CM & & MVD..

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2 2 INTRODUCTION 1. Passport GST Registration GST Software Digital Signature Insurance Pancard PMAY Voter ID Bill Payments& Compliants to CM of Kerala Company Registration Birth, Death & Marriage Certificate Aadhaar Food & Safety Loans Wallet E-District Project Report MVD Encumbrance ertificate Ownership Cer. & Property Tax(Sanchaya) Land Tax Udyog Aadhaar 38-38

3 3 SMART Q ONLINE BUSINESS SERVICES PVT. LTD. PASSPORT ]mêvt]mà«n\p At]- n- p-hm³ Fs Ãmw tcj-iä Bh-iy-amWv? sfun {]q^v, A{UÊv {]q^v, hbkv sxfn-bn- p tcj, (kviqä kà«n^n -äv, B[mÀ ImÀUv, P\\ kà«n^n -äv) ]mêvt]mà«n\p At]- n- p-hm\på ^okv F{X-bm-Wv.? AXv F s\bmwv AS-bvt - Xv? ]mêvt]mà«v ^okv 36 t]pv _p vse-än\v 1500 cq]bpw 60 t]pn-tâ-xn\v 2000 cq]- bp-am-wv.-ap-xnà ]uc- mà pw 8 hb-kn\p Xmsg-bpÅ Ip«n-IÄ pw ^oknâ 10% hsc Cf-hp v. ]mkvt]mà«v ^o Hm sse-\mbn AS-bv -Ww. XÂIm-en At]- n- p- -hà CXn-\p-]p-dsa XÂIm ^okmb 2000 cq] ]mêvt]mà«v tkhmti{µ nât\cn«v Iymjmbn \ÂI-Ww. XÂIm ]mêvt]mà«n\v At]- n- p-t¼mä GsX- nepw Annexure Form Bh-iy-ap t m.?- XÂIm ]mêvt]mà«n\v At]- n- p-t¼mä Annexure E Form Bh-iyamWv. 18 hb-ênâ Xmsg {]mb-apå Ip«n-IÄ v ]mêvt]mà«v FSp- p-t_mä ^okv F{X-bm-Wv.? 1000 cq]-bmwv t\màaâ ]mêvt]mà«n\v Ip«n-IÄ v hcp- -Xv. ]mêvt]mà«v Hm^okn IÌ-aÀ t]mti Bhiyw Dt m? IÌ-aÀ ]mêvt]mà«v Hm^o-kn t]mti- -Xm-Wv. ]mêvt]mà«v Hm^o-kn t]m-im-\på Znh-khpw ka-bhpw skeivsv snbvxp-sim-sp- p-i-bmwv skâà snt Xv. At]- -I³ ssa\à BsW- nâ ]mêvt]mà«n\p At]- n- m³ Fs Ãmw tcj-iä Bh-iy-amWv?

4 4 B[mÀ ImÀUv, P\\ kà«n^n -äv,c- n-xm-hnsâ ]mêvt]mà«v. Annexure D Form(amXm-]n-Xm- -fpss k½-x-]{xw) c nxmhv H v h v aäv tcj- I-fpsS IqsSlmP-cm- Ww. amxm]nxm -fpss Hcm-fpsS k½xw In«n-bn-Ãm-sb- nâ Annexure C Form D]- tbm-kn- -Ww. 5 hb-knâ Xmsg DÅ Ip«n-IÄ BsW- nâ 2 ]mêvt]mà«v sskk t^m-t«mbpw IqsS lmp-cm- Ww amxm]nxm Ä hntz-i- m-sw nepw Annexure DForm Bh-iy-amWv. ]t Fw_kn AäÌv sn t -Xn-Ã. ]mêvt]mà«v ]pxp- m³ Bh-iy-amb tcj-iä Fs Ãmw? sfun {]q^v, A{UÊv {]q^v, hbkv sxfn-bn- p tcj, (kviqä kà«n^n -äv, B[mÀ ImÀUv, P\\ kà«n^n -äv) ]gb ]mêvt]mà«v. ]g-b- ]m-êvt]mà«nse GsX- nepw hnh-c- Ä amsä-w-sa- nâ _Ô-s «tcj-iä IqSn lmp-cm-t - -Xm-Wv. ]mêvt]mà«v ]pxp- m³ F{X cq]-bmwv Bhiyw? ]pxnb ]mêvt]mà«v FSp- p AtX NmÀPv Xs -bmwv ]mêvt]mà«v ]pxp- m\pw Bh-iy-ambn hcp- -Xv.(1500) F mwvxâimâ ]mêvt]mà«v? Bh-iy-amb tcj-iä Fs m-s -bm-wv.? ]mkvt]mà«v thk- nâ Bh-iy-ap-Å-hÀ v XÂIm kvioanâ At]- n- mâ 1,2,3 Znh-k- n-\p-ånâ ]mkvt]mà«v e`n- pw. At]- -Isâ t]cn-epå aq v Xncn- -dn-bâ tcj-iä lmp-cm- -Ww. XÂIm ^okmb 2000 cq] ]mêvt]mà«v tkhmti{µ nâ Iymjymbn \ÂIWw Hm sse³ AS-bv p 1500 cq]-bpss ]pd-sa-bm- Wn-Xv. hnzym`ymk-tc-j-iä/kà«n^n -ä-iä hnzym`ymk Øm]-\- -fnâ kd- À snbvxn-«på hnzymà n-iä ECNR In«m³ F v sn Ww.? _Ôs «hnzym`ymk Øm]-\- nse {]n³kn- mä km y-s -Sp- nb kà«n^n -äp- I-fpsS ]IÀ v, hnzym`ymk- tc-j-iä kd- À snbvxxmbpå {]n³kn- m-fnsâ kà«n^n äv F nh lmp-cm- -Ww. ap³ ]mêvt]mà«nsâ Imem-h[n Ignªv hàj- -fmbn. C\n At]- n- p- -Xn\v Fs - nepw XS-Ê- -fp-t m.?

5 5 Imemh[n Ign-bm³ Hcp hàjw _m n-bp-å-t mtgm AsÃ- nâ Imem-h[n Ignªv Ft mä thw-sa- ntem At]- n mw. ]pxp-  sshin-b-xn\v {]txy-in v ]ng H pw AS-bvt - -Xn-Ã. ]pxp- p ka-b v Imem-h[n Ignª ]mêvt]mà«v, ]mêvt]mà«v tkhm-ti{µ nâ lmp-cm- -Ww. ]mêvt]mà«nse hyàn-kx hnh-c- Ä amäp- -Xn\v F v sn Ww.? ]mêvt]mà«nse hnh-c- Ä amdp- -Xn\v AsÃ- nâ t]pp-iä XoÀ p-t]m-bmâ AsÃ- nâ \jvs-s -Sp-Itbm tisv hcp-itbm snbvxmâ At]- -I³ DSs\ Xs ]mêvt]mà«v ]pxp- p- -Xn-\v(Re-Issue)Hm sse-\mbn At]- n- mw. C cw kml-n-cy- -fnâ ]mêvt]mà«v ]pxp- p- -Xn-\mbn Imem-h[n Xocp hàjw hsc Im n-cn-t Bh-iy-an-Ã. At]- -IÀ v Ah-cpsS Ønc-taÂhn-em-k- nâ \n v At]- n- mtam? ]mêvt]mà«n\v At]- n-t - Xv Ct m-gs taâhn-em-k- nâ \n m-wv, Ønc-hnem-k- nâ \n -Ã. AXm-bXv Ct mä XmÂIm-enI Xmak Øe- mwv (hm-si hosv, Kh.-tIzmÀt«gvkv XpS- n-b-h) hkn- p sx nepw B hnem-k- nse A{ÍÊv {]q^v BWv lmp-cm-t - -Xv.-hm-S-Ibv v Xma-kn- p- -h-cm-sw nâ A{ÍÊv {]q^mbn hmsi No«v (Rent Agreement) lmp-cmt Xm-Wv.FÃm ap³ hnem-k- fpw Xma-kn Ime-b-fhpw hyà-ambn ImWn- Ww ap³ hnem-k- Ä sxfn-bn- p- -Xn\v tcj-iä H pw lmp-cm-t -.tlmì-enâ \n v ]Tn- p hnzymà n-iä v tlmìâ A{Í-Êntem Ønc-hn-em-k- nâ \nt m At]- n mw. ]mêvt]mà«v \jvs-s -«mâ F p sn Ww? ]mêvt]mà«v \jvs-s -«mâ DS³ Xs ASp på t]meokv tìj-\nâ And-bn- - Ww.-Xp-SÀ v FIR,Annexure F F n-h-tbm-ssm w ]pxnb ]mêvt]mà«n\v (Reissue)At]- n- -Ww. ]mêvt]mà«n\p At]- n- p-t_mä BZyw user create sn Ww.Create snbvxp- I-gn- ªm AXnsâ link user create sn pt_mä simsp Cþ-sa-bn-en-te v hcp- -Xm- Wv. B link eqss BWv ]mêvt]mà«n\v apply snt Xv. Apply sn pt_mä 12 step IfmWv DÅXv Apply snbvxp-i-gnªmâ submitsn pi.snbvx-tijwappoinmentdate & time Select sn pi. online paymenthgn ]Ww AS-bv pi.

6 6 GST REGISTRATION Gst cpnìà Bh-iy-amb tcj-iä Fs Ãmw? ]m³ ImÀUv t^mt«m ] m-b v ssek³kv _m v ]mêv_p v/cancelled cheque/bank statement (IFSC Code, A/C No, t]cv F nh hyà-am-bn-cn- -Ww.) hmsi IcmÀ( Rent agreement) si«ns \nipxn (Building tax recipt) Owner ship Certificate Partnership deed, authorized signatory details( F nh IqSn ]mà«v\àjn v Øm]-\-am-sW nâ Bh-iy-am-Wv.) Gst Hcp XhW cpn-ìà snbvxp Ignªv Hgn-hm-bn-t m-bmâ (Rejected ) Bbm ho pw cpn-ìà sn m³ Ign-bptam? cpn-kv{s-j³ ho pw sn mhp -XmWv. F mâ BZyw D]-tbm-Kn t^m \¼À, Cþ-sa-bn sf.un F nh D]-tbm-Kn v cpn-kv{s-j³ sn m³ Ign-bnà ]Icw ]pxn-bxv D]-tbm-Kn v thww cpn-kv{s-j³ sn m³. GST cpnkv{sj³ sn pt¼mät]cpw ]m³imàupw \¼dpw tbmnn- p- nã F mwv ImWn- p- -Xv. ]t ]m³ ImÀUnsâ api-fn-se-gp-xnb t]cv Xs BWv simsp- n-cn- p- -Xv. F mwv AXn\v ImcWw.? GST cpnkv{sj³ sn pt¼mä ]m³imàunsâ api-fn-epå t]cv Aà simsp-t - -Xv. KqKn-fn skà v ]m³ F sss v snbvxmâ ]m³ ImÀUnsâ \¼À sss v sn m\på Hm]vj³ ImWn pw AhnsS ]m³ ImÀUv \¼À sss v snbvxv simsp v skà v simsp- p-i. AhnsS ]m³imàuv DS-a-bpsS hni-z-hn-h-c- Ä ImWn pw. AhnsS simsp- n-cn- p t]cv F mtwm B t]cmwv simsp-t - - Xv. GST cpnkv{sj³ sn pt¼mä IÌ-a-dpsS t^m \¼dpw Cþ-sa-bn sfunbpw Xs -bmtwm simsp-t - Xv?

7 7 IÌ-a-dpsS t^m \¼dpw Cþ-sa-bn sfunbpw Xs - simsp- p- -XmWv \Ã- Xv.ImcWw GST cpnkv{sj\pambn _Ô-s «Adn-bn- p-iä Cþ-sa-bn sfunbnte pw t^m \¼-dn-te pw BWv hcp- -Xv. GST cpnkv{sj³ sn pt¼mä]e-x-h-w-i-fmbn OTP hcp-t_mä IÌ-a-dpsS Cþ-sabn sfunbpw t^m \¼-dpw simsp- mâ _p²n-ap-«m-intã? GST cpnkv{sj³ sn pt¼mä Hcp XhW am{xta Cþ-sa-bn-en-sebpw t^mwntebpw OTP Bh-iy-ambn hcp- p-åp. ]n osv hcp OTP Hm]vj-W-emWv AXm-bXv Cþ-sa-bn-en-tetbm t^mwn-tetbm GsX- nepw H nâ h OTP axn. F{X sì pifm-wv GST cpnkv{sj³ sn m\påxv? 10 sì pifm-wv GST cpnkv{sj\på-xv. FÃm sì pifpw IrXy-ambn hmbn v IÌ-aÀ X n-«på tcj-i-fn-epå Xs sss v sn pi. GST cpnkv{sj³ snbvxp Ign-ª tijw Ìmäkv t\m n-b-t mä mcn-^n-t -j³ ss^â sn m³ BWv ImWn- p- -Xv. AXv F -s\-bmwv snt Xv? mcn-^n-t -j³ ss^â sn m³ ]d-ªmâ 7 Znh-k- n-\p-ånâ ss^â snbvxncn- -Ww. CÃm F nâ B A¹n-t -j³ dnpivsv Bhp- -Xm-Wv. F mwv mcnss^ snt sx v \ap- -dn-bm³ km[n pw. AXv Adn-bp- -Xn- \mbngstcpnkv{sj³ snbvx-t mä e`n TRN \¼À sss v snbvxv tijwarn \¼dpw IqSn sss v sn pi. snbvxp I-gn-ªmÂAhnsS ImWn- p- -Xm-bn-cn- pw.ahnss Xs mcn-^n-t -j³ ss^â sn m\på Hm]vj\pw D m-hpw. GSTA{]qhvUv Bbn F F -s\-bmwv Adn-bp- -Xv.? GSTA{]qhvUv Bbm cpnkv{sj³ sn pt_mä simsp Cþ-sa-bn-en-te v satêpv hcpw.-a-xnâ GST\¼dpw bqkà sfunbpw ]mê-vthàupw D m-ipw. Cþ-sa-bn-en h GST\¼dpw bqkà sfunbpw ]mê-vthàupw BtWm IÌ-aÀ v \ÂtI- Xv.? GST\¼À AXv Xs -bm-wv. F mâ bqkà sfunbpw ]mê-vthàupw ^Ìv sss temkn-\nâ t]mbn amän ]pxn-bxv {Intbäv snbvx tijw temkn³ sn pi. temkn³ snbvx tijw Ah-cpsS kà«n^n äv Download snbvxv IÌ-aÀ v simsp- p-i.kà«n^n -änâ UnPn-ä kntá- À D mipw AXv hmen-tuäv snbvxv thww IÌ-aÀ v simsp- m³.

8 8 GST cpnkv{sj³ sn pt_mä e`n- p TRN \¼dn\p 15 Znh-ks hmen- UnänbmWv D m-bn-cn- pi. -GST cpnkv{sj³ sn pt_mä kaà n- p tcj-iä hmenunän DÅ-Xm-bn-cn- -Ww. -GST cpnkv{sj³ snbvxp Ignªm Znh-khpw Ìmäkv ]cn-tim-[n- -Ww. GST SOFTWARE Pn.Fkv.Sn tkm^väv shbà F p ]d-ªmâ F m-wv.? Pn.Fkv.Sn cpn-kv{s-j³ snbvx Bfp-IÄ v dnt«- ss^â sn m³ th n-bp-å- Xm-WnXv, AXm-bXv dnt«- ss^â snt tjm p-imà Iw_yq-«À D]-tbm-Kn- p- - h-cm-sw nâ AhÀ v kvamà«v Iyq hnsâ tkm^väv shbdmb Pn.Fkv.Sn tkm^väv shbà \ÂIp- -Xm-Wv. Pn.Fkv.Sn tkm^väv shbà \ÂIp- -Xn-sIm v F v t\«-amwv DÅ-Xv.? Pn.Fkv.Sn tkm^väv shbà CÃm tjm p-imà dnt«- ss^â sn m³ th n FÃm amkhpw Ah-cpsS skbnâkv _nãv,-]àt gvkv _nãv, tìm v F nh IrXyambn dnt«- ss^â sn p sksâ-dp-im-cpss ASp v F n-t - -Xm-Wv.-F- mâ Pn.Fkv.Sn tkm^väv shbdpå tjm p-imà v AhÀ v Xs Iw_yq-«-dnÂ,]Àt gvkv, skbnâkv, tìm v F nh tcj-s -Sp- m-hp- -Xm-Wv.-sk-sâ-dp-Im-c³ amk- nâ t]mbn AXnsâ tìävsaâv FSp- mâ axn. Pn.Fkv.Sn tkm^väv shbà \ÂIp- -Xn\v F{X cq]-bmwv Hcp tjm p-im-csâ ASp p \n v hmt - -Xv.? Pn.Fkv.Sn tkm^väv shbà \ÂIp- -Xn\v ]Ww Bh-iy-an-à {^o Bbn-«mWv tjm p- ImÀ v simsp- p- -Xv.FÃm amkhpw dnt«- ss^â sn p Xn\v \nâ dnt«bsw- nâ 500 cq]bpw, 30,0000 (ap- Xv e w) hsc BsW- nâ 1000 cq]bpw 30,0000 (ap Xv e -w) apxâ 50,0000 (A³]Xv e w) hsc 1700 cq]-bpw. 50,0000 (A³]Xv e w) n\v api-fn-te v cq]-bp-amwv hmt Xv. Hcp tjm p-im-c³ Pn.Fkv.Sn tkm^väv shbà Bh-iy-s «v sksâ-dnâ h mâ sksâàimà Fs -s\-bmwv AhÀ Xv \ÂIp-I.? Pn.Fkv.Sn tkm^väv shbà enwkv kvamà«v Iyq hnsâ sskänâ Xs DÄs -Sp- n-bn-«p- v, (Software download link( AXn-eqsS Ibdn Software download sn pi, download snbxv Ign-ªm Hm] sn m \på AIvän-th-j³ Io sluv Hm^o-kn \n pw Xcp- -Xm-Wv. (activation key

9 ). Ch D]-tbm-Kn v sksâàimà v Pn.Fkv.Sn tkm^väv shbà tjm p-imà v simsp mhp- -Xm-Wv. DIGITAL SIGNATURE UnPn-ä kntá- À F p ]d-ªmâ F mwv? F mwv CXnsâ Bhiyw? Hcp hyàn-bpss H v UnPn-ä t^ma-nem- p (computer coding) coxnbmwv UnPn-ä kntá- À._nkn-\kv kw_-ô-amb Bhiy Ä pw kvtimfàjn v BWv UnPn-ä kntá- À Imcy-ambn D]-tbm-Kn- p- -Xv. UnPn-ä kntá- À FSp- m³ Fs Ãmw tcj-iä Bh-iy-amWv? A¹nt -j³ t^mw, t^mt«m,- ]m³imàuv, B[mÀ ImÀUv, UnPn-ä kntá- À FSp- m Xn-\pÅ ^okv F{X-bmWv? ]pxn-bxv FSp- p-i-bm-sw nâ 1000 cq]bpw ]pxp- m³ BsW- nâ 500 cq]-bp-amwv ^okv. UnPn-ä kntá- À tsm F mwv? UnPn-ä kntá- dn\p D]-tbm-Kn- p s]³{uhv BWv. UnPn-ä kntá- dn\p Bh-iy-amb tsm FhnsS \n mwv e`n- pi? IÌ-aÀ v kz -ambn tsm hm m³ Ign-bn-Ã. HmUÀ In«n-bm sluv Hm^n-kn Adn-bn- mâ CXp-ambn _Ô-s «NmtäUv A u- âv aptj\ tsm hm n AXXp skâàimà v sluv Hm^o-kn \n pw Xcp- -Xm-Wv. tsm am{x-ambn hm p- -Xn\v F{X-cq-]-bmWv NmÀÖv.? 1 F - n\v 550 cq]-bmwv. F mâ 5 IqSp-X hm p-t_mä UnkvIu v D m-ip- -Xm-Wv.

10 10 UnPn-ä kntá- dnsâ Imem-h[n F{X-bm-Wv.? 1 hàjhpw 2 hàj-hpw Imem-h-[n-bn UnPn-ä kntá- À FSp- m-hp- -Xm-Wv. F mâ 2 hàj-t - mwv an Bfp-Ifpw UnPn-ä kntá- À FSp- p Xv ImcWw 1 hàj-t v 950 cq] thww 2hÀj-t msw nâ 1000 cq]-bm-wv. 50 cq]-bpss hyxym-kta hcp- p-åp. INSURANCE C³jq-d³kv temkn³ sn m³ ]äm- Xv F vsim v? sluv Hm^o-kn\p Iogn-epÅ GsX- nepw skâà Iymjv s]bvsaâv F Hm]vj³ sn pibm-sw nâ 24 awn- q-dn-\p-ånâ \yq C y Hm^o-kn t\cn«v F n- -Ww. AÃm- ] w \yq C ybpss ]mêvthàuv AhÀ amäp- -Xm-bncn pw. Iymjv s]bvsaâv snbvxv Ign-ªm am{xta AhÀ sskäv Hm] sn pibp-åp. C³jq-d³kv I½o-j³ Ft mgmwv In«p-I.? C³jq-d³kv snbvxv 30 Znhkw Ign-ª-Xn\p tijw In«p- -Xm-Wv. C³jq-d³kv temkn³ sn pt_mä Iptd hnh-c- Ä tnmzn- p- p- v. AXv F mwv.? C³jqd³kv snbvx-xn-\p-tijw snt s{]mkêv BWn-Xv.-CXv ]qà ambpw ^nãv snbvxmâ am{xta I½o-j³ In«p-I-bp-Åq. Due Date Ignª h n-iä v C³jq-d³kv snbvxp-sim-sp- m³ ]äp-tam.? Hm sse³ Bbn sn m³ Ign-bnÃ. Hm^v sse³ Bbn«v sn m³ Ignbpw F mâ skâàimà v sn m³ Ign-bn-Ã, details sluv Hm^o-kn F n- mâ AhnsS \n v snbvxv Xcp- -Xm-Wv. Due Date Ignª h n-iä v C³jq-d³kv sn m³ Fs Ãmw tcj-iä Bh-iy-am- Wv.? B[mÀ ImÀUv, h n-bpss 5 t^mt«m (ap³]v,-]n³]v,-c-s-xv,-h-e-xv,-ao-äà dounw-kv,-\-¼à s¹bväv), sebväìv C³jq-d³kv t]mfnkn t] À, RC Book.

11 11 s{]-häv Imdnsâ C³jq-d³kv sn m³ Ign-bp-tam.? sn m³ Ignbpw. \ne-hn-epå snbvxp sim n-cn- p I¼-\n-bpsS C³jq-d³kn \n pw amdn asämcp I¼-\n-bpsS C³jq-d³kv sn m³ Ign-bp-tam.? IÌ-a-dpsS XmÂ]-cy- n-\-\p-k-cn v amän sn m³ Ignbpw. \ne-hnâ Ct mä ssehmbn sn m³ Ign-bp C³jq-d³kp-IÄ FsX-Ãmw.? IFCO TOKIYO, NEW INDIA, POLICY BOSS, COVER NEST. Hm^v sse³ Bbn C³jq-d³kv sn p Xn\v F{X kabw FSp pw.? Npcp n-bxv 2 Znhkw, (C³jq-d³kv sn p Sky C³jq-d³kv Hm^o-kv A u- nâ ]Ww F n-b-xn\p tijw am{xta AhÀ t]mfnkn sn pibp-åp. hyxykvx I¼-\nIfpsS C³jq-d³knsâ \nc v And-bp-hm³ Ign-bp-tam.? And-bp-hm³ Ignbpw, ]t km[m-c-w-t]mse Xs FÃmw snbvxv Ignªv ImÂIp-teäv ^o F Hm]vj³ n v snbvxmâ F{X-bmWv \nc v F v And-bphm³ km[n- pw. C³jq-d³kv sn p ka-b v UnkvIu v simsp- p-hm³ km[n- p-tam.? XoÀ -bmbpw simsp- m³ km[n pw 40% hsc UnkvIu v simsp- m-hp- -Xm-Wv. C³jq-d³knsâ I½o-j³ e`n- p- -Xn-\pÅ t^mw ]qcn- n- p ka-b v Center ID tnmzn- p- p- v, AhnsS F mwv simsp-t - -Xv.? Center ID F p-sh- mâ C³jq-d³knsâ ]mêvthàunsâ IqsS X \¼À BWv, B \¼À simsp- mâ axn. Sn À,- Po- v,- Hm-t«mdn, F n-h-bpss C³jq-d³kv snbvxv simsp- p-hm³ Ign-bp-tam.? sn m³ Ignbpw. BtcmKy C³jq-d³kv sn m³ Ign-bptam? sn m³ Ignbpw ]t s{]häv I¼\n-I-fp-sSXv am{x-am-wv, C³jq-d³knsâ t]mfnkn snbvx t] À \jvs-s «p t]mbmâ F p sn Ww.? Uyq¹n-t äv FSp- pi. (FhnsS \n mtwm snbvxxv AhnsS Xs t]mbn thww sn m³.)

12 12 IFCO-TOKIO bpss User name & Password,OTP F nh F -s\-bmwv e`n- p-i.? IFCO-TOKIO bpss User name & Password F nh FÃm-hÀ pw H p Xs -bm-wv. AXv C³jq-d³kv sn p FÃm skâ-dp-iä pw sluv Hm^o-kn \n pw simsp n«påxmwv.-iq-smsx All Kerala Whats App Group  Share snbvxn-«p- v. IFCO-TOKIO bpss OTP FÃm BgvN-bnepw amdp- -Xm-Wv.-AXv FÃm BgvN-bnepw All Kerala Whats App Group  Share sn p Xm- Wv.- OTP \¼À simsp p Ign-ªm ]n osv GXv Hm]vj-\mWv skeivsv snt Xv.? OTP \¼À simsp p Ign-ªm Validate simsp- p-i. Resent SMS F Hm]vj³ simsp- -cpxv.imcww AXv n v snbvxmâ BgvN-bn amdp OTP \¼À amdp- -Xm-Wv. OTP \¼À amdnbmâ FÃm skâ-dp-im-à pw ho pw Information simsp-t - -Xmbnhcpw. IFCO-TOKIO bnâ F -s\-bmwv C³jq-d³kv snt Xv.? User name & Password, OTP F nh simsp- -Xn-\p-tijw Validate simsp- p-i. AXn-\p-tijw Auto Policy n v sn pi, FXp hml-\-amsw v skeivsv sn pi. ]n osv (+) F NnÓw n v sn pi. tijw hnhc- Ä simsp- m-\på t]pv Hm]v Bbn hcp- -Xm-Wv. AXn ]qcn- n-t timf- Ä shå \nd- nâ ImWn- p- -Xm-Wv. AXv ]qcn- n- p-i. tijw hml- \- nsâ hnh-c- Ä simsp- pi Get Premium DetailssImSp pignªv Payment snbvxp Ign-ªm Policy Issue Bhp- -Xm-Wv.AXv {]nâv FSp p simsp- p-i. IFCO-TOKIO bnâ Offline Bbn C³jq-d³kv FSp- p-hm³ km[n- p-tam.? C³jq-d³kv FSp- p-hm³ km[n- pw. IFCO-TOKIO bnâ Offline Bbn C³jq-d³kv FSp- p-hm³ Fs -Ãmw tcjiä Bh-iy-am-Wv.? Rc book Aadhar card Latest previous insurance paper

13 13 Photo ( 7) ( Friend Including Number Plate) back, left, right, full coverage ) GsXÃmw hml-\- -fpss C³jq-d³kv IFCO-TOKIO bnâ sn m³ Ign-bpw.? Pvt.CAR, E-Bike Policy,Two Wheelers, Commercial Vehicle. PAN CARD ]m³imàun\v At]- n- p-hm³ Bh-iy-amb tcj-iä Fs Ãmw? 2 t^mt«m, B[mÀ ImÀUv, sfun ImÀUv,-(A-{ÍÊv, hb-êv, sfun F nh sxfn-bn- p tcj) _tbm-sa-{sn v CdÀ hcp- Xv F p-sim v? hcm-xn-cn- m³ F p-sn Ww? h mâ F mwv snt Xv? _tbm-sa-{sn v CdÀ hcp- Xv B[m-dn ssitc-j-iä ]Xn-bm- -Xn-\m-em-Wv. _tbm-sa-{sn v CdÀ hcm-xn-cn- m³ sfun {]q^v Bbn«v B[mÀ simsp- m-xncn- pi.]icw IrXy-amb hnh-c- Ä DÅ asämcp tcj simsp- p-i. (DZ: thmt«gvkv sfun, ]mêvt]mà«v, ss{uhnwkv ssek³kv) _tbm-sa-{sn v CdÀ h mâ B[mÀ F³tdmÄsaâv skâ-dnâ t]mbn ho pw hnc-e-s-bmfw ]Xn- n- p-i. ]m³imàuv \jvs-s -«p-t]m-bmâ ho pw FSp- m\pw.sxäv h mâ Xncp- m\pw F mwv snt Xv.? ]m³imàuv \jvs-s -«p-t]m-bxmsw- nâ ]m³imàuv tim nbnsã- nepw ]m³imàuv \¼-sd- nepw Ad-ªn-cn-t - -Xm-Wv. At]- n- p-t¼mä A¹nt -j³ sss nâ aq m-as Hm]vj³ (Changes or Correction in Existing pan data/reprint of pancard) skeivsv sn pi _m n-bpå hnh-c- Ä apgp-h³ ]qcn- n- p-i. ]m³imàuv \jvss -«p-t]mbxmsw- nâ ap¼v ]m³imàuv FSp- -t m-gpå hnh-c- -fnâ amä- Ä H pw hcp- msx Xs At]- n- p-i. sxäv Xncp- m- \mwv At]- n- p- -sx nâ Xncp-t - h Xncp- n-sim-sp- pi Xncp- n-b-xn- \på tcj-iä CXn-t\m-sSm w kaà n- p-i.-hm sse³ Bbn At]- n- p-

14 14 t_mä (Documents Details)tNmZn pw AXn km[m-c-w-bmbn sfun,-a- {Í-Êv,-h-bkv sxfn-bn- p tcj-i-fmwv skeiväv snt Xv F mâ ChnsS (Proof of Pan) F Hm]vj\pw IqSn tnmzn pw ChnsS ]m³imàunsâ tim n-bp-s - nâ AXv skeiväv sn pi, Cà F nâ (No Document) skeiväv snbvxv At]- n- p-i. ]m³ ImÀUn\p At]- p- p-t_mä kaà n- p tcj-iä FÃmw sskänâ At¹mUv snt -XmtWm.? tcj-iä H pw Xs sskänâ At¹mUv snt Bhiyw CÃ, FÃm tcj-i-fpssbpw tim n kzbw H n«tijw Hm sse-\nâ At]- n t mä e`n t^mansâ IqsS ]qss\-bnse (NSDL) Hm^o-kn-te v simdn-bdmbn Ab- p-sim-sp- p-i-bmwv snt -Xv. ]m³imàun\p At]- n- mâ F{X Znhkw sim v ]m³imàuv e`n- p- -Xm-Wv.? NSDL Express hgn At]- n- mâ 7 Znhkw apxâ 2 BgvN-sIm v ]m³imàuv e`n- p- -Xm-Wv. s]-«v ]m³imàuv th Hcp Bh-iyw h mâ (DZ: _m nse Bh-iy- n-\v) Fs - nepw sn m³ Ign-bp-tam.? A cw kml-n-cy- -fnâ ]m³imàun\p At]- n- p-t_mä e`n- p (Acknowledgment No) D]-tbm-Kn- m-hp- -Xm-Wv. I¼\n v ]m³imàuv FSp- p-hm³ Fs Ãmw tcj-iä Bh-iy-am-Wv. t^m-t«mbv v ]Icw I¼\n koâ, P\\ Xn Xn p ]I-c-ambn I¼\n XpS nb Xn Xn simsp- p-i. A[n-Im-c-s -Sp- m³ A[n-Im-c-apÅ (Signing Authority )hyàn-bmwv H v hbvt - Xv B hyàn-bpss B[mÀ hnh-c- -fmwv simsp-t - -Xv. A{ÍÊv {]q^m-bn«v hmsi No«v simsp- p-i, kz w si«nsam-sw nâ si«ns \nipxn AS ckoxv simsp- p-i.

15 15 PMAY ({][m-\-a{ n Bhmkv tbmp-\) F mwv PMAY F p-]-d-ªmâ? km¼- n-i-ambn ]nt m w \nâ p Bfp-IÄ v hosv \nàan- m³ ti{µkà mdnsâ k_vkn-un-tbm-sp-iqsn e`n- p tem BWv PMAY. PMAY F s\ At]- n mw? Hm sse³ Btbm timà -td-j-\nâ t\cnt«m At]- n mw PMAY ]²-Xnbv v At]- n- p-hm³ Fs Ãmw \n_-ô-\-i-fm-wp-å-xv.? At]- -I\v kz -ambn 4 skâv `qan-sb- nepw D m-bn-cn- -Ww. At]- -Isâ Øew timà -td-j³ ]cn-[n-bn-em-bn-cn- -Ww. hmàjni hcp-am\w þ nâ Xmsg Bbn-cn- -Ww. hmàuv \¼À sa³j³ snt -XmWv. s]m-xp-ta-je _m nâ A u v \nà_ôambn D m-bn-cn- -Ww. PMAY ]²-Xnbv v At]- n- p-hm³ Bh-iy-amb tcj-iä Fs ÃmamWv.? B[mÀ ImÀUv, tdj³ ImÀUv, sfun ImÀUv, 2 t^mt«m. hosv hm p- -Xnsâ \n_-ô-\-iä Fs m-s.? At]- -Isâ t]cnâ hosv D m-ip-hm³ ]msn-ã. At]- -I³ 12 hàj- n-\p-ånâ {][m-\-a-{ n-bpss B\p-Iq-ey- Ä ssi -än-bn-cn- p-hm³ ]msn-ã.

16 16 VOTER I D ]pxnb thm«à sfunbv v At]- n- p-hm³ Ign-bptam? At] n p-hm³ Ign-bpsa- nâ Fs Ãmw tcj-iä Bh-iy-amWv? ]pxnb thm«à sfunbv v At]- n- p-hm³ Ign-bpw, At]- sâ t^mt«m, A{ÍÊv sxfn-bn- p tcj, {]mbw sxfn-bn- p tcj F nh kvim³ snbvxv A]vtemUv snbvxv simsp- Ww F n v \¼À F nh Bh-iy-amWv. F mwv F n v \¼À? AXv F -s\-bmwv In«pI? At]- -Isâ At]- -bnâ simsp-t A{Í-Ên-epÅ asämcmfpss thm«à sfun \¼À AWv F n v \¼À AXv ho«n-epå Hcm-fp-tStbm AsÃ- nâ AbÂhmkn-bp-sStXm BImhp- -XmWv. thm«à sfun-bnâ sxäv h mâ Xncp- m³ Ign-bptam Ign-bp-sa- nâ Fs Ãmw tcj- IÄ Bh-iy-am-Wv.? sxäv Xncp- m-hp- -XmWv. AXn\v ]gb thm«à sfun ImÀUv, Xncp- p- sx mtwm AXn-\m-h-iy-amb tcj-iä AXm-bXv A{ÍÊv BWv Xncp-t sx nâ B A{ÍÊv sxfn-bn- p Hcp tcj, hbêv BWv Xncp-t - -sx nâ hbêv sxfn-bn- p tcj CXp-t]mse A\p-tbm-Py-am-bXv simsp- p- I.(correction of entries in electoral roll) F Hm]vj- \n-eqssbmwv sxäv Xncp- m³ As¹bv snt Xv, AhnsS sxäv Xncp-t - Xv F mtwm AXv skeiväv snbvxv simsp- pi AXn\v A\p-tbm-Py-amb tcj-iä At¹mUv snbvxv simsp- p-i. As¹bv sn pt_mä k½-xn-zm-b-i- -«n-i-bnse ]mà«v \¼À {Ia \¼À ]gb ImÀUv \¼À F nh simsp-t - -Xm-Wv.

17 17 thm«à sfun-bnâ sxäv H pw Cà ]t ]gb ImÀUv BWv DÅXv AXv ]pxnb ImÀUmbn amäp-hm³ Ign-bptam? ]g-b-imàuv ]pxn-b-imàum n amäp-hm³ Ignbpw, AXn\v asämcp tcj-bp-ssbpw Bh-iy-anà Hcp t^mt«m am{xw axn,.(correction of entries in electoral roll) F sxäv Xncp- p-hm-\på Hm]vj-\neqsS Xs -bmwv ]pxnb ImÀUm n amäp-hm-\pw At]- n-t -Xv ]gb sfun ImÀUnsâ hnh-c- - fnâ amä- Ä H pw hcp-t - -Xn-Ã.k½-Xn-Zm-b-I- -«n-i-bnse ]mà«v \¼À {Ia \¼À ]gb ImÀUv \¼À F nh simsp-t - - Xm-Wv. thm«à sfun \jvs-s -«p-t]m-bmâ ho pw ]pxnb ImÀUv FSp- p-hm³ Ign-bptam? F s\bmwv At]- n-t - -Xv.? thm«à sfun \jvs-s -«p-t]m-bmâ ]pxnbxv FSp- p-hm³ Ignbpw, AXv ]gb ImÀUv amän ]pxnb ImÀUv FSp- p Xpt]mse Xs -bm-wv. ]gb ImÀUnsâ \¼À Bh-iy-amWv, (correction of entries in electoral roll) F Hm]vj-\n t]mbn t^mt«m am{xw skeiväv snbvxv simsp- p-i. ]gb ImÀUnse hnh-c- -fnâ H pw amä- Ä hcp-t - -XnÃ, ]gb ImÀUnsâ \¼dpw Cà F nâ AXv thm«à sfunbpss sskänâ \n pw FSp- m-hp- -Xm-Wv, \¼À In«n-bm AXv sh v At]- n- m-hp- -Xm-Wv CXnepw k½-xn-zm-b-i- -«n-i-bnse ]mà«v \¼À {Ia \¼À ]gb ImÀUv \¼À F nh Bh-iy-amWv. thm«à sfunbpss sh_v sskänâ \n pw F -s\-bmwv thm«à sfun \¼À e`n- pi? AXp-t]mse k½-xn-zm-b-i- -«n-i-bnse ]mà«v \¼À {Ia \¼dpw F s\bmwv And-bp-hm³ Igp-bp-I.? thm«à sfunbpss \¼À In«p- -Xn-\mbn thm«à sfunbpss sskänâ t]mbn Ce-Iv{S-d tdmä skà v Hm]vj-\n n v sn pi, AhnsS PnÃbpw \ntbm-pi aþew, t]cv,ho-«p-t]-cv, _Ôw F nh simsp- v skà v simsp- mâ k½-xn-zm-b-isâ apgp-h³ hnh-c- fpw ImWm-hp- -Xm-Wv.thm«À sfun-bpss \¼À And-bnà F nâ am{xw Cu coxn-bnâ snbvxmâ axn, ImÀUv \¼À Ds - nâ AXv am{xw simsp v skà v snbvxmâ axn.

18 18 ]mà«v \¼À {Ia \¼dpw F nh And-bp-hm\pw CtX coxnbnâ Xs -bmwv t]mti- Xv AXm-bXv thm«à sfunbpss \¼À simsp v skà v snbvxmâ axn. \ne-hnâ thm«p sn p hyàn-bmwv ]t \ntbmpiaþew amdnbmâ AXv amäphm³ Ign-bptam AXv F -s\-bmwv sn pi.? thm«à sfunbpss sh_v sskänâ t]mbn (transposition within assembly) skeiväv sn pi AXn-eqsS As¹bv sn mhp -Xm-Wv. {]hm-kn v thm«à sfunbv v At]- n- m³ Ign-bptam? F -s\-bmwv At]- n- p-i.? thm«à sfunbpss sh_v sskänâ t]mbn (Apply online for registration of overseas voter) F Hm]vj³ skeiväv sn pi AXn tnmzn- p hnh-c- Ä ]qà ambpw ]qcn- n- pi, C y-bns\ hnh-c- Ä IqSmsX ]mêvt]mà«nse hnh-c- fpw hntz-is XmakØes hnh-c- fpw simsp-t - -Xm- Wv. thm«à sfunbv v As¹bv snbvxp Ign-ªm sfun ImÀUv F -s\-bmwv In«pI? thm«à sfunbv v As¹bv snbvxp Ign-ªm Ìmäkv sn v snbvxp t\m pi AXn\p th n thm«à sfunbpss sh_v sskänâ t]mbn (Track application status)  As¹bv snbvx-t mä In«nb d^-d³kv \¼À D]-tbm-Kn v Ìmäkv sn v sn pi 4 sksä- p-i-fmwv DÅXv AXv Ignªv A{]qhv Bbm t]mìv hgn sfun ImÀUv ho«nâ F p- -XmWv. thm«à sfunbnâ H nâ IqSpX sxäp-iä h mâ Hcp-an p Xncp- p-hm³ Ignbptam? t]cpw A{ÍÊpw Hcp-an v Xncp- p-hm³ Ign-bnÃ. _m n-bp-åsxãmw amäm-hp- -XmWv.

19 19 thm«à sfunbv v At]- n- p-t_mä tumiyp-sa-sâkv At¹mUv snt Xv GXv t^màam-än-emwv? JPEG ^màam-än-emwv At¹mUv snt Xv. BILL PAYMENTS _nâ s]bvsaâv hgn GsXms _nãp-iä ASbv mw? Idâv _nâ hm«à _nâ BSNL Land Phone Bill Idâv _nâ AS-bv p- -Xn\v IÌ-aÀ Fs Ãmw hnh-c- Ä Xtc- -XmWv? I kyq-aà \¼À, IÌ-a-dpsS t^m \¼À axn hm«à _nâ AS-bv p- -Xn\v Fs Ãmw tcj-iä Bh-iy-am-Wv.?F s\bmwv ASbvt - -Xv. hm«à _nãnsâ sskänâ Ibdn ]pxnb A u v {Intbäv snbvxp thww hm«à _nâ AS-bv m³.-c-xn\v Bh-iy-amb tcj I kyq-aà sfunbpw A u v {Intbäv snbvx-t mä e`n ]mêvthàupamwv. BSNL Land t^m _nãv F -s\-bmwv AS-bvt - Xv.? Bill Payments -> BSNL Portal -> Land Line n v sn pi.]n osv AXn-epÅ hnh-c- Ä ]qà ambn simsp v Hm sse-\mbn t]bvsaâv AS-bv p-i. COMPLAINTS TO CM OF KERALA apjy-a-{ n- på ]cm-xn-iä Hm sse³ Bbn sn m³ Ign-bp-tam, F -s\-bmwv sn pi.?

20 20 Hm sse³ Bbn As¹bv sn m³ Ign-bpw, AXn-\p-th- n Complaints to cm of kerala F sh_vssk-änâ Ibdn ]»n v {Knh³kn n v snbvxv \yq cpn-kv{s-j³ sn pi snbvx-tijw B bq-kà s\bnw,]mêvthàupw D]-tbm-Kn v temkn³ sn pi AhnsS ]cm-xn-iä simsp- m-hp- -Xm-Wv. COMPANY REGISTATION I¼\n cpn-kv{s-j³ sn p Xn\v F{X cq]-bmwv ^okv? 9000 cq]bmwv BsI IÌ-a-dpsS ASp v \n pw hmt - Xv, AXn 5000 cq] Ìm¼v t] -dnsâ ^okpw 2000 cq] cpn-kv{s-j³ ^okpw 2000 cq] HmUn-ä-dpsS ^okp-am-wv. CXn Ìm¼v t] À IÌaÀ FSp- p-i-bm-sw nâ 5000 cq] hm n-t - -Xn-Ã. ss{]häv enan-äuv I¼-\n-bpsS cpn-kv{s-j\mwv sn p sx nâ F{X cq]-bmwv ^okv? cq]-bmwv ^okv F{X Znh-k-amIpw I¼\n cpvkv{s-j³ snbvxp In«m³? 10þ15 Znh-k- n-\p-ånâ snbvxp-in-«p- -Xm-Wv, ]mà«v\àjn v Bbmepw ss{]häv enan-äuv I¼-\n Bbmepw Hcp t]mse-bm-wv. Un³ \¼À FSp- p-sim-sp- p-hm³ Ign-bptam? Un³ \¼À FSp- p-sim-sp- p XmWv, 4 sat¼gvkv hsc BsIbpÅ cpn-kv{s-j³ ^okmb 9000 cq]-bnâ DÄs -Sp- -Xm-Wv. F mâ AXn IqSp-X hcp Bfp-IÄ v 1 BÄ v 500 cq] hoxw Kh saâv ^okv AS-bvt - -Xm-Wv. skmsskän cpn-kv{s-j³ sn m³ F{X Znhkw BIp- -Xm-Wv, AXn\v F{X-cq-]-bmWv ^okv.? 7 Znhkw sim v snbvxv simsp- p-hm³ Ignbpw 1000 cq] apxâ 2000 cq] hsc-bmwv ^okv hcp- -Xv.

21 21 cpn-ìà sn p I¼\n hms-ibv v BsW- nâ Fs Ãmw tcj-iä Bh-iy-am-Wv.? hmsi IcmÀ (Rent agreement), NOC, \nip-xn-io-«v. I¼\n cpn-kv{s-j³ snbvxmâ sksâ-dn\p F{X cq] I½o-j³ In«pw.? 1500 cq] BIRTH,DEATH&MARRIAGE Birth, death & marriage cpn-ìà snbvxp-sim-sp- p-hm³ Ignbp-tam.? Birth, death cpn-ìà snbvxp-sim-sp- p-hm³ Ign-bnÃ, cpn-ìà snbvx- kà«n^n äv {]nâv FSp- p-sim-sp- p-hm³ am{xta Ign-bp-Ibp-Åp. F mâ hnhml cpn-kv{s-j³ snbvxp simsp- p-hm³ Ignbpw. F -s\-bmwv hnhml cpn-kv{s-j³ sn pi, AXn\v GsXÃmw tcj-iä Bh-iy-am-Wv.? hnhml cpn-kv{s-j³ sn p Xn-\mbn `mcy-bp-ssbpw `À m-hn-sâbpw t^mt«m, B[mÀ ImÀUv, hnhml W- - v, kviqä kà«n^n äv aäv hnh-c- Ä F n-h-bmwv Bh-iyw. hnhml cpn-kv{s-j³ sn p Xn-\mbn Birth, death & marriage F sh_v sskänâ Ibdn Hm sse³ t^mw k_vanj³ F Hm]vj-³ n v snbvxv AXn-\p-tijw \yq temkn³ n v snbvxv.bq-kà s\bnw,]mêvthàuv F nh {Intbäv sn pi. {Intbäv snbvxxp-]-tbm-kn v temkn³ sn pi AXn-\p-tijw tnmzn- p hnh-c- Ä ]qà ambpw simsp- pi At¹mUv snt Xv snbvxp-sim-sp- p-i. At] apgp-h-\mbpw snbvx-tijw AXnsâ {]nâv IÌ-aÀ v simsp- pi B {]nâv FhnsS sh mtwm hnhmlw \S- Xv ( timà -td³,- ap-\n-kn- m-en-än, ] m-b v ) AhnsS t\cn«v kaà n-t - -Xm-Wv.

22 22 AADHAR B[m-dn GsXÃmw kàæo-kp-iä sn m³ Ignbpw? e-aadhar FSp- m\pw A{ÍÊv Xncp- p-hm\pw am{xta \ne-hnâ sn m³ Ign-bq. B[mÀ kàæo-knâ GXv coxn-bn-epå kàæokv sn Wsa- nepw B[m-dn samss_â \¼À cpn-ìà snt XmWv. F -s\-bmwv e-aadhar FSp- p-i.? B[mÀ kàæo-kv Hm] snbvxv download aadhar skeiväv sn pi AhnsS tnmzn- p hnh-c- Ä ]qà ambpw simsp v k_vanäv sn pi, Get OTP simsp- p-i.cpn-ìà snbvx samss_- en-â OTP hcpw, B OTP simsp tijw validate & download simsp- p-i. download Bbm Hm] sn p kab v Hcp ]mêvthàuv tnmzn- p- -Xm-bn-cn pw, AhnsS t]cnsâ BZys 4 A cw henb A -c- nâ simsp- pi(capital letter) AXn-t\m-sSm w P\\ hàjhpw (birth of year) simsp- pi CXmWv B[mÀ download sn pt_mgpå ]mêvthàuv. ]mêvthàuv simsp v Hm] snbvxmâ e-aadhar {]nâv FSp- mhp- -Xm-Wv. F -s\-bmwv B[mdn A{ÍÊv Xncp- pi.? B[mÀ kàæo-kv Hm] snbvxv Aadhaar data update (correction/changes) skeiväv sn pi. > AhnsS B[mÀ \¼À sss v sn pi > Text Verification -> Sent OTP -> n v sn pi. cpn-ìà snbvx samss_â \¼-dn-te v OTP hcp- -

23 23 Xm-Wv. OTP -\¼À sss v snbvxv simsp- p-i. tijw Data Update Request -> address click snbvxv k_vanäv sn pi. tijw AXn ImWp hnhc Ä ]qà ambpw ]qcn- n- p-i. Bhiy-amb tcj-iä At¹mUv snbvxv simsp- pi, k_vanäv sn pi. FOOD & SAFETY ^puv & sk^vän cpn-kv{s-j\p At]- n- p-hm³ Fs Ãmw tcj-iä Bh-iy-am-Wv.? t^mt«m, B[mÀ ImÀUv, ssek³kv (]- m-b- v/ap\n-kn- m-en-än/ timà -td-j³) (NOC Certificate, D&O Certificate Decleration Form) F nhbmwv Bh-iy-ambn hcp- -Xv. ^puv & sk^vän cpn-kv{s-j\pw ssek³kn\pw At]- n- p- Xv Hcp-t]m-se-bmtWm? ^puv & sk^vän cpn-kv{s-j\pw ssek³kn\pw At]- n- p- coxn H p Xs -bmwv, ]t I -h-s- m-cpss hmàjni hnäp hc-hns\ ASn-Øm-\-s -Sp- n-bmwv I -h-s- m\v cpn-kv{s-j\mtwm ssek³þ kmtwm FSp-t - -sx v Xocp-am-\n- p- -Xv. Hcp hàjw 12 e w hsc hnäp-h-c-hpå I -h-s- mà ^puv & sk^vän cpn-kv{s-j³ FSp- mâ axn. hmàjn-i hnäphchv AXn-\p-ap-I-fn-em-sW nâ ^puv & sk^vän ssek³kv FSp-t - -Xm-Wv. hmàjni hnäp-h-chv IW- m- p- -X-\p-k-cn mwv AXn amäw hcp- Xv. ^puv & sk^vän cpn-kv{s-j\pw ssek³kpw FSp- mâ AXnsâ Imem-h[n F{X hàj-am-wv.? F{X cq]-bmwv ^okv AS-bvt - -Xv.? 1 hàjw apxâ 5 hsc Imem-h-[n-bn-emWv cpn-kv{s-j\v AsW- nepw ssek³kn-\m-sw nepw At]- n-t - -Xv. 1 hàjamtwm 2 hàj-

24 24 amtwm 3 hàj-amtwm 4 hàj-amtwm 5 hàj-amtwm th Xv F Xv IÌ-a-dpsS XmÂ]-cy-a-\p-k-cn v simsp- p-i. cpn-kv{s-j-\m-sw nâ 1 hàj-t p 100 cq]-bmwv 5 hàj-t - m-sw nâ 500 cq]-bpw BWv hcp- -Xv, ssek³km-sw nâ 1 hàj-t p 2000 cq]bpw 5 hàj-t - m-sw nâ cq]-bp-amwv. AXm-bXv cpn-kv{s-j\v AsW- nepw ssek³kn-\m-sw nepw Hmtcm hàjw IqSp- -X-\p-kcn v ss]k Cc«nbmhpw. ^puv & sk^vän cpn-kv{s-j\pw ssek³kpw ]pxp- p- -Xn\v F mwv snt Xv.? AXn\v F{X cq]-bmwv ^okv AS-bvt - -Xv.? ]pxnb cpn-kv{s-j\pw ssek³kn\pw At]- n- p- Xp t]mse Xs -bmwv ]pxp- p- -Xpw, AS-bvt ^okpw H p Xs -bm-wv. BZyw cpn-ìà snbvx-t m-gpå bqkà s\bnw, ]mêvthàuv Bh-iyamWv. ImcWw AhÀ v ho pw ^puv & sk^vän cpn-kv{s-j\pw ssek³kpw ]pxp- m³. B bqkàs\bnw, ]mêvthàupw D]-tbm- Kn v temkn³ snbvxtijamwv ( Renewal ) snt Xv. ^puv & sk^vän cpn-kv{s-j\pw ssek³kpw ]pxp- p- -Xv Imem-h[n Xn Xn Ign- ªtij-amtWm AsÃ- nâ Imem-h[n Xn Xn p ap³]mtwm.? ^puv & sk^vän cpn-kv{s-j\pw ssek³kpw Imem-h[n Ign-bp- - Xnsâ 30 Znhkw ap³]v ]pxp-t - -Xm-Wv. ]pxp- n-bnã F n-â ]n osv ho pw \yq cpn-kv{s-j³ Xs snt -XmWv. Hcp XhW FSp ^puv & sk^vän cpn-kv{s-j³ AsÃ- nâ ssek³kv ]pxp- p kabw Ignªv t]mbn Ign-ªm ]n osv ]pxn-b-sx-sp mâ Fs - nepw Ipg- -ap- m- Ip-tam.? ^oknâ Fs - n-epw hyxymkap m-ip-tam.? Hcp XhW FSp ^puv & sk^vän cpn-kv{s-j³ AsÃ- nâ ssek³kv ]pxp- p kabw Ignªv t]mbn Ign-ªm ]n osv ]pxn-b-sx-sp mâ Hcp Ipg- hpw D m-in-ã, ^okpw Htc ss]k Xs Bbn-cn pw. ^puv & sk^vänbpss sskänâ Ib-dp-t_mÄ bqkà s\bnw, ]mêvthàupw tnmzn- p- p v AXv F -s\-bmwv In«p-I.?

25 25 ^puv & sk^vänbpss sskänâ bqkà s\bnw, ]mêvthàupw tnmzn- p- -Xnsâ Xmsg ( Sign up) F Hcp Hm]vj³ D v AXn n v snbvxv bqkà s\bnw,]mêvthàupw {Intbäv sn pi. Intbäv snbvx bqkà s\bnw,]mêvthàupw kq n- p-sh- p-i CXp-]-tbm-Kn- mwv ]n osv Ah-cpsS ^puv & sk^vän cpn-kv{s-j\pw ssek³kn\pw At]- n-t - Xpw Imem-h[n Ign-bp-t_mÄ ]pxp p-t_mgpw CXv Bh-iy-am-Wv. Fssai As¹bv sn pt_mä Declaration form At¹mUv sn m³ ]d-bp- p v. AXv F -s\-bmwv e`n- p-i. CXv F mwv snt Xv.? Fssai bpss sskänâ Xs Cu t^mw In«p- -Xm-Wv. CXv {]nâv FSp v IÌ-a-dpsS t]cpw H pw h -tijw kvim³ snbvxv ho pw At¹mUv snbvxv simsp- p-i. ^puv & sk^vän At]- n- p-t_mä tumiyp-saâkv At¹mUv sn m³ Hcp Øew am{xta ImWp- påp At mä _m n-bpå tumiyp-saâkv FhnsS bmwv At¹mUv snt Xv.? At¹mUv sn p Øe p Xs Hcp tumiyp-saâv At¹mUv snbvx-tijw save & add simsp- pi, tkhv snbvx-tijw AhnsS Xs ho pw ASp tumiyp-saâv At¹mUv sn m³ Ignbpw, AXpt]mse F{X tumiyp-saâv thw-sa- nepw At¹mUv sn mhp -Xm-Wv. ^puv & sk^vän ssek³kn\pw cpn-kv{s-j\pw Hm sse-\mbn At]- n- p Ign- ªm kà«n^n äv F -s\-bmwv In«p-I.? Hm sse-\mbn At]- n- p Ign-ªm kà«n^n äv ^puv & sk ^vän Hm^o-kn t\cn«v t]mbn hmt - -Xm-Wv. AXm-bXv Hm sse³ Bbn At]- n t mä e`n v t^mapw t]bvsaâv snbvx cko«pw sim v thww ^puv & sk^vän Hm^o-kn t]mti- Xv. cpn-kv{s-j- \m-sw nâ kà nä Hm^o-kn \n pw ssek³km-sw nâ PnÃm Hm^o-kn \n p-amwv kà«n^n äv ssi -tä- -Xv.

26 26 LOANS GsXms tem kv BWv \ap v snbvxpsim-sp- p-hm³ Ign-bp- -Xv.? Home loan Loan against property Personal loan Business loan Car or commercial vehicle S M E (Small Manufacturing Enterprise ) Cu temwp-iäs Ãmw At]- n- m³ Fs Ãmw tumiyp-saâvkv Bh-iy-am-Wv.? FÃm-hn[ tem kn-sâbpw tumiyp-saâvkv tem kn-sâ sskänâ e`y-am- Wv. tem sâ interest rate F{X-bmWv hcp- -Xv.? Hmtcm _m n-\-\p-k-cn v interest rate hyxy-ø-am-bn-cn pw Eg : GI-tZ-iambn hcp interest rate Xmsg simsp- p- p. Home loan : 8.3-9% L A P : % Personal loan : 13-21% Business loan : 15-21% Car or commercial vehicle : % S M E : % GsXms _m p-i-fmwv tem simsp- p- -Xv.?

27 27 Nationalised bank IÄ HgnsI DÅ _m p-iä tem simsp- p- p- v. Eg : HDFC, AXIS, ICICI, IDBI, KOTAK - skâ-dn\p e`n- p I½o-j³ F{X-cq-]-bmWv.? % ( IÌ-aÀ v e`n- p tem kwjysb ASn-Øm-\-s -Sp- nbmbncn pw I½o-j³ e`n- p-i.) temwnsâ Bh-iy- n-\mbn sksâ-dnâ Hcp IÌ-aÀ h mâ F mwv snt Xv.? IÌ-aÀ v Bh-iy-apÅ tem GXm-sW v tnmzn- pi, Ah-cpsS ssihiw AXn-\m-h-iy-amb tcj-iä Dt m F pw Dd- p-h-cp- p-i, tijw tem knsâ sskän-epå enquiry form fill snbvxv k_vanäv sn pi. AXn-\p-tijw sluv Hm^o-kn hnfn v Inform sn pi. WALLET Wallet sâ sfunbpw ]mêvthàupw e`n- m³ F mwv snt Xv.? acconts@smartqservices.com F sluv Hm^o-knse sabn-ente v sfunbpw ]mêvthàupw Bh-iy-amb sksâ-dnsâ t]cv h v Hcp sabnâ Ab-bv p-i. B sabn-en-te v Fs ms details thw-sa v Xncn v sabnâ Ab p simsp- p- -Xm-Wv. tijw details apgph³ sluv Hm^o-kn-te v Ab- p-sim-sp- p-i.-axv D]-tbm-Kn v sfunbpw ]mêvthàupw {Intbäv snbvxv sabnâ snbvxp-sim-sp- p-ibpw hnfn v ]d-bp-ibpw sn p Xm-Wv. Wallet sâ sfunbpw ]mêvthàupw In«n Ign-ªm AXn ss]k temuv sn m³ F mwv snt Xv.? sluv Hm^o-knse A u- nâ ss]k CSpI. ss]k CSp-t_mÄ e`n- p d^-d³kv \¼À h v hme-änâ \n pw request sn pi. Request h mâ sksâ-dnsâ hme-än-te v ss]k temuv sn p Xmbncn pw. Wallet  \n v F s\bmwv request Ab-bv p-i.?

28 28 Wallet Hm] sn pi AXn My Account -> Fund Request apgph³ hnh-c- fpw ]qcn- n- pi Remarks F timf- nâ ok F sss v sn pi.tijw Request Fund  n v sn pi. Request sluv Hm^o-kn F n-bmâ sksâdpim-cpss hme-änâ ss]k temumhpw. samss_â donmàpv sn pt_mä failed Bhp Xv F p-sim- v.? donmàpv sn pt_mä topup/special donmàpv BtWm th -sx v Dd- p-h-cp- n-b-tijw am{xta donmàpv sn mhq AXn amäw h mâ failed Bhp XmWv. Kerala sim card  am{xta donmàpv sn m³ Ignbq donmàpv sn p Amount IrXyambn simsp-t - -Xm-Wv. Flight ticket  I½o-j³ F -s\-bmwv Add snt Xv.? Wallet -> Flight ticket -> Markup tool ->  n n snbvxtijw international/domestic BtWm F v skeivsv sn pi AXn Basic amount F{X-bm-sW v sss v snbvxp simsp- p-i.(3% to 5% hsc I½o-j³ simsp- m-hp- -Xm-Wv.) _m n-bpå timf nâ Zero (0) sss v snbvxv Update simsp- pi. C{Xbpw snbvxv Ign-ªm _nãv In«p-t_mÄ AXn I½oj³ IqSn tnà _nãv In«p- -Xm-Wv. Wallet  money transfer active Bbn-«p-t m. AXv F -s\-bmwv snt Xv.? Wallet -> DMT RBL -> make transaction  n v sn pi tijw IÌ-a-dpsS t^m \¼À simsp v skà v sn pi _m nbpå hnh-c- Ä apgp-h³ ]qcn- n- p-i. Hcp t^m \¼À D]-tbm-Kn v 1 Znhkw cq] hsc am{xta Transfer sn m³ km[n- p-i-bp-åq. Hcp XhW 5000 cq] am{xta Transfer sn m³ km[n- p-i-bp-åq. (DZ : cq] Transfer sn Wsa- nâ 5000 cq] hoxw A v Xh-W-bm-bn«v thww Transfer sn m³.

29 29 E-DISTRICT E-District  kà«n^n än\v Ass¹ sn pt_mä temkn³ sfunbpw ]mêvthàupw tnmzn- p- p v, AXv \½Ä {Intbäv snt XmtWm? temkn³ sfunbpw ]mêvthàupw IÌ-a-dpsS t]cnâ Ah-cpsS hnhc- Ä simsp v {Intbäv snt -XmWv, Hmtcm IÌ-aÀ pw Hmtcm t]mà«â Xs {Itbäv snt XmWv. t]mà«â {Itbäv sn p kab v IÌ-a-dpsS samss_â \¼-dn-te v OTP No.hcp- -XmWv, OTP No. hcw-sa- nâ samss_â \¼-À B[m-dp-ambn enwkv snt Xm- Wv. E-District  kà«n^n än\v Ass¹ sn pt_mä Hcp t]mà«â D]-tbmKn v Hcp amkw 10 kà«n^n -än\v At]- n p Ign-ª-t mä ]n osv sn m³ sn m³ Ign-bp- n-ã.-c\n F mwv sn pi.? Hmtcm hyàniä pw Hmtcm t]mà«â D]-tbm-Kn p am{xta kà«n ^n än\v At]- n- m³ ]msp-åq. AÃmsX hymh-km-bn-im-snøm\- nâ kà«n^n äv FSp- p-sim-sp- p-hm³ ]msn-ã.hcp t]mà«enâ H nâ IqSp-X Bfp-IÄ v th n kà«n^n än\v At]- n- p Xv \nb-a-]-c-ambn sxäm-wv.]nsn- -s -«mâ in màl-hp-am-wv..

30 30 F -s\-bmwv hntãpv Hm^o-kn-te på kà«n^n -än\v At]- n-t - -Xv.? E-district sskänâ hntãpv Hm^o-kn \n pw e`n-t FÃm kà«n^n -än\pw Hm sse³ Bbn At]- n-t - Xv Hmtc coxnbnem-wv. AXm-bXv GsXmcp kà«n^n -än\v At]- n- -W-sa- nepw BZyambn IÌ-a-dpsS t]cnâ Hcp t]mà«â {Intbäv sn Ww, tijw t]mà«â {Intbäv snbvx-t mä e`n temkn³ sfunbpw ]mêvthà Upw D]-tbm-Kn v temkn³ sn pi. ]n osv IÌ-a-dpsS t]cnâ One time registration  applicant registration sn pi. ( AXn IÌ-a-dpsS hnh-c- Ä apgp-h³ simsp- p-i ) Red mark  AS-bm-f-s -Sp- n-bn-«påh \nà_ôambpw simsp-t - -Xm-Wv. t^mt«m \nà_ôaã. C{Xbpw snbvx-tijw check duplicate n v sn pi ok simsp- pi Submit sn pi. CXn\p tijw Apply for a certificate  n v sn pi Get started simsp- pi ]n osv hcp windo bnemwv kà«n^n -än\v At]- n-t hnh-c- Ä simsp-t - Xv. AXn aq sì pifmwp-å-xv. 1. Application 2. Attachment 3. Payment Application  GXv kà«n^n -äm-twm th Xv AXv skeiväv sn pi. B kà«n^n -änsâ Bh-iyhpw AXv FhnsSbmWv simspt - -sx pw sss v snbvxv simsp- p-i. _m n-bnå hnh-c- Ä ]qà ambpw simsp tijw tkhv sn pi. tkhv snbvxp Ign- ªm ASp sì v Aäm vsaâv BWv At]- n- p kà«n^n -än\p Bh-iy-amb tcj-iä kvim³ snbvxv At¹mUv snbvxp simsp- pi. AXn\p tijw t]bvsaâv sn pi. t]bvsaâv Hm sse³ Bbn-«mWv snt Xv. AXv su_näv ImÀUv D]-tbm- Kn pw s\äv _m nwkv hgnbpw t]bvsaâv sn mhp -Xm-Wv. hntãpv Hm^o-knse GsXmcp kà«n^n -än\pw 15 cq]-bmwv ^okv ASbvt - -Xv. kvim³ snbvxv At¹mUv sn p ka-b v At¹mUv sn m³ Ign-bp- nã F p-sim- m-wv.?

31 31 At¹mUv sn p ka-b v ^b-ensâ sskkv IqSp-X-em-bm At¹mUv sn m³ Ign-bn-Ã. Maximum size 100 kb BWv pdf file am{xta At¹mUv sn m³ Ign-bp-I-bp-Åp. Possession certificate (ssih-im-h-imi kà«n^n äv ) \v At]- n- p-t_mä B[mcw apgp-h-\mbpw At¹mUv sn Ww B ka-b v sskkv 100 kb bnâ IqSp-XemWv A s\ hcp-t_mä F s\ ^bâ At¹mUv sn pw.? One time registration  enclosure F Hcp Hm]vj³ D v, AXn copy of document skeiväv snbvxv 10 t]ppiä hsc At¹mUv sn mw ^bâ sskkv 500 kb hsc BIm-hp- -Xm-Wv. B[m-c- nâ 10 t]pnâ IqSp-X Ds - nâ B[m-c- nâ ]«n-ibpå t]ppw BZy t]ppw Ah-km\ t]ppw am{x-ambn At¹mUv snbvxmâ axn. PROJECT REPORT Hcp t{]mpivsv dnt mà«v IÌ-aÀ v Bh-iy-w h mâ AXn\v F mwv snt Xv.? kvamà«v Iyq hnsâ sskänâ project report F Hcp Hm]vj³ D v AXn n v snbvxmâ project details F Hcp t^mw ImWm-hp- -Xm-Wv. AXn-epÅ hnh-c- Ä ]qà ambpw ]qcn- n- pi. submit sn pi. submit snbvxpi-gn-ªmâ \n Ä simsp- -hn-h-c- Ä sluv Hm^o-knse sabn-enâ F p- -Xm-sW v AXp Ignªv 4 Znh-k- n-\pånâ IÌ-aÀ v project report e`n- p- -Xm-Wv. sqprojectreport@gmail.com F sabn-en-te- mwv details F p -Xv. t^mw ^nãv sn p ka-b v constitution F Hm]vj-\n F m-wv simsp-t - - Xv.? tem Bh-iy-s -Sp hyàn GXp Xcw _nkn-\-kmwv sn p Xv AXns\ ASn-Øm-\-s -Sp- n-bmwv simsp-t - -Xv.( DZm: hyàn kz am-bmwv _nkn-\êv sn p sx nâ proprietor F pw, 2,3 Bfp- IÄ tnà mwv \S- p- -sx nâ partnership F pw and v I¼\n BsW- nâ I¼\n F pw skeivsv sn pi.

32 32 Margin money F -Xp-sIm v Dt±-in- p- -sx mwv.? tem amount s\ IqSmsX hyàn kz w I nâ \n pw cash invest sn p ps - nâ B amount F{X-bm-sW mwv Margin money F -Xp-sIm v Dt±-in- p- -Xv. Tenure of loan / intrest rate F timf- nâ F mwv simsp-t - -Xv.? CXp c pw \nà_ôanã. And-bp-sa- nâ am{xw simsp- mâ axn. Quotation for capital items F mâ F m-wv.? _nkn-\kv Øm]-\- n-te v Bh-iy-amb D]-I-c-W- fnâ 3,4 F w sss v snbvxp simsp- pi. DZm: Iw_yq-«À, {]nâà, ^À n- À Note : project details F Hcp t^mw ]qà ambpw ]qcn- n- pt_mä AXn franchaise details IqSn tnàt -XmWv. MVD SERVICES Hm sse³ Tax payment F -s\-bmwv sn pi.? Mvd services sskänâ online tax payment F Hm]vj-v³ skeivsv snbvxv h n-bpss cpn-kv{s-j³ \¼dpw snb-knêv (chasis) \¼dpw sss v sn pi. snb-knêv (chasis) \¼À RC Book  D m-hp- -XmWv snbvknêv \¼-dnsâ Ah-km-\s 5 \¼À am{xw simsp- mâ axn. C{Xbpw simsp v Go Click snbvxmâ RC Owner dpss hnh-c- Ä apgp-h\pw ImWn pw tijw t]bvsaâv AS-bv pi. Online tax payment snbvxp-i-gn-ªmâ F{X-Zn-h-k- n-\p-ånâ Tax token e`n- p- -Xm-Wv.? 7 Znh-k- n-\p-ånâ In«p- -Xm-Wv. tsm Bbn Ign-ªm -E- Mail ID bnte v Information hcp- -Xm-Wv. Information h pi-gnªmâ Mvd services sskänâ print e-tax token  n v snbvxv AXn-epÅ hnh-c- Ä simsp v Ign-ªm tax token print FSp- m-hp- -Xm-Wv.

33 33 RC Book  A{ÍÊv amäp-hm³ Ign-bptam.? amäp-hm³ Ignbpw. Mvd services sskänâ Changes of address change in Rc F Hm]vj-\n n v sn pi RTO Hm^okv skeivsv sn pi Register No, Chasis No sss v snbvxp simsp v Go simsp- p-i. AXn-\p-tijw RC Book se hnh-c- Ä ImWn pw Next simsp- mâ amäw hcp-t A{ÍÊv sss v sn m\på timfw hcpw AXn amäw hcp-t hnh-c- Ä IrXy-ambn simsp-t XmWv. amäw hcp-t A{ÍÊv {]q^v skeivsv snbvxp-sim-sp-t - -Xm-Wv. AXn-\p-tijw Apply simsp- pi Hm sse³ Bbn«v t]bvsaâv AS-bv p-i. hml-\- n\v GsX- nepw Xc- n-epå ss^³ h mâ AS-bv m³ ]äptam.? AXv F s\bmwv AS-bv p-i.? ss^³ h mâ AS-bv m³ Ignbpw. hml\ nsâ cpn-ìà \¼À ASn p Ign-ªm ss^³ AS-bm- m-\på hnh-c- Ä ImWm-hp- - XmWv tijw Hm sse³ Bbn«v t]bvsaâv AS-bv p-i. 50 hbêv Ignª Hcp hyàn v Licence RenewalsN pt_mä Eye test \St Bh-iy-ap-t m.?axv F -s\-bmwv sn pi.? Licence RenewalsN pt_mä Eye test \S- p -Xn\v {]mb- nsâ ]cn-[n-bnã. AXm-bXv Licence RenewalsN p FÃmhcpw Eye test \St - -Xm-Wv. Licence RenewalsN pt_mä hml-\- nsâ cpn- ÌÀ \¼dpw P\\ Xn -Xnbpw simsp v Go simsp mâ Licence se apgp-h³ hnh-c- fpw ImWm-hp- -Xm-Wv. AXv IrXy-amtWm F v ]cn-tim-[n tijw t]bvsaâv sn pi. t]bvsaâv snbvxp-i-gn-ªmâ 5 t]ppå Hcp A¹n-t -j³ t^mw In«p- -XmWv AXn 2 t]pnâ At]- -I³ H n-ts XmWv.-_m- n-bpå t]pv Eye test \S- p Hcp Doctor(ophthalmologist) ]cn-tim-[n v \ÂtI- -Xm-Wv. At]- m-t^m-anâ 2 t^mt«m H«n-t - -Xm-Wv. CsXÃmw sim v RTO Hm^okn t\cn«v t]mti- -Xm-Wv.

34 34 Licence RenewalsN m³ At]- n- p-t_mä t]bvsaâv sn p Xn\p ap¼v Idâv t]mip-itbm knìw Hm^mbn t]mip-itbm snbvxmâ ]ns t]bvsaâv AS-bv m³ Ignbp-tam.? C -c- nâ Fs - nepw _p²n-ap-«-\p-`-h-s -«mâ pay online /reprint for applications alredy submitted. F Hcp Hm]vj³ D v AXn n v snbvxv GXp kàæo-kmsw v skeivsv snbvxp simsp- p-i tijw t]bvsaâv sn pi. Hcp ]gb h n hm p-t_mä AXn\v hypothecation (tem AShv) DÅ h nbmtwm F v And-bp-hm³ Ign-bp-tam.? Mvd services sskänâ t]mbn RTO Hm^okv skeivsv sn pi Register No, Chasis No simsp v Go simsp mâ hypothecation (tem AShv) DÅ h n-bmsw nâ At mä Xs ImWn- p- -Xm-Wv. hypothecation (tem AShv) DÅ hml-\- nsâ hypothecation cancel sn m³ Ign-bp-tam.? Mvd services sskänâ cancel hypothecation F Hm]vj³ D]-tbm-Kn v sn mhp -Xm-Wv. AXn\v tem X n-«på ^n\m³kdpss ASp p\n pw clearance certificate hmt - -XmWv. cancel hypothecation \p At]- n- p-t_mä clearance certificate IqSn At¹mUv snt -XmWv. h n-bpss Owner ship change sn m³ Ign-bp-tam.? h n-bpss Owner ship change sn m³ Ignbpw. Mvd services sskänâ transfer of owner ship eqss change sn m³ Ignbpw. ]t hypothecation DÅ h n-bm-sw nâ AXv nbà sn msx Owner ship change sn m³ Ignbn-Ã. Mvd services GsXmcp hà v sn pt_mfpw AXym-h-iy-ambn th documents Fs m-s -bm-wv.? RC Book, licence, BWv {][m-\-ambpw th -Xv.

35 35 ENCUMBARANCE (IpSn- Sw) IpSn- S kà«n^n -än\v F -s\-bmwv At]- n-t - -Xv.? Kerala Government -> Encumbarance Certificate  n v sn pi.certificate -> Encumbarance Certificate -> Submit Application For EC n v sn pi.]n osv hcp Hm sse³ A¹n-t -j³ t^manâ ]qà hnh-c- Ä simsp v ]qcn- n- p-i. IpSn- S kà«n^n -än\v At]- n- p-t_mä AXn ]qcn- n-t hnh-c- Ä apgp-h\pw B[m-c- n-epw \nipxn io«nepw D mbn-cn- p- -Xm-Wv. IpSn- S kà«n^n -än\v Fs Ãmw tcj-ifmwv Bh-iy-ambn hcp- -Xv.? B[m-cw, \nipxn io«v IpSn- S kà«n^n -än\v At]- n- p-t_mä t»m v \¼À \nà_ôam-twm.?axv F s\ And-bp-hm³ Ignbpw.? t»m v \¼À \nà_ôamwv. B[m-c- nepå koenâ t»m v \¼À D mhpw. atäsx- nepw Hcp Hm sse³ skâ-dnâ \n pw IpSn- S kà«n^n -än\v At]- n XmsW- nâ AXv A{]q-hm-bm B kà«n^n äv FSp- p-sim-sp- p-hm³ Ign-bptam.? FhnsS snbvx-xm-bmepw Transaction ID Ds - nâ EC Status hgn kà«n^n äv FSp- m-hp- -Xm-Wv.

36 36 IpSn- S kà«n^n -än\v At]- n- p-t_mä Kh saâv ^okv F{X-bmWv hcp- -Xv.? IpSn- S kà«n^n -än\v At]- n- p-t_mä t\màaâ ^okv 110 cq]- bmwv hcp- -Xv. F mâ Xnc- nâ hàjw IqSp- -X-\p-k-cn v ^oknâ hyxymkw hcp- -Xm-Wv. IpSn- S kà«n^n -än\v At]- n- p-t_mä Wish To Get Priority F Hm]vj- \nâ Yes/No F p tnmzn- p- p v AXn GXmWv skeivsv snt Xv.? No. BWv simsp-t - Xv, ImcWw Yes simsp- m³ A[nIw ss]k AS-bvt - -Xmbnhcpw. Mode Of Payment Option \nâ GXmWv skeivsv snt Xv.? E-payment BWv skeivsv snt Xv. aäv Hm]vj-\p-IÄ skeivsv snbvxmâ t]bvsaâv Hm se³ Bbn AS-bv p-hm³ Ign-bn-Ã. OWNERSHIP CERTIFICATE(SANCHAYA) & PROPERTY TAX Ownership Certificate ( DSaØm-h-Imi kà«n^n äv ) \v Hm sse³ Bbn F - s\-bmwv At]- n-t - -Xv.? Kerala Government -> Ownership Certificate(Sanchaya) -> Citizen Login n v sn pi. tijw Pnà skeivsv sn pi, ] mb v/ap\n-kn- m-enän/timà -td-j³ CXn GXm-sW v,skeivsv snbvxp-sim-sp- p-i.] mb v / ap\n-kn- m-enän/timà -td-j³ F nh-bpss t]cv Xmsg ImWn- p- -XmWv AXn FhnsS \n mtwm kà«n^n -äv FSp-t Xv B ] m-b- nsâtbm,ap\n-kn- m-enänbpsstbm, timà -td-j-sâtbm t]cv skeivsv sn pi. AXn-\p-tijw Ownership Certificate n v sn pi, n v snbvxp-i-gn-ªmâ hmàuv CbÀ, hmàuv \¼À, ho«p \¼À F nh tnmzn pw AXv IrXyambn simsp- v skà v sn pi. skà v snbvxp Ign-ªm DS-a- Øsâ t]cp ImWn pw, AXn n v snb-xmâ Ownership Certificate F Hm]vj³ hcpw AXn n v snbvxv HmWÀjn v kà«n änsâ (purpose) Bhiyw F m-sw v skeivsv snbvxpsim-sp- v k_vanäv snbvxmâ Ownership Certificate e`n- p- -Xm- Wv.

37 37 Property Tax Hm sse³ Bbn AS-bv p-hm³ Ign-bp-tam.? F -s\-bmwv ASbvt - -Xv. Property Tax Hm sse³ Bbn AS-bv p-hm³ Ign-bp- -Xm-Wv. Kerala Government -> Ownership Certificate(Sanchaya) -> Citizen Login -> Property Tax -> n v sn pi. hmàuv \¼À, ho«v \¼À, F nh simsp v skà v snbvxmâ DS-a-Øsâ t]cv hnh-c- Ä ImWn- p- -Xm-Wv. AXn n v snbvxmâ t]bvsaâv AS-bv p-hm-\på hnh-c- Ä ImWn pw.a-xnâ Pay Online simsp- mâ User Id, Password tnmzn pw AXv IÌ-adpsS t]cnâ {Intbäv snbvxv AXp-]-tbm-Kn v Payment AS-bv m-hp- -Xm-Wv. User Id, Password {Intbäv sn msx Property Tax ( Quick Pay ) hgnbpw Payment AS-bv m-hp- -Xm-Wv. LAND TAX (`q\nipxn) Land tax Hm se³ Bbn ASbv phm³ Fs Ãmw tcj-iä Bh-iy-am-Wv.? X -t cv \¼À, Ah-km-\-ambn AS \nip-xn-io«v, kàsæ \¼À, (PnÃ, Xmeq v, t»m v, hntã-pv,) F n-hbpw IrXy-ambn simsp-t - -Xm-Wv. Land tax Hm se³ Bbn ASbv pt¼mä User Name, Password tnmzn- p- p v, AXp Hmtcm IÌ-a-dp-sSbpw t]cnâ {Intbäv snt XmtWm.? Hmtcm IÌ-a-dp-sSbpw t]cnâ {Intbäv sn p Xn Ipg- -an-ã. GsX- n-epw Hcp sfunbpw ]mêvthàupw {Intbäv snbvxv AXn-eqsS sn p Xp-sIm pw Ipg- -an-ã. Hm se³ Bbn Land tax F -s\-bmwv AS-bvt - -Xv.? Land Tax -> Pay Your Tax -> Sign In -> Login -> New Request -> Add Details -> View And Add -> My Request -.> Pay Your Tax -> Payment.

38 38 Hm sse³ Bbn Land tax AS v Ignªv ckoxv {]nâv FSp pibpw snbvxp. AXn\p tijw ho pw B ckoxv {]nâv FSp- p-hm³ Ign-bp-tam.? F -s\-bmwv FSp- p-sim-sp-t - -Xv.? ho pw ckoxv {]nâv FSp- p-hm³ Ign-bpw. Transaction history -> print receipt FÃm hntãpv Hm^o-kp-I-fn-sebpw Land tax Hm sse³ Abn AS-bv p-hm³ Ign-bptam.? Hm sse³ B nb hntã-pp-i-fnâ am{xta Land tax AS-bv p-hm³ Ign-bp-I-bp-Åp. UDYOG AADHAR Dt±ymK B-[mÀ F mâ F v.? snd-pins kwcw-`-ià v Kh saânsâ FÃm-hn[ B\p-Iq-ey- fpw In«m³ th n FSp- p B[mÀ BWn-Xv. Dt±ymK B-[mÀ FSp- m³ th tcj-iä Fs m-s.? AADHAR NUMBER NAME OF ENTREPRENEUR SOCIAL CATAGORY (GENERAL,SC,ST,PH) GENDER NAME OF ENTERPRISE TYPE OF ORGANISATION PAN NUMBER LOCATION OF PLANT OFFICIAL ADDRESS ID DATE OF COMMENCEMENT BANK DETAILS( IFSC CODE) ADDITIONAL DETAILS ABOUT BUSINESS PERSON EMPLOYED INVESTMENT IN PLANT& MACHINERY ATTACHMENT OF AADHAAR CARD

39 39 \½psS sskänâ Dt±ymK B-[mÀ FSp- m³ submit & pay consultancy fees Rs 1350/- F mwv ImWn- p- -Xv.AXn\v ImcWw F m-wv.? Dt±ymK B-[mÀ FSp- p- Xv kup-\y-am-wv.cxv Fw.-F-kv.-Fw.C I¼\n kvt]m kà sn m Xp-sIm- mwv Cu Fau v ImWn- p- - Xv. Bb-Xp-sIm v AXv n v snt Bh-iy-anÃ.- Dt±ymK B-[mÀ FÃm-hÀ pw FSp- m³ Ign-bp-tam.? Dt±ymK B-[mÀ FÃm-hÀ pw FSp- m³ Ign-bnÃ.Im-cWw CXv sndp- In-S-kw-cw-`-IÀ v FSp p B[mÀ BWv.