Am{e mvrb gdm V mor>çm ñd godr J«mhH$ g KQ>ZoMo winì

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1 df nmmdo A H$ 5 _w ~B, 1 gßq> ~a> 2015 _yëæm é 5/- Vol. No 5 Issue No. 5 Mumbai, 1st September 2015 Price Rs. 5/- Am{e mvrb gdm V mor>çm ñd godr J«mhH$ g KQ>ZoMo winì COUNCIL MEMBER UNCTAD OBSERVER

2 2 ieïenkeà eflelegkeàe cesukeekee gßq> ~a> 2015 g nmxh$s 3 n`m dau{à` CËgdmMr V`mar 4 amá`mmm J h{z m U H$m`Xm aô hmouom {hvmdh 5 Aä JñZmZmgmR>r ghòmd{v V CQ>Uo 7 {d^mjr` nxm{yh$mè`m À`m MMm gìmv H$m` dmt>rà`m Ñï>rZo Pmbo {dmma WZ 9 J«mhH$ n Mm`V nor> dmmy AmZ Xo 13 {d^mjdmvm 15 "go Q>mQ>m Qy> [abm Ýg' m mo{h omo hmouma ~«mprbà m dës> H$m±J«og Ü o gmxarh$au! 15 V. m.h $ÐmVyZ 18 gm ~a H«$mB {àìhoez {Q>ßg² 19 English Section m A H$mV... STRINGENT CENTRAL REAL ESTATE LAW TO REPLACE MAHARASHTRA S HOUSING ACT 16 CABINET NOD FOR NEW CONSUMER PROTECTION ACT w ~B J«mhH$ n Mm VrVrb H$ Mmar lr. hmxod JmoqdX JmdS>o ho 26 dfmªà m godoz Va {Zd Îm Pmbo. g ñwomo nxm{yh$mar Am{U H$ Mmè m À mdvrzo Ë m Zm ^mdnyu {Zamon XoÊ mv Ambm. Ë màg JrÀ m N>m m{mìmv (darb) lr. JmdS>o m À m g dov H$m m}nmü j lr Vr g{dvm Xm Xo, I{OZXma lr Vr Á movr mos>h$ Am{U ì dñwmnh$ lr. àxrn amdamuo {XgV AmhoV. Imbrb N>m m{mìmv lr. JmdS>o m À mg dov ì dñwmnh$ d H$ Mmar dj. gxmof nõvrzo XmV ~g{dë m~ôb 14 bmi én o ZwH$gmZ ^anmb XoÊ mmm {Oëhm J«mhH$ VH«$ma {ZdmaU MmMm X Veë {demaxmg AmXoe Z g{j H$ XmVm gmaio hþ~ohÿ~ H ${Ì XmV ~g{duo OmoJioH$a ZmdmÀ m A o[ah$mpñwv S>m ³Q>a XmånË mcm Mm JcoM hmjmv ns>co Amho. XmVm À m VÁk S>m ³Q>am Zr EH$m S>m ³Q>a XmånË mg MwH$sÀ m nõvrzo H ${Ì XmV ~g{dë mzo Ë m Zm Vã~c XrS>-XmoZ df} ~è mm doxzm Zm gm moao Omdo cmjco Am{U X Veë {demaxm À m ~ondm B Am{U é½umà m VH«$matH$S>o Xþc j H$aÊ mà m d Îmr{damoYmV S>m. OmoJioH$a m ZrM X S> WmonQ>co. Ë m wio CnZJa {Oëhm J«mhH$ VH«$ma {ZdmaU MmZo X Vd ÚH$s S>m ³Q>am Zm d ÚH$s {ZîH$miOrnUm~Ôc Xmofr R>adyZ ì momgh Vã~c 14 cmi én o ZwH$gmZ^anmB XoÊ mmo AmXoe {Xco AmhoV. S>m. YwH$a OmoJioH$a Am{U Ë m À m nëzr d emcr OmoJioH$a m Zr mcms> owrc am c hoëw Ho$Aa Ü o Am JñQ> 2015 Ü o H ${Ì XmV ~g{dco. w ~B -nwuo owrc ho S>m ³Q>a Ë mdoir A o[aho$v dmñvì mg hmovo. XmV ~g{duo d AÝ CnMmam gmr>r H$mhr doim Vo é½umc mv Joco Am{U Z Va A o[aho$cm Joco. XmV ~g{dê mà m à{h«$ ov Vm {ÌH$ MwH$m Pmë mzo Ë m Zm XþIÊ mzo ~ooma Ho$co hmovo d Ë m Zr S>m ³Q>am Zm doimodoir Ë mmr H$ënZmhr {Xcr hmovr. nu X Veë ì mdgm{ H$mZo Ë mh$s>o Xþc j Ho$ë mmr Ë m Mr VH«$ma Amho. Ë m wio Ë m Zm A o[aho$v CnMma mdo cmjco Am{U CnMmam gmr>r ^mavmvhr mdo cmjco. XrS>-XmoZ df m XmVmÀ m S>m ³Q>aer Ë m Zr doimodoir g nh $ gmycm, nu Ë m Zr XIc KoVcr Zgë mmo S>m. OmoJioH$a m Mo åhuuo Amho. J«mhH$ MmH$S>o VH«$ma Ë m wio S>m. OmoJioH$a XmånË mzo A S>. {earf Xoenm S>o m À m m $V CnZJa {Oëhm J«mhH$ MmH$S>o 2007 Ü o VH«$ma XmIc Ho$cr. Ë mda AZoH$ gwzmdê m Pmë mz Va MmMo AÜ j E. PoS>. VocJmoQ>o, gxñ H$sVu Hw$cH$Uu Am{U Eg. Ama. gmzn m Zr X V ì mdgm{ H$ Am{U Ë m À m é½umc mzo S>m.OmoJioH$a XmånË mcm CnMmam Mm IM, Xmì mmm IM, ^anmb AmXtgmR>r gw mao 14 cmi én o ^anmb XoÊ mmo AmXoe {Xco AmhoV.

3 gßq> ~a> 2015 J«mhH$ {VVwH$m oidmdm 3 J«mhH$ {VVwH$m oidmdm 1 gßq> ~a> 2015 lmdu/^mðnx 1937 {dídñv S>i àm. S>m. am Xmg O. JwOamWr S>m. b. Zm. JmoS>~mobo b{bvm Hw$bH$Uu aqdð hmoz AZwamYm Jmoao AÜ j àm. S>m. am Xmg O. JwOamWr CnmÜ j S>m. ~mi $m S>Ho$ w ~B J«mhH$ n Mm V H$m H$m[aUr H$m H$mar S>i A S>. {earf Xoenm S>o (H$m m Ü j) {Z{eH$m V JwO a (H$m m}nmü j) g{dvm Xm Xo (H$m m}nmü j) A{ZVm ImZmobH$a (H$m dmh) XÎmm n MdmK (H$m dmh) Á movr mos>h (I{OZXma) g^mgx AZwamYm Xoenm S>o A Obr Iao pñ Vm Xm bo amo Ð amuo A^ XmVma ew^xm Mm H$a Á moëñzm H$mZoJmdH$a erbm XodioH$a {Z {ÌV 1) àm. H$ bmh$a n S>go 2) AÜ j, IaoXr g{ Vr 3) Anydm Jwám m A H$mV à{gõ Pmboë m Vm er g nmxh$ /g KQ>Zm gh V AgVrbM Ago Zmhr. g nmxh$s à^mdr dmq>mmbrmr XIb! Amnbr w ~B J«mhH$ n Mm`V {d{dy joìm Ü`o Amnbm R>gm C Q>dV J«mhH$ Midi A{YH$ à^mdr H$aÊ`mMo H$m` H$arV Amho. EImÚm g ñ`omm gimob Aä`mg H$ê$Z Ë`m g ñ`obm {^S>bo H$s {Z{üVM Ë`mMo Mm Jbo n[aum {XgyZ `ovmv. AmnU H$mhr dfmªnydu "go Q>mQ>m Qy> [abm`ýg' hr [abm`ýgà`m AÝ`mæ` XadmT>r{dê$Õ OmoaXma mohr CKS>br hmovr. `m mo{h og dro J«mhH$m Zr mor>çm à mumv à{vgmx {Xë`mZo Am{U mo{h oxaå`mz m S>Ê`mV Ambobo wôo nq>ë`mzo Ë`mdoir Ag»` J«mhH$m Zr [abm`ýgbm Q>mQ>m Ho$bm hmovm.`m mo{h omo `owo ñ au H$aÊ`mMo H$maU åhuoo "H$ÝÂ`w g B Q>aZ ezb' `m g KQ>ZoZo 120 Xoem Yrb 250 gxñ` g ñwm H$Sy>Z AË` V H$ënH$ Am{U CËH $ï> àmma mo{h ogmr>r àdo{eh$m mj{dë`m hmoë`m. Ë`mVrb gdm}ëh $ï> Aem VrZ àmma mo{h m Mr {ZdS> H$aÊ`mV Ambr AgyZ Ë`mV Amnë`m "go Q>mQ>m Qy> [abm`ýg' `m mo{h omm A V^m d Amho. Am Vaamï >r` nmvirda Amnë`m H$m mmm R>gm H$gm à^mdrnuo C Q>{dbm OmD$ eh$vmo Ë`mMo ho VmOo CXmhaU Amho. `m mo{h ogmr>r H$m` Ho$boë`m gd H$m` H$Ë`mªMo A{^Z XZ! `m~m~vmo d Îm `m A H$mV XoÊ`mV Ambo AmhoM. Am Vaamï >r` nmvirda Aer H$m {Jar ~Om{dbr AgVmZmM J«mhH$m À`m {hvmgmr>r {d{dy H$m o, {d{dy CnH«$ hmvr KoVbo OmV AmhoVM. amá`mmm J h{z m U H$m`Xm aô H$éZ H $ÐmMm H$m`Xm hmamï >mbm bmjy H$amdm, Aer mjur w ~B J«mhH$ n Mm`VrZo 2012 nmgyz Ho$br hmovr. AbrH$So>M "H $Ðr` [aab BñQ>oQ> {dyo`h$ ' g X^m V amá`g^oà`m àda g{ VrZo w ~B g ^oq> {Xbr hmovr. w ~B J«mhH$ n Mm`VrH$Sy>Z Ë`m g{ VrnwT>o `m {dyo`h$mg X^m V AZoH$ J«mhH$m{^ wi ~Xb gwm{dê`mv Ambo hmovo. gm JÊ`mg AmZ X hmovmo H$s, `m g gxr` g{ VrZo AmnU Ho$boë`m ~hþvm e {e $maer ñdrh$maë`m Am{U amá`mbm H $ÐmMmM [aab BñQ>oQ> H$m`Xm bmjy H$aÊ`mMr {e $mag Amnë`m boir AhdmbmV Ho$br. H$m`m Ü`j lr. {earf Xoenm So> Am{U lr Vr dfm amd$v `m Mo `mgmr>r Img A{^Z XZ!! J«mhH$ MidirÀ`m X îq>rzo Aem H$mhr Mm Jë`m KQ>Zm KS>V AgVmZmM dmt>vr hmjmb, Vya S>mi, yj S>mi, H$m Xm Aem dñvy À`m MT>çm ^mdm Zr J«mhH$m À`m S>moù`m V nmur AmUbo Amho. EH$sH$So> {S>Pob, noq >mobmo Xa H$ r hmov AgVmZm `m dñvy À`m ^mdm V H$gbmhr CVma ns>ë`mmo {XgV Zmhr. `m àízmh$so> emgzmmo bj doyê`mgmr>r w ~B J«mhH$ n Mm`VrÀ`m {eï> S>imZo 25Am JñQ> amoor amá`mmo w»` Ìr lr. XodoÝÐ $S>Udrg `m Mr ^oq> KoD$Z Ë`m Zm `mg X^m V g{dñva {ZdoXZ {Xbo. gah$mazo ~ `mmr ^y{ H$m Z KoVm AË`mdí`H$ dñvy H$m`Xm bmjy H$amdm, VgoM hr ^mddmt> amoiê`mgmr>r VmVS>rZo nmdbo Q>mH$mdrV, Aer mjur Ho$br. VgoM {d{dy Cnm`hr gwm{dbo. Amnë`m mjê`m da gah$ma H$m` H $Vr H$aVo Vo {XgyZ `ob bm. J«mhH$ {hvm` Ago à`ëz Mmby AgVmZmM Amnbo Xadfu hmoumao CnH«$ hr Mmby AmhoVM. n`m dau{à` JUnVr nor> Am{U Ë`m nmr>monmr> `oumam n Mm`V nor>m Mm CËgd `eñdr H$aÊ`mgmR>r H$m` H$V} PQ>V AmhoV. n Mm`V nor>m À`m mü` mvyz C{MV ì`dhmammr H$mg YaV J«mhH$m Zm {d{dy CËnmXZo {H$ $m`vera ^mdmv CnbãY H$ê$Z XoÊ`mMm Joë`m AZoH$ dfmªnmgyzmm Amnbm hm CnH«$ H$YrM J«mhH$ mý` Pmbm Amho. Aem {d{dy CnH«$ m YyZ w ~B J«mhH$ n Mm`VrMr {dœmgmh Vm CÎmamoÎma dmt>v OmB b ho {Z{üV! g nmxh$ S>i - XÎmm n MdmK, ew^xm Mm H$a ghmæ H$ :- Z{bZr Hw$bH$Uu AjaOwiUr d amzm, H$bm d wðu - B {S> m qàqq>j d³g, ds>mim, w ~B win ð> Am{U a JrV n ð>amzm :- {do Imnao g mjma - S>m. am Xmg JwOamWr, A S>. {earf Xoenm S>o, dg wyam XodYa w ~B J«mhH$ n Mm Vrbm {Xboë m XoU½ m Am H$a H$b 80 Or A VJ V H$a w³v AmhoV. XoUJrMm YZmXoe " w ~B J«mhH$ n Mm V' m ZmdmZo H$mT>mdm.

4 4 J«mhH$ {VVwH$m oidmdm gßq> ~a> 2015 n`m dau{à` CËgdmMr V`mar - AZwamYm Xoenm So> Jobo {hzm^a AYyZ YyZ w ~B -nwuo EŠgàog "do' da XaS>r H$mogiV AmhoV. gmvë`mzo hmoumar dmhvyh$ H$m S>r Am{U XaS>r H$mogië`mZo Pmboë`m AnKmVmMo à mu bjur` Amho. {VH$So> amoñwmzmv Am{U {dx^m V nmdgmzo W mz KmVbo. embo` OrdZm V AmnUm g XwîH$mir àxoe åhuyz m{hvr AgUmè`m øm àxoem Mr àm S> nmdgmzo Am{U Amboë`m nwamzo XmUmXmU CS>mbr. XmoZ {Xdg OyZ {hý`m V gvv nmd$g ns>ë`mzo w ~B H$a h amu Pmbo. nmur Vw ~yz aoëdo ~ X n S>br, Zmbo ^abo. ho gji H$m` Pmb`? {ZgJm Mo nma CbQ> gwbq> Pmb ` H$m? Ho$di Z g{j H$ g H$Q> Amho H$m? H$m mzdmzo {ZgJm g øm nmvirn`ªv `oê`mbm ^mj nms>b `? {ZgJm Mm hm YmoŠ`mMm g Xoe AmnU doirm AmoiIbm Zmhr Va nwt>mo {MÌ ^`mdh Agob ho {Z{üV. AWm V AmO g momv øm~ôb OZOmJ Vr ZŠH$sM hmovo`. AZoH$ g ñwm, à{gõr mü` o n`m dau ajumgmr>r {d{dy CnH«$ hmvr KoV AmhoV. ho à mu bjur` nmvirn`ªv dmt>m`bmm hd. AmnUhr gmvë`mzo n`m dau ajumgmr>r gh«$s` ^y{ H$m KoVbr Amho. n`m dau{hv S>moù`mg moa R>odyZ Xadfu `oumam JUoemoËgd, hmo{bh$moëgd AmnU Am`mo{OV H$aVmo. Amnë`m m{gh$ {dvau ì`dñwovyz Xadfu hmoirà`m AmYr "BH$mo «$S>br'> Ho${ H$b {dahrv a J J«mhH$m gmr>r CnbãY H$ê$Z {Xbo OmVmV. Va Jobr VrZ df} gmvë`mzo lr JUoemoËgdmgmR>r bmjumar n`m dau{à` CËnmXZo EH$mM {R>H$mUr J«mhH$m Zm CnbãY ìhmdrv øm CÔoemZo n`m dau{à` JUnVr nor>omo Am`moOZ Ho$bo OmVo. øm nor>ov JUnVrÀ`m emsy>à`m yvvnmgyz Vo Ia, Jm armo Xm{JZo, gomdq>rmo gm mz, nyom gm{hë` J«mhH$m gmr>r CnbãY Amho. boimà`m gwédmvrbm CëboIboë`m Ag VmobmMr O~m~Xmar Ho$di {ZgJm da Q>mHy$Z MmbUma Zmhr. ßbmpñQ>H$À`m {neì`m Zr ^abobo Zmbo, JQ>mao WmoS>çmem nmdgmzo Vw ~br. n[aum V w ~B H$am Mr Ajaem X Zm CS>mbr Varhr Amåhr ehmuo hmov Zmhr. ^mor AmUm`bm H$mnS>r {nedr ZoÊ`mMr bmo dmq>vo qh$dm Amig `ovmo. "dmnam o$h$m' g ñh $Vr wio W m}h$mobmo ½bmg, {S>e øm Mo à mu dmt>vo` Am{U VodT>mM> Z Zï> hmoumam H$Mamhr. hm ^ñ mgya AmVm Amnë`mbm {Jiy nmhvmo`. nma n[ah$ dñvy ^m S>r øm Mo hîd H$iV` nu div Zmhr. ømbm n`m ` åhuyz AmnU JUnVr nor>ov gwnmarà`m nmzm nmgyz ~Z{dboë`m nìmdirgñe {S>e Am{U ÐmoUhr CnbãY H$ê$Z XoV AmhmoV. nma n[ah$ ê$t>tzm nyumªemzo Ia Va mos>rv H$mTy>Z MmbUmaM Zmhr, Aer n[apñwvr AmO Zì`mZo {dmma H$am`bm bmdv Amho. "EH$ Jmd, EH$ JUnVr' hr g H$ënZm Ia Va IynM N>mZ Am{U n`m dau OnUmar nu nma n[ah$ ê$t>rvyz ~mhoa nsy>z Vr ê$om`bm WmoS>m doi bmjumam! nu Vmon`ªV {H$ mz ßb ñq>a Am $ n [agà`m JUoe yvu AmUÊ`mEodOr Amnë`m OwÝ`m na naoà muo emsy>à`m yvu AmUVm Zmhr H$m `ouma? {dgo ZmZ Va Pmbobr ltmr {dq> ~Zm Am{U nmê`mmo Pmbobo àxyfu, ObMam Mo Pmbobo hmb ho mzd{z{ V g H$Q> WmondUo Amnë`m hmvmv Amho. n`m dau aju hr Amnbr gdmªmrm Z {VH$ O~m~Xmar Amho. hr O~m~Xmar Amnë`m àë`oh$mà`m N>moQ>çm N>moQ>çm H $VrVyZ AmnU nobbrm nm{hoo. lr {d ZhË`m Mo AmJ Z Odi Amb`. Ë`mÀ`m ñdmjvmgmr>r AmnU g m hmovm AmhmoV. Ë`mM~amo~a AJXr nmr>monmr> gum Mr amur åhuoom {XdmirMo AmJ Z hmob b. VËnydu `ovmò ZdamÌ, Xgam. Ia Va AmVm gucëgdm Mrhr m {X`mirM Agob. Ë`mgmR>r J«mhH$ n Mm`V nor>mhr g m hmov AmhoV. 30 gßq> ~anmgyz XmXa `owo adtð ZmQ>ç {Xam Ü`o ` XmÀ`m n Mm`V nor> e IboVrb n{hbr nor> gwê$ hmovò. d {dü`nyu dñvy, ZdrZ H$ënZm KoD$Z nor>m g m hmovmhov. ZdrZ CËnmXH$, Zdr CËnmXZo KoD$Z C{MV ì`dhmammr H$mg YaV øm nor>m Mo AmnU Am`moOZ H$aVmò. Ia Va gü`m ~momanor>ov J«mhH$ nor>m Mo nod w$q>b`. ` Xm wôm M n Mm`V nor> g{ VrZo øm J«mhH$noR>m Mm Aä`mg Ho$bm. {VWo $ŠV ì`dhma {Xgbm. C{MV ì`dhma Zmhr, Hw$R>ohr nmdvr {Xbr AWdm Zmhr {Xbr Var Ë`mda H$moUmMohr ~ YZ Zmhr, XOm Mr ImÌr Zmhr, ßbmpñQ>H$ {neì`m Mm gam g dmna. øm nmœ ^y rda Amåhmbm "goj J«mhH$'> KS>dm`Mm Amho Am{U CËnmXH$gwÕm C{MV ì`dhmammo nmbz H$aUmamM Agm`bm hdm, ømda Amnbm H$Q>mj Amho. dmmh$mo hmo! IaoXr CËgdmÀ`m øm AmZ X gmohù`mg AmnU ghn[adma Am{U { Ì {ÌUtgh CnpñWV amhê`mgmr>r ho AmJ«hmMo {Z ÌU! n Mm`V nor> {deofm H$ Am ŠQ>mo~a 2015Mm àh$m{ev hmob b. gßq> ~a {hý`mà`m øm "J«mhH$ {VVwH$m oidmdm' A H$mV n Mm`V nor> 2015Mm g nyu VŠVm dmmh$m À`m m{hvrgmr>r {Xbm AmhmoV.

5 gßq> ~a> 2015 J«mhH$ {VVwH$m oidmdm 5 amá`mmm J h{z m U H$m`Xm aô hmouom {hvmdh hmamï >mvrb J h{z m U H$m`Xm hm $mam H$ Hw$dV Agë`mZo hm H$m`Xm aô H$ê$Z, H $ÐmMm OmñV gj d à^mdr Ho$bm OmUmam [aab BñQ>oQ> H$m`Xm hmamï >bmhr bmjy H$amdm, Aer AmJ«hr mjur w ~B J«mhH$ n Mm VrZo Ho$br hmovr. g gxr` g{ VrZo J«mhH$ n Mm`VrÀ`m ~hþvm e gymzm ñdrh$maë`m AgyZ amá`mbm H $ÐmMmM [aab BñQ>oQ> H$m`Xm bmjy H$aÊ`mMr {e $maghr Amnë`m boir AhdmbmV Ho$br Amho. g gxr` àda g{ VrZo hmamï >mmm J h{z m U H$m`Xm aô H$ê$Z Ë`mEodOr XoemVrb BVa gd amá`m Zm bmjy hmoumam H $Ðr` [aab BñQ>oQ> H$m`XmM hmamï >mbm bmjy H$amdm, Aer hîdnyu {e $mag Ho$ë`mMr ~mv r à{gõ Pmë`mnmgyZ Ë`mda g { l d CbQ> gwbq> à{v{h«$`m dmmzmv Am{U EoH$Ê`mV `ov AmhoV. Ë`m wio gü`m g gxonwt>o Agbobo gwym[av [aab BñQ>oQ> {dyo`h$ Am{U hmamï >mmm AOyZ Var H$mJXmdaM Agbobm J h{z m U H$m`Xm `mvrb VaVwXtMm VwbZmË H$ mjmodm KoUo Amdí`H$ R>aVo. VËnydu EH$ Jmoï> OmhranUo ñnï> H$aUohr Amdí`H$ Amho. hmamï >mmm J h{z m U H$m`Xm hm amá`mvrb J«mhH$m Mr {~ës>g H$Sy>Z Or $ma mor>çm à mumda $gduyh$ hmov Amho Ë`mg Amim KmbÊ`mg $ma H$ r ns>v Amho. VgoM H $ÐmV `od$ KmVbobm [aab BñQ>oQ> H$m`Xm hm Ë`m mzmzo OmñV gj Amho, Aer w ~B J«mhH$ n Mm`VrMr ñnï> ^y{ H$m Amho. Ë`m wiom w ~B J«mhH$ n Mm`VrZo 2012 nmgyz w»` Ìr, amá`nmb Am{U gavoeodq>r amï >nvtn`ªv {ZdoXZo XoD$Z hmamï >mmm Hw$MH$m r J h{z m U H$m`Xm A bmv AmUy ZH$m Am{U H $ÐmMm [aab BñQ>oQ> H$m`Xm H$mhr gwymaum H$ê$Z hmamï >mvhr bmjy H$amdm, Aer AmJ«hr mjur gmvë`mzo Ho$br. na Vw XwX dmzo hr mjur mý` Pmbr Zmhr Am{U hmamï >mmm J h{z m U H$m`Xm AIoa H$mJXmda Var ApñVËdmV Ambm. Ë`mbm AmO XrS> - A S>. {earf dm. Xoenm So> H$m`m Ü`j, w ~B J«mhH$ n Mm`V df} Pmbo Var Ë`mMr A b~omdur mì Pmbobr Zmhr. `m nmœ ^y rda amá`g^oà`m àda g{ VrZo OyZ/Owb 2015 Ü`o XoemVrb {d{dy {R>H$mUr OmD$Z "H $Ðr` [aab BñQ>oQ> {dyo`h$-2013' ~m~v gd g ~ {YV ì`švr/g ñwm À`m gymzm/ Amjonm ~m~v Omhra gwzmdur KoVbr. w ~B V Pmboë`m ~ R>H$sV w ~B J«mhH$ n Mm`VrZo "[aab BñQ>oQ> {dyo`h$-2013' Ü`ogwÕm AZoH$ J«mhH$m{^ wi ~Xb gwmdbo. Ë`mM ~amo~a hmamï >mvrb J h{z m U H$m`Xm hm $mam H$ Hw$dV Agë`mZo hm H$m`Xm aô H$ê$Z, H $ÐmMm OmñV gj d à^mdr Ho$bm OmUmam [aab BñQ>oQ> H$m`Xm hmamï >bmhr bmjy H$amdm, Aer AmJ«hr mjur Ho$br hmovr. g gxr` g{ VrZo J«mhH$ n Mm`VrÀ`m ~hþvm e gymzm ñdrh$maë`m AgyZ amá`mbm H $ÐmMmM [aab BñQ>oQ> H$m`Xm bmjy H$aÊ`mMr {e $maghr Amnë`m boir AhdmbmV Ho$br Amho. `m g gxr` g{ VrZo "[aab BñQ>oQ> {dyo`h$ 2013' Ü`o AZoH$ Mm Jbo ~Xb gwm{dë`m wio amá`mmm J h{z m U H$m`Xm Ë`mnwT>o A{YH$ Xw~im {Xgy bmjvmo. amá`mà`m H$m`ÚmV nwz{d H$mg àh$ënmvrb OwZo a{hdmgr djië`mzo nwz{d H$mg àh$ënmv, `m a{hdmem À`m {~ës>g H$Sy>Z hmoumè`m $gduwh$sbm Amim KmbÊ`mgmR>r H$moUVmM gmonm H$m`Xm CnbãY Zmhr. H $Ðr` [aab BñQ>oQ> H$m`ÚmV mì nwz{d H$mg àh$ënmvrb `m a{hdmí`m Zm Amnë`m {~ës>a{dê$üx XmX mjê`mmr VaVyX Amho. hmamï >mà`m J h{z m U H$m`ÚmVyZ åhms>mgma»`m mor>çm gah$mar {~ës>abm djiê`mv Amë`mZo åhms>mà`m a{hdmem Zm hm H$m`Xm H$moUVmhr {Xbmgm XoV Zmhr. VgoM {gs>h$mo~m~v hm H$m`Xm yj {JiyZ Jßn! Ë`m wio {gs>h$moà`m g ñv J«mhH$m Zmhr hm amá`mmm H$m`Xm {Xbmgm XoV Zmhr. H $Ðr` [aab BñQ>oQ> H$m`Xm mì amá` gah$maà`m J h{z m U S>im Zmhr Amnë`m

6 6 J«mhH$ {VVwH$m oidmdm gßq> ~a> 2015 H$joV KoD$Z ~m{yv J«mhH$m Mo aju H$aVmZm {XgVmo. Am À`m amá`mmm H$m`Xm {~ës>g Zm H$m`Xoera H$ama H$am`À`m AmYr yi qh$ VrÀ`m 20 Q>ŠHo$ BVH$s ašh$ J«mhH$m H$Sy>Z AmJmD$ ašh$ åhuyz dgyb H$aÊ`mg w^m XoVmo. na Vw H $Ðr` H$m`Xm mì {~ës>g Zm $ŠV 10 Q>ŠHo$ EdT>rM ašh$ IaoXr H$ama H$am`À`m AmYr Jmoim H$aÊ`mg nadmzjr XoVmo. amá`mmm J h{z m U H$m`Xm [aab BñQ>oQ> EO Q>Zm hmvhr bmdv Zmhr. Ë`m wio KaIaoXr H$aVmZm `m EO Q²gH$Sy>Z hmoumè`m J«mhH$m À`m $gduwh$s~m~v amá`mà`m H$m`ÚmV H$moUVrM VaVyX Zmhr. mì H $ÐmÀ`m `od$ KmVboë`m [aab BñQ>oQ> H$m`ÚmV amá`mvrb àë`oh$ [aab BñQ>oQ> EO Q>bm [aab BñQ>oQ> àm{yh$aumh$so> Zm XUr H$ê$ZM Amnbm ì`dgm` H$aVm `ouma Amho. VgoM J«mhH$m À`m $gduwh$s~ôb Ë`mbm X S>, ZwH$gmZ ^anmb VgoM Zm XUr aô B. n[aum m Zm gm moao Omdo bmjuma Amho. Am À`m àjvrerb hmamï >mà`m H$m`ÚmV EImÚm J«mhH$mZo {~ës>abm Xo` Agbobr ašh$ XoÊ`mV 3 {hý`m hÿz OmñV {db ~ Ho$bm Va Ë`m J«mhH$mMo dro/nmur VmoS>Ê`mMm A{YH$ma {~ës>a S>itZm ~hmb Ho$bm Amho. Aem àh$mamr {~ës>aym{o Ur Am{U J«mhH${hV{damoYr VaVyX H $Ðr` [aab BñQ>oQ> {dyo`h$mv H$moR>ohr AmT>iV Zmhr. amá`mà`m H$m`ÚmZwgma Am Š`wnoeZ à munì { imë`mnmgyz 4 {hý`m À`m AmV {~ës>azo gmogm`q>r ñwmnz H$aÊ`mMo ~ YZ Amho. åhuoom Omon`ªV {~ës>a ho à munì AmUV Zmhr Vmo n`ªv KaIaoXr H$aUmè`m J«mhH$m Zm EH${ÌV `od$z gmogm`q>r ñwmnz H$aÊ`mMo {~ës>ada ~ YZM Zmhr. mì H $Ðr` [aab BñQ>oQ> {dyo`h$mzwgma àh$ënmvrb nþmg (50) Q>ŠŠ`m hÿz A{YH$ J«mhH$m Zr KamgmR>r ~wqh$j Ho$bo H$s bjom Ë`m Mr gmogm`q>r ñwmnz H$aÊ`mMo ~ YZ {~ës>ada AgUma Amho. H $Ðr` H$m`ÚmZwgma Am Š`wnoeZ à munì { imë`mnmgyz 3 {hý`m À`m Ad{YV H$Ýìho`Ýg XoUo ~ YZH$maH$ Agob. mì Am À`m amá`mà`m H$m`ÚmZwgma Am Š`wnoeZ à munì { imë`mda 4 {hzo gmogm`q>r ñwmnz H$aÊ`mgmR>r Am{U gmogm`q>r ñwmnz Pmë`mZ Va AmUIr 4 {hzo H$Ýìho`Ýg XoÊ`mgmR>r. EH $XarVM amá`mmm J h{z m U H$m`Xm {~ës>am À`m ~m~vrv $mam CXma VdmXr {XgyZ `ovmo. `m XmoÝhr amá` d H $Ðr` H$m`ÚmV VH«$ma {ZdmaU ` ÌUm àñvm{dv Amho. mì amá`mà`m `m VH«$ma {ZdmaU ` ÌUoVrb A{nb àm{yh$aummo H$m {XdmUr H$m`Úmà muo åhuoom {H$MH$Q> Am{U doih$mty> nõvrzo hmouma Amho. Ë`m wio Vo J«mhH$m Zm OmMH$ Am{U {~ës>am Zm gmo`rmo R>aUma Amho. mì H $Ðr` [aab BñQ>oQ> {dyo`h$mv Zo H$s `m{dê$õ, J«mhH$m Zm {Xbmgm XoUmar VaVyX Amho. H $Ðr` [aab BñQ>oQ> H$m`ÚmÛmao H$m`m pýdv hmoumao Anrb àm{yh$au ho {XdmUr H$m`Úmà muo H$m H$mO Mmb{dUma ZgyZ Z g{j H$ Ý`m`mÀ`m VÎdm da gmoß`m, gwq>gwq>rv nõvrzo Ý`m`{ZdmS>m H$aUma Amho. Aem àh$mao AmUIrhr AZoH$ VaVwXtMm hdmbm XoD$Z H $Ðr` [aab BñQ>oQ> {dyo`h$ ho amá`mà`m J h{z m U H$m`Úmnojm H$go OmñV à^mdr d J«mhH$m{^ wi Amho ho XmIdVm `ob b. Ë`m wio m. w»` Í`m Zr `m~m~v emgzmà`m ^y{ Ho$Mm nwz{d Mma H$ê$Z, H $Ðr` [aab BñQ>oQ>À`m gwym[av {dyo`h$mbm nmqr>~m XoD$Z, VmoM H $Ðr` H$m`Xm amá`mgmr>r ñdrh$mamdm, Ago m. w»` Í`m Zm `m{z{ ÎmmZo gwmdmdogo dmq>vo. adtð ghñì~wõo `m Zm ^mdnyu lõm Obr S>m {~dbrv dmñvì` Agbobo lr. adtð ghñì~wõo ho {JaJmd {d^mjmvrb EH$ OwZo d I Xo H$m` H$V}. 5 Am JñQ 2015 amoor Ë m Mo S>m {~dbr owo {ZYZ Pmbo. {JaJmd {d^mjmmr VgoM {JaJmd VH«$ma mj Xe Z H $ÐmMr ñwmnzm H$aÊ`mV Ë`m Mm qghmmm dmq>m hmovm. H$m` H$Ë`mªMo nwaogo nmr>~i ZgVmZmgwÕm hm {d^mj C^m H$aVmZm H $. adtð ghñì~wõo `m Zr AZoH$ CnH«$ am~dbo. {Z`{ V ~ R>H$m, {hý`mvyz EH$Xm EImÚm Aä`mgH$mMo m{hvrnyu ì`m»`mz, {d^mjr` dmq>n-vohr Ë`m À`m amhë`m Kar, MmirVrb EH$m N>moQ>çm ImobrV. ñwm{zh$ XwH$mZXmam H$Sy>Z g^mgxm Zm gdbv { idyz XoUo, CÝhmù`m Ü`o " $im À`m amommr'> Md `mo½` XamV g^mgxm Zm MmIm`bm XoUo, g Kà wi d dm{f H$ oimdo, g K^oQ>r, Ü`dVuH$So> {Z`{ VnUo dm{f H$ Ahdmb d O mim nmr>duo, ho gd Ë`m Zr Ho$bo. Ë`mM~amo~a VH«$ma mj Xe Z H $ÐmVhr H$m` av amhÿz Ë`m Zr AZoH$ àh$maà`m VH«$mar gmos>{dê`mg XV Ho$br. {d^mjmmo H$m` dmh åhuyzhr Ë`m Zr H$m nm{hbo. g ñwov }$ Ë`m Zm CËH $ï> H$m` H$Vm åhuyz gý m{zv H$aÊ`mV Ambo. H$m Qw> {~H$ AS>MUt wio H$mhr dfmªnydu Vo S>m {~dbr Ü`o amh`bm Jobo. {VWohr Ë`m À`m Yrb H$m` H$Vm Ë`m Zm ñdñw ~gy XoB Zm. AmOy~mOyÀ`m bmoh$m Zm g ñwomr m{hvr XoD$Z Ë`m Zr àw EH$ g K V`ma Ho$bm. Z Va VH«$ma mj Xe Z H $Ð Mmby Ho$bo. g ñwoh$so> gvv nmr>nwamdm H$ê$Z "S>m {~dbr {d^mj' ñwmnz H$ê$Z KoVbm. Aem `m ào i d gdmªer ñzoh~ Y AgUmè`m CËgmhr H$m` H$Ë`m bm ^mdnyu lõm Obr!

7 gßq> ~a> 2015 J«mhH$ {VVwH$m oidmdm 7 Aä JñZmZmgmR>r ghòmd{v V CQ>Uo - N>m`m dma Jo IaoXr g{ Vr AÜ`j `mdfu "{Xdmir Ambr' `mmr Mmhÿb IaoXr g{ VrV Owb {hý`mnmgyzm bmjbr Am{U Aä` JñZmZmgmR>r CQ>Uo d VobmÀ`m {ZdS>rMr bj~j gwê$ Pmbr. `mdfu XoV Agboë`m Aä` J VobmMr d CQ>Ê`mMr g nyu m{hvr AgUo hm Amnbm J«mhH$ åhuyz hšh$m Amho. Aä` J VobmZo m{be H$ê$Z, CQ>Ê`mZo bonz H$ê$Z Aä` J VobmZo ñzmz Ho$ë`mZo ašvm{^gaumbm MmbZm { iyz earam~amo~am ~moq>mà`m AJ«m da Agboë`m noetn`ªv Am pšgozà`m nwadr>çmmo à mu dmty>z {S>Q>m pšg{ $Ho$eZ hmovo. Mohè`m~amo~aM g nyu earambm Pimir `od$z àgþ dmq>vo d MniVm `ovo. gwj YmZo VZ- Z à w$pëbv hmovo. `mdfu "gwj Yr ² ny{ï>dy Z ²' åhuv Aä` JñZmZ H$ê$Z {Xdmir VoOmo ` H$ê$`m. "Ambr Ambr {Xdmir Ambr, Aä` JñZmZmMr doi Pmbr'. ""{hdmim, CÝhmim J nmdgmim''> g ï>rà`m F$VyMH«$mMm hm nmr>{edurmm Ioi gvv gwê$ AgVmo Am{U Ë`mZwgma dmvmdaumvrb ~Xbm Mm ~am-dmb Q> n[aum gord g ï>rda hmov AgVmo. nmdgmù`mz Va `oumè`m {hdmù`mmo, F$Vy~XbmMo n[aum mzdr Zmda d VZmdahr hmovmv ho OmUyZM, Amnë`m Am`wd}XmMm`mªZr {ZgJm VrbM KQ>H$m Mm dmna H$ê$Z gwj Yr Vob d CQ>Uo `mmr {Z{ Vr Ho$br. nwt>o `m F$VyV {XdmirgmaIm gu AmdOy Z Aä` JñZmZmgmR>r Ambm. AmnU Vmo AmOhr Aä` JñZmZ, {Xì`m Mr amofumb, nxmwmªmr oodmzr Aem mü` mvyz gmoam H$aVmo. `mdfu "{Xdmir Ambr' `mmr Mmhÿb IaoXr g{ VrV Owb {hý`mnmgyzm bmjbr Am{U Aä` JñZmZmgmR>r CQ>Uo d VobmÀ`m {ZdS>rMr bj~j gwê$ Pmbr. `mdfu XoV Agboë`m Aä` J VobmMr d CQ>Ê`mMr g nyu m{hvr AgUo hm Amnbm J«mhH$ åhuyz hšh$m Amho. {XdmirgmR>r {dvaumv `oumao Aä` J Vob d CQ>Uo, amzso> Q>oH$ àm. {b{ Q>oS>, nwuo `m Mo Amho. Aä` J Vobm Ü`o {ZgJm VrbM M XZ, nm mamoom d qb~y CQ>Uo V ma H$aÊ mmr à{h«$ m OmUyZ KoVmZm IaoXr g{ Vr AÜ j lr Vr N>m m dma Jo Am{U g ñwoà m {dœñv lr Vr b{bvmvmb Hw$bH$Uu `m dzñnvtmo AH $ Am{U {VimMo Vob Amho. `mvrb dzñnvtmo AH $ CÜd nvz nõvrzo H$mT>ë`m wio Ë`mVrb Z g{j H$ JwUm Mm èhmg hmov Zmhr. Am`wd}XmV ñnï> åhq>ë`mà muo {VimMo Vob, g o$x JmdamZ {VimMo, Am ~m, qmm, H$Sw>qb~, JmoS>r ~m^i `m À`m bmh$s>mnmgyz V`ma Ho$boë`m bmh$s>r KmÊ`mdaM H$mT>bobo Agmdo bmjvo. AmnU XoV Agboë`m Aä` J VobmVrb {VimMo Vob lram H $îu Am B b { ëg, nwuo `m MoH$S>rb Am`wd}XmZwgma ~Z{dboë`m bmh$s>r KmÊ`mda V`ma Ho$bobo Amho. ho Vob H$mT>VmZm H$moUVohr agm`z AWdm Cƒ Vmn mzmmm dmna hmov Zgë`mZo earambm nmofh$ AgUmè`m Ë`mVrb Z g{j H$ JwUm Mm èhmg hmov Zmhr. Ë`m wio Vo ~bdy H$, nw{ï>xm`h$ d hms>m À`m gm Ü`m gmr>r CÎm d JUmMo H$m` H$aVo. `mvrb M XZ, nm mamoom d qb~y `m Mo AH $ mz{gh$ VmU, AñdñWVm, CXmgrZVm H$ r H$aÊ`mg gmhmæ`^yv AgyZ Z àgþ d em V R>odÊ`mg XV H$aVmV. {hdmù`mv ËdMobm `oumam H$moaSo>nUm d ËdMoMr hmzr ^ê$z H$mTy>Z noetmr Zd{Z{ Vr hmoê`mg MmbZm { ivo. gvoo H$m Vr, XwJªYrZmeH$, A pñq >O Q> (ËdMoMr a Y«o b wšv H$aUo) ho `mmo AZwf {JH$ $m`xo AmhoV. gwj Yr CQ>Ê`mVrb KQ>H$m Mo JwUY d $m`xo {d{dy AmhoV. gwj Yr CQ>Ê`m Ü`o EHy$U 22 Z g{j H$ KQ>H$ Ðì`o AmhoV. `m Ðì`m Mo ghòmd{v V MyU åhuoom CQ>Uo. Amnë`mbm àíz ns>bm Agob. ghòmd{v V åhuoo H$m`? Iao nmhvm àë`j H$maImÝ`mV nm{hbo Voìhm 10 {H$bmo CQ>Uo ~ZVmZm 3 ghòmdv Zo hmovmv. 10 {H$bmo Ü`o 22 KQ>H$Ðì`o emñìmošv à mumv { gibr OmVmV. `mvrb { lummo 2/2 {H$bmoMo 5 ^mj H$aVmV. 2 {H$bmoMm 1 ^mj 5 ì`švr 10X10=100 d Z Va 100X10 Ago EHy$U 1000Mo EH$ AmdV Z { lu hmvmà`m n Omda MmoiyZ EH$ê$n H$aÊ`mMr {H«$`m nyu H$aVmV. n{hë`m AmdV ZmZ Va { lu EH$ {Xdg wê$ XoVmV. nwýhm EH$ {XdgmZ Va VoM { lu darbà muo Xwgè`m Xm ghòmd{v V hmovo d Z Va 2/2 {H$bmoÀ`m 5 ^mjm Mo EH${ÌV {Vgao ghòmdv Z Ho$ë`mZ VaM Aä` JmMo CQ>Uo V`ma hmovo. ho H$aVmZm Vm S>mbm mñh$, hmvm Ü`o ½bmoO d S>moŠ`mbm H $n KmbyZM H$miOrnyd H$ H$m Ho$bo OmVo.

8 8 J«mhH$ {VVwH$m oidmdm gßq> ~a> 2015 VORTEX hmoëgdmmo Am mooz BpÝñQ>Q>çyQ> Am $ Ho${ H$b Q>o³Zm bm Or ( ys>rgrq>r) `m AJ«JÊ` hm{dúmb`mv }$ Ë`m À`m mqw> Jm `owrb H±$ng Ü`o 10 Vo 13 Am ŠQ>mo~a 2015 Xaå`mZ "VORTEX' hm hmoëgd Am`mo{OV Ho$bm Amho. `m hmoëgdmmr Wr Amho ^mavr` CÚmoJm Zm àmoëgmhz. agm`z Am{U Am fyo joìmvrb Zdo à`moj, `m CÚmoJm Zm OmUdUmè`m H$mhr g ñ`m Mr {dúmï`mªzr Ho$bobr CH$b, H$mhr Zì`m H$ënZm, H$mhr à`moj, àh$ën Ago ~aom H$mhr nmhm`bm { iob. 11 dr Vo S>m ŠQ>aoQ>À`m {dúmï`m Zr; VgoM agm`z, AÞ d Am fy joìmvrb Aä`mgH$m Zr "VORTEX' bm Oê$a ^oq> Úmdr. J«mhH$ MidirVrb Aä`mgH$ åhuyz amgm`{zh$ nxmw, à{h«$`m, AÞ Am{U Am fyo `m {df`m V émr AgUmè`m BÀNw>H$m Zr Oê$a `mdo, Ë`mgmR>r qh$dm info.vortexgmail. com da Zm XUr H$amdr, Ago AmdmhZ `m hmoëgdmmo goh«o$q>ar Am{M V XmVma `m Zr Ho$bo Amho. CQ>Ê`mVrb KQ>H$ d Ë`m Mo JwUY - g Ìm, {has>m, JìhbmH$Mam, ~ohs>m, AOw Zgmb, AmdiH$mR>r, M XZ, ZmJa mowm, [ar>m, Xoer Jwbm~, dmim, H$Mwa gwj Yr, Vwig, H$Sw>qb~, Á`oð> Y, Am ~ohix, {Oð>m, AZ V yi, H$moï> H$moqiOZ, OQ>m mgr, doi S> Am{U H${nbm. JwUY - `mo½` ašvm{^gau d ašvxmofm VH$ - JìhbmH$Mam, ~ohs>m, AZ V yi, H$Sw>qb~ ËdMogmR>r nmofh$ - AZ V yi, OQ>m mgr, H${nbm, XwJªYrZmeH$ - dmim, M XZ, doi S>, Á`oð> Y, ZmJa mowm, g Ìm, Jwbm~ d H$Mwa gw JYr g gj OÝ` gyú Ordm Zm amoyh$ - doi S>, H$Sw>qb~, Am ~ohix, OQ>m mgr, Vwig, {Oð>m, g Ìm, M XZ A pñq > OQ> d A±{Q>Am pšgs >Q> - AOw Zgmb, Jwbm~, Á`oð> Y, g Ìm, OQ>m mgr ËdMoÀ`m noetmr Zd{Z{ Vr d {ÌXmof g VwbZ - AO wzgmb, JìhbmH$Mam, Á`oð> Y, {has>m, ~ohs>m ËdMobm W S>mdm XoD$Z wbm` num d VmOoVdmZo dmq>ê`mgmr>r - M XZ, dmim, Jwbm~, OQ>m mgr {ZVi d gvoo H$m VrgmR>r - g Ìm, Am ~ohix, {Oð>m, ZmJa mowm, Amdim, H$Sw>qb~, H$moï> H$moqiOZ, Vwig, H${nbm, [ar>m, H$ OrdZgËd - Amdim, g Ìm. Aä` J VobmZo m{be H$am`Mr nõv - gwédmv Vinm`mnmgyZ H$amdr. J nmoq>ar, m S>r, nmr>, Im Xo, mz, hmv, N>mVr d nmoq> Agm Ë`mMm H«$ Amho. `m {H«$`oV AmnU Xwgè`mbm m{be H$aVmo Agm {dmma H$amdm. 1. Vinm`mÀ`m Ü`^mJr XmoÝhr A JR>çm Zr qh${mv Xm~ ÚmdmnmdbmÀ`m ~moq>m nmgyz JmobmH$ma nõvrzo KmoQ>çmH$So> m{be H$amdo. `mz Va 2. KmoQ>çmnmgyZ Viì`m Zr àw nwt>rb ~moyzo JwS> `mn`ªv d Z Va JwS> `mnmgyz Imbr mjo nmoq>arda ~moq>m À`m noam Zr hbh$m Xm~ XoV KmoQ>çmn`ªV m{be H$amdo. 3. AemM nõvrzo m S>rMo m{be H$amdo. 4. nmr>rbm m{be H$aVmZm XmoÝhr Viì`m da Vob KoD$Z H$ aonmgyz da da OmV Im Úmn`ªV nmr>rà`m H$Ê`mÀ`m XmoÝhr ~moy Zm JmobmH$ma nõvrzo m{be H$amdo. 5. `mz Va Im Úm da hmv R>oD$Z XmoÝhr A JR>çm Zr mzoà`m XmoÝhr ~moybm JmobmH$ma nõvrzo m{be H$amdo d J hmv nav Im Úm n`ªv AmUyZ Iwã`mda hbh$m Xm~ XoV mzomm gmo nyu H$amdm. 6. XmoÝhr hmvm Zr g moaà`m ì`švrmm hmvmmm n Om nh$sy>z VihmVmÀ`m Ü`^mJr XmoÝhr A JR>çm Zr hbh$m Xm~ XoV Viì`mbm d ~moq>m À`m wim Zmhr hbh$m Xm~ Úmdm. `mz Va S>mì`m hmvmv n Om eoh$h±s>gmaim nmbwm Yê$Z COì`m EH$mM hmvmzo ZJQ>mnmgyZ Im Úmn` V EH$mM JmobmH$ma ñq >moh$ Ü`o S>mdrH$Sy>Z COdrH$So> hbh$m gmo H$amdm. 7. N>mVrbm XoIrb nmr>rgmaim XmoÝhr hmvm Zr gmo H$amdm. 8. nmoq>mbm gmo H$aVmZm, Á`m ì`švrbm gmo H$am`Mm Amho, Ë`mÀ`m COì`m ~moynmgyz JmobmH$ma nõvrv (Šbm H$ dmb O S>m`aoŠeZ) gmo H$amdm. 9. Mohè`mbm Aä` J Vob bmdvmzm Jù`mbm hbh$m hmv bmdyz XmoÝhr hmvm Zr XmoÝhr ~moy Zm bmdmdo. AemàH$mao Aä` J VobmMm gmo nyu hmob b. 10. gdm V eodq>r hmvmà`m ~moq>m Mr AJ«o VobmV ~ws>dyz hbš`m hmvmzo S>moŠ`mbm Vob bmdmdo. `mz Va CQ>Uo bmdmdo. CQ>Ê`mMo bon bmdm`mr nõv - CQ>Uo bmdvmzm Aä` J VobmMm 1 Vo 10 hm H«$ VgmM R>odmdm, na Vw JmobmH$ma gmo Z H$aVm CQ>Ê`mMm ZwgVm bon bmdmdm. ghòmd{v V gwj Yr CQ>Uo XyY, ZmaimMo XyY qh$dm Jwbm~ObmVyZ dmnamdo. A KmoirÀ`m AmYr { {ZQ>o Aä` J Vob bmdyz gmo Pmë`mZ Va CQ>Uo bonz H$amdo. CQ>Uo bonzmz Va 5-10 { {ZQ>m Zr Ja nmê`mzo gm b ñzmz H$amdo. Aem àh$mao Aä` J VobmZo m{be H$ê$Z, CQ>Ê`mZo bonz H$ê$Z Aä` J VobmZo ñzmz Ho$ë`mZo ašvm{^gaumbm MmbZm { iyz earam~amo~am ~moq>mà`m AJ«m da Agboë`m noetn`ªv Am pšgozà`m nwadr>çmmo à mu dmty>z {S>Q>m pšg{ $Ho$eZ hmovo. Mohè`m~amo~aM g nyu earambm Pimir `od$z àgþ dmq>vo d MniVm `ovo. gwj YmZo VZ- Z à w$pëbv hmovo. `mdfu "gwj Yr ² ny{ï>dy Z ²' åhuv Aä` JñZmZ H$ê$Z {Xdmir VoOmo ` H$ê$`m.

9 gßq> ~a> 2015 J«mhH$ {VVwH$m oidmdm 9 {d^mjr` nxm{yh$mè`m À`m MMm gìmv H$m` dmt>rà`m Ñï>rZo Pmbo {dmma WZ Amnë`m g ñwobm OmJ{VH$ mý`vm { imbr Amho. Varhr w ~B V AOyZ {H$Ë`oH$m Zm w ~B J«mhH$ n Mm`V H$m` Amho ho mhrv Zmhr. g ñwoà`m H$m mmm OmñVrV OmñV àgma d àmma ìhmdm `mgmr>r H$moUË`m àh$mao H$m H$amdo, ho `m MM}V R>amdo. Ë`m VÎdm Mm A JrH$ma H$amdm. Vmo nm`m R>amdm. {d^mjm Zr H $ÐmH$So> YmoaUmË H$ Ñï>rH$moZmVyZ nhmdo. Ë`mMr A b~omdur {d^mjmzo H$mQ>oH$moanUo H$amdr. Ë`mgmR>r {d^mjm Zm ñdmv Í` hdo. mì {d^mjm Zr H $ÐmÀ`m YmoaUmË H$ Mm H$Q>rVM amhÿz H$m`m Ë H$ ñdmv Í` `mdo, Ago à{vnmxz w ~B J«mhH$ n Mm`VrMo AÜ`j S>m. am Xmg JwOamWr `m Zr ~moardbr `owo Am`mo{OV {d^mjr` nxm{yh$mè`m À`m MMm gìmv Ho$bo. 2 Am JñQ> 2015 amoor ho MMm gì Pmbo. {d^mjr` nxm{yh$mè`m À`m `m MMm gìmmo CX²KmQ>Z AÜ`j S>m. am Xmg JwOamWr `m À`m hñvo XrnàÁdbZmZo Pmbo. `màg Jr g ñwoà`m H$m`m}nmÜ`j lr Vr g{dvm Xm Xo `m Zr S>m. am Xmg JwOamWr, g ñwomo CnmÜ`j S>m. ~mi $m S>Ho$, Á`oð> H$m` H$V} lr. H$ imh$a n S>go d ~moardbr {d^mj AÜ`j S>m. gwhm{gzr g V `m Mo nwînjwàn> XoD$Z ñdmjv Ho$bo. Amnë`m ^mfumv S>m. am Xmg JwOamWr åhumbo H$s, {d^mjr` nxm{yh$mè`m Mo MMm gì ~moardbrv àw M hmov Amho. ho MMm gì Amnë`m g KQ>Zobm {XemXe H$ R>amdo. `mvyz H$m`m g Zdr {Xem { imdr. g ñwm gm Job VodT>rM H$m o Z H$aVm Amnë`m {d^mjmv J«mhH$m À`m {hvmà`m Midir H$amì`mV. Ë`mgmR>r {d{dy bmoh$à{v{zyr, ñwm{zh$ ñdamá` g ñwm Mo A{YH$mar, emgh$s` A{YH$mar `m À`m g nh$m V amhm`bm hdo. VgoM ~ggodm, [ajmgodm, aoëdogodm `m Yrb g ñ`m OmUyZ KoD$Z Ë`m À`m {ZamH$aUmgmR>r à`ëz H$am`bm hdov. VgoM n`m dauajumà`m Ñï>rZohr H$m H$am`bm hdo. H$mhr {d^mj lr V Va H$mhr {d^mj Am{W H$Ñï>`m Xw~ b AmhoV. hr Xar H$ r ìhm`bm hdr. Ë`mgmR>r {d^mjr` AZwXmZ `moozm gwê$ H$amdr. g ñwoà`m H$m` H$m[aUrda Oo gxñ` AgVmV Ë`m Zr {d^mjm Ü`o MmbUmè`m H$m`m da bj R>odmdo VgoM {d^mjr` nxm{yh$mè`m Zm H$m` H$m[aUrda `mdo, Aer gymzmhr S>m. am Xmg JwOamWr `m Zr Ho$br. S>m. am Xmg JwOamWr åhumbo H$s, gd {d^mjmv df ^a EH$M {df` KoD$Z Ë`mda MMm ìhmdr. Ë`m wio Ë`m {df`mmm gimob Aä`mg hmob b. H$m` H$Ë`mªer g nh $ dmt>m`bm hdm. H$m` H$Ë`mªZm à{e{jv H$am`bm hdo. Ë`mgmR>r {d^mjmh$sy>z d Ü`dVuH$Sy>Z à{eju { im`bm hdo. {d^mjr` AÜ`jm Mm Amnë`m H$m mvrb gh^mj dmt>mdm `mgmr>r Ë`m Zmhr à{eju XoÊ`mV `mdo. g ñwoà`m VH«$ma {ZdmaU H $Ðm Mr g»`m dmt>dm`bm hdr. VH«$ma {ZdmaU H $ÐmH$Sy>Z Á`m VH«$mar hmvmië`m OmVmV Ë`m Mr m{hvr `mo½`àh$mao g H${bV Ho$br Omdr. ì`dñwmnz g ñwm Zm Aer m{hvr Aä`mgmgmR>r Cn`moJr R>ê$ eh$vo. VH«$ma {ZdmaU H $Ðm da XoIaoI R>odÊ`mgmR>r g{ Vr hdr, Aem gymzm Ë`m Zr Ho$ë`m. Xwgao MMm gì Jw $VmZm Á`oð> H$m` H$V} lr. H$ imh$a n S>go `m Zr Amnë`m H$m mgmr>r {dvau Am{U Midi ho XmoÝhr {d^mj AË` V Amdí`H$ Agë`mMo ñnï> Ho$bo. Vê$Um Mm Amnë`m H$m mv gh^mj dmt>{dê`mgmr>r à`ëz ìhm`bm hdov. MidirMo H$m dmt>{dê`mgmr>r Vi i, H$iH$i hdr. ì`dñwm C^r amhm`bm hdr. Ü`dVuZo H$mhr Mm Jbm CnH«$ hmvr KoVbm Va {d^mjmzo Ë`mMo AZwH$aU H$am`bm hdo. VgoM {d^mjmzo H$mhr Mm Jbo H$m Ho$bo Va Ü`dVuZo Ë`m Mr nmr> WmonQ>m`bm hdr, Ago Vo åhumbo. `m àg Jr ~mobvmzm CnmÜ`j S>m. ~mi $m S>Ho$ `m Zr, Amnë`m H$m mv Vê$Um Mm gh^mj H$m Zmhr, `mmm yb^yv {dmma ìhmdm, Ago gm {JVbo. 40 dfm Z Vahr VrM H$m` e br Adb {~br OmVo. AmO H$m mmr e br ~Xbbr Amho. nydugmair 9 Vo 5 Aer H$m mmr doi am{hbobr Zmhr. Vê$U {nt>rer gmoeb { {S>`mÀ`m mü` mvyz g nh $ gmymdm, J«mhH$ åhuyz Ë`m À`m H$m` Anojm AmhoV ho OmUyZ `mdo, Ago Vo åhumbo. H$m`m}nmÜ`j lr Vr g{dvm Xm Xo `m Zr Amnbo gì Jw $VmZm, gh`mojr g^mgxm Mr g»`m dmt>dm`bm hdr, g KdmT> ìhm`bm hdr, Aën CËnÞ JQ>m gmr>r g K ñwmnz Pmbo nm{hoov. `mh$so> gdmªmo bj doybo. `m gd H$m mgmr>r H$m` H$V} hdov. H$m` H$Ë`mªZr nwt>o `m`bm hdo, Ago Ë`m åhumë`m. `m MMm gìmmo àmñvm{dh$ ~moardbr {d^mj AÜ`j S>m. gwhm{gzr g V `m Zr Ho$bo. E Ornr-40 A VJ V H$aÊ`mV `md`mà`m H$m` H«$ mmm hm EH$ ^mj Amho. J«mhH$ Midir Ü`o gd {d^mjm Mm g{h«$` gh^mj dmt>mdm, åhuyz `m MMm gìmmo Am`moOZ Ho$ë`mMo Ë`m åhumë`m. `m MMm gìmg CnpñWV {d{dy nxm{yh$mè`m Zr m S>boë`m g ñ`m d gymzm Mr Zm X KoÊ`mV Ambr. MMm gìmmm g mamon H$aVmZm, S>m. am Xmg JwOamWr `m Zr, MMm gìmà m CËH $ï> Am`moZm~Ôb ~moardbr {d^mjmmo Am{U {deofv S>m. gwhm{gzr g V, lr. amo Ð amuo `m Mo {deof Am^ma mzbo. H$m` H«$ mmr gm JVm S>m. gwhm{gzr g V `m À`m Am^ma àxe ZmZo Pmbr.

10 10 J«mhH$ {VVwH$m oidmdm gßq> ~a> 2015 J«mhH$ n Mm`V nor> ñq>m b d {eîq>ço XmXa JmoaoJmd R>mUo dgb ~moardbr `w{zh$ H$boŠeZ BaH$b gms>çm, ~Zmag Q>ga gms>çm B. > > gwb -YmJm hoœar qimm nëby gms>r > amobú r {gëh$ gm[ao gmd$w {gëh$ H$m Orda ² gms>çm > > gm` m H$boŠeZ gd àh$maà`m gms>çm > > > > amoy Eå~«m `S>ar Om XmZr {gëh$, H$mobH$mVm gms>r > > > {XZoh H$boŠeZ hoœar, BaH$br gms>çm d BVa > Aå m Jw Sy> gmar hmv mjmà`m H$m Q>ZÀ`m gms>çm > > > > ñdm{ Zr H$boŠeZ H$m Q>Z d {gëh$ gms>çm > > > > > gm Xm{ Zr h±s>bw n R>Ur Am{U BVa {gëh$ gms>çm > > > A S >Šg eq> g² eq> g² /O Ho$Q>g² > {ZAmo Jm ]Q> Q>r. eq>, ~ w S>m, Q> H$ gyq> B. > > > > > S>r.Q>r. ZrQ>doAa OoÝQ>g² A S>aJm ]Q>g² > > ^mavr` ImXr g Q>a Pã~m, nm`o m, O Ho$Q>g² > > AmnQ>o CÚmoJ nah$a, n aur, nm`o m BË`mXr > `e A nabg² H $brj«m $s Q>r eq> g² > > hþjir h±s>rh«$mâq> H$mobH$mVm S o>g Q>o[a`b, gms>çm, MmXar B. mohh$ {H«$EeZ n Q>oS> Hw$VuO² > > {g az H$boŠeZ O`nwar V`ma Hw$V}, S o>g Q>o[a`b, boqj½o > > > > emb br H$boŠeZ aos>r os> Hw$VuO, S o>g Q>o[a`b BË`mXr > > B Ðmjr H$boŠeZ aos>r os> Hw$VuO, S o>g Q>o[a`b BË`mXr > > > ammro {H«$EeZ h±s>{àq> S>, ãb mh${àq> S> gms>çm d ~ J B. ñq>mb b A±ÊS> H$ëMa Hw$Vu, boqj½o (CËnmXH$) > dëbar Jma Q> $Ýgr aos>r os> ãbmd$o > d ï>r {H«$EeZ (bizd$) bizd$ gms>çm, Hw$VuO² ê${mvm h±ês>rmh«$mâq> H«$moem dh $Mo «$m Šg², Q>m ßg², Q>o~b Šbm W B. n {g{ $H$ B Q>aZ ezb 3 Vo 14 d`mojq>mvrb wbm Mo H$nSo> (CËnmXH$) > > > bú r dëb^ H$boŠeZ nah$a d JmD$Ýg² > gour Zm`Q>rO {d{dy JmD$Ýg² > ñdpñvh$ hmo{oaar bos>ro A S>aJm ]Q>g² > àrvr Jm ]Q> {d{dy àh$mamo JmD$Ýg > > m`boh$s ~m{q>h$/o`nya JmD$Ýg² > > > Z «Vm H$boŠeZ JmD$Ýg², ZmB Q> S o>gog amym H$boŠeZ wbtmo ZmB Q> gwq>g² > > > amoy w$q>doaa nmxìmuo ( mwoamz ñnoeb) > > g Vmof w$q>doaa nmxìmuo ( mwoamz ñnoeb) > > lr B Q>aZ ezb qàq>os> MmXar, ~os>erq>g² (CËnmXH$) > > g W Q>oŠgQ>mB ëg MmXar, Q>m dob, n Mo B. >

11 gßq> ~a> 2015 J«mhH$ {VVwH$m oidmdm 11 ñq>m b d {eîq>ço XmXa JmoaoJmd R>mUo dgb ~moardbr ñd` {gõm b b ao`m, ~mimmo H$nSo> > > Jm ar H$boŠeZ n MdH $, O`nwar ~os>erq>g², S o>g Q>o[a`b > > > O`nya h±s>bw ~os>erq>, S o>g Q>o[a`b, ao`m B. > > > > > H$m MZ n MdH $ n MdH $ ~os>erq>g² > > > {ed ² ~«Xg V`ma ns>xo, {XdmU goq>, Jm{bMo BË`mXr > > > > > gmb Xe Z Q>oŠgñQ>mB ëg Q>m dob, gmobmnwar MmXar, n Mo BË`mXr > > Am g ² {H«$EeZ qgjb/s>~b ~os>erq> goq> > ZmJnya ñnoeb ~os>erq>, MmXar BË`mXr > Oo. Ho$. ng}g H«$moem ng}g {dh$mg boxg boxa ng}g, nmd$m, boxa O Ho$Q>g² > > > > nweåg -H $ar Ado Á`wQ> Am{U {S>Pm`Za ~ ½O/ng}g > > > Eg A±ÊS> Eg ~ ½O Zm`bm Z ~ ½O, ng}g {ed ² (Á`wQ> ~ ½O²) Á`wQ> ~ ½O² CÚ{ Vm ~Q>do, ng}g, àdmgr ~ ½O² B. ervb {d{dy em qnj ~ ½O, gwq>ho$g B. > Am{M g H$boŠeZ n MdH $ ng}g > > ñdê$n ² ng}g/~ ½O², gms>r H$ìhg B. > gmo Xod {JâQ>g² {H«$ñQ>b {JâQ>g² > > arnb H$boŠeZ ~marh$ moë`mà`m emo{^d V dñvy, VmoaUo B. > > > > AYr AmQ> g² H$mnS>r $moës>a, mo~mb b H$ìha B. > ñdh$ën CÚmoJ emo{^d V «o$, {Xdo, w$bo, VmoaUo, Pw ~a B. > > > aovñne ² {gëìha ßboqQ>J {JâQ> Am{Q >H$ëg > So>H$moXrn H$mMoMo bm U {Xdo d {d{dy dñvy > > dgw YamO oq>b {Xdo, emo^oà m dñvy drz `yo y$b H«$mâQ> H$mJXr emo^oà`m dñvy d H $Xrb > > a pìhe {H«$EeZ hñvh$boà`m emo{^d V dñvy ñdam {H«$EeZ hñvh$boà`m {d{dy emo{^d V dñvy > {H«$E{Q>ìh H$m Z a VmoaUo, am Jmoir d emo{^d V dñvy ñdm r AmQ> A±ÊS> h±ês>rh«$mâq> ~«mg/{nvi/mm a J d BVa emo{^d V dñvy eon A±ÊS> gmb O Hw $XZ am Jmoir d BVa emo^oà`m dñvy > ìhr. {S>PmB Z ñqw>{s>amo AmH$f H$ am Jmoù`m, «o$ g², w$bxmê`m BË`mXr. > > > gm {ZH$ Am ŠQ>oìhoO gr.s>r., Q>r.eQ> g² BË`mXr > Ìm J«m $s g ñh $V íbmoh$/ Ìm Mo ÌnQ>, «o$åg B. > AmH$ma {H«$EeZ B{ Q>oeZ Ádobar > > > > ñdßzmb H$ma B{ Q>oeZ Ádobar > > Q > {S>eZb Am Zm o Q>g² B{ Q>oeZ Ádobar > ew^ AmQ> g² B{ Q>oeZ Ádobar, A o[ah$z S>m` S> Ádobar > YZlr AmQ> Ádobg nma n[ah$ B{ Q>oeZ Ádobar > h {gzr Ab H$ma B{ Q>oeZ Ádobar > erbmvmb y$s> àm S>ŠQ> bmoumo, ga~v BË`mXr > > > >

12 12 J«mhH$ {VVwH$m oidmdm gßq> ~a> 2015 ñq>m b d {eîq>ço XmXa JmoaoJmd R>mUo dgb ~moardbr H${U H$ àm S>ŠQ>g JwbH $X, eoodmz gm g > > > > lrg W H $nm mbdur CËnmXZo, H$mOy, H$moH$ BË`mXr > {MVio~ Yy {MVio CËnmXZo > ñdê$n EOÝgr Am ~m CËnmXZo d BVa H$moH$U odm > > ã`w{q>h$ gm X` àgmyzo > > > > H $n[ag E Q>aàm`Pog naâ`w g² > Xràm H$m ñ o{q>šg² {d{dy àh$mamo e åny, gm X` àgmyzo ñdm rh $nm AZwñnm CËnmXZo ~adm H$m ñ o{q>šg² {bnñq>rh$ d BVa gm X` àgmyzo h ~m}[a`mo H$m ñ o{q>šg² gm X` àgmyzo A o` àm S>ŠQ>g² H$ma naâ`w g², AÎmao BË`mXr Zmodm AmQ> g² ${Z Ma, b S>g B. H$bmàgmX gßbm`g ~m ~ynmgyz ~Z{dbobo b±ån d BVa emo{^d V dñvy AZ V ~wh$ goba ~wh$ ñq>m b MoVZm ñq>rb J hmon`mojr ñq>rbmr ^m S>r, W m g², Hw$H$g B. hmo mh$mob KaJwVr g $mb CËnmXZo Jmbm A±ÊS> gýg J hmon`mojr CËnmXZo {à`m E Q>aàm`Oog² J g {JPg, aozm ës> y$s> àmogoga nm {U m ^mvwhw$brmr Vm ã`mmr d BVa ^m S>r lr {dzm`h$ E Q>aàm`Oog² KaJwVr g $mb Mo {d{dy ~«e d am Jmoù`m amoaëz E Q>aàm`Oog² KaK Q>r Hy$H$dob S>mo opñq>h$ Aßbm. {d{dy YmÝ`o XiÊ`mMr MŠH$s H$ { Šga AW E Q>aàm Oog² Eb.B.S>r. CËnmXZo O Z E Q>aàm Oog² gmobma CËnmXZo Amo E Q>aàm`Oog² KZH$Mam ì`dñwmnzmmr d BH$mo «$S>br àm S>ŠQ> bm-amonobm bm-amonobm {S>Za goq> d H«$m H$ar hmdra ê$ mb, gm Šg, ~{Z`Ýg, H«$m H$ar B. am{yh$m dybýg bmoh$armo H$nSo> d ñdoq>amo {d{dy àh$ma Oo. Oo. E Q>aàm`Oog² bmoh$armo H$nSo> d ñdoq>amo {d{dy àh$ma g {MV H$boŠeZ bhmz ~mim Mr P~br, XwnQ>r, ñdoq>a B. nwzdm g ou~ë`m, dmvr BË`mXr Apñ Vm An J ì`švtzr ~Z{dboë`m {d{dy dñvy OrZ $Zmª{S>g H$mJXr w$bo B. (An J ì`švrmm ñq>m b) em VrdZ S>ñQ>g, n Mo BË`mXr {dœmg {V X wbm Zr V`ma Ho$boë`m H$bmH $Vr ZoÌXmZ ZoÌXmZm{df`r m{hvr gx²jwê$ {V X wbm Zr ~Z{dbobr CËnmXZo OmJmo J«mhH$ OmJmo {eju {d^mj E.Or.nr. {dvau

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16 16 Grahak Tituka Melawava September 2015 STRINGENT CENTRAL REAL ESTATE LAW TO REPLACE MAHARASHTRA S HOUSING ACT PARLIAMENTARY SELECT COMMITTEE ACCEPTS MGP S SUGGESTION TO REPEAL MAHARASHTRA HOUSING ACT - Varsha Raut Mumbai Grahak Panchayat, in its studied submissions to the Parliamentary Select Commi ee, made several sugges ons to strengthen the Real Estate Bill-2013 with a view to effec vely protect consumers against the decep on and mal-prac ces of builders. Almost twenty sugges ons made by MGP have been accepted by the Parliamentary Commi ee to further strengthen the Real Estate Bill 2013 which will benefit flat buyers all over India. The Parliamentary Select Commi ee on Real Estate Bill 2013, in its Report submi ed to Rajya Sabha on 30th July 2015, has accepted Mumbai Grahak Panchayat s (MGP s) demand and has recommended repeal of the Maharashtra Housing (Regula on & Development) Act, 2012 as soon as the Real Estate Bill-2013 is passed by the Parliament. Mumbai Grahak Panchayat, in its studied submissions to the Parliamentary Select Commi ee, made several sugges ons to strengthen the Real Estate Bill-2013 with a view to effec vely protect consumers against the decep on and mal-prac ces of builders. Almost twenty sugges ons made by MGP have been accepted by the Parliamentary Commi ee to further strengthen the Real Estate Bill 2013 which will benefit flat buyers all over India. Some of the major sugges ons of MGP accepted by the Parliamentary Commi ee are as follows: o Real Estate projects to include commercial premises. o Rate of Interest chargeable from allo ee by the promoter, in case of default, shall be equal to the rate of interest which the promoter shall pay to the allo ee. o In case of refund by the Promoter, interest to be paid with effect from the date of each payment received by the promoter. o The Real Estate projects of more than 500 sq. meters to be covered. State Governments to have discre on to cover even smaller projects. o Registra on of Real Estate Projects within 30 days o De-barred Promoters names/photos to be displayed on Website of the Real Estate Authority. o Society forma on within 3 months of majority of allo ees having booked their flats/plots.

17 September 2015 Grahak Tituka Melawava 17 o Conveyance within a period of 3 months from the date of Occupa on Cer ficate. o Builder bound to carry out repairs of any structural defects (Defect Liability Period) upto 5 years from the date of possession. o Adjudica on of complaints now by the si ng or the re red District Judge and not by the Govt official as per original dra. o Non-compliance of orders of Regulatory Authority or Appellate Authority will result in imprisonment upto 3 years or fine upto 10 % of the project cost or both. MGP had sought repeal of Maharashtra Housing Act which had some major defects/deficiencies and which was less consumer-friendly. Some of the an -consumer provisions of Maharashtra Act: o The Act excluded old tenants/owners in Redevelopment projects. o The Act excluded buyers of flats/plots of MHADA/CIDCO. CABINET NOD FOR NEW CONSUMER PROTECTION ACT Shirish V. Deshpande Cabinet has cleared the new Consumer Protec on Bill 2015 and the same has now been introduced in the last Session of Lok Sabha concluded in August Some of the salient features of this Bill are: District Forum will be called District Commission. District Commission will handle complaints upto to Rs 50 lakhs. State Commission will handle complaints of more than Rs 50 lakhs and upto Rs 10 crores. Na onal Commission will handle complaints of more than Rs 10 crores. Complaints can be referred to Media on if both par es agree. o The Act allows the Promoter to accept upto 20 % of the sale price from the flat purchasers, without entering into an agreement for sale. (Real Estate Bill-2013 allows only 10 %) o In case of 3 months default in payment of dues, the promoter is allowed to seek disconnec on of essen al services like water & electricity of o the flat purchasers. Real Estate Agents not covered under the Act. MGP had taken serious objec ons to various an -consumer provisions in the Maharashtra Housing Bill-2012 as above and had approached the Governor and even the President of India to stall the said Bill in view of the Centre s pending Real Estate Bill. However, despite fran c efforts by MGP, the President of India gave consent to the Bill. Nevertheless, although more than an year has passed, the Maharashtra Housing Act has not been made fully opera onal. Complainant will be able to file complaint before the District Commission where he resides. New Central Consumer Protec on Authority being created under the Act to inves gate Unfair Trade Prac ces & Misleading adver sements. A new chapter on Product Liability is being added in the Act. MGP volunteers are presently cri cally examining the new CPA Bill We find s ll enough scope for further improvement in the Bill. MGP plans to make detailed submissions to the Consumer Affairs Ministry as well as to MPs from all poli cal par es to ensure more effec ve Consumer Protec on Act-2015.

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19 gßq> ~a> 2015 ieïenkeà eflelegkeàe cesukeekee gm`~a H«$mB {àìhoýez {Q>ßg² ~±qh$j ì`dgm` AmYw{ZH$ Pmbm Am{U Ë`mM~amo~a Ë`mVrb $gdm $gdrmo à mu dmty> bmjbo. ~±H$ ImVo H«$ m H$ ni{dê`mnmgyz {nz, nmgds > MmoaÊ`mn`ªV; VgoM J«mhH$mbm $gdyz ~±H$ ImË`mMr m{hvr KoÊ`mnmgyZ Vo ~±Ho$Mr ImoQ>r do~gmbq> V`ma H$aon`ªV `m Mmoam Mr Ob Jobr Amho. `m $gì`m Omù`mnmgyZ H$go Xya amhmdo, `mmr hr hoënbmbz. 1) { $qej - { $qej XmoZ àh$mao H$aÊ`mV `ovo. A) n{hë`m àh$mamv EImÚm AkmV ob Am`S>rdê$Z Vwåhmbm bm Q>arMo ~jrg bmjbo Amho, Aem OHw$amMm ob `ovmo. ~{jgmmr ašh$ KoÊ`mgmR>r ~±H$ ImVo, EQ>rE H$mS > Aer hîdnyu m{hvr mjê`mv `ovo. Zm`Oo[a`Z ì`švr `m àh$mamv mor>çm à mumv Jw Vboë`m Agë`mZo `m àh$mambm "Zm`Oo[a`Z «$m S>' Agohr åhq>bo OmVo. ~) Xwgè`m àh$mamv ~±Ho$Mr ImoQ>r do~gmbq> V`ma H$ê$Z Vwåhmbm $g{dê`mv `ovo. Aem ImoQ>çm do~gmbq>à`m qbh$ Ü`o httpsà`m EodOr http Ago AgVo. nu Ho$di S Zgboë`m `m do~gmbq>h$so> KmB -KmB V pšbh$ H$ê$Z m{hvr {Xbr OmVo Am{U n go J mdê`mmr doi `ovo. 2) dm qej - ìhm Bg Amoìha B Q>aZoQ> àmoq>moh$m bzo (ìhramoam`nr) hr $gduyh$ Ho$br OmVo. `mv bú` Agboë`m ì`švrbm $moz `ovmo. `mv aoh$m S > Ho$boë`m ogoogmaim ^mgumè`m AmdmOmV Vw À`m AH$mD$ Q> Ü`o H$mhr J aì dhma gwê$ Agë`mMo gm JÊ`mV `ovo. Vw Mo EQ>rE H$mS > ãbm H$ H$aÊ`mMr {dz Vr H$aÊ`mV `ovo. Ë`mgmR>r EQ>rE {nz mjê`mv `ovmo qh$dm Vw À`m H$mS >{df`r Agbobr m{hvr KoD$Z Ë`m mü` mvyz n go H$mT>Ê`mV `ovmv. 3) mo~mbb «$m S> - ~±Ho$Mo A n mo~mbbda S>mD$ZbmoS> H$ê$Z Ë`mAmYmao ~±qh$j H$aÊ`mMr nõv ê$t> hmov Amho. na Vw H $nzrmo ~ZmdQ> A n V`ma H$ê$Z Ë`mAmYmao m{hvr { idê`mmo àh$mahr dmt>rg bmjbo AmhoV. {deof åhuoo [apìh ~±H$ Am $ B {S>`mMohr ~ZmdQ> A n V`ma H$aÊ`mV Ambo Amho. 4) mbdoaa - AemàH$maMo «$m S> ho H$Yrhr EH$Q>çm-XwH$Q>çm ì`švrgmo~v hmov ZmhrV. J«mhH$m À`m H«o${S>Q> AWdm So>{~Q> H$mS>m Mr m{hvr gmr>dyz R>odUmè`m [aq>ob XwH$mZm Ü`o Ago àh$ma KS>VmV. `m XwH$mZm Ü`o H$mS>mª{df`r m{hvr gmr>dboë`m {gñq>r Ü`o gm âq>doaaà`m gmhmæ`mzo KwgImoar H$aÊ`mV `ovo. ho gm âq>doaa gmr>dbobr m{hvr { idvo. `m m{hvrmm dmna B -Q >mýp ŠeZ H$aÊ`mgmR>r qh$dm ~ZmdQ> H$mS > V`ma H$ê$Z IaoXr H$aÊ`mgmR>r hmovmo. 5) ~Q>Um Zm Jm X bmduo - EQ>rE erzà`m ~Q>Um Zm Ii, J qh$dm gmoë`wez bmdyz Vr ~Q>Uo H$m H$aUma ZmhrV `mmr H$miOr KoVbr OmVo. EImXr ì`švr n go H$mT>Ê`mgmR>r Amë`mZ Va EQ>rE H$mS > erz Ü`o Q>mH$ë`mZ Va ~Q>U Xm~VmZm Vr Xm~br OmV ZmhrV. Aemdoir ^m Q>o Vw À`mOdi `od$z Vwåhr H$moUVr ~Q>Uo Xm~Vm` ho nmhvmv. Vwåhmbm XV H$aÊ`mMm qh$dm Vw Mr g ñ`m EoH$Ê`mMm ~hmum H$aV {nz Z ~a OmUyZ KoVbm OmVmo. VgoM, Vw Mo H$mS > AS>Hy$Z Agë`mg Vwåhr Joë`mZ Va {nz Z ~a dmnê$z n go H$mTy>Z KoVbo OmVmV. 6) ñh$s a - EQ>rE {ez qh$dm H$mS >Ûmao n go AXm H$aÊ`mÀ`m {R>H$mUr {ezbm ñh$s a bmdê`mv `ovmv. ho ñh$s a {OWo H$mS > ñdmbn H$aÊ`mV `ovo, Ë`mM {R>H$mUr AemàH$mao bmdê`mv `ovo, H$s Vmo EQ>rE {ezmmm EH$ ^mj Agë`mgmaIo {XgVo. Ooìhm Vwåhr {ez Ü`o H$mS > Q>mH$Vm qh$dm ñdmbn H$aVm Ë`mdoir hm ñh$s a Vw À`m H$mS > Yrb m{hvr { idvo. 7) Z BZ-Xr-{ S>b - gmd O{ZH$ {R>H$mUr dm` $m` joìmv Xwgè`mÀ`m mo~mbb Ü`o KwgImoar H$ê$Z m{hvr { i{dê`mmm àh$ma åhuoo Z-BZ-Xr-{ S>b. `mv h H$a {d{dy gm âq>doaamm dmna H$aV Vw À`m mo~mbbmm So>Q>m nmhy eh$vmo. 8) {nzh$mos> H$ìha H$am - nm B Q> Am $ gob qh$dm XwH$mZmV n go XoÊ`mÀ`m H$mD$ Q>ada H$mS > dmnê$z no Q> H$aÊ`mMr doi Amë`mg H$mS>m Mm {nz Q>mBn H$aVmZm H$miOr `m. {dh«o$ë`mbm H$Yrhr {nz XoD$ ZH$m. 9) mo~mbb H«$ m H$ Zm Xdm - mor>çm ì`dhmammr m{hvr EgE EgZo g ~ {YV J«mhH$mbm {Z ewëh$ XoÊ`mMo ~ YZ gd ~±H$mda Amho. Vwåhr Vw À`m ImË`mV H$aV Agboë`m H$moUË`mhr ì`dhmam Mm A bq> ~±Ho$H$Sy>Z mjm. 10) {Z`{ V ImVo Vnmgm - ImË`mV EImXm J aì`dhma Pmë`mg Ë`mMr m{hvr ~è`mm ~±Ho$bm J«mhH$mH$Sy>Z {Xbr OmVo. `mmo H$maU ImË`mMo ñq>oq> Q> nm{hë`mdam Ë`m À`m hr ~m~ bjmv `ovo. `mgmr>r B -~±qh$jgma»`m gw{dym CnbãY Agë`mZo Vw Mo ~±H$ {Z`{ VnUo Vnmgm. 11) ~±H$ Vnerb JwßV R>odm - m{hvr {Xë`m{edm` Vwåhmbm ~jrg { iuma Zmhr, Ago Hw$Ur gm {JVbo, Varhr Ë`m ì`švrbm Vw À`m ~±H$ ImË`mMm Vnerb H$Yrhr XoD$ ZH$m. Vw À`m B - obda EImXm mo~mbb Z ~a Amë`mg Ë`mda H$Yrhr H$m b H$ê$ ZH$m. 12) EQ>rE Odi AZmoiIr ZH$mo - ~è`mm EQ>rE H $Ðm V ~{hjm} b Amagm AgVmo. Ë`mMm dmna H$ê$Z Vwåhr EQ>rE À`m gmømzo ì`dhma H$aVmZm H$moUr nhmv Zmhr Zm `mmr ImÌr H$am. 13) B - obnmgyz gmdy amhm - Vw À`m ~±H$ ImË`mMr m{hvr AÚ`mdV H$am, Ago gm JUmao B - ob Vwåhmbm AgVrb, Va Aer H$moUVrhr m{hvr Ë`mda XoD$ ZH$m. 14) qbh$da pšbh$ H$ê$ ZH$m - Vw À`m B - obda Amboë`m H$moUË`mhr qbh$da pšbh$ H$ê$ ZH$m. Aer qbh$ ~±Ho$H$Sy>Z Ambobr Agbr Varhr bjom pšbh$ Z H$aVm Ë`mMm `yamaeb bjmv R>odÊ`mMm à`ëz H$am. J hm `yamaeb Zì`mZo A S o>g ~ma Ü`o Q>mBn H$am Am{U JM nwt>rb ì`dhma H$am. 19

20 20 Postal registration No. MH/MR/N/158/MBI WPP licencse No. MR/TECH/WPP-137/North/14-16 Licencse to post without prepayment, on 5th & 6th Vile Parle (W) P.O. Mumbai ieïenkeà eflelegkeàe cesukeekee RNI No. MAHBIL/2011/39044 gßq> ~a 2015 w ~B J«mhH$ n Mm VrÀ mdvrzo ~moardbr owo {d^mjr nxm{yh$mè m Mo MMm gì Am mo{ov Ho$bo hmovo. Ë màg JrÀ m N>m m{mìmv (S>mdrH$S>o) AÜ j S>m. am Xmg JwOamWr mj Xe Z H$arV AgVmZm. ì mgnrr>mda ~moardbr {d^mj AÜ j S>m. gwhm{gzr g V, Á oð> H$m H$V} H$ imh$a n S>go, CnmÜ j S>m. ~mi $m S>Ho$ Am{U H$m m}nmü j lr Vr g{dvm Xm Xo {XgV AmhoV. COdrH$S>rb N>m m{mìmv MMm gìmg CnpñWV nxm{yh$mar. ^mavr` mzh$ ã`wamov }$ Am`mo{OV EH$ {XdgmÀ`m à{eju H$m` H«$ mv 23 H$m` H$V} gh^mjr hmovo. {eju {d^mjmvrb H$m` H$Ë`mª~amo~a, n Mm`V nor>o Ü`o "OmJmo J«mhH$ OmJmo' øm CnH«$ mv g{h«$` gh^mjr hmoumao dmer, {dama Am{U R>mÊ`mMo H$m` H$V}hr m àg Jr CnpñWV hmovo. H$ÝÂ w g ³b~ CnH«$ mà m A VJ V dm Ðo owrb A Ow Z Bñbm wbtà m emiov Am mo{ov H$m H«$ mv mj Xe Z H$aVmZm lr Vr à{ bm ms>uh$a. (COdrH$S>o) ~moardbr owrb H$m g m g hm ñhy$b Ü o Am mo{ov nmbh$ g^ov ~mobvmzm lr Vr àrvr H$moi H$a ~ram EgÀ m à mojemiov J g {gb S>a {H$Vr Xm~ ghz H$ê$ eh$vmo mmo àmë {jh$ H$m H$Ë mªzm XmI{dÊ mv Ambo. Ë m àg Jr {d{eï> Xm~mÀ m AmYr gxmof {gb S>a H$gm w$qy> eh$vmo Vo XmI{dÊ mv Ambo. Aem w$q>boë m XmoZ {gb S>aMo N>m m{mì. g KQ>Z {d^mjmmr ghb Ho$ido- mhr owo Jobr hmovr. Ë m ghbrv gh^mjr Pmboë m H$m H$Ë mªmo ho N>m m{mì. Printed & Published by NISHIKANT VINAYAK GURJAR on behalf of Mumbai Grahak Panchayat, Printed at India Printing Works, 42 G. D. Ambekar Marg, Wadala, Mumbai and Published at Mumbai Grahak Panchayat, Grahak Bhawan, Sant Dnyaneshwar Marg, JVPD Scheme, Juhu, Vile Parle (West), Mumbai Ph.: , , Fax : mgpanchayat@yahoo.com Website: mumbaigrahakpanchayat.org Editor : Datta Panchwagh