeast of Corpus Christi, Texas, is currently tracking northwest at 10 mph (17 kph). Multiple observing platforms indicate that Harvey's structure is evolving this morning. The hurricane has developed concentric eyewalls, as observed in data from the Doppler radars in Brownsville and Corpus Christi, and an Air Force Reserve Hurricane Hunter plane reported double wind maxima (meaning, two eyewall features). The aircraft data indicates that the central pressure has continued to fall, now at 947 millibars, but the maximum winds have not increased further. This discrepancy is not surprising given hurricane's current structure. Thus, the NHC has maintained Harvey s intensity at 110 mph (175 kph) at this time just shy of Category 3 intensity. Intensity forecasts become complicated once a hurricane develops concentric eyewalls, and fluctuations in intensity become more likely. If an eyewall replacement occurs, then Harvey's intensity could decrease a bit while at the same time the overall wind field increases in size. However, the hurricane remains in an environment for intensification, and strengthening beyond the current intensity is still possible before the center reaches land later tonight or very early Saturday morning. However, the hurricane's exact intensity at landfall does not change the fact that catastrophic flooding due to a prolonged period of heavy rainfall and/or storm surge is expected at the coast and well inland across much of southern and southeastern Texas. Slow weakening is expected after Harvey crosses the coast since the center is not expected to move very far inland, and the cyclone is likely to maintain tropical storm status through Wednesday. Harvey has not quite begun to slow down, and the initial motion estimate remains towards the northwest. Strong mid-level ridging that is building over the western United States is still expected to impede Harvey's forward motion in the coming days, and the forecast model track guidance continues to show the hurricane meandering or stalling near or just inland of the Texas coast in 36 to 48 hours after landfall. Harvey could begin moving slowly eastward on days 4 and 5 due to the influence of a mid-level trough digging southward over the upper Midwest, but at this time it is too early to say whether the center will definitely re-emerge over the northwestern Gulf of Mexico. Key Messages from the National Hurricane Center 1. Harvey is expected to be a major hurricane when it makes landfall tonight, bringing life-threatening storm surge, rainfall, and wind hazards to portions of the Texas coast. Preparations should be rushed to completion in the warning areas as tropical storm-force winds are arriving on the coast, and conditions will continue to deteriorate through the rest of today and tonight. 2. A Surge Warning is in effect for much of the Texas coast. Life-threatening storm surge flooding could reach heights of 6 to 12 feet above ground level at the coast between the north entrance of the Padre Island National Seashore and Sargent. Due to the slow motion of Harvey and a prolonged period of onshore flow, water levels will remain elevated for several days. 3. Catastrophic and life-threatening flooding is expected across the middle and upper Texas coast from heavy rainfall of 15 to 25 inches, with isolated amounts as high as 35 inches, through Wednesday. 4. The Potential Surge Flooding Map is available on the NHC website and in this report below. This product depicts a reasonable worst-case scenario the amount of inundation that has a 10 percent chance of being exceeded at each individual location. This map best represents the flooding potential in those locations within the watch and warning areas. Cat Alert: Hurricane Harvey 2

Additional Information from the National Hurricane Center RAINFALL: Harvey is expected to produce total rain accumulations of 15 to 25 inches and isolated maximum amounts of 35 inches over the middle and upper Texas coast through next Wednesday. During the same time period Harvey is expected to produce total rain accumulations of 5 to 15 inches in far south Texas and the Texas Hill Country over through southwest and central Louisiana. Rainfall of this magnitude will cause catastrophic and life-threatening flooding. STORM SURGE: The combination of a dangerous storm surge and the tide will cause normally dry areas near the coast to be flooded by rising waters moving inland from the shoreline. The water is expected to reach the following heights above ground if the peak surge occurs at the time of high tide: North Entrance Padre Island National Seashore to Sargent, Texas: 6 to 12 feet Sargent to Jamaica Beach, Texas: 5 to 8 feet Port Mansfield to North Entrance Padre Island National Seashore, Texas: 5 to 7 feet Jamaica Beach to High Island, Texas: 2 to 4 feet Mouth of the Rio Grande to Port Mansfield, Texas: 2 to 4 feet High Island, Texas to Morgan City, Louisiana: 1 to 3 feet The deepest water will occur along the immediate coast near and to the northeast of the landfall location, where the surge will be accompanied by large and destructive waves. Surge-related flooding depends on the relative timing of the surge and the tidal cycle, and can vary greatly over short distances. WIND: All last-minute preparations should be rushed to completion since tropical storm conditions are likely just beginning in portions of the hurricane and tropical storm warning areas. Hurricane conditions are likely to begin within the hurricane warning area later today or tonight. storm conditions are likely to persist along portions of the coast through at least Sunday. SURF: Swells generated by Harvey are affecting the Texas, Louisiana, and northeast Mexico coasts. These swells are likely to cause life-threatening surf and rip current conditions TORNADOES: A few tornadoes are possible later today through Saturday near the middle and upper Texas coast. Cat Alert: Hurricane Harvey 3

National Hurricane Center Forecast Cat Alert: Hurricane Harvey 4

Most Likely Arrival Time of -Force Winds Cat Alert: Hurricane Harvey 5

National Hurricane Center (NHC): Wind Speed Probabilities -Force Wind Probabilities ( 40 mph (65 kph)) Cat Alert: Hurricane Harvey 6

Wind Probabilities ( 60 mph (95 kph)) Cat Alert: Hurricane Harvey 7

Hurricane-Force Wind Probabilities ( 75 mph (120 kph)) Cat Alert: Hurricane Harvey 8

NHC: Surge Inundation Graphic Cat Alert: Hurricane Harvey 9

NHC: Surge Watch/Warning Graphic Cat Alert: Hurricane Harvey 10

Weather Prediction Center: Rainfall Potential Cat Alert: Hurricane Harvey 11

Current Spaghetti Model Output Data Source: NHC/ Atlantic Additional Information and Update Schedule Wind intensity forecasts and forecast track information can be found via the National Hurricane Center at www.nhc.noaa.gov NEXT CAT ALERT: Friday afternoon after 4:00 PM CDT (21:00 UTC). Cat Alert: Hurricane Harvey 12

* Intensity Classifications for Global Basins WIND SPEED KTS 1 MPH 1 KPH 1 30 35 55 NE Pacific, Atlantic National Hurricane Center (NHC) Depression NW Pacific Joint Typhoon Warning Center (JTWC) Depression BASINS AND MONITORING BUREAU NW Pacific Japan Meteorological Agency (JMA) Depression SW Pacific Fiji Meteorological Service (FMS) Depression Australia Bureau Of Meteorology (BOM) Low SW Indian Meteo-France (MF) Depression North Indian India Meteorological Department (IMD) Deep Depression 35 40 65 40 45 75 45 50 85 50 60 95 55 65 100 60 70 110 Cat. 1 Cat. 2 Cat. 1 Cat. 2 Moderate Cyclonic Cyclonic 65 75 120 70 80 130 75 85 140 80 90 150 Cat. 1 Hurricane Cat. 3 Cat. 3 85 100 160 90 105 170 95 110 175 100 115 185 105 120 195 110 125 205 Cat. 2 Hurricane Cat. 3 Major Hurricane Typhoon Typhoon Cat. 4 Cat. 4 Intense Very Cyclonic 115 130 210 120 140 220 125 145 230 130 150 240 135 155 250 Cat. 4 Major Hurricane 140 160 260 Cat. 5 Major >140 >160 >260 Hurricane Super Typhoon Cat. 5 Cat. 5 Very Intense Super Cyclonic Cat Alert: Hurricane Harvey 13

About Aon Benfield Aon Benfield, a division of Aon plc (NYSE: AON), is the world s leading reinsurance intermediary and fullservice capital advisor. We empower our clients to better understand, manage and transfer risk through innovative solutions and personalized access to all forms of global reinsurance capital across treaty, facultative and capital markets. As a trusted advocate, we deliver local reach to the world s markets, an unparalleled investment in innovative analytics, including catastrophe management, actuarial and rating agency advisory. Through our professionals expertise and experience, we advise clients in making optimal capital choices that will empower results and improve operational effectiveness for their business. With more than 80 offices in 50 countries, our worldwide client base has access to the broadest portfolio of integrated capital solutions and services. To learn how Aon Benfield helps empower results, please visit aonbenfield.com. Copyright by Impact Forecasting No claim to original government works. The text and graphics of this publication are provided for informational purposes only. While Impact Forecasting has tried to provide accurate and timely information, inadvertent technical inaccuracies and typographical errors may exist, and Impact Forecasting does not warrant that the information is accurate, complete or current. The data presented at this site is intended to convey only general information on current natural perils and must not be used to make life-or-death decisions or decisions relating to the protection of property, as the data may not be accurate. Please listen to official information sources for current storm information. This data has no official status and should not be used for emergency response decision-making under any circumstances. Cat Alerts use publicly available data from the internet and other sources. Impact Forecasting summarizes this publicly available information for the convenience of those individuals who have contacted Impact Forecasting and expressed an interest in natural catastrophes of various types. To find out more about Impact Forecasting or to sign up for the Cat Reports, visit Impact Forecasting s webpage at impactforecasting.com. Copyright by Aon plc. All rights reserved. No part of this document may be reproduced, stored in a retrieval system, or transmitted in any form or by any means, electronic, mechanical, photocopying, recording or otherwise. Impact Forecasting is a wholly owned subsidiary of Aon plc. Cat Alert: Hurricane Harvey 14