THE BANK OF NEW YORK MELLON CORPORATION (Exact name of registrant as specified in its charter)

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 FORM 8-K CURRENT REPORT Pursuant to Section 13 or 15(d) of the Securities Exchange Act of 1934 Date of Report (Date of earliest event reported) June 10, 2015 THE BANK OF NEW YORK MELLON CORPORATION (Exact name of registrant as specified in its charter) Delaware 001-35651 13-2614959 (State or other jurisdiction of incorporation) Registrant s telephone number, including area code (212) 495-1784 (Commission File Number) (I.R.S. Employer Identification No.) One Wall Street New York, New York 10286 (Address of principal executive offices) (Zip code) N/A (Former name or former address, if changed since last report) Check the appropriate box below if the Form 8-K filing is intended to simultaneously satisfy the filing obligation of the registrant under any of the following provisions: Written communications pursuant to Rule 425 under the Securities Act (17 CFR 230.425) Soliciting material pursuant to Rule 14a-12 under the Exchange Act (17 CFR 240.14a-12) Pre-commencement communications pursuant to Rule 14d-2(b) under the Exchange Act (17 CFR 240.14d-2(b)) Pre-commencement communications pursuant to Rule 13e-4(c) under the Exchange Act (17 CFR 240.13e-4(c)) 1

ITEM 7.01. REGULATION FD DISCLOSURE. On Wednesday, June 10, 2015, at approximately 8 a.m. (ET), Thomas P. Gibbons, Vice Chairman and Chief Financial Officer of The Bank of New York Mellon Corporation (the Company ) and Brian T. Shea, Vice Chairman and Chief Executive Officer of Investment Services, are scheduled to present at the Morgan Stanley Financials Conference in New York. A copy of the slides that will be presented at the conference is furnished as Exhibit 99.1 to this Current Report on Form 8-K. The information in this Item 7.01 and in Exhibit 99.1 attached to this Current Report on Form 8-K, is being furnished pursuant to General Instruction B.2. of Form 8-K and is not filed for purposes of Section 18 of the Securities Exchange Act of 1934 (the Exchange Act ), or otherwise subject to the liabilities under that Section, and shall not be incorporated by reference into any filings the Company has made or may make under the Securities Act of 1933 or Exchange Act, except as otherwise expressly stated in such filing. ITEM 9.01. FINANCIAL STATEMENTS AND EXHIBITS. (d) EXHIBITS. Exhibit 99.1 shall be deemed furnished herewith. Exhibit Number Description 99.1 Morgan Stanley Financials Conference Presentation dated June 10, 2015 2

SIGNATURES Pursuant to the requirements of the Securities Exchange Act of 1934, the Registrant has duly caused this report to be signed on its behalf by the undersigned hereunto duly authorized. The Bank of New York Mellon Corporation (Registrant) Date: June 10, 2015 By: /s/ Craig T. Beazer Name: Craig T. Beazer Title: Secretary 3

EXHIBIT INDEX Number Description Method of Filing 99.1 Morgan Stanley Financials Conference Presentation dated June 10, 2015 Furnished herewith 4

M A X IM IZ IN G R E T U R N S A N D C R E A T IN G V A L U E M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 B ria n S h e a C h ie fe x e c u tiv e O fic e r,in v e s tm e n ts e rv ic e s T o d d G ib b o n s C h ie ff in a n c ia l O fic e rj u n e 1 0,2 0 1 5

1 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 C a u tio n a ry S ta te m e n ta n u m b e ro fs ta te m e n ts in o u rp re s e n ta tio n s,th e a c c o m p a n y in g s lid e s a n d th e re s p o n s e s to y o u rq u e s tio n s a re? fo rw a rd -lo o k in g s ta te m e n ts.? Wo rd s s u c h a s e s tim a te, fo re c a s t, p ro je c t, a n tic ip a te, ta rg e t, e x p e c t, in te n d, c o n tin u e, s e e k, b e lie v e, p la n, g o a l, c o u ld, s h o u ld, m a y, w il, s tra te g y, o p p o rtu n itie s, tre n d s a n d w o rd s o fs im ila rm e a n in g s ig n ify fo rw a rd -lo o k in g s ta te m e n ts.t h e s e s ta te m e n ts re la te to,a m o n g o th e rth in g s,t h e B a n k o fn e w Y o rk M e lo n C o rp o ra tio n s (th e C o rp o ra tio n )e x p e c ta tio n s re g a rd in g :o p p o rtu n itie s fo ru s,c lie n ts a n d s h a re h o ld e rs ;s tra te g ic p rio ritie s ;p o s itio n in g a g a in s tin v e s to rd a y g o a ls ;In v e s tm e n ts e rv ic e s s tra te g ic g o a ls,p rio ritie s a n d g ro w th o p p o rtu n itie s ;s tra te g ic p la tfo rm in v e s tm e n ts a n d re la tio n s h ip s ;te c h n o lo g y in v e s tm e n ts a n d p la tfo rm s ;b u s in e s s im p ro v e m e n tp ro c e s s,o p e ra tin g m a rg in,e x p e n s e s,b u s in e s s p e rfo rm a n c e a n d ta x ra te ;c a p ita l s tra te g y ;fin a n c ia l g o a ls a n d s ta te m e n ts re g a rd in g th e C o rp o ra tio n 's a s p ira tio n s,a s w e l a s th e C o rp o ra tio n s o v e ra l p la n s,s tra te g ie s,g o a ls,o b je c tiv e s,e x p e c ta tio n s,e s tim a te s,in te n tio n s,ta rg e ts,o p p o rtu n itie s a n d in itia tiv e s.t h e s e fo rw a rd -lo o k in g s ta te m e n ts a re b a s e d o n a s s u m p tio n s th a tin v o lv e ris k s a n d u n c e rta in tie s a n d th a ta re s u b je c to c h a n g e b a s e d o n v a rio u s im p o rta n tfa c to rs (s o m e o fw h ic h a re b e y o n d th e C o rp o ra tio n s c o n tro l).a c tu a l re s u lts m a y d ife rm a te ria ly fro m th o s e e x p re s s e d o r im p lie d a s a re s u lto fth e fa c to rs d e s c rib e d u n d e r? F o rw a rd -L o o k in g S ta te m e n ts? a n d? R is k F a c to rs? in th e C o rp o ra tio n? s A n n u a l R e p o rto n F o rm 1 0 -K fo rth e y e a re n d e d D e c e m b e r3 1,2 0 1 4 (th e? 2 0 1 4 A n n u a l R e p o rt? ),a n d in o th e rfilin g s o fth e C o rp o ra tio n w ith th e S e c u ritie s a n d E x c h a n g e C o m m is s io n (th e? S E C? ).S u c h fo rw a rd -lo o k in g s ta te m e n ts s p e a k o n ly a s o fj u n e 1 0,2 0 1 5,a n d th e C o rp o ra tio n u n d e rta k e s n o o b lig a tio n to u p d a te a n y fo rw a rd -lo o k in g s ta te m e n to re fle c te v e n ts o rc irc u m s ta n c e s a fte rth a td a te o rto re fle c th e o c c u re n c e o fu n a n tic ip a te d e v e n ts.f o ra d d itio n a l in fo rm a tio n re g a rd in g th e C o rp o ra tio n,p le a s e re fe rto th e C o rp o ra tio n 's S E C filin g s a v a ila b le a tw w w.b n y m e lo n.c o m /in v e s to re la tio n s.n o n -G A A P M e a s u re s :In th is p re s e n ta tio n w e m a y d is c u s s s o m e n o n -G A A P a d ju s te d m e a s u re s in d e ta ilin g th e C o rp o ra tio n? s p e rfo rm a n c e.we b e lie v e th e s e m e a s u re s a re u s e fu l to th e in v e s tm e n tc o m m u n ity in a n a ly z in g th e fin a n c ia l re s u lts a n d tre n d s o fo n g o in g o p e ra tio n s.we b e lie v e th e y fa c ilita te c o m p a ris o n s w ith p rio rp e rio d s a n d re fle c th e p rin c ip a l b a s is o n w h ic h o u rm a n a g e m e n tm o n ito rs fin a n c ia l p e rfo rm a n c e.a d d itio n a l d is c lo s u re s re la tin g to n o n -G A A P a d ju s te d m e a s u re s a re c o n ta in e d in th e C o rp o ra tio n? s re p o rts file d w ith th e S E C,in c lu d in g th e 2 0 1 4 A n n u a l R e p o rta v a ila b le a tw w w.b n y m e lo n.c o m /in v e s to re la tio n s.n O T E :A l fin a n c ia l d a ta fo rth e C o rp o ra tio n th ro u g h o u th e p re s e n ta tio n is a s o f3 /3 1 /1 5 u n le s s o th e rw is e n o te d.

2 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 N O T E :F in a n c ia l d a ta fo rin v e s tm e n tm a n a g e m e n ta n d In v e s tm e n ts e rv ic e s re fle c tl T M 1 Q 1 5 a n d e x c lu d e a m o rtiz a tio n o fin ta n g ib le a s s e ts (In v e s tm e n ts e rv ic e s p re -ta x in c o m e e x c lu d e s im p a c to f4 Q 1 4 litig a tio n c h a rg e ).R e v e n u e a n d p re -ta x in c o m e a re n o n -G A A P m e a s u re s.s e e A p p e n d ix fo ra re c o n c ilia tio n.a d d itio n a l d is c lo s u re re g a rd in g n o n -G A A P m e a s u re s is a v a ila b le in th e C o rp o ra tio n s re p o rts file d w ith th e S E C,a v a ila b le a tw w w.b n y m e lo n.c o m /in v e s to re la tio n s.b N Y M e lo n T h e In v e s tm e n ts C o m p a n y fo rth e Wo rld We d e liv e re x p e rtis e a te a c h s ta g e o fth e in v e s tm e n tlife c y c le Wh o We A re A s s e ts C re a te C le a r& S e tle D is trib u te T ra d e R e s tru c tu re S e rv ic e H o ld R e v e n u e :~ $ 4.0 B P re -ta x In c o m e :~ $ 1.0 B R e v e n u e :~ $ 1 0.2 B P re -ta x In c o m e :~ $ 2.9 B In v e s tm e n tm a n a g e m e n tin v e s tm e n ts e rv ic e s M a n a g e

3 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 In v e s te d in D e liv e rin g In n o v a tiv e In v e s tm e n ts o lu tio n s G lo b a ly P e n s io n F u n d s N o t-fo r-p ro fits a n d E n d o w m e n ts A lte rn a tiv e In v e s tm e n tm a n a g e rs S h a d o w B a n k in g E x c h a n g e s C e n tra l C o u n te rp a rtie s (C C P )C e n tra l S e c u ritie s D e p o s ito rie s (C S D )B a n k s B ro k e r-d e a le rs F e d e ra l G o v e rn m e n ts S ta te a n d L o c a l G o v e rn m e n ts S o v e re ig n We a lth F u n d s C e n tra l B a n k s U n i v e rs a l B a n k In v e s tm e n tb a n k in g In v e s tm e n ts e rv ic e s In v e s tm e n tm a n a g e m e n tm a rk e ts C o n s u m e rb a n k in g C o rp o ra te B a n k in g F in a n c ia l In te rm e d ia rie s G o v e rn m e n ts,c e n tra l B a n k s M a n a g e a n d S e rv ic e A s s e ts Is s u e rs,c o rp o ra tio n s F in a n c ia l M a rk e ts U tilitie s In v e s to rs M a n a g in g a n d s e rv ic in g a s s e ts is a s m a l p a rto fa u n iv e rs a l b a n k In v e s tm e n tm a n a g e rs In s u ra n c e C o m p a n ie s A d v is o rs In d iv id u a ls H ig h N e two rth In v e s to rs Wh o We S e rv e B N Y M e lo n s p rim a ry fo c u s,w ith a b ro a d e rc lie n ta n d s o lu tio n p o rtfo lio

4 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 In v e s te d in E x p e rtis e,s c a le a n d C lie n te x p e rie n c e In te g rity a n d fo c u s o n d o in g w h a t s rig h t F in a n c ia l s tre n g th a n d s ta b ility D iv e rs e re v e n u e s tre a m s,re d u c e d v o la tility H ig h le v e l o fre lia b ility a n d tra n s p a re n c y R is k m a n a g e m e n te x c e le n c e tm A N A G E A S S E T S S E R V IC E A S S E T S S p e c ia lis tin v e s tm e n ta le n ta tra c te d to m u lti-b o u tiq u e m o d e l We a lth m a n a g e m e n t in s titu tio n a l g ra d e o fe rin g s,s tro n g b a la n c e s h e e t In d u s try k n o w le d g e a n d p o s itio n H ig h e s tv a lu e p ro v id e r In d u s try te c h n o lo g y le a d e r B re a d th o fs o lu tio n s G lo b a l c a p a b ilitie s In d u s try k n o w le d g e a n d p o s itio n C e n tra l d is trib u tio n th a tu n d e rs ta n d s c lie n ts b ro a d n e e d s In fra s tru c tu re S h a re B N Y M e lo n s in s ig h ts to e n h a n c e in v e s tm e n ta n d d is trib u tio n p e rfo rm a n c e In d u s try p ro d u c tiv ity le a d e r S u s ta in a b le c o s tim p ro v e m e n t A p p ly d a ta a n d a n a ly tic s L e v e ra g e o u rs iz e R e a c h ta rg e te d c lie n ts e g m e n ts,e n g a g e c lie n ts o n th e irte rm s P e n e tra te re s o u rc e -in te n s iv e d is trib u tio n c h a n n e ls e.g.,re ta il in te rm e d ia rie s S tra te g ic p la tfo rm in v e s tm e n ts E x te n d v a ria b le c o s ts o lu tio n s S im p le r,m o re a g ile o p e ra tin g m o d e l In d u s try q u a lity le a d e re x p e rtis e S c a le C lie n te x p e rie n c e T R U S T P o w e ro fb N Y M e lo n

5 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 S tra te g ic P rio ritie s to D riv e G ro w th A c h ie v in g O u re a rn in g s,e x p e n s e a n d O p e ra tin g L e v e ra g e G o a ls P rio ritie s P ro g re s s D riv in g R e v e n u e G ro w th L e v e ra g in g E x p e rtis e a n d S c a le D e liv e rin g In n o v a tiv e S tra te g ic S o lu tio n s to C lie n ts S tra te g ic P la tfo rm In v e s tm e n ts B u s in e s s Im p ro v e m e n tp ro c e s s L e v e ra g in g S c a le R e d u c in g S tru c tu ra l C o s ts a n d R is k P o s itiv e O p e ra tin g L e v e ra g e B e in g a S tro n g,s a fe,t ru s te d C o u n te rp a rty S tro n g C a p ita l P o s itio n E x c e le n tc re d itr a tin g s We l P o s itio n e d in S tre s s S c e n a rio s G e n e ra tin g E x c e s s C a p ita l a n d D e p lo y in g C a p ita l E fe c tiv e ly B a la n c e S h e e ts tre n g th R e tu rn in g V a lu e to S h a re h o ld e rs A tra c tin g a n d R e ta in in g T o p T a le n t E n h a n c e d L e a d e rs h ip T e a m A d d e d E x p e rtis e to B o a rd o fd ire c to rs

6 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 In v e s tm e n ts e rv ic e s S tra te g ic G o a ls a n d P rio ritie s -E x te n d le a d e rs h ip in e a c h b u s in e s s -D e liv e rc ro s s -b u s in e s s c lie n ts o lu tio n s -S tra te g ic p la tfo rm in v e s tm e n ts in h ig h g ro w th m a rk e ts -In c re a s e re tu rn o n te c h n o lo g y in v e s tm e n t-d riv e te c h n o lo g y s o lu tio n s re v e n u e G ro w th P rio ritie s -M a n a g e th e b u s in e s s p o rtfo lio -E m b ra c e re g u la to ry c h a n g e -S tre n g th e n c o n tin u o u s im p ro v e m e n tc u ltu re -R e d u c e s tru c tu ra l c o s ts -D e liv e rc o n s is te n tp ro fita b le g ro w th P e rfo rm a n c e P rio ritie s 1.H ig h e s tv a lu e P ro v id e r2.in d u s try S e rv ic e Q u a lity a n d P ro d u c tiv ity L e a d e r3.in d u s try T e c h n o lo g y L e a d e rs h ip G o a ls C o n tin u o u s ly Im p ro v e P ro d u c tiv ity a n d Q u a lity,r e d u c e R is k a n d S tru c tu ra l C o s ts

7 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 D e liv e rin g C lie n ts o lu tio n s,c re a tin g G ro w th G ro w th O p p o rtu n itie s a n d S tra te g ie s F u n d m a n a g e rm id d le -o fic e s e rv ic e s In s u ra n c e a c c o u n tin g A lte rn a tiv e in v e s tm e n tm a n a g e rc a p a b ilitie s R is k a g g re g a tio n,m a n a g e d a c c o u n ts o lu tio n s T e c h n o lo g y s o lu tio n s S e lf-c le a rin g firm s G lo b a l w e a lth p la tfo rm G lo b a l a d v is o ry s o lu tio n s M u lti-c u s to d ia l te c h n o lo g y c a p a b ilitie s P riv a te b a n k in g s o lu tio n s fo rin te rm e d ia rie s C o la te ra liz e d lo a n a d m in is tra tio n /s e rv ic in g R e in s u ra n c e,c o la te ra l s e rv ic e s fo rin s u re rs U.S.G o v e rn m e n te n tity te c h n o lo g y s o lu tio n s A s s e ts e rv ic in g C le a rin g S e rv ic e s C o rp o ra te T ru s tm a rk e ts S e c u ritie s fin a n c in g a n d te rm le n d in g P rim e s o lu tio n s M o v e to q u a n tita tiv e,e le c tro n ic a n d c lie n t-c e n tric tra d in g m o d e ls D iv e rs ify to s ta b le re c u rin g fe e s B ro a d e n d is trib u tio n T a x re c la im s e rv ic e s E m e rg in g m a rk e tg ro w th H e d g e d d e p o s ita ry re c e ip ts (A D R P lu s ) E n h a n c e d g lo b a l p a y m e n tc a p a b ilitie s G lo b a l tra d e a n d s u p p ly c h a in fin a n c e C o rp o ra te tre a s u ry m a n a g e m e n ts o lu tio n s U.S.G o v e rn m e n tc le a ra n c e U.S.tri-p a rty re p o s o lu tio n s G lo b a l c o la te ra l g ro w th C o la te ra l o p tim iz a tio n te c h n o lo g y D e p o s ita ry R e c e ip ts T re a s u ry S e rv ic e s B ro k e rd e a le rs e rv ic e s T e c h n o lo g y S o lu tio n s S o ftw a re a n d d a ta C lo u d /p la tfo rm a s a s e rv ic e D a ta in te g ra tio n a n d m a n a g e m e n t T h ird p a rty p a rtn e rs h ip s P ro fe s s io n a l s e rv ic e s

8 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 M a rk e to p p o rtu n ity 1 C o re P rin c ip le s G lo b a l P riv a te We a lth -$ 5 3 T in g lo b a l h ig h n e tw o rth a s s e ts,g ro w in g a t~ 1 0 % -S c a la b le,g lo b a l s o lu tio n s A n c h o rc lie n ts S c a la b le p la tfo rm s o lu tio n s C ro s s -b u s in e s s s o lu tio n s S h a re d e c o n o m ie s o fs c a le fo ra l c lie n ts F u n d M a n a g e rm id d le -O fic e S e rv ic e s -$ 2 T A U M p o te n tia ly in p la y fo rm id d le -o fic e s e rv ic e s -V a ria b le c o s tm id d le o fic e o p e ra tio n s a n d te c h n o lo g y H e d g e F u n d M id d le -O fic e S e rv ic e s -$ 2.5 T in g lo b a l a lte rn a tiv e a s s e ts,g ro w in g a t6 % -S h ifto a lte rn a tiv e s -M u lti-a s s e tc la s s,fu life c y c le s o lu tio n s A lte rn a tiv e In v e s tm e n ts e rv ic e s -$ 3 T in re a l e s ta te a n d p riv a te e q u ity a s s e ts,e x p a n d in g a t1 0 % -H ig h ly c o m p le x s e rv ic in g n e e d s S tra te g ic P la tfo rm In v e s tm e n ts in H ig h G ro w th M a rk e ts

9 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 S tra te g ic In v e s tm e n ts to D ig itiz e B N Y M e lo n D ig ita l P u ls e P ro p rie ta ry B ig D a ta P la tfo rm C a p tu re s,s to re s a n d a n a ly z e s d a ta fro m tra n s a c tio n p ro c e s s e s a n d b u s in e s s e v e n ts le a d in g to :In c re a s e d E fic ie n c y Im p ro v e d C lie n te x p e rie n c e L o w e rc o s ts B X P P la tfo rm a s a S e rv ic e S im p lifie d L e a n e ra n d lo w e rc o s to d e p lo y E m p o w e rin g B e te rto o ls,re d u c in g tim e -to -m a rk e tin n o v a tiv e O p e n s o u rc e fa s te r,b e te rs e c u re P riv a te c lo u d T e c h n o lo g y S o lu tio n s E x is tin g L e a d e rs h ip E a g le :M id d le -o fic e,a c c o u n tin g a n d p e rfo rm a n c e s o lu tio n fo ra s s e tm a n a g e rs A lb rid g e :M u lti-c u s to d ia l w e a lth re p o rtin g p la tfo rm H e d g e M a rk :M a n a g e d a c c o u n ts o lu tio n s s p e c ia lis tfo rh e d g e fu n d in v e s tm e n ts N e tx 3 6 0 :C o m p re h e n s iv e p la tfo rm fo ra d v is o rs a n d fin a n c ia l p ro fe s s io n a ls C o la te ra l O p tim iz a tio n :F a c ilita tin g m o re e fic ie n tm e th o d s o fa lo c a tin g c o la te ra l tra d e s E n te rp ris e P a y m e n th u b :A u to m a te d p a y m e n tp ro c e s s in g L iq u id ity P lu s :H e lp in g c lie n ts b e te rm a n a g e liq u id ity a n d a s s is tw ith e v o lv in g c o m p lia n c e re q u ire m e n ts C o m m o n A c c e s s A p p lic a tio n D e v e lo p m e n td a ta C e n te r(c lo u d )~ 1 B ilio n E v e n ts C a p tu re d E a c h M o n th N E X E N :T h e N e x tg e n e ra tio n In te lig e n to p e n -A rc h ite c tu re P la tfo rm

1 0 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 N E X E N O p e n -A rc h ite c tu re P la tfo rm A fo u n d a tio n fo rc lie n ts a n d th e in d u s try to b u ild u p o n D IG IT A L IN T E R A C T IO N S IN N O V A T IV E S O L U T IO N S O P E R A T IO N A L B A C K B O N E B N Y M e lo n e X tre m e P la tfo rm O u rs e c u re,p riv a te c lo u d -b a s e d p la tfo rm th a tlo w e rs o u rc o s ts a n d d e liv e rs re s ilie n t,s e c u re s o lu tio n s th a ts c a le a n d a c c e le ra te tim e to m a rk e ta p p lic a tio n P ro g ra m m in g In te rfa c e (A P I)s to re S e a m le s s in te g ra tio n b e tw e e n B N Y M e lo n s e rv ic e s a n d o u rc lie n ts s o lu tio n s D ig ita l P u ls e R e p o rts,p re d ic tiv e a n a ly tic s a n d in s ig h ts g e n e ra te d fro m th e m u ltitu d e o fa c tiv itie s a c ro s s B N Y M e lo n G a te w a y to in te g ra te d c a p a b ilitie s a n d d a ta d e liv e re d a c ro s s a l a c c e s s d e v ic e s A p p s to re o fe rs e n h a n c e d c u s to m iz a tio n a n d c h o ic e w ith b e s t-in -c la s s a p p s fro m a w id e ra n g e o fp ro v id e rs T e c h n o lo g y P ro v id e rs M a rk e tin fra s tru c tu re D a ta P ro v id e rs C u s to d ia n s C lie n ts

1 1 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 2 0 % 2 4 % 2 8 % 3 2 % L T M 1 Q 1 4 L T M 1 Q 1 5 B u s in e s s Im p ro v e m e n tp ro c e s s O p e ra tin g M a rg in 1 2 9 % %? B u s in e s s E x c e le n c e? C o n tin u o u s P ro c e s s Im p ro v e m e n t? C lie n tt e c h n o lo g y S o lu tio n s E x c e le n c e? C o rp o ra te S e rv ic e s? D is c re tio n a ry A c tiv ity 1 O p e ra tin g m a rg in is n o n -G A A P a n d e x c lu d e s n e tin c o m e a trib u ta b le to n o n c o n tro lin g in te re s ts o fc o n s o lid a te d in v e s tm e n tm a n a g e m e n tfu n d s,th e g a in s o n th e s a le s o fo u rin v e s tm e n tin Win g H a n g a n d th e O n e Wa l S tre e tb u ild in g,a m o rtiz a tio n o fin ta n g ib le a s s e ts,m & I,litig a tio n a n d re s tru c tu rin g c h a rg e s,a n d a c h a rg e (re c o v e ry )re la te d to in v e s tm e n tm a n a g e m e n tfu n d s,n e to fin c e n tiv e s,ifa p p lic a b le.a d d itio n a l d is c lo s u re re g a rd in g n o n -G A A P m e a s u re s is a v a ila b le in th e C o rp o ra tio n s re p o rts file d w ith th e S E C,a v a ila b le a tw w w.b n y m e lo n.c o m /in v e s to re la tio n s.2 7 % + 1 6 3 b p s D e liv e rin g O p e ra tin g M a rg in Im p ro v e m e n tb u s in e s s Im p ro v e m e n tp ro c e s s

1 2 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 T ra n s fo rm a tio n P ro c e s s D riv in g P ro d u c tiv ity G a in s a n d G re a te re fic ie n c y P ro d u c tiv ity a n d E fic ie n c y G a in s F u n d in g :? O rg a n ic b u s in e s s g ro w th? M e ritin c re a s e (2 H 1 5 )? In c re m e n ta l re g u la to ry c o m p lia n c e c o s ts? R e s o lu tio n R e c o v e ry p la n n in g in 2 H 1 5? E u ro p e a n S in g le R e s o lu tio n F u n d e x p e n s e s o f$ 5 0 -$ 7 0 M M fo rfu l-y e a r2 0 1 5? S ig n ific a n tn e w s tra te g ic re la tio n s h ip w ith $ 7 7 0 B in a s s e ts? O n b o a rd in g e x p e n s e s ;s tra te g ic p la tfo rm in v e s tm e n ts a n d h e a d c o u n tg ro w th in 2 H 1 5? R e s o lu tio n o fv irtu a ly a l o u ts ta n d in g F X litig a tio n? P re v io u s ly d is c lo s e d p re -ta x c h a rg e o f~ $ 5 0 M M in 2 Q 1 5 E x p e c ta tio n s V e rs u s 2 0 1 4 :? 2 0 1 5 o p e ra tin g e x p e n s e s :fla to s lig h tly h ig h e r? Im p ro v e d o p e ra tin g m a rg in R e m a in o n T ra c k to M e e tin v e s to rd a y G o a ls

1 3 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 G e n e ra tin g E x c e s s C a p ita l a n d D e p lo y in g C a p ita l E fe c tiv e ly S h a re R e p u rc h a s e s 3 8 % ($ 5.2 B )D iv id e n d s 2 2 % ($ 3.0 B )R e te n tio n 4 1 % ($ 5.6 B )C a p ita l D e p lo y m e n t(c u m u la tiv e :2 0 1 1 1 Q 2 0 1 5 )G ro s s C a p ita l G e n e ra tio n (c u m u la tiv e :2 0 1 1 1 Q 2 0 1 5 )$ B $ 3.2 $ 7.1 $ 9.9 $ 1 2.9 $ 1 3.7 $ 2.0 $ 4.0 $ 6.0 $ 8.0 $ 1 0.0 $ 1 2.0 $ 1 4.0 2 0 1 1 2 0 1 2 2 0 1 3 2 0 1 4 1 Q 1 5 2 0 1 5 C a p ita l P la n R e p u rc h a s e U p to $ 3.1 B o fc o m m o n S to c k 1 a n d M a in ta in S tro n g D iv id e n d P a y o u tr a tio 1 $ 7 0 0 M M o fth e c o m m o n s to c k re p u rc h a s e s a re c o n tin g e n to n a p rio ris s u a n c e o f$ 1 B o fq u a lify in g p re fe re d s to c k.o n A p ril 2 8,2 0 1 5,th e C o m p a n y c o m p le te d a $ 1 B p re fe re d s to c k o fe rin g.n o te :D o e s n o tfo o td u e to ro u n d in g

1 4 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 F o c u s e d o n A c h ie v in g o u rf in a n c ia l G o a ls D riv e rs to A c h ie v e F in a n c ia l G o a ls B u s in e s s p e rfo rm a n c e,n e tin te re s tre v e n u e a n d m a rk e ts?? R e v e n u e g ro w th in itia tiv e s? E x p e n s e re d u c tio n in itia tiv e s? C a p ita l m a n a g e m e n t? R e g u la to ry e x p e n s e s T a x ra te? 2 0 1 4 In v e s to rd a y

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1 7 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 B u s in e s s R e v e n u e a n d P re -T a x In c o m e N O T E :P re -ta x m e tric s fo rin v e s tm e n ts e rv ic e s a n d In v e s tm e n tm a n a g e m e n tb u s in e s s e s e x c lu d e th e im p a c to fa m o rtiz a tio n o fin ta n g ib le a s s e ts (In v e s tm e n ts e rv ic e s p re -ta x in c o m e e x c lu d e s im p a c to f4 Q 1 4 litig a tio n c h a rg e.)r e v e n u e ($ M M )2 Q 1 4 3 Q 1 4 4 Q 1 4 1 Q 1 5 L T M 1 Q 1 5 In v e s tm e n tm a n a g e m e n t$ 1,0 3 6 $ 1,0 0 3 $ 9 9 8 $ 1,0 1 0 $ 4,0 4 7 In v e s tm e n ts e rv ic e s 2,5 1 3 2,5 8 8 2,4 8 1 2,5 9 3 1 0,1 7 5 P re -ta x In c o m e ($ M M )2 Q 1 4 3 Q 1 4 4 Q 1 4 1 Q 1 5 L T M 1 Q 1 5 In v e s tm e n tm a n a g e m e n t$ 2 0 2 $ 2 7 6 $ 2 6 9 $ 2 8 9 $ 1,0 3 6 In v e s tm e n ts e rv ic e s 6 8 9 7 5 3 6 5 3 7 9 6 2,8 9 1

1 8 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 P re -T a x In c o m e,n o n in te re s te x p e n s e & O p e ra tin g L e v e ra g e N o n -G A A P ($ M M )L T M 1 Q 1 4 L T M 1 Q 1 5 M a rg in E x p a n s io n T o ta l re v e n u e G A A P $ 1 5,0 6 6 $ 1 5,8 9 6 L e s s :N e tin c o m e a trib u ta b le to n o n c o n tro lin g in te re s ts o fc o n s o lid a te d in v e s tm e n tm a n a g e m e n tfu n d s 8 5 1 5 4 G a in o n th e s a le o fo u rin v e s tm e n tin Win g H a n g B a n k -4 9 0 G a in o n th e s a le o fth e O n e Wa l S tre e tb u ild in g -3 4 6 T o ta l re v e n u e,a s a d ju s te d N o n -G A A P $ 1 4,9 8 1 $ 1 4,9 0 6 T o ta l n o n in te re s te x p e n s e G A A P $ 1 1,2 1 7 $ 1 2,1 3 8 L e s s :A m o rtiz a tio n o fin ta n g ib le a s s e ts 3 3 1 2 8 9 M & I,litig a tio n a n d re s tru c tu rin g c h a rg e s 1 9 1,1 3 9 C h a rg e (re c o v e ry )re la te d to in v e s tm e n tm a n a g e m e n tfu n d s,n e to fin c e n tiv e s (3 2 )1 0 9 T o ta l n o n in te re s te x p e n s e e x c lu d in g a m o rtiz a tio n o fin ta n g ib le a s s e ts,m & I,litig a tio n a n d re s tru c tu rin g c h a rg e s a n d th e c h a rg e re la te d to in v e s tm e n tm a n a g e m e n tfu n d s,n e to fin c e n tiv e s N o n -G A A P $ 1 0,8 9 9 $ 1 0,6 0 1 P ro v is io n fo rc re d itlo s s e s (2 9 )(2 8 )In c o m e b e fo re in c o m e ta x e s,a s a d ju s te d N o n -G A A P 1 $ 4,1 1 1 $ 4,3 3 3 P re -ta x o p e ra tin g m a rg in N o n -G A A P 1 2 7 % 2 9 % + 1 6 3 b p s 1 N o n -G A A P e x c lu d e s n e tin c o m e a trib u ta b le to n o n c o n tro lin g in te re s ts o fc o n s o lid a te d in v e s tm e n tm a n a g e m e n tfu n d s,th e g a in s o n th e s a le s o fo u rin v e s tm e n tin Win g H a n g a n d th e O n e Wa l S tre e tb u ild in g,a m o rtiz a tio n o fin ta n g ib le a s s e ts,m & I,litig a tio n a n d re s tru c tu rin g c h a rg e s a n d th e c h a rg e (re c o v e ry )re la te d to in v e s tm e n tm a n a g e m e n tfu n d s,n e to fin c e n tiv e s,ifa p p lic a b le.

1 9 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 C a p ita l G e n e ra tio n & D e p lo y m e n tc a p ita l G e n e ra tio n & D e p lo y m e n t($ B )2 0 1 1 2 0 1 2 2 0 1 3 2 0 1 4 1 Q 1 5 T o ta l N e tin c o m e $ 2.5 $ 2.4 $ 2.1 $ 2.6 $ 0.8 $ 1 0.5 O th e rc o m p re h e n s iv e In c o m e (0.3 )1.0 (0.2 )(0.7 )(0.6 )(0.8 )S h a re Is s u a n c e s (B e n e fitp la n s )0.3 0.3 0.5 0.6 0.3 2.0 C h a n g e in G o o d w il a n d In ta n g ib le s 0.4 0.2 0.4 0.5 0.3 1.7 D iv e s titu re s 0.3-0.1-0.4 O th e r(0.0 )(0.0 )(0.1 )-(0.1 )C a p ita l G e n e ra tio n $ 3.2 $ 3.9 $ 2.8 $ 3.0 $ 0.8 $ 1 3.7 D iv id e n d s ($ 0.6 )($ 0.6 )($ 0.7 )($ 0.8 )($ 0.2 )($ 3.0 )S h a re R e p u rc h a s e s (in c lu d in g B e n e fitp la n s )(0.9 )(1.1 )(1.0 )(1.7 )($ 0.4 )($ 5.2 )C a p ita l R e te n tio n $ 1.7 $ 2.1 $ 1.0 $ 0.5 $ 0.2 $ 5.6 N o te :M a y n o tfo o td u e to ro u n d in g

2 0 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 T e c h n o lo g y A w a rd s a n d R e c o g n itio n 1 D e s ig n a tio n b a s e d o n in te rv ie w s b y F Im e trix,l L C,w ith s e n io rle v e l e x e c u tiv e s a tm o re th a n 6 4 0 b a n k s in n e a rly 1 0 0 c o u n trie s.a w a rd s B e s tm o b ile In itia tiv e N E T X 3 6 0 a n d N E T X In v e s to rm o b ile Wa te rs S e l-s id e T e c h n o lo g y M o d e l B a n k in L e g a c y & E c o s y s te m s T ra n s fo rm a tio n C e le n td is tin g u is h e d P ro v id e ro fg lo b a l T ra n s a c tio n B a n k in g S e rv ic e s (S e c o n d C o n s e c u tiv e Y e a r)in te rv ie w s b y F Im e trix,l L C 1 A s s e ts e rv ic in g T e c h n o lo g y V e n d o ro fth e Y e a r E a g le C u s to d y R is k A m e ric a s A w a rd s B e s twh ite L a b e l S y s te m P ro v id e rfo rt re a s u ry & C a s h M a n a g e m e n ts e rv ic e s G lo b a l F in a n c e M a g a z in e B e s tb u y -S id e O p e ra tio n s S o lu tio n E a g le F T F N e w s In n o v a tio n A w a rd s E x c e le n t R a tin g fo rc lie n ta c c o u n ts ta te m e n t P e rs h in g (N in th C o n s e c u tiv e Y e a r)d A L B A R D a ta c e n te ra u to m a tio n In n o v a to ro fth e Y e a r 2 0 1 4 B M C D a ta c e n te ra w a rd T o p C o m p a n y fo rwo m e n T e c h n o lo g is ts A n ita B o rg In s titu te B e s tc o m p lia n c e In itia tiv e A m e ric a n F in a n c ia l T e c h n o lo g y A w a rd s B e s tt ra n s a c tio n a l B a n k fo rf in a n c ia l In s titu tio n s in E M E A (F ifth C o n s e c u tiv e Y e a r)e M E A F in a n c e M a g a z in e B e s tb a n k T ra d e S e rv ic e s P ro v id e re x c e le n c e A w a rd (G o ld )T ra d e & F o rfa itin g R e v ie w M a g a z in e In d u s try L e a d e rs h ip L e a d in g p la tfo rm fo rw e a lth a d v is o rs (P e rs h in g,b a n k /B ro k e r-d e a le rc u s to d y ) L e a d in g p la tfo rm fo rin v e s tm e n tm a n a g e rs (C u s to d y,e a g le,e n c o re,m id d le -o fic e ) L e a d in g p la tfo rm fo ra lte rn a tiv e fu n d m a n a g e rs (D e riv a tiv e s,p riv a te E q u ity,r e a l E s ta te,h e d g e fu n d s ) P ro v id e s fu n d a d m in is tra tio n c a p a b ilitie s to m a jo rity o fth e m a rk e t L a rg e s tw e a lth m a n a g e m e n tp la tfo rm w ith 6 0 0 + re ta il w e b s ite s

2 1 M o rg a n S ta n le y F in a n c ia ls C o n fe re n c e 2 0 1 5 D is c lo s u re s B e s tm o b ile In itia tiv e N E T X 3 6 0 a n d N E T X In v e s to rm o b ile Wa te rs S e l S id e T e c h n o lo g y :R e c o g n iz e d P e rs h in g 's N e t3 6 0 a n d N e tx In v e s to r M o b ile s o lu tio n s a s b e s tfo rth e s e c o n d c o n s e c u tiv e y e a rin 2 0 1 4.A s s e ts e rv ic in g T e c h n o lo g y V e n d o ro fth e Y e a r E a g le C u s to d y R is k A m e ric a s A w a rd s :2 0 1 4.A w a rd p re s e n te d A p ril,2 0 1 5. E x c e le n t R a tin g fo rc lie n ta c c o u n ts ta te m e n t P e rs h in g D A L B A R :2 0 1 3 a w a rd a n n o u n c e d J a n u a ry,2 0 1 4.B e s tc o m p lia n c e In itia tiv e A m e ric a n F in a n c ia l T e c h n o lo g y A w a rd s :P re s e n te d D e c e m b e r,2 0 1 4.M o d e l B a n k in L e g a c y & E c o s y s te m s T ra n s fo rm a tio n C e le n t:p re s e n te d M a rc h,2 0 1 5.B e s twh ite L a b e l S y s te m P ro v id e rfo rt re a s u ry & C a s h M a n a g e m e n ts e rv ic e s G lo b a l F in a n c e M a g a z in e :R e c o g n itio n M a rc h,2 0 1 5 is s u e.d a ta c e n te ra u to m a tio n In n o v a to ro fth e Y e a r 2 0 1 4 B M C D a ta c e n te ra w a rd :2 0 1 4 B M C E n g a g e In n o v a tio n A w a rd fo rd a ta c e n te ra u to m a tio n & C lo u d.b e s tt ra n s a c tio n a l B a n k fo rf in a n c ia l In s titu tio n s in E M E A E M E A F in a n c e M a g a z in e :P u b lis h e d in E M E A F in a n c e 's A u g u s t-s e p te m b e r2 0 1 4 e d itio n.d is tin g u is h e d P ro v id e ro fg lo b a l T ra n s a c tio n B a n k in g S e rv ic e s In te rv ie w s b y F Im e trix,l L C :D e s ig n a tio n a n n o u n c e d b y F IM e trix in M a y,2 0 1 4.B e s tb u y -S id e O p e ra tio n s S o lu tio n E a g le F T F N e w s In n o v a tio n A w a rd s :A w a rd e d J u n e,2 0 1 4.T o p C o m p a n y fo rwo m e n T e c h n o lo g is ts A w a rd A n ita B o rg In s titu te,p re s e n te d M a y 2 0 1 5.B e s tb a n k T ra d e S e rv ic e s P ro v id e re x c e le n c e A w a rd (G o ld )T ra d e & F o rfa itin g R e v ie w M a g a z in e :R e c o g n itio n in J u ly 2 0 1 4.