ANZ Smart Choice Super for employers and their employees Investment Returns and Asset Allocation - As at 31 March 2018 Contents Returns... 2 Asset Allocations........... 4 To access the fund profile for each investment option, please click here and then click on Choose your own investment mix.
Returns () - As at 31 March 2018 Fund start date 1 month 3 months 6 months 1 year 2 years 3 years 4 years Lifestage investments ANZ Smart Choice Super 1940s 5/12/2011-0.01-0.49 1.88 3.45 3.73 2.63 4.07 4.02 ANZ Smart Choice Super 1950s 5/12/2011-0.23-0.63 2.13 3.94 5.43 3.30 5.41 5.72 ANZ Smart Choice Super 1960s 5/12/2011-0.80-1.09 2.73 5.28 7.57 4.16 6.54 7.03 ANZ Smart Choice Super 1970s 5/12/2011-1.11-1.30 3.36 6.44 9.26 4.93 7.36 7.92 ANZ Smart Choice Super 1980s 5/12/2011-1.26-1.39 3.63 6.99 10.07 5.29 7.84 8.41 ANZ Smart Choice Super 1990s 5/12/2011-1.28-1.40 3.71 7.14 10.27 5.38 7.92 8.51 ANZ Smart Choice Super 2000s 18/02/2017-1.17-1.37 3.54 6.88 Choose Your Own investment mix Diversified Risk based ANZ Smart Choice Super - Conservative 5/12/2011 0.09-0.29 1.64 2.96 3.41 2.40 3.76 3.63 ANZ Smart Choice Super - Moderate 5/12/2011-0.30-0.69 2.24 4.22 5.74 3.54 5.62 5.78 ANZ Smart Choice Super - Growth 5/12/2011-0.80-1.09 2.96 5.80 8.38 4.56 6.96 7.39 Legg Mason Diversified 25/5/2015-1.35-1.00 3.06 5.52 9.42 OptiMix Conservative 25/5/2015-0.17-0.38 1.77 3.10 4.13 OptiMix Moderate 25/5/2015-0.58-0.89 2.22 4.15 5.87 OptiMix Balanced 25/5/2015-0.99-1.22 2.86 5.25 7.60 OptiMix Growth 25/5/2015-1.27-1.63 3.18 6.04 8.93 OptiMix High Growth 25/5/2015-1.57-1.90 3.58 6.84 10.39 Schroder Real Return 25/5/2015-0.57-0.08 2.05 3.07 5.08 UBS Balanced 25/5/2015-0.89-0.89 3.40 5.96 7.86 UBS Defensive 25/5/2015-0.28-1.34 0.90 2.19 4.06 ANZ Smart Choice Super - 5/12/2011 0.12 0.34 0.68 1.37 1.47 1.62 1.79 1.92 Fixed interest ANZ Smart Choice Super - Global Fixed Interest 5/12/2011 0.74-0.09 0.69 2.10 1.77 2.26 3.83 3.58 ANZ Smart Choice Super - Australian Fixed Interest 18/02/2017 0.67 0.58 1.68 2.23 Bentham Global Income 25/5/2015-0.53 1.14 2.99 6.09 8.39 PIMCO Diversified Fixed Interest 25/5/2015 0.64 0.25 1.09 2.24 2.56 Schroder Fixed Income 25/5/2015 0.45 0.64 1.78 1.99 1.75 Absolute return fixed income Kapstream Absolute Return Income 25/5/2015-0.09 0.43 1.13 2.22 2.53 Australian property SG Hiscock Property Securities 25/5/2015-0.92-6.94 1.62-1.06 3.48 International property ANZ Smart Choice Super - Global Property 5/12/2011 2.88-5.25-2.61-0.32 1.19 2.24 7.18 6.69 CBRE Clarion Global Property Securities 25/5/2015 2.85-4.93-2.40-0.64-0.63 5 years Returns are net of fees, taxes and charges. Past performance is not indicative of future performance. The value of investments may rise or fall with changes in the market and the repayment of subscribed capital is not guaranteed.
Returns () - As at 31 March 2018 Australian equities Fund start date 1 month 3 months 6 months 1 year 2 years ANZ Smart Choice Super - Australian Equities 5/12/2011-3.17-3.08 3.64 3.33 10.61 4.24 6.34 7.48 Bennelong Australian Equities 25/5/2015-2.46 1.12 6.76 12.98 12.13 BT Smaller Companies 25/5/2015-0.52 1.82 11.14 17.25 13.36 Fidelity Australian Equities 25/5/2015-3.59-4.25 3.72 2.90 9.21 Karara Capital Emerging Companies 25/5/2015-1.00 0.08 11.05 13.77 10.86 OnePath Geared Australian Index^ 25/5/2015-6.54-7.01 5.35 2.46 15.38 Perpetual Australian 25/5/2015-2.01-4.71 2.47 2.09 7.08 Schroder Australian Equity 25/5/2015-2.81-3.13 3.49 4.96 13.67 UBS Australian 25/5/2015-3.49-3.74 4.73 1.97 7.80 UBS Select Leaders 25/5/2015-3.61-3.76 5.31 2.22 7.86 UBS Sustainable Investments Australian 25/5/2015-3.40-2.88 3.91 1.47 7.28 Australian equity income Merlon Australian Share Income 25/5/2015-2.59-3.54 1.45 2.69 7.78 UBS Blue Chip Imputation 25/5/2015-3.99-4.67 1.59-1.78 7.13 International equities ANZ Smart Choice Super Global Smaller Companies 25/5/2015 1.47 1.18 5.98 13.24 14.97 ANZ Smart Choice Super International Equities (Hedged) 5/12/2011-2.12-2.17 2.62 9.58 13.22 7.55 9.21 10.97 ANZ Smart Choice Super International Equities (Unhedged) 25/5/2015-0.53 0.64 5.84 11.79 12.78 Arrowstreet Global Equity (Hedged) 25/5/2015-2.04-0.46 5.32 13.89 15.34 Magellan Global 25/5/2015-1.46 0.48 6.39 11.97 10.72 MFS Global Equity 25/5/2015-0.82-0.26 4.00 10.60 11.80 Platinum International 25/5/2015-1.56 0.25 6.87 18.80 15.79 Vontobel Global 25/5/2015-0.29 0.51 6.82 14.11 13.66 Walter Scott Global Equity (Hedged) 25/5/2015-0.84-0.12 5.44 13.14 12.78 Emerging market equities MFS Global Emerging Markets 25/5/2015 0.40 3.87 9.30 22.76 22.38 Platinum Asia 25/5/2015-1.50-0.48 8.62 22.64 18.03 Alternatives OnePath Alternatives Growth 25/5/2015 0.04 0.41 3.16 2.65 0.30 RARE Infrastructure Value 25/5/2015-0.35-5.81-6.87-2.76 4.76 Closed ANZ Capital Guaranteed 25/5/2015 - - - - - - - - - OnePath Capital Guaranteed 25/5/2015 - - - 2.60 - - - - - OnePath Capital Stable 25/5/2015-0.08-0.43 1.04 1.43 2.08 OnePath 25/5/2015 0.09 0.28 0.56 1.10 1.20 3 years 4 years 5 years ^Prior to 18/2/2017, this option was known as "OptiMix Geared Australian ". Returns are net of fees, taxes and charges. Past performance is not indicative of future performance. The value of investments may rise or fall with changes in the market and the repayment of subscribed capital is not guaranteed.
Asset Allocation () - As at 31 March 2018 SRM* Australian Growth Assets International Property Growth Fixed Interest Defensive Assets Defensive Alternative Assets Lifestage investments ANZ Smart Choice Super 1940s Medium 13.16 18.22 8.87 40.24 31.55 28.21 59.76 0.00 ANZ Smart Choice Super 1950s Medium to high 16.12 22.25 8.75 47.13 30.78 22.09 52.87 0.00 ANZ Smart Choice Super 1960s High 24.62 32.81 8.71 66.14 22.14 11.71 33.86 0.00 ANZ Smart Choice Super 1970s High 31.45 40.72 8.72 80.89 13.21 5.90 19.11 0.00 ANZ Smart Choice Super 1980s High 33.77 45.18 8.77 87.73 8.77 3.51 12.27 0.00 ANZ Smart Choice Super 1990s High 35.16 45.81 8.77 89.74 6.84 3.42 10.26 0.00 ANZ Smart Choice Super 2000s High 35.80 45.80 8.90 90.50 6.80 2.70 9.50 0.00 Choose Your Own investment mix Diversified Risk based ANZ Smart Choice Super - Conservative Medium 9.82 13.73 6.49 30.04 38.10 31.86 69.96 0.00 ANZ Smart Choice Super - Moderate Medium - High 18.12 23.40 8.81 50.32 29.46 20.22 49.68 0.00 ANZ Smart Choice Super - Growth High 25.71 36.06 8.77 70.54 19.72 9.74 29.46 0.00 Legg Mason Diversified High 40.79 21.42 7.04 69.24 28.68 2.08 30.76 0.00 OptiMix Conservative Medium 10.31 12.63 3.40 26.34 40.63 6.62 47.25 26.41 OptiMix Moderate Medium - High 18.55 21.32 5.16 45.03 28.78 4.34 33.12 21.85 OptiMix Balanced High 27.79 30.83 5.17 63.78 15.66 0.59 16.25 19.97 OptiMix Growth High 33.00 31.72 3.50 68.22 8.50 6.38 14.88 16.90 OptiMix High Growth High 41.00 39.43 3.50 83.93 0.00 4.67 4.67 11.40 Schroder Real Return Medium 15.09 11.55 0.00 26.64 46.49 26.84 73.33 0.03 UBS Balanced High 29.45 30.65 5.00 65.10 20.90 8.00 28.90 6.00 UBS Defensive High 14.90 10.70 4.40 30.00 50.70 6.10 56.80 13.20 ANZ Smart Choice Super - Very low 0.00 0.00 0.00 0.00 0.00 100.00 100.00 0.00 Fixed interest ANZ Smart Choice Super - Global Fixed Interest Medium 0.00 0.00 0.00 0.00 99.80 0.20 100.00 0.00 ANZ Smart Choice Super - Australian Fixed Interest Medium 0.00 0.00 0.00 0.00 99.80 0.20 100.00 0.00 Bentham Global Income Medium - High 0.25 0.35 0.00 0.60 87.86 11.54 99.40 0.00 PIMCO Diversified Fixed Interest Low - Medium 0.00 0.00 0.00 0.00 100.00 0.00 100.00 0.00 Schroder Fixed Income Low - Medium 0.00 0.00 0.00 0.00 89.72 10.28 100.00 0.00 Absolute Return fixed income Kapstream Absolute Return Income Low - Medium 0.00 0.00 0.00 0.00 93.19 6.81 100.00 0.00 Australian property SG Hiscock Property Securities Very high 0.00 0.00 87.76 87.76 0.00 12.24 12.24 0.00 International property ANZ Smart Choice Super - Global Property Very High 0.00 0.00 99.80 99.80 0.00 0.20 0.20 0.00 CBRE Clarion Global Property Securities Very high 0.00 0.00 98.60 98.60 0.00 1.40 1.40 0.00
Asset Allocation () - As at 31 March 2018 Australian equities SRM* Australian Growth Assets International Property Growth Fixed Interest Defensive Assets Defensive ANZ Smart Choice Super - Australian Equities High 98.60 0.00 0.00 98.60 0.00 1.40 1.40 0.00 Bennelong Australian Equities High 99.21 0.00 0.00 99.21 0.00 0.79 0.79 0.00 BT Smaller Companies High 95.14 0.00 0.00 95.14 0.00 4.86 4.86 0.00 Fidelity Australian Equities High 97.28 0.00 0.00 97.28 0.00 2.72 2.72 0.00 Karara Capital Emerging Companies High 97.36 0.00 0.00 97.36 0.00 2.64 2.64 0.00 OnePath Geared Australian Index Very high 98.93 0.00 0.00 98.93 0.00 0.07 0.07 1.00 Perpetual Australian High 82.21 7.38 0.00 89.59 0.00 10.41 10.41 0.00 Schroder Australian Equity High 97.61 0.00 0.00 97.61 0.00 2.39 2.39 0.00 UBS Australian High 92.04 0.00 1.98 94.01 0.00 5.99 5.99 0.00 UBS Select Leaders High 97.61 0.00 0.00 97.61 0.00 2.39 2.39 0.00 UBS Sustainable Investments Australian High 87.49 0.00 7.08 94.56 0.00 3.52 3.52 1.91 Alternative Assets Australian equity income Merlon Australian Share Income High 97.94 0.00 0.00 97.94 0.00 2.06 2.06 0.00 UBS Blue Chip Imputation High 90.88 0.00 2.05 92.93 0.00 7.07 7.07 0.00 International equities ANZ Smart Choice Super Global Smaller Companies High 0.00 99.58 0.00 99.58 0.00 0.42 0.42 0.00 ANZ Smart Choice Super International Equities (Hedged) High 0.00 99.80 0.00 99.80 0.00 0.20 0.20 0.00 ANZ Smart Choice Super International Equities (Unhedged) High 0.00 99.80 0.00 99.80 0.00 0.20 0.20 0.00 Arrowstreet Global Equity (Hedged) High 0.00 99.36 0.00 99.36 0.00 0.64 0.64 0.00 Magellan Global High 0.00 83.04 0.00 83.04 0.00 16.96 16.96 0.00 MFS Global Equity High 0.00 98.35 0.00 98.35 0.00 1.65 1.65 0.00 Platinum International Very high 0.00 89.00 0.00 89.00 0.00 10.52 10.52 0.48 Vontobel Global High 0.00 96.42 0.00 96.42 0.00 3.58 3.58 0.00 Walter Scott Global Equity (Hedged) Very High 0.00 98.63 0.00 98.63 0.00 1.37 1.37 0.00 Emerging market equities MFS Global Emerging Markets Very high 0.00 100.00 0.00 100.00 0.00 0.00 0.00 0.00 Platinum Asia Very high 0.00 83.77 0.00 83.77 0.00 16.23 16.23 0.00 Alternatives OnePath Alternatives Growth High 0.00 0.00 0.00 0.00 0.00 0.00 0.00 100.00 RARE Infrastructure Value Very high 0.00 0.00 96.70 96.70 0.00 3.30 3.30 0.00 Closed ANZ Capital Guaranteed Low 0.00 0.00 0.00 0.00 38.17 61.83 100.00 0.00 OnePath Capital Guaranteed Medium - High 10.23 4.98 9.59 24.80 47.19 22.64 69.83 5.37 OnePath Capital Stable Medium 9.78 2.16 2.45 14.39 46.52 33.95 80.47 5.13 OnePath Very low 0.00 0.00 0.00 0.00 0.00 100.00 100.00 0.00
*Standard Risk Measure (SRM) Each investment option will have a risk level attached to it. The risk level indicates historically the number of negative annual returns over any 20-year period. The seven risk levels are: Risk Band Risk Label Estimated number of negative annual returns over any 20-year period 1 Very low Less than 0.5 2 Low 0.5 to less than 1 3 Low to medium 1 to less than 2 4 Medium 2 to less than 3 5 Medium to High 3 to less than 4 6 High 4 to less than 6 7 Very high 6 or greater The Standard Risk Measure is based on industry guidance to allow investors to compare investment options that are expected to deliver a similar number of negative annual returns over a twenty 20-year period. The Standard Risk Measure is not a complete assessment of all forms of investment risk. For instance, it does not detail the potential size of a negative return or that the potential for a positive return may still be less than an investor may require in order to meet their obligations. Further, it does not take into account the impact of administration fees and tax on the likelihood of a negative return. Investors should still ensure they are comfortable with the risks and potential losses associated with their chosen investment option/s. For more information about Standard Risk Measures, refer to the website at anz.com/smartchoicesuper For further information on ANZ Smart Choice Super for employers and their employees including fees, costs and Buy-sell spreads, please visit the following links: Product Disclosure Statement Additional Information Guide and Fees Guide The information in this flyer is current at 31 March 2018 but may be subject to change. This flyer is issued by OnePath Custodians Pty (ABN 12 008 508 496, AFSL 238346), a wholly owned subsidiary of Australia and New Zealand Banking Group Limited (ABN 11 005 357 522) (ANZ) but is not a bank. The information is of a general nature and does not take into account an investor's personal needs, financial circumstances or objectives. Before acquiring, disposing or deciding whether to continue to hold the product/s, investors should consider the relevant PDS, this flyer and any other current Product Updates which are available at anz.com/smartchoicesuper or by calling Customer Services on 13 12 87.