Date: Time: 11:00 a.m.

१ २५ व त र प र ह त र ज य स तर य ब कर स र म तत क ब ठक 125 th STATE LEVEL BANKERS COMMITTEE MEETING FOR TRIPURA Yearly Performance Review March 2018 व र षसक क यस र क ष चस २०१८ Date: 26.06.2018 Time: 11:00 a.m. Venue: Pragna Bhawan, Hall No.: 2 क यसर च ट प पण AGENDA NOTES

य न इट डब क ऑफ इ डडय अग रण ब क प रभ ग प रध न क य लय 11, ह म त बस सरण क लक त 700 001 स य जक: त र प र र ज य स तररय ब कस सममतत सन दभ : एल. ब डड/एसएलब स / ट / 125/2017-18 ददन क: १९.०६.२०१८ एस एल ब स क सभ सदस य प रप रय मह दय, प र षय: त र प र र ज य स तर य ब कस सममतत क १२५ ब ठक क क य स च दटप पण l उपय क त सन दभ म हम आपक स चचत करत ह क त र प र र ज य स तर य ब कस सममतत क १२५ ब ठक ददन क २६.०६.२०१८ क प न ह ११:०० बज प रज ञ भ न ह ल न. २, आग रतल म आय जजत क ज एग l क य स च दटप पण क एक प रतत भ ज रह ह l अन र ध ह क आप उक त ब ठक म अ श य भ ग ल l United Bank of India Lead Bank Division Head Office 11, Hemanta Basu Sarani Kolkata-700 001 Convener: State Level Bankers Committee for Tripura Ref: LBD/SLBC/T/ 125 /2017-18 Date: 19.06.2018 All members of SLBC Dear Sir Sub: Agenda Notes for the 125 th Meeting of SLBC Tripura With reference to the above, we forward herewith a set of Agenda Notes for the 125 th meeting of State Level Bankers Committee for Tripura scheduled to be held at Pragna Bahavan, Hall No. 2, Agartala on 26.06.2018 at 11:00 AM. You are requested to kindly make it convenient to attend the meeting. भ द य Yours Faithfully, उप मह प रब धक ए म ख य क ष य प रब धक त र प र क ष Dy. General Manager & Chief Regional Manager Tripura Region

C O N T E N T S Sl. no. Agenda Contents Page 1 General information/population Details/ Agricultural Scenario of Tripura/Network of Bank Branches & Vital Banking Statistics. 2 01 Confirmation of the proceedings of the 124 th meeting of SLBC for Tripura held on 17.03.2018 3 02 Pradhan Mantri Mudra Yojana 9-10 Promotion and awareness of MUDRA and other Prime Minister s Flagship Programmes 1-7 8 11-12 4 Gram Swaraj Abhiyan 13-15 5 03 Opening of Bank Branches in unbanked villages having population above 5000 in the State of Tripura 6 04 Financial Inclusion Plan (FIP) 17-27 Pradhan Mantri Jan Dhan Yojana(PMJDY) 17-18 Aadhaar Authentication of All Current & Savings Accounts (CASA) 19-20 Social Security Schemes(PMSBY-PMJJBY-APY) 21-23 Performance of Rural Self-Employment Training Institutes(RSETI), Financial Literacy Centers (FLC) & Financial Literacy Camps by Rural Branches 7 Stand-Up India 28 16 25-27 8 05 Credit-Deposit Ratio(CD Ratio) as on 31.03.2018 29-35 7 06 Annual Credit Plan 36-57 >Achievement of Sector-wise ACP-2017-18 as on 31.03.2018 39 >Flow of Credit to Agriculture & Allied Activities 41 >Bank-wise Target & Achievement of Lending to Agriculture 45 >Achievement of Lending to New Farmers/ Farm Credit 47-48 >Lending to Small & Marginal Farmers 50 Flow of Credit to MSME 51-53 Flow of Credit to Other Priority Sectors 54-56 8 07 Issuance of Kisan Credit Cards(KCC) 2017-18 58-60 Performance of Banks in Crop & Term Loan 59 Implementation of Issuing KCCs 60 9 08 Self Help Groups(SHG) 61-64 Performance under SHG 61 Performance under NRLM/NERLP/WSHG 62 Deendayal Antyodaya Yojana- National Urban Livelihood Mission (DAY- 63-64 NULM) 10 09 Recovery performance of Banks 65-72 Bank-wise and Sector-wise Recovery Performance 66

Bank-Wise & Government Programme-Wise Recovery Performance 67-70 Joint Recovery/PDR Cases 71-72 11 10 Position of NPA Of Banks In The State Of Tripura 73-76 Position of Technically Written-Off Accounts 75 Status of Govt. Sponsored Schemes & NPA generated thereof 76 12 11 Performance of Banks in key areas in Tripura 77-83 Branch Network & Population-Group Wise Deposit-Advance 78-79 Performance in Lending to Priority Sector & Key Categories 80-81 Annual Statement on Priority Sector Advance for FY 2017-18 82 Regional imbalances in deployment of credit to various sectors of the 83 economy 13 12 Bank wise- Scheme wise performance under different Govt. Sponsored 84-88 Performance of Banks in PMEGP & SWAVALAMBAN 85-86 Performance in Lending under Mini Dairy 87 Performance in Lending under KCC(Fishery) 88 14 13 Educational Loans/Housing Loans & Specialized Schemes 89-92 15 14 SME financing & bottlenecks thereof 93 16 Important Issue : Revamp of Lead Bank Scheme 94-101 17 15 Timely submission of data by banks 102 17 Annexure related to Financial Inclusion 103-112 18 Branch & ATM Network in the State 113-114 19 Proceedings of 124 th SLBC of Tripura held on 17.03.2018 115-124

Districts Tripura State General Information Names of the districts 1. North Tripura 2 Unakoti 3 Gomati 4 South Tripura 5. West Tripura 6 Sepahijala 7 Khowai 8. Dhalai No. of Sub Divisions - 23 No. of Blocks - 58 No. of Autonomous Council - 1 Capital: Agartala Area: 10491.69 sq. km. Population: 36.74 lac. (Male: 18.74 lac o Female: 18.00 lac) Literacy ratio: 94.65% (Male: 96.65% o Female: 92.35%) Land utilization- Net Cropped Area: 2,55,070 ha Irrigation Potentials:- Source: Good average rainfall-2200mm During south west monsoon. No perennial river. Total no of branches 512 Average population covered per branch: 7175 (Including RRB & Cooperative Banks) Multi cropped area: 219428 ha Fishery water area: 23571 ha Cropping intensity: 186% Lead Bank of 8 Districts UNITED BANK OF INDIA Main crops: Rice, Potato, Pineapple and Vegetable. Plantation: Rubber, Mandarin oranges Convener of SLBC United Bank of India 1

Population Details of Tripura Description 2001 2011 Approximate Population 32 Lakhs 36.74 Lakhs Actual Population 3,199,203 3,673,917 Male 1,642,225 1,874,376 Female 1,556,978 1,799,541 Population Growth 15.74% 14.84% Percentage of total Population 0.31% 0.30% Sex Ratio 948 960 Child Sex Ratio 966 957 Density/km2 305 350 Area(Km2) 10,491.69 10,491.69 Total Child Population (0-6 Age) 436,446 458,014 Male Population (0-6 Age) 222,002 234,008 Female Population (0-6 Age) 214,444 224,006 Literacy 73.19% 94.65%(As on Sept' 2013) Male Literacy 81.02% 96.65%(As on Sept' 2013) Female Literacy 64.91% 92.35%(As on Sept' 2013) 2

Area Agricultural Scenario of Tripura a) Total area of the State 10,491.69 SqKms b) Altitude of Agartala 12.80 Mts c) Land Utilisation i ) Total geographical area 10,43,169 ha. ii ) Net Cropped Area 2,55,070 ha. iii ) Forest area 6.29,426 ha. iv ) Area sown more than once 2,19,428 ha. v ) Gross Cropped Area 4,74,498 ha. vi) Cropping intensity 186% Agriculture A Production of crops i Rice 7,11,831 MT ii Wheat 300 MT iii Maize 5,863 MT iv Pulses 5,154 MT Total Foodgrains 7,23,148 MT v Sugar cane 4,95,98 MT vi Cotton (Bale =170 kg) 1,395 Bales vii Jute (Bale =180 kg) 5,369 Bales viii Mesta (Bale =180 kg) 7,003 Bales ix Total oil seeds 4,613 MT x Potato 94,554 MT B Fertilizer consumption 35133 MT C Per hectare use of fertilizer (NPK) 62 Kg/Ha D Bio-fertilizer distribution 1500 MT E Farmers trained 70,000 Nos. F Regulated agricultural markets 21 G Cropping intensity (%) 186% H Jhum productivity 1050 Kg/Ha I Cold Storage Agri Department 9 Nos Private 4 Nos 3

Climate Irrigation J Mango 11,924.35 MT K Pineapple 1,08,009 MT L Orange 20,383 MT M Jackfruit 2,52,384 MT N Coconut 7,882 MT O Summer vegetable 1,43,665,66 MT P Others winter vegetable 1,62,602.05 MT R Amount disbursed Rs. 84.96 Crores A Normal annual rainfall 2,169.40 mm B Average actual annual rainfall 1,961.80 mm C Normal rainy days 99.2 D Actual rainy days 82.5 A Cultivable area 2,79,050 ha. B Irrigable area 1,17,000 ha. C Potential created 1,19,000 ha. D Potential utilized 87,000 ha. 4

Network of Bank Branches in Tripura As on 31.03.2018 Population Group March 2012 March 2013 March 2014 March 2015 March 2016 March 2017 March 2018 Rural 187 217 229 248 265 269 271 (57%) (57%) (54%) (54%) (53%) (53%) (53%) Semi- urban 67 84 107 117 127 131 131 (20%) (22%) (25%) (25%) (26%) (26%) (26%) Urban 74 79 89 96 104 108 110 (23% ) (21%) (21%) (21%) (21%) (21%) (21%) TOTAL 328 380 425 461 496 508 512 (Figures in bracket indicate percentage of total branches.) 5

SLBC-TRIPURA VITAL BANKING STATISTICS (Amount Rs. in Crore) Sl. Parameter March 2016 March 2017 March 2018 1 No. of Branches 496 508 512 2 Total Deposits 18724.08 22341.99 24190.17 3 Total Advances 8415.05 9586.33 11517.52 4 CD Ratio 45 43 48 5 C+I: Deposit Ratio 67 62 67 6 Priority Sector Advances (PSA) 6162.78 7866.40 9619.82 7 % of PSA to ANBC 87 93 100 8 Agriculture Advances 2304.85 3392.87 4212.73 9 % of Agri Advances to ANBC 37 40 44 10 MSME Advances 2694.85 3068.55 3917.95 11 Education Loans 114.27 114.45 117.29 12 Housing Loans 1311.54 1343.06 1427.25 13 DRI Advances 3.18 1.73 2.46 14 % of DRI Advances to ANBC 0.04 0.02 0.03 15 Schedules Caste/ Scheduled Tribe Advances 1914.56 2287.15 2916.58 16 Advances to Women Entrepreneurs 1414.33 1526.79 2510.65 17 % of Advances to Women Entrepreneurs to ANBC 19.90 18.14 26.17 18 Weaker Section Advances 3390.70 4291.58 4684.82 19 % of Weaker Advances to ANBC 48 51 49 20 Minority Community Advances 282.73 535.68 678.90 21 % of Minority Community Advances to Prisec Advances 5.00 6.36 7.06 DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN (Amount Rs in crore) 2016-17 As on March 2017 2017-18 As on March 2018 Sector Plan Achievement (April 16-Mar 17) % to Target Plan Achievement (April 17-Mar 18) % to Target Agriculture 1296.82 1609.02 124 2117.11 2315.30 109 MSME 967.06 1366.77 141 1090.5 1600.54 147 Other Prisec 601.19 628.05 104 671.86 471.99 70 Total Prisec 2865.07 3603.83 126 3879.45 4387.83 113 Non-Prisec 469.16 576.28 123 506.55 557.49 110 Grand Total 3334.24 4180.11 125 4386.00 4945.32 113 6

Rs. in Crores Banking Key Indicators for the State of TRIPURA 40000 Banking Key Indicators 20000 0 Deposits Advance Priority Sector Advances Agriculture Deposits Advance Priority Sector Advances Agriculture 31.03.2015 17274.85 7107.78 5204.18 1658.28 31.03.2016 18724.08 8415.05 6162.78 2304.85 31.03.2017 22341.99 9586.33 7866.40 3392.87 31.03.2018 24190.17 11517.52 9619.82 4212.73 Priority Sector Advance As on 31.03.2018 15% 41% 44% Agriculture & Allied MSME Other Priority Sector 7

Agenda item no -1 CONFIRMATION OF PROCEEDINGS OF THE 124 th MEETING OF THE SLBC FOR TRIPURA The proceedings and action points of the 124 th Meeting of SLBC for Tripura, held on 17.03.2018 was circulated under the cover of Convener Bank s letter no. LBD/ SLBC/Tripura/2421/2017-18 dt. 21.03.2018; the same may please be confirmed by the House. 8

PRADHAN MANTRI MUDRA YOJANA (PMMY) AGENDA No. 2 Action Points emerged in the 124 th SLBC Meeting held on 17.03.2018 All Banks are to exert effort to achieve revised MUDRA Target of Rs. 722.0 Crore for FY 2017-18 (Action: All Banks). Status of implementation All Banks/Lending Institutions have made an achievement of Rs. 1491.74 Crore with 4,00,308 numbers of accounts as on 31.03.2018, against the revised annual target of Rs.722.00 Crore i.e. 206.6 % of the target. NABARD informed that TGB had to sign a MOU with CGTMSE but the NPA level of the concerned Bank should be less than 5% for execution of the same. TGB took up the matter with CGTMSE and CGTMSE has requested TGB for submission of some financial data for their consideration. Performance of the Banks in the State of Tripura as on 31.03.2018 for FY 2017-18(from 01.04.2017 to 31.03.2018) is furnished below: Amt. Rs. In Crores Shishu Kishore Tarun Bank Name (Loans up to Rs. 50,000) (Loans from Rs. 50,001 to Rs. 5.00 Lakh) (Loans from Rs. 5.00 to Rs. 10.00 Lakh) Total A/Cs Amt A/Cs Amt A/Cs Amt A/Cs Amt Public Sector Banks 2707 9.08 3966 73.20 521 38.92 7194 121.20 Private Sector Banks 194897 626.61 20868 132.33 33 1.94 215798 760.85 RRBs 19789 68.63 5025 83.51 189 12.75 25003 164.89 Co-Op Banks 458 2.29 407 17.30 144 11.52 1009 31.11 Sub- Total 217851 706.61 30266 306.34 887 65.13 249004 1078.05 NBFCs 114331 254.70 516 8.58 54 4.15 114901 267.43 Grand Total 366585 1049.24 32456 347.71 1267 94.82 400308 1491.74 Bank wise details of disbursement is Annexed. 9

Bank Type : ALL State : Tripura Financial Year : 2017-2018 Bank : ALL Scheme : MUDRA Data Till Date : 31/03/2018 [Amount Rs. in Crore] Shishu Kishore Tarun Sr No Bank Type Name Bank Name (Loans up to Rs. (Loans from Rs. (Loans from Rs. Total A/Cs Amt. A/Cs Amt. A/Cs Amt. A/Cs Amt. 1 1.1 SBI and Associates State Bank of India 341 1.49 1221 29.18 326 25.54 1888 56.21 Total 341 1.49 1221 29.18 326 25.54 1888 56.21 2 2.1 Public Sector Commercial Banks Allahabad Bank 5 0.02 49 1.09 6 0.42 60 1.53 2.2 Andhra Bank 9 0.03 6 0.18 3 0.23 18 0.44 2.3 Bank of Baroda 53 0.23 116 2.83 24 2.12 193 5.17 2.4 Bank of India 155 0.55 334 5.89 15 1.09 504 7.53 2.5 Bank of Maharashtra 6 0.03 39 0.99 18 1.67 63 2.69 2.6 Canara Bank 251 0.94 342 7.44 73 5.67 666 14.04 2.7 Central Bank of India 88 0.21 88 1.95 6 0.50 182 2.66 2.8 Corporation Bank 54 0.20 48 0.76 10 0.83 112 1.79 2.9 Dena Bank 51 0.01 6 0.08 2 0.16 59 0.25 2.1 Indian Bank 5 0.01 11 0.21 1 0.10 17 0.33 2.11 Indian Overseas Bank 12 0.04 74 1.63 7 0.51 93 2.19 2.12 Oriental Bank of Commerce 8 0.02 23 0.59 4 0.30 35 0.91 2.13 Punjab National Bank 15 0.04 14 0.32 10 0.88 39 1.24 2.14 Syndicate Bank 91 0.28 140 2.28 23 1.04 254 3.60 2.15 Union Bank of India 65 0.27 246 3.97 14 0.86 325 5.11 2.16 United Bank of India 896 3.85 1672 30.39 187 13.83 2755 48.07 2.17 Punjab & Sind Bank 38 0.14 51 0.75 3 0.17 92 1.06 2.18 UCO Bank 858 2.01 619 9.92 82 5.71 1559 17.64 2.19 Vijaya Bank 17 0.07 38 0.70 20 1.74 75 2.51 2.2 IDBI Bank Limited 30 0.13 50 1.23 13 1.09 93 2.44 Total 2707 9.08 3966 73.2 521 38.92 7194 121.2 3 3.1 Private Sector Commercial Banks Federal Bank 0 0.00 1 0.03 1 0.10 2 0.13 Ratnakar Bank 116 0.23 0 0.00 0 0.00 116 0.23 3.2 South Indian Bank 1 0.01 1 0.05 0 0.00 2 0.06 3.3 ICICI Bank 1040 2.70 1 0.04 2 0.19 1043 2.92 3.4 IndusInd Bank 528 2.22 255 3.63 30 1.65 813 7.49 3.5 HDFC Bank 3678 8.61 0 0.01 0 0.00 3678 8.61 3.6 Bandhan Bank 156954 538.01 17428 112.66 0 0.00 174382 650.67 3.7 IDFC Bank Limited 32580 74.83 3182 15.91 0 0.00 35762 90.74 Total 194897 626.61 20868 132.33 33 1.94 215798 760.85 4 4.1 Regional Rural Banks Tripura Gramin Bank 19789 68.63 5025 83.51 189 12.75 25003 164.89 Total 19789 68.63 5025 83.51 189 12.75 25003 164.89 5 5.1 NBFC-Micro Finance Institutions Annapurna Microfinance Pvt. Ltd. 1498 6.46 172 0.39 0 0 1670 6.85 5.2 Village Financial Services Pvt Ltd 20102 52.95 0 0 0 0 20102 52.95 5.3 ASA International India Microfinance Pvt. Ltd. 78196 166.74 0 0 0 0 78196 166.74 5.4 JANALAKSHMI FINANCIAL SERVICES LIMITED 0 0 0 0 0 0 0 0 5.5 Asirvad Microfinance Pvt. Ltd 92 0.19 0 0 0 0 92 0.19 5.6 Arohan Financial Services Pvt. Ltd. 14436 28.32 0 0 0 0 14436 28.32 Total 114324 254.66 172 0.39 0 0 114496 255.05 6 6.1 Non Banking Financial Companies CAPITAL FIRST LIMITED 0 0 2 0.04 0 0 2 0.04 6.2 Mahindra and Mahindra Financial Services 0 0 2 0.08 0 0 2 0.08 6.3 Shriram Transport Finance Co. Ltd. 7 0.04 340 8.07 54 4.15 401 12.26 Total 7 0.04 344 8.19 54 4.15 405 12.38 7 7.1 Small Finance Banks Ujjivan Small Finance Bank 25380 70.64 453 3.61 0 0 25833 74.25 7.2 North East Small Finance Bank Limited 8682 15.8 0 0 0 0 8682 15.8 Total 34062 86.44 453 3.61 0 0 34515 90.05 8 8.1 Cooperative Banks Tripura State Cooperative Bank 458 2.29 407 17.30 144 11.52 1009 31.11 Total 458 2.29 407 17.30 144 11.52 1009 31.11 Grand Total 366585 1049.24 32456 347.71 1267 94.82 400308 1491.74 10

For the promotion and awareness of MUDRA and other Prime Minister s Flagship Programmes in the State, Shri Biplab Kumar Deb, Hon ble Chief Minister of Tripura in 124 th SLBC meeting held on 17.03.2018 desired the following: i) To organize MUDRA Awareness Campaign up to Block level within June 2018. ii) iii) Banners / Standees in local language depicting salient points of MUDRA, SUI, PMSBY, SSY, etc. to be placed in front of each branch premises. Wide publicity is to be done for all flagship programmes through TV, Radio, Cable Channels, etc. with special emphasis on MUDRA Loans, PMSBY, Sukanya Samriddhi Yojana (SSY) to bring financial awareness among the people. SLBC along with all member Banks in the State of Tripura initiated activities from the 1 st week of April 2018 with the help of State Administration. A mega awareness programme namely Launching of Campaign for Popularizing Prime Minister Flagship Schemes was organized at Ambassa in Dhalai District on 09.04.2018 in presence of Hon ble Chief Minister, Hon ble Dy. Chief Minister, Hon ble Minister, Food, Civil Supplies & Consumer Affairs, Govt. of Tripura, Hon ble MLA, Ambassa, Chief Secretary, Govt. of Tripura, Principal Secretary (Finance), Govt. of Tripura. This campaign pulled a huge gathering and people from Ambassa and adjacent places of Dhalai District attended the programme. 18 stalls were set up by different Banks and Line Departments of Govt. of Tripura and Dhalai District Administration to showcase the benefits of the Prime Minister Flagship Schemes. Leaflets in local language were also distributed for the awareness of the participants regarding the schemes. PMJDY accounts were opened and enrollment under PMSBY and PMJJBY were also undertaken by the Banks present there. Hon ble Chief Minister briefed about the Prime Minister s Flagship schemes in his deliberation and requested the people of Tripura to take benefits of these schemes so that the youth gets the chance of self employment with MUDRA and other loans and the families of the subscribers under social security schemes like PMJJBY & PMSBY get a secured future at a very nominal premium amount. There was a very good response from the people and the momentum for implementation of Prime Minister s Flagship schemes gained a new height. LDMs of all eight districts in the State of Tripura arranged Block wise MUDRA Awareness Campaigns in all 58 Blocks in Tripura with the help from the respective District Administrations. The participants in these campaigns were made aware about the scheme details and benefits of MUDRA and Stand-Up India loans along with other Prime Minister Flagship schemes such as PMSBY, PMJJBY, PMSSY etc. Some of these awareness programmes were graced by the presence of Public Representatives also (Damcherra Block & Panisagar Block - Sri Binoy Bhusan Das, Hon ble MLA; Kumarghat Block- Sri Sudhangshu Das, Hon ble MLA & Bhagaban Das, Hon ble MLA, Gournagar Block- Mofaswar Ali, Hon ble MLA, Matabari Block- Sri Biplab Kumar Ghosh, Hon ble MLA, Birchandra Manu- Sri Arun Chandra Bhowmik, Hon ble MLA and Promode 11

Reang, Hon ble MLA, Bamutia Block- Sri Krishna Dhan Das, Hon ble MLA, Nalchar Block- Subhas Ch Das, Hon ble MLA). Flexes, Banners, Hoardings, Standees displaying Prime Minister Flagship Schemes have been placed in all the Bank Branches in the State of Tripura (inside and outside both) and also in all prime locations in the State (Railway Stations, Major Bus Terminuses, Hospitals, District Magistrate Offices etc.) for the awareness of public about these schemes and their benefits. Launching of Campaign for Popularizing Prime Minister Flagship Schemes at Ambassa, Dhalai on 09.04.2018 Display Materials of PM Flagship Schemes at different locations in the State 12

GRAM SWARAJ ABHIYAN: Gram Swaraj Abhiyan (GSA) is a special initiative of the Government of India for 21058 villages across the country with large number of poor households for saturation during 14.04.2018 to 05.05.2018 under Special Campaign Sabka Sath Sabka Gaon Sabka Vikas saturation of following seven programmes. 1. Pradhan Mantri Ujjwala Yojana. 2. Saubhagya ( Pradhan Mantri Sahaj Bijli Har Ghar Yojana) 3. Ujala Scheme. 4. Pradhan Mantri Jan Dhan Yojana (PMJDY) 5. Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) 6. Pradhan Mantri Suraksha Bima Yojana (PMSBY) 7. Mission Indradhanush Department of Financial Services, MoF, Government of India vide their letter F. No. 6/3/2018-FI dated 06.04.2018 informed all banks & SLBC Conveners regarding GSA to provide universal coverage under identified programme, inter alia, including PMJDY, PMJJBY & PMSBY during the campaign period (14.04.2018 to 05.05.2018). GSA would be implemented through the District Level Implementation Committee (DLIC) on Financial Inclusion, headed by District Magistrate and with LDM as Secretary. GSA was successfully organized as per direction of Government of India during the period 14.04.2018 to 05.05.2018 for 531 villages (identified by GoI) in all 8 Districts of Tripura to provide universal coverage under identified programmes, inter alia, including PMJDY, PMJJBY & PMSBY. This is similar to our Block level Campaign for Popularizing Prime Minister Flagship Schemes as desired by the Hon ble Chief Minister of Tripura in 124 th SLBC Meeting held on 17.03.2018. Hon ble Chief Minister of Tripura inaugurated awareness Campaign for MUDRA and other Flagship Programmes on 09.04.2018 at Ambassa, Dhalai, well before this GSA Campaign. For this, GSA got a momentum in the State. SLBC with the help of District Authorities & LDMs allocated village wise targets for 531 villages for coverage of eligible unbanked people with opening of PMJDY accounts and enrollment under PMJJBY & PMSBY as per direction of GoI. Bankers extended full cooperation for coverage of eligible unbanked people with opening of PMJDY accounts and enrollment under PMJJBY & PMSBY as per Target allotted them. Trpura became the first NE State to achieve 100% saturation in 531 villages in respect of opening of PMJDY accounts and enrollment under PMJJBY & PMSBY with the help of Banks, District Authorities and State Government within the Campaign Period, which was praised by the DFS, MoF, GoI. Performance of GSA in 8 Districts comprising 531 villages is annexed: 13

District wise performance under Gram Swaraj Abhiyan in Tripura PMJDY PMJJBY PMSBY District Target Achievement Saturation Target Achievement Saturation Target Achievement Saturation % % % West Tripura 1022 1029 100.7 2852 2953 103.5 6264 6655 106.2 Sepahijala 1007 1011 100.4 2291 2452 107.0 4053 4310 106.3 Gomati 1662 1670 100.5 3673 3823 104.1 7079 7579 107.1 South Tripura 1526 1534 100.5 3355 3471 103.5 5904 6265 106.1 Dhalai 1996 2014 100.9 4078 4229 103.7 8068 8586 106.4 Khowai 1329 1346 101.3 4162 4450 106.9 6005 6374 106.1 North Tripura 668 694 103.9 1710 1720 100.6 3936 4213 107.0 Unakoti 666 668 100.3 1523 1523 100.0 3022 3223 106.7 Total 9876 9966 100.9 23644 24621 104.1 44331 47205 106.5 GRAM SWARAJ ABHIYAN Phase II GSA created awareness and provided banking access to people in identified villages. Considering the excellent work done by banks, it has been decided by GoI to launch the Phase-II of the Abhiyan in 45137 villages of 115 Aspirational Districts from 01.06.2018. To provide universal coverage under Financial Inclusion related Schemes, namely, PMJDY, PMJJBY & PMSBY in 45137 villages having more than 1000 population in the identified 115 Aspirational Districts, GSA-Phase-II would be organized during 01.06.2018 to 15.08.2018. GSA-Phase-II would be organized by the DLIC of PMJDY in each District under the leadership of the District Magistrate. LDM, Officials from banks in the District, NABARD, Insurance Companies, Officers from District Administration and Local Bodies, etc. are the other members of DLIC. DLIC will decide the target number of beneficiaries in each village under PMJDY, PMJJBY & PMSBY based on the inputs received from Gram Panchayats. DLIC will also finalise the roadmap and action plan to saturate the villages under PMJDY, PMJJBY & PMSBY. Financial Inclusion activities under GSA will be held in all the Gram Panchayats during the campaign period by all the stake holders till saturation is achieved. Following activities will be provided at the Gram Panchayats: 1. Display of Jan-Dhan facilities, PMJJBY & PMSBY along with claim procedures in local language. 2. Opening of PMJDY accounts and enrollment under PMJJBY & PMSBY. 3. Distribution & Activation of RuPay Cards. 4. Aadhaar Seeding & Authentication. 5. Mobile Seeding. 6. Awareness about the Schemes. 14

Dhalai is only Aspirational district in the State of Tripura. 102 villages having population above 1000 have been identified under GSA - Phase-II. DLIC Meeting under Chairmanship of the District Magistrate was held on 06.06.2018 at Ambassa in presence of LDM, Officials from banks in the District, NABARD, Officers from District Administration to finalize roadmap for providing universal coverage under Financial Inclusion related Schemes, namely, PMJDY, PMJJBY & PMSBY in 102 identified villages. District Magistrate has directed the BDOs to provide the list of eligible people for providing financial services (PMJDY, PMJJBY & PMSBY) with the help of Gram Panchayats to fix the village wise Targets for 102 villages within 20.06.2018. DFS, MoF, GoI has designated Shri Manas Dhar, Convener, SLBC Tripura as In-Charge of Dhalai District to monitor the progress under GSA-II for saturation in respect of PMJDY, PMSBY & PMJJBY. All Stakeholders are requested to extend cooperation so as to provide universal coverage under Financial Inclusion related Schemes, namely, PMJDY, PMJJBY & PMSBY in Dhalai District well before the Targeted date i.e. 15.08.2018. 15

Opening of Bank Branches in unbanked villages having population above 5000 in the State of Tripura Action Points Reallocation of unbanked villages (above 5000 population) having no bank branches within a radius of 3 km through Sub-committee under SLBC (Action: SLBC & Banks). Status of implementation As per the decision taken in the meeting of the SLBC Sub-Committee on Branch Expansion under the Chairmanship of DIF, Govt. of Tripura on 01.11.2017, a decision was taken to survey and re-assess the actual position of banking services in the 19 unbanked villages having population more than 5000, with the help of LDMs & representatives of District Magistrates of the concerned Districts. Report of the LDMs was submitted at the 123 rd SLBC meeting where it was decided for opening of Brick & Mortar branches in those unbanked villages which have no Bank Branches within a radius of 3 km. Decision was also taken for reallocation of villages to those Banks who have no issue regarding Branch opening. 5 villages were found where there is no Bank Branch within a radius of 3 km. Two unbanked villages Charipara & Radhapur have already been reallocated to Canara Bank & Union Bank respectively. Status of branch opening in 5 unbanked villages is furnished below. REALLOCATION OF UNBANKED VILLAGES HAVING POPULARETION ABOVE 5000 TO DIFFERENT SCHEDULED COMMERCIAL BANKS Name of the State As on 31.03.2018 Populati Availability of Bank Banking Services Allotted to Bank on as (Preferably loans) provided (Specify Name) Sl. District Block Name of GP If YES, Remarks per YES/NO by Banks (Specify Name of for Branch Engaged By 2011 Banks as per service area Opening 1 West Dukli Charipara 6710 Yes TGB TGB Camper Bazar Canara Bank Process initiated 2 West Dukli Ishan Chandra Nagar 5944 Yes UBI UBI Badharghat Vijaya Bank Process initiated 3 North Jubarajnagar Radhapur 5678 Yes UBI UBI Dharmanagar Union Bank Process initiated 4 North Laljuri Chandipur 5133 Yes TGB UBI Kanchanpur Axis Bank Process initiated 5 Unakoti Pecharthal Nabincherra 5025 Yes TGB IOB Pecharthal ICICI Bank Process initiated Concerned Banks are requested to place the present status on Brick & Mortar branch opening in the House. Banks may also open any banking outlet like Ultra Small branch / fixed point BCs, etc. in these villages to extend banking services initially. 16

FINANCIAL INCLUSION Agenda Item No. 4 Pradhan Mantri Jan DhanYojana (PMJDY). Performance of PMJDY as on 30.05.2018 for the State of Tripura is furnished below: Rural Accounts Urban Accounts Total Accounts Deposit (Rs/crore) Aadhaar Seeded Zero balance A/cs RuPay card issued No. No. No. Amt. No. No. No. 615437 238115 853552 706.49* 771310 74584 662613 In Percentage 72.10 27.90 90.36 8.74 77.63 * Average deposit per account Rs 8277/- 31.73 crore PMJDY accounts have been opened so far across the country with deposit of Rs 80717.12 crore with an average deposit of Rs. 2544/- per account as against average deposit of Rs 8277/- per account in the State of Tripura. Aadhaar seeding percentage is 90.36 in Tripura. On the issue of bulk seeding of Aadhaar numbers from MNREGA database or database of other department, all banks are to observe due diligence and obtain written consent of the customer before seeding the Aadhaar number in the Bank account. All banks are requested to push up Aadhaar seeding for smooth DBT transactions. All the banks in the State of Tripura issued Rupay Cards to 77.63% PMJDY customers against national issuance of 75.45%. Activation of Rupay cards is an area of concern for banks in Tripura. Bank Mitras should use Rupay Card compliant hand-held devices at the earliest, so that all the beneficiaries get the benefit of Rs. 1 lac inbuilt accident insurance. This area needs attention by all banks. Number of Zero balance accounts reached to 8.74% of total PMJDY accounts opened in the State. Bankers are requested to convert all zero balance accounts into operative accounts. DFS, MoF, GoI is reviewing the progress of PMJDY in respect of Financial Literacy, Rupay Card activation and status of Bank Mitras through Video Conferencing on regular basis. SLBC Desk Tripura along with member banks and State Mission Director (PMJDY) participate in VCs. SLBC communicates the direction of the DFS regularly to member banks for implementation. 17

Bank Wise Details of PMJDY accounts for the State of Tripura as on 30.05.2018 S.No Banks Rural A/C Urban A/C Male A/C Female A/C Total A/C Total Deposit Zero Balance Account RupayCard Issued Aadhaar Seeded 1 Bank of India 2790 9356 6438 5708 12146 27370095.43 1271 11808 11003 2 Canara Bank 14225 2175 8203 8197 16400 52703568.30 774 11665 14899 3 Central Bank of India 5367 357 2734 2990 5724 10618200.91 293 4266 5251 4 Corporation Bank 1330 2149 2060 1419 3479 15906840.28 32 2967 3081 5 ICICI Bank Ltd 14 234 197 51 248 946494.42 75 248 59 6 Indian Bank 1003 578 634 947 1581 2132192.00 165 1566 1339 7 State Bank of India 36099 85133 57837 63395 121232 275068828.70 17622 102099 95611 8 UCO Bank 28414 23591 24196 27809 52005 146191904.30 9232 16903 42987 9 United Bank of India 120686 75861 103315 93232 196547 4931788801.00 16629 160858 188503 10 Tripura Gramin Bank 370275 16362 149836 236801 386637 1503013423.00 20990 302165 363218 11 TSCBL 14388 2879 6244 11023 17267 5411511.47 1117 11772 14256 12 Axis Bank Ltd 0 354 261 93 354 725767.73 122 316 237 13 Indian Overseas Bank 1435 1751 1760 1426 3186 4930386.43 711 3142 2629 14 HDFC Bank Ltd 0 4517 68 4449 4517 818164.65 1220 4517 1237 15 IDBI Bank Ltd. 3843 1072 2354 2561 4915 7256468.77 994 3904 4047 16 IndusInd Bank Ltd 0 1385 1196 189 1385 1128399.31 210 1298 1344 17 Punjab National Bank 1094 143 657 580 1237 1706784.00 425 1230 553 18 Syndicate Bank 5932 277 3427 2782 6209 17106146.25 695 6138 5380 19 Union Bank of India 4732 1747 3215 3264 6479 17989050.61 922 4443 5945 20 Oriental Bank of Commerce 414 592 609 397 1006 7394630.16 15 960 851 21 Bank of Baroda 2628 4457 4167 2918 7085 19667228.84 496 6625 6243 22 Allahabad Bank 593 451 596 448 1044 2009853.15 200 1043 1041 23 Andhra Bank 0 241 136 105 241 876303.75 33 227 213 24 Bank of Maharashtra 0 631 274 357 631 1561170.00 146 563 597 25 Dena Bank 0 246 167 79 246 166310.36 99 216 196 26 Federal Bank Ltd 0 155 95 60 155 1292839.80 32 153 117 27 Kotak Mahindra Bank Ltd 0 46 39 7 46 33955.02 14 46 32 28 Punjab & Sind Bank 175 152 197 130 327 5335823.00 0 322 321 29 South Indian Bank Ltd 0 130 78 52 130 260219.00 40 71 95 30 Vijaya Bank 0 1093 838 255 1093 3444896.20 10 1082 25 Grand Total 615437 238115 381828 471724 853552 7064856256.84 74584 662613 771310 18

Aadhaar Authentication of All Current & Savings Accounts (CASA) Requirement of Aadhaar submission New & Existing accounts: Customer to submit Aadhaar number Authentication Banks to authenticate Aadhaar data with UIDAI Modes of Authentication Banks may adopt any of the following methods, and decide the extent of demographic information match in case of demographic authentication: Biometric authentication OTP-based authentication Demographic authentication Aadhaar enrolment and update Scheduled Commercial Banks to set up enrolment centres in 10% branches. All bank branches to have ekyc facility Need for time-bound action Need to reach out to all customers to secure authentication ahead of December deadline to avoid: Large numbers of customers with unauthenticated accounts Disruption in banking operation due to inoperative accounts Chief Secretaries requested to organise congregations at Aadhaar enrolment & update centres MGNREGA seeding & enrolment camps by State authorities on till 10.9.2017 Coordinated public awareness campaign Banks to set up OTP-based authentication website/mobile facility 19

United Bank of India, Convener-SLBC Tripura organised one workshop on Aadhaar Authentication of all current and savings accounts with the help of UIDAI on 31.08.2017 i.e. after 122 nd SLBC Meeting for all LDMs and member banks of SLBC Tripura. Status of implementation All the banks have started Aadhaar seeding and authentication for completion of the task of Aadhaar authentication of all current & savings accounts (CASA). E-KYC facility is available with all bank branches. Thirteen Banks in the State of Tripura have already set up 54 Aadhaar Service Centres (Aadhaar Seva Kendras) for offering Aadhaar enrolment and Aadhaar update services to the customers in the State. Bank wise no. of Aadhaar Seva Kendras in Tripura Sl. No. Name of the Bank No. of Aadhaar Seva Kendras 1 United Bank of India 12 2 State Bank of India 8 3 Bank of Baroda 1 4 IDBI Bank 3 5 UCO Bank 4 6 Syndicate Bank 4 7 Central Bank of India 1 8 Bank of India 1 9 Canara Bank 1 10 Punjab National Bank 2 11 ICICI 1 12 Bandhan Bank 1 13 Tripura Gramin Bank 15 Total 54 20

Social Security Schemes: Performance of 3 Social Security Schemes viz. Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana(APY) as on 31.03.2018 is furnished below: Bank Type PMSBY PMJJBY APY Total PSB 161807 54228 10074 226109 RRB 163450 56859 7618 227927 Private 2423 837 995 4255 Co-op 7795 1999 25 9819 Total 335475 113923 18712 468110 Proposed changes under Payment of pro-rata premium for enrolment under PMJJBY: In order to encourage eligible and potential account holders to join PMJJBY at a later stage (those who are enrolling after August, 31st in any policy year -1st June to 31st May) the following modifications in the PMJJBY scheme have been suggested: i. In order to encourage eligible account holders to join the scheme at a later stage payment of pro-rata premium for enrolment under PMJJBY would be allowed, with the minimum premium of Rs 86/- for one quarter required to be paid even if a person enrolls under the scheme one or two months before the end of the policy year (i.e. if he enrolls in March, April or May). Thus, if the enrolment takes place during the months of a. June, July & August Annual premium of Rs. 330/- is payable. b. September, October & November 3 quarters of premium @ 86.00 i.e. Rs. 258/- is payable. c. December, January & February 2 quarters of premium @ 86.00 i.e. Rs. 172/-is payable. d. March, April & May 1 Qly premium @ 86.00 is payable. ii. Lien period of 45 days shall be applicable from date of enrollment. 21

iii. In case of payment of pro-rata premium, the administrative charges payable to Banks (which is currently Rs 11/- per subscriber per annum for premium of Rs. 330/-) shall also be paid on pro-rata basis (i.e. for Qly premium of Rs.86/-, bank will retain an amount of Rs. 3.50, for 2 quarters of premium of Rs. 172/-, bank will retain an amount of Rs. 7/- and for 3 quarters of premium of Rs. 258/-, bank will retain an amount of Rs. 10.50). iv. In case of payment of pro-rata premium, the commission charges payable to a BC/Micro/Corporate agent (currently @ Rs. 30/- per annum per member) would also be payable on pro-rata basis (i.e. for Qly premium of Rs.86/-, it would be Rs. 7.50, for 2 quarters of premium of Rs. 172/-, it would be Rs. 15/- and for 3 quarters of premium of Rs. 258/-, it would be Rs. 22.50). v. Full year s premium @ Rs 330/- would be payable at the time of renewal under the scheme and pro-rata payment would not be allowed. vi. The proposed changes in the scheme features are subject to approval by IRDAI. In this regard, LIC of India has already obtained approval of IRDAI on the above suggested modifications. Accordingly, all the other Life Insurers implementing PMJJBY are advised to implement the above mentioned changes in the scheme (PMJJBY), with the approval of IRDAI. Banks are also advised to do the needful for smooth implementation of the said changes in the scheme. CLAIM SETTLEMENT POSITION Claim position under Social Security Schemes as on 26.05.2018 in the State of Tripura Claim Type Total No. of Claims Total No. of Claim Settled Total amount of Claim settled (in lakh) Total No. of Claims Pending with insurer Total No. of Claims Rejected Total No. of Claims under process PMJJBY 185 173 346 2 8 2 PMSBY 14 9 18 4 1 0 22

Performance of PMSBY, PMJJBY & APY as on 31.03.2018 is also furnished below: AS ON 31.03.2018 State Total Sl. Name of Bank SBY JBY APY 1 Allahabad Bank 620 249 29 2 Andhra Bank 420 260 177 3 Bank of Baroda 4928 1325 412 4 Bank of Maharashtra 208 84 18 5 Bank of India 17939 4868 938 6 Canara Bank 7039 1678 1023 7 Central Bank of India 2671 1232 418 8 Corporation Bank 525 265 85 9 Dena Bank 529 51 8 10 Indian Bank 518 317 64 11 IDBI BANK 1854 1074 186 12 Indian Overseas Bank 430 390 62 13 Punjab National Bank 1735 320 35 14 Punjab & Sind Bank 705 153 87 15 State Bank of India 40313 10341 2017 16 Syndicate Bank 744 272 221 17 Oriental Bank of Commerce 2138 412 57 18 United Bank of India 66698 26402 1670 19 Union Bank of India 1159 594 215 20 UCO Bank 9494 3580 2108 21 Vijaya Bank 1140 361 244 PUBLIC SECTOR BANKS 161807 54228 10074 22 AXIS BANK 396 134 458 23 Bandhan Bank 0 0 143 24 HDFC 866 376 307 25 ICICI Bank 304 113 74 26 IDFC Bank 341 57 0 27 Indusind Bank 298 12 0 28 South Indian Bank 85 64 5 29 Yes Bank 5 4 2 30 Federal Bank 70 35 4 31 Kotak Mahindra Bank Ltd 58 42 2 PRIVATE SECTOR BANKS 2423 837 995 32 Tripura Gramin Bank 163450 56859 7618 RRB 163450 56859 7618 33 ACUB 0 0 0 34 TSCBL 7795 1999 25 Co-Op Banks 7795 1999 25 Total 335475 113923 18712 Grand Total 468110 23

Progress in extension of banking facilities as per Financial Inclusion Plan: The banks have already set up banking outlets in all the 419 villages having 2000 or more population mainly through BC model and Brick and Mortar branches in some villages. BCAs were engaged in 414 villages. B & M branches were opened in 5 (five) villages. 607779 accounts have been rolled out to give coverage of one family-one account. The Banks have since covered all the 619 villages having population less than 2000 through BC model. It was also directed to open brick & mortar branches in at least 5% of the total villages under FI Plan. Accordingly, SLBC Tripura identified 35 centers for opening of Brick & Mortar Branches and allotted among the different Banks. Besides, 269 branches are located in rural areas of Tripura to cater to the needs of people under Financial Inclusion plan. Convergence of insurance facilities with the FI initiatives: Operational from 1 st of June, 2015, the 3 Social Security Schemes launched by the Hon ble Prime Minister of India, namely Pradhan Mantri Suraksha BimaYojana(PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) and Atal Pension Yojana(APY) are in implementation in the State and have shown satisfactory achievement. Progress in GIS data entry: GIS data entry has been completed for all the 8 lead districts of the State. The concerned LDMs have been advised to keep updating the entries as and when occasions arise. 24

Financial Literacy Centers: The 14 FLCs have conducted 115 literacy camps during January-March 2018 with participation of 5832 persons. Besides, 253 rural branches conducted 712 camps during the same period with participation of 10432 persons thus averaging 2.81 Camps per branch during the quarter. All Banks are requested to ensure holding off 3 FLCs by each rural branch in each quarter. CREDIT PLUS ACTIVITIES: - Monitoring initiatives for providing Credit Plus activities by banks and State Government such as setting up of Credit Counseling Centers and RSETIs for providing skills and capacity building to manage businesses. RSETI : Five RSETIs are providing skill development training for the Rural Unemployed youth of all the 8 districts in the State. These RSETIs are functioning in premises temporarily arranged for the purpose. The State Government has allocated land to RSETIs at Dhalai, Udaipur & Kumarghat for constructing permanent premises. Performance of RSETIs: The five RSETIs in Tripura trained 3133 participants during FY 2017-18 (April 2017-March 2018). Out of the total participants, 555 people got employed with their own fund, 1387 have got selfemployed through bank loan and 61 people have been wage employed thus registering employment percentage of 63.93%. The performance of the 5 RSETIs during the current financial year is Annexed. 25

STATE-TRIPURA Performance of RSETIs in Tripura (upto 31.03.2018) Agenda Item No. 3 Annexure No. RSETI - UBI -Udaipur,Gomati F.Y No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees Male Female Total SC ST OBC MC With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL mme 2013-14 26 429 308 737 136 156 178 45 7 499 54 560 405 332 737 2014-15 29 469 277 746 169 67 480 30 5 466 0 471 394 352 746 2015-16 30 481 304 785 174 84 194 42 120 130 0 250 402 383 785 2016-17 28 498 298 796 159 315 130 20 315 327 8 650 317 479 796 2017-18 29 540 344 884 115 314 154 33 189 523 26 738 484 400 884 Total 142 2417 1531 3948 753 936 1136 170 636 1945 88 2669 2002 1946 3948 F.Y No. of Progra RSETI - UBI - Ambassa,Dhalai No. of Progra mme No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees Male Female Total SC ST OBC MC With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL 2013-14 23 286 271 557 109 241 84 30 31 165 61 257 284 273 557 2014-15 25 370 341 711 158 317 151 4 97 384 41 522 381 330 711 2015-16 26 339 278 617 145 268 189 4 74 308 32 414 269 348 617 2016-17 28 412 256 668 102 419 41 6 73 288 27 388 195 473 668 2017-18 21 306 187 493 51 355 53 2 45 111 34 190 189 304 493 Total 123 1713 1333 3046 565 1600 518 46 320 1256 195 1771 1318 1728 3046 RSETI - TGB -SEPAHIJALA, Sepahijala No. of F.Y Progra No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees mme With With Wage Male Female Total SC ST OBC MC owned bank Emplo Total APL BPL TOTAL 2013-14 3 12 88 100 8 46 16 14 0 22 0 22 0 100 100 2014-15 23 122 679 801 143 178 255 98 40 459 0 499 173 628 801 2015-16 29 362 422 784 122 324 182 87 519 222 0 741 498 286 784 2016-17 27 252 513 765 130 299 167 84 205 203 0 408 267 498 765 2017-18 22 212 307 519 70 161 117 107 125 234 x 359 202 317 519 Total 104 960 2009 2969 473 1008 737 390 889 1140 0 2029 1140 1829 2969 RUDSETI, AGARTALA (Promoted by Syndicate & Canara Bank), West Tripura F.Y No. of Progra No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL Male Female Total SC ST OBC MC 2013-14 24 228 514 742 139 374 129 24 309 123 0 432 350 392 742 2014-15 20 195 369 564 68 403 37 20 221 20 0 241 256 308 564 2015-16 30 498 288 786 124 322 152 17 190 367 0 557 504 282 786 2016-17 29 248 446 694 189 107 180 32 38 360 0 398 433 261 694 2017-18 27 233 374 607 119 159 154 14 31 319 0 350 406 201 607 Total 130 1402 1991 3393 639 1365 652 107 789 1189 0 1978 1949 1444 3393 RSETI - SBI -Kumarghat, Unakoti. No. of F.Y Progra mme No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL Male Female Total SC ST OBC MC 2013-14 18 227 125 352 76 70 89 88 35 116 78 229 44 308 352 2014-15 29 269 448 717 148 244 148 95 191 123 112 426 23 694 717 2015-16 29 435 342 777 131 389 140 40 254 156 38 448 150 627 777 2016-17 24 314 275 589 137 188 135 12 87 230 72 389 148 441 589 2017-18 29 319 311 630 165 225 90 27 165 200 1 366 159 471 630 Total 129 1564 1501 3065 657 1116 602 262 732 825 301 1858 524 2541 3065 26

Sl. State District Location(Metro, Urban, SU, Rural) Address QUARTERLY REPORT FINANCIAL LITERACY CENTRES-- REPORT FOR THE QUARTER ENDED MARCH 2018 Date of start of functioning Name of Sponsoring Bank No. of Literacy Camps undertaken during the quarter as per RBI guidelines using standardized financial literacy material of RBI 1 Tripura West Tripura 54 51 141 2519 1966 448 2 Tripura Sepahijala 35 32 90 1398 1176 206 3 Tripura Khowai 25 23 64 1093 844 164 4 Tripura Gomati 35 33 95 1386 1011 198 5 Tripura South 37 34 97 1342 1004 271 6 Tripura Dhalai 34 31 89 1109 1043 51 7 Tripura North 29 28 78 897 790 98 8 Tripura Unakoti 22 21 58 688 572 81 TOTAL 271 253 712 10432 8406 1517 Branch wise details have been annexed. 27 No. of Persons participated in Literacy Camps during the quarter Out of Persons participated, number of persons already having bank a/c at the time of attending the camp Out of persons participated, no. of persons opened bank a/c after attending the camp 1 Tripura Gomati Semi-Urban R-Seti,Udaipur 27.03.09 UBI 29 1001 667 334 2 Tripura Dhalai Rural R-Seti, Ambassa 25.01.11 UBI 15 533 510 23 3 Tripura Sepahijala Urban R-Seti, Sepahijala 12.02.13 TGB 8 172 165 5 4 Tripura West Tripura Urban Rudset Institute 14.09.11 Syndicate Bank & Canara Bank 0 0 0 0 5 Tripura Unakoti Rural R-Seti, Kumarghat 07.07.13 SBI 11 333 310 23 6 Tripura Gomati Semi-Urban LDM(South) 19.10.12 UBI 5 167 158 9 7 Tripura Dhalai Semi-Urban LDM(Dhalai) 19.10.12 UBI 7 667 466 201 8 Tripura Unakoti Semi-Urban LDM(North ) 19.10.12 UBI 5 249 211 30 9 Tripura West Tripura Urban LDM(West) 19.10.12 UBI 9 568 547 21 10 Tripura Khowai Semi-Urban TGB Khowai Branch 17.09.15 TGB 0 0 0 0 11 Tripura South Semi-Urban TGB Santirbazar Branch 30.12.15 TGB 8 1147 1089 51 12 Tripura Gomati Semi-Urban TGB Udaipur Branch 22.09.15 TGB 8 383 327 29 13 Tripura Sepahijala Rural TGB Bishramganj Branch 30.12.15 TGB 10 612 491 67 14 Tripura North Semi-Urban TGB Dharmanagar Branch 05.03.16 TGB 0 0 0 0 Total 115 5832 4941 793 Sr.N o. State District No. of Rural Branches in the District QUARTERLY REPORT RURAL BRANCHES-- REPORT OF CONDUCT OF FINANCIAL LITERACY CAMP FOR THE QUARTER ENDED MARCH 2018 No. of Rural Branches which have conducted literacy camps as per RBI guidelines using standardized Financial Literacy Materials of RBI in the quarter No. of Literacy Camps conducted as per RBI guidelines using standardized Financial Literacy Material of RBI No. of persons participated Out of persons participated, no. of persons already having bank a/c at the time of attending the camp Out of persons participated, no. of persons opened bank a/c after attending the camp

STAND-UP INDIA Stand-Up India Scheme facilitates bank loans between Rs.10 lakh and Rs. 1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a Greenfield Enterprise. Action Points emerged in SLBC Meetings All Banks are to exert effort to achieve Stand-Up India Targets for FY 2017-18 (Action: All Banks). Status of implementation Loans under the scheme had been extended to 107 SC/ST/Women beneficiaries amounting to Rs. 18.09 Crores during April-March 2018 of FY 2017-18. All banks are requested to exert efforts to finance more cases under SUI to achieve the State Target. Bank-wise Progress under the Scheme as on 31 st March 2018 is as follows:- PERFORMANCE UNDER STAND UP INDIA As on 31.03.2018 Amt.: Rs. In Lakhs Sl. Bank SC/ST Women TOTAL No. Amt. No. Amt. No. Amt. 1 Allahabad Bank 1 50.00 1 50.00 2 Andhra Bank 1 10.10 1 10.10 3 Bank of Baroda 1 11.00 1 10.00 2 21.00 4 Canara Bank 6 142.40 6 142.40 5 IDBI Bank 5 51.50 1 10.10 6 61.60 6 Punjab National Bank 1 10.30 1 10.30 7 State Bank of India 19 418.00 7 116.00 26 534.00 8 Syndicate Bank 2 21.94 0 0.00 2 21.94 9 Tripura Gramin Bank 20 358.12 7 75.00 27 433.12 10 UCO Bank 6 67.75 9 163.53 15 231.28 11 United Bank of India 1 13.50 19 279.34 20 292.84 GRAND TOTAL 54 941.81 53 866.77 107 1808.58 28

CD Ratio of Banks in Tripura Agenda Item No. 5 1. Action Points emerged in the 124th SLBC Meeting held on 17.03.2018 All Banks are to exert efforts jointly to raise the CD ratio of the State to 53% as on 31.03.2018. (Action: All Banks & State Government). Status of implementation CD ratio of the Banks in the State increased by 5% from 43% as on 31.03.2017 to 48% as on 31.03.2018. All Banks are requested to take proactive steps for increasing advances in the State for steady growth in CD ratio of the State. 2. Action Points emerged in the 124 th SLBC Meeting held on 17.03.2018. The District Administration would continue to review the CD ratio of the districts in all DCC meetings and Action points should be decided for all districts to push up the CD ratio. Extra efforts should be initiated for West Tripura District to improve its CD ratio with high ticket loan accounts. (Action: All Banks & LDMs) Status of implementation District administration is reviewing the progress of CD Ratio in every DCC meeting and action points are taken to push up the CD ratio of all Banks. Besides, Special Sub-committee (SSC) of West Tripura District is regularly monitoring and reviewing the performance of CD Ratio in each DCC Meeting of West Tripura. 29

CD Ratio: The details of Bank wise and district wise CD ratio are annexed. At the end of March 2018, the CD ratio of the State increased to 48% as compared to 43% as on March 2017. The district wise details are as under: District CD RATIO CD RATIO CD RATIO March 2017 March 2018 Since March 2017 North Tripura 45 49 +4 Unakoti 55 59 +4 South Tripura 46 50 +4 Gomati 85 93 +8 West Tripura 32 36 +4 Sepahijala 62 67 +5 Khowai 64 69 +5 Dhalai 62 66 +4 Total State 43 48 +5 CD ratio of all the districts in the State as on March 2018 has improved over the CD ratio of March 2017. CD Ratio of 93% is the highest in Gomati District, as against 36%, the lowest in West Tripura District having 57% of the total business of the State. District-wise / Bank-wise CD Ratio of Banks is furnished in the Annexure. 30

TRIPURA STATE BANKWISE CREDIT DEPOSIT RATIO OF THE STATE AS ON 31st March' 2018 (Amt. In lac) SL No. Bank's Name No of Brs Total Deposit Total Advance CD Ratio 1 Allahabad Bank 3 10820.52 2831.62 26 2 Bandhan Bank 23 44673.11 143784.43 322 3 Bank Of Borada 4 29980.25 11675.02 39 4 Bank Of India 13 26290.58 17233.96 66 5 Canara bank 13 42781.86 14932.57 35 6 Central Bank Of India 7 15893.29 6531.24 41 7 Dena Bank 1 365.00 68.00 19 8 Indian Bank 3 13253.31 2273.24 17 9 Indian Overseas Bank 5 15565.30 3550.20 23 10 Punjab & Sind Bank 2 2698.00 635.00 24 11 State Bank Of India 65 675867.69 296926.74 44 12 UCO Bank 29 113073.00 30212.00 27 13 Union Bank 7 48685.23 12890.91 26 14 United Bank Of India 65 360110.00 158027.00 44 15 Vijaya Bank 4 18717.82 4584.06 24 16 AXIS BANK 7 27973.03 5891.05 21 17 Punjab National Bank 3 5504.55 3070.07 56 18 Syndicate Bank 6 5879.07 3246.30 55 19 Oriental Bank Of comerce 2 2853.00 502.00 18 20 ICICI 8 12299.15 3915.81 32 21 Tripura Gramin Bank 144 594453.70 238796.67 40 22 ACUB 3 4139.39 1506.14 36 23 TCARDB 5 0.00 1646.64 0 24 IDBI BANK 9 22790.00 4640.00 20 25 IDFC Bank 1 702.60 5434.56 773 26 Tripura State Co-op Bank 65 262211.19 144081.57 55 27 INDUSIND BANK 2 14233.51 9847.12 69 28 HDFC Bank 5 22226.19 18865.51 85 29 Corporation Bank 2 5000.00 493.00 10 30 South Indian Bank 1 5721.47 1549.70 27 31 Yes Bank 1 4340.11 76.30 2 32 Andhra Bank 1 2032.98 325.95 16 33 Bank of Maharashtra 1 614.81 665.63 108 34 Kotak Mahindra Bank Ltd 1 2912.91 51.67 2 35 Federal Bank 1 4354.50 989.90 23 Total : 512 2419017.12 1151751.58 48 DISTRICTWISE CREDIT DEPOSIT RATIO OF THE STATE as on 31st March' 2018 Sl. District No. of Brs. Total Deposit Total Advance CD Ratio 1 West 181 1490870.22 542123.93 36 2 Sepahijala 53 159942.44 107717.28 67 3 Khowai 36 108773.90 74730.27 69 4 Dhalai 46 105800.29 69515.18 66 5 Gomati 63 171287.00 159332.96 93 6 South 55 149920.56 75337.76 50 7 Unakoti 31 95593.34 56315.02 59 8 North 47 136829.35 66679.17 49 Total 512 2419017.12 1151751.58 48 31

TRIPURA STATE Agenda Item No. 5 Credit Deposit Ratio as on 31st March' 2018 for West Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 10831.80 2940.24 27 2 Bandhan Bank 16779.40 40094.71 239 3 Bank Of Borada 30924.06 10208.00 33 4 Bank Of India 13777.48 11917.74 87 5 Canara bank 34861.72 11793.48 34 6 Central Bank Of India 14494.41 6177.55 43 7 Dena Bank 365.00 68.00 19 8 Indian Bank 13159.99 2271.51 17 9 Indian Overseas Bank 10360.92 2436.74 24 10 Punjab & Sind Bank 2521.15 550.18 22 11 State Bank Of India 477141.62 171444.34 36 12 UCO Bank 79263.73 20552.83 26 13 Union Bank 44982.92 11462.86 25 14 United Bank Of India 167678.90 83761.51 50 15 Vijaya Bank 17962.52 4423.20 25 16 AXIS BANK 14128.32 4871.12 34 17 Punjab National Bank 4901.73 2579.35 53 18 Syndicate Bank 3767.53 1747.91 46 19 Oriental Bank Of comerce 2824.73 490.98 17 20 ICICI 6699.30 1862.59 28 21 Tripura Gramin Bank 292935.14 60882.60 21 22 ACUB 3924.49 1580.01 40 23 TCARDB 0.00 488.15 0 24 IDBI BANK 12807.31 2713.12 21 25 IDFC Bank 702.60 5434.56 773 26 Tripura State Co-op Bank 156809.73 50276.12 32 27 INDUSIND BANK 14233.51 9847.12 69 28 HDFC Bank 18248.61 15091.81 83 29 Corporation Bank 3751.02 488.32 13 30 South Indian Bank 5721.47 1549.70 27 31 Yes Bank 4340.11 76.30 2 32 Andhra Bank 2032.98 325.95 16 33 Bank of Maharashtra 614.81 665.63 108 34 Kotak Mahindra Bank Ltd 2966.71 59.80 2 35 Federal Bank 4354.50 989.90 23 Total 1490870.22 542123.93 36 32

STATE TRIPURA Agenda Item No. 5 CD Ratio as on 31st March' 2018 for Gomati District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 465.77 194.47 42 2 Bandhan Bank 3886.18 13818.81 356 3 Bank Of Borada 697.10 473.16 68 4 Bank Of India 1885.69 1455.38 77 5 Canara bank 2647.55 1129.39 43 6 Central Bank Of India 583.73 401.34 69 7 Indian Overseas Bank 718.93 149.40 21 8 State Bank Of India 40564.67 75528.39 186 9 UCO Bank 4100.61 880.23 21 10 Union Bank 2499.44 1085.18 43 11 United Bank Of India 36621.46 14035.06 38 12 AXIS BANK 2314.03 308.72 13 13 Syndicate Bank 677.09 383.45 57 14 ICICI 1489.08 935.76 63 15 Tripura Gramin Bank 40899.65 19824.58 48 16 ACUB 241.23 63.27 26 17 TCARDB 0.00 235.95 0 18 IDBI BANK 6023.26 1123.19 19 19 Tripura State Co-op Bank 23419.97 25178.30 108 20 HDFC Bank 1551.56 2118.93 137 Total : 171287.00 159322.96 93 CD Ratio as on 31st March' 2018 for South Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 1888.08 11609.14 615 2 Bank Of India 230.18 47.90 21 3 Canara bank 801.19 346.07 43 4 State Bank Of India 27235.34 12311.76 45 5 UCO Bank 2429.15 493.00 20 6 Union Bank 1168.06 148.87 13 7 United Bank Of India 27694.36 11098.54 40 8 AXIS BANK 822.51 166.17 20 9 Tripura Gramin Bank 54879.24 28041.23 51 10 TCARDB 0.00 294.98 0 11 IDBI BANK 2129.38 214.32 10 12 Tripura State Co-op Bank 30643.07 10565.78 34 Total : 149920.56 75337.76 50 33

TRIPURA Agenda Item No. 5 CD Ratio as on 31st March' 2018 for Unakoti District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 2443.97 11588.39 474 2 Canara bank 1002.34 160.55 16 3 Central Bank Of India 219.14 47.76 22 4 Indian Overseas Bank 899.82 80.26 9 5 State Bank Of India 28269.02 10714.38 38 6 UCO Bank 2196.57 656.98 30 7 United Bank Of India 21540.52 9945.94 46 8 ICICI 1079.93 150.64 14 9 Tripura Gramin Bank 29249.48 15561.07 53 10 TCARDB 0.00 246.49 0 11 Tripura State Co-op Bank 8692.55 7162.56 82 Total : 95593.34 56315.02 59 CD Ratio as on 31st March' 2018 for North Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 881.82 6476.48 734 2 Bank Of India 3074.33 578.18 19 3 Canara bank 1055.80 459.18 43 4 State Bank Of India 45721.57 10575.75 23 5 UCO Bank 628.48 269.69 43 6 Union Bank 1415.11 253.51 18 7 United Bank Of India 22657.06 11198.98 49 8 AXIS BANK 2431.72 79.79 3 9 Punjab National Bank 360.75 61.91 17 10 Syndicate Bank 1163.58 965.07 83 11 ICICI 752.52 433.30 58 12 Tripura Gramin Bank 44647.24 24573.62 55 13 IDBI BANK 1772.76 889.01 50 14 Tripura State Co-op Bank 8001.24 2708.11 34 15 INDUSIND BANK 893.67 4401.44 493 16 HDFC Bank 1371.70 2755.15 201 Total : 136829.35 66679.17 49 34

TRIPURA Agenda Item No.5 CD Ratio as on 31st March' 2018 for Sepahijala District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 4896.26 18516.90 378 2 Bank Of India 1484.70 536.46 36 3 Canara bank 1431.09 1060.48 74 4 Punjab & Sind Bank 270.82 116.51 43 5 State Bank Of India 35150.12 12641.18 36 6 UCO Bank 14090.11 4432.69 31 7 United Bank Of India 28603.10 8948.68 31 8 AXIS BANK 1475.29 323.57 22 9 Punjab National Bank 527.97 99.69 19 10 Syndicate Bank 369.17 168.38 46 11 Oriental Bank Of comerce 116.09 37.62 32 12 Tripura Gramin Bank 56562.97 23297.26 41 13 TCARDB 0.00 510.78 0 14 Tripura State Co-op Bank 14964.75 37027.08 247 Total : 159942.44 107717.28 67 CD Ratio as on 31st March' 2018 for Khowai District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 672.78 162.65 24 2 Bandhan Bank 3928.62 11824.48 301 3 Canara bank 704.08 284.49 40 4 Indian Overseas Bank 800.83 340.35 42 5 State Bank Of India 20796.19 15617.96 75 6 UCO Bank 8590.93 2704.49 31 7 United Bank Of India 28127.83 10356.33 37 8 ICICI 726.53 250.63 34 9 Tripura Gramin Bank 33951.1 25783.49 76 10 Tripura State Co-op Bank 9831.75 7329.78 75 11 Corporation Bank 643.26 75.62 12 Total : 108773.90 74730.27 69 CD Ratio as on 31st March' 2018 for Dhalai District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 1703.69 6161.27 362 2 Bank Of India 826.15 421.51 51 3 Canara bank 578.85 549.43 95 4 Central Bank Of India 923.83 290.85 31 5 Indian Bank 116.81 26.96 23 6 State Bank Of India 18640.22 7722.06 41 7 UCO Bank 3114.48 1652.68 53 8 United Bank Of India 33488.94 13027.04 39 9 ICICI 826.14 125.54 15 10 Tripura Gramin Bank 33960.17 26199.99 77 11 Tripura State Co-op Bank 11621.01 13337.85 115 Total : 105800.29 69515.18 66 35

Implementation of Annual Credit Plan(ACP) Agenda Item No 6 Action Points emerged in the last SLBC Meetings: 100% disbursement targets set against all sectors under ACP 2017-18 is to be achieved (Action: All Banks). Status of implementation All the banks put together disbursed Rs 4945.32 crore i.e. 113% of the Annual Target for Rs 4386.00 crore under ACP 2017-18 as on March 2018 for FY 2017-18. The overall achievement is 113% against the target of ACP 2017-18 as on 31.03.2018 while achievement under Agriculture sector is 109%. Achievements in MSME and OPS are 147% and 70% of the ACP Targets respectively as on 31.03.2018. A comparative position of achievement in disbursement under ACP 2017-18 as on 31.03.2018 with the corresponding period of the previous year is as under: Amt. Rs. In Lakhs 2016-17 (April to March 2017) 2017-18 (April to March 2018) Sector Plan Achievement (April- March 17) % to Target Plan Achievement (April- March 18) % to Target % of growth (Y-O-Y) Agriculture 129682.45 160901.54 124 211710.85 231530.22 109 44 MSME 96705.52 136676.99 141 109048.27 160054.00 147 17 Other 60119.22 Prisec 62804.96 104 67185.92 47198.90 70-25 Total Prisec 286507.19 360383.49 126 387945.04 438783.12 113 22 Non-Prisec 46916.45 57627.93 123 50655.00 55749.02 110-3 Grand Total 333423.64 418011.42 125 438600.04 494532.14 113 18 Bank wise performance on different sectors under ACP pertaining to the year 2017 18 as on 31.03.2018 has been given in the annexure. 36

Rs. in Crore Achievement of Annual Credit Plan 2017-18 up to 31.03.2018 5000 4000 3000 2000 1000 0 Other Total Total Credit Non Priority Agriculture MSME Priority Priority Plan/Achiev Sector Sector Sector ement Target 2117.11 1090.48 671.86 3879.45 506.55 4386.00 Achievement 2315.30 1600.54 471.99 4387.83 557.49 4945.32 Target Achievement Sector Credit Disbursement under ACP as on 31.03.2017 and 31.03.2018 5000.00 Amt. Rs. in 4500.00 4000.00 3500.00 3000.00 2500.00 2000.00 1500.00 31.03.2017 31.03.2018 1000.00 500.00 0.00 Agricultur MSME Other Total Non Total e Priority Priority Priority Credit Sector Sector Sector Plan/Achi evement 31.03.2017 1609.02 1366.77 628.05 3603.83 576.28 4180.11 31.03.2018 2315.30 1600.54 471.99 4387.83 557.49 4945.32 37

Share of Banks in achievement of ACP 2017-18 up to 31.03.2018 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 545.99 11.04 United Bank of India 539.55 10.91 UCO Bank 148.12 3.00 Canara Bank 43.17 0.87 Central Bank of India 10.28 0.21 Bank of India 58.30 1.18 Union Bank of India 33.15 0.67 Pvt. Sector Banks 2064.47 41.75 Tripura Gramin Bank 986.77 19.95 Cooperative Banks 356.10 7.20 Other Banks 159.42 3.22 TOTAL 4945.32 100.00 Share of Banks in achievement of ACP 2017-18 up to 31.03.2018 Cooperative Banks 7% Tripura Gramin Bank 20% Other Banks 3% State bank of India 11% Pvt. Sector Banks 42% United Bank of India 11% Canara Bank 1% UCO Bank 3% Bank of India 1% Union Bank of India 1% Central Bank of India 0% 38

Sl.No. T A A as % of T T A A as % of T T A A as % of T T A A as % of T (Amt. in Lacs) Non Priority Sector T A A as % of T Total Sector T A A as % of T 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 1 Allahabad Bank 769.00 169.20 22 550.00 1331.19 242 375.00 802.70 214 1694.00 2303.09 136 275.00 509.72 185 1969.00 2812.81 143 2 Andhra Bank 0.00 0.00 0 250.00 114.97 46 175.00 166.22 95 425.00 281.19 66 50.00 44.76 90 475.00 325.95 69 3 Bank of Baroda 714.00 36.47 5 950.00 231.14 24 600.00 111.19 19 2264.00 378.80 17 300.00 303.45 101 2564.00 682.25 27 4 Bank of Maharashtra 0.00 0.00 0 250.00 173.00 69 175.00 120.00 69 425.00 293.00 69 50.00 115.28 231 475.00 408.28 86 5 Bank of India 3177.00 973.51 31 2600.00 3060.89 118 1300.00 456.49 35 7077.00 4490.89 63 950.00 1339.15 141 8027.00 5830.04 73 6 Canara Bank 4355.78 366.55 8 2725.00 1600.41 59 1275.00 694.81 54 8355.78 2661.77 32 1060.00 1655.23 156 9415.78 4317.00 46 7 Central Bank of India 2179.00 119.93 6 1650.00 355.21 22 1200.00 294.82 25 5029.00 769.96 15 525.00 258.28 49 5554.00 1028.24 19 8 Corporation Bank 214.55 10.00 5 325.00 276.00 85 250.00 83.00 33 789.55 369.00 47 125.00 124.00 99 914.55 493.00 54 9 Dena Bank 0.00 0.00 0 250.00 23.90 10 125.00 2.00 2 375.00 25.90 7 50.00 30.79 62 425.00 56.69 13 10 Indian Bank 348.00 0.00 0 650.00 446.40 69 600.00 174.33 29 1598.00 620.73 39 200.00 178.52 89 1798.00 799.25 44 11 IDBI BANK 3214.10 141.02 4 1500.00 1016.14 68 625.00 410.55 66 5339.10 1567.71 29 880.00 124.87 14 6219.10 1692.58 27 12 Indian Overseas Bank 1662.03 359.03 22 975.00 140.00 14 775.00 56.00 7 3412.03 555.03 16 400.00 231.00 58 3812.03 786.03 21 13 Punjab National Bank 491.00 135.15 28 500.00 110.21 22 350.00 296.74 85 1341.00 547.45 41 160.00 113.45 71 1501.00 660.90 44 14 Punjab & Sind Bank 241.00 6.00 2 400.00 49.12 12 300.00 43.00 14 941.00 98.12 10 110.00 27.77 25 1051.00 125.89 12 15 State Bank of India 26288.00 24629.00 94 12900.00 12152.00 94 9975.00 9456.00 95 49163.00 46237.00 94 9050.00 8362.00 92 58213.00 54599.00 94 16 Syndicate Bank 1947.00 152.56 8 1200.00 795.12 66 700.00 54.17 8 3847.00 1001.85 26 535.00 268.31 50 4382.00 1270.16 29 17 Oriental Bank of Commerce 171.00 7.00 4 400.00 263.00 66 230.00 93.00 40 801.00 363.00 45 100.00 169.00 169 901.00 532.00 59 18 United Bank of India 27161.00 25627.14 94 11000.00 10814.46 98 9300.00 8659.77 93 47461.00 45101.37 95 9000.00 8853.48 98 56461.00 53954.85 96 19 Union Bank of India 1834.50 1126.03 61 1600.00 1166.69 73 1000.00 689.10 69 4434.50 2981.82 67 550.00 332.71 60 4984.50 3314.53 66 20 UCO Bank 10549.65 2817.00 27 4750.00 8939.00 188 3650.00 1007.00 28 18949.65 12763.00 67 2220.00 2049.00 92 21169.65 14812.00 70 21 Vijaya Bank 181.00 236.03 130 800.00 2342.57 293 500.00 2019.10 404 1481.00 4597.70 310 180.00 704.00 391 1661.00 5301.70 319 A ACP PUBLIC sec Bank 85497.61 56911.62 67 46225.00 45401.42 98 33480.00 25689.99 77 165202.61 128003.03 77 26770.00 25794.77 96 191972.61 153797.80 80 22 AXIS BANK 1841.80 63.01 3 1650.00 134.62 8 1025.00 156.65 15 4516.80 354.28 8 555.00 1074.32 194 5071.80 1428.60 28 23 Bandhan Bank 43143.61 86604.32 201 26500.00 82310.58 311 4800.00 555.92 12 74443.61 169470.82 228 4050.00 1366.05 34 78493.61 170836.87 218 24 HDFC 1421.00 6210.58 437 1300.00 2102.01 162 495.00 48.02 10 3216.00 8360.61 260 400.00 6505.19 1626 3616.00 14865.80 411 25 ICICI Bank 2497.00 1307.98 52 1650.00 136.87 8 750.00 77.74 10 4897.00 1522.59 31 635.00 1751.54 276 5532.00 3274.13 59 26 IDFC Bank 0.00 3208.75 0 150.00 6126.35 4084 75.00 0.00 0 225.00 9335.10 0 25.00 0.00 0 250.00 9335.10 3734 27 Indusind Bank 642.00 248.17 39 500.00 1733.31 347 250.00 0.00 0 1392.00 1981.48 142 150.00 2159.09 1439 1542.00 4140.57 269 28 South Indian Bank 0.00 60.00 0 300.00 1215.00 405 175.00 372.68 213 475.00 1647.68 347 50.00 800.00 1600 525.00 2447.68 466 29 Yes Bank 0.00 0.00 0 300.00 0.00 0 175.00 0.00 0 475.00 0.00 0 50.00 0.95 2 525.00 0.95 0 30 Federal Bank 0.00 7.65 0 300.00 50.14 17 175.00 30.00 17 475.00 87.79 18 50.00 29.38 59 525.00 117.17 22 31 Kotak Mahindra Bank Ltd 0.00 0.00 0 300.00 0.00 0 175.00 0.00 0 475.00 0.00 0 50.00 0.00 0 525.00 0.00 0 B ACP PRIVATE Sec bank 49545.41 97710.46 197 32950.00 93808.88 285 8095.00 1241.01 15 90590.41 192760.35 213 6015.00 13686.52 228 96605.41 206446.87 214 32 Tripura Gramin Bank 50542.55 51449.00 102 19250.00 18915.00 98 16970.00 16239.00 96 86762.55 86603.00 100 12450.00 12074.00 97 99212.55 98677.00 99 C ACP RRB 50542.55 51449.00 102 19250.00 18915.00 98 16970.00 16239.00 96 86762.55 86603.00 100 12450.00 12074.00 97 99212.55 98677.00 99 33 ACUB 0.00 0.00 0 200.00 0.00 0 550.00 323.00 59 750.00 323.00 43 150.00 0.00 0 900.00 323.00 36 34 TCARDB 996.08 9.20 1 0.00 0.00 0 300.00 4.50 2 1296.08 13.70 1 0.00 0.00 0 1296.08 13.70 1 35 TSCB 25129.20 25449.94 101 10423.27 1928.70 19 7790.92 3701.40 48 43343.39 31080.04 72 5270.00 4193.73 80 48613.39 35273.77 73 D ACP Coop. Bank 26125.28 25459.14 97 10623.27 1928.70 18 8640.92 4028.90 47 45389.47 31416.74 69 5420.00 4193.73 77 50809.47 35610.47 70 GRAND TOTAL TRIPURA STATE BANK-WISE & SECTOR-WISE DISBURSEMENT OF CREDIT VIS-À-VIS TARGETS UNDER ANNUAL CREDIT PLAN 2017-18 DURING 01.04.2017 to 31.03.2018 BANKS Agril & Allied Activities MSME Other Priority Sector Priority Sector 211710.85 231530.22 109 109048.27 160054.00 147 67185.92 47198.90 70 387945.04 438783.12 113 50655.00 55749.02 110 438600.04 494532.14 113 39

Tripura State Districtwise and sectorwise Achievement under Annual Credit Plan 2017-18 during the period 01.04.2017 to 31.03.2018 SL No. Name of District Rupees in lac. Agricultue & Allied MSME OTHER PRISEC TOTAL PRISEC Non-priority Activities sector sector Total Sector T A A as % of T T A A as % of T T A A as % of T T A A as % of T T A A as % of T T A A as % of T 1 West Tripura 44925.76 48817.15 109 44954.03 75154.47 167 25132.90 19445.07 77 115012.69 143416.69 125 9700.00 24638.00 254 124712.69 168054.69 135 2 Khowai 24588.12 26638.80 108 3516.29 8747.36 249 6044.74 3516.46 58 34149.15 38902.62 114 3405.00 2474.44 73 37554.15 41377.06 110 3 Sepahijala 28144.46 30036.41 107 12588.69 17921.38 142 12968.27 4736.83 37 53701.42 52694.62 98 4540.00 2840.55 63 58241.42 55535.17 95 4 Gomati 27973.92 30601.18 109 10740.71 13432.42 125 4746.28 3588.96 76 43460.91 47622.56 110 6820.00 4906.86 72 50280.91 52529.42 104 5 South Tripura 35047.24 34524.64 99 9706.48 10278.38 106 8475.32 6020.20 71 53229.04 50823.22 95 7030.00 5285.67 75 60259.04 56108.89 93 6 North Tripura 20925.50 18828.40 90 11101.28 14571.67 131 3984.68 3789.96 95 36011.46 37190.03 103 6590.00 6116.34 93 42601.46 43306.37 102 7 Unakoti 12808.57 19247.31 150 7133.10 11138.44 156 2353.46 2343.00 100 22295.13 32728.75 147 6270.00 4425.26 71 28565.13 37154.01 130 8 Dhalai 17297.28 22836.33 132 9307.69 8809.88 95 3480.27 3758.42 108 30085.24 35404.63 118 6300.00 5061.90 80 36385.24 40466.53 111 Total 211710.85 231530.22 109 109048.27 160054.00 147 67185.92 47198.90 70 387945.04 438783.12 113 50655.00 55749.02 110 438600.04 494532.14 113 40

Flow of Credit to Agriculture & Allied Activities The position of credit disbursement to agriculture against the Annual Credit Plan as compiled by SLBC for the State of Tripura for last 5 years is as follows: (Rs.in crore) Year Target Achievement % of Target 2013-14 852.39 865.23 102 2014-15 964.48 978.61 101 2015-16 1141.16 1424.78 125 2016-17 1296.82 1609.02 124 2017-18 2117.11 2315.30 109 Growth Over Last Year 63% 44% - Disbursement during FY 2017-18 i.e. April 2017-March 2018 is Rs 2315.30 crore i.e. 109% of Annual Target for Rs 2117.11 crore recording an increase of 44% over the disbursement of corresponding period of last year (2016-17). Plan Year 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 Agency wise achievement Status of Farm Credit under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Parameter Commercial Banks RRB Co-Operatives Others Total Target 376.57 339.32 136.49 0.00 852.39 Achievement 372.34 301.94 190.96 0.00 865.24 % of Achv 99 89 140 0 102 Target 448.62 371.02 144.84 0.00 964.48 Achievement 390.87 334.71 253.04 0.00 978.61 % of Achv 87 90 175 0 101 Target 538.03 416.11 187.03 0.00 1141.16 Achievement 794.44 418.96 211.38 0.00 1424.78 % of Achv 148 101 113 0 125 Target 654.76 447.14 194.92 0.00 1296.82 Achievement 1146.72 419.34 42.96 0.00 1609.02 % of Achv 175 94 22 0 124 Target 1350.43 505.43 261.25 0.00 2117.11 Achievement 1546.22 514.49 254.59 0.00 2315.30 % of Achv 114 102 97 0 109 41

Progress report on flow of farm credit by all Banks in Tripura for the year 2017-18 is given below: Amt. Rs. In Crores Sl No. Directive Target (2017-18) Achievement during 2017-18 (April 17 March 18) 1 Increase in Farm Credit Rs. 2117.11 Achievement during 2017-18 is Rs 2315.30 Crore (109% of the target), i.e. recording an increase of 44% over the disbursement during the corresponding period of last year (2016-17). 2 KCC (No.) 50000 50333 nos. (101% of the target including renewal) KCCs. 3 New Farmers (No.) 4 Investment Credit 50000 42743 nos of New farmers have been financed involving an amount of Rs 200.17 crores. 2-3 cases per branch 10 cases for Rs 0.37 Crores. (R & SU) Bank wise position as on 31.03.2018 for different sectors is furnished in the Annexure. Pradhan Mantri Fasal Bima Yojana (PMFBY): PMFBY has been implemented in the State from Kharif 2016. Awareness programme was organized in each Block of the State on 08.06.2018 by the State Agriculture Department in collaboration with Banks, Block level officials and other financial institutions for improvement of awareness of the farmers so that all eligible farmers are covered during Kharif 2018 so as to protect the farmers from the natural calamities like flood, draught etc. As per scheme, cutoff date for Kharif 2018 is 31.07.2018. Notification for crop insurance by the State Government for Kharif season is yet to be circulated. 42

Implementation of PMFBY in Tripura: Item 2016-17 2017-18 Kharif Rabi Total Kharif Rabi Total Loanee 937 2465 3402 1961 4472 6433 No. of Farmers Non-Loanee 944 7436 8380 359 4859 5218 Insured Total 1881 9901 11782 2320 9331 11651 Area Insured (in ha) Sum Insured (Rs. in lakh) Gross Premium (Rs. in lakh) Total Premium Subsidy (Rs. in Lakh) Farmers Premium (Rs. in lakh) Claim Settled & Disbursed 845.71 1926.86 2772.57 1006 2020.94 3026.94 358.84 1380.29 1739.13 603.22 300.04 903.26 5.05 33.42 38.47 15.83 58.58 74.41 0.13 9.49 9.62 3.76 11.32 15.08 4.92 23.93 28.85 12.07 47.26 59.33 No. of farmers 502 40 542 67 67 Amount Disbursed (Rs. in lakh) 8.34 3.06 11.4 1.46 1.46 Remarks All claims settled Claim settlement for an amount of RS. 34 lakh is under process Claim settlement for Aman Paddy for shortfall in production is under process 43

Share of Banks in achievement of ACP 2017-18 under Agriculture up to 31.03.2018 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 246.29 10.64 Bank of India 9.74 0.42 United Bank of India 256.27 11.07 Canara Bank 3.67 0.16 UCO Bank 28.17 1.22 Central Bank of India 1.20 0.05 Union Bank of India 11.26 0.49 Pvt. Sector Banks 977.10 42.20 Tripura Gramin Bank 514.49 22.22 Cooperative Banks 254.59 11.00 Other Banks 12.52 0.54 TOTAL 2315.30 100.00 Share of Banks in achievement of ACP 2017-18 under Agriculture up to 31.03.2018 Cooperative Banks 11% Tripura Gramin Bank 22% Other Banks 1% State bank of India 11% United Bank of India 11% Pvt. Sector Banks 42% Bank of India 0% Canara Bank 0% Central Bank of India UCO Bank 0% 1% Union Bank of India 1% 44

Bank - wise Targets and Achievement in Agriculture for 2017-18 for the State of Tripura under ACP 2017-2018 as on March 2018 Sl.No. BANKS Target 2016-17 2017-18 Achievement % of Achievem ent Target Achievement Amt. Rs. In Lakhs % of Achievement 1 2 6 7 8 6 7 8 1 Allahabad Bank 360.00 368.98 102 769.00 169.20 22.00 2 Andhra Bank 0.00 0.00 0 0.00 0.00 0.00 3 Bank of Baroda 527.00 21.63 4 714.00 36.47 5.11 4 Bank of Maharashtra 0.00 0.00 0 0.00 0.00 0.00 5 Bank of India 1417.10 736.44 52 3177.00 973.51 30.64 6 Canara Bank 2181.48 361.17 17 4355.78 366.55 8.42 7 Central Bank of India 1109.50 133.74 12 2179.00 119.93 5.50 8 Corporation Bank 152.30 0.00 0 214.55 10.00 4.66 9 Dena Bank 0.00 0.00 0 0.00 0.00 0.00 10 Indian Bank 168.00 12.92 8 348.00 0.00 0.00 11 IDBI BANK 1038.97 565.20 54 3214.10 141.02 4.39 12 Bharatiya Mahila Bank 236.00 15.49 7 0.00 0.00 0 13 Indian Overseas Bank 1009.03 3.50 0 1662.03 359.03 22 14 Oriental Bank of Commerce 216.00 39.00 18 491.00 135.15 28 15 Punjab & Sind Bank 216.00 32.00 15 241.00 6.00 2 16 Punjab National Bank 20498.54 19051.00 93 26288.00 24629.00 94 17 State Bank of India 761.95 78.20 10 1947.00 152.56 8 18 Syndicate Bank 120.00 0.00 0 171.00 7.00 4 19 Union Bank of India 23664.26 22363.97 95 27161.00 25627.14 94 20 United Bank of India 915.93 411.03 45 1834.50 1126.03 61 21 UCO Bank 5371.60 2229.00 41 10549.65 2817.00 27 22 Vijaya Bank 98.00 195.66 200 181.00 236.03 130 A ACP PUBLIC sec Bank 60061.66 46618.93 78 85497.61 56911.62 67 23 AXIS BANK 746.36 183.00 25 1841.80 63.01 3 24 Bandhan Bank 1996.61 60241.08 3017 43143.61 86604.32 201 25 Federal Bank 829.39 5099.00 615 1421.00 6210.58 437 26 HDFC 1363.80 1479.29 108 2497.00 1307.98 52 27 IDFC Bank 0.00 869.10 0 0.00 3208.75 0 28 ICICI Bank 477.66 176.62 37 642.00 248.17 39 29 Indusind Bank 0.00 0.00 0 0.00 60.00 0 30 Kotak Mahindra Bank 0.00 0.00 0 0.00 0.00 0 31 South Indian Bank 0.00 5.00 0 0.00 7.65 0 32 Yes Bank 0.00 0.00 0 0.00 0.00 0 B ACP PRIVATE Sec bank 5413.82 68053.09 1257 49545.41 97710.46 197 33 Tripura Gramin Bank 44714.48 41933.86 94 50542.55 51449.00 102 C ACP RRB 44714.48 41933.86 94 50542.55 51449.00 102 34 ACUB 0.00 0.00 0 0.00 0.00 0 35 TCARDB 1427.03 27.27 2 996.08 9.20 1 36 TSCB 18065.46 4268.39 24 25129.20 25449.94 101 D ACP Coop. Bank 19492.49 4295.66 22 26125.28 25459.14 97 GRAND TOTAL 129682.45 160901.54 124 211710.85 231530.22 109 45

Sl No Name TRIPURA STATE Achievement under Sub-Sectors of Allied Activities against ACP for the Year 2017-18 as on 31.03.2018 W R Dairy Dev Fishery Poultry FMS Other Term Loan Total of Allied Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach 1 Allahabad Bank 8.00 30.54 55.00 41.29 35.00 15.79 25.00 15.36 16.00 5.45 130.00 57.30 269.00 165.72 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 4.00 0.00 70.00 0.00 60.00 0.00 60.00 0.00 20.00 0.00 150.00 32.35 364.00 32.35 4 Bank of India 12.00 20.71 155.00 119.61 135.00 43.06 115.00 83.95 80.00 29.57 580.00 265.45 1077.00 562.34 5 Bank of Maharashtra 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Canara Bank 14.78 3.49 195.00 28.66 225.00 18.39 155.00 12.31 81.00 5.13 575.00 54.67 1245.78 122.65 7 Central Bank of India 7.00 2.07 90.00 16.99 120.00 13.10 80.00 11.56 37.00 6.64 295.00 63.15 629.00 113.51 8 Corporation Bank 0.55 0.00 25.00 0.00 15.00 0.00 10.00 0.00 4.00 0.00 50.00 10.00 104.55 10.00 9 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Indian Bank 3.00 0.00 5.00 0.00 10.00 0.00 15.00 0.00 15.00 0.00 100.00 0.00 148.00 0.00 11 IDBI BANK 7.10 1.18 130.00 0.00 180.00 10.89 140.00 8.60 47.00 5.01 360.00 105.10 864.10 130.78 12 Indian Overseas Bank 4.03 305.19 75.00 0.00 100.00 5.98 55.00 0.00 29.00 0.00 190.00 43.37 453.03 354.53 13 Oriental Bank of Commerce 3.00 0.00 8.00 0.00 2.50 0.00 5.00 0.00 2.50 0.00 50.00 6.00 71.00 6.00 14 Punjab & Sind Bank 1.00 0.00 50.00 0.00 25.00 0.00 10.00 0.00 5.00 0.00 50.00 3.50 141.00 3.50 15 Punjab National Bank 1.00 0.00 50.00 0.00 25.00 0.00 10.00 0.00 5.00 0.00 100.00 130.65 191.00 130.65 16 State Bank of India 121.00 1238.71 1700.00 2926.60 1580.00 2388.72 1455.00 1771.71 552.00 570.03 3330.00 10832.12 8738.00 19727.89 17 Syndicate Bank 7.00 3.04 85.00 22.82 110.00 29.61 70.00 32.11 75.00 15.22 250.00 23.71 597.00 126.52 18 Union Bank of India 9.50 9.73 100.00 45.93 125.00 78.03 80.00 61.05 50.00 14.47 270.00 196.82 634.50 406.03 19 United Bank of India 144.00 464.17 1805.00 2338.66 1600.00 1903.75 1520.00 2264.93 542.00 823.25 3650.00 15334.20 9261.00 23128.96 20 UCO Bank 56.65 55.29 515.00 361.08 465.00 255.35 365.00 221.68 168.00 74.20 1380.00 723.40 2949.65 1691.00 21 Vijaya Bank 1.00 1.67 25.00 40.91 25.00 34.53 25.00 36.89 5.00 10.14 100.00 108.90 181.00 233.03 A Sub Total of Public Sec. Bank 404.61 2135.79 5138.00 5241.87 4837.50 4797.19 4195.00 4520.14 1733.50 1311.90 11610.00 27990.69 27918.61 46945.45 22 AXIS BANK 3.80 3.89 125.00 0.00 80.00 0.00 65.00 15.56 38.00 8.88 230.00 34.68 541.80 63.01 23 Bandhan Bank 53.00 1976.93 1253.00 717.60 740.00 516.94 640.00 1733.96 227.61 1405.51 5730.00 80253.39 8643.61 86604.32 24 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.65 0.00 7.65 25 HDFC 5.00 54.31 110.00 304.94 169.00 172.62 95.00 571.37 42.00 480.74 350.00 3345.94 771.00 4929.93 26 ICICI 20.00 30.72 165.00 163.00 150.00 129.85 140.00 126.17 67.00 33.18 455.00 787.16 997.00 1270.08 27 IDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 1424.33 0.00 541.79 0.00 1242.63 0.00 3208.75 28 Indusind Bank 5.00 4.59 85.00 39.47 75.00 42.87 65.00 35.84 32.00 16.32 80.00 109.08 342.00 248.17 29 Kotak Mahindra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30 SOUTH INDIAN BANK 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 60.00 0.00 60.00 31 YES Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 B Sub Total of Pvt. Sec. Bank 86.80 2070.44 1738.00 1225.02 1214.00 862.28 1005.00 3907.23 406.61 2486.41 6845.00 85840.53 11295.41 96391.91 32 Tripura Gramin Bank 254.55 1323.68 3350.00 7487.56 2420.00 6023.03 2440.00 5200.60 698.00 1777.62 5380.00 21079.22 14542.55 42891.71 C Sub Total of RRB 254.55 1323.68 3350.00 7487.56 2420.00 6023.03 2440.00 5200.60 698.00 1777.62 5380.00 21079.22 14542.55 42891.71 33 ACUB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34 TCARDB 12.50 0.46 215.00 0.82 170.00 1.38 164.00 0.90 69.58 0.71 365.00 4.93 996.08 9.20 35 TSCB 106.02 1190.36 1378.35 8014.66 868.09 3742.41 818.84 1855.77 265.24 1588.37 2901.40 5256.30 6337.94 21647.87 D Sub Total of Coop.Banks 118.52 1190.82 1593.35 8015.48 1038.09 3743.79 982.84 1856.67 334.82 1589.08 3266.40 5261.23 7334.02 21657.07 GRAND TOTAL 864.48 6720.73 11819.35 21969.93 9509.59 15426.28 8622.84 15484.64 3172.93 7165.01 27101.40 140171.67 61090.59 207886.14 46

TRIPURA STATE Agenda Item-6 Achievement of New Farmers brought under finance during the year 2017-18 up to 31.03.2018 (Amt. in Lakhs) Name of Bank New farmers Loans to SF/MF Achievement No. Am ount No. Am ount Sl No 1 2 3 4 5 6 1 Allahabad Bank 4 2.98 4 2.98 2 Bank of Baroda 8 2.86 8 2.86 3 Bank of India 582 315.36 582 315.36 4 Bank of Maharashtra 0 0.00 0 0.00 5 Canara Bank 558 200.21 558 200.21 6 Central Bank of India 15 6.42 15 6.42 7 Corporation Bank 0 0.00 0 0.00 8 IDBI Bank 54 10.24 54 10.24 9 Indian Bank 0 0.00 0 0.00 10 Indian Overseas Bank 10 4.50 10 4.50 11 Oriental Bank of Commerce 3 1.00 3 1.00 12 Punjab & Sind Bank 7 2.50 7 2.50 13 Punjab National Bank 8 4.60 8 4.60 14 State Bank of India 5553 4306.96 5553 4306.96 15 Syndicate Bank 54 22.98 54 22.98 16 UCO Bank 2989 896.93 2989 896.93 17 Union Bank of India 59 715.74 59 715.74 18 United Bank of India 5800 1969.17 5800 1969.17 19 Vijaya Bank 1 3.00 1 3.00 20 Axis Bank 0 0.00 0 0.00 21 Bandhan Bank 0 0.00 0 0.00 22 Federal Bank 0 0.00 0 0.00 23 HDFC 457 1250.08 457 1250.08 24 ICICI 19 37.81 19 37.81 25 Indusind Bank 0 0.00 0 0.00 26 South Indian Bank 0 0.00 0 0.00 27 Tripura Gramin Bank 19125 6796.87 19125 6796.87 28 TSCB 7437 3466.75 7437 3466.75 TOTAL 42743 20016.96 42743 20016.96 47

TRIPURA STATE Achievement of Farm Credit As on March 2018 for the year 2017-18 by the different lending institutions is given below Agenda Item No- 6 Sl.No. BANKS Plan for Farm Credit 2017-18 Achievement 2017-18(April 2017 to (Amt in Lacs) Percentage of Achievement December 2017) 1 Allahabad Bank 769.00 169.20 22 2 Andhra Bank 0.00 0.00 0 3 Bank of Baroda 714.00 36.47 5 4 Bank of Maharashtra 0.00 0.00 0 5 Bank of India 3177.00 973.51 31 6 Canara Bank 4355.78 366.55 8 7 Central Bank of India 2179.00 119.93 6 8 Corporation Bank 214.55 10.00 0 9 Dena Bank 0.00 0.00 0 10 Indian Bank 348.00 0.00 0 11 IDBI BANK 3214.10 141.02 4 12 Indian Overseas Bank 1662.03 359.03 22 13 Punjab National Bank 491.00 135.15 28 14 Punjab & Sind Bank 241.00 6.00 2 15 State Bank of India 26288.00 24629.00 94 16 Syndicate Bank 1947.00 152.56 8 17 Oriental Bank of Commerce 171.00 7.00 0 18 United Bank of India 27161.00 25627.14 94 19 Union Bank of India 1834.50 1126.03 61 20 UCO Bank 10549.65 2817.00 27 21 Vijaya Bank 181.00 236.03 130 A ACP PUBLIC sec Bank 85497.61 56911.62 67 22 AXIS BANK 1841.80 63.01 3 23 Bandhan Bank 43143.61 86604.32 201 24 HDFC 1421.00 6210.58 437 25 ICICI Bank 2497.00 1307.98 52 26 IDFC Bank 0.00 3208.75 0 27 Indusind Bank 642.00 248.17 39 28 South Indian Bank 0.00 60.00 0 29 Yes Bank 0.00 0.00 0 30 Federal Bank 0.00 7.65 0 31 Kotak Mahindra Bank Ltd 0.00 0.00 0 B ACP PRIVATE Sec bank 49545.41 97710.46 197 32 Tripura Gramin Bank 50542.55 51449.00 102 C ACP RRB 50542.55 51449.00 102 33 ACUB 0.00 0.00 0 34 TCARDB 996.08 9.20 1 35 TSCB 25129.20 25449.94 101 D ACP Coop. Bank 26125.28 25459.14 97 GRAND TOTAL 211710.85 231530.22 109 48

Each rural and semi urban branch of commercial banks, on an average, will take up at least 2 to 3 New Investment Projects. Target and achievement for 2017-18 for investment credit is given in the following table: Sl.No. Name of Bank Proposal Received for Investment Project (Rs. In Lacs) Achievement 2017-18 (April 2017 to March 2018) No No Amt 1. CBI 0 0 0 2. SBI 5 5 19.38 3.. UCO 0 0 0.00 4.. UBI 4 4 13.90 5. TGB 1 1 3.50 6. TSCB 0 0 0.00 7. TCARDB 0 0 0.00 Total: 10 10 36.78 Investment Project could be in the areas of plantation and horticulture, animal husbandry, fisheries, minor irrigation, waste land development, agro processing, food processing etc. with a typical project cost of Rs. 3 lac to 5 lac. 49

TRIPURA STATE Agenda Item-6 FINANCE TO SMALL & MARGINAL FARMERS During The Year 2017-18 By The Scheduled Commercial Banks, RRBs and Co-Op Banks is Shown in The Following Table As on 31.03.2018 (Amt. in Lakhs) Loans Granted To Small & Marginal Farmers Sl Name of Bank No No. Amount 1 2 3 4 1 Allahabad Bank 4 2.98 2 Bank of Baroda 8 2.86 3 Bank of India 582 315.36 4 Bank of Maharashtra 0 0.00 5 Canara Bank 558 200.21 6 Central Bank of India 15 6.42 7 Corporation Bank 0 0.00 8 IDBI Bank 54 10.24 9 Indian Bank 0 0.00 10 Indian Overseas Bank 10 4.50 11 Oriental Bank of Commerce 3 1.00 12 Punjab & Sind Bank 7 2.50 13 Punjab National Bank 8 4.60 14 State Bank of India 5553 4306.96 15 Syndicate Bank 54 22.98 16 UCO Bank 2989 896.93 17 Union Bank of India 59 715.74 18 United Bank of India 5800 1969.17 19 Vijaya Bank 1 3.00 20 Axis Bank 0 0.00 21 Bandhan Bank 0 0.00 22 Federal Bank 0 0.00 23 HDFC 457 1250.08 24 ICICI 19 37.81 25 Indusind Bank 0 0.00 26 South Indian Bank 0 0.00 27 Tripura Gramin Bank 19125 6796.87 28 TSCB 7437 3466.75 TOTAL 42743 20016.96 50

Flow of Credit to MSME The position of credit disbursement to MSME sector against the Annual Credit Plan for the State of Tripura for last 5 years is as under: Amt. Rs. In Crore Sl. Plan Year Target Achievement % of Achievement 1 2013-14 688.59 923.36 134 2 2014-15 747.82 846.32 113 3 2015-16 822.67 1219.64 148 4 2016-17 967.06 1366.77 141 5 2017-18 1090.48 1600.54 147 Growth over last year 13% 17% - The disbursement made during FY 2017-18 i.e. April 2017-March 2018 is Rs.1600.54 crore i.e. 147% of the Annual Target, thus recording an increase of 17% over the disbursement of Rs. 1366.77 crore made during the corresponding period last year (2016-17). Plan Year 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 Agency wise achievement Status of MSE / MSME under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Commercial Parameter RRB Co-Operatives Others Total Banks Target 391.39 207.09 90.11 0.00 688.59 Achievement 737.04 136.36 49.94 0.00 923.36 % of Achv 188 66 55 0 134 Target 448.48 210.54 88.8 0.00 747.82 Achievement 625.91 177.53 42.88 0.00 846.32 % of Achv 140 84 48 0 113 Target 510.69 216.04 95.94 0.00 822.67 Achievement 999.29 199.98 20.37 0.00 1219.64 % of Achv 196 93 21 0 148 Target 610.95 241.39 114.71 0.00 967.06 Achievement 1109.67 233.28 23.82 0.00 1366.77 % of Achv 182 97 21 0 141 Target 791.75 192.50 106.23 0.00 1090.48 Achievement 1392.10 189.15 19.29 0.00 1600.54 % of Achv 176 98 18 0 147 Details of achievement of MSME under ACP 2017-18 (April-March 2018) are furnished in the Annexure. 51

Share of Banks in achievement of ACP 2017-18 under MSME up to 31.03.2018 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 121.52 7.59 Bank of India 30.61 1.91 United Bank of India 108.14 6.76 Canara Bank 16.00 1.00 UCO Bank 89.39 5.58 Central Bank of India 3.55 0.22 Union Bank of India 11.67 0.73 Pvt. Sector Banks 938.09 58.61 Tripura Gramin Bank 189.15 11.82 Cooperative Banks 19.29 1.21 Other Banks 73.13 4.57 TOTAL 1600.54 100.00 Share of Banks in achievement of ACP 2017-18 under MSME up to 31.03.2018 Other Banks 4% Cooperative Banks 1% Tripura Gramin Bank 12% State bank of India 8% Bank of India 2% United Bank of India 7% Canara Bank 1% UCO Bank 5% Union Bank of India 1% Pvt. Sector Banks 59% 52

Sl.No. Bank - wise Targets and Achievement in MSME for 2017-18 for the State of Tripura under ACP 2017-2018 as on March' 2018 Amt. Rs. In Lakhs BANKS Target(T) 2016-17 2017-18 Achievement(A) A as % o f T Target(T) Achievement (A) A as % o f T 1 2 6 7 8 6 7 8 1 Allahabad Bank 735.00 737.29 100 550.00 1331.19 242 2 Andhra Bank 250.00 31.04 12 250.00 114.97 46 3 Bank of Baroda 1000.00 840.87 84 950.00 231.14 24 4 Bank of Maharashtra 200.00 77.38 39 250.00 173.00 69 5 Bank of India 2150.00 1921.37 89 2600.00 3060.89 118 6 Canara Bank 1945.00 2109.27 108 2725.00 1600.41 59 7 Central Bank of India 2010.00 182.93 9 1650.00 355.21 22 8 Corporation Bank 325.00 250.00 77 325.00 276.00 85 9 Dena Bank 150.00 13.12 9 250.00 23.90 10 10 Indian Bank 1150.00 621.56 54 650.00 446.40 69 11 IDBI BANK 790.00 565.42 72 1500.00 1016.14 68 12 Bharatiya Mahila Bank 140.00 182.57 130 0.00 0.00 0 13 Indian Overseas Bank 1035.00 64.36 6 975.00 140.00 14 14 Punjab National Bank 650.00 286.00 44 500.00 110.21 22 15 Punjab & Sind Bank 700.00 105.00 15 400.00 49.12 12 16 State Bank of India 700.00 14152.00 2022 12900.00 12152.00 94 17 Syndicate Bank 14980.00 1114.94 7 1200.00 795.12 66 18 Oriental Bank of Commerce 1210.00 90.00 7 400.00 263.00 66 19 United Bank of India 1980.00 17084.31 863 11000.00 10814.46 98 20 Union Bank of India 16810.53 1012.07 6 1600.00 1166.69 73 21 UCO Bank 4550.00 5066.00 111 4750.00 8939.00 188 22 Vijaya Bank 900.00 2235.22 248 800.00 2342.57 293 A ACP PUBLIC sec Bank 54360.53 48742.72 90 46225.00 45401.42 98 23 AXIS BANK 1675.00 1330.00 79 1650.00 134.62 8 24 Bandhan Bank 1090.00 54513.72 5001 26500.00 82310.58 311 25 HDFC 885.00 2432.00 275 1300.00 2102.01 162 26 ICICI Bank 1210.00 89.75 7 1650.00 136.87 8 27 IDFC Bank 0.00 2339.05 0 150.00 6126.35 4084 28 Indusind Bank 375.00 729.61 195 500.00 1733.31 347 29 South Indian Bank 550.00 662.46 120 300.00 1215.00 405 30 Yes Bank 550.00 0.00 0 300.00 0.00 0 31 Federal Bank 200.00 122.00 61 300.00 50.14 17 32 Kotak Mahindra Bank Ltd 200.00 5.74 3 300.00 0.00 0 B ACP PRIVATE Sec bank 6735.00 62224.33 924 32950.00 93808.88 285 33 Tripura Gramin Bank 24138.65 23327.59 97 19250.00 18915.00 98 C ACP RRB 24138.65 23327.59 97 19250.00 18915.00 98 34 ACUB 210.00 0.00 0 200.00 0.00 0 35 TCARDB 0.00 0.00 0 0.00 0.00 0 36 TSCB 11261.34 2382.35 21 10423.27 1928.70 19 D ACP Coop. Bank 11471.34 2382.35 21 10623.27 1928.70 18 GRAND TOTAL 96705.52 136676.99 141 109048.27 160054.00 147 GRAND TOTAL 175414.70 208747.30 119 174723.27 224370.42 128 53

Flow of credit to Other Priority Sectors The position of credit disbursement to Other Priority Sectors against the Annual Credit Plan for the State of Tripura for last 5 years is given below- Amt. Rs. In Crore Sl. Plan Year Target Achievement % of Achievement 1 2013-14 427.10 472.26 111 2 2014-15 464.51 433.62 93 3 2015-16 549.73 468.74 85 4 2016-17 601.19 628.05 104 5 2017-18 671.86 471.99 70 Growth over last year 12% -25% - All banks disbursed Rs. 471.99 crore during FY 2017-18 i.e. from April 2017 - March 2018 against the disbursement of Rs. 628.05 crore made during the corresponding period of last year (2016-17). Agency wise achievement Status of OTHER PRIORITY SECTORS(OPS) under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Commercial Plan Year Parameter RRB Co-Operatives Others Total Banks 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 Target 213.46 138.79 74.86 0.00 427.1 Achievement 274.08 173.15 25.03 0.00 472.26 % of Achv 128 125 33 0 111 Target 247.68 141.27 75.56 0.00 464.51 Achievement 277.16 126.14 30.32 0.00 433.62 % of Achv 112 89 40 0 93 Target 307.69 156.19 85.84 0.00 549.73 Achievement 276.34 149.58 42.82 0.00 468.74 % of Achv 90 96 50 0 85 Target 350.07 160.94 90.18 0.00 601.19 Achievement 439.89 153.45 34.71 0.00 628.05 % of Achv 126 95 38 0 96 Target 415.75 169.70 86.41 0.00 671.86 Achievement 269.31 162.39 40.29 0.00 471.99 % of Achv 65 96 47 0 70 Details of achievement of Other Priority Sectors (OPS) under ACP 2017-18 during April 2017- March 2018 are furnished in the Annexure. 54

Share of Banks in achievement of ACP 2017-18 under OTHER PRIORITY SECTORS up to 31.03.2018 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 94.56 20.03 Bank of India 4.56 0.97 United Bank of India 86.6 18.35 Canara Bank 6.95 1.47 UCO Bank 10.07 2.13 Central Bank of India 2.95 0.63 Union Bank of India 6.89 1.46 Pvt. Sector Banks 12.41 2.63 Tripura Gramin Bank 162.39 34.41 Cooperative Banks 40.29 8.54 Other Banks 44.32 9.39 TOTAL 471.99 100.00 Share of Banks in achievement of ACP 2017-18 under OTHER PRIORITY SECTORS up to 31.03.2018 Cooperative Banks 9% Other Banks 9% State bank of India 20% Bank of India 1% Tripura Gramin Bank 34% United Bank of India 18% Pvt. Sector Banks 3% Union Bank of India 1% UCO Bank 2% Canara Bank 2% Central Bank of India 1% 55

Bank - wise Targets and Achievement in OTHER PRIORITY SECTORS for 2017-18 for the State of Tripura under ACP 2017-2018 as on March'2018 Amt. Rs. In Lakhs Sl.No. BANKS 2016-17 2017-18 Target(T) Achievement(A) A as % o f T Target(T) Achievement(A) A as % o f T 1 2 6 7 8 6 7 8 1 Allahabad Bank 282.50 316.55 112 375.00 802.70 214 2 Andhra Bank 175.00 16.94 10 175.00 166.22 95 3 Bank of Baroda 600.00 268.48 45 600.00 111.19 19 4 Bank of Maharashtra 175.00 21.19 12 175.00 120.00 69 5 Bank of India 1170.00 588.58 50 1300.00 456.49 35 6 Canara Bank 1185.00 1619.06 137 1275.00 694.81 54 7 Central Bank of India 1130.00 302.70 27 1200.00 294.82 25 8 Corporation Bank 250.00 50.00 20 250.00 83.00 33 9 Dena Bank 125.00 11.17 9 125.00 2.00 2 10 Indian Bank 600.00 355.57 59 600.00 174.33 29 11 IDBI BANK 495.00 66.41 13 625.00 410.55 66 12 Bharatiya Mahila Bank 105.00 560.38 534 0.00 0.00 0 13 Indian Overseas Bank 705.00 207.25 29 775.00 56.00 7 14 Punjab National Bank 230.00 34.06 15 350.00 296.74 85 15 Punjab & Sind Bank 300.00 96.00 32 300.00 43.00 14 16 State Bank of India 300.00 8508.00 2836 9975.00 9456.00 95 17 Syndicate Bank 9075.00 82.47 1 700.00 54.17 8 18 Oriental Bank of Commerce 560.00 8.00 1 230.00 93.00 40 19 United Bank of India 930.00 8304.58 893 9300.00 8659.77 93 20 Union Bank of India 9003.21 596.73 7 1000.00 689.10 69 21 UCO Bank 3380.00 4925.00 146 3650.00 1007.00 28 22 Vijaya Bank 500.00 37.73 8 500.00 2019.10 404 A ACP PUBLIC sec Bank 31275.71 26976.85 86 33480.00 25689.99 77 23 AXIS BANK 939.30 23.20 2 1025.00 156.65 15 24 Bandhan Bank 742.00 16399.08 2210 4800.00 555.92 12 25 HDFC 460.00 16.33 4 495.00 48.02 10 26 ICICI Bank 675.00 0.00 0 750.00 77.74 10 27 IDFC Bank 0.00 0.00 0 75.00 0.00 0 28 Indusind Bank 215.00 0.00 0 250.00 0.00 0 29 South Indian Bank 175.00 573.65 328 175.00 372.68 213 30 Yes Bank 175.00 0.00 0 175.00 0.00 0 31 Federal Bank 175.00 0.00 0 175.00 30.00 17 32 Kotak Mahindra Bank Ltd 175.00 0.00 0 175.00 0.00 0 B ACP PRIVATE Sec bank 3731.30 17012.26 456 8095.00 1241.01 15 33 Tripura Gramin Bank 16093.91 15344.76 95 16970.00 16239.00 96 C ACP RRB 16093.91 15344.76 95 16970.00 16239.00 96 34 ACUB 800.00 292.00 37 550.00 323.00 59 35 TCARDB 250.00 35.98 14 300.00 4.50 2 36 TSCB 7968.30 3143.11 39 7790.92 3701.40 48 D ACP Coop. Bank 9018.30 3471.09 38 8640.92 4028.90 47 GRAND TOTAL 60119.22 62804.96 104 67185.92 47198.90 70 56

Share of Banks in achievement of ACP 2017-18 under PRIORITY SECTOR up to 31.03.2018 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 462.37 10.54 Bank of India 44.91 1.02 United Bank of India 451.01 10.28 Canara Bank 26.62 0.61 UCO Bank 127.63 2.91 Central Bank of India 7.70 0.18 Union Bank of India 29.82 0.68 Pvt. Sector Banks 1927.60 43.93 Tripura Gramin Bank 866.03 19.74 Cooperative Banks 314.17 7.16 Other Banks 129.97 2.96 TOTAL 4387.83 100.00 Share of Banks in achievement of ACP 2017-18 under PRIORITY SECTOR up to 31.03.2018 Cooperative Banks 7% Other Banks 3% State bank of India 10% Bank of India 1% Tripura Gramin Bank 20% United Bank of India 10% Canara Bank 1% UCO Bank 3% Union Bank of India 1% Pvt. Sector Banks 44% 57

Agenda No.- 7 Issuance of KCC during the year 2017-18 Action Points emerged in the 124 th SLBC Meeting held on 17.03.2018 All Banks are to exert efforts to issue KCCs to all eligible farmers within 31.03.2018 (Action: All Banks and Agriculture Department). Status of implementation 50333 KCCs (Including Renewal) sanctioned by Banks amounting to Rs. 236.44 Crores during FY 2017-18, thereby achieving 101% of the tentative Annual Target (50,000 Nos.). Apart from Crop loans, 2,77,452 numbers of Term loans have been disbursed amounting to Rs. 2078.86 Crores. Performance of KCC in the last three years is given below: (Amt. Rs in lacs) Quarter Year Target Issued No. Amt. % of Achievement. March-2016 2015-16 50000 61453 26794.79 123 March-2017 2016-17 50000 48614 23979.08 97 March-2018 2017-18 50000 50333 23644.08 101 Bank-wise performance under KCC as on 31.03.2018 has been shown in the Annexure. 58

TRIPURA STATE Performance of Banks in Crop Loan & Term Loan to Agriculture during the year 2017-18 as on 31.03.2018 (Amt in Lacs) Sl.No. BANKS Crop Term Loan Total A/c. Amt. A/c. Amt. A/c. Amt. 1 2 3 4 5 6 7 8 1 Allahabad Bank 6 3.48 105 165.72 111 169.20 2 Andhra Bank 0 0.00 0 0.00 0 0.00 3 Bank of Baroda 12 4.12 23 32.35 35 36.47 4 Bank of India 678 411.17 237 562.34 915 973.51 5 Bank of Maharashtra 0 0.00 0 0.00 0 0.00 6 Canara Bank 647 243.90 98 122.65 745 366.55 7 Central Bank of India 15 6.42 32 113.51 47 119.93 8 Corporation Bank 0 0.00 1 10.00 1 10.00 9 Dena Bank 0 0.00 0 0.00 0 0.00 10 Indian Bank 0 0.00 0 0.00 0 0.00 11 IDBI BANK 54 10.24 375 130.78 429 141.02 12 Indian Overseas Bank 10 4.50 121 354.53 131 359.03 13 Oriental Bank of Commerce 3 1.00 3 6.00 6 7.00 14 Punjab & Sind Bank 7 2.50 3 3.50 10 6.00 15 Punjab National Bank 8 4.60 98 130.55 106 135.15 16 State Bank of India 6471 4901.11 11487 19727.89 17958 24629.00 17 Syndicate Bank 64 26.04 127 126.52 191 152.56 18 Union Bank of India 78 720.00 94 406.03 172 1126.03 19 United Bank of India 7391 2498.18 9478 23128.96 16869 25627.14 20 UCO Bank 3412 1126.00 910 1691.00 4322 2817.00 21 Vijaya Bank 1 3.00 119 233.03 120 236.03 A Sub Total of Public Sec. Bank 18857 9966.26 23311 46,945.36 42168 56911.62 22 AXIS BANK 0 0.00 105 63.01 105 63.01 23 Bandhan Bank 0 0.00 176152 86604.32 176152 86604.32 24 Federal Bank 0 0.00 5 7.65 5 7.65 25 HDFC 482 1280.65 11263 4929.93 11745 6210.58 26 ICICI 19 37.81 3357 1270.17 3376 1307.98 27 IDFC Bank 0 0.00 14265 3208.75 14265 3208.75 28 Indusind Bank 0 0.00 96 248.17 96 248.17 29 Kotak Mahindra Bank 0 0.00 0 0.00 0 0.00 30 SOUTH INDIAN BANK 0 0.00 1 60.00 1 60.00 31 YES Bank 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 501 1318.46 205244 96392.00 205745 97710.46 32 Tripura Gramin Bank 22527 8557.29 46820 42891.71 69347 51449.00 C Sub Total of RRB 22527 8557.29 46820 42891.71 69347 51449.00 33 ACUB 0 0.00 0 0.00 0 0.00 34 TCARDB 0 0.00 10 9.20 10 9.20 35 TSCB 8448 3802.07 2067 21647.87 10515 25449.94 D Sub Total of Coop.Banks 8448 3802.07 2077 21,657.07 10525 25459.14 GRAND TOTAL 50333 23644.08 277452 207886.14 327785 231530.22 59

TRIPURA STATE Agenda Item No-7 BANK-WISE POSITION IN IMPLEMENTATION OF ISSUING KCCs FOR THE STATE OF TRIPURA DURING THE YEAR 2017-18 AS ON 31.03.2018 Amount in Lacs Sl.No. BANKS Target Proposals sanctioned Proposal Renew ed Proposal disbursed Outstanding No. No. Amt. No. Amt. No. Amt. No. Amt. 1 2 3 4 5 6 7 8 9 10 11 1 Allahabad Bank 150 6 3.48 2 0.50 6 3.48 38 7.11 2 Bank of Baroda 550 12 4.12 4 1.26 12 4.12 45 23.71 3 Bank of India 50 678 411.17 96 95.81 678 411.17 1123 4533.71 4 Bank of Maharashtra 0 0 0.00 0 0.00 0 0.00 0 0.00 5 Canara Bank 600 647 243.90 89 43.69 647 243.90 912 1000.99 6 Central Bank of India 300 15 6.42 0 0.00 15 6.42 94 87.41 7 Corporation Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 8 IDBI Bank 450 54 10.24 0 0.00 54 10.24 644 172.00 9 Indian Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 10 Indian Overseas Bank 250 10 4.50 0 0.00 10 4.50 56 42.80 11 Oriental Bank of Commerce 50 3 1.00 0 0.00 3 1.00 3 1.00 12 Punjab & Sind Bank 50 7 2.50 0 0.00 7 2.50 27 20.53 13 Punjab National Bank 100 8 4.60 0 0.00 8 4.60 18 15.10 14 State Bank of India 7050 6627 4932.00 918 594.15 6471 4901.11 66214 20198.67 15 Syndicate Bank 275 64 26.04 10 3.06 64 26.04 146 70.68 16 UCO Bank 2650 3412 1126.00 423 229.07 3412 1126.00 6770 2458.00 17 Union Bank of India 275 78 720.00 19 4.26 78 720.00 177 123.31 18 United Bank of India 7350 7391 2587.38 1591 529.01 7391 2498.18 30117 8973.42 19 Vijaya Bank 50 1 3.00 0 0.00 1 3.00 51 38.73 20 Axis Bank 200 0 0.00 0 0.00 0 0.00 67 35.41 21 Bandhan Bank 1000 0 0.00 0 0.00 0 0.00 0 0.00 22 Federal Bank 0 0 0.00 0 0 0 0.00 16 4.80 23 HDFC 300 482 1280.65 25 30.57 482 1280.65 482 2299.59 24 ICICI 400 19 37.81 0 0.00 19 37.81 54 19.38 25 Indusind Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 26 South Indian Bank 0 0 0.00 0 0 0 0.00 0 0.00 27 Tripura Gramin Bank 20850 22527 8557.29 3402 1760.42 22527 8557.29 107201 15490.59 28 TSCB 6900 8448 3802.07 1011 335.32 8448 3802.07 79216 6070.08 TOTAL 50000 50489 23764.17 7590 3627.12 50333 23644.08 293471 61687.02 60

SELF HELP GROUPS Agenda No- 8 Sl.No. Name of the Bank Deposit Linkage cumulative SELF HELP GROUP Position as on 31.03.2018 Under SHG (NRLM+NERLP+WSHG) Credit linkage 2017-18 Direct SHG (Amt. in Rs./Lacs) Total No. Amt. Nos. Amt. Nos. Amt. Nos. Amt. Outstanding as on 31-03-2018 No Amt. 1 2 3 4 5 6 7 8 9 10 UBI 7021 1650.16 240 244.28 12 16.07 252 260.35 3721 1662.11 SBI 5291 514.28 42 40.37 9 7.20 51 47.57 3878 3510.61 TGB 31688 4319.91 36 42.18 242 260.47 278 302.65 20488 5158.99 TSCB 10439 566.15 367 358.77 0 0.00 367 358.77 6107 2885.42 UCO 74 17.62 13 15.20 2 0.35 15 15.55 76 72.08 P & SB 3 1.00 0 0.00 0 0.00 0 0.00 0 0.00 VB 12 1.12 4 3.00 0 0.00 4 3.00 2 1.50 BOI 319 99.80 51 43.50 72 63.66 123 107.16 0 0.00 IDBI 6 8.40 6 8.40 0 0.00 6 8.40 7 9.82 BOB 24 2.80 0 0.00 12 9.60 12 9.60 12 5.45 TOTAL : 54877 7181.24 759 755.70 349 357.35 1108 1113.05 34291 13305.98 Action Points emerged in SLBC Meetings: To ensure implementation of CBRM Mechanism by the rural Branches and hold meeting on monthly basis (Action: All Banks) Status of implementation The Rural Bank Branches are conducting meetings and Banks are once again requested to monitor the implementation of the CBRM mechanism at the Branch level to improve recovery position in the rural areas. 61

TRIPURA STATE Agenda Item No.8 SELF HELP GROUP Position as on 31.03.2018 NERLP (Rs. in Lakhs) Deposit Linkage Capacity RF/ Credit Linked No. of Sl. District No. of Amt. Building No. No. Amt. Federations 1 West 4704 1113.00 7560 4483 5045.00 173 2 Sepahijala 3760 439.17 643 3459 691.80 136 3 Khowai 2772 4285.58 728 7 7.00 104 4 North 3900 402.33 6081 3508 3975.00 146 5 Unakoti 2671 301.40 2415 25 25.50 86 TOTAL 17807 6541.48 17427 11482 9744.30 645 NRLM (Rs. in Lakhs) Deposit Linkage Capacity RF/ Credit Linked No. of Sl. District No. of Amt. Building No. No. Amt. Federations 1 Dhalai 1538 154.22 1149 176 175.57 74 2 Gomati 1556 220.34 1072 249 283.05 70 3 South 1534 233.53 1253 410 379.44 85 TOTAL 4628 608.09 3474 835 838.06 229 W-SHG(Women-SHG) West Tripura Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building (No. No. Amt. Federations 1 UBI 94 12.37 913 107 42.85 7 2 TGB 327 40.90 2085 282 111.90 0 3 SBI 77 9.48 702 55 20.30 67 4 CBI 6 0.39 22 0 0.00 0 5 VB 9 0.38 12 6 2.70 0 TOTAL 513 63.52 3734 450 177.75 74 W-SHG(Women-SHG) Dhalai Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building No. No. Amt. Federations 1 UBI 26 0.67 33 1 0.10 2 2 SBI 1 0.02 3 3 0.30 0 3 UCO 9 0.22 18 3 0.33 6 4 TSCB 293 7.21 576 154 16.87 38 5 TGB 154 3.96 355 26 0.28 19 TOTAL 483 12.08 985 187 17.88 65 W-SHG(Women-SHG) Unakoti Tripura (Amt. in Rs./Lacs) (Rs. in Lakhs) (Rs. in Lakhs) (Rs. in Lakhs) Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building (No. No. Amt. Federations 1 TGB 1341 89.40 0 19 19.00 37 2 TSCB 391 20.00 0 0 0.00 12 3 UBI 146 21.00 0 0 0.00 9 4 Bandhan 55 8.00 0 0 0.00 0 5 Canara 184 38.00 0 0 0.00 12 6 SBI 57 12.00 0 0 0.00 0 7 CBI 117 43.00 0 0 0.00 3 8 IOB 8 2.00 0 0 0.00 2 9 UCO 142 68.00 0 6 6.00 4 TOTAL 2441 301.40 0 25 25.00 79 GRAND TOTAL 25872 7526.57 25620 12979 10802.99 1092 62

Deendayal Antyodaya Yojana- National Urban Livelihood Mission (DAY-NULM): The Sate target for disbursement of DAY-NULM loan to Individual and Group under SEP component for the FY 2017-18 was 190 (Individual- 140 & Group- 50) to 10 ULBs. All banks sanctioned loans to 36 individuals and 8 Groups during FY 2017-18. ULB Wise Performance for FY 2017-18: Details of loan proposals disbursed from 1st April 2017 to 31st March 2018 under DAY-NULM Name of ULB Total No. of Loan Proposal Disbursed to Individual Total Amount of Loan Proposal Disbursed (Amt. in lakh) Break up of details Name of Bank No. of loan Disbursed Total No. of Loan Proposal Disbursed to SHG Total Amount of Loan Proposal Disbursed (Amt. in lakh) Break up of details Name of Bank No. of loan Disbursed Dharmanagar 3 4.10 TGB 2 TSCB 1 2 1.80 TGB 2 Kailasahar 9 6.70 TGB 6 UCO 3 0 0.00 Khowai 1 2.00 UCO 1 2 2.00 SBI 2 Agartala 2 4.00 UCO 2 0 0.00 Udaipur 4 6.80 Union Bank 2 UBI 2 0 0.00 UBI 1 Canara 2 Belonia 17 21.70 TGB 7 SBI 2 4 2.00 TSCB 4 TSCB 4 UCO 1 TOTAL 36 45.30 36 8 5.80 8 State Target for disbursement of loan to Individual, Group and SHG under SEP component for the FY 2018-19 has been finalized by the Directorate of Urban Development, Government of Tripura. The Target of SEP(I) is 200, SEP (G) is 80 and SHG Bank Linkage is 100.The allocation of total Target to all 20 ULBs is annexed. 63

Self Employment Programme (SEP) Target for the Financial Year 2018-19 Sl. No. Name of ULBs SEP (Individual Target) (A+B) SEP (Group Target) (A+B) No. of SHGs to be covered under SHG- Bank Linkage Programme No. of beneficiaries assisted-individual enterprises through Task Force Committee (A) No. of beneficiaries assisted- individual enterprises through MUDRA convergence (B) No. of groups and no. of beneficiaries assisted-group enterprises through Task Force Committee (A) No. of groups and no. of beneficiaries assisted- group enterprises through MUDRA convergence 1 AMC 15 5 4 2 11 2 Dharmanagar 10 5 4 2 10 3 Kailasahar 15 5 4 2 11 4 Ambassa 10 5 3 2 10 5 Khowai 20 5 4 2 11 6 Udaipur 10 5 4 2 10 7 Belonia 20 5 2 2 11 8 Panisagar 3 2 2 1 2 9 Kumarghat 3 2 2 1 2 10 Kamalpur 3 2 2 1 2 11 Teliamura 3 2 2 1 2 12 Jirania 3 2 2 1 2 13 Ranirbazar 3 2 2 1 2 14 Mohanpur 3 2 2 1 2 15 Bishalgarh 3 2 2 1 2 16 Sonamura 3 2 2 1 2 17 Melaghar 3 2 2 1 2 18 Amarpur 3 2 2 1 2 19 Santirbazar 3 2 2 1 2 20 Sabroom 3 2 2 1 2 Total 139 61 53 27 100 64

Recovery Performance of Banks As on 31.03.2018 Agenda Item No. 9 The recovery mechanism is also not functioning properly and the NPAs are rising more or less in all banks. Some of the reasons could be as under: Diversion of fund. Joint Recovery camps with active involvement of State Govt. Representatives are not being held frequently. Inadequate follow- up and personal contact with the borrowers. Un-remunerative price of Agricultural produce. Marketing facility is inadequate for industrial products. A good number of borrowers do not repay their loans willfully. Two Debt Waiver schemes have left negative image in the minds of borrowers who used to be paymasters earlier. Recovery process through legal recourse is time consuming. Recovery percentage under Public Demand Recovery Act is very poor. In enforcing recovery through SARFAESI act, more proactive support of State Govt. is necessary. The house may discuss these issues and suggest corrective measures for implementation. Sector wise recovery Overall recovery percentage in respect of three broad sectors, viz., Agriculture, MSME and Other Prisec as on 31.03.2018 stands at 63%. A comparative table relating to March 2018 with that of March 2017 is produced below: Rs/ Lacs Sector March 2017 March 2018 Demand Recovery % Demand Recovery % Agriculture & allied 71784.75 49173.43 69 78667.00 50464.33 64 MSME 74295.08 54320.47 73 75340.18 47852.64 64 Other Prisec 53978.66 23510.98 44 43194.44 26582.15 62 TOTAL 200058.49 127004.88 63 197201.62 124899.12 63 Scheme wise recovery as on 31.03.2018 Comparative position of some selected schemes is given below: Rs/ Lacs Sector March 2017 March 2018 Demand Recovery % Demand Recovery % SJSRY 1930.39 37.99 2 2077.89 152.54 7 SGSY 3590.86 733.85 20 532.25 88.47 17 REGP(MMS) 1961.97 895.47 46 2028.78 1112.23 55 PMRY 2737.07 220.06 8 2428.30 238.89 10 PMEGP 7819.12 3918.00 50 4105.45 1635.53 40 65

Sl.No. Name of Bank BANK-WISE & SECTOR-WISE RECOVERY PERFORMANCE AS ON 31.03.2018 Agri. & Allied activities Demand Recovery Recovery % MSME Other Priority Sector Total Sector Demand Recovery Recover y % Demand Recovery Recover y % AGENDA ITEM NO.9 Demand Recovery Recovery % 1 2 3 4 5 6 7 8 9 10 11 14 15 16 1 Allahabad Bank 4.95 1.50 30 63.91 12.30 19 46.95 10.02 21 115.81 23.82 21 2 Andhra Bank 0 0.00 0 2.35 1.99 85 250.00 97.36 0 252.35 99.35 39 3 Bank of Baroda 228.25 8.20 4 346.50 12.50 4 52.55 4.15 8 627.30 24.85 4 4 Bank of India 0.00 0.00 0 149.57 42.85 29 70.71 32.23 46 220.28 75.08 34 5 Bank of Maharashtra 0.00 0.00 0 9.62 3.38 35 4.32 0.60 14 13.94 3.98 29 6 Canara Bank 352.21 352.21 100 1520.41 1102.98 73 928.15 759.78 82 2800.77 2214.97 79 7 Central Bank of India 118.32 37.18 31 835.26 176.44 21 794.11 203.51 26 1747.69 417.13 24 8 Corporation Bank 0.00 0.00 0 2.68 1.36 51 2.31 0.00 0 4.99 1.36 27 9 Indian Bank 4.67 0.00 0 170.34 57.81 34 75.73 44.30 58 250.74 102.11 41 10 IDBI BANK 670.42 450.19 67 621.80 276.00 44 55.75 52.58 94 1347.97 778.77 58 11 Indian Overseas Bank 3.75 0.75 20 450.50 395.50 88 10.50 3.50 33 464.75 399.75 86 12 Oriental Bank of Commerce 0.10 0.08 80 12.20 11.90 98 4.32 4.25 98 16.62 16.23 98 13 Punjab & Sind Bank 1.50 1.00 67 85.00 25.50 30 12.50 4.50 36 99.00 31.00 31 14 Punjab National Bank 6.51 2.30 35 504.26 111.24 22 24.34 17.36 71 535.11 130.90 24 15 State Bank of India 7956.00 4871.00 61 11397.00 7757.00 68 4811.00 3451.00 72 24164.00 16079.00 67 16 Syndicate Bank 14.17 2.86 20 227.49 113.90 50 115.32 87.55 76 356.98 204.31 57 17 Union Bank of India 105.39 50.39 48 765.37 435.92 57 349.65 237.89 68 1220.41 724.20 59 18 United Bank of India 6652.39 3874.44 58 8160.55 4116.52 50 3847.22 2247.05 58 18660.16 10238.01 55 19 UCO Bank 571.00 121.00 21 2358.00 101.00 4 2458.00 782.00 32 5387.00 1004.00 19 20 Vijaya Bank 0.00 0.00 0 0.00 0.00 0 11.49 10.00 87 11.49 10.00 87 A Sub Total of Public Sec. 16689.63 9773.10 59 27682.81 14756.09 53 13924.92 8049.63 58 58297.36 32578.82 56 21 AXIS BANK 73.29 30.65 42 1336.09 1330.33 100 20.67 3.63 18 1430.05 1364.61 95 22 Federal Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 23 HDFC 776.62 723.73 93 611.99 596.71 98 18.54 17.24 93 1407.15 1337.68 95 24 ICICI 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 25 Indusind Bank 3.37 0.00 0 80.10 18.38 23 0.00 0.00 0 83.47 18.38 22 26 Kotak Mahindra Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 27 SOUTH INDIAN BANK 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 28 YES Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 B Sub Total of Pvt. Sec. Bank 853.28 754.38 88 2028.18 1945.42 96 39.21 20.87 0 2920.67 2720.67 93 29 Tripura Gramin Bank 56526.16 37519.42 66 43859.19 29893.76 68 19827.48 13456.54 68 120212.83 80869.72 67 C Sub Total of RRB 56526.16 37519.42 66 43859.19 29893.76 68 19827.48 13456.54 68 120212.83 80869.72 67 30 ACUB 0 0 0 0 0 0 900.76 584.87 65 900.76 584.87 65 31 TCARDB 397.93 63.96 16 0 0 0 1302.07 237.81 18 1700.00 301.77 18 32 TSCB 4200.00 2353.47 56 1770.00 1257.37 71 7200.00 4232.43 59 13170.00 7843.27 60 D Sub Total of Coop.Banks 4597.93 2417.43 53 1770.00 1257.37 71 9402.83 5055.11 54 15770.76 8729.91 55 Grand Total 78667.00 50464.33 64 75340.18 47852.64 64 43194.44 26582.15 62 197201.62 124899.12 63 66

TRIPURA STATE Agenda Item No-9 Sl No. BANKS BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 31.03.2018 PMRY Total Outg. Demand Recovery Total Overdue Total Outg. Demand Recovery Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. Demand Recovery ( Amount in Lacs) 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Total Overdue 1 A.B. 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 3 BOB 3 5.76 0.62 0.51 0.11 3 3.68 0.40 0.33 0.07 54 28.53 3.02 2.90 0.12 4 BOI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 44 11.89 3.67 1.76 1.91 5 Canara 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 4.01 4.01 0.00 4.01 6 CBI 154 65.39 65.39 25.76 39.63 159 15.97 16.47 0.50 15.97 10 4.01 4.01 0.00 4.01 7 Corporation 0.00 0.00 0.00 8 IB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 5 4.56 3.39 1.01 2.38 9 IDBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 6.85 4.25 2.50 1.75 11 P&SB 17 63.90 63.90 0.00 63.90 0 0.00 0.00 0.00 0.00 28 19.75 14.50 1.00 13.50 12 SBI 2420 2429.00 1816.00 124.00 1692.00 1725 1309.00 471.00 77.00 394.00 950 2025.00 1621.00 91.00 1530.00 13 UCO 144 159.32 186.00 27.00 159.00 36 18.24 21.00 5.00 16.00 79 59.78 31.00 5.00 26.00 14 UB 6 1.13 0.79 0.08 0.71 0 0.00 0.00 0.00 0.00 135 581.23 173.32 29.15 144.17 15 UBI 457 404.01 285.45 60.04 225.41 54 19.12 14.39 5.06 9.33 271 166.14 165.45 13.14 152.31 16 VB 8 5.75 2.44 1.00 1.44 0 0.00 0.00 0.00 0.00 11 3.13 3.13 0.00 3.13 17 HDFC 0 0.00 0.00 0.00 0.00 1 0.37 0.14 0.14 0.00 1 0.23 3.30 0.74 2.56 18 AXIS BANK 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 19 PNB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 20 DENA 0.00 0.00 0.00 21 ICICI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 2 0.48 0.00 0.00 0.00 22 Syndicate 0 0.00 0.00 0.00 0.00 6 3.08 4.50 0.15 4.35 5 5.23 5.00 0.63 4.37 23 BOM 0.00 0.00 0.00 24 OBC 5 7.71 7.71 0.50 7.21 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 A ASCB 3214 3141.97 2428.30 238.89 2189.41 1984 1369.46 527.90 88.18 439.72 1615 2920.82 2039.05 148.83 1890.22 25 excl.rrb TGB Sub 0 0.00 0.00 0.00 0.00 67 4.81 4.35 0.29 4.06 0 0.00 0.00 0.00 0.00 B ASCB incl. 3214 3141.97 2428.30 238.89 2189.41 2051 1374.27 532.25 88.47 443.78 1615 2920.82 2039.05 148.83 1890.22 26 RRB ACUBSub 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 27 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 28 TSCB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 35 39.10 38.84 3.71 35.13 C Coop. Bank Sub Total 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 35 39.10 38.84 3.71 35.13 GRAND TOTAL 3214 3141.97 2428.30 238.89 2189.41 2051 1374.27 532.25 88.47 443.78 1650 2959.92 2077.89 152.54 1925.35 SGSY SJSRY 67

TRIPURA STATE Agenda Item No-9 Sl No. BANKS BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 31.03.2018 TRANSPORT OPERATOR Total Outg. Demand Recover y Total Overdu Total Outg. Deman d Recovery Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. ( Amount in Lacs) KVIC(MMS) Demand Recover y Total Overdue 1 2 3 4 5 6 7 10 11 12 18 19 20 21 22 1 A.B. 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 3 BOB 2 1.65 1.65 0.00 1.65 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 4 BOI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 5 Canara 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 6 CBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 3 16.02 4.19 3.10 1.09 7 Coprporation 0.00 0.00 0.00 8 IB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 9 IDBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 11 P&SB 3 3.90 3.90 0.00 3.90 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 12 SBI 1225 1890.00 658.00 25.00 633.00 0 0.00 0.00 0.00 0.00 570 1039.00 552.00 229.00 323.00 13 UCO 152 660.76 204.00 24.00 199.00 0 0.00 0.00 0.00 0.00 20 33.80 24.00 8.00 16.00 14 UB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 4 16.48 2.65 1.11 1.54 15 UBI 801 1257.96 503.41 39.45 463.96 0 0.00 0.00 0.00 0.00 223 236.00 139.65 55.10 84.55 16 VB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 17 HDFC 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 18 AXIS BANK 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 19 PNB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 20 DENA 0.00 0.00 0.00 21 ICICI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 22 Syndicate 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 23 BOM 24 OBC 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 A ASCB 2183 3814.27 1370.96 88.45 1282.51 0 0.00 0.00 0.00 0.00 820 1341.30 722.49 296.31 426.18 25 excl.rrb TGB 946 1076.38 264.52 168.54 95.98 0 0.00 0.00 0.00 0.00 1238 2083.39 1273.77 815.92 457.85 B ASCB incl. 3129 4890.65 1635.48 256.99 1378.49 0 0.00 0.00 0.00 0.00 2058 3424.69 1996.26 1112.23 884.03 26 RRB ACUBSub 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 27 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 28 TSCB 555 464.65 450.00 79.24 370.76 0 0.00 0.00 0.00 0.00 47 33.57 32.52 0.00 32.52 C Coop. Bank Sub Total 555 464.65 450.00 79.24 370.76 0 0.00 0.00 0.00 0.00 47 33.57 32.52 0.00 32.52 GRAND TOTAL 3684 5355.30 2085.48 336.23 1749.25 0 0.00 0.00 0.00 0.00 2105 3458.26 2028.78 1112.23 916.55 SUME 68

TRIPURA STATE Agenda Item No- 9 Sl No. BANKS Total Outg. Deman d Recover y Total Overdue Total Outg. Demand Recovery Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. Demand Recovery Total Overdue 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 A.B. 0 0.00 0.00 0.00 0.00 5 10.34 10.34 0.00 10.34 1 3.00 3.00 0.00 3.00 2 Andhra Bank 0.00 11 15.80 3.77 1.01 2.76 16 21.75 16.14 1.98 14.16 3 BOB 0 0.00 0.00 0.00 0.00 9 12.50 12.50 1.25 11.25 14 26.00 26.00 2.35 23.65 4 BOI 0 0.00 0.00 0.00 0.00 22 31.55 9.29 4.35 4.94 24 25.77 10.32 3.25 7.07 5 Canara 0 0.00 0.00 0.00 0.00 116 339.40 314.07 249.77 64.30 203 251.65 272.46 202.38 70.08 6 CBI 0 0.00 0.00 0.00 0.00 72 180.91 50.10 19.46 30.64 72 180.91 50.10 19.46 30.64 7 Coprporation 0 0.00 0.00 0.00 0.00 9 17.73 0.00 0.00 0.00 6 6.41 0.07 0.00 0.07 8 IB 0 0.00 0.00 0.00 0.00 39 66.75 27.20 4.72 22.48 28 51.22 16.98 4.85 12.13 9 IDBI 0 0.00 0.00 0.00 0.00 2 14.97 14.97 2.15 12.82 1 1.30 1.30 0.00 1.30 10 IOB 0 0.00 0.00 0.00 0.00 25 39.50 6.50 1.50 5.00 38 39.50 4.50 2.50 2.00 11 P&SB 0 0.00 0.00 0.00 0.00 25 51.10 4.44 0.64 3.80 12 13.00 4.15 0.75 3.40 12 SBI 0 0.00 0.00 0.00 0.00 1894 4228.14 524.15 277.00 247.15 1614 1757.21 576.54 218.46 358.08 13 UCO 0 0.00 0.00 0.00 0.00 329 544.02 220.00 30.00 190.00 664 951.00 160.00 20.00 140.00 14 UB 0 0.00 0.00 0.00 0.00 141 671.31 223.13 89.45 190.00 147 621.31 293.14 7.97 285.17 15 UBI 0 0.00 0.00 0.00 0.00 2314 4354.14 2096.14 778.15 1317.99 689 984.14 399.19 84.56 314.63 16 VB 0 0.00 0.00 0.00 0.00 7 11.42 0.67 0.00 0.67 4 5.87 0.00 0.00 0.22 17 HDFC 0 0.00 0.00 0.00 0.00 1 2.29 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 18 AXIS BANK 0 0.00 0.00 0.00 0.00 3 14.78 0.15 0.00 0.15 0 0.00 0.00 0.00 0.00 19 PNB 0 0.00 0.00 0.00 0.00 20 52.00 28.00 9.50 18.50 15 21.00 8.60 3.50 5.10 20 DENA 0.00 0.00 6 6.41 0.00 21 ICICI 0 0.00 0.00 0.00 0.00 1 0.14 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 22 Syndicate Bank 0 0.00 0.00 0.00 0.00 44 77.92 15.00 2.67 12.33 55 60.36 20.00 3.72 16.28 23 BOM 8 10.51 2.33 0.56 1.77 11 15.85 7.72 5.01 2.71 24 OBC 0 0.00 0.00 0.00 0.00 12 15.00 9.00 3.00 6.00 9 8.17 0.87 0.35 0.52 A ASCB excl.rrb 0 0.00 0.00 0.00 0.00 5109 10762.22 3571.75 1475.18 2096.57 3629 5051.83 1871.08 581.09 1289.99 25 Sub TGB Total 0 0.00 0.00 0.00 0.00 3956 10354.99 496.37 113.26 383.11 4083 7223.48 541.08 205.91 335.17 B ASCB incl. RRB 0 0.00 0.00 0.00 0.00 9065 21117.21 4068.12 1588.44 2479.68 7712 12275.31 2412.16 787.00 1625.16 26 Sub ACUBTotal 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 C BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 31.03.2018 SEEUY ( Amount in Lacs) SWAVALAMBAN 27 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 28 TSCB 0 0.00 0.00 0.00 0.00 1241 2912.83 637.00 434.48 202.52 2860 3337.90 926.00 797.71 128.29 Coop. Bank Sub Total 0 0.00 0.00 0.00 0.00 1241 396.18 37.33 47.09-9.76 625 518.25 158.35 143.23 15.12 Grand Total PMEGP 0 0.00 0.00 0.00 0.00 10306 21513.39 4105.45 1635.53 2469.92 8337 12793.56 2570.51 930.23 1640.28 69

TRIPURA STATE Agenda Item No-9 Sl No. BANKS Total Outg. Dema nd Recover y Total Overd Total Outg. Demand Recover y Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. Demand Recovery 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 ( Amount in Lacs) Total Overdue 1 A.B. 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 3 BOB 0.00 8 16.15 1.62 1.49 0.13 0 0.00 0.00 0.00 0.00 4 BOI 0.00 0.00 0.00 5 Canara 264 24.56 14.20 4.65 9.55 0.00 0.00 6 CBI 0.00 123 15.08 15.08 0.00 15.08 0.00 7 Coprporation 0.00 0.00 0.00 8 IB 0.00 0.00 0.00 9 IDBI 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0.00 0.00 0.00 11 P&SB 3 0.45 0.45 0.05 0.40 0.00 0.00 12 SBI 611 110.48 10.58 3.41 7.17 3014 3823.00 956.00 245.00 711.00 365 54.22 49.00 0.00 49.00 13 UCO 35 2.87 5.53 1.53 4.00 41 14.55 10.00 6.00 4.00 0.00 14 UB 0.00 0.00 0.00 15 UBI 551 67.45 31.56 22.01 9.55 2084 1287.19 556.08 160.41 395.67 0 0.00 0.00 0.00 0.00 16 VB 0.00 0.00 0.00 17 HDFC 18 AXIS BANK 0.00 0.00 0.00 19 PNB 0.00 0.00 0.00 20 DENA 0.00 0.00 0.00 21 ICICI 0.00 0.00 0.00 22 Syndicate Bank 0.00 0.00 0.00 23 BOM 24 OBC A ASCB 1464 205.81 62.32 31.65 30.67 5270 5155.97 1538.78 412.90 1125.88 365 54.22 49.00 0.00 49.00 25 excl.rrb TGB Sub 0.00 4231 2581.26 315.26 109.51 205.75 0 0.00 0.00 0.00 0.00 B ASCB incl. 1464 205.81 62.32 31.65 30.67 9501 7737.23 1854.04 522.41 1331.63 365 54.22 49.00 0.00 49.00 26 RRB ACUBSub Total 0.00 0.00 0.00 27 TCARDB 0.00 0.00 0.00 28 TSCB 0.00 1452 2020.67 2009.73 130.09 1879.64 39 69.09 68.24 0.00 68.24 C Coop. Bank Sub Total 0 0 0 0 0.00 1452 2020.67 2009.73 130.09 1879.64 39 69.09 68.24 0.00 68.24 GRAND TOTAL BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 31.03.2018 D.R.I. SHG 1464 205.81 62.32 31.65 30.67 10953 9757.90 3863.77 652.50 3211.27 404 123.31 117.24 0.00 117.24 IRDP 70

Tripura State Agenda Item No. 9 Joint recovery drive conducted with the involvement of Govt. Authorities during the year 2017-18 ( As on 31.03.2018) Sl.No. Name of Bank No of recovery drives conducted (Amt. in Lakhs) Recovery made up to 31.03.2018 No. No. Amt. 1 2 3 4 5 1 Allahabad Bank 0 0 0.00 2 Bank of Baroda 0 0 0.00 3 Bank of India 0 0 0.00 4 Canara Bank 0 0 0.00 5 Central Bank of India 0 0 0.00 6 Indian Bank 0 0 0.00 7 Indian Overseas Bank 0 0 0.00 8 Punjab & Sind Bank 0 0 0.00 9 State Bank of India 7 22 5.00 10 UCO Bank 0 0 0.00 11 Union Bank of India 0 0 0.00 12 United Bank of India 1 6 1.21 13 Vijaya Bank 0 0 0.00 14 Punjab National Bank 0 0 0.00 15 Tripura Gramin Bank 0 0 0.00 16 Agartala Urban Coop.Bank 0 0 0.00 17 Tripura Coop.Agri.Rural Dev.Bank 0 0 0.00 18 Tripura State Coop.Bank. 0 0 0.00 TOTAL : 8 28 6.21 71

Public Demand Recovery(PDR) PDR certificate cases as on 31.03.2018 As on (Rs / Lacs) Cases pending Recovery made during the current year. No. Amt. No. Amt. 31.03.2017 1778 1070.92 250 217.77 Bank wise position of Certificate cases (PDR Act) as on 31.03.2018 is furnished in the annexure. Sl.No. Name of the Bank Tripura State Cases pending Agenda Item No. 9 Statement showing the filing and disposal of cases under PDR up to 31.03.2018 (Rs.in Lakhs) Recovery made during Current Year No. Amt. No. Amt. 1 2 3 4 5 6 1 Allahabad Bank 3 11.19 1 0.45 2 Andhra Bank 0 0.00 0 0.00 3 Bank of Baroda 8 10.25 0 0.00 4 Bank of India 0 0.00 0 0.00 5 Canara Bank 4 3.75 51 8.48 6 Central Bank of India 0 0.00 0 0.00 7 Indian Bank 0 0.00 0 0.00 8 Indian Overseas Bank 0 0.00 0 0.00 9 Punjab & Sind Bank 15 55.91 0 0.00 10 State Bank of India 340 258.00 81 181.00 11 Uco Bank 462 247.00 86 1.13 12 Union Bank of India 7 5.50 31 26.71 13 United Bank of India 0 0.00 0 0.00 14 Vijaya Bank 1 1.50 0 0.00 15 Punjab National Bank 0 0.00 0 0.00 16 Tripura Gramin Bank 798 164.62 0 0.00 17 Agartala Urban Coop. Bank 32 7.00 0 0.00 18 Tripura Coop.Agri & Rural Dev.Bank 53 153.10 0 0.00 19 Tripura State Coop. Bank. 55 153.10 0 0.00 TOTAL : 1778 1070.92 250 217.77 72

Agenda Item No.--- 10 POSITION OF NPA OF BANKS IN THE STATE OF TRIPURA As on 31.03.2018 Rs. In Crores. Year Gross Advance Gross NPA Amount Amount % to Gross NPA March 2010 2491 154.01 6.18 March 2011 3137 176.04 5.61 March 2012 3857 177.78 4.60 March 2013 4590 251.92 5.48 March 2014 5771 368.13 6.37 March 2015 7108 417.41 5.87 March 2016 8415 490.16 5.82 March 2017 9586 540.46 5.64 March 2018 11518 613.19 5.32 Percentage of gross NPA decreased from 5.64% as on March 2017 to 5.32% as on March 2018. Amount in absolute terms increased to Rs 613.19 crore as on 31 st March 2018 from Rs. 540.46 crore as on March 2017. The outstanding amount under Written off A/Cs (Shadow Register) is around Rs 71.24 crore which if added with the outstanding NPA, the total amount would be Rs 684.43 crore which seems to be high. NPA Position and amount outstanding in Shadow Register of Banks in Tripura as on 31.03.2018 is furnished in the Annexure. 73

TRIPURA STATE NPA Position of Banks in Tripura as on 31.03.2018 Agenda item No. 10 (Amt. in lacs) Sl No Name of Bank Agriculture MSME OPS Total Prisec Non- Prisec Total NPA 1 2 3 4 5 6 7 8 1 Allahabad Bank 1.50 63.91 10.05 75.46 35.45 110.91 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 228.25 346.50 0.00 574.75 291.00 865.75 4 Bank of India 0.00 491.93 102.12 594.05 32.19 626.24 5 Bank of Maharashtra 0.00 7.37 0.00 7.37 0.00 7.37 6 Canara Bank 50.24 268.16 160.19 478.59 74.83 553.42 7 Central Bank of India 14.50 413.52 294.35 722.37 0.00 722.37 8 Corporation Bank 0.00 1.32 2.31 3.63 0.10 3.73 9 Indian Bank 4.00 67.72 12.16 83.88 0.85 84.73 10 IDBI BANK 1077.00 406.00 14.00 1497.00 34.00 1531.00 11 Indian Overseas Bank 0.00 299.51 1.74 301.25 19.50 320.75 12 Oriental Bank of Commerce 0.00 20.00 4.00 24.00 0.00 24.00 13 Punjab & Sind Bank 0.00 64.01 21.61 85.62 25.38 111.00 14 Punjab National Bank 7.51 612.26 31.85 651.62 113.81 765.43 15 State Bank of India 1846.52 5292.89 786.91 7926.32 2440.00 10366.32 16 Syndicate Bank 3.42 11.62 148.54 163.58 7.82 171.40 17 Union Bank of India 8.39 147.65 126.30 282.34 90.31 372.65 18 United Bank of India 1551.64 3116.09 3339.88 8007.61 97.39 8105.00 19 UCO Bank 466.00 1364.00 112.00 1942.00 3327.00 5269.00 20 Vijaya Bank 0.71 56.47 0.00 57.18 5.67 62.85 A Sub-Total PUBLIC sec Bank 5259.68 13050.93 5168.01 23478.62 6595.30 30073.92 21 AXIS BANK 0.00 25.46 0.92 26.38 5.11 31.49 22 Bandhan Bank 0.00 0.00 0.00 0.00 0.00 0.00 23 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00 24 HDFC 73.84 46.36 0.03 120.23 908.06 1028.29 25 ICICI 0.00 0.00 0.00 0.00 0.00 0.00 26 IDFC 0.53 1.06 0.00 1.59 0.00 1.59 27 Indusind Bank 3.37 61.72 0.00 65.09 28.94 94.03 28 Kotak Mahindra Bank ltd 0.00 0.00 0.00 0.00 0.00 0.00 29 South Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 30 YES Bank 0.00 0.00 0.00 0.00 0.00 0.00 B Sub Total Pvt. Sec Bank 77.74 134.60 0.95 213.29 942.11 1155.40 31 TGB 11798.17 6839.39 4300.11 22937.67 2001.48 24939.15 C Sub Total RRB 11798.17 6839.39 4300.11 22937.67 2001.48 24939.15 32 ACUB 0.00 0.00 317.94 317.94 0.00 317.94 33 TCARDB 241.24 0.00 721.76 963.00 0.00 963.00 34 TSCB 854.89 957.03 1152.62 2964.54 905.24 3869.78 D Sub-Total Coop. Bank 1096.13 957.03 2192.32 4245.48 905.24 5150.72 GRAND TOTAL 18231.72 20981.95 11661.39 50875.06 10444.13 61319.19 74

TRIPURA STATE Position of Technically Written off A/Cs of Banks in Tripura as on 31.03.2018 Sl.No. BANKS ACs written off since inception Agenda Item No.10 Amount Outstanding No of A/Cs Amount No of A/Cs Amount 1 2 3 4 5 6 1 Allahabad Bank 1389 117.75 1389 117.75 2 Andhra Bank 0 0.00 0 0.00 3 Bank of Baroda 126 95.85 126 95.85 4 Bank of Maharashtra 0 0.00 0 0.00 5 Bank of India 31 13.40 31 13.40 6 Canara Bank 362 91.22 362 91.22 7 Central Bank of India 287 216.00 287 216.00 8 Indian Bank 129 66.59 129 66.59 9 IDBI BANK 1 800.00 1 800.00 10 Indian Overseas Bank 25 25.50 25 25.50 11 Punjab & Sind Bank 52 94.22 52 94.22 12 Punjab National bank 0 0.00 0 0.00 13 State Bank of India 42143 19127.42 2107 1913.54 14 Syndicate Bank 0 0.00 0 0.00 15 UCO Bank 134 162.45 134 162.45 16 United Bank of India 48896 4012.14 20522 1822.20 17 Union Bank of India 41 21.22 41 21.22 18 Vijaya Bank 0 0.00 0 0.00 19 Oriental Bank of Commerce 0 0.00 0 0.00 20 Corporation Bank 0 0.00 0 0.00 A Sub-Total PUBLIC sec Bank 93616 24843.76 25206 5439.94 21 AXIS BANK 2 57.39 2 57.39 22 ICICI 0 0.00 0 0.00 23 HDFC 0 0.00 0 0.00 24 South Indian Bank 0 0.00 0 0.00 25 INDUSIND 0 0.00 0 0.00 26 YES Bank 0 0.00 0 0.00 B Sub Total PRIVATE Sec bank 2 57.39 2 57.39 27 Tripura Gramin Bank 114061 6606.59 38938 1624.19 C Sub Total RRB 114061 6606.59 38938 1624.19 28 ACUB 107 2.14 107 2.14 29 TCARDB 0 0.00 0 0.00 30 TSCB 0 0.00 0 0.00 D Sub-Total Coop. Bank 107 2.14 107 2.14 GRAND TOTAL 207786 31509.88 64253 7123.66 75

STATUS OF GOVT. SPONSORED SCHEMES & NPA GENERATED THEREOF PMRY PMEGP SWAVALAMBAN A/Cs Outstanding Outstd. Balance as on NPA A/Cs Amt. Outstd. As on 31.03.18 A/Cs Outstand ing Outstd. Balance as on 31.03.18 NPA A/Cs Amt. Outstd. As on 31.03.18 A/Cs Outstanding Outstd. Balance as on 31.03.18 NPA A/Cs Amt. Outstd. As on 31.03.18 31.03.18 1 Allahabad Bank 58 127.53 3 6.32 71 84.26 1 3.00 2 Andhra Bank 11 15.80 0 0.00 16 21.75 0 0.00 3 Bank of Baroda 9 12.50 8 10.00 14 26.00 12 21.00 4 Bank of Maharastra 0 0.00 0 0.00 16 15.87 5 7.37 5 Bank of India 1 4.75 0 0.00 10 19.20 0 0.00 6 Canara Bank 31 75.82 0 0.00 118 339.40 21 52.75 177 251.65 33 58.37 7 Central Bank of India 151 63.49 60 38.02 72 180.91 18 9.83 76 153.49 24 23.41 8 CORPORATION BANK 8 15.89 0 0.00 7 5.76 0 0.00 9 Indian Bank 1 0.27 1 0.27 39 66.75 19 21.10 28 51.22 6 8.21 10 IDBI BANK 5 18.78 5 18.78 1 6.06 1 6.06 11 IOB 18 33.50 5 15.50 19 35.80 10 10.50 43 65.50 16 12.10 12 PNB 3 2.80 3 2.50 48 144.75 29 58.60 72 180.40 38 77.45 13 P&SB 29 71.90 7 24.00 22 47.90 10 15.25 29 62.00 24 35.00 14 SBI 2420 2429.00 570 1009.00 1894 4228.14 373 1719.00 1614 1757.21 362 782.50 15 SYNDICATE BANK 44 77.92 8 11.26 55 60.34 2 1.36 16 OBC 9 23.00 3 7.00 12 10.00 5 4.00 17 United Bank of India 2678 1869.15 2622 1813.34 2314 4354.14 501 870.14 689 984.14 211 301.17 18 Union Bank of Inida 181 231.43 121 114.59 141 671.31 901 388.21 247 621.31 181 163.61 19 UCO Bank 144 159.00 144 159.00 329 544.00 90 190.00 664 951.00 115 140.00 20 Vijaya Bank 0 0.00 0 0.00 17 20.96 1 1.50 5 5.87 0 0.00 ASCB of PSBs Sub-Total 5656 4936.36 3533 3176.22 5158 10930.23 2000 3390.24 3846 5333.03 1036 1644.61 21 AXIS BANK 3 8.11 0 0.00 22 HDFC BANK 0 0.00 0 0.00 23 ICICI 1 0.15 0 0.00 24 INDUSIND BANK 25 SOUTH INDIAN BANK 26 Yes Bank 27 Federal Bank 28 Kotak Mahindra ASCB of Pvt s Sub-Total 0 0.00 0 0.00 4 8.26 0 0.00 0 0.00 0 0.00 29 TGB 0 0.00 0 0.00 4083 6625.95 712 1016.40 4121 4717.56 596 807.19 TGBs Sub-Total 0 0.00 0 0.00 4083 6625.95 712 1016.40 4121 4717.56 596 807.19 30 ACUB 31 TCARDB 32 TSCB Ltd 1241 2912.83 327 278.39 2860 3337.90 680 495.47 ASCB ofcoop Sub-Total 0 0.00 0 0.00 1241 2912.83 327 278.39 2860 3337.90 680 495.47 GRAND TOTAL 5656 4936.36 3533 3176.22 10486 20477.27 3039 4685.03 10827 13388.49 2312 2947.27 76

Performance of Banks in key areas as on March 2018 compared to March 2016 & March 2017 Parameters March 2016 March 2017 March 2018 (Amt. Rs in Crore) Variation over March 2017 Amount % of increase Deposit 18724.08 22341.99 24190.17 1848.18 8 Advance 8415.05 9586.33 11517.52 1931.19 17 CD Ratio 45 43 48 5 Investments 4112.21 4213.78 4653.47 439.69 10 (C+I)D Ratio with Inv. 67 62 67-5 RIDF* 200.00 275.00 275.00-0 CD Ratio with RIDF # 46 44 49-5 Govt. fund lying with Banks 3204.91 3244.42 3203.24-41.18-1 CD ratio without Govt. Fund 54 50 55-5 Credit in flow from outside the state 588.62 561.87 561.87-0 CD Ratio including Govt. Deposit with Credit inflow 48 45 50-5 CD ratio excluding Govt. Dep. 58 53 58 including credit inflow - 5 Priority Sector Credit (PSC) 6162.78 7866.40 9619.82 1753.42 22 % of PSC to ANBC * 87 93 100-7 Sectoral deployment of PSC: 1. Agriculture 2304.85 3392.87 4212.73 819.86 24 % of Agriculture Adv. to ANBC 37 40 44-4 2.MSME 2694.85 3068.55 3917.95 849.40 28 3.Other Prisec 1163.08 1366.77 1489.15 122.38 9 PSC to major sub-sectors: (i)weaker section 3390.70 4291.58 4684.82 393.24 9 % of weaker section credit to ANBC 48 51 49 - -2 II) SC 757.10 812.09 1097.55 285.46 26 III) ST 1157.46 1475.06 1819.04 343.98 23 IV) Women Entrepreneur 1414.33 1526.79 2510.65 983.86 64 % of women credit to ANBC 20 18 26-8 V) Minority Community 282.73 535.68 678.90 143.22 27 % to Total Prisec Advance 5 6 7-1 ANBC= Adjusted Net Bank Credit, (ANBC as on March 2017 Rs.9586.33 Crore). 77

TRIPURA STATE Agenda item No. 11 BANK-WISE & POPULATION GROUP-WISE BRANCH NETWORK AND DEPOSIT AS ON 31.03.2018 ( Amt in lakh) Sl BANKS NO. OF BRANCHES DEPOSITS No Rural Semi urban Urban Total Rural Semi Urban Urban TOTAL 1 2 3 4 5 6 7 8 9 10 1 Allahabad Bank 1 1 1 3 550.96 357.64 9911.92 10820.52 2 Andhra Bank 0 0 1 1 0.00 0.00 2032.98 2032.98 3 Bank of Baroda 1 0 3 4 660.93 0.00 29319.32 29980.25 4 Bank of India 6 4 3 13 7698.18 7490.28 11102.12 26290.58 5 Bank of Maharashtra 0 0 1 1 0.00 0.00 614.81 614.81 6 Canara Bank 3 7 3 13 5206.89 5511.32 32063.65 42781.86 7 Central Bank of India 1 3 3 7 3234.90 1710.03 10948.36 15893.29 8 Corporation Bank 0 1 1 2 0.00 968.11 4031.89 5000.00 9 Dena Bank 0 0 1 1 0.00 0.00 365.00 365.00 10 Indian Bank 1 0 2 3 104.56 0.00 13148.75 13253.31 11 IDBI BANK 4 4 1 9 909.85 8414.55 13465.6 22790.00 12 Indian Overseas Bank 2 2 1 5 2024.73 902.61 12637.96 15565.30 13 Oriental Bank of Commerce 0 1 1 2 0.00 112.62 2740.38 2853.00 14 Punjab & Sind Bank 1 0 1 2 225.43 0.00 2472.57 2698.00 15 Punjab National Bank 1 1 1 3 503.22 343.84 4657.49 5504.55 16 State Bank of India 31 18 16 65 68405.03 250529.19 356933.47 675867.69 17 Syndicate Bank 3 2 1 6 585.08 1675.87 3618.12 5879.07 18 Union Bank of India 1 3 3 7 1147.98 3776.71 43760.54 48685.23 19 United Bank of India 43 8 14 65 130953.00 95792.23 133364.77 360110.00 20 UCO Bank 14 9 6 29 17671.94 21742.63 73658.43 113073.00 21 Vijaya Bank 1 0 3 4 1015.44 0.00 17702.38 18717.82 A Sub Total of Public Sec. Bank 114 64 67 245 240898.12 399327.63 778550.51 1418776.26 22 AXIS BANK 0 4 3 7 0.00 7581.87 20391.16 27973.03 23 Bandhan Bank 12 8 3 23 9182.94 20444.30 15045.87 44673.11 24 Federal Bank 0 0 1 1 0.00 0.00 4354.50 4354.50 25 HDFC 0 2 3 5 0.00 3025.18 19201.01 22226.19 26 ICICI 1 6 1 8 1068.38 3775.96 7454.81 12299.15 27 IDFC Bank 0 0 1 1 0.00 0.00 702.60 702.60 28 Indusind Bank 0 1 1 2 0.00 936.05 13297.46 14233.51 29 Kotak Mahindra Bank 0 0 1 1 0.00 0.00 2912.91 2912.91 30 South Indian Bank 0 0 1 1 0.00 0.00 5721.47 5721.47 31 YES Bank 0 0 1 1 0.00 0.00 4340.11 4340.11 B Sub Total of Pvt. Sec. Bank 13 21 16 50 10251.32 35763.36 93421.90 139436.58 32 Tripura Gramin Bank 101 30 13 144 218952.27 193160.70 182340.73 594453.70 C Sub Total of RRB 101 30 13 144 218952.27 193160.70 182340.73 594453.70 33 ACUB 0 1 2 3 0.00 231.86 3907.53 4139.39 34 TCARDB 1 3 1 5 0.00 0.00 0.00 0.00 35 TSCB 42 12 11 65 64677.57 60565.27 136968.35 262211.19 D Sub Total of Coop.Banks 43 16 14 73 64677.57 60797.13 140875.88 266350.58 GRAND TOTAL 271 131 110 512 534779.28 689048.82 1195189.02 2419017.12 78

TRIPURA STATE Agenda item No. 11 BANK-WISE & POPULATION GROUP-WISE ADVANCE AND CD RATIO AS ON 31.03.2018 Amt. in lakh Sl BANKS ADVANCES CREDIT DEPOSIT RATIO (%) Investment Credit + Investment No. Rural Semi urban Urban TOTAL Rural Semi urban Urban Total Deposit Ratio (%) 1 2 3 4 5 6 7 8 9 10 11 12 1 Allahabad Bank 99.51 173.64 2558.47 2831.62 18 49 26 26 26 2 Andhra Bank 0.00 0.00 325.95 325.95 0 0 16 16 16 3 Bank of Baroda 517.21 0.00 11157.81 11675.02 78 0 38 39 39 4 Bank of India 4537.50 5057.20 7639.26 17233.96 59 68 69 66 66 5 Bank of Maharashtra 0.00 0.00 665.63 665.63 0 0 108 108 108 6 Canara Bank 1002.84 3429.81 10499.92 14932.57 19 62 33 35 35 7 Central Bank of India 612.62 754.98 5163.64 6531.24 19 44 47 41 20668.57 171 8 Corporation Bank 0.00 59.45 433.55 493.00 0 6 11 10 10 9 Dena Bank 0.00 0.00 68.00 68.00 0 0 19 19 19 10 Indian Bank 22.04 0.00 2251.20 2273.24 21 0 17 17 17 11 IDBI BANK 544.71 1415.53 2679.76 4640.00 60 17 20 20 20 12 Indian Overseas Bank 491.13 180.57 2878.50 3550.20 24 20 23 23 23 13 Oriental Bank of Commerce 0.00 45.70 456.30 502.00 0 41 17 18 18 14 Punjab & Sind Bank 117.68 0.00 517.32 635.00 52 0 21 24 24 15 Punjab National Bank 111.18 82.28 2876.61 3070.07 22 24 62 56 56 16 State Bank of India 81777.77 121584.35 93564.62 296926.74 120 49 26 44 44 17 Syndicate Bank 266.61 1233.94 1745.75 3246.30 46 74 48 55 55 18 Union Bank of India 130.83 1292.55 11467.53 12890.91 11 34 26 26 26 19 United Bank of India 57271.68 32262.07 68493.25 158027.00 44 34 51 44 44 20 UCO Bank 6583.55 5444.86 18183.59 30212.00 37 25 25 27 27 21 Vijaya Bank 212.55 0.00 4371.51 4584.06 21 0 25 24 24 A Sub Total of Public Sec. Bank 154299.41 173016.93 247998.17 575314.51 64 43 32 41 20668.57 42 22 AXIS BANK 0.00 696.77 5194.28 5891.05 0 9 25 21 21 23 Bandhan Bank 43692.41 78856.20 21235.82 143784.43 476 386 141 322 24 Federal Bank 0.00 0.00 989.90 989.90 0 0 23 23 23 25 HDFC 0.00 4576.87 14288.64 18865.51 0 151 74 85 85 26 ICICI 285.00 2150.35 1480.45 3915.80 27 57 20 32 32 27 IDFC Bank 0.00 0.00 5434.56 5434.56 0 0 773 773 773 28 Indusind Bank 0.00 5484.97 4362.15 9847.12 0 586 33 69 69 29 Kotak Mahindra Bank 0.00 0.00 51.67 51.67 0 0 2 2 2 30 South Indian Bank 0.00 0.00 1549.70 1549.70 0 0 27 27 27 31 YES Bank 0.00 0.00 76.30 76.30 0 0 2 2 382.35 11 B Sub Total of Pvt. Sec. Bank 43977.41 91765.16 54663.47 190406.04 429 257 59 137 382.35 137 32 Tripura Gramin Bank 130545.12 71914.00 36337.56 238796.68 60 37 20 40 421434.65 111 C Sub Total of RRB 130545.12 71914.00 36337.56 238796.68 60 37 20 40 421434.65 111 33 ACUB 0.00 61.45 1444.69 1506.14 0 27 37 36 2966.90 108 34 TCARDB 0.00 1191.25 455.39 1646.64 0 0 0 0 0 35 TSCB 108556.24 21645.32 13880.01 144081.57 168 36 10 55 19894.12 63 D Sub Total of Coop.Banks 108556.24 22898.02 15780.09 147234.35 168 38 11 55 22861.02 64 GRAND TOTAL 437378.18 359594.11 354779.29 1151751.58 82 52 30 48 465346.59 67 79

TRIPURA STATE Agenda Item No. 11 BANK-WISE PERFORMANCE IN LENDING TO PRIORITY SECTORS AND KEY CATEGORIES AS ON 31.03.2018 (Amt. in lacs) Sl.No. BANKS Agril & Allied MSME OTHER PRISEC Total PRISEC TFA as PS Cr. As Total Finance % of % to ANBC A/c. Amt. A/c. Amt. A/c. Amt. A/c. Amt. ANBC 1 2 3 4 6 7 9 10 12 13 14 15 1 Allahabad Bank 170 169.21 235 1331.20 144 795.57 549 2295.98 6 82 2 Andhra Bank 0 0.00 24 114.97 52 166.22 76 281.19 0 142 3 Bank of Baroda 104 425.25 633 4985.18 267 1711.33 1004 7121.76 5 83 4 Bank of India 1195 6349.33 1572 8140.26 787 967.83 3554 15457.42 46 112 5 Bank of Maharashtra 0 0.00 20 282.56 16 218.10 36 500.66 0 184 6 Canara Bank 1226 1000.99 1731 9165.17 689 3080.12 3646 13246.28 8 106 7 Central Bank of India 871 1035.21 629 2947.19 602 2098.88 2102 6081.28 17 103 8 Corporation Bank 16 10.00 255 276.00 59 83.00 330 369.00 2 75 9 Dena Bank 0 0.00 17 20.52 2 10.69 19 31.21 0 59 10 Indian Bank 5 46.10 186 1236.01 189 450.31 380 1732.42 2 88 11 IDBI BANK 2828 1546.00 385 2226.00 139 384.00 3352 4156.00 30 82 12 Indian Overseas Bank 46 62.80 291 1850.50 16 116.23 353 2029.53 2 63 13 Oriental Bank of Commerce 3 7.00 74 253.00 31 73.00 108 333.00 2 76 14 Punjab & Sind Bank 27 20.53 122 371.47 95 156.00 244 548.00 4 107 15 Punjab National Bank 61 80.04 198 1749.21 33 212.30 292 2041.55 3 81 16 State Bank of India 146537 103894.00 49103 115771.00 20158 35691.00 215798 255356.00 39 96 17 Syndicate Bank 274 203.60 646 1395.16 107 459.86 1027 2058.62 8 76 18 Union Bank of India 727 923.39 1023 4983.91 476 2482.91 2226 8390.21 8 75 19 United Bank of India 134774 57327.68 16180 54666.64 3641 16082.52 154595 128076.84 49 109 20 UCO Bank 7909 4287.00 3276 14360.00 823 4331.00 12008 22978.00 15 80 21 Vijaya Bank 119 116.03 234 2342.57 261 1421.45 614 3880.05 3 115 A Sub Total of Public Sec. Bank 296892 177504.16 76834 228468.52 28587 70992.32 402313 476965.00 36 97 22 AXIS BANK 253 222.34 12 2436.75 146 140.61 411 2799.70 5 63 23 Bandhan Bank 173689 69238.66 132129 71217.29 5969 585.31 311787 141041.26 64 130 24 Federal Bank 60 51.70 44 253.37 0 0.00 104 305.07 8 47 25 HDFC 14023 5109.54 8884 4554.95 57 440.28 22964 10104.77 34 67 26 ICICI 4862 1986.81 14 136.81 5 92.32 4881 2215.94 77 86 27 IDFC Bank 12138 1780.07 20987 3654.49 0 0.00 33125 5434.56 55 169 28 Indusind Bank 188 805.91 952 4896.38 0 0.00 1140 5702.29 8 59 29 Kotak Mahindra Bank 0 0.00 1 36.94 0 0.00 1 36.94 0 57 30 SOUTH INDIAN BANK 0 0.00 28 876.46 88 410.24 116 1286.70 0 102 31 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 B Sub Total of Pvt. Sec. Bank 205213 79195.03 163051.00 88063.44 6265 1668.76 374529 168927.23 54 116 32 Tripura Gramin Bank 207963 74011.47 103701 63754.21 23306 63694.65 334970 201460.33 37 101 C Sub Total of RRB 207963 74011.47 103701 63754.21 23306 63694.65 334970 201460.33 37 101 33 ACUB 0 0.00 0 0.00 769 1506.14 769 1506.14 0 96 34 TCARDB 1101 422.76 0 0.00 1522 1223.88 2623 1646.64 22 85 35 TSCB 121708 90139.41 5435 11508.80 17033 9828.90 144176 111477.11 75 93 D Sub Total of Coop.Banks 122809 90562.17 5435 11508.80 19324 12558.92 147568 114629.89 73 93 GRAND TOTAL 832877 421272.83 349021 391794.97 77482 148914.65 1259380 961982.45 44 100 80

Sl.No. BANKS TRIPURA STATE Agenda Item No. 11 BANK-WISE PERFORMANCE IN LENDING TO PRIORITY SECTORS AND KEY CATEGORIES AS ON 31.03.2018 Advances for SC Advance for ST Advance for OBC Advances to Weaker Section A dvanc es to Weaker Sectio n as % o f ANBC Advance for Women Entrepreneurs Advance for Minority Community (Amt. in Lakhs) Advance to Physically handicapped A/c. Amt. A/c. Amt. A/c. Amt. A/c. Amt. % A/c. Amt. A/c. Amt. A/c. Amt. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 Allahabad Bank 118 262.00 155 633.00 49 211.06 111 315.08 11 181 361.70 35 94.10 0 0.00 2 Andhra Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 7 26.80 0 0.00 1 3.75 3 Bank of Baroda 72 96.00 45 44.00 22 38.00 94 722.54 8 52 51.30 10 11.25 0 0.00 4 Bank of India 310 511.00 548 412.45 193 223.28 1562 3572.56 26 602 721.43 132 143.65 8 9.20 5 Bank of Maharashtra 22 58.91 1 1.10 31 91.75 55 215.25 79 13 16.18 0 0.00 0 0.00 6 Canara Bank 728 698.44 528 489.25 501 555.12 1632 1466.92 12 156 106.54 907 1186.08 55 11.20 7 Central Bank of India 327 588.73 331 973.31 144 88.79 698 801.13 14 226 264.39 27 21.92 2 1.15 8 Corporation Bank 15 18.00 12 16.00 35 60.00 49 60.25 12 22 31.00 4 6.01 0 0.00 9 Dena Bank 8 1.79 6 8.88 0 0.00 7 2.51 5 5 5.13 4 8.55 0 0.00 10 Indian Bank 13 36.45 12 62.68 6 8.28 101 162.51 8 28 48.39 3 8.92 0 0.00 11 IDBI BANK 520 264.22 2065 578.44 477 176.06 2984 1120.00 22 156 28.96 604 246.22 0 0.00 12 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 17 16.80 1 0 0.00 0 0.00 0 0.00 13 Oriental Bank of Commerce 2 0.86 0 0.00 39 9.20 29 16.00 4 19 33.49 1 1.00 0 0.00 14 Punjab & Sind Bank 28 54.50 80 85.15 4 3.50 47 61.20 12 15 17.00 4 5.00 0 0.00 15 Punjab National Bank 104 241.36 214 419.36 87 139.20 102 113.81 5 141 220.96 19 21.83 0 0.00 16 State Bank of India 26405 24819.00 49991 39740.00 11040 1827.00 78414 66066.00 25 36879 30105.00 12397 11578.00 432 5209.00 17 Syndicate Bank 92 207.13 142 359.32 88 98.17 276 187.30 7 213 301.14 101 202.31 0 0.00 18 Union Bank of India 155 293.13 69 68.23 119 94.01 429 829.05 7 201 292.21 53 64.12 0 0.00 19 United Bank of India 27539 8319.82 35491 9026.45 7554 8224.83 74101 47401.25 40 44693 21374.01 9980 4713.85 382 77.09 20 UCO Bank 1668 1742.00 3547 3706.00 212 187.00 8994 14742.00 51 2793 3297.00 2012 1837.00 16 19.00 21 Vijaya Bank 0 0.00 31 156.00 0 0.00 96 476.14 14 45 151.49 0 0.00 0 0.00 A Sub Total of Public Sec. Bank 58126 38213.34 93268 56779.62 20601 12035.25 169798 138348.30 28 86447 57454.12 26293 20149.81 896 5330.39 22 AXIS BANK 3 2.04 2 2.83 0 0.00 279 214.10 5 279 211.20 22 14.59 0 0.00 23 Bandhan Bank 92898 38824.20 81971 30500.53 65740 28798.59 308173 122049.20 112 315628 128067.45 35733 15033.89 0 0.00 24 Federal Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 25 HDFC Bank 171 207.58 264 885.92 0 0.00 22157 5177.24 34 21225 3949.85 3061 568.33 0 0.00 26 ICICI Bank 882 439.36 74 114.99 0 0.00 3905 1584.01 61 1587 1429.86 453 242.76 0 0.00 27 IDFC Bank 8178 1157.23 7086 960.08 4448 633.70 34867 5434.56 0 34867 5434.56 1658 245.41 0 0.00 28 Indusind Bank 366 507.47 246 308.74 821 462.79 1433 1279.00 13 905 950.39 521 1133.04 0 0.00 29 Kotak Mahindra Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 30 SOUTH INDIAN BANK 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 31 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 102498 41137.88 89643 32773.09 71009 29895.08 370814 135738.11 93 374491 140043.31 41448 17238.02 0 0.00 32 Tripura Gramin Bank 33648 21651.29 90040 70985.17 14926 10604.75 132758 165197.42 83 76777 40298.99 62550 28660.77 79 21.96 C Sub Total of RRB 33648 21651.29 90040 70985.17 14926 10604.75 132758 165197.42 83 76777 40298.99 62550 28660.77 79 21.96 33 ACUB 127 231.50 159 394.10 0 0.00 39 16.55 1 156 281.50 9 9.19 5 7.88 34 TCARDB 0 0.00 0 0 0 0 0 0 0 0 0.00 0 0 0 0 35 TSCB 21302 8520.80 39569 20971.57 33602 16801.00 117867 29181.69 24 25475 12987.50 3665 1832.50 482 265.10 D Sub Total of Coop.Banks 21429 8752.30 39728 21365.67 33602 16801.00 117906 29198.24 24 25631 13269.00 3674 1841.69 487 272.98 GRAND TOTAL 215701 109754.81 312679 181903.55 140138 69336.08 791276 468482.07 49 563346 251065.42 133965 67890.29 1462 5625.33 81

Adjusted Net Bank Credit (ANBC) as on the corresponding date of the preceding year Credit Equivalent of Off Balance sheet Exposures (CEOBE) as on the corresponding date of the preceding year Annual Statement on Priority Sector Advances and Sectoral Deployment of Credit (State-wise) Number of Accounts in absolute terms and Amount in Lakhs 958632.76 Sl. No Categories Disbursements during the Year Out of disbursements, Loans to SC/ST Outstanding at the end of the Year Out of outstanding loans, loans to SC/ST No. of A/cs Amount disbursed No. of A/cs Amount No. of A/cs No.of benefici aries Balance O/s No. of A/cs No.of benefici aries Balance O/s 1 Priority Sector 369889 438783.12 166741 193848.06 1259380 961982.45 528380 291658.36 I Agriculture 327785 231530.22 151402 106442.47 832877 421272.83 349931 98719.11 (i) Crop Loans 50333 23644.08 23249 10981.14 293471 61687.02 127386 17906.27 (ii) Investment Credit Out of (ii) above loans for Agriculture Implements & Machinery (iii) Allied Activities 277452 207886.14 130117 82359.64 508042 336678.77 224016 90217.38 (a) Fisheries 42317 11552.06 12153 5610.52 116579 63463.82 66073 21306.40 (b) Dairy 18122 15059.25 2861 7037.53 32643 50469.86 15816 13992.82 (c) Poultry 15031 14196.70 7044 6102.05 33319 29771.21 14299 6596.18 (d) Animal Husbandry (e) Bee keeping (f) Sericulture (g) Others 201982 167078.13 108059 63609.53 307357 135505.19 119827 33398.53 Out of Agriculture, loans to small and marginal farmers 50333 23644.08 23249 10981.14 222821 46836.53 96719 13595.51 Out of Agriculture, loans to marginal farmers- Crop Loans Out of Agriculture, loans to marginal farmers- Investment Credit Out of Agriculture, loans to small farmers- Crop Loans Out of Agriculture, loans to small farmers-investment Credit Out of Agriculture, loans to marginal farmers for Allied activities Out of Agriculture, loans to Small farmers for allied activities Out of Agriculture, loans to other Individual farmers 277452 207886.14 130117 82359.64 610056 374436.30 253212 85123.60 Out of Agriculture, loans to corporate farmers, farmers' Out of Agriculture, loans to Food & Agro-processing II MSMEs 37544 160054.00 17918 66190.89 349201 391794.97 137914 133784.96 (i) Micro Enterprises 37429 156814.38 17863 64643.05 348341 350830.07 137611 125381.06 (a) Manufacturing Enterprises 9435 46788.57 3948 16165.41 80117 169364.80 35237 59528.38 (b) Service Enterprises (advances up to 5 crore) 27994 110025.81 13915 48477.64 268224 181465.27 102374 65852.68 (ii) Small Enterprises 115 3239.66 55 1547.84 858 25551.18 303 8403.90 (a) Manufacturing Enterprises 21 875.23 10 419.78 207 5229.23 68 1469.52 (b) Service Enterprises (advances up to 5 crore) 94 2364.43 45 1128.05 598 20321.95 187 5112.36 (iii) Medium Enterprise 0.00 0.00 0 0.00 3 15413.72 0 0.00 (a) Manufacturing Enterprise 0.00 0.00 0 0.00 3 15413.72 0 0.00 (b) Service Enterprises (advances up to 10 crore) 0.00 0.00 0 0.00 0 0.00 0 0.00 (iv) (v) III Advances to KVI Other Finance to MSMEs Export Credit IV Education 233 618.37 109 293.43 3893 11729.37 1897 5547.70 V Housing VI Renewable Energy VII Social Infrastructure VIII 'Others' category under Priority Sector 6629 47198.90 3122 23228.84 77482 148914.65 29213 39482.87 2 Loans to Weaker Sections under Priority Sector 271522 255040.86 129297 122448.79 791276 468482.07 410492 243035.48 3 Non-Priority Sector Loans 23779 55749.02 12111 28391.42 110917 189769.13 54979 94064.18 I Agriculture II MSME (Service) (i) Micro Enterprises (Service) (advances above 5 crore) (ii) Small Enterprises (Service) (advances above 5 crore) (iii) Medium Enterprises (Service) (advances above 10 crore) III Education Loans IV Housing Loans V Personal Loans under Non-Priority Sector VI Other Non-Priority Sector Loans 4 Total Loans 393668 494532.14 178852 222239.48 1370297 1151751.58 583359 385722.54 82

Regional imbalances in deployment of credit to various sectors of the economy: Credit off take in Tripura is generally at a lower side compared to the other States of the country. The CD ratio of the State during last two- three years has moved both ways in the range of 30% to 45% and as on 30.09.2017 it stands at 45%. The State had achieved the target under ACP 2007-08(102%), ACP 2008-09 (113%), ACP 2009-10 (114%), ACP 2010-11 (99%) ACP 2011-12 (98%), ACP 2012-13 (94%), ACP2013-14(123%), ACP 2014-15 (116%), ACP 2015-16 (124%), ACP 2016-17(125%) and ACP 2017-18(113%) resulting in growth of advances. Yet the CD ratio is not up to the mark. The reasons could be as under: i. Relatively faster growth in deposits. ii. Scope of big Industrial Advance is limited. iii. Being a landlocked State, cannot go all out to market its products in the other parts of the country. iv. Contribution of Traditional sector towards total advance of the State is much lower in comparison to other States. v. Priority sector being the principal sector where credit flow has limited absorption capacity. vi. Non-availability of adequate irrigation facility is one of the limiting factors of low credit off take in the State. In Tripura (W) district where CD ratio is the lowest in the State, one Sub-committee under DCC is reviewing in each DCC meeting and action points are taken to push up the CD ratio of the District. 83

EMPLOYMENT GENERATION SCHEMES Agenda Item No 12 Scheme-wise performance under Employment Generation Scheme by Banks for 2017-18 is given below: (Rs/ lac) Scheme Prog. Year Target Spon. Sanctioned Disbursed No No No Amt No Amt PMEGP March 2018 2017-18 1605 4476 2354 4201.20 1075 1830.71 SWAVALAMBAN March 2018 2017-18 4000 6657 2898 8116.95 1549 3918.35 PMEGP For the FY 2017-18, 4476 PMEGP cases were sponsored to the bank branches against the revised target of 1605 cases, out of which 2354 cases were sanctioned amounting to Rs. 42.01 Crore as on 31.03.2018. SWABALAMBAN For FY 2017-18, 6657 cases have been sponsored against the target of 4000. Banks have sanctioned 2898 cases amounting to Rs. 81.17 Crore as on 31.03.2018. 84

TRIPURA STATE PERFORMANCE UNDER PMEGP FOR THE FINANCIAL YEAR 2017-18 AS ON 31.03.2018 ( Amt in Lacs.) TARGET SPONSORED SANCTIONED DISBURSED Sl.No. NAME OF THE BANKS NO NO AMT. NO AMT. NO AMT. 1 Allahabad Bank 8 27 54.30 16 19.40 8 10.88 2 Andhra Bank 1 3 4.00 0 0.00 0 0.00 3 Bank of Baroda 11 35 77.44 17 35.18 9 19.92 4 Bank of India 24 126 298.08 37 84.18 37 65.53 5 Bank of Maharashtra 1 2 2.13 2 1.73 2 1.73 6 Canara Bank 28 101 205.50 58 102.48 34 61.42 7 Central Bank of India 20 40 62.49 12 14.07 4 3.94 8 Corporation Bank 3 6 8.00 0 0.00 0 0.00 9 Indian Bank 7 13 19.71 7 6.55 3 2.90 10 IDBI BANK 10 40 76.63 10 19.76 4 7.64 11 Indian Overseas Bank 9 23 47.56 13 32.47 5 6.00 12 Oriental Bank of Commerce 4 9 11.55 4 4.97 3 3.88 13 Punjab & Sind Bank 4 11 15.00 6 9.10 3 4.55 14 Punjab National Bank 5 13 21.01 6 6.90 3 2.45 15 State Bank of India 318 753 1488.66 368 413.12 154 169.29 16 Syndicate Bank 11 41 86.63 15 24.11 5 7.36 17 Union Bank of India 17 50 99.48 22 26.36 12 14.53 18 United Bank of India 368 988 2142.10 431 998.55 198 399.96 19 UCO Bank 62 220 440.97 78 104.71 37 45.03 20 Vijaya Bank 8 12 17.43 2 2.10 1 1.50 A Sub Total of Public Sec. Bank 919 2513 5178.7 1104 1905.74 522 828.51 21 AXIS BANK 6 21 45.53 4 5.73 0 0.00 22 Bandhan Bank 18 12 18.50 0 0.00 0 0.00 23 Federal Bank 0 0 0.00 0 0.00 0 0.00 24 HDFC 5 7 8.65 0 0.00 0 0.00 25 ICICI 6 6 10.75 0 0.00 0 0.00 26 Indusind Bank 2 1 1.00 0 0.00 0 0.00 27 Kotak Mahindra Bank 0 0 0.00 0 0.00 0 0.00 28 South Indian Bank 0 0 0.00 0 0.00 0 0.00 29 YES Bank 0 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 37 47 84.43 4 5.73 0 0 30 Tripura Gramin Bank 480 1409 2833.13 844 1552.25 398 725.22 C Sub Total of RRB 480 1409 2833.1 844 1552.25 398 725.22 31 ACUB 0 0 0 0 0 0 0 32 TCARDB 0 0 0 0 0 0 0 33 TSCB 169 507 1022.4 402 737.48 155 276.98 D Sub Total of Coop.Banks 169 507 1022.4 402 737.48 155 276.98 GRAND TOTAL 1605 4476 9118.63 2354 4201.20 1075 1830.71 85

Tripura State BANK-WISE POSITION IN IMPLEMENTATION OF SWABALAMBAN FOR THE STATE OF TRIPURA FOR THE PROGRAMME YEAR 2017-18 AS ON 31.03.2018 ( Amt in Lacs.) Achievement for the Financial Year 2017-2018 Sl No Name of Bank Target Sponsored Sanctioned Disbursed No No Amt No Amt No Amt 1 Allahabad Bank 13 25 82.67 7 20.00 6 17.00 2 Axis bank 6 7 21.00 0 0.00 0 0.00 3 Bank of Baroda 20 43 143.14 13 31.44 11 23.08 4 Bank of India 41 124 407.82 61 161.70 18 41.90 5 Canara Bank 48 103 351.69 36 118.94 20 46.89 6 Central Bank of India 46 85 280.24 17 40.22 8 12.80 7 Dena Bank 2 2 6.00 0 0.00 0 0.00 8 ICICI Bank 6 6 16.30 0 0.00 0 0.00 9 IDBI Bank 11 25 81.62 7 13.39 2 4.00 10 Indian Bank 11 24 114.70 2 4.08 1 2.38 11 Indian Overseas Bank 18 35 88.29 17 40.72 6 12.99 12 Indus Ind Bank 3 3 8.00 0 0.00 0 0.00 13 Oriental Bank Of Comerce 7 18 70.88 3 6.34 1 1.84 14 Punjab & Sind Bank 11 22 63.50 13 28.60 8 15.00 15 Punjab Naional Bank 9 24 77.26 7 17.70 3 5.92 16 Syndicate Bank 18 39 115.17 22 50.66 6 11.09 17 State Bank of India 670 1057 3380.26 331 731.26 94 154.56 18 Tripura Gramin Bank 1476 2400 7679.00 1303 3811.99 913 2538.42 19 Tripura State Co-Op Bank 594 969 3046.64 494 1524.55 269 609.41 20 Union Bank 32 77 253.12 39 85.72 21 44.46 21 United Bank Of India 756 1205 3904.05 395 1091.06 100 235.70 22 UCO BANK 154 285 928.41 120 307.06 55 120.91 23 Vijaya Bank 9 20 58.97 3 6.52 1 3.00 24 HDFC 4 3 11.00 0 0.00 0 0.00 25 Andhra Bank 4 10 39.00 4 12.00 2 8.00 26 Bandhan Bank 18 26 76.78 0 0.00 0 0.00 27 Corporation Bank 9 12 37.42 1 4.00 1 2.00 28 South Indian Bank 0 0 0.00 0 0.00 0 0.00 29 Yes Bank 0 0 0.00 0 0.00 0 0.00 30 Bank of Maharashtra 4 8 28.00 3 9.00 3 7.00 TOTAL 4000 6657 21370.93 2898 8116.95 1549 3918.35 86

TRIPURA STATE Agenda Item No-12 BANK-WISE POSITION IN IMPLEMENTATION OF MINI DAIRY FOR THE STATE OF TRIPURA DURING THE YEAR 2017-18 AS ON 31.03.2018 Proposals Sl.No. BANKS Received Proposals sanctioned Proposals disbursed No. No. Amt. No. Amt. 1 2 3 4 5 6 7 1 Central Bank of India 0 0 0.00 0 0.00 2 BOI 1 1 5.50 1 5.50 3 Canara 0 0 0.00 0 0.00 4 Corporation 1 1 1.65 1 1.65 5 IDBI Bank 0 0 0.00 0 0.00 6 State Bank of India 1 1 1.20 1 1.20 7 UCO Bank 44 44 95.47 44 64.41 8 United Bank of India 24 24 55.97 24 55.97 9 Vijaya Bank 2 2 4.41 3 5.49 10 Tripura Gramin Bank 347 286 592.73 286 592.73 11 Tripura State Co-operative Bank 32 32 28.75 32 28.75 12 Bank of Baroda 3 3 12.90 3 12.90 13 Union Bank 0 0 0.00 0 0.00 14 Oriental Bank of Commerce 1 1 1.02 1 1.02 15 ACUB 0 0 0.00 0 0.00 16 PNB 0 0 0.00 0 0.00 17 Syndicate Bank 5 5 7.80 5 7.80 TOTAL 461 400 807.40 401 777.42 87

TRIPURA STATE Agenda Item No.12 Bank wise position in implementation of KCC(Fishery)/SCC for F.Y.2017-18 as on 31.03.2018 (Amt. in Lakhs) Sponsored Sanctioned Disbursed Rejected/ Returned Pending Sl No NAME OF THE BANK No Amt No Amt No Amt No No 1 AB 0 2 Andhra Bank 0 3 BOB 0 4 BOM 0 5 BOI 1 0.40 0 0.00 0 0.00 0 1 6 Canara Bank 3 1.32 1 0.50 1 0.50 0 2 7 CBI 3 2.66 0 0.00 0 0.00 0 3 8 IB 0 9 IDBI BANK 4 1.68 0 0.00 0 0.00 0 4 10 IOB 0 11 P&SB 0 12 PNB 1 1.80 0 0.00 0 0.00 0 1 13 SBI 27 19.56 0 0.00 0 0.00 1 26 14 SYNDICATE 0 15 UCO 9 6.51 3 1.10 2 0.80 0 6 16 UBI 40 32.12 1 0.40 0 0.00 0 39 17 Union Bank 0 18 VB 0 19 OBC 0 20 Corporation 0 A Sub-Total PUBLIC sec Bank 88 66.05 5 2.00 3 1.30 1 82 21 AXIS BANK 0 22 ICICI 0 23 HDFC 0 24 SOUTH INDIAN BANK 0 25 INDUSIND 0 26 YES Bank 0 B Sub Total PRIVATE Sec bank 0 0.00 0 0.00 0 0.00 0 0 27 TGB 111 114.69 19 16.60 12 13.38 1 91 C Sub Total RRB 111 114.69 19 16.60 12 13.38 1 91 28 ACUB 0 29 TCARDB 0 30 TSCB 45 45.73 13 3.60 13 3.60 0 32 D Sub-Total Coop. Bank 45 45.73 13 3.60 13 3.60 0 32 GRAND TOTAL 244 226.47 37 22.20 28 18.28 2 205 88

Agenda item No. 13 Grant of Educational loans/housing loans/specialized Schemes/DRI Outstanding Credit as on 31.03.2018 Achievement under DRI by Banks as on 31.03.2018: (Rs.in lac) Sl no Name of the Bank Sanctioned (17-18) Outstanding as on 31.03.2018 No Amount No Amount 1 UBI 9 1.55 170 21.61 2 SBI 3 0.56 589 103.51 3 Canara Bank 41 6.03 249 22.28 4 UCO bank 5 0.80 30 2.54 5 P & SB 0 0.00 3 0.19 6 CBI 0 0.00 239 94.51 7 IOB 0 0.00 1 0.21 8 PNB 0 0.00 4 0.73 8 Syndicate Bank 3 0.09 18 0.70 TOTAL 61 8.94 1303 246.28 Education Loan: The banks have been financing under Educational Loan Scheme since last 12-13 years as per directives of the Govt. of India and recommendations of High Level Committee on Lead Bank Scheme. The progress under the scheme covering disbursement and total credit exposure are now being reviewed regularly. A report on progress made under Education Loan during the year 2017-18 is annexed; the summary position is as under: Amt. Rs. In lac Balance outstanding as on 31.03.2017 Disbursement made during the year 2017-18 Balance outstanding as on 31-03-2018 A/c Amount A/c Amount A/c Amount 3905 11444.81 233 618.37 3893 11729.37 A new Central Sector Scheme of Interest Subsidy on Educational Loan taken by Students belonging to economically weaker sections to pursue technical/professional education in India is operative in the entire country. The State Govt. is requested to please see that the deserving students get income certificate without any hazard. The Bank wise achievement of Education Loan for the financial year 2017-18 has been annexed. Reports on progress made under Housing Loan and other Specialized Schemes during the year 2017-18 as on 31.03.2018 are annexed. 89

Proposals received TRIPURA STATE BANK-WISE PERFORMANCE UNDER EDUCATION LOAN FOR THE YEAR 2017-18, AS ON 31.03.2018 PROPOSAL SANCTIONED PROPOSAL DISBURSED No of cases pending No of cases rejected Agenda item No. 13 ( Amt in Lacs.) Outstanding as on 31.03.2018 SL NO BANKS No. NO Amt. No. Amt. No. No. No. Amt. 1 Allahabad Bank 1 1 3.00 1 0.05 0 0 36 74.65 2 Andhra Bank 0 0 0.00 0 0.00 0 0 0 0.00 3 Bank of Baroda 5 2 5.50 1 2.00 0 3 28 191.15 4 Bank of India 14 14 43.96 14 27.50 0 0 52 132.19 5 Bank of Maharashtra 0 0 0.00 0 0.00 0 0 1 1.10 6 Canara Bank 27 27 93.41 27 93.41 0 0 269 701.11 7 Central Bank of India 5 5 7.23 5 7.23 0 0 54 114.29 8 Corporation Bank 5 5 21.96 5 21.96 0 0 8 40.56 9 Dena Bank 0 0 0.00 0 0.00 0 0 0 0.00 10 Indian Bank 1 1 20.00 1 20.00 0 0 10 47.23 11 IDBI BANK 4 4 12.04 4 2.84 0 0 22 148.50 12 Indian Overseas Bank 0 0 0.00 0 0.00 0 0 7 16.15 13 Oriental Bank of Commerce 3 3 9.00 3 6.94 0 0 10 25.00 14 Punjab & Sind Bank 0 0 0.00 0 0.00 0 0 3 6.00 15 Punjab National Bank 6 6 16.86 6 16.86 0 0 36 90.76 16 State Bank of India 41 41 147.67 41 147.67 0 0 2129 6530.20 17 Syndicate Bank 4 4 21.00 4 12.05 0 0 56 128.68 18 Union Bank of India 16 8 37.00 8 37.00 0 8 51 141.23 19 United Bank of India 21 21 101.42 21 97.56 0 0 491 1538.91 20 UCO Bank 37 32 120.00 31 48.00 0 5 148 465.00 21 Vijaya Bank 7 7 24.70 7 17.64 0 0 11 41.91 A Sub Total of Public Sec. Bank 197 181 684.75 179 558.71 0 16 3422 10434.62 22 AXIS BANK 0 0 0.00 0 0.00 0 0 0 0.00 23 Federal Bank 2 2 5.00 2 1.50 0 0 5 6.58 24 HDFC 7 7 8.65 7 8.65 0 0 14 28.73 25 ICICI 0 0 0.00 0 0.00 0 0 0 0.00 26 Indusind Bank 0 0 0.00 0 0.00 0 0 0 0.00 27 Kotak Mahindra Bank 0 0 0.00 0 0.00 0 0 0 0.00 28 SOUTH INDIAN BANK 0 0 0.00 0 0.00 0 0 0 0.00 29 YES Bank 0 0 0.00 0 0.00 0 0 0 0.00 B Sub Total of Pvt. Sec. Bank 9 9 13.65 9 10.15 0 0 19 35.31 30 Tripura Gramin Bank 47 45 152.91 45 49.51 0 0 426 1193.41 C Sub Total of RRB 47 45 152.91 45 49.51 0 0 426 1193.41 31 ACUB 0 0 0.00 0 0.00 0 0 0 0.00 32 TCARDB 0 0 0.00 0 0.00 0 0 0 0.00 33 TSCB 0 0 0.00 0 0.00 0 0 26 66.03 D Sub Total of Coop.Banks 0 0 0.00 0 0.00 0 0 26 66.03 GRAND TOTAL 253 235 851.31 233 618.37 0 16 3893 11729.37 90

Tripura State Sl. No. Agenda Item No-13 BANK-WISE PERFORMANCE IN FINANCING UNDER HOUSING SCHEME AS ON 31.03.2018 Amount in Lacs Name of the Banks Urban Semi-Urban Rural Total No. Amt. No. Amt. No. Amt. No. Amt. 1 2 3 4 5 6 7 8 9 10 1 Allahabad Bank 245 657.01 4 40.54 5 55.24 254 752.79 2 Andhra Bank 11 62.85 0 0.00 0 0.00 11 62.85 3 Bank of Baroda 52 1020.00 0 0.00 7 120.00 59 1140.00 4 Bank of India 382 1497.65 102 1102.35 60 598.43 544 3198.43 5 Bank of Maharashtra 18 163.10 0 0.00 0 0.00 18 163.10 6 Canara Bank 23 334.34 19 222.40 17 248.20 59 804.94 7 Central Bank of India 44 295.26 3 39.76 1 10.00 48 345.02 8 Corporation Bank 9 31.08 0 0.00 0 0.00 9 31.08 9 Dena Bank 2 10.69 0 0.00 0 0.00 2 10.69 10 Indian Bank 49 326.29 0 0.00 0 0.00 49 326.29 11 IDBI BANK 20 242.30 12 76.22 34 204.10 66 522.62 12 Indian Overseas Bank 16 185.02 10 80.75 18 115.14 44 380.91 13 Oriental Bank of Commerce 8 46.00 2 10.00 0 0.00 10 56.00 14 Punjab & Sind Bank 18 111.75 0 0.00 5 24.00 23 135.75 15 Punjab National Bank 29 504.25 0 0.00 2 25.50 31 529.75 16 State Bank of India 3181 25728.00 1489 9797.00 759 3055.00 5429 38580.00 17 Syndicate Bank 27 461.74 25 139.54 1 5.53 53 606.81 18 Union Bank of India 125 1311.14 21 180.11 0 0.00 146 1491.25 19 United Bank of India 679 11017.07 544 1844.64 415 1389.53 1638 14251.24 20 UCO Bank 324 3619.00 164 1179.00 103 951.00 591 5749.00 21 Vijaya Bank 126 1215.50 17 148.00 20 228.80 163 1592.30 A Sub-Total PUBLIC sec Bank 5388 48840.04 2412 14860.31 1447 7030.47 9247 70730.82 22 AXIS BANK 150 130.76 0 0.00 0 0.00 150 130.76 23 Bandhan Bank 12 57.23 6 40.88 3 18.15 21 116.26 24 Federal Bank 0 0.00 0 0.00 0 0.00 0 0.00 25 HDFC 38 36.18 16 9.72 0 0.00 54 45.90 26 ICICI 31 617.50 0 0.00 0 0.00 31 617.50 27 Indusind Bank 41 364.34 0 0.00 0 0.00 41 364.34 28 Kotak Mahindra Bank ltd 0 0.00 0 0.00 0 0.00 0 0.00 29 South Indian Bank 3 16.42 0 0.00 0 0.00 3 16.42 30 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 B Sub Total Pvt. Sec Bank 275 1222.43 22 50.60 3 18.15 300 1291.18 31 TGB 2341 5346.28 6142 20415.38 19352 36923.55 27835 62685.21 C Sub Total RRB 2341 5346.28 6142 20415.38 19352 36923.55 27835 62685.21 32 ACUB 68 444.73 1 13.00 0 0.00 69 457.73 33 TCARDB 0 0.00 0 0.00 0 0.00 0 0.00 34 TSCB 529 3545.30 317 2028.80 331 1986.25 1177 7560.35 D Sub-Total Coop. Bank 597 3990.03 318 2041.80 331 1986.25 1246 8018.08 GRAND TOTAL 8601 59398.78 8894 37368.09 21133 45958.42 38628 142725.29 91

SCHEME TO PROVIDE BANK LOAN WITH STATE GOVT. SUBSIDY FOR PURSUING B.ED. FOR PROSPECTIVE STUDENTS OF TRIPURA: State is in the process of formulating a Scheme to provide assistance by way of interest subsidy during moratorium period of study or capital subsidy on education loans taken by students from scheduled Banks/ RRB/ TSCBL to pursue B.Ed. courses in recognized institutions. For this, a meeting was held on 12.06.2018 with the Bankers on the modalities of education loan scheme for prospective B.Ed. students studying in Tripura or other States to fill up the vacancies of the teachers for Tripura. The scheme is under process of finalization by the State Government. Pradhan Mantri Awas Yojana (PMAY) - DPR I: Like other States, Pradhan Mantri Awas Yojana (PMAY) is being implemented in all 20 ULBs across the State of Tripura. Total 42,896 beneficiaries was approved by the State Government (as per DPR). Progress on implementation of PMAY along with CLSS scheme was reviewed on 11.06.2018 under the Chairmanship of the Principal Secretary, Urban Development Department, Govt. of Tripura in presence of executives from National Housing Bank (NHB) and HUDCO and officials from Urban Development Department, Govt. of Tripura and different Banks in the State of Tripura. Principal Secretary, UDD, Govt. of Tripura briefed about the implementation of PMAY in the State and emphasized on the inclusion of more and more beneficiaries under Credit Linked Subsidy Scheme (CLSS). He pointed out the issue regarding exclusion of several beneficiaries under CLSS and requested the Bankers in Tripura to appraise the beneficiaries while accepting loan proposals under Housing scheme in 20 ULBs fulfilling income and other criteria. He also suggested for an awareness meeting for the Bankers and beneficiaries with the help of National Housing Bank (NHB) and HUDCO during the first fortnight of July so that more numbers of beneficiaries get the benefit of interest subvention under CLSS. 92

SME financing & bottlenecks thereof, if any Some of the problems that are being faced by the entrepreneurs of the State can be summarized as under: Reluctance of big industrial houses to set up their units in the northeast. Inadequate Research & Development facilities Inadequate level of computer based technology Limited spread of brand image Low productivity Inadequate infrastructure facilities Being a landlocked State transportation of products of the State to other part of the country is dependent on road connectivity only. Because of the distance, transportation cost is much higher in comparison to other States. The summary of SWOT analysis of Industries in the State could be as under: Strength : Abundance of natural resources and cheap labours. Political stability etc. Weakness : Inadequate Research & Development facilities, lack of proper system of identification of viable projects and activities and marketing bottlenecks. Opportunities : Cross border trading with Bangladesh and increasing domestic demand. Threat economy. : Relatively higher production cost and fast changes that are taking place in the The following measures suggested below may be considered for discussion with a view to combat the problems and to ameliorate the industrial situation in the State: To examine the issue of supply of power at a reasonable cost to entrepreneurs. To study the financial implication for compliance of pollution control norms. To promote the brand image of industries of the State. To create proper marketing and infrastructure facilities. To promote Research & Development activities for continuous development of product quality and cost efficiency to face competitions. Particulars of Flow of credit to MSE sector has been shown in Agenda Item IV. 93

IMPORTANT ISSUE REVAMP OF LEAD BANK SCHEME: Lead Bank Scheme (LBS) was last reviewed by the High Level Committee under Smt. Usha Thorat, the then Deputy Governor of RBI as the Chairperson in 2009. In view of the changes that have taken place in the financial sector over the years, RBI had constituted a Committee of Executive Directors of the banks to study the efficacy of the scheme and suggest measures for improvement. The Committee s recommendation were discussed with various stakeholders and based on their feedback, RBI issued latest directives on 6 th April 2018 on revamp of Lead Bank Scheme. The directives so issued by RBI are to be implemented in the State in letter and spirit. Few important action points that have emerged from that directive are furnished below: From now on, State Level Bankers Committee (SLBC) meetings should primarily focus on policy issues having participation of only the senior functionaries of the banks/ Government Departments. All routine issues are to be delegated to various Sub-Committee of the SLBC. After a detailed discussion with RBI Agartala on Sub Committee to be formed considering present requirement, it is proposed to have following Sub Committees: 1. Sub Committee of SLBC on Agriculture. 2. Sub Committee of SLBC on MSME. 3. Sub Committee of SLBC on SHG, RSETI & Financial Inclusion. 4. Sub Committee of SLBC on management of Stress Assets. 5. Sub Committee of SLBC on Data Management As is the requirement, a Steering Sub-committee is proposed to be constituted in the SLBC with representation from RBI, NABARD, SLBC Convenor Bank, State Bank of India, TGB, TSCB, UCO Bank, Central Bank of India, Departments of Finance, Agriculture, MSME & TRLM to primarily deliberate on agenda proposals from different stakeholders and finalise a compact agenda for the SLBC meetings henceforth. The relevant guideline of RBI, which is applicable for all Banks operating in the country, indicated that the corporate business targets of the Banks for branches, Blocks, Districts and States should be aligned with the Annual Credit Plan adopted by SLBC for the State to ensure better implementation. The Controlling Offices of the banks in each state should synchronize their internal business plans with the ACP of the State. All Member Banks are to take note of this. RBI has shown its concern over integrity & timeliness of the data submitted by banks to SLBC since it is felt that a significant portion of this data is manually compiled and entered into the Data Management Systems of the SLBC Convener Banks. Accordingly SLBCs have been directed to develop a system on its website to enable uploading and downloading of the data pertaining to the Block, District as well as the State. For obvious reason, the relevant data is to be downloaded from the MIS of 94

the banks with a view to keeping manual intervention to a minimal level in the process. All member Banks are requested to give full support to SLBC Desk in this regard, particularly when UAT process would start. The other part of the directive is related to strengthening the BLBC forum with a clear stipulation that all branch managers should attend BLBC meetings and enrich the discussions with their valuable inputs. Controlling Heads of banks are also to attend a few of the BLBC meetings selectively. Member Banks are requested to issue direction in this regard to the field. RBI in their directive also stressed on involvement of Rural Self Employment Training Institutes (RSETIs), particularly at the DCC level. Focus of RSETI should be on development of skills to enhance the credit absorption capacity in the area and renewing the training programmes towards sustainable micro enterprises. RBI circular no. FIDD.CO.LBS.BC.No.19/02.01.001/2017-18 dated 06.04. 2018 on Revamp of Lead Bank Scheme is annexed. 95

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Timely submission of data by banks: 25 out of 35 Banks submitted the reports after the stipulated date. All Banks are once again requested to ensure submission of data within the stipulated time period. Timely submission of correct data by all banks/financial institutions is of prime importance for effective functioning of Lead Bank Scheme. Delayed submission of data comes in the way of timely holding of various meetings relating to Lead Bank Scheme. It also debars the convener bank/ lead bank to submit compiled data to RBI, NABARD and Central and State Governments on various items as and when asked for. All banks need to make a lot of improvement in this area. The issue has become more important in the context of RBI directives that SLBC meetings are to be held within 45 days of the end of the quarter. All Banks were requested to submit data within 15.04.2018 for compilation of Agenda Notes for 125 th SLBC Meeting. The date of submission by the concerned banks is tabulated as follows:- Sl. Bank Date of Submission 1 ACUB 08.04.2018 2 Allahabad Bank 26.04.2018 3 Andhra Bank 05.04.2018 4 AXIS BANK 17.04.2018 5 Bandhan Bank 26.04.2018 6 Bank of Baroda 16.04.2018 7 Bank of India 30.04.2018 8 Bank of Maharashtra 12.04.2018 9 Canara Bank 27.04.2018 10 Central Bank of India 19.04.2018 11 Corporation Bank 20.04.2018 12 Dena Bank 14.04.2018 13 Federal Bank 26.04.2018 14 HDFC 13.04.2018 15 ICICI 19.04.2018 16 IDBI BANK 18.04.2018 17 IDFC Bank 13.04.2018 18 Indian Bank 19.04.2018 19 Indian Overseas Bank 26.04.2018 20 Indusind Bank 18.04.2018 21 Kotak Mahindra Bank 20.04.2018 22 Oriental Bank of Commerce 26.04.2018 23 Punjab & Sind Bank 17.04.2018 24 Punjab National Bank 16.04.2018 25 South Indian Bank 27.04.2018 26 State Bank of India 11.04.2018 27 Syndicate Bank 10.04.2018 28 TCARDB 26.04.2018 29 Tripura Gramin Bank 27.04.2018 30 TSCB 27.04.2018 31 UCO Bank 18.04.2018 32 Union Bank of India 27.04.2018 33 United Bank of India 10.04.2018 34 Vijaya Bank 24.04.2018 35 YES Bank 12.04.2018 102

FINANCIAL LITERACY/ AWARENESS CAM P ORGANISED BY THE RURAL BRANCHES OF BANKS 2017-18 FOR THE QU ARTER ENDED M ARCH '2018 TRIPURA STATE Sl. District Block Name of Bank Name of Branch M onth Held On 1 Dhalai Manu Bank of India Dhumachherra Jan'2018 04.01.2018 2 Dhalai Salema Bandhan Bank Singinala Jan'2018 19.01.2018 3 Dhalai Durgachoumohani Indian Bank Durgachoumohani Jan'2018 11.01.2018 4 Dhalai Manu SBI Kanchancherra Jan'2018 02.01.2018 5 Dhalai Ambassa TGB Ambassa Jan'2018 19.01.2018 6 Dhalai Ambassa TGB Jawharnagar Jan'2018 24.01.2018 7 Dhalai Ambassa TGB Kachuchara Jan'2018 17.01.2018 8 Dhalai Ambassa TGB Kulai Jan'2018 08.01.2018 9 Dhalai Salema TGB Kamalpur Jan'2018 30.01.2018 10 Dhalai Manu TGB Manu Jan'2018 05.01.2018 11 Dhalai Manu TGB Nalkata (82 Miles) Jan'2018 15.01.2018 12 Dhalai Chaumanu TGB Chailengta Jan'2018 03.01.2018 13 Dhalai Damburnagar TGB Gandachherra Jan'2018 25.01.2018 14 Dhalai Damburnagar TGB Ganganagar Jan'2018 03.01.2018 15 Dhalai Durgachoumohani TGB Bamancherra Jan'2018 29.01.2018 16 Dhalai Chaumanu TGB Chaumanu Jan'2018 18.01.2018 17 Dhalai Salema TGB Abhanga Jan'2018 19.01.2018 18 Dhalai Chaumanu TSCB Choumanu Jan'2018 18.01.2018 19 Dhalai Chaumanu TSCB Chailengta Jan'2018 24.01.2018 20 Dhalai Damburnagar TSCB Gandachherra Jan'2018 30.01.2018 21 Dhalai Salema TSCB Moracherra Jan'2018 05.01.2018 22 Dhalai Ambassa TSCB Jawaharnagar Jan'2018 08.01.2018 23 Dhalai Ambassa UBI Sikaribari Jan'2018 11.01.2018 24 Dhalai Salema UBI Halhali Jan'2018 19.01.2018 25 Dhalai Salema UBI Kamalpur Jan'2018 18.01.2018 26 Dhalai Manu UBI Manu Jan'2018 15.01.2018 27 Dhalai Manu UBI Choumanu Jan'2018 29.01.2018 28 Dhalai Manu UBI Machli Jan'2018 03.01.2018 29 Dhalai Chaumanu UBI Chailengta Jan'2018 25.01.2018 30 Dhalai Damburnagar UCO Bank Gandachherra Jan'2018 05.01.2018 31 Dhalai Damburnagar UCO Bank Raishyabari Jan'2018 25.01.2018 32 Dhalai Manu Bank of India Dhumachherra Feb'2018 22.02.2018 33 Dhalai Salema Bandhan Bank Singinala Feb'2018 02.02.2018 34 Dhalai Durgachoumohani Indian Bank Durgachoumohani Feb'2018 12.02.2018 35 Dhalai Manu SBI Kanchancherra Feb'2018 15.02.2018 36 Dhalai Ambassa TGB Ambassa Feb'2018 20.02.2018 37 Dhalai Ambassa TGB Jawharnagar Feb'2018 08.02.2018 38 Dhalai Ambassa TGB Kachuchara Feb'2018 05.02.2018 39 Dhalai Ambassa TGB Kulai Feb'2018 27.02.2018 40 Dhalai Salema TGB Kamalpur Feb'2018 26.02.2018 41 Dhalai Manu TGB Manu Feb'2018 16.02.2018 42 Dhalai Chaumanu TGB Chailengta Feb'2018 21.02.2018 43 Dhalai Damburnagar TGB Gandachherra Feb'2018 06.02.2018 44 Dhalai Damburnagar TGB Ganganagar Feb'2018 22.02.2018 45 Dhalai Durgachoumohani TGB Bamancherra Feb'2018 15.02.2018 46 Dhalai Chaumanu TGB Chaumanu Feb'2018 01.02.2018 47 Dhalai Salema TGB Abhanga Feb'2018 26.02.2018 48 Dhalai Chaumanu TSCB Chailengta Feb'2018 23.02.2018 49 Dhalai Damburnagar TSCB Gandachherra Feb'2018 13.02.2018 50 Dhalai Salema TSCB Moracherra Feb'2018 07.02.2018 51 Dhalai Ambassa TSCB Jawaharnagar Feb'2018 05.02.2018 52 Dhalai Ambassa UBI Sikaribari Feb'2018 05.02.2018 53 Dhalai Salema UBI Halhali Feb'2018 16.02.2018 54 Dhalai Salema UBI Kamalpur Feb'2018 27.02.2018 55 Dhalai Manu UBI Manu Feb'2018 12.02.2018 56 Dhalai Manu UBI Machli Feb'2018 02.02.2018 57 Dhalai Chaumanu UBI Chailengta Feb'2018 20.02.2018 58 Dhalai Damburnagar UCO Bank Gandachherra Feb'2018 07.02.2018 59 Dhalai Damburnagar UCO Bank Raishyabari Feb'2018 13.02.2018 60 Dhalai Manu Bank of India Dhumachherra Mar'2018 07.03.2018 61 Dhalai Salema Bandhan Bank Singinala Mar'2018 02.03.2018 62 Dhalai Durgachoumohani Indian Bank Durgachoumohani Mar'2018 21.03.2018 63 Dhalai Manu SBI Kanchancherra Mar'2018 14.03.2018 64 Dhalai Ambassa TGB Ambassa Mar'2018 16.03.2018 65 Dhalai Ambassa TGB Jawharnagar Mar'2018 05.03.2018 66 Dhalai Ambassa TGB Kachuchara Mar'2018 03.03.2018 67 Dhalai Ambassa TGB Kulai Mar'2018 22.03.2018 68 Dhalai Salema TGB Kamalpur Mar'2018 06.12.2018 69 Dhalai Manu TGB Manu Mar'2018 06.12.2018 70 Dhalai Chaumanu TGB Chailengta Mar'2018 19.03.2018 103

Sl. District Block Name of Bank Name of Branch M onth Held On 71 Dhalai Damburnagar TGB Gandachherra Mar'2018 16.03.2018 72 Dhalai Damburnagar TGB Ganganagar Mar'2018 08.03.2018 73 Dhalai Durgachoumohani TGB Bamancherra Mar'2018 12.03.2018 74 Dhalai Chaumanu TGB Chaumanu Mar'2018 07.03.2018 75 Dhalai Salema TGB Abhanga Mar'2018 13.03.2018 76 Dhalai Chaumanu TSCB Choumanu Mar'2018 22.03.2018 77 Dhalai Chaumanu TSCB Chailengta Mar'2018 08.03.2018 78 Dhalai Damburnagar TSCB Gandachherra Mar'2018 14.03.2018 79 Dhalai Ambassa TSCB Jawaharnagar Mar'2018 19.03.2018 80 Dhalai Ambassa UBI Sikaribari Mar'2018 23.03.2018 81 Dhalai Salema UBI Halhali Mar'2018 16.03.2018 82 Dhalai Salema UBI Kamalpur Mar'2018 13.03.2018 83 Dhalai Manu UBI Manu Mar'2018 16.03.2018 84 Dhalai Manu UBI Choumanu Mar'2018 02.03.2018 85 Dhalai Manu UBI Machli Mar'2018 09.01.2018 86 Dhalai Damburnagar UCO Bank Gandachherra Mar'2018 23.03.2018 87 Dhalai Damburnagar UCO Bank Raishyabari Mar'2018 12.03.2018 88 Dhalai Ambassa TGB Ambassa Jan'2018 19.01.2018 89 Dhalai Ambassa TGB Jawharnagar Jan'2018 24.01.2018 90 Gomati Kakraban Bank of Baroda Mirza Jan'2018 30.01.2018 91 Gomati Kakraban Bank of India Palatana Jan'2018 05.01.2018 92 Gomati Tepania Bharatiya Mahila Bank(BMB) Gokulpur Jan'2018 08.01.2018 93 Gomati Amarpur Canara Bank Dalak Jan'2018 11.01.2018 94 Gomati Ompi IDBI Ompinagar Jan'2018 19.01.2018 95 Gomati Silachhari IDBI Ailmara Jan'2018 18.01.2018 96 Gomati Killa IDBI Killa Jan'2018 15.01.2018 97 Gomati Matabari SBI Garjee Jan'2018 29.01.2018 98 Gomati Kakraban SBI Palatana Jan'2018 02.01.2018 99 Gomati Matabari TGB Gokulpur Jan'2018 19.01.2018 100 Gomati Matabari TGB Maharani Jan'2018 24.01.2018 101 Gomati Matabari TGB Garjee Jan'2018 17.01.2018 102 Gomati Matabari TGB Bagma Jan'2018 08.01.2018 103 Gomati Killa TGB Killa Jan'2018 30.01.2018 104 Gomati Killa TGB Atharabhola Jan'2018 19.01.2018 105 Gomati Kakraban TGB Kakraban Jan'2018 11.01.2018 106 Gomati Kakraban TGB Tulamura Jan'2018 29.01.2018 107 Gomati Kakraban TGB Jamjuri Jan'2018 03.01.2018 108 Gomati Ompi TGB Ompinagar Jan'2018 25.01.2018 109 Gomati Ompi TGB Taidu Jan'2018 05.01.2018 110 Gomati Karbook TGB Karbook Jan'2018 18.01.2018 111 Gomati Silachhari TGB Silachhari Jan'2018 24.01.2018 112 Gomati Karbook TGB Chellagang Jan'2018 30.01.2018 113 Gomati Kakraban TGB Gangacherra Jan'2018 03.01.2018 114 Gomati Killa TSCB Killa Jan'2018 29.01.2018 115 Gomati Kakraban TSCB Salgarah Jan'2018 24.01.2018 116 Gomati Amarpur TSCB Nutanbazar Jan'2018 15.01.2018 117 Gomati Karbook TSCB Karbook Jan'2018 19.01.2018 118 Gomati Kakraban TSCB Mirza Jan'2018 18.01.2018 119 Gomati Kakraban UBI Karbook( Kakraban) Jan'2018 15.01.2018 120 Gomati Kakraban UBI Salgarah Jan'2018 15.01.2018 121 Gomati Amarpur UBI Nutanbazar Jan'2018 29.01.2018 122 Gomati Karbook UBI Jatanbari Jan'2018 29.01.2018 123 Gomati Kakraban Bank of Baroda Mirza Feb'2018 22.02.2018 124 Gomati Kakraban Bank of India Palatana Feb'2018 15.02.2018 125 Gomati Tepania Bharatiya Mahila Bank(BMB) Gokulpur Feb'2018 01.02.2018 126 Gomati Amarpur Canara Bank Dalak Feb'2018 26.02.2018 127 Gomati Ompi IDBI Ompinagar Feb'2018 23.02.2018 128 Gomati Silachhari IDBI Ailmara Feb'2018 13.02.2018 129 Gomati Killa IDBI Killa Feb'2018 07.02.2018 130 Gomati Matabari SBI Garjee Feb'2018 05.02.2018 131 Gomati Kakraban SBI Palatana Feb'2018 05.02.2018 132 Gomati Matabari TGB Gokulpur Feb'2018 16.02.2018 133 Gomati Matabari TGB Maharani Feb'2018 02.02.2018 134 Gomati Matabari TGB Garjee Feb'2018 12.02.2018 135 Gomati Matabari TGB Bagma Feb'2018 15.02.2018 136 Gomati Killa TGB Killa Feb'2018 20.02.2018 137 Gomati Killa TGB Atharabhola Feb'2018 08.02.2018 138 Gomati Kakraban TGB Kakraban Feb'2018 05.02.2018 139 Gomati Kakraban TGB Jamjuri Feb'2018 07.02.2018 140 Gomati Ompi TGB Ompinagar Feb'2018 13.02.2018 141 Gomati Ompi TGB Taidu Feb'2018 15.02.2018 104

Sl. District Block Name of Bank Name of Branch M onth Held On 141 Gomati Karbook TGB Karbook Feb'2018 21.02.2018 142 Gomati Silachhari TGB Silachhari Feb'2018 06.02.2018 143 Gomati Karbook TGB Chellagang Feb'2018 22.02.2018 144 Gomati Kakraban TGB Gangacherra Feb'2018 15.02.2018 145 Gomati Killa TSCB Killa Feb'2018 01.02.2018 146 Gomati Kakraban TSCB Salgarah Feb'2018 26.02.2018 147 Gomati Amarpur TSCB Nutanbazar Feb'2018 23.02.2018 148 Gomati Kakraban TSCB Mirza Feb'2018 26.02.2018 149 Gomati Kakraban UBI Karbook( Kakraban) Feb'2018 22.02.2018 150 Gomati Kakraban UBI Salgarah Feb'2018 15.02.2018 151 Gomati Amarpur UBI Nutanbazar Feb'2018 01.02.2018 152 Gomati Karbook UBI Jatanbari Feb'2018 07.02.2018 153 Gomati Kakraban Bank of India Palatana Mar'2018 07.03.2018 154 Gomati Tepania Bharatiya Mahila Bank(BMB) Gokulpur Mar'2018 13.03.2018 155 Gomati Amarpur Canara Bank Dalak Mar'2018 22.03.2018 156 Gomati Ompi IDBI Ompinagar Mar'2018 08.03.2018 157 Gomati Silachhari IDBI Ailmara Mar'2018 14.03.2018 158 Gomati Killa IDBI Killa Mar'2018 19.03.2018 159 Gomati Matabari SBI Garjee Mar'2018 23.03.2018 160 Gomati Matabari TGB Gokulpur Mar'2018 16.03.2018 161 Gomati Matabari TGB Maharani Mar'2018 13.03.2018 162 Gomati Matabari TGB Garjee Mar'2018 16.03.2018 163 Gomati Matabari TGB Bagma Mar'2018 02.03.2018 164 Gomati Killa TGB Killa Mar'2018 09.01.2018 165 Gomati Killa TGB Atharabhola Mar'2018 23.03.2018 166 Gomati Kakraban TGB Kakraban Mar'2018 22.03.2018 167 Gomati Kakraban TGB Tulamura Mar'2018 06.12.2018 168 Gomati Kakraban TGB Jamjuri Mar'2018 06.12.2018 169 Gomati Ompi TGB Ompinagar Mar'2018 19.03.2018 170 Gomati Ompi TGB Taidu Mar'2018 16.03.2018 171 Gomati Karbook TGB Karbook Mar'2018 13.03.2018 172 Gomati Karbook TGB Chellagang Mar'2018 16.03.2018 173 Gomati Kakraban TGB Gangacherra Mar'2018 02.03.2018 174 Gomati Killa TSCB Killa Mar'2018 09.01.2018 175 Gomati Kakraban TSCB Salgarah Mar'2018 23.03.2018 176 Gomati Amarpur TSCB Nutanbazar Mar'2018 12.03.2018 177 Gomati Karbook TSCB Karbook Mar'2018 14.03.2018 178 Gomati Kakraban TSCB Mirza Mar'2018 16.03.2018 179 Gomati Kakraban UBI Karbook( Kakraban) Mar'2018 05.03.2018 180 Gomati Amarpur UBI Nutanbazar Mar'2018 03.03.2018 181 Gomati Karbook UBI Jatanbari Mar'2018 22.03.2018 182 Gomati Matabari TGB Garjee Feb'2018 12.02.2018 183 Gomati Matabari TGB Bagma Feb'2018 15.02.2018 184 Khowai Teliamura Bandhan Bank Tuichindrai Jan'2018 19.01.2018 185 Khowai Padmabil Bandhan Bank Ramchandraghat Jan'2018 11.01.2018 186 Khowai Padmabil Allahabad Bank Chebri Jan'2018 02.01.2018 187 Khowai Teliamura ICICI Teliamura Jan'2018 19.01.2018 188 Khowai Teliamura SBI Teliamura Jan'2018 24.01.2018 189 Khowai Khowai TGB Chebri Jan'2018 17.01.2018 190 Khowai Teliamura TGB Moharcharra Jan'2018 08.01.2018 191 Khowai Padmabil TGB Ampura Jan'2018 30.01.2018 192 Khowai Padmabil TGB Padmabil Jan'2018 05.01.2018 193 Khowai Kalyanpur TGB Kalyanpur Jan'2018 15.01.2018 194 Khowai Mungiakami TGB Mungiakami Jan'2018 03.01.2018 195 Khowai Tulasikhar TGB Champahaur Jan'2018 25.01.2018 196 Khowai Tulasikhar TGB R S Bari Jan'2018 03.01.2018 197 Khowai Padmabil TGB Hathkata Jan'2018 29.01.2018 198 Khowai Teliamura TSCB Teliamura Jan'2018 18.01.2018 199 Khowai Teliamura TSCB Tuichindrai Jan'2018 19.01.2018 200 Khowai Padmabil TSCB Padmabil Jan'2018 18.01.2018 201 Khowai Tulasikhar TSCB Tulasikhar Jan'2018 19.01.2018 202 Khowai Khowai UBI Bachaibari Jan'2018 18.01.2018 203 Khowai Teliamura UBI Maharanipur Jan'2018 15.01.2018 204 Khowai Teliamura UBI Teliamura Jan'2018 15.01.2018 205 Khowai Teliamura Uco Bank Baganbazar Jan'2018 29.01.2018 206 Khowai Kalyanpur Uco Bank Kalyanpur Jan'2018 29.01.2018 207 Khowai Teliamura Bandhan Bank Tuichindrai Feb'2018 26.02.2018 208 Khowai Padmabil Bandhan Bank Ramchandraghat Feb'2018 23.02.2018 209 Khowai Padmabil Allahabad Bank Chebri Feb'2018 13.02.2018 210 Khowai Teliamura ICICI Teliamura Feb'2018 07.02.2018 211 Khowai Teliamura SBI Teliamura Feb'2018 05.02.2018 105

Sl. District Block Name of Bank Name of Branch M onth Held On 212 Khowai Khowai TGB Chebri Feb'2018 05.02.2018 213 Khowai Teliamura TGB Moharcharra Feb'2018 27.02.2018 214 Khowai Padmabil TGB Ampura Feb'2018 26.02.2018 215 Khowai Padmabil TGB Padmabil Feb'2018 16.02.2018 216 Khowai Kalyanpur TGB Kalyanpur Feb'2018 21.02.2018 217 Khowai Mungiakami TGB Mungiakami Feb'2018 06.02.2018 218 Khowai Tulasikhar TGB Champahaur Feb'2018 22.02.2018 219 Khowai Tulasikhar TGB R S Bari Feb'2018 15.02.2018 220 Khowai Padmabil TGB Hathkata Feb'2018 01.02.2018 221 Khowai Teliamura TSCB Tuichindrai Feb'2018 02.02.2018 222 Khowai Padmabil TSCB Padmabil Feb'2018 12.02.2018 223 Khowai Tulasikhar TSCB Tulasikhar Feb'2018 15.02.2018 224 Khowai Khowai UBI Bachaibari Feb'2018 20.02.2018 225 Khowai Teliamura UBI Maharanipur Feb'2018 08.02.2018 226 Khowai Teliamura Uco Bank Baganbazar Feb'2018 27.02.2018 227 Khowai Kalyanpur Uco Bank Kalyanpur Feb'2018 26.02.2018 228 Khowai Teliamura Bandhan Bank Tuichindrai Mar'2018 12.03.2018 229 Khowai Padmabil Bandhan Bank Ramchandraghat Mar'2018 07.03.2018 230 Khowai Padmabil Allahabad Bank Chebri Mar'2018 13.03.2018 231 Khowai Teliamura ICICI Teliamura Mar'2018 22.03.2018 232 Khowai Teliamura SBI Teliamura Mar'2018 08.03.2018 233 Khowai Khowai TGB Chebri Mar'2018 14.03.2018 234 Khowai Padmabil TGB Ampura Mar'2018 19.03.2018 235 Khowai Padmabil TGB Padmabil Mar'2018 23.03.2018 236 Khowai Kalyanpur TGB Kalyanpur Mar'2018 16.03.2018 237 Khowai Mungiakami TGB Mungiakami Mar'2018 13.03.2018 238 Khowai Tulasikhar TGB Champahaur Mar'2018 16.03.2018 239 Khowai Tulasikhar TGB R S Bari Mar'2018 02.03.2018 240 Khowai Teliamura TSCB Teliamura Mar'2018 16.03.2018 241 Khowai Teliamura TSCB Tuichindrai Mar'2018 02.03.2018 242 Khowai Padmabil TSCB Padmabil Mar'2018 09.01.2018 243 Khowai Khowai UBI Bachaibari Mar'2018 23.03.2018 244 Khowai Teliamura UBI Maharanipur Mar'2018 22.03.2018 245 Khowai Teliamura UBI Teliamura Mar'2018 06.12.2018 246 Khowai Teliamura Uco Bank Baganbazar Mar'2018 06.12.2018 247 Khowai Kalyanpur TGB Kalyanpur Mar'2018 16.03.2018 248 Khowai Kalyanpur Uco Bank Kalyanpur Mar'2018 19.03.2018 249 North Tripura Kadamtala Bandhan Bank Fulbari Branch Jan'2018 19.01.2018 250 North Tripura Kadamtala SBI Churaibari Jan'2018 18.01.2018 251 North Tripura Dasda SBI Anandabazar Jan'2018 15.01.2018 252 North Tripura Panisagar SBI Uptakhali Jan'2018 29.01.2018 253 North Tripura Jubarajnagar SBI Ganganagar Jan'2018 03.01.2018 254 North Tripura Jubarajnagar SBI Baghbasa Jan'2018 25.01.2018 255 North Tripura Dasda SBI Kanchanpur Jan'2018 05.01.2018 256 North Tripura Panisagar SBI Panisagar Jan'2018 25.01.2018 257 North Tripura Dasda Syndicate bank Laljuri Jan'2018 02.01.2018 258 North Tripura Kadamtala Syndicate bank Kadamtala Jan'2018 19.01.2018 259 North Tripura Kadamtala TGB Rajbari Jan'2018 24.01.2018 260 North Tripura Kadamtala TGB Kadamtala Jan'2018 17.01.2018 261 North Tripura Kadamtala TGB Bhagyapur Jan'2018 08.01.2018 262 North Tripura Kadamtala TGB Sanicherra Jan'2018 30.01.2018 263 North Tripura Dasda TGB Dasda Jan'2018 05.01.2018 264 North Tripura Panisagar TGB Jalebassa Jan'2018 15.01.2018 265 North Tripura Panisagar TGB Tilthai Jan'2018 03.01.2018 266 North Tripura Damcherra TGB Damcherra Jan'2018 25.01.2018 267 North Tripura Damchhera TGB Khedaccherra Jan'2018 03.01.2018 268 North Tripura Jampui Hill TGB Hmunpui Jan'2018 29.01.2018 269 North Tripura Kadamtala TGB Hurua Jan'2018 18.01.2018 270 North Tripura Dasda TSCB Kanchanpur Jan'2018 19.01.2018 271 North Tripura Panisagar TSCB Panisagar Jan'2018 18.01.2018 272 North Tripura Dasda UBI Kanchanpur Jan'2018 19.01.2018 273 North Tripura Damcherra UBI Damcherra Jan'2018 04.01.2018 274 North Tripura Jampui Hill UBI Vanghmun Jan'2018 19.01.2018 275 North Tripura Panisagar UBI Panisagar Jan'2018 11.01.2018 276 North Tripura Kadamtala UCO Bank Chandrapur Jan'2018 02.01.2018 277 North Tripura Kadamtala Bandhan Bank Fulbari Branch Feb'2018 20.02.2018 278 North Tripura Kadamtala SBI Churaibari Feb'2018 08.02.2018 279 North Tripura Dasda SBI Anandabazar Feb'2018 05.02.2018 280 North Tripura Panisagar SBI Uptakhali Feb'2018 27.02.2018 281 North Tripura Jubarajnagar SBI Ganganagar Feb'2018 26.02.2018 282 North Tripura Jubarajnagar SBI Baghbasa Feb'2018 16.02.2018 106

Sl. District Block Name of Bank Name of Branch M onth Held On 283 North Tripura Dasda SBI Kanchanpur Feb'2018 01.02.2018 284 North Tripura Panisagar SBI Panisagar Feb'2018 26.02.2018 285 North Tripura Kadamtala Syndicate bank Kadamtala Feb'2018 23.02.2018 286 North Tripura Kadamtala TGB Rajbari Feb'2018 13.02.2018 287 North Tripura Kadamtala TGB Kadamtala Feb'2018 07.02.2018 288 North Tripura Kadamtala TGB Bhagyapur Feb'2018 05.02.2018 289 North Tripura Kadamtala TGB Sanicherra Feb'2018 05.02.2018 290 North Tripura Dasda TGB Dasda Feb'2018 16.02.2018 291 North Tripura Panisagar TGB Tilthai Feb'2018 02.02.2018 292 North Tripura Damcherra TGB Damcherra Feb'2018 12.02.2018 293 North Tripura Damchhera TGB Khedaccherra Feb'2018 15.02.2018 294 North Tripura Jampui Hill TGB Hmunpui Feb'2018 20.02.2018 295 North Tripura Kadamtala TGB Hurua Feb'2018 08.02.2018 296 North Tripura Dasda TSCB Kanchanpur Feb'2018 26.02.2018 297 North Tripura Panisagar TSCB Panisagar Feb'2018 23.02.2018 298 North Tripura Dasda UBI Kanchanpur Feb'2018 13.02.2018 299 North Tripura Jampui Hill UBI Vanghmun Feb'2018 07.02.2018 300 North Tripura Panisagar UBI Panisagar Feb'2018 05.02.2018 301 North Tripura Kadamtala UCO Bank Chandrapur Feb'2018 05.02.2018 302 North Tripura Kadamtala Bandhan Bank Fulbari Branch Mar'2018 22.03.2018 303 North Tripura Kadamtala SBI Churaibari Mar'2018 08.03.2018 304 North Tripura Panisagar SBI Uptakhali Mar'2018 14.03.2018 305 North Tripura Jubarajnagar SBI Ganganagar Mar'2018 19.03.2018 306 North Tripura Jubarajnagar SBI Baghbasa Mar'2018 23.03.2018 307 North Tripura Dasda SBI Kanchanpur Mar'2018 16.03.2018 308 North Tripura Panisagar SBI Panisagar Mar'2018 13.03.2018 309 North Tripura Dasda Syndicate bank Laljuri Mar'2018 16.03.2018 310 North Tripura Kadamtala Syndicate bank Kadamtala Mar'2018 02.03.2018 311 North Tripura Kadamtala TGB Kadamtala Mar'2018 09.01.2018 312 North Tripura Kadamtala TGB Bhagyapur Mar'2018 23.03.2018 313 North Tripura Kadamtala TGB Sanicherra Mar'2018 12.03.2018 314 North Tripura Dasda TGB Dasda Mar'2018 13.03.2018 315 North Tripura Panisagar TGB Jalebassa Mar'2018 22.03.2018 316 North Tripura Panisagar TGB Tilthai Mar'2018 08.03.2018 317 North Tripura Damcherra TGB Damcherra Mar'2018 14.03.2018 318 North Tripura Damchhera TGB Khedaccherra Mar'2018 19.03.2018 319 North Tripura Jampui Hill TGB Hmunpui Mar'2018 23.03.2018 320 North Tripura Dasda TSCB Kanchanpur Mar'2018 16.03.2018 321 North Tripura Panisagar TSCB Panisagar Mar'2018 13.03.2018 322 North Tripura Dasda UBI Kanchanpur Mar'2018 16.03.2018 323 North Tripura Damcherra UBI Damcherra Mar'2018 02.03.2018 324 North Tripura Jampui Hill UBI Vanghmun Mar'2018 07.03.2018 325 North Tripura Panisagar UBI Panisagar Mar'2018 13.03.2018 326 North Tripura Kadamtala UCO Bank Chandrapur Mar'2018 22.03.2018 327 Sepahijala Bishalgarh Bandhan Bank Gokulnagar Jan'2018 08.01.2018 328 Sepahijala Kathalia Bandhan Bank Baspukur Jan'2018 30.01.2018 329 Sepahijala Bishalgarh Bank of India Gokulnagar Jan'2018 19.01.2018 330 Sepahijala Jampuijala Punjab & Sind Bank Gabordi Jan'2018 11.01.2018 331 Sepahijala Melaghar Punjab National Bank Jumerdhepa Jan'2018 29.01.2018 332 Sepahijala Bishalgarh SBI Bishramganj Jan'2018 03.01.2018 333 Sepahijala Boxanagar SBI Matinagar Jan'2018 25.01.2018 334 Sepahijala Melaghar SBI Melaghar Jan'2018 05.01.2018 335 Sepahijala Charilam Syndicate Bank Bishramganj Jan'2018 18.01.2018 336 Sepahijala Bishalgarh TGB Bishramganj Jan'2018 24.01.2018 337 Sepahijala Bishalgarh TGB Lalsinghmura Jan'2018 30.01.2018 338 Sepahijala Bishalgarh TGB Madhupur Jan'2018 03.01.2018 339 Sepahijala Boxanagar TGB Boxanagar Jan'2018 29.01.2018 340 Sepahijala Boxanagar TGB Veluarchar Jan'2018 24.01.2018 341 Sepahijala Melaghar TGB Durlavnarayan Jan'2018 15.01.2018 342 Sepahijala Melaghar TGB Nalchar Jan'2018 19.01.2018 343 Sepahijala Jampuijala TGB Golaghati Jan'2018 04.01.2018 344 Sepahijala Jampuijala TGB Jampuijala Jan'2018 19.01.2018 345 Sepahijala Kathalia TGB Dhanpur Jan'2018 11.01.2018 346 Sepahijala Kathalia TGB Manai Pathar Jan'2018 02.01.2018 347 Sepahijala Kathalia TGB Kathalia Jan'2018 19.01.2018 348 Sepahijala Bishalgarh TSCB Charilam Jan'2018 24.01.2018 349 Sepahijala Jampuijala TSCB Takarjala Jan'2018 17.01.2018 350 Sepahijala Jampuijala TSCB Jampuijala Jan'2018 08.01.2018 351 Sepahijala Kathalia TSCB Kathalia Jan'2018 30.01.2018 107

Sl. District Block Name of Bank Name of Branch M onth Held On 352 Sepahijala Nalchhar TSCB Nalchhar Jan'2018 17.01.2018 353 Sepahijala Bishalgarh UCO Bank Bishalgarh Jan'2018 08.01.2018 354 Sepahijala Bishalgarh UCO Bank Bishramganj Jan'2018 30.01.2018 355 Sepahijala Bishalgarh UBI Chakmaghat Jan'2018 05.01.2018 356 Sepahijala Boxanagar UBI Boxanagar Jan'2018 15.01.2018 357 Sepahijala Melaghar UBI Melaghar Jan'2018 03.01.2018 358 Sepahijala Melaghar UBI Mohanbhog Jan'2018 24.01.2018 359 Sepahijala Bishalgarh Bandhan Bank Gokulnagar Feb'2018 26.02.2018 360 Sepahijala Kathalia Bandhan Bank Baspukur Feb'2018 23.02.2018 361 Sepahijala Bishalgarh Bank of India Gokulnagar Feb'2018 13.02.2018 362 Sepahijala Jampuijala Punjab & Sind Bank Gabordi Feb'2018 07.02.2018 363 Sepahijala Melaghar Punjab National Bank Jumerdhepa Feb'2018 05.02.2018 364 Sepahijala Bishalgarh SBI Bishramganj Feb'2018 05.02.2018 365 Sepahijala Boxanagar SBI Matinagar Feb'2018 16.02.2018 366 Sepahijala Melaghar SBI Melaghar Feb'2018 02.02.2018 367 Sepahijala Charilam Syndicate Bank Bishramganj Feb'2018 12.02.2018 368 Sepahijala Bishalgarh TGB Bishramganj Feb'2018 15.02.2018 369 Sepahijala Bishalgarh TGB Madhupur Feb'2018 20.02.2018 370 Sepahijala Boxanagar TGB Boxanagar Feb'2018 08.02.2018 371 Sepahijala Boxanagar TGB Veluarchar Feb'2018 05.02.2018 372 Sepahijala Melaghar TGB Durlavnarayan Feb'2018 07.02.2018 373 Sepahijala Melaghar TGB Nalchar Feb'2018 13.02.2018 374 Sepahijala Jampuijala TGB Golaghati Feb'2018 02.02.2018 375 Sepahijala Jampuijala TGB Jampuijala Feb'2018 12.02.2018 376 Sepahijala Kathalia TGB Dhanpur Feb'2018 15.02.2018 377 Sepahijala Kathalia TGB Kathalia Feb'2018 20.02.2018 378 Sepahijala Bishalgarh TSCB Charilam Feb'2018 08.02.2018 379 Sepahijala Jampuijala TSCB Takarjala Feb'2018 05.02.2018 380 Sepahijala Jampuijala TSCB Jampuijala Feb'2018 27.02.2018 381 Sepahijala Kathalia TSCB Kathalia Feb'2018 05.02.2018 382 Sepahijala Nalchhar TSCB Nalchhar Feb'2018 16.02.2018 383 Sepahijala Bishalgarh UCO Bank Bishalgarh Feb'2018 27.02.2018 384 Sepahijala Bishalgarh UCO Bank Bishramganj Feb'2018 12.02.2018 385 Sepahijala Boxanagar UBI Boxanagar Feb'2018 02.02.2018 386 Sepahijala Melaghar UBI Melaghar Feb'2018 20.02.2018 387 Sepahijala Melaghar UBI Mohanbhog Feb'2018 07.02.2018 388 Sepahijala Bishalgarh Bandhan Bank Gokulnagar Mar'2018 22.03.2018 389 Sepahijala Kathalia Bandhan Bank Baspukur Mar'2018 08.03.2018 390 Sepahijala Bishalgarh Bank of India Gokulnagar Mar'2018 14.03.2018 391 Sepahijala Melaghar Punjab National Bank Jumerdhepa Mar'2018 19.03.2018 392 Sepahijala Bishalgarh SBI Bishramganj Mar'2018 23.03.2018 393 Sepahijala Boxanagar SBI Matinagar Mar'2018 16.03.2018 394 Sepahijala Melaghar SBI Melaghar Mar'2018 13.03.2018 395 Sepahijala Charilam Syndicate Bank Bishramganj Mar'2018 16.03.2018 396 Sepahijala Bishalgarh TGB Bishramganj Mar'2018 02.03.2018 397 Sepahijala Bishalgarh TGB Madhupur Mar'2018 19.03.2018 398 Sepahijala Boxanagar TGB Boxanagar Mar'2018 23.03.2018 399 Sepahijala Boxanagar TGB Veluarchar Mar'2018 16.03.2018 400 Sepahijala Melaghar TGB Durlavnarayan Mar'2018 13.03.2018 401 Sepahijala Melaghar TGB Nalchar Mar'2018 16.03.2018 402 Sepahijala Jampuijala TGB Golaghati Mar'2018 02.03.2018 403 Sepahijala Jampuijala TGB Jampuijala Mar'2018 09.01.2018 404 Sepahijala Kathalia TGB Dhanpur Mar'2018 23.03.2018 405 Sepahijala Kathalia TGB Kathalia Mar'2018 22.03.2018 406 Sepahijala Bishalgarh TSCB Charilam Mar'2018 08.03.2018 407 Sepahijala Jampuijala TSCB Takarjala Mar'2018 12.03.2018 408 Sepahijala Jampuijala TSCB Jampuijala Mar'2018 07.03.2018 409 Sepahijala Kathalia TSCB Kathalia Mar'2018 13.03.2018 410 Sepahijala Nalchhar TSCB Nalchhar Mar'2018 22.03.2018 411 Sepahijala Bishalgarh UCO Bank Bishalgarh Mar'2018 08.03.2018 412 Sepahijala Bishalgarh UCO Bank Bishramganj Mar'2018 14.03.2018 413 Sepahijala Bishalgarh UBI Chakmaghat Mar'2018 19.03.2018 414 Sepahijala Boxanagar UBI Boxanagar Mar'2018 23.03.2018 415 Sepahijala Melaghar UBI Melaghar Mar'2018 16.03.2018 416 Sepahijala Melaghar UBI Mohanbhog Mar'2018 13.03.2018 417 South Tripura BC Nagar Bandhan Bank Bharatchandranagar Jan'2018 17.01.2018 418 South Tripura Satchand Bandhan Bank Jalefa Jan'2018 08.01.2018 419 South Tripura Rajnagar SBI Chittamara Jan'2018 30.01.2018 420 South Tripura Jolaibari SBI Jolaibari Jan'2018 05.01.2018 421 South Tripura Satchand. SBI Manubazar Jan'2018 25.01.2018 108

Sl. District Block Name of Bank Name of Branch M onth Held On 422 South Tripura Hrishyamukh SBI Hrishyamukh Jan'2018 19.01.2018 423 South Tripura Rupaichhari SBI Manu Bankul Jan'2018 18.01.2018 424 South Tripura Rajnagar TGB Rajnagar Jan'2018 15.01.2018 425 South Tripura Hrishyamukh TGB Hrishyamukh Jan'2018 29.01.2018 426 South Tripura Hrishyamukh TGB Matai Jan'2018 03.01.2018 427 South Tripura Hrishyamukh TGB Sonaichhari Jan'2018 25.01.2018 428 South Tripura Bokafa TGB B.C.Nagar Jan'2018 05.01.2018 429 South Tripura Jolaibari TGB Baikhora Jan'2018 25.01.2018 430 South Tripura Jolaibari TGB Muhuripur Jan'2018 02.01.2018 431 South Tripura Jolaibari TGB Jolaibari Jan'2018 19.01.2018 432 South Tripura Jolaibari TGB Debdaru Jan'2018 24.01.2018 433 South Tripura Satchand. TGB Satchand Jan'2018 18.01.2018 434 South Tripura Satchand. TGB Manubazar Jan'2018 15.01.2018 435 South Tripura Satchand. TGB Sreenagar Jan'2018 29.01.2018 436 South Tripura Satchand. TGB Harina Jan'2018 03.01.2018 437 South Tripura Rupaichhari TGB Rupaichhari Jan'2018 25.01.2018 438 South Tripura Hrishyamukh TSCB Hrishyamukh Jan'2018 05.01.2018 439 South Tripura Jolaibari TSCB Baikhora Jan'2018 25.01.2018 440 South Tripura Satchand. TSCB Manubazar Jan'2018 02.01.2018 441 South Tripura Satchand. TSCB Kalachherra Jan'2018 19.01.2018 442 South Tripura Rajnagar UBI Siddhinagar Jan'2018 24.01.2018 443 South Tripura Rajnagar UBI Radhanagar Jan'2018 17.01.2018 444 South Tripura Bokafa UBI Santirbazar Jan'2018 19.01.2018 445 South Tripura Bharatchandra Nagar UBI Barpathari Jan'2018 11.01.2018 446 South Tripura Hrishyamukh UBI Hrishyamukh Jan'2018 02.01.2018 447 South Tripura Jolaibari UBI Baikhora Jan'2018 19.01.2018 448 South Tripura Satchand. UBI Manubazar Jan'2018 18.01.2018 449 South Tripura Bokafa Union Bank of India B.C.Manu Jan'2018 15.01.2018 450 South Tripura BC Nagar Bandhan Bank Bharatchandranagar Feb'2018 15.02.2018 451 South Tripura Satchand Bandhan Bank Jalefa Feb'2018 01.02.2018 452 South Tripura Rajnagar SBI Chittamara Feb'2018 02.02.2018 453 South Tripura Jolaibari SBI Jolaibari Feb'2018 12.02.2018 454 South Tripura Satchand. SBI Manubazar Feb'2018 15.02.2018 455 South Tripura Hrishyamukh SBI Hrishyamukh Feb'2018 20.02.2018 456 South Tripura Rupaichhari SBI Manu Bankul Feb'2018 08.02.2018 457 South Tripura Rajnagar TGB Rajnagar Feb'2018 27.02.2018 458 South Tripura Hrishyamukh TGB Hrishyamukh Feb'2018 26.02.2018 459 South Tripura Hrishyamukh TGB Matai Feb'2018 15.02.2018 460 South Tripura Bokafa TGB B.C.Nagar Feb'2018 01.02.2018 461 South Tripura Jolaibari TGB Baikhora Feb'2018 26.02.2018 462 South Tripura Jolaibari TGB Muhuripur Feb'2018 23.02.2018 463 South Tripura Jolaibari TGB Jolaibari Feb'2018 13.02.2018 464 South Tripura Jolaibari TGB Debdaru Feb'2018 07.02.2018 465 South Tripura Satchand. TGB Satchand Feb'2018 05.02.2018 466 South Tripura Satchand. TGB Manubazar Feb'2018 05.02.2018 467 South Tripura Satchand. TGB Sreenagar Feb'2018 20.02.2018 468 South Tripura Satchand. TGB Harina Feb'2018 08.02.2018 469 South Tripura Rupaichhari TGB Rupaichhari Feb'2018 05.02.2018 470 South Tripura Hrishyamukh TSCB Hrishyamukh Feb'2018 27.02.2018 471 South Tripura Satchand. TSCB Manubazar Feb'2018 26.02.2018 472 South Tripura Satchand. TSCB Kalachherra Feb'2018 16.02.2018 473 South Tripura Rajnagar UBI Siddhinagar Feb'2018 21.02.2018 474 South Tripura Rajnagar UBI Radhanagar Feb'2018 06.02.2018 475 South Tripura Bokafa UBI Santirbazar Feb'2018 16.02.2018 476 South Tripura Bharatchandra Nagar UBI Barpathari Feb'2018 02.02.2018 477 South Tripura Hrishyamukh UBI Hrishyamukh Feb'2018 12.02.2018 478 South Tripura Satchand. UBI Manubazar Feb'2018 15.02.2018 479 South Tripura Bokafa Union Bank of India B.C.Manu Feb'2018 20.02.2018 480 South Tripura BC Nagar Bandhan Bank Bharatchandranagar Mar'2018 07.03.2018 481 South Tripura Satchand Bandhan Bank Jalefa Mar'2018 13.03.2018 482 South Tripura Rajnagar SBI Chittamara Mar'2018 22.03.2018 483 South Tripura Jolaibari SBI Jolaibari Mar'2018 08.03.2018 484 South Tripura Satchand. SBI Manubazar Mar'2018 14.03.2018 485 South Tripura Rupaichhari SBI Manu Bankul Mar'2018 19.03.2018 486 South Tripura Rajnagar TGB Rajnagar Mar'2018 12.03.2018 487 South Tripura Hrishyamukh TGB Hrishyamukh Mar'2018 07.03.2018 488 South Tripura Hrishyamukh TGB Matai Mar'2018 13.03.2018 489 South Tripura Hrishyamukh TGB Sonaichhari Mar'2018 22.03.2018 490 South Tripura Bokafa TGB B.C.Nagar Mar'2018 14.03.2018 491 South Tripura Jolaibari TGB Baikhora Mar'2018 19.03.2018 109

Sl. District Block Name of Bank Name of Branch M onth Held On 492 South Tripura Jolaibari TGB Muhuripur Mar'2018 08.03.2018 493 South Tripura Jolaibari TGB Jolaibari Mar'2018 12.03.2018 494 South Tripura Jolaibari TGB Debdaru Mar'2018 07.03.2018 495 South Tripura Satchand. TGB Satchand Mar'2018 13.03.2018 496 South Tripura Satchand. TGB Manubazar Mar'2018 22.03.2018 497 South Tripura Satchand. TGB Harina Mar'2018 08.03.2018 498 South Tripura Rupaichhari TGB Rupaichhari Mar'2018 14.03.2018 499 South Tripura Hrishyamukh TSCB Hrishyamukh Mar'2018 19.03.2018 500 South Tripura Jolaibari TSCB Baikhora Mar'2018 23.03.2018 501 South Tripura Satchand. TSCB Manubazar Mar'2018 16.03.2018 502 South Tripura Satchand. TSCB Kalachherra Mar'2018 13.03.2018 503 South Tripura Rajnagar UBI Siddhinagar Mar'2018 16.03.2018 504 South Tripura Rajnagar UBI Radhanagar Mar'2018 02.03.2018 505 South Tripura Bokafa UBI Santirbazar Mar'2018 16.03.2018 506 South Tripura Bharatchandra Nagar UBI Barpathari Mar'2018 05.03.2018 507 South Tripura Hrishyamukh UBI Hrishyamukh Mar'2018 03.03.2018 508 South Tripura Jolaibari UBI Baikhora Mar'2018 22.03.2018 509 South Tripura Bokafa Union Bank of India B.C.Manu Mar'2018 06.12.2018 510 South Tripura Hrishyamukh TSCB Hrishyamukh Jan'2018 05.01.2018 511 South Tripura Jolaibari TSCB Baikhora Jan'2018 25.01.2018 512 South Tripura Satchand. TSCB Manubazar Jan'2018 02.01.2018 513 South Tripura Satchand. TSCB Kalachherra Jan'2018 19.01.2018 514 Unakoti Pecharthal Indian Overseas Bank Pecharthal Jan'2018 03.01.2018 515 Unakoti Kumarghat SBI Kumarghat Jan'2018 29.01.2018 516 Unakoti Kumarghat SBI Ratiabari Jan'2018 18.01.2018 517 Unakoti Gournagar TGB Tillabazar Jan'2018 19.01.2018 518 Unakoti Gournagar TGB Gournagar Jan'2018 18.01.2018 519 Unakoti Gournagar TGB Dalugaon Jan'2018 19.01.2018 520 Unakoti Kumarghat TGB Pabiacherra Jan'2018 18.01.2018 521 Unakoti Kumarghat TGB Fatikray Jan'2018 15.01.2018 522 Unakoti Kumarghat TGB Betcherra Jan'2018 15.01.2018 523 Unakoti Kumarghat TGB Kanchanbari Jan'2018 29.01.2018 524 Unakoti Pecharthal TGB Pecharthal Jan'2018 29.01.2018 525 Unakoti Gournagar TSCB kailashahar Jan'2018 17.01.2018 526 Unakoti Gournagar TSCB Gournagar Jan'2018 08.01.2018 527 Unakoti Kumarghat TSCB Kumarghat Jan'2018 30.01.2018 528 Unakoti Pecharthal TSCB Machmara Jan'2018 19.01.2018 529 Unakoti Pecharthal TSCB Pecharthal Jan'2018 11.01.2018 530 Unakoti Gournagar UBI Gournagar Jan'2018 29.01.2018 531 Unakoti Kumarghat UBI Machmara Jan'2018 03.01.2018 532 Unakoti Kumarghat UCO bank Kumarghat Jan'2018 25.01.2018 533 Unakoti Gournagar UCO bank Kailashahar Jan'2018 05.01.2018 534 Unakoti Pecharthal Indian Overseas Bank Pecharthal Feb'2018 21.02.2018 535 Unakoti Kumarghat SBI Kumarghat Feb'2018 06.02.2018 536 Unakoti Kumarghat SBI Ratiabari Feb'2018 22.02.2018 537 Unakoti Gournagar TGB Tillabazar Feb'2018 15.02.2018 538 Unakoti Gournagar TGB Gournagar Feb'2018 01.02.2018 539 Unakoti Gournagar TGB Dalugaon Feb'2018 26.02.2018 540 Unakoti Kumarghat TGB Pabiacherra Feb'2018 23.02.2018 541 Unakoti Kumarghat TGB Betcherra Feb'2018 13.02.2018 542 Unakoti Kumarghat TGB Kanchanbari Feb'2018 07.02.2018 543 Unakoti Pecharthal TGB Pecharthal Feb'2018 05.02.2018 544 Unakoti Gournagar TSCB kailashahar Feb'2018 05.02.2018 545 Unakoti Gournagar TSCB Gournagar Feb'2018 16.02.2018 546 Unakoti Kumarghat TSCB Kumarghat Feb'2018 27.02.2018 547 Unakoti Pecharthal TSCB Machmara Feb'2018 12.02.2018 548 Unakoti Gournagar UBI Gournagar Feb'2018 02.02.2018 549 Unakoti Kumarghat UBI Machmara Feb'2018 20.02.2018 550 Unakoti Kumarghat UCO bank Kumarghat Feb'2018 07.02.2018 551 Unakoti Gournagar UCO bank Kailashahar Feb'2018 01.02.2018 552 Unakoti Pecharthal Indian Overseas Bank Pecharthal Mar'2018 08.03.2018 553 Unakoti Kumarghat SBI Kumarghat Mar'2018 12.03.2018 554 Unakoti Kumarghat SBI Ratiabari Mar'2018 07.03.2018 555 Unakoti Gournagar TGB Tillabazar Mar'2018 13.03.2018 556 Unakoti Gournagar TGB Dalugaon Mar'2018 22.03.2018 557 Unakoti Kumarghat TGB Pabiacherra Mar'2018 08.03.2018 558 Unakoti Kumarghat TGB Fatikray Mar'2018 14.03.2018 559 Unakoti Kumarghat TGB Betcherra Mar'2018 19.03.2018 560 Unakoti Kumarghat TGB Kanchanbari Mar'2018 23.03.2018 561 Unakoti Pecharthal TGB Pecharthal Mar'2018 16.03.2018 562 Unakoti Gournagar TSCB kailashahar Mar'2018 13.03.2018 563 Unakoti Kumarghat TSCB Kumarghat Mar'2018 16.03.2018 564 Unakoti Pecharthal TSCB Machmara Mar'2018 02.03.2018 565 Unakoti Pecharthal TSCB Pecharthal Mar'2018 09.01.2018 110

Sl. District Block Name of Bank Name of Branch M onth Held On 566 Unakoti Gournagar UBI Gournagar Mar'2018 22.03.2018 567 Unakoti Kumarghat UBI Machmara Mar'2018 08.03.2018 568 Unakoti Kumarghat UCO bank Kumarghat Mar'2018 23.03.2018 569 Unakoti Gournagar UCO bank Kailashahar Mar'2018 22.03.2018 570 Unakoti Gournagar UCO bank Kailashahar Jan'2018 05.01.2018 571 Unakoti Pecharthal Indian Overseas Bank Pecharthal Feb'2018 21.02.2018 572 West Tripura Bamutia Bandhan Bank Narayanpur Jan'2018 24.01.2018 573 West Tripura Bamutia Bandhan Bank Bamutia Jan'2018 17.01.2018 574 West Tripura Dukli Bandhan Bank Kathaltali Jan'2018 08.01.2018 575 West Tripura Lefunga Bank of India Lembuchherra Jan'2018 30.01.2018 576 West Tripura Old Agartala Bank of India Khayerpur Jan'2018 05.01.2018 577 West Tripura Dukli Bank of India Anandanagar Jan'2018 15.01.2018 578 West Tripura Jirania Canara Bank Jirania Jan'2018 03.01.2018 579 West Tripura Jirania Canara Bank NIT Jan'2018 25.01.2018 580 West Tripura Hezamara Central Bank of India Barkathal Jan'2018 03.01.2018 581 West Tripura Jirania Indian Overseas Bank R.C.Nagar Jan'2018 29.01.2018 582 West Tripura Dukli SBI Amtali Jan'2018 18.01.2018 583 West Tripura Dukli SBI Dukli Jan'2018 19.01.2018 584 West Tripura Dukli SBI University Br. Jan'2018 18.01.2018 585 West Tripura Jirania SBI R.K.Nagar Jan'2018 24.01.2018 586 West Tripura Mohanpur SBI Gandhigram Jan'2018 03.01.2018 587 West Tripura Lefunga SBI Lembuchherra Jan'2018 29.01.2018 588 West Tripura Mohanpur SBI Mohanpur Jan'2018 18.01.2018 589 West Tripura Old Agartala SBI Khayerpur Jan'2018 19.01.2018 590 West Tripura Dukli TGB Bikramnagar Jan'2018 18.01.2018 591 West Tripura Dukli TGB Kanchanmala Jan'2018 19.01.2018 592 West Tripura Jirania TGB Bankimnagar Jan'2018 04.01.2018 593 West Tripura Jirania TGB Champaknagar Jan'2018 19.01.2018 594 West Tripura Jirania TGB Nit (Agartala) Jan'2018 11.01.2018 595 West Tripura Mohanpur TGB Kalacherra Jan'2018 02.01.2018 596 West Tripura Mohanpur TGB Lembuchherra Jan'2018 08.01.2018 597 West Tripura Mohanpur TGB Natunnagar Jan'2018 11.01.2018 598 West Tripura Hezamara TGB Hezamara Jan'2018 19.01.2018 599 West Tripura Mandwai TGB Mandai Jan'2018 18.01.2018 600 West Tripura Lefunga TGB Lefunga Jan'2018 15.01.2018 601 West Tripura Mohanpur TGB Durgabari Jan'2018 29.01.2018 602 West Tripura Dukli TSCB Bikramnagar Jan'2018 02.01.2018 603 West Tripura Jirania TSCB Khayerpur Jan'2018 19.01.2018 604 West Tripura Jirania TSCB Champaknagar Jan'2018 24.01.2018 605 West Tripura Jirania TSCB Khumlung Jan'2018 17.01.2018 606 West Tripura Mohanpur TSCB Mohanpur Jan'2018 08.01.2018 607 West Tripura Dukli TSCB Maheshkhola Jan'2018 30.01.2018 608 West Tripura Jirania TSCB Sachindranagar Jan'2018 19.01.2018 609 West Tripura Dukli UBI Anandanagar Jan'2018 11.01.2018 610 West Tripura Jirania UBI Jirania Jan'2018 29.01.2018 611 West Tripura Jirania UBI Khumlung Jan'2018 03.01.2018 612 West Tripura Jirania UBI Ranirbazar Jan'2018 25.01.2018 613 West Tripura Mohanpur UBI Usha Market Jan'2018 05.01.2018 614 West Tripura Mohanpur UBI Mohanpur Jan'2018 18.01.2018 615 West Tripura Dukli UBI Camper Bazar Jan'2018 24.01.2018 616 West Tripura Mohanpur UCO Bank Mohanpur Jan'2018 30.01.2018 617 West Tripura Bamutia UCO Bank Narshingarh Jan'2018 03.01.2018 618 West Tripura Old Agartala UCO Bank Khayerpur Jan'2018 19.01.2018 619 West Tripura Bamutia Vijaya Bank Gandhigram Jan'2018 18.01.2018 620 West Tripura Bamutia Bandhan Bank Narayanpur Feb'2018 15.02.2018 621 West Tripura Bamutia Bandhan Bank Bamutia Feb'2018 01.02.2018 622 West Tripura Dukli Bandhan Bank Kathaltali Feb'2018 26.02.2018 623 West Tripura Lefunga Bank of India Lembuchherra Feb'2018 23.02.2018 624 West Tripura Old Agartala Bank of India Khayerpur Feb'2018 13.02.2018 625 West Tripura Dukli Bank of India Anandanagar Feb'2018 07.02.2018 626 West Tripura Jirania Canara Bank Jirania Feb'2018 05.02.2018 627 West Tripura Jirania Canara Bank NIT Feb'2018 05.02.2018 628 West Tripura Hezamara Central Bank of India Barkathal Feb'2018 16.02.2018 629 West Tripura Jirania Indian Overseas Bank R.C.Nagar Feb'2018 02.02.2018 630 West Tripura Dukli SBI Amtali Feb'2018 12.02.2018 631 West Tripura Dukli SBI University Br. Feb'2018 15.02.2018 632 West Tripura Jirania SBI R.K.Nagar Feb'2018 20.02.2018 633 West Tripura Mohanpur SBI Gandhigram Feb'2018 08.02.2018 634 West Tripura Lefunga SBI Lembuchherra Feb'2018 05.02.2018 635 West Tripura Mohanpur SBI Mohanpur Feb'2018 07.02.2018 636 West Tripura Old Agartala SBI Khayerpur Feb'2018 13.02.2018 637 West Tripura Dukli TGB Bikramnagar Feb'2018 15.02.2018 111

Sl. District Block Name of Bank Name of Branch M onth Held On 638 West Tripura Dukli TGB Kanchanmala Feb'2018 26.02.2018 639 West Tripura Jirania TGB Bankimnagar Feb'2018 16.02.2018 640 West Tripura Jirania TGB Champaknagar Feb'2018 21.02.2018 641 West Tripura Mohanpur TGB Kalacherra Feb'2018 06.02.2018 642 West Tripura Mohanpur TGB Lembuchherra Feb'2018 22.02.2018 643 West Tripura Mohanpur TGB Natunnagar Feb'2018 15.02.2018 644 West Tripura Hezamara TGB Hezamara Feb'2018 01.02.2018 645 West Tripura Mandwai TGB Mandai Feb'2018 26.02.2018 646 West Tripura Lefunga TGB Lefunga Feb'2018 23.02.2018 647 West Tripura Mohanpur TGB Durgabari Feb'2018 13.02.2018 648 West Tripura Dukli TSCB Bikramnagar Feb'2018 07.02.2018 649 West Tripura Jirania TSCB Khayerpur Feb'2018 05.02.2018 650 West Tripura Jirania TSCB Champaknagar Feb'2018 05.02.2018 651 West Tripura Jirania TSCB Khumlung Feb'2018 16.02.2018 652 West Tripura Mohanpur TSCB Mohanpur Feb'2018 27.02.2018 653 West Tripura Dukli TSCB Maheshkhola Feb'2018 12.02.2018 654 West Tripura Dukli UBI Anandanagar Feb'2018 02.02.2018 655 West Tripura Jirania UBI Jirania Feb'2018 23.02.2018 656 West Tripura Jirania UBI Khumlung Feb'2018 13.02.2018 657 West Tripura Jirania UBI Ranirbazar Feb'2018 07.02.2018 658 West Tripura Mohanpur UBI Usha Market Feb'2018 05.02.2018 659 West Tripura Mohanpur UBI Mohanpur Feb'2018 05.02.2018 660 West Tripura Dukli UBI Camper Bazar Feb'2018 16.02.2018 661 West Tripura Bamutia UCO Bank Narshingarh Feb'2018 02.02.2018 662 West Tripura Old Agartala UCO Bank Khayerpur Feb'2018 12.02.2018 663 West Tripura Bamutia Vijaya Bank Gandhigram Feb'2018 15.02.2018 664 West Tripura Bamutia Bandhan Bank Narayanpur Mar'2018 19.03.2018 665 West Tripura Bamutia Bandhan Bank Bamutia Mar'2018 23.03.2018 666 West Tripura Dukli Bandhan Bank Kathaltali Mar'2018 16.03.2018 667 West Tripura Lefunga Bank of India Lembuchherra Mar'2018 13.03.2018 668 West Tripura Dukli Bank of India Anandanagar Mar'2018 16.03.2018 669 West Tripura Jirania Canara Bank Jirania Mar'2018 02.03.2018 670 West Tripura Jirania Canara Bank NIT Mar'2018 09.01.2018 671 West Tripura Hezamara Central Bank of India Barkathal Mar'2018 23.03.2018 672 West Tripura Jirania Indian Overseas Bank R.C.Nagar Mar'2018 12.03.2018 673 West Tripura Dukli SBI Amtali Mar'2018 13.03.2018 674 West Tripura Dukli SBI Dukli Mar'2018 22.03.2018 675 West Tripura Dukli SBI University Br. Mar'2018 08.03.2018 676 West Tripura Jirania SBI R.K.Nagar Mar'2018 14.03.2018 677 West Tripura Mohanpur SBI Gandhigram Mar'2018 19.03.2018 678 West Tripura Lefunga SBI Lembuchherra Mar'2018 23.03.2018 679 West Tripura Mohanpur SBI Mohanpur Mar'2018 16.03.2018 680 West Tripura Old Agartala SBI Khayerpur Mar'2018 13.03.2018 681 West Tripura Dukli TGB Kanchanmala Mar'2018 16.03.2018 682 West Tripura Jirania TGB Bankimnagar Mar'2018 02.03.2018 683 West Tripura Jirania TGB Champaknagar Mar'2018 07.03.2018 684 West Tripura Jirania TGB Nit (Agartala) Mar'2018 16.03.2018 685 West Tripura Mohanpur TGB Kalacherra Mar'2018 13.03.2018 686 West Tripura Mohanpur TGB Lembuchherra Mar'2018 16.03.2018 687 West Tripura Mohanpur TGB Natunnagar Mar'2018 02.03.2018 688 West Tripura Hezamara TGB Hezamara Mar'2018 09.01.2018 689 West Tripura Mandwai TGB Mandai Mar'2018 23.03.2018 690 West Tripura Mohanpur TGB Durgabari Mar'2018 22.03.2018 691 West Tripura Jirania TSCB Khayerpur Mar'2018 08.03.2018 692 West Tripura Jirania TSCB Champaknagar Mar'2018 12.03.2018 693 West Tripura Jirania TSCB Khumlung Mar'2018 07.03.2018 694 West Tripura Mohanpur TSCB Mohanpur Mar'2018 13.03.2018 695 West Tripura Dukli TSCB Maheshkhola Mar'2018 22.03.2018 696 West Tripura Jirania TSCB Sachindranagar Mar'2018 08.03.2018 697 West Tripura Dukli UBI Anandanagar Mar'2018 14.03.2018 698 West Tripura Jirania UBI Jirania Mar'2018 19.03.2018 699 West Tripura Jirania UBI Khumlung Mar'2018 23.03.2018 700 West Tripura Jirania UBI Ranirbazar Mar'2018 16.03.2018 701 West Tripura Mohanpur UBI Usha Market Mar'2018 13.03.2018 702 West Tripura Dukli UBI Camper Bazar Mar'2018 23.03.2018 703 West Tripura Mohanpur UCO Bank Mohanpur Mar'2018 16.03.2018 704 West Tripura Bamutia UCO Bank Narshingarh Mar'2018 13.03.2018 705 West Tripura Old Agartala UCO Bank Khayerpur Mar'2018 16.03.2018 706 West Tripura Bamutia Vijaya Bank Gandhigram Mar'2018 13.03.2018 707 West Tripura Mohanpur UBI Usha Market Feb'2018 05.02.2018 708 West Tripura Mohanpur UBI Mohanpur Feb'2018 05.02.2018 709 West Tripura Dukli UBI Camper Bazar Feb'2018 16.02.2018 710 West Tripura Bamutia UCO Bank Narshingarh Feb'2018 02.02.2018 711 West Tripura Old Agartala UCO Bank Khayerpur Feb'2018 12.02.2018 712 West Tripura Bamutia Vijaya Bank Gandhigram Feb'2018 15.02.2018 112

BANK-BRANCH NETWORK IN TRIPURA AS ON 31.03.2018 West Sepahijala Khowai Gomati South Dhalai Unakoti North Total GRAND TOTAL R SU U R SU U R SU U R SU U R SU U R SU U R SU U R SU U R SU U ACUB 0 0 2 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 3 Allahabad Bank 0 0 1 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 3 Andhra Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Axis Bank 0 0 3 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 1 0 0 4 3 7 Bandhan Bank 4 0 3 2 2 0 2 1 0 0 2 0 2 0 0 1 1 0 0 2 0 1 0 0 12 8 3 23 Bank of Baroda 0 0 3 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3 4 Bank of India 3 0 3 1 1 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 1 0 6 4 3 13 Bank of Maharashtra 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Canara Bank 2 0 3 0 1 0 0 1 0 1 1 0 0 1 0 0 1 0 0 1 0 0 1 0 3 7 3 13 Central Bank of India 1 0 3 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 1 3 3 7 Corporation Bank 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 Dena Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Federal Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 HDFC 0 0 3 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 2 3 5 ICICI 0 2 1 0 0 0 1 0 0 0 1 0 0 0 0 0 1 0 0 1 0 0 1 0 1 6 1 8 IDBI 1 0 1 0 0 0 0 0 0 3 2 0 0 1 0 0 0 0 0 0 0 0 1 0 4 4 1 9 IDFC Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Indian Bank 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 2 3 Indian Overseas Bank 1 0 1 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 2 2 1 5 Indus-ind 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 2 Kotak Mahindra Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Oriental Bank of Commerce 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 Punjab & Sind Bank 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 2 Punjab National Bank 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 3 South Indian Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 SBI 9 3 16 3 2 0 1 1 0 3 3 0 5 3 0 1 3 0 2 1 0 7 2 0 31 18 16 65 Syndicate Bank 0 0 1 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2 1 0 3 2 1 6 TCARDB 0 0 1 1 0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 1 0 0 0 0 1 3 1 5 TGB 13 11 13 12 5 0 10 3 0 16 2 0 15 4 0 14 0 0 9 1 0 12 4 0 101 30 13 144 TSCB 7 0 11 6 2 0 4 1 0 5 3 0 6 3 0 6 2 0 6 0 0 2 1 0 42 12 11 65 UCO Bank 3 0 6 3 2 0 2 1 0 0 2 0 0 2 0 3 2 0 2 0 0 1 0 0 14 9 6 29 Union Bank of India 0 1 3 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 3 3 7 UBI 11 0 12 4 1 0 4 1 0 5 2 0 8 1 0 7 1 0 2 1 0 4 1 0 45 8 12 65 Vijaya Bank 1 0 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3 4 Yes Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Total 56 17 108 35 18 0 25 11 0 35 28 0 37 18 0 34 12 0 22 9 0 29 18 0 273 131 108 512 113

STATUS OF ATMs IN THE STATE OF TRIPURA AS ON 31.03.2018 ATM Semi- Sl No Name of Bank Rural Urban Urban Total 1 Allahabad Bank 0 0 1 1 2 Bandhan Bank 1 2 3 6 3 Bank of Baroda 0 0 5 5 4 Bank of India 3 1 6 10 5 Canara Bank 3 8 3 14 6 Central Bank of India 1 3 3 7 7 Dena Bank 0 0 1 1 8 Indian Bank 1 0 2 3 9 Indian Overseas Bank 2 2 2 6 10 Punjab & Sindh Bank 1 0 1 2 11 State bank Of India 55 40 117 212 12 UCO BANK 6 13 8 27 13 Union Bank 2 2 6 10 14 United Bank Of India 52 12 19 83 15 Vijaya Bank 2 0 5 7 16 AXIS BANK 1 5 10 16 17 Punjab National Bank 2 0 5 7 18 Syndicate Bank 3 1 3 7 19 Oriental Bank Of comerce 0 1 1 2 20 ICICI 0 2 12 14 21 IDFC Bank 0 0 0 0 22 Tripura Gramin Bank 3 2 0 5 23 ACUB 0 0 0 0 24 TCARDB 0 0 0 0 25 IDBI BANK 3 4 3 10 26 Tripura State Co-Op Bank 0 0 2 2 27 INDUSIND BANK 0 2 5 7 28 HDFC Bank 0 3 6 9 29 South Indian Bank 0 0 2 2 30 Corporation Bank 0 1 1 2 31 Yes Bank 0 0 1 1 32 Bank of Maharashtra 0 0 1 1 33 Andhra Bank 0 0 1 1 34 Kotak Mahindra Bank 0 0 1 1 35 Federal Bank 0 0 1 1 TOTAL 141 104 237 482 114

United Bank of India Lead Bank Division Head Office Convener State Level Bankers Committee for Tripura Minutes of the 124 th State Level Bankers Committee Meeting for the State of Tripura held on 17.03.2018. The 124 th SLBC meeting of Tripura State was held at the Conference Hall No.4, Pragna Bhawan, P.N. Complex, Agartala on 17 th March 2018 to review the performance of Banks for the 3 rd quarter ending on 31.12.2017 for financial year 2017-18. The meeting was Chaired by Shri Biplab Kumar Deb, Hon ble Chief Minister, Government of Tripura in presence of Shri Sanjeev Ranjan, Chief Secretary, Govt. of Tripura and Shri Pawan Bajaj, Managing Director & Chief Executive Officer of United Bank of India and Co-Chairman, SLBC, Tripura. Amongst other dignitaries, Shri M. Nagaraju, Principal Secretary, Finance and Industries & Commerce, Govt. of Tripura, Shri Manoj Kumar, Principal Secretary, Urban Development, Govt. of Tripura, Shri Manas Dhar, General Manager, United Bank of India & Convener, SLBC (Tripura), Shri Tamal Biswas, General Manager, RBI, and Shri Sunil Kumar, General Manager, NABARD were also present. Other Senior Executives of the State Government, RBI, NABARD, SIDBI, Banks, Insurance Companies, LDMs and RSETI Directors also participated in the meeting. A list of participants of the meeting is enclosed. At the outset, Sri Manas Dhar, General Manager, United Bank of India & Convener SLBC of Tripura extended a special welcome to Shri Biplab Kumar Deb, Hon ble Chief Minister, Govt. of Tripura for his inaugural presence in the SLBC meeting along with other participants. Thereafter, Shri Dhar requested Shri Pawan Bajaj, Managing Director & Chief Executive Officer of United Bank of India and Co-Chairman, SLBC, Tripura to deliver his welcome address. Shri Pawan Bajaj, MD & CEO of UBI greeted Shri Biplab Kumar Deb, Hon ble Chief Minister, Government of Tripura for his maiden presence in the 124 th SLBC meeting of Tripura after taking charge of the State few days back. Shri Bajaj also extended hearty welcome to Shri Sanjeev Ranjan, Chief Secretary, Govt. of Tripura, Shri M. Nagaraju, Principal Secretary, Finance and Industries & Commerce, Govt. of Tripura, Shri Manoj 115

Kumar, Principal Secretary, Urban Development, Govt. of Tripura and other executives from the Govt. of Tripura, RBI, NABARD, SIDBI & Banks. Shri Bajaj in his inaugural address stated that CD Ratio of the State increased by 3% over March 2017 and stood at 46% at the end of December 2017. He requested the banks to continue their concerted efforts to push the CD ratio towards the targeted level of 53% by extending more credit in eligible sectors. He also requested State Government to create conducive atmosphere and more avenues for lending to drive ahead the agenda of CD ratio of the State. Shri Bajaj appreciated the banks for achieving 79% of the Annual Target of Rs 4386 crore under ACP during April-December 2017 of FY 2017-18 and exuded confidence that the ACP target would definitely be achieved by March end. Talking about KCC, Shri Bajaj informed that all banks had achieved 81% of the annual target of 50,000 KCC during the period April to December 2017 in the current fiscal. He requested all participants for ensuring collective effort to cover all eligible farmers in the State. Shri Bajaj emphasized on credit linkage of SHGs in order to change the economic scenario of the State as it has the potential to uplift the downtrodden section of the society, especially women. He requested Banks & TRLM to take proactive steps for lending to SHGs in a big way. He expressed his satisfaction on account of outstanding performance of Banks under PMJDY, mentioning that average balance of Rs.6505/ maintained in PMJDY Accounts is substantially more than national average of Rs.2422/ per PMJDY account. He also informed the house about coverage of 328804 cases under PMSBY and 116575 cases under as on 31.12.2017. Talking on Micro credit, Shri Bajaj praised the bankers for their good performance in disbursement of MUDRA loans for achieving 112% of the revised Annual Target for Rs. 808crore during April-December 2017 of FY 2017-18. He requested the Bankers to cover more beneficiaries under Mudra in the remaining period. Sri Bajaj referred to the NPA position of the State including written off amount which stood at Rs.680.68 crore at the end of December 2017 thus indicating immense scope for recycling of fund in the State itself with simultaneous recovery from the defaulted accounts. He stated that overall recovery percentage of Priority Sector Advances stood at 61% as on 31.12.2017 and highlighted poor recovery position of Government Sponsored Schemes. He requested for kind intervention of the new State Government in assisting the banks for improving the recovery scenario so that bankers could feel comfortable in lending in the State. 116

Shri Pawan Bajaj had stressed on the issue of collective effort of all concerned to facilitate speedy implementation of Government s policy on various spheres of economic activities within the shortest possible time to economically lift the State to a greater height. Thereafter, Shri Bajaj, requested Shri Biplab Kumar Deb, Hon ble Chief Minister, Government of Tripura to deliver his keynote address and guide SLBC for growth & development of the State. At the outset, Shri Biplab Kumar Deb, Hon blechief Minister, Government of Tripura expressed his immense pleasure to be able to attend the SLBC meeting and extended warm welcome to Shri Sanjeev Ranjan, Chief Secretary, Govt. of Tripura and Shri Pawan Bajaj, MD & CEO of United Bank of India and Co-Chairman, SLBC, Tripura and other Senior Executives of the State Government, RBI, NABARD, SIDBI, Banks, Insurance Companies. Shri Deb also thanked Convener, SLBC, Tripura for offering the opportunity to utilize this forum for steering the growth & development of the State. Hon ble Chief Minister, Government of Tripura, initiating the deliberation, cited achievement under CD Ratio in the State, which stood at46% as on 31.12.2017 against the target of 53% as on March 2018. He stated that economic growth of a State is largely dependent on the finances made by banks to eligible and available segments. He also stated that Banks are service sectors and services of the banks are required to improve further in Tripura through interaction / awareness with the customers / entrepreneurs so that unemployed youths are moved towards self-employment by taking financial assistance from Banks operating in the state. He remarked that this would help the banks as well as the State in increasing CD Ratio and resultantly economy of the State would be strengthened by the investment made by the banks towards setting up of units for self employment. While discussing Annual Credit Plan & KCC, Hon ble Chief Minister referred to the agrarian economy of the State. He requested the bankers for issuance of KCCs to all eligible farmers and also cover them with Pradhan MantriFasal BimaYojana to protect them against natural calamities. Hon ble Chief Minister mentioned about good number of Brick-Fields and Tea-Gardens available in the State and directed the Bankers to effectively cover all eligible workers engaged in the Tea Gardens and Brick Fields with Pradhan Mantri Suraksha Bima Yojana to safeguard them. Hon blechief Minister expressed his happiness for disbursement of Rs. 722 crore to 216544 small entrepreneurs of the State during April-December 2017 under Pradhan Mantri Mudra Yojana. Considering that the unemployed youth in the state must be given an opportunity to become entrepreneurs, as presently job opportunities are limited and 117

correction of the situation in the state will consume some time, Hon ble Chief Minister requested for holding MUDRA Promotion Campaign across the State in a mission mode covering each Block within June 2018. Hon blechief Minister also advised toerect banners / standees displaying salient features of MUDRA Loans in Bengali in each branch premises for creating awareness among people. Hon ble Chief Minister categorically mentioned to consider Mudra loan applications only on merit and not due to political intervention. In order to motivate the bankers, he stated that State Government in a process of Reward Management State Government would send 2 best performing Managers in the state under Pradhan Mantri Mudra Yojanato South Asian countries. At this point, Shri M. Nagaraju, Principal Secretary, Finance and Industries & Commerce, Govt. of Tripura remarked that his Department would direct all the District Magistrates to finalize Block level Mudra Promotion Campaign in the ensuing DCC / DLRC meeting so as to arrange within June 2018. Accordingly LDMs have been advised to approach District Magistrates for holding Special DCC meeting urgently. Talking about Stand Up India Scheme (SUI), Hon ble Chief Minister stated that only 72 cases had been sanctioned in the State despite having more than 500 branches. He suggested for preparation of good projects in the field of Tea / Pineapple / Rubber and to identify suitable applicants under the scheme so as to improve the performance. Shri Sanjeev Ranjan, Chief Secretary, Govt. of Tripura stated target of 2 SUI loans per branch per year should remain an easy target for the branches. He referred to the availability of readymade pool of skilled entrepreneurs in the State. He also stated that SUI is a very good area for self-employment and suggested for awareness programme of the scheme across the State in similar lines with PMMY. Shri Manas Dhar, Convener, SLBC-Tripura informed that DIC could provide good entrepreneurs for SUI loans. He also referred to the Udyami Mitra Portal for direct online submission of loan application under SUI as well as Mudra to avoid paperwork and unnecessary physical visit to the branches on the part of would be entrepreneur as they can mention his / her preferred branches of a Bank to avail the loan facility under these two schemes. Shri M. Nagaraju, Principal Secretary, Finance and Industries & Commerce, Govt. of Tripura informed that projects eligible to be considered under Stand Up India can be customized since good number of entrepreneurs have already been trained by DIC and other skilling centers. He referred to few situations where bankers were found to be reluctant in sanctioning loans under SUI or other schemes. He also suggested for possible identification of entrepreneurs by the bank branch itself and to refer them to DIC for training. He stated that concerned District Magistrates would finalize Block level Mudra/ Stand Up India Promotion Awareness programme in the ensuing special DCC meeting. 118

Hon ble Chief Minister, Government of Tripura mentioned about setting up of Single Window System concerning industrial activities in the State involving various clearances to avoid time consuming bottlenecks for attracting fresh business / investment in the State and State Government would also provide land and other infrastructure support including some monetary concessions for such investment in the state. For this, the Bankers would have a new lending opportunity. Deliberating on Social Security Schemes, especially Pradhan Mantri Suraksha Bima Yojana (PMSBY) & Pradhan Mantri Jiban Jyoti Yojana (PMJJBY), Hon ble Chief Minister urged for giving wide publicity about these 2 schemes in local language. Hon ble Chief Minister suggested for displaying features of these schemes along with Mudra Loan features inside e very branch premises in the state to generate awareness. He also stressed for including promotion of these two schemes while undertaking Mudra campaign in each Block. He requested the bankers to come forward for coverage of all eligible people in the state under PMSBY having annual premium of Rs.12 only, in a campaign mode. Shri Bajaj, MD & CEO of United Bank of India assured for giving wide publicity of Social Security Schemes and along with Mudra Loan by the Banks to ensure maximum coverage. Convener, SLBC-Tripura briefed the house about the Auto-Debit facility as available for PMSBY and PMJJBY for the beneficiaries. Speaking on employment generation schemes, Hon blechief Ministerexpressed concern on poor performance of banks against annual targets. He stated that there is more problem in disbursement in loans. He requested bankers for field visit to ensure creation of assets out of loan money. He directed the concerned Department to take steps for resolving the issues like licencing / route permit of auto Rickshaw, other related issues for smooth implementation of employment generation schemes. Shri M. Nagaraju, Principal Secretary, GoT informed that sanction and disbursement had been delayed due to recently held Election Process in the State. He requested the bankers to sanction & disburse all eligible cases under PMEGP within the 31.03.2018. He requested the banks with zero performance under PMEGP & SWAVALAMBAN to come forward for sanction & disbursement of eligible cases within 31.03.2018. He suggested for wide publicity of all flagship programmes of Prime Minister in the State to make the people aware of them. Shri Manas Dhar, Convener, SLBC-Tripura assured about wide publicity through TV, Radio, Cable Channels, Banners / Standees, etc. in a big way to reach at the remotest corner of the State. Hon ble Chief Minister while supporting the same also hinted about utilizing local Cable TV network having wide reach. It was decided that such publicity would be given to one local Cable TV network each broadcasting in Kokborok and Bengali language respectively. 119

Shri Manoj Kumar, Principal Secretary, Urban Development, Govt. of Tripura briefed the implementation of PMAY scheme in the State. He stated that interest subvention facility is not extended to all eligible people in the State. He requested the banks to cover all eligible cases with interest subvention scheme with annual income of Rs.18 lac. Shri Sanjeev Ranjan, CS, GoT stated that recovery remained very good in housing loans and bankers should be proactive in financing housing loans under PMAY. Shri M. Nagaraju, Principal Secretary, GoT requested Principal Secretary, Urban Development to convene a meeting with SLBC, NHB and major participating banks in the State to improve the financing under PMAY. Hon ble Chief Minister briefly touched about Sukanya Samriddhi Yojana (SSY) which has been introduced by Government of India to promote the welfare of Girl Child. Under the scheme, a natural/ legal guardian can open the A/c on behalf of a girl child till she attains 10 years of age with a minimum Rs.1000 of initial deposit with multiple of one hundred rupees thereafter with annual ceiling of Rs.150000 in a financial year. The SSY A/c can be maintained for 21 years from the date of opening of the account and withdrawal is allowed after the Girl Child attains 18 years of age. Hon ble Chief Minister, stated that State Government would extend all possible support to banks and other stake holders for growth and development of the State. He also stated that State Government would work shoulder to shoulder with the bankers. He also assured every possible help to the banks in their business function including recovery of loans as well as ensuring safety and security for creating a comfortable working atmosphere for the banks in the State. Hon ble Chief Minister summarized his deliberation and emphasized on the following issues for steering the State towards growth and development: 1. Improvement of CD Ratio of the State by more financing by the banks to entrepreneurs for their self employment and to take it to 60% by March 2019. 2. Wide publicity for all flagship programmes through TV, Radio, Cable Channels, etc. with special emphasis on MUDRA Loans, PMSBY, PMJJBY & Sukanya Samriddhi Yojana (SSY) to bring financial awareness among the people. 3. Banners / Standees in local language depicting salient points of MUDRA, SUI, PMSBY, SSY, etc. inside / outside each branch premises. 4. To organize Mudra Awareness Campaign covering each Block within June 2018. 5. To set targets for opening of Bank Accounts of all brick field workers. 6. Coverage of all eligible people under PMSBY including Brick Field workers & Tea Garden workers. 7. Issuance of KCCs to all eligible farmers. 120

8. State Government to extend all possible help to the banks in their business function including recovery of loans apart from safety, security and comfortable working atmosphere for the banks in the State. 9. State Government to create platform in the state to ensure considerable investment in Tripura with the objective of increasing CD ratio. 10. To commence Single Window System concerning industrial activities in the State to attract the businessman to the State. Since all the agenda items for discussion in the meeting had already been covered during deliberation of the Hon ble Chief Minister in the house, no separate agenda wise discussion was initiated in course of the meeting. While such deliberation took place, the house noted the agenda placed for discussion. Summing up the discussion, Shri Mahendra Dohare, DGM & CRM, United Bank of India, Tripura Region profusely thanked Shri Biplab Kumar Deb, Hon ble Chief Minister, Government of Tripura for his august presence in the SLBC meeting. He expressed sincere gratitude to Shri Deb for his keen participation and providing guidance to the SLBC to propel the state towards all-round growth. He heartily thanked Shri Sanjeev Ranjan, Chief Secretary, Govt. of Tripura and Shri Pawan Bajaj, Managing Director & Chief Executive Officer of United Bank of India and Co-Chairman, SLBC, Shri M. Nagaraju, Principal Secretary, Finance and Industries & Commerce, Govt. of Tripura, Shri Manoj Kumar, Principal Secretary, Urban Development, Govt. of Tripura and all other dignitaries from Govt. of Tripura, RBI, NABARD, SIDBI, Banks and other Agencies for their kind presence and active participation in 124 th SLBC meeting. The meeting ended with vote of thanks to the Chair. *********************************xxxxx********************************* 121

LIST OF THE PARTICIPANTS AT THE 124 th MEETING OF THE SLBC FOR THE STATE OF TRIPURA HELD AT PRAGNA BHAWAN, HALL NO.4, AGARTALA ON 17.03.2018 AT 11:30 A.M. Sl. Name of the dignitaries Designation/Office/Institution No. I CHAIRED BY 1 Shri Biplab Kumar Deb Hon ble Chief Minister, Govt. of Tripura 2 Shri SanjeevRanjan Chief Secretary, Govt. of Tripura 3 Shri Pawan Kumar Bajaj Managing Director & CEO, United Bank of India and Co-Chairman, SLBC-Tripura II GOVT. OFFICIALS 4 Dr. M. Nagaraju Principal Secretary, Finance and Industries & Commerce, GoT 5 Shri Manoj Kumar Principal Secretary, Urban Development, GoT 6 Shri Rameshwar Das Secretary, Fishery, GoT 7 Shri Arup RatanSarma Addl. Secretary & CEO, TRLM 8 Shri Sahadeb Das Directorate of Institutional Finance, GoT 9 Dr. AsitChakrabarti Director, ARDD, GoT 10 Shri RajakishoreGiri Director, MSME-DI, GoT 11 Shri S.K. Sarkar Joint Director, Industries & Commerce, GoT 12 Shri Dipak Kr. Das Dy. Director, Directorate of Agriculture, GoT 13 Shri AshutoshSaha I/C PMEGP, KVIB, Tripura Shri Dhan Raj Lama Nodal Officer (PMEGP), KVIC 14 Shri KshitisDebbarma FDO, Fisheries, GoT 15 Shri PradipMajumdar Postmaster, Agartala Head Post Office 16 Shri Santanu Ghosh D.O., DIF 17 Shri Sudhir Ghosh L.D.C., DIF III RBI/NABARD/SIDBI/NHB/ Designation/Office/Institution INSURANCE COMPANIES/ BSNL 18 Shri Tamal Biswas General Manager, RBI 19 Shri Sunil Kumar General Manager, NABARD 20 Shri Sanjeev Gupta DGM, SIDBI 21 Shri K. Venugopal DGM, NABARD 22 Shri Sandipan Chatterjee Manager, RBI 23 Shri GopiNammi Manager, SIDBI 24 Shri Rakesh Kumar Yadav Asst. Manager, SIDBI 25 Shri Subrata Nag BM (P&GS), LICI 26 Shri SaktiDebbarma Sr. Divisional Manager, New India Assurance Co. Ltd. 122

27 Shri Hari Narayan Das A.O., New India Assurance Co. Ltd. 28 Shri SankarPodder Marketing Officer, National Insurance Co. Ltd. IV COMMERCIAL BANKS Designation/Office/Institution 29 Shri ManasDhar General Manager, UBI, HO & Convener, SLBC-Tripura 30 Shri M. Dohare DGM & CRM, UBI, Tripura 31 Shri M.M. Goswami Chairman, TGB 32 Shri Swapan Kumar Saha MD, Tripura State Co-operative Bank Ltd. 33 Shri P.R. Deo DGM, Canara Bank 34 Shri Deepak Chowdhury RM, SBI RBO Agartala North 35 Shri Shibatosh Chowdhury RM, SBI RBO Agartala South 36 Shri Subhodh Kr. Jha ZM, UCO Bank 37 Shri Bhajan Ch. Roy AGM, UBI-Tripura 38 Shri S.R. Das AGM-LBD & RRB, UBI HO 39 Shri DipankarAmbuly GM, TGB 40 Shri AlokChaudhury Chief Manager, SLBC & FI, UBI 41 Shri SubrataChakrabarty Chief Manager, SBI 42 Shri ParthaPratim Ray Chief Manager, Canara Bank 43 Mr. Mohd Ali Chief Manager, Central Bank of India 44 Shri Lalta Prasad Chief Manager, Union Bank of India 45 Shri L.S.S. NathShahdeo Chief Manager, Indian Overseas Bank 46 Shri Sanjit Singh Chief Manager, Allahabad Bank 47 Shri BhanuGoswami Dy. Zonal Head, UCO Bank 48 Smt. Samhita Ray Regional Manager, Govt. & SLBC, ICICI Bank 49 Shri Joy Gupta Regional Manager, Retail Banking, ICICI Bank 50 Shri SudipChakraborty Cluster Head, Bandhan Bank Ltd. 51 Sk. Rafizuddin Sr. Manager, Indian Bank 52 Shri SuvenduBikashJotder Sr. Manager, Syndicate Bank 53 Shri Nantu Roy Sr. Manager, Vijaya Bank 54 Shri K.H. Zhimo Sr. Manager, Dena Bank 55 Shri Avinash Kumar Sr. Manager, Oriental Bank of Commerce 56 Shri Debasish Ray Barman Sr. Manager, Indusind Bank 57 Shri Chiranjib Pathak Sr. Branch Manager, IDFC Bank 58 Shri MrinmoySaha Sr. Officer, Yes Bank Ltd. 59 Shri P. Dutta Choudhury Gr.-III Officer, T.C.A.R.D. Bank Ltd. 60 Shri Mrityunjoy Roy Branch Head, Bandhan Bank Ltd. 61 Shri Abhijit Deb Branch Head, South Indian Bank 62 Shri BasabBhattacharjee Branch Manager, Bandhan bank Ltd. 63 Shri Arindam Ray Manager, Punjab National Bank 64 Shri Ajay Bhowmik Manager, Andhra Bank 65 Shri SumitMazumder Manager, IDBI Bank 66 Shri ParthaSarathi Das Manager, Punjab & Sind Bank 67 Shri Prantik Das Manager, Bank of Maharashtra 68 Shri NeelabhraPratim Borah Manager, Marketing, United Bank of India 69 Shri Biswajit Gupta Manager, Corporation Bank 123

70 Shri NachiketaSaha Manager, Federal Bank 71 Shri KrishnapadaBhowmik GM, ACUB Ltd. 72 Shri Victor Chakraborty Assistant Manager, Kotak Mahindra Bank Ltd. 73 Shri AmalDebbarma Assistant Development Officer, ACUB Ltd. 74 Shri Rabi Kaloi Assistant Manager, TSCB Ltd. 75 Shri Rahul Chanda Assistant Manager, UBI TRO 76 Shri Ting KrongHanse Assistant Manager, UBI TRO 77 Shri DibyenduBanik ABM, IDFC Bank 78 Shri Babul Ch. Sarma State Director, NACER, Bangalore 79 Shri Shradhanand Soren Director, RUDSETI Agartala 80 Shri Narayan Ch. Debnath Director, RSETI Udaipur 81 Shri PrasenjitChakraborty Director, RSETI Sepahijala 82 Shri Rajes Das Director, RSETI Dhalai 83 Shri AmitavaSengupta LDM, Unakoti& North Tripura 84 Shri DebabrataBarua LDM, Gomati & South Tripura 85 Shri ArunChakma LDM, West Tripura &Sepahijala 86 Shri SubhajitPatra Officer, SLBC & FI, United Bank of India **************************xxxx************************** 124

त र प र ह त र ज य स तर य ब कर स र म तत क ब ठक STATE LEVEL BANKERS COMMITTEE MEETING FOR TRIPURA 125 th १२५ व March 2018 र स २०१८ क यसर र ट प पण AGENDA NOTES