त र प र ह त र ज य स तर य ब कर स र म तत क ब ठक STATE LEVEL BANKERS COMMITTEE MEETING FOR TRIPURA 122 nd JUNE 2017 १२२ व ज न २०१७ Date : 31.08.2017 Time : 11:30 AM Venue: Pragna Bhawan, Hall No.: 4 क यसर च ट प पण Quarterly Review तत ह र क ष AGENDA NOTES
य न इट डब क ऑफ इ डडय अग रण ब क प रभ ग प रध न क य लय 11, ह म त बस सरण क लक त 700 001 स य जक: त र प र र ज य स तररय ब कस सममतत सन दभ : एल. ब डड/एसएलब स / ट / 122 /2017-18 ददन क: 21.08.2017 एस एल ब स क सभ सदस य प रप रय मह दय, प र षय: त र प र र ज य स तर य ब कस सममतत क 122 ब ठक क क य स च दटप पण l उपय क त सन दभ म हम आपक स चचत करत ह क त र प र र ज य स तर य ब कस सममतत क 122 ब ठक ददन क 31.08.2017 क प न ह 11:30 बज "प रज ञ भ न ह ल न. 4" आग रतल म आय जजत क ज एग l क य स च दटप पण क एक प रतत भ ज रह ह l अन र ध ह क आप उक त ब ठक म अ श य भ ग ल l United Bank of India Lead Bank Division Head Office 11, Hemanta Basu Sarani Kolkata-700 001 Convener: State Level Bankers Committee for Tripura Ref: LBD/SLBC/T/ 122 /2017-18 Date: 21.08.2017 All members of SLBC Dear Sir Sub: Agenda Notes for the 122 nd Meeting of SLBC Tripura With reference to the above, we forward herewith a set of Agenda Notes for the 122 nd meeting of State Level Bankers Committee for Tripura scheduled to be held at Pragya Bhavan Hall No. 4, Agartala on 31.08.2017 at 11:30 AM. You are requested to kindly make it convenient to attend the meeting. भ द य Yours Faithfully, उप मह प रब धक ए म ख य क ष य प रब धक त र प र क ष Dy. General Manager & Chief Regional Manager Tripura Region
C O N T E N T S Sl. Agenda Contents Page 1 General information/population Details/ Agricultural Scenario of Tripura/Network of Bank Branches & Vital Banking Statistics. 2 01 Confirmation of the proceedings of the 121 st meeting of SLBC for Tripura held on 21.06.2017 3 02 Pradhan Mantri Mudra Yojana 9-10 4 STAND-UP INDIA 11 5 03 Opening of Bank Branches in unbanked villages having population above 5000 in the State of Tripura 6 04 Financial Inclusion Plan (FIP) 13-21 Pradhan Mantri Jan Dhan Yojana(PMJDY) 13 Aadhaar Authentication of All Current & Savings Accounts (CASA) 14-15 Social Security Schemes(PMSBY-PMJJBY-APY) 16-17 Performance of Rural Self-Employment Training Institutes(RSETI), Financial Literacy Centers (FLC) & Financial Literacy Camps by Rural Branches 1-7 8 12 18-21 7 05 Credit-Deposit Ratio(CD Ratio) as on 30.06.2017 22-28 8 06 Annual Credit Plan 29-51 >Achievement of Sector-wise ACP-2017-18 as on 30.06.2017 32 Flow of Credit to Agriculture & Allied Activities 34 >Bank-wise Target & Achievement of Lending to Agriculture 37 >Achievement of Lending to New Farmers/ Farm Credit 40-41 >Lending to Small & Marginal Farmers 43 >Farmers Club 44 Flow of Credit to MSME 45-47 Flow of Credit to Other Priority Sectors 48-50 9 07 Issuance of Kisan Credit Cards(KCC) 2017-18 52-55 Performance of Banks in Crop & Term Loan 53 Implementation of Issuing KCCs 54 Pradhan Mantri Fasal Bima Yojana (PMFBY) 55 10 08 Self Help Groups(SHG) 56-57 Performance under SHG/National Urban Livelihood Mission(NULM) 56 Performance under NRLM/NERLP/WSHG 57 11 09 Recovery performance of Banks 58-65 Bank-wise and Sector-wise Recovery Performance 59 Bank-Wise & Government Programme-Wise Recovery Performance 60-63 Joint Recovery/PDR Cases 64-65 12 10 Position of NPA Of Banks In The State Of Tripura 66-69
Position of Technically Written-Off Accounts 68 Status of Govt. Sponsored Schemes & NPA generated thereof 69 13 11 Performance of Banks in key areas in Tripura 70-76 Branch Network & Population-Group Wise Deposit-Advance 71-72 Performance in Lending to Priority Sector & Key Categories 73-74 Quarterly Statement of June 2017 on Priority Sector Advance for FY 2017-18 75 Regional imbalances in deployment of credit to various sectors of the economy 76 14 12 Bank wise- Scheme wise performance under different Govt. Sponsored 77-81 Performance of Banks in PMEGP & SWAVALAMBAN 78-79 Performance in Lending under Mini Dairy 80 Performance in Lending under KCC(Fishery) 81 15 13 Educational Loans/Housing Loans & Specialized Schemes 82-85 16 14 SME financing & bottlenecks thereof 86 17 15 Timely submission of data by banks 87 18 Other Important Issues 88-90 19 Annexure related to Financial Inclusion 91-100 20 Branch & ATM Network in the State 101-102 21 Proceedings of 12st SLBC of Tripura held on 21.06.2017 103-113
Districts Tripura State General Information Names of the districts 1. North Tripura 2 Unakoti 3 Gomati 4 South Tripura 5. West Tripura 6 Sepahijala 7 Khowai 8. Dhalai No. of Sub Divisions - 23 No. of Blocks - 58 No. of Autonomous Council - 1 Capital: Agartala Area: 10491.69 sq. km. Population: 36.74 lac. (Male: 18.74 lac o Female: 18.00 lac) Literacy ratio: 94.65% (Male: 96.65% o Female: 92.35%) Land utilization- Net Cropped Area: 2,55,070 ha Irrigation Potentials:- Source: Good average rainfall-2200mm During south west monsoon. No perennial river. Total no of branches 508 Average population covered per branch: 7225 (Including RRB & Cooperative Banks) Multi cropped area: 219428 ha Fishery water area: 23571 ha Cropping intensity: 186% Lead Bank of 8 Districts UNITED BANK OF INDIA Main crops: Rice, Potato, Pineapple and Vegetable. Plantation: Rubber, Mandarin oranges Convener of SLBC United Bank of India 1
Population Details of Tripura Description 2001 2011 Approximate Population 32 Lakhs 36.74 Lakhs Actual Population 3,199,203 3,673,917 Male 1,642,225 1,874,376 Female 1,556,978 1,799,541 Population Growth 15.74% 14.84% Percentage of total Population 0.31% 0.30% Sex Ratio 948 960 Child Sex Ratio 966 957 Density/km2 305 350 Area(Km2) 10,491.69 10,491.69 Total Child Population (0-6 Age) 436,446 458,014 Male Population (0-6 Age) 222,002 234,008 Female Population (0-6 Age) 214,444 224,006 Literacy 73.19% 94.65%(As on Sept' 2013) Male Literacy 81.02% 96.65%(As on Sept' 2013) Female Literacy 64.91% 92.35%(As on Sept' 2013) 2
Area Agricultural Scenario of Tripura a) Total area of the State 10,491.69 SqKms b) Altitude of Agartala 12.80 Mts c) Land Utilisation i ) Total geographical area 10,43,169 ha. ii ) Net Cropped Area 2,55,070 ha. iii ) Forest area 6.29,426 ha. iv ) Area sown more than once 2,19,428 ha. v ) Gross Cropped Area 4,74,498 ha. vi) Cropping intensity 186% Agriculture a Production of crops i Rice 7,11,831 MT ii Wheat 300 MT iii Maize 5,863 MT iv Pulses 5,154 MT Total Foodgrains 7,23,148 MT v Sugar cane 4,95,98 MT vi Cotton (Bale =170 kg) 1,395 Bales vii Jute (Bale =180 kg) 5,369 Bales viii Mesta (Bale =180 kg) 7,003 Bales ix Total oil seeds 4,613 MT x Potato 94,554 MT b Fertilizer consumption 35133 MT c Per hectare use of fertilizer (NPK) 62 Kg/Ha d Bio-fertilizer distribution 1500 MT e Farmers trained 70,000 Nos. f Regulated agricultural markets 21 g Cropping intensity (%) 190% h Jhum productivity 1050 Kg/Ha i Cold Storage Agri Department 9 Nos Private 4 Nos 3
Climate Irrigation j Mango 11,924.35 MT k Pineapple 1,08,009 MT l Orange 20,383 MT m Jackfruit 2,52,384 MT n Coconut 7,882 MT o Summer vegetable 1,43,665,66 MT p Others winter vegetable 1,62,602.05 MT r Amount disbursed Rs. 84.96 Crores a Normal annual rainfall 2,169.40 mm b Average actual annual rainfall 1,961.80 mm c Normal rainy days 99.2 d Actual rainy days 82.5 a Cultivable area 2,79,050 ha. b Irrigable area 1,17,000 ha. c Potential created 1,19,000 ha. d Potential utilized 87,000 ha. 4
Network of Bank Branches in Tripura As on 30.06.2017 Population Group March 2012 March 2013 March 2014 March 2015 March 2016 March 2017 June 2017 Rural 187 217 229 248 265 269 269 (57%) (57%) (54%) 54% 53% 53% 53% Semi- urban 67 84 107 117 127 131 131 (20%) (22%) (25%) 25% 26% 26% 26% Urban 74 79 89 96 104 108 108 (23% ) (21%) (21%) 21% 21% 21% 21% TOTAL 328 380 425 461 496 508 508 (Figures in bracket indicate percentage of total branches.) 5
SLBC-TRIPURA VITAL BANKING STATISTICS (Amount Rs. in Crore) Sl. Parameter June'2016 March'2017 June'2017 1 No. of Branches 497 508 508 2 Total Deposits 18183.51 22341.99 21961.94 3 Total Advances 8114.73 9586.33 9676.71 4 CD Ratio 45 43 44 5 C+I: Deposit Ratio 65 62 63 6 Priority Sector Advances (PSA) 6552.89 7866.40 7916.66 7 % of PSA to ANBC 94 93 98 8 Agriculture Advances 2610.52 3392.87 3535.44 9 % of Agri Advances to ANBC 37 40 44 10 MSE Advances 2630.08 3068.55 3024.54 11 Education Loans 113.17 114.45 113.92 12 Housing Loans 1304.91 1343.06 1260.35 13 DRI Advances 2.23 1.73 1.60 14 % of DRI Advances to ANBC 0.03 0.02 0.01 15 Schedules Caste/ Scheduled Tribe Advances 1953.15 2287.15 2502.6 16 Advances to Women Entrepreneurs 1429.29 1526.79 2085.10 17 % of Advances to Women Entrepreneurs to ANBC 20.45 18.14 26.00 18 Weaker Section Advances 3683.22 4291.58 3892.63 19 % of Weaker Advances to ANBC 53 51 48 20 Minority Community Advances 287.76 535.68 501.13 21 % of Minority Community Advances to Prisec Advances 4.39 6.36 6.33 DISBURSEMENT PARTICULARS UNDER ANNUAL CREDIT PLAN (Amount Rs in crore) 2016-17 As on June 2016 2017-18 As on June 2017 Sector Plan Achievement (April 16-June 16) % to Target Plan Achievement (April 17-June 17) % to Target Agriculture 1296.82 286.65 22 2117.11 622.62 29 MSME 967.06 266.27 28 1090.5 302.98 28 Other Prisec 601.19 277.80 46 671.86 114.85 17 Total Prisec 2865.07 830.73 29 3879.45 1040.45 27 Non-Prisec 469.16 127.63 27 506.55 152.35 30 Grand Total 3334.24 958.36 29 4386.00 1192.80 27 6
Rs. in Crores Banking Key Indicators for the State of TRIPURA 30000 20000 10000 0 Banking Key Indicators Deposits Advance Priority Sector Advances Agriculture 31.03.2015 17274.85 7107.78 5204.18 1658.28 31.03.2016 18724.08 8415.05 6162.78 2304.85 31.03.2017 22341.99 9586.33 7866.40 3392.87 30.06.2017 21961.94 9676.71 7916.66 3535.44 Priority Sector Advance As on 30.06.2017 17% 39% 44% Agriculture & Allied MSME Other Priority Sector 7
Agenda item no -1 CONFIRMATION OF PROCEEDINGS OF THE 121 st MEETING OF THE SLBC FOR TRIPURA The proceedings and action points of the 121 st Meeting of SLBC for Tripura, held on 21.06.2017 was circulated under the cover of Convener Bank s letter no. LBD/ SLBC/Tripura/764/2017-18 dt. 03.07.2017; the same may please be confirmed by the House. 8
PRADHAN MANTRI MUDRA YOJANA (PMMY) AGENDA No. 2 Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 All Banks are to exert effort to achieve MUDRA Target for FY 2017-18 as on 31.03.2018 (Action: All Banks). Status of implementation All Banks/Lending Institutions have made an achievement of Rs. 115.35 Crores with 24872 numbers of accounts as on 30.06.2017, against the annual target of Rs. 481.00 Crores i.e. 23% of the target. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 NABARD and Tripura State Government to take up the matter with the Appropriate Authority so that TGB comes under the ambit of CGTMSE and MUDRA Guarantee Scheme (Action: NABARD, TGB and Government of Tripura) Status of implementation Tripura Gramin Bank is yet to receive permission from the appropriate authority. Performance of the Banks in the State of Tripura as on 30.06.2017 for FY 2017-18(from 01.04.2017 to 30.06.2017) is furnished below: Amt. Rs. In Crores Shishu Kishore Tarun Bank Name (Loans up to Rs. 50,000) (Loans from Rs. 50,001 to Rs. 5.00 Lakh) (Loans from Rs. 5.00 to Rs. 10.00 Lakh) Total A/Cs Amt A/Cs Amt A/Cs Amt A/Cs Amt Public Sector Banks 725 2.88 937 21.27 146 11.75 1808 35.88 Private Sector Banks 11811 25.71 27 0.37 2 0.15 11840 26.23 RRBs 3119 14.73 638 10.97 35 2.76 3792 28.46 Co-Op Banks 87 0.43 69 3.45 47 3.77 203 7.65 Sub- Total 15742 43.75 1671 36.06 230 18.43 17643 98.22 NBFCs 7229 17.13 0 0.00 0 0.00 7229 17.13 Grand Total 22971 60.88 1671 36.06 230 18.43 24872 115.35 Bank wise details of disbursement is Annexed. 9
Bank Type : ALL State : Tripura Financial 2017-2018 Bank : ALL Scheme : MUDRA Data Till 30/06/2017 [Amount Rs. in Crore] Shishu Kishore Tarun Sr No Bank Type Name Bank Name (Loans up to Rs. (Loans from (Loans from Total A/Cs Amt. A/Cs Amt. A/Cs Amt. A/Cs Amt. 1 1.1 SBI and Associates State Bank of India 151 0.69 165 4.80 55 4.39 371 9.87 Total 151 0.69 165 4.80 55 4.39 371 9.87 2 2.1 Public Sector Commercial Banks Allahabad Bank 0 0.00 4 0.13 0 0.00 4 0.13 2.2 Andhra Bank 1 0.00 1 0.03 0 0.00 2 0.04 2.3 Bank of Baroda 3 0.01 18 0.53 2 0.20 23 0.74 2.4 Bank of India 29 0.11 90 1.78 4 0.32 123 2.21 2.5 Bank of Maharashtra 1 0.00 5 0.15 3 0.23 9 0.38 2.6 Canara Bank 41 0.13 49 1.04 7 0.49 97 1.66 2.7 Central Bank of India 19 0.09 17 0.44 1 0.05 37 0.59 2.8 Corporation Bank 1 0.01 4 0.07 0 0.00 5 0.07 2.9 Dena Bank 50 0.00 2 0.04 0 0.00 52 0.04 2.1 Indian Overseas Bank 1 0.00 11 0.20 1 0.09 13 0.30 2.11 Punjab National Bank 2 0.01 8 0.26 2 0.15 12 0.42 2.12 Syndicate Bank 17 0.06 25 0.59 2 0.16 44 0.81 2.13 Union Bank of India 6 0.03 29 0.58 1 0.08 36 0.69 2.14 United Bank of India 369 1.61 426 8.85 55 4.42 850 14.87 2.15 Punjab & Sind Bank 0 0.00 1 0.01 0 0.00 1 0.01 2.16 UCO Bank 31 0.11 68 1.42 4 0.31 103 1.83 2.17 Vijaya Bank 3 0.01 8 0.20 7 0.65 18 0.86 2.18 IDBI Bank Limited 0 0.00 6 0.15 2 0.20 8 0.35 Total 574 2.19 772 16.47 91 7.36 1437 26.01 3 3.1 Private Sector Commercial Banks South Indian Bank 1 0.01 0 0.00 0 0.00 1 0.01 3.2 ICICI Bank 483 1.25 0 0.00 0 0.00 483 1.25 3.3 IndusInd Bank 32 0.14 27 0.37 2 0.15 61 0.66 3.4 HDFC Bank 1265 2.96 0 0.00 0 0.00 1265 2.96 3.5 IDFC Bank Limited 10030 21.36 0 0.00 0 0.00 10030 21.36 Total 11811 25.71 27 0.37 2 0.15 11840 26.23 4 4.1 Regional Rural Banks Tripura Gramin Bank 3119 14.73 638 10.97 35 2.76 3792 28.46 Total 3119 14.73 638 10.97 35 2.76 3792 28.46 5 5.1 NBFC-Micro Finance Institutions Village Financial Services Pvt Ltd 2719 6.33 0 0.00 0 0.00 2719 6.33 5.2 JANALAKSHMI FINANCIAL SERVICES LIMITED 0 0.00 0 0.00 0 0.00 0 0.00 5.3 RGVN (NORTH EAST) MICROFINANCE LIMITED 4497 10.77 0 0.00 0 0.00 4497 10.77 5.4 Asirvad Microfinance Pvt. Ltd 13 0.03 0 0.00 0 0.00 13 0.03 5.5 Arohan Financial Services Pvt. Ltd. 0 0.00 0 0.00 0 0.00 0 0.00 Total 7229 17.13 0 0.00 0 0.00 7229 17.13 6 6.1 Cooperative Banks Tripura State Cooperative Bank 87 0.43 69 3.45 47 3.77 203 7.65 Total 87 0.43 69 3.45 47 3.77 203 7.65 Grand Total 22971 60.88 1671 36.06 230 18.43 24872 115.35 10
STAND-UP INDIA Stand-Up India Scheme facilitates bank loans between Rs.10 lakh and Rs. 1 crore to at least one Scheduled Caste (SC) or Scheduled Tribe (ST) borrower and at least one woman borrower per bank branch for setting up a Greenfield Enterprise. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 All Banks are to exert effort to achieve Stand-Up India Targets for 2017-18 as well as uploading of proposals in the Portal (Action: All Banks). Status of implementation Loans under the scheme had been extended to 5 SC/ST/Women beneficiaries amounting to Rs. 1.19 Crores during April-June 2017 of FY 2017-18. Bank-wise Progress under the Scheme as on 30 th June 2017 is as follows:- PERFORMANCE UNDER STAND UP INDIA As on 30.06.2017 Amt.: Rs. In Lakhs Sl. Bank SC/ST Women TOTAL No. Amt. No. Amt. No. Amt. 1 Allahabad 2 Andhra Bank 3 Bank of India 4 Canara Bank 2 72.70 0 0.00 2 72.70 5 IDBI Bank 6 IndusInd Bank 7 Punjab & Sind Bank 8 State Bank of India 9 Syndicate Bank 10 Tripura Gramin Bank 11 UCO Bank 12 United Bank of India 0 0.00 3 46.60 3 46.60 13 Vijaya Bank GRAND TOTAL 2 72.7 3 46.6 5 119.30 11
AGENDA No. 3 Opening of Bank Branches in unbanked villages having population above 5000 in the State of Tripura Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 Banks to submit status report on opening of branches in unbanked villages having population above 5000 to SLBC desk. (Action: Banks). Status of implementation No Branch has since been opened till date and Status report as received from concerned banks is furnished below:- ALLOCATION OF UNBANKED VILLAGES HAVING POPULATION ABOVE 5000 TO DIFFERENT SCHEDULED COMMERCIAL BANKS Name of the State Sl. District Block TRIPURA GP having Bank Branch or Not (Yes or No) Name of Unbanked Village > 5000 Population as per 2011 Census Availability of Bank If YES, YES/NO Engaged By Allotted to Bank (Specify Name) for Branch Opening Remarks 1 West Dukli No Belabar 8648 Yes TGB Indian Bank Proposal is forwarded to controlling office situated at Guwahati. Confirmation is pending. 2 West Dukli No Charipara 6710 Yes TGB UCO Bank Under Process 3 West Dukli No Ishan Chandra Nagar 5944 Yes UBI Vijaya Bank Proposal is pending with Head Office 4 West Dukli No Maheshkhola 5107 Yes SBI Canara Bank Taken up with appropriate authority for approval. 5 Dhalai Ambassa No Kamalacherra 5524 Yes TGB Central Bank of India Proposal is pending with Head Office 6 Dhalai Ambassa No Lalcherra 6529 Yes UBI TGB Suitable Premises Found. Major Renovation Required. Branch to be opened after renovation. 7 Dhalai Manu No Mainama 6168 Yes TGB Bank of India SLBC Yet to receive Status Report 8 Dhalai Manu No Jamircharra 6617 Yes UBI Union Bank of India Proposal is pending with controlling office 9 North Kadamtala No Baghan 5179 Yes TGB Syndicate Bank Proposal is pending with Corporate Office 10 North Jubarajnagar No Kameswar 5319 Yes UBI UBI Waiting for approval from RBI. 11 North Jubarajnagar No Radhapur 5678 Yes UBI IDBI Our Bank has already opened two branches at two different unbanked area of Tripura viz Rangamati and Uttarchampamura in current financial Year. There is no proposal of opening of branch at Radhapur in current financial Year. The proposal is noted for future branch expansion plan 12 North Laljuri No Chandipur 5133 Yes TGB Axis Bank SLBC Yet to receive Status Report 13 Sepahijala Jampuijala No Paschim Takarjala 5779 Yes TSCB SBI DM Sepahijala, SDM Jampuijala and people's representative have requested to open Branch at Jampuijala instead of West Takarjala. Field Visit is done. Accordingly a letter has been sent to SLBC Tripura for approval. The same has been forwarded to RBI for necessary action. 14 Sepahijala Jampuijala No Ratanpur 5233 Yes TSCB P & SB Not opened with plea that our Bank has a Branch at Gabordi about 2 Kms away. The Branch opens accounts of people of Ratanpur and has a large number of accounts from that area. 15 Khowai Teliamura No Dakshin Krishnapur 5049 Yes UBI Allahabad Bank SLBC Yet to receive Status Report 16 Khowai Teliamura No Madhya Krishnapur 5224 Yes UBI Andhra Bank Pending with Zonal Office 17 Khowai Teliamura No Sardu Karkari 6087 Yes TGB IOB Not viable to open a new branch 18 Khowai Mungiakami No Uttar Gokulnagar 5233 Yes TGB HDFC Proposal is pending with corporate Office 19 Unakoti Pecharthal No Nabincherra 5025 Yes TGB ICICI SLBC Yet to receive Status Report 12
FINANCIAL INCLUSION Agenda Item No. 4 Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 All Banks to complete Aadhaar Seeding and activation of RuPay Debit Cards with the active cooperation of the State Government Machinery and PRI bodies in Savings accounts. (Action : All Banks). Status of implementation The details of progress under PMJDY are annexed. Pradhan Mantri Jan DhanYojana (PMJDY). Performance of PMJDY as on 09.08.2017 for the State of Tripura is furnished below: Rural Accounts Urban Accounts Total Accounts Deposit (Rs/crore) Aadhaar Seeded Zero balance A/cs RuPay card issued No. No. No. Amt. No. No. No. 576961 236484 813445 620.44* 719089 37418 721769 In Percentage 70.93 29.07 88.40 4.60 88.73 * Average deposit per account Rs 7627/- 29.52 crore PMJDY accounts have been opened till 09.08.2017 across the country with deposit of Rs 65844.68 crore with an average deposit of Rs. 2231/- per account as against average deposit of Rs 7627/- per account in the State of Tripura. Aadhaar seeding percentage is 88.40 in Tripura. On the issue of bulk seeding of Aadhaar numbers from MNREGA database or database of other department, all banks are to observe due diligence and obtain written consent of the customer before seeding the Aadhaar number in the Bank account. All banks are requested to push up Aadhaar seeding for smooth DBT transactions. All the banks in the State of Tripura issued Rupay Cards to 88.73% PMJDY customers against national issuance of 76.93%. Activation of Rupay cards is an area of concern for banks in Tripura. Bank Mitras should use Rupay Card compliant hand-held devices at the earliest, so that all the beneficiaries get the benefit of Rs. 1 lac inbuilt accident insurance. This area needs attention by all banks. Number of Zero balance accounts has considerably come down and stands at only 4.60% of total PMJDY accounts opened in the State. Bankers are requested to convert all zero balance accounts into operative accounts. DFS, MoF, GoI is reviewing the progress of PMJDY in respect of Financial Literacy, Rupay Card activation and status of Bank Mitras through Video Conferencing on regular basis. SLBC Desk Tripura along with member banks and State Mission Director (PMJDY) participate in VCs. SLBC communicates the direction of the DFS regularly to member banks for implementation. 13
Aadhaar Authentication of All Current & Savings Accounts (CASA) Govt. of India has instructed all Banks to complete Aadhaar Authentication of all Current and Savings Bank Accounts within 31 st December 2017. Accounts not having Aadhaar Authentication will be made inoperative w.e.f. 1 st January 2018. The various aspects of this task are listed as follows:- Amended PML Rules Requirement of Aadhaar submission New accounts: Customer to submit Aadhaar number Existing accounts: Customer to submit Aadhaar number by 31.12.2017, failing which accounts to be inoperative till submission of Aadhaar Authentication Banks to authenticate Aadhaar data with UIDAI Modes of Authentication Banks may adopt any of the following methods, and decide the extent of demographic information match in case of demographic authentication: Biometric authentication OTP-based authentication Demographic authentication Aadhaar enrolment and update Scheduled Commercial Banks to set up enrolment centres in 10% branches by 30.8.2017. All bank branches to have ekyc facility Need for time-bound action Aadhaar authentication only 13% of operative current & savings accounts (CASA) Need to reach out to all customers to secure authentication ahead of December deadline to avoid: Large numbers of customers with unauthenticated accounts Disruption in banking operation due to inoperative accounts Chief Secretaries requested to organise congregations at Aadhaar enrolment & update centres MGNREGA seeding & enrolment camps by State authorities on till 10.9.2017 Coordinated public awareness campaign 14
Banks to set up OTP-based authentication website/mobile facility Next Steps at State Level Lead Bank to organise townhalls with participation of local associations like chambers of commerce, CAs, RWAs and local bodies, local media to communicate the need to link Aadhaar At least one townhall in all divisional HQs within the coming 15 days Organise congregations for o linking Aadhaar, and o helping customers secure match in cases where bank identifies mismatch between bank & Aadhaar details & intimates customers Aim to complete the authentication exercise by November United Bank of India, Convener-SLBC Tripura is going to hold one workshop on Aadhaar Authentication of all current and savings accounts with the help of UIDAI on 31.08.2017 i.e. after SLBC Meeting for all LDMs and member banks of SLBC Tripura. 15
Social Security Schemes: Performance of 3 Social Security Schemes viz. Pradhan Mantri Suraksha Bima Yojana (PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana (PMJJBY) and Atal Pension Yojana(APY) as on 30.06.2017 is furnished below: Bank Type PMSBY PMJJBY APY Total PSB 141300 50522 6273 198095 RRB 158696 55036 4592 218324 Private 1731 718 616 3065 Co-op 7769 1629 25 9423 Total 309496 107905 11506 428907 Amendment in rules for implementation of PMJJBY: It has been advised by DFS, MoF, GoI (letter F.No.H-12011/2/2015-Ins.II dated 02.05.2016) to incorporate a lien clause in the rules of PMJJBY with effect from 01.06.2016 whereby claims for deaths which occur during first 45 days from the date of enrollment will not be paid, effectively meaning that the risk cover will commence only after the completion of 45 days from the date of enrollment into the scheme by the member. However, death due to accident will be exempted from the lien clause. Action Points emerged in the 121 st SLBC meeting held on 21.06.2017: Member Banks are to timely submit the complete claim applications to insurance Companies and also to take up the help of SLBC Desk to reduce rejection of claims. (Action : All Banks). Status of Implementation Member Banks are requested to submit complete set of Claim Applications to respective Insurance Companies so as to ensure early settlement of claims. In case of any difficulty/issues, any Bank/ Claimant may contact SLBC desk Tripura. 16
Performance of PMSBY, PMJJBY & APY as on 30.06.2017 is also furnished below: As on 30.06.2017 Sl. STATE TOTAL Name Of Bank SBY JBY APY 1 Allahabad Bank 543 213 17 2 Andhra Bank 396 258 121 3 Bank of Baroda 4522 1223 337 4 Bank of India 12948 3912 741 5 Bank of Maharashtra 209 94 19 6 Canara Bank 7989 4482 936 7 Central Bank of India 2196 1018 53 8 Corporation Bank 390 201 60 9 Dena Bank 522 51 8 10 Indian Bank 472 290 62 11 IDBI BANK 1500 800 160 12 IOB 405 375 27 13 OBC 1023 109 23 14 Punjab & Sind Bank 705 97 41 15 Punjab National Bank 1678 268 20 16 State Bank of India 35489 7812 637 17 Syndicate Bank 714 263 121 18 Union Bank of India 987 545 178 19 United Bank of India 54181 22150 1402 20 UCO Bank 13758 6152 1276 21 Vijaya Bank 673 209 34 PUBLIC SECTOR BANKS 141300 50522 6273 22 AXIS BANK 278 113 336 23 IDFC Bank 63 8 0 24 Federal Bank 75 39 0 25 HDFC 840 357 194 26 ICICI 210 81 73 27 Indusind Bank 121 9 0 28 Kotak Mahindra Bank 54 40 1 29 SOUTH INDIAN BANK 85 67 10 30 YES Bank 5 4 2 PVT. SECTOR BANKS 1731 718 616 31 Tripura Gramin Bank 158696 55036 4592 RRB 158696 55036 4592 32 ACUB 0 0 0 33 TSCB 7769 1629 25 Co-Op Banks 7769 1629 25 TOTAL GRAND TOTAL 309496 107905 11506 428907 17
Progress in extension of banking facilities as per Financial Inclusion Plan: The banks have already set up banking outlets in all the 419 villages having 2000 or more population mainly through BC model and Brick and Mortar branches in some villages. BCAs were engaged in 414 villages. B & M branches were opened in 5 (five) villages. 607779 accounts have been rolled out to give coverage of one family-one account. The Banks have since covered all the 619 villages having population less than 2000 through BC model. It was also directed to open brick & mortar branches in at least 5% of the total villages under FI Plan. Accordingly, SLBC Tripura identified 35 centers for opening of Brick & Mortar Branches and allotted among the different Banks. So far, 34 Brick & Mortar branches have already been opened and 1 (One) branch is yet to be opened in the village namely Thirthamukh by TSCB. Besides, 85 number of Brick & Mortar branches have been opened in rural areas of Tripura to cater to the needs of people under Financial Inclusion plan. Convergence of insurance facilities with the FI initiatives: Operational from 1 st of June, 2015, the 3 Social Security Schemes launched by the Hon ble Prime Minister of India, namely Pradhan Mantri Suraksha BimaYojana(PMSBY), Pradhan Mantri Jeevan Jyoti Bima Yojana(PMJJBY) and Atal Pension Yojana(APY) are in implementation in the State and have shown satisfactory achievement. Progress in GIS data entry: GIS data entry has been completed for all the 8 lead districts of the State. The concerned LDMs have been advised to keep updating the entries as and when occasions arise. 18
Financial Literacy Centers: Action Points emerged in the 121 st SLBC meeting held on 21.06.2017: Each FLC and rural branch would conduct minimum one outdoor / indoor literacy camp once a month. (Action: All FLC & Rural branches). Status of implementation The 14 FLCs have conducted 107 literacy camps during April-June 2017 with participation of 6052 persons. Besides, 251 rural branches conducted 694 camps during the same period with participation of 9694 persons thus averaging 2.76 Camps per branch during the quarter. CREDIT PLUS ACTIVITIES: - Monitoring initiatives for providing Credit Plus activities by banks and State Government such as setting up of Credit Counseling Centers and RSETIs for providing skills and capacity building to manage businesses. RSETI : Five RSETIs are providing skill development training for the Rural Unemployed youth of all the 8 districts in the State. These RSETIs are functioning in premises temporarily arranged for the purpose. The State Government has allocated land to RSETIs at Dhalai, Udaipur & Kumarghat for constructing permanent premises. Performance of RSETIs: The five RSETIs in Tripura trained 519 participants during FY 2017-18. Out of the total participants, 3 people got employed with their own fund, 232 have got self-employed through bank loan and no one has been wage employed thus registering employment percentage of 44.70 %. In the last SLBC Meeting, it was decided that Directors of RSETIs/RUDSETI be invited to place the performance of their Institute. Accordingly, all the RSETI and RUDSETI Directors have been requested to remain present in SLBC Meeting with their performance for placing before the House. The performance of the 5 RSETIs during the current financial year is Annexed. 19
STATE-TRIPURA Performance of RSETIs in Tripura (upto 30.06.2017) Agenda Item No. 3 Annexure No. RSETI - UBI -Udaipur,Gomati F.Y No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees Male Female Total SC ST OBC MC With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL mme 2009-10 12 53 246 299 67 57 63 28 12 246 20 278 67 232 299 2010-11 16 196 211 407 88 55 84 56 35 247 40 322 235 172 407 2011-12 25 352 248 600 120 83 138 50 11 484 15 510 333 267 600 2012-13 22 284 270 554 119 105 140 33 42 348 43 433 309 245 554 2013-14 26 429 308 737 136 156 178 45 7 499 54 560 405 332 737 2014-15 29 469 277 746 169 67 480 30 5 466 0 471 394 352 746 2015-16 30 481 304 785 174 84 194 42 120 130 0 250 402 383 785 2016-17 28 498 298 796 159 315 130 20 315 327 8 650 317 479 796 2017-18 7 161 67 228 32 74 41 6 1 125 0 126 148 80 228 Total 195 2923 2229 5152 1064 996 1448 310 548 2872 180 3600 2610 2542 5152 F.Y No. of Progra RSETI - UBI - Ambassa,Dhalai No. of Progra mme No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees Male Female Total SC ST OBC MC With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL 2010-11 3 31 21 52 6 13 7 0 4 21 0 25 20 32 52 2011-12 9 100 143 243 35 120 57 2 30 121 42 193 110 133 243 2012-13 15 182 162 344 74 108 80 8 57 186 9 252 169 175 344 2013-14 23 286 271 557 109 241 84 30 31 165 61 257 284 273 557 2014-15 25 370 341 711 158 317 151 4 97 384 41 522 381 330 711 2015-16 26 339 278 617 145 268 189 4 74 308 32 414 269 348 617 2016-17 28 412 256 668 102 419 41 6 73 288 27 388 195 473 668 2017-18 4 49 11 60 14 33 7 0 0 18 0 18 11 49 60 Total 133 1769 1483 3252 643 1519 616 54 366 1491 212 2069 1439 1813 3252 RSETI - TGB -SEPAHIJALA, Sepahijala No. of F.Y Progra No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees mme With With Wage Male Female Total SC ST OBC MC owned bank Emplo Total APL BPL TOTAL 2008-09 1 11 5 16 4 4 2 1 0 16 0 16 0 16 16 2009-10 9 73 174 247 32 110 51 8 12 235 0 247 0 247 247 2010-11 1 0 23 23 4 1 8 0 0 23 0 23 0 23 23 2011-12 10 33 250 283 70 43 37 13 0 194 0 194 0 283 283 2012-13 4 5 135 140 52 7 30 16 0 100 0 100 0 140 140 2013-14 3 12 88 100 8 46 16 14 0 22 0 22 0 100 100 2014-15 23 122 679 801 143 178 255 98 40 459 0 499 173 628 801 2015-16 29 362 422 784 122 324 182 87 519 222 0 741 498 286 784 2016-17 27 252 513 765 130 299 167 84 205 203 0 408 267 498 765 2017-18 3 23 32 55 12 8 20 7 0 27 0 27 41 14 55 Total 110 893 2321 3214 577 1020 768 328 776 1501 0 2277 979 2235 3214 RUDSETI, AGARTALA (Promoted by Syndicate & Canara Bank), West Tripura F.Y No. of Progra No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL Male Female Total SC ST OBC MC 2011-12 8 65 210 275 77 138 28 15 74 95 0 169 119 156 275 2012-13 23 241 524 765 262 243 166 25 451 93 0 544 216 549 765 2013-14 24 228 514 742 139 374 129 24 309 123 0 432 350 392 742 2014-15 20 195 369 564 68 403 37 20 221 20 0 241 256 308 564 2015-16 30 498 288 786 124 322 152 17 190 367 0 557 504 282 786 2016-17 29 248 446 694 189 107 180 32 38 360 0 398 433 261 694 2017-18 6 66 24 90 18 12 32 28 2 44 0 46 74 16 90 Total 140 1541 2375 3916 877 1599 724 161 1285 1102 0 2387 1952 1964 3916 RSETI - SBI -Kumarghat, Unakoti. No. of F.Y Progra mme No. of Participants Out of total Participants No. of Trainees Employed Financial Status of Trainees With owned fund With bank Loan Wage Emplo yed Total APL BPL TOTAL Male Female Total SC ST OBC MC 2013-14 18 227 125 352 76 70 89 88 35 116 78 229 44 308 352 2014-15 29 269 448 717 148 244 148 95 191 123 112 426 23 694 717 2015-16 29 435 342 777 131 389 140 40 254 156 38 448 150 627 777 2016-17 24 314 275 589 137 188 135 12 87 230 72 389 148 441 589 2017-18 5 24 62 86 14 23 32 6 0 18 0 18 31 55 86 Total 105 1269 1252 2521 506 914 544 241 567 643 300 1510 396 2125 2521 20
Sl. State District Location(Metro, Urban, SU, Rural) Address QUARTERLY REPORT FINANCIAL LITERACY CENTRES-- REPORT FOR THE QUARTER ENDED JUNE 2017 Date of start of functioning Name of Sponsoring Bank No. of Literacy Camps undertaken during the quarter as per RBI guidelines using standardized financial literacy material of RBI No. of Persons participated in Literacy Camps during the quarter 1 Tripura West Tripura 54 50 140 2357 1729 376 2 Tripura Sepahijala 35 33 89 1388 1047 196 3 Tripura Khowai 25 23 63 1026 804 149 4 Tripura Gomati 35 33 92 1297 1103 147 5 Tripura South 36 33 91 1163 974 145 6 Tripura Dhalai 34 31 86 1044 926 81 7 Tripura North 29 28 77 827 693 106 8 Tripura Unakoti 21 20 56 592 517 52 TOTAL 269 251 694 9694 7793 1252 Branch wise details have been Annexed. 21 Out of Persons participated, number of persons already having bank a/c at the time of attending the camp Out of persons participated, no. of persons opened bank a/c after attending the camp 1 Tripura Gomati Semi-Urban R-Seti,Udaipur 27.03.09 UBI 15 643 554 78 2 Tripura Dhalai Rural R-Seti, Ambassa 25.01.11 UBI 8 442 373 53 3 Tripura Sepahijala Urban R-Seti, Sepahijala 12.02.13 TGB 4 104 85 13 4 Tripura West Tripura Urban Rudset Institute 14.09.11 Syndicate Bank & Canara Bank 11 181 130 23 5 Tripura Unakoti Rural R-Seti, Kumarghat 07.07.13 SBI 5 327 267 30 6 Tripura Gomati Semi-Urban LDM(South) 19.10.12 UBI 6 338 264 63 7 Tripura Dhalai Semi-Urban LDM(Dhalai) 19.10.12 UBI 6 800 618 148 8 Tripura Unakoti Semi-Urban LDM(North ) 19.10.12 UBI 5 264 213 42 9 Tripura West Tripura Urban LDM(West) 19.10.12 UBI 6 376 326 36 10 Tripura Khowai Semi-Urban TGB Khowai Branch 17.09.15 TGB 3 63 13 11 Tripura South Semi-Urban TGB Santirbazar Branch 30.12.15 TGB 10 662 549 94 12 Tripura Gomati Semi-Urban TGB Udaipur Branch 22.09.15 TGB 14 1119 900 175 13 Tripura Sepahijala Rural TGB Bishramganj Branch 30.12.15 TGB 11 682 574 89 14 Tripura North Semi-Urban TGB Dharmanagar Branch 05.03.16 TGB 3 114 92 19 Total 107 6052 5008 876 Sr.N o. State District No. of Rural Branches in the District QUARTERLY REPORT RURAL BRANCHES-- REPORT OF CONDUCT OF FINANCIAL LITERACY CAMP FOR THE QUARTER ENDED JUNE 2017 No. of Rural No. of Literacy Branches which have Camps conducted conducted literacy as per RBI camps as per RBI guidelines using guidelines using standardized standardized Financial Financial Literacy Literacy Materials of Material of RBI RBI in the quarter No. of persons participated Out of persons participated, no. of persons already having bank a/c at the time of attending the camp Out of persons participated, no. of persons opened bank a/c after attending the camp
CD Ratio of Banks in Tripura 1. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 Agenda Item No. 5 All Banks are to exert efforts jointly to raise the CD ratio of the State to 53% as on 31.03.2018. (Action: All Banks & State Government). Status of implementation CD ratio of the Banks in the State increased to 44% as on 30.06.2017 from 43% as on 31.03.2017. The CD ratio of Banks is gradually improving again after decreasing by 3% as on December 2016 as compared to March 2016 owing to receipt of huge amount of Specified Bank Notes (Rs. 500/ Rs. 1000) both in Deposit and Advance Accounts owing to demonetization during November- December 2016. Banks have already initiated steps for increasing credit portfolio both in Agriculture and Retail segments including MSE. All Banks are requested to take proactive steps for increasing advances in the State for steady growth in CD ratio of the State during FY 2017-18. 2. Action Points emerged in the 120 th SLBC Meeting held on 27.02.2017 The District Administration would continue to review the CD ratio of the districts in all DCC meetings and Action points should be decided for all districts to push up the CD ratio. Extra efforts should be initiated for West Tripura District to improve its CD ratio with high ticket loan accounts. (Action: All Banks & LDMs). Status of implementation District administration is reviewing the progress of CD Ratio in every DCC meeting and action points are taken to push up the CD ratio of all Banks. Besides, Special Sub-committee (SSC) of West Tripura District is regularly monitoring and reviewing the performance of CD Ratio in each DCC Meeting of West Tripura. 22
CD Ratio: The details of Bank wise and district wise CD ratio are annexed. At the end of June 2017 the CD ratio of the State stood at 44% compared to 43% as on March 2017. The district wise details are as under: District CD RATIO CD RATIO June 2016 March 2017 June 2017 Since March 2017 North Tripura 51 45 44-1 Unakoti 64 55 58 +3 South Tripura 49 46 48 +2 Gomati 88 85 89 +4 West Tripura 32 32 33 +1 Sepahijala 71 62 68 +6 Khowai 65 64 66 +2 Dhalai 68 62 65 +3 Total State 45 43 44 +1 CD ratio of 7 out of 8 districts in the State as on June 2017 has improved over the CD ratio of March 2017. CD Ratio of 89% is the highest in Gomati District, as against 33%, the lowest in West Tripura District having 58 % of the total business of the State. District-wise / Bank-wise CD Ratio of Banks is furnished in the Annexure. 23
Agenda item no-5 BANKWISE CREDIT DEPOSIT RATIO OF THE STATE AS ON 30th June' 2017 (Amt. In lac) SL No. Bank's Name No of Brs Total Deposit Total Advance CD Ratio 1 Allahabad Bank 3 11076.95 2808.68 25 2 Bandhan Bank 23 29353.99 99362.67 338 3 Bank Of Borada 4 32929.21 8523.61 26 4 Bank Of India 13 20424.40 13590.74 67 6 Canara bank 13 36555.46 13222.05 36 7 Central Bank Of India 7 14912.41 6011.32 40 8 Dena Bank 1 330.42 71.53 22 9 Indian Bank 3 12741.03 1973.75 15 10 Indian Overseas Bank 5 13602.10 3005.14 22 11 Punjab & Sind Bank 2 2674.00 513.50 19 12 State Bank Of India 65 653967.27 269264.83 41 13 UCO Bank 29 108108.69 27111.93 25 14 Union Bank 7 47201.47 11215.14 24 15 United Bank Of India 63 301570.88 119549.45 40 16 Vijaya Bank 4 17598.00 3416.00 19 17 AXIS BANK 7 24758.86 4480.05 18 18 Punjab National Bank 3 7943.50 2499.37 31 19 Syndicate Bank 6 5626.02 2718.84 48 20 Oriental Bank Of comerce 2 2736.00 440.00 16 21 ICICI 8 10272.12 2808.66 27 22 Tripura Gramin Bank 144 524014.28 195051.28 37 23 ACUB 3 4034.23 1591.11 39 24 TCARDB 5 0.00 1874.75 0 25 IDBI BANK 9 20570.00 5210.23 25 26 IDFC Bank 1 76.40 3289.48 4306 27 Tripura State Co-op Bank 63 239862.80 139308.58 58 28 INDUSIND BANK 2 14089.61 9455.94 67 29 HDFC Bank 5 19097.77 16418.84 86 30 Corporation Bank 2 2963.23 452.65 15 31 South Indian Bank 1 5029.79 1116.25 22 32 Yes Bank 1 3767.94 31.49 1 33 Andhra Bank 1 1621.91 209.45 13 34 Bank of Maharashtra 1 477.94 271.46 57 35 Kotak Mahindra Bank Ltd 1 2761.07 39.20 1 36 Federal Bank 1 3444.20 762.60 22 Total : 508 2196193.95 967670.57 44 DISTRICTWISE CREDIT DEPOSIT RATIO OF THE STATE as on 30th June' 2017 Sl. District No. of Brs. Total Deposit Total Advance CD Ratio 1 West 179 1384393.49 451421.91 33 2 Sepahijala 53 137272.44 92672.29 68 3 Khowai 36 94865.44 63074.29 66 4 Dhalai 46 88876.17 57799.08 65 5 Gomati 63 155719.22 137917.40 89 6 South 54 133651.12 64039.39 48 7 Unakoti 30 80019.30 46729.14 58 8 North 47 121396.77 54017.07 44 Total 508 2196193.95 967670.57 44 24
TRIPURA STATE Agenda Item No. 5 Credit Deposit Ratio as on 30th June' 2017 for West Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 10094.12 2557.46 25 2 Bandhan Bank 14505.58 33782.80 233 3 Bank Of Borada 32203.27 8146.01 25 4 Bank Of India 14909.92 10301.77 69 5 Canara bank 29377.37 9950.25 34 6 Central Bank Of India 13395.60 5355.49 40 7 Dena Bank 330.42 71.53 22 8 Indian Bank 12641.38 1954.24 15 9 Indian Overseas Bank 11930.63 2458.60 21 10 Punjab & Sind Bank 2480.00 430.00 17 11 State Bank Of India 459194.33 145412.92 32 12 UCO Bank 74671.31 18228.63 24 13 Union Bank 42270.47 9826.65 23 14 United Bank Of India 142635.19 61670.63 43 15 Vijaya Bank 17598.00 3416.00 19 16 AXIS BANK 18048.16 3950.17 22 17 Punjab National Bank 4411.63 2363.97 54 18 Syndicate Bank 3595.98 1465.02 41 19 Oriental Bank Of comerce 2627.99 399.60 15 20 ICICI 5815.35 1245.91 21 21 Tripura Gramin Bank 261793.81 52599.72 20 22 ACUB 3806.63 1525.93 40 23 TCARDB 0.00 521.89 0 24 IDBI BANK 12731.00 3131.65 25 25 IDFC Bank 76.40 3289.48 4306 26 Tripura State Co-op Bank 144173.89 45785.38 32 27 INDUSIND BANK 13163.03 6367.94 48 28 HDFC Bank 16442.56 12384.72 75 29 Corporation Bank 2366.62 397.10 17 30 South Indian Bank 5029.79 1116.25 22 31 Yes Bank 3767.94 31.49 1 32 Andhra Bank 1621.91 209.45 13 33 Bank of Maharashtra 477.94 271.46 57 34 Kotak Mahindra Bank Ltd 2761.07 39.20 1 35 Federal Bank 3444.20 762.60 22 Total 1384393.49 451421.91 33 25
STATE TRIPURA Agenda Item No. 8 CD Ratio as on 30th June' 2017 for Gomati District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 386.42 142.27 37 2 Bandhan Bank 3239.15 11156.70 344 3 Bank Of Borada 725.94 377.60 52 4 Bank Of India 2144.56 951.35 44 5 Canara bank 2211.83 984.50 45 6 Central Bank Of India 483.59 379.83 79 7 Indian Overseas Bank 458.79 136.77 30 8 State Bank Of India 37609.86 66942.80 178 9 UCO Bank 4278.51 721.11 17 10 Union Bank 2598.00 1012.48 39 11 United Bank Of India 31938.46 10501.22 33 12 AXIS BANK 2370.00 263.67 11 13 Syndicate Bank 629.89 254.37 40 14 ICICI 1495.35 812.92 54 15 Tripura Gramin Bank 36086.94 17296.93 48 16 ACUB 227.60 65.18 29 17 TCARDB 0.00 271.07 0 18 IDBI BANK 5482.00 1081.35 20 19 Tripura State Co-op Bank 22005.79 22856.34 104 20 HDFC Bank 1346.54 1708.94 127 Total : 155719.22 137917.40 89 CD Ratio as on 30th June' 2017 for South Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 1388.92 9609.98 692 2 Bank Of India 816.97 776.12 95 3 Canara bank 814.06 281.74 35 4 State Bank Of India 26000.61 10485.20 40 5 UCO Bank 2191.03 354.27 16 6 Union Bank 1070.00 109.01 10 7 United Bank Of India 24759.23 8171.46 33 8 AXIS BANK 587.71 99.05 17 9 Tripura Gramin Bank 49289.20 24125.48 49 10 TCARDB 0.00 311.85 0 11 IDBI BANK 790.00 250.00 32 12 Tripura State Co-op Bank 25943.39 9465.23 36 Total : 133651.12 64039.39 48 26
TRIPURA Agenda Item No. 8 CD Ratio as on 30th June' 2017 for Unakoti District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 1742.72 9712.20 557 2 Canara bank 456.74 134.89 30 3 Central Bank Of India 182.05 37.50 21 4 Indian Overseas Bank 820.34 112.83 14 5 State Bank Of India 22249.32 8346.41 38 6 UCO Bank 2033.03 532.13 26 7 United Bank Of India 17522.40 7239.29 41 8 ICICI 764.33 106.53 14 9 Tripura Gramin Bank 26377.70 13756.12 52 10 TCARDB 0.00 250.16 0 11 Tripura State Co-op Bank 7870.67 6501.08 83 Total : 80019.30 46729.14 58 CD Ratio as on 30th June' 2017 for North Tripura District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 603.84 5416.72 897 2 Bank Of India 612.70 349.10 57 3 Canara bank 1254.63 379.12 30 4 State Bank Of India 40545.40 7481.69 18 5 UCO Bank 646.69 227.54 35 6 Union Bank 1263.00 267.00 21 7 United Bank Of India 18879.17 8245.47 44 8 AXIS BANK 2437.55 54.59 2 9 Punjab National Bank 2997.86 46.83 2 10 Syndicate Bank 1050.94 851.25 81 11 ICICI 666.06 343.83 52 12 Tripura Gramin Bank 39653.14 21821.13 55 13 IDBI BANK 1567.00 747.23 48 14 Tripura State Co-op Bank 6983.54 2372.39 34 15 INDUSIND BANK 926.58 3088.00 333 16 HDFC Bank 1308.67 2325.18 178 Total : 121396.77 54017.07 44 27
TRIPURA Agenda Item No.8 CD Ratio as on 30th June' 2017 for Sepahijala District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 3830.70 14271.46 373 2 Bank Of India 1123.34 1019.30 91 3 Canara bank 1499.70 858.25 57 4 Punjab & Sind Bank 194.00 83.50 43 5 State Bank Of India 32441.10 10855.09 33 6 UCO Bank 13174.56 3531.40 27 7 United Bank Of India 16210.54 6588.61 41 8 AXIS BANK 1315.44 112.57 9 9 Punjab National Bank 534.01 88.57 17 10 Syndicate Bank 349.21 148.20 42 11 Oriental Bank Of comerce 108.01 40.40 37 12 Tripura Gramin Bank 52649.75 20559.34 39 13 TCARDB 0.00 519.78 0 14 Tripura State Co-op Bank 13842.08 33995.82 246 Total : 137272.44 92672.29 68 CD Ratio as on 30th June' 2017 for Khowai District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Allahabad Bank 596.41 108.95 18 2 Bandhan Bank 2720.96 10018.43 368 3 Canara bank 578.25 233.36 40 4 Indian Overseas Bank 392.34 296.94 76 5 State Bank Of India 18846.74 13424.2 71 6 UCO Bank 8069.7 2233.94 28 7 United Bank Of India 23456.34 7541.44 32 8 ICICI 758.91 224.67 30 9 Tripura Gramin Bank 29615.86 22394.53 76 10 Tripura State Co-op Bank 9233.32 6542.28 71 11 Corporation Bank 596.61 55.55 9 Total : 94865.44 63074.29 66 CD Ratio as on 30th June' 2017 for Dhalai District.(Amt.in Lacs) Sl.No. Name of the Bank Total Deposit Total Advance Total C.D. Ratio (1) (2) (3) (4) (5) 1 Bandhan Bank 1322.12 5394.38 408 2 Bank Of India 816.91 193.10 24 3 Canara bank 362.88 399.94 110 4 Central Bank Of India 851.17 238.50 28 5 Indian Bank 99.65 19.51 20 6 State Bank Of India 17079.91 6316.52 37 7 UCO Bank 3043.86 1282.91 42 8 United Bank Of India 26169.55 9591.33 37 9 ICICI 772.12 74.80 10 10 Tripura Gramin Bank 28547.88 22498.03 79 11 Tripura State Co-op Bank 9810.12 11790.06 120 Total : 88876.17 57799.08 65 28
Implementation of Annual Credit Plan(ACP) Agenda Item No 6 Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 100% disbursement targets set against all sectors under ACP 2017-18 is to be achieved (Action: All Banks). Status of implementation All the banks put together disbursed Rs 1192.80 crore i.e. 27% of the Annual Target for Rs 4386.00 crore under ACP 2017-18 as on June 2017. The overall achievement is 27% against the target of ACP 2017-18 as on 30.06.2017 while achievement under Agriculture sector is 29%. Achievements in MSME and OPS are 28% and 17% of the ACP Targets respectively as on 30.06.2017. A comparative position of achievement in disbursement under ACP 2017-18 as on 30.06.2017 with the corresponding period of the previous year is as under: Amt. Rs. In Lakhs 2016-17 (Up to June 2016) 2017-18 (Up to June 2017) Sector Plan Achievement (April 16- June 16) % to Targe t Plan Achievement (April 17-June 17) % to Targ et % of growth (Y-O- Y) Agriculture 129682.45 28665.48 22 211710.85 62262.24 29 117 MSME 96705.52 26626.91 28 109048.27 30297.70 28 14 Other 60119.22 Prisec 27780.49 46 67185.92 11484.95 17-59 Total 286507.19 Prisec 83072.88 29 387945.04 104044.89 27 25 Non-Prisec 46916.45 12762.78 27 50655.00 15234.69 30 19 Grand 333423.64 Total 95835.66 29 438600.04 119279.58 27 24 Bank wise performance on different sectors under ACP pertaining to the year 2017 18 as on 30.06.2017 has been given in the annexure. 29
Rs. in Crore Achievement of Annual Credit Plan 2017-18 up to 30.06.2017 6000 4000 2000 0 Agriculture MSME Other Priority Sector Total Priority Sector Non Priority Sector Total Credit Plan/Achie vement Target 2117.11 1090.48 671.86 3879.45 506.55 4386.00 Achievement 622.62 302.98 114.85 1040.45 152.35 1192.80 Target Achievement Sector Credit Disbursement under ACP as on 30.06.2016 and 30.06.2017 Amt. Rs. in 1200 1000 800 600 400 30.06.2016 30.06.2017 200 0 Agricultur MSME Other Total Non Total e Priority Priority Priority Credit Sector Sector Sector Plan/Achie vement 30.06.2016 288.65 266.27 277.80 830.73 127.63 958.36 30.06.2017 622.62 302.98 114.85 1040.45 152.35 1192.80 30
Share of Banks in achievement of ACP 2017-18 up to 30.06.2017 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 147.25 12.34 United Bank of India 142.33 11.93 UCO Bank 12.59 1.06 Canara Bank 9.88 0.83 Central Bank of India 5.37 0.45 Bank of India 50.17 4.21 Union Bank of India 9.97 0.84 Pvt. Sector Banks 305.67 25.63 Tripura Gramin Bank 246.3 20.65 Cooperative Banks 234.22 19.64 Other Banks 29.05 2.44 TOTAL 1192.80 100.00 Share of Banks in achievement of ACP 2017-18 up to 30.06.2017 Other Banks 2% Cooperative Banks 20% Tripura Gramin Bank 21% State bank of India 12% Pvt. Sector Banks 26% United Bank of India 12% Central Bank of India UCO Bank 1% Canara Bank 1% 0% Bank of India 4% Union Bank of India 1% 31
Sl.No. TRIPURA STATE BANK-WISE & SECTOR-WISE DISBURSEMENT OF CREDIT VIS-À-VIS TARGETS UNDER ANNUAL CREDIT PLAN 2017-18 DURING 01.04.2017 to 30.06.2017 BANKS Agril & Allied Activities MSME Other Priority Sector Priority Sector T A A as % of T T A A as % of T T A A as % of T T A A as % of T (Amt. in Lacs) Non Priority Sector T A A as % of T Total Sector T A A as % of T 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 18 19 20 1 Allahabad Bank 769.00 50.19 7 550.00 121.64 22 375.00 34.60 9 1694.00 206.43 12 275.00 45.20 16 1969.00 251.63 13 2 Andhra Bank 0.00 0.00 0 250.00 2.70 1 175.00 0.00 0 425.00 2.70 1 50.00 17.63 35 475.00 20.33 4 3 Bank of Baroda 714.00 11.00 2 950.00 72.80 8 600.00 30.00 5 2264.00 113.80 5 300.00 128.65 43 2564.00 242.45 9 4 Bank of Maharashtra 0.00 0.00 0 250.00 42.35 17 175.00 15.00 9 425.00 57.35 13 50.00 38.62 77 475.00 95.97 20 5 Bank of India 3177.00 755.42 24 2600.00 2639.90 102 1300.00 347.90 27 7077.00 3743.22 53 950.00 1274.20 134 8027.00 5017.42 63 6 Canara Bank 4355.78 125.56 3 2725.00 313.49 12 1275.00 183.72 14 8355.78 622.77 7 1060.00 365.72 35 9415.78 988.49 10 7 Central Bank of India 2179.00 93.16 4 1650.00 189.13 11 1200.00 161.23 13 5029.00 443.52 9 525.00 93.56 18 5554.00 537.08 10 8 Corporation Bank 214.55 0.00 0 325.00 50.00 15 250.00 46.00 18 789.55 96.00 12 125.00 7.73 6 914.55 103.73 11 9 Dena Bank 0.00 0.00 0 250.00 9.93 4 125.00 2.00 2 375.00 11.93 3 50.00 6.52 13 425.00 18.45 4 10 Indian Bank 348.00 0.00 0 650.00 130.50 20 600.00 57.00 10 1598.00 187.50 12 200.00 65.69 33 1798.00 253.19 14 11 IDBI BANK 3214.10 74.68 2 1500.00 51.52 3 625.00 33.27 5 5339.10 159.47 3 880.00 3.85 0 6219.10 163.32 3 12 Indian Overseas Bank 1662.03 2.10 0 975.00 55.75 6 775.00 0.00 0 3412.03 57.85 2 400.00 184.45 46 3812.03 242.30 6 13 Punjab National Bank 491.00 53.41 11 500.00 42.50 9 350.00 232.53 66 1341.00 328.44 24 160.00 45.59 28 1501.00 374.03 25 14 Punjab & Sind Bank 241.00 0.00 0 400.00 13.00 3 300.00 10.00 3 941.00 23.00 2 110.00 5.00 5 1051.00 28.00 3 15 State Bank of India 26288.00 6656.00 25 12900.00 3230.00 25 9975.00 2549.00 26 49163.00 12435.00 25 9050.00 2290.00 25 58213.00 14725.00 25 16 Syndicate Bank 1947.00 38.67 2 1200.00 411.18 34 700.00 23.86 3 3847.00 473.71 12 535.00 119.01 22 4382.00 592.72 14 17 Oriental Bank of Commerce 171.00 1.00 0 400.00 40.00 10 230.00 7.00 3 801.00 48.00 6 100.00 5.00 5 901.00 53.00 6 18 United Bank of India 27161.00 6211.00 23 11000.00 3204.00 29 9300.00 2196.00 24 47461.00 11611.00 24 9000.00 2622.00 29 56461.00 14233.00 25 19 Union Bank of India 1834.50 366.90 20 1600.00 320.00 20 1000.00 200.00 20 4434.50 886.90 20 550.00 110.00 20 4984.50 996.90 20 20 UCO Bank 10549.65 459.56 4 4750.00 297.67 6 3650.00 201.51 6 18949.65 958.74 5 2220.00 300.35 14 21169.65 1259.09 6 21 Vijaya Bank 181.00 242.29 134 800.00 102.18 13 500.00 119.86 24 1481.00 464.33 31 180.00 0.00 0 1661.00 464.33 28 A ACP PUBLIC sec Bank 85497.61 15140.94 18 46225.00 11340.24 25 33480.00 6450.48 19 165202.61 32931.66 20 26770.00 7728.77 29 191972.61 40660.43 21 22 AXIS BANK 1841.80 56.49 3 1650.00 0.00 0 1025.00 40.72 4 4516.80 97.21 2 555.00 187.73 34 5071.80 284.94 6 23 Bandhan Bank 43143.61 10958.63 25 26500.00 10838.52 41 4800.00 19.96 0 74443.61 21817.11 29 4050.00 408.93 10 78493.61 22226.04 28 24 HDFC 1421.00 1468.92 103 1300.00 490.45 38 495.00 8.56 2 3216.00 1967.93 61 400.00 1706.17 427 3616.00 3674.10 102 25 ICICI Bank 2497.00 351.34 14 1650.00 104.95 6 750.00 14.65 2 4897.00 470.94 10 635.00 339.66 53 5532.00 810.60 15 26 IDFC Bank 0.00 837.75 0 150.00 1371.90 0 75.00 0.00 0 225.00 2209.65 0 25.00 0.00 0 250.00 2209.65 0 27 Indusind Bank 642.00 62.18 10 500.00 484.28 97 250.00 0.00 0 1392.00 546.46 39 150.00 631.88 421 1542.00 1178.34 76 28 South Indian Bank 0.00 0.00 0 300.00 37.50 13 175.00 20.75 12 475.00 58.25 12 50.00 7.30 15 525.00 65.55 12 29 Yes Bank 0.00 0.00 0 300.00 0.00 0 175.00 0.00 0 475.00 0.00 0 50.00 0.95 2 525.00 0.95 0 30 Federal Bank 0.00 7.65 0 300.00 50.14 17 175.00 30.00 17 475.00 87.79 18 50.00 29.38 59 525.00 117.17 22 31 Kotak Mahindra Bank Ltd 0.00 0.00 0 300.00 0.00 0 175.00 0.00 0 475.00 0.00 0 50.00 0.00 0 525.00 0.00 0 B ACP PRIVATE Sec bank 49545.41 13742.96 28 32950.00 13377.74 41 8095.00 134.64 2 90590.41 27255.34 30 6015.00 3312.00 55 96605.41 30567.34 32 32 Tripura Gramin Bank 50542.55 12716.52 25 19250.00 4685.74 24 16970.00 4054.14 24 86762.55 21456.40 25 12450.00 3173.51 25 99212.55 24629.91 25 C ACP RRB 50542.55 12716.52 25 19250.00 4685.74 24 16970.00 4054.14 24 86762.55 21456.40 25 12450.00 3173.51 25 99212.55 24629.91 25 33 ACUB 0.00 0.00 0 200.00 0.00 0 550.00 90.00 16 750.00 90.00 12 150.00 0.00 0 900.00 90.00 10 34 TCARDB 996.08 5.80 1 0.00 0.00 0 300.00 4.50 2 1296.08 10.30 1 0.00 0.00 0 1296.08 10.30 1 35 TSCB 25129.20 20656.02 82 10423.27 893.98 9 7790.92 751.19 10 43343.39 22301.19 51 5270.00 1020.41 19 48613.39 23321.60 48 D ACP Coop. Bank 26125.28 20661.82 79 10623.27 893.98 8 8640.92 845.69 10 45389.47 22401.49 49 5420.00 1020.41 19 50809.47 23421.90 46 GRAND TOTAL 211710.85 62262.24 29 109048.27 30297.70 28 67185.92 11484.95 17 387945.04 104044.89 27 50655.00 15234.69 30 438600.04 119279.58 27 32
Tripura State Districtwise and sectorwise Achievement under Annual Credit Plan 2017-18 during the period 01.04.2017 to 30.06.2017 SL No. Name of District Rupees in lac. Agricultue & Allied MSME OTHER PRISEC TOTAL PRISEC Non-priority Activities sector sector Total Sector T A A as % of T T A A as % of T T A A as % of T T A A as % of T T A A as % of T T A A as % of T 1 West Tripura 44925.76 16910.79 38 44954.03 14276.17 32 25132.90 4656.83 19 115012.69 35843.79 31 9700.00 6220.38 64 124712.69 42064.17 34 2 Khowai 24588.12 6317.42 26 3516.29 1182.96 34 6044.74 829.49 14 34149.15 8329.87 24 3405.00 662.40 19 37554.15 8992.27 24 3 Sepahijala 28144.46 8071.55 29 12588.69 3344.66 27 12968.27 1198.70 9 53701.42 12614.91 23 4540.00 950.52 21 58241.42 13565.43 23 4 Gomati 27973.92 7835.66 28 10740.71 2901.28 27 4746.28 926.31 20 43460.91 11663.25 27 6820.00 1409.16 21 50280.91 13072.41 26 5 South Tripura 35047.24 8656.30 25 9706.48 2509.64 26 8475.32 1442.31 17 53229.04 12608.25 24 7030.00 1473.94 21 60259.04 14082.19 23 6 North Tripura 20925.50 3646.34 17 11101.28 2938.99 26 3984.68 950.56 24 36011.46 7535.89 21 6590.00 1866.50 28 42601.46 9402.39 22 7 Unakoti 12808.57 4889.62 38 7133.10 1383.89 19 2353.46 565.87 24 22295.13 6839.38 31 6270.00 1113.30 18 28565.13 7952.68 28 8 Dhalai 17297.28 5934.56 34 9307.69 1760.11 19 3480.27 914.88 26 30085.24 8609.55 29 6300.00 1538.49 24 36385.24 10148.04 28 Total 211710.85 62262.24 29 109048.27 30297.70 28 67185.92 11484.95 17 387945.04 104044.89 27 50655.00 15234.69 30 438600.04 119279.58 27 33
Flow of Credit to Agriculture & Allied Activities The position of credit disbursement to agriculture against the Annual Credit Plan as compiled by SLBC for the State of Tripura for last 5 years is as follows: (Rs.in crore) Year Target Achievement % of Target 2013-14 852.39 865.23 102 2014-15 964.48 978.61 101 2015-16 1141.16 1424.78 125 2016-17 1296.82 1609.02 124 2016-17 (Up To June 2016) 1296.82 286.65 22 2017-18 (Up To June 2017) 2117.11 622.62 29 Growth Over Last Year 63% 117% - Disbursement during April 2017-June 2017 is Rs 622.62 crore i.e. 29% of Annual Target for Rs 2117.11 crore recording an increase of 117% over the disbursement of corresponding period of last year (2016-17). Plan Year 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 (Up to June 2017) Agency wise achievement Status of Farm Credit under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Parameter Commercial Banks RRB Co-Operatives Others Total Target 376.57 339.32 136.49 0.00 852.39 Achievement 372.34 301.94 190.96 0.00 865.24 % of Achv 99 89 140 0 102 Target 448.62 371.02 144.84 0.00 964.48 Achievement 390.87 334.71 253.04 0.00 978.61 % of Achv 87 90 175 0 101 Target 538.03 416.11 187.03 0.00 1141.16 Achievement 794.44 418.96 211.38 0.00 1424.78 % of Achv 148 101 113 0 125 Target 654.76 447.14 194.92 0.00 1296.82 Achievement 1146.72 419.34 42.96 0.00 1609.02 % of Achv 175 94 22 0 124 Target 1350.42 505.43 261.25 0.00 2117.11 Achievement 288.84 127.17 206.62 0.00 622.62 % of Achv 21 25 79 0 29 34
Progress report on flow of farm credit by all Banks in Tripura for the year 2017-18 is given below: Amt. Rs. In Crores Sl No. Directive Target (2017-18) Achievement during 2017-18 (April 17 to March 17) 1 Increase in Farm Credit Rs. 2117.11 Achievement during 2016-17 is Rs 622.62 Crore (29% of the target), i.e. recording an increase of 117% over the disbursement during the corresponding period of last year (2016-17). 2 KCC (No.) 50000 13665 nos. (27% of the target including renewal) KCCs. 3 New Farmers (No.) 4 Investment Credit 50000 11960 nos of New farmers have been financed involving an amount of Rs 49.54 crores. 2-3 cases per branch 5 cases for Rs 0.18 Crores. (R & SU) Bank wise position as on 30.06.2017 for different sectors is furnished in the Annexure. 35
Share of Banks in achievement of ACP 2017-18 under Agriculture up to 30.06.2017 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 66.56 10.69 Bank of India 7.55 1.21 United Bank of India 62.11 9.98 Canara Bank 1.26 0.20 UCO Bank 4.60 0.74 Central Bank of India 0.93 0.15 Union Bank of India 3.67 0.59 Pvt. Sector Banks 137.43 22.07 Tripura Gramin Bank 127.17 20.42 Cooperative Banks 206.62 33.19 Other Banks 4.72 0.76 TOTAL 622.62 100.00 Share of Banks in achievement of ACP 2017-18 under Agriculture up to 30.06.2017 Cooperative Banks 33% Other Banks 1% State bank of India 11% United Bank of India 10% Bank of India 1% Central Bank of India 0% Canara Bank 0% UCO Bank 1% Pvt. Sector Banks 22% Union Bank of India 1% Tripura Gramin Bank 20% 36
Bank - wise Targets and Achievement in Agriculture for 2017-18 for the State of Tripura under ACP 2017-2018 as on June'2017 Sl.No. BANKS 2016-17(As on June'16) Target Achievement % of Achievem ent Target Amt. Rs. In Lakhs 2017-18(As on June'17) Achievement % of Achievement 1 2 6 7 8 6 7 8 1 Allahabad Bank 360.00 72.77 20 769.00 50.19 7 2 Andhra Bank 0.00 0.00 0 0.00 0.00 0 3 Bank of Baroda 527.00 6.31 1 714.00 11.00 2 4 Bank of Maharashtra 0.00 0.00 0 0.00 0.00 0 5 Bank of India 1417.10 688.61 49 3177.00 755.42 24 6 Canara Bank 2181.48 115.47 5 4355.78 125.56 3 7 Central Bank of India 1109.50 54.94 5 2179.00 93.16 4 8 Corporation Bank 152.30 0.00 0 214.55 0.00 0 9 Dena Bank 0.00 0.00 0 0.00 0.00 0 10 Indian Bank 168.00 12.14 7 348.00 0.00 0 11 IDBI BANK 1038.97 7.40 1 3214.10 74.68 2 12 Bharatiya Mahila Bank 236.00 3.90 2 0.00 0.00 0 13 Indian Overseas Bank 1009.03 2.01 0 1662.03 2.10 0 14 Oriental Bank of Commerce 216.00 16.00 7 171.00 1.00 1 15 Punjab & Sind Bank 216.00 26.00 12 241.00 0.00 0 16 Punjab National Bank 20498.54 5178.00 25 491.00 53.41 11 17 State Bank of India 761.95 22.06 3 26288.00 6656.00 25 18 Syndicate Bank 120.00 0.00 0 1947.00 38.67 2 19 Union Bank of India 23664.26 6000.13 25 1834.50 366.90 20 20 United Bank of India 915.93 144.52 16 27161.00 6211.00 23 21 UCO Bank 5371.60 808.22 15 10549.65 459.56 4 22 Vijaya Bank 98.00 33.50 34 181.00 242.29 134 A ACP PUBLIC sec Bank 60061.66 13191.98 22 85497.61 15140.94 18 23 AXIS BANK 746.36 155.00 21 1841.80 56.49 3 24 Bandhan Bank 1996.61 1238.00 0 43143.61 10958.63 25 25 Federal Bank 829.39 1291.16 156 0.00 7.65 0 26 HDFC 1363.80 425.00 31 1421.00 1468.92 103 27 IDFC Bank 0.00 0.00 0 0.00 837.75 0 28 ICICI Bank 477.66 163.20 34 2497.00 351.34 14 29 Indusind Bank 0.00 0.00 0 642.00 62.18 10 30 Kotak Mahindra Bank 0.00 0.00 0 0.00 0.00 0 31 South Indian Bank 0.00 4.00 0 0.00 0.00 0 32 Yes Bank 0.00 0.00 0 0.00 0.00 0 B ACP PRIVATE Sec bank 5413.82 3276.36 61 49545.41 13742.96 28 33 Tripura Gramin Bank 44714.48 11161.00 25 50542.55 12716.52 25 C ACP RRB 44714.48 11161.00 25 50542.55 12716.52 25 34 ACUB 0.00 0.00 0 0.00 0.00 0 35 TCARDB 1427.03 11.34 1 996.08 5.80 1 36 TSCB 18065.46 1024.80 6 25129.20 20656.02 82 D ACP Coop. Bank 19492.49 1036.14 5 26125.28 20661.82 79 GRAND TOTAL 129682.45 28665.48 22 211710.85 62262.24 29 37
Sl No Name TRIPURA STATE Achievement under Sub-Sectors of Allied Activities against ACP for the Year 2017-18 as on 30.06.2017 W R Dairy Dev Fishery Poultry FMS Other Term Loan Total of Allied Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach Tar Ach 1 Allahabad Bank 8.00 4.57 55.00 12.87 35.00 4.92 25.00 4.79 16.00 1.70 130.00 17.86 269.00 46.71 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 4.00 0.00 70.00 0.00 60.00 0.00 60.00 0.00 20.00 0.00 150.00 10.00 364.00 10.00 4 Bank of India 12.00 8.73 155.00 61.94 135.00 22.30 115.00 43.47 80.00 15.31 580.00 137.47 1077.00 289.22 5 Bank of Maharashtra 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 6 Canara Bank 14.78 1.91 195.00 21.39 225.00 13.72 155.00 9.18 81.00 3.83 575.00 40.80 1245.78 90.83 7 Central Bank of India 7.00 1.55 90.00 14.92 120.00 10.57 80.00 9.33 37.00 5.36 295.00 49.76 629.00 91.49 8 Corporation Bank 0.55 0.00 25.00 0.00 15.00 0.00 10.00 0.00 4.00 0.00 50.00 0.00 104.55 0.00 9 Dena Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 10 Indian Bank 3.00 0.00 5.00 0.00 10.00 0.00 15.00 0.00 15.00 0.00 100.00 0.00 148.00 0.00 11 IDBI BANK 7.10 0.73 130.00 0.00 180.00 6.21 140.00 4.91 47.00 2.86 360.00 59.97 864.10 74.68 12 Indian Overseas Bank 4.03 0.30 75.00 0.00 100.00 0.22 55.00 0.00 29.00 0.00 190.00 1.58 453.03 2.10 13 Oriental Bank of Commerce 3.00 0.00 8.00 0.00 2.50 0.00 5.00 0.00 2.50 0.00 50.00 1.00 71.00 1.00 14 Punjab & Sind Bank 1.00 0.00 50.00 0.00 25.00 0.00 10.00 0.00 5.00 0.00 50.00 0.00 141.00 0.00 15 Punjab National Bank 1.00 0.00 50.00 0.00 25.00 0.00 10.00 0.00 5.00 0.00 100.00 53.41 191.00 53.41 16 State Bank of India 121.00 108.45 1700.00 858.67 1580.00 700.85 1455.00 519.83 552.00 167.24 3330.00 3178.16 8738.00 5533.20 17 Syndicate Bank 7.00 0.53 85.00 5.37 110.00 6.97 70.00 7.56 75.00 3.58 250.00 5.45 597.00 29.46 18 Union Bank of India 9.50 4.13 100.00 41.06 125.00 69.76 80.00 54.59 50.00 12.95 270.00 175.97 634.50 358.46 19 United Bank of India 144.00 70.78 1805.00 561.52 1600.00 457.10 1520.00 543.82 542.00 197.66 3650.00 3681.80 9261.00 5512.68 20 UCO Bank 56.65 5.77 515.00 50.17 465.00 35.48 365.00 30.80 168.00 10.31 1380.00 100.51 2949.65 233.04 21 Vijaya Bank 1.00 1.38 25.00 42.60 25.00 35.95 25.00 38.41 5.00 10.55 100.00 113.40 181.00 242.29 A Sub Total of Public Sec. Bank 404.61 208.83 5138.00 1670.51 4837.50 1364.05 4195.00 1266.69 1733.50 431.35 11610.00 7627.14 27918.61 12568.57 22 AXIS BANK 3.80 3.49 125.00 0.00 80.00 0.00 65.00 13.95 38.00 7.96 230.00 31.09 541.80 56.49 23 Bandhan Bank 53.00 133.97 1253.00 91.79 740.00 66.12 640.00 221.79 227.61 179.78 5730.00 10265.18 8643.61 10958.63 24 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 7.65 0.00 7.65 25 HDFC 5.00 3.46 110.00 77.31 169.00 43.76 95.00 144.86 42.00 121.88 350.00 848.26 771.00 1239.53 26 ICICI 20.00 5.73 165.00 45.36 150.00 36.13 140.00 35.11 67.00 9.23 455.00 219.07 997.00 350.63 27 IDFC Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 371.87 0.00 141.45 0.00 324.43 0.00 837.75 28 Indusind Bank 5.00 1.15 85.00 9.89 75.00 10.74 65.00 8.98 32.00 4.09 80.00 27.33 342.00 62.18 29 Kotak Mahindra Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 30 SOUTH INDIAN BANK 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 31 YES Bank 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 B Sub Total of Pvt. Sec. Bank 86.80 147.80 1738.00 224.35 1214.00 156.75 1005.00 796.56 406.61 464.39 6845.00 11723.01 11295.41 13512.86 32 Tripura Gramin Bank 254.55 218.08 3350.00 1816.49 2420.00 1461.19 2440.00 1261.67 698.00 431.25 5380.00 5113.84 14542.55 10302.52 C Sub Total of RRB 254.55 218.08 3350.00 1816.49 2420.00 1461.19 2440.00 1261.67 698.00 431.25 5380.00 5113.84 14542.55 10302.52 33 ACUB 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 0.00 34 TCARDB 12.50 0.29 215.00 0.52 170.00 0.87 164.00 0.57 69.58 0.45 365.00 3.10 996.08 5.80 35 TSCB 106.02 1076.50 1378.35 7472.63 868.09 3489.31 818.84 1730.27 265.24 1480.95 2901.40 4900.81 6337.94 20150.47 D Sub Total of Coop.Banks 118.52 1076.79 1593.35 7473.15 1038.09 3490.18 982.84 1730.84 334.82 1481.40 3266.40 4903.91 7334.02 20156.27 GRAND TOTAL 864.48 1651.50 11819.35 11184.50 9509.59 6472.17 8622.84 5055.76 3172.93 2808.39 27101.40 29367.90 61090.59 56540.22 38
Creation / release of Online charge by banks on land holdings: At present the land possession certificates are being issued by the Agriculture Dept / other Depts. to the eligible farmers for issuing KCCs. Presently, land records are made available on-line where bankers have access to verify the ownership of the land offered as security or for cultivation of crop except in some tehsils. In view of spurt in the fraudulent use of land records, it has become imperative to introduce on-line land verification system; the State Govt. is requested for extending support for the following procedures across the State: 1. To introduce online land verification system 2. To have facility for creating charge on land online to protect the interest of the banks. 39
TRIPURA STATE Agenda Item-6 Achievement of New Farmers brought under finance during the year 2017-18 up to 30.06.2017 (Amt. in Lakhs) Name of Bank New farmers Loans to SF/MF Achievement No. Amount No. Amount Sl No 1 2 3 4 5 6 1 Allahabad Bank 4 2.98 4 2.98 2 Bank of Baroda 4 0.70 4 0.70 3 Bank of India 259 414.07 259 414.07 4 Bank of Maharashtra 0 0.00 0 0.00 5 Canara Bank 44 30.31 44 30.31 6 Central Bank of India 5 1.67 5 1.67 7 Corporation Bank 0 0.00 0 0.00 8 IDBI Bank 0 0.00 0 0.00 9 Indian Bank 0 0.00 0 0.00 10 Indian Overseas Bank 0 0.00 0 0.00 11 Oriental Bank of Commerce 0 0.00 0 0.00 12 Punjab & Sind Bank 0 0.00 0 0.00 13 Punjab National Bank 0 0.00 0 0.00 14 State Bank of India 1515 948.05 1515 948.05 15 Syndicate Bank 26 8.01 26 8.01 16 UCO Bank 572 170.20 572 170.20 17 Union Bank of India 10 7.77 10 7.77 18 United Bank of India 1442 602.84 1442 602.84 19 Vijaya Bank 0 0.00 0 0.00 20 Axis Bank 0 0.00 0 0.00 21 Bandhan Bank 0 0.00 0 0.00 22 Federal Bank 0 0.00 0 0.00 23 HDFC 128 220.83 128 220.83 24 ICICI 1 0.71 1 0.71 25 Indusind Bank 0 0.00 0 0.00 26 South Indian Bank 0 0.00 0 0.00 27 Tripura Gramin Bank 5103 2143.86 5103 2143.86 28 TSCB 2847 402.07 2847 402.07 TOTAL 11960 4954.07 11960 4954.07 40
TRIPURA STATE Achievement of Farm Credit As on June 2017 for the year 2017-18 by the different lending institutions is given below Agenda Item No- 6 Sl.No. BANKS Plan for Farm Credit 2017-18 Achievement 2016-17(April 2017 to June (Amt in Lacs) Percentage of Achievement 2017) 1 Allahabad Bank 769.00 50.19 7 2 Andhra Bank 0.00 0.00 0 3 Bank of Baroda 714.00 11.00 2 4 Bank of Maharashtra 0.00 0.00 0 5 Bank of India 3177.00 755.42 24 6 Canara Bank 4355.78 125.56 3 7 Central Bank of India 2179.00 93.16 4 8 Corporation Bank 214.55 0.00 0 9 Dena Bank 0.00 0.00 0 10 Indian Bank 348.00 0.00 0 11 IDBI BANK 3214.10 74.68 2 12 Indian Overseas Bank 1662.03 2.10 0 13 Punjab National Bank 491.00 53.41 11 14 Punjab & Sind Bank 241.00 0.00 0 15 State Bank of India 26288.00 6656.00 25 16 Syndicate Bank 1947.00 38.67 2 17 Oriental Bank of Commerce 171.00 1.00 0 18 United Bank of India 27161.00 6211.00 23 19 Union Bank of India 1834.50 366.90 20 20 UCO Bank 10549.65 459.56 4 21 Vijaya Bank 181.00 242.29 134 A ACP PUBLIC sec Bank 85497.61 15140.94 18 22 AXIS BANK 1841.80 56.49 3 23 Bandhan Bank 43143.61 10958.63 25 24 HDFC 1421.00 1468.92 103 25 ICICI Bank 2497.00 351.34 14 26 IDFC Bank 0.00 837.75 0 27 Indusind Bank 642.00 62.18 10 28 South Indian Bank 0.00 0.00 0 29 Yes Bank 0.00 0.00 0 30 Federal Bank 0.00 7.65 0 31 Kotak Mahindra Bank Ltd 0.00 0.00 0 B ACP PRIVATE Sec bank 49545.41 13742.96 28 32 Tripura Gramin Bank 50542.55 12716.52 25 C ACP RRB 50542.55 12716.52 25 33 ACUB 0.00 0.00 0 34 TCARDB 996.08 5.80 1 35 TSCB 25129.20 20656.02 82 D ACP Coop. Bank 26125.28 20661.82 79 GRAND TOTAL 211710.85 62262.24 29 41
Each rural and semi urban branch of commercial banks, on an average, will take up at least 2 to 3 New Investment Projects. Target and achievement for 2017-18 (April 17 to June 17) for investment credit is given in the following table: Sl.No. Name of Bank Proposal Received for Investment Project (Rs. In Lacs) Achievement 2017-18 (April 2017 to June 2017) No No Amt 1. CBI 0 0 0 2. SBI 2 2 7.20 3.. UCO 0 0 0.00 4.. UBI 2 2 7.30 5. TGB 1 1 3.5 6. TSCB 0 0 0.00 7. TCARDB 0 0 0.00 Total: 5 5 18.00 Investment Project could be in the areas of plantation and horticulture, animal husbandry, fisheries, minor irrigation, waste land development, agro processing, food processing etc. with a typical project cost of Rs. 3 lac to 5 lac. 42
TRIPURA STATE Agenda Item-6 FINANCE TO SMALL & MARGINAL FARMERS During The Year 2017-18 By The Scheduled Commercial Banks, RRBs and Co-Op Banks is Shown in The Following Table As on 30.06.2017 (Amt. in Lakhs) Loans Granted To Small & Marginal Farmers Sl Name of Bank No No. Amount 1 2 3 4 1 Allahabad Bank 4 2.98 2 Bank of Baroda 4 0.70 3 Bank of India 259 414.07 4 Bank of Maharashtra 0 0.00 5 Canara Bank 44 30.31 6 Central Bank of India 5 1.67 7 Corporation Bank 0 0.00 8 IDBI Bank 0 0.00 9 Indian Bank 0 0.00 10 Indian Overseas Bank 0 0.00 11 Oriental Bank of Commerce 0 0.00 12 Punjab & Sind Bank 0 0.00 13 Punjab National Bank 0 0.00 14 State Bank of India 1515 948.05 15 Syndicate Bank 26 8.01 16 UCO Bank 572 170.20 17 Union Bank of India 10 7.77 18 United Bank of India 1442 602.84 19 Vijaya Bank 0 0.00 20 Axis Bank 0 0.00 21 Bandhan Bank 0 0.00 22 Federal Bank 0 0.00 23 HDFC 128 220.83 24 ICICI 1 0.71 25 Indusind Bank 0 0.00 26 South Indian Bank 0 0.00 27 Tripura Gramin Bank 5103 2143.86 28 TSCB 2847 402.07 TOTAL 11960 4954.07 43
FARMERS CLUBS Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 Formation of Farmers Clubs as per allocation given to Banks. (Action: All Banks & NABARD). Status of implementation So far 54 Farmers Clubs have been formed by the Banks as on June 2017. Bank Target For Formation of Farmers' Club (2016-17) Achievement As on 30.06.2017 Allahabad Bank 1 3 Bank of Baroda 1 0 Bank of India 5 2 Bharatiya Mahila Bank 1 0 Canara Bank 5 1 Central Bank of India 2 0 Corporation Bank 1 0 Indian Bank 1 0 IDBI BANK 3 0 Indian Overseas Bank 2 0 Oriental Bank of Commerce 1 0 Punjab & Sind Bank 1 1 Punjab National Bank 1 0 State Bank of India 23 0 Syndicate Bank 2 0 Union Bank of India 2 0 United Bank of India 25 7 UCO Bank 10 0 Vijaya Bank 1 0 AXIS BANK 2 0 Bandhan Bank 9 0 HDFC 1 0 ICICI 3 0 Indusind Bank 1 0 Tripura Gramin Bank 65 21 TSCB 26 19 TOTAL 195 54 44
Flow of Credit to MSME The position of credit disbursement to MSME sector against the Annual Credit Plan for the State of Tripura for last 5 years is as under: Amt. Rs. In Crore Sl. Plan Year Target Achievement % of Achievement 1 2013-14 688.59 923.36 134 2 2014-15 747.82 846.32 113 3 2015-16 822.67 1219.64 148 4 2016-17 967.06 1366.77 141 5 2016-17 (Up To June 2016) 967.06 266.27 28 6 2017-18 (Up To June 2017) 1090.48 302.98 28 Growth over last year 13 14 - The disbursement made during the period April 2017-June 2017 is Rs.302.98 crore i.e. 28% of the Annual Target, thus recording an increase of 14% over the disbursement of Rs. 266.27 crore made during the corresponding period last year (2016-17). Agency wise achievement Status of MSE / MSME under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Plan Year Parameter Commercial Banks RRB Co-Operatives Others Total Target 391.39 207.09 90.11 0.00 688.59 2013-2014 Achievement 737.04 136.36 49.94 0.00 923.36 % of Achv 188 66 55 0 134 Target 448.48 210.54 88.8 0.00 747.82 2014-2015 Achievement 625.91 177.53 42.88 0.00 846.32 % of Achv 140 84 48 0 113 Target 510.69 216.04 95.94 0.00 822.67 2015-2016 Achievement 999.29 199.98 20.37 0.00 1219.64 % of Achv 196 93 21 0 148 Target 610.95 241.39 114.71 0.00 967.06 2016-2017 Achievement 1109.67 233.28 23.82 0.00 1366.77 % of Achv 182 97 21 0 141 2017-2018 Target 791.75 192.50 106.23 0.00 1090.48 (Up to June Achievement 247.18 46.86 8.94 0.00 302.98 2017) % of Achv 31 24 8 0 28 Details of achievement of MSME under ACP 2017-18 (Up to June 2017) are furnished in the Annexure. 45
Share of Banks in achievement of ACP 2017-18 under MSME up to 30.06.2017 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 32.30 10.66 Bank of India 26.40 8.71 United Bank of India 32.04 10.57 Canara Bank 3.13 1.03 UCO Bank 2.98 0.98 Central Bank of India 1.89 0.62 Union Bank of India 3.20 1.06 Pvt. Sector Banks 133.78 44.15 Tripura Gramin Bank 46.86 15.47 Cooperative Banks 8.94 2.95 Other Banks 11.46 3.78 TOTAL 302.98 100.00 Share of Banks in achievement of ACP 2017-18 under MSME up to 30.06.2017 Cooperative Banks 3% Tripura Gramin Bank 15% Other Banks 4% Pvt. Sector Banks 44% State bank of India 11% Bank of India 9% United Bank of India 10% Canara Bank 1% Union Bank of India 1% Central Bank of India 1% UCO Bank 1% 46
Sl.No. Bank - wise Targets and Achievement in MSE/MSME for 2017-18 for the State of Tripura under ACP 2017-2018 as on June' 2017 Amt. Rs. In Lakhs BANKS 2016-17(As on June'16) Target(T) Achievement(A) A as % o f T 2017-18(As on June'17) Target(T) Achievement (A) A as % o f T 1 2 6 7 8 6 7 8 1 Allahabad Bank 735.00 231.48 31 550.00 121.64 22 2 Andhra Bank 250.00 10.12 4 250.00 2.70 1 3 Bank of Baroda 1000.00 307.11 31 950.00 72.80 8 4 Bank of Maharashtra 200.00 25.10 13 250.00 42.35 17 5 Bank of India 2150.00 1081.06 50 2600.00 2639.90 102 6 Canara Bank 1945.00 495.86 25 2725.00 313.49 12 7 Central Bank of India 2010.00 120.92 6 1650.00 189.13 11 8 Corporation Bank 325.00 13.00 4 325.00 50.00 15 9 Dena Bank 150.00 2.00 1 250.00 9.93 4 10 Indian Bank 1150.00 93.35 8 650.00 130.50 20 11 IDBI BANK 790.00 53.05 7 1500.00 51.52 3 12 Bharatiya Mahila Bank 140.00 61.22 44 0.00 0.00 0 13 Indian Overseas Bank 1035.00 58.34 6 975.00 55.75 6 14 Punjab National Bank 700.00 162.00 23 500.00 42.50 9 15 Punjab & Sind Bank 700.00 76.00 11 400.00 13.00 3 16 State Bank of India 14980.00 3759.00 25 12900.00 3230.00 25 17 Syndicate Bank 1210.00 330.65 27 1200.00 411.18 34 18 Oriental Bank of Commerce 650.00 68.98 11 400.00 40.00 10 19 United Bank of India 16810.53 4495.35 27 11000.00 3204.00 29 20 Union Bank of India 1980.00 495.00 25 1600.00 320.00 20 21 UCO Bank 4550.00 3073.03 68 4750.00 297.67 6 22 Vijaya Bank 900.00 81.75 9 800.00 102.18 13 A ACP PUBLIC sec Bank 54360.53 15094.37 28 46225.00 11340.24 25 23 AXIS BANK 1675.00 1200.00 72 1650.00 0.00 0 24 Bandhan Bank 1090.00 2241.00 0 26500.00 10838.52 41 25 HDFC 885.00 651.46 74 1300.00 490.45 38 26 ICICI Bank 1210.00 84.00 7 1650.00 104.95 6 27 IDFC Bank 0.00 0.00 0 150.00 1371.90 915 28 Indusind Bank 375.00 426.33 114 500.00 484.28 97 29 South Indian Bank 550.00 54.16 10 300.00 37.50 13 30 Yes Bank 550.00 0.00 0 300.00 0.00 0 31 Federal Bank 200.00 9.00 5 300.00 50.14 17 32 Kotak Mahindra Bank Ltd 200.00 5.74 3 300.00 0.00 0 B ACP PRIVATE Sec bank 6735.00 4671.69 69 32950.00 13377.74 41 33 Tripura Gramin Bank 24138.65 5793.00 24 19250.00 4685.74 24 C ACP RRB 24138.65 5793.00 24 19250.00 4685.74 24 34 ACUB 210.00 0.00 0 200.00 0.00 0 35 TCARDB 0.00 0.00 0 0.00 0.00 0 36 TSCB 11261.34 1067.85 9 10423.27 893.98 9 D ACP Coop. Bank 11471.34 1067.85 9 10623.27 893.98 8 GRAND TOTAL 96705.52 26626.91 28 109048.27 30297.70 28 47
Flow of credit to Other Priority Sectors The position of credit disbursement to Other Priority Sectors against the Annual Credit Plan for the State of Tripura for last 5 years is given below- Amt. Rs. In Crore Sl. Plan Year Target Achievement % of Achievement 1 2013-14 427.10 472.26 111 2 2014-15 464.51 433.62 93 3 2015-16 549.73 468.74 85 4 2016-17 601.19 628.05 104 5 2016-17 (Up to June 2016) 601.19 277.80 46 6 2017-18 (Up to June 2017) 671.86 114.85 17 Growth over last year 12% -58% - All banks disbursed Rs. 114.85 crore during the period April 2017 - June 2017 against the disbursement of Rs. 277.80 crore made during the corresponding period of last year (2016-17). Agency wise achievement Status of OTHER PRIORITY SECTORS(OPS) under ACP in Tripura Status reports of last 5 Years is as under Amt. Rs. In Crore Commercial Plan Year Parameter RRB Co-Operatives Others Total Banks 2013-2014 2014-2015 2015-2016 2016-2017 2017-2018 (Up to June 2017) Target 213.46 138.79 74.86 0.00 427.1 Achievement 274.08 173.15 25.03 0.00 472.26 % of Achv 128 125 33 0 111 Target 247.68 141.27 75.56 0.00 464.51 Achievement 277.16 126.14 30.32 0.00 433.62 % of Achv 112 89 40 0 93 Target 307.69 156.19 85.84 0.00 549.73 Achievement 276.34 149.58 42.82 0.00 468.74 % of Achv 90 96 50 0 85 Target 350.07 160.94 90.18 0.00 601.19 Achievement 439.89 153.45 34.71 0.00 628.05 % of Achv 126 95 38 0 96 Target 415.75 169.70 86.41 0.00 671.86 Achievement 65.85 40.54 8.46 0.00 114.85 % of Achv 16 24 10 0 17 Details of achievement of Other Priority Sectors(OPS) under ACP 2017-18 up to June 2017 are furnished in the Annexure. 48
Share of Banks in achievement of ACP 2017-18 under OTHER PRIORITY SECTORS up to 30.06.2017 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 25.49 22.19 Bank of India 3.48 3.03 United Bank of India 21.96 19.12 Canara Bank 1.84 1.60 UCO Bank 2.02 1.76 Central Bank of India 1.61 1.40 Union Bank of India 2.00 1.74 Pvt. Sector Banks 1.35 1.18 Tripura Gramin Bank 40.54 35.30 Cooperative Banks 8.46 7.37 Other Banks 6.10 5.31 TOTAL 114.85 100.00 Share of Banks in achievement of ACP 2017-18 under OTHER PRIORITY SECTORS up to 30.06.2017 Cooperative Banks 7% Other Banks 5% Tripura Gramin Bank 35% State bank of India 22% Bank of India 3% United Bank of India 19% Union Bank of India 2% Pvt. Sector Banks 1% UCO Bank 2% Canara Bank 2% Central Bank of India 2% 49
Bank - wise Targets and Achievement in OTHER PRIORITY SECTORS for 2017-18 for the State of Tripura under ACP 2017-2018 as on June'2017 Amt. Rs. In Lakhs Sl.No. BANKS 2016-17 (As on June'16) 2017-18 (As on June'17) Target(T) Achievement(A) A as % o f T Target(T) Achievement(A) A as % o f T 1 2 6 7 8 6 7 8 1 Allahabad Bank 282.50 70.50 25 375.00 34.60 9 2 Andhra Bank 175.00 8.52 5 175.00 0.00 0 3 Bank of Baroda 600.00 67.13 11 600.00 30.00 5 4 Bank of Maharashtra 175.00 0.00 0 175.00 15.00 9 5 Bank of India 1170.00 531.53 45 1300.00 347.90 27 6 Canara Bank 1185.00 290.90 25 1275.00 183.72 14 7 Central Bank of India 1130.00 69.86 6 1200.00 161.23 13 8 Corporation Bank 250.00 18.26 7 250.00 46.00 18 9 Dena Bank 125.00 5.10 4 125.00 2.00 2 10 Indian Bank 600.00 53.26 9 600.00 57.00 10 11 IDBI BANK 495.00 23.00 5 625.00 33.27 5 12 Bharatiya Mahila Bank 105.00 82.37 78 0.00 0.00 0 13 Indian Overseas Bank 705.00 0.00 0 775.00 0.00 0 14 Punjab National Bank 300.00 1.00 0 350.00 232.53 66 15 Punjab & Sind Bank 300.00 40.00 13 300.00 10.00 3 16 State Bank of India 9075.00 2297.00 25 9975.00 2549.00 26 17 Syndicate Bank 560.00 8.34 1 700.00 23.86 3 18 Oriental Bank of Commerce 230.00 4.73 2 230.00 7.00 3 19 United Bank of India 9003.21 2058.34 23 9300.00 2196.00 24 20 Union Bank of India 930.00 232.50 25 1000.00 200.00 20 21 UCO Bank 3380.00 2551.75 75 3650.00 201.51 6 22 Vijaya Bank 500.00 37.73 8 500.00 119.86 24 A ACP PUBLIC sec Bank 31275.71 8451.82 27 33480.00 6450.48 19 23 AXIS BANK 939.30 15.50 2 1025.00 40.72 4 24 Bandhan Bank 742.00 14750.00 0 4800.00 19.96 0 25 HDFC 460.00 1.62 0 495.00 8.56 2 26 ICICI Bank 675.00 0.00 0 750.00 14.65 2 27 IDFC Bank 0.00 0.00 0 75.00 0.00 0 28 Indusind Bank 215.00 0.00 0 250.00 0.00 0 29 South Indian Bank 175.00 45.22 26 175.00 20.75 12 30 Yes Bank 175.00 0.00 0 175.00 0.00 0 31 Federal Bank 175.00 0.00 0 175.00 30.00 17 32 Kotak Mahindra Bank Ltd 175.00 0.00 0 175.00 0.00 0 B ACP PRIVATE Sec bank 3731.30 14812.34 397 8095.00 134.64 2 33 Tripura Gramin Bank 16093.91 3405.00 21 16970.00 4054.14 24 C ACP RRB 16093.91 3405.00 21 16970.00 4054.14 24 34 ACUB 800.00 52.69 7 550.00 90.00 16 35 TCARDB 250.00 17.56 7 300.00 4.50 2 36 TSCB 7968.30 1041.08 13 7790.92 751.19 10 D ACP Coop. Bank 9018.30 1111.33 12 8640.92 845.69 10 GRAND TOTAL 60119.22 27780.49 46 67185.92 11484.95 17 50
Share of Banks in achievement of ACP 2017-18 under PRIORITY SECTOR up to 30.06.2017 Amt. Rs. In Crore Bank Name Actual Achievement % of Share State bank of India 124.35 11.95 Bank of India 37.43 3.60 United Bank of India 116.11 11.16 Canara Bank 6.23 0.60 UCO Bank 9.59 0.92 Central Bank of India 4.44 0.43 Union Bank of India 8.87 0.85 Pvt. Sector Banks 272.55 26.20 Tripura Gramin Bank 214.56 20.62 Cooperative Banks 224.01 21.53 Other Banks 22.31 2.14 TOTAL 1040.45 100.00 Share of Banks in achievement of ACP 2017-18 under PRIORITY SECTOR up to 30.06.2017 Other Banks 2% Cooperative Banks 21% State bank of India 12% Bank of India 4% Tripura Gramin Bank 21% United Bank of India 11% Pvt. Sector Banks 26% Union Bank of India 1% UCO Bank 1% Canara Bank 1% Central Bank of India 0% 51
Agenda No.- 7 Issuance of KCC during the year 2017-18 Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 All Banks are to exert efforts to issue KCCs to all eligible farmers within 31.03.2018 (Action: All Banks and Agriculture Department). Status of implementation 13665 KCCs (Including Renewal) sanctioned by Banks amounting to Rs. 57.22 Crores during April-June of FY 2017-18, thereby achieving 27.33% of the Annual Target. Apart from Crop loans, 50428 numbers of Term loans have been issued amounting to Rs. 565.40 Crores. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 Bankers to prepare District wise and Branch wise dormant KCC list for onward submission to the Agriculture Department of the State Government within 30 th June 2017 to kick start the Campaign. (Action: All Banks) Status of implementation Banks have already started submission of list of Dormant KCCs to Agriculture Department. Rest of the Banks are requested to complete the task at the earliest to kick start the campaign. Performance of KCC in the last three years is given below: (Amt. Rs in lacs) Quarter Year Target Issued No. Amt. % of Achievement. March-2016 2015-16 50000 61453 26794.79 123 March 2017 2016-17 50000 48614 23979.08 97 June 2017 2017-18 50000 13665 5722.02 27 Bank-wise performance under KCC as on 30.06.2017 has been shown in the Annexure. 52
TRIPURA STATE Performance of Banks in Crop Loan & Term Loan to Agriculture during the year 2017-18 as on 30.06.2017 (Amt in Lacs) Sl.No. BANKS Crop Term Loan Total A/c. Amt. A/c. Amt. A/c. Amt. 1 2 3 4 5 6 7 8 1 Allahabad Bank 6 3.48 27 46.71 33 50.19 2 Andhra Bank 0 0.00 0 0.00 0 0.00 3 Bank of Baroda 5 1.00 6 10.00 11 11.00 4 Bank of India 296 466.20 184 289.22 480 755.42 5 Bank of Maharashtra 0 0.00 0 0.00 0 0.00 6 Canara Bank 53 34.73 89 90.83 142 125.56 7 Central Bank of India 5 1.67 17 91.49 22 93.16 8 Corporation Bank 0 0.00 0 0.00 0 0.00 9 Dena Bank 0 0.00 0 0.00 0 0.00 10 Indian Bank 0 0.00 0 0.00 0 0.00 11 IDBI BANK 0 0.00 249 74.68 249 74.68 12 Indian Overseas Bank 0 0.00 4 2.10 4 2.10 13 Oriental Bank of Commerce 0 0.00 1 1.00 1 1.00 14 Punjab & Sind Bank 0 0.00 0 0.00 0 0.00 15 Punjab National Bank 0 0.00 39 53.41 39 53.41 16 State Bank of India 1785 1122.80 3222 5533.20 5007 6656.00 17 Syndicate Bank 30 9.21 20 29.46 50 38.67 18 Union Bank of India 13 8.44 67 358.46 80 366.90 19 United Bank of India 1719 698.32 3155 5512.68 4874 6211.00 20 UCO Bank 676 226.52 187 233.04 863 459.56 21 Vijaya Bank 0 0.00 42 242.29 42 242.29 A Sub Total of Public Sec. Bank 4588 2572.37 7309 12,568.57 11897 15140.94 22 AXIS BANK 0 0.00 41 56.49 41 56.49 23 Bandhan Bank 0 0.00 24293 10958.63 24293 10958.63 24 Federal Bank 0 0.00 5 7.65 5 7.65 25 HDFC 135 229.39 2259 1239.53 2394 1468.92 26 ICICI 1 0.71 917 350.63 918 351.34 27 IDFC Bank 0 0.00 4215 837.75 4215 837.75 28 Indusind Bank 0 0.00 30 62.18 30 62.18 29 Kotak Mahindra Bank 0 0.00 0 0.00 0 0.00 30 SOUTH INDIAN BANK 0 0.00 0 0.00 0 0.00 31 YES Bank 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 136 230.10 31760 13512.86 31896 13742.96 32 Tripura Gramin Bank 5782 2414.00 11246 10302.52 17028 12716.52 C Sub Total of RRB 5782 2414.00 11246 10,302.52 17028 12716.52 33 ACUB 0 0.00 0 0.00 0 0.00 34 TCARDB 0 0.00 5 5.80 5 5.80 35 TSCB 3159 505.55 108 20150.47 3267 20656.02 D Sub Total of Coop.Banks 3159 505.55 113 20,156.27 3272 20661.82 GRAND TOTAL 13665 5722.02 50428 56,540.22 64093 62262.24 53
TRIPURA STATE Agenda Item No-7 BANK-WISE POSITION IN IMPLEMENTATION OF ISSUING KCCs FOR THE STATE OF TRIPURA DURING THE YEAR 2017-18 AS ON 30.06.2017 Amount in Lacs Sl.No. BANKS Target Proposals sanctioned Proposal Renew ed Proposal disbursed Outstanding No. No. Amt. No. Amt. No. Amt. No. Amt. 1 2 3 4 5 6 7 8 9 10 11 1 Allahabad Bank 150 6 3.48 2 0.50 6 3.48 60 20.40 2 Bank of Baroda 550 5 1.00 1 0.30 5 1.00 42 19.40 3 Bank of India 50 296 466.20 37 52.13 296 466.20 702 3156.93 4 Bank of Maharashtra 0 0 0.00 0 0.00 0 0.00 0 0.00 5 Canara Bank 600 53 34.73 9 4.42 53 34.73 688 203.98 6 Central Bank of India 300 5 1.67 0 0.00 5 1.67 94 86.23 7 Corporation Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 8 IDBI Bank 450 0 0.00 0 0.00 0 0.00 632 184.23 9 Indian Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 10 Indian Overseas Bank 250 0 0.00 0 0.00 0 0.00 59 43.25 11 Oriental Bank of Commerce 50 0 0.00 0 0.00 0 0.00 5 1.00 12 Punjab & Sind Bank 50 0 0.00 0 0.00 0 0.00 11 9.03 13 Punjab National Bank 100 0 0.00 0 0.00 0 0.00 14 12.50 14 State Bank of India 7050 1785 1122.80 270 174.75 1785 1122.80 65627 20317.45 15 Syndicate Bank 275 30 9.21 4 1.20 30 9.21 97 33.98 16 UCO Bank 2650 676 226.52 104 56.32 676 226.52 6396 2056.00 17 Union Bank of India 275 13 8.44 3 0.67 13 8.44 133 48.68 18 United Bank of India 7350 1719 698.32 277 95.48 1719 496.32 33022 9890.09 19 Vijaya Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 20 Axis Bank 200 0 0.00 0 0.00 0 0.00 78 41.22 21 Bandhan Bank 1000 0 0.00 0 0.00 0 0.00 0 0.00 22 Federal Bank 0 0 0.00 0 0 0 0.00 16 4.80 23 HDFC 300 135 229.39 7 8.56 135 229.39 471 2276.39 24 ICICI 400 1 0.71 0 0.00 1 0.71 87 40.39 25 Indusind Bank 50 0 0.00 0 0.00 0 0.00 0 0.00 26 South Indian Bank 0 0 0.00 0 0 0 0.00 0 0.00 27 Tripura Gramin Bank 20850 5782 2414.00 679 270.14 5782 2414.00 331695 68955.34 28 TSCB 6900 3159 505.55 312 103.48 2686 415.57 74381 5647.59 TOTAL 50000 13665 5722.02 1705 767.95 13192 5430.04 514310 113048.88 54
Pradhan Mantri Fasal Bima Yojana (PMFBY): Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 Implementation of PMFBY should be of top most priorities and the scheme should be executed for all loanee and non loanee farmers in the State.(Action : All Banks) Status of implementation For Kharif 2017, Royal Sundaram General Insurance Co. Ltd. has been assigned as the Insurance partner for Tripura. With the joint efforts of the State Govt. and Insurance Company, Banks have covered 944 Loanee farmers under PMFBY during Kharif 2017. Performance of Banks in the State:- As on 31.07.2017 Amt: Rs in Actuals Sl. Bank Cases Premium Amt. 1 Canara Bank 2 Central Bank of India 3 Indian Overseas Bank 4 United Bank of India 287 190463.30 5 UCO Bank 45 13674.00 A Sub Total of Public Sec. Bank 332 204137.30 B Sub Total of Pvt. Sec. Bank 0 0.00 6 Tripura Gramin Bank 542 280391.00 C Sub Total of RRB 542 280391.00 7 TSCB 70 60263.00 D Sub Total of Coop.Banks 70 60263.00 GRAND TOTAL 944 544791.30 In addition, 300 Non loanee farmers have been covered under PMFBY Kharif 2017 with premium amount of Rs. 15 Lakhs. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 All Banks to distribute Acknowledgement Receipts and Folio cards to all Loanee and Non-Loanee farmers covered under PMFBY(Action : All Banks) Status of implementation Banks are once again requested to distribute Acknowledgement Receipts and Folio cards to all farmers covered under PMFBY subject to receipt of the same from the Insurance Agency(Royal Sundaram General Insurance Co. Ltd.). 55
SELF HELP GROUPS Agenda No.- 8 TRIPURA STATE Agenda Item No.12 Sl.No. Name of the Bank Deposit Linkage cumulative SELF HELP GROUP Position as on 30.06.2017 Under SHG (NRLM+NERLP+WSHG) Credit linkage 2017-18 Direct SHG (Amt. in Rs./Lacs) Total No. Amt. Nos. Amt. Nos. Amt. Nos. Amt. Outstanding as on 30-06-2017 No Amt. 1 2 3 4 5 6 7 8 9 10 UBI 6071 1426.52 17 15.50 8 5.50 25 21 3736 1662.58 SBI 5189 284.35 7 0.95 5 4.00 12 4.95 3613 3447.43 TGB 17899 2351.71 35 56.19 0 0.00 35 56.19 20575 5548.42 TSCB 10125 529.50 0 0.00 0 0.00 0 0.00 5770 2606.16 UCO 231 139.06 0 0.00 0 0.00 0 0.00 130 111.37 P & SB 3 1.00 0 0.00 0 0.00 0 0.00 0 0.00 CBI 43 1.98 0 0.00 0 0.00 0 0.00 0 0.00 BOI 261 61.23 21 17.10 41 39.68 62 56.78 0 0.00 IDBI 3 1.00 0 0.00 0 0.00 0 0.00 3 5.30 BOB 18 2.00 0 0.00 8 6.10 8 6.10 8 3.53 TOTAL : 39843 4798.35 80 89.74 62 55.28 142 145.02 33835 13384.79 NULM For the year 2017-18, no proposals have been sponsored by the Urban Local Bodies. Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 To ensure implementation of CBRM Mechanism by the rural Branches and hold meeting on monthly basis.(action : All Banks) Status of implementation The Rural Bank Branches are conducting meetings and Banks are once again requested to monitor the implementation of the CBRM mechanism at the Branch level to improve recovery position in the rural areas. 56
TRIPURA STATE Agenda Item No.8 SELF HELP GROUP Position as on 30.06.2017 NERLP (Rs. in Lakhs) Deposit Linkage Capacity RF/ Credit Linked No. of Sl. District No. of Amt. Building No. No. Amt. Federations 1 West 4719 795.11 3618 4258 851.60 171 2 Sepahijala 3227 127.57 0 1631 326.00 72 3 Khowai 2856 129.52 0 932 186.40 45 4 North 3889 395.62 6866 3300 3260.20 134 5 Unakoti 2618 0.00 0 1454 290.00 48 TOTAL 17309 1447.82 10484 11575 4914.20 470 NRLM (Rs. in Lakhs) Deposit Linkage Capacity RF/ Credit Linked No. of Sl. District No. of Amt. Building No. No. Amt. Federations 1 Gomati 973 92.08 565 612 79.30 47 2 South 949 93.82 674 751 87.25 44 3 Dhalai 997 65.59 678 586 63.80 46 TOTAL 2919 251.49 1917 1949 230.35 137 W-SHG(Women-SHG) West Tripura Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building (No. No. Amt. Federations 1 UBI 94 9.87 905 100 63.1 7 2 SBI 86 9.48 690 48 26.50 0 3 TGB 327 37.75 2065 237 123.25 67 4 CBI 6 0.37 22 0 0.00 0 TOTAL 513 57.47 3682 385 212.85 74 W-SHG(Women-SHG) Dhalai Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building No. No. Amt. Federations 1 UBI 213 11.34 575 106 49.75 0 2 SBI 22 1.65 61 13 6.00 0 3 TGB 249 13.81 669 70 35.50 0 TOTAL 484 26.80 1305 189 91.25 0 W-SHG(Women-SHG) Unakoti Tripura (Amt. in Rs./Lacs) (Rs. in Lakhs) (Rs. in Lakhs) (Rs. in Lakhs) Sl. Name of Deposit Linkage Capacity RF/ Credit Linked No. of Bank No. of Amt. Building (No. No. Amt. Federations 1 UBI 119 10.43 0 95 19.00 0 2 SBI 55 3.85 0 40 8.00 0 3 TGB 1006 80.33 0 848 169.60 0 4 UCO 138 7.07 0 134 26.80 0 5 TSCB 250 14.24 0 170 34.00 2 6 IOB 7 0.09 0 4 0.80 0 7 BANDHAN 12 0.34 0 12 2.40 0 8 CANARA 43 2.37 0 42 8.40 0 9 CBI 117 5.30 0 109 21.80 0 TOTAL 1747 124.02 0 1454 290.80 2 GRAND TOTAL 22972 1907.60 17388 15552 5739.45 683 57
Recovery Performance of Banks As on 30.06.2017 Agenda Item No. 9 The recovery mechanism is also not functioning properly and the NPAs are rising more or less in all banks. Some of the reasons could be as under: Diversion of fund. Joint Recovery camps with active involvement of State Govt. Representatives are not being held frequently. Inadequate follow- up and personal contact with the borrowers. Un-remunerative price of Agricultural produce. Marketing facility is inadequate for industrial products. A good number of borrowers do not repay their loans willfully. Two Debt Waiver schemes have left negative image in the minds of borrowers who used to be paymasters earlier. Recovery process through legal recourse is time consuming. Recovery percentage under Public Demand Recovery Act is very poor. In enforcing recovery through SARFAESI act, more proactive support of State Govt. is necessary. The house may discuss these issues and suggest corrective measures for implementation. Sector wise recovery Overall recovery percentage in respect of three broad sectors, viz., Agriculture, MSME and Other Prisec. as on 30.06.2017 stands at 58%. A comparative table relating to June 2017 with that of June 2016 is produced below: Rs/ Lacs Sector June 2016 June 2017 Demand Recovery % Demand Recovery % Agriculture & allied 46191.99 19619.66 42 33553.77 20799.04 62 MSME 51337.87 24724.87 48 37792.17 25065.22 66 Other Prisec 58286.32 45559.39 78 29607.98 12624.36 43 TOTAL 155816.18 89903.92 58 100953.92 58488.62 58 Scheme wise recovery as on 30.06.2017 Comparative position of some selected schemes is given below: Rs/ Lacs Sector June 2016 June 2017 Demand Recovery % Demand Recovery % SJSRY 2060.76 103.07 5 1969.64 31.93 2 SGSY 3837.67 613.48 16 2933.83 259.62 9 REGP(MMS) 1976.30 882.40 45 1913.05 865.15 45 PMRY 4408.25 126.00 3 2618.48 87.38 3 PMEGP 4787.36 1658.27 35 3807.83 1343.65 35 58
Sl.No. Name of Bank BANK-WISE & SECTOR-WISE RECOVERY PERFORMANCE AS ON 30.06.2017 Agri. & Allied activities Demand Recovery Recovery % MSME Other Priority Sector Total Sector Demand Recovery Recover y % Demand Recovery Recover y % AGENDA ITEM NO.9 Demand Recovery Recovery % 1 2 3 4 5 6 7 8 9 10 11 14 15 16 1 Allahabad Bank 4.80 0.00 0 39.60 2.60 7 44.10 3.50 8 88.50 6.10 7 2 Andhra Bank 0 0.00 0 2.65 1.57 59 0.00 0.00 0 2.65 1.57 59 3 Bank of Baroda 227.00 5.42 2 310.94 8.32 3 49.23 1.72 3 587.17 15.46 3 4 Bank of India 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 5 Bank of Maharashtra 1.10 1.07 97 4.96 0.00 0 6.06 1.07 18 12.12 2.14 0 6 Bharatiya Mahila Bank 0.00 0.00 0 0.14 0.14 100 0.00 0.00 0 0.14 0.14 100 7 Canara Bank 376.66 365.31 97 798.84 731.76 92 480.28 353.02 74 1655.78 1450.09 88 8 Central Bank of India 97.54 15.26 16 664.61 102.15 15 634.46 99.56 16 1396.61 216.97 16 9 Corporation Bank 0.00 0.00 0 2.00 1.36 68 0.10 0.00 0 2.10 1.36 0 10 Indian Bank 37.90 0.00 0 98.76 55.19 56 79.78 42.36 53 216.44 97.55 45 11 IDBI BANK 670.42 450.19 67 621.80 276.00 44 55.75 52.58 94 1347.97 778.77 58 12 Indian Overseas Bank 4.62 1.76 38 572.40 346.45 61 46.32 3.75 8 623.34 351.96 56 13 Oriental Bank of Commerce 0.10 0.08 80 12.20 11.90 98 4.32 4.25 98 16.62 16.23 98 14 Punjab & Sind Bank 1.50 1.00 67 85.00 25.50 30 12.50 4.50 36 99.00 31.00 31 15 Punjab National Bank 37.05 9.10 25 272.50 51.30 19 37.15 11.08 30 346.70 71.48 21 16 State Bank of India 7380.00 4850.00 66 11280.00 7711.00 68 4412.00 3438.00 78 23072.00 15999.00 69 17 Syndicate Bank 0.52 0.00 0 182.60 38.75 21 160.85 28.35 18 343.97 67.10 20 18 Union Bank of India 95.16 35.87 38 721.28 416.42 58 317.21 219.22 69 1133.65 671.51 59 19 United Bank of India 4752.69 3421.94 72 5708.91 3425.35 60 2949.51 2153.14 73 13411.11 9000.43 67 20 UCO Bank 185.00 25.00 14 254.00 35.00 14 2250.00 428.00 19 2689.00 488.00 18 21 Vijaya Bank 0.67 0.00 0 190.63 0.00 0 2.47 0.00 0 193.77 0.00 0 A Sub Total of Public Sec. 13872.73 9182.00 66 21823.82 13240.76 61 11542.09 6844.10 59 47238.64 29266.86 62 22 Bank AXIS BANK 54.77 12.41 23 957.46 957.00 100 7.05 1.18 17 1019.28 970.59 95 23 Federal Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 24 HDFC 664.57 619.83 93 683.44 654.27 96 18.88 18.84 100 1366.89 1292.94 95 25 ICICI 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 26 Indusind Bank 3.37 0.00 0 80.10 18.38 23 0.00 0.00 0 83.47 18.38 22 27 Kotak Mahindra Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 28 SOUTH INDIAN BANK 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 29 YES Bank 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 0.00 0.00 0 B Sub Total of Pvt. Sec. Bank 722.71 632.24 87 1721.00 1629.65 95 25.93 20.02 0 2469.64 2281.91 92 30 Tripura Gramin Bank 14713.08 10359.98 70 11469.60 9379.13 82 8813.74 3610.24 41 34996.42 23349.35 67 C Sub Total of RRB 14713.08 10359.98 70 11469.60 9379.13 82 8813.74 3610.24 41 34996.42 23349.35 67 31 ACUB 0 0 0 0 0 0 603.22 311.45 52 603.22 311.45 52 32 TCARDB 375.25 151.80 40 1097.75 435.47 40 1473.00 587.27 40 2946.00 1174.54 40 33 TSCB 3870.00 473.02 12 1680.00 380.21 23 7150.00 1251.28 18 12700.00 2104.51 17 D Sub Total of Coop.Banks 4245.25 624.82 15 2777.75 815.68 29 9226.22 2150.00 23 16249.22 3590.50 22 Grand Total 33553.77 20799.04 62 37792.17 25065.22 66 29607.98 12624.36 43 100953.92 58488.62 58 59
TRIPURA STATE Agenda Item No-9 Sl No. BANKS BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 30.06.2017 PMRY Total Outg. Demand Recovery Total Overdue Total Outg. Demand Recover y Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. ( Amount in Lacs) SJSRY 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 Demand Recove ry Total Overdue 1 A.B. 6 8.74 5.90 0.00 5.90 0 0.00 0.00 0.00 0.00 8 4.55 4.55 0.00 4.55 2 Andhra Bank 0.00 0.00 0.00 3 BOB 4 6.16 0.62 0.41 0.21 3 3.68 0.40 0.33 0.07 56 30.23 3.02 2.60 0.42 4 BOI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 45 12.01 3.67 1.64 2.03 5 Canara 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 1 0.95 0.09 0.03 0.06 6 CBI 160 71.46 70.07 11.71 58.36 162 16.47 16.47 0.00 16.47 10 4.01 4.01 0.00 4.01 7 Corporation 0.00 0.00 0.00 8 IB 6 4.35 4.35 0.18 4.17 0 0.00 0.00 0.00 0.00 5 4.28 3.26 1.39 1.87 9 IDBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 7.98 7.82 1.40 6.42 11 P&SB 17 63.90 63.90 0.00 63.90 0 0.00 0.00 0.00 0.00 28 19.75 14.50 1.00 13.50 12 SBI 2420 2429.00 1980.00 8.00 1972.00 1725 1312.00 471.00 74.00 397.00 950 2025.00 1538.00 5.00 1533.00 13 UCO 178 202.00 193.00 9.00 184.00 78 98.00 95.00 3.00 92.00 94 73.85 38.00 3.00 35.00 14 UB 6 1.13 0.79 0.08 0.71 0 0.00 0.00 0.00 0.00 121 512.21 133.17 6.25 126.92 15 UBI 463 407.23 287.89 57.58 230.31 58 22.49 14.39 2.88 11.51 280 177.18 166.55 6.56 159.99 16 VB 2 3.42 0.45 0.42 0.03 0 0.00 0.00 0.00 0.00 5 8.96 0.58 0.27 0.31 17 HDFC 0 0.00 0.00 0.00 0.00 1 0.37 0.14 0.14 0.00 1 0.23 3.30 0.74 2.56 18 AXIS BANK 0 0.00 0.00 0.00 0.00 2 3.15 3.15 0.00 3.15 0 0.00 0.00 0.00 0.00 19 PNB 3 3.30 3.30 0.00 3.30 0 0.00 0.00 0.00 0.00 15 5.00 5.00 1.00 4.00 20 ICICI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 2 0.48 0.00 0.00 0.00 21 Syndicate 0 0.00 0.00 0.00 0.00 6 4.01 4.00 0.87 3.13 8 6.35 5.00 0.91 4.09 22 BOM 0.00 0.00 0.00 23 OBC 6 8.21 8.21 0.00 8.21 0 0.00 0.00 0.00 0.00 1 0.42 0.28 0.14 0.14 A ASCB 3271 3208.90 2618.48 87.38 2531.10 2035 1460.17 604.55 81.22 523.33 1640 2893.44 1930.80 31.93 1898.87 24 excl.rrb TGB Sub 0 0.00 0.00 0.00 0.00 4298 2586.07 319.55 109.80 209.75 0 0.00 0.00 0.00 0.00 B ASCB incl. 3271 3208.90 2618.48 87.38 2531.10 6333 4046.24 924.10 191.02 733.08 1640 2893.44 1930.80 31.93 1898.87 25 RRB ACUBSub 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 26 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 27 TSCB 0 0.00 0.00 0.00 0.00 1452 1941.13 2009.73 68.60 1941.13 35 38.84 38.84 0.00 38.84 C Coop. Bank Sub Total 0 0.00 0.00 0.00 0.00 1452 1941.13 2009.73 68.60 1941.13 35 38.84 38.84 0.00 38.84 GRAND TOTAL 3271 3208.90 2618.48 87.38 2531.10 7785 5987.37 2933.83 259.62 2674.21 1675 2932.28 1969.64 31.93 1937.71 SGSY 60
TRIPURA STATE Agenda Item No-9 Sl No. BANKS BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 30.06.2017 TRANSPORT OPERATOR Total Outg. Demand Recover y Total Overdu Total Outg. Deman d Recovery Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. ( Amount in Lacs) KVIC(MMS) Demand Recover y Total Overdue 1 2 3 4 5 6 7 10 11 12 18 19 20 21 22 1 A.B. 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 6 26.90 23.75 0.00 23.75 2 Andhra Bank 0.00 0.00 0.00 3 BOB 2 1.65 1.65 0.00 1.65 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 4 BOI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 5 Canara 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 6 CBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 3 15.83 3.42 1.89 1.53 7 Coprporation 0.00 0.00 0.00 8 IB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 9 IDBI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 11 P&SB 3 3.90 3.90 0.00 3.90 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 12 SBI 1225 1890.00 658.00 25.00 633.00 0 0.00 0.00 0.00 0.00 570 1039.00 381.00 7.00 374.00 13 UCO 152 660.76 204.00 24.00 199.00 0 0.00 0.00 0.00 0.00 22 34.15 18.00 2.00 16.00 14 UB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 4 16.48 2.65 1.11 1.54 15 UBI 801 1257.96 503.41 39.45 463.96 0 0.00 0.00 0.00 0.00 227 263.38 154.00 30.80 123.20 16 VB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 1 7.30 0.65 0.43 0.22 17 HDFC 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 18 AXIS BANK 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 19 PNB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 17 37.00 24.00 6.00 18.00 20 ICICI 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 21 Syndicate 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 22 BOM 23 OBC 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 A ASCB 2183 3814.27 1370.96 88.45 1282.51 0 0.00 0.00 0.00 0.00 850 1440.04 607.47 49.23 558.24 24 excl.rrb TGB 946 1076.38 264.52 168.54 95.98 0 0.00 0.00 0.00 0.00 1238 2083.39 1273.77 815.92 457.85 B ASCB incl. 3129 4890.65 1635.48 256.99 1378.49 0 0.00 0.00 0.00 0.00 2088 3523.43 1881.24 865.15 1016.09 25 RRB ACUBSub 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 26 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 27 TSCB 552 492.70 450.00 16.68 433.32 0 0.00 0.00 0.00 0.00 47 31.81 31.81 0.00 31.81 C Coop. Bank Sub Total 552 492.70 450.00 16.68 433.32 0 0.00 0.00 0.00 0.00 47 31.81 31.81 0.00 31.81 GRAND TOTAL 3681 5383.35 2085.48 273.67 1811.81 0 0.00 0.00 0.00 0.00 2135 3555.24 1913.05 865.15 1047.90 SUME 61
TRIPURA STATE Agenda Item No- 9 Sl No. BANKS Total Outg. Deman d Recover y Total Overdue Total Outg. Demand Recovery Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. Demand Recovery Total Overdue 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 A.B. 0 0.00 0.00 0.00 0.00 37 80.55 10.50 0.55 9.95 37 51.75 9.25 0.95 8.30 2 Andhra Bank 0.00 13 20.31 1.58 0.69 0.89 14 8.51 0.91 0.78 0.13 3 BOB 0 0.00 0.00 0.00 0.00 3 10.00 10.00 0.20 9.80 5 6.50 6.50 0.25 6.25 4 BOI 0 0.00 0.00 0.00 0.00 19 29.15 6.89 4.23 2.66 18 20.05 4.80 2.90 1.90 5 Canara 0 0.00 0.00 0.00 0.00 112 327.49 252.44 196.02 56.42 161 254.53 227.83 157.00 70.83 6 CBI 0 0.00 0.00 0.00 0.00 67 157.63 38.73 11.16 27.57 71 138.79 39.56 12.01 27.55 7 Coprporation 0 0.00 0.00 0.00 0.00 8 12.12 0.00 0.00 0.00 3 2.52 0.07 0.00 0.07 8 IB 0 0.00 0.00 0.00 0.00 40 64.77 21.33 5.97 15.36 24 38.75 11.93 3.59 8.34 9 IDBI 0 0.00 0.00 0.00 0.00 2 14.97 14.97 2.15 12.82 1 1.30 1.30 0.00 1.30 10 IOB 0 0.00 0.00 0.00 0.00 23 36.25 7.95 2.89 5.06 26 23.13 5.25 2.30 2.95 11 P&SB 0 0.00 0.00 0.00 0.00 22 47.90 2.65 0.55 2.10 10 10.05 2.95 0.65 2.30 12 SBI 0 0.00 0.00 0.00 0.00 1806 4162.00 438.00 156.96 281.04 1572 1724.00 430.00 8.00 422.00 13 UCO 0 0.00 0.00 0.00 0.00 315 535.57 180.00 25.00 155.00 539 708.15 42.00 8.00 34.00 14 UB 0 0.00 0.00 0.00 0.00 147 701.12 221.71 8.51 213.20 131 586.08 235.78 5.57 230.21 15 UBI 0 0.00 0.00 0.00 0.00 2283 4331.19 2014.13 752.85 1261.28 683 959.23 393.00 78.64 314.36 16 VB 0 0.00 0.00 0.00 0.00 25 51.26 6.92 0.91 6.01 14 23.29 8.90 0.75 8.15 17 HDFC 0 0.00 0.00 0.00 0.00 1 2.29 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 18 AXIS BANK 0 0.00 0.00 0.00 0.00 4 17.04 0.18 0.00 0.18 0 0.00 0.00 0.00 0.00 19 PNB 0 0.00 0.00 0.00 0.00 20 52.00 28.00 9.50 18.50 15 21.00 3.50 3.50 0.00 20 ICICI 0 0.00 0.00 0.00 0.00 1 0.22 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 21 Syndicate Bank 0 0.00 0.00 0.00 0.00 41 75.42 9.00 2.15 6.85 45 39.57 11.00 5.60 5.40 22 BOM 1 0.15 0.15 0.01 0.14 5 8.54 6.05 1.75 4.30 23 OBC 0 0.00 0.00 0.00 0.00 12 15.00 9.00 3.00 6.00 9 8.17 0.87 0.35 0.52 A ASCB excl.rrb 0 0.00 0.00 0.00 0.00 5002 10744.40 3274.13 1183.30 2090.83 3383 4633.91 1441.45 292.59 1148.86 24 Sub TGB Total 0 0.00 0.00 0.00 0.00 3956 10354.99 496.37 113.26 383.11 4083 7223.48 541.08 205.91 335.17 B ASCB incl. RRB 0 0.00 0.00 0.00 0.00 8958 21099.39 3770.50 1296.56 2473.94 7466 11857.39 1982.53 498.50 1484.03 25 Sub ACUBTotal 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 C BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 30.06.2017 SEEUY ( Amount in Lacs) SWAVALAMBAN 26 TCARDB 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 27 TSCB 0 0.00 0.00 0.00 0.00 1097 2503.94 700.00 137.59 562.41 2219 2756.35 730.00 162.30 567.70 Coop. Bank Sub Total 0 0.00 0.00 0.00 0.00 1097 396.18 37.33 47.09-9.76 625 518.25 158.35 143.23 15.12 Grand Total PMEGP 0 0.00 0.00 0.00 0.00 10055 21495.57 3807.83 1343.65 2464.18 8091 12375.64 2140.88 641.73 1499.15 62
TRIPURA STATE Agenda Item No-9 Sl No. BANKS Total Outg. Dema nd Recover y Total Overd Total Outg. Demand Recover y Total Overdue Total Outg. No. Amt. No. Amt. No. Amt. Demand Recovery 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 ( Amount in Lacs) Total Overdue 1 A.B. 0.00 0.00 0.00 2 Andhra Bank 0.00 0.00 0.00 3 BOB 0.00 8 16.15 1.62 1.49 0.13 0 0.00 0.00 0.00 0.00 4 BOI 0.00 0.00 0.00 5 Canara 110 25.20 14.20 2.65 11.55 0.00 0.00 6 CBI 0.00 123 15.08 15.08 0.00 15.08 0.00 7 Coprporation 0.00 0.00 0.00 8 IB 0.00 0.00 0.00 9 IDBI 0.00 0 0.00 0.00 0.00 0.00 0 0.00 0.00 0.00 0.00 10 IOB 0.00 0.00 0.00 11 P&SB 3 0.45 0.45 0.05 0.40 0.00 0.00 12 SBI 611 110.48 10.58 3.41 7.17 3035 3852.00 873.00 137.00 736.00 365 54.22 49.00 0.00 49.00 13 UCO 57 5.53 5.53 1.22 4.31 15 25.85 23.25 3.39 19.86 0.00 14 UB 0.00 0.00 0.00 15 UBI 551 67.45 54.25 13.78 40.47 2072 1279.75 791.47 196.44 595.03 0 0.00 0.00 0.00 0.00 16 VB 0.00 0.00 0.00 17 HDFC 18 AXIS BANK 0.00 0.00 0.00 19 PNB 0.00 0.00 0.00 20 ICICI 0.00 0.00 0.00 21 Syndicate Bank 0.00 0.00 0.00 22 BOM 23 OBC A ASCB 1332 209.11 85.01 21.11 63.90 5253 5188.83 1704.42 338.32 1366.10 365 54.22 49.00 0.00 49.00 24 excl.rrb TGB Sub 0.00 4238 2579.41 1291.83 743.79 548.04 0 0.00 0.00 0.00 0.00 B ASCB incl. 1332 209.11 85.01 21.11 63.90 9491 7768.24 2996.25 1082.11 1914.14 365 54.22 49.00 0.00 49.00 25 RRB ACUBSub Total 0.00 0.00 0.00 26 TCARDB 0.00 0.00 0.00 27 TSCB 0.00 5681 698.93 125.00 73.48 51.52 39 68.38 68.38 0.00 68.38 C Coop. Bank Sub Total 0 0 0 0 0.00 5681 698.93 125.00 73.48 51.52 39 68.38 68.38 0.00 68.38 GRAND TOTAL BANK-WISE & GOVERNMENT PROGRAMME-WISE RECOVERY PERFORMANCE AS ON 31.03.2017 D.R.I. SHG 1332 209.11 85.01 21.11 63.90 15172 8467.17 3121.25 1155.59 1965.66 404 122.60 117.38 0.00 117.38 IRDP 63
Tripura State Agenda Item No. 9 Joint recovery drive conducted with the involvement of Govt. Authorities during the year 2017-18 ( As on 30.06.2017) Sl.No. Name of Bank No of recovery drives conducted (Amt. in Lakhs) Recovery made up to 30.06.2017 No. No. Amt. 1 2 3 4 5 1 Allahabad Bank 0 0 0.00 2 Bank of Baroda 0 0 0.00 3 Bank of India 0 0 0.00 4 Canara Bank 0 0 0.00 5 Central Bank of India 0 0 0.00 6 Indian Bank 0 0 0.00 7 Indian Overseas Bank 0 0 0.00 8 Punjab & Sind Bank 0 0 0.00 9 State Bank of India 1 7 1.00 10 UCO Bank 0 0 0.00 11 Union Bank of India 0 0 0.00 12 United Bank of India 1 6 1.21 13 Vijaya Bank 0 0 0.00 14 Punjab National Bank 0 0 0.00 15 Tripura Gramin Bank 0 0 0.00 16 Agartala Urban Coop.Bank 0 0 0.00 17 Tripura Coop.Agri.Rural Dev.Bank 0 0 0.00 18 Tripura State Coop.Bank. 0 0 0.00 TOTAL : 2 13 2.21 64
Public Demand Recovery(PDR) PDR certificate cases as on 30.06.2017 As on (Rs / Lacs) Cases pending Recovery made during the current year. No. Amt. No. Amt. 30.06.2017 1457 1016.26 93 84.48 Bank wise position of Certificate cases (PDR Act) as on 30.06.2017 is furnished in the annexure. Sl.No. Name of the Bank Tripura State Cases pending Agenda Item No. 9 Statement showing the filing and disposal of cases under PDR up to 30.06.2017 (Rs.in Lak hs) Recovery made during Current Year No. Amt. No. Amt. 1 2 3 4 5 6 1 Allahabad Bank 4 11.69 0 0.00 2 Andhra Bank 1 0.77 0 0.00 3 Bank of Baroda 8 10.25 0 0.00 4 Bank of India 0 0.00 0 0.00 5 Canara Bank 4 3.75 51 8.48 6 Central Bank of India 12 9.13 0 0.00 7 Indian Bank 0 0.00 0 0.00 8 Indian Overseas Bank 0 0.00 0 0.00 9 Punjab & Sind Bank 15 55.91 0 0.00 10 State Bank of India 438 342.00 17 52.00 11 Uco Bank 40 65.00 0 0.00 12 Union Bank of India 5 4.00 25 24.00 13 United Bank of India 0 0.00 0 0.00 14 Vijaya Bank 12 5.94 0 0.00 15 Punjab National Bank 0 0.00 0 0.00 16 Tripura Gramin Bank 798 194.62 0 0.00 17 Agartala Urban Coop. Bank 32 7.00 0 0.00 18 Tripura Coop.Agri & Rural Dev.Bank 53 153.10 0 0.00 19 Tripura State Coop. Bank. 35 153.10 0 0.00 TOTAL : 1457 1016.26 93 84.48 65
Agenda Item No.--- 10 POSITION OF NPA OF BANKS IN THE STATE OF TRIPURA As on 30.06.2017 Rs. In Crores. Year Gross Advance Gross NPA Amount Amount % to Gross NPA March 2010 2491 154.01 6.18 March 2011 3137 176.04 5.61 March 2012 3857 177.78 4.60 March 2013 4590 251.92 5.48 March 2014 5771 368.13 6.37 March 2015 7108 417.41 5.87 March 2016 8415 490.16 5.82 March 2017 9586 540.46 5.64 June 2017 9677 547.08 5.65 Percentage of gross NPA increased from 5.64% as on March 2017 to 5.65% as on June 2017. Amount in absolute terms increased to Rs 547.08 crore as on 30 th June 2017 from Rs. 540.46 crore as on March 2017. The outstanding amount under Written Off A/Cs (Shadow Register) is around Rs 67.88 crore which if added with the outstanding NPA, the total amount would be Rs 614.96 crore which is 6.35% of the gross advance and seems to be high. NPA Position and amount outstanding in Shadow Register of Banks in Tripura as on 30.06.2017 is furnished in the Annexure. 66
TRIPURA STATE NPA Position of Banks in Tripura as on 30.06.2017 Agenda item No. 10 (Amt. in lacs) Sl No Name of Bank Agriculture MSME OPS Total Prisec Non- Prisec Total NPA 1 2 3 4 5 6 7 8 1 Allahabad Bank 4.80 39.60 44.10 88.50 34.20 122.70 2 Andhra Bank 0.00 0.00 0.00 0.00 0.00 0.00 3 Bank of Baroda 227.00 310.94 49.23 587.17 284.00 871.17 4 Bank of India 8.65 19.88 82.03 110.56 1.56 112.12 5 Bank of Maharashtra 0.85 7.69 0.00 8.54 0.00 8.54 6 Canara Bank 43.38 239.04 142.70 425.12 261.47 686.59 7 Central Bank of India 19.25 465.02 322.01 806.28 0.00 806.28 8 Corporation Bank 0.00 0.00 0.00 0.00 0.10 0.10 9 Indian Bank 33.79 35.41 61.39 130.59 0.91 131.50 10 IDBI BANK 981.55 1080.28 19.58 2081.41 186.89 2268.30 11 Indian Overseas Bank 0.00 359.48 2.89 362.37 26.23 388.60 12 Oriental Bank of Commerce 0.00 23.00 7.00 30.00 0.00 30.00 13 Punjab & Sind Bank 0.00 60.03 20.85 80.88 24.60 105.48 14 Punjab National Bank 17.50 176.48 10.45 204.43 6.91 211.34 15 State Bank of India 1789.00 5128.00 761.00 7678.00 2358.00 10036.00 16 Syndicate Bank 3.62 10.93 148.99 163.54 4.73 168.27 17 Union Bank of India 10.21 131.01 113.31 254.53 139.25 393.78 18 United Bank of India 1698.00 3410.00 3655.00 8763.00 106.58 8869.58 19 UCO Bank 185.00 254.00 2250.00 2689.00 2362.00 5051.00 20 Vijaya Bank 0.00 57.00 2.78 59.78 1.38 61.16 A Sub-Total PUBLIC sec Bank 5022.60 11807.79 7693.31 24523.70 5798.81 30322.51 21 AXIS BANK 0.00 28.69 0.00 28.69 4.30 32.99 22 Bandhan Bank 0.00 0.00 0.00 0.00 0.00 0.00 23 Federal Bank 0.00 0.00 0.00 0.00 0.00 0.00 24 HDFC 0.24 52.28 0.00 52.52 837.96 890.48 25 ICICI 0.00 0.00 0.00 0.00 0.00 0.00 26 IDFC 0.00 0.21 0.00 0.21 0.00 0.21 27 Indusind Bank 3.37 61.72 0.00 65.09 28.94 94.03 28 Kotak Mahindra Bank ltd 0.00 0.00 0.00 0.00 0.00 0.00 29 South Indian Bank 0.00 0.00 0.00 0.00 0.00 0.00 30 YES Bank 0.00 0.00 0.00 0.00 0.00 0.00 B Sub Total Pvt. Sec Bank 3.61 142.90 0.00 146.51 871.20 1017.71 31 TGB 10020.94 4078.23 2334.69 16433.86 1570.36 18004.22 C Sub Total RRB 10020.94 4078.23 2334.69 16433.86 1570.36 18004.22 32 ACUB 0.00 0.00 423.49 423.49 136.68 560.17 33 TCARDB 233.86 0.00 699.54 933.40 0.00 933.40 34 TSCB 854.89 957.03 1152.62 2964.54 905.24 3869.78 D Sub-Total Coop. Bank 1088.75 957.03 2275.65 4321.43 1041.92 5363.35 GRAND TOTAL 16135.90 16985.95 12303.65 45425.50 9282.29 54707.79 67
Sl.No. BANKS TRIPURA STATE Position of Technically Written off A/Cs of Banks in Tripura as on 30.06.2017 ACs written off since inception Agenda Item No.10 Amount Outstanding No of A/Cs Amount No of A/Cs Amount 1 2 3 4 5 6 1 Allahabad Bank 1375 89.75 1375 89.75 2 Andhra Bank 0 0.00 0 0.00 3 Bank of Baroda 126 95.85 126 95.85 4 Bank of Maharashtra 0 0.00 0 0.00 5 Bank of India 31 13.40 31 13.40 6 Canara Bank 27 6.29 27 6.29 7 Central Bank of India 287 216.00 287 216.00 8 Indian Bank 129 66.59 129 66.59 9 IDBI BANK 1 800.00 1 800.00 10 Indian Overseas Bank 23 15.23 23 15.23 11 Punjab & Sind Bank 52 94.22 52 94.22 12 Punjab National bank 0 0.00 0 0.00 13 State Bank of India 42143 19127.42 2107 1913.54 14 Syndicate Bank 0 0.00 0 0.00 15 UCO Bank 132 143.45 132 143.45 16 United Bank of India 48896 4012.14 20522 1822.20 17 Union Bank of India 12 0.94 28 6.56 18 Vijaya Bank 0 0.00 0 0.00 19 Oriental Bank of Commerce 0 0.00 0 0.00 20 Corporation Bank 0 0.00 0 0.00 A Sub-Total PUBLIC sec Bank 93234 24681.28 24840 5283.08 21 AXIS BANK 2 57.39 2 57.39 22 ICICI 0 0.00 0 0.00 23 HDFC 0 0.00 0 0.00 24 South Indian Bank 0 0.00 0 0.00 25 INDUSIND 0 0.00 0 0.00 26 YES Bank 0 0.00 0 0.00 B Sub Total PRIVATE Sec bank 2 57.39 2 57.39 27 Tripura Gramin Bank 114061 6606.59 18798 1445.08 C Sub Total RRB 114061 6606.59 18798 1445.08 28 ACUB 107 2.14 107 2.14 29 TCARDB 0 0.00 0 0.00 30 TSCB 0 0.00 0 0.00 D Sub-Total Coop. Bank 107 2.14 107 2.14 GRAND TOTAL 207404 31347.40 43747 6787.69 68
STATUS OF GOVT. SPONSORED SCHEMES & NPA GENERATED THEREOF PMRY PMEGP SWAVALAMBAN A/Cs Outstanding Outstd. Balance as on NPA A/Cs Amt. Outstd. As on 30.06.17 A/Cs Outstand ing Outstd. Balance as on 30.06.17 NPA A/Cs Amt. Outstd. As on 30.06.17 A/Cs Outstanding Outstd. Balance as on 30.06.17 NPA A/Cs Amt. Outstd. As on 30.06.17 30.06.17 1 Allahabad Bank 45 108.55 8 4.81 50 77.25 2 2.50 2 Andhra Bank 13 20.31 0 0.00 14 8.30 0 0.00 3 Bank of Baroda 49 101.63 3 10.00 40 116.25 5 6.50 4 Bank of Maharastra 8 20.30 0 0.00 12 24.02 4 7.89 5 Bank of India 1 4.75 0 0.00 10 19.20 0 0.00 6 Canara Bank 112 513.36 24 56.25 154 291.15 43 57.67 7 Central Bank of India 158 69.32 66 42.42 67 157.63 18 11.56 71 138.79 24 25.11 8 CORPORATION BANK 9 17.73 0 0.00 2 1.62 0 0.00 9 Dena Bank 1 3.00 0 0.00 10 Indian Bank 0 0.00 0 0.00 40 64.77 16 18.36 24 38.75 4 5.53 11 IDBI BANK 5 18.78 5 18.78 1 6.06 1 6.06 12 IOB 10 30.23 5 14.02 16 32.82 10 13.09 33 49.73 16 14.32 13 PNB 3 2.80 3 2.50 12 56.45 12 27.70 18 23.20 7 10.70 14 P&SB 17 63.90 17 63.90 22 47.90 9 13.25 25 52.00 24 35.00 15 SBI 2420 2429.00 570 1009.00 1737 4183.00 353 1695.00 1596 1751.00 361 793.00 16 SYNDICATE BANK 41 75.42 11 12.57 45 39.57 3 7.19 17 OBC 9 23.00 3 7.00 12 10.00 5 4.00 18 United Bank of India 2723 1906.45 2618 1808.54 2340 4379.14 498 865.24 698 996.78 212 314.58 19 Union Bank of Inida 0 0.00 0 0.00 115 705.45 36 256.65 115 738.72 57 63.12 20 UCO Bank 178 195.02 178 195.02 315 535.57 92 180.00 539 708.15 72 101.50 21 Vijaya Bank 2 3.10 0 0.00 25 48.33 8 12.44 14 21.15 1 0.35 ASCB of PSBs Sub-Total 5511 4699.82 3457 3135.40 4981 11114.89 1106 3202.70 3474 5114.69 841 1455.02 22 AXIS BANK 3 12.03 0 0.00 23 HDFC BANK 1 2.99 0 0.00 24 ICICI 1 0.23 0 0.00 25 INDUSIND BANK 26 SOUTH INDIAN BANK 27 Yes Bank 28 Federal Bank 29 Kotak Mahindra ASCB of Pvt s Sub-Total 0 0.00 0 0.00 5 15.25 0 0.00 0 0.00 0 0.00 30 TGB 0 0.00 0 0.00 3956 10354.99 742 1043.46 4083 7223.48 610 797.74 TGBs Sub-Total 0 0.00 0 0.00 3956 10354.99 742 1043.46 4083 7223.48 610 797.74 31 ACUB 32 TCARDB 33 TSCB Ltd 1097 2503.93 227 178.39 2219 2756.35 480 295.47 ASCB ofcoop Sub-Total 0 0.00 0 0.00 1097 2503.93 227 178.39 2219 2756.35 480 295.47 GRAND TOTAL 5511 4699.82 3457 3135.40 10039 23989.06 2075 4424.55 9776 15094.52 1931 2548.23 69
Agenda Item N0: 11 Performance of Banks in key areas as on June 2017 compared to June 2016 & March 2017 Parameters June 2016 March 2017 June 2017 (Amt. Rs in Crore) Variation over June 2016 Amount % of increase Deposit 18183.51 22341.99 21961.94 3778.43 21 Advance 8114.73 9586.33 9676.71 1561.98 19 CD Ratio 45 43 44-1 Investments 3618.55 4213.78 4175.64 557.09 15 (C+I)D Ratio with Inv. 65 62 63-2 RIDF* 275.00 275.00 275.00 CD Ratio with RIDF # 46 44 45-1 Govt. fund lying with Banks 3048.87 3244.42 3092.85 43.98 1 CD ratio without Govt. Fund 54 50 51-3 Credit in flow from outside the state 588.62 561.87 561.87-26.75-5 CD Ratio including Govt. Deposit with Credit inflow 48 45 47-1 CD ratio excluding Govt. Dep. 58 53 54 including credit inflow -4 Priority Sector Credit (PSC) 6552.89 7866.40 7916.66 1363.77 21 % of PSC to ANBC * 94 93 98 4 Sectoral deployment of PSC: 1. Agriculture 2610.52 3392.87 3535.44 924.92 35 % of Agriculture Adv. to ANBC 37 40 44 7 2.MSME 2630.08 3068.55 3024.54 394.46 15 3.Other Prisec 1312.28 1366.77 1356.67 44.39 3 PSC to major sub-sectors: (i)weaker section 3683.22 4291.58 3892.63 209.41 6 % of weaker section credit to ANBC 53 51 48-5 II) SC 767.12 812.09 917.48 150.36 20 III) ST 1186.03 1475.06 1585.12 399.09 34 IV) Women Entrepreneur 1429.29 1526.79 2085.10 655.81 46 % of women credit to ANBC 20 18 26 6 V) Minority Community 287.76 535.68 501.13 213.37 74 % to Total Prisec Advance 4 6 6 ANBC= Adjusted Net Bank Credit,(ANBC as on June 2016 Rs.8114.73 crore). 2 70
TRIPURA STATE Agenda item No. 11 BANK-WISE & POPULATION GROUP-WISE BRANCH NETWORK AND DEPOSIT AS ON 30.06.2017 ( Amt in lakh) Sl BANKS NO. OF BRANCHES DEPOSITS No Rural Semi urban Urban Total Rural Semi Urban Urban TOTAL 1 2 3 4 5 6 7 8 9 10 1 Allahabad Bank 1 1 1 3 596.41 386.42 10094.12 11076.95 2 Andhra Bank 0 0 1 1 0.00 0.00 1621.91 1621.91 3 Bank of Baroda 1 0 3 4 725.94 0.00 32203.27 32929.21 4 Bank of India 6 4 3 13 5852.02 6306.63 8265.75 20424.40 5 Bank of Maharashtra 0 0 1 1 0.00 0.00 477.94 477.94 6 Canara Bank 3 7 3 13 4449.08 4709.22 27397.16 36555.46 7 Central Bank of India 1 3 3 7 3039.29 1516.81 10356.31 14912.41 8 Corporation Bank 0 1 1 2 0.00 596.61 2366.62 2963.23 9 Dena Bank 0 0 1 1 0.00 0.00 330.42 330.42 10 Indian Bank 1 0 2 3 99.65 0.00 12641.38 12741.03 11 IDBI BANK 4 4 1 9 775.58 5644.45 14149.97 20570.00 12 Indian Overseas Bank 2 2 1 5 1212.68 458.79 11930.63 13602.10 13 Oriental Bank of Commerce 0 1 1 2 0.00 108.01 2627.99 2736.00 14 Punjab & Sind Bank 1 0 1 2 194.00 0.00 2480.00 2674.00 15 Punjab National Bank 1 1 1 3 534.01 2997.86 4411.63 7943.50 16 State Bank of India 31 18 16 65 64831.94 239980.13 349155.21 653967.27 17 Syndicate Bank 3 2 1 6 523.55 1506.49 3595.98 5626.02 18 Union Bank of India 1 3 3 7 1070.00 3861.00 42270.47 47201.47 19 United Bank of India 43 8 12 63 109665.41 80220.34 111685.13 301570.88 20 UCO Bank 14 9 6 29 17443.72 20744.74 69920.23 108108.69 21 Vijaya Bank 1 0 3 4 954.69 0.00 16643.31 17598.00 A Sub Total of Public Sec. Bank 114 64 65 243 211967.97 369037.50 734625.43 1315630.89 22 AXIS BANK 0 4 3 7 0.00 6710.70 18048.16 24758.86 23 Bandhan Bank 12 8 3 23 7537.86 10619.42 11196.71 29353.99 24 Federal Bank 0 0 1 1 0.00 0.00 3444.20 3444.20 25 HDFC 0 2 3 5 0.00 2655.21 16442.56 19097.77 26 ICICI 1 6 1 8 892.3 3153.64 6226.18 10272.12 27 IDFC Bank 0 0 1 1 0.00 0.00 76.40 76.40 28 Indusind Bank 0 1 1 2 0.00 926.58 13163.03 14089.61 29 Kotak Mahindra Bank 0 0 1 1 0.00 0.00 2761.07 2761.07 30 South Indian Bank 0 0 1 1 0.00 0.00 5029.79 5029.79 31 YES Bank 0 0 1 1 0.00 0.00 3767.94 3767.94 B Sub Total of Pvt. Sec. Bank 13 21 16 50 8430.16 24065.55 80156.04 112651.75 32 Tripura Gramin Bank 101 30 13 144 206280.32 149584.07 168149.89 524014.28 C Sub Total of RRB 101 30 13 144 206280.32 149584.07 168149.89 524014.28 33 ACUB 0 1 2 3 0.00 227.60 3806.63 4034.23 34 TCARDB 1 3 1 5 0.00 0.00 0.00 0.00 35 TSCB 40 12 11 63 58462.65 55557.21 125842.94 239862.80 D Sub Total of Coop.Banks 41 16 14 71 58462.65 55784.81 129649.57 243897.03 GRAND TOTAL 269 131 108 508 485141.10 598471.93 1112580.93 2196193.95 71
TRIPURA STATE Agenda item No. 11 BANK-WISE & POPULATION GROUP-WISE ADVANCE AND CD RATIO AS ON 30.06.2017 Amt. in lakh Sl BANKS ADVANCES CREDIT DEPOSIT RATIO (%) Investment Credit + Investment No. Rural Semi urban Urban TOTAL Rural Semi urban Urban Total Deposit Ratio (%) 1 2 3 4 5 6 7 8 9 10 11 12 1 Allahabad Bank 108.95 142.27 2557.46 2808.68 18 0 25 25 25 2 Andhra Bank 0.00 0.00 209.45 209.45 0 0 13 13 13 3 Bank of Baroda 377.60 0.00 8146.01 8523.61 52 0 25 26 26 4 Bank of India 3530.27 3830.97 6229.50 13590.74 60 61 75 67 67 5 Bank of Maharashtra 0.00 0.00 271.46 271.46 0 0 57 57 57 6 Canara Bank 887.96 3036.93 9297.16 13222.05 20 64 34 36 36 7 Central Bank of India 551.09 655.83 4804.40 6011.32 18 43 46 40 20668.57 179 8 Corporation Bank 0.00 55.55 397.10 452.65 0 9 17 15 15 9 Dena Bank 0.00 0.00 71.53 71.53 0 0 22 22 22 10 Indian Bank 19.51 0.00 1954.24 1973.75 20 0 15 15 15 11 IDBI BANK 618.49 1659.27 2932.47 5210.23 80 29 21 25 25 12 Indian Overseas Bank 112.83 433.71 2458.60 3005.14 9 95 21 22 22 13 Oriental Bank of Commerce 0.00 40.40 399.60 440.00 0 37 15 16 16 14 Punjab & Sind Bank 83.50 0.00 430.00 513.50 43 0 17 19 19 15 Punjab National Bank 88.57 46.83 2363.97 2499.37 17 2 54 31 31 16 State Bank of India 74775.18 108521.72 85967.93 269264.83 115 45 25 41 41 17 Syndicate Bank 221.76 1032.06 1465.02 2718.84 42 69 41 48 48 18 Union Bank of India 109.01 1279.48 9826.65 11215.14 10 33 23 24 24 19 United Bank of India 43326.76 24406.67 51816.02 119549.45 40 30 46 40 40 20 UCO Bank 5550.90 5007.97 16553.06 27111.93 32 24 24 25 25 21 Vijaya Bank 158.39 0.00 3257.61 3416.00 0 0 20 19 19 A Sub Total of Public Sec. Bank 130520.77 150149.66 211409.24 492079.67 62 41 29 37 20668.57 39 22 AXIS BANK 0.00 529.88 3950.17 4480.05 0 8 22 18 18 23 Bandhan Bank 30428.33 54288.74 14645.60 99362.67 404 511 131 338 24 Federal Bank 0.00 0.00 762.60 762.60 0 0 22 22 22 25 HDFC 0.00 4034.12 12384.72 16418.84 0 152 75 86 86 26 ICICI 204.42 1542.37 1061.87 2808.66 23 49 17 27 27 27 IDFC Bank 0.00 0.00 3289.48 3289.48 0 0 4306 4306 4306 28 Indusind Bank 0.00 5267.08 4188.86 9455.94 0 568 32 67 67 29 Kotak Mahindra Bank 0.00 0.00 39.20 39.20 0 0 1 1 1 30 South Indian Bank 0.00 0.00 1116.25 1116.25 0 0 22 22 22 31 YES Bank 0.00 0.00 31.49 31.49 0 0 1 1 382.35 11 B Sub Total of Pvt. Sec. Bank 30632.75 65662.19 41470.24 137765.18 363 273 52 122 382.35 123 32 Tripura Gramin Bank 116292.05 57187.76 21571.47 195051.28 56 38 13 37 376828.00 109 C Sub Total of RRB 116292.05 57187.76 21571.47 195051.28 56 38 13 37 376828.00 109 33 ACUB 0.00 65.18 1525.93 1591.11 0 29 40 39 2791.10 109 34 TCARDB 0.00 1356.28 518.47 1874.75 0 0 0 0 0 35 TSCB 105474.31 20604.03 13230.24 139308.58 180 37 11 58 16894.12 65 D Sub Total of Coop.Banks 105474.31 22025.49 15274.64 142774.44 180 39 12 59 19685.22 67 GRAND TOTAL 382919.88 295025.10 289725.59 967670.57 79 49 26 44 417564.14 63 TOTAL RESOURCES SUPPORT PROVIDED TO STATE UNDER RIDF: 27500.00 C.D. Ratio With RIDF 45 72
TRIPURA STATE Agenda Item No. 11 BANK-WISE PERFORMANCE IN LENDING TO PRIORITY SECTORS AND KEY CATEGORIES AS ON 30.06.2017 (Amt. in lacs) Sl.No. BANKS Agril & Allied MSME OTHER PRISEC Total PRISEC TFA as PS Cr. As Total Finance % of % to ANBC A/c. Amt. A/c. Amt. A/c. Amt. A/c. Amt. ANBC 1 2 3 4 6 7 9 10 12 13 14 15 1 Allahabad Bank 174 236.29 236 1488.63 130 670.86 540 2395.78 10 104 2 Andhra Bank 0 0.00 8 10.70 32 94.16 40 104.86 0 74 3 Bank of Baroda 133 525.31 589 3723.18 220 950.51 942 5199.00 7 71 4 Bank of India 984 4324.57 1405 5129.15 461 603.42 2850 10057.14 36 83 5 Bank of Maharashtra 1 0.85 76 157.66 12 73.64 89 232.15 0 123 6 Canara Bank 1346 965.60 1523 7514.27 473 1940.51 3342 10420.38 10 103 7 Central Bank of India 857 972.23 596 2766.15 544 1923.10 1997 5661.48 18 105 8 Corporation Bank 14 8.00 234 370.00 40 46.92 288 424.92 2 113 9 Dena Bank 0 0.00 10 23.05 21 17.11 31 40.16 0 91 10 Indian Bank 5 46.00 158 1078.09 109 557.58 272 1681.67 3 98 11 IDBI BANK 4698 1702.13 368 2463.00 127 644.88 5193 4810.01 34 96 12 Indian Overseas Bank 85 61.26 437 1525.72 35 182.07 557 1769.05 2 58 13 Oriental Bank of Commerce 4 1.00 85 222.00 19 75.47 108 298.47 0 92 14 Punjab & Sind Bank 11 9.03 195 288.31 88 141.70 294 439.04 2 83 15 Punjab National Bank 57 75.50 180 1685.05 49 294.35 286 2054.90 4 98 16 State Bank of India 136073 94242.00 44189 102321.00 18600 32311.00 198862 228874.00 46 113 17 Syndicate Bank 223 160.88 554 1138.68 138 370.83 915 1670.39 7 76 18 Union Bank of India 651 811.48 912 4444.34 418 2038.99 1981 7294.81 7 67 19 United Bank of India 118547 44358.00 14117 39292.00 3058 11561.00 135722 95211.00 41 88 20 UCO Bank 7493 3652.59 2610 13342.15 805 4806.35 10908 21801.09 15 90 21 Vijaya Bank 93 179.51 388 2032.00 139 705.99 620 2917.50 7 111 A Sub Total of Public Sec. Bank 271449 152332.23 68870 191015.13 25518 60010.44 365837 403357.80 38 100 22 AXIS BANK 280 232.64 15 2342.54 145 121.53 440 2696.71 14 159 23 Bandhan Bank 169325 47412.79 120361 47710.94 23812 1173.86 313498 96297.59 66 134 24 Federal Bank 48 29.96 22 201.00 2 5.74 72 236.70 6 51 25 HDFC 13295 4793.11 9571 4639.00 57 44.40 22923 9476.51 37 74 26 ICICI 4739 1972.22 10 42.51 2 31.84 4751 2046.57 94 98 27 IDFC Bank 7129 1109.43 13497 2180.05 0 0.00 20626 3289.48 0 0 28 Indusind Bank 547 822.77 2938 5123.40 0 0.00 3485 5946.17 8 55 29 Kotak Mahindra Bank 0 0.00 1 26.82 0 0.00 1 26.82 0 80 30 SOUTH INDIAN BANK 1 9.33 19 690.46 247 598.65 267 1298.44 1 120 31 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 B Sub Total of Pvt. Sec. Bank 195364 56382.25 146434.00 62956.72 24265 1976.02 366063 121314.99 56 121 32 Tripura Gramin Bank 196493 56127.00 98485 36805.00 23494 63498.00 318472 156430.00 30 84 C Sub Total of RRB 196493 56127.00 98485 36805.00 23494 63498.00 318472 156430.00 30 84 33 ACUB 0 0.00 0 0.00 777 1591.11 777 1591.11 0 98 34 TCARDB 1176 469.48 0 0.00 1751 1405.27 2927 1874.75 21 85 35 TSCB 117522 88233.36 4865 11677.50 16785 7186.27 139172 107097.13 75 91 D Sub Total of Coop.Banks 118698 88702.84 4865 11677.50 19313 10182.65 142876 110562.99 73 91 GRAND TOTAL 782004 353544.32 318654 302454.35 92590 135667.11 1193248 791665.78 44 98 TFA : Total Finance to Agriculture. P.S. Cr. : Priority Sector Credit 73
Sl.No. BANKS TRIPURA STATE Agenda Item No. 11 BANK-WISE PERFORMANCE IN LENDING TO PRIORITY SECTORS AND KEY CATEGORIES AS ON 30.06.2017 Advances for SC Advance for ST Advance for OBC Advances to Weaker Section A dvanc es to Weaker Sectio n as % o f ANBC Advance for Women Entrepreneurs Advance for Minority Community (Amt. in Lakhs) Advance to Physically handicapped A/c. Amt. A/c. Amt. A/c. Amt. A/c. Amt. % A/c. Amt. A/c. Amt. A/c. Amt. 1 2 3 4 5 6 7 8 9 10 11 12 13 14 15 16 17 1 Allahabad Bank 103 258.50 147 530.00 48 208.45 518 1438.25 62 183 365.50 35 94.10 2 0.42 2 Andhra Bank 1 10.00 0 0.00 0 0.00 8 16.60 12 3 2.15 0 0.00 0 0.00 3 Bank of Baroda 60 79.00 35 37.00 18 32.00 97 712.13 10 42 43.00 8 8.50 0 0.00 4 Bank of India 224 391.00 396 284.10 121 131.00 897 2582.24 21 416 513.18 86 79.40 2 2.00 5 Bank of Maharashtra 13 20.01 0 0.00 0 0.00 13 10.20 5 8 13.30 0 0.00 0 0.00 6 Canara Bank 686 653.61 518 360.16 479 545.92 1149 268.79 3 121 91.23 946 496.01 45 8.98 7 Central Bank of India 269 102.11 241 133.06 143 83.72 632 740.02 14 223 258.01 27 19.83 2 1.08 8 Corporation Bank 15 18.00 12 16.00 35 60.00 49 60.25 16 22 31.00 4 6.01 0 0.00 9 Dena Bank 1 0.50 0 0.00 1 1.00 18 12.25 28 1 7.00 1 1.90 0 0.00 10 Indian Bank 12 72.96 8 51.55 8 9.86 101 162.15 9 13 29.73 2 10.29 0 0.00 11 IDBI BANK 310 64.25 2500 750.00 477 176.06 4800 1223.74 24 4558 1061.46 826 277.73 0 0.00 12 Indian Overseas Bank 0 0.00 0 0.00 0 0.00 14 18.34 1 0 0.00 0 0.00 0 0.00 13 Oriental Bank of Commerce 2 0.86 0 0.00 39 9.20 48 18.00 6 19 33.49 1 1.00 0 0.00 14 Punjab & Sind Bank 27 44.50 45 43.15 4 3.50 47 61.20 12 15 17.00 4 5.00 0 0.00 15 Punjab National Bank 0 0.00 0 0.00 0 0.00 158 163.20 8 0 0.00 0 0.00 0 0.00 16 State Bank of India 32737 24131.00 56234 39082.00 10357 17160.00 72225 54990.00 27 35976 29369.00 11502 10744.00 409 493.00 17 Syndicate Bank 109 193.27 143 357.17 79 98.72 262 579.06 26 173 276.34 78 124.31 0 0.00 18 Union Bank of India 149 287.31 62 64.12 112 89.46 354 645.81 6 195 285.19 45 61.21 0 0.00 19 United Bank of India 27471 8289.63 35341 8985.10 7589 8265.54 73881 47262.80 44 44661 21362.12 9997 4729.52 394 81.58 20 UCO Bank 1250 1326.00 2671 2497.00 123 86.00 6621 13957.00 58 1822 2173.00 1219 1269.00 8 11.00 21 Vijaya Bank 67 194.58 38 142.16 35 41.40 30 9.23 0 60 37.66 58 143.00 4 2.81 A Sub Total of Public Sec. Bank 63506 36137.09 98391 53332.57 19668 27001.83 161922 124931.26 31 88511 55969.36 24839 18070.81 866 600.87 22 AXIS BANK 4 2.12 1 0.86 0 0.00 283 256.63 15 118 199.55 29 19.17 0 0.00 23 Bandhan Bank 92538 26904.78 75483 19741.31 65208 19726.89 282225 86213.84 120 306150 87734.13 34202 10124.05 0 0.00 24 Federal Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 25 HDFC Bank 198 209.68 256 867.00 0 0.00 21410 4877.14 38 21047 3552.58 3162 590.28 0 0.00 26 ICICI Bank 1225 505.99 83 44.61 0 0.00 3745 1427.67 68 1444 722.29 387 141.06 0 0.00 27 IDFC Bank 6157 965.70 4895 781.41 3578 553.84 20626 3289.48 0 20626 3289.48 1213 194.73 0 0.00 28 Indusind Bank 308 500.16 270 365.82 0 0.00 1335 1242.88 12 870 1029.20 581 1253.57 0 0.00 29 Kotak Mahindra Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 30 SOUTH INDIAN BANK 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 31 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 100430 29088.43 80988 21801.01 68786 20280.73 329624 97307.64 97 350255 96527.23 39574 12322.86 0 0.00 32 Tripura Gramin Bank 29923 18497.12 84282 62750.71 14311 9195.61 221974 141331.00 76 104704 43962.31 31294 17970.20 79 21.96 C Sub Total of RRB 29923 18497.12 84282 62750.71 14311 9195.61 221974 141331.00 76 104704 43962.31 31294 17970.20 79 21.96 33 ACUB 125 226.20 149 389.50 0 0.00 36 15.90 1 151 291.55 7 9.35 4 7.92 34 TCARDB 0 0.00 0 0 0 0 0 0 0 0 0.00 0 0 0 0 35 TSCB 19497 7798.80 38921 20238.15 32477 16238.50 111336 25677.70 22 22173 11759.75 3479 1739.50 447 238.56 D Sub Total of Coop.Banks 19622 8025.00 39070 20627.65 32477 16238.50 111372 25693.60 21 22324 12051.30 3486 1748.85 451 246.48 GRAND TOTAL 213481 91747.64 302731 158511.94 135242 72716.67 824892 389263.50 48 565794 208510.20 99193 50112.72 1396 869.31 74
Sl. No Quarterly Statement on Priority Sector Advances and Sectoral Deployment of Credit Adjusted Net Bank Credit (ANBC) as on the corresponding date of the preceding year Credit Equivalent of Off Balance sheet Exposures (CEOBE) as on the corresponding date of the preceding year Categories No. of A/cs Amount disbursed 811472.74 Number of Accounts in absolute terms and Amount in Lakhs Disbursements during the Quarter (April to June) Outstanding at the end of the Quarter(April to June) No. of A/cs No.of beneficiaries Balance O/s 1 Priority Sector 74593 104044.89 74593 ######## I Agriculture 64093 62262.24 64093 62262.24 (i) Crop Loans 13665 5722.02 13665 5722.02 (ii) Investment Credit Out of (ii) above, loans for agriculture implements & machinery (iii) Allied Activities 50428 56540.22 50428 56540.22 (a) Fisheries 9152 6472.17 9152 6472.17 (b) Dairying 3829 11184.50 3829 11184.50 (c) Poultry 2859 5055.76 2859 5055.76 (d) Animal Husbandry (e) Bee keeping (f) Sericulture (g) Others 34588 33827.79 34588 33827.79 Out of Agriculture, loans to small and marginal farmers 11960 4954.07 11960 4954.07 Out of Agriculture, loans to other individual farmers 22628 28873.72 22628 28873.72 Out of Agriculture, loans to corporate farmers, farmers' producer organizations/companies of individual farmers, partnership firms and co-operatives of farmers directly engaged in Agriculture and Allied Activities Out of Agriculture, above loans to Food & Agroprocessing II MSMEs 8193 30297.70 8193 30297.70 (i) Micro Enterprises 8169 29488.63 8169 29488.63 (a) Manufacturing Enterprises 2129 8836.90 2129 8836.90 (b) Service Enterprises 6040 20651.73 6040 20651.73 (ii) Small Enterprises 24 809.07 24 809.07 (a) Manufacturing Enterprises 8 243.17 8 243.17 (b) Service Enterprises 16 565.9 16 565.9 (iii) Medium Enterprises (a) Manufacturing Enterprises (b) Service Enterprises (iv) Advances to KVI (v) Other Finance to MSMEs III Export Credit IV Education 56 164.27 56 164.27 V VI VII Housing Renewable Energy Social Infrastructure VIII 'Others' category under Priority Sector 2307 11484.95 2307 11484.95 2 Loans to Weaker Sections under Priority Sector 45389 52921.87 45389 52921.87 3 Non-Priority Sector Loans 6498 15234.69 6498 15234.69 I Agriculture II MSME (Service) (i) Micro Enterprises (Service) (ii) Small Enterprises (Service) (iii) Medium Enterprises (Service) III Education Loans IV Housing Loans V Personal Loans under Non-Priority Sector VI Other Non-Priority Sector Loans 0 0.00 0 0.00 4 Total Loans 81091 119279.58 81091 119279.6 75
Regional imbalances in deployment of credit to various sectors of the economy: Credit off take in Tripura is generally at a lower side compared to the other States of the country. The CD ratio of the State during last two- three years has moved both ways in the range of 30% to 45% and as on 30.06.2017 it stands at 44%. The State had achieved the target under ACP 2007-08(102%), ACP 2008-09 (113%), ACP 2009-10 (114%), ACP 2010-11 (99%) ACP 2011-12 (98%), ACP 2012-13 (94%), ACP2013-14(123%), ACP 2014-15 (116%), ACP 2015-16 (124%), ACP 2016-17(125%) and ACP 2017-18(27%)[Up To June 2017] resulting in growth of advances. Yet the CD ratio is not up to the mark. The reasons could be as under: i. Relatively faster growth in deposits. ii. Scope of big Industrial Advance is limited. iii. Being a landlocked State, cannot go all out to market its products in the other parts of the country. iv. Contribution of Traditional sector towards total advance of the State is much lower in comparison to other States. v. Priority sector being the principal sector where credit flow has limited absorption capacity. vi. Non-availability of adequate irrigation facility is one of the limiting factors of low credit off take in the State. In Tripura (W) district where CD ratio is the lowest in the State, one Sub-committee under DCC is reviewing in each DCC meeting and action points are taken to push up the CD ratio of the District. 76
EMPLOYMENT GENERATION SCHEMES Agenda Item No 12 Scheme-wise performance under Employment Generation Scheme by all Banks for 2016-17 and 2017-18 (as on 30.06.2017) is given below: (Rs/ lac) Scheme Prog. Year Target Spon. Sanctioned Disbursed No No No Amt No Amt PMEGP June 2017 2016-17 1846 4100 1569 7853.13 1569 5193.08 June 2017 2017-18 1500 1257 6 21.47 0 0.00 SWAVALAMBAN June 2017 2016-17 4000 6250 3057 7717.34 1895 4425.36 June 2017 2017-18 4000 5185 7 23.39 0 0.00 PMEGP As at the end of June 2017, for the FY 2016-17, 4100 PMEGP cases were sponsored to the bank branches, out of which 1569 cases were sanctioned amounting to Rs. 78.53 Crore and disbursements were made in 1569 cases with amount of Rs. 51.93 Crore. Also, at the end of June 2017, for the FY 2017-18, 1257 PMEGP cases were sponsored to the bank branches, out of which 6 cases were sanctioned amounting to Rs. 0.21 Crore. Bankers are requested to select beneficiaries under different Govt. sponsored schemes before the 30 th of November 2017 due to application of Model Code of Conduct related to ensuing State Assembly elections. SWABALAMBAN 6250 Swabalamban proposals were sponsored to the bank branches for FY 2016-17. Banks sanctioned 3057 proposals with an amount of Rs. 77.17 Crore against the target of 4000 and disbursements were made in 1895 cases with an amount of Rs. 44.25 Crore. For FY 2017-18, 5185 cases have been sponsored against the target of 4000. Banks have sanctioned 7 cases amounting to Rs. 0.23 Crore as on June 2017. Banks are requested to place the latest position of disbursement in the meeting. 77
TRIPURA STATE PERFORMANCE UNDER PMEGP FOR THE FINANCIAL YEAR 2016-17 and 2017-18 AS ON 30.06.2017 Agenda No-12 Achievement for the Financial Year 2016-2017 Achievement for the Financial Year 2017-2018 Target Sponsored Sanctioned Disbursed Target Sponsored Sanctioned Disbursed Sl.No. NAME OF THE BANKS No No Amt No Amt No Amt No No Amt No Amt No Amt 1 Allahabad Bank 8 20 98.50 8 36.32 8 28.52 6 2 3.50 0 0.00 0 0.00 2 Andhra Bank 5 9 45.08 0 0.00 0 0.00 1 1 1.25 0 0.00 0 0.00 3 Bank of Baroda 13 26 140.39 12 61.97 12 45.25 7 8 16.03 0 0.00 0 0.00 4 Bank of India 31 107 665.27 50 252.05 50 196.52 20 24 63.20 0 0.00 0 0.00 5 Bank of Maharashtra 4 7 33.30 2 5.55 2 3.56 1 1 1.13 0 0.00 0 0.00 6 Bharatiya Mahila Bank 2 8 47.62 3 16.07 3 10.85 0 0 0.00 0 0.00 0 0.00 7 Canara Bank 28 71 463.34 28 153.87 28 101.26 22 31 59.60 0 0.00 0 0.00 8 Central Bank of India 25 43 214.00 9 29.61 9 15.69 19 10 20.70 0 0.00 0 0.00 9 Corporation Bank 7 14 78.90 3 11.51 3 8.28 3 2 2.50 0 0.00 0 0.00 10 Indian Bank 8 14 64.76 4 14.12 4 10.35 6 4 5.10 0 0.00 0 0.00 11 IDBI BANK 6 38 263.16 9 43.53 9 32.63 9 10 18.38 0 0.00 0 0.00 12 Indian Overseas Bank 10 26 131.42 5 16.37 5 12.59 9 7 20.65 0 0.00 0 0.00 13 Oriental Bank of Commerce 4 5 23.00 2 7.75 2 4.65 4 2 2.15 0 0.00 0 0.00 14 Punjab & Sind Bank 5 10 62.16 1 2.37 1 1.90 4 2 3.15 0 0.00 0 0.00 15 Punjab National Bank 6 10 79.44 5 15.20 5 12.52 5 4 8.60 0 0.00 0 0.00 16 State Bank of India 367 707 4234.22 284 1012.59 284 632.89 305 218 406.61 0 0.00 0 0.00 17 Syndicate Bank 12 31 181.55 8 38.28 8 29.27 9 10 21.38 0 0.00 0 0.00 18 Union Bank of India 21 47 299.00 11 49.42 11 39.35 14 11 23.75 0 0.00 0 0.00 19 United Bank of India 427 992 6280.89 353 2065.36 353 1452.74 352 239 478.67 3 13.42 0 0.00 20 UCO Bank 67 194 1181.18 55 244.58 55 156.82 57 45 71.35 0 0.00 0 0.00 21 Vijaya Bank 10 13 68.50 4 19.58 4 16.12 8 3 3.25 0 0.00 0 0.00 A Sub Total of Public Sec. Bank 1066 2392 14655.68 856 4096.10 856 2811.76 861 634 1230.95 3 13.42 0 0.00 22 AXIS BANK 4 16 181.50 1 10.00 1 3.00 9 4 8.60 0 0.00 0 0.00 23 Bandhan Bank 7 7 57.29 0 0.00 0 0.00 18 6 9.40 0 0.00 0 0.00 24 Federal Bank 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 25 HDFC 2 3 23.00 0 0.00 0 0.00 5 1 2.13 0 0.00 0 0.00 26 ICICI 6 11 77.50 0 0.00 0 0.00 8 2 3.75 0 0.00 0 0.00 27 Indusind Bank 1 1 4.00 0 0.00 0 0.00 2 0 0.00 0 0.00 0 0.00 28 Kotak Mahindra Bank 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 29 SOUTH INDIAN BANK 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 30 YES Bank 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 B Sub Total of Pvt. Sec. Bank 20 38 343.29 1 10.00 1 3.00 42 13 23.88 0 0.00 0 0.00 31 Tripura Gramin Bank 544 1248 7246.54 506 2653.06 506 1652.47 441 460 895.47 3 8.05 0 0.00 C Sub Total of RRB 544 1248 7246.54 506 2653.06 506 1652.47 441 460 895.47 3 8.05 0 0.00 32 ACUB 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 33 TCARDB 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 34 TSCB 216 422 2448.16 206 1093.97 206 725.85 156 150 290.05 0 0.00 0 0.00 D Sub Total of Coop.Banks 216 422 2448.16 206 1093.97 206 725.85 156 150 290.05 0 0.00 0 0.00 GRAND TOTAL 1846 4100 24693.67 1569 7853.13 1569 5193.08 1500 1257 2440.35 6 21.47 0 0.00 78
Tripura State BANK-WISE POSITION IN IMPLEMENTATION OF SWABALAMBAN FOR THE STATE OF TRIPURA FOR THE PROGRAMME YEAR 2016-17 and 2017-18 AS ON 30.06.2017 Achievement for the Financial Year 2016-2017 Sl No Name of Bank Target Sponsored Sanctioned Disbursed ( Amt in Lacs.) Achievement for the Financial Year 2017-2018 Target Sponsored Sanctioned Disbursed No No Amt No Amt No Amt No No Amt No Amt No Amt 1 Allahabad Bank 12 39 102.81 13 28.11 5 9.00 12 16 54.21 0 0.00 0 0.00 2 Axis bank 6 7 21.00 0 0.00 0 0.00 6 5 16.00 0 0.00 0 0.00 3 Bank of Baroda 20 27 91.53 14 39.47 3 9.47 20 31 103.14 0 0.00 0 0.00 4 Bank of India 41 109 295.37 58 124.19 19 39.66 41 94 312.58 0 0.00 0 0.00 5 Canara Bank 48 107 301.15 56 122.78 30 66.10 48 88 295.91 0 0.00 0 0.00 6 Central Bank of India 46 82 232.75 27 53.68 17 28.11 46 50 155.40 0 0.00 0 0.00 7 Dena Bank 2 2 6.00 1 3.00 0 0.00 2 0 0.00 0 0.00 0 0.00 8 ICICI Bank 7 3 9.70 0 0.00 0 0.00 7 6 16.30 0 0.00 0 0.00 9 IDBI Bank 11 35 101.46 11 27.94 4 6.50 11 18 62.38 0 0.00 0 0.00 10 Indian Bank 11 22 71.21 2 7.20 2 7.20 11 18 61.70 0 0.00 0 0.00 11 Indian Overseas Bank 18 44 113.40 20 42.30 16 29.60 18 33 79.29 0 0.00 0 0.00 12 Indus Ind Bank 3 2 6.00 0 0.00 0 0.00 3 3 8.00 0 0.00 0 0.00 13 Oriental Bank Of Comerce 7 11 45.01 3 10.00 2 8.00 7 8 29.88 0 0.00 0 0.00 14 Punjab & Sind Bank 11 17 60.00 9 17.30 9 11.39 11 12 33.00 0 0.00 0 0.00 15 Punjab Naional Bank 9 15 48.65 5 13.15 5 7.00 9 24 77.26 0 0.00 0 0.00 16 Syndicate Bank 18 44 134.42 25 60.78 13 36.36 18 26 76.88 0 0.00 0 0.00 17 State Bank of India 670 991 3232.93 404 804.33 140 200.68 670 848 2674.40 1 5.00 0 0.00 18 Tripura Gramin Bank 1476 2176 6229.38 1263 3350.53 922 2336.57 1476 1908 5975.86 6 18.39 0 0.00 19 Tripura State Co-Op Bank 594 879 2617.85 494 1408.00 368 872.18 594 695 2166.98 0 0.00 0 0.00 20 Union Bank 32 90 266.04 47 96.56 24 52.32 32 47 153.57 0 0.00 0 0.00 21 United Bank Of India 756 1158 3510.90 464 1186.00 223 493.66 756 954 3053.32 0 0.00 0 0.00 22 UCO BANK 154 278 806.99 116 264.74 79 179.11 154 237 769.76 0 0.00 0 0.00 23 Vijaya Bank 9 29 89.00 7 16.00 6 12.25. 9 20 58.97 0 0.00 0 0.00 24 HDFC 4 3 6.40 0 0.00 0 0.00 4 3 11.00 0 0.00 0 0.00 25 Andhra Bank 4 10 36.00 1 3.00 1 2.00 4 2 10.00 0 0.00 0 0.00 26 Bandhan Bank 18 32 91.74 0 0.00 0 0.00 18 25 70.88 0 0.00 0 0.00 27 Corporation Bank 9 15 51.91 5 12.70 5 12.70 9 7 18.00 0 0.00 0 0.00 28 Bharatiya Mahila Bank 0 18 40.74 10 18.58 0 0.00 0 0 0.00 0 0.00 0 0.00 29 South Indian Bank 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 30 Yes Bank 0 0 0.00 0 0.00 0 0.00 0 0 0.00 0 0.00 0 0.00 31 Bank of Maharashtra 4 5 19.00 2 7.00 2 5.50 4 7 23.00 0 0.00 0 0.00 TOTAL 4000 6250 18639.34 3057 7717.34 1895 4425.36 4000 5185 16367.67 7 23.39 0 0.00 79
TRIPURA STATE Agenda Item No-12 BANK-WISE POSITION IN IMPLEMENTATION OF MINI DAIRY FOR THE STATE OF TRIPURA DURING THE YEAR 2017-18 AS ON 30.06.2017 Proposals Sl.No. BANKS Received Proposals sanctioned Proposals disbursed No. No. Amt. No. Amt. 1 2 3 4 5 6 7 1 Central Bank of India 0 0 0.00 0 0.00 2 BOI 1 1 5.50 1 5.50 3 Canara 0 0 0.00 0 0.00 4 Corporation 1 1 1.65 1 1.65 5 IDBI Bank 0 0 0.00 0 0.00 6 State Bank of India 1 1 1.20 1 1.20 7 UCO Bank 8 8 42.16 8 42.16 8 United Bank of India 24 24 55.97 24 55.97 9 Vijaya Bank 3 3 28.75 3 28.75 10 Tripura Gramin Bank 102 102 245.64 102 245.64 11 Tripura State Co-operative Bank 5 5 18.00 5 18.00 12 Bank of Baroda 0 0 0.00 0 0.00 13 Union Bank 0 0 0.00 0 0.00 14 Oriental Bank of Commerce 0 0 0.00 0 0.00 15 ACUB 0 0 0.00 0 0.00 16 PNB 0 0 0.00 0 0.00 17 Syndicate Bank 5 5 7.80 5 7.80 TOTAL 150 150 406.67 150 406.67 80
TRIPURA STATE Agenda Item No.12 Bank wise position in implementation of KCC(Fishery)/SCC for F.Y.2017-18 as on 30.06.2017 (Amt. in Lakhs) Sponsored Sanctioned Disbursed Rejected/ Returned Pending Sl No NAME OF THE BANK No Amt No Amt No Amt No No 1 AB 0 2 Andhra Bank 0 3 BOB 0 4 BOM 0 5 BOI 0 6 Canara Bank 1 0.75 0 0.00 0 0.00 0 1 7 CBI 0 8 IB 0 9 IDBI BANK 1 0.41 0 0.00 0 0.00 0 1 10 IOB 0 11 P&SB 0 12 PNB 0 13 SBI 5 9.86 1 1.00 1 1.00 0 4 14 SYNDICATE 0 15 UCO 2 4.50 1 4.00 1 0.75 0 1 16 UBI 6 10.94 2 1.05 2 1.05 1 3 17 Union Bank 0 18 VB 0 19 OBC 0 20 Corporation 0 A Sub-Total PUBLIC sec Bank 15 26.46 4 6.05 4 2.80 1 10 21 AXIS BANK 0 22 ICICI 0 23 HDFC 0 24 SOUTH INDIAN BANK 0 25 INDUSIND 0 26 YES Bank 0 B Sub Total PRIVATE Sec bank 0 0.00 0 0.00 0 0.00 0 0 27 TGB 26 14.38 0 0.00 0 0.00 0 26 C Sub Total RRB 26 14.38 0 0.00 0 0.00 0 26 28 ACUB 0 29 TCARDB 0 30 TSCB 10 10.70 2 1.00 2 0.70 0 8 D Sub-Total Coop. Bank 10 10.70 2 1.00 2 0.70 0 8 GRAND TOTAL 51 51.54 6 7.05 6 3.50 1 44 81
Agenda item No. 13 Grant of Educational loans/housing loans/specialized Schemes/DRI Outstanding Credit as on 30.06.2017 Achievement under DRI by Banks up to June 2017: (Rs.in lac) Sl no Name of the Bank Sanctioned (17-18) Outstanding as on 30.06.2017 No Amount No Amount 1 UBI 7 1.20 172 22.14 2 SBI 2 0.40 611 110.48 3 Canara Bank 14 2.10 280 28.16 4 UCO bank 1 0.15 51 4.42 5 P & SB 0 0.00 3 0.28 6 CBI 0 0.00 259 104.15 7 IOB 1 0.10 2 0.20 8 Syndicate Bank 0 0.00 15 0.78 TOTAL 25 3.95 1393 270.61 Education Loan: The banks have been financing under Educational Loan Scheme since last 12-13 years as per directives of the Govt. of India and recommendations of High Level Committee on Lead Bank Scheme. The progress under the scheme covering disbursement and total credit exposure are now being reviewed regularly. A report on progress made under Education Loan during the year 2017-18 up to June 2017 is annexed; the summary position is as under: Amt. Rs. In lac Balance outstanding as on 31.03.2017 Disbursement made during the year 2017-18 up to June 2017. Balance outstanding as on 30-06-2017 A/c Amount A/c Amount A/c Amount 3905 11444.81 50 88.00 3904 11392.40 A new Central Sector Scheme of Interest Subsidy on Educational Loan taken by Students belonging to economically weaker sections to pursue technical/professional education in India is operative in the entire country. The State Govt. is requested to please see that the deserving students get income certificate without any hazard. The Bank wise Target and achievement of Education Loan for the financial year 2017-18 has been annexed. Reports on progress made under Housing Loan and other Specialized Schemes during the year 2017-18 as on 30 th June, are annexed. 82
TRIPURA STATE Agenda item No. 13 BANK-WISE PERFORMANCE UNDER EDUCATION LOAN FOR THE YEAR 2017-18, AS ON 30.06.2017 ( Amt in Lacs.) No of No of Proposals PROPOSAL PROPOSAL Outstanding as on cases cases received SANCTIONED DISBURSED 30.06.2016 pending rejected SL NO BANKS No. NO Amt. No. Amt. No. No. No. Amt. 1 Allahabad Bank 35 72.85 2 Andhra Bank 0 0.00 3 Bank of Baroda 0 0 0.00 0 0.00 0 0 20 45.42 4 Bank of India 14 14 35.51 9 22.30 0 0 22 62.60 5 Bank of Maharashtra 0 0.00 6 Bharatiya Mahila Bank 11 17.30 7 Canara Bank 6 6 23.72 6 23.72 0 0 263 627.54 8 Central Bank of India 3 3 5.30 3 2.20 52 105.61 9 Corporation Bank 3 3 4.46 3 4.46 6 24.96 10 Dena Bank 0 0 0.00 0 0.00 0 0 0 0.00 11 Indian Bank 7 32.58 12 IDBI BANK 0 0 0.00 0 0.00 0 0 15 57.79 13 Indian Overseas Bank 7 16.15 14 Oriental Bank of Commerce 3 3 9.00 3 6.94 0 0 10 24.00 15 Punjab & Sind Bank 0 0 0.00 0 0.00 0 0 3 5.00 16 Punjab National Bank 2 2 2.76 2 1.23 0 0 35 88.39 17 State Bank of India 8 8 23.41 8 5.87 0 0 2129 6451.92 18 Syndicate Bank 2 2 9.00 2 4.62 0 0 54 125.84 19 Union Bank of India 0 0 0.00 1 3.25 0 0 39 123.31 20 United Bank of India 6 6 37.29 6 4.71 0 0 524 1530.00 21 UCO Bank 4 4 7.70 4 7.70 0 0 145 494.76 22 Vijaya Bank 0 0 0.00 0 0.00 0 0 20 40.01 A Sub Total of Public Sec. Bank 51 51 158.15 47 87.00 0 0 3397 9946.03 23 AXIS BANK 0 0 0.00 0 0.00 0 0 3 17.80 24 Federal Bank 0 0 0.00 0 0.00 0 0 0 0.00 25 HDFC 0 0 0.00 0 0.00 0 0 8 15.45 26 ICICI 0 0 0.00 0 0.00 0 0 0 0.00 27 Indusind Bank 0 0 0.00 0 0.00 0 0 0 0.00 28 Kotak Mahindra Bank 0 0 0.00 0 0.00 0 0 0 0.00 29 SOUTH INDIAN BANK 0 0 0.00 0 0.00 0 0 0 0.00 30 YES Bank 0 0 0.00 0 0.00 0 0 0 0.00 B Sub Total of Pvt. Sec. Bank 0 0 0.00 0 0.00 0 0 11 33.25 31 Tripura Gramin Bank 7 5 6.12 3 1.00 0 0 470 1347.18 C Sub Total of RRB 7 5 6.12 3 1.00 0 0 470 1347.18 32 ACUB 0 0 0.00 0 0.00 0 0 0 0.00 33 TCARDB 0 0 0.00 0 0.00 0 0 0 0.00 34 TSCB 0 0 0.00 0 0.00 0 0 26 65.94 D Sub Total of Coop.Banks 0 0 0.00 0 0.00 0 0 26 65.94 GRAND TOTAL 58 56 164.27 50 88.00 0 0 3904 11392.40 83
Tripura State Agenda Item No-13 BANK-WISE PERFORMANCE IN FINANCING UNDER HOUSING SCHEME AS ON 30.06.2017 Amount in Lacs Sl. No. Name of the Banks Urban Semi-Urban Rural Total No. Amt. No. Amt. No. Amt. No. Amt. 1 2 3 4 5 6 7 8 9 10 1 Allahabad Bank 223 807.25 0 0.00 0 0.00 223 807.25 2 Andhra Bank 6 39.74 0 0.00 0 0.00 6 39.74 3 Bank of Baroda 17 239.00 0 0.00 0 0.00 17 239.00 4 Bank of India 182 840.16 62 526.15 29 388.20 273 1754.51 5 Bank of Maharashtra 2 15.09 0 0.00 0 0.00 2 15.09 6 Canara Bank 101 1054.65 59 446.08 11 98.56 171 1599.29 7 Central Bank of India 39 273.32 3 38.11 2 9.16 44 320.59 8 Corporation Bank 10 39.73 0 0.00 0 0.00 10 39.73 9 Indian Bank 31 242.15 0 0.00 0 0.00 31 242.15 10 IDBI BANK 25 183.23 15 59.59 21 120.51 61 363.33 11 Indian Overseas Bank 16 185.02 10 80.75 18 115.14 44 380.91 12 Oriental Bank of Commerce 6 35.69 0 0.00 0 0.00 6 35.69 13 Punjab & Sind Bank 29 118.43 0 0.00 5 43.96 34 162.39 14 Punjab National Bank 19 382.25 0 0.00 1 11.04 20 393.29 15 State Bank of India 3099 25132.00 1427 9347.00 712 2715.00 5238 37194.00 16 Syndicate Bank 22 369.15 11 44.02 0 0.00 33 413.17 17 Union Bank of India 115 1516.65 19 177.87 0 0.00 134 1694.52 18 United Bank of India 654 10453.56 525 1750.28 399 1318.46 1578 13522.30 19 UCO Bank 295 3193.72 138 1055.58 96 819.16 529 5068.46 20 Vijaya Bank 16 119.86 0 0.00 0 0.00 16 119.86 A Sub-Total PUBLIC sec Bank 4907 45240.65 2269 13525.43 1294 5639.19 8470 64405.27 21 AXIS BANK 140 113.64 0 0.00 0 0.00 140 113.64 22 Bandhan Bank 4 10.90 3 14.84 1 3.50 8 29.24 23 Federal Bank 0 0.00 0 0.00 0 0.00 0 0.00 24 HDFC 36 26.84 0 0.00 0 0.00 36 26.84 25 ICICI 2 21.00 0 0.00 0 0.00 2 21.00 26 Indusind Bank 0 0.00 0 0.00 0 0.00 0 0.00 27 Kotak Mahindra Bank ltd 0 0.00 0 0.00 0 0.00 0 0.00 28 South Indian Bank 3 16.42 0 0.00 0 0.00 3 16.42 29 YES Bank 0 0.00 0 0.00 0 0.00 0 0.00 B Sub Total Pvt. Sec Bank 185 188.80 3 14.84 1 3.50 189 207.14 30 TGB 2194 5770.93 5257 20270.14 14243 27611.48 21694 53652.55 C Sub Total RRB 2194 5770.93 5257 20270.14 14243 27611.48 21694 53652.55 31 ACUB 74 459.63 1 13.34 0 0.00 75 472.97 32 TCARDB 0 0.00 0 0.00 0 0.00 0 0.00 33 TSCB 518 3482.50 307 1961.80 314 1852.60 1139 7296.90 D Sub-Total Coop. Bank 592 3942.13 308 1975.14 314 1852.60 1214 7769.87 GRAND TOTAL 7878 55142.51 7837 35785.55 15852 35106.77 31567 126034.83 84
TRIPURA STATE Agenda Item No- 13 Sl. No. BANKS BANK-WISE DETAILS OF SPECIALISED SCHEME AS ON 30.06.2017 Amount in lakh Finance to Tea Sector Rural Housing Scheme Total outstanding New Loans granted Current year Total outstanding New loans granted Current Year No. Amount No. Amount No. Amount No. Amount 1 AB 2 BOI 3 CBI 4 CB 5 BOB 3 9.00 0 0.00 6 IB 7 IOB 8 P&SB 4 21.00 0 0.00 9 SBI 7 59.00 0 0.00 0 0.00 0 0.00 10 UCO 11 UB 2 165.00 0 0.00 1 2.00 0 0 12 UBI 8 501.23 0 0.00 419 383.11 0 0.00 13 VB 14 PNB 15 TGB 0 0.00 0 0.00 113 239.57 0 0.00 16 TSCB 3 499.39 0 0.00 0 0 0 0.00 17 TCARDB 18 SYNDICATE 19 IDBI 17 73 0 0 TOTAL : 20 1224.62 0 0.00 557 727.68 0 0.00 85
SME financing & bottlenecks thereof, if any Agenda Item No. 14 Some of the problems that are being faced by the entrepreneurs of the State can be summarized as under: Reluctance of big industrial houses to set up their units in the northeast. Inadequate Research & Development facilities Inadequate level of computer based technology Limited spread of brand image Low productivity Inadequate infrastructure facilities Being a landlocked State transportation of products of the State to other part of the country is dependent on road connectivity only. Because of the distance, transportation cost is much higher in comparison to other States. The summary of SWOT analysis of Industries in the State could be as under: Strength : Abundance of natural resources and cheap labours. Political stability etc. Weakness : Inadequate Research & Development facilities, lack of proper system of identification of viable projects and activities and marketing bottlenecks. Opportunities : Cross border trading with Bangladesh and increasing domestic demand. Threat economy. : Relatively higher production cost and fast changes that are taking place in the The following measures suggested below may be considered for discussion with a view to combat the problems and to ameliorate the industrial situation in the State: To examine the issue of supply of power at a reasonable cost to entrepreneurs. To study the financial implication for compliance of pollution control norms. To promote the brand image of industries of the State. To create proper marketing and infrastructure facilities. To promote Research & Development activities for continuous development of product quality and cost efficiency to face competitions. Particulars of Flow of credit to MSE sector has been shown in Agenda Item IV. 86
Timely submission of data by banks: Agenda Item No. 15 Action Points emerged in the 121 st SLBC Meeting held on 21.06.2017 To ensure submission of data as per format and within stipulated time period (Action : SLBC Tripura) Status of Implementation 21 out of 35 Banks submitted the reports after the stipulated date. All Banks are once again requested to ensure submission of data within the stipulated time period. Timely submission of correct data by all banks/financial institutions is of prime importance for effective functioning of Lead Bank Scheme. Delayed submission of data comes in the way of timely holding of various meetings relating to Lead Bank Scheme. It also debars the convener bank/ lead bank to submit compiled data to RBI, NABARD and Central and State Governments on various items as and when asked for. All banks need to make a lot of improvement in this area. The issue has become more important in the context of RBI directives that SLBC meetings are to be held within 45 days of the end of the quarter. All Banks were requested to submit data within 14.06.2017 for compilation of Agenda Notes for 122 nd SLBC Meeting. The date of submission by the concerned banks is tabulated as follows:- Sl. Bank Date of Submission 1 ACUB 13.07.2017 2 Allahabad Bank 26.07.2017 3 Andhra Bank 10.07.2017 4 AXIS BANK 19.07.2017 5 Bandhan Bank 21.07.2017 6 Bank of Baroda 07.07.2017 7 Bank of India 14.07.2017 8 Bank of Maharashtra 17.07.2017 9 Canara Bank 12.07.2017 10 Central Bank of India 28.07.2017 11 Corporation Bank 14.07.2017 12 Dena Bank 11.07.2017 13 Federal Bank 18.07.2017 14 HDFC 14.07.2017 15 ICICI 15.07.2017 16 IDBI BANK 18.07.2017 17 IDFC Bank 17.07.2017 18 Indian Bank 14.07.2017 19 Indian Overseas Bank 17.07.2017 20 Indusind Bank 01.08.2017 21 Kotak Mahindra Bank 18.07.2017 22 Oriental Bank of Commerce 18.07.2017 23 Punjab & Sind Bank 24.07.2017 24 Punjab National Bank 13.07.2017 25 South Indian Bank 21.07.2017 26 State Bank of India 27.07.2017 27 Syndicate Bank 14.07.2017 28 TCARDB 13.07.2017 29 Tripura Gramin Bank 18.07.2017 30 TSCB 28.07.2017 31 UCO Bank 18.07.2017 32 Union Bank of India 14.07.2017 33 United Bank of India 13.07.2017 34 Vijaya Bank 24.07.2017 35 YES Bank 16.07.2017 87
Other Important Issues :- Govt. of Tripura has requested SLBC Tripura to discuss the issue in respect of formulating a new scheme to extend loan to the aspiring students to study B.Ed. Course in NCTE recognized institutions inside and outside of the State. The House may discuss the issue. 88
89
90
FINANCIAL LITERACY/ AWARENESS CAM P ORGANISED BY THE RU RAL BRANCHES OF BANKS 2017-18 FOR THE QU ARTER ENDED JU NE '2017 TRIPU RA STATE Sl. District Block N ame of Bank N ame of Branch M onth Held On 1 Dhalai Manu Bank of India Dhumachherra Apr'2017 11.04.2017 2 Dhalai Salema Bandhan Bank Singinala Apr'2017 07.04.2017 3 Dhalai Durgachoumohani Indian Bank Durgachoumohani Apr'2017 13.04.2017 4 Dhalai Manu SBI Kanchancherra Apr'2017 03.04.2017 5 Dhalai Ambassa TGB Ambassa Apr'2017 24.04.2017 6 Dhalai Ambassa TGB Jawharnagar Apr'2017 17.04.2017 7 Dhalai Ambassa TGB Kachuchara Apr'2017 05.04.2017 8 Dhalai Ambassa TGB Kulai Apr'2017 19.04.2017 9 Dhalai Salema TGB Kamalpur Apr'2017 27.04.2017 10 Dhalai Manu TGB Manu Apr'2017 20.04.2017 11 Dhalai Manu TGB Nalkata (82 Miles) Apr'2017 06.04.2017 12 Dhalai Chaumanu TGB Chailengta Apr'2017 29.04.2017 13 Dhalai Damburnagar TGB Gandachherra Apr'2017 28.04.2017 14 Dhalai Damburnagar TGB Ganganagar Apr'2017 18.04.2017 15 Dhalai Durgachoumohani TGB Bamancherra Apr'2017 12.04.2017 16 Dhalai Chaumanu TGB Chaumanu Apr'2017 04.04.2017 17 Dhalai Salema TGB Abhanga Apr'2017 26.04.2017 18 Dhalai Chaumanu TSCB Choumanu Apr'2017 19.04.2017 19 Dhalai Chaumanu TSCB Chailengta Apr'2017 12.04.2017 20 Dhalai Damburnagar TSCB Gandachherra Apr'2017 04.04.2017 21 Dhalai Salema TSCB Moracherra Apr'2017 07.04.2017 22 Dhalai Ambassa TSCB Jawaharnagar Apr'2017 25.04.2017 23 Dhalai Ambassa UBI Sikaribari Apr'2017 11.04.2017 24 Dhalai Salema UBI Halhali Apr'2017 25.04.2017 25 Dhalai Salema UBI Kamalpur Apr'2017 10.04.2017 26 Dhalai Manu UBI Manu Apr'2017 19.04.2017 27 Dhalai Manu UBI Choumanu Apr'2017 06.04.2017 28 Dhalai Manu UBI Machli Apr'2017 12.04.2017 29 Dhalai Chaumanu UBI Chailengta Apr'2017 28.04.2017 30 Dhalai Damburnagar UCO Bank Gandachherra Apr'2017 07.04.2017 31 Dhalai Damburnagar UCO Bank Raishyabari Apr'2017 03.04.2017 32 Dhalai Manu Bank of India Dhumachherra May'2017 10.05.2017 33 Dhalai Salema Bandhan Bank Singinala May'2017 05.05.2017 34 Dhalai Durgachoumohani Indian Bank Durgachoumohani May'2017 03.05.2017 35 Dhalai Manu SBI Kanchancherra May'2017 16.05.2017 36 Dhalai Ambassa TGB Ambassa May'2017 04.05.2017 37 Dhalai Ambassa TGB Jawharnagar May'2017 11.05.2017 38 Dhalai Ambassa TGB Kachuchara May'2017 19.05.2017 39 Dhalai Ambassa TGB Kulai May'2017 12.05.2017 40 Dhalai Salema TGB Kamalpur May'2017 08.05.2017 41 Dhalai Manu TGB Manu May'2017 02.05.2017 42 Dhalai Chaumanu TGB Chailengta May'2017 23.05.2017 43 Dhalai Damburnagar TGB Gandachherra May'2017 30.05.2017 44 Dhalai Damburnagar TGB Ganganagar May'2017 22.05.2017 45 Dhalai Durgachoumohani TGB Bamancherra May'2017 10.05.2017 46 Dhalai Chaumanu TGB Chaumanu May'2017 04.05.2017 47 Dhalai Chaumanu TSCB Chailengta May'2017 29.05.2017 48 Dhalai Damburnagar TSCB Gandachherra May'2017 02.05.2017 49 Dhalai Salema TSCB Moracherra May'2017 11.05.2017 50 Dhalai Ambassa TSCB Jawaharnagar May'2017 18.05.2017 51 Dhalai Ambassa UBI Sikaribari May'2017 15.05.2017 52 Dhalai Salema UBI Halhali May'2017 12.05.2017 53 Dhalai Salema UBI Kamalpur May'2017 20.05.2017 54 Dhalai Manu UBI Manu May'2017 29.05.2017 55 Dhalai Manu UBI Machli May'2017 23.05.2017 56 Dhalai Chaumanu UBI Chailengta May'2017 11.05.2017 57 Dhalai Damburnagar UCO Bank Gandachherra May'2017 08.05.2017 58 Dhalai Damburnagar UCO Bank Raishyabari May'2017 04.05.2017 59 Dhalai Manu Bank of India Dhumachherra June'2017 08.06.2017 60 Dhalai Salema Bandhan Bank Singinala June'2017 06.06.2017 61 Dhalai Durgachoumohani Indian Bank Durgachoumohani June'2017 15.06.2017 62 Dhalai Manu SBI Kanchancherra June'2017 01.06.2017 63 Dhalai Ambassa TGB Ambassa June'2017 09.06.2017 64 Dhalai Ambassa TGB Jawharnagar June'2017 20.06.2017 65 Dhalai Ambassa TGB Kachuchara June'2017 16.06.2017 66 Dhalai Ambassa TGB Kulai June'2017 12.06.2017 67 Dhalai Salema TGB Kamalpur June'2017 23.06.2017 68 Dhalai Manu TGB Manu June'2017 07.06.2017 69 Dhalai Chaumanu TGB Chailengta June'2017 14.06.2017 91
Sl. District Block N ame of Bank N ame of Branch M onth Held On 70 Dhalai Damburnagar TGB Gandachherra June'2017 09.06.2017 71 Dhalai Damburnagar TGB Ganganagar June'2017 20.06.2017 72 Dhalai Durgachoumohani TGB Bamancherra June'2017 16.06.2017 73 Dhalai Chaumanu TGB Chaumanu June'2017 06.06.2017 74 Dhalai Salema TGB Abhanga June'2017 15.06.2017 75 Dhalai Chaumanu TSCB Choumanu June'2017 12.06.2017 76 Dhalai Chaumanu TSCB Chailengta June'2017 23.06.2017 77 Dhalai Damburnagar TSCB Gandachherra June'2017 13.06.2017 78 Dhalai Ambassa TSCB Jawaharnagar June'2017 23.06.2017 79 Dhalai Ambassa UBI Sikaribari June'2017 23.06.2017 80 Dhalai Salema UBI Halhali June'2017 07.06.2017 81 Dhalai Salema UBI Kamalpur June'2017 14.06.2017 82 Dhalai Manu UBI Manu June'2017 19.06.2017 83 Dhalai Manu UBI Choumanu June'2017 02.06.2017 84 Dhalai Manu UBI Machli June'2017 21.06.2017 85 Dhalai Damburnagar UCO Bank Gandachherra June'2017 01.06.2017 86 Dhalai Damburnagar UCO Bank Raishyabari June'2017 17.06.2017 87 Gomati Kakraban Bank of Baroda Mirza Apr'2017 12.04.2017 88 Gomati Kakraban Bank of India Palatana Apr'2017 04.04.2017 89 Gomati Tepania SBI Gokulpur Apr'2017 07.04.2017 90 Gomati Amarpur Canara Bank Dalak Apr'2017 25.04.2017 91 Gomati Ompi IDBI Ompinagar Apr'2017 11.04.2017 92 Gomati Silachhari IDBI Ailmara Apr'2017 25.04.2017 93 Gomati Killa IDBI Killa Apr'2017 10.04.2017 94 Gomati Matabari SBI Garjee Apr'2017 06.04.2017 95 Gomati Kakraban SBI Palatana Apr'2017 29.04.2017 96 Gomati Matabari TGB Gokulpur Apr'2017 13.04.2017 97 Gomati Matabari TGB Maharani Apr'2017 03.04.2017 98 Gomati Matabari TGB Garjee Apr'2017 24.04.2017 99 Gomati Matabari TGB Bagma Apr'2017 17.04.2017 100 Gomati Killa TGB Killa Apr'2017 05.04.2017 101 Gomati Killa TGB Atharabhola Apr'2017 11.04.2017 102 Gomati Kakraban TGB Kakraban Apr'2017 25.04.2017 103 Gomati Kakraban TGB Tulamura Apr'2017 10.04.2017 104 Gomati Kakraban TGB Jamjuri Apr'2017 19.04.2017 105 Gomati Ompi TGB Ompinagar Apr'2017 06.04.2017 106 Gomati Ompi TGB Taidu Apr'2017 11.04.2017 107 Gomati Karbook TGB Karbook Apr'2017 07.04.2017 108 Gomati Silachhari TGB Silachhari Apr'2017 13.04.2017 109 Gomati Karbook TGB Chellagang Apr'2017 03.04.2017 110 Gomati Kakraban TGB Gangacherra Apr'2017 27.04.2017 111 Gomati Killa TSCB Killa Apr'2017 20.04.2017 112 Gomati Kakraban TSCB Salgarah Apr'2017 06.04.2017 113 Gomati Amarpur TSCB Nutanbazar Apr'2017 04.04.2017 114 Gomati Karbook TSCB Karbook Apr'2017 07.04.2017 115 Gomati Kakraban TSCB Mirza Apr'2017 25.04.2017 116 Gomati Kakraban UBI Karbook( Kakraban) Apr'2017 11.04.2017 117 Gomati Kakraban UBI Salgarah Apr'2017 25.04.2017 118 Gomati Amarpur UBI Nutanbazar Apr'2017 05.04.2017 119 Gomati Karbook UBI Jatanbari Apr'2017 19.04.2017 120 Gomati Kakraban Bank of Baroda Mirza May'2017 22.05.2017 121 Gomati Kakraban Bank of India Palatana May'2017 10.05.2017 122 Gomati Tepania SBI Gokulpur May'2017 04.05.2017 123 Gomati Amarpur Canara Bank Dalak May'2017 16.05.2017 124 Gomati Ompi IDBI Ompinagar May'2017 04.05.2017 125 Gomati Silachhari IDBI Ailmara May'2017 11.05.2017 126 Gomati Killa IDBI Killa May'2017 19.05.2017 127 Gomati Matabari SBI Garjee May'2017 02.05.2017 128 Gomati Kakraban SBI Palatana May'2017 23.05.2017 129 Gomati Matabari TGB Gokulpur May'2017 30.05.2017 130 Gomati Matabari TGB Maharani May'2017 15.05.2017 131 Gomati Matabari TGB Garjee May'2017 12.05.2017 132 Gomati Matabari TGB Bagma May'2017 20.05.2017 133 Gomati Killa TGB Killa May'2017 29.05.2017 134 Gomati Killa TGB Atharabhola May'2017 10.05.2017 135 Gomati Kakraban TGB Kakraban May'2017 05.05.2017 136 Gomati Kakraban TGB Jamjuri May'2017 03.05.2017 137 Gomati Ompi TGB Ompinagar May'2017 16.05.2017 138 Gomati Ompi TGB Taidu May'2017 11.05.2017 92
Sl. District Block N ame of Bank N ame of Branch M onth Held On 139 Gomati Karbook TGB Karbook May'2017 04.05.2017 140 Gomati Silachhari TGB Silachhari May'2017 11.05.2017 141 Gomati Karbook TGB Chellagang May'2017 19.05.2017 142 Gomati Kakraban TGB Gangacherra May'2017 23.05.2017 143 Gomati Killa TSCB Killa May'2017 30.05.2017 144 Gomati Kakraban TSCB Salgarah May'2017 22.05.2017 145 Gomati Amarpur TSCB Nutanbazar May'2017 10.05.2017 146 Gomati Kakraban TSCB Mirza May'2017 04.05.2017 147 Gomati Kakraban UBI Karbook( Kakraban) May'2017 12.05.2017 148 Gomati Kakraban UBI Salgarah May'2017 20.05.2017 149 Gomati Amarpur UBI Nutanbazar May'2017 29.05.2017 150 Gomati Karbook UBI Jatanbari May'2017 23.05.2017 151 Gomati Kakraban Bank of India Palatana June'2017 12.06.2017 152 Gomati Tepania SBI Gokulpur June'2017 23.06.2017 153 Gomati Ompi IDBI Ompinagar June'2017 01.06.2017 154 Gomati Silachhari IDBI Ailmara June'2017 09.06.2017 155 Gomati Killa IDBI Killa June'2017 20.06.2017 156 Gomati Matabari SBI Garjee June'2017 09.06.2017 157 Gomati Matabari TGB Gokulpur June'2017 20.06.2017 158 Gomati Matabari TGB Maharani June'2017 16.06.2017 159 Gomati Matabari TGB Garjee June'2017 06.06.2017 160 Gomati Matabari TGB Bagma June'2017 15.06.2017 161 Gomati Killa TGB Killa June'2017 12.06.2017 162 Gomati Killa TGB Atharabhola June'2017 23.06.2017 163 Gomati Kakraban TGB Kakraban June'2017 13.06.2017 164 Gomati Kakraban TGB Tulamura June'2017 14.06.2017 165 Gomati Kakraban TGB Jamjuri June'2017 19.06.2017 166 Gomati Ompi TGB Ompinagar June'2017 02.06.2017 167 Gomati Ompi TGB Taidu June'2017 21.06.2017 168 Gomati Karbook TGB Karbook June'2017 23.06.2017 169 Gomati Karbook TGB Chellagang June'2017 23.06.2017 170 Gomati Kakraban TGB Gangacherra June'2017 07.06.2017 171 Gomati Killa TSCB Killa June'2017 01.06.2017 172 Gomati Kakraban TSCB Salgarah June'2017 17.06.2017 173 Gomati Amarpur TSCB Nutanbazar June'2017 12.06.2017 174 Gomati Karbook TSCB Karbook June'2017 23.06.2017 175 Gomati Kakraban TSCB Mirza June'2017 13.06.2017 176 Gomati Kakraban UBI Karbook( Kakraban) June'2017 06.06.2017 177 Gomati Amarpur UBI Nutanbazar June'2017 15.06.2017 178 Gomati Karbook UBI Jatanbari June'2017 09.06.2017 179 Khowai Teliamura Bandhan Bank Tuichindrai Apr'2017 20.04.2017 180 Khowai Padmabil Bandhan Bank Ramchandraghat Apr'2017 06.04.2017 181 Khowai Padmabil Allahabad Bank Chebri Apr'2017 29.04.2017 182 Khowai Teliamura ICICI Teliamura Apr'2017 04.04.2017 183 Khowai Teliamura SBI Teliamura Apr'2017 26.04.2017 184 Khowai Khowai TGB Chebri Apr'2017 24.04.2017 185 Khowai Teliamura TGB Moharcharra Apr'2017 17.04.2017 186 Khowai Padmabil TGB Ampura Apr'2017 05.04.2017 187 Khowai Padmabil TGB Padmabil Apr'2017 19.04.2017 188 Khowai Kalyanpur TGB Kalyanpur Apr'2017 27.04.2017 189 Khowai Mungiakami TGB Mungiakami Apr'2017 28.04.2017 190 Khowai Tulasikhar TGB Champahaur Apr'2017 18.04.2017 191 Khowai Tulasikhar TGB R S Bari Apr'2017 13.04.2017 192 Khowai Padmabil TGB Hathkata Apr'2017 03.04.2017 193 Khowai Teliamura TSCB Teliamura Apr'2017 12.04.2017 194 Khowai Teliamura TSCB Tuichindrai Apr'2017 11.04.2017 195 Khowai Padmabil TSCB Padmabil Apr'2017 07.04.2017 196 Khowai Tulasikhar TSCB Tulasikhar Apr'2017 28.04.2017 197 Khowai Khowai UBI Bachaibari Apr'2017 07.04.2017 198 Khowai Teliamura UBI Maharanipur Apr'2017 03.04.2017 199 Khowai Teliamura UBI Teliamura Apr'2017 25.04.2017 200 Khowai Teliamura Uco Bank Baganbazar Apr'2017 11.04.2017 201 Khowai Kalyanpur Uco Bank Kalyanpur Apr'2017 25.04.2017 202 Khowai Teliamura Bandhan Bank Tuichindrai May'2017 19.05.2017 203 Khowai Padmabil Bandhan Bank Ramchandraghat May'2017 02.05.2017 204 Khowai Padmabil Allahabad Bank Chebri May'2017 04.05.2017 205 Khowai Teliamura ICICI Teliamura May'2017 16.05.2017 206 Khowai Teliamura SBI Teliamura May'2017 04.05.2017 93
Sl. District Block N ame of Bank N ame of Branch M onth Held On 207 Khowai Khowai TGB Chebri May'2017 23.05.2017 208 Khowai Teliamura TGB Moharcharra May'2017 30.05.2017 209 Khowai Padmabil TGB Ampura May'2017 15.05.2017 210 Khowai Padmabil TGB Padmabil May'2017 11.05.2017 211 Khowai Kalyanpur TGB Kalyanpur May'2017 12.05.2017 212 Khowai Mungiakami TGB Mungiakami May'2017 20.05.2017 213 Khowai Tulasikhar TGB Champahaur May'2017 02.05.2017 214 Khowai Tulasikhar TGB R S Bari May'2017 23.05.2017 215 Khowai Padmabil TGB Hathkata May'2017 30.05.2017 216 Khowai Teliamura TSCB Tuichindrai May'2017 02.05.2017 217 Khowai Padmabil TSCB Padmabil May'2017 11.05.2017 218 Khowai Tulasikhar TSCB Tulasikhar May'2017 18.05.2017 219 Khowai Khowai UBI Bachaibari May'2017 15.05.2017 220 Khowai Teliamura UBI Maharanipur May'2017 10.05.2017 221 Khowai Teliamura Uco Bank Baganbazar May'2017 04.05.2017 222 Khowai Kalyanpur Uco Bank Kalyanpur May'2017 29.05.2017 223 Khowai Teliamura Bandhan Bank Tuichindrai June'2017 23.06.2017 224 Khowai Padmabil Bandhan Bank Ramchandraghat June'2017 13.06.2017 225 Khowai Padmabil Allahabad Bank Chebri June'2017 23.06.2017 226 Khowai Teliamura ICICI Teliamura June'2017 20.06.2017 227 Khowai Teliamura SBI Teliamura June'2017 16.06.2017 228 Khowai Khowai TGB Chebri June'2017 06.06.2017 229 Khowai Padmabil TGB Ampura June'2017 15.06.2017 230 Khowai Padmabil TGB Padmabil June'2017 12.06.2017 231 Khowai Kalyanpur TGB Kalyanpur June'2017 23.06.2017 232 Khowai Tulasikhar TGB Champahaur June'2017 07.06.2017 233 Khowai Tulasikhar TGB R S Bari June'2017 14.06.2017 234 Khowai Teliamura TSCB Teliamura June'2017 01.06.2017 235 Khowai Teliamura TSCB Tuichindrai June'2017 09.06.2017 236 Khowai Padmabil TSCB Padmabil June'2017 20.06.2017 237 Khowai Khowai UBI Bachaibari June'2017 23.06.2017 238 Khowai Teliamura UBI Maharanipur June'2017 07.06.2017 239 Khowai Teliamura UBI Teliamura June'2017 14.06.2017 240 Khowai Teliamura Uco Bank Baganbazar June'2017 16.06.2017 241 Khowai Kalyanpur Uco Bank Kalyanpur June'2017 12.06.2017 242 North Tripura Kadamtala Bandhan Bank Fulbari Branch Apr'2017 19.04.2017 243 North Tripura Kadamtala SBI Churaibari Apr'2017 12.04.2017 244 North Tripura Dasda SBI Anandabazar Apr'2017 04.04.2017 245 North Tripura Panisagar SBI Uptakhali Apr'2017 07.04.2017 246 North Tripura Jubarajnagar SBI Ganganagar Apr'2017 10.04.2017 247 North Tripura Jubarajnagar SBI Baghbasa Apr'2017 19.04.2017 248 North Tripura Dasda SBI Kanchanpur Apr'2017 06.04.2017 249 North Tripura Panisagar SBI Panisagar Apr'2017 12.04.2017 250 North Tripura Dasda Syndicate bank Laljuri Apr'2017 25.04.2017 251 North Tripura Kadamtala Syndicate bank Kadamtala Apr'2017 11.04.2017 252 North Tripura Kadamtala TGB Rajbari Apr'2017 25.04.2017 253 North Tripura Kadamtala TGB Kadamtala Apr'2017 24.04.2017 254 North Tripura Kadamtala TGB Bhagyapur Apr'2017 17.04.2017 255 North Tripura Kadamtala TGB Sanicherra Apr'2017 05.04.2017 256 North Tripura Dasda TGB Dasda Apr'2017 19.04.2017 257 North Tripura Panisagar TGB Jalebassa Apr'2017 06.04.2017 258 North Tripura Panisagar TGB Tilthai Apr'2017 13.04.2017 259 North Tripura Damcherra TGB Damcherra Apr'2017 03.04.2017 260 North Tripura Damchhera TGB Khedaccherra Apr'2017 27.04.2017 261 North Tripura Jampui Hill TGB Hmunpui Apr'2017 06.04.2017 262 North Tripura Kadamtala TGB Hurua Apr'2017 29.04.2017 263 North Tripura Dasda TSCB Kanchanpur Apr'2017 25.04.2017 264 North Tripura Panisagar TSCB Panisagar Apr'2017 10.04.2017 265 North Tripura Dasda UBI Kanchanpur Apr'2017 06.04.2017 266 North Tripura Damcherra UBI Damcherra Apr'2017 04.04.2017 267 North Tripura Jampui Hill UBI Vanghmun Apr'2017 11.04.2017 268 North Tripura Panisagar UBI Panisagar Apr'2017 25.04.2017 269 North Tripura Kadamtala UCO Bank Chandrapur Apr'2017 13.04.2017 270 North Tripura Kadamtala Bandhan Bank Fulbari Branch May'2017 05.05.2017 271 North Tripura Kadamtala SBI Churaibari May'2017 02.05.2017 272 North Tripura Dasda SBI Anandabazar May'2017 11.05.2017 273 North Tripura Panisagar SBI Uptakhali May'2017 18.05.2017 274 North Tripura Jubarajnagar SBI Ganganagar May'2017 15.05.2017 275 North Tripura Jubarajnagar SBI Baghbasa May'2017 11.05.2017 94
Sl. District Block N ame of Bank N ame of Branch M onth Held On 276 North Tripura Dasda SBI Kanchanpur May'2017 04.05.2017 277 North Tripura Panisagar SBI Panisagar May'2017 29.05.2017 278 North Tripura Kadamtala TGB Rajbari May'2017 19.05.2017 279 North Tripura Kadamtala TGB Kadamtala May'2017 20.05.2017 280 North Tripura Kadamtala TGB Bhagyapur May'2017 02.05.2017 281 North Tripura Kadamtala TGB Sanicherra May'2017 16.05.2017 282 North Tripura Dasda TGB Dasda May'2017 04.05.2017 283 North Tripura Panisagar TGB Tilthai May'2017 15.05.2017 284 North Tripura Damcherra TGB Damcherra May'2017 10.05.2017 285 North Tripura Damchhera TGB Khedaccherra May'2017 23.05.2017 286 North Tripura Jampui Hill TGB Hmunpui May'2017 30.05.2017 287 North Tripura Kadamtala TGB Hurua May'2017 02.05.2017 288 North Tripura Dasda TSCB Kanchanpur May'2017 04.05.2017 289 North Tripura Panisagar TSCB Panisagar May'2017 23.05.2017 290 North Tripura Dasda UBI Kanchanpur May'2017 30.05.2017 291 North Tripura Jampui Hill UBI Vanghmun May'2017 12.05.2017 292 North Tripura Panisagar UBI Panisagar May'2017 10.05.2017 293 North Tripura Kadamtala UCO Bank Chandrapur May'2017 02.05.2017 294 North Tripura Kadamtala Bandhan Bank Fulbari Branch June'2017 15.06.2017 295 North Tripura Kadamtala SBI Churaibari June'2017 12.06.2017 296 North Tripura Panisagar SBI Uptakhali June'2017 23.06.2017 297 North Tripura Jubarajnagar SBI Ganganagar June'2017 20.06.2017 298 North Tripura Jubarajnagar SBI Baghbasa June'2017 23.06.2017 299 North Tripura Dasda SBI Kanchanpur June'2017 06.06.2017 300 North Tripura Panisagar SBI Panisagar June'2017 15.06.2017 301 North Tripura Dasda Syndicate bank Laljuri June'2017 14.06.2017 302 North Tripura Kadamtala Syndicate bank Kadamtala June'2017 16.06.2017 303 North Tripura Kadamtala TGB Kadamtala June'2017 23.06.2017 304 North Tripura Kadamtala TGB Bhagyapur June'2017 13.06.2017 305 North Tripura Kadamtala TGB Sanicherra June'2017 23.06.2017 306 North Tripura Dasda TGB Dasda June'2017 01.06.2017 307 North Tripura Panisagar TGB Jalebassa June'2017 09.06.2017 308 North Tripura Panisagar TGB Tilthai June'2017 23.06.2017 309 North Tripura Damcherra TGB Damcherra June'2017 20.06.2017 310 North Tripura Damchhera TGB Khedaccherra June'2017 07.06.2017 311 North Tripura Jampui Hill TGB Hmunpui June'2017 14.06.2017 312 North Tripura Dasda TSCB Kanchanpur June'2017 12.06.2017 313 North Tripura Panisagar TSCB Panisagar June'2017 12.06.2017 314 North Tripura Dasda UBI Kanchanpur June'2017 16.06.2017 315 North Tripura Damcherra UBI Damcherra June'2017 06.06.2017 316 North Tripura Jampui Hill UBI Vanghmun June'2017 07.06.2017 317 North Tripura Panisagar UBI Panisagar June'2017 23.06.2017 318 North Tripura Kadamtala UCO Bank Chandrapur June'2017 13.06.2017 319 Sepahijala Bishalgarh Bandhan Bank Gokulnagar Apr'2017 06.04.2017 320 Sepahijala Kathalia Bandhan Bank Baspukur Apr'2017 12.04.2017 321 Sepahijala Jampuijala Punjab & Sind Bank Gabordi Apr'2017 25.04.2017 322 Sepahijala Melaghar Punjab National Bank Jumerdhepa Apr'2017 17.04.2017 323 Sepahijala Bishalgarh SBI Bishramganj Apr'2017 05.04.2017 324 Sepahijala Boxanagar SBI Matinagar Apr'2017 13.04.2017 325 Sepahijala Melaghar SBI Melaghar Apr'2017 03.04.2017 326 Sepahijala Charilam Syndicate Bank Bishramganj Apr'2017 29.04.2017 327 Sepahijala Bishalgarh TGB Bishramganj Apr'2017 25.04.2017 328 Sepahijala Bishalgarh TGB Lalsinghmura Apr'2017 06.04.2017 329 Sepahijala Bishalgarh TGB Madhupur Apr'2017 04.04.2017 330 Sepahijala Boxanagar TGB Boxanagar Apr'2017 11.04.2017 331 Sepahijala Boxanagar TGB Veluarchar Apr'2017 25.04.2017 332 Sepahijala Melaghar TGB Durlavnarayan Apr'2017 13.04.2017 333 Sepahijala Melaghar TGB Nalchar Apr'2017 19.04.2017 334 Sepahijala Jampuijala TGB Golaghati Apr'2017 06.04.2017 335 Sepahijala Jampuijala TGB Jampuijala Apr'2017 27.04.2017 336 Sepahijala Kathalia TGB Dhanpur Apr'2017 06.04.2017 337 Sepahijala Kathalia TGB Manai Pathar Apr'2017 10.04.2017 338 Sepahijala Kathalia TGB Kathalia Apr'2017 25.04.2017 339 Sepahijala Bishalgarh TSCB Charilam Apr'2017 24.04.2017 340 Sepahijala Jampuijala TSCB Takarjala Apr'2017 11.04.2017 341 Sepahijala Jampuijala TSCB Jampuijala Apr'2017 10.04.2017 342 Sepahijala Kathalia TSCB Kathalia Apr'2017 19.04.2017 95
Sl. District Block N ame of Bank N ame of Branch M onth Held On 343 Sepahijala Nalchhar TSCB Nalchhar Apr'2017 12.04.2017 344 Sepahijala Bishalgarh UCO Bank Bishalgarh Apr'2017 04.04.2017 345 Sepahijala Bishalgarh UCO Bank Bishramganj Apr'2017 07.04.2017 346 Sepahijala Bishalgarh UBI Chakmaghat Apr'2017 19.04.2017 347 Sepahijala Boxanagar UBI Boxanagar Apr'2017 11.04.2017 348 Sepahijala Melaghar UBI Melaghar Apr'2017 25.04.2017 349 Sepahijala Melaghar UBI Mohanbhog Apr'2017 11.04.2017 350 Sepahijala Bishalgarh Bandhan Bank Gokulnagar May'2017 04.05.2017 351 Sepahijala Kathalia Bandhan Bank Baspukur May'2017 11.05.2017 352 Sepahijala Bishalgarh Bank of India Gokulnagar May'2017 19.05.2017 353 Sepahijala Jampuijala Punjab & Sind Bank Gabordi May'2017 02.05.2017 354 Sepahijala Melaghar Punjab National Bank Jumerdhepa May'2017 22.05.2017 355 Sepahijala Bishalgarh SBI Bishramganj May'2017 10.05.2017 356 Sepahijala Boxanagar SBI Matinagar May'2017 04.05.2017 357 Sepahijala Melaghar SBI Melaghar May'2017 16.05.2017 358 Sepahijala Charilam Syndicate Bank Bishramganj May'2017 29.05.2017 359 Sepahijala Bishalgarh TGB Bishramganj May'2017 10.05.2017 360 Sepahijala Bishalgarh TGB Madhupur May'2017 05.05.2017 361 Sepahijala Boxanagar TGB Boxanagar May'2017 03.05.2017 362 Sepahijala Boxanagar TGB Veluarchar May'2017 23.05.2017 363 Sepahijala Melaghar TGB Durlavnarayan May'2017 30.05.2017 364 Sepahijala Melaghar TGB Nalchar May'2017 15.05.2017 365 Sepahijala Jampuijala TGB Jampuijala May'2017 12.05.2017 366 Sepahijala Kathalia TGB Dhanpur May'2017 16.05.2017 367 Sepahijala Kathalia TGB Kathalia May'2017 11.05.2017 368 Sepahijala Jampuijala TSCB Takarjala May'2017 20.05.2017 369 Sepahijala Jampuijala TSCB Jampuijala May'2017 15.05.2017 370 Sepahijala Kathalia TSCB Kathalia May'2017 12.05.2017 371 Sepahijala Nalchhar TSCB Nalchhar May'2017 20.05.2017 372 Sepahijala Bishalgarh UCO Bank Bishalgarh May'2017 29.05.2017 373 Sepahijala Bishalgarh UCO Bank Bishramganj May'2017 23.05.2017 374 Sepahijala Bishalgarh UCO Bank Madhupur May'2017 11.05.2017 375 Sepahijala Boxanagar UBI Boxanagar May'2017 08.05.2017 376 Sepahijala Melaghar UBI Melaghar May'2017 04.05.2017 377 Sepahijala Melaghar UBI Mohanbhog May'2017 23.05.2017 378 Sepahijala Bishalgarh Bandhan Bank Gokulnagar June'2017 16.06.2017 379 Sepahijala Kathalia Bandhan Bank Baspukur June'2017 06.06.2017 380 Sepahijala Bishalgarh Bank of India Gokulnagar June'2017 15.06.2017 381 Sepahijala Melaghar Punjab National Bank Jumerdhepa June'2017 12.06.2017 382 Sepahijala Bishalgarh SBI Bishramganj June'2017 23.06.2017 383 Sepahijala Boxanagar SBI Matinagar June'2017 13.06.2017 384 Sepahijala Melaghar SBI Melaghar June'2017 12.06.2017 385 Sepahijala Charilam Syndicate Bank Bishramganj June'2017 23.06.2017 386 Sepahijala Bishalgarh TGB Bishramganj June'2017 01.06.2017 387 Sepahijala Bishalgarh TGB Madhupur June'2017 09.06.2017 388 Sepahijala Boxanagar TGB Boxanagar June'2017 20.06.2017 389 Sepahijala Boxanagar TGB Veluarchar June'2017 14.06.2017 390 Sepahijala Melaghar TGB Durlavnarayan June'2017 19.06.2017 391 Sepahijala Melaghar TGB Nalchar June'2017 02.06.2017 392 Sepahijala Jampuijala TGB Golaghati June'2017 21.06.2017 393 Sepahijala Jampuijala TGB Jampuijala June'2017 23.06.2017 394 Sepahijala Kathalia TGB Dhanpur June'2017 23.06.2017 395 Sepahijala Kathalia TGB Kathalia June'2017 13.06.2017 396 Sepahijala Bishalgarh TSCB Charilam June'2017 06.06.2017 397 Sepahijala Jampuijala TSCB Takarjala June'2017 15.06.2017 398 Sepahijala Jampuijala TSCB Jampuijala June'2017 09.06.2017 399 Sepahijala Kathalia TSCB Kathalia June'2017 09.06.2017 400 Sepahijala Nalchhar TSCB Nalchhar June'2017 20.06.2017 401 Sepahijala Bishalgarh UCO Bank Bishalgarh June'2017 07.06.2017 402 Sepahijala Bishalgarh UCO Bank Bishramganj June'2017 01.06.2017 403 Sepahijala Bishalgarh UCO Bank Madhupur June'2017 17.06.2017 404 Sepahijala Bishalgarh UBI Chakmaghat June'2017 12.06.2017 405 Sepahijala Boxanagar UBI Boxanagar June'2017 23.06.2017 406 Sepahijala Melaghar UBI Melaghar June'2017 16.06.2017 407 Sepahijala Melaghar UBI Mohanbhog June'2017 06.06.2017 408 South Tripura BC Nagar Bandhan Bank Bharatchandranagar Apr'2017 06.04.2017 409 South Tripura Satchand Bandhan Bank Jalefa Apr'2017 12.04.2017 410 South Tripura Rajnagar SBI Chittamara Apr'2017 25.04.2017 411 South Tripura Jolaibari SBI Jolaibari Apr'2017 17.04.2017 412 South Tripura Satchand. SBI Manubazar Apr'2017 05.04.2017 96
Sl. District Block N ame of Bank N ame of Branch M onth Held On 413 South Tripura Hrishyamukh SBI Hrishyamukh Apr'2017 13.04.2017 414 South Tripura Rupaichhari SBI Manu Bankul Apr'2017 03.04.2017 415 South Tripura Rajnagar TGB Rajnagar Apr'2017 29.04.2017 416 South Tripura Hrishyamukh TGB Hrishyamukh Apr'2017 25.04.2017 417 South Tripura Hrishyamukh TGB Matai Apr'2017 06.04.2017 418 South Tripura Hrishyamukh TGB Sonaichhari Apr'2017 04.04.2017 419 South Tripura Bokafa TGB B.C.Nagar Apr'2017 10.04.2017 420 South Tripura Jolaibari TGB Baikhora Apr'2017 25.04.2017 421 South Tripura Jolaibari TGB Jolaibari Apr'2017 24.04.2017 422 South Tripura Jolaibari TGB Debdaru Apr'2017 11.04.2017 423 South Tripura Satchand. TGB Satchand Apr'2017 10.04.2017 424 South Tripura Satchand. TGB Manubazar Apr'2017 13.04.2017 425 South Tripura Satchand. TGB Sreenagar Apr'2017 19.04.2017 426 South Tripura Satchand. TGB Harina Apr'2017 06.04.2017 427 South Tripura Rupaichhari TGB Rupaichhari Apr'2017 27.04.2017 428 South Tripura Hrishyamukh TSCB Hrishyamukh Apr'2017 06.04.2017 429 South Tripura Jolaibari TSCB Baikhora Apr'2017 19.04.2017 430 South Tripura Satchand. TSCB Manubazar Apr'2017 11.04.2017 431 South Tripura Satchand. TSCB Kalachherra Apr'2017 25.04.2017 432 South Tripura Rajnagar UBI Siddhinagar Apr'2017 11.04.2017 433 South Tripura Bokafa UBI Santirbazar Apr'2017 25.04.2017 434 South Tripura Bharatchandra Nagar UBI Barpathari Apr'2017 10.04.2017 435 South Tripura Hrishyamukh UBI Hrishyamukh Apr'2017 06.04.2017 436 South Tripura Jolaibari UBI Baikhora Apr'2017 25.04.2017 437 South Tripura Satchand. UBI Manubazar Apr'2017 17.04.2017 438 South Tripura Bokafa Union Bank of India B.C.Manu Apr'2017 05.04.2017 439 South Tripura BC Nagar Bandhan Bank Bharatchandranagar May'2017 19.05.2017 440 South Tripura Satchand Bandhan Bank Jalefa May'2017 12.05.2017 441 South Tripura Rajnagar SBI Chittamara May'2017 08.05.2017 442 South Tripura Jolaibari SBI Jolaibari May'2017 02.05.2017 443 South Tripura Satchand. SBI Manubazar May'2017 23.05.2017 444 South Tripura Hrishyamukh SBI Hrishyamukh May'2017 30.05.2017 445 South Tripura Rupaichhari SBI Manu Bankul May'2017 22.05.2017 446 South Tripura Rajnagar TGB Rajnagar May'2017 10.05.2017 447 South Tripura Hrishyamukh TGB Hrishyamukh May'2017 04.05.2017 448 South Tripura Hrishyamukh TGB Matai May'2017 29.05.2017 449 South Tripura Bokafa TGB B.C.Nagar May'2017 10.05.2017 450 South Tripura Jolaibari TGB Baikhora May'2017 05.05.2017 451 South Tripura Jolaibari TGB Muhuripur May'2017 03.05.2017 452 South Tripura Jolaibari TGB Jolaibari May'2017 16.05.2017 453 South Tripura Jolaibari TGB Debdaru May'2017 04.05.2017 454 South Tripura Satchand. TGB Satchand May'2017 02.05.2017 455 South Tripura Satchand. TGB Manubazar May'2017 11.05.2017 456 South Tripura Satchand. TGB Sreenagar May'2017 18.05.2017 457 South Tripura Satchand. TGB Harina May'2017 15.05.2017 458 South Tripura Rupaichhari TGB Rupaichhari May'2017 12.05.2017 459 South Tripura Hrishyamukh TSCB Hrishyamukh May'2017 11.05.2017 460 South Tripura Satchand. TSCB Manubazar May'2017 29.05.2017 461 South Tripura Satchand. TSCB Kalachherra May'2017 23.05.2017 462 South Tripura Rajnagar UBI Siddhinagar May'2017 11.05.2017 463 South Tripura Rajnagar UBI Radhanagar May'2017 08.05.2017 464 South Tripura Bokafa UBI Santirbazar May'2017 04.05.2017 465 South Tripura Bharatchandra Nagar UBI Barpathari May'2017 20.05.2017 466 South Tripura Hrishyamukh UBI Hrishyamukh May'2017 08.05.2017 467 South Tripura Satchand. UBI Manubazar May'2017 02.05.2017 468 South Tripura Bokafa Union Bank of India B.C.Manu May'2017 23.05.2017 469 South Tripura BC Nagar Bandhan Bank Bharatchandranagar June'2017 12.06.2017 470 South Tripura Satchand Bandhan Bank Jalefa June'2017 23.06.2017 471 South Tripura Rajnagar SBI Chittamara June'2017 07.06.2017 472 South Tripura Jolaibari SBI Jolaibari June'2017 14.06.2017 473 South Tripura Satchand. SBI Manubazar June'2017 09.06.2017 474 South Tripura Rupaichhari SBI Manu Bankul June'2017 20.06.2017 475 South Tripura Rajnagar TGB Rajnagar June'2017 23.06.2017 476 South Tripura Hrishyamukh TGB Hrishyamukh June'2017 13.06.2017 477 South Tripura Hrishyamukh TGB Matai June'2017 23.06.2017 478 South Tripura Hrishyamukh TGB Sonaichhari June'2017 23.06.2017 479 South Tripura Bokafa TGB B.C.Nagar June'2017 07.06.2017 480 South Tripura Jolaibari TGB Baikhora June'2017 16.06.2017 97
Sl. District Block N ame of Bank N ame of Branch M onth Held On 481 South Tripura Jolaibari TGB Muhuripur June'2017 23.06.2017 482 South Tripura Jolaibari TGB Jolaibari June'2017 13.06.2017 483 South Tripura Jolaibari TGB Debdaru June'2017 23.06.2017 484 South Tripura Satchand. TGB Satchand June'2017 23.06.2017 485 South Tripura Satchand. TGB Manubazar June'2017 07.06.2017 486 South Tripura Satchand. TGB Harina June'2017 16.06.2017 487 South Tripura Rupaichhari TGB Rupaichhari June'2017 06.06.2017 488 South Tripura Hrishyamukh TSCB Hrishyamukh June'2017 15.06.2017 489 South Tripura Jolaibari TSCB Baikhora June'2017 12.06.2017 490 South Tripura Satchand. TSCB Manubazar June'2017 23.06.2017 491 South Tripura Satchand. TSCB Kalachherra June'2017 07.06.2017 492 South Tripura Rajnagar UBI Siddhinagar June'2017 15.06.2017 493 South Tripura Rajnagar UBI Radhanagar June'2017 01.06.2017 494 South Tripura Bokafa UBI Santirbazar June'2017 09.06.2017 495 South Tripura Bharatchandra Nagar UBI Barpathari June'2017 20.06.2017 496 South Tripura Hrishyamukh UBI Hrishyamukh June'2017 23.06.2017 497 South Tripura Jolaibari UBI Baikhora June'2017 13.06.2017 498 South Tripura Bokafa Union Bank of India B.C.Manu June'2017 23.06.2017 499 Unakoti Pecharthal Indian Overseas Bank Pecharthal Apr'2017 25.04.2017 500 Unakoti Kumarghat SBI Kumarghat Apr'2017 11.04.2017 501 Unakoti Kumarghat SBI Ratiabari Apr'2017 25.04.2017 502 Unakoti Gournagar TGB Tillabazar Apr'2017 10.04.2017 503 Unakoti Gournagar TGB Gournagar Apr'2017 19.04.2017 504 Unakoti Gournagar TGB Dalugaon Apr'2017 18.04.2017 505 Unakoti Kumarghat TGB Pabiacherra Apr'2017 12.04.2017 506 Unakoti Kumarghat TGB Fatikray Apr'2017 04.04.2017 507 Unakoti Kumarghat TGB Betcherra Apr'2017 26.04.2017 508 Unakoti Kumarghat TGB Kanchanbari Apr'2017 06.04.2017 509 Unakoti Pecharthal TGB Pecharthal Apr'2017 12.04.2017 510 Unakoti Gournagar TSCB kailashahar Apr'2017 28.04.2017 511 Unakoti Gournagar TSCB Gournagar Apr'2017 19.04.2017 512 Unakoti Kumarghat TSCB Kumarghat Apr'2017 12.04.2017 513 Unakoti Pecharthal TSCB Machmara Apr'2017 07.04.2017 514 Unakoti Pecharthal TSCB Pecharthal Apr'2017 03.04.2017 515 Unakoti Gournagar UBI Gournagar Apr'2017 04.04.2017 516 Unakoti Kumarghat UBI Machmara Apr'2017 07.04.2017 517 Unakoti Kumarghat UCO bank Kumarghat Apr'2017 20.04.2017 518 Unakoti Gournagar UCO bank Kailashahar Apr'2017 06.04.2017 519 Unakoti Pecharthal Indian Overseas Bank Pecharthal May'2017 15.05.2017 520 Unakoti Kumarghat SBI Kumarghat May'2017 12.05.2017 521 Unakoti Kumarghat SBI Ratiabari May'2017 20.05.2017 522 Unakoti Gournagar TGB Tillabazar May'2017 29.05.2017 523 Unakoti Gournagar TGB Gournagar May'2017 03.05.2017 524 Unakoti Gournagar TGB Dalugaon May'2017 16.05.2017 525 Unakoti Kumarghat TGB Pabiacherra May'2017 11.05.2017 526 Unakoti Kumarghat TGB Betcherra May'2017 22.05.2017 527 Unakoti Kumarghat TGB Kanchanbari May'2017 10.05.2017 528 Unakoti Pecharthal TGB Pecharthal May'2017 04.05.2017 529 Unakoti Gournagar TSCB kailashahar May'2017 16.05.2017 530 Unakoti Gournagar TSCB Gournagar May'2017 10.05.2017 531 Unakoti Kumarghat TSCB Kumarghat May'2017 05.05.2017 532 Unakoti Pecharthal TSCB Machmara May'2017 04.05.2017 533 Unakoti Gournagar UBI Gournagar May'2017 11.05.2017 534 Unakoti Kumarghat UBI Machmara May'2017 19.05.2017 535 Unakoti Kumarghat UCO bank Kumarghat May'2017 02.05.2017 536 Unakoti Gournagar UCO bank Kailashahar May'2017 30.05.2017 537 Unakoti Pecharthal Indian Overseas Bank Pecharthal June'2017 16.06.2017 538 Unakoti Kumarghat SBI Kumarghat June'2017 08.06.2017 539 Unakoti Kumarghat SBI Ratiabari June'2017 06.06.2017 540 Unakoti Gournagar TGB Tillabazar June'2017 14.06.2017 541 Unakoti Gournagar TGB Dalugaon June'2017 19.06.2017 542 Unakoti Kumarghat TGB Pabiacherra June'2017 02.06.2017 543 Unakoti Kumarghat TGB Fatikray June'2017 21.06.2017 544 Unakoti Kumarghat TGB Betcherra June'2017 01.06.2017 545 Unakoti Kumarghat TGB Kanchanbari June'2017 06.06.2017 546 Unakoti Pecharthal TGB Pecharthal June'2017 15.06.2017 547 Unakoti Gournagar TSCB kailashahar June'2017 12.06.2017 548 Unakoti Kumarghat TSCB Kumarghat June'2017 23.06.2017 549 Unakoti Pecharthal TSCB Machmara June'2017 13.06.2017 550 Unakoti Pecharthal TSCB Pecharthal June'2017 17.06.2017 98
Sl. District Block N ame of Bank N ame of Branch M onth Held On 551 Unakoti Gournagar UBI Gournagar June'2017 09.06.2017 552 Unakoti Kumarghat UBI Machmara June'2017 20.06.2017 553 Unakoti Kumarghat UCO bank Kumarghat June'2017 16.06.2017 554 Unakoti Gournagar UCO bank Kailashahar June'2017 07.06.2017 555 West Tripura Bamutia Bandhan Bank Narayanpur Apr'2017 25.04.2017 556 West Tripura Bamutia Bandhan Bank Bamutia Apr'2017 10.04.2017 557 West Tripura Dukli Bandhan Bank Kathaltali Apr'2017 06.04.2017 558 West Tripura Lefunga Bank of India Lembuchherra Apr'2017 29.04.2017 559 West Tripura Old Agartala Bank of India Khayerpur Apr'2017 13.04.2017 560 West Tripura Dukli Bank of India Anandanagar Apr'2017 03.04.2017 561 West Tripura Jirania Canara Bank Jirania Apr'2017 24.04.2017 562 West Tripura Jirania Canara Bank NIT Apr'2017 17.04.2017 563 West Tripura Hezamara Central Bank of India Barkathal Apr'2017 05.04.2017 564 West Tripura Jirania Indian Overseas Bank R.C.Nagar Apr'2017 12.04.2017 565 West Tripura Dukli SBI Amtali Apr'2017 04.04.2017 566 West Tripura Dukli SBI Dukli Apr'2017 07.04.2017 567 West Tripura Dukli SBI University Br. Apr'2017 25.04.2017 568 West Tripura Jirania SBI R.K.Nagar Apr'2017 11.04.2017 569 West Tripura Mohanpur SBI Gandhigram Apr'2017 11.04.2017 570 West Tripura Lefunga SBI Lembuchherra Apr'2017 07.04.2017 571 West Tripura Mohanpur SBI Mohanpur Apr'2017 13.04.2017 572 West Tripura Old Agartala SBI Khayerpur Apr'2017 03.04.2017 573 West Tripura Dukli TGB Bikramnagar Apr'2017 27.04.2017 574 West Tripura Dukli TGB Kanchanmala Apr'2017 20.04.2017 575 West Tripura Jirania TGB Bankimnagar Apr'2017 06.04.2017 576 West Tripura Jirania TGB Champaknagar Apr'2017 04.04.2017 577 West Tripura Jirania TGB Nit (Agartala) Apr'2017 07.04.2017 578 West Tripura Mohanpur TGB Kalacherra Apr'2017 25.04.2017 579 West Tripura Mohanpur TGB Lembuchherra Apr'2017 11.04.2017 580 West Tripura Mohanpur TGB Natunnagar Apr'2017 25.04.2017 581 West Tripura Hezamara TGB Hezamara Apr'2017 05.04.2017 582 West Tripura Mandwai TGB Mandai Apr'2017 19.04.2017 583 West Tripura Lefunga TGB Lefunga Apr'2017 11.04.2017 584 West Tripura Mohanpur TGB Durgabari Apr'2017 25.04.2017 585 West Tripura Dukli TSCB Bikramnagar Apr'2017 10.04.2017 586 West Tripura Jirania TSCB Khayerpur Apr'2017 19.04.2017 587 West Tripura Jirania TSCB Champaknagar Apr'2017 06.04.2017 588 West Tripura Jirania TSCB Khumlung Apr'2017 11.04.2017 589 West Tripura Mohanpur TSCB Mohanpur Apr'2017 13.04.2017 590 West Tripura Dukli TSCB Maheshkhola Apr'2017 07.04.2017 591 West Tripura Jirania TSCB Sachindranagar Apr'2017 19.04.2017 592 West Tripura Dukli UBI Anandanagar Apr'2017 27.04.2017 593 West Tripura Jirania UBI Jirania Apr'2017 20.04.2017 594 West Tripura Jirania UBI Khumlung Apr'2017 06.04.2017 595 West Tripura Jirania UBI Ranirbazar Apr'2017 29.04.2017 596 West Tripura Mohanpur UBI Usha Market Apr'2017 28.04.2017 597 West Tripura Mohanpur UBI Mohanpur Apr'2017 18.04.2017 598 West Tripura Dukli UBI Camper Bazar Apr'2017 12.04.2017 599 West Tripura Mandwi UBI Mandwi Apr'2017 04.04.2017 600 West Tripura Mohanpur UCO Bank Mohanpur Apr'2017 26.04.2017 601 West Tripura Bamutia UCO Bank Narshingarh Apr'2017 06.04.2017 602 West Tripura Old Agartala UCO Bank Khayerpur Apr'2017 25.04.2017 603 West Tripura Bamutia Vijaya Bank Gandhigram Apr'2017 07.04.2017 604 West Tripura Bamutia Bandhan Bank Narayanpur May'2017 02.05.2017 605 West Tripura Bamutia Bandhan Bank Bamutia May'2017 23.05.2017 606 West Tripura Dukli Bandhan Bank Kathaltali May'2017 30.05.2017 607 West Tripura Lefunga Bank of India Lembuchherra May'2017 22.05.2017 608 West Tripura Old Agartala Bank of India Khayerpur May'2017 10.05.2017 609 West Tripura Dukli Bank of India Anandanagar May'2017 04.05.2017 610 West Tripura Jirania Canara Bank Jirania May'2017 04.05.2017 611 West Tripura Jirania Canara Bank NIT May'2017 11.05.2017 612 West Tripura Hezamara Central Bank of India Barkathal May'2017 19.05.2017 613 West Tripura Old Agartala IDBI Uttar Champamura May'2017 12.05.2017 614 West Tripura Jirania Indian Overseas Bank R.C.Nagar May'2017 08.05.2017 615 West Tripura Dukli SBI Amtali May'2017 10.05.2017 616 West Tripura Dukli SBI University Br. May'2017 05.05.2017 617 West Tripura Jirania SBI R.K.Nagar May'2017 03.05.2017 618 West Tripura Mohanpur SBI Gandhigram May'2017 16.05.2017 619 West Tripura Lefunga SBI Lembuchherra May'2017 20.05.2017 620 West Tripura Mohanpur SBI Mohanpur May'2017 29.05.2017 621 West Tripura Old Agartala SBI Khayerpur May'2017 23.05.2017 622 West Tripura Dukli TGB Bikramnagar May'2017 11.05.2017 99
Sl. District Block N ame of Bank N ame of Branch M onth Held On 623 West Tripura Dukli TGB Kanchanmala May'2017 08.05.2017 624 West Tripura Jirania TGB Bankimnagar May'2017 04.05.2017 625 West Tripura Jirania TGB Champaknagar May'2017 29.05.2017 626 West Tripura Mohanpur TGB Kalacherra May'2017 02.05.2017 627 West Tripura Mohanpur TGB Lembuchherra May'2017 11.05.2017 628 West Tripura Mohanpur TGB Natunnagar May'2017 18.05.2017 629 West Tripura Hezamara TGB Hezamara May'2017 15.05.2017 630 West Tripura Mandwai TGB Mandai May'2017 12.05.2017 631 West Tripura Lefunga TGB Lefunga May'2017 05.05.2017 632 West Tripura Mohanpur TGB Durgabari May'2017 03.05.2017 633 West Tripura Dukli TSCB Bikramnagar May'2017 16.05.2017 634 West Tripura Jirania TSCB Khayerpur May'2017 04.05.2017 635 West Tripura Jirania TSCB Champaknagar May'2017 23.05.2017 636 West Tripura Jirania TSCB Khumlung May'2017 30.05.2017 637 West Tripura Mohanpur TSCB Mohanpur May'2017 22.05.2017 638 West Tripura Dukli TSCB Maheshkhola May'2017 10.05.2017 639 West Tripura Dukli UBI Anandanagar May'2017 11.05.2017 640 West Tripura Jirania UBI Jirania May'2017 19.05.2017 641 West Tripura Jirania UBI Khumlung May'2017 12.05.2017 642 West Tripura Jirania UBI Ranirbazar May'2017 08.05.2017 643 West Tripura Mohanpur UBI Usha Market May'2017 02.05.2017 644 West Tripura Mohanpur UBI Mohanpur May'2017 29.05.2017 645 West Tripura Dukli UBI Camper Bazar May'2017 10.05.2017 646 West Tripura Mandwi UBI Mandwi May'2017 05.05.2017 647 West Tripura Bamutia UCO Bank Narshingarh May'2017 03.05.2017 648 West Tripura Old Agartala UCO Bank Khayerpur May'2017 16.05.2017 649 West Tripura Bamutia Vijaya Bank Gandhigram May'2017 04.05.2017 650 West Tripura Bamutia Bandhan Bank Narayanpur June'2017 23.06.2017 651 West Tripura Bamutia Bandhan Bank Bamutia June'2017 12.06.2017 652 West Tripura Dukli Bandhan Bank Kathaltali June'2017 23.06.2017 653 West Tripura Lefunga Bank of India Lembuchherra June'2017 01.06.2017 654 West Tripura Dukli Bank of India Anandanagar June'2017 09.06.2017 655 West Tripura Jirania Canara Bank Jirania June'2017 20.06.2017 656 West Tripura Jirania Canara Bank NIT June'2017 09.06.2017 657 West Tripura Hezamara Central Bank of India Barkathal June'2017 20.06.2017 658 West Tripura Old Agartala IDBI Uttar Champamura May'2017 23.06.2017 659 West Tripura Jirania Indian Overseas Bank R.C.Nagar June'2017 13.06.2017 660 West Tripura Dukli SBI Amtali June'2017 14.06.2017 661 West Tripura Dukli SBI Dukli June'2017 19.06.2017 662 West Tripura Dukli SBI University Br. June'2017 02.06.2017 663 West Tripura Jirania SBI R.K.Nagar June'2017 12.06.2017 664 West Tripura Mohanpur SBI Gandhigram June'2017 23.06.2017 665 West Tripura Lefunga SBI Lembuchherra June'2017 13.06.2017 666 West Tripura Mohanpur SBI Mohanpur June'2017 06.06.2017 667 West Tripura Old Agartala SBI Khayerpur June'2017 15.06.2017 668 West Tripura Dukli TGB Kanchanmala June'2017 09.06.2017 669 West Tripura Jirania TGB Bankimnagar June'2017 21.06.2017 670 West Tripura Jirania TGB Champaknagar June'2017 23.06.2017 671 West Tripura Jirania TGB Nit (Agartala) June'2017 23.06.2017 672 West Tripura Mohanpur TGB Kalacherra June'2017 07.06.2017 673 West Tripura Mohanpur TGB Lembuchherra June'2017 01.06.2017 674 West Tripura Mohanpur TGB Natunnagar June'2017 17.06.2017 675 West Tripura Hezamara TGB Hezamara June'2017 15.06.2017 676 West Tripura Mandwai TGB Mandai June'2017 12.06.2017 677 West Tripura Mohanpur TGB Durgabari June'2017 23.06.2017 678 West Tripura Jirania TSCB Khayerpur June'2017 13.06.2017 679 West Tripura Jirania TSCB Champaknagar June'2017 14.06.2017 680 West Tripura Jirania TSCB Khumlung June'2017 12.06.2017 681 West Tripura Mohanpur TSCB Mohanpur June'2017 23.06.2017 682 West Tripura Dukli TSCB Maheshkhola June'2017 01.06.2017 683 West Tripura Jirania TSCB Sachindranagar June'2017 09.06.2017 684 West Tripura Dukli UBI Anandanagar June'2017 09.06.2017 685 West Tripura Jirania UBI Jirania June'2017 20.06.2017 686 West Tripura Jirania UBI Khumlung June'2017 16.06.2017 687 West Tripura Jirania UBI Ranirbazar June'2017 06.06.2017 688 West Tripura Mohanpur UBI Usha Market June'2017 21.06.2017 689 West Tripura Dukli UBI Camper Bazar June'2017 23.06.2017 690 West Tripura Mandwi UBI Mandwi June'2017 23.06.2017 691 West Tripura Mohanpur UCO Bank Mohanpur June'2017 07.06.2017 692 West Tripura Bamutia UCO Bank Narshingarh June'2017 06.06.2017 693 West Tripura Old Agartala UCO Bank Khayerpur June'2017 15.06.2017 694 West Tripura Bamutia Vijaya Bank Gandhigram June'2017 12.06.2017 100
BANK-BRANCH NETWORK IN TRIPURA AS ON 30.06.2017 West Sepahijala Khowai Gomati South Dhalai Unakoti North Total GRAND TOTAL R SU U R SU U R SU U R SU U R SU U R SU U R SU U R SU U R SU U ACUB 0 0 2 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 2 3 Allahabad Bank 0 0 1 0 0 0 1 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 1 3 Andhra Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Axis Bank 0 0 3 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 0 1 0 0 4 3 7 Bandhan Bank 4 0 3 2 2 0 2 1 0 0 2 0 2 0 0 1 1 0 0 2 0 1 0 0 12 8 3 23 Bank of Baroda 0 0 3 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3 4 Bank of India 3 0 3 1 1 0 0 0 0 1 1 0 0 1 0 1 0 0 0 0 0 0 1 0 6 4 3 13 Bank of Maharashtra 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Canara Bank 2 0 3 0 1 0 0 1 0 1 1 0 0 1 0 0 1 0 0 1 0 0 1 0 3 7 3 13 Central Bank of India 1 0 3 0 0 0 0 0 0 0 1 0 0 0 0 0 1 0 0 1 0 0 0 0 1 3 3 7 Corporation Bank 0 0 1 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 Dena Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Federal Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 HDFC 0 0 3 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 0 1 0 0 2 3 5 ICICI 0 2 1 0 0 0 1 0 0 0 1 0 0 0 0 0 1 0 0 1 0 0 1 0 1 6 1 8 IDBI 1 0 1 0 0 0 0 0 0 3 2 0 0 1 0 0 0 0 0 0 0 0 1 0 4 4 1 9 IDFC Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Indian Bank 0 0 2 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 1 0 2 3 Indian Overseas Bank 1 0 1 0 0 0 0 1 0 0 1 0 0 0 0 0 0 0 1 0 0 0 0 0 2 2 1 5 Indus-ind 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 0 1 1 2 Kotak Mahindra Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Oriental Bank of Commerce 0 0 1 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 2 Punjab & Sind Bank 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 2 Punjab National Bank 0 0 1 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 1 1 1 3 South Indian Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 SBI 9 3 16 3 2 0 1 1 0 3 3 0 5 3 0 1 3 0 2 1 0 7 2 0 31 18 16 65 Syndicate Bank 0 0 1 1 0 0 0 0 0 0 1 0 0 0 0 0 0 0 0 0 0 2 1 0 3 2 1 6 TCARDB 0 0 1 1 0 0 0 0 0 0 1 0 0 1 0 0 0 0 0 1 0 0 0 0 1 3 1 5 TGB 13 11 13 12 5 0 10 3 0 16 2 0 15 4 0 14 0 0 9 1 0 12 4 0 101 30 13 144 TSCB 7 0 11 6 2 0 4 1 0 5 3 0 5 3 0 6 2 0 5 0 0 2 1 0 40 12 11 63 UCO Bank 3 0 6 3 2 0 2 1 0 0 2 0 0 2 0 3 2 0 2 0 0 1 0 0 14 9 6 29 Union Bank of India 0 1 3 0 0 0 0 0 0 0 1 0 1 0 0 0 0 0 0 0 0 0 1 0 1 3 3 7 UBI 9 0 12 4 1 0 4 1 0 5 2 0 8 1 0 7 1 0 2 1 0 4 1 0 43 8 12 63 Vijaya Bank 1 0 3 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 0 3 4 Yes Bank 0 0 1 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 0 1 1 Total 54 17 108 35 18 0 25 11 0 35 28 0 36 18 0 34 12 0 21 9 0 29 18 0 269 131 108 508 101
STATUS OF ATMs IN THE STATE OF TRIPURA AS ON 30.06.2017 STATUS OF ATM IN THE STATE OF TRIPURA AS ON 31.03.2017 ATM Semi- Sl No Name of Bank Rural Urban Urban Total 1 Allahabad Bank 0 0 1 1 2 Bandhan Bank 1 2 3 6 3 Bank of Baroda 0 0 6 6 4 Bank of India 3 1 6 10 5 Bharatiya Mahila Bank 1 0 1 2 6 Canara Bank 3 8 3 14 7 Central Bank of India 1 2 2 5 8 Dena Bank 0 0 1 1 9 Indian Bank 1 0 2 3 10 Indian Overseas Bank 2 2 2 6 11 Punjab & Sindh Bank 1 0 1 2 12 State bank Of India 54 40 116 210 13 UCO BANK 6 13 8 27 14 Union Bank 2 2 6 10 15 United Bank Of India 50 10 17 77 16 Vijaya Bank 1 0 4 5 17 AXIS BANK 1 7 10 18 18 Punjab National Bank 1 0 4 5 19 Syndicate Bank 3 1 3 7 20 Oriental Bank Of comerce 0 1 1 2 21 ICICI 0 2 12 14 22 IDFC Bank 0 0 0 0 23 Tripura Gramin Bank 2 2 0 4 24 ACUB 0 0 0 0 25 TCARDB 0 0 0 0 26 IDBI BANK 3 4 3 10 27 Tripura State Co-Op Bank 0 0 2 2 28 INDUSIND BANK 0 1 1 2 29 HDFC Bank 0 3 6 9 30 South Indian Bank 0 0 2 2 31 Corporation Bank 0 1 1 2 32 Yes Bank 0 0 1 1 33 Bank of Maharashtra 0 0 1 1 34 Andhra Bank 0 0 1 1 35 Kotak Mahindra Bank 0 0 1 1 36 Federal Bank 0 0 1 1 TOTAL 136 102 229 467 102
Convener State Level Bankers Committee for Tripura United Bank of India Lead Bank Division Head office Minutes of the 121 st State Level Bankers Committee Meeting for the State of Tripura held on 21.06.2017 The 121 st SLBC meeting of Tripura State was held at the Conference Hall No.4, Pragna Bhawan, P.N. Complex, Agartala on 21 st June 2017 where annual performance of banks in the state of Tripura for the financial year 2016-17 was reviewed. The meeting was Co-Chaired by Shri Ashok Kumar Pradhan, Executive Director, United Bank of India along with Shri M. Nagaraju, Principal Secretary, Finance, Industries & Commerce, Govt. of Tripura. Amongst other dignitaries, Dr. G.S.G. Ayyangar, Principal Secretary, Agriculture and Rural Development, Govt of Tripura, Sri Tamal Biswas, General Manager, RBI, Agartala, Sri Sunil Kumar, General Manager, NABARD, and Shri Manas Dhar, General Manager, United Bank of India & Convener, SLBC (Tripura) were also present. Senior Executives of the State Government, RBI, NABARD and Banks also participated in the meeting. A list of participants of the meeting is enclosed. Initiating the discussion, Sri Manas Dhar, General Manager, United Bank of India & Convener SLBC, Tripura welcomed all the participants to the 121 st meeting of SLBC, Tripura. Then, he requested Shri A.K. Pradhan, ED, United Bank of India to deliver his keynote address to the House. Shri A.K. Pradhan, ED, United Bank of India & Co-Chairman, SLBC, Tripura, at the beginning greeted Dr. G.S.G. Ayyangar, Principal Secretary, Agriculture and Rural Development, Shri M. Nagaraju, Principal Secretary, Finance, Industries & Commerce at the SLBC meeting. Shri Pradhan also extended hearty welcome to Shri Tamal Biswas, General Manager, RBI, Agartala, Shri Sunil Kumar, General Manager (NABARD), and other executives from the Govt. of Tripura, RBI, NABARD & Banks. At the outset he mentioned about the significant achievements of the Banks in different parameters and also about the progress made in implementing the major decisions of the last SLBC meeting held on 27.02.2017. Shri Pradhan, Executive Director, United Bank of India informed the House that at the end of FY 2016-17, CD ratio of the State stood at 43%, an increase of 1% from the earlier position of 42% as on 31 st December 2016. He hoped that increased lending under MUDRA and Stand-Up-India and also achieving targets of Agriculture & MSME under Annual Credit Plan for the financial year 2017-18 would help record further improvement of CD ratio in the coming quarters. Combined disbursement of all Banks under PMMY stood at Rs.494.47 crore i.e. 123% of the State Target of Rs.402 crore for FY 2016-17. He advised RSETI Directors and their sponsor banks to remain in constant touch with the skilling centres for conducting financial literacy and credit counseling 103
sessions for the new entrepreneurs so that they become self reliant and self employed with the help of MUDRA loans. He mentioned that 87 SC/ST/Women beneficiaries have received loans totaling Rs.13..99 crore under the Stand Up India Scheme. He also said that this performance of the banks in the State is far below the expectation. He mentioned that this agenda should be discussed in all DCC meetings and some special initiatives need to be taken for achieving a respectable position in this segment during 2017-18. He stated that percentage of Aadhaar Seeding in Savings accounts is 89.47% in Tripura, which is really impressive. He mentioned that the state government has decided that all subsidies / payments released would be routed through Aadhaar seeded accounts to the maximum possible extent. Since Tripura State is having the highest penetration of Aadhaar in the country, all Banks were requested to seed Aadhaar numbers in the remaining eligible accounts to ensure 100% Aadhaar seeding and smooth DBT Transaction. He referred to the ruling of Supreme Court about linking Aadhar with every Bank A/c. He said that it has now become mandatory on the part of the Banks to ensure full compliance of the directive. He said as on 17.5.2017 the percentage of Zero Balance accounts was only 4.70% of total PMJDY accounts opened in the State. Bankers were requested to convert all zero balance accounts into normal operative accounts by observing the financial disciplines. All the Banks taken together have issued RuPay ATM Cards to 88.68% PMJDY customers against national average of 77.68%. He suggested that RuPay ATM cards should be issued against every account opened because RuPay card operation is likely to encourage digital transaction. As a long term measure he suggested organising financial awareness programmes at regular intervals to inculcate the habit of digital transactions in all the customers and specially the young customers. He said that banks had surpassed the ACP 2016-17 target, which definitely augurs well for the State. He said Banks should continue with similar efforts in coming years also with a view to propelling the CD ratio of the State beyond much coveted 50%. He said that the banks in the state of Tripura have issued 48614 KCCs (97% of target of 50,000) during FY 2016-17. He emphasized on the renewal of Dormant KCCs, which he felt could be made possible only with the joint efforts of the State Govt. & Banks. He stated that Dormant KCCs should be made active so as to get the benefit of PMFBY. He cited the example of West Bengal, where Agriculture Department of the State Govt. is extending all possible assistance to the Banks for renewal of dormant KCCs. He requested for kind cooperation of the Tripura Government in this regard. He said recycling of funds in Agriculture segment is of paramount importance. He also requested the Bankers to prepare District-wise & Branch-wise dormant KCC list for onward submission to the Agriculture Department of the State Government within 30 th June 2017 to kick start the campaign. Sri Pradhan referred to the NPA position of the State including written off amount, which stood at Rs.613.52 Cr i.e. 6.40% of total advances as at the end of FY 2016-17. He emphasized on initiation of timely recovery, and advised the banks to work proactively to bring the NPA level down below 5% by June 2017 with the assistance and guidance of the State Government. He stressed on the importance of Securitization of assets under SARFAESI Act and also urged on the State Government to ensure that there is no undue delay in extending help towards the Bankers for recovery of loans. 104
Shri Pradhan hoped that the collective effort of all concerned would facilitate speedy implementation of the Government s policy on various spheres of economic activities within the shortest possible time resulting in all-round economic development of the State. Thereafter, Shri A. K. Pradhan, Executive Director United Bank of India requested Dr. G.S.G. Ayyangar, Principal Secretary, Agriculture and Rural Development, Government of Tripura to address the House. Dr. G.S.G. Ayyangar, Principal Secretary, Agriculture and Rural Development, Government of Tripura appreciated the efforts of all concerned in the successful achievement of targets under the Annual Credit Plan. He stated that number of Agricultural Term Loan have increased considerably, but the average quantum of loan decreased. He suggested increasing the average ticket size of Agriculture & other loans as under-financing often leads to the loans turning into NPAs. He urged upon the Bankers to increase financing to Agriculture Marketing, Cold Storages, Rice Mills, pulses and edible oil seed mills. He also suggested organizing a camp in Tripura Agriculture College, in which Bankers and other implementing line agencies related to Agricultural financing would be invited to address the students in final year to make them aware about scope for agriculture project lending. He requested all concerned that implementation of PMFBY should be of top most priorities and the scheme should be executed for all loanee and non-loanee farmers in the State. Dr. Ayyangar appreciated the UBI RSETI Udaipur and TGB RSETI Sepahijala for their excellent performance and congratulated them as they have been awarded on RSETI Diwas in New Delhi by the MORD, Govt. of India. In reply to the request of United Bank of India for re-allotment of existing premises of RSETIs instead of allotted land, he stated that concerned Banks should construct building for their RSETIs at the allotted lands only. He assured that RD Department of State Government would help the Banks in preparation of plan, layout and even construction for these buildings, if they are assigned at a reasonable cost. He also assured removal of encroachment by unauthorized persons in land allotted to TGB Bishramganj RSETI. He also suggested that Directors of respective RSETIs should be present in the SLBC meeting onwards to present the performance of their institutes themselves. Dr. G.S.G. Ayyangar urged all the Bankers to select beneficiaries under different schemes before the 30 th of November 2017 due to application of Model Code of Conduct related to election. Shri M. Nagaraju, Principal Secretary, Finance, Govt. of Tripura lauded the efforts of the Bankers in implementation of various schemes during the year 2016-17. But he pointed out the poor performance under Stand Up India scheme under which the Banks provided loan to only 87 beneficiaries by the 500 plus branches. He requested all Banks need to improve their performance considerably during FY 2017-18. Then Shri Manas Dhar, GM-UBI made a presentation and took up the Agenda items for detailed deliberations. Agenda 1 : Confirmation of proceedings of 120 th SLBC meeting for Tripura held on 27.02.2017: Confirmed by the House. 105
Stand-Up India Scheme: Loans under the scheme have been extended to 87 SC/ST/Women beneficiaries amounting to Rs. 13.99 crore during FY 2017-18. House noted the same. Banks have been requested to identify viable projects for Stand-Up India scheme with priorities and disburse loans so as to ensure achieving branch wise target stipulated for FY 2017-18, thereby increasing CD Ratio of the State. Uploading of proposals in the Portal was also emphasized. It was suggested that performance under Stand Up India should be discussed in all DCC meetings of all the 8 districts of the State. Besides, Skill Development Department of the State Government would help in selection of viable projects under SUI. Agenda 2 : Pradhan Mantri MUDRA Yojana All Banks/Lending Institutions made disbursement of Rs. 494.47 Crore with 95653 numbers of accounts for FY 2016-17 as on 31.03.2017, against the annual target of Rs. 401.84 Crore i.e. 123% of the target. House noted the performance under PMMY in the State. Convener, SLBC-Tripura requested bankers to continue the good performance under PMMY during FY 2017-18. House also discussed about inclusion of Tripura Gramin Bank (TGB) under the purview of CGTMSE and MUDRA guarantee as per action point of 120 th SLBC meeting. GM NABARD informed that TGB had to sign a MOU with CGTMSE but the NPA level of the concerned Bank should be less than 5% for execution of the same. It was decided that the State Government in consultation with TGB would take up the matter with the appropriate authority. Agenda 3 : Opening of Bank Branches in Unbanked Villages having population of more than 5000. Out of the 19 Villages having population more than 5000 allotted to different Banks for opening of Brick and Mortar Branches, no Branch has been opened till date. The details of status as reported by the concerned Banks were discussed. Some Banks stated that permission to them in this regard is pending with RBI. All Banks were once again requested to take up the matter with the appropriate authority and also to expedite the process of opening of branches. Agenda 4 : Financial Inclusion Plan The House reviewed the progress of Pradhan Mantri Jan Dhan Yojana under which 715401 A/Cs have been opened in the State as on 17.05.2017. Aadhaar Seeding in the PMJDY accounts of the State stood at 88.68%. Zero-balance accounts contributed 4.70% of the total PMJDY accounts opened up to 17.05.2017. All banks in the State issued RuPay cards to 88.68% PMJDY customers against national average of 77.68%. It was observed that RuPay Card delivery and activation still have a lot of scope for improvement and Banks need to act more proactively in these areas so that beneficiaries get the benefit of Rs.1.00 lac inbuilt accident insurance cover. The banks operating in the State have enrolled 3.88 lac customers under PMSBY, 1.43 lac customers for PMJJBY and 11169 customers under APY as on 31.03.2017. House noted the performance under 106
Social Security Schemes with a request to the bankers for coverage of each family under PMJJBY/ PMSBY schemes. Member banks were requested for timely submission of complete claim applications to Insurance Companies and also to take help of the SLBC Desk, if required, to reduce rejection of claim by the Insurance Companies. The House also noted the performance of the 5 RSETIs which conducted 136 training programs with the participation of 3512 candidates during FY 2016-17. The 14 Financial Literacy Centers in the State conducted 108 Camps during the quarter ended March 2017 while the 269 rural branches in the State conducted 696 camps during the same period. Agenda 5: CD Ratio of the Districts CD Ratio of the State stood at 43% as on 31 st March 2017 after recording 1% increase over the December 2016 figure. House noted the same and all concerned were requested to strive towards increasing CD Ratio to 53% at the end of FY 2017-18 as envisaged in the 120 th SLBC Meeting of Tripura. All 8 districts have reported positive growth in CD ratio as on 31 st March 2017 over Dec 2016. CD Ratio of West Tripura district stood at 32% as on 31 st March 2017. Special efforts should be taken by all banks to improve the CD ratio of this district for equitable allocation of credit in terms of deposits mobilized in the district. Agenda 6: Implementation of Annual Credit Plan 2016-17 House reviewed the overall achievement under ACP for financial year 2016-17. Banks operating in the State achieved 125% (Rs.4180.11cr.) of the credit disbursement target under ACP 2016-17. The disbursement during FY 2016-17 surpassed the corresponding figure of last year (2015-16) by 15%. Achievement under Priority Sector also stood at 126% at the end of FY 2016-17. Achievement under Agriculture sector stood at 124%, while achievement under MSME & Other Priority Sector (OPS) reached 141% & 104% respectively for FY 2016-17. Agenda 7: Kisan Credit Card (2016-17) All banks in the State issued 48,614 KCCs amounting to Rs. 239.79 crore, thus achieving 97% of the annual target (50,000 Nos.) at the end of the FY 2016-17. Shri Manas Dhar, Convener, SLBC (Tripura) requested the bankers for renewal of Dormant KCCs, which he felt could only be possible with the joint efforts of State Govt. & Banks. He referred to the instances of West Bengal, where Agriculture Department of the State Govt. is extending all possible assistance to the Banks for renewal of dormant KCCs by engaging the concerned officials at the grass root levels, i.e. Panchayet, Block, Sub-Division & District. He requested for kind cooperation of the State Govt. in this regard, which might allow the State to realize its full potential available apart from laying the platform for recycling of funds in Agriculture segment. He also requested the Bankers to prepare District wise & Branch wise dormant KCC list for onwards submission to the Agriculture Department of the State Government within 30 th June 2017 to kick start the campaign. 107
Shri Dhar also requested the bankers to take proactive steps to cover all eligible loanee and non-loanee farmers under PMFBY during Kharif 2017 for notified crops in notified areas and to ensure issuance of Acknowledgement Receipts and Folio cards to all farmers to be covered under PMFBY in the ensuing Kharif season. Agriculture Department and all concerned officials of the Line Departments were also requested to organize programs for mass awareness to the farmers like previous years. House also noted the formation of 54 Farmers Clubs in the State during FY 2016-17. Agenda 8: Self Help Groups (SHG) The House reviewed the performance of the Banks under NRLM/NERLP and WSHG for FY 2016-17. The Banks sanctioned 44 cases of SEP (IND) amounting to Rs. 42.15 Lakhs under NULM. Agenda 9: Recovery Performance of Banks The House reviewed sector-wise and Government Sponsored Scheme-wise recovery of loan position as on 31.03.2017. Overall recovery percentage in respect of three broad sectors, viz. Agriculture, MSME and Other Priority Sector (OPS) stood at 63% as on March 2017 as against 62% as on March 2016. There was no significant improvement in recovery under schematic lending. Recovery in SJSRY was 2%, SGSY was 20%, PMRY was 8%, PMEGP was 50%, while recovery in REGP (MMS) was 46% as on 31.03.2017. Line Departments of the State Government were requested to extend their support for improving recovery of schematic loans. Agenda 10 : NPA position of Banks in Tripura. Percentage of gross NPA stood at 5.64% as on March 2017 which was 5.82% as on March 2016. The outstanding amount under Written off A/Cs (Shadow Register) was around Rs. 73.06 crore which if added with the outstanding NPA, would rise to Rs.613.52 crore which will be 6.40% of the gross advance as on 31.03.2017. The House discussed the strategies for improvement of recovery of loan dues in the State and requested help of the Line Departments for joint recovery drives. Agenda 11: Performance of Banks in key areas in Tripura as on 31 st March 2017 House reviewed the performance of the Banks as on 31 st March 2017. The overall Advance in the State witnessed y-o-y growth of 14% from Rs.8415.05 crore as on March 2016 to Rs.9586.33 crore as on March 2017. Similarly, y-o-y growth of 19% was registered in Deposits which stood at Rs. 22341.99 crore as on March 2017 against Rs. 18724.08 crore as on March 2016. The House noted the y-o-y growth of 28% in lending under Priority Sectors (outstanding), 27% in lending to Weaker Section, 19% growth in lending to SC/ST borrowers and 79% growth in lending to Minority community as on 31.12.2016. MSME sector registered 89% y-o-y growth while Agriculture Sector achieved a y-o-y growth of 47% as on 31.03.2017. 108
Agenda 12: Performance under Govt. sponsored schemes All banks sanctioned 1539 cases amounting to Rs.76.22 cr. under PMEGP against the yearly target of 1846 cases as on March 2017 for FY 2016-17. All banks sanctioned 2546 cases amounting to Rs.64.55 cr. in SWAVALAMBAN as on March 2017 against the yearly target of 4000 cases for FY 2016-17. House noted the performance of the Banks and also noted the progress of KCC-Fishery, Mini Dairy, DRI, etc. for the financial year 2016-17 ending on 31.03.2017. Agenda 13: Financing Education Loan, Housing Loans and Specialized schemes in Tripura. House noted the performance of the Banks in respect of disbursement made under Education loans to 285 students involving Rs 6.41 crore during FY 2016-17. The outstanding balance in Education Loans as on 31.03.2017 stood at Rs.114.45 crore in 3905 accounts. Under Housing Loans, outstanding balance stood at Rs.1343.06 crore in 31462 accounts as on 31 st March 2017. House noted the progress. Agenda 14: MSME financing under ACP. House reviewed the overall achievement of MSME during FY 2016-17. All Banks have disbursed Rs 923.41 crore, registering an achievement of 95% against ACP target of Rs.967.06 crore during 1 st three quarters of FY 2016-17. Shri Manas Dhar, Convener, SLBC (Tripura) informed the House in respect of the proposal of the State Government for construction of Multistoried Office Building at Front row beside AGMC & GB Hospital Road, next to Heritage Park to be implemented by NBCC. He requested the bankers to consider the matter for taking official accommodation and quarters for officers / staffs at the above prime location in Agartala. Thereafter, the Convener SLBC of Tripura requested Shri Tamal Biswas, GM, RBI and Shri Sunil Kumar, General Manager-NABARD to address the House. Shri Tamal Biswas, GM, RBI Agartala informed the House about the initiatives taken by them in connection with the member Banks of SLBC Tripura during the Financial Literacy Week held from 05.06.2017 to 09.06.2017. The State Level Inauguration Event was held in Rabindra Satabarshiki Bhawan, Agartala, Tripura on 05.06.2017. He informed the House about their efforts across the State to create awareness about Financial Literacy and Digital Financial Literacy through displaying posters in public toilets, note books, garden umbrellas, etc. Similarly, he requested all Banks to contribute equally in the efforts for improvement of CD ratio in the State during next quarter. He stressed on the importance of Digital Financial Literacy in the wake of Demonetization and initiatives towards moving to a digital payment economy with the active involvement of Banks, NABARD and State Government. He also brought before the House the delay in receiving data from 109
Banks by both SLBC desk and RBI Agartala. He urged all concerned to ensure submission of required data as per reporting formats within the stipulated time period which would help in timely conducting of SLBC and DCC meetings. Shri Sunil Kumar, General Manager, NABARD during his deliberation informed the House about issuance of 95,000 RuPay KCC cards by TGB and 72,000 by TSCB in the State of Tripura. He made a presentation on the https://eshakti.nabard.org/ website created by NABARD which was meant for MIS data regarding SHGs in the State. He stated that Bankers could visit this website to know more about a particular SHG which would help in better credit delivery to the SHGs and knowledge about the groups. Shri Arup Ratan Sharma, CEO-TRLM informed the House that Rs. 1 Lakh assistance is given to SHGs under NERLP in a time frame of 15 months (Rs. 40,000 after 6 months, another Rs. 40,000 after 6 months and Rs. 20,000 after 3 months). He urged upon the Bankers to increase the average assistance to SHGs based on the activity undertaken with first dosage ideally being Rs. 1.25 Lakh and 2 nd dosage being Rs. 1.50 Lakh. He expressed concern over poor implementation of Community Based Recovery Mechanism (CBRM) in the Branches. He requested all stakeholders to take advantage of the program to hasten the recovery process. He also stated about issues in implementation of SHG schemes by some of the SBI branches. Regional Managers of SBI noted the issues and assured resolution of the issues at the earliest. After threadbare discussion the following major Action Points emerged from the meeting. All Banks are to exert efforts jointly to raise the CD ratio of the State to 53% as on 31.03.2018. (Action: All Banks & State Government). The District Administration would continue to review the CD ratio of the districts in all DCC meetings and Action points should be decided for all districts to push up the CD ratio. Extra efforts should be initiated for West Tripura District to improve its CD ratio with high ticket loan accounts. (Action: All Banks & LDMs). 100% disbursement targets set against all sectors under ACP 2017-18 is to be achieved (Action: All Banks). All Banks are to exert efforts to issue KCCs to all eligible farmers within 31.03.2018 (Action: All Banks and Agriculture Department). Bankers to prepare District wise & Branch wise dormant KCC list for onwards submission to the Agriculture Department of the State Government within 30 th June 2017 to kick start the campaign. (Action: All Banks). Each FLC and rural branch to conduct minimum one outdoor / indoor literacy camp once a month. (Action: All FLC & Rural branches). All Banks are to exert effort to achieve MUDRA Target for FY 2017-18 as on 31.03.2018 (Action: All Banks). 110
All Banks are to exert effort to achieve Stand-Up India Targets for FY 2017-18 as well as uploading of proposals in the Portal (Action: All Banks). All Banks to complete Aadhaar Seeding and activation of RuPay Debit Cards with the active cooperation of the State Government and PRI bodies in Savings accounts. (Action: All Banks). Member Banks are to timely submit the complete claim applications to insurance Companies and also to take up the help of SLBC Desk to reduce rejection of claims. (Action : All Banks). Banks to submit status report on opening of branches in unbanked villages having population above 5000 to SLBC desk. (Action: Banks). Implementation of PMFBY should be of top most priorities and the scheme should be executed for all loanee and non-loanee farmers in the State. (Action : All Banks) All Banks to distribute Acknowledgement Receipts and Folio cards to all loanee and non-loanee farmers covered under PMFBY. (Action : All Banks) NABARD and Tripura State Government to take up the matter with the appropriate authority so that TGB comes under the ambit of CGTMSE and MUDRA Guarantee scheme (Action : NABARD, TGB and Government of Tripura). To ensure implementation of CBRM mechanism by the rural branches and hold meeting on monthly basis (Action: Rural bank branches). Formation of Farmers Clubs as per allocation given to Banks. (Action: All Banks & NABARD). To ensure submission of data as per format and within stipulated time period. (Action : All Banks). Vote of Thanks. Shri Mahendra Dohare, DGM & CRM, United Bank of India, Tripura Region while offering vote of thanks, conveyed heartfelt appreciation to Dr. G.S.G. Ayyangar, Principal Secretary, Agriculture & Rural Development, Shri M. Nagaraju, Principal Secretary, Finance, Industries & Commerce, and all other dignitaries from Govt. of Tripura, RBI, NABARD, Banks and other agencies for attending the meeting and taking active part in the deliberations. *********************************xxxxx********************************* 111
LIST OF THE PARTICIPANTS AT THE 121 st MEETING OF THE SLBC FOR THE STATE OF TRIPURA HELD AT PRAGNA BHAWAN, HALL NO.4, AGARTALA ON 21.06.2017 AT 11:00 A.M. Sl. Name of the dignitaries Designation/Office/Institution No. I CHAIRED BY 1 Shri Ashok Kumar Pradhan Executive Director, United Bank of India II GOVT. OFFICIALS 2 Dr.G.S.G. Ayyangar Principal Secretary, Agriculture & RD, GoT 3 Shri M. Nagaraju Principal Secretary, Finance and I & C, GoT 4 Shri Rameswar Das Secretary, Fisheries, GoT 5 Shri Sahadeb Das Director, SS, IF & GI, GoT 6 Shri Arupratan Sarma CEO, TRLM, RD Department, GoT 7 Shri S.K. Sarkar Jt. Director(I & C), GoT 8 Shri Ashutosh Saha Nodal Asstt.(PMEGP) -TKVIB 9 Shri D.P. Sarkar Director, Agriculture, GoT 10 Dr. K.K. Majumder Director, ARDD, GoT 11 Shri Hirak Sarkar FO, Directorate of Fisheries, GoT 12 Shri Prasenjit Das DO, DIF, GoT 13 Shri Kirit Debbarma Statistician, Agriculture, GoT 14 Shri Sukanta Pal Senior Research Officer, TW Department, GoT III RBI/NABARD/SIDBI/NHB/ INSURANCE COMPANIES/ BSNL/ OTHERS Designation/Office/Institution 15 Shri Sunil Kumar General Manager, NABARD-Agartala 16 Shri Tamal Biswas General Manager-RBI, Agartala 17 Shri S.N.Chattopadhyay AGM,RBI, Agartala 18 Shri N.C. Debnath Manager, SIDBI 19 Shri Biswajit Chakraborty ASP, Agartala, Postal Department 20 Shri Rana Debbarman Asstt. Manager- HUDCO Ltd. 21 Shri K.C. Roy State Director, KVIC, Agartala 22 Shri Chitta Ranjan Dasgupta A.O., TKVIB 23 Shri Hemendra Chakraborty Administration Officer- NIC IV BANKS Designation/Office/Institution 24 Shri Manas Dhar General Manager, UBI & Convener, SLBC-Tripura 25 Shri M. Dohare DGM & CRM, UBI, Tripura 26 Shri Upendra Sabar Chairman, Tripura Gramin Bank 27 Shri Swapan Kr. Saha MD, TSCB Ltd. 28 Shri S.R. Das AGM, UBI-H.O. 112
29 Shri Deepak Choudhury Regional Manager(North)- SBI, Tripura 30 Shri Shibatosh Chowdhury Regional Manager(South)- SBI, Tripura 31 Shri Sankar Kumar Das Zonal Manager, UCO Bank 32 Shri Bhajan Ch. Roy AGM-UBI RO 33 Shri Pintu Dasgupta AGM-UBI 34 Shri A. Kumar Sr. Manager-Oriental Bank of Commerce 35 Shri Dipankar Ambuly GM, TGB 36 Shri Robin Chakma Manager, Allahabad Bank 37 Shri Nantu Roy Sr. Manager, Vijaya Bank 38 Shri L. Prasad Chief Manager-Union Bank of India 39 Mohd. Ali Chief Manager, Central Bank of India 40 Shri S. Shankar Shahdev Chief Manager, Indian Overseas Bank 41 S.K. Rafizuddin Branch Manager, Indian Bank 42 Shri A. Debbarma Asstt. Development Officer-ACUB Ltd. 43 Shri Subrata Chakraborty Manager, RBO,SBI 44 Shri Suvendu Bikash Jotder Sr. Branch Manager, Syndicate Bank 45 Shri Sumit Mazumder Manager-IDBI Bank 46 Shri Alok Chaudhury Chief Manager, SLBC UBI 47 Shri Dhruva Sarkar Senior Manager, Kotak Mahindra Bank 48 Shri Bipradas Paul Operations Manager, HDFC Bank 49 Shri Vijay Kumar Br. Manager-Dena Bank 50 Shri Sudip CHakraborty Cluster Head, Bandhan Bank 51 Shri Dulal Ch. Pandit Director, SBI RSETI 52 Shri Partha Pratim Ray Chief Manager-Canara Bank 53 Shri Partha Sarathi Das Manager, Punjab & Sindh Bank 54 Shri Arindam Ray Manager, Punjab National Bank 55 Smt. Suhash Ch. Paul Branch Manager-Corporation Bank 56 Abdur Rahman Choudhury RUDSETI, Agartala 57 Shri T. Bhattacharya Senior Manager, Union Bank of India 58 Shri Prantik Das BM, Bank of Maharashtra 59 Shri Ratan Kr. Tiwari BM, Andhra Bank 60 Shri Kankan Bhowmik BM, ICICI Bank 61 Shri Debasish Ray Barman Senior BM, IndusInd Bank 62 Shri Chiranjib Pathak Sr. BM, IDFC Bank ltd. 63 Shri Sandeep Goon AM, South Indian Bank 64 Shri Somnath Ray SO, Yes Bank 65 Shri Musa Karim Sardar LDM, North & Unakoti-UBI 66 Shri M.K. Devvarman LDM, Dhalai & Khowai, UBI 67 Shri Birendra Tripura HOD(C & R), Tripura Gramin Bank 68 Shri Subrata Mandal LDM, West & Sepahijala, UBI 69 Shri Neelabhra Borah Marketing Manager-UBI 70 Shri Tamal Debbarman Officer-SLBC & FI, Tripura **************************xxxx************************** 113
त र प र ह त र ज य स तर य ब कर स र म तत क ब ठक STATE LEVEL BANKERS COMMITTEE MEETING FOR TRIPURA 122 nd १२२ व क र यस च ट प पण AGENDA NOTES June 2017 ज न २०१७