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Transcription:

sluvpv Hmlcn am v 2013 1

2 sluvpv Hmlcn am v 2013

Editorial March 2013 Volume: 2 Issue: 12 Price: Rs. 25 Company Management Managing Director Alex K Babu Chief Executive Officer N. Bhuvanendran Chief Operating Officer Bobby Jose Editor K. Aravind Marketing Manager (Sales) K.G. Girish Kumar Marketing Executive Maria Namitha Correia Research Team Head-Research & Strategies Group Krishnan Thampi K Senior Fundamental Analyst Amar Chandramohan Senior Technical Analysts Renjtih K Economic&Commodity Analyst Vignesh S B K Fundamental Analyst Shajan K.S Layout & Design M.T.Gopalakrishnan, DezignCentre, Kochi Head Office Hedge Equities, Hedge House, Mamangalam, Kochi, Pin-682 025 Tel: 0484 3040400 E-mail: online@hedgeequities.com Website: www.hedgeequities.com Disclaimer The information contained inour report does not constitute an offer to sell securities or the solicitation of an offer to buy, any security. The information in our report is not intended as financial advice. Hedge Equities Ltd do not undertake the responsibility for any investment decision taken by the readers based on this report. Moreover, none of the research report is intended as a prospectus within the meaning of the applicable laws of any jurisdiction. The information and opinions contained in research reports have been compiled or arrived at from sources believed to be reliable in good faith, but no representation or warranty, express or implied, is made by Hedge Equities Ltd to their accuracy. Moreover, you should be aware of the fact that investments in securities or other financial instruments involve risks. Past results do not guarantee future performance. ho pw anuvim v Zpc w aw pdw ^n\m kns IS-emkv k n-^n- v cq]-øn-ep Hmlcn-Iƒ Ct mgpw kq n- p ]e \nt -]-Icpw Xriq Pn -bnep- v. Hmlcn \nt -]-Øns k o W-X-Iƒ Fs v AdnbmØ \nt -]-I-cmWv Ah-cn ]e-cpw. Ah-cpsS \nt -]-Øns Ct m-gsø aqeyw \nt -]n XpI-bpsS F{Xtbm as-ßm-wv. aw- pdw t]mse Xs tic-f-ønse Iº-\n-I-fmb Pntbm-PnØpw Ins -Ivkp-sams \nt -]-I v ]e asßv t\ w \ Inb Hmlcn-I-fm-Wv. sndp-ins Iº-\n-I-fpsS Hml-cn-I-fn \n v Fßs\ h t\ w simøm-sa v Cu Hml-cn-I-fn \S-Ønb \nt -]-ØneqsS tic-f-ønse \nt -]-I t\cn- -dn- p. \n `m-ky-h-im tic-f-ønse \nt -]-I-cnse Hcp \yq\-]- -Øns A\p-`hw am{x-am-wn-xv. h t\ w e`n- p-sa {]Xo- -bn hne (aq-ey-a- ) Ipd sndp-ins Hml-cn-Iƒ hmßn- q n Xncn- -Sn-tb \nt -]-I-cmWv `qcn-`m-k-hpw. aw- p-dhpw Pntbm- PnØpw t]mse h t\ w \ Inb ani Hml-cn-Iƒ Is ØpI F {]{InbbpsS bym am\-߃ a\-kn-em- msx ti ptiƒhn-bp-ssbpw A`yq-l-ß-fp-sSbpw ASn-ÿm-\-Øn IÆpw ]q n \ne-hm-c-an- mø Iº-\n-I-fpsS Hml-cn-Iƒ hmßn-b-h- mwv ]ng- -Xv. CXv tic-f-ønse \nt -]-I-cpsS am{xw Imcy-a-. C ybnse sndp-ins \nt -]-I-cn `qcn-`m-khpw \ne-hm-c-an- mø Hmlcn-I-ƒ hmßn siwn-bn s]sp- -h-cm-sw- v IW- p-iƒ hy - am- p- p. Hmlcn hn]wn c v h jsø Db \ne-bn-se-ønb 2013epw sndp-ins \nt -]-I-cn hen-sbmcp hn`m-k-øn\v Xncn- - Sn-bpsS IY-bmWv ]d-bm-\p- -Xv. i -amb Xncp-Ø t\cn anuv- -kvtamƒim v Hml-cn-I-fn \nt ]w \S-Ønbh v Cu Hmlcn-Iƒ X pw XS-hp-an- msx \new sxm -t mƒ I\Ø \jvs-amwv t\cn-ts n h -Xv. hntzi \nt -]I ÿm]-\-߃ ap \nc Hmlcn-I-fn \n pw ani t\ -ap- m- n-b-t m-gmwv sndp-ins \nt - ]-I \jvs-ønte v Iq p-ip-øn-bxv F -XmWv IuXp-II-c-amb bmym yw. hn]-wn-bpss KXn \nb-{ n- p hntzi \nt -]I ÿm]-\- ߃ t\ -ap- m- p-tºmgpw sndp-ins \nt -]-I v \jvsw t\cnts- n-h-cp- Xv F p-sim- mwv? Cu {]Xn`m-k-Øns Imc-Wß-fn-te- mwv sluvpv HmlcnbpsS Cu e Ønse Ih tãmdn FØn-t\m- p- -Xv. sndp-ins \nt -]-I Xß-fpsS kao-]-\-ßfn hcp-tø ASn-ÿm-\-]-c-amb am -ß-sf-s pw Cu tej- \-Øn hy -am- p- p. sluvpv Hmlcnsb Ipdn- p \nß-fpss hne-tb-dnb A`n- {]m-b-ßfpw \n tzi-ßfpw kzmkxw snøp -p. si.-a-c-hnμv FUn-, sluvpv Hmlcn editor@hedgeequities.com Printed, published and owned by Alex K.Babu, printed at Sterling Print House (P) Ltd., Ponekkara- Cheranelloor Road, AIMS Ponekkara PO, Cochin-41 for Varna Offset Printers (EKM) and published at Hedge Equities, Hedge House, Mamangalam, Kochi, Pin- 682 025. Editor: K. Aravind sluvpv Hmlcn am v 2013 3

Contents March 2013 6 sndp-ins \nt -]-I v ]ng- Xv FhnsS? 2013 Hmlcn kqnn-i- c v h jsø Db \ne-bn-se-øn-b-xn\p tijw Xncp-Ø t\cn- -t mƒ kqnn-i-bn Dƒs Hml-cn-I-fnepw a v ap \nc Hml-cn-I-fnepw D m-b-xn-t\- mƒ AXn-i- -amb CSn-hmWv sndp-ins \nt -]-I IqSp-X-embn ssihiw sh anuv kvtamƒim v Hml-cn-I-fn- D m-b-xv. CXns Imc-W-ßsf Ipdn- p hni-i-e-\w. A]q h hnp-b-øns "em am v ' ]n nsp ssh vam v...14 tlmw Aπ-b kkv dos -bn taj-e-bn BZyambn {^mss kn snbn F k w bm Ym y-am- nb ssh vam v Ggv h j-øn-\p- n ssih-cn hnp-b-øns IY. i -amb Xncp-Ø t\cn sa Hml-cn-Iƒ \nt -]-tbm-kytam?...36 sa Hml-cn-Iƒ ssihiw sh n-cn- p \nt -]- I Cu taj-ebnse ]e Hmlcn-Iƒ pw F p kw`hn- p-sh Bi- -bnem-wv. ]pxnbxmbn Hml-cn-Iƒ hmßm Xm -cy-s -Sp- -hsc Ch-bpsS Xmgv hne {]tem-`n- n- p-ibpw snøp- p. Cu kml-n-cy-øn sa Hml-cn-Isf Ipdn v Hcp A]-{K-Y-\w. 4 sluvpv Hmlcn am v 2013 C y-bnse dos -bn taj-e v kmam-\y-t_m[w \jvsamip p...16 ani tpmen In m tkmjy aoun-bsb D]-tbm-Kn mw...24 a cw simgp- n- m sndnb- Im-dp-I-fpsS \nc-sb-øp p...26 Ub-dIvSv πm\p-i-fnse \nt ]w A[nI t\ w \ Iptam?...32 10 Hmlcn hn]-wn-bn \n v \nt -]-Isc AI- n-bxv Bcv? 13 kwi-b-߃ v adp-]sn hmb-\- m-cpss kwi-b-߃ v adp-]sn \ Ip- Xv sluvpv CIzn- okv No^v FIvkn-Iyq- ohv Hm^o-k F.-`p-h-t\-{μ bpen]v \nt -]-Øn ssis]m- nb \nt -]I ]n osv Hmlcn A\p-_- nx \nt -]-ß-fn \n pw AI- p. "Hmlcn' F v ti m Xs apjw Xncn- p at\m`mhønte v Ahsc FØn- Xv BcmWv? 22 {Ko lukv coxn-bn tic-f-ønepw ]qirjn ]co- n mw {Ko lukv t]mep sslss Iv Im jni coxn-iƒ D]-tbm- Kn v tic-f-øn em`-i-c-ambn ]qir-jn- snøpibpw hn]w \w \S-Øp-Ibpw snøp- -Xn- \p \n tz-i-߃

sluvpv Hmlcn am v 2013 5

Cover Story IrjvW Xºn si. 2013 Hmlcn kqnn-i- c v h jsø Db \ne-bn-se-øn-b-xn\p tijw Xncp-Ø t\cn- -t mƒ kqnn-i-bn Dƒs Hml-cn-I-fnepw a v ap \nc Hml-cn-I-fnepw D m-b-xn-t\- mƒ AXn-i- -amb CSn-hmWv sndp-ins \nt -]-I IqSp-X-embn ssihiw sh anuv- -kvtamƒim v Hml-cn-I-fn-ep m-b-xv. CXns Imc-W-ßsf Ipdn- p hni-i-e-\w. Hmlcn hn]wnbn CubnsSbp mb apt - -Øn \n pw sndp-ins \nt -]- I F{X-tØmfw t\ -ap- m- n-bn- p v? Hml-cn-Isf Ipdn- p icn-bmb hni-i-e- \w \S-Øp-Ibpw IrXy-amb \nt ] Xocpam-\-߃ ssisim- p-ibpw snøp \nt -]-I hn]-wn-bnse apt - -Øn \n pw t\ -ap- m- n-bn- p- mipsa v Xo -bm-wv. ]t sndp-ins \nt -]-I-cn `qcn-`m-khpw icn-bmb \nt ] XXz-ßfpw hni-i-e-\-co-xnifpw ]n p-s-cp- -h-cmtwm? \n `m-ky-h-im A F -XmWv DØ-cw. Fhn-sS-bmWv sndp-ins \nt -]-I v sx v kw`-hn- p Xv? hne Ipd Hml-cn-Isf Ipdn- p sx n- m-c-w-iƒ hn]-wn-bn Xncp-Ø D m-ip-tºmƒ C-\nbpw CSnhv D m-ip-sa Bi- -bn ImgvN- m-cmbn t\m n-\n p-ibpw ]n o Sv hn]wn Xncn- p-h-chv \S-Øp-Ibpw ]pxn b Db-c-ß-fn-se-Øp-Ibpw snøp-tºmƒ hn]- Wn-bnse apt w apx-se-sp- m-\m-bn-s txm -en Db hne-bn Hml-cn-Iƒ hmßp-ibpw ho pw Xncp-Ø D m-iptºmƒ \ncm-i-cmbn Hml-cn-Iƒ hn p- Ibpw BXy- n-i-ambn \jvsw hcp-øn-sh- p-ibpw snøp- -Xm-bn-cp p ap Im-eß-fn sndp-ins \nt -]-IcpsS coxn. ]e A\p-`-h-߃ p tijw Hcp hn`mkw sndp-ins \nt -]-Isc nepw Cu coxnbn am w hcp-øp-ibpw Xncp-Ø-ep-I-fn Hml-cn-Iƒ hmßpibmwv th -sx v ]Tn- p-ibpw snbvxn- p- v. AsXmcp \ am - am-sw- nepw Hml-cn-Iƒ hmßp-tºmƒ kzoi-cn-t hni-i-e-\-coxn-isf Ipdn v Ah Ct mgpw A X ]pe Øp- psh- -XmWv bmym yw. Hmlcn-bpsS hnebpw aqeyhpw XΩnep hyxym-ksø Ipdn- p Bi-b- pg- -amwv an \nt -]-I-scbpw `cn- p- - Xv. hne Ipd Hml-cn-Iƒ Ipd aqeyønemh-w-sa- n-, AXp t]mse hne IqSnb Hml-cn-Iƒ AanXaqeyØn hym]mcw snøp- -Xm-h-W-sa- p-an-. hne Ipd Hml-cn-I-fpsS aqeyhpw Ipd \ne-bn-em-sw v sx n- -cn- mwv dos -bn \nt -]-I ]e-t mgpw Hml-cn-Iƒ hmßp- -Xv. Hcmƒ \nt -]-Øn\v Hcp-ßp-tºmƒ 6 sluvpv Hmlcn am v 2013

- Hml-cn-bpsS hne-b-, aqey-amwv t\mt - -Xv. Hcp Hml-cn-bpsS aqeyw UnkvIu Uv Imjv ^vtfm, Hmlcn hnebpw {]Xn Hmlcn hcp-am-\hpw XΩn-ep A\p-]m- Xw, Hmlcn hnebpw ]pkvx-i-aqeyhpw XΩn-ep A\p-]m-Xw XpS-ßnb hnhn[ aqey-\n Wb coxn-isf Bkv]-Z-am- nbmwv \n W-bn-t - - -Xv. Iº-\n-I-fpsS kmº-øni \ne, Iº\n `c-ww, amt\- Pvsa ns \ne-hmcw XpS-ßnb ]e ASnÿm\ LS-I-߃ IqSn \nt ] Xocp-am- \-sa-sp- p- -Xn\v apºmbn ]cn-k-wn-t - - Xp- v. CØ-hW Hmlcn hn]wn apt -dn-bt mƒ Ht sd sndp-ins \nt -]-I v ]nghv kw`-hn- Xv hnebpw aqeyhpw XΩnep ASn-ÿm-\-]-c-amb hyxymkw a\- kn-em- msx \S-Ønb \nt ] Xocp-am- \-߃ aqe-am-wv. Hmlcn hn]wn apt -dnb-t mƒ ap \ncbnse h InS Hml-cn- IfpsS hne-bn-ep- mb h [\ I v Aan- X-hn-e-bn-em-sW txm -en Ah AØcw Hml-cn-Iƒ hn p. AtX kabw i -amb Nm m- -߃ v hnt[-b-am-ip anuvim v Hml-cn-Iƒ hne-bpss am{xw ASnÿm-\-Øn snehv Ipd XmsW v sx n- -cn v hmßp-ibpw snbvxp. Hcp Iº-\n-bpsS ASn-ÿm\ LS-I߃ hne-bn-cp-ømsx Hmlcn 52 BgvN sø G hpw Ipd hne-bn-em-sw- Xp sim p am{xw hne Xncn- p-i-b-dp-sa {]Xo- -bn \nt ]w \S- ØpIbmWv ]e-t mgpw sndp-ins \nt -]-I snøp- -Xv. Ipd hne-bn hym]mcw snøp Hml-cn-Isf AhbpsS hne F psim v CSn- p-sh v Nn n- msx Ah kzm ]n p-s-cp- p. t{_m -td-pp-ifpw dnk v lukp-ifpw hn phm ip]m i snøp Hml-cn-IfmWv CØcw \nt -]- IcpsS "tlm v ]n p'- Hcp Iº-\n-bpsS ASn-ÿm \ LS-I-߃ hne-bn-cp- ØmsX Hmlcn 52 BgvN sø G hpw Ipd hnebn-em-sw- Xp sim p am {Xw hne Xncn- p-i-b-dp-sa {]Xo- -bn \nt ]w \S- ØpIbmWv ]e-t mgpw sn dp-ins \nt -]-I snøp- -Xv. Ifmbn amdp- Xv. dos -bn \nt -]-I hmßp ]e sndp-ins Hml-cn-Ifpw t{_m -td-pp-ifpw dnk v lukp-ifpw Xß-fpsS ]T-\Øns ]cn-[n-bn t]mepw s]sp-ømø \ne-hm-c-an- mø Hml-cn-I-fm- Wv. hne Ipd Hml-cn-Iƒ C\nbpw Imcyambn CSn-bm km[y-x-bn- m-ø-xn-\m IqSp-X t\ w \ Ip-sa A\p-am-\- Øn Hml-cn-Iƒ hmßp- -XmWv sndp-ins hntzi \nt -]I ÿm]-\-߃ h InS Hml-cn-Iƒ hmßn- q m ]W-sam-gp- nb kabøv sndp-ins \nt -]-I sndp-ins Hml-cn-Iƒ hmßn- q pi-bmwv snbvx-xv. \nt -]-I n-s-bn I p-h-cp as mcp {]h-w-x. Ipd hne v IqSp-X Hmlcn-Iƒ hmßmat m F Nn -bmwv Ah sc {]tem-`n- n- p as mcp LS-Iw. sndp-ins Hml-cn-I-tfm-Sp Iºw hcp-øn-sh- p siwn Hml-cn-Iƒ sxc-s -Sp- p- -Xn\mbn ]n p-s-cp CØcw am\-z-wvu-ß-fpss ASn-ÿm-\-Øn i -amb CSnhv t\cn ]e CS-Ø-cw sndp-ins Iº-\n-I-fpsSbpw Hml-cn-Iƒ CubnsS sndp-ins \nt - ]I hmßn- q n. A jnbm C \m-j- W, ItΩ-gvky F Pn-\o-tbgvkv & t_mun _n tu-gvkv, InMv^n-j Fb sse kv, H]vt m k Iyq- vkv, kntemkv knãwkv, Xpen]v ssen-timw, t mun ssivt\m-k hv, PnSn-F C {^m-kv{s-ivn, Pntbm-sU-kn-Iv, {]Zo]v Hmh kokv XpSßnb Iº-\n-Iƒ DZm-l-c-Ww. HIvtSm-_ - - Un-kw-_ ss{xam-k-øn ap ss{xam-khp-ambn Xmc-Xayw snøp-tºmƒ CØcw ]e Iº\n-I-fnsebpw sndp-ins \nt - ]I ] m-fnøw KWy-ambn h [n- p. i - amb Xncn- p-h-chv D m-ip-sa {]Xo- bn sndp-ins \nt -]-I Cu Hml-cn-Iƒ hmßm a -cn- p. F m Aim-kv{Xob-amb Cu \nt -]-co Xn v Ah henb hne \ ti- n-h- p. Ign h jw HIvtSm-_ - -Unkw-_ Ime-b-f-hn sndp-ins \nt -]-I hmßn- q- nb Hml-cn-Iƒ Cu h jw CXp-hsc 20-70 ix-am\w CSn-hmWv t\cn- -Xv. Cu Hml-cn-I-fn CSnhp- m-ip- -Xn\v ASnÿm-\-]-c-amb Nne Imc- W-ß-fp- m-bn-cp-s - nepw anuv- -kvtamƒim v Hml-cn-I-fn-ep- mb ]cn- {`m- -amb hn -\ Cu hn`m-k-ønse ani Hm l-cn-i-fnepw CSn-hn\v hgnsh- p. Hml-cn-I-fn hym ]mcw snøp "s_b sluvpv Hmlcn am v 2013 7

Cover Story Hm -td- am ' Cu Ah-k-cw Xß-fpsS t\ -Øn-\mbn hn\n-tbm-kn- p-ibpw snbvxp. (A\p-Iqe hm Ø-Iƒ D m-ip-sa {]Xo- -bpss ASn-ÿm-\-Øn i -ambn hne Db HmlcnIfn "tjm vsk ' snøp- I-bmWv s_b Hm -td- am snøp- - Xv. hne Xmtg v t]mip-sa A\p-am-\- Øns ASn-ÿm-\-Øn Hmlcn hn p hym]m-c-co-xnbmwv tjm v sk nwkv. CØcw hym]mc coxn \ S- n-em- p t{su am Hmlcn hne Xmtg v h cp-tºmƒ t\csø Db hne v hn Hmlcn hmßn-bmwv em`-ap- m- p- -Xv) CubnsS s_ b Hm -td- amcpss B {I-a-W-Øn\v Cc-bm-b ss{ãuvkv At{Im-em_v F Hmlcn Hcp DZm-lcWamWv. ss{ãuvkv At{Im-em_v Xß-fpsS Hcp saun-kn bqwn v hn m km[y-x-bps v hn]-wn-bn Cu bnss A`yqlw ]c- n-cp- p. Cu A`yq-l-Øns ASn-ÿm-\-Øn Hml cn hne Ign amk-ßfn Cc- n-bmbn Db p. F m hn \ \o w sshin-b-txmss AXv C \n \S- p-tam F kw ibw ]S-cp-Ibpw Cu Ah-kcw D]-tbm- Kn v t{su am Hml-cn-Iƒ hn -gn- p-ibpw snbvxp. s{]mtam- am Db txmxn Hmlcn ]W-b-s -Sp-Ønb F vun-sf-f t]mep Hml-cn-Ifnepw CØ-c-Øn-ep t{su am amcpss B{I-aWamWv I Xv. Iº-\n-bpsS Hcp ix-am\w Hml-cn-Iƒ s{]mtam- am hn Xv F vun-sf-f ns Hmlcn hne-bn AXn-i- -amb CSn-hn- \mwv hgn-sh- -Xv. i -amb A`yq-l-ß-ƒ v hnt[-b-am- Ip Hml-cn-I-fpsS ]n mse t]mip sndp-ins \nt -]-I ]e-t mgpw siwnbn s]sp-i-bmwv snøp- -Xv. AtX kabw hntzi \nt -]I ÿm]-\-ß-ƒ v KWy-amb Hmlcn ] m-fn-ø-ap Iº-\n- I-fn hfsc henb hym]vx-øn hym ]mcw \S- p- -Xn-\m s_b Hm -td- am CØcw Ifn-Iƒ v {ian- m-dn-. s^{_p-h-cn-bn-ep- mb em`-sa-sp- nepw ap \nc Hml-cn-Iƒ {]Xn-tcm[w Im n-bt mƒ anuvim- v, kvtamƒim v Hml-cn-Iƒ i -amb CSn-hmWv t\cn- -Xv. sk sk Ivkv Cu h jw 1.01 ix-am\w CSn t mƒ \n^v n anuvim v kqnni 6.93 ixam-\hpw \n^v n kvtamƒim v kqnni 7.52 ix-am-\hpw CSn-hmWv t\cn- -Xv. sndp-ins \nt -]-I-cpsS a\-imkv{xw 2012 Unkw-_dn \n^v n-bn Dƒs Iº-\n-I-fnse hntzi \nt -]I ÿm]- 8 sluvpv Hmlcn am v 2013 \-ß-fpsS Hmlcn ] m-fnøw F m-esøbpw G hpw Db \ne-bn-se-øn-bt mƒ Cu Hml-cn-I-fnse dos -bn \nt - ]-I-cpsS Hmlcn ] m-fnøw G hpw Xm gv \ne-bn-se-øn-bxmbn Hcp dnt m v Nq n- m- p- p. sndp-ins \nt -]-I sn dp-ins Hml-cn-Iƒ hmßn- q- p-tºm-gmwv hntzi \nt -]I ÿm]-\-߃ h InS Hml-cn-Iƒ hmßn- q- n-bxv F Xv sndp- InS \nt -]-IcpsS ASn-ÿm-\-]-c-amb a\- Cu h jw I\Ø CSnhv t\cn anuvim v Hml-cn-Iƒ Scrip Price (Rs) Price (Rs) Change Change (31-12-12) (22-02-13) (Rs/Pts) (%) Arshiya international 127 36-91 -71.6535 Commercial Engineers 93 33-60 -64.5161 HDIL 111.45 67.95 43.50-64.05 Tulip Telecom 33 12-21 -63.6364 Geodesic 22 12-10 -45.4545 Opto Circuits 107 59-48 -44.8598 Predeep Overseas 18.83 12.70-6.13-32.5544 GTL Infra 4 3.15-0.85-21.25 Kingfisher Airlines 14.92 11.89-3.03-20.3083 Nifty 5905 5845-60 -1.01609 Nifty Midcap 8505 7915-590 -6.9371 Nifty smallcap 3710 3431-279 -7.52022 Sensex 19426 19317 354-0.56 im-kv{x-øn-te- mwv hnc Nq- p- -Xv. CubnsS Hmlcn hn]-wn-bn \S apt - -Øn hntzi \nt -]I ÿm]-\-߃ ani t\ w D m- - n-b-t mƒ sndp-ins \nt -]-I \jvsw t\cn-ts n h Xv Cu a\-imkv{xw Ahsc Ipgn-bn NmSn- p- - Xn-\p as mcp DZm-l-c-W-am-Wv. 2013 Hmlcn kqnn-i- c v h jsø Db \ne-bn-se-øn-b-xn\p tijw Xncp- Ø t\cn- -t mƒ kqnn-i-bn Dƒs Hml-cn-I-fnepw a v ap \nc Hml-cn-I-fnepw D m-b-xn-t\- mƒ AXni -amb CSnhmWv sndp-ins \nt -]-I IqSp-X-embn ssihiw sh sndp-ins Hml-cn-I-fn-ep- mb-xv. Hmlcn kqnn-i-bn \mtem At m dos -bn \nt -]-I hm ßp ]e sndp-ins Hmlcn-Ifpw t{_m -td-pp-itfm dnk v lukp-itfm XßfpsS ]T-\Øns ]cn-[nbn t]mepw s]spømø txm hn p-hm ip]m i snøp- txm Bb \nehm-c-an- mø Hml-cn-I-fm-Wv. ix-am\w CSn-hp- m-ip-tºmƒ X߃ hmßnb Hml-cn-I-fn 40 50 ix-am\w CSnhp- m-ip- Xv Hml-cn-I-fpsS sxcs Sp nse ]nghp-ifnte- mwv hnc Nq p- -sx v Ah Xncn- -dn-b-ww. \nt -]-I sntø- Xv Xo -bmbpw CS-Ø-cw- -sn-dp-ins Hmlcn-I-fn \nt -]n- p-i-sb- Xv sx mb Bi-b-a. CS-Ø-cw- -sn-dp-ins Hml-cn-Ifnepw ani Hml-cn-I-fp- v. C t^m-knkpw F &Snbpw `mcxn Fb ss psams Hcp Ime-Øv sn dp-ins Hml-cn-I-fm-bn-cp- p. B Hml-cn-I-ƒ hn]-wn-bnse-ønb ImeØv AhbpsS hf m km[yx Xncn- -dn v \nt ]w \S-Ønbh v h t\ w Xs simøm\pw km[n- n- p v. ]t \mfsø C t^m-kntkm F & Sntbm BIm km[y-xbp sndp-ins Hml-cn- Iƒ Is Øn \nt -]n- pi F Xv Hcp henb sh p-hn-fn-bm-wv. B sh p-hnfn icn-bmbn A`nap-Jo-I-cn- p \nt -]- I v am{xta sndp-ins Hml-cn-I-fpsS sxc-s -Sp- n hnp-bn- m-\m-iq. `mhn-bnse ani hf m km[y-x-bp Hml-cn-Iƒ Is -Øn \n t -]n- p- Xpw A`yq-l-ß-fp-sSbpw ti ptiƒhn-i-fp-ssbpw ASn-ÿm-\-Øn sndp- InS Hml-cn-Iƒ hmßp- Xpw XΩn hen hyxymk-ap- v. Hml-cn-I-fpsS Bg-ta-dnb J\n-bn \n v \mfsø cxv\-ßsf Ipgns -Sp- pi F Xv imkv{xo-b-amb Kthj-W-ßfpsS ]n _ew Bh-iy-ap hfsc {ia-i-c-amb tpmen-bm-sw- n-cns AXn-\p {XmWntbm ka-btam C mø km[m-cw \nt -]-I hf sxfn-bn p Ign apjy-[mcm Hml-cn-I-fn knã-am- niv C sh-ãvsa v πm (F-kv-sF-]n) A\p-k-cnt m Xncp-Øens ]e L -ßfn-emtbm \nt ]w \S-ØpI F -XmWv Xmc-X-tay\ dnkviv Ipd- Xpw imkv{xob-hp-amb coxn. Ign- pt]mb-xns\ \ap v Xncp-Øm km[n- n-s nepw sndp-ins \nt -]-I Hcp ]p\-cm-tem-n-\-bn-eqss IS- p-t]mti ka-b-amwv CXv. hnebpw aqeyhpw XΩn-ep hyxymkw Dƒs m v \nt ]w \S-Øp-Ibpw BI j-i-amb aqey- Øn e`y-amb ani Hml-cn-Iƒ sxcs -Sp-Øv \nt -]n- p-ibpw snøp- -XnemWv Ah C\n-sb- nepw {i -b n-t - -Xv. ASn-ÿm-\-ß-fnepw aqey-ß-fnepw ani- p-\n p Hml-cn-Iƒ v ap K-W\ \ In-s m v \nt -]-߃ imkv{xo-bambn s]mfn- p-]-wn-bm\p hnthiw -A- \p-`-h-߃ \ Inb ]mt-ßfn \n v Ah Dƒs m- p-i-bmwv sntø- -Xv.

sluvpv Hmlcn am v 2013 9

Focus bpen]v \nt -]-Øn ssis]m- nbh ]n osv Hmlcn A\p-_- nx \nt -]-ß-fn \n pw AI- p. "Hmlcn' F v ti m Xs apjw Xncn- p Xmbn C v Ah-cn an h-cp-ssbpw at\m`mhw. Hmlcn hn]-wn-bn \n v \nt -]-Isc AI- n-bxv Bcv? si.-a-c-hnμv Ign amkw [\-Im-cy-a{ n ]n.-nn-zw- _cw C y-bnse C jp-d kv taj- -e-bpss {]iv\-ß-sf Ipdn v \S-Ønb ]cm-a iw Cß-s\-bmWv: ""C jp-d kv taje {]iv\w t\cn-sp- p-s - n AXv D - ß-fpsS sx mb hn -\bpw k o W-X bpw aqe-am-wv. C y-bn C jp-d kv hn -W-sa- n efn-x-amb D ߃ hn m {ian- -Ww. AXpt]mse GP p-amcpw a v Hm^o-k amcpw I w ]dbp- n-s v Dd- p-h-cp-øp-ibpw thww.'' BZy bp]nf k m-cn NnZw-_cw [\-Im-cy-a-{ n-bm-bn-cp Ime-ØmWv bpen]v F t]cn Adn-b-s -Sp Hmlcn A\p-_- nx C jp-d kv D - -ß-fpsS "ankvsk nwkv' s]msn-s]m-sn- -Xv. BZy h j {]oan-b-øns 30-40 ix-am\w IΩn-j CuSm p bpen-]p-iƒ D]-t`m- m- ƒ p ta ASn-t n m GP p-am GXv I hpw ]d-bpibpw ankv sk nwkv \n _m[w XpS-cp-Ibpw snbvxt mƒ NnZw-_-cw AXns\Xnsc Np -\- nbn-. AXn\p tijw ]pg-bnse sh w Gsd Hgp-In-t m-bn. \nt -]-I-cpsS timsn- Iƒ AXn-s\m w Hen- p-t]m-hp-ibpw snbvxp. Ct mƒ "C jp-d kv' Ft m "Hmlcn' Ft m ti m \nt -]-I apjw Xncn- p kml-n-cyw D m-b-t m-gmwv NnZw-_-c-Øns Cu shfn-]m-sv. 10 sluvpv Hmlcn am v 2013 2 Pn Ipw`-tIm-WsØ sh p X n v 2 Pn kvs]iv{sw Ipw`-tIm-W-Øn \S- Xv Hcp e w timsn cq]-bpss sh n m sw- n AXn-t\- mƒ henb "Ipw`-tIm- W'-amWv bpen-]v hn -\-bn-eqss \S- sx mwv e`y-amb dnt m p-iƒ kqnn- n- p- -Xv. 2004-05 kmº-øni h jøn\pw 2011-12 kmº-øni h jøn\pans-bn bpen]v \nt -]-Øn-eqsS \nt -]-I v 2004-05 kmº-øni h jøn\pw 2011-12 kmº- ØnI h jøn\pw CSbn bpen]v \nt -]-ØneqsS \nt -]-I v D- mb \jvsw 1.56 e w timsn cq]-bm-sw v tzio b Cw ojv Zn\-]{Xamb "an v ' {]kn- o-i-cn dnt m n ]d-bp- p. D- mb \jvsw 1.56 e w timsn cq]-bmsw v tziob Cw ojv Zn\-]{Xamb "an v' {]kn- o-i-cn dnt m n ]d-bp- p. C m-e-b-f-hn cmpysø C jp-d kv GP p-am v e`n IΩn-j 1.13 e w timsn cq] (\nt -]-I v h \jvs- Øns 70 ix-am\w)-bm-sw pw dnt m n shfn-s -Sp-Øp- p. \jvsw IW- m- p- -Xn-\mbn X߃ kzoi-cn coxn A\pk-cn v \nt -]-I v h n- p- m-im-hp G hpw Ipd \jvs-amwv CsX pw bym \jvsw CXn-t\- mƒ Gsd Db -Xm-hm-sa pamwv dnt m n ]d-bp- Xv. em]vkm-ip t]mfn-kn-i-fn-eqss C jpd kv Iº-\n-Iƒ t\sn-sb-sp-ø timsn-ifpss IW v tkmƒuvam kmnvkpw hnhcn- p- p- v. tkmƒuvam kmnvkns dnt m v A\p-k-cn v C y-bnse G hpw henb Bdv C jp-d kv Iº-\n-I-fpsS 2011-12 kmº-øni h jønse A m-zmbw 3592 timsn cq]-bm-wv. CXn 1553 timsn cq]bpw (em-`-øns 39 ix-am-\w) em]vkmb t]mfn-kn-i-fn-eqssbp "em`w' BWv. (em]vkmb t]mfn-kn-iƒ hgn Iº- \n v e`n- p XpI t]mfnkn ]p\:ÿm ]n- m t]mfnkn DS-a v e`n- p c v h jsø Ime-b-fhv Ign- m Iº-\nbpsS t{]m^n v & temkv tã vsa n

tcj-s -Sp-Ø-s -Spw. AXm-bXv c v h jw Ign- m Cu XpI Iº-\n-bpsS em`- - W- n Dƒs -Sp-Øpw.) ap kmº-øni h jw CØ-c-Øn Bdv Iº-\n-Iƒ v e`n em]vkmb t]mfnkn-i-fn-eqssbp "em`w' samøw em`- Øns 67 ix-am-\-amwv. 2010-11 Cu Iº- \n-iƒ 242 timsn cq]bpss em`w t\sn-bt mƒ AXn 163 timsn cq]bpw em]vkm b t]mfn-kn-i-fn-eqssbp em`-am-bn-cp- p. em]vkmb t]mfn-kn-i-fn-eqss e`n- p timsn-iƒ t]mfnknds-a-i-fpss ^ n- Dƒs -Sp-Øp- -Xn\v ]Icw Iº-\n-Iƒ Xß-fpsS em`-ambn IW- m- p Cu {]h-wx Xo Øpw A\m-tcm-Ky-I-c-amsW mwv \nco- -I Nq n- m- p- -Xv. (2010 HIvtSm-_dn\v apºv hn t]mfn-kn-ifn \n pw Iº-\n-Iƒ v e`n em`-amwv CXv. 2010 HIvtSm-_-dn\p tijw t]mfn-kn- I-fpsS kd- Nm Pn\v sfb UnF ]cn[n I n- n- p- v. ) C jp-d kv Iº-\n-I-fpsS s] kn- à kn tdtjym (hn t]mfn-kn-i-fpss F{X ix-am\w Ct mgpw t]mfnkn DS-a- Iƒ kpo-h-ambn XpS-cp- p-sh v hy - am- p A\p-]m-Xw) KWy-ambn Ipd- psh Xv t]mfn-kn-i-ƒ em]vkm-ip {]Xn-`mkw F{X-tØmfw Kuc-h-ta-dn-b-XmsW- v hy -am- p- p. 2006-07-\p tijw an C jp-d kv Iº-\n-I-fp-sSbpw s] kn-ã kn tdtjymbn i -amb CSn-hm-Wp- m-b-xv. 2011-12 ]e Iº-\n- I-fp-sSbpw s] kn-ã kn tdtjym 2006-07-teXn \n pw ]Ip-Xn-bmbn Ipd-bp- Ibpw snbvxp. bpen-]p-iƒ hn]-wn-bn FØn-b- 2002 apx 2010 hsc C jp-d kv Iº-\n-IfpsS ""hk- -Im-e''-ambncp p-sh- mwv ta -d IW- p-iƒ kqnn- n- p- -Xv. X n- ns hym]vxn sim n-bnse Hcp {]apj C jp-d kv Iº-\n-bpsS Hm^o-kn\v ap n-eqss IS- pt]m-ip- -h v Hcp t_m Upw ka-c- - epw ImWmw. X n- n\v Cc-bmb \nt - ]-I tn v cq]o-i-cn kan-xn-bpss t_m UmWv CXv. C jp-d kv Iº-\nbpsS ""X n- n''\v Cc-bmb \nt -]-I v kanxn kup-\y-ambn \nb-a-k-lmbw \ Ip-sa hmkmzv\amwv t_m Unep - Xv. tªuv Iº-\n-I-fpsS h \ apx awn-s -bn X n v hsc I n- p aebm-fn-iƒ v \nt -]-IcpsS CØ-cw {]Xn- I-c-W-߃ ]pxp-a-b-. F m CØcsamcp t_m Uv Xqßn-\n p- Xv Hcp awn-s -bn Iº-\n-bp-sStbm tªuv Iº- \n-bp-sstbm Hm^o-kn\v ap n-e-s - -XmWv Cu {]Xn-tj[sØ hyxy-kvx-am- p- -Xv. cmpysø Hcp AwKo-IrX C jp-d kv Iº-\n-bpsS Hm^o-kn\v ap n-emwv \nt - ]-I-cpsS {]Xn-tj[w \ng-en- p t_m Uv Xqßn-\n p- Xv. BZy aq v h j-߃ p- n Db Nm Pp-Iƒ CuSm- p- -Xn-\m Zo L-Ime tkmƒuvam kmnvkns dnt m v A\p-k-cn v C ybnse G hpw henb Bdv sse^v C jp-d kv Iº- \n-i-fpss 2011-12 kmº- ØnI h jønse A m-zm bw 3592 timsn cq]-bm-wv. CXn 1553 timsn cq] bpw (em-`-øns 39 ix-am- \w) em]vkmb t]mfn-kn-ifn-eqssbp "em`w' BWv. \nt ] D - -ß-sf \ne-bn am{xw ]cn-k-wn-t -, aq v h jw tem v- -C - -]o-cn-bup bpen]piƒ D]-t`m- m- ƒ v GP p-am hn n-cp- Xv ""aq v h jw am{xw \nt -]n- m axn, A me-b-f-hn-\p- n \nt ]w Cc- n-bmipw'' F v \nt -]-Isc hniz-kn- n- mwv. kº- apx km[m-c-w- m hsc Cu X n- n\v Cc-bm-hp-Ibpw snbvxp. 2006epw 2007epw t]mfn-kn-iƒ FSpØ Ht sd \nt -]-I Hmlcn hn]wn CSn- t mƒ XpS p {]oanbw AS-bv m asn p. tem v- -C - -]o-cn-b-umb aq v h jøn\p- nse F m {]oan-b-ßfpw AS- møh v AXv aqew I\Ø \jvsw t\cn-ts- nbpw h p. tem v- -C - -]o-cn-b- Uv Ime-b-f-hn F m {]oan-b-ßfpw AS- -h pw Db Atem-t -j Nm Pv aqew \nt -]-Øn henb \jvsw t\cnts- n-h- p. 2008se hn]-wn-bnse XI IqSn-bmb-t mƒ \nt -]-I- Iq\n-t Ipcp h ÿnxn-bn-em-bn. hn]wn CSn- -t mƒ kzn v-hm-h t]mep am K-ß-fn-eqsS \nt -]-aq-ey-ønse CSn-hns\ {]Xn-tcm- [n- m km[n- p-am-bn-cp-s - nepw AtX Ipdn v \nt -]-I n-s-bn t_m[-h cww ]cn-an-x-am-bn-cp- p. GP p-am-cn \n pw axn-bmb tkh\w e`n- m-øxpw CØcw kui-cy-߃ D]-tbm-Kn- m \nt -]-I v Ign-bmsX t]mb-xn\v Imc- W-ambn. BZysØ h jsø {]oan-b-øn\v 40 ix-am\w hscbpw c m-asøbpw aq m-asøbpw h jw 7.5 ix-am\hpw AXn\p tijw A v ix-am-\hpw IΩn-j e`n- p bpen-]p-i-ƒ hn p-tºmƒ GP pam-cpss t\m w {][m-\-ambpw BZyh jsø {]oan-b-øn\v e`n- p IΩnj-\n-em-bn-cp- p. BZysØ h jsø {]oan-b-øns IΩn-j In n- -gn GP p-am-cn ]ecpw ]n osv Xß-fpsS D]- t`m- m- ƒ v axn-bmb tkh-\hpw D]- tz-ihpw \ ImXncp- Xpw \nt -]-I v hn\-bm-bn. C jp-d kv Iº-\n-Iƒ I\Ø iºfw \ Inbn-cp A m-eøv Cu taj-e-bnse Poh-\- m Iº-\n-I-fn \n v Iº-\n-I-fn-te v NmSp Xv ]Xn-hmbt mƒ t]mfnknbpss Imcy-Øn XpS v F p snø-w-sa dnbmø \nt -]- I tkh-\-øn\pw D]-tZ-i-Øn-\p-ambn Iº-\nIfpsS Hm^okv txsn t]mti sluvpv Hmlcn am v 2013 11

Focus Ah-ÿ-bm-bn. bpen-]p-ifpw ayqnz ^ p-ifpw XΩnep hyxymkw t]mepw \nt -]-Isc t_m[y-s -SpØmØ Xc-Øn-em-bn-cp p hn -\. C jp-d kv taj-e-bn {]h Øn- p {]apj Iº-\n-IfpsS ktlm- Zc ÿm]-\-߃ ayqnz ^ v taj-ebnepw {]h Øn- p- p-s - Xn-\m Cu hyxymkw ad- p-sh- m GP p-am v Ffp- -am-bn-cp- p. BZy h jsø {]oanb-øn\v 40 ix-am\w hsc Atem-t -j Nm Pv CuSm- p- p-sh Xv ad- p-sh- v t]mfnkn hn \ \S-Øp- Xpw km[m-c- W-am-bn-cp- p. sdkp-te- dn t_mun-iƒ v ]ng- Xv FhnsS? 2010 bpen]v D - -ß-fpsS LS-\- bn am -߃ hcp-øp hyh-ÿ-i-fp-ambn sfb UnF ]pxnb ]cn-jvi-c-w-߃ sim p-h- p. bpen-]p-i-fpss tem v- -C - -]o-cn-bupw {]oanbw AS-t Ipd Ime-b-fhpw A v h j-am-bn sfb Un F ]p\ \n W-bn- p. {]oanbw F{X Db -Xm-bmepw BZysØ \mev h jøn\p- n \nt ]w ]n h-en- p Hcp t]mfnkn DS-a-bn \n pw 6000 cq]-bn IqSp-X "hnxvt{um-h Nm Pv' CuSm- m ]msn- F v sfb UnF ]pxnb hyh ÿ sim p-h p. A m-asø h jw apx bym bo Upw Nm Pp-Iƒ Ingn- -Xn\p tij-ap dnt Wpw XΩn-ep hyxymkw ]c-am-h[n \mev ix-am-\-am-bncn- -Wsa -XmWv sfb UnF sim ph as mcp hyh-ÿ. 2010 sfb Un F sim p-h ]pxnb N -ßfpsS ^eambn bpen-]p-ifpss Atem-t -j Nm Pv c v- -Ggv ix-am-\-ambn Ipd- p. 2002 hn]-wn-bn-se-ønb bpen]v D - -ß-fpsS Atem-t -j Nm Pp-Iƒ sh n- p-d- p Xn\v hgn-sh ]cn-jvi-c- W-߃ sfb UnF \S- n-em- n-bxv 2010emWv. AXp-hsc C jp-d kv Iº- \n-i-fp-ssbpw hnx-c-w- m-cp-ssbpw ""simbvøn''\v sfb UnF IpS ]nsn- p. ayqnz ^ p-i-ƒ v 2.25 ix-am\w am{xw F {Sn temuv (hn-x-c-w- m p IΩnj ) \ne-hn-en-cp Ime-ØmWv bpen-]p- Iƒ v 40 ix-am\w Atem-t -j Nm Pv G s -Sp-Øn-b-Xv. kzm`m-hn-i-ambpw hnxcw ÿm]-\-߃ apx km[m-cw 2002 hn]-wn-bn-se-ønb bpen]v D - -ß-fpsS Atem-t -j Nm Pp-Iƒ sh n- p-d- p Xn\v hgnsh ]cn-jvi-c-w-߃ sfb UnF sim p-h- Xv 2010emWv. AXp-hsc C jp-d kv Iº-\n-I-fpsSbpw hnx-c-w- m-cp-ss bpw ""simbvøn''\v sfb UnF IpS ]nsn- p. AUvsshk am hsc- bpen]v F D - sø "]pjv' snøm {ian- p-ibpw ayqnz ^ p-ifpss hn -\ v henb {]m[m\yw simsp- m-xn-cn- p-ibpw snbvxp. as mcp [\-Imcy D - -Øn\pw C mø C{Xbpw Db IΩn-j A\mtcm-Ky-I-c-amb hn \ coxn-iƒ v hgnsh- p-sa v ap Iq- n-im-wm sfb Un- Fbvt m ayqnz ^ p-ifpw bpen-]p-ifpw XΩn-ep IΩn-j-\nse A cw icn-bs v Nq n- m- m [\-Im-cy-a-{ m-e-b- Ønt\m Ign- n-. 2010 bpen-]p-iƒ Hmlcn A\p-_ nx D - -am-sw v Nq n- m n Ahsb \nb-{ n-t - Xv Xß-fm-sW Ah-Im-i-hm-Z-tØmsS sk_n sfb Un-F-bp-ambn \njv^-eamb hg- n- Xpw bpen]v hn -\-bpss t]cn \S simbvøv \nt -]-I v ]c-am-h[n \jvsw kωm-\n- -Xn\p tijam-bn-cp- p. Bdv- -F v h jw apºv \s mcp ] v \nt -]-I Hmlcn A\p-_- nx \nt - ]-Øn-te v IS- Xv bpen-]p-i-fn-eq-ss-bm-wv. Hml-cn- hn-]wnbp-am-bp BZy_m h Øn Xs ssis]m nb \nt -]-I ]n osv Hmlcn A\p-_- nx \nt -]-ßfn \n pw AI- p. bpen-]p-i-fn \nt ]w \S-Ønb \s mcp hn`mkw t] pw Hml-cn-I-fn t\cn v \nt ]w \S-Øp- Xpw bpen]v t]mep D - ß-fn \nt ]w \S-Øp- Xpw XΩn-ep hyxymkw Adn-bm-ØXpw bpen-]p-i-fpss D LS-\sb Ipdn v hy ambn t_m[y-an- m-øxpw aqew NqSp-sh- -Øn how ]q -bpss Ah-ÿ-bn-emWv Ah. "Hmlcn' F v ti m Xs apjw Xncn- p Xmbn Ah-cn an h-cp-ssbpw at\m`mhw. Imem-Im-e-ß-fmbn G hpw IqSp-X t\ w \ Ip BkvXntaJe F v sxfnbn- -s \nt -]-am K-Øns km[y-x- Iƒ Ct mƒ Hmlcn hn]wn apt w \S- Øp-tºmƒ km[m-cw \nt -]-I v {]tbm-p-\-s -Sp-Øm Ign-bmsX t]mip Xv Cu at\m-`mhw aqe-am-wv. C y I G hpw henb [\-Imcy "Ipw`-tImW'Øn s KpW-t`m- m- -fpw \nt -]-Isc ankvsk nw-kns Cc-I-fm- n am p- -Xn- \p kml-n-cy-sam-cp- nb sdkp-te- dn kwhn-[m-\hpw Xs -bm-wv \nt -]-Isc CØ-c-samcp at\m-`m-h-øn-te v X n-hn- -Xv. hn \ coxn-iƒ amdntb axn-bmhq t\csø C jp-d kv Iº-\n-I-fpsS _nkn-\-kns 70-80 ix-am-\hpw bpen]v hn -\-bm-bn-cp- p-sh- n Ct mƒ AXv 10 ix-am-\-øn Xmsg-bm-bn- p- v. bpen]v \nt -]-Øn-eqsS ASn In nb \nt - ]Icn \s mcp hn`m-khpw Ct mƒ C jp-d kv Iº-\n-I-sfbpw hnx-c-w- mscbpw kwi-b-tømss ImWp- Xv aqew ]c-º-cm-kx C jp-d kv t]mfn-kn-i-fp-ss hn \bpw KWy-ambn Ipd- p. C jp-d kv D - -ßsf \nt ] D - -ß-fmbn ImWn v hn \ \S- Øp coxn bpen]piƒ hn]-wn-bn-se-øp- -Xn\v apºp-ap- v. awn-_m v t]mfn-kn- Iƒ t]mep D - -߃ \nt -]sø {][m-\-ambn ImWp D]-t`m- m- sf BI jn- m th n-bp -Xm-Wv. sse^v C jp-d kv C y-bnse `qcn-`mkw t]cpss bpw Bh-iyIXb-m-sW- n-cns C jpd kns {]m[m-\ysø Ipdn v t_m[- h -cww \SØpIbpw C jp-d kns\bpw \nt -]-søbpw th Xn-cn p ImWm-\p kmam-\y-t_m[w D]-t`m- m- ƒ n-s-bn krjvsn pibpw AXp hgn t]mfn-kn-iƒ hn p-ibpw snøp icnbmb coxn- C\n-sb- nepw C jp-d kv Iº-\n-Iƒ kzoi-cn- p-i-bmwv sntø- - Xv. \nt -]s-øbpw C jp-d kn-s\bpw Iq n- p-g- p kao-]\w Ah-km-\n- n- m Ah Xbm-dm-h-Ww. 12 sluvpv Hmlcn am v 2013

Q&A tnmzy߃ v adp]sn Hmlcn \nt ]w kw_- n hmb-\- m-cpss kwi-b-߃ v sluvpv CIzn- okv No^v FIvkn-Iyq- ohv Hm^o-k F.-`p-h-t\-{μ adp-]sn \ Ip p tnm: Hmt m-sse C -kv{sokv F Hml-cn-bn \mev amkw apºv Rm \nt ]w \S-Øn-. 194 cq]- mwv Hmlcn hmßn-b-xv. Hmlcn hne CSn- -Xn\p tijw 138 cq] pw 124 cq] pw ho pw hmßp- Ibpw icm-icn \nt ] snehv Ipd-bv p- Ibpw snbvxp. AXn\p tijhpw i -amb Xncp-Ø-emWv Cu Hml-cn-bn-ep- m-b-xv. Ct mƒ GItZiw 100 cq]-bmwv Hmlcn hne. Cu Hmlcn XpS pw ssihiw sh mtam? sx am-ivkv, kuøv C y _m v, C y tlm kv F o Hml-cn- Ifpw Fs ssih-i-ap- v. A_vZpƒ kemw, tzml D: Hmt m-se-\n\v 75-80 cq]-bn Xmßp- v. 124 cq]-bn-emwv BZy kω Zw. c m-asø kω Zw 170 cq]-bn-emwv. sx amivkv 545 cq]-bn-te v CSn-bp-I-bm-sW- n hns m-gnbp Xc-Øn ssihiw sh p-i. Hmlcn hne 640 cq]-bn-se-øm km[y-x-bp- v. kuøv C y _m n\v 30 cq]-bn-emwv ASpØ kω Zw. 22 cq]-bn Xmßp- v. C y tlm kn\v 67 cq]-bn-emwv kω Zw. 52 cq]-bn Xmßp- v. tnm: Rm Cubn-sS-bmWv Hmlcn \nt ]w Bcw-`n- -Xv. sfsn-kn, kn n-t v _m v, alo{μ & alo-{μ, F Sn-]n-kn, sp v Fb thbvkv F o Hml-cn-Iƒ Rm \nt -]-Øn-\mbn ]cn-k-wn- p- p. Cu Hml-cn-Iƒ Zo L-Ime \nt -]-Øn\v A\ptbm-Py-amtWm? Cu Hml-cn-I-fpsS \nt - ]-Øn\v ]cn-k-wn- m-hp hne \ne-hmcw Adn-bm Xm -cy-ap- v. kn p, snss D: sfsnkn 275 cq]bv pw kn n-t v _m v 100-120 cq]bv pw alo{μ & alo{μ 820-840 cq]bv pw F Sn-]nkn 140 cq]bv pw \nt -]-Øn-\mbn ]cn-k-wn- m-hp- -Xm-Wv. sp v Fb thbvkn \nt -]n- m-hp hne 450-500 cq]-bm-wv. tnm: t{sunw-kn-eqss h \-jvs-amwv F\n v t\cn-ts n h -Xv. CXp-h-sc-bp \jvsw \ni-øp- -Xn-\mbn Zo L-Ime \nt -]w \S-Øm F\n v Xm -cy-ap- v. CXn-\mbn Hcp ani Hmlcn \n tz-in- mtam? jn_p F{_lmw D: F &Sn ^n\m kv Zo L-Im-em-Sn-ÿm- \-Øn ani t\ w \ Im km[y-xbp Hml-cn-bm-Wv. tnm: Rm H]vt m k yq- ns Hml-cn- Iƒ 119 cq]bv v hmßn-bn- p- v. Cu Hmlcnbn XpS -bmb CSn-hmWv Zriy-am-bn-cn- p- -Xv. icm-icn \nt ] snehv Ipd-bv m- \mbn Cu Hmlcn ho pw hmßmtam? cmtp-{μ D: ASn-ÿm-\-]-c-amb anihv ]pe ØmØ Cu Hmlcn ho pw hmßp- -Xn\v A\ptbm-Py-a-. Hmlcnbn GsX- nepw Xc-Ønep apt w D m-ip-i-bm-sw- n hn p amdp-i. tnm: skem FIvkvtπm-td-j Zo L- Ime \nt -]-Øn\v A\p-tbm-Py-amtWm? Cu Hml-cn-bpsS Xmßv, kω Z \ne-hmcw Adn-bm Xm -cy-ap- v. si.-si.-cm-po-hv, Xriq D: Zo L-Im-e-tØ v Cu Hmlcnbn \nt ]w \S-Øm-hp- -Xm-Wv. 255 cq]-bn Xmßpw 350 cq]-bn kω Z-hp-ap- v. tnm: tdmƒ, knπ, aw- p-dw, At mtfm Stb-gvkv, dne-b kv C -kv{so-kv, F Sn- ]nkn F o Hml-cn-Iƒ Rm \nt -]- Øn-\mbn ]cn-k-wn- p- p. Cu Hml-cn-Isf Ipdn- p Xm -fpss hne-tb-dnb A`n-{]mbw {]Xo- n- p- p. {]Zo-]vIp-am D: Cu Hml-cn-Iƒ Zo L-Ime \nt -]- tnmzy-߃ Ab-t C -sa-bn hnemkw: editor@hedgeequities.com Øn\v A\p-tbm-Py-am-Wv. tnm: dm _m-ivkn, hn -Km Uv, sp]n Atkm-kn-tb- vkv, tz\ _m v, e van-hnemkv _m v,f &Sn ^n\m kv, sã sse v C -kv{sokv F o Hml-cn-Ifn Rm Cubn ss \nt ]w \S-Øn. Ch-bpsS `mhn-km- [y-xsb Ipdn v Adn-bm Xm -cy-ap- v. ]n.-fkv Pb v D: Cu Hml-cn-Isf mw ani- -Xm-Wv. Zo L- ImetØ v ssihiw sh p-i. tnm: Sm m Ão, Pn m Ão F o Ão Iº-\n-I-fpsS Hmlcn hne CSn-bm Imc- W-sa- mwv? Cu Iº-\n-Iƒ Ct mƒ \nt -]-Øn\v tbmky-amtwm? hnjvwp ]n.-f-kv. D: B-tKmf Hmt msamss_, \n amw taje-i-fnse amμyw aqew Ãoens Unam v Ipd- Xpw AtX kabw Ão D m-z- \-Øn-\p Akw-kvIrX kma-{kn-i-fpss hne Ipd-bm-Ø-Xpw Ão Iº-\n-I-fpsS em`- -a-xsb _m[n- n- p- v. CXv Iº-\n- I-fpsS {]h Ø-\-^-e-ß-fnepw {]Xn-^-en- p- p. AtX kabw Cu Iº-\n-Iƒ t\cn- Sp {]iv\-߃ Hmlcn hne-i-fn CXn- \Iw {]Xn-^-en- n ps - -Xn-\m Zo L- Im-e-tØ v Cu Hml-cn-Iƒ \nt -]-tbm- Ky-am-Wv. tnm: BIvknkv _m v, sfkn-sf-knsf _m v, F &Sn F o Hml-cn-Iƒ Rm \nt -]-Øn-\mbn ]cn-k-wn- p- p. Cu Hml-cn-I-fpsS Xmßv, kω Z \ne-hmcw Adn-bm Xm -cy-ap- v. \nc-rvp\ D: BIvknkv _m n\v 1285 cq]bn Xmßpw 1580 cq]-bn kω Z-hp-ap- v. sfkn-sfknsf _m n\v 1000 cq]bn Xmßpw 1350 cq]-bn kω Z-hp-ap- v. F &Sn v 1400 cq]bn Xmßpw 1730 cq]-bn kω Z-hpap- v. tnm: Rm Bdv amk-ambn Hm]vt m k Iyq- ns 1700 Hml-cn-Iƒ ssihiw sh p-ibm-wv. 108 cq]-bmwv \nt ]w \S-Ønb icm-icn hne. Ct mƒ Hmlcn hne hfsc Xmsg-bmWv. Rm F mwv sntø- Xv? tdm_n- tpmkv D: ASn-ÿm-\-]-c-amb anihv ]pe ØmØ Cu Hmlcn ho pw hmßp- -Xn\v A\ptbm-Py-a-. Ct m-gsø \ne-bn Hmlcn ssihiw sh p-ibpw hne Db-cp-tºmƒ hn pamdp-ibpw snøp-i. sluvpv Hmlcn am v 2013 13

Success Story A]q h hnp-b-øns "em am v ' ]n n-sp ssh v-am v tlmw Aπ-b kkv dos -bn taj-e-bn BZy-ambn {^mss kn snbn F k w bmym y-am- nb ssh vam v Ggv h j-øn-\p- n ssih-cn hnp-b-øns IY. dos -bn- _nkn-\-kn hyxy-kvx-amb Hcp k -amwv spdn amxyphpw kwl hpw Ign Ggv h j-ambn \S- n-em- nh-cp- -Xv. Hcp ]t C y-bn Xs as mcp Iº-\nbpw \S- n-em- n-bn- n- mø, AtX kabw hfsc efn-x-am-b- Hcp _nkn- \kv amxr-i. tlmw Aπ-b kv dos -bn tjm p-isf em am v F {_m n GtIm-]n- n- p-ibpw tjm v DS-a-Iƒ v _nkn-\kv hnp-b-i-c-am- p- -Xn\v th tkh-\-ßfpw \n tz-i-ßfpw \ Ip-Ibpw snøp spdn-bp-ssbpw kwl-øn-s bpw hyxy-kvx-amb _nkn-\kv amxr-i-bpss hnpbw A -ß-fn Xs hy w. 2005 em am v F t]cn Ggv dos -bn {^mss kn-i-fp-ambn XpS-ßnb tlmw Aπb kkv dos -bn snbn-\n C v Dƒs - n-cn- p- Xv 220 {^mss -kn-ifmwv. F v t]cp-ambn XpS-ßnb Iº-\n-bn C v 128 Poh-\- m-cp- v. Cu _nkn-\kv amxr-i hnpbøns Hcp \n Wm-bI L w ]n n- -Xns "em vam v' F \ne-bn-emwv Ign Unkw-_-dn Iº\n ssh vam v F t]cn do{_m nw-kn\v hnt[-b-am-b-xv. tlmw Aπ-b kkv dos -bn-enw-knse hnpbøn \n v IqSp-X Bfl-hn-izmkw B Pn Iº\n t\xrxzw F^v-FwknPn taj-e-bnepw kam-\-amb _nkn-\kv amxri \S- n-em- m-\p ] -Xn-bpsS `mkam-bmwv do{_m nwkv \S-Øn-b-Xv. Unkv{Sn-_yq-j\pw dos -bn-enwkv skmeyq-j\pw Hcp IpS- o-gn tãm v t{_m nwkv ÿm]-\-amb spb Pn skiyq-cn- okns ]m SvW amcn-sem-cm-fmb spdn amxyp h - nwkv Ubd-IvS ÿm\øp \n v t\m h nwkv Ub-d-IvS Bbn amdp-ibpw ]n osv _mkv \n amw kwcw-`-øn Hcp ssit\m- p- Ibpw snbvx-xn\p tij-amwv tlmw Aπb kkv D - -ß-fpsS hnx-c-w-ønte v IS- -Xv. Un-kv{Sn-_yq- F \nebn GXm\pw h j-߃ em`-i-c-ambn {]h Øn- m km[n-s - nepw CS p h Xncn- Sn spdnsb Gsd CcpØn Nn n- n- p. ]e Un-kv{Sn-_yq- amcp-ssbpw _nkn- \kv PohnXw At m ]tøm h jw am{xamsw Xncn- -dn-hmwv hyxy-kvxamb coxn-iƒ ]co- n- m spdnsb t{]cn- 14 sluvpv Hmlcn am v 2013 ssh vam ns hnp-b-øn\p ]n n : (CSØp \n v) {ioip-am e va-w (ko\nb amt\-p ), cmpohv tat\m (A-kn-à v P\-d amt\-p ), _ntpmjv F{_lmw (ko\n-b amt\-p ), A\ojv F. su n-k (ko\n-b amt\-p ), tpmtpm B Wn (P-\-d amt\-p ), spdn amxyp (amt\-pnwkv Ub-d-IvS ), kp\n amxyp (ko\n-b amt\-p ), {]tim`v t]mƒ (amt\-p ) n- -Xv. henb dos -bn tjm p-ifpss _nkn-\kv Xe-ap-d-I-fneqsS IS- p-t]m-iptºmƒ "ss{]kv hm ' t]mep LS-Ißfpw ISpØ a -chpw aqew sndp-ins tjm p-iƒ v \ne-\n m km[n- msx hcp- p-sh pw a\-kn-em- n-b-txmss Un kv{sn-_yq-j\pw dos -bn- _nkn-\kpw kw tlmw Aπ-b kkv dos -bnenw-knse hnpbøn \n v IqSp-X Bfl-hn-izm-kw B Pn Iº\n t\xrxzw F^v-Fw-knPn taj-e-bnepw kam-\-amb _nkn-\kv amxr I \S- n-em- m-\p ] - Xn-bpsS `mk-am-bmwv ssh v am v F t]cn do{_m nwkv \S-Øn-b-Xv. tbm-pn- n- p Hcp ]pxnb _nkn-\kv k w spdn-bpss a\-kn Dcp-Øn-cnbp-I-bm-bn-cp- p. 2005 tlmw Aπ-b kkv dos -bn snbn F k w spdn bmym yam- p -Xv tim -bsø Ggv dos -bn tjm v DS-a-I-fp-ambn tn m-wv. IqSp-X D - -߃ hmßp-tºmƒ \n am-xm- -fn \n pw Ipd hnebpw ani kvioap- Ifpw e`n- p-sa- n-cns AXv {]tbm-p-\- s -Sp-Øm Cu Iq mbva klm-b-i-ambn.tim -bøv 1200 NXp-c-{i-bSnbnep tkmwu-wp-am-bmwv XpS- w. h InS tjm p-i-ƒ v ta[m-hn-ø-ap hn]-wn-bn \ne-\n p i -amb a cw aqew H p \n p sndp-ins dos -bn- tjm p-ifpss AXn-Po-h\w Gsd {]bm-k-i-c-am-sw- n-cns em am v F {_m n\v Iogn-te v AWn-tN-cm-\mbn tic-f-ønse hnhn[ `mk-ß-fnse dos -bn tjm p-iƒ apt m- p-h- txmss {ItaW Iº\n hf p. Cu tjm p-iƒ v D - -߃ hnx-cww snøp-ibpw tjm p-ifnse Poh-\- m v ]cn-io-e\w \ IpI

- bpw A u- nwkv tkm^v vshb Dƒs ss-bp tkh-\-ß-sf-øn- p-ibpw \nipxn kw_- -amb Imcy-ß-fn hnz-kv[- D]- tziw e`y-am- p-ibpw C o-cn-b Unssk- \nw-kv, s{]muivsv tπkvsa v Xp-S-ßnb Imcy-ß-fn t]mepw \n tz-i-߃ \ Ip- Ibpw snøp- Xv Dƒs ss _nkn-\kv hnp-b-i-c-am- m th "sib B v dn b ' F v hnti-jn- n- m-hp F m tkh- \-ßfpw \ Ip-IbmWv spdnbpw kwl hpw snøp- -Xv. Unkv{Sn-_yq-j\pw dos -bn-enwkv skmeyq-j\pw Hcp IpS- o-gn AWn-\n-c- p _nkn-\kv amxr-i-bpss hnp-b-amwv ssh vam ns hnp-bw. ""km[m-cw \nebn tlmw Aπ-b kkv dos -bn tjm p- Iƒ v aps- p-ap-x-ens \mtem Btdm Cc n hm jni hn p-h-c-hmwv e`n- p-i. CXv C y-bnse Xs _nkn-\kv icm-icn-bm-wv. F m Rß-fpsS `qcn-`mkw {^mss -kn-ifpw aps- p-ap-x-ens ]Ønc- n-bn-tesd _nkn-\kmwv snøp Xv. Rß-fpsS Iº-\n-bm-Is 21 Cc n _nkn- \kv snøp- p. CXv C y-bn Xs G hpw Db -Xm-Wv.'' ssh vam v amt\- PnwKv Ub-d-IvS spdn amxyp ]d-bp- p. {]h Ø\ aqe-[-\hpw _nkn-\kv snøm-\p Bfl-hn-izm-khpw D GXv dos -bn-e pw 50,000 cq] aps n ssh v am v irwj-e-bn AwK-am-Imw. ]q Wambpw "Imjv B v Imcn' tamu BWv ssh vam n-t -Xv. s{iun n\v D -߃ \ Ip a v hnx-c-w- m-cpss ssien ssh v am n-\n-. {^mss kn 100 ixam\w km[-\-ßfpw I-º-\n-bn \n v hmßwsa -XmWv as mcp \n_- -\. hnpbønte v hgn- Xp-d khn-tijx-iƒ cmpym- c \ne-hm-c-ap shb luknwkv kwhn-[m-\-amwv ssh vam ns khn-ti-j-x-i-fn-sem- v. ssh vam ns Bep-h-bn-sebpw snss -bn-sebpw shb lu-kp-iƒ amt\pv snøp- Xv {ioe-, Hmkvt{S-en-b Iº-\n-I-fmWv. ]e hnx-c-w- m pw kssπbnep {]iv\- ßfmWv Xncn- -Sn-bm-Ip- -sx- n B[p-\nI kmt -XnI hnzy D]-tbm-Kn- p ]ng-hp- Iƒ H pw hcmø kssπ kwhn-[m\w ssh v am ns i n-bm-wv. Iº-\n-bpsS Bep-h-bnse shb lu-kn\v 40,000 NXpc-{i-b-Sn-bmWv hnkvxo Ww. ""dos -bn- _nkn-\-kn k o Wtam Akm-[m-c-Wtam Bbn H p-an-. km[m-c- W- msc sim v Akm-[m-c-W-amb Imcy߃ snøn- pi F -XmWv Cu cwksø sh p-hn-fn. B sh p-hn-fn-bmwv ssh vam v Gs -Sp-Øn-cn- p- -Xpw. dos -bn-enw-kn Hmtcm ÿeøpw {]iv\-߃ hyxy-kvxam Wv. AXv hyxykvx coxn-bn Xs ssiimcyw snø-ww. AXp-sIm- p-xs Hmtcm tjm p-ambpw Ahn-SpsØ Bƒ mcp-ambpw hfsc ASpØ _ w ÿm]n- p Xn-eqsS am{xta Cu _nkn-\-knse sh p-hn-fn-isf A`n-ap-Jo-I-cn- m km- Iº-\n-bpsS _nsp_n sh _vssk v ASpØpXs {]h Ø\w Bcw-`n- pw. tjm p-i-fn C mø D Øn\mbn Hcp D]- t`m- mhv FØn-bm AXv sh_vssk v hgn tjm v DS-a v Hm U snømhp kwhn-[m-\-am Wv Cu ssk v \ Ip- -Xv. [n q.'' spdn amxyp ]d-bp- p. ssh v am nt -Xn\v kam-\-amb dos bn snbn _nkn-\kv C y-bn snbvxn- p- Xv s\ãv am{x-am-wv. s\ãn\v kz w tjm p-ifpw {^mss -kn-i-fp-aps - n ssh v am n-s snbn-\n-ep- Xv {^mss -kn-iƒ am{x-am-sw- -XmWv hyxym-kw. sshhn-[y-h -c-w-ønepw hyxykvxx h j-ß-fmbn spdn-amxyp a\-kn sim p \S- p F^v-Fw-knPn dos bn snbn F kz]v\w \S- n-em- m Hcpßp-I-bmWv At±-lhpw kwl-hpw. tlmw Aπ-b kkv dos -bn snbn _nkn-\- knse A\p-`-h-ßfn \n pw e`n hnetb-dnb {]mtbm-kni m\w Xs -bmwv Cu sshhn-[y-h -c-w-øn\v spdnsbbpw kwl-søbpw {]m]vx-am- p- -Xv. 2015 HmsS F^v-Fw-knPn dos -bn snbn Bcw-`n- m-\mwv ] -Xn. dos -bn snbn _nkn-\-kn hyxy kvx amxri \S- n-em- n-bxp t]mse C tim-ta-gvknepw Hcp hyxykvx Bibw \S- n-em- m-s\m-cp-ßp-i-bmwv Iº\n t\xr- Xzw. Iº-\n-bpsS _n Sp _n sh_vssk v ASpØv Xs {]h Ø\w Bcw-`n- pw. tjm p-i-fn C mø Hcp D Øn \mbn GsX- nepw D]-t`m- mhv FØnbm AXv sh_vssk v hgn tjm v DSa v Hm U snøm\p kwhn-[m-\-amwv Cu ssk v \ Ip- -Xv. Hm U e`n- - Xns ASpØ Znhkw Xs D w tjm n FØn- p coxn-bn-em-bn-cn pw Xß-fpsS {]h Ø-\sa v spdn amxyp ]d- p. hn]p-eo-i-cww Nn -tbmss am{xw tlmw Aπ-b kkv dos -bn snbn- \ns hnpbsø XpS v DØ-tc- y-bn \n v ]e henb Iº-\n-Ifpw kl-i-cww txsnsbøn-sb- nepw FSp-Øp-Nm-Sn-bp hn]p-eo-i-c-w-øn ssh v am v amt\- Pvsa v hniz-kn- p- n-. kwbp kwcw- `-Icpw ss{]h v CIzn n ÿm]-\-ßfpw kao-]n- n pw AØcw sshhn-[y-h -c- W-tØmSv Iº\n t\xrxzw Xm cyw Im nbn-. ""cmp-ÿm-\n \n pw alm-cm-jv{sbn \n pw Xs kao-]n Iº\n DtZym- K-ÿ-tcmSv Rß-fpsS _nkn-\kv coxn shfn-s -Sp-Øn. CXn clky t^m ap-e- I-sfm- p-an-s pw kzbw \S- n-em- m-hp tamu-emwv CsX pw hy -am- nbn pw Ah v Cu amxri kzbw ]co- n m\p Bfl-hn-izmkw D m-bn-.''- spdn amxyp ]d-bp p. ""Rß-fpsS _nkn-\kv amxr-i-bpss hf sb tlm n Ãn pambn D]-an- mw. t\ hc-bn-ep Hcp hf Cu _nkn-\- kv amxr-i-bn Akm-[y-am-Wv. tlm n Ãn ns Xmgv `mk-øn-texp t]mse hf- p-ip-øn-bmwv BZy-L- w. AXm-bXv BZyw \jvsw kp\n- n-xw. BZyta em`w thw-sa v itn- - p- -h v Cu taj-ebn AXn-Po-hn- pi {]bm-k-i-c-am-bn-cn- pw. _nkn-\kv em`-i-c-am-im aq v h j-sa- n-ep-sa-sp- pw. F m em`-i-cambn Ign- m tlm n Ãn v t]mse Xncn- p-t\m- -an-, ]n osv Hcn- epw AXv \jvs-øn-te v t]min. IpØ-s\-bp Hcp hf bmbn-cn pw ]n osv D mip- - Xv.'' Iº-\n-bpsS hf m{km-^ns\ Ipdn v spdn amxyp Cßs\ \nco- n- p- p. \jvs- Øn-s bpw AXn-Po-h-\-Øn-\p Bbm-kß-fp-sSbpw BZy-h j-߃ p tij-am-bncp p Xßfpw hnp-b-øn-te v Nph-Sp-sh- -sx v spdn amxyp ]d-bp- p. \ne-hn tic-f-øn 180 ] -W-ß-fn ssh v am n\v km n-[y-ap- v. tim -bw Pn bnemwv G hpw IqSp-X {^mss kn-i-fp- Xv. hs- tic-f-ønse ] -Wß-fn km n[yw hn]p-e-am- m Iº- \n v ] -Xn-bp- v. Ign h j-amwv tic-f-øn\v ]pd-øv BZy-ambn ssh vam v km n[yw Adn-bn- -Xv. \ne-hnep 220 {^mss -kn-i-fn 190 FÆw tic-f-ønepw 30 FÆw Xan-gv\m nep-am-wv. Xan-gv\m- n snss -bnepw a[p-c-bn-ep-amwv Iº-\n v km n-[y-ap- -Xv. Xma-kn-bmsX Xan-gv\m- Sns CXc `mk-ß-fn-te pw B{ m-{]-tziv, I Wm-SIw F o Z n-tw- y kwÿm-\-ß-fn-te pw IS- m\mwv Iº- \n-bpss ] -Xn. \S p kmº-øni h jw {^mss kn-i-fpss FÆw 250 Bbn h [n- n- p-ibmwv Iº-\n-bpsS e yw. CXn 200 {^mss -kn-iƒ ticfønepw 50 {^mss -kn-iƒ Xan-gv\m nep-am-bn-cn- pw. Ign kmº-øni h jw 108 timsn cq]- bm-bn-cp p Iº-\n-bpsS hn p-h-c-hv. Cu h jw e y-am- p hn p-h-chv 130 timsn cq]-bm-wv. \S p kmº-øni h jw HmW- Øn\p tijw _nkn-\kv Zp _-e-am-sb- nepw IqSp-X {^mss -kn-iƒ Bcw-`n- -XmWv hn p-h-chv h [n- n- m Iº-\n v klm-b-i-am-b-xv. 2015 500 tjm pifpw 2020 1500 tjm pi-fp-amwv Iº-\n-bpsS e yw. 2020- HmsS C y-bn \º h BIm km[n- p-sa- mwv {]Xo- n- p- -sx v spdn amxyp ]d- p. sluvpv Hmlcn am v 2013 15

Insight C y-bnse dos -bn taj-e- v kmam-\y-t_m[w \jvsam-ip p C y-bnse dos -bn taj-e-bnse A\m-tcm-Ky-I-c-amb {]h-w-x-ifnte v hnc Nq p-i-bmwv CXp-X-s -bmwv C y-bnepw kw`-hn- m t]mip- -Xv. Hmtcm cmpy-søbpw Hm tcm \m n-sebpw kml-n-cy-ßsf a\-kn-em- msx dos -bn _nkn-\kv \S-Øn-bm \jvsw t\cn-ts n hcp-sa- p-d- v. XnI A\n- n-xxzw \ne-\n p C y- km l-n-cy-ßsf hmƒam ns\ t]mep dos bn `oa- m v Fßs\ A Xn-Po-hn- m- \m-hp-sa- Xv Hcp {][m\ {]iv\-am-wv. temisø G hpw efn-x-amb _nkn- \kv cq]-amwv dos -bnenwkv. AXn k o WX H p-an-. ]t tim -td- p-i-fpssbpw a pw km n[yw s]cp-in-b-txmss efn- X-am-b-Xns\ k o W-am- p-i-bm-wv snøp- Xv. AXp-sIm-s -s - nepw t\ -ap- m-ip- tlmw Aπ-b kkv dos -bn snbn- ssh vam ns amt\-pnwkv Ub-d-IvSdmb tej-i spdn amxyp a v taj-e-i-fn hym]-cn- p tim -td- -piƒ dos -bn _n-kn-\-kn ]co- Ww \S-Øp GI cmpyw C y-bm-wv. temiøv as -hn-ssbpw tim -td- p-iƒ t\cn- v dos bn _nkn-\knte v IS- n- n-. dos -bn _nkn-\-kn Ft mgpw hnpbw t\sn-bxv hy n-i-fpss kwcw-`-ß-fm-wv. ]n osv Cu kwcw-`-߃ tim -td- p-i-fmbn amdp-i-bmbn-cp- p. AtX kabw C y-bn dneb kpw _n fbpw kvs] kdpw t]mep tim -td- p-iƒ dos -bn _nkn-\-kn ]co- Ww \S-Øp-Ibpw \jvsw t\cn-sp-ibpw snøp- p. CXv F p-sim- mwv? "F^n-jy kn' ImWn- Xp sim p am{xw dos -bn _nkn-\-kn hf ssih- - cn- m km[n- n-. C y-bnse dos bn taj-e-bnse tim -td- p-iƒ "F^njy kn' ImWn- p- p-sh- nepw "F^-IvSohv' Bbn _nkn-\kv snøm km[n- m-øxp aqew \jvsw t\cn-sp-tºmƒ "F^n-jy kn'- bn ]n n-em-im-sa- nepw sndp-ins tjm p- Iƒ em`-i-c-ambn {]h Øn- p- Xv Ah "F^-IvSohv' Bbn _nkn-\kv snøp- Xp sim m-wv. dos -bn taj-e-bnse hntz-i-\n-t -]- am-wt m Ct m-gsø {][m\ N m-hn-jbw. hntz-i-ß-fnse dos -bn `oa- m v C y-bn hnp-bn- m-\m-iptam? bpfknsebpw a pw dos -bn `oa- m v a v cmpy-ß-fn hnp-b-i-c-ambn _nkn-\kv snøm-\m-bn- n F -Xm-Wv hfsc IuXp-I- I-c-amb hkvxpx. bpf-knse amxri P a- \n-bnepw ssn\-bnepw \S- n-em- n-b-t mƒ hmƒam v ]cm-p-b-s - p. P a-\n-bn bpfkn-texp t]mse \K-c-Øns {]m -{]-tzi-ß-fn dos -bn amfp-iƒ ÿm]n- hmƒam n\v AXn Xs ]mfn ] n. P a-\n-bn AØcw CS-ß-fn skivkv tjm p-i-fmwv ÿm]n- p- -Xv. \K-c-a-[y- Ønse dos -bn amfp-ifn sn v km[- \-߃ hmßp-i-bmwv P a Im-cpsS coxn. AXp-sIm- p-xs P a- -\n-bn Ah v Xncn- Sn t\cn-ts n h p. ssn\-bnepw kam-\amwv hmƒam ns ÿnxn. F pw {^jmbn am{xw ]mniw snbvxv ` n- p ssn\- m- ns-bn kmbn- ns ioeøn \v tn {^ok-dp-i-fn ac-hn- n D - -߃ hn m {ian- hmƒam v ]cm-pb-s - p. ssn\-bn Ct mgpw Ah \jvs- Øn-emWv _nkn-\kv snøp- -Xv. 16 sluvpv Hmlcn am v 2013 hntz-i-ß-fnse dos -bn `oa- m v C y-bn hnpbn- m-\m-iptam? hmƒam - ns\ t]mep dos -bn `oa- m v a v cmpy-ß-fn hnp-b-i-c-ambn _nkn-\kv snøm-\m-bn- n F -Xm-Wv hfsc IuXp-I-I-c-amb h kvxpx. p-an- F -XmWv ck-i-cw. efn-x-am-b-xns\ k o W-am- pibpw AXphgn \jvs-øn- _nkn-\kv \S-Øp-Ibpw snøpi F hnnn-{x-amb {]h-w-x-bmwv C v dos -bn cwkøv \S- p- -Xv. C y-bnse dos -bn taj-e v kmam \y t_m[w \jvs-ambn sim n-cn- p-ibm- Wv. t]cn Xs "{^jvs\kv' Ah-Im-is -Sp dos -bn kq am v snbn \ns {]h Ø-\-coXn G hpw \ DZm-lc-Ww. G hpw {^jmb ] - -dn-iƒ e`yam- p p F hmkvzm\w \ Ip Cu kq am v snbn\n BgvN-bn-semcn- -emwv ] - -dn-i-sf-øp- -Xv. F m _p[-\mgvnbpsa-øp ] - -dn-iƒ ASp Ø snmδmgvn hsc Ccn- p- Xv ImWmw. C y-bn tim -td- p-iƒ dos -bn cwk-tø v IS- n-cn- p- Xv Hmlcn hn]wn e y-an- m-wv. em`-i-c-ambn _nkn-\kv sn bvxv ]W-ap- m- pi F icn-bmb Dt±iy- Øn\v ]Icw Xß-fpsS aqeyw DuXn-ho n p ImWn- pibpw AXp hgn Hmlcn hn]- Wn-bn \n v ]W-ap- m- pi bpw snøpi F sx mb Dt±-iy-amWv CXn\v ]n n. kmw hmƒ Wpw a pw Hmlcn hn]-wn-bn \n v ]W-ap- m- pi F e y-tøm-ssbm-bn-cp- n dos -bn _nkn-\-kn-te v IS- -Xv. dos -bn Iº-\n-I-fpsS aqey-\n Wbw hnnn-{x-am-wv. km[m-cw \ne-bn Hcp Iº- \n-bpss Hmlcn hnebpw {]Xn Hmlcn em`hpw XΩn-ep A\p-]mXw IW- m- nbm-wt m aqey-\n Wbw \S-Øp- -Xv. em`w D m- mø Iº-\n-I-fpsS Imcy-Øn Cu aqey-\n Wb coxn Fßs\ \S- n-em- m- \mipw? AXp-sIm- v hn p-h-chns \men-c- n- IW- m- n-bmwv dos -bn Iº-\n-I-fpsS aqey-\n Wbw \S-Øp- -Xv. F{X henb Akw-_- -amwv CXv? C v C y-bn em`-i-c-ambn {]h Øn- p Bbncw timsn cq] v api-fn hn ph-c-hp GI kq am v irwje apwss_ -Bÿm-\-ambn {]h Øn- p Unam v BWv. Imcy- -a-ambpw ^e-{]-zambpw snøp Ah-cpsS _nkn-\kn\v ap n a v h InS dos -bn snbn-\p-i ƒ v ]nsn- p-\n m-\m-ip- n-. Unam nt Xp t]mep amxr-i-iƒ v am{xta C y-bnse dos -bn cwkøv em`-i-c-ambn {]h Øn- m-\m-iq.

Focus D m-z\ \jvsw \ni-ønbm hne- -b- -sø \nb-{ n- mw D - -߃ kq n- m-\p kui-cy-ß-fpss A]-cym-]vXX aqew \s mcp ] pw \in- p-t]m-ip- -XmWv C y-bnse Ah-iy-km-[-\-ß-fpsS D m-z-\-cw-ksø G hpw henb {]Xn-k n. ]Tn ]Wn ]Xn-s\ pw ]b- n-bn pw ]Ws -cp søbpw hne- -b- -søbpw ]nsn- psi- m\p {ia-øn k m-cn\v Imcyambn H pw snøm km[n- p- n-. ]Ws -cp w ap amk-ßfp-ambn Xmc-Xayw snøp-tºmƒ Ipd- n- p-s - nepw AsXm s samø hym]mc hne kqnn-i-bpss ASn-ÿm-\-Øn-ep IW- p-i-fn am{xw. ] - -dn-i-fp-ssbpw a v Ah-iy-km-[-\-ßfp-sSbpw hne Aan-X-ambn Xs XpS-cp p. ]W-s -cp- w ]en-i-\n-c ns\bpw ]en-i- \n-c v kmº-øni hf sbbpw _m[n- p-tºmƒ hne- -b- sø ]nsn- p-\n ØpI F Xv \ΩpsS cmpy-øns hf -bv v A\n-hm-cy-am-sW- n-cns k m kwhn- [m-\-߃ ]cm-p-b-s -Sp nsøv Hcp ]cnlmc am Kw Is -Øm F mwv am Kw? hne- -b w XS-bm Ah-iy-km-[-\-ßfpsS D m-z\w h [n- n- p-i-bmwv th Xv F -XmWv Hcp hmzw. D m-z\w h [n- n- pi hgn km[-\-ß-fpss e`yx Iq p- -Xn-eqsS hnesb ]nsn- p-\n Ømw. F m th {X D m-zn- n- n pw D - -߃ kq n- m-\p kui-cy-ß-fpss A]-cym-]vXX aqew \s mcp ] pw \in- p-t]m-ip- -XmWv C y-bnse Im jn-i-cw- KsØ G hpw henb {]Xn-k n F m Wv IW- p-iƒ kqnn- n- p- -Xv. sslzcm-_m-zn AtkmNw kwl-sn- n tziob D -tim-sn-bn Ah-X-cn- n- -s IW- p- Iƒ \ΩpsS `c-wm-[n-im-cn-i-fpss IÆv Xpd- n-t - -Xm-Wv. 2011-12 kmº-øni h j-øn C ybn D m-zn- n- Xv 12.70 timsn S ]mem-wv. F m 70,000-80,000 S ]m tisv IqSmsX kq n- m-\p tãmtdpv kwhn- [m\w am{xta C y-bn-ep- q. 2011 C y-bn se ] - dn D m-z\w 14.70 timsn SÆm-Wv. CXv temisø samøw ] - dn D m-z-\- Øns 11 ixam\w hcpw. A tãmtdpv kui-cy-ß-fpss A]-cym]vXX aqew {]Xn-h jw ] - dn D m-z-\øn s 30-40 ix-am-\hpw amen \y sim -bn-te- mwv X p- -Xv. {]Xn-h jw 35,000 timsn cq]-bpss ] - -dn- Ifpw ]g-ßfpamwv \in- pt]m-ip- -Xv. 20-30 ix-am\w a y-ßfpw tisv h v Dt]- n-t n hcp- p. tx kabw 90 e w S ] - dn kq n- m-\p timƒuv snbn kwhn-[m\w am{xta \ΩpsS cmpy-øp- q. tisv h-cm km[y-x-bp D - -߃ io-xo-i-cn tãmtdpv kwhn-[m-\-øn kq n- pibpw Cu \ne-bn Xs D m-zn- n- -s ÿeøp \n pw D]-t`mK ti{μ-øn-te v FØn pibpw snøp- -Xn-\p axn-bmb kui-cy-ß-fp-s - n am{xta D -ßfpsS \jvsw Ipd-bv m-\m-iq. tãmtdpv kui-cy-ß-fpss A]-cym ]vxx aqew F m h jhpw ] - dn D m-z-\-øns 30-40 ix-am-\hpw amen\y sim -bn-te- mwv X p- -Xv. CXv aqew I j-i pw CS-\n-e- m pw \jvsw t\cn-ts n hcn-ibpw ] - dn hne IqSp- Ibpw ] - dn Ib- p-axn hn]-wn-bn C y-bpss km n[yw 1.7 ix-am-\-ambn Ipd-bp-Ibpw snbvxp. C v temiøv G hpw IqSp-X ] - -dn-ifpw ]g-ßfpw D m-zn- n- p c m-asø cmpy-amwv C y. ]t tãmtdpv kwhn-[m-\-ß-fpss A]-cym-]vXX aqew {]Xn-h jw 35,000 timsn cq]-bpss ] - -dn-ifpw ]g-ßfp amwv \in- p-t]m-ip- -Xv. temiøv a y-_ \Øn aq mw ÿm\øv \n p cmpy-amwv C y. 85 e w SÆmWv cmpy-sø {]Xn-h j a y- _- -\w. ]t tãmtdpv kui-cy-ß-fpss A]-cym]vXX aqew 20-30 ix-am\w a yßfpw tisv h v Dt]- n-t n hcp- p. D - -߃ \in- p-t]m-ip- -Xns as mcp ImcWw \ne-hn-ep timƒuv snbn-\p-iƒ Ime-l-c-W-s - -Xm-sW- -Xm- Wv. an timƒuv tãmtd-pp-ifpw Hcp D w kq n- m am{xap kmt - XnI kui-cy-ap- -Xm-Wv. C y-bnse 5300 timƒuv tãmtd-pp-i-fn 75 ix-am-\hpw Dcp-f- n-gßv am{xw kq n- m-hp- -Xm-Wv. AtX kabw timƒuv snbn\piƒ v e`n- p hcp-am-\-øns 20 ix-am\w am{xamwv Dcp-f- n-gßv kw`-c-w-øn-eqss e`n- p- -Xv. D - -߃ ioxn-i-cn \nebn kq n- m\p kui-cy-ap hml- \-ß-fn 80 ix-am-\hpw ]m sim p-t]m- Ip- -Xn\pw 11 ix-am\w Cd nsim- p-t]m- Ip- -Xn-\p-amWv D]-tbm-Kn- p- -Xv. timƒuv sn bn taj-e-bn henb \n-t -]- ߃ t{]m mln- n- p- -Xn\v k m ASn-b- n-c-ambn CS-s]- ts- -Xns B h-iy-i-x-bn-te- mwv IW- p- Iƒ hnc Nq p- -Xv. hne- b w \nb-{ n- m am K-߃ tisv h-cm km[y-x-bp D - -߃ io-xo-i-cn tãmtdpv kwhn-[m-\-øn kq n- pibpw Cu \ne-bn Xs D]-t`mK ti{μ-øn-te v FØn pibpw snøp- -Xn- \p axn-bmb kui-cy-ß-fp-s - n am{xta D -ß-fpsS \jvsw Ipd-bv m-\m-iq. Bcm-bp k m Cu Znibn-ep \o amwv B Zyw \StØ- -Xv. sluvpv Hmlcn am v 2013 17

Q3 Results P\p-h-cn- Ah-km\ hmc-ønepw s^ {_p-h-cn-bnepw {]Jym-]n- -s, {]ap J em PvIm v Iº-\n-I-fpsS 2012 13- kmº-øni h j-ønse aq mw ss{xamk {]h Ø-\-^-e-ß-fpsS Ah-tem-I-\w. Ign e -Øn \n pw XpS. Iº-\n-I-fpsS aq mw ss{xamk {]h Ø-\-^e߃ kωn{iw sluvpv dnk v sukviv \S p kmº-øn-i-h jw HIvtSm_ apx Unkw-_ hsc-bp aq mw ss{xamk Ime-b-f-hnse tim -td- p-i-fpss {]h Ø- \-^-e-߃ kωn{i kz`m-h-ap- -Xm-bn-cp p. 2013 P\p-h-cn- Ahkm\ hmc-ønepw s^{_p-h-cn-bnepw {]Jym-]n {]apj Iº- \n-i-fpss {]h Ø-\-^-e-ßsf Ipdn- p hne-bn-cp-ø-emwv Xmsg \ In-bn-cn- p- - Xv. ] m_v \mj-w _m v: hn]wn {]Xo- n- Xnt\- mƒ ani- Xpw ap h j-tø- mƒ ani Xpamb {]h Ø\ ^e-amwv ] m_v \mj-w _m v ]pd-øp-hn- -Xv. ] m_v \mj-w _m ns aq mw ss{xamkønse A m-zm-bw 1305.62 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 1150 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 1102 timsn cq]-bpss A m- Zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS samøw hcpam\w 11,518.95 timsn cq]-bmbn h [n- p. ap h jw CtX Ime-b-f-hn 10,435.12 timsn cq]-bpss samøw hcp-am-\-amwv Iº\n t\sn-b-xv. sfkn-sf-knsf _m v: hn]wn {]Xo- n- Xnt\- mƒ ani- Xpw ap h j-tø- mƒ ani Xpamb {]h Ø\ ^e-amwv sfkn-sf-knsf _m v ]pd-øp-hn- -Xv. sfkn-sf-knsf _m ns aq mw ss{xamkønse A m-zm-bw 2644.60 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 2174.22 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 2077 timsn cq]- 18 sluvpv Hmlcn am v 2013 bpss A m-zmbw t\sp-sa- m-bn-cp p hn]- Wn-bpsS IW- p-iq-. Iº-\n-bpsS sam Øw hcp-am\w 18,715.39 timsn cq]-bmbn h [n- p. ap h jw CtX Ime-b-f-hn 16,497.35 timsn cq]-bpss samøw hcp-am-\- amwv Iº\n t\sn-b-xv. - spfkvuªyp Ão : ap h j-tø- mƒ Xmgv {]h Ø\ ^e-amwv spfkvu ªyp Ão ]pd-øp-hn- -Xv. spfkvuªyp Ãoens aq mw ss{x amkønse A m- Zm-bw 136.73 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 168.24 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 3410 timsn cq]-bpss A m-zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. ] m_v \mj-w _m v, sfkn-sf-knsf _m v, alo{μ & alo-{μ, timƒ C y, dne-b kv C {^, B -C-kn, k ^m a, skbn F o em PvIm v Hml-cn-I-ƒ hn]wn {]Xo- n- -Xn-t\- mƒ ani {]h Ø-\-^eamWv ]pd- Øp-hn- -Xv. Iº-\n-bpsS c mw ss{xam-k-ønse sam Øw hcp-am\w 8349.6 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 7922.05 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. sã sse v C -kv{sokv: hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpw ap h j-tø- m ƒ ani Xpamb {]h Ø\ ^e-amwv sã sse v C -kv{sokv ]pd-øp-hn- -Xv. sã sse v C -kv{sokns aq mw ss{xam kønse A m-zm-bw 1191.41 timsn cq]- bmwv. ap h jw CtX Ime-b-f-hn 913.52 timsn cq]-bpss A m-zm-b-amwv Iº \n t\sn-b-xv. Iº\n 1288 timsn cq]-bpss A m-zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS c mw ss{xamk-ønse samøw hcp-am\w 11,596.48 timsn cq]-bm-bn Db p. ap h jw CtX Imeb-f-hn 11,113.27 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. sss m C -kv{sokv: hn]wnbpss {]Xo- bvs m w \n p- Xpw ap h j-tø- mƒ ani Xpamb {]h Ø\ ^e-amwv sss m C -kv{sokv ]pd-øp-hn- -Xv. sss m C -kv{sokns aq mw ss{xamkønse A m-zm-bw 203.73 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 163.91 timsn cq]- bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº \n 205 timsn cq]-bpss A m-zmbw t\spsa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 3039.81 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn

2464.84 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. sfunbm sk p-em : hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpw ap h j-tø- mƒ ani- Xpamb {]h Ø\ ^e-amwv sfunbm sk p-em ]pd-øp-hn- -Xv. sf Unbm sk p-emdns aq mw ss{xamk Ønse A m-zm-bw 228.57 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 200.98 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 265 timsn cq]-bpss A m-zmbw t\spsa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 5578.58 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 5030.82 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. dne-b kv C {^: hn]wn {]Xo- n- Xn t\- mƒ ani- Xpw ap h j-tø- mƒ ani Xpamb {]h Ø\ ^e-amwv dne-b kv C {^ ]pd-øp-hn- -Xv. dne-b kv C {^bpss aq mw ss{xamkønse A m-zm-bw 727.94 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 408.32 timsn cq]-bpss A m-zmb-amwv Iº\n t\sn-b-xv. Iº\n 347 timsn cq]- bpss A m-zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\nbpsS aq mw ss{xam-k- Ønse samøw hcp-am \w 5544.8 timsn cq]-bmbn Ipd p. ap h jw CtX Ime-b-f-hn 6319.56 timsn cq]bmbncp p Iº\nbpsS sam Øw hcp-am-\w. `mcxn Fb ss : ap h j-tø- mƒ Xm gv {]h Ø\ ^eamwv `mcxn Fb ss ]pd-øp-hn- -Xv. CXv {][m-\-ambpw 216 timsn cq]-bpss hntzi \mwy hn\n-ab \jvsw aqe-am- Wv. Iº-\n-bpsS {]h Ø-\-Ønse {]I-S\w IW- n-se-sp- p-i-bmsw- n `mcxn Fb ss ns ss{xamk {]h Ø-\-^ew ani- -XmsW v ]dbmw. `mcxn Fb ss n s aq mw ss{xamk Ønse A m-zm-bw 238.7 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 1011.3 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k- Ønse samøw hcp-am\w 20,253.7 timsn cq]-bm-bn Db p. ap h jw CtX Imeb-f-hn 18,507.8 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. s` : hn]wn {]Xo- n- Xnt\- mƒ Xm gv Xpw ap h j-tø- mƒ Xmgv Xpamb {]h Ø\ ^e-amwv s` ]pd-øp-hn- -Xv. s` ns aq mw ss{xamkønse A m-zmbw 1181.85 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 1432.61 timsn cq]-bpss A m- Zm-b-amWv Iº\n t\sn-b-xv. Iº\n 1371 timsn cq]-bpss A m-zmbw t\sp-sa- m-bncp p hn]-wn-bpss IW- p-iq-. Iº- \n-bpss aq mw ss{xam-k-ønse samøw hcp-am\w 10,552.09 timsn cq]-bm-bn {]apj Iº-\n-I-fpsS aq mw ss{xam-k-ønse {]h Ø-\-^ew Iº\n A m-zmbw (timsn) hcp-am\w (timsn) 2012-13 2011-12 hf 2012-13 2011-12 hf Q3 Q3 (%) Q3 Q3 (%) ] m_v \mj-w _m v 1305.62 1150-13.53 11518.95 10435.12 10.38 sfkn-sf-knsf _m v 2644.6 2174.22-21.63 18715.39 16497.35 21.63 spfkvuªyp Ão 136.73 168.24 18.72 8349.6 7922.05 5.39 sã sse v C -kv{sokv 1191.41 913.52 30 11596.48 11113.27 4.34 sss m C -kv{sokv 203.73 163.91 24.29 3039.81 2464.84 23.32 sfunbm sk p-em 228.57 200.98 13.72 5578.58 5030.82 10.88 dne-b kv C {^ 727.94 408.32 78.27 5544.8 6319.56 12.25 `mcxn Fb ss 238.7 1011.3 76.39 20253.7 18507.8 9.43 s` 1181.85 1432.61-17.50 10552.09 10898.51 3.17 Fknkn 251.24 463.2 45-.75 2834.06 2745.83 3.21 knπ 338.78 269.91 25.51 2063.63 1734.50 18.97 Aw_pPm kna vkv 211.97 302.4 29.90 2423.31 2413.15 0.42 _m v Hm^v _tdmu 1011.62 1289.85 21.57 9685.51 8821.32 9.79 B -Ckn 1026.65 769.15 33.47 3552.23 2699.12 31.60 k ^m a 881.3 668.3 31.87 2933.33 2115.7 38.64 Im\dm _m v 710.51 875.56 18.85 9390.29 8574.45 9.51 alo{μ & alo{μ 836.19 662.15 26.28 10848.52 8449.6 28.39 ln Um tim 433.52 450.69-3.80 7189.8 6738.56 6.69 Sm m ]h 328.92 297.95-9050.30 7115.69 27.19 skbn 484.30 632.12-23.38 10890.97 11112.50 1.99 Pn m Ão 867.27 996.68 12.98 4812.84 4400.26 9.37 Sm m Ão - 763.06-602.67-32163 33356.74 3.57 _n]n-kn-f 1647.57 3139.60-48 62770.52 59284.72 5.87 timƒ C y 4395.11 4037.76-8.85 19685.53 17227.10 14.27 sfhkn 3331.96 2488.44 34 116474.44 107868.6 7.97 Fkv_nsF 4648.44 4318.08 7.65 50942.14 43106.49 18.77 UnF -F^v 284.80 258.35 10.10 2291.25 2396.02 4.37 tum.-sd-uvvokv em_v 363.31 512.96 29.17 2785.67 2888.47 3.55 skbn 1284.86 1091.42 18 12658.37 11315.50 11.86 Sm m tamt mgvkv 1627.50 3405.55-52.21 46278.14 45427.77 1.87 F -sfkn luknwkv 236.24 305.69 22.71 1954.96 1592.53 22.75 ^n\m kv Ipd p. ap h jw CtX Ime-b-f-hn 10,898.51 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. Fknkn: ap h j-tø- mƒ Xmgv sx nepw hn]wn {]Xo- n- Xnt\- mƒ ani {]h Ø\ ^e-amwv Fknkn ]pd- Øp-hn- -Xv. Fkn-kn-bpsS aq mw ss{xam kønse A m-zm-bw 251.24 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 463.2 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 230 timsn cq]-bpss A m-zmbw t\spsa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 2834.06 timsn cq]-bm-bn h [n p. ap h jw CtX Ime-b-f-hn 2745.83 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. knπ: ap h j-tø- mƒ ani sx nepw hn]wn {]Xo- n- Xnt\- mƒ Xm gv {]h Ø\ ^e-amwv knπ ]pd-øp-hn- -Xv. knπbpss aq mw ss{xamk Ønse A m-zm-bw 338.78 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 269.91 timsn cq]-bpss A m-zm-b-amwv Iº\n t\snb-xv. Iº\n 372 timsn cq]-bpss A m-zmbw t\spsa- m-bn-cp p hn]-wnbpss IW- p-iq-. Iº- \n-bpss aq mw ss{xam-k- Ønse samøw hcp-am\w 2063.63 timsn cq]-bm-bn h [n p. ap h jw CtX Ime-b-f-hn 1734.50 timsn cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. Aw_pPm kna vkv: hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpw ap h j-tø- mƒ Xmgv Xp amb {]h Ø\ ^e-amwv Aw_pPm kna vkv ]pd- Øp-hn- -Xv. Nne ÿm]- \-߃ CtX XpS v Iº- \nsb "Uu t{kuv' sn bvxp. Aw_pPm kna vkns aq mw ss{xam kønse A m-zm-bw 211.97 timsn cq]-bmwv. ap h jw CtX Ime-b-fhn 302.4 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 300 tim Sn cq]-bpss A m-zmbw t\ Sp-sa- m-bn-cp p hn]-wnbpss IW- p-iq-. Iº- \n-bpss aq mw ss{xam-k- Ønse samøw hcp-am\w 2423.31 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 2413.15 timsn sluvpv Hmlcn am v 2013 19

Q3 Results cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. _m v Hm^v _tdmu: hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpw ap h j-tø- mƒ Xmgv Xpamb {]h Ø\ ^e-amwv _m v Hm^v _tdmu ]pd-øp-hn- -Xv. _m v Hm^v _tdmubpss aq mw ss{xamkønse A m-zm-bw 1289.85 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 1011.62 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 1239 timsn cq]- bpss A m-zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\nbpsS aq mw ss{xam-k- Ønse samøw hcp-am\w 9685.51 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 8821.32 timsn cq]bmbn-cp p _m v Hm^v _tdmubpss samøw hcp-am-\w. B -Ckn: ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv B -Ckn ]pd- Øp-hn- -Xv. B -CknbpsS aq mw ss{xamkønse A m-zm-bw 1026.65 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 769.51 timsn cq]-bpss A m-zm-bamwv Iº\n t\sn-b-xv. Iº\n 955 timsn cq]-bpss A m-zmbw t\sp-sa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS aq mw ss{xamk-ønse samøw hcp-am\w 3552.23 timsn cq]-bm-bn Db p. ap h jw CtX Imeb-f-hn 2699.12 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. k ^m a: ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv k ^m a ]pd-øp-hn- -Xv. ]t 68 timsn cq]- bpss a v hcp-am-\-amwv em`-øn hf t\sm klm-b-i-am-b-xv. k ^m abpss aq mw ss{xamkønse A m-zm-bw 881.3 timsn cq]-bmwv. ap h jw CtX Ime-bf-hn 668.3 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 838 timsn cq]- bpss A m-zmbw t\sp-sa- m-bn-cp p hn]- Wn-bpsS IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 2933.33 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 2115.7 timsn cq]bmbncp p Iº\nbpsS samøw hcp-am-\w. Im\dm _m v: ap h j-tø- mƒ Xmgv {]h Ø\ ^e-amwv Im\dm _m v ]pd- Øp-hn- -Xv. Im\dm _m ns aq mw ss{xamkønse A m-zm-bw 710.51 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 875.56 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw 20 sluvpv Hmlcn am v 2013 ss{xam-k-ønse samøw hcp-am\w 9390.29 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 8574.45 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. alo{μ & alo{μ: ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv alo{μ & alo{μ ]pd-øp-hn- -Xv. ]t hcp-am\ em` A\p-]mXw Ipd- p. alo{μ & alo{μbpss aq mw ss{xamkønse A m-zm-bw 836.19 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 662.15 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 827 timsn cq]-bpss A m-zmbw t\spsa- m-bn-cp p hn]-wn-bpss IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 10,848.52 timsn cq]-bmbn Db p. ap h jw CtX Ime-b-f-hn 8449.6 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. ln Um tim: ap h j-tø- mƒ Xmgv Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv ap h j-tø- mƒ Xmgv {]h Ø\ ^e-amwv `mcxn Fb ss ]pd-øp-hn- -Xv. C Xv {][m-\-ambpw 216 timsn cq]-bpss hntzi \mwy hn\nab \jvsw aqe-am-wv. Iº\nbpsS {]I-S\w IW- n-se- Sp- p-i-bm-sw- n `mcxn Fb ss ns {]h Ø-\- ^ew ani- -Xm-sW v]dbmw. ln Um tim ]pd-øp-hn- -Xv. {][m-\- ambpw a v hcp-am-\-amwv hn]wn {]Xo- n- -Xn-t\- mƒ ani em`w t\sm Iº- \nsb klm-bn- -Xv. ln Um timbpss aq mw ss{xamkønse A m-zm-bw 433.52 timsn cq]-bmwv. ap h jw CtX Ime-bf-hn 450.69 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº\n 394 timsn cq]- bpss A m-zmbw t\sp-sa- m-bn-cp p hn]- Wn-bpsS IW- p-iq-. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 7189.8 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 6738.56 timsn cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. Sm m ]h : ap h j-tø- mƒ Xmgv Xpw hn]wn {]Xo- n- Xnt\- mƒ Zp _-e-hp-amb {]h Ø\ ^e-amwv Sm m ]h ]pd- Øp-hn- -Xv. Sm m ]h-dns aq mw ss{xamkønse \jvsw 328.92 timsn cq]- bmwv. ap h jw CtX Ime-b-f-hn 297.95 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\nbpsS aq mw ss{x am-k-ønse samøw hcpam\w 9050.33 timsn cq]-bmbn Db p. ap h jw CtX Ime-b-f-hn 7115.69 timsn cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. skbn : ap h j-tø- mƒ Xmgv {]h Ø\ ^e-amwv skbn ]pd-øp-hn- -Xv. hcp-am-\hpw em`hpw XΩn-ep A\p- ]mxw Xmtg v t]mhp-ibpw hn \ Ipdbp-Ibpw snbvxp. skbnens aq mw ss{xamkønse A m-zm-bw 484.30 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 632.12 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 10,890.97 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 11,112.5 timsn cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. Pn m Ão : Pn m Ãoens hn \ ap h j-tø- mƒ h [n- p-sh- nepw \nip-xn p tij-ap em`w Ipd- p. hcpam-\hpw em`hpw XΩn-ep A\p-]mXw Xmtg v t]mhp-ibpw snbvxp. Iº-\nbpsS sshzypxn _nkn-\kv Iº-\n-bpsS hcp-am\ em` IW- p-i-fn i -amb kzm[o-\-amwv snep-øp- -Xv. Pn m Ãoens aq mw ss{xamkønse A m- Zm-bw 867.27 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 996.68 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\nbpsS aq mw ss{xam-k-ønse samøw hcpam\w 4812.84 timsn cq]-bm-bn Db p. ap h jw CtX Ime-b-f-hn 4400.26

timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. Sm m Ão : ap h j-tø- mƒ Xmgv {]h Ø-\-^-e-amWv Sm m Ão ]pd-øphn- -Xv. ap h jw aq mw ss{xam-khpambn Xmc-Xayw snøp-tºmƒ \jvsw h [n- pibpw hn \ Ipd-bp-Ibpw snbvxp. bqtdm- nse Iº-\n-bpsS {]h Ø\w \jvs-øn XpS-cp-I-bm-Wv. Sm m Ão \S p kmº-øni h jw aq mw ss{xamkøn 763.06 timsn cq]-bpss A - \-jvs-amwv tcj-s -Sp-Øn-b-Xv. ap h jw CtX Ime-b-f-hn Iº-\n-bpsS A -\jvsw 602.67 timsn cq]bmbn-cp- p. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 32,163 timsn cq]-bm-bn Ipd p. ap h jw CtX Ime-b-f-hn 33,356.74 timsn cq]bmbn-cp p Iº\nbpsS samøw hcpam-\w. _n]n-kn-f : hn]wn {]Xo- n- -Xn-t\- mƒ IqSp-X hn \ ssi-h-cn- m _n]n-kn-f- n\v Ign- p. AtX kabw ap h jw aq mw ss{xam-k-hp-ambn Xmc- Xayw snøp-tºmƒ em`w Ipd p. _n]nkn-f ns aq mw ss{xamkønse A m-zm-bw 1647.57 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 3139.60 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 62,770.52 timsn cq]-bmbn h [n- p. ap h jw CtX Ime-b-f-hn 59,284.72 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. timƒ C y: ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv timƒ C y ]pd-øp-hn- -Xv. timƒ C y-bpss aq mw ss{xamkønse A m-zm-bw 4395.11 timsn cq]-bmwv. ap h jw CtX Ime-bf-hn 4037.76 timsn cq]-bpss A m-zm-bamwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 19,685.53 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 17,227.10 timsn cq]bmbncp p Iº\nbpsS samøw hcp-am-\w. sfhkn: ap h j-tø- mƒ ani- em`-hf -bmwv sfhkn ssih-cn- Xv. sfhknbpss aq mw ss{xamkønse A m-zm-bw 3331.96 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 2488.44 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\nbpsS aq mw ss{xam-k-ønse samøw hcpam\w 1,16,474.44 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 1,07,868.65 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. Fkv_nsF: hn]wn {]Xo- n- Xnt\- mƒ Xmgv {]h Ø\ ^e-amwv Fkv_nsF ]pd-øp-hn- -Xv. Fkv_nsF- Pn m Ãoens hn \ ap h j-tø- mƒ h [n- p-sh- nepw \nip-xn p tij-ap em`w Ipd- p. hcp-am-\hpw em`hpw XΩnep A\p-]mXw Xmtg v t]mhp-ibpw snbvxp. Iº- \n-bpss sshzypxn _nkn- \kv Iº-\n-bpsS hcp-am\, em` IW- p-i-fn i - amb kzm[o-\-amwv snep- Øp- -Xv. bpss aq mw ss{xamkønse A m-zmbw 4648.44 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 4318.08 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\nbpsS aq mw ss{xam-k-ønse samøw hcpam\w 50942.14 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 43106.49 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. UnF -F^v: hn]wn {]Xo- n- Xnt\- mƒ Xmgv {]h Ø\ ^e-amwv UnF -F^v ]pd-øp-hn- -Xv. UnF -F- ^ns aq mw ss{xamkønse A m-zmbw 284.80 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 258.35 timsn cq]-bpss A m- Zm-b-amWv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 2291.25 timsn cq]-bm-bn Ipd p. ap h jw CtX Ime-b-f-hn 2396.02 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. tum.-sd-uvvokv et_m-d- -dokv: hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpw ap h j-tø- mƒ Zp _-e-am-b-xp-amb {]h Ø\ ^e-amwv tum.-sd-uvvokv et_m-d- -dokv ]pd-øp-hn- -Xv. tum.-sd- UvVokv et_m-d- -dokns aq mw ss{xamkønse A m-zm-bw 363.31 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 512.96 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 2785.67 timsn cq]-bm-bn Ipd p. ap h jw CtX Ime-b-f-hn 2888.47 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. skbn : ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv skbn ]pd-øp-hn- -Xv. skbn-ens aq mw ss{xamkønse A m-zm-bw 1284.86 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 1091.42 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 12658.37 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 11315.50 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. Sm m tamt mgvkv: ^vfmkvjn v Iº\n aq mw ss{xam-k-øn \jvs-amwv tcjs -Sp-Øn-b-Xv. {Kq nse samøw Iº-\n-IfpsS {]I-S\w hn]-wn-bpss {]Xo- n -Xnt\- mƒ Xmsg-bm-Wv. Sm m tamt mgvkv {Kq n s aq mw ss{xamkønse A m-zm-bw 1627.50 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 3405.55 timsn cq]-bpss A m- Zm-b-amWv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 46,278.14 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 45,427.77 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. F -sfkn luknwkv ^n\m kv: ap h j-tø- mƒ Xmgv Xpw hn]wn {]Xo- n- Xnt\- mƒ Xmgv Xpamb {]h Ø\ ^e-amwv F -sfkn luknwkv ^n\m kv ]pd-øp-hn- -Xv. F sfkn luknwkv ^n\m kns aq mw ss{xamkønse A m-zm-bw 236.24 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 305.69 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\n-bpsS aq mw ss{xam-k-ønse samøw hcp-am\w 1954.96 timsn cq]-bm-bn h [n- p. ap h jw CtX Ime-b-f-hn 1592.53 timsn cq]bmbn-cp p Iº\nbpsS samøw hcp-am-\w. sluvpv Hmlcn am v 2013 21

Agri Culture {Ko lukv coxn-bn tic-f-ønepw ]qirjn ]co- n mw {Ko lukv t]mep sslssiv Im jni coxn-iƒ D]-tbm-Kn v snøm-hp ]qir-jn-bpss hymh-kmbni {]m[m-\ysø Ipdn- mwv Cu tej-\w. kn.-l-cn-l-c BtLm-j-߃ pw BNm-c-߃ pw Hgn- p-iq-sm-\m-im-ø-xmwv ]q ƒ F Xp-sIm- p-xs Db D m-z\w Xcp Im jni coxniƒ A h-ew-_n p ]qirjn Gsd BZm-b-I-c-am-Wv. {]txy-in pw \ΩpsS \m n G hpw IqSp- X D]-tbm-Kn- s Sp _μn ]qhn\v hn]- Wn-bn henb Unam m-wp- Xv. hnhn[ Bh-iy-߃ mwv _μn ]q ƒ D]-tbm- Kn- p- -Xv. Ae- m-c-߃ pw ax-]-c-amb NS-ßp-Iƒ pw amebpw s_m bpw ]q f-ßfpw Hcp- p- -Xn\pw ` W km[-\- ß-ƒ v \ndw simsp- p- -Xn\pw -ap- -bpss a cp Iq p- -Xn\v timgn-øo- -bn tn Øp-sIm-Sp- p- -Xn\pw _μn- qhpw AXns køpw D]-tbm-Kn- p- p. hnhn[ \ndßfnep _μn-]q- ƒ Irjn snøp ps - nepw a \nd-øn-ep ]q ƒ mwv IqSp-X hn]-w\ km[y- Xbp Xv. _μn q Irjn coxn-isf Ipdn pw hn]- W-\sØ Ipdn pw ]Tn- m-\mbn Rm I Wm-SI AXn Øn-bnse slmkq-cnte v Hcp bm{x \S-Øn. slmkq-cnse G IW- n\v Hm em v Irjnbpw {Ko lukv Irjnbpw kμ in- pibpw {Ko lukv coxnbn snbvx _μn q Irjn Bbncw Ncp-c-{i-ao- {Ko lu-kn 3000 snsn-iƒ \Smw. -im-kv{xo-b-amb Irjnbn-eqsS Hcp snsn-bn \n v H c Intem {Kmw apx c c Intem {Kmw hsc hnfsh-sp- m km[n- pw. aq c amkw sim v hnf-sh- Sp- n-eqss aq v e w cq] hn p-h-chv t\smw. I j-i-cp-ambn A\p-`-h-߃ ] p-sh- p- Ibpw snbvxp. CXn-\nsS {Ko lu-kn hnp-b-i-c-ambn _μn q Irjn snøp slmkq tn\m- - n kztz-in-bmb {]ho Ip-am-dns\ ]cn-n-b-s - p. Bbncw NXp-c-{i-ao- hox-ap aq v {Ko lukp-i-fn Irjn snøp-i-bmwv Ct±-lw. Hcp {Ko lu-knse aq c amk sø _μn q Irjn-bn \n pw aq v e w cq]-bmwv hcp-am-\w. {][m-\-ambpw tic-f-amwv Ct±-l-Øns hn]-wn. HmW- Øn\pw a v D h kok-wp-i-fnepw Hcp Intem _μn q 80-90 cq]-bv mwv hn - \ \S-Øp- -Xv. ]q -fpss hen- -Ønepw \nd-ønepw KpW-ta Dd- p-h-cpøn hymhkm-bni ASn-ÿm-\-Øn-emWv Irjn snøp- -Xv. Irjn-coXn _μn q Irjn snøp-tºmƒ Bbncw NXp-c-{i-ao- {Ko lu-kn 10 S NmW- I-s m-snbpw Hcp S F p-s]m-snbpw H c S th n ]næm pw tn Øv XSw Hcp- p p. Cd- p-axn snbvx ssl{_nuv hnøp-i-fmwv D]-tbm-Kn- p- -Xv. πmãniv t{sbn {So v snbvx Itºm-Ãv, NmW-Is msn F nh tn Øv \nd-bv p- p. hnøp-iƒ ]min kyqtkmtam-wkv emb- \n-bn \ m-bn \\- p- p. {Ko lukn IrXy-amb A -co {Iao-I-c- W-߃ \S- n hcpøn Btcm-Ky-ap ssxiƒ hf Øn-sb-Sp- p- p. \mev- -A v Ce {]mb-am-ip-tºmƒ (20-25 Znh-kw) XSØnte v am n- \-Sp- p. snsn-iƒ XΩn 30 sk n-ao- AI-e-Øn-emWv \Sp-I. aq v Znh-k-Øn\p tijw hf-{]-tbmkw Bcw-`n- mw. sh -Øn Aen-bp hf-ß-fmb 19-19- 19, 13-00- 95, 12-61- 00, 0 0-50 F nh D]-tbm-Kn- p- p. aæpw sh hpw ]cn-tim- [n- -Xns ASn-ÿm-\-Øn snsn-bpss hf -bpss hyxykvx L -ß-fn hyxy kvx coxn-bn hf{]tbm-khpw Pe-tk-N- \hpw \S-Øp- p. 22 sluvpv Hmlcn am v 2013

a p snsn-isf At]- n v _μn snsn- Iƒ v tcmk{]xn-tcm[tijn IqSp-X-em-Wv. 60 sk n-ao- Db-chpw 40 sk n-ao- Dbchpw 30 sk n-ao- Db-chpap aq v Xcw snsn-i-fmwv km[m-cw {Ko lukn hf Øp- -Xv. IrXy-amb hf -sb-ønb snsn-iƒ 45 Znhkw apx ]qhn- p-xp-s-ßp- p. A v Znh-k-Øn Hcn- hnf-sh-sp- mw. Hcp snsn-bn \n v icm-icn H c Intem apx c c Intem hsc hnf-hv e`n- pw. BZy-hn-f-sh-Sp- n\p tijw hnf-sh-spø snsn-bpss X n\p Xmsg Aa Øn- D-ckp-Ibm-sW- n Hcm-gvN-bv p- n Dcknb `mkøp \n pw ]pxnb imj-iƒ D m-ip- p. Hmtcm imj-bn \n pw aqt m AXn-e-[n-Itam ]q ƒ hnf-sh-sp- mw. IrXy-X-bp hnf-sh-sp v Btcm-KytØm-sS-bp snsn-bpss hf bv pw IqSp- X ]q ƒ D m-ip- -Xn\pw klm-b-i- hymh-km-bni ASn-ÿm-\-Øn _μn q Irjn snøp {]ho Ip-am-dn-s\m w tej-i am-wv. hymh-km-bni ASn-ÿm-\-Øn _μn q Irjn-bn-eqsS a v hnf-isf At]- n v snehv Ipd v Db D m-z\w ssih-cn- m Ign-bpw. _μn q Irjn v tic-f-øn-ep km[y-xiƒ tic-f-ønse {][m\ BtLm-j-amb HmW- m-eøv hn]-wn-bn Intembv v 350 cq] hsc-bmwv _μn- q-hns hne. a v D -h-im-e-ß-fn Intembv v 200 cq] hsc hne D m-im-dp- v. IqSp-X hen- hpw \nd-hp-ap ]qhn\v ]ns bpw hne IqSpw. Intem-bv v 70 cq] \nc- n tlmƒsk-bn hn -\ \S-Øn-bm t]mepw _μn- q- Irjn em`-i-c-ambn apt m- p-sim- p-t]m-imw. Bbncw Ncp-c-{i-ao- {Ko lu-kn 3000 snsn-iƒ \Smw. IrXy-ambn sh hpw hfhpw \ Ip-Ibpw A -co {Iao-IcWw \S-Øp-Ibpw snbvxm Hcp snsnbn \n v H c Intem {Kmw apx c c Intem{Kmw hsc hnf-sh-sp- m km[n- pw. aq c amkw sim v hnf-sh-sp- n-eqss {Ko luknse _μn q snsn-i-fn \n pw hnf-sh-sp- p p aq v e w cq] hn p-h-chv t\smw. Hm em v Irjn-bn-eqsS KpW-ta- bp ]q ƒ D m-zn- n- m {]bm-k-am- Wv. Hm em v Irjn-bn- IoS-ß-fp-sSbpw tcmk-ß-fpss B{IaWw IqSm\pw ]q -fpss hen- w Ipd-bm\pw km[y-x-bp- v. {Ko lukv Irjn-bn A -co- -Ønse Cu w {Iao-I-cn v A v Znhkw hsc ]q ƒ ]pxpa \jvs-s -SmsX kq n- m Ignbpw. ]qir-jnbpw ] - dn Irjnbpw ]cm-pb-am-ip- -Xns Hcp {][m\ ImcWw hn]- W-\-Ønse A]m-I-X-I-fm-Wv. D - - Øns ÿnc-amb e`yx Cs - n hn]- Wn-bn ]nsn- p-\n m- {]bm-k-am-ipw. Hcp {]mh-iysø ]qirjn Ign v XpS bmbn Irjn \S- msx hcn-ibpw ]n osv \o CS-th-f p tijw Irjn snøp-ibpw ho pw hn]wn ]nsn- p- -Xn-\p {ia߃ \S-Øp-Ibpw snøp Xv _nkn- -\-kn s\ {]Xn-Iq-e-ambn _m[n mw. GXv D - hpw ÿnc-ambn hn]-wn-bn FØn- m km[n- mte hnp-bn- m km[n- q. D m-z-\-øn ÿncx ssih-cn- m tic-f-øn\v ]pd-øp hn]-wn-bnepw km[y-x-bp- v. Fs slmkq bm{x-bn Hm tic-f-ønse {][m\ B tlm-j-amb HmW- m-eøv hn]-wn-bn Intembv v 350 cq] hsc-bmwv _μn- qhns hne. Intem-bv v 70 cq] \nc- n tlmƒskbn hn -\ \S-Øn-bm t]mepw _μn- q- Irjn em`- I-c-ambn apt m- p-sim- pt]m-imw. _μn q Irjn snøp-tºmƒ {i n-t Imcy-߃ aæns AæXzw Af- p- -Xn- \p am\-z-wvu-amb ]nf v 6 apx 6.5 hsc D m-i-ww. 60 sk n-ao- Bg-Øn-se- nepw aæv Dgp-Xp-a-dn- -Ww. XSw FSp- p-tºmƒ IpΩm-bw As - n tumtfm-sh v hnx-d-ww. XS-Øns Dbcw 25 sk n-ao- dpw hoxn 80 sk n-ao- dpw \S- mx 40 sk n-ao- dpw Bbn-cn- Ww. snsn-iƒ XΩn-ep AIew s]m w IqSnb C\-߃ v 45 sk n-ao- dpw s]m w Ipd C\- ߃ v 30 sk n-ao dpw Bbn-cn- -Ww. em n Irjn snbvx _μn q ƒ Intem bv v 20 cq] v hn p- -h-scbpw {KpWta- -bp hnøp-iƒ D]-tbm-Kn- pibpw imkv{xob-amb Irj-co-Xn-Iƒ Ah-ew-_n- p-ibpw snbvxv {Ko lu-kn D m-zn- n ]q ƒ Intembv v 80-90 cq]bv v hn p- -h-scbpw I p. Cu F m D - -ßfpw ticf hn]-wn-bn hn -gn- -s - Sp- p- v. Hm em n Nne kok-wn am{xamwv IqSp-X-embn Irjn \S-Øp- -Xv. F m {Ko lukn Irjn snbvx hen- - q-sp-xepw \nd- q-sp-x-ep-ap ]q ƒ GXv ka-bøpw IqSp-X hne v hn]-wnbn-se-øn- p-i-bmwv {]k Ipam-dns\ t]mep- -h snøp- -Xv. (ssph-irjn coxn-iƒ, {Ko lukv Iƒ nth-j F nh \S- n-em- p-ibpw t{im]v amt\-pnwkv snbvxp-sim-sp- p-ibpw snøp Be- pg-bnse lcnx Hm Km-\nIv ^mwkn s DS-a-bmWv tej-i. t^m : 9048002625) sluvpv Hmlcn am v 2013 23

Career ani DtZym-Km n-iƒ m-bp sxc-s -Sp v \S-Øp-tºmƒ ]e Iº-\n-Ifpw DtZym-Km n-ifpss hy nkx ] m-øew At\z-jn- p -Xn-\mbn tkmjy s\ vh nwkv sh_vssk- p- Ifnse Ah-cpsS s{]mss^ ]cn-tim-[n- m-dp- v. ani tpmen In m tkmjy aoun-bsb- D]-tbm-Kn mw k m k ho-knse Nne XkvXn-I-Ifn Ib-dn- - m tbmky-xm-]-co ]mkmbm am{xw axn-bm-ipw. tbmky-xm-]- co p tij-ap A`n-apJw ]e XkvXn-I-I-fnepw t]cn-\p Hcp A`ymkw am{x-am-wv. k m-cns tkhi\-mip h-cpss hy n-kx ] m-ø-etam AbmfpsS A`n-cp-Nn-Itfm At\z-jn- m-s\m pw sispimcy-ÿ-x-bpss Imcy-Øn H pw tami-a- mø \ΩpsS k m-cn\v Xm cy-an-. ]t Imcy-ÿ-X-bpsS Imcy-Øn H pw ]nd-tim p t]mimø kzimcy taje-bnse ]e Iº-\n-Ifpw CØ-c-Øn-e DtZym-Km n-if kao-]n- p- -Xv. hnzym-`ymk tbmky-x-bnse anithm Db am p-itfm hnzym-`ymk ImesØ ]mtty-xc hnj-b-ß-fnse ani {]I- S\tam _tbm-um- -bn Xnf-ßp t\ -ßfmbn Ah-X-cn- n- Xp sim p am{xw Hcp DtZym-Km n v kzimcy taj-e-bnse ]e ani Iº-\n-I-fnepw tpmen e`n- -W-sa- n-. tpmen- mbn sxc-s -Sp v \S-Øptºmƒ ]e ÿm]-\-ßfpw hy n-i-fpss ] m-øew IqSn At\z-jn- mdp- v. tkmjy s\ vh nwkv sh_vssk- p-i fpss {]Nm-c-ta-dn-b-tXmsS DtZym-Km n-ifpss ] m-øew At\z-jn- p tpmen 24 sluvpv Hmlcn am v 2013 CØcw Iº-\n-I-fp-sS lyqa dntkm-gvkkv hn`m-k-øn\v Ffp- -am-bn-. en vuv-c t]mep- s{]m^-j-w-ep-i-fpss tkmjy s\ vh nwkv sh_vssk- p-i-fn-te v F v- B hn`m-k-øns At\z-jWw \ofp Xv C v km[m-c-w-amwv. t^kv_p pw Szn dpw t]mep tkmjy aoun-b-i-fn \n߃ {]Xy- -s -Sp- Xv FØ-c-Øn-em-sW hni-i-e\w \S-ØpI IqSn snbvx-xn\p tij-amimw ]e Iº-\n-Ifpw \nß-fpss tkmjy aoun-bifnse DtZym-Km nifpss s{]m ss^ F v-b DtZym-Kÿ- \S-Øp hy nhni- I-e\Øn\p hn`-h-ß-fm Wv. Iº-\n-bpsS kwkvimc-øn\v DtZym-Km n A\ptbm-Py-\mtWm F mwv s{]mss^ kvim\nw-kn-eq ss BZyw ]cn-tim-[n- p- -Xv. tpmen At]- -bn-t Xocp-am-\-sa- Sp- p- -Xv. ani coxn-bn Xbm-dm- -s _tbm-um tpmen txsp- -Xn-\p BZy- ]-Sn-bm-sW- nepw Hcp DtZym-Km n-bpss _tbm-um- ct m aqt m t]pp-i-fn HXpßp hnh-c-w-ß-fn Xocp- n F ImgvN- m-smwv F v-b hn`m-ksø tkm jy aoun-b-i-fn Xnc-bm t{]cn- n- p- -Xv. _tbm-um- -bnse hnh-c-߃ - pdw tkmjy aoun-bifnse \nß-fpss s{]mss^ F v-b DtZym-K-ÿ-cpsS hy nhni-i-e\øn\p hn`-h-ß-fmsb p hcmw. sfsn t]mep taj-e-i-fn DtZym- Km n-ifpss ss{]ss^ hni-i-e\w snøp- -Xn\v en vuvc t]mep s{]m^j-wepi-fpss tkmjy s\ vh nwkv sh_vssk- p-isfbmwv Xnc- n-ep-iƒ v hnt[-b-am- p- -sx- nepw hy n-kx ] m- Øew Xnc-bp Iº-\n-I-ƒ t^kv_p- n se t]mãp-i-fn-te pw FØn-t\m- n-sb- p-h-cpw. aebm-f-ønse Hcp {]apj ]{X ÿm]\w DtZym-Km n-isf sxc-s -Sp- p coxn Xs DZm-l-c-Ww. DtZym- Km n FgpØp]co- bpw A`n-ap-Jhpw hnp-b-i-c-ambn ]q Øn-bm- n-bxn\p tijw thsd-bp-ap v \nb-a-\-øn-te- p IS-º- Iƒ. DtZym-Km n-bpss hy n-kx ] m- Øew NnI-bm-\mbn Abm-fpsS ho n-sebpw \m n-sebpw Bfp-I-fp-ambn kwkm-cn Xn\p tijw Iº-\n-bpsS F vb hn`m-k-øn se Poh-\- m ka n- p dnt m mwv DtZym-Km n-bpss tpmen At]- -bpss `mhn A n-a-ambn Xocp-am-\n- p- -Xv. C v B tpmen Ah BZyw snøp- Xv tkm jy s\ vh v aoun-b-i-fn Xnc- m- Wv. a v At\z-j-W-߃ AXn\p tijw. Iº-\n-bpsS kwkvim-c-øn\v DtZym- Km n A\p-tbm-Py-\mtWm F mwv s{]mss^ kvim\nw-kn-eqss BZyw ]cntim-[n- p- -Xv. ]pdw-tem-i-ønse kw`-hß-tfmspw {]h-w-x-i-tfmspw DtZym-Km nbpss kao-]-\-sa-s pw Abm-fpsS Xm -cy-ßsfs pw hy -am- p t]mãp-ifpw Szo p-ifpw Xo -bmbpw Cu kvim\nw-kn {]txyi ]cn-k-w-\ v hnt[- b-am-ipw. t]gvk-w s\ vh nwkv ssk p-i-fnse Imjz t]mãp-isf CØcw kvim\nw-kn Kuc-h-ambn FSp- -W-sa- n-s nepw Akp-J-I-c-amb Nn{Xßtfm t]mãp-itfm \nc- cw {]Xy- -s - Sp- p-sh- n DtZym-Km n-bpss hy n-khn-ti-jxbmbn-cn pw AXn-eqsS hne-bncp-øs Sp- -Xv. _o n {Suk-dp-an v \n p ]Sw s{]mss^ t^mt m-bmbn \ In-bm Bƒ F{X-tØmfw Kuc-h-kz- `m-h-ap-f-f-bm-sw hne-bn-cp-ø-emipw \S- p-i. AXn-\m dn{iq- ]cn-tim-[n- mepw Cs - nepw tkmjy aoun-b-i-fnse s{]mss^ hrøn-bmbn \ne-\n Øm {i n- p-i.

Economy hf m-\n-c- ns Imcy-Øn C\n \ap v _w m-tz-ip-ambn a -cn mw Ct m-t\jy, ^nen-ss kv, _w m-tziv F o Gjy cmpy-ß-tf- mƒ Xmgv hf m \nc v am{xta C y v ssih-cn- m km[n- q-sh- mwv sffw-f-^ns \nk-a-\w. kmºøni hf m \nc- ns Imcy- Øn ssn\sb "Hmh ts v' snbvxv ap nse-øp-ibpw temi-ønse G hpw thk- Øn hf-cp cmpy-ambn amdp-i-bp-amwv \mw Ipd- p-im-e-ambn ImWp kz]v\w. 2007 C y-bpss hf m-\n-c v H ]Xv ix-am-\- Øn\v api-fn-te v FØn-b-t mƒ B kz]v\w bmym y-am-im A[n-I-Imew th n-h-cn-s v kmº-øni hnz-kv[ hoºv ]d- p. ]t Ct mƒ AsX mw ]gb IY. hf -bpss Imcy-Øn c mw ÿm\sa nepw \ne-\n Øm C y v Ign-bp-tam-sb- XmWv Ct m-gsø Bi. 2012se C y-bpss hf Gjy-bnse Ab cmpy-ß-tf- mƒ tami-am-hp-sa- mwv sffw-f^n (C \m-j-w tamwn- dn ^ v)s IW- p-iq-. C y 2012 4.5 ix-am\w hf ssih-cn- p-sa- mwv sffw-f-^ns \nk-a\w. (A w IqSn Db hf m-\n-c- v ssih-cn- m Ignbp-sa- mwv \ΩpsS IW- p-iq- se nepw sffw-f^v AXv Ku\n p- n.) 2011 7.9 ix-am\w hf ssih-cn ÿm\- ØmWv CXv. 2012 Ct m-t\jy, ^nenss kv F o cmpy-߃ 6.5 ix-am-\w hoxhpw _w m-tziv 6.3 ix-am-\hpw hf ssih-cn- m\p km[yx sffw-f^v IW- p-iq- p- p. ASpØ kmº-øni h jhpw ÿnxn- K-Xn-I-fn Imcy-amb am -ap- m-ip-sa v Icp- Xm hi ImWp- n- s{x. i -amb D]- t`m-khpw \nt -]-hpw, hn]p-e-amb Ib- pa-xn, Xmgv ]eni \nc- p-iƒ XpS-ßnb A\p-Iqe LS-I-ß-fmWv Ct m-t\jybn epw ^nen-ss knepw \ne-\n p- Xv. AtX kabw Db ]en-i- \n-c- p-iƒ, Ipd- p-h-cp Ib- p-axn XpS-ßnb {]Xn- Iqe kml-n-cy-ß-sf-bmwv C y t\cn-sp- Xv F n-cns hf m-\n-c- n Cu cmpyß-tfmsv a -cn- pi C y v Ffp- -a-s - mwv sffw-f^v Nq n- m- p- -Xv. 2012se C y-bpss hf m-\n-c v 4.9 ix-am-\-am-bn-cn- p-sa- m-bn-cp p t\csø bp sffw-f-^ns \nk-a-\w. F m Ign h jw BZy-]-Ip-Xn-bn C y t\cn \b-]-c-amb \nt -X-\m-h-ÿbpw \nt -]-Øn\v A\p-Iq-e-a- mø A -co- hpw aqew {]Xo- nx hf m-\n-c v ho pw Xmtg v t]mbn. hf Ipd- -Xn\v BtKmf kml-ncy-ßsf Ip -s -Sp-Øp XmWv \ΩpsS k m-cns ]Xn-hp-co-Xn. cmpy-øn-\-iøv Imcy-ß-sf mw snøp- Xv Imcy- -a-am-bmsw p ta\n \Sn- m\pw a{ n-am asn- mdn-. F m C y-bpss Cu hmz-øn Ig-ºn-s - mwv sffw^v hmzn- p- -Xv. Db ]en-i-\n-c- p-iƒ, Ipd- p-h-cp Ib- p-axn XpS-ßnb {]Xn-Iqe kml- N-cy-ß-sf-bmWv C y t\cn- Sp- Xv F n-cns hf m- \n-c- n _w m-tz-iv, Ct mt\-jy, ^nen-ss kv XpSßnb cmpy-ß-tfmsv a -cn- pi C y v Ffp- -a-s - mwv sffw-f^v Nq n- m- p- -Xv. ssn\sb t]mse Ib- p-a-xnsb B{i-bn- n-cn- p cmpy-ß-fpss hf Ipd-bm BtKmf LS-I-߃ Imc-W-am-bn- p-s - nepw (ssn\-bpsss hf m-\n-c v 9.3 ixam-\-øn \n pw 7.8 ix-am-\-ambn Ipd-bm- \p km[y-x-bmwp -Xv.) C y-bpss hf Ipd-bm {][m\ ImcWw BtKmf LS-I-ß-f-s mwv Ah-cpsS Is -Ø. C y-bnse \nt -]m- -co w tami-amb-xn\v ImcWw k m-cns \b-߃ Xs -bmsw pw Ign h jw Ah-Xcn- n- -s _P- n {]Jym-]n- -s \nip Xn \b-߃ C y-bn \nt -]n- p- -Xn- \p hntzi \nt -]-I-cpsS Xm cyw Ipd psh pw sffw-f^v dnt m v Nq n- m- p- p. `qan-bpss e`yx, ]mcn-ÿn-xni A\p-aXn XpS-ßnb Imcy-ß-fn-ep {]Xn- _- -ßfpw \nt -]-Øn\v A\p-tbm-Pyamb taje F \ne-bn-ep C ybpss BI j-wobx Ipd-bm Imc-W-am-bn. - C y-bnse B`y- c kml-n-cy-߃ s]s v sa -s -Sp-sa {]Xo- bpw sffw-f-^n-\n-. [\-IΩn 5.3 ix-am-\- tø- mƒ h [n- m Hcp Imc-W-h-imepw A\p-h-Zn- n-s [\-Im-cy-a{ n ]n.-nn-zw- _-c-øns {]Jym-]\w sh w sxmsmsx hngp-ßm sffw-f^v Xbm-d-. 5.6 ixam-\-ambn [\-IΩn Db t - p-sa- mwv sffw-^ns IW- p-iq-. ]en-i-\n-c- p- Iƒ Db \ne-bn-em-sw- -XmWv C ybnse \nt -]m- -co- sø {]Xn-Iq-eambn _m[n- p as mcp LS-Iw. ]Ws -cp w Db \ne-bn-em-sw- -Xn-\m ]en-i-\n-c- p-i-fn Imcy-amb am w hcp- Øm dnk hv _m v Xbm-dm-Im\p km[yx Ipd-hm-sW pw sffw-f^v Nq n- m- p- p. sluvpv Hmlcn am v 2013 25

Auto Check A v e w cq]-bn Xmsg hne-bp ]pxnb Imdp-I-fpsS Hcp \nc Xs Cu h jw hn]-wn-bn FØm Hcp-ßn-\n p- p. ^nb pw t^mivkvhmkwpw hsc sndnb Imdp-I-fpsS hn]-wn-bn am p-c-bv pw. sndnb Imdp-I-fpsS hn]-wn-bn a cw apdp-ip-i-bm-wv. t\csø skum, {]oanbw Imdp- I-fn am{xw {i ti {μo-i-cn- n-cp Iº-\n-I ƒ t]mepw sndnb Imdp- Iƒ ]pd-øn-d- m ap t m- p-h-cp- Xv C y-bn se CS-Ø-c- m-cpss hcpam\ønse h [\ sn dnb Imdp-I-fpsS hn - \ v hf-amip ] m- Ø-e-Øn-em-Wv. Cu h jw A v e w cq]-bn Xmsg hn e-bp H ]Xv tamuep-i-fmwv Im hn]-wnbn FØm km[y-xbp- Xv. Sm m- \mt\m-bp ss ]pxnb hmcn-b v ap X ^nb- ns ]pt m Cthm hsc ]pxnb h j-øn sndnb Imdp-IfpsS hn]-wn-bn-te v a -c-øn-\n-d-ßpw. 2009 ]pd-øn-dßnb Sm m \mt\m {]Xo- n hn \ ssihcn- msx t]mb-txm-ssbmwv ]pxnb thcn-b pambn Iº\n FØp- - Xv. ]h Ãnb-dnw-Kv, A tembv ho XpS-ßn-bh Dƒs -SpØn FØp ]pxnb \mt\mbv v 30,000 cq]-tbmfw hne IqSpw. 2 2.4 e w cq]- bmwv hne {]Xo- n- p- -Xv. A]vt{KUv snbvx \mt\m Cu h jw BZy-]-Ip-Xn-bn ]pd- Øn-d-ßp-sa v {]Xo- n- p- p. Cu h jw Ahkm-\-tØmsS \mt\mbpss Kymkv, Uok hmcn-b p-ifpw ]pd-øn-d- m Sm m tamt mgvkn\v ] -Xn-bp- v. F {Sn seh Imdp-I-fn amcp-xn-bpss ]pxnb Bƒt m 800Dw lp m-bn-bpss C tbmwpw ssih-cn ani hn -\-bmwv t^m Uns\ Hcp timw]mivsv lm v_m v Im ]pd-øn-d- m t{]cn- n- p- -Xv. 2.8 4 e w cq] hne {]Xo- n- p t^m Un s timw]mivsv lm v_m v Im Cu h jw Ah-km-\-tØmsS ]pd-øn-d-ßm\mwv km[y-x. Cu Imdns t_kv tamu Ãnbdnw-Kpw Hmt m-am- niv hnt mbpw C m-ø-xm- 26 sluvpv Hmlcn am v 2013 a cw simgp- n- m sndnb Imdp-I-fpsS \ncsbøp p bn-cn- pw. 2008 ]pd-øn-d-ßnb amcp-xn-bpss F - Ãm skbn kv Nm p-i-fn Xnf-ßmsX t]mb-xmwv Cu tamu-en\v ]pxnb apjw \ Im amcp-xnsb t{]cn- n- -Xv. 3.75-4.5 e w cq] hne {]Xo- n- p F -Ãm-dn s ]pxnb cq]w 2013 a[y-tømss hn]-wnbn-se-øpw. henb sluvsse- p-ifpw hen w IqSnb ap `m-k-hp-ambn F -Ãm ]pxnb apj-hp-am-wm-sb-øp- -Xv. AtX kabw D ƒ`m-køv Imcy-amb am -ß-fp- m-in-. ssn \-bn \S Hmt m tjmbn Cu tamu {]Z in- n- n-cp- p. ]pd-øn-d-ßnb kabøv lp m-bn-bpss sf 10 h hn-p-b-am-bncp-s - nepw a cw I Sp-Ø-tXmsS hn \ ] g-bxp t]mse \ne- \n Øm ] m-xm-b-txmss-bmwv Iº\n sf 10s\ tamsn-]n-sn- n- m Xocp-am-\n- -Xv. 3.5-6 e w cq] hne {]Xo- n- p ]pxnb sf10\v hoxnbpw \ofhpw IqSp- X-ep- m-ip-sa- pw Dƒ `mkw IqSp-X CS-ap- - Xm-bn-cn- p-sa- pamwv dnt m v. Cu h jw Ah-km\tØmsS Cu tamu hn]-wn-bn-se- Øpsa v {]Xo- n- p- p. ]pdøpw AIØpw hyxy-kvx-xi-fp-ambn FØp sjh se _o v BWv an\p- p-]- Wn-I-tfm-sS-sb-Øp as mcp Im. 3.8-5.7 e w cq] hne hcp ]pxnb _o v Cu h jw a[ytømss hn]- Wn-bn-se-Øpw. \nkm C y-bpss Um vk {_m n-ep c v Imdp-I-fmWv Cu h jsaøp Xv. B ZysØ tamu F -Ãmdn\v FXn-cm-fn-bm-bn-cn- p-sa- n c m-asø tamu km t{smbp ssbpw hmk - -Bdn s bpw \nc-bn hcp Imdm-bn-cn- pw. \m ev Bdv e w cq]-bm Wv hne {]Xo- n- p- -Xv. P a Im \n am-xm- -fmb t^mivkvhm- K\pw sndnb Imdp-ambn FØp p F - XmWv as mcp hnti-jw. s]t{smƒ, Uok tamu-ep-i-fp-am-sb-øp Imdn\v {]Xo- n- p hne \mev- -Bdv e w cq]-bm-wv. ^nb v ]pt m Cthm, Ce-Iv{SnIv Im dmb alo{μ tch F -F-Ivkv-B F nhbpw Cu h jw ]pd-øn-d-ßp Imdp-Ifm-Wv. alo{μ tch F -F-Ivkv-Bdn\v 4.5-5 e w cq]bpw ^nb v ]pt m Cthmbv v 4.5-7.5 e w cq]-bp-amwv hne {]Xo- n- p- -Xv.

Tech Time timƒ \nc- v IpØs\ Db-cp-tºmƒ kup-\y-ambn t^m snømw ssentimw Iº-\n-Iƒ timƒ \nc- p-iƒ h [n- n- -txmss kup-\y-ambn t^m snøm-\p kvam vt^m Bπn-t -j-\p-iƒ v {]Nm-c-ta-dp- -Xn-\p kml-n-cy-amwv Hcp-ßn-bn-cn- p- Xv. samss_ timƒ \nc- p-iƒ \nc- cw Ipd- p-sim- n-cn- p {]Xn-`m-k-Øn\v Gsd- psd hncmaam-sb v ]d-bmw. cmpy sø {]apj ssentimw Iº-\n-Iƒ timƒ \nc- p-ifn KWy-amb h [\ hcp-øn-btxmss ""snhn-bn samss_ t^m si n-øq n \S- p '' ioew (a-e-bm-fn-ifpss samss_ t^m D]-tbm-KsØ Ipdn v taml emens Ia v) C\nbpw XpS m samss_ _n hcp-tºmƒ IÆp-X- n Ccnt n hcpw. samss_-en \nc- cw kwkm-cn- p- ioew am m Hcp- -an- m-ø-h v ASpØ B{i-bw kvam v t^m Bπn-t - -j\pi-fm-wv. GXv t\chpw samss_-en IpØn-s m- n-cn- p- -h v Fkv -Fw-Fkv Ab- p - Xns snehv Hgn-hm- m hm vkv-b v t]mep kvam vt^m-wnse kup\y Nm v Bπn-t -j-\p-iƒ hgn-sbm-cp- n-bxp t]m se kup-\y-ambn t^m snøm-\p kvam vt^m Bπn-t -j-\p-ifpw sshim sx t]m p-e-dm-ip-sa v Xo. C s\ v hgn timƒ snøp {]h-wx IqSn hcn-ibm-sw v IW- p-iƒ hy -am- p- p. ssh _, kvssi v, \nw_kv XpSßnb sam ss_ Bπn-t -j-\p-iƒ v {]Nm-c-tadp - Xn-\p kml-n-cy-amwv Hcp-ßp- -Xv. C ybn \n v hntz-i-tø v hnfn- p- h v ssh_, kvssi v XpS-ßnb Bπn-t -j- \p-iƒ D]-tbm-Kn- p- -XmWv snehv Ipd am Kw. C y-bn IqSp-X-embn bm{x snøp- h pw tdmanwkv \nc v Hgn-hm- m CØcw Bπn-t -j-\p-iƒ D]-tbm- Kn- p- -XmWv DNn-Xw. ssh ss^ sk -dp- Iƒ h [n- p-h-cp- Xpw Bπn-t -j A[njvTnX samss_ timfp-iƒ h [n- p- - Xn\v If-sam-cp- p- p. kup\y timfp-iƒ snøm-hp Bπnt -j-\p-iƒ Ah-X-cn- n- m Iº-\n-Iƒ {]txyi Xm cyw Im p- p- v. ªm vs_ dn CubnsS t]m p-e sak- k hokv A]vtU v snøp-ibpw _n_nfw thmbnkv F t]cn kup\y timfp-iƒ snøm- \p kuicyw Dƒs -Sp-Øp-Ibpw snbvxp. CXv ASpØp Xs C y-bnepw Ah-X-cn- n- pw. hm vkv-b v t]mep kvam vt^m-wn se kup\y Nm v Bπn-t -j-\p-ifpss D]- tbmkw hym]-i-am-b-txmss Fkv-Fw-Fkv hgn-bp ssentimw Iº-\n-I-fpsS hcp-am- \-Øn KWy-amb Ipd-hm-Wp- m-b-xv. ssentimw Iº-\n-I-fpsS Fkv-Fw-Fkv hgn-bp hcp-am\w Ipd-bp-Ibpw t^m timfpiƒ hgn-bp h cp-am\w Ipd-bm-\p km[y X \ne-\n p-ibpw sn øp-tºmgmwv Um πm\p-i ƒ hgn-bp hcp-am\w h [n- p- -Xv. kup\y thmbnkv Bπn-t -j-\p-iƒ v {]Nm-c-ta-dp- -txmss samss_ timfp-iƒ hgn-bp hcp-am-\-ønepw kam-\-amb ÿn Xn-bp- m-ip-sa- mwv \nco- -I Nq n- m- p- -Xv. AtX kabw D]-t`m- m- ƒ v kup\y timfp-ifpw satk-pp-ifpw snømhp Bπn-t -j-\p-iƒ D]-tbm-Kn- m km[n- p Um πm\p-iƒ hgn-bp sam ss_ Iº-\n-I-fpsS hcp-am-\w h [n- p- Ibpw snøp- p. Ign h jw hy n-iƒ ]c-kv] cw Ab- p- Fkv-Fw-FkpI-fn-eqsS e`n- p hcp-am-\- Øn shmum-t^m C y 22 ix-am\w CSn-hmWv t\cn- -Xv. 2012-13 kmº-øni h j- Øn BZy-]-Ip-Xn-bn 481.6 timsn cq]- bmwv Cubn-\-Øn shmum-t^m t\snb hcp-am-\w. ap kmº-øni h jw CtX Ime-b-f-hn 617.40 timsn cq]-bmbn-cp p Iº-\n-bpsS hcp-am-\w. 2011-12 kmº-øni h j-øn Unkw-_ hsc-bp H ]Xv amk Ime-b-f-hn `mcxn Fb ss- n\v Fkv-Fw-kp-I-fn \n pw aqey-h [nx tkh-\-ß-fn \n pw e`n hcp-am\w samøw timƒ CXc hcp-am\øns 11.3 ix-am-\-ambncp p. CXv \S p kmº-øni h jw kam\ Ime-b-f-hn 9.9 ix-am-\- ambn Ipd- p. ssentimw Iº-\n-I-fpsS Fkv-Fw-Fkv hgn-bp hcp-am\w Ipd-bp-Ibpw timfpiƒ hgn-bp hcp-am\w Ipd-bm-\p km[yx \ne-\n p-ibpw snøp-tºmgmwv Um πm\p-iƒ hgn-bp hcp-am\w h [n- p- - Xv. 2012 Fb sk- ns Um πm\p-iƒ hgn-bp hcp-am\w Cc- n-bm-bn. `mcxn Fb ss- ns s\ vh v hgn-bp Um D]-tbmKw 25 ix-am\w h [n- p. 2012 3Pn \nc- p-iƒ sh n- p-d- Xv D]- t`m- m- -ƒ 3Pn D]-tbm-Kn p- Xv KWy-ambn h [n- p- -Xn\v hgn-sh- p. 2013 PqtWmsS C ybnse samss_ Um D]-t`mKw Cc- n-bm-ip-sa- mwv {]Xo- n- -s -Sp- -Xv. sluvpv Hmlcn am v 2013 27

Personal Finance `h-\-hm-bv]-bpss ]en-i-\n-c v C\nbpw Ipd-bm-\p km[yx \ne-\n s \nc v Ipdbp Xns B\p-Iq-ey-߃ t\sn-sb-sp- m-\mbn {i n-t Imcy-߃ `h-\-hm-bv]-bpss ]en-i-\n-c v Ipd-bp-tºmƒ sntø Xv dnk hv _m v sdt m \nc- v Im ixam \w Ipd txmss `h-\-hmbv] Dƒs -ssbp hmbv]m ] XnI-fpsS ]en-i-\n-c- v Ipdbm XpSßn. Cu h jw dnk hv _m v sdt m \nc v C\nbpw Ipdbv m km[yx \ne\n s `h\ hmbv] FSp- p- -hcpw t\csø hmbv] FSp-Øn- p- hcpw ]en-i-\n-c v Ipd-bp kml-n-cy- Øns B\p-Iqeyw {]tbm-p-\-s -Sp-Øm Nne Imcy-߃ {i n-t - -Xp- v. ÿnc-\n-c- n-ep hmbv]-iƒ Hgn-hm- pi: Nne kzim-cy, s]mxp-ta-jem _m p-ifpw Nne `h-\-hmbv]m ÿm]-\-ßfpw ^nivkuv td n hmbv] \ Ip- p- v. ^n IvkUv td n hmbv]-sb-sp-ø-h hmbv]m Ime-b-f-hn-ep-S-\ofw Htc \nc- n-ep ]eni-bmwv \ ti- -Xv. ]en-i-\n-c v C\nbpw Ipd-bm-\p km[yx \ne-\n s \nehn ]e _m p-i-fp-ssbpw `h-\-hm-bv]- bpss ^nivkuv td pw ^vtfm nwkv td pw XΩnep A cw (Ac ix-am\w apx Hcp ix-am\w hsc) Xmc-X-tay\ Ipd-hm- Wv. F m ]en-i-\n-c v Xmgp- -txmss ^vtfm nwkv td p-i-fpss ]en-i-\n-c v Ipdbpw. ]en-i-\n-c v Ipd-bm-\p km[yx \ne-\n s Ct mƒ ]pxp-xmbn hmbv] FSp- p- -h ^nivkuv td n-ep hmbv] Hgn-hm- p- -XmWv DNn-Xw. ]en-i-\n-c- nse A cw Hgn-hm- m ^nivkuv td n \n pw ^vtfm nwkv td nte v amdmw: t\csø hmbv] FSp-Øn- p- -h v ^nivkuv td n \n pw ^vtfm nwkv td n-te v hmbv] am p- -Xn- \p kuicyw _m p-iƒ \ Ip- p- v. Cßs\ snøp- Xn\v hnhn[ _m p-iƒ _m n-bp apx-ens Hcp ix-am\w apx 1.75 ix-am\w hscbmwv Nm Pmbn CuSm- p -Xv. ]en-i-\n-c- n ImX-emb hyxym-k-aps - n _me kv {Sm kv^ snømw: `h\ hmbv] \ Ip hnhn[ ÿm]-\- 28 sluvpv Hmlcn am v 2013 ß-fpsS ]eni-\n-c- p-i-ƒ XΩn {]I-Samb A -cw \ne-\n p kml-n-cy-øn - \ne-hn-ep ÿm]-\- Øn \n pw ]en-i-\n-c v Ipd as mcp ÿm]-\-øn-te v hmbv]m A u- nse _me kv am p- -Xn\v Ah-k-c-ap- v. Imemh[n Xocp- -Xn\v apºv hmbv] Ah-km-\n- n- p- -Xn-\v _m p-iƒ t\c sø Nm Pp-Iƒ CuSm- n-bn-cp-s - nepw dnk hv _m ns CS-s]-S-temsS AXv ]n h-en- -s - p. _me kv {Sm kv^ snøp-tºmƒ ]pxnb hmbv]- p t{]mk-knwkv Nm Pv \ ti n hcp-sa- nepw ]eni \nc- n ImX-emb hyxym-k-ap-s - n _me kv {Sm kv^ snøp- -XmWv DNn-Xw. ]en-i- \n-c- nse Hcp ix-am\w hyxymkw t]mepw ]en-i-c-\-øn h _m-[y-x-bmwv D]-t`m- m-hn\v hcp-øn-sh- p- v. DZm-lc-W-Øn\v 20 h jtø p 20 e w cq]bpss hmbv]-bpss ]en-i-\n-c v 10 ix- ]en-i-\n-c v Ipd-bm-\p km[yx \ne-\n s ]p Xp-Xmbn hmbv] FSp- p- -h ^nivkuv td n-ep hmbv] Hgn-hm- p- -XmWv DNn-Xw. ^vtfm nwkv td n hmbv]-sb-sp- p- Xneq ss `mhn-bn ]eni \nc v Ipdbp- Xns B\p- Iqeyw t\sn-sb-sp- mw. am-\-amsw n ]en-i-bmbn \ ti samøw XpI 26,32,000 cq]-bm-wv. AtX kabw ]en-i-\n-c v 9 ix-am-\-am-sw- n ]en-i-bmbn \ ti XpI 23,18,800 cq]- bm-wv. AXm-bXv 20 h jtø p 20 e w cq]bpss hmbv]bpss ]en-i-bn Hcp ix-am\w Ipd-hp- m-ip-tºmƒ t]mepw samøw \ ti n hcp ]eni C\- Øn aq v e -Øn-tesd cq]-bmwv em`n- m-\m-ip- -Xv. ]en-i-\n-c v Ipd-bp-tºmƒ em-`n- p - XpI D]-tbm-Kn v \nt ]w B-cw-`-n pi: ]en-i-\n-c v Ipd-bp-tºmƒ em`n- m km[n- p XpI \n-t - -]Øn-\mbn {]tbm- P-\-s -Sp-Øm-hp- -Xm-Wv. DZm-l-c-W-Øn\v 20 h j-tø p 20 e w cq]-bpss 10 ix-am\w ]en-i-\n-c- n-ep hmbv]bn 10 h -j Øn\p tijw Hcp ix-am\w Ipdhp- m-ip-tºmƒ {]Xn-amk KUp-bmbn \ ti XpI-bn GI-tZiw 900 cq]- bpss Ipd-hm-Wp- m-ip- Xv. Cu XpI F m amkhpw \nt -]n- p- Xm-Wv A\ptbm-Pyamb am Kw. ssihiw ]Ww ssih-cptºmƒ AXv D]-tbm-Kn v Ime-b-fhv Ign-bp- -Xn\p apºv hmbv] AS- p-xo Øv _m[yx Hgn-hm- m ]ecpw {ian- m-dp- v. hmbv]m Ime-b-fhns ]Ip-Xn-tbmfw Xm n-b-xn\p tijw hmbv] Xncn- -S- p- Xnt\- mƒ em`-icw B XpI ^e-{]-z-ambn \nt -]n- p-i-bmhpw. hmbv]m Ime-b-f-hnse BZy-h j-ßfnse Xpey-am-k-K-Up-hns `qcn-`m-khpw ]en-i-bn-\-øn-te- mwv t]mip- Xv F Xp Xs Imc-Ww.

News Scan ]m se- Pn _nkvi v Xn m C y- m sne-hn- Xv 5100 timsn Ign h jw ]m se- Pn _nkvi- p-i fpss hn -\-bn-eqss am{xw {]apj _nkvi- v \n amw Iº-\n-bmb ]m se s{]mu IvSvkv t\snb hcp-am\w 5100 timsn cq]. C y-bnse Hcp F^v -Fw-knPn {_m ns Hcp h jsø hn \ BZy-am-bmWv 5000 timsn cq] adn-i-s- p- -Xv. {]apj F^v-FwknPn Iº-\n-I-fmb Um_, tkmzvsdpv s{]muiv vkv XpS-ßnb Iº-\n-Iƒ Ign h jw ssih-cn samøw hn \ CXn Xmsg-bm-Wv. ]m se s{]mu-iv vkns G hpw {] [m\ D - -amb ]m se- Pn _nkvi ns hn \ 5000 timsn cq] Ihn- -t mƒ AXn \n pw Iº-\n v e`n- p hcpam\w 60-65 ix-am-\-am-wv. Iº\n 2012 hn Xv samøw 14,600 ]m se- Pn _nã- p-ifm-wv. AXm-bXv 120 timsn C y- m-cn Hmtcm-cp-Ø pw 121 _nkvi v hoxw. hn -\-bn c mw ÿm\øv \n p F^v-Fw-knPn {_m v lnμpÿm bqwn-en-h-dns Ae- p-s]msn D - Agna-Xn, kzp-\-]- -]m-xw, sxmgp- Øn -Ip-Øv, sisp-im-cy-ÿx, Zo L-ho- W-an- m-bva C y-bnse apjy-[mcm A[n-Imc cmjv{so-b-øns khn-ti-j-x-isf- Cßs\ FÆn- -d v Ip -s -Sp-Øp- -h-cmwv C y-bnse kº-, tim -td v h K-ß-fnse \s mcp ix-am\w t]cpw. F mwv CXn-s\mcp ]cn-lmcsa Btem- N-\-bmWv tim -td- p-iƒ pw _nkn-\-kp- Im pw cm{ o-b-øn kzm[o\w snep- Ø-W-sa- n Xß-fp-tS-Xmb Hcp cmjv{sob B {Kq v thw-sa Xocp-am-\-Ønte v C y-bnse _nkn-\kv hn{k-lßfmb \mcm-b-w-aq Øn-sbbpw Inc appw- Zm-dn-s\bpw sims -Øn- -Xv. _mw q s]mfn- n- B IΩn n (_n-]n- Fkn) F kwl-s\ cq]w sim Xv -amb ho BWv. 3700 timsn cq]-bpss hn -\-bmwv ho Ign h jw ssihcn- -Xv. F^v-Fw-knPn {_m p-i-fn hn - \-bn aq mw ÿm\øv \n p- Xv 2002 67 ix-am\ambn-cp- -]m se- -Pn-bpsS hn] Wn ] m-fnøw 2012 79 ix-am-\-ambn h [n- p. AtX kabw 2002 26 ix-am-\-am-bn-cp ssskdns hn]wn ] m-fnøw 2012 9 ix-am-\-ambn. as mcp Ae p s]msn D - am-wv B -Fkv]n-F- ns Lcn. hn \ 3500 timsn cq]. lnμp-ÿm bqwn-en-h-dns sse^vt_m-bv, eivkv F o D - -ß-fmWv ASpØ ÿm\ Øv. 2800-3000 timsn cq]-bpss hn -\-bmwv Cu {_m p- Iƒ 2012 ssih-cn- -Xv. lnμp-ÿm bqwnen-h-dns Ae- p-s]msn D - -amb k ^v sxm p-]n- nep v hn \ 2900 timsn. 73 h jambn hn]-wn-bn-ep qt mkv _nkvi mb ]m se- PnbpsS hn -\-bpss ASp-sØm pw as mcp _nkvi v D - - Øn\pw FØm-\m-bn-s - Xv {it -bw. ]m se- Pnbpambn a -cn- p {][m\ qt mkv _nkvi v D - amb {_n m-\nb-bpss sssk hn]wn ] mfnøøn Gsd ]n n-emwv. 2002 ]m se- -Pn-bpsS hn]wn ] m-fnøw 67 ix-am\ambn-cp-s - n 2012 AXv 79 ix-am-\-ambn h [n- p. AtX kabw 2002 26 ix-am-\-am-bn-cp sssk-dns hn]wn ] m-fnøw 2012 H ]Xv ix-am-\-ambn Ipd- p. Xnc-s -Sp v cmjv{so-b-øn Hcp "tim -td v CS-s]-S ' Aß-s\-bm-Wv. ASpØ I Wm-SIm \nba-k`m sxc-s -Sp- n ÿm\m nisf a -cn- n- m-\mwv _mw q s]mfn- n- B IΩn nbpss Xocp-am-\w. IΩn- nbpss AP \mcm-b-w-aq Øn-bpw Inc appw-zmdpw Dƒs -ss-bp- -h tn v {]Imi\w snbvxp. sabn \S- p \nba-k`m sxc-s -Sp- n a -cn- m A\ptbm-Py-cmb ÿm\m n-isf \n tz-in- m cmjv{sob ]m n-i-fn \n pw kzx{ kwl-s-\-i-fn \n pw t\man-t\- j Wn- n-cn- p-ibmwv _n]n-f-kn. Ign h jw \Kcm-[n-Ir-X v amen\yw tij-cn- m Ignbm-Ø- Xns\ XpS v _mw q-cn se sxcp-thm-c-ß-fn amen\yw Ip p-iq-sn-b-t m ƒ Inc appw-zm, Sn.-hn.- tam-l Zmkv ss] XpSßnb ]uc-ap-jy tn v Hcp Iq m-bva v cq]w simsp-ø-txmss-bmwv F.-B.\mcm-b-W-aq Ønbpw Inc appw-zmdpw t\xrxzw \ Ip _n]n- Fkn ASpØ I Wm-SI \nb-a-k`m sxc-s -Sp- n ÿm\m n-isf a -cn- n- pw. _mw q s]mfn- n- B IΩn n v XpS- -am-ip- -Xv. `cw \ne-hm-chpw P\- ß-fpsS Pohn-X-\n-e-hm-chpw sa -s -Sp-Øp- -Xn\v kω Zw snep-øpi F -XmWv IΩn- n-bpss \bw. ASpØ sxc-s -Sp- n H v- -c v timsn cq] sne-h-gn- m-\mwv IΩn- n-bpss Xocp-am-\w. IΩn- n-bpss {]Xn-h j snehv 25-50 e w cq]-bm-bn-cn- pw. IΩn n AwKß-fn \n pw P\-ß-fn \n pw tij-cn- p kw`m-h-\-i-fn-eq-ss-bmwv Cu XpI Is -Øp-I. sluvpv Hmlcn am v 2013 29

Insurance Ipd {]oan-bw \ In Db C jp-d kv ]cn-c t\smw sse^v C jp-d kv AXns bym A -Øn \nd-th- -s -Sp tsw t]mfn-kn-iƒ FSp- p-tºmƒ {i n-t Imcy-߃ Hm sse hgn-bp t]mfn-kn- hn \ an C jp-d kv Iº-\n-Ifpw Bcw- `n- -txmss tsw t]mfn-kn-i-fpss {]oan-b-øn KWy-amb Ipd-hm-Wp- m-b-xv. CXv D]- t`m- m- ƒ v Xmc-X-tay\ Ipd {]oanb-øn Db C jp-d kv ]cn-c e`n- p- n-\p Ah-k-c-amWv Hcp- n-bxv. F psim v tsw t]mfn-kn-iƒ? IpSpw-_-Øns hcp-am\ t{kmx-kmb hy n v A{]-Xo- n-x acww kw`-hn- p- I-bm-sW- n IpSpw-_-Øns kmº-øni \ne Zo L-Im-e-tØ v XpS pw kwc- n- -s -Sp- -Xn-\mWv sse^v C jq snøp- -Xv. CXmWv sse^v C jp-d kns BXy- n-i-amb Dt±-iyw. Cu e yw ]q W-ambpw \nd-th- p- Xv Db C jp-d kv Ih-tdPv e y-am- n-bp tsw t]mfnkn-i-fn-eq-ss-bm-wv. Hcp hy n-bpss hm jni hcp-am-\- Øns 15 Cc- n-bm-bn-cn- Ww C jp-d kv Ih-tdPv F mwv ^n\m jy πm\ am s]mxpsh ]d-bp- Xv. (Hmtcm hy n- -bpssbpw {]txyi Bh-iy-߃ v A\p-kr- X-ambn CXn hyxn-bm-\-ß-fp- m-imw.) Cu k w A\p-k-cn v aq v e w cq] hm jni hcp-am-\-ap Hcmƒ v 45 e w cq]-bpss C jp-d kv ]cn-c D m-bncn- -Ww. C{Xbpw ]cn-c e`y-am-i-w-sa- n aq v e w cq] hm jni hcp-am-\- ap Hcmƒ v tsw t]mfnkn FSp- pi am{xta \nhr-øn-bp- q. F tum-hvsa v t]mfn-kn-i-tfm a v Xc-Øn-ep sse^v C jp-dkv t]mfn-kn-itfm hgn C{Xbpw Db Ih-tdPv e`n- -W-sa- n {]oanbw Xmßm-hp- -Xm-bn-cn- n-. hfsc Db {]oanbw \ In CØcw t]mfn-kn-iƒ FSp- p- Xv \nt -]-sa \ne-bn ^e-{]-zhp-am-bn-cn- n-. F{X-tØmfw Ih-tdPv thww? IpSpw-_-\m-Y\v A{]-Xo- nx acww kw`-hn- p-i-bm-sw- n IpSpw-_-Øns 30 sluvpv Hmlcn am v 2013 kmº-øni \ne Zo L-Im-e-tØ v kwc- n- -s -Sm-\mWv C jp-d kv ]cn-c Bh-iy-am-bn-cn- p- -Xv. hm jni hcp-am-\- Øns 15 Cc n Ih-tdPn\p- n F m Bh-iy-ß-fpw Dƒs -Sp- p-t m-sb v IqSn ]cn-tim-[n-t - -Xp- v. t]mfnkn DSa hmbv] FSp-Øn- p-s - n AXn-\p ]cnc, Ip n-i-fpss hnzym-`ym-kw, hnhmlw XpS-ßnb `mhn-bnse Bh-iy-߃ \nd-th- m-\p ]cn-c t]mfnkn XpI-bn Dƒ s - n- p-t m-sb v Dd v hcp-tø- -Xp- v. Hcn- tsw C jp-d kv t]mfnkn FSp-Øm AXv \ Ip Ih-tdPv F me-tø pw ]cym-]vx-am-sw sx n- m-c-wtbmss Ccn- -cp-xv. ]W-s -cp w \nß-fpss C jp-d kv Ih-td-Pns\ _m[n- p-sa v IqSn a\knemt - -Xp- v. Ct mƒ 50 e w cq]-bpss Ih-tdPv FSp- pi-bm-sw- n Hmtcm h jhpw Bdv ix-am\w ]Ws -cp w IW- m- n-bm t]mepw ]Øv h jw Ign- m AXns aqeyw 28 e w cq] am{x-am-bn-cn- pw. AXn-\m Pohn-X- Ønse Hmtcm L -Ønepw C jp-d kv ]cn-c ]cym-]vx-tam-sb v ]p\:]cn-tim- [n- p-ibpw ]cn-c Bh-iy-Øn\v A\pk-cn v h [n- n- p-ibpw snø-ww. Ih-tdPv F{X Ime-tØ v? Hcmƒ tpmen snøp-ibpw hcp-am\w D m- p-ibpw snøp Ime-b-fhv F{Xhn]-Wn-bn \ne-hn-ep tsw t]mfn-kn-i-fpss {]oanb-øn KWy-amb A -cam-wp- Xv. GP v hgn hmßp t]mfn-kn-i-fpss {]oanbw Hm sse hgn hmßp t]mfn-kn-i-fpss {]oan-b-øn-t\- mƒ Cc- ntbmfw hcpw. bmtwm B Ime-b-f-hmbn-cn- Ww t]mfn-kn-bpssbpw Ime-b-f-hv. 55-60 hb-kmwv Hcmƒ tpmen-bn \n v HutZym- Kn-I-ambn hnc-an- p {]mbw. AtX ka bw kmº-øni _m[y-x-iƒ h [n- p kml-n-cy-øn hnc-an- -Xn\p tijhpw tpmen- snøp Xv C v km[m-c-w-am-bn- p- v. 65 hbkv hsc Hcmƒ tpmen snøm Dt±-in- p- p-sh- n B {]mbw hscbp C jp-d kv Ih-tdPv D m-bn-cn- -Ww. DZm-l-c-W-Øn\v 30 hb-kp Hcmƒ tsw t]mfnkn FSp- p-tºmƒ 35 h j-tø p Ih-tdPv Dd v hcp-ø-ww. {lkz-im-e-tø v tsw t]mfn-kn-iƒ FSp- p- Xv Hgn-hm- m {]txyiw {i nt - -Xp- v. 30 hb-kp Hcmƒ 15 h jtø v t]mfnkn FSp-Øm Abm-fpsS Ih-tdPv 45 hb-kn Ah-km-\n- pw. 45 hb-kn\p tijw Ih-tdPv Bh-iy-sa- n ]pxnb t]mfnkn FSp-t - n-h-cpw. B {]mb-øn t]mfnkn FSp- p-tºmƒ {]oan bw hfsc Db -Xmbn-cn- pw. t]mfn-kn-iƒ Fßs\ sxc-s -Sp- Ww? hn]-wn-bn \ne-hn-ep tsw t]mfnkn-i-fpss {]oan-b-øn KWy-amb A -cam-wp- Xv. GP v hgn hmßp t]mfnkn-i-fpss {]oanbw Hm sse hgn hmßp t]mfn-kn-i-fpss {]oan-b-øn-t\- mƒ Cc- n-tbmfw hcpw. DZm-l-c-W-Øn\v F -sf-kn-bpss Aaq Poh F tsw t]mfnkn 30 hb-kp Hcmƒ 50 e w cq] Ih-td-tPmsS 35 h j-tø v FSp- p- I-bm-sW- n 14,600 cq]-bmwv {]oan-bw. AtX kabw kam\ {]mb-øn-ep Hcmƒ kam\ Ime-b-f-hn-te v kam\ Ih-td-Pn- \mbn Hm sse hgn t]mfnkn FSp- ptºmƒ ]e kzimcy Iº-\n-Ifpw CuSm- p- Xv 4,000-5,000 cq]-bpss hm jni {]oanbw am{x-am-wv. Hm sse hgn t]mfnkn hmßp- -XmWv G hpw em`-i-c-sa v Cu DZm-l-c-W-Øn \n p Xs hy - am-wv.

C jp-d kv D - -߃ hn p sh_vssk- p-i-fn 15 ix-am\w am{x-amwv D]-t`m- m- ƒ v Bh-iy-ap t]mfn-kn- Iƒ \ Ip- -sx v ti Iayq-Wn-t j kv {]kn- o-i-cn dnt m n shfn-s - Sp-Øp- p. sse^v C jp-d kv Iº-\n-Ifp-sSbpw P\-d C jp-d kv Iº-\n-I-fpsSbpw C jp-d kv D - -߃ hn p _m p-i-fp-ssbpw sh_vssk- p-iƒ ]T-\-hn-t[-b-am- n-b-xn\p tij-amwv CØ cw 85 ix-am\w sh_vssk- p-ifpw Hcp t]mfn kn t]mepw ip]m i snømøtxm sx mb D]-t`m- m- ƒ v th Xv sh_vssk- p-iƒ \ Ip- n t]mfn-kn-iƒ ip]m i snøp- txm B- sw v Is -Øn-b-Xv. D]-t`m- m- ƒ v e`n- p A\p-` hsø Ipdn v Kth-jWw \S-Øp I kƒ kn ÿm]-\-amb ti Iayq-Wn-t j kv \S-Ønb Kth-j-W-Øn sh_v ssk- n-eqss ani D]-t`mIvXr A\p-`hw \ Ip C jp-d kv Iº\n amivkv \yqtbm m-sw mwv Is -Øn-bn-cn- p- Xv. 53.6 t]mbn mwv amivkv \yqtbm n \v \ In-bn- p- -Xv. hfsc ani D]-t`m KvXr tkh\w \ Ip Xn\v 75 am pw ani D]-t`mKvXr tkh\w \ Ip Xn\v 60 am p-amwv am\-z-wvu-sa- n-cns Cu hn`m-k-ß-fn-te v Hcp C jp-d kv Iº\n t]mepw FØn-bn- n-. sfkn-sf-kn-ksf {]qu jy-emwv c mw ÿm\-øv 48.62 am v. _PmPv Ae-b kv aq mw ÿm\øpw (47.83 t]mbn v) tim v sse^v \memw ÿm\-øpw (44.1 t]mbn v) BWv. an C jp-d kv sh_v ssk- p-ifpw t]mfn-kn-isf Ipdn v Npcp-ßnb hnh-c-߃ hml\ C jp-d kv {]oanbw aq n-c n hsc h [n- p p \-ß-fpsS {]oanbw 53,832 cq]-bm-bn-cn- pw. CXn\p apºv 2012 G{]n-en-emWv hml \ C jp-d kv {]oanbw h [n- n- -Xv. {]oanbw h [\bvs -Xnsc hml\ DS-a- hml\ C jp-d kv t]mfn-kn-i-fpss {]oanbw G{]n H v apx h [n- pw. hml\ C jp-d kv s bn-ap-iƒ h [n- p- Xpw s bn-apifnt -ep Xo v sship- Xpw IW- n-se-sp-ømwv {]oanbw h [-\. sfb UnF (C jp-d kv sdkpte- dn suh-e-]vsa v AtXm-dn n) CXpkw-_- n \n tz-i-߃ apt m- p-sh p. F Pn tijn 1000 knkn Ihn-bmØ ImdpI-fpsS tx Uv ]m n {]oanbw G{]n H v apx {]Xn-h jw 1453 cq]-bm-bncn- pw. {]oan-b-øn 85.33 ix-am\w h [- \-bmwv hcp-øn-bn-cn- p- -Xv. 784 cq]-bmwv \ne-hn-ep {]oanbw. F Pn tijn 350 knkn IhnbmØ Ccp-N-{I-hm-l-\- ß-fpsS {]oanbw 1415 cq]- bmbpw h [n- n- p. 108.14 ix-am-\-amwv {]oan-b- Ønse h [-\. ap -{I-hm-l- \-߃ Hgn-sI-bp Xpw Nc p Ib- m-\p tijn 40,000 Intem{Kmw Ihn-bm- ØXpamb Nc- p-\o- hml-\- ßfpsS hm jni {]oan-b-øn 313.45 ix-am\w h [-\-hmwv hcp-øn-bn-cn- p- -Xv. G{]n H v apx CØcw hmlam{x-amwv \ Ip- -sx pw D]-t`m- m- ƒ v hni-zmw-i-߃ e`n- p- -Xn\v Gsd _p n-ap- m-sw pw dnt m n Nq n- m- p- p. an C jp-d kv Iº-\n-Ifpw sse^v C jp-d kv D - -߃ hn p _m p-ifpw sh_vssk- p-i-fn DS-\ofw kmt -XnI ]Z-ß-fmWv D]-tbm-Kn- n-cn- p- sx pw AXn-\m sh_vssk- p-i-fn \ In-bn-cn- p hnh-c-߃ D]-t`m- m- ƒ v a\-kn-em pi {]bm-k-i-c-am-sw pw dnt m n ]d-bp- p. I-fpsS Atkm-kn-tb-j sim Ø sslt m-s-xn-bn l Pn \ In-sb- nepw F v amkw \o \nb-a-bp- -Øn-s\m-Sp-hn {]oanbw h [-\bv v A\p-Iq-e-ambn sim Ø sslt m-sxn hn[n ]pd-s -Sp-hn- p- I-bm-bn-cp p. 40 ix-am\w hsc {]oanbw h [-\-bmbncp p Ign h jw G s - Sp-Øn-b-Xv. CØ-hW h [\ 300 ix-am\w hsc-bm-bn. hml\ C jp-d kv s bn-ap-ifnt ep Xo n\mbn h j-ß-sf-sp- p kml-n-cy-øn `mhn-bnse s bn-ap-iƒ Xo p- -Xn-\mbn \o n-sh- p aqe-[\w h [n- n- m sfb UnF Ign h jw C jp-d kv Iº-\n-ItfmSv Bh-iy-s - n-cn-cp- p. Cu Ah-k-c-Øn C jp-d kv {]oanbw ]Sn-bmbn h [n- n- m Iº-\n- Iƒ v A\p-aXn \ Ip-sa pw sfb UnF Dd v \ In-bn-cp- p. sluvpv Hmlcn am v 2013 31

Mutual Fund Ub-dIvSv πm\p-i-fnse \nt ]w A[n-I-t\ w \ Iptam? hnx-c-w- msc Hgn-hm n \nt -]-I\v t\cn v \nt ]w \S-Øm-\p kui-cy-amwv ayqnz ^ p-i-fpss Ub-dIvSv πm\p-iƒ \ Ip- Xv. si.-a-c-hnμv ayqnz ^ v \nt -]-I v Gsd KpW- I-c-amb \S-]-Sn-bm-bn-cp- p c c h jw apºv \ne-hn h F {Sn temuv \ntcm- [-\w. \nt -]-I-\n \n pw F {Sn temuv F t]cn hnx-c-w m p 2.25 ixam\w IΩn-j XpI CuSm- p G msv sk_n \n Ø-em- n-b-txmss B XpI em`n- m\pw IqSp-X XpI ayqnz ^ p- I-fn \nt ]n m-\pap kuicyw \nt -]-I v ssih- p. IΩn-j C\- Øn \bm ss]k t]mepw hnx-c-w m v \ IcpsX v \n _- -ap \nt - ]-I mbn aq c h j-øn\p tijw Ct mƒ Ub-dIvSv πm\p-iƒ F ]pxnb ] Xn IqSn \ne-hn h ncn- p- p. F {Sn temuv \o w snbvsx- nepw ayqnz ^ v Iº-\n-Iƒ hnx-c-w- m v IΩn-j \ Ip- p- v. CXv ayqnz ^ p- Iƒ Xß-fpsS sne-hn Dƒs -SpØn \nt -]-I-cn \n v CuSm- p-ibpw snøp- p v. hnx-c-w- msc Hgn-hm n ayqnz ^ v Iº-\n-I-fpsS Hm^o-kp-Iƒ hgntbm cpn-kv{sm amcpss Hm^o-kp-Iƒ hgntbm ayqnz ^ v Iº-\n-I-fpsS sh_vssk- p- Iƒ hgntbm t\cn v \nt ]w \S-Øp- h v Cu IΩn-j XpI IqSn em`n- msa -XmWv UbIvSv πm\p-i-fpss khn-tij-x. IΩn-j XpI Hgn-hm- p- -Xn-\m AXv ayqnz ^ ns F Fhn-bn {]Xn- ^-en- p-ibpw Db F -FhnbpsS ASnÿm-\-Øn \nt -]-I\v bqwn- p-iƒ e`yam-ip-ibpw snøp- p. ayqnz ^ v Iº-\n-I-fpsS hnhn[ ^ p-ifpss Ub-dIvSv πm\p-iƒ P\p-hcn H v apx hn]-wn-bn-se-øn-bn- p- v. Nne ^ p-i-fn sdkp-e ^ pw Ub-dIvSv ^ pw XΩn-ep A cw H v- -H- c ixam-\-am-wv. DZm-l-c-W-Øn\v tim v SmIvkv tkh ^ ns F -Fhn 19.32 cq]-bmsw- n (s^{_p-hcn 22- - mw Xob-Xn-bnse F -F-hn) tim v SmIvkv tkh Ub-dIvSv ^ ns F -Fhn 19.57 cq]-bm-wv. t\ w t\cn v \nt ]w \S-Øn-b-h v Ub-dIvSv πm\p-ifn \nt -]n- p- Xp sim v \nt -]-I v e`n- p 32 sluvpv Hmlcn am v 2013 Hcp h j-øn Xmsg ssi hiw sh -Xn\p tij-amwv ayqnz ^ p-i-fpss sdkpe πm\n \n v Ub-dIvSv πm\n-te v kzn nwkv \S-Øp- -sx- n {lkz-ime aqe- [\ t\ -Øn\p \nipxn \ Im \nt -]-I _m [yÿ-\m-bn-cn- pw. KpWw F mwv? \ne-hn hnx-c-w- msc Hgn-hm n t\cn v \nt ]w \S-Ønb-h mwv CXns bym KpWw e`n- p- -Xv. t\cn v \nt ]w \S-Øn-b-h v sdkp-e πm\n \n v Ub-dIvSv πm\n-te v kzn v snømw. (C-Xn-\m-bp At] ayqnz ^ v Iº-\n- v ka n- m am{xta kzn nwkv \S- p-i-bp q). sdkp-e πm\ns bpw Ub-dIvSv πm\n-s bpw F - F-hn-Iƒ XΩn H v -H- c ix-am\w A cw \ne-\n p ^ p-i-fn \nehn-ep \nt -]-I v kzn v snøp- -XneqsS A[nI t\ -ap- m- mw. F m Hcp h j-øn Xmsg ssihiw sh -Xn\p tij-amwv CØ-c-Øn kzn nwkv \S-Øp- -sx- n {lkz-ime aqe-[\ t\ -Øn- \p \nipxn _m[-iam-bn-cn- pw. Ub-dIvSv πm\p-i-sfbpw sdkpe πm\p-i-sfbpw hyxykvx ^ p-i-fmbmwv ]cn-k-wn- p- Xv F -Xn-\m-emWv CXv. hnx-c-w- m hgn ayqnz ^ v \nt ]w \S-Øn-b-h v CØ-c-Øn kzn v snø-w-sa- n FIvkn v temuv \ ti n hcpw. FIvkn v temun t\- mƒ Db -XmWv F -F-hn-bnse A -c-sa n am{xta AØcw \nt -]- I v kzn v snøp- Xp sim v {]tbm-p- \-ap- q. ]pxnb \nt -]-I v KpW-I-ctam? IΩn-j C-\-Øn-ep snehv Hgnhm- p- Xp sim v Ub-dIvSv πm\p-ifpss FIvkvs] kv tdtjym Ipd-hm-bn-cn pw. ]pxnb \nt -]-I v Ub-dIvSv πm\p-iƒ sxc-s -Sp- p- Xp sim v e`n- p KpWw CXm-Wv. F m kz w \ne-bn ^ p-iƒ sxc-s -Sp- p h p am{x-ta Ub-dIvSv πm\p-iƒ sxc- -Sp-ØXp sim v KpW-ap- q. ^ p-iƒ t\cn v sxc-s - Sp- m ssh`-h-an- mø km[m-cw \nt - ]-I v hnx-c-w- m-cpss tkh\w Hgn-hm- m-\m-in-. ayqnz ^ v t]mep k o W D - -߃ sxc-s -Sp- p-tºmƒ km[m-c-w- \nt -]-I hnzkv[ D]-tZiw txsp -XmWv DNn-X-sa- n-cns FIvkvs] kv tdtjym-bpss ASn-ÿm-\-Øn-ep sndnb t\ Øn\mbn hnx-c-w- msc Hgnhm n, Ub-dIvSv πm\p-i-fn \nt -]n- p- Xv hn]-cox ^ew snbvxp-sh p hcmw. FIvkvs] kv tdtjym-bn-ep- m-ip em`tø- mƒ {][m\w ani ^ p-iƒ IrXyambn sxc-s -Sp- m km[n- p- Xn-emsW v ]pxnb \nt -]-I a\-kn-em-t - -Xp- v.

CIzn n ^ p-i-fn 2 h jsø G hpw henb em`-sa-sp v ayqnz ^ p-i-fpss Ub-dIvSv πm\p-ifn-te v \nt ]w Hgp-Ip Xv ayqnz ^ v hn]-wn-bnse ]pxnb {]h-w-x-iƒ v XpS w Ipdn- p- p. P\p-h-cn-bn Bcw-`n Ub-dIvSv πm\p-i-fn-te v 33,830 timsn cq]- bpss \nt -]-amwv Hgp-In-b-Xv. hnhn[ Ak v amt\-pvsa v Iº-\n-I- Hmlcn hn]wn c v h jsø Db \ne-bn-se-ønb P\p-h-cn-bn ayqnz ^ v \nt -]-I hn]p-e-amb em`-sa-sp- mwv \S-Øn-b-Xv. P\p-h-cn-bn CIzn n ^ v kvioap-i-fn \n v 7,723 timsn cq]- bmwv \nt -]-I ]n h-en- -Xv. 2010 HIvtSm-_-dn\p tij-ap G hpw i - amb hn \bmwv P\p-h-cn-bn CIzn n ^ p-i-fn Zriy-am-b-Xv. 2012 G{]n apx 2013 P\p-hcn hsc CIzn n ^ p-i-fn 13,317 timsn cq]-bpss A -hn -\-bmwv \S- -sx v Bw^n (Atkm-kn-tb-j Hm^v ayqnz ^ vkv C C y) shfn-s -Sp-Øp- p. AtX kabw ap h jw C m-e-b-f-hn CIzn n ^ p-i-fn 3,140 timsn cq]-bpss A -\nt -]-amwv \S- -Xv. A -hn \ i -am bxv P\p-h-cn-bn-em-Wv. CIzn n ^ p-i-fnse ]pxnb hn -\bpw ]pxnb \nt -]hpw Xmc-Xayw snbvxm 2500 timsn cq]bpss A -hn -\-bmwv P\p-h-cn-bn \S- -Xv. hn -\sb XpS v CIzn n ^ p- IfpsS \mev e w t^mfn-tbm-iƒ P\p-hcn-bn C m-xm-bn. P\p-hcn Ah-km-\- Ønse t^mfn-tbm-ifpss FÆw 3.36 timsnbm-wv. 2007 am n\p tijw t^mfn-tbm-ifpss FÆw C{Xbpw Ipd-bp- Xv BZy-ambm-sW v sk_n Nq n- m- p- p. 2012 G{]n apx 2013 P\p-hcn hsc 40 e w t^mfn-tbm-i-fmwv C m-xm-b-xv. C m-e-b-fhn t^mfn-tbm-i-fn F m-e-søbpw Db simgn- n-emwv D m-b-xv. sk]v w- _ apx P\p-hcn hsc 28,346 timsn cq]- bmwv CIzn n ^ p-i-fn \n v ]n h-en- -s - -Xv. ap h jw kam\ Ime-b-f-hpambn Xmc-Xayw snøp-tºmƒ hn -\- 83.7 ix-am\w h [n- p. 2008 P\p-h-cn-bn Hmlcn hn]wn G hpw Db \ne-bn-se-øn-b-t mƒ \nt ]w \S-Øn-b-h 2013 P\p-h-cn-bnse hn]- Wn-bnse apt w em`-sa-sp- n-\mbn hn\ntbm-kn- -Xmbn \nco- -I Nq n- m- p- p. dos -bn \nt -]-I Gsd kpo-h-am-bncp 2007epw 2008epw hn]-wn-bn-seønb ]pxnb ^ p-iƒ Ct mƒ am{x-amwv ani {]I-S\w ImgvN sh p- -sx pw CXpw \nt -]-I-cpsS `mkøp \n p- mb hn - \ kω Z-Øn\v Imc-W-am-bn- p-s pw Ah ]d-bp- p. Ub-dIvSv πm\p-i-fn-te v \nt ]w Hgp-Ip p fpss Ub-dIvSv πm\p-i-fnse BkvXn 1.75 e w timsn cq]-bm-wv. CXv Ak v amt\- Pvsa v Iº-\n-Iƒ ssiimcyw snøp samøw BkvXn-bpsS 21 ix-am\w hcpw. Ub-dIvSv πm\p-i-fn G hpw Db BkvXn ssiimcyw snøp- Xv sfkn-sfknsf {]qu jy ayqnz ^ m-wv- 18,069 timsn cq]. _n f k sse^v ayqnz ^ pw (14,696 timsn cq]) bpsnsf ayqnz ^ pw (12,859 timsn cq])bpw sxm p-]n- n-ep- v. Unkv{Sn-_yq- am-cpss klm-b-an- msx ayqnz ^ p-i-fn t\cn v \nt -]n- m Xm -cy-s -Sp- -h mbn F m ayqnz ^ v kvioap-ifpssbpw Ub-dIvSv πm\p-iƒ IqSn Bcw-`n- -W-sa sk_n-bpss \n tz iw A\p-k-cn v P\p-hcn H v apx-emwv Ak v amt\-pvsa v Iº-\n-Iƒ Ub-dIvSv πm\p-iƒ Bcw-`n- -Xv. eniznuv ^ p-i-fn \nt ]w \SØp _m p-ifpw tim td- p-ifpw Ub-dIvSv πm\p-i-ƒ hgn \nt ]w \S-Øp- -Xn-\p ]pxnb kwhn-[m\w D]- tbm-k-s -SpØp -XmWv Ub-dIvSv πm\p-i-fnte v BkvXn Hgp-Ip- -Xn-\p {][m\ Imc-Ww. hnx-c-w- m v IΩn-j C\- Øn \ Ip XpI em`n- m-sa- -XmWv Ub-dIvSv πm\p-i-fpss ta. eniznuv ^ p-iƒ t]mep ÿnc-hcp-am\w \ Ip ^ p-ifpss Ub-dIvSv πm\p-i-fn-te- mwv \nt ]w {][m-\-ambpw hgn-xn-cn- -s - n- p- -Xv. sndp-ins \nt -]- I Ub-dIvSv πm\p-i-fn F{X-tØmfw Xm -cy-sa-sp- p- p-sh v hcpw amk-ß-fn am{xta hy -am-ip-i-bp- q. _m piƒ pw tim -td- p-iƒ pw su v ^ p-i-fpss Ub-dŒv πm\p-i-ƒ D]-tbm-K-s -Sp-Øp- Xv KpW-I-c-am-sW- n CIzn n ^ v D - ßsf Ipdn v hy -amb Ah-t_m-[-an- mø sndp-ins \nt -]-I hnx-c-w- msc Hgnhm n \nt ]w \S-Øp- Xv ^ p-i-fpss sxc-s -Sp- n ]nghv hcm Imc-W-am-tb- mw. sluvpv Hmlcn am v 2013 33

Investment Strategies \nt -]-Ønse tnm XS-bm Im n- s{]m - ^ p-iƒ Hml-cn-I-fnepw IS- -{X-ß-fnepw \nt -]n- p Im n- s{]m - ^ p-iƒ Hmlcn hn]-wn-bn CSnhv D m-ip-tºmƒ \jvsw t\cn-sp kml-n-cysø Hgn-hm n \nt -]-Øn\v kwc- Ww \ Ip p. Imem-Im-e-ambn G hpw IqSp-X t\ w \ Ip \nt ] am K-amWv Hml-cn-I-sf- nepw Hcp hn`mkw \nt -]-I Hmlcn \nt -]-Øn \n v amdn-\n p- Xv AXnse dnkvins\ `b- m-wv. henb em`w In n-bn-s - nepw \nt -]n XpI-bn \jvsw hc-cp-sx v B{K-ln- p- -h Hml cn \nt -]-Ønse dnkvins\ `b- -p- Xv kzm`m-hn-iw. \nt -]-Øn CSnhv hcp- Xv Dƒs m- m-\m-imø AØcw \nt -]- I v A\p-tbm-Py-amWv Hmlcn \nt -]- Øn \n p t\ hpw aqe-[-\-øn\v kwc- -Whpw \ Ip ayqnz ^ p-ifpss Im n- s{]m - ^ p-iƒ. Hml-cn-I-fnepw IS- -{X-ß-fnep-am-bmWv Im n s{]m - ^ p-iƒ \nt ]w \S-Øp- -Xv. \nt -]-Øns KWy-amb ] v IS- -{X-ß-fnepw sndnb ] v Hml-cn-Ifnepw \nt -]n- p- -Xn-eq-sS-bmWv CØ cw kvioap-iƒ aqe-[-\-øn\p kpc- n-xxzw h [n- n p- -Xv. \nt -]-co-xn 15-25 ixam\w hsc Hml-cn- I-fnepw 75-85 ix-am\w hsc IS- -{X-ß-fn-ep-am-bmWv an Im n s{]m - ^ p- IfpsSbpw \nt -]-co-xn. C Øcw ^ p-iƒ Fßs\{] h Øn- p- p-sh v t\m mw. DZm-l-c-W-Øn\v Hcp Im n s{]m - ^ v 80 ix-am\w IS- -{X-ß-fnepw 20 ix-am\w Hml-cn-I-fnepamWv \nt -]n- p- Xv F v Icp-Xp-I. 100 cq] \n߃ \nt -]n- p-tºmƒ CXn 80 cq] IS- -{X-ß-fn \nt -]n- p- -Xn-eqsS 9 ix-am\w hm jni ]eni e`n- p- psh v Icp-XpI. (AAA td p tim td v t_m p-iƒ \ Ip Xv GI-tZiw 9 ix-am\w t\ -am-wv.) Aß-s\-sb- n IS- -{X-ß-fnse \nt -]-Øn \n p t\ w Hcp h j-øn\p tijw 7.20 cq] Bbn-cn- pw. _m n 20 cq] Hml-cn-IfnemWv \nt - ]n- p- -Xv. Hcp amk-øn-\p- n Hmlcn \nt -]-Øn-eqsS 50 ix-am\w t\ w e`n- pi-bm-sw- n 20 cq]-bpss \nt -]-Øn \n pw e`n- p t\ w 10 cq]-bm-bn-cn- pw. AXm-bXv 100 cq]bpss \nt ]Øn s aqeyw Hcp h j-øn\p tijw 117.20 cq]bmbn Db-cpw t\ w 17.20 ix-am-\w. 34 sluvpv Hmlcn am v 2013 15-25 ixam\w hsc Hmlcn-I-fnepw 75-85 ix-am\w hsc IS- -{X-ß-fn-ep-ambmWv an Im n s{]m - ^ p-ifpssbpw \nt -]-co-xn. \nt ] Øns Imebfhv Ign-bp- Xp hsc Im n s{]m - ^ p-i-fn \nt ]w XpS n-cn- -Ww. AtX kabw Hmlcn \nt -]-Øn \n v 25 ix-am\w \jvs-amwv D m-ip- sx- n \n^v n _okn \nt -]n 20 cq]bpss aqeyw 15 cq]-bmbn Ipd-bpw. Aßs\-sb- n samøw \nt ]-Øns aqeyw Hcp h j-øn\p tijw 102.20 cq]-bm-bn-cn- pw. ChnsS \n߃ v e`n- p t\ w Ipd-s - nepw aqe-[\w kwc- n- pi F e yw \nd-th- -s -Sp- p. Hml-cn-Ifntem CIzn n ^ p-i-fntem am{x-ambn \nt -]n- ncp-s - n t\cn-ts n hcp-ambn-cp henb \jvsw Hgn-hm- m\pw CXneqsS km[n- p- p. Im n- s{]m - ^ p-ifpss {]I-S\w s^{_p-hcn 20se hn]wn \ne A\pk-cn v \n^v n Hcp h j-øn-\nss \ Inb t\ w 5.99 ix-am-\-am-wv. AtX kabw Hcp h j-øn-\nss Im n- s{]m - ^ p- Iƒ \ Inb icm-icn t\ w 6.99 ix-am-\- am-wv. 2012 Hmlcn hn]wn i -ambn Db -t mƒ \n^v n \ Inb t\ w 27.70 ix-am-\-am- Wv. B h jw Im n- s{]m - ^ p-i-fpss icm-icn t\ w 12.34 ix-am\ambn-cp- p. AtX kabw 2011 \n^v n 24.62 ix-am\w \jvsw tcj-s -Sp-Øn-b-t mƒ Im n- s{]m - ^ p-i-fpss icm-icn t\ w 1.24 ixam\ambn-cp- p. Im n- s{]m - ^ p-iƒ "t mkv Uv F UUv kvioap-'ifmwv. AXm-bXv ^ p-i-fpss Imem-h[n Ign-bp- Xp hsc Cu ^ p-i-fn \nt ]w XpS n-cn- - Ww. hn]-wn-bn FØn-b-Xn\p tijw 36 amk-amwv \nt ] Ime-b-f-sh- n B Ime-b-fhv ]q Øn-bm-Ip- -Xn\p apºv \nt ]w ]n h-en- m km[n- n-. Cu ^ p-iƒ tãm v FIvkvtN- n enãv snbvxn-cn- p- -Xn-\m CSbv p sh v \nt ]w ]n h-en- m Xm -cy-s -Sp- -h v ChbpsS bqwn- p-iƒ FIvkvtN v hgn hn m Ah-k-c-ap-s - nepw CØcw ^ p-i-fpss bqwn- p-iƒ FIvkv tn- n hym]mcw snø-s -Sp- Xv A]q ham-wv. 2010 apx-emwv Im n- s{]m - ^ p-iƒ hn]-wn-bn-se-øn-b-xv. Cu h jw CXp-hsc aq v ayqnz ^ v Iº-\n-I-fpsS Im n- s{]m - ^ p-iƒ hn]-wn-bnse-øn. aqe-[-\-øns kpc- n-x-xz-øn\v IqSp- X {]m[m\yw \ Ip- -h v Im n s{]m - ^ p-iƒ ]cn-k-wn m-hp- - Xm-Wv. F m dnkviv ]cn-an-x-s -Sp-Øp- - Xn-emWv Cu ^ p-iƒ IqSp-X {]m[m\yw \ Ip- Xv F -Xn-\m Ch-bn \n pw Zo L-Im-em-Sn-ÿm-\-Øn CIzn n ^ p- I-fn \n v e`n- p- Xp t]mep Db t\ w {]Xo- n- m-\m-in-.

Stock Recommendations {lkz-ime \nt -]-Øn-\mbn A v Hml-cn-Iƒ sluvpv dnk v sukviv F vun-f^vkn `h\ hmbv]m tkh\w \ Ip C ybnse G hpw henb [\-Imcy ÿm]-\-ßfn-sem- mwv F vun-f-^vkn (lu-knwkv suh-e-]vsa v ^n\m kv tim -td-j ). `h-\-߃ hmßp- - Xn\pw \n an- p- -Xn\pw `qan hmßp- -Xn\pw `h\ \ho-i-c-w- Øn\pw hosv hn]p-e-am- p- -Xn-\pap hmbv]-i-fmwv Iº\n \ Ip- -Xv. BkvXn ]W-b-s -Sp-Øn-bp hmbv]bpw Iº\n \ Ip- p- v. 2400 ] -W-ß-fn-embn 322 Hm^o-kp-I-fmWv Iº-\nbv p- -Xv. 2012 am v 31se IW v A\p-k-cn v Iº-\n-bpsS Hu vkv m nwkv tem 36,569 timsn cq]-bpw Hu vkv m nwkv sut m-kn v 1458 timsn cq]-bp-am-wv. Ign kmº-øni h jw Iº-\n-bpsS hcp-am\w 17,354 timsn cq]bpw A m-zmbw 4123 timsn F vun-f^vkn C]n-Fkv 29.97 ]n/c 26.69 52 BgvNsØ Db hne 882 cq] 52 BgvNsØ Xmgv hne 610.70 cq] hmtß hne 780 cq] e yam- p hne 850 cq] alo{μ & alo{μ ^n\m jy k ho-kkv cmpym- c km n-[y-ap alo{μ&alo{μ {Kq n Dƒs -Sp alo{μ&alo{μ ^n\m jy k ho-k-kv cmpysø ap \nc _m nwkv CXc [\-Imcy ÿm]\ ßfn H m-wv. {Kmao-W, A [ \Kc {]tz-i-ß-fn-emwv {][m-\-ambpw Iº\n v km n-[y-ap- -Xv. 1993 Bcw-`n Fw&Fw ^n\m kv hml\ hmbv], do^n-\m kv, \n amw D]-I-c-W-߃ p hmbv], t]gvk-w tem, ÿnc \nt -]w, ayqnz ^ v hnx-c-ww, `h-\-hm-bv], C jp-d kv XpS-ßnb tkh-\-ß-fmwv \ Ip- -Xv. alo{μ dqd luknwkv ^n\m kv, alo{μ C jp-d kv t{_mt gvkv F o k_vkn-un-bdn Iº\nIƒ hgnbmwv `h-\-hm-bv], C jp-d kv hnxc-ww F o cwk-ß-fn {]h Øn- p- - Xv. Fw&Fw ^n\m jy k ho-kkv C]n-Fkv 13.65 ]n/c 14.59 52 BgvNsØ Db hne 244.80 cq] 52 BgvNsØ Xmgv hne 122.49 cq] hmtß hne 195 cq] e yam- p hne 240 cq] cq]-bp-am-bn-cp- p. \S p kmº-øni h jw F vun-f^vkn bpss aq mw ss{x amkønse A m-zmbw 1705.83 timsn cq]- bmwv. ap h jw C tx Ime-b-f-hn 1337.38 timsn cq]- bpss A m-zm-b-amwv Iº\n t\sn-b-xv. k ^m a {][m\-ambpw bpf-knepw C y-bnepw km n-[y-ap- ^m a-kyq- n- Iº-\nbmWv k ^m a. a v \m -Xn-tesd cm Py-ß-fnepw Iº-\n v km n-[y-ap- v. C y hn]-wn-bn k ^m a v aq mw ÿm\-am-wp- -Xv. 65,000 timsn cq]-bpss aqey-ap C y Huj[ hn]-wn-bnse Iº-\n-bpsS ] m-fnøw 4.7 ix-am-\-am-wv. IS-_m[y Xosc Ipd Iº\n F ani hv k ^m a-bv p- v. Iº-\n-bpsS su v CIzn n tdtjym (I-º-\n-bpsS samøw _m [y-x-isf Hml-cn-bp-S-a-I-fpsS \nt ]w sim v lcn- m In p A\p-]m-Xw) 0.06 am{x-am-wv. 3523 timsn cq] Imjv _me kp Iº-\n-bmWv k ^m a. \S p kmº-øni h jw aq mw ss{xam-k-øn ap h j-tø- mƒ ani- Xpw hn]wn {]Xo- n- Xnt\- mƒ ani- Xpamb {]h Ø\ ^e-amwv k ^m a ]pd-øp-hn- -Xv. k ^m a C]n-Fkv 13.90 ]n/c 58.37 52 BgvNsØ Db hne 814.20 cq] 52 BgvNsØ Xmgv hne 535.55 cq] hmtß hne 770 cq] e yam- p hne 840 cq] {lkz-ime \nt -]-Øn-eqsS t\ -ap m- p- -Xn\mbn Ct mƒ hmßm A\p-tbm-Py-amb A v Hml-cn-Iƒ Sm m Ão temiøv G hpw IqSp-X cmpy-ß-fn km n-[y-ap c mmasø Ão Iº-\n-bmWv Sm m Ão. Aº-Xn-tesd bqtdm-]y, Gjy cmpy-ß-fn-emwv Iº-\n v km n-[y-ap- -Xv. 26 cmpy-ßfn \n amw bqwn- p-i-fp- v. {]Xn-h jw 30 aney S {IqUv Ão D m-zn- n- m tijn-bp Sm m Ão temisø BdmasØ henb Ão \n am-xm- -fm-wv. C y-bnse Iº-\n-bpsS J\n-Iƒ Akw-kvIrX hn`-h-߃ Is -Øp- -Xn Sm m Ãoen s\ kzbw]-cym]vxam p- p. Sm m Ão aq mw ss{xamkøn \jvsw tcj-s -Sp-Øp-IbmWv snbvx-sx- nepw Iº-\n-bpsS Hmlcn hne-bn CXn-\Iw i -amb Xncp-Ø D m-bn- p- v. aqeyw IW- n-se-sp- p-tºmƒ Gsd BI j-i-amb Sm m Ão \ne-bn-emwv Cu Hm lcn hym]mcw snøp- C]n-Fkv 54.72 -sx v ImWmw. ]n/c 6.66 566.04 cq] _p v 52 BgvNsØ Db hne 482 cq] hmeyphp Iº-\nbpsS Hmlcn hne 52 BgvNsØ Xmgv hne 347.55 cq] hmtß hne 360 cq] e yam- p hne 426 cq] Ct mƒ _p v hmeyphns \men aq v am{x-am-wv. sp]n Atkm-kn-tb vkv hn]p-e-amb ASn-ÿm\ hni-k\ taj-e- I-fn {]h Øn- p Iº-\n-bmWv Pb- {]-Imiv Atkm-kn-tb- vkv. F Pn-\o-b-dnwKv & I kv{s-, sshzypxn, kna v, dnb FtÃ- v, tlmkv]n- m-en- n, FIvkv{]kvth, kvt]m Svkv, hnzym-`ymkw XpS-ßnb hnhn[ taj-e-i-fnemwv km n- [y-ap- -Xv. C y-bnse G hpw henb aq m-asø kna v \n am-xm- -fmwv sp]n kna vkv. kzimcy taj-e-bnse Pe-ssh- ZypX ] Xn D m-z-i-cn G hpw henb Iº-\n-bmWv sp]n ]h. {Kq ns ^vfm Kvjn- v Iº-\n-bmb sp]n C {^m-ssiv F Pn-\o-b-dnwKv & I kv{s- taj-ebn-emwv hym]-cn- n-cn- p- -Xv. ASpØ ss{xam-k-ß-fn hmbv]m _m[yx KWyambn Ipd-bv m {Kq n\v ] -Xn-bp- v. Zn n-bn Iº-\n-bpsS DS-a-ÿ-X-bn Ht sd `qan-bp- v. sp]n Atkm-kn-tb vkv C]n-Fkv 3.07 ]n/c 22.92 52 BgvNsØ Db hne 106.75 cq] 52 BgvNsØ Xmgv hne 58.05 cq] hmtß hne 70 cq] e yam- p hne 84 cq] sluvpv Hmlcn am v 2013 35

Sector Scan sa Hml-cn-Iƒ ssihiw sh n-cn- p \nt -]-I Cu taj-ebnse ]e Hmlcn-Iƒ pw F p kw`-hn- p-sh Bi- -bnem-wv. ]pxnbxmbn Hml-cn-Iƒ hmßm Xm -cy-s -Sp- -hsc Ch-bpsS Xmgv hne {]tem-`n- n- p-ibpw snøp- p. Cu kml-n-cy-øn sa Hml-cn-Isf Ipdn v Hcp A]-{K-Y-\w. hnlvt\jv Fkv.-_n.sI sa ssa-\nwkv Hml-cn-Iƒ Hcp h jsø G hpw Xmgv hne-bpss ASp-ØmbmWv hym]mcw snøp- -Xv. em`- -a-xbnepw Unam nepw t\cn-sp kω Zw Cu Iº-\n-I-fpsS {]I-S-\sØ _m[n- -XmWv Hml-cn-I-fpsS hne Zp _-e-ambn XpS-cp- - Xn-\p Imc-Ww. AtX kabw Ch-bn an Hml-cn-Ifpw BI j-i-amb aqey-ønemwv hym]mcw snøp- -Xv. Cu Ah-k-c- Øn hnhn[ sa Hml-cn-I-tfmSv \nt - ]-I kzoi-cn-t kao-]\w F m-bn-cn- Ww? aq mw ss{xamk {]h Ø\ ^eß-fpss ] m-ø-e-øn sa Hml-cn-Isf Ipdn v Hcp A]-{K-Y-\w. ln Um tim {]apj Aeq-an-\nbw \n am-xm- -fmb ln Um timbpss em`-øn aq mw ss{xam-k-øn \mev ix-am\w CSn-hmWv D m-b-xv. 144 timsn cq]-bpss {]txyi hcpam\w C m-bn-cp- p-sh- n Iº\nbpsS em`øn 36 ix-am\w CSnhv D m-ip-am-bncp- p. hmbv] AS- p-xo p- -Xn-\p snehv 79 timsn cq]-bn \n pw 169 timsn cq]-bmbn h [n- p. {]h Ø\ Xe-Øn Iº\n v ÿnc-x-tbmss apt m- p-t]m-im km[n- n- p- v. D m-z\ snehv h [n- p- Ibpw e sa FIvkvtN- nse Aeqan-\nbw hne Xmgv \ne-bn XpS-cp-Ibpw snøp kml-n-cy-ønepw hcp-am\ em` A\p-]mXw \ne-\n Øm Iº-\n v km[n- n- p- v. ln Um tim-bpss DS-a-ÿ-X-bn-ep t\msh-en-kns hn \ ]pxnb tkm^v v shb {]m_-ey-øn hcp-øp- Xp aqew D m-z-\-øn-ep- mb XS-k-߃ ImcWw 5.2 ix-am\w Ipd- p. hne Ipd- Xpw D m-z\ kma-{kn-i-fpss hne h [n- Xpw {]h Ø-\-^-esØ _m[n- p. hn]p-e-amb aqe-[\ \nt ] ] -Xn-I-fmWv Iº-\n- p- 36 sluvpv Hmlcn am v 2013 an-sp- -Xv. sshzypxn D m-z\w \S-Øp Iº-\n-I-fp-am-bp C \ hnx-cw Icm kw_- n v hogvn hcp-øn-bm ]ng \ ti n hcp-sa- -XmWv Iº\n t\cn-sp Hcp {]iv\w. AtX kabw 65-80 ix-am\w C \w hnx-cww snøp-i-bm-sw- n Ipdhv hcp-ønb C -\-Øns 1.5 ixam\w ]ng am{xta Iº\n \ ti- nh-cq. \S p kmº-øni h jw aq mw ss{xamkønse timƒ C y-bpss A m- Zm-bw 4395.11 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 4037.76 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Iº-\nbpsS aq mw ss{xam-k-ønse samøw hcpam\w 19,685.53 timsn cq]-bm-bn h [n- p. anx-amb dnkviv k - -X-bp- \nt - ]-I v A\p-tbm-Py-amb Hml-cn-bmWv CXv. 324 cq]-bn Xmsg-bmWv Hmlcn hmßm A\p-tbm-Py-amb hne. 12 amk-øn-\p- n 396 cq]-bmwv Cu Hml-cn-bn {]Xo- n- p hne. Sm m Ão BtKmf Ão hne Xmgv \ne-bn XpScpIbpw D m-z\ snehv h [n- p- Ibpw snøp- -XmWv Ão Iº-\n-Iƒ t\cn- Sp {]iv\w. {lkz-im-em-sn-ÿm-\-øn Ão taj-e-bpss {]I-S\w A{X ani- -Xmbn-cn- n-. {]I-S\w sa -s -Sp- -Xn\v GXm\pw h j-ß-sf-sp-tø- pw. AtX kabw Zo L-Im-em-Sn-ÿm-\-Øn Cu taje v ani hf m km[y-x-bm-wp- - Xv. ap h jw aq mw ss{xam-khpambn Xmc-Xayw snøp-tºmƒ Sm m Ãoens \jvsw h [n- pibpw hn \ Ipd-bp- Ibpw snbvxp. Sm m Ão \S p kmº- ØnI h jw aq mw ss{xamkøn 763.06 timsn cq]-bpss A -\-jvs-amwv tcj-s -Spem`- -a-x-bnepw Unam n epw t\cn-sp kω Zw Cu Iº-\n-I-fpsS {]I-S- \sø _m[n- -XmWv Hmlcn-I-fpsS hne Zp _-e-am bn XpS-cp- -Xn-\p Imc- Ww. AtX kabw Ch-bn an Hml-cn-Ifpw B I j-i-amb aqey-øn-emwv hym]mcw snøp- -Xv. Xv F -Xn-\m Iº-\n-bpsS hmbv]m C\- Øn-ep snehv h [n- pw. AtX kabw \memw ss{xam-k-øn Iº-\n-bpsS em`w sa -s -Sp-sa {]Xo- bmwv amt\-pvsa v ]pe Øp- -Xv. ASpØ aq v h j-øn-\p- n C y-bnse Aeqan-\nbw D m-z\ tijn aq n-c- n-bm- m- \p ] Xn Iº-\n-bpsS Zo L-Ime hf m km[y-x-bn-te- mwv hnc Nq p- - Xv. ]pxnb ] -Xn-Iƒ IΩn-j snøp- - Xns KpW-߃ Zo L-Im-em-Sn-ÿm-\-Øn Iº-\n v e`n- pw. henb dnkviv k - -X-bp \nt -]- I v 108 cq] p Xmsg ln Um tim bpss Hmlcn hmßm-hp- -Xm-Wv. Zo L-Imem-Sn-ÿm-\-Øn (c v h j-øn-\p- n ) 170 cq]-bn-te v Cu HmlcnbpsS hne Dbcm km[y-bp- v. timƒ C y \S pkmº-øn-i-h jw 464 Zi-e w S I cn D m-z\amwv Iº\n e y-

B-tKmf Hmt msamss_, \n amw taj-e-i-fnse amμyw aqew Ãoens Unam v Ipd- Xpw AtX kabw Akw-kvIrX kma- {Kn-I-fpsS hne Ipd-bm-Ø- Xpw Ão Iº-\n-I-fpsS em`- -a-xsb _m[n- n- p- v. CXv Iº-\n-I-fpsS {]h Ø-\-^-e-ß-fnepw {]Xn-^-en- p- p. Øn-b-Xv. ap h jw CtX Ime-b-f-hn Iº- \n-bpss A -\jvsw 602.67 timsn cq]bmbncp- p. bqtdm- nse Iº-\n-bpsS {]h Ø\w \jvs-øn XpS-cp-I-bm-Wv. {lkz-im-em-sn-ÿm-\-øn Iº-\n-bpsS {]I-S\w sh p-hn-fn-iƒ \nd- -Xm-bn-cn- pw. AtX kabw Zo L-Ime ImgvN- mtsmss \nt ]w \S-Øm Xm cys Sp \nt -]-I v 426 cq] e y-an v Cu Hmlcn hmßm-hp- -Xm-Wv. skbn aq mw ss{xam-k-ønse skbn-ens {]I-S\w ani- -Xm-bn-cp- n-. skbnens aq mw ss{xamkønse A m-zm-bw 484.30 timsn cq]-bmwv. ap h jw CtX Ime-b-fhn 632.12 timsn cq]-bpss A m-zm-bw Iº\n t\sn-bncp- p. hcp-am-\hpw em`hpw XΩn-ep A\p-]mXw Xmtg v t]mhp-i bpw hn \ Ipd-bp-Ibpw snbvxp. Ccp-º-bncv \nt -]-߃ Gs -Sp- p- - Xn\pw D m-z\ tijn hn]p-eo-i-cn- p- - Xn\pw {Kmao-W-{]-tZ-i-ß-fnse D - -ßfpsS hn]w\ønepw Iº-\n v ]pxnb ] -Xn-I-fp- v. Iº-\n-bpsS \ho-i-cw ] - Xn-I-fn \n p t\ w 2014-2015 kmº- ØnI h jtømss am{xta e`n- p-xp-s-ßq. ] -Xn-Iƒ \S- n-em- p- -Xn-\p Ime-XmakamWv Iº\n t\cn-sp Hcp {]iv\w. Ão Unam v Ipd- p-h-cp- -XmWv Iº\n t\cn-sp as mcp {]iv\w. anx-amb dnkviv k - -X-bp Zo L- Ime \nt -]-I v hne CSn-bp-tºmƒ ]e L -ß-fn-embn hmßm-hp ani Hml-cnbmWv skbn. 80 cq]-bn Xmsg Cu Hmlcn BI j-i-amb \nt -]m-h-kcw \ Ip- p. 24 amk-øn-\p- n 105 cq]- bn-te v Hmlcn hne Db-cm km[y-bp- v. spf-kvuªyp Ão I Wm-S-I-Ønse J\\ \ntcm-[\w aqew {]iv\-߃ t\cn-sp-i-bmwv spfkvuªyp Ão. a v t{kmx-kp-i-fn \n pw Akw-kvIrX hkvxp- ƒ hmßp- Xv Iº- \n-bpss snehv h [n- n- p- p. Ão Unam v Ipd- p-h-cp- -XmWv Iº\n t\cn- Sp as mcp {]iv\w. \S p kmº-øni h jw aq mw ss{x amkønse spfkvuªyp Ãoens em `w Ipd- p. Iº-\n-bpsS aq mw ss{x amk Ønse A m-zm-bw 136.73 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 168.24 timsn cq]-bpss A m-zm-b-amwv Iº\n t\sn-b-xv. Hmlcn AXns \ymb-hn-e-bn-emwv hym]mcw snøp- -Xv F -Xn-\m Ct mgsø kml-n-cy-øn hfsc henb dnkviv FSp- m k - -X-bp \nt -]-I v am{xambn-cn pw Cu Hmlcn A\p-tbm-Pyambncn- p- -Xv. Pn m Ão & ]h Iº-\n-bpsS sshzypxn D m-z\ hn`mkw Nne {]iv\-ßsf t\cn-sp p v. Ipd sshzypxn \nc v Iº-\n-bpsS em`- -a-xsb _m[n- p- p. Ão D m-z\ tijn hn]p-eo-i-cn- p- -Xn\pw ]pxnb sshzypxn πm p-iƒ ÿm]n- p- -Xn-\p ap ] -Xn-Iƒ Iº-\n- p- v. GXm\pw h j-߃ p- n Cu ] -Xn-I-fn \n p KpW-^ew Iº-\n v In n-øp-s-ßn-tb- pw. AtX kabw k m-cns \nb-{ - W-ß-fmWv Iº\n t\cn-sp Hcp dnkviv. Pn m Ãoens hn \ ap h jtø- mƒ h [n- p-sh- nepw \nip-xn p tij-ap em`w Ipd- p. Pn m Ãoen s aq mw ss{xamkønse A m-zm-bw 867.27 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 996.68 timsn cq]-bpss A m- Zm-b-amWv Iº\n t\sn-b-xv. hcp-am-\hpw em`hpw XΩn-ep A\p-]mXw Xmtg v t]mhp-ibpw snbvxp. hfsc henb dnkviv FSp- m k - -X-bp \nt -]-I v A\p-tbm-Py-amb Hml-cn-bmWv CXv. 360 cq]-bn Xmsg-bmWv Hmlcn hmßm A\p-tbm-Py-amb hne. 577 cq]-bmwv Cu Hml-cn-bn {]Xo- n- p hne. sã sse v C -kv{sokv sa - -ssa-\nwkv taje t\cn-sp {]iv\-߃ Iº-\n-sbbpw _m[n- p- p-s - nepw lnμp-ÿm kn n-s bpw _m timbp-ssbpw Hml-cn-Iƒ hmßm-\p \o -ØnemWv sã sse v C -kv{so-kv. sã sse v C -kv{sokns aq mw ss{xamkønse A m-zm-bøn h [\ D m-bn. aq mw ss{xam-k-ønse A m-zmbw 1191.41 timsn cq]-bmwv. ap h jw CtX Ime-b-f-hn 913.52 timsn cq]-bpss A m- Zm-b-amWv Iº\n t\sn-b-xv. henb dnkviv k - -X-bp \nt -]- I v hne 92 cq]-bn XmsgsbØp-tºmƒ Hmlcn \nt -]-Øn-\mbn ]cn-k-wn- m-hp- -Xm-Wv. Hcp h j-øn-\p- n 132 cq]- bmwv Cu Hml-cn-bn {]Xo- n- p hne. F -Fw-Unkn aq mw ss{xam-k-øn F -Fw-Un-knbpsS A m-zmbw 1293 timsn cq]-bmbn Ipd- p. Ign kmº-øni h jw CtX Ime-b-f-hn 1859 timsn cq]-bm-bn-cp p Iº- \n-bpss A m-zmbw. hcp-am-\-ønepw Iº\n CSnhv t\cn- p. ap kmº-øni h jw aq mw ss{xam-k-øn 3348 timsn cq]-bmbn-cp p Iº-\n-bpsS hcp-am-\w. \S p kmº- ØnI h jw aq mw ss{xam-k-øn hcpam\w 2604 timsn cq]-bmbn Ipd- p. anx-amb dnkviv k - -X-bp h v ]cn-k-wn- m-hp- Hml-cn-bmWv F -Fw-Unkn. 216 cq]-bmwv Zo L-Im-em-Sn-ÿm-\-Øn Cu Hml-cn-bn {]Xo- n- p hne. skk-tkmh I Wm-S-I-Ønepw tkmh-bnepw \ne- \n p J\\ \ntcm-[\w J\\ cwkøv {]h Øn- p Iº-\n-Iƒ t\cn-sp {][m \ {]iv\-am-wv. I Wm-S-I-Ønse skk-tkmh-bpss J\n-I-fnse \ntcm-[\w XpS-cp-I-bm- Wv. skk-tkm-h v 20 ix-am\w Hmlcn DSa-ÿ-X-bp sibn C ybn \n v e`n- p em`-amwv skk-tkm-h-bpss em`- Øn {][m-\-ambpw kw`m-h\ snøp- -Xv. Ign kmº-øni h jw G{]n apx Unkw-_ hsc 1411 timsn cq] em`-ap- m- nb Iº-\n v \S p kmº-øni h jw CtX Ime-b-f-hn 84 timsn cq]-bpss em`w am{x-amwv ssih-cn- m-\m-b-xv. Hmlcn Ct mƒ BI j-i-amb aqey- Ø-nemWv hym]mcw snøp- -sx- nepw I º\n t\cn-sp {]iv\-߃ Bi- m-p-\-iambn \ne-\n p p. Db dnkviv k - -X-bp \nt -]-I v am{xw ]cn-k-wn- m-hp Hml-cn-bmWv CXv. 160 cq]-bn Xmtg v hne \oßn-bm AØcw \nt - ]-I v Hmlcn hmßm-hp- -Xm-Wv. sluvpv Hmlcn am v 2013 37

Company Report ep]n : ÿnc-x-bm hf \ne-\n Øp BtKmf ^m a Iº\n hn]wn ] m-fnøw hn]p-e-am- p- -Xn\v A\p-k-cn v i -amb hf m-\n-c v \ne-\n Øp ep]n anx-amb dnkviv k - -X-bp \nt -]-I v A\p-tbm-Py-amb ^m a Hml-cn-bm-Wv. sluvpv dnk v sukviv 70 cmpyßfnembn km n[yap cmpym- c ^m a Iº-\n-bmb ep]n Huj[ ßfpsSbpw Huj[\n amwøn\v D] tbmkn p tncp-h-i-fp-ssbpw D mz\ ØnemWv hym]cn ncn p Xv. btcm KØn\p acp v D mzn n p tem IsØ G hpw henb Iº\nIfn-sem- mwv ep]n. bpfkv, bqtdm v, P m, Hmkvt{Senb XpSßnb {]apj cmpyßfn epw C y t]mep hnikzc cmpyß fnepw Iº\n v km n[yap v. Icm ASnÿm\Øn KthjW, hnik\, \n amw {]h Ø\߃ \SØp Xn \mbn s\mthmunkw F Iº\nsb ep]n Gs SpØn p v. tum.-tziv _μp Kp]vX-bmWv ep]ns ÿm]-i. Poh\v `oj-wn-bmb ]I hym[nifn \n v c t\sp- -Xn-\mbn Huj-[-߃ hni-kn- n- p-ibpw D m-zn- n- p-ibpw snøp Xn-ep tum.-tziv _μp Kp]vXbpsS {]Xn-_- -X-bmWv 1968 ep]ns cq]o-i-c-w-øn\v hgn-sh- -Xv. C v temi-ønse G hpw henb Huj[ \n amw Iº-\n-I-fn-sem- mbn ep]ns\ hf Øn-bXv At±-l-Øns {]Xn- m-_- -X-bm-Wv. ep]n v skivs ^m a C]n-Fkv 30.76 ]n/c 19.67 C kv{sn ]n/c 28.70 hn]-wn-aqeyw 27,076 timsn cq] 52 BgvNsØ 673.90 cq] Db hne 52 BgvNsØ Xmgv hne 459.10 cq] _p v hmeyp 83.46 cq] ]n/_nhn 7.25 Unhn-U 0.53% bo Uv t^kv hmeyp 2 cq] F -F-kvC LUPIN timuv _nf-kvc 500257 timuv 38 sluvpv Hmlcn am v 2013 b-tcm-k-øn-\p acp v D m-zn- n- p G hpw henb cmpym- c Iº-\n-Ifn-sem- mbn amdn-b-xv ep]ns hf -bnse \n WmbI L -am-bn-cp- p. C v BkvXa apx {]talw hsc-bp hnhn[ tcmk߃ p Huj[ hn]-wn-bn ep]n\v i -amb hn]wn ] m-fn-ø-am-wp- -Xv. Iº-\n-bpsS Kth-jW hni-k\ hn`mkw kp{]-[m-\-amb t\ -ß-fmWv ssih-cn- n- p- -Xv. C y-bnepw P m-\n-ep-am-bp ep]ns cmpym- c \ne-hm-c-ap D m- Z\ kwhn-[m-\-߃ BtKmf cwkøv i - ambn \ne-bp-d- n- m Iº-\n v XpW-tb- Ip- p. C y p ]pdsa temisø G hpw henb Huj-[-hn-]-Wn-bmb bp.-f-kn-emwv ep]n {][m-\-ambpw {i ti{μo-i-cn- ncn- p- -Xv. C v bpf-knse G hpw henb A m-asø ^m a Iº-\nbmWv ep]n. bpf-knse G hpw Db hf m-\n-c- p ^m a Iº \nifn-sem- mwv ep]n. C ybnse G hpw henb A v ^m a Iº-\n- I-fn-sem- mb ep]n P m-\n-sebpw Gjy-bn-sebpw G hpw thk-øn hfcp 10 ^m a Iº-\n-I-fn-sem- m-wv. temi-ønse G hpw henb c v Huj[ hn]-wn-i-fn ep]n\v i -amb km n-[y-am-wp- -Xv. bpf-knse G hpw henb A m-asø ^m a Iº-\n-bmb ep]n\v B cmpyøp hf m-\n-c v 52 ix-am-\-am-wv. P m-\nse G hpw henb Ggm-asØ ^m a Iº-\n-bmb ep]n\v B cmpyøv 23 ix-am\w hf m-\n-c- p- v. C y-bnse tkmh, Xmcm- q, Bwt - iz, PΩp, amwvun-zzo-]v, C tum, Hudw- K-_mZv F o ÿe-ß-fnepw P m-\nse simtbm-h-bn-ep-amwv ep]n\v \n amw πm p-i-fp- -Xv. ^m a taj-e-bnse amdp coxn-iƒ Hmlcn hn]-wn-bn ]c-º-cm-k-x-ambn ^m a taje "Un^ kohv skivs- ' BbmWv ]cn-k-wn- -s -Sp- -Xv. s_b am - nepw hn]-wn-bnse Xncp-Ø-ep-IfpsS L -ß-fnepw t]m vt^m-fn-tbm-bn i- -amb CSnhv kw`-hn- p- -Xns\ {]Xntcm-[n- m ^m a taj-e v km[n- m-dp- v. AtX kabw kao] Ime-Ømbn {]Xntcm[ kz`m-h-ap taje F -Xn-ep-]-cnbmbn i -amb Db ImWn- p at Xv taje pw kam-\-amb t\ -amwv ^m a taje \ Ip- -Xv. C y ^m a Iº-\n-I-fpsS kao-]- Im-esØ hf v ]n n cmpym- chpw B`y- -c-hp-amb Ht sd LS-I-ß-fp- v. temi-ønse G hpw hepxpw hni-kn-xhp-amb ^m a-kyq- n- hyh-km-b-ß-fnsem- mwv C y-bnse ^m a hyh-km-bw. 2015HmsS C y ^m a hn]wnbnse hn \ 5000 timsn bpfkv tumfdnte s -Øp-sa- mwv IW- m- -s -Sp- -Xv. CXv BtKmf Iº-\n-Isf kw_- n- n-stømfw C y ^m a hn]-wnsb Gsd BI j-i-am- n-bn- p- v. ep]n Ct m-gsø hne hmtß hne e y-am- p hne 603 cq] (25 02-2013se hne) 600 cq]- p Xmsg 748 cq] C y-bnse Db hcp-am-\- m-cpss kwjy Db-cp- Xv hne IqSnb acp- p-iƒ v A\p-tbm-Py-amb hn]wn Xpd- p- -Xn\m Wv hgn-sbm-cp- nbn-cn- p- Xv. 2015-HmsS hne IqSnb acp- p-i-fpss _nkn-\kv C y-bn 800 timsn bpfkv tumf

Bbn-cn- p-sa- mwv GWÃv&bwKns dnt m n ]d-bp- -Xv. a[y-h KØn s] Sp- -h-cpss FÆw h [n- p- Xpw thkta-dnb \K-c-h -c-whpw 15-20 ix-am\w hm jni hf m \nc- p C y Huj [ hn]-wn v XpW-bm-Ip {][m\ LS- I-ß-fm-Wv. C y ^m a hn]wnbnse hn \ 2020-HmsS 5000 timsn bpfkv tum f-dm-ip-sa pw hn -\-bpss ASn-ÿm-\- Øn G hpw henb 10 BtKmf hn]wn- I-fpsS \nc-bn C y ^m a hn]wn ÿm\w ]nsn- p-sa pamwv ss{]kvhm lukv Iqt -gvkns dnt m n ]d-bp- -Xv. BtKmf kml-n-cyhpw C y-bnse ^m a Iº-\n-Iƒ v Gsd A\p-Iq-e-am-Wv. 2015HmsS an acp- p-i-fp-ssbpw t] n s Imem-h[n Ah-km-\n- p Xv an cmpym- c Huj[ Iº-\nIfpsSbpw a - c- -a-x-bn hn hogvøpw. t] ns Imem-h[n Ah-km-\n- p txmss Cu acp- p-iƒ \nb{ Wan- mø D - -ß-sf \ne-bn hn m-hp kml-ncyw Hcpßp- Xv C y Iº-\n-Isf kw_- n v ]pxnb Ah-k-c-ß-fmWv Hcp- p- -Xv. \nb- { -W-an- mø acp- p-i-fpss taj-e-bnse a -c- -a-x-bpss Imcy-Øn a v cmpy-ßfpss ta C y Iº-\n-Iƒ v ta ss -bps n-cns, t] p-i-ƒ \jvs-s - Sp- -Xv t] p-i-fpss kwc- -W-Øn D - -ß-fpsS hn \ \S- Øn-bn-cp {]apj cm Pym- c Iº-\n-I-fpsS a -c- -a-x-sb kmc-am bn _m[n pw. \ne-hn \nb-{ -W-an- mø acp- p-ifpss Ib- paxnbn C y H mw ÿm \-Øm-Wv. 1100 timsn tumf-dns CØcw acp- p-i-fmwv C y Ib- paxn snøp- -Xv. C y Huj[ I º-\n-I-fpsS Hml-cn-Iƒ hmßp- -Xn\pw AhbpsS ] m-fnøw Gs - Sp- p- -Xn\pw B tkmf Iº-\n-Isf \n _- n-x-am- p kml- NcyamWv Hcp-ßn-bn-cn- p- -Xv. Nne cmpym- c Iº-\n-Iƒ CXn-\Iw C y Iº-\n-I-fpsS Hml-cn-Iƒ hmßm XpS-ßn-bn- p- v. CXv C y ^m a Iº- \n-i-fpss "hmeyp-th-j ' Db Øm klmbn- pw. cmpym- c ^m a Iº-\n-Iƒ G s -Sp- -en\pw Hml-cn-Iƒ hmßp- -Xn\pw e yam pi {]txy-in pw anuvim v ^m a Iº-\n-I-sf Bbn-cn- pw. {]apj cmpym- c Iº-\n-I-fpsS ap nep as mcp am Kw ]pxnb acp- p-iƒ Is -Øp-Ibpw AXn\v t] p-iƒ t\sp- I-bp-am-Wv. Aß-s\-bm-bmepw AXv C y v Xs -bmwv KpW-I-c-am-Ip-I. ImcWw C ybnse ^m a cwksø Kth-j-W- -hn-i-k\ taje KpW-\n-e-hm-c-Ønepw a -c- -a-xbnepw hfsc ani- -Xm-Wv. Huj[ hyhkmb cwksø Kth-j-W- -hn-i-k\ taj ebpss BtKmf ti{μ-ambn C y amdnbmepw A p-x-s -ts- -Xn-. cmpym- c Huj[ cwksø Ah-kcw {]tbm-p-\-s -Sp-Øp- -Xn-\mbn {]apj C y ^m a Iº-\n-Iƒ t\csø sam Ø-hn -\bpw hnx-cw irwje hgn-bp hn -\bpw \S-Øn-bn-cp- -Xn\v ]Icw hntz-iøv t\cn v hn \ Bcw-`n- n- p- v. t\cn- p hn \ hgn Xß-fp-tS-Xmb km n[yw ÿm]n- p- -Xns bpw cmpym- c Huj[ cwksø Ah-k-c-߃ {]tbm- P-\-s -Sp-Øp- -Xn-s bpw `mk-am-bmwv Cu ]pxnb coxn. an ^m a Iº-\n-I-fp-sSbpw Kth-j- W- -hn-i-k\ hn`mkw Ah-bpsS hcp-am- \Øn \s mcp `mkhpw Xn p-xo p- p- v. AXn-\m Kth-j-W- -hn-i-k\ hn`m- K-Øn Hcp cmpym- c kjyw D m-ip- Xv Cu Iº-\n-Iƒ v em`w Db Øm klm-b-i-am-wv. AØcw Icm-dpIƒ Kthj-W- -hn-i-k\øn\mbp snehv Ipd- m klm-b-i-am-wv. Iº-\n-bpsS hf 2011-12 kmº-øni h j-øn 887.51 timsn cq]-bmwv ep]ns \nip-xn p tij-ap em`w. 7082.91 timsn cq]-bmwv Iº-\n-bpsS A -hn \. Iº-\n-bpsS hcp-am-\-øns 14 ix-am-\-amwv em`w. \S p kmº-øni h jw aq mw ss{x am-k-øn 43 ix-am\w hf -tbmss 334.38 timsn cq]-bmwv Iº\n t\snb A m-zmbw. ap kmº-øni h jw CtX Ime-bf-hn Iº-\n-bpsS em`w 240.55 timsn cq]- bm-bncp- p. 2527.52 timsn cq]-bmwv hcpam-\w. IcpØpw Zu _-eyhpw bpf-kv, P m, C y, ^nen-ss kv, Z n-wm-{^n F o cmpy-ß-fnse G hpw thk-øn hf-cp ^m a Iº-\n-Ifn-sem- mb ep]n ÿnc-x-bm hf \ne-\n Øp- p-sh- Xv Iº-\n-bpsS Icp- ØmWv hy -am- p- -Xv. D m-z-\-ønepw Kth-jW hn-i-k\ {]h Ø-\-ß-fnepw ASn-ÿm\ kuicy hni-k-\-ønepw XpS -bmbn Iº\n \nt ]w \S-Øp- Xv Zo L-Ime ho -W-tØmsSbmWv. hn]wn ] m-fnøw hn]p-e-am- p- -Xn\v A\p-kcn v i -amb hf m-\n-c v ssih-cn- m Iº-\n v km[n- p- p. ep]ns _nkn-\-kns 70 ix-am-\hpw Huj-[-\n am-w-øn-emwv hym]-cn- n-cn- p- -Xv. _nkn-\-knse Cu GI-Xm\X Hcp Zu _-ey-ambn Nq n m m-hp- -Xm-Wv. 70 cmpy-ß-fn Iº-\n v km n-[y-aps nepw bpf-kn-sebpw C ybnsebpw _n kn-\-kns\bmwv {][m-\-ambpw Iº\n B{i-bn- n-cn- p- -Xv. bpf-kn-sebpw hntz-i-søbpw hn \ h [n- -Xv Iº-\n-bpsS hcp-am\ em` A\p-]mXw sa -s -Sm Imc-W-am-bn- p- v. hntzi hn]-wnsb Aan-X-ambn B{i- -bn- p- p-sh- Xv Iº-\n-bpsS Hcp \yq\-x-bmbn Nq n- m- m-sa- nepw as mcp Xc-Øn AXv Iº-\n-bpsS IcpØmWv. hntzi hn]- Wn-bn-emWv KWy-amb km n[yw F -Xn- \m C y-bnse ^m a hyh-km-b- cw-k sø ]pxnb \nb-{ -W-߃ Iº-\n-bpsS {]I-S-\-Øn henb kzm[o\w snep-øp- n F Xp Xs Imc-Ww. 2015HmsS an Huj-[-ßfp-sSbpw t] v Imem-h[n Ah-km-\n- p- Xv bpfknse G hpw henb A masø ^m a Iº-\n-bmb ep]n\v ap n ]pxnb Ahk-c-ß-fmWv Xpd- n-sp-i. AtX kabw Huj[ hym]mc cwkøv a v Iº-\n- I-fp-am-bp a cw h [n- p-tºmƒ em`w Ipd-bm-\p km[yx \ne-\n p- p. Akw-kvIrX kma-{kn-i-fpss hne-h [\ Iº-\n-bpsS hcpam\hpw em`hpw XΩn-ep A\p-]m-XsØ _m[n- m\pw km[y-x-bp- v. aqey-\n Wbw Rß-fpsS aqey-\n Wbw A\p-k-cn v ep]ns Hml-cnbpsS \ymbhne 748 cq]-bm- Wv. UnkvIu- Uv Imjv ^vtfm amxri (Iº\nbpsS `mhn-bn {]Xo- n- p [\m-k-a-\-øns BI-Øp- Isb "shbn- Uv Bh-tdPv timãv Hm^v Im n- ' F am\-zwvuøns ASnÿm-\-Øn-ep UnkvIu v td v sim v Ingn- -Xn\p tijw In p XmWv UnkvIu- Uv Imjv ^vtfm.) A\p-k-cn- mwv Cu aqeyw IW- m- n-bn-cn- p- -Xv. Cu Hml-cn-bn \nt ]w \S-Øp- - Xn\v A\p-tbm-Py-amb hne 600 cq]- p Xmsg-bm-Wv. Cu Hml-cn-bn {]Xo- n- p hne 748 cq]-bmwv. anx-amb dnkviv k - -X-bp \nt -]-I v A\p-tbm-Py-amb Hml-cn-bmWv ep]n. sluvpv Hmlcn am v 2013 39

Market Leaders kzimcy _m nwkv taj-e-bnse G hpw henb Iº-\n-I-fmb sfkn-sf-knsf _m pw F vun-f^vkn _m pw XΩn-ep Xmc-X-ay-Øn IqSp-X anihv ]pe Øp- Xv GXv Hml-cn-bmWv? sfkn-sf-knsf _m v Vs F vun-f^vkn _m v Aa N{μ-tam-l C ybpss kmº-øni hf v i ntb-ip {][m\ taj-e-i-fn-sem- mwv _m nw-kv. 122 e w timsnbpss aqey-ap C y _m nwkv taje Ign GXm\pw h j-߃ nss {[px-k-xn-bn-ep hf bmwv ssih-cn- -Xv. BtKmf _m nwkv taje amμysø t\cn Ah-k-c-ß-fnepw C y _m nwkv taje IcpØv sxfn-bn- p. C y-bpss kmº-øni hni-k-\hpw [\-Imcy taj-e-bnse DZm-c-h -c-whpw Ign c v Zi-I-Øn-\nsS _m nwkv taje-bpss ]cn-h Ø-\-Ø\v hgn-sh LS- I-ß-fm-Wv. Hcp AZr-iy-hn-π-hØneq-sS-bmWv C v _m nwkv taj-e- IS- p-t]m-bn-s m- n-cn- p- -Xv. BkvXn-bpsS ASn-ÿm-\-Øn C ybnse c m-asø henb _m mwv sfknsfknsf _m v. 2011-12 am v 31se IW v A\p-k-cn v 6,04,191 timsn cq]- bmwv sfkn-sfknsf _m ns BkvXn. 2752 imj-i-fp sfknsfknsf _m n\v 18 cmpy-ß-fn km n-[y-ap- v. tim -td- v _m nwknepw dos -bn _m nwknepw i -amb km n-[y-ap _m v k_vknun-bdn Iº-\n-Iƒ hgn sh z Im n-, C sh-ãvsa v _m nw-kv, Ak v amt\-pvsa v, C jp-d kv F o taj-e-i-fnepw hym]-cn- n-cn- p- p. C y-bnse c m-asø henb kzimcy _m mwv F vun-f^vkn _m v. dos -bn _nkn-\-knepw tlmƒsk-bn _nkn-\-knepw AºXv ix-am\w hoxw hym]-cn- ncn- p, hfsc _me kvuv Bb _nkn-\kv coxn ]n p-s-cp C ybnse Npcp w _m p-i-fn-sem- mwv F vun-f^vkn _m v. \nt -]-Øn\v ]cn-k-w-\o-b amb _m nwkv Hml-cn-bmWv sfknsf-knsf _m v. \S p kmº- ØnI h jw aq mw ss{xam-k- Øn sfkn-sf-knsf 16 ixam\w hmbv]m hf -bmwv 40 sluvpv Hmlcn am v 2013 ssih-cn- -Xv. A ]eni hcp-am\øn 29 ix-am\w hf bp m-bn. s\ v C - dãv am Pn (hmbv]m C\-Øn-ep ]enibpw \nt ] C\-Øn-ep ]en-ibpw XΩn-ep A -cw) 3.5 ix-am-\-øn \n pw 5 ix-am-\-ambn h [n- p. a v hcpam-\-øn 17 ix-am\w hf -bp- m-bn. {]h Ø\ sne-hnse h [\ 18 ix-am- \-ambn ]cn-an-x-s -Sp-Øm\pw km[n- p. samøw \njv{in-bmkvxnbn aq v ixam\w Ipd-hp- m-bn. c mw ss{xam-k-øn-texp t]mse aq mw ss{xam-k-ønepw sfkn-sf-kn sf 30 ix-am\w em`-h-f -bmwv ssihcn- -Xv. Ign GXm\pw ss{xam-k-ßfmbn hfsc ani {]h Ø-\-^-e-ß-fmWv Iº\n ]pd-øp-hn-sp- -Xv. \ne-hn _p v hmeyp-hns 1.97 as-ßmwv Hmlcn hne. _p v hmeyphpw Hmlcn hnebpw XΩnep A\p-]m-X-Øns aq v h jsø Metric ICICI HDFC Bank Bank Total Income (Cr) 32530.04 28663.42 PAT(Cr) 5167.09 7937.63 EPS(Rs) 22 66.30 Gross NPA 1.02 - Net NPA 0.18 0.73 ROE% 18.7 13.62 CASA (%) 48.4 42.13 ROA (%) 1.7 1.39 PE 23.61 15.82 P/B V 4.43 1.95 Dividend Yield 0.83 1.86 PAT% 18.94% 19.2% Core Operating Income Growth 16.63 20.88% Net Profit Growth 31.59 25.63 NII 22 % 29% NIMs 3.91 3.5% icm-icn 1.94 BWv. F vun-f^vkn _m v Hcp ]t G hpw ani _m nwkv Hml-cn-bmbn ]cn-k- Wn- -s -Sp ªqNn]v Iº\n-bmWv. CXv F m-bvt mgpw Cu Hmlcn Db aqey- Øn hym]mcw snøp- -Xn\v Imc-W-amhp-Ibpw snøp- p. \S p kmº-øni h jw aq mw ss{xam-k-øn Dƒs ss XpS -bmb 53 ss{xam-k-ß-fn 30 ixam\w em`-h-f ssih-cn Iº-\n-bmWv F v Un-F^vkn _m v. Cu ÿnc-x-bm hf -bmwv Hml-cn-bpsS aqey-øn {]Xn- ^-en- p- -Xv. anx-amb dnkviv k - -Xbp- -h v A\p-tbm-Py-amb Hml-cn-bm Wv CXv. aq mw ss{xam-k-øn A ]eni hcp-am-\-øn 33 ix-am\w hf bpw 24 ix-am\w hmbv]m hf -bp-amwv _m v ssih-cn- -Xv. Imk (I-d v A u v tkhnwkvkv A u v tdtjym) 46 ixam-\-øn \n pw 45.4 ix-am-\-ambn Ipd- p. CXv aqew s\ v C -dãv am Pn 4.2 ix-am-\-øn \n pw 4.1 ix-am-\-ambn Ipd-bp-Ibpw snbvxp. a v hcp-am\øn 26 ixam\w hf -bmwv t\sn-b-xv. ^okv C\-Øn-ep hcp-am-\-ønepw 24 ix-am\w hf -bp- m-bn. {]h Ø- \ snehv 19 ix-am\w h [n-s - nepw samøw hcp-am-\-hp-ambn Xmc-Xayw snøp-tºmƒ {]h Ø\ snehv ]cn-an-x-s -Sp-Øm _m n\v km[n- p. AtX kabw samøw \njv{in-bmkvxn ap ss{xam-k-ønse 2133 timsn cq]- bn \n pw 2342 timsn cq]-bmbn h [n- p. Ct mƒ Ccp-_m- p-ifpw sneth-dnb \ne-bn-emwv hym]mcw snøp- -Xv. ]t hfsc ani \ne-bn apt m- p-t]m-ip c v _m p-ifpw \nt -]-Øn\v ]cn-k- W-\o-b-am-Wv. Ct m-gsø hnebn \n pw Xncp-Ø t\cn-sptºmƒ hmßpi F \nt -]- X{ amipw A\p-tbm-Pyw.

Fundamental Analysis enizn-un n tdtjym-i-fn-eqss _m[yx \nd-th- m-\p tijn hne-bn-cpømw Hcp Iº-\n v {lkz-ime _m-[y-x-iƒ \nd-th m-\p tijn F{X-tØm-f-ap-s v Af- p- -Xn-\p am\-z-wvu-amwv Id v tdtjym, IznIv tdtjym XpS-ßnb enizn-un n tdtjym-iƒ. IrjvW X-ºn si. eniznun n tdtjym-isf Ipdn- mwv Cu e -Øn hni-z-am- p- -Xv. Hcp Iº- \nbpss {lkz-ime _m-[y-x-iƒ \nd-th m- \p tijnsb Af- p- -Xn-\p am\-z- WvU-amWv enizn-un n tdtjym-iƒ. Hcp Iº-\n-bpsS Ffp- -Øn ]W-am n am m km[n- p BkvXn-I-sfbpw {lkz-ime _m[yxi-sfbpw Xmc-Xayw snbvxmwv enizn-un n tdtjym-iƒ IW- m- p- -Xv. Id v tdtjym \ne-hn-ep BkvXn-Isf \ne-hnep _m[y-x-iƒ sim v lcn- mwv Id v tdtjym IW- m-ip- -Xv. Id v tdtjym Db \ne-bn-em-bn-cn- p- Xv Iº- \n-bpss _m-[y-x-iƒ \nd-th m-\p tijnsb {]Xn-^-en- n- p- p. Hcp Iº-\nbpsS {lkz-ime _m[y-x-iƒ (Xn-cnsI \ Im-\p ]Ww, hmbv], sne-hv, \nip- Xn) \nd-th- p- -Xn\v {lkz-ime BkvXn- Iƒ (]-Ww, ]W-Øn\v Xpey-am-b-h, In m- \p ]Ww, \nt -]-߃, hn -\ v Xbm-dm-bn-cn- p D - -߃ XpS-ßn-bh) F{X-tØmfw D]-I-cn- p-sa- mwv Cu A\p-]mXw kqnn- n- p- -Xv. kzoim-cy-amb Id v tdtjym Hmtcm taj-e pw A\p-k-cn v hyxy-kvx-am-bn-cn- pw. Btcm-Ky-I-c-amb _nkn-\-kn\v A\ptbm-Py-amb Id v tdtjym hnhn[ hyhkm-b-ß-fn 1.5 apx 3 hsc-bm-wv. Hcp Iº-\n-bpsS Id v tdtjym Cu ]cn-[n-bnem-sw- n AXv s]mxpsh Iº-\n-bpsS {lkz-ime kmº-øni Btcm-Ky-sØbmWv kqnn- n- p- -Xv. \ne-hn-ep _m[y- X-Iƒ \ne-hn-ep BkvXn-Itf mƒ IqSp- X-em-sW- n (I-d v tdtjym H n Xmsgbm-sW- n ) Iº\n {lkzime _m[y-x- Iƒ \nd-th- p- -Xn {]bm-k-߃ t\cnts n hcp-sa- mwv a\-kn-em-t -Xv. CXv {]h Ø aqe-[\w ssiimcyw snøp- - Xnepw {]iv\-߃ v hgn-sh- mw. AtX kabw Id v td tjym H n Xmsg-bm-sW- Xv sim v Iº\n Kpcp- X-c-amb {]iv\w t\cn-sp- I-bm-sW v A -an-. ani Zo L-Ime h f m km [y-xbp Hcp Iº\n v Cu hf m km [y-xsb ap \n Øn hm bv]-sb- Sp- m \pw \nehn-ep _m[y-x- Iƒ \nd-th- m\pw km[n- pw. Nne _nkn- \-kp-ifn Iº-\n- I-fpsS Id vtdtjym km[m-c-w-\n-e-bn H n XmsgbmWv. Izn v tdtjym Id v tdtjym-bpss Hcp Iº-\n-bpsS \ne-hnep _m[y-x-iƒ \ne-hnep BkvXn-Itf mƒ IqSp-X-em-sW- n (I-d v tdtjym H n Xmsg-bmsW- n ) Iº\n {lkz Ime _m[y-x-iƒ \nd-th- p- -Xn {]bm-k-߃ t\cn-ts n hcp-sa- mwv a\-kn-em-t - -Xv. ]cn-jvirx cq]-amwv Izn v tdtjym. ]Wambn D]-tbm-Kn- m G hpw km[y-x-bp BkvXn-Ifpw _m[y-x-ifpw XΩn-ep A\p-]m-X-amWv IznIv tdtjym-. ]Whpw ]W-Øn\v Xpey-amb BkvXn-Ifpw {lkz- Im-e-Øn-\p- n ]W-am n am m km[yamb \nt -]-ßfpw In m-\p ]Whpw tn p XpIsb \ne-hn-ep _m[y- X-Iƒ sim v lcn- mwv Izn v tdtjym IW- m- p- -Xv. ]W-am n am m {]bm-k-ap BkvXn-Isf am -\n Øn-bmWv IznIv td tjym IW- m- p- -Xv F -Xn-\m CXv \ne-hn-ep _m[y-x-iƒ \nd-th- m-\p Iº-\n-bpsS tijnsb IqSp-X kpxm-cyambn {]Xn-^-en- n- p- p. AtX kabw Id v tdtjym t]mse Izn v tdtjymbpw Icp-X-temsS hymjym-\n-t - -Xp- v. Db Izn v tdtjym-bp Hcp Iº-\n hmbv] Xncn-sI-b-S- p- -Xn sa -t]m v kao-]\w kzoi-cn-t - mw. AXp-t]mse Xmgv Izn v tdtjym-bp Hcp Iº-\nbp ss hn -\ v Xbm-dm-bn-cn- p D - -߃ hfsc s]s v hn]-wn-bn-se-øp Xmhmw. (I-d v tdtjym IW- m- ptºmƒ BkvXn-I-fpsS KW-Øn hn - \ v Xbm-dm-bn-cn- p D - -ßsfbpw Dƒs -Sp-Øp- p-s - nepw Izn v tdtjymbn CXv ]cn-k-wn- p- n-. ) Imjv tdtjym s]mxpsh A\-en-Ãp-Iƒ Hcp Iº-\nbpsS ^ -sa A\menknkn Imjv tdtjym D]-tbm-Kn- m-dn-s - nepw \nt - ]-I Adn- n-cn-t as mcp enizn-un n tdtjym BWn-Xv. Id v tdtjym-bpssbpw Izn v tdtjymbpssbpw Ipd- p-iqsn ]cnjvirx-amb cq]-amwv Imjv tdtjym. Imjv tdtjym IW- m- p-tºmƒ \ne-hn-ep BkvXn-I-fn ]Whpw ]W-Øn\v Xpeyam-bXpw \nt -]hpw am{x-amwv Dƒs -Sp- Øp- -Xv. G hpw "eniznuv' Bb BkvXn- Isf am{x-amwv ChnsS ]cn-k-wn- p- v. AtX kabw hfsc Ipd p Iº-\n-Iƒ v am{xta _m[y-x-iƒ apgp-h \nd-th- m- \p BkvXn ]Wamtbm \nt -]- ßfmtbm D m-bn-cn- qsh- n-cns Imjv tdtjym D]-tbm-Kn- v Iº-\n-Isf hni-ie\w snøp- -Xv th {X ^e-{]-z-am-bn-cn- n-. sluvpv Hmlcn am v 2013 41

Technical Analysis B -F-kvsF D]-tbm-Kn v Hmlcn hne-bnse s{s p-iƒ Xn-cn- -dn-bmw Hml-cn-I-fnse "s{s v ' _p n-jmtwm s_b-dn-jm-twm-sb v hne-bn-cp-øm\pw AXns ASn-ÿm-\-Øn \nt -]-I v Xocp-am-\-ß-sf-Sp- m\pw dnte- ohv kvs{swkvxv C UIvkv (B -F-kvsF) klm-b-i-am-wv. IrjvW Xºn. si sp. sh nkv ho U hni-kn- n-s -SpØ (ss-iv\n- A\m-enkn-knse ]e C n-t - -dp-i-fp-ssbpw ]nxm-hmbmwv ho U ]cn-k- Wn- -s -Sp- -Xv) dnte- ohv kvs{swkvxv C U Ivkv (B -F-kv-sF) Hcp BkvXn-bpsS hne-bpss Ne-\-ß-fn D m-ip thk-øns G - p-d- n-ep-ifpw hne-bnse hyxn-bm-\-ßfpw Af- p Hcp sama w HmkvIn-te- BWv. Hml-cn-Ifnse "s{s v' hne-bn-cp-øm B -F-kvsF klm-b-i-am-wv. ]qpyw apx 100 hsc-bp- -XmWv B -F-kvsFbpsS Af-hp-tIm. B -F-kv-sFsb {]Xn-\n-[m\w snøp tcj CXn-\n-S-bn k -cn- p- p. km[m-c-w-k-xn-bn B -F-kvsF 70\p api-fn FØp-tºmƒ AXv Hmlcn Aan- X-ambn hmßs L -am-wv. AXp-t]mse B -F-kvsF 30\p Xmsg FØp-tºmƒ AXv Hmlcn Aan-X-ambn hn s L am-wv. Cu \ne-iƒ Hml-cn-bpsS kz`mhw A\p-k-cnt m hni-i-e\-øns coxn A\p-k-cnt m am m-hp- -XmWv. Hml-cn-bn se ASn-ÿm\ {]h-wx _p njv BsW- n 70 F Xv 90Dw ASn-ÿm\ Nn{Xw 1 Nn{Xw 2 B -F-kvsF 70\p apifn FØp-tºmƒ AXv Hmlcn Aan-X-ambn hmß s L -am-wv. AXp-t]m se B -F-kvsF 30\p Xm sg FØp-tºmƒ AXv Hm lcn Aan-X-ambn hn s L -am-wv. Cu \nei ƒ Hml-cn-bpsS kz`mhw A \p-k-cnt m hni-i-e\-øn s coxn A\p-k-cnt m am dm-hp- -XmWv. 42 sluvpv Hmlcn am v 2013 Nn{Xw 3 {]h-wx s_bdnjv BsW- n 30 F Xv 10Dw BImw. CXn-s\m w Nm n tcjs -Sp-Ø-s -Sp Unh P kneqss HmlcnbpsS \ne-hn-ep Ne-\-Øns s{s n-ep- m-ip {`wiw a\-kn-em- mw. B -F-kvsF Aan-X-ambn hmß-s L -Øn FØn-bm AXv hn]-wn v Xmßm-hp- -Xn IqSp-X hmß \S- psh pw AXn-\m hn]-wn-bnse s{s n Hcp am w AXm-bXv hn \ Ft mƒ

thw-sa- nepw Bcw`n- m-sa- p-amwv kqn- \. (H m-asø Nn{Xw ImWp-I). F m t\csø kqnn- n- Xp t]mse hn]-wnbpss s{s v _p njv BsW- n B - F-kvsF tcj 90 FØp-tºm-gmImw Aan- X-ambn hmß-s L -am-sw v hne-bn-cp- Øs Sp- -Xv. am{x-hp-a-, F m-bvt mgpw Aan-X-ambn hmß-s L -Øn-se-Øn-bm DS Hcp hn \ D m-i-w-sa- n-. AXn- \m B -F-kvsF Aan-X-ambn hmß-s L -Øn-se-Øn-tbm F v t\m p- -Xns\m w B -F-kvsF s{s v sse t\m p- Xpw \ -Xm- -bn-cn- pw. (c m-asø Nn{Xw ImWp-I). ap e -Øn kqnn- n- Xp t]mse s{s v sse\n am -ap- m- Ip-tºmƒ Hml-cn-bn hn \ D m-ipsa v Dd- n- mw. CXp-t]mse B -FkvsF Aan-X-ambn hn \ \S L -Øn FØn-bm hn]-wn-bnse s{s n Hcp am w D m- Im-sa pw Hml-cn- hmßp {]h-wxft mƒ thw-sa- nepw Bcw`n- m-sa- p-amwv kqn-\. F m t\csø kqnn- n- Xp t]mse hn]-wnbpss s{s v s_bdnjv BsW- n B -FkvsF tcj 10 FØptºm-gmImw Aan-X-ambn hn \ \S L -amsw v hne-bn-cp-øs Sp- -Xv. Cu {]h-wx ÿnco-i-cn- p- -Xn\v B - F-kvsF s{s v sse IqSn ]cn-tim-[n- p- Xv \ -Xm-bn-cn- pw. B -F-kvsF Unh P kv Hmlcn hne Nm n t\c-sø-bp G hpw Xmgv \ne-tb- mƒ Xmsg F-Øp-Ibpw (ss- Iv\n- A\m-en-knkn CXv s_b-dnjv {]h-wx BbmWv ImWp- -Xv) F m B -F-kvsF-bn Ct m-gsø G hpw Xmgv \ne t\csø-bp G hpw Xmgv \ne-tb- mƒ apifnepamsw- n CXns\ _p njv Unh P kv Bbn IW- m- mw. ChnsS Hml-cn-bnse sama w i -am-ip- psh pw Hmlcn hmßm- \p {]h-w-x-bn-te v amdp- p-sh- p-ap kqn- \-bmwv e`n- p- -Xv. (aq m-asø ImWp-I). Nn{Xw Nn{Xw 4 Nn{Xw 5 AXpt]mse Hmlcn hne Nm n t\csø-bp G hpw api-fn-esø \ne-tb- mƒ api-fn-te v F-Øp-Ibpw (ss-iv\n- A\m-en-kn-kn CXv _p njv {]h- WX BbmWv ImWp- -Xv) F m B - F-kv-sF-bn Ct m-gsø G hpw Db \ne t\c-sø-bp G hpw Db \netb- mƒ Xmsgbpam-sW- n CXns\ s_bdnjv Unh P kv Bbn IW- m- mw. ChnsS Hmlcn hne-bn hn \ XpS-ßp- p-sh- p kqn-\-bmwv e`n- p- -Xv. (aq m-asø Nn{Xw ImWp-I). s^bneph kznwkv CXv Hmlcn hne-bpss Nm p-ambn Xmc- X-ay-s -Sp-ØmsX B -F-kvsF sse\ns\ am{xw B{i-bn- p hne-bn-cp-ø BWv. Hmlcn hne Nm n t\csø-bp G hpw Xmgv \ne-tb- mƒ Xmsg F-Øp- Ibpw F m B -F-kvsF-bn Ct m-gsø G hpw Xmgv \ne t\c-søbp G hpw Xmgv \netb- mƒ apifnepam-sw- n CXns\ _p njv Unh P kv Bbn IW m- mw. CXn Hml-cn-bpsS B - F-kvsF 30 t`zn v Xmtg v t]mip-ibpw (A-an-X-ambn hn \ \S L -Øn-te v FØp-Ibpw) AhnsS \n v 30\v api-fn-te v Db-cp-Ibpw ho pw Xmgp- Ibpw F m 30\v apifn Xs \n p-i bpw AhnsS \n v ho pw api-fn-te v Db-cp- Ibpw t\c-sø-bp Db hne v api-fn-te v FØp-Ibpw sn bvxm AXns\ _p njv s^bn-ep-h kznw Kv F v hnti-jn- n- p- p. Hmlcnbn _p njv s{s v i -ambn XpS-ßp- p-sh mwv CXv \ Ip kqn-\. (\m em-asø Nn{Xw ImWp- I) AXp-t]mse Hml-cnbpsS B -F-kvsF 70 t`zn v api-fnte v Dbcp-Ibpw (A-an-X-ambn hmß-s L -Øn-te v FØp-Ibpw) AhnsS \n v 70\v Xmtg v CSnbp-Ibpw ho pw DbcpIbpw F m 70\v Xmsg Xs \n p- Ibpw AhnsS \n v ho pw Xmgp-Ibpw t\csø-bp Xmgv hn ebpss Xmtg v FØp- Ibpw snbvxm AXn s\ s_bdnjv s^bn-ep h kznwkv F v hntijn- n- p- p. Hmlcnbn s_bdnjv s{s v XpSßp- p-sh pw Hmlcn hne Zp _-e-am-ip- p-sh- p-amwv CXv \ Ip kqn-\. (A m-asø Nn{Xw ImWp-I) sluvpv Hmlcn am v 2013 43

Market Review hntzi \nt -]I ÿm]-\-߃ Imf-I-fmbn XpS-cp p Hmlcn hn]wn Xncp-Øen-eqsS IS- p-t]mb s^{_p-h-cn-bnepw hntz-i- \n-t ]I ÿm]-\-߃ C y Hml-cn-Iƒ hmßp- -Xn-\mWv ap K-W\ \ In-b-Xv. sluvpv dnk v sukviv C y Hmlcn hn]wn c v h jsø Db \ne-bn-te v FØnb-Xn\p tijw Hcp Xncp-Ø t\cn-sp- -XmWv s^{_ph-cn-bn I -Xv. sk skivkv 20,000 t]mbn n\v Xmtg pw \n^v n 6,000 t]mbn n\v Xmtg pw hgp-xn-am-dnbtxmss hn] Wn kmt -XnI ]n pw ssihn \ne-bnem-bn. km[m-cw \ne-bn _P n\v apt m- Sn-bmbn hn]-wn-bn apt - -߃ Zriy-am- Im-dp- v. \ncm-im-p-\-i-amb _P n\p tijw Cu apt w Xncp-Øen Iem-in- m-dp-ap- v. ]t CØ-hW _P- n\v apt m-sn-bmbn AØ-c-samcp apt - -ap- mbn-. s^{_p-h-cn-bn hn]wn Hcp Xncp- Ø-en-eqsS IS- p-t]m-ip-i-bmwv snbvx- Xv. _P- ns\ Ipdn- p henb {]Xo- - I-fn- m-øtxm _P- n D m-im km[y- X-bp {]Jym-]-\-ßsf hfsc t\csø Xs hn]-wn- apt - -ß-fn-eqsS {]Xn-^en- n- txm BImw Imc-Ww. 2012-13 kmº-øni h j-øn C y A v ix-am\w hf am{xta ssih-cn- m-\n-s-bp- q-sh sk {S Ãm n-ãn- Hm K-ss\-tk-js \nk-a\w hn]- Wnsb {]Xn-Iq-e-ambn _m[n- p. [\-Imcy-a-{ m-e-bhpw dnk hv _m pw an [\- Imcy hnz-kv[cpw {]Xo- n- p- -Xn-t\- mƒ Xmgv hf m-\n-c- mwv sk {S Ãm n-ãn- Hm K-ss\-tk-j {]h-nn- -Xvİ gn- -amkw hn]wnbn Nne Hmlcn-Iƒ i -amb hn \ kω Z-amWv t\cn- -Xv. \n^v n 3.28 ix-am\w CSnhv t\cn- -t mƒ Nne kqnn-im-[n-jvtnx Hml-cn- Iƒ 10-25 ix-am\w \jvsw tcj-s -Sp-Øn. G hpw i amb CSnhv t\cn kqnn-im-[n-jvtnx Hmlcn Pb-{]-Imiv Atkm-kn-tb vkv B Wv 22 ix-am-\w. {][m-\-ambpw kvtamƒim- v anuvim v Hml-cn-IfmWv hn]-wnbnse Xncp-Ø-en AXn-i- -amb CSnhv 44 sluvpv Hmlcn am v 2013 s^{_p-hcnbn C y Hmlcn hn]-wn-bn hntz-i- \n-t -]I ÿm]-\-߃ 10,423.07 timsn cq]-bpss A -\n-t -]-amwv \S-Øn-b- Xv. AtX kabw C y hn]-wn-bnse Ic-Sn-I-fmbn XpS-cp B`y c \n-t - ]I ÿm]-\-߃ 8938.56 timsn cq]-bpss A -hn \ \S-Øn. t\cn- -Xv. \n^v n anuvim v 50-bn Dƒs F vun-sf-f Hcp amk-øn-\nss 40 ixam-\hpw H]vt m k Iyq vkv 35 ix-am-\hpw CSn- p. hn]wn \jvsw t\cn s^{_p-h-cnbnepw hntz-i-\n-t -]I ÿm]-\-߃ C y hn]-wn-bnte v KWy-amb txmxnemwv \nt -]-sam-gp- n-b-xv. s^{_p-hcn 22 hsc hntz-i-\n-t -]I ÿm]-\-߃ 10,423 timsn cq]-bpss A -\n-t -]-amwv \S-Øn-b-Xv. AtX kabw B`y c \nt -]I ÿm]-\-߃ 8938 timsn cq]- bpss A -hn \ \S-Øn. Hml-cn, ItΩm-Un- n, Id kn hn]-wn-i-fpss {]I-S\w (s^{_p-hcn 22se hn]wn \ne A\p-k-cn- v) hn]wn s^{_p22 Hcp amksø Hcp h jsø se \ne hyxn-bm\w hyxn-bm\w \n^v n 5850.3 3.28% -+6.27% -- - Hmlcn tum tpm kv 14000.57 +1.01% +6.84% hn]wn UmIvkv 7661.91-1.47% -+0.65% \n n 11385.94 +2.22% +9.53% ItΩm-Un n kz Ww (Hcp Hu kns 1580.80-6.13% - 10.94% - hn]wn tumf-dn-ep hne) {IqUv Hmbn (Hcp 114.10 1.30% 3.61% -- _mc-en\vtumf-dn-ep hne) Id kn bpfkv tumf 54.42 cq] +2.14% +8.84% P\p-hcn Ah-km-\-Ønepw s^{_p-hcn-bn-ep-ambn ]pd-øphn tim -td- p-ifpss ss{xamk {]h Ø-\-^-e-߃ kan{i kz`m-h-ap Xmbn-cp- p. ] m_v \mj-w _m v, sfkn-sf-knsf _m v, timƒ C y, dne-b kv C {^, B -Ckn, k ^m a F o em PvIm v Hmlcn-I-fmWv hn]wn {]Xo- n- -Xn-t\- mƒ ani {]h Ø-\-^ew ]pd-øp-hn- -Xv. s^{_p-h-cn-bn Hmlcn kqnni aq v ix-am-\-tømfw CSn- -t mgpw sfsn taje 4.30 ix-am\w apt - -amwv \S-Ønb-Xv. tumf-dn-s\-xnsc cq]-bpss aqeyw CSn- -Xv sfsn Iº-\n-I-fpsS hcp-am\ hf v klm-b-i-am-ip-sa- -XmWv Cu tajebnse apt - -Øn\v hgn-sh- -Xv. AtX kabw _nf-kvc sa kqnni s^{_p-h-cn-bn 10 ix-am\w CSnhv t\cn- p. DtØ-PI ] -Xn-Iƒ `mhn-bnse kmº- ØnI ka-xp-e-\-an- m-bva-bnte v \bn-t - p-sa v bpfkv sk {S _m nse Nn e AwK-߃ Bi {]I-Sn- n- Xv BtKmf hn]-wn-isf _m[n- pibpw AXv sa Hml-cn-I-fn i -amb hn \ kω Z- Øn\v Imc-W-am-hp-Ibpw snbvxp. hymh-km-bni D m-z\ kqnni Xf tcj-s -Sp-Øn-bXv hn]-wn v ow-am-bn. Hcp ix-am\w hf ssihcn- p-sa {]Xo- -Isf Aÿm-\-Øm- nbmwv Unkw-_-dn 0.6 ix-am\w s\k- ohv t{kmøv tcj-s -Sp-Øs -Xv. \hw-_- dnse hymh-km-bni D m-z\ kqnni 0.1 ix-am\w s\k- ohv t{kmøm-bn-cp p tcjs -Sp-ØnbXv. AtX kabw samø hym]mc hne kqnn-i-bpss ASnÿm-\-Ønep ]W-s cp w Xmgv \nebnte v h Xv dnk hv _m v {][m\ \nc- p-iƒ Ipd- m Xbm-dm-Ip-sa {]Xo ]c-øn-bn- p- v. ]W-s -cp w 6.62 ix-am- \-ambmwv Ipd- -Xv. ]W-s -cp w 7 ix-am-\ amim km[y-x-bp-s mbn-cp p t\c-søbp hne-bn-cp-ø-.

sluvpv Hmlcn am v 2013 45

Commodity Watch kz W-hn-ebn i -amb Xncp-Ø C ybnse kz Whne 2012 \hw-_-dn F m-e-søbpw Db hne-bn-se-øn-b-xn\p tijw CXp-hsc 10 ix-am\w CSn-hmWv t\cn- -Xv. sluvpv dnk v sukviv BtKmf hn]-wn-bnse kz W hnebn ep mb i -amb Xncp-Ø C y-bnse kz W hn]wnbnepw {]Xn-^-en- p. DtØ- PI ] -Xn-Iƒ `mhn-bnse kmº-øni ka-xp-e-\-an- m-bva-bnte v \bn-t - p-sa v bpfkv sk {S _m nse Nne AwK߃ Bi {]I-Sn- n- Xv kz W-Ønse Xncp-Ø-en\v B w Iq n. Ign h j-ß-fn BtKmf kz W hne-bn i -am b apt - Øn\v hgn-sh- Xv kmº- ØnI amμysø AXn-Po-hn- m-\m bn bpfkpw bq tdm pw {]Jym-]n DtØ-PI ] - Xn-I-fm-bn-cp- p. bpfkv sk {S _m mb s^u-d dnk hv aq v h w {]Jym-]n DtØ-PI ] -Xn-Iƒ kz W- Ønse \nt -]-I-cpsS Xm cyw ]Xn- - Sßv h [n- n- p. kº-zvhy-h-ÿsb DtØ- Pn- n- m-\mbn Id kn t\m p-iƒ A -Sn- n-d- p- Xv ]W-s -cp- -Øn\v hgn-sh- psa v Bi- -s -Sp \nt -]-I ]W-s cp w i -am-ip- L -ß-fnse kpc- n- X-amb BkvXn taje F \ne-bn kz Ww hmßp- -Xn\v AXo-h-amb Xm cy-amwv Im nbxv. F m bpfkv kºzv hyhÿ Hcp Xncn- p-h-chns ]mx-bn-emsw kqn-\-iƒ DtØ-PI ] -Xn-Iƒ XpS pw {]Jym-]n-t - -Xp-t m-sb kwibw DW Øp-Ibpw AXv hn]-wn-bn se kz W-Øn-f- -Øn\v aß-te n- p- Ibpw snbvxp. {lkz-im-em-sn-ÿm-\-øn kz W hne Zp _-e-ambn XpS-cm-\mWv km[y-x. AtX kabw hf m-]m-x-bn-te v XncnsI hcp kºzvhyh-ÿ v bpfkv sk {S _m ns kmº-øni ]n pw A\n-hmcy-am-Wv. C ybnse kz Whne 2012 \hw-_- dn F m-e-søbpw Db hne-bn-se- Øn-b-Xn\p tijw CXp-hsc 10 ix-am\w CSn-hmWv t\cn- -Xv. kz W-Øns cmpym- c hne Hu kn\v 1580 1600 tumf F \ne-bn-te mwv CSn- -Xv. B`y- c hne 10 {Kman\v 28,000 cq] v Xmtg v hcn- Ibpw snbvxp. 46 sluvpv Hmlcn am v 2013 B`y- c Xe-Øn hne CSn-bp-tºmƒ hmßm-\p {]h-wx \nt -]-I ImWn- p- p- v. C y-bnse kz W-hn-esb \n W-bn- p Hcp {][m\ LSIw tumfdn-s\-xn-cmb cq]-bpss aqey-am-wv. tumfdn-s\-xn-sc cq]-bpss aqeyw CSn-bp- Xv kz WsØ XpW- p LS-I-am-Wv. cmpym- c Xe-Øn kz W CS-]m-Sp-Iƒ \S- p- Xv tumf-dn-em-sw- n-cns cq]bpss aqeyw CSn-bp-tºmƒ tumfdn\mbn IqSp-X cq] \ ti n hcp- Xv ^e-øn C ybne kz W-hne h [n- n- p- p. CØcw LS-I-߃ Ds - nepw {lkz-im-em-sn-ÿm- \-Øn kz W-hn-e-bpsS KXn Xmtg p Xs -bm-wv. sh nbpfkv s^ud dnk hv DtØP I ] XnIƒ ]n hen-t - p-sa Bi sh n bpss hne-bnepw CSnhn\v hgn-sh- p. {lkz-im-emsnÿm-\-øn sh n-hn-e- Zp _-eambn XpS-cm\mWv km[y-x. tim bpf-knse DtØ-PI ] -Xn-Iƒ `mhnbnse kmº-øni ka-xp-e-\m-h-ÿsb _m[n- p-sa bpfkv s^u-d dnk hn bpfknse sk {S _m mb s^ud dnk hv DtØPI ] XnIƒ ]n h-en-t - p-sa Bi bmwv kz W-Øn s hne-bn i -amb Xncp-Ø-en\v hgn-sh- Xv. {lkz-im-emsn-ÿm-\-øn kz W-Øns hn-e- Zp _-e-ambn XpS-cm\mWv km[y-x. se Nne AwK-ß-fpsS \ne-]msv tim hne-sbbpw _m[n- p. e sa FIvkvtN- n tim -dn-s bpw \n -ens bpw hne Cu h jsø Xmgv \nebn-se-øn. tumfdns aqeyw i -ambxpw tim hne sb {]Xn-Iq-e-ambn _m[n- p. ssn\-bn se dnb Ftà v hn]-wn-bn ]pxnb \n_- -\-Iƒ sim p-h-cm k m \o w \S-Øp- Xpw tim -dns Unam ns\ {]Xn-Iq-e-ambn _m[n-t - pw. temiøv D m-zn- n- p tim dns 40 ix-am-\hpw D]-t`mKw snøp- Xv ssn\-bm-wv. ssn\- bnse dnb Ftà v taj-e-bnse hf bmwv Cu Unam n\v {][m\ Imc-Ww. {IqUv Hmbn cmpym- c cwksø Nne sluvpv ^ p-i-fpss hym]m-c-߃ {IqUv Hmbn hne CSn-bp- -Xn\v Imc-W-am-bn. bpf-kn se {IqUv Hmbn hne XpS pw CSn-bm- \mwv km[yx I n- -s -Sp- -Xv. d_ BtKmf cwksø hml\ hn \ Ipd- Xv aqew Unam v Ipd- -Xn-\m d_ hnebpss KXn Xmtg p Xs. temi-ønse G hpw henb d_ D mz cmpy-amb Xmbvem v d_ Ib- p-axn h [n- n-t - p-sa A`yq-lhpw d_ hnesb {]Xn-Iq-e-ambn _m[n- p- p. hne ]nsn- p-\n Øm-\mbn I j-i-cn \n pw Xmbv k m d_ hmßp ] Xn am t mss Ah-km- \n- p-i-bm-wv. Ign h jw Xmbvem pw atejybpw Ct mt\-jybpw d_ D m-z\w Ipdbv m\pw Bdv amk-øn-\p n d_ Ib- p-axnbn aq v e w SÆn s Ipdhv hcp-øm\pw Xocp-am-\n- ncp- p. D m-z\w Ipd- m-\p Xocp-am\w ]n hen- p- Xv cmpym- c hn]-wn-bn d_-dn s kssπ h [n- m Imc-W-am-Ipw.

- Market News _nf-kv-c-tbmspw F -F-kv-C-tbmSpw a -cn- m Fwkn-FIvkv Fkv-FIvkv 2003 ItΩm-Un n FIvkvtN- mb Fwkn-FIvkv cq]w sim v ]Øv h j-øn\p tij-amwv Fwkn-F-Ivkv -FkvFIvkv F cmpysø aq m-asø tãm v FIvkvtN v ÿm]n-xam-bxv. _nfkv-c pw F -F-kv-C pw ]pdsa cmpyøv Fwkn-FIvkv tãm v FIvkv tn v (Fwkn-FIvkv Fkv-F-Ivkv) F t]cn ]pxn-sbmcp tãm v FIvkvtN v IqSn cq]w sim p. Fwkn-FIvkv Fkv-F- Ivkn AwK-am-Ip- -Xn\v CXp-hsc 700 At]- -Iƒ e`n- n- p-s pw CXn 405 At]- -Iƒ sk_n cpn-ã snbvxp Ign- p-sh pw Fwkn-FIvkv A[n-Ir-X Adnbn- p. 1116 Iº-\n-I-fpsS Hml-cn-I-fmWv Ct mƒ Fwkn-Fkv Fkv-F-Ivkn hym]mcw snøp- -Xv. CXn 143 Hml-cn-Iƒ ^yq & Hm]vj kv hn`m-k-øn hym]mcw snøp- p. Fwkn-Fkv Fkv-F-Ivkv 40 BWv tãm v FIvkvtN- ns kqnn-i. _nfkv C sk sk-ivkn 30 Hml-cn-Ifpw F - F-kvC \n^v n-bn 50 Hml-cn-I-fp-amWv Dƒs - n-cn- p- -sx- n Fwkn-FIvkv Fkv F-Ivkv 40bn 40 Hml-cn-I-fmWv Dƒs - n-cn- p- -Xv. 2010 am v 31\v 10,000 F \nebn-emwv kqnnibpss ASn-ÿm\ aqeyw \n -bn- n-cn- p- -Xv. cmpysø G hpw henb _m mb Fkv_nsFsb Fwkn- FIvkv Fkv-F-Ivkv 40-bn Dƒs SpØnbn- n-. hym]mc hym]vxw (en-izn-un- n) hfsc Ipd-hmWv F -Xpw hym]mcw snøp Hmlcn-I-fpsS ] ni ]cn-an-x-amwv F -Xp-amWv Cu ]pxnb tãm v FIvkvtN- n hym]m cw snøp ]pxnb \nt -]-I t\cn-smhp {]iv\-߃. s^{_p-hcn 13\v hym]mcw Bcw-`n Fwkn-FIvkv Fkv-F-Ivknse BZy-ZnhksØ hn p-h-chv 12.53 timsn cq]-bm-bncp- p. F -FkvCbpsSbpw _nf-kv-c-bpssbpw hn p-h-chpambn Xmc-Xayw snøptºmƒ hfsc sndp-xmwv Fwkn-FIvkv Fkv -F-Ivkns hn p-h-c-hv. a v c v h InS FIvkvtN- p-i-fpss km n[yw aqew BZyh j-ß-ƒ Fwkn-F-Ivkn\v A{X kpk-a- -ambn-cn- n-. Ign h jw F -F-kv-C-bn \S samøw hym]m-c-øns aqew 28.9 e w timsn cq]bpw _n-f-kv -C-bn \S samøw hym]m-c-øns aqew 6.05 e w timsn cq]bpamwv. `mhn-bn {ItaW hn p-h-chv h [n- p-sa {]Xo- -bmwv Iº\n ta[m-hn- Iƒ ]pe Øp- -Xv. {lkz-im-e-øn-\p- n temi-ønse G hpw henb ItΩm- Un n FIvkvtN pi-fnsem n\v cq]w \ Inb Iº-\n v tãm v FIvkvtN v taj-e-bnepw hf ssih-cn- m-\m-ip-sa- mwv \nco- -I Nq n- m- p- -Xv. C v temisø G hpw henb aq m-asø ItΩm-Un n ^yqt gvkv FIvkvtN- mwv Fwkn-FIvkv (aƒ n ItΩm-Un n FIvkvtN- v). 2003 Fwkn-FIvkv cq]w sim v ]Øv h j-øn\p tij-amwv Iº\n tãm v FIvkvtN v ÿm]n- -Xv. Fwkn-FIvkv Fkv-FIvknse hym]mcw [\-Im-cy-a{ n ]n.-nn-zw-_cw DZvLm-S\w snøp- p. Fwkn-FIvkv Fkv-FIvkv 40bn Dƒs Hml-cn-Iƒ 1. Fknkn 2. Aw_pPm kna vkv 3. Gjy s]bn vkv 4. _PmPv Hmt m 5. `mcxn Fb ss 6. s` 7. _n]n-kn-f 8. sibn C y 9. knπ 10. timƒ C y 11. tum.-sd-uvvokv et_m-d- -dokv 12. skbn 13. F vkn-f ssivt\m-f-pokv 14. F vun-f^vkn 15. F vun-f^vkn _m v 16. lotdm tamt m-tim v 17. ln Um tim C -kv{sokv 18. lnμp-ÿm bqwn-en-h 19. sfkn- -sfknsf _m v 20. C t^m-knkv 21. sfsnkn 22. Pn m Ão & ]h 23. Pb-{]-Imiv Atkm-kn-tb vkv 24. F &Sn 25. ep]n 26. alo{μ & alo{μ 27. amcpxn kpkpin 28. F Sn-]nkn 29. HF Pnkn 30. ]h {KnUv tim -td-j 31. dne-b kv C -kv{sokv 32. k ^m a-kyq- n- kv 33. Sm m tamt mgvkv 34. Sm m ]h 35. Sm m Ão 36. Sm m I kƒ kn k ho-kkv 37. sss m C -kv{sokv 38. bpssw- Uv kv]ncn vkv 39. hnt{]m 40. ko F ss-bn sa v sluvpv Hmlcn am v 2013 47

Business Icons kw`m-h-\-iƒ v AXncv I n- mø kº- a\p-jy- Im-cpWy {]h Ø-\-߃ mbn kº-øns hen-sbmcp `mkw A n- n-cn- p temi-ønse [\n-icpss Iq m-bva-bmb "KnhnwKv ]vsfuvpn' AwK-am-Ip BZysØ C y- m-c-\m-wv Aknw t{]wpn. C ybnse tim -td v temisø _nw_-߃ Ah-cpsS "sfu n n' F v ]d-bm-hp Nne aqeyßfpss t]cn- IqSnbm-Wv Adn-b-s -Sp- Xv. C t^m-knkv ÿm]-i F.-B.\mcm-bW aq Øn tim -td v Xe-Ønse kpxm-cy-x-bp-ssbpw Sm m {Kq ns ap snb am cø Sm tim -td v [m an-i-x-bp-ssbpw h m- fm-sw- n hnt{]mbpss A[n-]\mb Aknw t{]wpnbpss aqey-t_m[w tim td- p-i-fpss AXn-cp-I-fn HXp-ßp- -X-. a\p-jy-im-cpwy {]h Ø-\-߃ mbn Xs kº-øns \s mcp ] v am n-sh- n-cn- p Aknw t{]wpn _n tk vkpw hmd _ps^bpw t\xrxzw \ Ip "KnhnwKv ]vsfuvpv' F kwl-s-\-bn AwK-am-Ip BZysØ C y- m-c-\m-wv. a\p-jy-im-cpwy {]h Ø-\-߃ mbn Xß-fpsS kº-øns henb `mkw A n- n-cn- p temi-ønse [\n-i-cpssbpw IpSpw-_-ß-fp-sSbpw Iq m-bva-bmwv KnhnwKv ]vsfuvpv. bpf-kn\v ]pd-øp [\n-i BZy-ambn Cu kwl-s-\-bn AwK-am-Ip- p-sh v s^{_p-h-cn-bn KnhnwKv ]vsfuvpv {]Jym-]n- -t mƒ C y-bpss A`n-am-\-ambn Aknw t{]wpnbpw B \ncbn-te v Db p. C ybnse G hpw k-º- cmb hy n-ifpss ] n- I-bn aq mw ÿm\øv \n p Aknw t{]wpn p ]pdsa bpfkn\v ]pdøp \n pw KnhnwKv ]vsfuvpn AwKß-fm-b-h {_n ojv hyhkm-bn-i-fmb dn m Uv {_m kwpw tuhnuv skbn kv_p-dn-bpamwv. CtXmsS kwl-s-\-bnse AwK-ß-fpsS FÆw 105 Bbn. 48 sluvpv Hmlcn am v 2013 87,000 timsn cq]-bpss B kvxn-bp Aknw t{]wpn CXn-\Iw 10,000 timsn cq] tbmfw k {]h Ø-\- ߃ mbn kw`m-h\ sn bvxn- p- v. a\p-jy- Im-cp-Wy{]- h Ø-\-߃ mbn C ybn Hcp hy n \S-Øp G hpw henb kw`mh\bmbn-cp p AXv. 87,000 timsn cq]-bpss BkvXn-bp Aknw t{]wpn CXn-\Iw 10,000 timsn cq]tbmfw k {]h Ø-\-߃ mbn kw`m-h\ snbvxn- p- v. C y-bnse hnzym`ymk taj-e-bnse {]h Ø-\-߃ mbn At±lw Xs cq]o-i-cn kwl- S-\bv p th n-bmwv C{Xbpw XpI A t±lw \ In-b-Xv. 2001-emWv Aknw t{]pnw ^u -tj F t]cn kwl-s\ cq]o- IrX-amb-Xv. C y-bnse k m kviqfp- I-fnse ]T-\-co-Xn-Iƒ ]cn-jvi-cn- p- - Xn\pw ]T-\m- -co w sa -s -Sp-Øp- -Xn- \p-am-bmwv Aknw t{]pnw ^u -tj {]h Øn- p- -Xv. {Kma-ß-fn-se Ip n-iƒ v H mw mkv apx Ggmw mkv hsc-bp {]my-ani hnzym-`ymkw sa -s \ne-bn \ IpI F e y-tøm-ss-bmwv kwl- S-\-bpsS {]h Ø-\w. 2010 Unkw-_-dn- Aknw t{]wpn 10,000 timsn cq] Cu kwl-s-\-bpss {]h Ø- \-߃ p th n kw`m-h\ snbvxp. Xs ssih-i-ap hnt{]m-bpss 8.7 ix-am\w Hml-cn-Iƒ (21.30 timsn Hml-cn-Iƒ) Aknw t{]pn ^u -tjs t]cn-te v ssiamdp-i-bm-bn-cp- p. a\p-jy-im-cp-wy-{]-h Ø- \-߃ mbn C y-bn Hcp hy n \S- Øp G hpw henb kw`mh\bm-bn-cp p AXv. Aknw t{]wpn-bpss kmaq-lni {]Xn- _- -X-bpsS `mk-am-bmwv hnzym-`ymk taje-bnse Kth-j-W-߃ pw _Z hnzym- `ymk coxn-i-fpss hni-k-\-øn-\p-ambn Aknw t{]pn bqwn-th-gvkn n ÿm]n-xam-b-xv. a\pjy ImcpWy {]h Ø-\-ß-tfm- Sp De-bmØ {]Xn-_- X kq n- p Aknw t{]pn Ign h jw PqWn a\pjy ImcpWy {]h Ø-\-ßsf Ipdn v N snøm-\mbn C y-bnse [\n-i-cpss Hcp Iq mbva hnfn- p-tn Øn-cp p. cmpyøv BZy-am-bmWv CØ-c-samcp Iq m-bva v thznsbm-cp- -s - -Xv. ]ct -a-øn-\m-bp {]h Ø-\- ߃ v kmº-øni ]n pw \ Ip- - Xns\ Ipdn- p Xs ImgvN- m-sv 2009 Aknw t{]wpn hy -am- n-bxv Cß-s\- bmwv: ""kmº-øn-i-amb kw`m-h-\-iƒ snøp-tºmƒ AXncv I n- -cp-xv. F{X kw`m-h\ snbvxmepw AXv axn-bm-in-. IqSp-X kw`m-h\ snøm km[n- p-sa- n AXv snøp-i.'' AXn-cn- mø kw`mh-\-iƒ \ Im-\p Cu "]vsf UvPv' Xs -bmwv Aknw t{]wpnsb C y-bnse tim -td v A[n-]-Xn-Ifn \n v hyxy-kvx-\m- p- -Xv.

Market Trends sndp-ins \nt -]-I kpo-h-am-im Gsd sshin Ign h jw C y Hmlcn hn]-wni -amb apt amwv ImgvN sh -sx- nepw dos -bn \nt -]-I Cu apt - - Øn ] m-fn-i-fm-bn-s v suen-hdn thmfy-øns IW- p-iƒ kqnn- n- p- p. 2012 icm-icn suen-hdn samøw hym]m cw snø-s Hml-cn-I-fpsS 39.88 ix-am-\- am-wv. AtX kabw 25 ix-am\w CSnhv t\cn 2011 CXv 40.58 ix-am-\-am-bn-cp- p. 2010 hn]wn apt w \S-Øn-b-t mgpw dos -bn \nt -]-IcpsS ] m-fnøw Xp - am-bn-cp- p. 2012 \n^v n 25 ix-am\w t\ amwv tcj- -Sp-Øn-bXv. 2011 Unkw-_dn\p tijw hntzi \nt -]I ÿm]-\-߃ 3100 timsn tumf-dns A -\n-t ]w \S-Ønb-t mƒ B`y- c \nt -]I ÿm]-\- ߃ 1500 timsn tumf-dns A -hn -\- bmwv \S-ØnbXv. ayqnz ^ p-iƒ t\cn hn \ kω Zw aqe-amwv B`y- c \nt -]I ÿm]-\-߃ v C y hn]-wn-bn Ic-Sn-I-fpsS tdmƒ hln-t - n-h- -Xv. hn]wn Dbcp -Xn\v A\p-kcn v hn p-am-dm sndp-ins \nt -]-I ImWn Xm -cy-amwv Cu hn \ kω Z-Øn \ng-en- -Xv. AtX kabw Hmlcn hn]-wn-bnse sndp-ins \nt -]-I-cpsS ] m-fnøw sshimsx h [n- p-sa- mwv hntzi t{_m -tdpv Iº-\n-bmb tam K Ãm en Nq n- m- p- -Xv. \nt -]-Øn \n v e`n- p icm-icn hm jni em`øn \n v ]W-s -cp \nc v X n- n-gn- p-tºmƒ s\k- ohv dnt e`n- p- -XmWv sndp-ins \nt -]-Isc Hmlcn \nt -]-Øn \n v ]n am-dm t{]cn- n- -Xv. CXv kºmzyw \S- Øp- -Xn-ep Xm cyw Ipd-bv p-ibpw D]t`mKØn\p Xm cyw h [n- n- p- Ibpw snøp- p. F m \nt -]-Øn \n v e`n- p em`øn \n v ]W-s cp \nc v X n- n-gn- p-tºmƒ t]mkn- ohv dnt e`n- p- -txmss sndp-ins \nt - ]-I v Hmlcn \nt -]-Øn Xm cyw P\n- psa pw ASpØ Bdv- -H ]Xv amk- Øn-\p- n Hmlcn hn]-wn-bn-se \nt - ]-IcpsS ] m-fnøw h [n- p-sa pw tam K Ãm enbpss dnt m n ]d-bp- p. Box Office tlmfn-hpuv kn\naiƒ C y-bn \n v ]Ww hmcp p C y Ne- n{x hn]-wn-bnse tlmfnhpuv kn\n-a-ifpss ] m-fnøw Cc- n-bmsb- mwv 2012se t_mivkv-hm-^okv Nm v hy -am- p- -Xv. 2012se t_mivkv-hm-^okv If- s 8.75 ix-am-\hpw t\-sn-bxv tlmfn-hpuv kn\n-a-i-fmwv. ap h j-ßfn tlmfn-hpuv kn\n-a-iƒ p- mbncp- hn]wn ] m-fn-øw aq v- -\mev ix-am-\w am{x-am-bn-cp- p. GI-tZiw 8000 timsn cq]- bmwv 2012 C y-bn dneokv snbvx Nn{X-ß-fpsS t_mivkv Hm^okv hcp-am-\w. CXn 700 timsn cq] t\sn-bxv tlmfnhpuv Nn{X-ß-fm-Wv. Ign h jw C y-bn G hpw IqSp-X If- t\sn-b tlmfn-hpuv Nn{Xw sse^v Hm^v ss] BWv. 91 timsn cq]-bmwv Cu Nn{Xw C y-bn \n v hmcnb-xv. Ah-Xm-dn\p tijw C y t_mivkv- Hm-^o-kn G hpw IqSp-X {]I-º-\-ap- m- nb Nn{X-amWv sse^v Hm^v ss]. Ah-Xm C y-bn \n v t\snb If- 142 timsn cq]-bm-bn-cp- p. 60 timsn cq] IfIvSv snbvx spbnwkv t_m v Nn{Xw kvssi t^mfpw t_mivkv -Hm-^o-kn ani {]Xn-I-cWw krjvsn- p. 2012 12 t_mfn-hpuv Nn{X-ß-fmWv 100 timsn- cq]-bn-tesd IfIvSv snbvxv "100 t{im _n' CSw ]nsn- -Xv. Hcp tlmfnhpuv Nn{X-Øn\v Cu Nn{X-߃ p sxm p- ]n- n-se-øm km[n- p-sh- Xv hn]-wnbnse ka-hm-iy-ß-fn-ep am - sø-bmwv kqnn- n- p- -Xv. t_mivkv-hm-^okv a -c-øn A -bvip-am \mb-i-\mb In mun 786 sse^v Hm^v ss] v ap n ap p-ip-øn. sse^v Hm^v ss] doevkv snbvxv c m-gvn p tij-amwv In mun 786 Xntb- -dp-i-fn-se-ønb-xv. AtX kabw ssn\ t]m ep Gjy kn\nam hn]-wn- I-fp-ambn Xmc-Xayw snøp-tºmƒ C y-bnse tlmfn-hpuv kn\n-a- I-fpsS hn]wn ] m-fnøw Xosc sndp-xm-wv. Ign h jw ssn\-bnse t_mivkv-hm-^o-kv If- s 50 ix-am-\-øn-te sdbpw t\sn-bxv hntzi kn\n-a- I-fm-Wv. CXn `qcn-`m-khpw tlmfn-hpuv kn\n-a-iƒ Xs. C- ybnse {]mtzini `mjm kn \n-am hn]wn F{X-tØmfw Bg- Øn thcq- n-bn-cn- p- p-sh v Cu Xmc-X-ay-Øn \n v hy - am-wv. sluvpv Hmlcn am v 2013 49

kmº-øni Bkq-{X-Ww, \nt -]w, _nkn-\kv XpS-ßnb hnhn[ [\-Imcy hnj-b-ßsf Ipdn v ka-{k-amb Adnhv ]I-cp ae-bm-f-ønse GI amkni sluvpv HmlcnbpsS Hmtcm e -Ønepw Hmlcn hn]-wnsb kzm[o-\n- p G hpw ]pxnb {]h-w-x-ifp-ssbpw kw`h hnim-k-ß-fp-ss bpw hni-i-e-\-߃, Hmlcn \n t -]-Øns ASn-ÿm\ XXz ߃ hni-z-am- pibpw hmb\- m- v \nt ] klmbn F \ne-bn D]-tbm-K-s -Sp-Øp-Ibpw snøm-hp hnhn[]w n- - Iƒ ayqnz ^ v, dnb FtÃ- v, kz Ww, t_m p-iƒ, _m nwkv XpS-ßnb hnhn[ \nt ] am K-ßsf Ipdn p imkv{xo-bamb am K \n tz-i-߃ C y-bn-sebpw ticfønsebpw [\-Imcy, _nkn-\kv cwkøv D m-ip ]pxnb Ne-\-ß-fpsS bpw kw`-h-ß-fp-ssbpw hni-i-e- \-߃ Icn-b, Hmt m-sam-ss_, ssivt\m-f-pn, A{Kn- ƒ, C jp-d kv XpSßnb hnhn[ taj-e-i-fnse ]pxnb Ne-\߃ {_m v CIzn- n, kivkkv a{ mkv, _nkn-\kv sf kv XpSßnb hnhn[ ]w niƒ tic-f-ønse {]apj Iº-\n km c-yn-i-fp-am-bp A`n-apJw 50 sluvpv Hmlcn am v 2013 1000 cq] \ In A v h j-tø v hcn m-c-\m-ip-tºmƒ \n߃ em`n- p- Xv 500 cq]!!! Term No.of issues Cover Price You Pay You save 1year 12 300 240 20% 2 year 24 600 450 25% 5 year 60 1500 1000 33.33% ORDER FORM Name.........District... Pin...Phone... Email...Date... Mode of payment: Cheque DD Cash In favour of Hedge Equities Ltd., payable at Cochin. Please fill the order form and mail it with your remittance to: Hedge Equities Ltd., Hedge House, Mamangalam, Kochi-682 025 Pls add Rs. 20 for outstation cheques. For more information contact: 0484 3040400. Email: editor@hedgeequities.com Signature... Rm sluvpv Hml-cn-bpsS hcn- m-c-\m-im B{K-ln- p p 1 h jw 240 2 h jw 450 5 h jw 1000

sluvpv Hmlcn am v 2013 51

RNI NO. KERMAL /2011/39839 HEDGE OHARI March 2013 Registered No. KL/EKM/724/2012-14 52 sluvpv Hmlcn am v 2013