Am{e mvrb gdm V mor>çm ñd godr J«mhH$ g KQ>ZoMo winì

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1 ^mavr J«mhH${XZmÀ m ew^oàn>m! J«mhH$ {VVwH$m oidmdm df ghmdo A H$ 8 Vol. No. 6 Issue No. 8 mm 2016 _w ~B, 1 {S>g ~a 2016 _yë é. 5/- Mumbai, 1st December 2016 Price Rs. 5/- Am{e mvrb gdm V mor>çm ñd godr J«mhH$ g KQ>ZoMo winì 1 UNCTAD OBSERVER

2 J«mhH$ {VVwH$m oidmdm {S>g ~a mm 2016 m A H$mV... g nmxh$s 3 AZw^d{dœ g Õ H$aUmar hm±jh$m±jmr ~ R>H$ 4 ZmoQ>m aô H$aUo H$ënZm CÎm A b~omdur gm mý`, J«mhH$ AñdñW 6 "Amobm'-"C~a'bm dogu KmbyZM Ë`m Mo ñdmjv H$am 8 dmmy AmZ Xo 10 A{Zb ~mo{h$b `m Mr "AW H«$m {V' Am{U moxr `m Mo Eo{Vhm{gH$ nmd$b! 12 AmVm Amnbmhr ìhm Q²gA n J«wn àë`jmv `ouma! 15 g KQ>Z {d^mjmà m ~ R>H$sg H$m m Ü jm Mo mj Xe Z 18 English Section Good-Bye Cpa , Welcome Cpa Mgp Causes 1 st Amendment to RERA 17 AmnU H$Yr "Am ZbmBZ' hmouma? gü`m gjirh$so> Am ZbmBZMo dmao mor>çm dojmzo dhmv AmhoV. `m Am ZbmBZÀ`m `wjmv w ~B J«mhH$ n Mm`Vhr mjo Zmhr. AmnU Amnë`m w ~B {dvau H $Ðm VJ V Agboë`m gxñ`m gmr>r Am ZbmBZ mjurnìh$ CnbãY H$ê$Z {Xbo Amho. w ~B {dvau H $ÐmMr gxñ g» m 18 homam À m Amgnmg AgVmZm gw mao 2600 gxñ`m `mmm dmna H$aVmV. Ago H$m hmovo? AmnU gx d AmYw{ZH$VoMr H$mg Yê$Z dmq>mmb H$arV AgVmZm Am ZbmBZ mjurnìh$ ^aê`mv Amåhr mjo H$m? Amnë`mn H$s ~hþvm e g K gxñ`m À`m KamV g JUH$ AmhoV. H$moUmH$So> b nq>m n AmhoV. Amnë`mVrb AZoH$ Á`oð> g^mgx g JUH$mMm dmna H$aVmV. Ë`m wio bm H$go O Uma, Agm {dmma AÝ` Á`oð> gxñ`m Zr ZmVhr AmUVm H$m m Z`o. g Om, Amnë`mbm g JUH$mMm dmna H$aVm `ouo eš` Zgob Va KamVrb H$moUrhr åhuoo wbjm, gyz, wbjr... AJXr ZmVd So>hr `m bhmzem åhuoo H$mhr { {ZQ>m À`m H$m mv AmnUmg ZŠH$sM XV H$ê$ eh$vmv. `m {Z{ ÎmmZo `m ^mdr {nt>rbmhr w ~B J«mhH$ n Mm`V H$m` H$aVo `mmm n[am` hmob b. Vohr `m H$m mer OmoS>bo OmVrb. EImÚmH$So> Am ZbmBZ mjurnìh$ ^aê`mgmr>r H$moUrM Zgob Va AmnU g K g^mgx AmhmoVM Zm! EImÚmbm XV H$aÊ`m Ü`o AmnU gx d nwt>o AgVmoM; Agm`bmM hdo! Aem gxñ`m Mr Am ZbmBZ mjurnìho$ AÝ` gxñ`m Zr "g~{ Q>' H$amdrV. Amnbm doi dmm{dumam, H$mJXmMm IM dmm{dumam hm Am ZbmBZ mjurnìh$mmm AË` V gmonm CnH«$ am~{dê`mmm AmJ«h gdmªzrm Yam`bm hdm. Amnbo H$mhr gxñ {dxoemv Jobo AgVmZm Ë m Zr VoWyZ Am ZbmBZ mjurnìh$ ^éz nmr>{dbo hmovo! Amnë`m ñ mq> $mozmm dmna H$ê$Z AmnU gd "ñ mq> ' Pmbmo AmhmoV Zm! J Am ZbmBZ mjurnìh$ ^aê`m Ü`ohr nwt>o amhÿz w ~B J«mhH$ n Mm`VrMo Amåhr "ñ mq> J«mhH$' AmhmoV, ho gjù`m Zm XmIdy`m! nwuo `owo OmZodmarV J«mhH$ n Mm`V nor>-2017 JVdfu 2016 gmbr nwuo `owo Am`mo{OV J«mhH$ n Mm`V nor>obm MmoI Xi nwuoh$a J«mhH$m Zr CX S> à{vgmx {Xbm. àm`mo{jh$ VÎdmda `m nor>omo AmnU Am`moOZ Ho$bo hmovo. nwuoh$a J«mhH$ Am{U CËgmhr H$m` H$V} `m XmoKm Mo nor>ogẍ^m Vrb A{^àm` nmhmvm 2017À`m OmZodmar {hý`mv n Mm`V nor>omo Am`moOZ nwê`mv H$aÊ`mV `ov Amho. ñwi Ho$gardmS>m, bmoh$ mý` {Q>iH$ g^mj h, Zmam`U nor>, nwuo H$mbmdYr {XZm H$ 6 OmZodmar Vo 12 OmZodmar 2017 doi gmo dma Vo ewh«$dma Xwnmar 12 Vo 8 (e{zdma, a{ddma 11 Vo amìm 8) Am À`m Ag»` J«mhH$m Zr n Mm`V nor>obm Adí` ^oq> Úmdr ømgmr>r ho AmJ«hmMo {Z ÌU. - AZwamYm Xoenm So>, à wi n Mm`V nor> g{ Vr 2 g ñwomo {Zd Îm Pmcoco H$ Mmar lr. lram moao m Zm J«mhH$ ^dzmv Am mo{ov H$m H«$ mv H$m m Ü j A S>. {earf Xoenm S>o m À m hñvo g ma ^nyd H$ {Zamon XoÊ mv Amcm. Ë màg JrÀ m N>m m{mìmv H$m m}nmü j lr Vr Á movr mos>h$ mhr {XgV AmhoV. m H$m H«$ mv lr. moao m Zm g ñwov }$ nmm homa én m À m wxvr>odrmo à munì XoÊ mv Amco.

3 J«mhH$ {VVwH$m oidmdm 1 {S>g ~a 2016 mj erf >/nm f eho$ 1938 {dídñv S>i àm. S>m. am Xmg O. JwOamWr S>m. ~mi \$m S>Ho$ b{bvm Hw$bH$Uu aqdð hmoz AZwamYm Jmoao AÜ j àm. S>m. am Xmg O. JwOamWr CnmÜ j S>m. ~mi $m S>Ho$ w ~B J«mhH$ n Mm V H$m H$m[aUr H$m H$mar S>i A S>. {earf Xoenm S>o (H$m m Ü j) {Z{eH$m V JwO a (H$m m}nmü j) Á`moVr _mos>h$ (H$m m}nmü j) A{ZVm ImZmobH$a (H$m dmh) XÎmm n MdmK (H$m dmh) A^` XmVma (I{OZXma) g^mgx g{dvm Xm Xo AZwamYm Xoenm S>o A Obr Iao amo Ð amuo ew^xm Mm H$a erbm XodioH$a H${dVm Xo A{dZme \$mq>h$ AZKm AmMaoH$a {Z {ÌV àm. H$ imh$a n S>go, eem H$ Mm H$sXma, nyom agmi AÜ j, IaoXr g{ Vr m A H$mV à{gõ Pmboë m Vm er g nmxh$ /g KQ>Zm gh V AgVrbM Ago Zmhr. g nmxh$s AmVm dmq>mmc J«mhH$m À m g~crh$aumà m {XeoZo...! gd àw `m {hý`mà`m 24 VmaIobm `ov Agboë`m ^mavr` J«mhH${XZm{Z{ Îm AmnUm gdmªzm ew^oàn>m! J«mhH$m Zm Ë`m Mo Ý`m` hšh$ { im`bmm hdov `mgmr>r Jobr 42 df} AmnU H$m` av AmhmoV. J«mhH$m Zm g aju { idyz XoÊ`mgmR>r amá`, amï > Am{U Am Vaamï >r` nmvirda AmnU Oo à`ëz H$arV AmhmoV Ë`m Zm `e { iv Agë`mMohr {XgyZ `ov Amho. Ë`m wio Amnë`m H$m` H$Ë`mªMm hþê$n dmt>bm Amho. nu EdT>çmda g mymz mzyz MmbUma Zmhr. AOyZ Iyn mor>m nëbm JmR>m`Mm Amho. Ho$di J«mhH$ g ajumnwavm {dmma Z H$aVm J«mhH$m Mo g~brh$au H$go hmob b `m {XeoZo AmnUmg dmq>mmb H$am`Mr Amho. 24 {S>g ~a 1986 gmbr J«mhH$ g aju H$m`Xm àë`jmv Ambm. AmVm Ë`m H$m`ÚmMr OmJm KoUmam Zdm H$m`Xm ApñVËdmV `oê`mà`m dmq>oda Amho. g gxozo `m {hdmir A{YdoeZmV Ë`mg g Vr {Xbr H$s hm H$m`Xm àë`jmv `ob b. Amnë`m gý mzzr` bmoh$à{v{zytzr g gxomo H$m H$mO gwairvnuo nma nms>ë`mg J«mhH$m Zm AmZ X XoUmar KQ>Zm dfm À`m AIoaÀ`m `m {hý`mv KSo>b. hm H$m`Xm g gxov g V hmob b, Aer Anojm AmnU H$ê$`m! Joë`m {hý`mv n VàYmZ Za Ð moxr `m Zr H$mim n gm {ZH$mbmV {ZKmdm, `m n emzo Omo Yw mhw$i KmVbm Amho Ë`mg nm`~ X ~gmdm `m hovyzo 500 Am{U 1000 én`m À`m ZmoQ>m MbZmVyZ ~mx H$aÊ`mMm Eo{Vhm{gH$ {ZU ` KoVbm. Ë`m {ZU `mzo Xoe^a EH$M Ii~i CS>mbr. n VàYmZm Zr KoVbobm {ZU ` `mo½` Amho H$m Zmhr `mmr àmrvr AmJm r H$mimV `ob b. n VàYmZm À`m `m {ZU `mda ^mî` H$aUmam boi Amnbo AÜ`j S>m. am Xmg JwOamWr `m Zr `m A H$mV {b{hbm Amho. Amnë`m g ñwoà`mdvrzo {eju {d^mj à wi lr Vr dgw Yam XodYa Am{U H$m` dmh lr Vr A{ZVm ImZmobH$a `m H$ÝPw g B Q>aZ ezbzo hm±jh$m±j `owo Or joìr` n[afx Am`mo{OV Ho$br hmovr Ë`mV gh^mjr Pmë`m hmoë`m. Ë`m n[afxomm d ÎmmÝV `m A H$mV dmmmd`mg { iob. Amnbr w ~B J«mhH$ n Mm`V J«mhH$mg mr>r AZoH$ AmKmS>çm da Or {d{dy H$m o H$arV Amho Ë`mMr m{hvrhr `m A H$mV dmmmd`mg { iob. nwýhm EH$Xm ^mavr` J«mhH${XZmÀ`m g ñv J«mhH$m Zm ew^oàn>m! g nmxh$ S>i - XÎmm n MdmK, ew^xm Mm H$a g mjma - S>m. am Xmg JwOamWr, A S>. {earf Xoenm S>o, dg wyam XodYa win ð> :- {do Imnao AjaOwiUr d amzm, H$bm d wðu - B {S> m qàqq>j d³g, ds>mim, w ~B 3

4 AZw^d{dœ g Õ H$aUmar hm±jh$m±jmr ~ R>H$ H $Â`w g B Q>aZ ezbà`m E{e`m n {g{ $H$ {d^mjmvrb {d{dy J«mhH$ g KQ>Zm À`m à{v{zytmr {d^mjr` ~ R>H$ {XZm H$ 8 d 9 Zmoìh ~a 2016 amoor hm±jh$m±j `owo KoÊ`mV Ambr. `m ~ R>H$sbm g ñwov }$ lr Vr dgw Yam XodYa Am{U lr Vr A{ZVm ImZmobH$a CnpñWV hmoë`m. ~ R>H$sÀ`m gwadmvrbm CIÀ`m S>m`aoŠQ>a OZab lr Vr A m S>m bm±j `m Zr Ë`m À`m ñdmjvna ^mfum Ü`o ^mavmvrb J h{z m U àh$ënm Ü`o J«mhH$m Zm hmoumam Ìmg, Ë`m À`m AS>MUr, VH«$mar `m Mm CëboI Ho$bm Am{U ^mavmvrb J«mhH$ g KQ>Zm Zr `m {df`mda Remarkable Campaigning gwê$ Ho$bo Agë`mMo Z yx Ho$bo. - A{ZVm ImZmobH$a g `wšv amï >m À`m gwymarv J«mhH${df`H$ mj Xe H$ VËdm Mm CëboI H$ê$Z `m mj Xe H$ VËdm À`m A b~omdurgmr>r ñwmnz H$aÊ`mV Amboë`m A b~omdur ` ÌUo~ÔbMr (IGE) m{hvr OñQ>rZ Šb (CI Mo A S>ìhmoHo$gr à wi) `m Zr {Xbr. J«mhH$m g moarb ZdrZ AmìhmZo nobê`mgmr>r OJ^amVrb J«mhH$ g KQ>Zm Zr EH${ÌVnUo O~yV Aer ` ÌUm ñwm{nv H$aUo Amdí`H$ Agë`mMo Ë`m Zr Z yx Ho$bo. gwymarv UNGCP Am{U IGE `m {df`mda AZoH$ Xoem Vrb J«mhH$ à{v{zytzr Amnmnbr Vo m S>br. nm{h$ñvmzà`m à{v{zyrzo Ë`m À`m Xoem Ü`o Right to Life hmm àíz $ma mor>m Agë`mMo gm {JVbo. ~hþvoh$ gd M à{v{zytzr H$m`Xo ~Z{dÊ`mnojm Ë`m À`m A b~omdur ` ÌUoMmM {df` OmñV hîdmmm Agë`mMo Z yx Ho$bo. WmoS>Š`mV, w ~B J«mhH$ n Mm`VrÀ`m A b~omdur hm±jh$m±jà m ~ R>H$sV gh^mjr Pmcoë m lr Vr A{ZVm ImZmocH$a Am{U lr Vr dgw Yam XodYa 4

5 ` ÌUm ñwmnzoà`m H$ënZobm gdmªmmm nmqr>~m Agë`mMo OmUdbo. lrb Ho$À`m à{v{zyr lr Vr M {ÐH$m `m Zr "emœv OrdZe br' `m {df`mda Ë`m Zm ^mavmh$sy>z XVrMr Anojm Agë`mMo gm {JVbo. "J«mhH$ g aju' `m {df`mer {ZJ{S>V BVa H$m`Xo CXm. y$s> goâq>r A ŠQ>, àm S>ŠQ> ñq>±s>s>m `PoeZ A ŠQ> BË`mXtMm {dmmaxoirb UNGCPÀ`m mü` mvyz Ho$bm Omdm, Agm {dmma gxñ`m Zr m S>bm. ^mavmmo H $Â`w a A o$ag {d^mjmmo ghg{md lr. A{Zb ~hþjwum `m Zr Z yx Ho$bo H$s, J«mhH$m H$Sy>Z `oumè`m VH«$matMo à mu dmt>v Amho. `mgmr>r ~hþg»` J«mhH$m Zm ÌmgXm`H$ R>aUmè`m àh$aum Ü`o gah$mazo ñdv nwt>mh$ma KoVë`mg J«mhH$ g aju A{YH$ `mo½` VèhoZo hmob b. lr Vr ImZmobH$a `m Zr gm {JVbo H$s, J«mhH$m H$Sy>Z `oumè`m VH«$matMr g»`m dmt>ê`mmo à wi H$maU åhuoo Ë`m Zm Ë`m À`m A{YH$mam Mr OmUrd hmod$ bmjbr Amho. `mnwt>o J«mhH$ g KQ>Zm Zr J«mhH$m À`m g ajumnojm J«mhH$ gj rh$aumda ^a XoUo JaOoMo Amho; OoUoH$ê$Z J«mhH$ ZmS>bm OmUma Zmhr. Consumer Protection H$Sy>Z Consumer Empowerment H$So> diuo hr H$mimMr JaO Amho. ho gmü` H$aÊ`mgmR>r embo` ñvamnmgyz J«mhH$ {eju XoUo JaOoMo Amho. `mgmr>r H $Â`w g Šb~À`m mü` mvyz MGP H$aV Agboë`m H$m mmr m{hvr lr Vr dgw Yam XodYa `m Zr CnpñWVm Zm {Xbr. J«mhH$m Zm ^os>gmdumè`m {d{dy g ñ`m da XoemoXoerÀ`m J«mhH$ g KQ>Zm {d{dy àh$mammr Am XmobZo H$aV AgVmV. Aem H$mhr d {eï>`nyu Am XmobZo /bt>o `m {df`m da AZoH$ J«mhH$ g ñwm Zr `m ~ R>H$s Ü`o gmxarh$au Ho$bo. gmxarh$aumvrb H$mhr CëboIZr` {df` nwt>rb à muo hmovo - 1) {d mz àdmg-godovrb ÌwQ>r (CXm. C{eam hmoumao CÈ>mU, CÈ>mU aô hmouo, AKmo{fV IM (Hidden Charges) 2) J«mhH$ g ajum Ü`o Ü`ñWmMr ^y{ H$m. 3) ~±H$m d BVa {dîmr` g ñwm Ü`o nsy>z Agboë`m Am{U H$moUr hšh$ Z gm {JVboë`m R>odr (Unclaimed Deposits) 4) J«mhH$ VH«$ma {ZdmaU OÌm. 5) {S>OrQ>b V ÌkmZmMo $m`xo /VmoQ>o. 6) Product Safety g ñwov }$ ^mavmvrb "J h{z m U H$m`Xm' `m {df`mda lr Vr dgw Yam XodYa `m Zr gmxarh$au Ho$bo. hmamï > J h{z m U H$m`Xm Am{U H $Ðr` J h{z m U H$m`Xm `m Mm VwbZmË H$ Aä`mg H$ê$Z g ñwozo H $Ðr` H$m`Xm J«mhH$m gmr>r OmñV Cn`wŠV Agë`mMo emgzmbm nq>dyz {Xbo; d H $Ðr` H$m`Xm hmamï >m Ü`o bmjy H$aÊ`mV `mdm `mgmr>r {d{dy nmvù`m da H$go Am{U H$moUVo à`ëz Ho$bo `mmm Vnerb gmxa H$aÊ`mV Ambm. g ñwozo AË` V Aä`mgnyU Am{U n[al nyd H$ bt>m XoD$Z AIoa H $Ðr` H$m`Xm hmamï >mv bmjy H$ê$Z KoVbm. "{H$b{~b' Ago Zm H$aU Ho$boë`m `m gmxarh$aumzo AZoH$ J«mhH$ à{v{zyr à^m{dv Pmbo. Ë`m Zr Ë`m À`m XoemVhr J h{z m U joìm Ü`o AZoH$ g ñ`m Agë`mMo Z yx H$ê$Z g ñwoh$sy>z `m{df`r XVrMr Anojm ì`šv Ho$br. 9 Zmoìh ~a amoor "{S>{OQ>b Q>oŠZm bm Or' `m {df`mdarb H$m` emiomo Am`moOZ H$aÊ`mV Ambo hmovo. `mdoir {S>{OQ>b Q>oŠZm bm Or wio hmoumao $m`xo /VmoQ>o, `m Q>oŠZm bm OrÀ`m dmnamà`m AZwf JmZo J«mhH$m Mo hšh$, Q>oŠZm bm OrMr gwa{jvvm BË`mXr {df`m da MMm KS>dyZ AmUÊ`mV Ambr. `m MM} Ü`o AË` V hîdmmm wôm m S>Ê`mV Ambm Vmo J«mhH$m À`m d `pšvh$ m{hvrmm d `m m{hvrà`m g ^mì` J admnammm. VgoM `m Q>oŠZm bm OrÀ`m ~m~vrvrb VH«$mar gmos>{dê`mgmr>r ` ÌUm C^maUo, J«mhH$m Zm `mo½` m{hvr nwadyz Ë`m Mo gj rh$au H$aUo BË`mXr AZoH$ wúm da g{dñva MMm H$aÊ`mV Ambr. CI V }$ Xadfu EImXm {df` (Wr ) {Z{üV H$ê$Z 15 mm `m OmJ{VH$ J«mhH$ hšh${xzmà`m {Z{ ÎmmZo Omhra Ho$bm OmVmo. nwt>rb g nyu df `m {df`mer g ~ {YV {d{dy CnH«$ CI À`m g b½z J«mhH$ g ñwm m $V am~dbo OmVmV `m dfm gmr>r CI Zo "{S>{OQ>b Q>oŠZm bm Or' hm {df` (Wr ) Omhra Ho$bm AgyZ Building A Digital World Agm g Xoe Omar Ho$bm Amho. XmoZ {Xdgm À`m `m Am Vaamï >r` ~ R>H$sXaå`mZ {d{dy J«mhH$ g KQ>Zm, Ë`m Mo à{v{zyr `m Mm n[am` Pmbm. Am Vaamï >r` ñvamda J«mhH$ g KQ>Zm {d{dy nmvirda Am{U {d{dy {df`m da Oo H$m H$aV AmhoV Ë`mMr m{hvr { imbr. AZw^d{dœ g ÜX H$aUmar hr ~ R>H$ H$m` ñ aumv R>odmdr AerM hmovr. 5

6 ZmoQ>m aô H$aUo H$ënZm CÎm A b~omdur gm mý`, J«mhH$ AñdñW - àm.s>m.am Xmg JwOamWr, AÜ`j, w ~B J«mhH$ n Mm`V n VàYmZm Mm {ZU ` `mo½`m Amho. Ë`mMo ñdmjvm Ho$bo nm{hoo. H$maU Ë`m Zr mjrb XmoZ df} gmvë`mzo `m àízmda ^mî` Ho$bo d VrZ {hý`m nydu H $Vr `moozm A bmv AmUyZ 67 homa H$moQ>r én`m Mo H$mioYZ ~mhoa H$mT>bo. hr ašh$ Ë`m À`m Anojonojm IynM H$ r Agë`m wio Ë`m Zm ZmoQ>m aô H$aÊ`mMm {ZU ` `mdm bmjbm, Ago dmq>vo. na Vw Ë`m Zr ZmoQ>m ~XbÊ`mMr nõvr Am{U H$mbmdYr Ogm Omhra Ho$bm Ë`mV Ë`m Mo A XmO MwH$bo AgoM åhumdo bmjob. 72 Vmgm Mr {Xbobr wxv MwH$sMr R>abr. Ë`m wio gd Ì Jm Yi mobm. Xwgar $ma mor>r MyH$ åhuoo OwÝ`m ZmoQ>m À`m ~Xë`mV {Xbr OmUmar n{hbr ZmoQ> XmoZ homam Mr hmovr. 500 À`m Mma ZmoQ>m XoD$Z Ë`m~Xë`mV XmoZ homammr Zdr ZmoQ> KoD$Z J«mhH$m Mo ì`dhma gwairv hmouma ZìhVo. `mmr OmUrdXoIrb AW {d^mjmbm hmod$ Z`o `mmo Amü` dmq>vo. Jidma, {X. 8 Zmoìh ~a 2016, amìr 8.00 dmovm n VàYmZ lr. Za Ð moxr `m Mr AmH$pñ V KmofUm "nmmeo d homamà`m ZmoQ>m MbZmVyZ aô...' 125 H$moQ>r ^mavr`m ZmM Zìho... Va gmè`m OJmbm Amü`m Mm YŠH$m... XoemVrb H$mim n gm Am{U ^«ï>mmmambm Amim KmbÊ`mgmR>r n VàYmZm Zr hm YmS>gr {ZU ` Omhra Ho$bm. ^mavmvrb gd gm mý` ZmJ[aH$m Zr (AWm V J«mhH$m Zr) `m {ZU `mmo moh$ionumzo ñdmjvm Ho$bo. AmZ X ì`šv Ho$bm. hr KmofUm H$aVmZmM n VàYmZm Zr OZVobm EH$ Z «AmdmhZ Ho$bo H$s, "`m {ZU `m wio Vwåhmbm H$mhr {Xdg Ìmg hmob b nu Xoe{hVmÀ`m Ñï>rZo AmnU Vmo Ìmg ghz H$ê$Z ghh$m` H$amdo'. nu ^mavr` OZVm Am{U {VMr mz{gh$vm AmoiIÊ`mV Am Mo n VàYmZ Am{U Ë`m Mo gëbmjma H$ r ns>bo AgoM åhumdo bmjob. noq >mob Am{U {S>Pob amìr 12 Z Va 1 ê$n`mzo hmjuma Ago Omhra hmovmm noq >mob n nmda amìr 9 Z Va homamo dmhzo YS>H$VmV... H$maU {bq>a noq >mobda ê$n`m Mr ~MV hmouma AgVo Zm! `m nmœ ^y rda n VàYmZm Mm ZmoQ>m aô H$aÊ`mMm {ZU ` åhuoo ZmJ[aH$m À`m (åhuoom ~±H$ J«mhH$m À`m) nmoq>mv Jmoim C^m H$aUmam {ZU ` hmovm. ñdm^m{dh$nuo Am Mo J«mhH$ "n {ZH$' hmoumam. n VàYmZm Zr ZmoQ>m ~XbÊ`mgmR>r 50 {Xdgm Mm H$mbmdYr {Xbm AgVmZmXoIrb Am À`m ZmJ[aH$m Zr (~±H$ J«mhH$m Zr) mor>çm g»`ozo ~±H$m da YS>H$ mabr. mor> mor>çm am Jm bmdë`m. hr "^rvr' Va hmovrm nu Ë`mnojm hîdmmr Jmoï> åhuoo "hm {dîmr` gmjavomm A^md' Xe {dumam àh$ma hmovm. n VàYmZm Mm hm {ZU ` `mo½`m Amho. Ë`mMo ñdmjvm Ho$bo nm{hoo. H$maU Ë`m Zr mjrb XmoZ df} gmvë`mzo `m àízmda ^mî` Ho$bo d VrZ {hý`m nydu H $Vr `moozm A bmv AmUyZ 67 homa H$moQ>r én`m Mo H$mioYZ ~mhoa H$mT>bo. hr ašh$ Ë`m À`m Anojonojm IynM H$ r Agë`m wio Ë`m Zm ZmoQ>m aô H$aÊ`mMm {ZU ` `mdm bmjbm, Ago bm dmq>vo. na Vw Ë`m Zr ZmoQ>m ~XbÊ`mMr nõvr Am{U H$mbmdYr Ogm Omhra Ho$bm Ë`mV Ë`m Mo A XmO MwH$bo AgoM åhumdo bmjob. 72 Vmgm Mr {Xbobr wxv MwH$sMr R>abr. Ë`m wio 6

7 gd Ì Jm Yi mobm. Xwgar $ma mor>r MyH$ åhuoo OwÝ`m ZmoQ>m À`m ~Xë`mV {Xbr OmUmar n{hbr ZmoQ> XmoZ homam Mr hmovr. 500 À`m Mma ZmoQ>m XoD$Z Ë`m~Xë`mV XmoZ homammr Zdr ZmoQ> KoD$Z J«mhH$m Mo ì`dhma gwairv hmouma ZìhVo. `mmr OmUrdXoIrb AW {d^mjmbm hmod$ Z`o `mmo Amü` dmq>vo. 100 én`m Mo gm mz {dh$v KoÊ`mgmR>r XmoZ homammr ZmoQ> H$moUVm ì`mnmar ñdrh$maob `mmmhr {dmma Ho$bm Jobm Zmhr. e ^amà`m ZmoQ>m XoÊ`mKoÊ`mV H$ r ns>vrb ho Ë`m Zm C Jbo Zmhr. Ë`m wio g nyu ~momanor>ov J«mhH$mbm AS>MUtZm Vm S> Úmdo bmjbo. gjirh$so> gwq>çm n em Mr MUMU ^mgbr. ^mor IaoXrdaXoIrb n[aum Pmbm. {Vgar Jmoï> åhuoo $ŠV XmoZ homa ê$n`m À`mM ZmoQ>m ( 4 x 500 qh$dm 2 x 1000) ~XbyZ { iuma hmoë`m. ho à mu AË`ën hmovo. AW ImË`mZo {H$ mz nmm homam À`m ZmoQ>m ~XbyZ Úm`bm d 15 homa én`o ImË`mVyZ H$mT>m`bm nadmzjr Úm`bm hdr hmovr. Ë`m wio ~momanor>ovrb ì`dhma R>ßn Pmbo ZgVo. OwÝ`m ZmoQ>m À`m ~Xë`mV H$mhr ZdrZ ZmUr Úm`bm hah$v ZìhVr. CXmhaUmW, Mma homamà`m OwÝ`m ZmoQ>m À`m ~Xë`mV XmoZ homammr Zdr ZmoQ> d XmoZ homammr ZmUr {Xbr AgVr Va J«mhH$m À`m Ñï>rZo A{Ve` gmo`rmo Pmbo AgVo. `mdahr AW {d^mjmzo {dmma H$ê$ Z`o `mmo Amü` dmq>vo. Mm Wr Jmoï> ZmoQ>m aô H$aÊ`mÀ`m KmofUo~amo~aM AË`mdí`H$ godm gmr>r AmR> {Xdg OwÝ`m ZmoQ>m Mmby R>odm`bm hì`m hmoë`m. C{eam gwmboë`m ehmunum wio AmVm hr wxv 15 {S>g ~an`ªv dmt>dyz {Xbr Amho. ho nydum Ho$bo AgVo Va Jm Yi d AñdñWVm H$ r Pmbr AgVr. "EQ>rE 'Mm Jm Yi Va H$ënZmeŠVr ~mhoammm Amho. XmoZ {Xdg EQ>rE ~ X R>odbr nu Ë`m H$mbmdYrV XmoZ homammr ZmoQ> EQ>rE À`m erz Ü`o ~gvo qh$dm Zmhr `mmr MmMnUr XoIrb Ho$br Jobr Zmhr. Ë`mZ Va ~hþg»` EQ>rE ~ X ns>bo `mbm AW {d^mj nyu nuo O~m~Xma Amho. r Va Ago åhuob H$s, KmofUm H$aÊ`mnyduM Aer MmMnUr H$ê$Z R>odm`bm hdr hmovr. Ë`m wio EQ>rE gwairvnuo Mmby R>odVm Ambo AgVo d am Jm H$ r H$aVm Amë`m AgË`m. J«mhH$m Mm amof H$ r Pmbm AgVm. ZmoQ>m aô Ho$ë`mZ Va 500 ê$n`m À`m Zì`m ZmoQ>m 6-7 {Xdgm Zr MbZmV `ouo hr EH$ Ajå` ~m~ R>abr. 500 én`m À`m ZmoQ>m XmoZ homamà`m ZmoQ>o~amo~aM ~±H$m Ü`o d EQ>rE Ü`o `m`bm hì`m hmoë`m. nu Vgo Pmbo Zmhr. Ë`m wio {d mzm À`m ghmæ`mzo ZmoQ>m nmohmom{dê`mmo H$m H$amdo bmjv Amho. AW {d^mjmzo Á`oð> ZmJ[aH$m MmXoIrb {dmma Ho$bobm {XgV Zmhr. AÝ`Wm n{hë`m {XdgmnmgyZM Ë`m À`m ñdv Ì am Jm H$ê$Z Ë`m Zm Mm Jbr gw{dym XoVm Ambr AgVr. gmam emzo gm Jmd`mMo Pmë`mg n VàYmZm Mr OmñV yë`mà`m ZmoQ>m aô H$aÊ`mMr H$ënZm Mm Jbr nu {VMr A b~omdur H$aÊ`mMr nüxvr mì MwH$sMr R>abr. na Vw EH$M Mm Jbr Jmoï> OmUdbr Vr åhuoo AW {d^mjmzo CX²^dboë`m n[apñwvrmo ^mz R>odyZ hm boi {b{hê`mà`m VmaIon`ªV (20 Zmoìh ~a) Amdí`H$ Vo ~Xb Omhra H$ê$Z n[apñwvr hmvmiê`mmm àm m{uh$ à`ëz Ho$bm Amho. gd gm mý` ZmJ[aH$m Zr d ~±H$ J«mhH$m Zr n VàYmZm À`m {ZU `mbm nyu nmqr>~m Xe {dbm Agbm Var J«mhH$ Amnbr AñdñWVm {Z` ÌUmV R>ody eh$bo ZmhrV hr dñvwpñwvr ZmH$maVm `ov Zmhr. 50 {Xdgm Mm H$mbmdYr {Xbm hmovm åhuyz Ë`m Zr "g~yar' YmaU H$am`bm hdr hmovr. `m KQ>ZoVyZ J«mhH$m Zr Amnbr {dîmr` gmjavm dmt>{dê`mmm à`ëz H$aUo JaOoMo Amho hm g Xoe { ivmo. 7

8 "Amobm'-"C~a'bm dogu KmbyZM Ë`m Mo ñdmjv H$am w ~B J«mhH$ n Mm`VrMr mjur EH $XarVM "Amobm' d "C~a' `m À`m AmJ ZmZo n[adhz joìmv ñnym gwê$ Pmbr AgyZ Vr ñnym {ZIi hmouo d Ë`mMm OmñVrV OmñV $m`xm J«mhH$m Zm { iuo Amdí`H$ Amho. Ë`mÑï>rZo H$mhr gymzm emgzmbm Ho$ë`m AgyZ emgz Ë`mMr `mo½` Vr XIb KoD$Z àñvm{dv {Z` mdbr Ü`o AmnU gwm{dë`mà muo Amdí`H$ Ë`m gwymaum H$aob Aer Anojm Amho. w ~B J«mhH$ n Mm`VrZo A n-~oñs² Q> Šgr godm XoUmè`m Amobm d C~a; VgoM H$mir-{ndir Q> Šgr d oê$, Q> ~H $~ `m Mo EH$ Am ZbmBZ gd}ju ZwH$VoM Ho$bo hmovo. Ë`mbm J«mhH$m H$Sy>Z $ma mor>çm à mumda à{vgmxhr { imbm hmovm. H$mir-{ndir Q> Šgr d [ajm S >m`ìha `m À`m womoarbm H $Q>miboë`m J«mhH$m Zr $ma mor>çm à mumda Amobm d C~a Q> Šgr godo~m~v Amnbr n gvr `m gd}jumv Xe {dbr hmovr. Ago AgyZhr Amobm d C~aÀ`m H$mhr àwm ~m~v CXm. H$mhr {d{eï> doimv AdmÀ`mgìdm Xa AmH$maUo (Surge Pricing) `m~ôb Zmng Vrhr ì`šv Ho$br hmovr. `m nmœ ^y rda hmamï > gah$mazo hmamï > {gq>r-q> Šgr - A S>. {earf Xoenm So> {Z` mdbr-2016 àg V H$ê$Z Ë`mda gymzm d hah$vr mj{dë`m hmoë`m. `m {Z` mdbrmm Aä`mg H$ê$Z w ~B J«mhH$ n Mm`VrZo n[adhz Am`wŠVm Zm ZwH$VoM EH$ boir {ZdoXZ gmxa H$ê$Z Amobm Am{U C~a `mgma»`m A n- ~oñs² Q> Šgrgodobm {Z` mdbrv AmUÊ`mÀ`m à`ëzm Mo ñdmjv Ho$bo Amho. VgoM Ë`m wio H$mir-{ndir Q> Šgr Am{U [ajm `m À`m J«wa ŠVoXmarbm Am{U womoarnumbm Amim ~gyz ~momamv {ZIi ñny}bm dmd { iob `mñï>rzo `m {Z` mdbrmo ñdmjv Ho$bo Amho. na Vw ho ñdmjv H$aV AgVmZmM Amobm Am{U C~a `m À`m gü`m ApñVËdmV Agboë`m surge pricingà`m àwobm dogu KmbÊ`mMr JaO Agë`mMo AmJ«hr à{vnmxz AmnU Ho$bo Amho. Ë`mZwgma àmxo{eh$ n[adhz àm{yh$aumzo (RTA)Amobm d C~a `mgmr>r Ë`m À`m {d{dy djm Vrb dmnaë`m OmUmè`m Q> ŠgrgmR>r àvr {H$. r. Xa {Z{üV H$ê$Z Ë`mÀ`m 20 Q>ŠHo$ H$ r AWdm A{YH$ Xa AmH$maÊ`mMr w^m Ë`m Zm XoÊ`mV `mdr, Aerhr mjur Ho$br Amho. àñvm{dv {Z` mdbr Ü`o A n-~oñs² Q> Šgr 20 dfmªn`ªv dmnaê`mmr w^m XoÊ`mV Ambr Amho. `m àxrk 20 dfmªà`m H$mbmdYrbm Amjon KoV w ~B J«mhH$ n Mm`VrZo A n-~oñs² Q> ŠgtMm H$mbmdYr Ho$di gmv 8

9 dfm Mm Agmdm, Aer mjur Ho$br Amho. dmhzmmm XOm CÎm amhmê`mà`mñï>rzo gmv dfmªhÿz OwÝ`m dmhzm Zm A n-~oñs² Q> Šgr åhuyz nadmzjr {Xbr OmD$ Z`o, Agm AmJ«hhr J«mhH$ n Mm`VrZo Yabm Amho. gxa {Z` mdbr Ü`o EH$ bmi én`o bm`goýg $s {edm` XmoZ bmi 61 homa én`o Aer na rq> $s àñvm{dv Ho$br Amho. gxa na rq> $s OmMH$ AgyZ Vr {e{wb H$ê$Z 75 homa én`o H$amdr, Aer mjurhr J«mhH$ n Mm`VrZo Ho$br Amho. àñvm{dv {Z` mdbr Ü`o àë`oh$ EH$ homa Q> Šgt mjo 50 bmi én`m Mr ~±H$ J a Q>r XoUo ~ YZH$maH$ Ho$bo Amho. gxa ~±H$ J a Q>rMr ašh$ gwõm AdmOdr AgyZ Ë`mMm A {V ^ma J«mhH$mbmM gmogmdm bmjuma Agë`m wio gxamr ašh$ EH$ bmi Vo nmm bmin`ªv `m {XV R>odmdr, Aerhr mjur AmnU Ho$br Amho. gü`m Amobm d C~a `m À`m Q> Šgr S >m`ìham Zm AZoH$ àh$mamr CÎmoOZmW Am{ fo XoV Agë`mMo AmT>iVo. `m nmíd ^y rda Aem àh$maà`m H$moUË`mhr CÎmoOZmW `moozm gmr>r àmxo{eh$ n[adhz àm{yh$aummr (RTA) nyd nadmzjr ~ YZH$maH$ H$amdr, Aer mjur AmnU Ho$br Amho. Amobm Am{U C~aMr dmhzo Mmb{dÊ`mMr H$m`Xoera O~m~Xmar Amobm d C~a `m H $ný`m MrM Agob, Ago `m {Z` mdbrv ñnï> H$amdo. Agm AmJ«hhr AmnU Yabm Amho. àñvm{dv {Z` mdbr Yrb VH«$ma {ZdmaÊ`mMm H$mbmdYr 9 15 {Xdgm dê$z 10 {Xdgm da AmUmdm; VgoM Ë`m H$mbmdYrV J«mhH$m Mo g mymz Z Pmë`mg Ë`m VH«$marMo nwt>o {ZdmaU H$go hmob b `m~m~v {Z` mdbr Ü`o ñnï>vm AgUo Amdí`H$ Agë`mMo J«mhH$ n Mm`VrZo AYmoaoIrV Ho$bo Amho. Amobm d C~a `m À`mV }$ Mmb{dë`m OmUmè`m Q> ŠgtMo S >m`ìha ho {H$ mz 12 dr {eh$bobo AgmdoV; VgoM hmamï >mv Ë`m Mo dmñvì` {H$ mz 10 df} Agmdo Am{U Ë`m Zm amr>r ^mfm AdJV Agmdr Aerhr Xwê$ñVr `m {Z` mdbr Ü`o AmnU gwm{dbr Amho. EH $XarVM Amobm d C~a `m À`m AmJ ZmZo n[adhz joìmv ñnym gwê$ Pmbr AgyZ Vr ñnym {ZIi hmouo d Ë`mMm OmñVrV OmñV $m`xm J«mhH$m Zm { iuo Amdí`H$ Amho. Ë`mÑï>rZo AmnU darb H$mhr gymzm emgzmbm Ho$ë`m AgyZ emgz Ë`mMr `mo½` Vr XIb KoD$Z àñvm{dv {Z` mdbr Ü`o AmnU gwm{dë`mà muo Amdí`H$ Ë`m gwymaum H$aob Aer Anojm Amho. w ~B J«mhH$ n Mm`VrÀ`m AmJ«hmZwgma [aab BñQ>oQ> H$m`ÚmVrb n{hbr Xwê$ñVr g gxozo g V Ho$boë`m [aab BñQ>oQ> H$m`ÚmÀ`m H$mhr J ^ra {dg JVr w ~B J«mhH$ n Mm`VrZo H $Ð gah$mabm 30 OyZ 2016 amoor {ZXe Zmg AmUyZ XoD$Z Ë`m gëda Xwê$ñV H$aÊ`mgmR>r dq>hþhy$ Omar H$amdm, Aer mjur Ho$br hmovr. g gxozo Oya Ho$boë`m `m H$m`ÚmV {~ës>amm J h{z m U àh$ën Zm XUr H$aÊ`mgmR>r {H$Vr $s AmH$mamdr `m gmaim hîdmmm A{YH$ma amá` gah$mabm XoÊ`mEodOr Vmo J h{z m U àm{yh$aumbm AZdYmZmZo XoÊ`mV Ambm hmovm. Ë`m wio $ma mor>r ì`mdhm[ah$ Jw VmJwV, VgoM H$m`Xoera nomàg J {Z m U hmod$ eh$bm AgVm. AmnU hr AZdYmZmZo Pmbobr MyH$ H $Ð emgzmvrb J h{z m U Ìr, H$m`Xm Ìr, J«mhH$ ì`dhma Ìr `m gdmªà`m ZOaog AmUyZ Ë`m Mm nmr>nwamdm Ho$bm. Ë`mMm Ñî` n[aum åhuoo H $Ð emgzmzo 28 Am ŠQ>mo~a 2016 amoor EH$ A{YgyMZoÛmao AmnU bjmv AmUyZ {Xbobr hr MyH$ Xwê$ñV H$ê$Z Real Estate H$m`ÚmV hm H$m`Xm g nyu nuo ApñVËdmV `m`à`m AmYrM n{hbr Xwê$ñVr Ho$br Amho Am{U `m Xwê$ñVrMm AmJ«h $ŠV w ~B J«mhH$ n Mm`V (MGP) `m EH$mM J«mhH$ g KQ>ZoZo Yabm hmovm. J«mhH$ g aju H$m`ÚmVrb 1991 gmbr dq>hþhy$ H$mTy>Z Ho$br Jobobr n{hbr Xwê$ñVrgwÜXm w ~B J«mhH$ n Mm`VrZoM KS>dyZ AmUbobr hmovr. - A S>. {earf Xoenm So>

10 Am{U J EH$ {Xdg... gwà{gõ A{^ZoVm Zgrê$ÔrZ emh `mzo "And Then One Day' `m erf H$mMo AmË M[aÌ {b{hbo. `m AmË M[aÌmMm amr>r AZwdmX gwà{gõ {X½X{e H$m, bo{ih$m gb nam Ono `m Zr Ho$bm Amho. amr>r Ü`o AZwdm{XV H$aÊ`mV Amboë`m `m nwñvh$mmo erf H$ "Am{U J EH$ {Xdg' Ago Amho. nm ß`wba àh$mezmzo ho nwñvh$ àh$m{ev Ho$bo Amho. Am{U J EH$ {Xdg... Zgrê$ÔrZ emh gb nam Ono bizm bjvà`m ~mam~ H$s Ü`o OÝ bobm Zgrê$ÔrZ emh `mzo ZQ> åhuyz H$sVu, `e g nmxz H$aÊ`mgmR>r H$m` H$m` Ho$bo, H$moUH$moUË`m Mm Jë`m-dmB Q> AZw^dmVyZ `m A{^ZoË`mg Omdo bmjbo hm gd nq> AË` V àm OinUo boih$mzo dmmh$m nwt>o m S>bm Amho. OrdZmV Ambobo dmb Q> AZw^d, OmUVo dm AOmUVonUo KS>boë`m MwH$m `mmr m{hvr H$gbmhr AmS>nS>Xm Z R>odVm boih$mzo `m nwñvh$mv gmxa Ho$br Amho. Am ½bào r d{s>bm Mr wbm Zm CÎm {eju XoÊ`mgmR>r nso>b Vr qh$ V `moom`mr V`mar hmovr. Ë`mgmR>r CÎm emim Ü`o Amnë`m wbm Zm Ë`m Zr XmIb Ho$bo hmovo. A{^Z` H$aÊ`mgmR>rM AmnU `m OJmV Ambmo AmhmoV, Agm nšh$m g O Agboë`m Zgrê$ÔrZZo Vmo Ü`mg embo` OrdZmnmgyZM KoVbm hmovm. Z {ZVmbbm emiov {gzo o XmI{dbo OmV Ë`mV Vmo a JyZ OmB. Ë`mVyZM {gzo m nmhê`mmo ì`gzm OmZodmar 2017 À m dmq>nmvrb nwñvho$ nwñvh$mmo Zmd/ boih$ AZwdmX 10 Zgrê$ÔrZbm bmjbo. AÝ` H$moUË`mM Jmoï>rV Amnë`mbm ag ZìhVm, Ago `m A{^ZoË`mZo Z yx H$ê$Z R>odbo Amho. B J«Or mü` m À`m emiovrb {ejh$, {e{jh$m `m Mo dv Z, ñd^mdxe Z H$ê$Z XoV ~mbnu H$go Jobo, {eju H$go KoVbo `mmr H$Wm boih$mzo CbJS>br Amho. {gzo mmo AmH$f U Agbo Var qhxr {gzo m Mm à^md Zgrê$ÔrZ `mà`mda Yw ohr IwerV... S>m. àxrn VidcH$a nm ß wca àh$meh$ amohz àh$mez 290 n îr> g» m /- N>mnrc qh$ V 300/- 460/- dmq>nmvrc qh$ V 196/- ns>bm Zmhr. XmamqgJMo {gzo o AmdS>V nu EH $XarVM qhxr {gzo m Ë`mg ~m{be Am{U ~ Jê$i dmq>v. ~mbnumv {H«$Ho$Q> Am{U {gzo m `m Mo dos> Agbobm Zgrê$ÔrZ nwt>o A{^Z`mVM OmñV a bm. VoM joì Ë`mZo Amnbo åhuyz {ZdS>bo. {eju KoV AgVmZm dmb Q> gd`r H$em bmjë`m hohr boih$mzo àm m{uh$nuo gm {JVbo Amho. {eju KoV AgVmZmM ñq>oo hr Amnbr hšh$mmr OmJm Agë`mMr OmUrd boih$mbm Pmbr. A{^Z` H$aÊ`mgmR>rM Amnbm OÝ Amho, Agm ÑT>{Zü` bhmz d`mv Ë`mZo Ho$bm Am{U Ë`mZwgma nwt>o dmq>mmbhr Ho$br. Vê$U d`mv KoVbobo Mm Jbo-dmB Q> AZw^d `m Mr m{hvr XoV XoV "Z ezb ñhy$b Am $ S >m m' Ü`o AgVmZm {d{dy ZmQ>H$m Ü`o Ho$boë`m ^y{ H$m, B~«mhr AëH$mPr `m À`mgma»`m {X½JOm Mo mj Xe Z `m Mr MMm boih$mzo Ho$br Amho. boih$mà`m ì`pšvjv Am`wî`mV KS>boë`m amo m MH$ KQ>Zm Mr m{hvrhr `m AmË M[aÌmV àm OinUo XoÊ`mV Ambr Amho. "Z ezb ñhy$b Am $ S >m m'z Va "{ $ë A ÊS> Q>o{bpìhOZ BpÝñQ>Q>çyQ> Am $ B {S>`m' Ü`o OmÊ`mMm KoVbobm {ZU `, Vmo {ZU ` AëH$mPr `m Zm gm JVmM Ë`m Zr Ho$bobm {dœmgkmvmmm Amamon ho gd yimvyzm dmmm`bm hdo! E $Q>rAm`Am` Ü`o KoVbobo A{^Z`mMo {eju, VoWo Ambobo AZw^d, Ho$bobm g n, `m g nm~ôb g ñwmà wi Agbobo {Jare H$Zm S> `m Mo V, Ë`mVyZ g ñwm ~ X Pmë`mMr H$aÊ`mV Ambobr KmofUm Ago àg J

11 `m AmË M[aÌmV CbJS>V OmVmV. KaÀ`m Mr ~mobur ImV, {damoy ghz H$arV AIoa "{Zem V' `m {MÌnQ>mÛmao A{^ZoVm åhuyz Zgrê$ÔrZ a{gh$m À`m nwt>o Ambm Am{U VoWyZ nwt>o Ë`mMr {MÌnQ>g ï>rvrb dmq>mmb gwê$ Pmbr. AZoH$ MT> CVma nhmdo bmjbo. dmb Q> AZw^d `mdo bmjbo. {MÌnQ>m~amo~aM ZmQ>çg ï>rer `m A{^ZoË`mZo Amnbo Zmdo H$m` R>odbo. Amnë`mbm nq>ob Aer ^y{ H$m ñdrh$maê`mda ^a {Xbm. Amnbo nm` O{ Zrda amhvrb `mh$so> Ë`mZo gvv bj {Xbo. Zgrê$ÔrZ emhà`m OrdZmV XrZm nmr>h$ `m Mr H$Ý`m aëzm nmr>h$ nëzr åhuyz Ambr. nvr Am{U {nvm Aem XmoÝhr ^y{ H$m AmnU g W nuo dr>dë`m, Ago hm A{^ZoVm åhuvmo. d`mà`m n Yamì`m dfu em`bm H$ Am{U {b`aà`m hþh$ r ^y{ H$m JmO{dUmam hm ZQ> H$gm KS>V Jobm ho nmhê`mgmr>r "Am{U J EH$ {Xdg' dmmm`bm hdo. HHHHHH Yw ohr IwerV... Yw oh `m AmOmam~m~V dmq>umè`m e H$m-Hw$e H$m `m Mo {ZagZ H$aUmao nwñvh$ {b{hbo Amho S>m. àxrn VibH$a `m Zr. S>m. VidbH$a `m À`m nwñvh$mmm AZwdmX Ho$bm Amho gwzr{v O Z `m Zr. " Yw oh IwerV... AË`mYw{ZH$ mj Xe ZmVyZ Yw oh R>odm wr>rv!' Ago bm ~bmh$ Zmd Agboë`m `m nwñvh$mv AJXr gmoß`m ^mfov `m AmOmamg X^m V m{hvr XoÊ`mV Ambr Amho. boih$ S>m. àxrn Jmo. VidbH$a ho ñdv Yw ohvák Agë`mZo `m AmOmamg X^m V Ë`m Zr Or m{hvr {Xbr Amho Ë`mg Ë`m À`m 30 dfmªà`m d ÚH$s` ì`dgm`mmm AmYma Amho. EH$m Hw$eb Yw ohvákmzo {b{hboë`m `m nwñvh$mvrb m{hvr Yw ohtzm ZŠH$sM Cn`wŠV R>aob. VgoM hm {dh$ma åhuoo H$m`, Vmo H$m hmovmo, Pmë`mg H$m` H$miOr `mdr, Ë`mg {Z` ÌUmV H$go R>odmdo? Aer Iyn H$mhr m{hvr `m nwñvh$mv XoÊ`mV Ambr Amho. Yw ohm~ôb OmUyZ KoUmè`m Zm hr m{hvr Cn`wŠV R>aUmar AerM Amho. `m nwñvh$mv " Yw oh åhuoo H$m`?' `m erf H$mÀ`m n{hë`m àh$aumnmgyz "EH${dgmì`m evh$mvrb Yw oh' `m erf H$mÀ`m AR>amì`m àh$aumà`m mü` mvyz Yw ohmà`m g X^m Vrb Iyn m{hvr boih$mzo {Xbr Amho. Yw ohmà`m MmMÊ`m H$moUr d Ho$ìhm H$ê$Z `mì`mv, `m AmOmamÀ`m {ZXmZmgmR>r H$moUË`m MmMÊ`m Ho$ë`m OmVmV, `m AmOmamMo djuh$au H$go Ho$bo OmVo, AmOma Pmë`mMo bjmv Amë`mZ Va Ë`mMo ì`dñwmnz H$go H$am`Mo, Amhma H$moUVm `m`mm, ì`m`m H$moUVm H$am`Mm, Am fyo H$moUVr `m`mr? Ago Vw À`m Am À`m ZmV Oo àíz CnpñWV hmovmv Ë`m gd àízm Mr CÎmao `m nwñvh$mv dmmmd`mg { ivrb. Yw ohmmo ì`dñwmnz H$aÊ`m Ü`o BÝgw{bZMo hîd H$go Amho, ašvmvrb gmia H$ r H$em wio hmovo, Ë`mda Cnm` H$m`, Yw ohm wio H$moUË`m Jw VmJw VrÀ`m ì`myr hmod$ eh$vmv Aem àízm Mr CÎmao dmmh$m Zm `m nwñvh$mvyz ZŠH$sM { ivrb. hm {dh$ma Q>miÊ`mgmR>r H$m` H$am`bm hdo, `m {dh$mamg X^m V H$moUH$moUË`m J ag OwVr AmhoV Ago AZoH$ {df` boih$mzo M{M bo AmhoV. VgoM `m nwñvh$mv Or ghm n[a{eï>o XoÊ`mV Ambr AmhoV Ë`mV nmdbm Mr H$miOr H$er `mdr, Yw oh Am{U {has>çm d XmVm Mo {dh$ma, BÝgw{bZMo { lu H$go H$amdo? BÝgw{bZ ñdv bm Q>moMÊ`mMr gẁ mo½` nõv H$moUVr, BÝgw{bZ nozo dmnaê`mmr nõv `mmr m{hvr gmoß`m ^mfov XoÊ`mV Ambr Amho. OmoS>rbm {d{dy VŠVo, AmboI `m À`m mü` mvyz hm gd {df` g Om{dÊ`mV Ambm Amho. AmOH$mb `m AmOmamMo à mu dmt>v Agë`mMo {XgyZ `ov Amho. hm AmOma hmod$ Z`o åhuyz H$m` H$am`bm hdo Am{U Á`m Zm Pmbm Amho Ë`m Zr Yw ohmmo ì`dñwmnz H$go H$am`bm hdo, `mmr m{hvr Yw ohtzm ZŠH$sM IwerV R>odrb. "Á`mbm Yw oh g OVmo Vmo gdm V OmñV OJVmo,' Ago A o[ah$s Yw ohvák S>m. B{b`Q> àm ŠQ>a Om g{bz `m Zr åhq>ë`mmm CëboI boih$mzo àñvmdzov Ho$bm Amho. `m nwñvh$mà`m mü` mvyz Yw oh g OyZ KoÊ`mMm à`ëz Ho$ë`mg gwir OrdZ OJÊ`mg Ë`mMm bm^ hmob b. - XÎmm n MdmK 11

12 A{Zb ~mo{h$b `m Mr "AW H«$m {V' Am{U moxr `m Mo Eo{Vhm{gH$ nmd$b! "AW H«$m {V' hr nwê`mvrb H$mhr {dmmad Vm Zr EH${ÌV `od$z 2000 Ü`o ñwmnz Ho$bobr Am{W H$ gëbmjma g{ Vr Amho. g ñwomo g ñwmnh$ lr. A{Zb ~mo{h$b øm Zr H$mim n gm, MbZ w$jdq>m, hmjmb, ^«ï>mmma, A{VaoH$s g KQ>Zm Zm hmoumam AW nwadr>m øm gdmªzm Amim KmbÊ`mgmR>r àñvmd V`ma Ho$bm. hm àñvmd XoemZo ñdrh$mamdm åhuyz Jobr 16 df} Vo nmr>nwamdm H$arV hmovo. Ë mgmr>r Vo n VàYmZ Za Ð moxr m Zmhr ^oq>co hmovo. 500 Am{U 1000 én m À m ZmoQ>m aô H$aÊ mmm {ZU Pmë mz Va lr. A{Zc ~mo{h$c m Mo Zmd mü m YyZ mor>çm à mumv MM}V Amco. Ë m Zr H$mim n gm aô ìhmdm mgmr>r Oo wôo m S>co hmovo Ë mmr CcQ>gwcQ> MMm gwê$ Pmcr. lr. ~mo{h$c m Zr m S>coë m Vm er w ~B J«mhH$ n Mm V gh V Amho Ago Zmhr. nu Ë m Zr Á m AW H«$m VrMm AmJ«h Yacocm Amho, Ë mmm n[am H$ê$Z XoUmam hm coi. ~mo{h$c m Zr {Xcoë m wcmivr Am{U AW H«$m VrMr do~gmbq> m À m AmYmao ho g H$cZ H$aÊ mv Amcoco Amho. Jidma, 8 Zmoìh ~a 2016 À`m amìr n VàYmZ Za Ð moxr `m Zr "Z ^yvmo Z ^{dî`{v' Agm hmoë`mmo ZìhVo H$aUmam {ZU ` Omhra H$ê$Z Am{W H$ H«$m VrÀ`m Zì`m AÜ`m`mg àma ^ Ho$bm. Agm {ZU ` KoÊ`mAmYr n VàYmZ Za Ð moxr `m Zr {d{dy Am{W H$ wúm ~m~v "AW H«$m {V'Mo lr. A{Zb ~mo{h$b `m Mohr V OmUyZ KoVbo hmovo. "AW H«$m {V' hr nwê`mvrb H$mhr {dmmad Vm Zr EH${ÌV `od$z 2000 Ü`o ñwmnz Ho$bobr Am{W H$ gëbmjma g{ Vr Amho. g ñwomo g ñwmnh$ lr. A{Zb ~mo{h$b øm Zr H$mim n gm, MbZ w$jdq>m, hmjmb, ^«ï>mmma, A{VaoH$s g KQ>Zm Zm hmoumam AW nwadr>m øm gdmªzm Amim KmbÊ`mgmR>r àñvmd V`ma Ho$bm. hm àñvmd XoemZo ñdrh$mamdm åhuyz Jobr 16 df} Vo nmr>nwamdm H$arV hmovo. hmm àñvmd EoH$Ê`mgmR>r n VàYmZ Za Ð moxr `m Zr Ë`m Zm ZD$ { {ZQ>m Mm doi {Xbm hmovm nu àë`jmv àñvmd m S>Ê`mg gwê$ Pmë`mda hr MMm Vã~b XmoZ Vmg Mmbbr. Agm hm àñvmd H$m` ~ao hmovm? Va 1) 100, 500, 1000 é. À`m ZmoQ>m MbZmVyZ ~mx H$aUo. 2) Am`H$amgh gd 59 H$a aô H$aÊ`mV `mdo. 3) A wh$ `m XoÀ`m nbrh$s>rb gd ì`dhma ~±Ho$ m $VM ìhmdo. 4) amoi n emà`m ì`dhmamda `m Xm Agmdr. 5) emgh$s` hgyb dgwbrgmr>r EH$ H$b r H$a AmH$maUr bmjy H$amdr. nydu gah$ma OodT>çm ZmoQ>m N>mnm`Mo VodT>çmM yë`mmo gmozo ~±Ho$V O m H$amd`mMo. nu AmOMr pñwvr mì Aer Zmhr; Va CbQ>M Amho. gmozo Am{U n gm øm Mm nañna Agm H$mhrhr g ~ Y Zmhr. gmozo hr EH$ dñvy Amho Or n emvm moobr OmVo. AmO gah$ma Á`m yë`mv H$a AmH$maVo Am{U ñdrh$mavo Vo XoemMo A{YH $V yë` Ago mzbo OmVo. åhuoom Vo {d{z `mmo gmyz AgVo Ë`mbmM legal tender Ago g ~moybo OmVo. gah$mazo 500 Am{U 1000 én`m À`m MbZr ZmoQ>m ì`dhmamv ~ X Ho$ë`mZo H$m` gmü` hmovo Ë`mMo CÎma lr. ~mo{h$b øm Zr CXmhaUmg{hV Ago {Xbo. EImÚm {~pës >J Yrb bmoh$m Zm nmur nwadr>m H$aÊ`mgmR>r {~pës >JÀ`m Imbr EH$ mor>r nmê`mmr Q>mH$s ~m Ybr OmVo. 12

13 øm Q>mH$sVrb nmur n nmzo daà`m Q>mH$sV gmr>{dbo OmD$Z Z Va {~pës >Jbm nmurnwadr>m Ho$bm OmVmo. nu ImbÀ`m Q>mH$sV ^anya nmur Amho. nmur davr MT>{dÊ`mMm n nxoirb ì`dpñwv Mmby Amho. Varhr darb nmê`mmr Q>mH$s nyu ^av Zgë`m wio {~pës >J Yrb bmoh$m Zm nwaogo nmur { iv Zmhr. AmO Amnë`m XoemVXoIrb hrm n[apñwvr Amho. Amnë`mH$So> resources qh$dm technology ^anya Amho. åhuoom Imbrb nmê`mmr Q>mH$s nyu ^abobr Amho. nu daà`m Q>mH$sVrb nmê`mmr nmvir mì {Xdg {Xdg H$ r H$ r hmov Amho. åhuoom gah$maà`m {VOmoarV H$amÀ`m ñdê$nmv gai mjm Zo `oumam n gm H$ r H$ r hmov Amho. davr nmur MT>{dUmam n n Oar ì`dpñwv Mmby Agbm Var Ë`mÀ`m nmbnmr JiVr åhuoom gah$mar H$a MwH${dÊ`mgmR>r n gm Ü`oM {IemV KmVbm OmV Amho. hmm Vmo H$mim n gm. nu AmO Ë`mMo à mu BVHo$ OmñV Amho H$s gah$mar J JmOir AË`ën ^abr OmV Amho. AmO OmJ{VH$sH$aUm wio Amnë`m XoemMr dojmzo àjvr hmov Amho. Aem doir {Za{Zamù`m H$maUm gmr>r gah$mabm n emmr Iyn JaO AgVo. hm n gm nwaoem à mumv CnbãY Z Pmë`mZo gah$ma ZdrZ ZmoQ>m N>mnyZ n gm CnbãY H$ê$Z XoVo. nu Ë`mM à mumv godm, dñvy qh$dm yë` øm Mr CnbãYVm Zgë`m wio hmjmb dmt>v Amho. AmVm hmjmb dmt>ê`mmrxoirb XmoZ H$maUo AmhoV. EH$ åhuoo OodT>r mjur VodT>m nwadr>m Zgë`mg hmjmb dmt>vo nu Amnë`m XoemMr n[apñwvr Aer Zmhr. Va XoemMm yi àíz Amho Vmo Xm[aÐ` Am{U Vo dmt>ê`mmo H$maU åhuoo VimJmimn`ªV n gm nwa{dê`mg gah$ma An`er R>aV Amho. ømv eovh$ar d Vê$U dj ^as>bm OmV Amho Omo dj Am{U XoemMm AmYmañV ^ Amho. mor>çm MbZr ZmoQ>m ì`dhmamvyz H$mTy>Z Q>mH$ë`mg Am{U gd ì`dhma ~±H$m m $VM Ho$ë`mg ~±Ho$V ^anya IoiVm n gm {Z m U hmob b. Ë`m wio H$Om Mo Xa H$ r hmoê`mg XV hmob b. bmoh$m Mr H«$`eŠVr dmt>rg bmjob. hmjmb g Amim ~gê`mg hmv^ma bmjob. AmO mor>çm MbZr ZmoQ>m ho ì`dhmammo mü` Z ahmvm H$mù`m n emà`m ñdê$nmv Ë`mMr dñvy ~Zbr Amho. hom Amnë`m XoemMo Iao Xw I Amho. H$mim n gm dmnamv Ambm Va Ë`mÀ`m nmd$biwum ahmv ZmhrV. øm CbQ> hmm n gm ~±Ho$ m $V Ambm Va Ë`mÀ`m nmd$biwum amhvmv. åhuyz øm n emg X^m V nmaxe H$Vm AmUUo hr JaO Amho. ho Oar gd Iao Agbo Var 500 Am{U 1000 À`m ZmoQ>m ~mx H$ê$Z Ë`m OmJr 2000 én`mmr ZmoQ> N>mnUo åhuoo H$mù`m n embm AOyZM MmbZm XoÊ`mgmaIo hmob b H$m? Va ømmo CÎma Ago H$s, Oa EImÚm mor>çm añë`mmo Xwê$ñVrH$m H$amd`mMo Pmbo Va Vmo añvm nyu nuo ~ X Z H$aVm Ë`mbm n`m `r añvm V`ma Ho$bm OmVmo. VgoM 2000 én`mà`m ZmoQ>oMo Amho. hr VmËnwaVr ì`dñwm Amho. hr ZmoQ> MbZmVyZ H$Yrhr ~mx hmoê`mmo g Ho$V n VàYmZm ZrXoIrb Amnë`m ^mfumvyz {Xbo AmhoV. åhuoom ømmo ApñVËd VmËnwaVo Amho, Ago åhuê`mg hah$v Zmhr. Amnbr AW ì`dñwm hr 70 Vo 80 Q>ŠHo$ amoi ì`dhmamdam Mmbbr Amho. Aem doir 500 Am{U 1000 À`m ZmoQ>m EH$X ~ X H$aÊ`mV Amë`m wio gm mý` mugm Ü`o WmoS>r g ^«mdñwm {Z m U Pmbr Amho. AmO Amnë`mM XoemV Amnbm n gm gwa{jv Zmhr Aer ^rvr {Z m U Pmbr Amho. Ë`m wio Vmo ^m ~mdyz Ë`mMr Vmam ~i CS>mbobr Amho. nu ^mavr` ZmJ[aH$ hm AË` V g Og d em V Amho. AmO Ë`mbm Ìmg hmov Amho nu Vmo VH«$ma H$arV Zmhr H$maU Ë`mbm m{hv Amho H$s ho Amnë`m OmñV yë`m À`m ZmoQ>m MbZmV ZH$moV! A o[aho$bm AmnU àjv Xoe g OVmo. A o[aho$mo XaS>moB CËnÞ 40 homa S>m ba BVHo$ Amho Am{U Ë`m Mr gdm V mor>r ZmoQ> 100 S>m ba Amho åhuoo Ë`mMo JwUmoÎma 530 nq> AgVo. {~«Q>Z Am{U OnmZ Ü`ohr AgoM à mu Amho. ^mavmv mì ho JwUmoÎma Ho$di 60 nq> Amho. `mmm AW `m ZmoQ>m H$mim n gm ~mijê`mgmr>rm dmnaë`m OmVmV. H$moUË`mhr Denomination Mr ZmoQ> N>mnÊ`mg Ho$di VrZ ê$n`o IM `ovmo. (g X^ -AW H«$m Vr.org) Am{U ImoQ>r ZmoQ> N>mnÊ`mgXoIrb VodT>mM IM `ovmo. Am{U XheVdmX øm mor>çm ZmoQ>m dam nmogbm OmVmo. åhuyzm mor>çm MbZr ZmoQ>m ì`dhmamv AgUo `mo½` Zmhr. 13

14 ^ë`mgmr>rm Amho. nu Á`m bmoh$m H$So> H$mim n gm Amho Ë`mMr mì ^ ~oar CS>mbr Amho. åhuyzm Ë`m Mr AmaS>mAmoaS> Mmby Amho. AmVm AW H«$m VrMo Xwgao nmd$b åhuoo 56 àh$maà`m H$am À`m Omù`mVyZ XoemÀ`m OZVobm wšvr XoÊ`mMo H$m. XoemVrb Ho$di 20% ì`dhma YZmXoemZo hmovmv Va 80% ì`dhma amoirzo hmovmv. Ë`m wio g mo{dkmvh$ ešvr Iwë`m MbZmÀ`m XVrZo g mo{dkmvh$ H$m o dojmzo H$aVmV. øm 80% n embm Oa gah$mar Ñ{ï>jonmV AmUbm Va Ë`mVyZ H$am À`m mü` mvyz XoemMo CËnÞ dmt>ob Am{U Agm m{oh$ H$m` H$aUmè`m da A Hw$eXoIrb R>odVm `ob b. Amnë`m XoemMr H$aàUmbr H$ mbrmr Jw VmJw VrMr Amho. àë`oh$ amá`mvrb H$amMo Xa {Za{Zamio AmhoV. øm Jw Ë`m wio ZmJ[aH$m Ü`o H$a ~ws>{dê`mà`m àd Îmr dmt>rg bmjbr Amho. `m g m Va d H$mù`m AW ì`dñwo wio gah$mamm AãOmdYr én`m Mm hgyb ~ws>vmo. åhuyzm hr H$aàUmbr gmonr H$aUo JaOoMo Amho. bmoh$m darb H$am Mo à mu H$ r Ho$bo Va Ago H$a ~ws>{dê`mmr àd ÎmrXoIrb H$ r hmob b. AmVm $ŠV ~±H$ ì`dhmam dam H$a bmdmdm. hm H$a 2% nojm OmñV Zgmdm. Agm O m Pmbobm H$a H $Ð gah$ma, amá` gah$ma d ZJanm{bH$m øm À`mV dmq>mdm. Ë`mMm n[aum åhuoo ^«ï>mmma H$ r hmoê`mg XV hmob b. øm{edm` AW ì`dñwovrb àë`j n em EodOr H$mS>m Mm Zmoìh ~a-2016 dmq>nmvrb ZdrZ g K w ~B 1. gmb Amem X`m g K Or.B. JmS >Z g K gañdvr g K 07 nwuo 1. Am{XË` ZmH$moS>m {eënm J«mhH$ g K AWlr, ^yjm d 11 am`js> 1. CËH$f J«mhH$ g K, ZmJmoR>mUo lrdy Z J«mhH$ n Mm`V lrdy Z J«mhH$ n Mm`V g K- 13 g K lrdy Z J«mhH$ n Mm`V g K lrdy Z J«mhH$ n Mm`V lrdy Z J«mhH$ n Mm`V g K- 14 g K-4 5 dgb 1. {güxmb J«mhH$ g K 07 EHy$U g K 13 EHy$U g^mgx åhuoom "ßbmpñQ>H$ Zr'Mm A{YH$m{YH$ dmna Pmë`mg H$mù`m n emmm àíz gwq>ê`mg XV hmob b. AmO Amnë`m XoemVrb eovh$è`mbm nyu H$a m $s Amho. ømmm $m`xm AZoH$ lr V eovh$ar KoV AmhoV. Va Ë`mV H$er gwymaum hmod$ eh$vo? eovh$ar H$a ^av Zmhr hr MwH$sMr H$ënZm Amho. Vmo àë`j H$a ^av Zmhr nu AàË`j H$a mì ^av AgVmo. AmO àë`j H$a hm 33% EdT>mM Amho. nu AàË`j H$a mì 67% EdT>o AmhoV. CXm. eovh$è`mbm noq >mob ñdñvmv { iv Zmhr. eovh$ar H$ï>H$ar Amho. Ë`mbm $ŠV H$ï>mMrM ^mfm H$iVo. eovh$è`mzo ^anya H$ï> Ho$bo Am{U ^anya CËnÞ Ambo Va mbmmo ^md ns>vmv Am{U Ë`mZo Oa H$ï> Ho$bo Zmhr Va Ë`mÀ`mnwT>o Im`Mo H$m`, hm àíz C^m ahmvmo. åhuoo XmoÝhr ~moy Zr Vmo ^as>bm OmV Amho. AmO Ë`mÀ`mH$So> nwaogo CËnÞM Zgob Va Vmo H$a H$moUVo ^auma? hr H$hmUr gd gm mý` eovh$è`mmr Amho. Vmo ñdm{^ mzr Amho. nu {^H$mar Zmhr ho gë` Amho. åhuyzm AmOMm eovh$ar AmË hë`oh$so> div Amho. AW H«$m VrZ Va ho gd H$a OmD$Z EH$M H$a `ouma Amho Am{U Vmohr AË` V Aën Agë`m wio Ë`mMr H«$`eŠVr dmt>uma Amho. åhuyzm AW H«$m VrZ Va gdm V OmñV $m`xm eovh$è`mmm hmouma Amho. g H$bZ m{uh$ XmVma

15 AmVm Amnbmhr ìhm Q²gA n J«wn àë`jmv `ouma! g nh$m Mo EH$ à^mdr mü` åhuyz AmnU w ~B J«mhH$ n Mm`VrMo gd gxñ` ìhm Q²>gAnMm dmna H$aÊ`mg àma ^ H$ê$`m! g ñwomo H$m`, {dmma gd Xya jumv nmohmom{dê`mgmr>r; VgoM EImÚm mo{h ov gdmªzm gh^mjr H$ê$Z KoÊ`mgmR>r ho mü` AË` V Cn`wŠV Amho. hm JQ> H$gm V`ma H$am`Mm `mmr Vn{ebdma m{hvr AmnUmg Ü`dVuH$Sy>Z EìhmZm H$i{dÊ`mV Ambr Amho. Ë`mZwgma H $Vr H$am Am{U Ëd[aV Amnbm ìhm Q²gA n J«wn ~Zdm! gü`m H$moUmbm, H$moR>ohr g nh $ gmyê`mmo gmono mü` åhuoo ìhm Q²gA n. w ~B J«mhH$ n Mm`VrÀ`m {d{dy g KmMo, {d^mjm Mo, g K g^mgxm Mo Ago ìhm Q²gA n J«wn AmO ApñVËdmV AmhoV. nu w ~B J«mhH$ n Mm`VrÀ`m àë`oh$ H$m` H$Ë`m g, gxñ`mg, nxm{yh$mè`m g gm mdyz KoUmam Agm ~ hx ìhm Q²gA n J«wn A{YH $VnUo ApñVËdmV ZìhVm. ho bjmv KoD$Z Amnë`m gdmªmm ìhm Q²gA n J«yn H$aÊ`mMm {ZU ` g ñwoà`m Ü`dVu H$m` H$m[aUrZo KoVbm Amho. Ë`mZwgma g nyu g ñwobm H$doV KoUmam ìhm Q²gA n J«wn V`ma H$aÊ`mÀ`m {XeoZo nmdbo Q>mH$br OmV AmhoV. {d{dy g K, g K g^mgx, ^m Jmo{bH$ {d^mj, {dvau H $Ðo, n Mm`V nor>m g{ Vr, IaoXr g{ Vr, g KQ>Z g{ Vr, VH«$ma mj Xe Z H $Ðo, gh`mojr g^mgx, Ü`dVu H$m` H$m[aUr, H$m` H$mar g^m Aem gdmªer OcXJVrZo g nh $ gmyvm `mdm hm `m mjrb hovy Amho. g ñwoh$sy>z AZoH$ CnH«$ hmvr KoVbo OmVmV, mo{h m AmIë`m OmVmV. `m gd m{hvrmr XodmU KodmU H$aÊ`mÀ`mÑï>rZo ~ hx² ìhm Q²gA n JQ> àë`jmv `ouo hr H$mimMr JaO Amho. Vr JaO bjmv KoD$Z Aem {demb JQ>mMm {dmma nwt>o Ambm. AmVm Agm ~ hx² JQ> ~Z{dÊ`mÀ`m {XeoZo g ñwozo nmdbo Q>mH$br AmhoV. `m {d{dy JQ>m Ü`o {dvau {d^mjmmm Omo JQ> Amho Ë`mMr C^maUr H$aUo hm EH$ hîdmmm ^mj Amho. Amnë`m ~hþvoh$ àë`oh$ g KmMm Agm ñdv Mm ìhm Q²gA n J«wn ApñVËdmV Amho. Ë`m g KmÀ`m à wimzo Amnë`m J«wn Yrb gxñ`m Mr m{hvr {d^mjmh$so> $m ads > H$am`Mr Amho. EdT>o gmono H$m Amho nu dmq>vo VodT>o gmono Zmhr hohr {VVHo$M Iao! AemàH$mao g K gxñ`, g K à wi, {d^mj, {dvau {d^mj Aem MT>Ë`m m S>UrZo hr ì`dñwm {Z m U H$am`Mr Amho. {dvau, g KQ>Z, IaoXr g{ Vr, n Mm`V nor>m, VH«$ma mj Xe Z H $Ð Aem Mm JQ> V`ma H$ê$Z Vmohr àë`jmv AmUm`Mm Amho. g nh$m Mo EH$ à^mdr mü` åhuyz AmnU w ~B J«mhH$ n Mm`VrMo gd gxñ` `mmm dmna H$aÊ`mg àma ^ H$ê$`m! g ñwomo H$m`, {dmma gd Xya jumv nmohmom{dê`mgmr>r; VgoM EImÚm mo{h ov gdmªzm gh^mjr H$ê$Z KoÊ`mgmR>r ho mü` AË` V Cn`wŠV Amho. hm JQ> H$gm V`ma H$am`Mm `mmr Vn{ebdma m{hvr AmnUmg Ü`dVuH$Sy>Z EìhmZm H$i{dÊ`mV Ambr Amho. Ë`mZwgma H $Vr H$am Am{U Ëd[aV Amnbm ìhm Q²gA n J«wn ~Zdm! J«mhH$ Midi A{YH$ à^mdr H$aÊ`m Ü`o ìhm Q²gA n J«wn à^mdr ^y{ H$m ~Omdy eh$vmo ho AmnUm g gm JÊ`mMr JaO Zmhr. J H$gbr dmq> nmhvm... Ëd[aV H$m mbm bmjm Am{U Amnmnbm ìhm Q²gA n J«wn ~Zdm! {d^mjr` oimdo ~moardbr ewh«$dma/e{zdma/a{ddma, 16/17/18 {S>go ~a 2016 S>m {~dbr a{ddma, 25 {S>g ~a 2016 A Yoar a{ddma, 15 OmZodmar 2017 X{hga a{ddma, 22 OmZodmar 2017 R>mUo a{ddma, 29 OmZodmar

16 GOOD-BYE CPA , WELCOME CPA 2016 If wiser counsel prevails over our political parties and if they allow both Houses of the Parliament to function smoothly, then we are all set to say Good bye to Consumer Protection Act,1986 and welcome in its place a more comprehensive Consumer Protection Act, Enhancement of Pecuniary jurisdiction: The most important feature of the Consumer Protection Bill-2016 is enhancement of pecuniary jurisdiction of District Forum, State Commission and National Commission as shown below: District Commission: Upto Rs 1 crore (instead of present limit of Rs 20 lakhs) State Commission: Above Rs 1 crores and upto Rs 10 crores National Commission: Above Rs 10 crores. What does the enhancement of pecuniary jurisdiction mean to the consumer? It simply means that a consumer with a grievance with a value of more than Rs 20 lakhs but upto Rs 1 crore will not have to go to the State capital to file complaint in a State Commission. He can file his complaint upto Rs 1crore in District Commission Adv. Shirish Deshpande More importantly, the consumer with his complaint upto Rs 10 crores will not have to take trouble to file the Complaint in National Commission at Delhi. Any complaint beyond Rs 1 crore but less than Rs 10 crore can be filed at State Commission after passage of the new Consumer protection Bill Creation of Enforcement Agency: The Bill proposes creation on Central consumer Protection Authority which is vested with a power to enforce the Consumer Protection Act. Celebrities misleading consumers through Ads will pay price: The provision to bring Celebrities making misleading claims in advertisements has run into problems. The original proposal of providing imprisonment for such Celebrities misleading the consumers is now being reconsidered and it is likely that the final Bill will provide only penalty and ban in participating in any ad for certain period instead of imprisonment. Possibiity of resolving your Complaint through Mediation: The new Consumer Protection Act will also provide for Mediation and the Complainant can attempt to resolve his dispute through Mediation process. Supreme Court directions to discipline Members of Consumer Courts: The Supreme Court, in a recent order dtd. 21 st November 2016, has highlighted the dismal functioning of the Consumer Courts in India and has directed the Central Government to frame model Rules for state governments to ensure that selection of President & Members is based on certain qualitative norms to ensure discipline & accountability among the Members of the Consumer Courts.

17 MGP CAUSES 1 st AMENDMENT TO RERA Even 1 st Amendment to CPA was at MGP s behest After the Parliamentary Committee approved the draft Real Estate (Regulation & Development) Bill-2015, both Houses of the Parliament approved the said RERA Bill after thorough discussion. However, after the due passage of the RERA Bill, when it came to framing Rules thereunder, Mumbai Grahak Panchayat (MGP) discovered a serious technical blunder which has escaped the attention of all legal eagles in Law Ministry and all MPs in the Parliament. The RERA, as passed by the Parliament, provided that the State governments will have powers to fix the fees for registration of Estate Agents. However, the most important power of fixing the fees for the Promoters/Builders for registration of their Real Estate Projects was not given to the state governments and it was erroneously given to the Real Estate Regulator. Although the Parliament never intended this, it was erroneous drafting by the legal draftsmen in Law Ministry. But this was smartly discovered by Mumbai Grahak Panchayat. We therefore made a representation to the Housing Minister & the Law Minister and urged for immediate amendment to rectify this technical blunder. We are happy to inform our readers that the Government, vide its Notification dtd. 28 th October 2016, carried out this amendment as demanded by MGP. With this amendment, the State governments will now have the power to decide the fees for registration of Real Estate Projects by the promoters/builders. 1 st Amendment in CPA was also at MGP s behest: It would not be out of place to mention that even the very 1 st amendment to the Consumer Protection Act had to be 17 - Adv. Shirish Deshpande carried out through Ordinance in 1991 after MGP pointed out grave implication of the National Commission (NCDRC) judgement. Sec 14 of the CPA, as it stood then, required that every judgement of the District Forum was mandatorily required to be signed by the President and both members of the Forum whereas in reality many Forums in the country including Mumbai District Forum were functioning with President and only one member. In one case, the NCDRC struck down the District Forum order only on this technical ground that it was signed by the President and only one Member of the Forum. MGP was quick to realize the grave implications of this judgement. This judgement would have invalidated all thousands of the judgements given by various District Forums including Mumbai District Forum which delivered about 450 judgements with signature of only one member. It would have played havoc for the consumers who had won their battles. MGP therefore demanded proclamation of an ordinance to amend Sec 14 of the CPA, and that too with retrospective effect ( something very rare in judicial history) thereby validating all judgements signed by the President and 1 member. It is entirely and solely to the credit of MGP that its efforts made through Advocate General of Maharashtra fructified and the Central Government issued an Ordinance to overcome the averse implication of the NCDRC judgement and allowed (with retrospective effect) amendment to Section 14 of the CPA allowing the orders of the Forum to be signed by President and only one member.

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19 J«mhH$ {VVwH$m oidmdm {S>g ~a mm 2016 IaoXrMm CËgd : J«mhH$ n Mm`V nor>-2016 J«mhH$ n Mm V nor> 2016 m CnH«$ mmo CX²KmQ>Z gwà{gõ A{^ZoÌr lr Vr oym m OaoH$a m À m hñvo H$aÊ mv Amco. XmXa, JmoaoJmd, R>mUo, dgb, ~moardbr øm nmm nor>m À`m Am`moOZmVyZ J«mhH$ n Mm`V nor>m Mm 2016 Mm CnH«$ `eñdrnuo g nþ Pmbm. {X. 17 gßq> ~a 2016 Vo 26 Am ŠQ>mo~a 2016 øm 40 {Xdgm À`m H$mbmdYrV CnamoŠV nmm {R>H$mUr n Mm`V nor>m Mo Am`moOZ Pmbo. øm nmmhr {R>H$mUÀ`m n Mm`V nor>m Mr nor{zhm` CbmT>mb Imbrb à muo - nor> ñq>m b CbmT>mb (én`o) XmXa 53 1,09,96,663 JmoaoJmd 48 50,75,225 R>mUo 72 99,60,509 dgb 58 80,36,981 ~moardbr 85 2,40,68,646 EHy$U 5,81,38,027 ~momanor>ovrb {MZr mbmmo dmt>vo AmH$f U, gumgwxrmo Am {MË` gmyyz Amazon, Snapdeal gma»`mam ZbmBZ mh}$qq>j H$aUmè`m S>itZr J«mhH$m Zm {Xbobo {S>ñH$mD$ Q>g², 19 3 EH$mda EH$ «$s `mgma»`m {d{dy `moozm Mm J«mhH$m darb dmt>vm à^md, Ë`mgmR>r Pmboë`m à^mdr Om{hamVtMm mam øm nmœ ^y rda gd M nor>m Mr JVdfunojm dmt>vr CbmT>mb, J«mhH$m Mo g ñwodarb {dœmgmmo ÚmoVH$ åhumdo bmjob. ` Xm 18 ZdrZ ñq>m b øm CnH«$ m V g m{dï> Pmbo. Va 11 gm m{oh$ g ñwm Zm «$s ñq>m b XoÊ`mV Ambo. n Mm`V nor>m À`m øm CnH«$ mmo ` XmMo 39 do df. Jobr 38 df Aì`mhVnUo n Mm`V nor>m VyZ {d{dy CnH«$ am~dv, Zm{dÝ`nyU CËnmXZm Mm emoy KoV øm nor>m g nþ hmov AmhoV. ` XmMo df hr Ë`mbm AndmX ZìhVo. Iao Va XmXa, JmoaoJmd Am{U R>mUo `owo nor> Mmby AgVmZm Ywdm±Yma nmdgmzo XmUmXmU CS>dbr. Varhr àë`oh$ nor>ozo JVdfuÀ`m CbmT>mbrnojm A{YH$ CbmT>mb H$ê$Z J«mhH$m Mm g ñwoàvr Agbobm {dœmg gmw R>adbm. AmO Iao Va ~momanor>ov J«mhH$ nor>m Mo nod w$q>bobo Amho. Varhr w ~B J«mhH$ n Mm`VrÀ`m nor>m V OmJm { i{dê`mgmr>r BÀNw>H$ ñq>m bymah$m H$Sy>Z `oumar dmt>vr mjur Amnbm hm CnH«$ AmJim dojim Amho `mmm nwamdm XoVo. XmXa `owrb gỳ d er hm b Ü`o 2016 À`m n Mm`V nor> CnH«$ mmo CX²KmQ>Z gwà{gõ A{^ZoÌr lr Vr oym m OaoH$a

20 Postal registration No. MH/MR/N/158/MBI WPP licencse No. MR/TECH/WPP-137/North/14-16 Licencse to post without prepayment, on 5th & 6th Vile Parle (W) P.O. Mumbai J«mhH$ {VVwH$m oidmdm RNI No. MAHBIL/2011/39044 {S>g ~a mm 2016 `m À`m hñvo Pmbo. Zoh rà`m Am nmm[ah$ CX²KmQ>Z gmohù`mnojm dojù`m nõvrzo hm H$m` H«$ g nþ Pmbm. lr. m OaoH$a `m Zr `m CnH«$ mmo Am nmm[ah$ CX²KmQ>Z Ho$bo Am{U CnpñWV H$m` H$Ë`mªer Z moh$im g dmx gmybm. `m AmJù`mdoJù`m CX²KmQ>Z gmohù`mmo H$m` H$Ë`mªZr ZmnmgyZ ñdmjv Ho$bo. Cd [av JmoaoJmd, R>mUo, dgb `owo n Mm`V nor>m Mr gwédmv lr JOmZZmÀ`m àmw ZoZo Am{U gd CnpñWV H$m` H$V}, JmioYmaH$ øm Zm not>o dmqy>z H$aÊ`mV Ambr. ` Xm àw M «$s ñq>m bà`m H«$ dmarv Ü` àxoem Vrb Z Xm àh$ënj«ñvm gmr>r H$m H$aUmè`m "Z Xmb`' øm g ñwomm g mdoe Pmbm. JmoaoJmd Am{U ~moardbr `owo hm ñq>m b hmovm. A{Ve` amñv Xam Vrb CÎm XOm À`m dñvy, Ë`mhr {dñwm{nv Hw$Qw> ~mzr Ho$boë`m, øm ñq>m bda CnbãY hmoë`m. Ë`mMo ^a^ê$z ñdmjv J«mhH$m Zr Ho$bo. AmnU àë`oh$ nor>o Ü`o H$mhr gm m{oh$ g ñwm Zm {dzm yë` ñq>m b XoV AgVmo. Agm ñq>m b {Xë`mZ Vahr Aem g ñwm g momgmr>r H$m` H$m H$aVmV ho J«mhH$m Zm H$YrH$Yr g OV Zmhr. ho H$m` g momg moa AmUmbo nm{hoo, hm {dmma Am À`m ZmV hmovm. Ë`mVyZM "Z Xmb`' g ñwoà`m g ñwm{nh$m lr ^mavr R>mHy$a øm Zm ~moardbrà`m n Mm`V nor>ov CnpñWV H$m` H$Ë`mªer g dmx gmyê`mgmr>r {Z {ÌV Ho$bo hmovo. g ñwomo AÜ`j S>m. am Xmg JwOamWr ho øm H$m` H«$ mà`m AÜ`jñWmZr hmovo. Z Xmb` g ñwomr {Z{ Vr, hr g ñwm H$arV Agbobo H$m øm{z{ ÎmmZo CnpñWVm g moa m S>Ê`mMr g Yr n Mm`V nor>o wio { imbr, Ago lr. R>mHy$a øm Zr AmdOy Z Z yx Ho$bo. ` Xm nor>ov {dvaummm ñq>m b ZìhVm. AmO {d{dy ^m Jmo{bH$ {d^mjm Vrb H$m` H$V} nor>ov H$m H$aÊ`mg CËgwH$ AgVmV. øm{z{ ÎmmZo H$m` H$Ë`mªMm EH$ oh$m er g nh $ dmt>vmo. {dvaumà`m ñq>m b wio H$mhr A er hm hovy gmü` hmov hmovm. ` Xm ømgmr>r "{ZgJm `Z' øm ñq>m bmr AmnU {Z{ Vr Ho$br. ZmaimÀ`m Pmdù`m nmgyz ~Zdboë`m n`m daunyah$ {S>eog, ~md$ëg øm Mm ñq>m b Amnë`m H$m` H$Ë`mªZr Mmbdbm. øm ñq>m bbm CX S> à{vgmx { imbm. "{ZgJm `Z' ñq>m bmr O~m~Xmar Oar n Mm`V nor> ~moardcrvrc J«mhH$ n Mm V nor>ov H$m H$Ë mªzm mj Xe Z H$aVmZm Z Xmc g ñwoà m g ñwm{nh$m lr Vr ^mavr R>mHy$a Printed & Published by NISHIKANT VINAYAK GURJAR on behalf of Mumbai Grahak Panchayat, Printed at India Printing Works, 42 G. D. Ambekar Marg, Wadala, Mumbai and Published at Mumbai Grahak Panchayat, Grahak Bhawan, Sant Dnyaneshwar Marg, JVPD Scheme, Juhu, Vile Parle (West), Mumbai Ph.: , , Fax : mgpanchayat@yahoo.com Website: mumbaigrahakpanchayat.org Editor : Datta Panchwagh 4 20 g{ VrZo KoVbr hmovr Va àë`oh$ nor>oà`m {d^mjmv ñwm{zh$ H$m` H$Ë`mªZr Am{U BVa {d^mjmà`m H$m` H$Ë`mªZr { iyz hr O~m~Xmar CÎm gm ^mibr. ñwm{zh$ H$m` H$Ë`mªÀ`m g nyu ghh$m`m ZoM hm CnH«$ Amåhr `eñdrnuo g nþ H$ê$ eh$bmo. n Mm`V nor>m Mm øm IaoXr CËgdmÀ`m àmma, àgmamw n{hë`m XmM A{Ve` gwq>gwq>rv Am{U AmH$f H$ ~«moeg H$mT>Ê`m V Ambr. ømnwt>o AerM ~«moeg Xadfu H$mT>mdrV, Aem gymzm H$m` H$V} Am{U Ag»` J«mhH$ ñq>m bymah$m Zr Ho$ë`m AmhoV. øm g nyu CnH«$ mgmr>r n Mm`V nor> g{ Vr Odi Odi mm Vo Zmoìho ~an`ªv H$m` ½Z hmovr. ñq>m bymah$m À`m wbmivr, hm b emoyuo, nor>omoo ì`dñwmnz H$aUo Aer Ag»` H$m o n Mm`V nor> g{ Vr gmvë`mzo H$aV AgVo. nor>m Pmë`mZ Va nor>m Mo {hemo~ MmoI XoUo `m~ôbhr n Mm`V nor> g{ Vr Xj AgVo. AWm V `m gd H$m`m bm g ñwomo nxm{yh$mar Am{U H$m` H$m[aUrMo mj Xe Z, ñwm{zh$ H$m` H$Ë`mªMm CËñ y$v gh^mj, H$m`m b`rz H$ Mmè`m Mo g nyu ghh$m` `m~imdam ho eš` hmovo. g ñwobm Ag»` H$m` H$V} { idyz XoUmam, Am{U g ñwobm H$mhr A er Am{W H$ nmr>~i XoUmam hm CnH«$ CÎmamoÎma d püx JV hmov Amho Am{U J«mhH$ mý`vmhr nmdv Amho. n Mm`V nor> g{ VrV }$ gdmªzm YÝ`dmX. - AZwamYm Xoenm So> à wi n Mm`V nor> g{ Vr