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1 5240 ~ H $ A m \ $ B { S > ` m BANK OF INDIA à Y m Z H $ m ` m b ` ñ Q > m a h m C g, g r - 5, O r ã b m H $, ~ m Ð m H w w w $ b m H $ m å ß b o o o Š g, ~ m Ð m ( n y y y d ), _ w w w ~ B Head Office : Star House, C-5, G Block, Bandra Kurla Complex, Bandra (East), Mumbai H «««o o o $ { S > Q > A { Y H $ m [ a ` m H $ s g m _ m Ý ` ~ q H $ J j o o o Ì ^ V u H o o o $ { b E A m Z b m B Z n a r j m ONLINE EXAMINATION FOR RECRUITMENT OF CREDIT OFFICERS IN GENERAL BANKING STREAM ( ) g y y y M Z m n w w w p ñ V H $ m INFORMATION HANDOUT

2 I. n [ a M ` h_ àgþvm h {H$ AmnZo h_ma ~ H$ _ A{YH$mar Ho$ nx H$s ^Vu Ho$ {be h_mao {dkmnz Ho$ àë`wîma _ AmdoXZ {H$`m Ÿ& 1. {Og Am ZbmBZ narjm _ Amn ~ R> aho h Cggo g ~ {YV {d{^þ nhbwam VWm g ~ {YV _m_bm Ho$ ~mao _ _hîdnyu AZwXoe Bg nwpñvh$m _ {XE J E h Ÿ & C Î m a m H $ s O m M A m Z b m B Z H $ s O m E J r A V A m n C Î m a X e m Z o o o H o o o $ A Z w w wx o o oe m H $ m o o o Ü ` m Z n y y yd H $ n T > Ÿ & A m n H $ m o g b m h X r O m V r h {H$ Bg nwpñvh$m H$mo Ü`mZnyd H$ n T>o Š`m {H$ `h AmnH$mo narjm H$s V `mar H$aZo Ho$ {be ghm`vm H$aoJr Ÿ& 2. Am ZbmBZ narjm _ ~ R>Zo go nyd AmnH$mo nyu ê$n go gw{zpímv H$a bozm Mm{hE {H$ Amn ~ H$ Ûmam {ZYm [av nmìvm Ho$ _mzx S>m H$mo g^r àh$ma go nyam H$aVo h Ÿ& 3. H $n`m ZmoQ> H$a {H$ `h EH$ à{v`mo{jvmë_h$ narjm h Am a Bg_ CÎmrU hmozm hr n`m ßV Zht h Ÿ& gmjmëh$ma Ho$ {be nmìvm àmßv H$aZo Ho$ {be AmnH$mo _o[aq> gymr _ CÀM ñwmz àmßv H$aZm hmojm Ÿ& AV narjm Ho$ {be Amn nyar _ohzv H$a Ÿ& II. g m _ m Ý ` A Z w w w X o o o e 1. ZmoQ> H$aZo `mo½` ~mv ~wbmdm nì na {X`m J`m AmnH$m narjmwu H«$_m H$, a{oñq >oez H«$_m H$, narjm H$s {V{W, g_` VWm narjm Ho$ÝÐ H$mo H $n`m Ü`mZnyd H$ ZmoQ> H$a b Ÿ& 2. CnpñW{V _ g_` H$s nm~ Xr ~wbmdm nì _ {X`o J`o {ZYm [av g_` na Cå_rX²dmam H$mo narjm H$j _ CnpñWV hmozm Mm{hE Ÿ& {Z{X ï> g_` Ho$ 30 {_ZQ> ~mx go AmZodmbo Cå_rXdmam H$mo narjm H$j _ àdoe H$s AZw_{V Zht Xr OmEJr Ÿ& 3. ~wbmdm nì O_m H$aZm H $n`m narjm Ho$ÝÐ na AnZm ~wbmdm-nì, {Og na nmgnmoq> AmH$ma Ho$ AmnHo$ ZdrZV_ \$moq>mo H$s EH$ à{v {ZYm [av ñwmz na AÀN>o àh$ma go {MnH$s hþb hmozr Mm{hE, \$moq>mo nhmmz Ho$ {be à_mu nì _yb ê$n _ Am a gmw _ \$moq>moh$mnr g{hv AnZo g m W A d í ` b m ` Ÿ & \ $ m o o o Q > m o o o n h M m Z H o o o $ { b E à _ m U n Ì _ y y y b ê $ n _ A m a g m W _ \ $ m o o o Q > m o o o H $ m n r ` m ~ w w w b m d m n Ì Z b m Z o o o ` m ~ w w w b m d m n Ì n a \ $ m o o oq > m o o o Z b J m Z o o o H $ s p ñ W { V _ A m n H $ m o o o n a r j m _ ~ R > Z o o o H $ s A Z w w w _ { V Z h t X r O m ` o o oj r Ÿ & ~ w b m d m - n Ì n a n a r j m W u H o $ h ñ V m j a Ho$ {b`o {XE hþe ñwmz na AmnH$mo AnZo hñvmja n` dojh$ Ho$ g_j H$aZo hm Jo Ÿ& ~wbmdm nì bovo g_` n` dojh$ Cg na AmnHo$ A JyR>o H$m {ZemZ bojm & narjm Ho$ÝÐ _ n` dojh$ O~ narjm{w `m go ~wbmdm nì BH$Æ>m H$aVm h V~ AnZm ~wbmdm nì \$moq>mo nhmmz Ho$ {be à_munì H$s \$moq>moh$mnr Ho$ gmw Cgo gm n Xo Ÿ& 4. AZwXoem H$m nmbz H$aZm {Og narjm Ho$ {b`o AmnH$mo ~wbm`m J`m h CgH$s g^r AdñWmAm _ AmnH$mo narjm-àemgh$m Amoa n` dojh$m Ûmam Xr JB {hxm`vm H$m R>rH$ R>rH$ nmbz H$aZm hmojm Ÿ& `{X Amn {hxm`vm H$m CëbK Z H$a Jo Vmo AmnH$mo A`mo½` R>ham`m Om`oJm Am a AmnH$mo narjm Ho$ÝÐ go ~mha OmZo Ho$ {b`o ^r H$hm Om gh$vm h Ÿ& 5. nwñvh $, n{m `m±, JUH$ _erz Ed gob \$moz H$m Cn`moJ AbJ go `m K S>r Ho$ gmw ~Zr JUH$ _erz, gob\$moz, nwñvho $, ñbmb S> ê$bg, ZmoQ>~wH$ `m {bir hþb n{m `m H$mo narjm ^dz Ho$ A Xa bo OmZo H$s AZw_{V Zht Xr OmEJr & 6. O~ VH$ AmnH$mo AZw_{V Z {_bo V~ VH$ AnZr grq> _V N>mo{ S>`o Ÿ& 7. boiz gm_j«r H$m Èœ[ E # x[ x R y[s *<yn, Æ[n [ÊrÂ> R, O gr boiz gm_j«r x œ bme >Ÿ& $ 8. W c`[ W [œ b ÛW [ W R[ # x[ yg x[ œw W c`[ W [œ {XE JE H$mJO na H$a Ÿ& x[ W [ `[< H <W W { [ N>mo S>R y n H$ÀMo H$m_ Ho$ {be {X`m J`m H$mJO <R W W [ y[ * u * $ œ<u W [ Ê z»{ u [ Bgo [ y R * W Û[ xs [ È R œ[ zm W { W xnu xs [ Æ[ n ˆ[R xs [ u R W [ ÈœvR W Û[ bx[ [œ[ ˆ[Û[ Û[ zy xœ[ iœ [ < Û W <uœ[ ˆ[HE[ x[ Æ *W x R <Rœ{[ * W xrby[ zyw < e x[e W [œ [ W yw Û $ 2

3 I. INTRODUCTION We are glad that you have applied in response to our advertisement for recruitment of Officers in our bank. 1. This booklet contains details pertaining to various aspects of the online examination you are going to take and important instructions about related matters. The assessment will be done online hence you should carefully read instructions regarding the method of marking answers. You are advised to study this booklet carefully as it will help you in preparing for the examination. 2. Before appearing for the online examination you should strictly ensure yourself that you fulfil the eligibility criteria stipulated by the bank in all respects. 3. Please note that since this is a competitive examination, mere passing is not adequate. You have to obtain a high rank in the order of merit to get eligibility for interview. You should, therefore, put in your best efforts in the examination. II. GENERAL INSTRUCTIONS 1. Particulars to be Noted : Please note carefully your Roll Number, Registration Number, date, time and venue for the examination given in the call letter. 2. Punctuality in Attendance : Candidates should be present at the examination hall at the time given in the call letter. Candidates arriving after 30 minutes late of the reporting time not be permitted to enter the Examination Hall. 3. Call letter to be Surrendered : Affix firmly a copy of your recent passport size photograph in the space provided for it in the call letter and bring it with you alongwith photo identity proof in original and a photocopy when you come to the venue for the examination. You will not be permitted to appear for the examination if you come without the photo identity proof in original and a photocopy, call letter or without the photograph affixed on the call letter. You will be required to sign in the space provided for candidate s signature on your call letter in the presence of the invigilator in the examination hall. Invigilator will take your thumb impression on the call letter while collecting the same. You should hand over your call letter alongwith the photocopy of photo identity proof to the invigilator in the examination hall, when he collects the call letters from the candidates. 4. Compliance with Instructions : You should scrupulously follow the instructions given by test administrators and the invigilators at all the stages of the examination for which you have been called. If you violate the instructions you will be disqualified and may also be asked to leave the examination hall. 5. Use of Books, Notes, Calculators & Cell Phones : No calculator separate or with watch, cell phones, books, slide rulers, note books or written notes will be allowed inside the examination hall. 6. Do not leave your seat unless you are allowed. 7. Use of Stationery : You must bring stationery such as pencils, ball point pen with you. 8. Rough work to be done on the sheet provided : You should do all the necessary rough work on sheet provided only. After the test is over, you should hand over the sheet, given for rough work to the invigilator before leaving the room. Any candidate who does not return or is found to attempt to take or pass on the questions or answers inside or outside the examination hall will be disqualified and the Bank may take further action against him as per rules of the Bank. 3

4 9. Amn Ûmam dñvw{zð> àízmd{b`m _ JbV CÎma XoZo na X S> ñdê$n A H$m _ H$Q>m Vr H$s OmEJr Ÿ& g^r àízmdbr _ nyn>o OmZo dmbo àë`oh$ àíz Ho$ nm M d H$pënH$ CËVa {XE OmVo h Ÿ& Eogo {H$gr ^r àíz Ho$ {ZYm [av A H$m _ go, {OgH$m AmnZo JbV CÎma {X`m h, X S> Ho$ ê$n _ EH$ Mm WmB `m 0.25 A H$ H$mQ> {be Om` Jo Ÿ& AJa H$moB àíz Imbr N>mo S> {X`m OmVm h, AWm V Amn CgH$m CÎma Zht XoVo h Vmo Cg àíz Ho$ {b`o A H$m _ H$moB ^r H$Q>m Vr Zht H$s Om`oJr Ÿ& AJa {H$gr àízmdbr _ H$Q>m Vr {H$`o J`o A H$ A em _ hm Jo Vmo CÝho {ZH$Q>V_ nyumªh$m _ ~Xb {X`m OmEJm & AV CÎma XoVo g _ ` A m n H $ m o o o A Ë ` V g m d Y m Z a h Z m M m { h E Ÿ & 1 0. ZH$b H$aZm/H$XmMmaŸ/AZw{MV ì`dhma `{X Cå_rXdma {ZåZ{b{IV H$m`m] _ {bßv nm`o J`o ---- i) ZH$b H$aVo hþe `m ZH$b H$amVo hþe; ii) narjm Ho$ Xm amz AZw{MV gmyzm H$m Cn`moJ H$aVo hþe; iii) N>X²_ ê$n YmaU H$aVo hþe `m {H$gr ì`{º$ Ûmam N>X²_ ê$n YmaU H$adm H$a àñvwv H$amVo hþe; iv) narjm Ho$ÝÐ na Xwì` dhma H$aVo hþe; v) narjm H$s gm_j«r `m CgH$s {H$gr AÝ` OmZH$mar, nyu V`m `m A ev H$mo àh$q> H$aZm, àh$m{ev H$aZm, nwz: àñvwv H$aZm, Q >m g{_q> H$aZm, ñq>moa H$aZm `m CgHo$ Q >m g{_ez Am a ñq>moaoo H$mo gwj_ ~ZmZm `m narjm H$j _ {XE JE H$mJO-nÌ H$mo bo OmZm `m narjm gm_j«r na AZ{YH $V H$ãOm H$aZm & vi) AÝ` {H$gr A{Z`{_V `m AZw{MV gmyzm H$m Aml` bovo hþe; vii) AÝ` {H$gr ê$n _ AnZr Cå_rXdmar H$m g_w Z àmßv H$aVo hþe & Vmo dh Cå_rXdma Amnam{YH$ A{^`moOZ Ho$ gmw gmw {ZåZ{b{IV H$m ^r nmì hmojm - (A) M`Z à{h«$`m Ho$ A`mo½` _mzm OmZm (~) ~ H$ Ûmam br OmZodmbr {H$gr ^r narjm `m M`Z Ho$ {be ñwm`r ê$n go/{h$gr Ad{Y {deof Ho$ {be amoh$m OmZm Ÿ& Cå_rXdmam H$mo JbV gymzm ^azo/àñvwv H$aZo/gyMZm _ hoa\o$a H$aZo/J T>Zo `m _hîdnyu VÏ` {N>nmZo Ho$ {déõ MoVmdZr Xr OmVr h Ÿ& 1 1. ` m Ì m ^ Î m m Z h t { X ` m O m E J m n a r j m H o o o $ g ~ Y _ H $ m o o ob ` m Ì m ^ Î m m ` m A Ý ` I M Z h t { X E O m E J o o o Ÿ & H $ n ` m ` h ^ r Z m o o oq > H $ a b { H $ ~ w w wb m d m n Ì ~ H $ Û m a m Z m H $ a r H $ m à ñ V m d Z h t h Ÿ & 12. narjm Ho$ g MmbZ _ {H$gr g_ñ`m H$s g ^mdzm go nyar Vah BZH$ma Zht {H$`m Om gh$vm h {OgH$s doh go [aoëq> H$mo OZaoQ> H$aZm Am a/`m gwnwx H$aZm à^m{dv hmo gh$vm h Ÿ& Bg dmaxmv Ho$ ~mx nyam à`mg {H$`m OmEJm {H$ g_ñ`m H$m g_mymz hmo OmE {Og_ `{X Amdí`H$ hþam Vmo Cå_rXdmam H$mo EH$ ñwmz/b ~/H $ß`yQ>a (ZmoS>) go Xÿgao na bo OmZm Am a nwz narjm bozm em{_b hmojm & n a r j m _ ~m`mo_r{q >H$ S>mQ>m (XmE A JyR>o H$m {ZemZ) Am a \$moq>moj«m\$ narjm ñwb na Xmo ~ma {b`m OmEJm -narjm go nhbo Am a narjm Ho$ ~mx Ÿ& ~m`mo_ {Q >H$ S>mQ>m gë`mnz A{YH$mar H$m BgH$s pñw{v (S>mQ>m _ M H$aVm h `m Zht H$aVm h ) Ho$ ~mao _ {ZU ` A {V_ hmojm Am a Cå_rXdmam Ho$ {be ~mü`h$mar hmojm Ÿ& ~m`mo_ {Q >H$ S>mQ>m H $ ß M a H $ a Z o o o / g Ë ` m n Z H $ a Z o o o H $ s à { H «««$ ` m _ { H $ g r ^ r A d g a n a g h ^ m J r h m o o oz o o o g o o o B Z H $ m a H $ a Z o o o n a C å _ r X d m a r a Ô h m o o o g H $ V r h Ÿ & Bg g X^ _ H $n`m {ZåZ{b{IV H$m Ü`mZ aio (H$) ` { X C J { b ` m n a H $ m o B n a V h m o ( ñ ` m h r / _ o h X r / a J A m { X b J r h þ B ) V m o C Ý h Y m o Z m g w { Z p í M V H $ a V m { H $ n a r j m H $ s { V { W go nhbo CZ na bjr nav CVa OmE Ÿ& (I) `{X C J{b`m _ br `m Ywb^ar hm Vmo q\$ja qàq> (~m`mo_r{q >H$) {be OmZo go nhbo CÝh YmoH$a gwim bozm gw{zpímv H$a & (J) gw{zpímv H$a b {H$ XmoZm hmwm H$s C J{b`m gymr hm Ÿ& `{X C J{b`m Z_ hm Vmo àë`oh$ C Jbr nm N>H$a Cgo gwim b Ÿ& (K) `{X H $ßMa {H$`m OmZo dmbm Xm `m A JyR>m Mmo{Q>b/j{VJ«ñV hmo Vmo Vwa V narjm H$Ð _ g ~ {YV àm{yh$mar H$mo gy{mv H$a Ÿ& (BZ {~ÝXyAm _ go {H$g H$m ^r nmbz Z H$aZo na narjm _ em{_b hmozo go d {MV aim OmEJm Ÿ&) 4

5 9. There will be Penalty for wrong answers marked by you in the objective tests. There are five alternative answers to every question of all the tests. For each question for which a wrong answer has been given by you, one-fourth or 0.25 of the marks assigned to that question will be deducted as penalty. If a question is left blank, i.e. no answer is given by you, there will be no penalty for that question. If the total of the penalty for test is in fraction, it will be rounded off to the nearest integer. You should therefore be careful in marking your answers. 10. Copying / Misconduct / Unfair Practices : If a candidate is/has been found guilty of i) Copying or allowing copying; ii) iii) iv) Using unfair means during the test; Impersonating or procuring impersonation by any person; Misbehaving at the examination venue; v) Disclosing, publishing reproducing, transmitting, storing or facilitating transmission and storage of test contents in any form or any information therein in whole or part thereof or by any means verbal or written, electronic or mechanical or taking away the papers supplied in the examination hall or found to be in unauthoirsed possession of test content. vi) vii) Resorting to any other irregular or improper means; Obtaining support of his/her candidature by any means. He/she will, in addition to rendering himself/herself liable to criminal prosecution, be liable to, (a) Disqualification from selection process. (b) Be debarred permanently/for specific period from any examination or selection by the Bank. Candidates are warned against filling up/furnishing false, tampered/fabricated information or suppressing material information. 11. Travelling Allowance shall not be paid : No travelling allowance or other expenses in connection with the examination will be paid. Please also note that the call letter does not constitute an offer of employment by the Bank. 12. The possibility for occurrences of some problem in the administration of the examination cannot be ruled out completely which may impact test delivery and/or result from being generated. In that event, every effort will be made to rectify such problem, which may include movement of the candidates from one venue/lab/computer (node) to others and reconduct of the examination if considered necessary. In Examination : Biometric data (Right thumb impression) and photograph will be captured twice at the examination venue i.e. before the start of exam and after completion of exam. Decision of the Biometric data verification authority with regard to its status (matched or mismatched) shall be final and binding upon the candidates. Refusal to participate in the process of biometric data capturing / verification on any occasion may lead to cancellation of candidature. With regards to the same, please note the following : (a) If fingers are coated (stamped ink/mehndi/coloured...etc), ensure to thoroughly wash them so that coating is completely removed before the exam day. (b) If fingers are dirty or dusty, ensure to wash them and dry them before the finger print (biometric) is captured. (c) Ensure fingers of both hands are dry. If fingers are moist, wipe each finger to dry them. (d) If the primary finger (Right thumb) to be captured is injured/damaged, immediately notify the concerned authority in the test centre. (Any failure to observe these points will result in non-admittance for the examination) 5

6 6 III. Ü ` m Z X o Z o ` m o ½ ` _ h Î d n y U ~ m V Ü ` m Z X o Z o ` m o ½ ` _ h Î d n y U ~ m V Ü ` m Z X o Z o ` m o ½ ` _ h Î d n y U ~ m V Ü ` m Z X o Z o ` m o ½ ` _ h Î d n y U ~ m V Ü ` m Z X o Z o ` m o ½ ` _ h Î d n y U ~ m V _hîdnyu _hîdnyu _hîdnyu _hîdnyu _hîdnyu AmnHo$ CÎmam H$s Om M Zht H$s OmEJr Om M Zht H$s OmEJr Om M Zht H$s OmEJr Om M Zht H$s OmEJr Om M Zht H$s OmEJr ---- (i) ` { X A m n n a r j m à e m g H $ H o $ A Z w X o e m H $ m n m b Z Z h t H $ a J o Ÿ & ` { X A m n n a r j m à e m g H $ H o $ A Z w X o e m H $ m n m b Z Z h t H $ a J o Ÿ & ` { X A m n n a r j m à e m g H $ H o $ A Z w X o e m H $ m n m b Z Z h t H $ a J o Ÿ & ` { X A m n n a r j m à e m g H $ H o $ A Z w X o e m H $ m n m b Z Z h t H $ a J o Ÿ & ` { X A m n n a r j m à e m g H $ H o $ A Z w X o e m H $ m n m b Z Z h t H $ a J o Ÿ & (ii) ` { X A m n A n Z m H $ À M m H $ m _ { X E J E H $ m J O H o $ A b m d m { H $ g r A m a H $ m J O n a H $ a o J Ÿ & ` { X A m n A n Z m H $ À M m H $ m _ { X E J E H $ m J O H o $ A b m d m { H $ g r A m a H $ m J O n a H $ a o J Ÿ & ` { X A m n A n Z m H $ À M m H $ m _ { X E J E H $ m J O H o $ A b m d m { H $ g r A m a H $ m J O n a H $ a o J Ÿ & ` { X A m n A n Z m H $ À M m H $ m _ { X E J E H $ m J O H o $ A b m d m { H $ g r A m a H $ m J O n a H $ a o J Ÿ & ` { X A m n A n Z m H $ À M m H $ m _ { X E J E H $ m J O H o $ A b m d m { H $ g r A m a H $ m J O n a H $ a o J Ÿ & A m n H $ m o g b m h X r O m V r h { H $ A n Z o g m W { Z å Z { b { I V d ñ V w E b o H $ a A m E - A m n H $ m o g b m h X r O m V r h { H $ A n Z o g m W { Z å Z { b { I V d ñ V w E b o H $ a A m E - A m n H $ m o g b m h X r O m V r h { H $ A n Z o g m W { Z å Z { b { I V d ñ V w E b o H $ a A m E - A m n H $ m o g b m h X r O m V r h { H $ A n Z o g m W { Z å Z { b { I V d ñ V w E b o H $ a A m E - A m n H $ m o g b m h X r O m V r h { H $ A n Z o g m W { Z å Z { b { I V d ñ V w E b o H $ a A m E - (i) à d o e n Ì n a h m b h r _ { I M m ` m h þ A m n m g n m o Q > A m H $ m a H $ m A n Z m \ $ m o Q > m o { M n H $ m E Ÿ & à d o e n Ì n a h m b h r _ { I M m ` m h þ A m n m g n m o Q > A m H $ m a H $ m A n Z m \ $ m o Q > m o { M n H $ m E Ÿ & à d o e n Ì n a h m b h r _ { I M m ` m h þ A m n m g n m o Q > A m H $ m a H $ m A n Z m \ $ m o Q > m o { M n H $ m E Ÿ & à d o e n Ì n a h m b h r _ { I M m ` m h þ A m n m g n m o Q > A m H $ m a H $ m A n Z m \ $ m o Q > m o { M n H $ m E Ÿ & à d o e n Ì n a h m b h r _ { I M m ` m h þ A m n m g n m o Q > A m H $ m a H $ m A n Z m \ $ m o Q > m o { M n H $ m E Ÿ & (ii) \ $ m o Q > m o n h M m Z H o $ à _ m U O g o ( n Z H $ m S > / n m g n m o Q > / S m B q d J b m B g g / d m o Q g > H $ m S > / \ $ m o Q > m o g { h V ~ H $ n m g ~ w H $ / a m O n { Ì V \ $ m o Q > m o n h M m Z H o $ à _ m U O g o ( n Z H $ m S > / n m g n m o Q > / S m B q d J b m B g g / d m o Q g > H $ m S > / \ $ m o Q > m o g { h V ~ H $ n m g ~ w H $ / a m O n { Ì V \ $ m o Q > m o n h M m Z H o $ à _ m U O g o ( n Z H $ m S > / n m g n m o Q > / S m B q d J b m B g g / d m o Q g > H $ m S > / \ $ m o Q > m o g { h V ~ H $ n m g ~ w H $ / a m O n { Ì V \ $ m o Q > m o n h M m Z H o $ à _ m U O g o ( n Z H $ m S > / n m g n m o Q > / S m B q d J b m B g g / d m o Q g > H $ m S > / \ $ m o Q > m o g { h V ~ H $ n m g ~ w H $ / a m O n { Ì V \ $ m o Q > m o n h M m Z H o $ à _ m U O g o ( n Z H $ m S > / n m g n m o Q > / S m B q d J b m B g g / d m o Q g > H $ m S > / \ $ m o Q > m o g { h V ~ H $ n m g ~ w H $ / a m O n { Ì V A { Y H $ m a r / O Z à { V { Z { Y Û m a m O m a r \ $ m o Q > m o n h M m Z H o $ à _ m U ( A { Y H $ m [ a H $ b o Q > a h o S > n a ) / \ $ m o Q > m o g { h V A m Y m a H $ m S > / A { Y H $ m a r / O Z à { V { Z { Y Û m a m O m a r \ $ m o Q > m o n h M m Z H o $ à _ m U ( A { Y H $ m [ a H $ b o Q > a h o S > n a ) / \ $ m o Q > m o g { h V A m Y m a H $ m S > / A { Y H $ m a r / O Z à { V { Z { Y Û m a m O m a r \ $ m o Q > m o n h M m Z H o $ à _ m U ( A { Y H $ m [ a H $ b o Q > a h o S > n a ) / \ $ m o Q > m o g { h V A m Y m a H $ m S > / A { Y H $ m a r / O Z à { V { Z { Y Û m a m O m a r \ $ m o Q > m o n h M m Z H o $ à _ m U ( A { Y H $ m [ a H $ b o Q > a h o S > n a ) / \ $ m o Q > m o g { h V A m Y m a H $ m S > / A { Y H $ m a r / O Z à { V { Z { Y Û m a m O m a r \ $ m o Q > m o n h M m Z H o $ à _ m U ( A { Y H $ m [ a H $ b o Q > a h o S > n a ) / \ $ m o Q > m o g { h V A m Y m a H $ m S > / H $ _ M m a r n h M m Z n Ì ) _ y b ê $ n _ A m a g m W _ \ $ m o Q > m o H $ m n r H $ _ M m a r n h M m Z n Ì ) _ y b ê $ n _ A m a g m W _ \ $ m o Q > m o H $ m n r H $ _ M m a r n h M m Z n Ì ) _ y b ê $ n _ A m a g m W _ \ $ m o Q > m o H $ m n r H $ _ M m a r n h M m Z n Ì ) _ y b ê $ n _ A m a g m W _ \ $ m o Q > m o H $ m n r H $ _ M m a r n h M m Z n Ì ) _ y b ê $ n _ A m a g m W _ \ $ m o Q > m o H $ m n r a m e Z H $ m S > H $ m o d Y n h M m Z - à _ m U H o $ ê $ n _ ñ d r H $ m a Z h t { H $ ` m O m E J m Ÿ & a m e Z H $ m S > H $ m o d Y n h M m Z - à _ m U H o $ ê $ n _ ñ d r H $ m a Z h t { H $ ` m O m E J m Ÿ & a m e Z H $ m S > H $ m o d Y n h M m Z - à _ m U H o $ ê $ n _ ñ d r H $ m a Z h t { H $ ` m O m E J m Ÿ & a m e Z H $ m S > H $ m o d Y n h M m Z - à _ m U H o $ ê $ n _ ñ d r H $ m a Z h t { H $ ` m O m E J m Ÿ & a m e Z H $ m S > H $ m o d Y n h M m Z - à _ m U H o $ ê $ n _ ñ d r H $ m a Z h t { H $ ` m O m E J m Ÿ & C Z C å _ r X d m a m H o $ _ m _ b o _ { O Ý h m Z o A n Z m Z m _ ~ X b { b ` m h, ` { X d o d m ñ V { d H $ a m O n { Ì V A { Y g y M Z m / A n Z m C Z C å _ r X d m a m H o $ _ m _ b o _ { O Ý h m Z o A n Z m Z m _ ~ X b { b ` m h, ` { X d o d m ñ V { d H $ a m O n { Ì V A { Y g y M Z m / A n Z m C Z C å _ r X d m a m H o $ _ m _ b o _ { O Ý h m Z o A n Z m Z m _ ~ X b { b ` m h, ` { X d o d m ñ V { d H $ a m O n { Ì V A { Y g y M Z m / A n Z m C Z C å _ r X d m a m H o $ _ m _ b o _ { O Ý h m Z o A n Z m Z m _ ~ X b { b ` m h, ` { X d o d m ñ V { d H $ a m O n { Ì V A { Y g y M Z m / A n Z m C Z C å _ r X d m a m H o $ _ m _ b o _ { O Ý h m Z o A n Z m Z m _ ~ X b { b ` m h, ` { X d o d m ñ V { d H $ a m O n { Ì V A { Y g y M Z m / A n Z m d m ñ V { d H $ { d d m h à _ m U n Ì / d m ñ V { d H $ e n W n Ì à ñ V w V H $ a V o h V m o h r C Ý h A Z w _ V { H $ ` m O m E J m Ÿ & d m ñ V { d H $ { d d m h à _ m U n Ì / d m ñ V { d H $ e n W n Ì à ñ V w V H $ a V o h V m o h r C Ý h A Z w _ V { H $ ` m O m E J m Ÿ & d m ñ V { d H $ { d d m h à _ m U n Ì / d m ñ V { d H $ e n W n Ì à ñ V w V H $ a V o h V m o h r C Ý h A Z w _ V { H $ ` m O m E J m Ÿ & d m ñ V { d H $ { d d m h à _ m U n Ì / d m ñ V { d H $ e n W n Ì à ñ V w V H $ a V o h V m o h r C Ý h A Z w _ V { H $ ` m O m E J m Ÿ & d m ñ V { d H $ { d d m h à _ m U n Ì / d m ñ V { d H $ e n W n Ì à ñ V w V H $ a V o h V m o h r C Ý h A Z w _ V { H $ ` m O m E J m Ÿ & (iii) E H $ ~ m b n o Z Ÿ & E H $ ~ m b n o Z Ÿ & E H $ ~ m b n o Z Ÿ & E H $ ~ m b n o Z Ÿ & E H $ ~ m b n o Z Ÿ & O~ Am ZbmBZ narjm Ho$ {be ewê$ 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m { Y H $ O m o C å _ r X d m a { b { I V n a r j m ` m ~ m X H $ s M ` Z à { H «$ ` m H o $ X m a m Z J b V V a r H o $ A n Z m E J o E o g o C å _ r X d m a H o $ { d é Õ A m n a m { Y H $ O m o C å _ r X d m a { b { I V n a r j m ` m ~ m X H $ s M ` Z à { H «$ ` m H o $ X m a m Z J b V V a r H o $ A n Z m E J o E o g o C å _ r X d m a H o $ { d é Õ A m n a m { Y H $ A { ^ ` m o O Z m H o $ A b m d m { Z å Z { b { I V H $ m a d m B ^ r H $ s O m g H $ V r h A { ^ ` m o O Z m H o $ A b m d m { Z å Z { b { I V H $ m a d m B ^ r H $ s O m g H $ V r h A { ^ ` m o O Z m H o $ A b m d m { Z å Z { b { I V H $ m a d m B ^ r H $ s O m g H $ V r h A { ^ ` m o O Z m H o $ A b m d m { Z å Z { b { I V H $ m a d m B ^ r H $ s O m g H $ V r h A { ^ ` m o O Z m H o $ A b m d m { Z å Z { b { I V H $ m a d m B ^ r H $ s O m g H $ V r h ( H $ ) { O g n a r j m _ d h C å _ r X d m a h, C g _ A n m Ì _ m Z Z m ( H $ ) { O g n a r j m _ d h C å _ r X d m a h, C g _ A n m Ì _ m Z Z m ( H $ ) { O g n a r j m _ d h C å _ r X d m a h, C g _ A n m Ì _ m Z Z m ( H $ ) { O g n a r j m _ d h C å _ r X d m a h, C g _ A n m Ì _ m Z Z m ( H $ ) { O g n a r j m _ d h C å _ r X d m a h, C g _ A n m Ì _ m Z Z m ( I ) ~ H $ Û m a m A m ` m o { O V { H $ g r n a r j m _ ñ W m B ê $ n g o ` m { d { Z { X ï > A d { Y H o $ { b E a m o H $ b J m Z m ( I ) ~ H $ Û m a m A m ` m o { O V { H $ g r n a r j m _ ñ W m B ê $ n g o ` m { d { Z { X ï > A d { Y H o $ { b E a m o H $ b J m Z m ( I ) ~ H $ Û m a m A m ` m o { O V { H $ g r n a r j m _ ñ W m B ê $ n g o ` m { d { Z { X ï > A d { Y H o $ { b E a m o H $ b J m Z m ( I ) ~ H $ Û m a m A m ` m o { O V { H $ g r n a r j m _ ñ W m B ê $ n g o ` m { d { Z { X ï > A d { Y H o $ { b E a m o H $ b J m Z m ( I ) ~ H $ Û m a m A m ` m o { O V { H $ g r n a r j m _ ñ W m B ê $ n g o ` m { d { Z { X ï > A d { Y H o $ { b E a m o H $ b J m Z m ( J ) ` { X d h ~ H $ _ H $ m ` J «h U H $ a M w H $ m / M w H $ s h V m o C g H $ s g o d m g _ m ß V H $ a Z m Ÿ & ( J ) ` { X d h ~ H $ _ H $ m ` J «h U H $ a M w H $ m / M w H $ s h V m o C g H $ s g o d m g _ m ß V H $ a Z m Ÿ & ( J ) ` { X d h ~ H $ _ H $ m ` J «h U H $ a M w H $ m / M w H $ s h V m o C g H $ s g o d m g _ m ß V H $ a Z m Ÿ & ( J ) ` { X d h ~ H $ _ H $ m ` J «h U H $ a M w H $ m / M w H $ s h V m o C g H $ s g o d m g _ m ß V H $ a Z m Ÿ & ( J ) ` { X d h ~ H $ _ H $ m ` J «h U H $ a M w H $ m / M w H $ s h V m o C g H $ s g o d m g _ m ß V H $ a Z m Ÿ & ~ H $ C å _ r X d m a m H o $ C Î m a A Ý ` C å _ r X d m a m H o $ g m W ` h n V m b J m Z o H o $ { b E { d í b o { f V H $ a o J m { H $ Š ` m g h r E d J b V C Î m a m _ g _ m Z V m ~ H $ C å _ r X d m a m H o $ C Î m a A Ý ` C å _ r X d m a m H o $ g m W ` h n V m b J m Z o H o $ { b E { d í b o { f V H $ a o J m { H $ Š ` m g h r E d J b V C Î m a m _ g _ m Z V m ~ H $ C å _ r X d m a m H o $ C Î m a A Ý ` C å _ r X d m a m H o $ g m W ` h n V m b J m Z o H o $ { b E { d í b o { f V H $ a o J m { H $ Š ` m g h r E d J b V C Î m a m _ g _ m Z V m ~ H $ C å _ r X d m a m H o $ C Î m a A Ý ` C å _ r X d m a m H o $ g m W ` h n V m b J m Z o H o $ { b E { d í b o { f V H $ a o J m { H $ Š ` m g h r E d J b V C Î m a m _ g _ m Z V m ~ H $ C å _ r X d m a m H o $ C Î m a A Ý ` C å _ r X d m a m H o $ g m W ` h n V m b J m Z o H o $ { b E { d í b o { f V H $ a o J m { H $ Š ` m g h r E d J b V C Î m a m _ g _ m Z V m H $ m H $ m o B n Q > Z V m o Z h t h Ÿ & ` { X ~ H $ Û m a m B g g ~ Y _ A n Z m B J B { d í b o f U m Ë _ H $ à { H «$ ` m _ ` h Z V r O m / { Z î H $ f { Z H $ b V m h { H $ H $ m H $ m o B n Q > Z V m o Z h t h Ÿ & ` { X ~ H $ Û m a m B g g ~ Y _ A n Z m B J B { d í b o f U m Ë _ H $ à { H «$ ` m _ ` h Z V r O m / { Z î H $ f { Z H $ b V m h { H $ H $ m H $ m o B n Q > Z V m o Z h t h Ÿ & ` { X ~ H $ Û m a m B g g ~ Y _ A n Z m B J B { d í b o f U m Ë _ H $ à { H «$ ` m _ ` h Z V r O m / { Z î H $ f { Z H $ b V m h { H $ H $ m H $ m o B n Q > Z V m o Z h t h Ÿ & ` { X ~ H $ Û m a m B g g ~ Y _ A n Z m B J B { d í b o f U m Ë _ H $ à { H «$ ` m _ ` h Z V r O m / { Z î H $ f { Z H $ b V m h { H $ H $ m H $ m o B n Q > Z V m o Z h t h Ÿ & ` { X ~ H $ Û m a m B g g ~ Y _ A n Z m B J B { d í b o f U m Ë _ H $ à { H «$ ` m _ ` h Z V r O m / { Z î H $ f { Z H $ b V m h { H $ C Î m a A m n g _ ~ m Q > H $ a { b I o J E h A m a à m ß V { H $ E J E ñ H $ m o a A g b r / d Y Z h t h, V m o ~ H $ g ~ { Y V C å _ r X d m a m H $ s C å _ r X d m a r C Î m a A m n g _ ~ m Q > H $ a { b I o J E h A m a à m ß V { H $ E J E ñ H $ m o a A g b r / d Y Z h t h, V m o ~ H $ g ~ { Y V C å _ r X d m a m H $ s C å _ r X d m a r C Î m a A m n g _ ~ m Q > H $ a { b I o J E h A m a à m ß V { H $ E J E ñ H $ m o a A g b r / d Y Z h t h, V m o ~ H $ g ~ { Y V C å _ r X d m a m H $ s C å _ r X d m a r C Î m a A m n g _ ~ m Q > H $ a { b I o J E h A m a à m ß V { H $ E J E ñ H $ m o a A g b r / d Y Z h t h, V m o ~ H $ g ~ { Y V C å _ r X d m a m H $ s C å _ r X d m a r C Î m a A m n g _ ~ m Q > H $ a { b I o J E h A m a à m ß V { H $ E J E ñ H $ m o a A g b r / d Y Z h t h, V m o ~ H $ g ~ { Y V C å _ r X d m a m H $ s C å _ r X d m a r { Z a ñ V H $ a Z o H $ m A { Y H $ m a g w a { j V a I V m h A m a E o g o C å _ r X d m a m ( A ` m o ½ ` R > h a m E J E ) H o $ n [ a U m _ H $ m o a m o H o $ a I m O m E J m Ÿ & { Z a ñ V H $ a Z o H $ m A { Y H $ m a g w a { j V a I V m h A m a E o g o C å _ r X d m a m ( A ` m o ½ ` R > h a m E J E ) H o $ n [ a U m _ H $ m o a m o H o $ a I m O m E J m Ÿ & { Z a ñ V H $ a Z o H $ m A { Y H $ m a g w a { j V a I V m h A m a E o g o C å _ r X d m a m ( A ` m o ½ ` R > h a m E J E ) H o $ n [ a U m _ H $ m o a m o H o $ a I m O m E J m Ÿ & { Z a ñ V H $ a Z o H $ m A { Y H $ m a g w a { j V a I V m h A m a E o g o C å _ r X d m a m ( A ` m o ½ ` R > h a m E J E ) H o $ n [ a U m _ H $ m o a m o H o $ a I m O m E J m Ÿ & { Z a ñ V H $ a Z o H $ m A { Y H $ m a g w a { j V a I V m h A m a E o g o C å _ r X d m a m ( A ` m o ½ ` R > h a m E J E ) H o $ n 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7 III. IMPORTANT POINTS TO REMEMBER 1. IMPORTANT : Your answer MAY NOT be assessed (i) If you do not follow the instructions of the Test Administrator. (ii) If you do the rough work on any other sheet other than the one provided. 2. You are advised to bring with you the following things :- (i) Call letter with your recent passport size photograph affixed thereon. (ii) Photo identity proof (such as PAN Card/Passport/Driving License/Voter s Card/Bank Passbook with photograph/photo Identity proof issued by a Gazetted Officer/People s Representative (on official letterhead)/aadhar Card with a photograph/employee ID) in original and a photocopy. Ration Card will not be accepted as valid ID proof. In case of candidates who have changed their name will be allowed only if they produce original Gazette notification/their original marriage certificate/affidavit in original. (iii) A ball point pen. 3. When the start signal for online test is given, do not waste your time in first reading all the questions in each of the tests as is done in the School/College/University examinations. Since these questions are of objective type, read a particular question and immediately mark your answer. In case you find a particular question difficult, skip the question and go on to the next question. The question so skipped may be solved at the end, if time is available. IMPORTANT : If any Candidate resorts to any unfair practices either during the written test or during subsequent selection procedure such a candidate may, in addition to rendering himself/herself liable to criminal/prosecution, be liable : (a) (b) (c) To be disqualified from the examination for which he/she is a candidate. To be debarred either permanently or for a specified period from any examination conducted by the Bank. For termination of service, if he/she has already joined the Bank. Bank would be analysing the responses (answers) of individual candidates with other candidates to detect patterns of similarity of right and wrong answers. If in the analytical procedure adopted by Bank in this regard, it is inferred/concluded that the responses have been shared and scores obtained are not genuine/ valid, Bank reserves right to cancel the candidature of the concerned candidates and the result of such candidates (disqualified) will be withheld. 7

8 IV. A m Z b m B Z n a r j m «««Am ZbmBZ narjm _ {ZåZ{b{IV dñvw{zð> àízmd{b`m hm Jr Ÿ& H $ _ m H $ à í Z m d b r H $ m Z m _ à í Z m H $ s g» ` m A { Y H $ V _ A H $ A d { Y 1. A J«oOr ^mfm gm_mý` gmovvm ~ {H$ J CÚmoJ Ho$ {deof g X^ _ 120 {_ZQ> 3. {d{îm` à~ YZ H w w w $ b g^r àízmd{b`m Ho$ {ce Hw$b {_bmh$a 120 {_ZQ> H$m g_` {ZYm [av h Ÿ& Amn BÀN>mZwgma àízmdbr/àízm H$mo {H$gr ^r H«$_ go hb H$a gh$vo h Ÿ& AmnHo$ {hv _ AmnH$mo gbmh Xr OmVr h {H$ Amn {H$gr EH$ àízmdbr na A{YH$ g_` Z bjme Š`m {H$ {b{iv narjm _ CÎmrU hmozo Ho$ {ce àë`oh$ àízmdbr _ CÎmrU hmozm A{Zdm` h Am a _ [aq> H«$ ^r CÀM ñwmz àmßv H$aZm hmojm Ÿ& H«$_m H$ 2 Ed_² 3 H$s àízmd{b`m Ho$ àíz qhxr Am a A J«oOr XmoZm ^mfmam _ N>mno OmE Jo Ÿ& A J a A m n d ñ V w w w { Z î R > à í Z m d { b ` m _ J b V C Î m a X J o o o V m o o o X S > ñ d ê $ n A m n H o o o $ A H $ m _ H $ Q > m V r H $ s O m ` o o oj r Ÿ & { H $ g r ^ r à í Z m d b r _ n y N > o OmZo dmbo àë`oh$ àíz Ho$ nm±m d H$pënH$ CÎma {X`o OmVo h Ÿ& Eogo {H$gr ^r àíz Ho$ {ZYm [av A H$m _ go, {OgH$m AmnZo JbV CÎma {X`m h, X S> Ho$ ê$n _ EH$ -Mm WmB `m A H$ H$mQ> {be Om` Jo Ÿ& AJa H$moB àíz Imbr N>mo S> {X`m OmVm h, AWm V² Amn CgH$m CÎma Zht XoVo h, Vmo Cg àíz Ho$ {be A H$m _ H$moB ^r H$Q>m Vr Zht H$s Om`oJr Ÿ& AJa {H$gr àízmdbr _ H$Q>m Vr {H$`o J`o A H$ A em _ hm Jo Vmo àmßvm H$m H$mo {ZH$Q>V_ nyumªh$m _ ~ X b { X ` m O m ` o J m Ÿ & A V C Î m a X o o o V o o o g _ ` A m n H $ m o o o A Ë ` V g m d Y m Z a h Z m M m { h ` o o o Ÿ & zm [ W # AmJo H$s M`Z à{h«$`m _ ~wbme OmZo Ho$ {be {dmma H$aZo hovw Cå_rXdma H$mo àë`oh$ narjm _ Am a Hw$b ê$n go Ý`yZV_ {Z{X ï> A H$ àmßv H$aZo hm Jo Ÿ& AbJ-AbJ narjmam _ _mì CÎmrU hmozm hr H$m\$s Zht hmojm, Š`m {H$ AmJo H$s M`Z à{h«$`m _ ~wbme OmZo Ho$ {be _o[aq> _ D$na AmZo hovw Cå_rXdma H$mo n`m ßV ê$n go A{YH$ Hw$b A H$ àmßv H$aZo hm Jo Ÿ& Kmo{fV [a{º$`m _ {Z`wpŠV Ho$ {be {dmma H$aZo Ho$ {be Cå_rXdma H$mo Am ZbmBZ narjm VWm AmJo H$s M`Z à{h«$`m _ CÎmrU hmozm hmojm & 8

9 IV. ONLINE EXAMINATION In the online examination there will be following objective tests. Sr. No. Name of the Test No. of Maximum Duration Questions Marks 1. English Language General Awareness with special reference to Banking Industry 120 Minutes 3. Financial Management Total minutes is exact and total composite time for all the above Tests. You may attempt the tests/questions in any order you like. However in your interest you are advised not to spend too much time on any one of the tests because to qualify in the written examination you have to pass each one of the tests, separately and also obtain sufficiently high mark in the merit order. The questions in the tests at Sr. No. 2 and 3 will be available in Hindi and English. THERE WILL BE PENALTY FOR WRONG ANSWER MARKED BY YOU IN THE OBJECTIVE TESTS. There are five alternatives in every question of a test. For each question for which a wrong answer has been given by you, one-fourth or 0.25 of the marks assigned to that question will be deducted as penalty. If a question is left blank, i.e. no answer is given by you, there will be no penalty for that question. If the total of the penalty for a test is in fraction, the marks obtained will be rounded off to the nearest integer. YOU SHOULD THEREFORE BE CAREFUL IN MARKING YOUR ANSWERS. Pass Marks : Each candidate will have to secure a minimum score in each of the tests as well as on the Total considered to be called for further selection process. Mere passing in individual tests may not be sufficient as candidates should also score sufficiently high on Total in order of merit to be called for further selection process. A candidate should qualify in the online examination and further selection process for being considered for appointment in vacancies announced. 9

10 Z _ y y y Z m à í Z dñvw{zîr> narjmam Ho$ {be Hw$N> Z_yZm àíz ZrMo {X`o Om aho h Ÿ& Bg àh$ma Ho$ àíz CXmhaU _mì h Ÿ& `h gymr nyu Zht h Ÿ& Agbr narjm _ Bg àh$ma Ho$ Hw$N> AWdm g^r àíz hmo gh$vo h Am a BgHo$ A{V[aº$ AÝ` àh$ma Ho$ ^r hmo gh$vo h Ÿ& A J o o o «««O r ^ m f m Bg àízmdbr H$m à`mooz AmnHo$ A J«oOr ^mfm kmz H$s narjm H$aZm h Ÿ& ì`mh$au, eãxmdbr, dmš` nyu H$aZm, g_mzmwu, {dbmo_mwu, AZwÀN>oX H$s ~moyjå`vm Am{X àízm go AmnHo$ A J«oOr ^mfm g ~ Yr kmz H$s narjm H$s OmEJrŸ& ZrMo Hw$N> Z_yZo Ho$ àíz àñvwv h, CZH$m AÜ``Z H$a Am a CÎma X Ÿ& {ZX}e {ZåZ{b{IV dmš`m H$mo gmw H$ T> J go nyu H$aZo Ho$ {be dmš`m Ho$ ZrMo {X`o J`o eãxm _ go Cn`wŠV eãx H$m M`Z H$a Ÿ& 1. He quickly glanced... the book to find what it said about the Indian economy. (1) at (2) through (3) in (4) to (5) over BgH$m R>rH$ CÎma through h {OgH$s CÎma g»`m 2 h Ÿ& 2. The counsel urged the court to... down the obnoxious law. (1) enact (2) enforce (3) cancel (4) strike (5) declare 3. The local official... the Minister of the situation. (1) explained (2) warned (3) apprised (4) told (5) intimated {ZX}e H $n`m àë`oh$ dmš` n T>H$a `h nvm H$a {H$ Š`m Cg_ H$moB ì`mh$au g ~ Yr JbVr h? `{X H$moB JbVr hmo Vmo dh dmš` Ho$ {H$gr EH$ ^mj _ hmojr Ÿ& Cg ^mj H$m H«$_m H$ hr AmnH$m CÎma h Ÿ& `{X dmš` _ H$moB JbVr Zht h Vmo CÎma (5) h Ÿ& 4. I am twenty / two years old / when I first / joined the bank. No error (1) (2) (3) (4) (5) JbVr (1) _ h Ÿ& AV CÎma 1 h Ÿ& 5. To the Hindus / the Ganga is / holier than / any other river. No error (1) (2) (3) (4) (5) Bg àíz _ H$moB JbVr Zht h Ÿ& AV Bg àíz H$m R>rH$ CÎma 5 h Ÿ& 6. Of all the teachers / in our school / our class teacher / were very strict. No error (1) (2) (3) (4) (5) {ZX}e àë`oh$ àíz _ {X`o J`o nm±m {dh$ënm _ go Eogm eãx MwZ Omo AW H$s ÑpîQ> go ~ S>o Ajam _ {bio J`o eãx Ho$ AW Ho$ g_rn hmo Ÿ& 7. LETHAL (1) light (2) dangerous (3) deadly (4) cruel (5) thoughtless 8. CENTENARY (1) a guard (2) a hundred years (3) a very old man (4) hundred runs (5) hundredth anniversary 9. TRIUMPH (1) conquer (2) smash (3) earn (4) brave (5) capture 10

11 SAMPLE QUESTIONS Below are given some sample questions for the objective type tests. The types of questions are only illustrative and not exhaustive. In actual examination you may find questions on some or all of these types and also questions on the types not mentioned here. English Language This is a test to see how well you know English. Your English language ability would be tested through questions on grammar, vocabulary, sentence completion, synonyms, antonyms, comprehension of a passage, etc. Study and answer the sample questions given below : Directions : Pick out the most appropriate word from amongst the words given below each sentence to complete it meaningfully. Q.1. He quickly glanced... the book to find what it said about the Indian economy. (1) at (2) through (3) in (4) to (5) over The correct answer is through which is answer No. 2. Q.2. Q.3. The counsel urged the court to... down the obnoxious law. (1) enact (2) enforce (3) cancel (4) strike (5) declare The local official... the Minister of the situation. (1) explained (2) warned (3) apprised (4) told (5) intimated Directions : Read each sentence to find out whether there is any grammatical error in it. The error, if any, will be in one part of the sentence. The number of that part of the sentence is your answer. If there is no error, the answer is (5). Q.4. I am twenty / two years old / when I first / joined the bank. No error (1) (2) (3) (4) (5) The error is in (1). Therefore the answer is 1. Q.5. To the Hindus / the Ganga is / holier than / any other river. No error (1) (2) (3) (4) (5) In this question, there is no error; therefore the right answer to this question is 5. Q.6. Of all the teachers / in our school / our class teacher / were very strict. No error (1) (2) (3) (4) (5) Directions : In each of the following questions, select from amongst the five alternatives, the word nearest in meaning to the word given in capitals. Q.7. Q.8. Q.9. LETHAL (1) light (2) dangerous (3) deadly (4) cruel (5) thoughtless CENTENARY (1) a guard (2) a hundred years (3) a very old man (4) hundred runs (5) hundredth anniversary TRIUMPH (1) conquer (2) smash (3) earn (4) brave (5) capture 11

12 {ZX}e àë`oh$ àíz _ {X`o J`o nm±m {dh$ënm _ go Eogm eãx MwZ Omo AW H$s ÑpîQ> go ~ S>o Ajam _ {bio J`o eãx H$m {dnarvmwu hmo Ÿ& 10. LIVELY (1) simple (2) weak (3) dull (4) angry (5) moron 11. INADVERTENT (1) adequate (2) available (3) sluggish (4) negligent (5) intentional BgHo$ A{V[aŠV AmnH$s AZwÀN>oX H$s ~moyjå`vm H$s narjm Ho$ {be AZwÀN>oX na AmYm[aV àíz hm Jo Ÿ& g m _ m Ý ` g M o o o V V m ~ { H $ J C Ú m o o o J H o o o $ { d e o o o f g X ^ _ œ È R[ n x[ W J {djv Ed dv _mz KQ>ZmAm, gm_m{oh$ {dîmr` < W [y Ho$ gmw gmw ~ qh$j CÚmoJ _ K{Q>V KQ>ZmAm Ho$ ~mao _ gmovvm W {[ R W <nœ $ È <R»R<n<ÃÛ { * y <W y < M œ yr s[r R ~ H$mo Ho$ {be x R EÈ[ W W [ ˆ[R[ * (know your customer) {Xem{ZX}e ÒbÌ W J? (ë) x[ê ~> Æ x[ê (IDBI) (í) g[..æ *. (ì) R[Æ[~> (î) <y~>æ (SIDBI) (ï) {XE JE {dh$ënm H$mo N>mo S>H$a AÝ` È g[ Û { *, <R»R<n<ÃÛ { * y <W y Ó R, [ œ[ * W J x[œ W J d {Õ Ûœ W R { *, x<õw Û{ œ[ Eu[R <uœ[? (ë) ˆ[ (í) œ Â>R (ì) y [ (î) R (ï) W < È [ŸZåZ _ go {H$g amï r`h $V ~ H$ H$m _w»`mb` _hmamï > amá` _ pñwv Zht h >? (1) XoZm ~ H (2) g Q >b ~ H$ Am \$ B {S>`m (3) ~ H$ Am \$ B {S>`m (4) `y{z`z ~ H$ Am \$ B {S>`m (5) `wzmb{q>s> ~ H$ Am \$ B {S>`m È {ZåZ{b{IV _ go H$m Z dv _mz _ ^mav H$m àymz_ Ìr h? (1) Eb². Ho$. AS>dmZr (2) ZaoÝÐ _moxr (3) lr_vr gmo{z`m Jm Yr (4) lr AQ>b {~hmar ~monò r (5) {XE JE {dh$ënm H$mo N>mo S>H$a AÝ` { d { Î m ` à ~ Y Z È {ZåZ _ go H$m Z-gm nydm Zw_m{ZV {dîmr` {ddaum H$m EH$ ^mj Zht hmo gh$vm h? (1) nydm Zw_m{ZV Am_ {ddau (2) nydm Zw_m{ZV Q >m`b ~ b g (3) nydm Zw_m{ZV ZH$Xr àdmh {ddau (4) nydm Zw_m{ZV VwbZ nì (5) {XE JE {dh$ënm H$mo N>mo S>H$a AÝ` 12

13 Directions : In each of the following questions, select from amongst the five alternatives, the word most opposite in meaning of the word given in capitals. Q.10. LIVELY (1) simple (2) weak (3) dull (4) angry (5) moron Q.11. INADVERTENT (1) adequate (2) available (3) sluggish (4) negligent (5) intentional In addition, there will be questions based on passage, to test your comprehension. GENERAL AWARENESS WITH SPECIAL REFERENCE TO BANKING INDUSTRY This test is designed to measure your awareness about the past and present events, socio economic developments as well as awareness about developments in the Banking Industry etc. Q.12. Which of the following financial institutions has introduced the Know Your Customer guidelines for Banks? (1) IDBI (2) RBI (3) NABARD 4) SIDBI (5) Other than those given as options Q.13. Which of the following sectors contributes the maximum in deciding the growth in income of the states in India? (1) Energy (2) Tourism (3) Service (4) Transport (5) Agriculture Q.14. Headquarters of which of the following nationalised Banks is not situated in Maharashtra state? (1) Dena Bank (2) Central Bank of India (3) Bank of India (4) Union Bank of India (5) United Bank of India Q.15. Who among the following is the current Prime Minister of India? (1) L. K. Advani (2) Narendra Modi (3) Mrs. Sonia Gandhi (4) Shri Atal Bihari Vajpayee (5) Other than those given as options FINANCIAL MANAGEMENT Q.16. Which of the following may not be a part of projected Financial Statements? (1) Projected Income Statement (2) Projected Trial Balance (3) Projected Cash Flow Statement (4) Projected Balance Sheet (5) Other than those given as options 13

14 1. narjm Am ZbmBZ AWm V H $ß`yQ>a na hmojr & V. A m Z b m B Z n a r j m H o o o $ ñ d é n H $ m { d d a U : 2. Cå_rXdma H$mo bm JBZ ñh«$sz {XImB ns>ojrÿ& Cå_rXdma H$mo AnZo `yoa AmB S>r. Am a nmgds>, Omo ~wbmdm nì _ {X`m J`m h, H$m à`moj H$aVo hþe bm J BZ H$aZm hmojmÿ& 3. bm J BZ H$aZo Ho$ ~mx, Cå_rXdma H$s àmo\$mbb (Zm_, amob Z., \$moq>mo BË`m{X) àx{e V H$s OmE Jr Am a Cå_rXdma H$mo I confirm ~Q>Z na pšbh$ H$aHo$ àmo\$mbb ghr h H$s nw{ï> H$aZr h Ÿ& 4. VËníMmV² ñh«$sz na AZwXoe {XImB ns> JoŸ& 5. Cå_rXdma H$mo AZwXoe Ü`mZ go n T> bozo Mm{hE Am a ñh«$sz Ho$ ~m Q> {XE JE ~m Šg _ MoqH$J (pšbh$) H$aHo$ BÝh nt> {b`m J`m {Z{X ï> H$a XoZm Mm{hE, CgHo$ ~mx I am ready to begain ~Q>Z EpŠQ>doQ> hmojmÿ& 6. I am ready to begin ~Q>Z na pšbh$ H$aZo Ho$ ~mx narjm H$m dmñv{dh$ g_` Ama ^ hmojmÿ& 7. narjm _ 150 àíz hm Jo Am a àë`oh$ àíz Ho$ 5 {dh$ën hm Jo Ÿ& 8. A J«oOr ^mfm Ho$ àízm H$mo N>mo S>H$a eof g^r àíz qhxr Am a A J«oOr _ CnbãY hm JoŸ& {XE JE àíz H$mo Xygar ^mfm _ XoIZo Ho$ {be, Cå_rXdma view in S >m n S>mCZ ~m Šg na pšbh$ H$aHo$ BpÀN>V ^mfm MwZ gh$vm h Ÿ& 9. EH$ g_` _ Ho$db EH$ àíz {XImB ns>ojmÿ& 10. g^r àízm _ ~hþ {dh$ën hm Jo & àíz Ho$ nm M CÎma _ go Ho$db EH$ ghr CÎma hmojm Ÿ& Cå_rXdma H$moo$ gdm {YH$ Cn`wº$ CÎma MwZH$a Cgo Cg { d H $ ë n H $ m o o o _ m C g p Š b H $ $ H $ a Z m h O m o o o C g o o o C n ` w w w º $ / g h r b J V m h & p Š b H $ { H $ ` m J ` m { d H $ ë n C g à í Z H $ m C Î m a _ m Z m O m E J m & { H $ g r ^ r à í Z H $ m C Î m a, A H $ Z H o o o $ { b ` o o o V ^ r _ m Ý ` h m o o oj m O ~ C å _ r X d m a Z o o o C g H $ m o o o Save & Next A W d m Mark for Review & Next Ho$ gmw god {H$`m hmo Ÿ& 11. gd a na K S>r goq> H$s JB h Am a AmnHo$ ñh«$sz na D$nar Xm E H$moZo _ H$mC Q> S>mCZ Q>mB_a AmnHo$ {be narjm nyar H$aZo Ho$ {be eof g_` Xem EJm & K S>r nyar Vah Mb OmZo na narjm H$m g_` ñdv: nyam hmo OmVm h AmnH$mo AnZr narjm g_má `m g~{_q> Zht H$aZr h & 12. ñh«$sz na Xm E àíz n boq> àë`oh$ H«$_m {H$V àíz H$m {ZåZ{b{IV _ go EH$ ñq>oq>g Xem Vm h Amn Bg àíz VH$ Zht nhþ Mo h AmnZo Bg àíz H$m CÎma Zht {X`m h AmnZo Bg àíz H$m CÎma {X`m h AmnZo Bg àíz H$m CÎma Zht {X`m h qh$vw [aì`y Ho$ {be _mh $ {H$`m h AmnZo Bg àíz H$m CÎma {X`m h qh$vw [aì`y Ho$ {be _mh $ {H$`m h [aì`y Ho$ {be _mh $ ñq> Q>g _ho [a_mb S>a H$m H$m_ H$aVm h {H$ AmnZo {\$a go XoIZo Ho$ {be àíz goq> {H$`m h & [aì`y Ho$ {be _mh $ {H$E JE àíz H$m CÎma MwZm OmVm h Vmo Bg CÎma na A {V yë`m H$Z _ gpå_{bv {H$`m OmEJm & 13. CÎma XoZo Ho$ {be àíz MwZZo Ho$ {be AmnH$mo {ZåZ{b{IV _ go EH$ H$aZm h a. Cg Z ~a Ho$ àíz na gryo OmZo Ho$ {be AmnHo$ ñh«$sz Ho$ Xm E àíz n boq> na àíz Z ~a na pšbh$ H$s{OE & ZmoQ> H$a {H$ Bg {dh$ën Ho$ à`moj na dv _mz àíz H$m AmnH$m CÎma god Zht hmovm h & b. dv _mz àíz H$m CÎma god H$aZo Ho$ {be Am a H«$ AJbo àíz na OmZo Ho$ {be Save & Next > na pšbh$ H$s{OE& c. dv _mz àíz H$m CÎma god H$aZo, Cgo [aì`y hovw _mh $ H$aZo Am a H«$ AJbo àíz na OmZo Ho$ {be Mark for Review & Next na pšbh$ H$s{OE & 14

15 V. Details about On-line Test Pattern : 1. The test would be conducted on-line i.e. on a computer. 2. A login screen will be displayed to the candidate. The candidate has to log in using his/her User ID and Password which is provided on the Call Letter. 3. After logging in Candidate s profile (Name, Roll No. & photograph etc.) will be displayed and the candidate has to confirm the same by clicking on the I confirm button confirming the profile is correct. 4. Thereafter the instructions will be displayed on the screen. 5. A candidate should read the instructions carefully and indicate that he has done so by checking (click) the box at the bottom of the screen, after which the I am ready to begin button is activated. 6. After clicking on the I am ready to begin button the actual test time will begin. 7. There will be 150 Questions and each question is followed by 5 alternatives/options. 8. The questions except those on English Language will be available in Hindi and in English. In order to view a given question in the other language, a candidate can click on the view in drop down box and select the desired language. 9. Only one question will be displayed at a time. 10. All the questions will have multiple choices. Out of the five answers to a question only one will be the correct answer. The candidate has to select the most appropriate answer and mouse click that alternative which he/ she feels is appropriate/ correct. The alternative/ option that is clicked on will be treated as the answer to that question. Answer to any question will be considered for final evaluation, only when candidates have submitted the answers by clicking on Save & Next or Mark for Review & Next. 11. The clock has been set at the server and the countdown timer at the top right corner of your screen will display the time remaining for you to complete the exam. When the clock runs out the exam ends by default - you are not required to end or submit your exam. 12. The question palette at the right of screen shows one of the following status of each of the questions numbered: You have not visited the question yet. You have not answered the question. You have answered the question. You have NOT answered the question but have marked the question for review. You have answered the question but marked it for review. The Marked for Review status simply acts as a reminder that you have set to look at the question again. If an answer is selected for a question that is Marked for Review, the answer will be considered in the final evaluation. 13. To select a question to answer, you can do one of the following : (a) (b) (c) Click on the question number on the question palette at the right of your screen to go to that numbered question directly. Note that using this option does NOT save your answer to the current question. Click on Save & Next to save answer to current question and to go to the next question in sequence. Click on Mark for Review and Next to save answer to current question, mark it for review, and to go to the next question in sequence. 15

16 14. AnZm CÎma MwZZo Ho$ {be, EH$ {dh$ën ~Q>Z na pšbh$ H$s{OE & 15. AnZm CÎma ~XbZo Ho$ {be Xÿgam dm {N>V {dh$ën ~Q>Z pšbh$ H$s{OE & 16. AnZm CÎma god H$aZo Ho$ {be AmnH$mo Save & Next> na pšbh$ H$aZm Mm{hE & 17. MwZm J`m CÎma {S>{gboŠQ> H$aZo Ho$ {be, MwZo JE {dh$ën na {\$a go pšbh$ H$s{OE `m Clear Response ~Q>Z na pšbh$ H$s{OE & 18. [aì`y Ho$ {be àíz _mh $ H$aZo Ho$ {be Mark for Review & Next> na pšbh$ H$s{OE & `{X _mh $S> \$moa [aì`y àíz Ho$ {be CÎma MwZm OmVm h Vmo A {V yë`m H$Z _ CÎma na {dmma {H$`m OmEJm & 19. {H$gr àíz H$m CÎma ~XbZo Ho$ {be, nhbo àíz {gbošq> H$s{OE Am a {\$a Z`o CÎma na pšbh$ H$s{OE Am a CgHo$ ~mx Save & Next ~Q>Z na pšbh$ H$s{OE & 20. O m o o o à í Z C Î m a X o o oz o o o H o o o $ ~ m X g o o d od ` m [ a ì ` y y y H o o o $ { b E _ m H $ $ { H $ E J E h, { g \ $ d h r à í Z _ y y yë ` m H $ Z H o o o $ { b E H $ p Ý g S > a { H $ E O m E J o o o & 21. ñh«$sz Ho$ Q>m n ~ma na gošez²g {S>ñßbo {H$E OmE Jo & gošez Ho$ Zm_ na pšbh$ H$aHo$ gošez²g Ho$ àíz XoIo Om gh$vo h & Omo gošez Amn XoI Jo dh hmbbmbq> hmojm & 22. {H$gr gošez Ho$ A {V_ àíz na Save & Next ~Q>Z pšbh$ H$aZo Ho$ ~mx Amn AmQ>mo_ {Q>H$br AJbo gošez Ho$ nhbo àíz na nhþ M OmE Jo & 23. gošez Ho$ àízm Ho$ ñq>oq>g H$mo XoIZo Ho$ {be gošezm Ho$ Zm_m na Amn _mcg H$g a _yd H$a gh$vo h & 24. AmnH$s gw{dymzwgma narjm Ho$ Xm amz Amn H$^r ^r gošezm Am a àízm Ho$ ~rm e\$b H$a gh$vo h & 25. Cå_rXdmam go AZwamoY h {H$ Q>oñQ ES>{_{ZñQ >oq>a Ho$ {ZX}em H$m Ü`mZ go AZwgaU H$a & `{X H$moB Cå_rXdma {ZX}em /{Z`_m AZwgaU Zht H$aVm h V m o B g o H $ X m M m a / A Z w { M V V a r H o $ A n Z m Z o H $ m _ m _ b m _ m Z m O m E J m A m a C å _ r X d m a ~ H $ Û m a m { Z U u V A d { Y H o $ { b E n m a r j m A m _ ~ R>Zo go {S>~ma>_ Q> Ho$ {be nmì hmojm& 26. Cå_rXdma Ho$db narjm ewê$ hmozo go nhbo Q>oñQ> ES>{_{ZñQ >oq>a H$mo AnZr e H$mAm H$m g_mymz H$a gh$vm h & narjm ewé hmozo Ho$ ~mx {H$gr ^r Šdoar (e H$m) H$m CÎma Zht {X`m OmEJm & 27. narjm H$s g_m{á Ho$ ~mx, Cå_rXdma Zm hr {H$gr ^r àíz H$m CÎma Xo nme Jo Am a Zm hr AnZo CÎma Om M nme Jo& Cå_rXdma Zo g~{_q> ~Q>Z pšbh$ Zht {H$`m hmojm V~ ^r H $ß`yQ>a {gñq>_ Ûmam CgHo$ CÎma ñdv: god H$a {be OmE Jo & 28. H $ n ` m Z m o o oq > H $ a : - (a ) n a r j m H $ m n y y yu g _ ` g _ m á h m o o oz o o o V H $ C å _ r X d m a m H $ m o o o \ $ m B Z b r g ~ { _ Q > > H $ a Z o o o Z h t { X ` m O m E J m & (b ) EH$ ~ma narjm ewê$ hmo OmZo na {H$gr ^r n[apñw{v _ H$moB Cå_rXdma H$s-~moS> H$s {H$gr ^r ~Q>Z na pšbh$ Zht H$aoJm Š`m {H$ Bggo narjm bm H$ hmo OmEJr & g m _ m Ý ` (1) Amn narjm _o H$_ go H$_ EH$ {XZ nhbo narjm H $Ð na OJh H$s à{ï> H$aZo Ho$ {be OmE Vm{H$ Amn narjm Ho$ {XZ g_` na [anmoq> H$a gh $ (2) AnZo gmw EH$ noz bme Ÿ& AmnH$mo EH$ H$mJO {X`m OmEJm {Ogna Amn H$ÀMm H$m_ Am a CZ àízm H$s g»`me {bi gh$vo h {OZH$s Amn gpã_q >>~Q>Z X~mZo go nhbo g_rjm H$aZm Mmh JoŸ& 16