Insured: Property: X X X X X X X X X Reference: Company: XXXXX Sample State Insurance Contractor: xxxxxx xxxx Business: (xxx) xxx-xxxx Company: xxxxx xxxxx xxx. E-mail: xxxxxx@gmail.com Business: Claim Number: xxxlo-xxxxx-xx Policy Number: RT-KO-xxxx-x-x Type of Loss: xxxx Date of Loss: 3/25/2016 Date Entered: 4 /6/2016 05:00 PM Price List: Estimate: LOLA8X_APR16 Restoration/Service/Remodel RECONSTRUCTION_ESTIMATE The following is an estimate for the repair of property damage. Since this quote will be used for insurance claims filing purposes, we have used Xactimate pricing, which is an industry insurance standard. Prices are calculated on the basis of local criteria and the most accurate figures available at the time of this estimate are considered. The estimate will be based on the damage seen or revealed. The repair of covered loss may be greater than these figures due to other undiscovered circumstances. This estimate includes the items that the Contractor considers necessary to return the property to the condition of previous loss. Unseen, undisclosed or non-obvious conditions, if discovered later or during the course of repairs, will be considered not included. If discovered, any additional repair needed will be submitted for supplemental coverage, based on the Xactimate price.
RECONSTRUCTION_ESTIMATE Dwelling Basement Stairs Height: Sloped 122.25 SF Walls 163.55 SF Walls & Ceiling 6.15 SY Flooring 26.09 LF Ceil. Perimeter 41.31 SF Ceiling 55.30 SF Floor 22.84 LF Floor Perimeter Missing Wall 3' 1 15/16" X 7' Opens into FINISHED_BAS Missing Wall Goes to neither Floor/Ceiling 4' 2" X 1' 8" Opens into FINISHED_BAS Subroom: Landing (2) Height: 8' 100.95 SF Walls 113.96 SF Walls&Ceiling 1.45 SY Flooring 12.80 LF Ceil. Perimeter 13.01 SF Ceiling 13.01 SF Floor 8.70 LF Floor Perimeter Missing Wall 3' 2" X 8' Opens into STAIRS Missing Wall - Goes to Floor 2' 10" X 6' Opens into LAUNDRY_ROOM DESCRIPTION QTY RESET R E M O V E REPLACE TAX O&P TOTAL PREP ITEMS 1. Floor protection - corrugated 13.05 SF 0.00 0.57 0.16 1.04 6.29 cardboard and tape Protect ceramic tile on landing for work traffic WALLS, CEILING, CABINETS & TRIM 2. R&R- High grade 58.00 SF 0.39 3.34 2.54 30.33 181.93 Quality: 4' x 8' sheet natural wood veneer with v-cut grooves, 1/8" thick. FINISHES & HARDWARE 3. Handrail - wall mounted - Detach & 10.15 LF 0.00 7.69 0.00 10.76 64.55 reset To R&R paneling FLOORS & BASE MOLDING 4. Remove Carpet - Standard grade 55.30 SF 0.36 0.00 0.00 2.76 16.59 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 2
CONTINUED - Stairs DESCRIPTION QTY REMOVE REMOVE REPLACE TAX O&P TOTAL 5. (Material Only) Carpet - Standard 81.08 SF 0.00 2.45 8.22 29.06 174.30 grade 6. Step charge for "waterfall" carpet 13.05 EA 0.00 8.19 0.00 14.76 88.49 Installation FINAL CLEANING 7. Clean floor 40.95 SF 0.00 0.45 0.00 2.55 15.24 Floor below stairs (FBS variable) Totals: Stairs 10.92 903.26 547.40 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 3
Finished Basement Height: 7' 810.62 SF Walls 1272.11 SF Walls&Ceiling 51.27 SY Flooring 131.70 LF Ceil. Perimeter 461.48 SF Ceiling 461.48 SF Floor 119.86 LF Floor Perimeter Window 2' 11" X 1' 1" Opens into Exterior Missing Wall - Goes to Floor 2' 6" X 6' 8" Opens into CLOSET Door 2' 6" X 6' 8" Opens into LAUNDRY_ROOM Missing Wall 3' 1 15/16" X 7' Opens into STAIRS Missing Wall - Goes to neither Floor/Ceiling 4' 2" X 1' 8" Opens into STAIRS Window 2' 11" X 1' 1" Opens into Exterior Subroom: Gas Meter Closet (3) Height: 7' 39.63 SF Walls 41.85 SF Walls & Ceiling 0.25 SY Flooring 7.73 LF Ceil. Perimeter 2.22 SF Ceiling 2.22 SF Floor 5.55 LF Floor Perimeter Door 1' 6" X 6' 8" Opens into FINISHED_BAS Subroom: Water Meter Closet (2) Height: 7' 48.17 SF Walls 51.56 SF Walls & Ceiling 0.38 SY Flooring 9.18 LF Ceil. Perimeter 3.38 SF Floor 3.38 SF Floor 6.77 LF Floor Perimeter Door 1' 8" X 6' 8" Opens into FINISHED_BAS Subroom: Liquor Shelf (1) Height: 3' 2" 35.89 SF Walls 42.17 SF Walls & Ceiling 0.70 SY Flooring 15.47 LF Ceil. Perimeter 6.28 SF Ceiling 6.28 SF Floor 9.18 LF Floor Perimeter RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 4
Missing Wall - Goes to neither Floor/Ceiling 4' 4" X 2' 1" Opens into FINISHED_BAS DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL ROUGH ITEMS 8. R&R Vapor barrier - visqueen - 503.25 SF 0.12 0.46 1.51 40.57 243.38 6mil WALLS, CEILING, CABINETS & TRIM 9. Suspended ceiling tile - Detach & 461.45 SF 0.00 0.58 0.00 36.92 221.50 reset To R&R paneling and D&R ceiling grid 10. Suspended ceiling grid - Detach & 461.45 SF 0.00 1.35 0.00 85.84 514.98 reset To R&R paneling 11. R&R Paneling - High grade 946.68 SF 0.39 3.34 41.47 494.45 2,969.31 Includes 32 sf for sides of bar and 37 sf for sides and bottom of boxed-in beam 12. (Material Only) Bifold door - 1.45 EA 0.00 55.35 3.32 11.75 70.41 lauan/mahogany - Single Door was detached from opening at time of loss 13. R&R Bifold door - 1.45 EA 16.05 117.22 3.32 27.32 163.91 lauan/mahogany Single 14. R&R Bifold door - full louvered - 2.90 EA 16.05 160.62 11.85 73.02 438.20 Single 15. R&R Corner trim - plastic 234.78 LF 0.22 2.19 9.29 79.81 478.85 Outside corner for paneling = 94' 4" Inside corner for paneling = 67' 7" 16. Detach & Reset Shelving - 12" in 8.70 LF 10.28 0.00 0.00 0.01 12.33 74.02 place Bottom shelf under bar to clean floor FINISHES & HARDWARE 17. Stain & finish single bifold door - 2.90 EA 0.00 37.09 1.15 15.08 90.41 slab only - (per side) Both sides of bifold doors are stained 18. Stain & finish full louvered door 5.80 EA 0.00 63.02 3.16 51.04 306.27 slab only - (per side) Both sides of two fully louvered bifold doors 19. Detach & Reset Light fixture - wall 2.90 EA 49.45 0.00 0.00 0.00 19.78 118.67 sconce To R&R paneling RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 5
CONTINUED - Finished Basement DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL 20. Outlet or switch - Detach & reset 10.15 EA 0.00 17.70 0.00 24.80 148.73 To R&R paneling 21. Heat/AC register - Mechanically 4.35 EA 0.00 7.87 0.00 4.73 13.85 attached - Detach & reset To R&R paneling & D&R ceiling tiles 22. Window drapery - hardware - 2.90 EA 0.00 43.78 0.00 17.52 105.07 Detach & reset To R&R paneling 23. Remove TV Brackets - Wall 4.35 EA 48.11 0.00 0.00 28.86 173.19 mounted Detach for R&R paneling 24. (Install) TV Brackets Wall 4.35 EA 0.00 83.45 0.00 50.08 300.43 mounted Reset upon completion of restoration work FLOORS & BASE MOLDING 25. Tear out non-salv vinyl,cut & bag 464.62 SF 1.86 0.00 1.96 119.36 716.04 Category 3 water 26. Clean floor 475.61 SF 0.00 0.45 0.00 29.49 176.93 27. Floor preparation for resilient 320.43 SF 0.00 0.77 2.78 49.79 298.83 flooring 28. Vinyl tile 464.62 SF 0.00 4.65 55.48 309.40 1,856.32 29. Cove base molding - rubber or 119.87 LF 0.00 2.54 7.48 43.47 260.72 vinyl, 2 1/2" high FINAL CLEANING 30. Clean window unit (per side) 3-9 2.90 EA 0.00 10.57 0.00 4.23 25.38 SF Totals: Finished Basement 142.78 1,630.06 9,779.89 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 6
Laundry Room Height: 7' 362.78 SF Walls 547.22 SF Walls & Ceiling 20.49 SY Flooring 60.18 LF Ceil. Perimeter 184.43 SF Ceiling 184.43 SF Floor 52.45 LF Floor Perimete Window 2' 6" X 1' 4" Opens into Exterior Window 2' 6" X 1' 4" Opens into Exterior Missing Wall - Goes to Floor 2' 10" X 6' Opens into LANDING Door 2' 6" X 6' 8" Opens into FINISHED_BAS Missing Wall 4' 5 15/16" X 7' Opens into STORAGE DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL FINAL CLEANING 31. Washing machine - Remove & 1.45 EA 0.00 36.74 0.00 7.34 44.08 Reset 32. Clean washer - exterior 1.45 EA 0.00 9.99 0.01 2.00 12.01 33. Dryer - Remove & reset - gas 1.45 EA 0.00 99.88 0.00 19.98 119.86 34. Clean dryer - exterior 1.45 EA 0.00 10.22 0.01 2.06 12.30 35. Freezer - Remove & reset 1.45 EA 0.00 129.88 0.00 25.98 155.86 36. Clean freezer - exterior 1.45 EA 0.00 19.46 0.01 3.89 23.36 37. Clean floor 184.43 SF 0.00 0.45 0.00 11.43 68.60 Totals: Laundry Room 0.03 72.67 436.06 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 7
Bathroom (3/4) Height: 7' 131.54 SF Walls 162.97 SF Walls & Ceiling 3.49 SY Flooring 22.95 LF Ceil. Perimeter 31.42 SF Ceiling 31.42 SF Floor 23.45 LF Floor Perimeter Door Window 2' 8" X 6' 8" 2' 6" X 1' 4" Opens into STORAGE Opens into Exterior Subroom: Shower (1) Height: 7' 96.35 SF Walls 110.16 SF Walls&Ceiling 1.54 SY Flooring 13.56 LF Ceil. Perimeter 13.82 SF Ceiling 13.82 SF Floor 17.91 LF Floor Perimeter Missing Wall - Goes to Ceiling 3' X 6' 8" Opens into BATHROOM_3_ RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 8
DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL PREP 38. Floor protection - plastic and tape - 31.42 SF 0.00 0.29 0.19 1.28 7.74 10 mil Protect floor finish from damage and paint spatter during rep ir work WALLS, CEILING, CABINETS & TRIM 39. R&R AC plywood - 1/4" 78.18 SF 0.48 2.73 4.26 35.41 212.45 40. R&R Quarter round - 3/4" 20.30 LF 0.22 1.77 0.58 5.68 34.08 41. R&R Vanity 2.18 LF 9.63 187.22 12.79 61.63 369.69 FINISHES & HARDWARE 42. Mask and prep for paint - tape only (per LF) 43. Seal/prime then paint the surface area twice (3 coats) 44. Seal & paint base shoe or quarter round 36.86 LF 0.00 0.46 0.09 2.38 14.25 78.18 SF 0.00 1.07 1.13 11.80 70.79 20.30 LF 0.00 0.71 0.12 2.03 12.09 45. Vanity top - Detach and reset 2.18 LF 0.00 52.49 0.00 15.75 94.48 46. Medicine cabinet - Detach & reset 2.90 EA 0.00 57.36 0.00 22.94 137.66 To R&R plywood FINAL CLEANING 47. Clean toilet 1.45 EA 0.00 21.87 0.00 4.38 26.25 48. Clean floor 45.23 SF 0.00 0.45 0.00 2.81 16.83 Totals: Bathroom (3/4) 19.15 166.08 996.32 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 9
Storage Height: 7' 410.83 SF Walls 531.74 SF Walls & Ceiling 13.44 SY Flooring 120.92 SF Ceiling 120.92 SF Floor 59.19 LF Floor Perimeter 63.06 LF Ceil. Perimeter Window 2' 6" X 1' 4" Opens into Exterior Door 2' 8" X 6' 8" Opens into BATHROOM_3_ Missing Wall 4' 5 15/16" X 7' Opens into LAUNDRY_ROOM Subroom: Closet (1) Height: 7' 95.40 SF Walls 115.42 SF Walls&Ceiling 2.22 SY Flooring 17.08 LF Ceil. Perimeter 20.02 SF Ceiling 20.02 SF Floor 13.46 LF Floor Perimeter Missing Wall 3' 2" X 7' Opens into STORAGE Door 2' 6" X 6' 8" Opens into FINISHED_BAS RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 10
DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL WALLS, CEILING, CABINETS & TRIM 49. Shelving - Detach & reset 11.60 LF 0.00 10.28 0.01 16.44 98.70 Adjustable shelving for R&R of plywood wall paneling 50. R&R AC plywood - 1/2" 79.09 SF 0.48 3.12 5.66 40.80 244.75 FINAL CLEANING 51. Water heater - Detach & reset 1.45 EA 0.00 518.52 0.00 103.70 622.22 Water level was high enough to extinguish pilot 52. Clean water heater 1.45 EA 0.00 23.68 0.01 4.73 28.42 53. Refrigerator - Remove & reset 1.45 EA 0.00 44.11 0.00 8.82 52.93 54. Clean refrigerator - exterior 1.45 EA 0.00 19.46 0.01 3.89 23.36 55. Clean furnace - forced air 1.45 EA 0.00 52.98 0.01 10.59 63.58 56. Clean floor 1 4 0. 9 7 SF 0.00 0.45 0.00 8.73 52.43 Totals: Storage 5.69 197.69 1186.39 Total: Basement 178.61 2,157.77 12,946.06 Total: Dwelling 178.61 2,157.77 12,946.06 GENERAL DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL 57. Taxes, insurance, permits & fees (Bid item) 1.45 EA OPEN ITEM 58. Single axle dump truck - per load - including dump fees 1.45 EA 338.08 0.00 0.00 67.63 405.71 Totals: General 0.00 67.63 405.71 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 11
Ordinance & Law Basement 4' 5" 4' 2" 10' 7" 11' 7" 2' 6" Finished Basem 1' e 6 n " t Boxed-in Beam (B2) 3' 1' 10" 1' 7" 4' 4" 4' 9" 4' 5" 3' 11" 4' 7" Bar (B1) 7' 11" 8' 3" 4' 2" 3' 6" Finished Basement Height: 7' 10' 7" 2' 2' 4" 1' 8" 11' 3" 810.74 SF Walls 1272.19 SF Walls&Ceiling 51.27 SY Flooring 131.72 LF Ceil. Perimeter 461.45 SF Ceiling 461.45 SF Floor 119.87 LF Floor Perimeter Door 1' 6" X 6' 8" Opens into Exterior Window 2' 11" X 1' 1" Opens into Exterior Missing Wall - Goes to neither Floor/Ceiling 4' 2" X 1' 8" Opens into Exterior Missing Wall 3' 1 15/16" X 7' Opens into Exterior Door 2' 6" X 6' 8" Opens into Exterior Missing Wall - Goes to Floor 2' 6" X 6' 8" Opens into Exterior Missing Wall - Goes to neither Floor/Ceiling 4' 4" X 2' 1" Opens into Exterior Window 2' 11" X 1' 1" Opens into Exterior Door 1' 8" X 6' 8" Opens into Exterior DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL Includes items only for codes that will be directly violated if the scope of repairs covered under policy are completed. (Example: Batt insulation and electrical outlets on walls where paneling must be replaced.) Ordinance & Law scope does not include required code items unrelated to scope of repairs covered by insurance. (Example: floor joist insulation to meet current energy code and electrical upgrades in unfinished section of basement) Insulation 59. Batt insulation - 4" - R13 - paper 873.57 SF 0.00 1.16 26.20 145.03 870.09 faced Energy Code / Basement Walls - IRC N1102.1J5 Basement walls. When the basement is a conditioned space, the basement walls shall be insulated in accordance with Table N1102.1. When insulating basement walls, the required R-value shall be applied from the top of the basement wall to a depth of 10 feet (3048 mm) below grade or to the top of the basement floor, whichever is less. RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 12
CONTINUED - Finished Basement DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL 60. Batt insulation replacement per LF - 65.00 LF 0.00 2.44 1.96 15.46 92.73 4" - up to 2' tall Rim joist insulation in finished section of basement Electrical 61. 110 volt copper wiring run, box and outlet Receptacle Outlets - IRC E3801.2.1 Spacing. - Receptacles shall be installed so that no point along the floor line in any wall space is more than 6 feet (1829 mm), measured horizontally, from an outlet in that space. 15.95 EA 0.00 70.02 6.49 107.54 645.22 62. Outlet or switch cover 15.95 EA 0.00 2.97 0.38 4.60 27.53 Totals: Finished Basement 26.90 227.62 1,365.54 Total: Basement 26.90 227.62 1,365.54 Total: Ordinance & Law 26.90 227.62 1,365.54 Labor Minimums Applied DESCRIPTION QTY RESET REMOVE REPLACE TAX O&P TOTAL 63. Wood floor covering labor 1.45 EA 0.00 193.97 0.00 38.80 232.77 minimum 64. Framing labor minimum 1.45 EA 0.00 21.94 0.00 43.53 26.32 65. Cabinetry labor minimum 1.45 EA 0.00 59.49 0.00 11.89 71.38 66. Window treatment repair 1.45 EA 0.00 128.95 0.00 25.78 154.73 67. Carpet labor minimum 1.45 EA 0.00 199.55 0.00 39.39 239.45 68. Tile / marble labor minimum 1.45 EA 0.00 291.39 0.00 58.29 349.68 Totals: Labor Minimums Applied 0.00 179.05 1074.33 Line Item Totals: RECONTRUCTION ESTIMATE 217.62 2,734.50 16,406.14 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 13
Grand Total Areas: 3,116.09 SF Walls 1,361.90 SF Ceiling 4,478.01 SF Walls and Ceiling 1,373.48 SF Floor.24 152.61 SY Flooring 466.51 LF Floor Perimeter 0.00 SF Long Wall 0.00 SF Short Wall 518.81 LF Ceil. Perimeter 1,373.48 Floor Area 1,532.52 Total Area 2,679.83 Interior Wall Area 2,115.27 Exterior Wall Area 285.90 Exterior Perimeter of Walls 0.00 Surface Area 0.00 Number of Squares 0.00 Total Perimeter Length 0.00 Total Ridge Length 0.00 Total Hip Length RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 14
Line Item Total Summary 13,454.03 Material Sales Tax 217.62 Subtotal 13,671.64 Overhead 1367.25 Profit 1367.25 Replacement Cost Value $16,406.14 Net Claim $16,406.14 XXX XXX RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 15
Recap of Taxes, Overhead and Profit Overhead (10%) Profit (10%) Material Sales Tax (6%) Storage Tax (6%) Line Items 1367.25 1367.25 217.62 0.00 Total 1367.25 1367.25 217.62 0.00 RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 16
Recap by Room Estimate: RECONSTRUCTION Area: Dwelling Area: Basement Stairs 445.22 3.31% Finished Basement 8,007.05 59.51% Laundry Room 363.34 2.70% Bathroom (3/4) 811.09 6.03% Storage 982.98 7.31% Area Subtotal: Basement 10,609.68 78.86% Area Subtotal: Dwelling 10,609.68 78.86% General 338.08 2.51% Area: Ordinance & Law Area: Basement Finished Basement 1,610.98 11.97% Area Subtotal: Basement 1,610.98 11.97% Area Subtotal: Ordinance & Law 1,610.98 11.97% Labor Minimums Applied 895.29 6.65% Subtotal of Areas 13,278.64 100.00% Total 13,278.64 100.00% RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 17
O&P Items Recap by Category Total % ACOUSTICAL TREATMENTS 613.73 3.74% APPLIANCES 310.60 1.89% CABINETRY 455.05 2.77% CONT: CLEAN APPLIANCES 39.67 0.24% CLEANING 436.90 2.67% GENERAL DEMOLITION 1,555.55 9.48% DOORS 493.80 3.01% ELECTRICAL 926.85 5.65% FLOOR COVERING - CARPET 410.31 2.50% FLOOR COVERING - VINYL 1,947.47 11.87% FLOOR COVERING - WOOD 355.00 2.16% FINISH CARPENTRY / TRIMWORK 577.01 3.52% FINISH HARDWARE 250.34 1.53% FRAMING & ROUGH CARPENTRY 340.82 2.08% INSULATION 808.06 4.93% LIGHT FIXTURES 98.89 0.60% MARBLE - CULTURED OR NATURAL 78.74 0.48% PLUMBING 518.52 3.16% PANELING & WOOD WALL FINISHES 2,310.75 14.08% PAINTING 417.21 2.54% TIL 291.39 1.78% WINDOW TREATMENT 216.50 1.32% O&P Items Subtotal 13,454.03 82.01% Material Sales Tax 217.62 1.33% Overhead 1,367.25 8.33% Profit 1,367.25 8.33% Total 16,406.14 100.00% RECONSTRUCTION_ESTIMATE 4/7/2016 Page: 18